HomeMy WebLinkAbout04-1549
MILSTEAD & ASSOCIATES, LLC
By: Corina M. Connors, Esquire
Attorney ID# 83509
Woodland Falls Corporate Park
220 Lake Drive East, Suite 301
Cheny Hill, NJ 08002
(856) 482-1400
Attorney for Plaintiff
Centex Home Equity Company, LLC
1750 Viceroy Drive
Dallas. TX 75235
Plaintiff
Vs.
Bart K. Timmerman
101 N 2nd Street
Wormleysburg, PA 17043
Kathy A. Timmerman
101 N 2nd Street
Wormleysburg. PA 17043
The United States of America
c/o US Attorney General
Harrisburg Federal B1dg & Courthouse
228 Walnut Street, Ste 220
PO Box 11754
Harrisburg, P A 17108
Defendant( s)
o.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
No.: 0 'f - /S"'I'1 Cux; l~
CIVIL ACTION
MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages. you must take action within twenty (20) days after this complaint
and notice are served, by entering a written appearance personally or by attorney
and filing in writing with the Court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may proceed without
you and a judgment may be entered against you by the court without further notice
for any money claimed in the complaint or for any other claim or relief requested by
the plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
(717)249-3166
800-990-9108
********AAAA~AAAAAAA~AAAAAAAAAAAAAAAAAAAAAAAAAAA*AAAAAAAAAAAAAAAA****************AAAAAAAAAAAAAAAAk
NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT
AAAAAAAAAAAAAAAAAAAAAAAA4AAA4AAA4AAA4AAAAAAAAAAAAAA*********AAAAAAAAA*AAAAAAAAAA******************
1. This communication is from a debt collector. This is an attempt to
collect a debt and any information obtained will be used for that purpose.
2. Unless you dispute the validity of this debt, or any portion thereof,
within 30 days after receipt of this notice, the debt will be assumed to be valid by our
offices.
3. If you notify our offices in writing within 30 days of receipt of this notice
that the debt, or any portion thereof, is disputed, our offices will provide you with
verification of the debt or copy of the Judgment against you, and a copy of such
verification or judgement will be mailed to you by our offices.
MILSTEAD & ASSOCIATES, LLC
By: COlina M. Connors, Esquire
Attorney ID# 83509
Woodland Falls Corporate Park
220 Lake Drive East, Suite 301
Cherry HilI, NJ 08002
(856) 482- I 400
Attorney for Plaintiff
Centex Home Equity Company, LLC
1750 Viceroy Drive
Dallas, TX 75235
Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
; No.: 0'1- /S"'f9 Cu...;) lu-
Vs.
Bart K. Timmerman
101 N 2nd Street
WormIeysburg, PA 17043
Kathy A. Timmerman
101 N 2nd Street
Wormleysburg, PA 17043
The United States of America
c/o US Attorney General
Harrisburg Federal BIdg & Courthouse
228 Walnut Street, Ste 220
PO Box 11754
Harrisburg, PA 17108
Defendant(s)
CIVIL ACTION
MORTGAGE FORECLOSURE
COMPLAINT IN MORTGAGE FORECLOSURE
I. Plaintiff, Centex Home Equity Company, LLC, is a mortgage company, having an
office and place of business at 1750 Viceroy Drive, Dallas, TX 75235,
2, Defendants, Bart K. Timmerman and Kathy A. Timmerman, are the real owners of the
premises hereinafter described,
3. Bart K. Timmerman, Defendant, resides at 101 N 2nd Street, Wormleysburg, PA
17043 and Kathy A. Timmerman, Defendant, resides at 101 N 2nd Street, Wormleysburg, PA
17043.
4. On January 25, 1999, Defendants, Bart K. Timmerman and Kathy A. Timmerman,
executed and delivered to Centex Home Equity Corporation a note (the "Note") and mortgage
(the "Mortgage"). The Mortgage was recorded on February 3, 1999 in the Department of
Records in and for the County of Cumberland under Mortgage Book 1517, Page 835. Pursuant
to Pa.R.C.P, 1019 (g) the mortgage is incorporated herein by reference.
5, The said Note and Mortgage were in the principal amount of $42,750.00, with interest
thereon at 10.8% per annum, payable as to the principal and interest in equal monthly
installments of $400.68 commencing March I, 1999.
6. The Mortgage covers the following real estate (the "Mortgaged Premises"):
101 N 2nd Street, Wornleysburg, PA 17043. A legal description of the Mortgaged
Premises is attached hereto as Exhibit "A" and made a part hereof.
7, The mortgage is in default because payments of principal and interest due December 1,
2003, and monthly thereafter are due and have not been paid, whereby the whole balance of
principal and all interest due thereon have become due and payable forthwith together with late
charges, escrow deficit (if any) and costs of collection including title search fees and reasonable
attorney's fees,
8. The following amounts are due on the Mortgage and Note:
Balance of Principal $41,770.45
Accrued but Unpaid Interest from 11/1/03 through 4/6/04 @ 10.8%
per annum ($12.36 per diem) $ 1,952.88
Acrrued Late Charges
Title Search Fees
Corporate Advance
Reasonable Attorney's Fees
TOTAL as of 4/6/04
$ 299.81
$ 250.00
$11,703.45
$ 1250.00
$57,226.59
Plus, the following amounts accrued after 4/6/04:
Interest at the Rate of 10.8% per annum ($12.36 per diem);
Late Charges of $20.03 per month.
9. Plaintiff has complied fully with Act No. 91 (35 P.S.SI680.401(c) of the 1983 Session
of the General Assembly ("Act 91 ") of the Commonwealth of Pennsylvania, by mailing to the
Defendants at 101 N 2nd Street, Wormleysburg, P A 17043 on February 27, 2004, the notice
pursuant to S 403-C of Act 91, and the applicable time periods therein have expired. True and
correct copies of such notices are attached hereto as Exhibit "B" and made apart hereof.
I O. The United States of America is being sued pursuant to 28 U,S.c. Section 24 I 0
relating to Federal Tax Liens. A Copy of the Tax Lien(s) information pertinent thereto is attached
hereto as Exhibit "c" and made a part hereof. The same is incorporated herein by reference as if
fully set forth at length.
WHEREFORE, Plaintiff demands an in rem judgment against the Defendants for
foreclosure and sale of the mortgaged premises in the amount due as set forth in paragraph 8,
namely, $57,226.59, plus the following amounts accruing after 4/6/04, to the date of judgment:
(a) interest of $12.36 per day; late charges of $20.03 per month; plus interest at the legal rate
allowed on judgments after the date of judgment, additional attorney's fees (if any) hereafter
incurred, and costs of suit.
Corina M. Connors, Esquire
Attorney for Plaintiff
VERIFICATION
I, Corina M. Connors, hereby certifY that I am an Attorney for Plaintiff and am authorized
to make this verification on Plaintiff s behalf, I verifY that the facts and statements set forth in
the forgoing Complaint in Mortgage Foreclosure are true and correct to the best of my
knowledge, information and belief. This verification is made subject to the penalties of 18 Pa.
C.S. S 4904, relating to unsworn falsification to authori
Name: Corina M. Connors, Esquire
Title: Attorney
ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Borough
of Wormleysburg, Cumberland County, Commonwealth of Pennsylvania, more particularly described
in accordance with a survey made by Michael C. D'Angelo, Registered Surveyor, dated January 9,
1979, as follows, to wit:
BEGINNING at a point at the Northeast corner of the intersection of Second and Chestnut Streets;
thence along the Easterly line of Chestnut Street; North twenty-one degrees seventeen minutes zero
seconds West, Twenty-five feet (N 21 degrees IT 00" W. 25') to an X-cut in concrete made at the
dividing line between herein described property and the property known as 103 Second Street; thence
along the dividing line between said properties and through the center of a partitioned wall and beyond,
North sixty-eight degrees forty-three minutes zero seconds East, one hundred fifty feet (N 68 degrees
43" 00' E., 150') to a hub along the Western line of River Alley; thence along said Western line of
River Alley, South twenty-one degrees seventeen minutes zero seconds East, twenty-five feet (S 21
degrees IT 00" E, 25') to a nail; thence along the Northern line of Chestnut Street, South sixty-eight
degrees forty-three minutes zero seconds West, one hundred fifty feet (S 68 degrees 43' 00" W., 150')
to a point, the place of beginning.
HAVING THEREON ERECTED a two story frame dwelling house with detached block garage known
as 101 North Second Street.
BEING Lot No. 34, on Plan of V. H. Berghause, recorded in Deed Book "L", Volume 4, Page 1, in
the Cumberland County Recorder's Office.
Tax Parcel #47-20-1858-030
Michael J. Milstead, Esq
mkhael@milsteadlaw.com
MILSTEAD & ASSOCIATES, LLC
Attorneys at Law
Woodland Falls Corporate Park
220 Lake Drive East, Ste 301
Cherry Hill, New Jersey 08002
TEL (856) 482-1400 FAX (856) 482-9190
Philadelphia Address:
235South 13lb5treet
Philadelphia, PA 19107
Corina M. Caniz, Esq. PA &: NJ
ccaniZ@milsleadlaw.com
Lisa Ann Thomas, Foreclosure Administrator
IthomaS@milsleadlaw.com
Please Reply To: NJ Office
Our File No. 04.9-02401
FEBRUARY 27, 2004
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This is an official notice that the mortgage of your home is in default. and the lender intends to
foreclose. Specific information about the nature of the default is provided
in the attached pages.
The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to
Help save YOUr home. This notice explains how the pro(l1am works.
To see if HEMAP can help. you must MEET WITH A CONSUMER CREDIT COUNSELING
AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this notice with you
when you meet with the Counseling Agency.
The name, address and phone number of Consumer Credit Counseling Agencies servicing your
County are listed at the end of this Notice, If you have any questions. YOU may call the
Pennsylvania Housing Finance Agency toll free at 1-800-342-2397, (Persons with impaired
hearing can call (717) 780-1869.
This Notice contains legal information. If you haye any questions, representatives at the Consumer
Credit Counseling Agency may be able to help explain it. You may also want to contact an
attorney in your area. The local bar association may be able to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA IMORTANCIA, PUES AFECT A SU
DERECHO A CONTINUAR V1VIENDO EN S1 CASA. SI NO COMPRENDE EL
CONTENIDO DE ESTA NOTIF1CAC10N OBTENGA UNA TRADUCCION
1MMEDIA T AMENTE LLAMANDO EST A AGENC1A (PENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENC10NADO ARRlBA.
PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO"
HOMEOWER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL
PUEDE DAL V AR SU CASA DE LA PERDOD DEL DERECHO A REDMIR SU
HIPOTECA.
MORTGAGOR'S NAME:
MAILING ADDRESS:
LOAN ACCT NO.:
CURRENT LENDER/SERVICER:
Bart K. Timmerman and Kathy A. Timmerman
101 North Second Street, Wormleysburg, PA 17043
245101076
Centex Home Equity Company, LLC
YOU MAYBE ELIGIBLE FOR FINANCIAL ASSISTANCE WmCH CAN SAVE YOUR
HOME FROM FORECLOSURE AND HELP YOUR MAKE FUTURE MORTGAGE
PAYMENTS
IF YOU COMPLY WITH THE PROVISIONS IF THE HOMEOWNER'S EMERGENCY
MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"). YOU MAY BE ELIGffiLE FOR
EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY
CmCUMSTANCES BEYOND YOUR CONTROL
IF YOU HAVE A REASONABLE PROSPECT OF
BEING ABLE TO PAY YOUR MORTGAGE
PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY
REQUIREMENTS ESTABLISHED BY THE
PENNSYL VANIA HOUSING FINANCE AGENCY
TEMPORARY STAY OF FORECLOSURE -Under the Act, you are entitled to a temporary
stay of foreclosure on your mortgage for tbirty (30) days from the date oftbis Notice. During that
time you must arrange and attend a "face-to-face" meeting with one oftbe consumer credit
counseling agencies listed at the end oftbis Notice. THIS MEETING MUST OCCUR WITHIN
THE NEXT (30) DAYS, IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE
ASSISTANCE. YOU BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS
NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT' EXPLAINS HOW TO
BRING YOUR MORTGAGE UP TO DATE.
CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer
credit counseling agencies listed at tbe end of this notice, the lender may NOT take action against
you for thirty (30) days after the date oftbis meeting. The names. addresses and telephone
numbers of designated consumer counseling ag.encies for the cOunty in which tbe property is
located are set forth at tbe end of this Notice, It is only necessary to schedule one face-to.face
meeting. Advise your lender immediatelv of your intentions.
APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific information about the nature
of your default.) If you have tried and are unable to resolve this problem with the lender, you have
the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance
Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency
Assistance Program Application with one of the designated consumer credit counseling agencies
listed at the end of this Notice. Only consumer credit counseling agencies have applications for the
program and they will assist you in submitting a complete application to the Pennsylvania Housing
Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your
face.to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF
YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND
YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGENCY ACTION- Available funds for emergency mortgage assistance are very limited. They
will be disbursed by the Agency under the eligibility criteria established by the Act. The
Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after its receives
your application. During that time, no foreclosure proceedings will be pursued against you if you
have met the requirements set forth above. You will be notified directly by the Pennsylvania
Housing Finance Agency of its decision on your application.
NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILmG OF A PETITION m
BANKRUPTCY, THE FOLLOWING PART IF TillS NOTICE IF FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN A ATTEMPT TO
COLLECT THE DEBT.
(Uyou have filed bankruptcy you can still apply for Emergency Mortgage Assistance.)
HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date).
NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your
property located at:
101 North Second Street, Wormleysburg, PA 17043
IS SERIOUSLY IN DEFAULT because:
YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following
months are now past due:
December 1, 2003 - February 1,2004 at $400.68 per month = $1,202,04
Late Charges. $279.78
Property Taxes - $3,051.71
Property Insurance - $1,133.31
Suspense Balance - ($101.00)
TOTAL AMOUNT PAST DUE: $5,565.84
HOW TO CURE THE DEFAULT- You may cure the default within THIRTY (30) DAYS of the
date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO, THE LENDER
WHICH IS $5,565.84, PLUS ANY MORTGAGE PAYMENTS AND LA TE CHARGES WHICH
BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either bv
cash, cashier's check or monev order made pavable and sent to:
Centex Home Equitv Companv
1750 Viceroy
Dallas. TX 75235
IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30)
DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the
mortgage debt. This means that the entire outstanding balance of this debt will be considered due
immediately and you may lose the chance to pay the mortgage in monthly installments. If full
payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also
intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property.
IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the
Sheriff to pay off the mortgaged debt If the lender refers your case to its attorneys, but you cure
the delinquency before the lender begins legal proceedings against you, you will still be required
to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal
proceedings are started against you, you will have to pay all reasonable attorney's fees actually
incurred by the lender even if they exceed $50.00. Any Attorney's fees will be added to the
amount you owe the lender, which may also include other reasonable costs. If you cure the
default within the THIRTY (30) DAY period, you will not be requ;red to pay attorney's fees.
OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid
principal balance and all other sums due under the mortgage.
RIGHT TO CURE THE DEFAULT PRIOR TO THE SHERIFF'S SALE - If you have no
cured the default within the THIRTY (30) DAY period and foreclose proceedings have begun, you
will still have the right to cure the default and prevent the sale at any time up to one hour before
the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or
charges then due, reasonable attorney's fees and costs connected with the Sheriffs Sale as
specified in writing by the lender and by performing any other requirements under the mortgage,
Curing the default in the manner set forth in this uotice will restore your mortgage to the
same position as if you had never defaulted.
EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that
such a Sheriffs Sale of the mortgage property could be held would be approximately FIVE (5)
months from the date of this Notice. A notice of the actual date of the Sheriff s Sale will be sent
to you before the sale. Of course, the amount needed to cure the default will increase the longer
you wait You may find out at any time exactly what the required payment of tile action will be by
contacting the lender,
HOW TO CONTACT THE LENDER:
Name of Lender:
Address:
Centex Home Equity Company
1750 Viceroy
Dallas, TX 75235
1-888-850-9398
Phone Number:
Contact Person:
Default Management
EFFECT OF THE SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your
ownership of the mortgaged property and your right to occupy it. If you continue to live in the
property after the Sheriff s Sale, a lawsuit to remove you and your furnishings and other
belongings could be started by the lender at any time.
ASSUMPTION OF MORTGAGE - You mayor XX may not sell or transfer your home
to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding
payments, charges and attorney's fees and costs are paid prior to it at the sale and that the other
requirements of the mortgage are satisfied. Please contact:
Centex Home Equity Company
1750 Viceroy
Dallas, TX 75235
1-888-850-9398
YOU MAY ALSO HAVE THE RIGHT:
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR
TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THE
DEBT.
TO HAVE TillS DEFAULT CURED BY ANY TillRD PARTY ACTING ON YOUR BEHALF
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEF AUL T
HAD OCCURRED, IF YOU CURE THE DEFAULT, (HOWEVER, YOU DO NOT HAVE TillS
RIGHT TO CURE YOUR DEF AUL T MORE THAN THREE TIMES IN ANY CALENDER
YEAR)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDINGS OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE
DOCUMENTS
TO ASSERT ANY OTER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION
BY THE LENDER
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW
CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY IS
INCLUDED.
Michael J, Milstead, Esq.
Milstead & Associates, LLC
FEDERAL TAX LIEN
I Federal Tax Lien #2000-7062, filed October 13,2000, United States Internal Revenue
Service Versus Bart K. Timmerman and Kathy A. Timmerman in the amount of$399.28.
2, Federal Tax Lien #2000-7063, filed October 13, 2000, United States Internal Revenue
Service Versus Bart K. Timmerman in the amount of$5,180.20.
" "-' \:>
~ -:,
~-.) -;-1
:r:'" ---I
[il
"..l I
)>.~ I !
f'v
r ~ F (/\
)
C><'J (.l .,
0<} ..
.....:.:..' lv, ..
~ l '"
" Vi
V 'd
MILSTEAD & ASSOCIATES, LLC
By: Corina M. Connors, Esquire
Attorney ID# 83509
Woodland Falls Corporate Park
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 222-1508
Attorneys for Plaintiff
Our File: 04-9-02401
Centex Home Equity Company, LLC
Plaintiff
COURT OJ' COMMON PLEAS
CUMBERLAND COUNTY
Vs.
Bart K. Timmerman
Kathy A. Timmerman
The United States of America
Defendant
No.: 04-1549 Civil Term
AFFIDAVIT OF SERVICE
I, Corina M. Connors, Esquire, of full age, being duly sworn according to the law, upon
my oath, depose and say:
On April 26, 2004, The United States of Americas, Defendant, was served with the
Complaint in Mortgage Foreclosure at 10th & Constitution Avenue, Washington, DC 20530 by
certified mail, return receipt requested. A copy of the executed c(:rtified card is attached hereto
and made a part hereof as Exhibit "A".
M. Connors, Esquire
Attorney ID #83509
~
SENDER: COMPLETE THIS SECTION
. Complete items 1, 2, and 3. Also complete
item 4 if Restricted Delivery is desired,
. Print your name and address on the reverse
so that we can return the card to you.
. Attach this card to the back of the mail piece,
or on the front if space permits.
1. Article Addressed to:
'Iv.. lJ.~'ttcl. 5+1++es cf J4m,,-n<:.4,
Q.luLl5 Mtw,~ CI.e.nwLl
\\J~" cot CCf\f,+ltlL'hnt. J'\\I.L
l~if\crn \ Uc.., rJ D6'JD
2. Article Number
(Transfer from service fabelj
PS Form 3811, August 2001
COMPLETE THIS SECTION ON DELIVERY
A. Signature
x
o Agent
o Addressl
C. Date of Deliva
B. Received by (Pn'nted Name)
O. Is delivery address different from item 1?
If YES, enter d~livery address below:
~-d' (.v /J
','~''':''''';;;'':''(.7;:;;,;{
DYes
o No
'l) :f.
3,~serv{Ce Type
ified Mail ~xpress Mail
Registered ,-!LBeturn Receipt for Merchandi~
o Insured Mail 0 C.O.D.
4. Restricted Delivery? (Extra Fee) 0 Yes
7001 1940 0000 3098 2585
102595.01-M-2'
Domestic Return Receipt
(')
-.~;f~
n;
~;- r
'" ~' ...,.
U)":
.-"':.:'
!.=:: t,..
~::> l._._'
>~::
-;7
=2
r->
=
=
.r-
:::E
::::
I
-J
:s
~.
~
:r:n
1"11.-
-CJm
k36
~:H
~o
Om
--4
?-fj
--
U'1
-J
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2004-01549 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CENTEX HOME EQUITY COMPANY LLC
VS
TIMMERMAN BART K ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
TIMMERMAN BART K
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
, NOT FOUND , as to
the within named DEFENDANT
, TIMMERMAN BART K
101 1'1 2ND STREET
WORMLEYSBURG, PA 17043
PER NEIGHBOR, DEFENDANT MOVED OUT MONTHS AGO,
MAIL IS STILL BEING DELIVERED TO GIVEN ADDRESS,
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
18,00
11,04
5.00
10.00
.00
44.04
So;~~""--
R. Thomas Kline
Sheriff of Cumberland County
MILSTEAD & ASSOC
05/05/2004
Sworn and subscribed to before me
this
/3 a. day of "7'IJ? r
~_.'1 A.D.
~.:. ~./p~-
U r-rothonotary Q
().~
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2004-01549 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CENTEX HOME EQUITY COMPANY LLC
VS
TIMMERMAN BART K ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
TIMMERMAN KATHY A
but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
, NOT FOUND , as to
the within named DEFENDANT
, TIMMERMAN KATHY A
101 N 2ND STREET
WORMLEYSBURG, PA 17043
PER NEIGHBOR, DEFENDANT MOVED OUT MONTHS AGO.
MAIL IS STILL BEING DELIVERED TO GIVEN ADDRESS.
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
6.00
.00
5.00
10.00
.00
21.00
So a~...er'~ ,'c.:':::"/"~_.c;?~
~~~
R. Thomas J0'1ne
Sheriff of Cumberland County
MILSTEAD & ASSOC
05/05/2004
Sworn and subscribed to before me
this /.1 -a. day of ~
~ dotf A.D.
~b I~"'v m".J. - -J,r - J).-"'t;j;
(j Prothonc!tary g r ,
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2004-01549 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CENTEX HOME EQUITY COMPANY LLC
VS
TIMMERMAN BART K ET AL
R. Thomas Kline
, Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT
, to wit:
UNITED STATES OF AMERICA THE
but was unable to locate Him
in his bailiwick. He therefore
deputized the sheriff of DAUPHIN
County, Pennsylvania, to
serve the within COMPLAINT - MORT FORE
On May
5th , 2004 , this office was in receipt of the
attached return from DAUPHIN
Sheriff's Costs:
Docketing 6.00
Out of County 9.00
Surcharge 10.00
Dep Dauphin County 25.50
.00
50.50
05/05/2004
MILSTEAD & ASSOC
?
So ~nswer ,: ~~:::>/.' ... ~.' /~,./
) / // ..',/
, / >-~;::::",/
/ V'.~ ".-z:~-"~-;~
R. Thomas Kline '"
Sheriff of Cumberland County
Sworn and subscribed to before me
this /3 (;;/.. day of
~~'I A.D.
4. ~, ..: ?r)-.L-.-- ~ /L,-' \..
f P;;th~~y d
~-y
In The Court of Common Pleas of Cumberland County, Pennsylvania
Centex Hone Equity Canpany LLC
VS.
Bart K. Timnennan et al
SERVE: The United States of ilmerica
c/o US Attorney C;eneral
No.
04-1549 civil
Now, April 13. 2004
, I, SHERIFF OF CUMBERLAND COUNTY, PA, do
hereby deputize the Sheriff of
Dauphin
County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff.
./"') "p;' 0"
~~"'~4~~-#
Sheriff of Curnberland County, PA
Affidavit of Service
Now,
,20_, at
o'clock
M. served the
within
upon
at
by handing to
a
copy of the original
and made known to
the contents thereof
So answers,
Shoriff of
County, PA
Swom and subscribed before
me this _ day of ,20_
COSTS
SERVICE
MILEAGE
AFFIDAVIT
$
$
@ilitt uf tqt ~4~J:iff
Mary Jane Snyder
Real Estate Deputy
William T, Tully
Solicitor
J. Daniel Basile
Chief Deputy
Michael W. Rinehart
Assistant Chief Deputy
Dauphin County
Harrisburg, Pennsylvania 17101
ph: (717) 255-2660 tax: (717) 255-2889
Jack Lotwick
Sheriff
Commonwealth of Pennsylvania
County of Dauphin
CENTEX HOME EQUITY COMPANY LLC
vs
Sheriff's Return
UNITED STATES OF AMERICA
No. 3333-T - -2004
OTHER COUNTY NO, 04-1549
AND NOW:April 20, 2004
COMPLAINT IN MORTGAGE FORECLOSURE
UNITED STATES OF AMERICA
C/O US ATTORNEY GENERAL
to PATRICIA WISCOUNT
of the original
at 9: 08AM served the within
upon
by personally handing
1 true attested copy(ies)
COMPLAINT IN MORTGAGE FORECLOSURE
and making known
to him/her the contents thereof at HBG FEDERAL BUILDING
228 WALNUT ST, STE. 220
HBG, PA 17101-0000
Sworn and subscribed to
before me this 22ND day of APRIL, 2004
NO IAL SEAL
MARY JANE SNYDER, Notary PublIc
Hlghsplre, Dauphin Coul'lly
My Commission Expires Sept. 1, 2006
jf~
'~P~
Deputy Sheriff
Sheriff's Costs: $25.50 PD 04/16/2004
RCPT NO 192388
RH
MILSTEAD & ASSOCIATES, LLC
By: Corina M. Connors, Esquire
Attorney ID# 83509
Woodland Falls Corporate Park
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Attorney for Plaintiff
Centex Home Equity Company, LLC
Plaintiff
: COURT OF COMMON PLEAS
: CUMBERLAND COUNTY
Vs.
Bart K. Timmerman
Kathy A. Timmerman
The United States of America
Defendant(s)
No.: 04-1549 Civil Term
Praecipe to Reinstate
Complaint in Mortgage
Foreclosure
TO THE PROTHONOTARY:
Kindly reinstate the Complaint in Mortgage Foreclosure for the above captioned matter.
,/
D
c:
?:.
ut}3
1""":1" ~
Z.~-:;I
".-
~~~:
~C'
...,..,,; -,.~,
:0:'::";1....,
.......(--.,j
:Pc:
~
,.."
=
"'"
.z:-
3
."..
-<
N
~
o
-n
~-n
rl"lF
-Om
~6
-:..J-r,
1:..,.,
?');;-
'=>::7.....-,
om
.-4
2~
:<
-u
3'
Cf!
0">
,
Milstead & Associates, LLC
By: Corina M. Connors, Esquire
Attorney ID # 83509
Woodland Falls Corporate Park
220 Lake Drive E., Ste 301
Cherry Hill, NJ 08002
(856) 482-1400
Attorneys for Plaintiff
Centex home Equity Company, LLC
Plaintiff
County: Cumberland
vs,
Bart K. Timmerman
Kathy A Timmerman
The United States of America
Defendants
No.: 04-1549 Civil Term
STIPULATION
It is hereby stipulated and agreed by and between Centex Home Equity Company
LLC, plaintiff, and the defendant, United States of America, as follows;
1. The premises referred to in the Complaint in oWlli~d by the defendants, Bart K
Timmerman and Kathy A. Timmerman.
2. The plaintiff filed an action in mortgage foreclosure to the above number and term,
and named as defendants, Bart K. Timmerman, Kathy A. Timmerman and The
United States of America.
3, The parties hereby agree that The United States of America shall, and hereby is,
named as a party in the above action, in accordance with 28 U.S.C. S 2410 et~.
4. The United States of America hereby accepts servicl: of the Complaint and waives
its right to file an answer or other responsive pleading thereto, and waives any
objection it may have to the judgment entered against the defendants.
5. The United States of America has two tax liens against the property which are
subject to the action of mortgage foreclosure, Federal Tax Lien #2000,7062 and
Federal Tax Lien #2000-7063, totaling $5,579.48, both entered in the Prothonotary's
office of Cumberland County, Pennsylvania.
6. The Federal tax liens referred to in paragraph JO in the amount of $339.28 and
$5,180.20 are junior in time to the plaintiff's mortgage set forth in paragraph 4 of
plaintiff's complaint.
7. That the defendant, United States of America, agre,es to the entry in this action of a
judgment in favor of the plaintiff and against thl: United States of America for
foreclosure and sale of the mortgaged property.
8. That the defendant, United States of America, is not indebted to the plaintiff.
9. That the aforesaid premises shall be sold at a judicial sale, notice of which was
served on the defendant, United States of America.
10. That the judicial sale of said property shall discharge the Federal Tax Lien referred
to in paragraph 10.
I 1. That the proceeds of sale shaH be divided and distributed as the parties may be
entitled and any funds due the United States shall be sent to the Internal Revenue
Service, PO Box 1267, Harrisburg, PA 17108-1267. The check shall by made
payable to "United States Treasury" and shaH include the name and social security
number of the taxpayer,
12. That the defendant, United States of America, preserved its right of redemption
as provided in Title 28, United States Code, Se(:tion 241 O( c).
13. The parties to this Stipulation shall bear their respective costs in the proceeding.
Dated:
By:
Co . a M., Connors, squire
220 Lake Drive East
Suite 301
Cherry Hill, NJ 08002
Attorneys for Plaintiff
Thomas A. M.arino
United States Attorney
n(l
By: 'V-~
Dennis Pfanne
Chief, Civil Di sion
Attorney for United States of America
Date: S- -;;J,o..f -o'-f
()
c
:1::
~:;~~~
-7-
~.:'i ;rc-_
{O,,'
~
~~t;
,~:C~,
S~~;.
~3
~
'"
=
0=
",-
<-
c::
:;:.1::
o
"
-l
::r.:"
f11-
"hi
66
::;1-r\
_,,-1'1
'?c")
::=::rn
,-)
......,f
.,.~..
~J:J
-<
..,.-
-U
:3>:
...-
<:)
.....
MILSTEAD & ASSOCIATES, LLC
By: Corina M. Connors, Esquire
Attorney 10# 83509
Woodland Falls Corporate Park
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Attorney for Plaintiff
Centex Home Equity Company. LLC
Plaintiff
: COURT OI~ COMMON PLEAS
: CUMBERLAND COUNTY
Vs.
Bart K. Timmerman
Kathy A. Timmerman
The United States of America
Defendant(s)
: No.: 04-1549 Civil Term
Praecipe to Reinstate
Complaint in Mortgage
Foreclosure
TO THE PROTHONOTARY:
Kindly reinstate the Complaint in Mortgage Foreclosure for the above captioned matter.
~onn" "'IWre
Attorney 10 No. 83509
{00007091}
...0
';;:".:::1
C:.;"
~-
()
-n
--4
rh;n
~~
-"q
()
fT;
C0
C)
-';"'>
r--)
(,J,
SHERIFF'S RETURN - NOT SERVED
CASE NO: 2004-01549 P
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CENTEX HOME EQUITY COMPANY LLC
VS
TIMMERMAN BART K ET AL
R. Thomas Kline
, Sheriff
who being duly sworn
according to law, says, that he made a diligent search and inquiry for
the within named DEFENDANT
, to wit:
TIMMERMAN BART K
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
NOT SERVED , as to
the within named DEFENDANT
, TIMMERMAN BART K
5900 WERTZVILLE ROAD APT B
ENOLA, PA 17025
DEFENDANT IS SUPPOSED TO BE LIVING AT THIS ADDRESS,
HOWEVER WE WERE NOT ABLE TO MAKE SERVICE PRIOR TO EXPIRATION.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
10.35
.00
10.00
.00
38.35
So answers :____/' ',__--;~
~~i~~"
R. Thomas Kline
Sheriff of Cumberland County
MILSTEAD & ASSOC
06/24/2004
Sworn and subscribed to before me
this 'l~ day of C)u,
d-uvt-t.D. () ~ _
~-yu- ,~
Prothonotary
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2004-01549 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CENTEX HOME EQUITY COMPANY LLC
VS
TIMMERMAN BART K ET AL
R. Thomas Kline ,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
TIMMERMAN KATHY A
but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
, NOT FOUND , as to
the within named DEFENDANT
, TIMMERMAN KATHY A
5900 WERTZVILLE ROAD APT B
ENOLA, PA 17025
DEFENDANT LIVES AT 1959 MARKET STREET
CAMP HILL, PA 17011,
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
6.00
,00
5.00
10.00
.00
21.00
So answers;/ /_~ '_ _/_~
y;2~~-
R. Thomas Kline
Sheriff of Cumberland County
MILSTEAD & ASSOC
06/24/2004
Sworn and subscribed to before me
this '1 t;;:;. day of ~2 JJ)
;[/}()'f A.D.
rl '--- Q
pr~otary
.
~/~,..
~
I
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2004-01549 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CENTEX HOME EQUITY COMPANY LLC
VS
TIMMERMAN BART K ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
TIMMERMAN BART K
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
NOT FOUND , as to
the within named DEFENDANT
, TIMMERMAN BART K
146 W HIGH STREET
CARLISLE, PA 17013
DEFENDANT'S ADDRESS IS BELIEVED TO BE
5900 WERTZVILLE ROAD ENOLA, PA
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
6.00
3.45
5.00
10.00
.00
24.45
So an~\\Te_rr/~o,"~
./ ./ ~ ~..?" ,.."
l' / ';zr/~-~=c. /
i R. Thomas Kline (
Sheriff of Cumberland County
MILSTEAD & ASSOC
06/24/2004
Sworn and subscribed to before me
7~ Il
this day of~
clt'QA.D,
Prot O~ryQ
~.~
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2004-01549 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CENTEX HOME EQUITY COMPANY LLC
VS
TIMMERMAN BART K ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
TIMMERMAN KATHY A
but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
, NOT FOUND , as to
the within named DEFENDANT
, TIMMERMAN KATHY A
146 W HIGH STREET
CARLISLE, PA 17013
DEFENDANT'S ADDRESS IS
1959 MARKET STREET CAMP HILL, PA.
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
6.00
.00
5.00
10.00
,00
21.00
So ans~ ....___/ .-
---.,.~" --------- ~
p~-=/~~=?~
I R. Thomas ~ne
Sheriff of Cumberland County
MILSTEAD & ASSOC
06/24/2004
Sworn andwsubscribed toiefore
this .,~ day of ~
me
dool( A.D.
~. {J
Prot 0 otary
~A~. ~
,~
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2004-01549 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CENTEX HOME EQUITY COMPANY LLC
VS
TIMMERMAN BART K ET AL
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
TIMMERMAN BART K
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
, NOT FOUND , as to
the within named DEFENDANT
, TIMMERMAN BART K
1959 MARKET STREET
CAMP HILL, PA 17011
DEFENDANT IS BELIEVED TO BE LIVING AT
5900 WERTZVILLE ROAD ENOLA, PA
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
6.00
10.35
5.00
10.00
.00
31.35
So answers :.__ __-
-<:~---'----:_--_:-:~- -. - .-' - - - .- - ~;~-----=~~:~- --
~:f!-~/~r'.. -;r-~' ..'=-'/
R. Thomas Kline/
Sheriff of Cumberland County
.--------
MILSTEAD & ASSOC
06/24/2004
Sworn and subscribed to before me
'7=
day of q"..,
this
.:uoy A.D.
prot~ry
Q ~LPJ~ ~
,
SHERIFF'S RETURN - REGULAR
CASE NO: 2004-01549 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CENTEX HOME EQUITY COMPANY LLC
VS
TIMMERMAN BART K ET AL
RICHARD SMITH
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
TIMMERMAN KATHY A
the
DEFENDANT
, at 2114:00 HOURS, on the 23rd day of June
2004
at 1959 MARKET STREET
CAMP HILL, PA 17011
by handing to
KATHY TIMMERMAN
a true and attested copy of COMPLAINT _ MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
.00
.00
10.00
.00
16.00
So Answers:
r~~
R. Thomas Kline
06/24/2004
MILSTEAD &
Sworn and Subscribed to before By:
me this 7 e day of
q_P'l 21YC> 'I A.D.
C)'F' 0 )u,ep,., 1/ q",Z;
Prothonotary
SHERIFF'S RETURN - REGULAR
CASE NO: 2004-01549 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CENTEX HOME EQUITY COMPANY LLC
VS
TIMMERMAN BART K ET AL
SHAWN HARRISON
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
TIMMERMAN BART K
the
DEFENDANT
, at 1634:00 HOURS, on the 19th day of July
, 2004
at 5900 WERTZVILLE ROAD
APT B
ENOLA, PA 17025
by handing to
BART TIMMERMAN
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
10.36
.00
10.00
.00
38.36
So Answers:
,f"~~-"
R. Thomas Kline
07/20/2004
MILSTEAD &
<
Sworn and Subscribed to before By:
=
me this .:l7 - day of
~ . C)OO<{ A.D,
n. Q~~
'-h6t;onotary .
MILSTEAD & ASSOCIATES, LLC
BY: PINA S. WERTZBERGER, ESQUIRE
Attorney ID# 77274
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Centex Home Equity Company, LLC
350 Highland Drive
Lewisville, TX 75067,
Plaintiff,
Attorneys for Plaintiff
: COURT OF COMMON PLEAS
: CUMBERLAND COUNTY
: No.: 04-1549 Civil Term
Vs.
Bart K. Timmerman
5900 Wertzville Road, Apt. B
Enola, P A 17025
Kathy A. Timmerman
1959 Market Street
Camp Hill, PA 17011,
Defendants.
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter Judgment in favor of Plaintiff and against Bart K. Timmerman and Kathy
A. Timmerman, Defendants for failure to file an Answer on Plaintiff's Complaint within 20
days from service thereof and for Foreclosure and sale of the mortgaged premises, and assess
Plaintiff s damages as follows:
As set forth in Complaint
Interest - 4/7/04 to 10/14/04
Late Charges
TOTAL
$57,226.59
2,360.76
120.18
$59,707.53
I hereby certify that (1) the addresses of the Plaintiff and Defendants are as shown above
and (2) that notice has been given in accor~ Rl~::/Ji;J!;:hed'l_ I~
Pi~rt~erger, Esqu' 7' ------
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICA TED (. /)
DATE: rw- 1'J- ~{ ~~"" , W .;;x;...~
f PROTHONOTARY ~_~
{00021128} --J.[T \..
MILSTEAD & ASSOCIATES, LLC
BY: Pina S. Wertzberger, Esquire
ID No. 77274
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Centex Home Equity Company, LLC,
Attorney for Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff
Vs.
No.: 04-1549 Civil Term
Bart K. Timmerman
and
Kathy A. Timmerman
and
The United States of America,
Defendant( s).
TO: Bart K. Timmerman
5900 Wertzville Road, Apt. B
Enola, P A 17025
Kathy A. Timmerman
1959 Market Street
Camp Hill, P A 17011
DATE OF NOTICE: AUf!Ust 12.2004
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO
YOU IN AN ATEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND
SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT. BUT ONLY AS
ENFORCEMENT OF LIEN AGAINST PROPERTY.
IMPORTANT NOTICE
You are in default because you have failed to enter a written appearance personally or by attorney and file in
writing with the court your defenses or objections to claims set forth against you. Unless you act within ten (10) days
from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or
other important rights. You should take this paper to your lawyer at once. If you do not have a lawyer, go to or
telephone the office set forth below. This office can provide you with infonnation about hiring a lawyer. If you cannot
afford to hire a lawyer, this office may be able to provide you with infonnation about agencies that may offer legal
services to eligible persons at a reduced fee or no fee.
LA WYERS REFERRAL SERVICE
LAWYERS REFERRAL SERVICE OF CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE. P A 17013 I.:
(717) 249-3 I 66
'15433}
MILSTEAD &
BY: PINA S ~~~CIATES, LLC
Attorney ID#' 77274 ZBERGER, ESQUIRE
220 Lak D.
e nve East Suite 30 I
Cherry Hill, NJ 08002
(856) 482-1400
Centex Home Equity C -
350 Highland Drive ompany, LLC
Lewisville, TX 7506'7,
Plaintiff,
Attorneys for Plaintiff
: COURT OF COMMON PLEAS
: CUMBERLAND COUNTY
.
.
Vs.
: No.: 04-1549 Civil Term
.
Bart K. Timmerman
5900 WertzviIle Road, Apt. B
Enola, P A 17025
Kathy A. Timmerman
1959 Market Street
Camp Hill, PA 17011,
Defendants. -
VERIFICATION fF NON-MILITARY SERVICE
Pina S. Wertzberger, Esquire, herelv verifies that she is attorney for the Plaintiffin the
above-captioned matter, and that on infonntion and belief, she has knowledge of the following
facts, to wit:
1. that the defendants are ~o.t in \1'1 Military or Naval Service of the United States or
ts Allies, or otherwise within the provlslOns oibe Soldier' and Sailors' Civil Relief Act of
~ongress of 1940, as amended.
2. defendant, Bart K. Timmerman i')ver 18 years of age and resides at 5900
'ertzville Road, Apt. B, Enola, P A 17025.
3. defendant, Kathy A. Timmerman iSver 18 years of age and resides at 1959
rket Street, Camp Hill, P A 17011.
pjw.
Pma ~ ertzberge Esquire
\~ ~
,I ~
I
hp(J~
~iI:'iB
r ~Eft!
~ ~t ~
r f-
(; r-....~
~~ .;~ gg c)
>.. ...._ -n
, a --I
r:, .,-
_j ii1
:: ' , 1'.' -r
I::, 1".,);'
c
<~
;;,: ~, : ~~: J
0,
a
eJ
"
In the Court of Common Pleas of Cumberland County, P A
Centex Home Equity Company, LLC
Plaintiff
CIVIL ACTION
NO.: 04-1549 Civil Term
Vs.
Bart K. Timmerman
Kathy A. Timmerman
Defendant(s)
Praecipe For Writ of Execution
(Mortgage Foreclosure)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
1. Directed to the Sheriff of Cumberland County;
2. Against the Defendant(s) in the above captioned matter;
3. and index this writ against the Defendant(s) as follows:
Bart K. Timmerman
Kathy A. Timmerman
4. Real property involved:
101 N. 2nd Street
Wornleysburg, PA 17043
AMOUNT DUE $59,707.53
INTEREST
From 10/15/04 to Date of $
Sale at $9.81 per diem
/
TOTAL
(Costs to be added)
$
October 14, 2004
{00021128}
~
.r
-J;:)()
!:) jt"
'-'f '- II
~ ~
r-- "-
6' ~
S ~t
e.
+-
~
t
oIQ..
.......
V)
()
o
-J
p:.
t
-<
.- \.~ !',
I ,-" ~
1-1 ~ (')
~, c-:> -II
c::: ...t.- :-::J
~~. :
\
I , ..--:~';
~~~.:,. ~,.;~,)
;--,'
('~ ': .:.~ ~;:
~i,_~~
~T~
~:."'-~
c-:;
o
C)
) (
MILSTEAD & ASSOCIATES, LLC
By: Pina S. Wertzberger, Esquire
Attorney ID# 77472
Woodland Falls Corporate Park
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Attorney for Plaintiff
Centex Home Equity Company, LLC
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff
Vs.
: No.: 04-1549 Civil Term
Bart K. Timmerman
Kathy A. Timmerman
Defendants
: AFFIDAVIT PURSUANT TO
Pa.R.C.P. 3129.2
STATE OF PENNSYL VANIA
COUNTY OF CUMBERLAND
)
)
I, Pina S. Wertzberger, Esquire, of full age, being duly sworn according to law, upon my
oath, depose and say,
1. On December 24, 2004, a copy of the Notice of Sheriff s Sale of Real Property was
served upon the defendants, Bart K. Timmerman and Kathy A. Timmerman, by certified mail,
returned receipt requested. Copies of the signed certified cards are attached hereto and made a
part hereof as Exhibit "A".
2. On December 8, 2004 and December 10, 2004, a notice of Sheriff s Sale was served
upon lien holders of record and interested parties by ordinary mail. A copy of the certificate of
mailing is attached hereto and made a part hereof as Exhibit "B".
{OO032739}
J .
,..........---....._--------~.._--------_.._.._-------.._-.._----------..- .. -
: 2., Article Number -- m________n
7.LWl 3'm .1f6 51*7 rnlfD f
11111111111111II1
3. Service Type CERTIFIED MAIL
4. Restricted Delivery? (Extra Fee)
1. Article Addressed to:
DYes
Kathy A. Timmerman
1959 Market Street
Camp HilI, NJ 170 I 1
9.02401
GW
Domestic Return Receipt
7.LWl 3'1]1 .1f6 5bb 7 co.33
D Agent
D Addre$8ee ;
'DYes
DNo
\.---2~--A-rti~i~-N~;;;~~------.--------------------------------------------
11111111 II1IIIII1
3. Service "TYpe CERTIFIED MAIL
4. Restricted Delivery? (Extra Fee) DYes :-
1. Article Addressed to:
Bart K. Timmerman
5900 Wertzville Road, Apt. B 9.02401
Enola, PA 17025
GW
PS Form 3811, July 2001
Domestic Return Receipt
.; ,
..........-- ...--------------..------------------- -_..._- .----... .-- .... ----- ._---~-_..
2. Article Number
1II111111111~11111
7J.bD 3cmJ. ."6 5bb7 co.J.,
3. Service Type CERTIFIED MAil
4, Restricted Delivery? (Extra Fee)
1. Article Addressed to:
DYes
U.S. Dept. of Justice
U.S. Arty-Western District ofPA
Attn: Michael Colville, Esquire
Assistant U.S. Attorney
700 Grant Street, Suite 400
Pittsburgh, PA 15219
x.~...?<...
o Agent :
o Addressee i
OVes
DNa
0, Is delivery address different from item 1?
If VES, enter delivery address below:
9.02401
GW
,.
PS Form 3811, July 2001
I~
Domestic Return Receipt
2:-A-rt;~i~-N~;;;b~~_...mmm----- __m_____.__."m ___'.m...__.
11111111111111111 III
7J.bD 3cmJ. ."6 51*7 co.2b
3. Service Type CERTIFIED MAIL
4. Restricted Delivery? (Extra Fee)
1. Article Addressed to:
Internal Revenue Service
Federated Investors Tower
13th Floor, Suite 1300
100 I Liberty A venue
Pittsburgh, P A 15222
PS Form 3811, July 2001
DYes
9.02401
GW
I~
Domestic Return Receipt
-
~\~
. \to
a E
~ !
!
".
, 'r:.
enU.
!
a . .
== ~.
0 enU.
'i
:e Iii
~o liU.
-
...6
III. .
~'O 0
aio
en,:::
8
8~
c::::J
to'"
...c:::
:J-
tIl<i
,s1jS
-0
\0.
o.~
,C~
~~
00
~
,
)
(.
i:
il
\1
~~
~. '6>
'i~
\,)
l~
~-.
1>
~
.~
-rl.al
<\\Ie:
>-
:::.
~&
~li
in
..J
<
'aQl
u.c:::
o~ ~ i
't~ ~ u.
~.e '0
... ~ 'i C!! ·
_'::;"'O~ ell
~"E~OCD -'
~~.s(.)(.) ~
~)(.ooo 0.
'0
C
to
1\
en '0
il
"'III
tc>
'O~
1~
ffi o~
~() 1
w~~- -
en .tOO
u.C/)0.c')
OUlep,t!
en lj 'ti ':J
en-=oen
,&g~1iSg
a~(.)~8
~<(.!elll-'
aoll.,~Z
ou.a .
~~~,~
U1,j::;.!! 5 ~
~\~ g ~ !
~\~~N(.)
\
,
\
\
I
,
I
~s
fIt:>--
10 .g! ::: C ~
~~.g!1II8~~-g ..J
'ti .p ~ f: ~ ~ %~ <
E~i. ~'J;;tO'- ~
epOj;.cDtIl~tIli en
~ ~~ o.s.g} ~1O ~
'Oc:::c:::C:::IIIQI~ -
c:::c:::.-~.g!~t08 it
tOoC:::::J'O -5- 0.
.9. c:::. ~9. ~ ~ 0 Ol c: )(,
'-"0 'l),C-c:::1ll W
~_ (,)9,'- '" a
E.!>.1jSi~CS~~ :;
o'pc:::o.e.ntOlll -
'0 \\I \9,::: C'I .c ~
~~ csCllflt-1ll a
\\I 0. .~ tIl.1l!. '0 -
c: ....~ ._"ii(i -
0~~4I't~~ &.1) ~
'OEe._e"aC/)1ll ~
.g III ~~ ~~__t5 w
~"% ~',i ~ ~';!Ii o~
,;e.'cotOO'E"l28 ~
._:J~s!le.~'(O 0
~~~13"a~~0. .0
~ ~ e'!i~'s.s ~~ci
.... o.:Jo.e.o-C:w
u Ill~ '" "":J-q CD it
~~...~~E~€~~
~~a~
au.~ .
i~!~
:)tOlOlt.
:>._w
J I\r,.......) 'E. ~,l-
'V ~...j~I/1 0 ~ ~ ~
~. ~C<o ::-'&
~(~~~. )~ \ ex:
\\~~I R
~ us~C:1
. ":".,,:,,
'G)
III
,...
tf -----.
~ g' \----
ti2
'- ~~
,-~:a
~ _/
~e-
-
o
J
8
cr
'O~ r-
~
'0 "''0 ..,
!s ..r t
..!l ~'!i
!~ ZtIl'" 0
E< it u.
:J ~. CD \~
~ \~ \~ -
r- llCl l-0.C/)
..r to llCl
\5 · C'l ..,
- \
\
20' 0' 8 0' ::lOO~d'tV'iot:l:ia311VV'J 0' 1. 0' f
., 0' 0' Z gO' J 3'0 cOZ a \,0 $ s: l ~ 1.
0' ~ 6 2 ~ ~ Ii e d 39V1SOd'S'0 0' g 9 \.
~f,3MOa^3Nli=='dd..-.!! L..S1!Jri~'..
~ ~ .IJ!!!!!F A "
~_ ,,~ -!~_ 111. ~... ~
,
~
~&.
i%
-;:>C/)
SCD tIl
.....(,) a III ~
_ c::: '""\\I ~ 'c
otO 0 to
II ~1€ l; ~
0(.) ~.~~ EIll 0
.(8~cbil1(.)- CD'(O 'S ~
0. c::: 0, ~ l~ l (") e; ~ r:. ""
....0.!!0l- 5~-0 0'::>' -r 1)0.
0.<0- 0'" s;:.'::>' "" !..
i~~f'O(')i~"ii'O~o. (;;~
~(.) ~ -=-e~ ~< ,-eN g 'i.Q
!'OO_~ ~~~o. c:::~~a~N.i
% :J c::: .Q ~ ! :l: ~ % 1: CD tIl g.~ c:::
~nu~~~~!~H~~
t
~
~
4,~
~ (~\
-r'\ '.1::
('1"\ In
(;1:1 .'<"
r:i
~
,
ce
-
-,'. ~
. \
ALL THA T CERTAIN tract or parcel of land and premises, situate, lying and being in the Borough
of Wormleysburg, Cumberland County, Commonwealth of Pennsylvania, more particularly described
in accordance with a survey made by Michael C. D'Angelo, Registered Surveyor, dated January 9.
1979, as follows, to wit:
BEGINNING at a point at the Northeast comer of the intersection of Second and Chestnut Streets;
thence along the Easterly line of Chestnut Street; North twenty-one degrees seventeen minutes zero
seconds West, Twenty-five feet (N 21 degrees IT 00" W. 25') to an X-cut in concrete made at the
dividing line between herein described property and the property known as 103 Second Street; thence
along the dividing line between said properties and through the center of a partitioned wall and beyond,
North sixty-eight degrees forty-three minutes zero seconds East, one hundred fifty feet (N 68 degrees
43" 00' E.. 150') to a hub along the Western line of River Alley; thence along said Western line of
River Alley, South twenty-one degrees seventeen minutes zero seconds East, twenty-five feet (S 21
degrees IT 00" E, 25') to a nail; thence along the Northern line of Chestnut Street, South sixty-eight
degrees forty-three minutes zero seconds West, one hundred fifty feet (S 68 degrees 43' 00" W., 150')
to a point, the place of beginning.
HA VING THEREON ERECTED a two story frame dwelling house with detached block garage known
as 101 North Second Street.
BEING Lot No. 34, on Plan of V. H. Berghause, recorded in Deed Book "L", Volume 4, Page I, in
the Cumberland County Recorder's Office.
BEING KNOWN AS 101 N. 2nd Street, Wornleysburg, PA 17043
PARCEL ill NO: 47-20-1858-030
IMPROVEMENTS THEREON CONSIST OF: Residential Dwelling
{OOO21128}
@
p
J
~
~
,<2
"J"
r~ 'tS
+- '<:)\ -k--'"
. ~ * ~ ~ -kc-' ~<?
_ ~ \> ~ --:- .>-> _~ k
~ b" -::- ~ --"'"' d\ 'd
~ c:;A - ~ fA:..
~
OJ <"'
s=-~
J'--"
d ~
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 04-1549 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due CENTEX HOME EQUITY OMP ANY, LLC Plaintiff(s)
From BART K. TIMMERMAN, 5900 WERTZVILLE RD., ENOLA PA 17025 and KATHY A.
TIMMERMAN, 1959 MARKET ST., CAMP HILL PA 17011.
(1) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE
LOCATED AT 101 NORTH 2ND ST., LEMOYNE PA 17043 (SEE LEGAL
DESCRIPTION) .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of GARNISHEE(S) as follows:
and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $59,707.53 L.L. $.50
Interest from 10/15/04 to 3/2/05 @ $9.81 per diem
Arty's Comm % Due Prothy $1.00
Arty Paid $388.05 Other Costs
Plaintiff Paid
Date: OCTOBER 22, 2004
CURTIS R. LONG
(Seal)
Proth~otary J-r ( .
ByJ ~. Dep~
REQUESTING PARTY:
Name PINA S. WERTZBERGER, ESQ.
Address: 220 LAKE DR. EAST, STE. 301
CHERRY HILL NJ 08002
Attorney for: PLAINTIFF
Telephone: (856) 482-1400
Supreme Court ill No. 772724
MILSTEAD & ASSOCIATES, LLC
By: Pina S. Wertzberger, Esquire
Attorney ID# 77274
Woodland Falls Corporate Park
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Attorney for Plaintiff
Centex Home Equity Company, LLC
Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
vs.
No.: 04-1549 Civil Term
Bart K. Timmerman
Kathy A. Timmerman
: AFFIDAVIT PURSUANT
TO RULE 3129.1
Defendant(s)
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
Centex Home Equity Company, LLC, Plaintiff in the above entitled cause of action,
sets forth as of the date the praecipe for writ of execution was filed the following information
concerning the real property located at 101 N. 2nd Street, Wornleysburg, PA 17043:
1. Name and address ofOwners(s) or Reputed Owner(s):
Bart K. Timmerman
5900 Wertzville Road, Apt. B
Enola, P A 17025
Kathy A. Timmerman
1959 Market Street
Camp Hill, PA 17011
2. Name and address of Defendant(s) in the Judgment:
Same as above
3. Name and address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Commonwealth of P A, Dept. of Revenue
Bureau of Compliance, Clearance Support
Section, Dept. 280946
Harrisburg, PA 17128-0946
Internal Revenue Service
Federated Investors Tower
13th Floor, Suite 1300
1001 Liberty Avenue
Pittsburgh, P A 15222
{00021128}
U.S. Dept. of Justice
U.S. Atty-Western District of PA
Attn: Michael Colville, Esquire
Assistant U.S. Attorney
700 Grant Street, Suite 400
Pittsburgh, P A 15219
4. Name and Address of the last recorded holder of every mortgage of record:
Centex Home Equity Company, LLC
(Plaintiff herein)
350 Highland Drive
Lewisville, TX 75067
5. Name and address of every other person who has any record lien on the property:
None Known
6. Name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
None Known
7. Name and address of every person of whom the plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
Tenant/Occupant
101 N. 2nd Street
W ornleysburg, P A 17043
Department of Domestic Relations
Cumberland County Courthouse
13 N. Hanover Street
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Welfare
P.O. Box 2675
Harrisburg, P A 17105
I verify that the statements made in the Affidavit are true and correct to the best of my
personal knowledge or information and belief. I understand that false statements herein are made
subject to the penalties of 18 Pa. C.S. Section 4904 relating to un1worn falsification to
authorities. U ? () /1 I I
Pi~~~
Attorney for Plaintiff
Date: October 14.2004
{00021l28}
MILSTEAD & ASSOCIATES, LLC
By: Pina S. Wertzberger, Esquire
Attorney ID# 77274
Woodland Falls Corporate Park
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Attorney for Plaintiff
Centex Home Equity Company, LLC
Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Vs.
: No.: 04-1549 Civil Term
Bart K. Timmerman
Kathy A. Timmerman
Defendant(s)
: NOTICE OF SHERIFF'S SALE OF
: REAL PROPERTY PURSUANT
: TO PA.R.C.P. 3129
TAKE NOTICE:
Your house (real estate) at 101 N. 2nd Street, W ornleysburg, P A 17043 is
scheduled to be sold at Sheriffs Sale on March 2, 2005 at 10:00 am in the Commissioner's
Hearing Room, Cumberland County Courthouse, Carlisle, P A 17013 to enforce the Court
Judgment of $59,707.53 obtained by Centex Home Equity Company, LLC.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The Sale will be cancelled if you pay to Milstead and Associates, LLC, Attorney for
Plaintiff, back payments, late charges, costs and reasonable attorney's fees due. To find out how
much you must pay, you may call 856-482-1400.
2. You may be able to stop the Sale by filing a petition asking the court to strike or open
the Judgment, if the Judgment was improperly entered. You may also ask the Court to postpone
the Sale for good cause.
3. You may also be able to stop the Sale through other legal proceedings. You may need
an attorney to assert your rights. The sooner you contact one, the more chance you will have of
stopping the Sale. (See Notice on next page and how to obtain an attorney).
{000211 28}
'VOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You
may find out the bid price by calling Milstead and Associates, LLC at 856-482-1400.
2. You may be able to petition the Court to set aside the Sale if the bid price was grossly
inadequate compared to the market value of your property.
3. The Sale will go through only if the Buyer pays the Sheriff the full amount due on the Sale.
To find out if this has happened you may call Milstead and Associates, LLC at 856-482-1400.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the Sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff and
the Sheriff gives a Deed to the Buyer. At that time, the Buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A Schedule of
distribution of the money bid for your house will be filed by the Sheriff on a date specified by the
Sheriff not later than 30 days after the sale. This schedule will state who will be receiving that money.
The money will be paid out in accordance with this schedule unless exceptions (reasons why the
proposed distribution is wrong) are filed with the Sheriff within ten (10) days after.
7. You may also have other rights and defenses, or ways of getting your house back, if you act
immediately after the Sale.
YOU SHOULD TAKE THIS PAPER TO YOU LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, P A 17013
(717) 249-3166
(800) 990-9108
04-9-02401
{00021128 }
, ..
ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Borough
of Wormleysburg, Cumberland County, Commonwealth of Pennsylvania, more particularly described
in accordance with a survey made by Michael C. D'Angelo, Registered Surveyor, dated January 9,
1979, as follows, to wit:
BEGINNING at a point at the Northeast comer of the intersection of Second and Chestnut Streets;
thence along the Easterly line of Chestnut Street; North twenty-one degrees seventeen minutes zero
seconds West, Twenty-five feet (N 21 degrees 17' 00" W. 25') to an X-cut in concrete made at the
dividing line between herein described property and the property known as 103 Second Street; thence
along the dividing line between said properties and through the center of a partitioned wall and beyond,
North sixty-eight degrees forty-three minutes zero seconds East, one hundred fifty feet (N 68 degrees
43" 00' E., 150') to a hub along the Western line of River Alley; thence along said Western line of
River Alley, South twenty-one degrees seventeen minutes zero seconds East, twenty-five feet (S 21
degrees 17' 00" E, 25') to a nail; thence along the Northern line of Chestnut Street, South sixty-eight
degrees forty-three minutes zero seconds West, one hundred fifty feet (S 68 degrees 43' 00" W., 150')
to a point, the place of beginning.
HAVING THEREON ERECTED a two story frame dwelling house with detached block garage known
as 101 North Second Street.
BEING Lot No. 34, on Plan of V. H. Berghause, recorded in Deed Book "L", Volume 4, Page 1, in
the Cumberland County Recorder's Office.
BEING KNOWN AS 101 N. 2nd Street, Wornleysburg, PA 17043
PARCEL ID NO: 47-20-1858-030
IMPROVEMENTS THEREON CONSIST OF: Residential Dwelling
{OOO21128}
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
}SS:
o LI.; 1.5''19
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby ce ify that
the Sheriff's Deed in which Centex Home Equity Co is the grantee the same having been sol to said
grantee on the 2nd day of March A.D., 2005, under and by virtue of a writ Execution issued 0 the 22nd
day of October, A.D., 2004, out ofthe Court of Common Pleas of said County as of Civil Te , 2004
Number 1549, at the suit of Cent ex Home Equity Co against Bart K Timmerman & Kathy A i duly
recorded in Sheriff's Deed Book No, 267, Page 45 I I.
IN TESTIMONY WHEREOF, I have hereunto set my hand
'xl:
and seal of said office this II! day of
, A.D. .;)()()0
Recorder
, Cumberland Cou
Expi(ea \he Fir8l
f Deeds
C8I1I81e, PA
of Jon. 2COI
Centex Home Equity Company, LLC
VS
Bart K. Timmerman and Kathy A.
Timmerman
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2004-1549 Civil Term
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that h
made a diligent search and inquiry for the within named defendants, to wit: Kathy A.
Timmerman, but was unable to locate her in his bailiwick. He therefore deputized the
Sheriff of Blair County, Pennsylvania, to serve the within Real Estate Writ, Notice of
Sale and Description according to law.
BLAIR COUNTY RETURN: Now, January 12, 2005 at 10:50 o'clock AM
served the within Writ of Execution, Notice of Sale and Description upon Kathy A,
Timmerman at 516 Mountain Road, Apt. B" Altoona P A 16601 by handing to Kathy A.
Timmerman a true and attested copy of the original Writ of Execution, Notice and
Description and made known to her the contents thereof. So answers: Larry D. Field,
Sheriff of Blair County, P A.
Ron Kerr, Deputy Sheriff, who being duly sworn according to law, states that on
December 27, 2004 at 4:29 o'clock PM, he served a true copy of the within Real Estate
Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon the
within named defendant, to wit: Bart K, Timmerman, by making known unto Bart
Timmerman, personally, at 5900 Wertzville Road, A pt. B, Enola, Cumberland County,
Pennsylvania, its contents and at the same time handing to him personally the said true
and correct copy of the same.
Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states
that on January 03, 2005 at 2:43 o'clock P.M., she posted a true copy of the within Real
Estate Writ, Notice, Poster and Description, in the above entitled action, upon the
property of Bart K. Timmerman and Kathy A. Timmerman, located at 101 N, 2nd Street,
Wormleysburg, Pennsylvania, according to law,
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to the within named
defendant, to wit: Kathy A. Timmerman, by regular mail to her last known address of 51
Mountain Ave., Apt. B, Altoona, PA 16601. This letter was mailed under the date of
January 18, 2005 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to the within named
defendant, to wit: Bart K. Timmerman, by regular mail to his last known address of 5900
Wertzville Rd., Apt. B, Enola, PA 17025, This letter was mailed under the date of
December 29, 2004 and never returned to the Sheriffs Office,
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that
after due and legal notice had been given according to law, he exposed the within
described premises at public venue or outcry at the Courthouse. Carlisle, Cumberland
County, Pennsylvania on March 02, 2005 at 10:00 o'clock A.M, He sold the same for th
sum of$1.00 to Attorney Pina Wertzberger for Centex Home Equity Company, LLC. It
/.
II ;)0
<)/.
,,~1IJJ
. ~)
(l
I(p )-
being the highest bid and best price received for the same, Centex Home Equity
Company, LLC of350 Highland Ave., Lewisville, TX 48501, being the buyer in this
execution, paid to SheriffR. Thomas Kline the sum of $1,003.70, it being costs.
Sheriffs Costs:
Docketing
Poundage
Posting Bills
Advertising
Acknowledging Deed
Auctioneer
Law Library
Prothonotary
Mileage
Certified Mail
Out of County
Dauphin County
Levy
Surcharge
Law Journal
Patriot News
Share of Bills
Distribution of Proceeds
Sheriffs Deed
$30.00
20.37
15,00
15.00
30.00
10.00
.50
1.00
20,72
4,42
9.00
25.50
15.00
30.00
321.20
395,95
30.73
25,00
39.50
$ 1038.89
This 0(/ day of JPA('~
2005 AD f~iho;"?:;- ~
So Answers:
r:~--t:~--#
R. Thomas Kline, Sheriff
BY J~~~
RealEstate eputy
Sworn and subscribed to before me
f
,
MILSTEAD & ASSOCIATES, LLC
By: Pina S. Wertzberger, Esquire
Attorney 10# 77274
Woodland Falls Corporate Park
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Attorney for Plaintiff
Centex Home Equity Company, LLC
Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
VS.
: No.: 04-1549 Civil Term
Bart K. Timmerman
Kathy A. Timmerman
: AFFIDAVIT PURSUANT
TO RULE 3129.1
Defendant(s)
COMMONWEALTH OF PENNSYL V ANlA
COUNTY OF CUMBERLAND
Centex Home Equity Company, LLC, Plaintiff in the above entitled cause of actio ,
sets forth as of the date the praecipe for writ of execution was filed the following informatio
concerning the real property located at 101 N. 2nd Street, Wornleysburg, PA 17043:
1. Name and address ofOwners(s) or Reputed Owner(s):
Bart K. Timmerman
5900 Wertzville Road, Apt. B
Enola, P A 17025
Kathy A. Timmerman
1959 Market Street
Camp Hill, PA 17011
2. Name and address of Defendant(s) in the Judgment:
Same as above
3, Name and address of every judgment creditor whose judgment is a record lien on th real
property to be sold:
Commonwealth of P A, Dept. of Revenue
Bureau of Compliance, Clearance Support
Section, Dept. 280946
Harrisburg, P A 17128-0946
Internal Revenue Service
Federated Investors Tower
13th Floor, Suite 1300
1001 Liberty Avenue
Pittsburgh, PA 15222
{00021128)
,
,
U.S. Dept. of Justice
U.S. Atty- Western District of P A
Attn: Michael Colville, Esquire
Assistant U.S. Attorney
700 Grant Street, Suite 400
Pittsburgh, PA 15219
4. Name and Address of the last recorded holder of every mortgage ofrecord:
Centex Home Equity Company, LLC
(P laintiff herein)
350 Highland Drive
Lewisville, TX 75067
5. Name and address of every other person who has any record lien on the property:
None Known
6. Name and address of every other person who has any record interest in the property d
whose interest may be affected by the sale:
None Known
7, Name and address of every person of whom the plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
Tenant/Occupant
101 N. 2nd Street
Wornleysburg, PA 17043
Department of Domestic Relations
Cumberland County Courthouse
13 N. Hanover Street
Carlisle, P A 17013
Commonwealth of Pennsylvania
Department of Welfare
P.O. Box 2675
Harrisburg, PA 17105
I verifY that the statements made in the Affidavit are true and correct to the best of
personal knowledge or information and belief. I understand that false statements herein ar
subject to the penalties of 18 Pa. C.S. Section 4904 relating to un worn falsification to
authorities.
Pi 'a S. Wertzberger,
Attorney for Plaintiff
Date: October 14,2004
(00021128)
.
,
MILSTEAD & ASSOCIATES, LLC
By: Pina S. Wertzberger, Esquire
Attorney 10# 77274
Woodland Falls Corporate Park
220 Lake Drive East, Suite 301
Cherry Hill, NJ 08002
(856) 482-1400
Attorney for Plaintiff
Centex Home Equity Company, LLC
Plaintiff
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Vs.
No.: 04-1549 Civil Term
Bart K. Timmerman
Kathy A. Timmerman
Defendant(s)
: NOTICE OF SHERIFF'S SALE OF
: REAL PROPERTY PURSUANT
: TO PA.R.C.P. 3129
TAKE NOTICE:
Your house (real estate) at 101 N. 2nd Street, Womleysburg, PA 17043 is
scheduled to be sold at Sheriffs Sale on March 2. 2005 at 10:00 am in the Commissioner's
Hearing Room, Cumberland County Courthouse, Carlisle, P A 17013 to enforce the Court
Judgment of $59,707.53 obtained by Centex Home Equity Company, LLC.
NOTICE OF OWNER'S RIGHTS
YOU MAYBE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale you must take immediate action:
1. The Sale will be cancelled if you pay to Milstead and Associates, LLC, Attorney for
Plaintiff, back payments, late charges, costs and reasonable attorney's fees due. To find ou how
much you must pay, you may call 856-482-1400.
2. You may be able to stop the Sale by filing a petition asking the court to strike or open
the Judgment, if the Judgment was improperly entered. You may also ask the Court to po tpone
the Sale for good cause.
3. You may also be able to stop the Sale through other legal proceedings, You ma need
an attorney to assert your rights, The sooner you contact one, the more chance you will ha e of
stopping the Sale. (See Notice on next page and how to obtain an attorney).
{00021128)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. ou
may find out the bid price by calling Milstead and Associates, LLC at 856,482-1400.
2. You may be able to petition the Court to set aside the Sale if the bid price was grossl
inadequate compared to the market value of your property.
3. The Sale will go through only if the Buyer pays the Sheriff the full amount due on th Sale.
To find out if this has happened you may call Milstead and Associates, LLC at 856-482-1400.
4, Ifthe amount due from the Buyer is not paid to the Sheriff, you will remain the owne of the
property as if the Sale never happened.
5, You have a right to remain in the property until the full amount due is paid to the Sh riff and
the Sheriff gives a Deed to the Buyer. At that time, the Buyer may bring legal proceedings to e ict you.
6. You may be entitled to a share of the money which was paid for your house. ASche ule of
distribution of the money bid for your house will be filed by the Sheriff on a date specified by e
Sheriff not later than 30 days after the sale. This schedule will state who will be receiving that oney.
The money will be paid out in accordance with this schedule unless exceptions (reasons why t e
proposed distribution is wrong) are filed with the Sheriff within ten (10) days after.
7. You may also have other rights and defenses, or ways of getting your house back, if ou act
immediately after the Sale,
YOU SHOULD TAKE THIS PAPER TO YOU LAWYER AT ONCE. IF YOU DO NO
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
HAVE
STED
Lawyer Referral Service
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, P A 17013
(717) 249-3166
(800) 990-9108
04-9-02401
{00021128}
ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the orough
of Wormleysburg, Cumberland County, Commonwealth of Pennsylvania, more particularly d scribed
in accordance with a survey made by Michael C. D'Angelo, Registered Surveyor, dated Ja uary 9,
1979. as follows, to wit:
BEGINNING at a point at the Northeast corner of the intersection of Second and Chestnut Streets;
thence along the Easterly line of Chestnut Street; North twenty-one degrees seventeen minu es zero
seconds West, Twenty-five feet (N 21 degrees 17' ()()" W. 25') to an X-cut in concrete ma at the
dividing line between herein described property and the property known as 103 Second Street thence
along the dividing line between said properties and through the center of a partitioned wall and eyond,
North sixty-eight degrees forty-three minutes zero seconds East. one hundred fifty feet (N 68 degrees
43" ()()' E., 150') to a hub along the Western line of River Alley; thence along said Weste line of
River Alley, South twenty-one degrees seventeen minutes zero seconds East, twenty-five fe t (S 21
degrees 17' ()()" E, 25') to a nail; thence along the Northern line of Chestnut Street. South s. -eight
degrees forty-three minutes zero seconds West, one hundred fifty feet (S 68 degrees 43' ()()" " 150')
to a point, the place of beginning.
HAVING THEREON ERECTED a two story frame dwelling house with detached block garag known
as 101 North Second Street.
BEING Lot No. 34, on Plan of V, H. Berghause, recorded in Deed Book "L", Volume 4, Pel. in
the Cumberland County Recorder's Office.
BEING KNOWN AS 101 N, 2nd Street, Wornleysburg, PA 17043
PARCEL ill NO: 47-20-1858-030
IMPROVEMENTS THEREON CONSIST OF: Residential Dwelling
{OOO21128}
WRIT OF EXECUTI~N.and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 04-1549 Civil
CrvIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due CENTEX HOME EQUITY OMP ANY, LLC Plaintiff(s)
From BART K. TIMMERMAN, 5900 WERTZVILLE RD" ENOLA PA 17025 and KATHY A.
TIMMERMAN,1959MARKET ST., CAMP HILL PA 17011.
(1) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE
LOCATED AT 101 NORTH 2ND ST., LEMOYNE PA 17043 (SEE LEGAL
DESCRIPTION) .
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined fro
paying any debt to odor the account of the defendant (s) and from delivering any property ofthe defenda t
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as
garnishee and is enjoined as above stated.
Amount Due $59,707,53 L.L. $.50
Interest from 10/15/04 to 3/2/05 @ $9.81 per diem
Ally's Comm % Due Prothy $1.00
Ally Paid $388.05 Other Costs
Plaintiff Paid
Date: OCTOBER 22, 2004
CURTIS R. LONG
(Seal)
By: .
REQUESTING PARTY:
Name PINA S. WERTZBERGER, ESQ.
Address: 220 LAKE DR. EAST, STE. 301
CHERRY HILL NJ 08002
Attorney for: PLAINTIFF
Telephone: (856) 482-1400
Supreme Court ID No, 772724
Real Estate Sale # 18
On November 30, 2004 the Sheriff levied upon the
defendant's interest in the real property situated in
Wormleysburg Borough, Cumberland County, PA
Known and numbered as 101 N, 2nd Street,
Wormleysburg, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: November 30, 2004
BY:')OdJ ,lvuz~
Real Es~ Deputy
(-)
c::u;)
~
=
r.:;:;:;-.
\.:.."1 t~.1
&nro
111 :Z d I - AON ~OOl
Vd '"HHi00 lJ,iVld3i.JI,Il:J
.:HI~3HSI3IH .:10 3:J1.:i.:i0
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
ss.
COUNTY OF CUMBERLAND
Lisa Marie Coyne, Esquire, Editor ofthe Cumberland Law Journal, ofthe County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland aw
Journal, a legal periodical published in the Borough of Carlisle in the County and State afo esaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regu arly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland w
Journal on the following dates,
Vtz:
January 14, 21, 28, 2005
Affiant further deposes that he is authorized to verify this statement by the Cumbe
Law Journal, a legal periodical of general circulation, and that he is not interested in the s
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
~G)~
"
Isa Marie Coyne Editor
SW TO AND SUBSCRIBED before me his
28 day of January, 2005
k71lu ~). 1.. JdU I'PA../
Notary
and
ject
REAL ESTATE SALE NO. 18
Writ No. 2004-1549 Civil
Centex Home Equity
Company. LLC
vs.
Bart K. Timmerman and
Kathy A. Timmerman
Atty.: Pina Wertzberger
ALL THAT CERTAIN tract or par-
cel of land and premises, situate,
lying and being in the Borough of
Wonnleyshurg, Cumberland County,
Commonwealth of Pennsylvania,
more particularly descnhed in ac-
cordance with a survey made by
Michael C. D'Angelo. Registered
Surveyor, dated January 9. 1979.
as foHows, to wit:
BEGINNING at a point at the
Northeast corner of the intersection
of Second and Chestnut Streets:
thence along the Easterly line of
Chestnut Street; North twenty-one
degrees seventeen minutes zero
seconds West, Twenty-five feet (N
21 degrees 1 TOO" w. 25') to an x~
cut in concrete made at the divid-
ing line between herein described
property and the property known
as 103 Second Street; thence along
the dividing line between said prop~
erties and through the center of a
partitioned wall and beyond. North
sixty-eight degrees forty-three min-
utes zero seconds East. one hun-
dred fifty feet (N 68 degrees 43" 00'
E.. 150') to a hub along the West-
ern line of River Alley; thence along
said Western line of River Alley,
South twenty-one degrees seventeen
minutes zero seconds East, twenty-
five feet (8 21 degrees 17' 00" E.
25') to a nail; thence along the North-
em line of Chestnut Street, South
sixty-eight degrees forty-three min-
utes zero seconds West, one hun-
dred fifty feet (5 68 degrees 43' 00"
W,. 150') to a point. the place of
beginning.
HAVING THEREON ERECTED a
two story frame dwelling house with
detached block garage known as
101 North Second Street.
BEING Lot No. 34. on Plan of V.
H, Berghause. recorded in Deed
Book ML", Volume 4. Page 1, in the
Cumberland County Recorder's Of-
fice.
BEING KNOWN AS 101 N. 2nd
Street, Wormleysburg, PA 17043.
PARCEL ID NO: 47-20-1858-
030.
IMPROVEMENTS THEREON
CONSIST OF: Residential Dwelling.
,
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
James L. Clark, being duly sworn according to law, deposes and says:
That he is the Accounts Receivable Manager of The Patriot News Co., a corporation organized an existing
under the laws of the Commonwealth of Pennsylvania, with iis principal office and place of business at 812 0818
Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of he
Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 0818
Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News ere
established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously publis ed ever
SInce;
That the printed notice or publication which is securely attached hereto is exactly as printed and pu lished
in their regular daily and/or Sunday/ Metro editions which appeared on the 18th and 25th day(s) of January nd the
1st day( s) of February 2005. That neither he nor said Company is interested in the subject matter of said pr" ted
notice or advertising, and that all of the allegations of this statement as to the time, place and character of plication
are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to ve ify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously p ssed
and adopted severally by the stockholders and board of directors of the said Company and subsequently dul
recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
:::::::::4,(m
NOTARIAL
Terry L. Russell, .
City 01 Harrisburg, Dauphin cWRiV A
My Commission ExPIIlltyJcQllfnii~
Membp.', Pennsylvania Assoclallon of Notarlts
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
ONE COURTHOUSE SQUARE
CARLISLE, PA. 17013
COPY
SALE#l8
Sworn to and subscribed before m
Statement of Advertising Costs
To THE PATRIOT-NEWS CO.
For publishing the notice or publication attached
hereto on the above stated dates
395.95
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the s me have
been duly paid.
By..................................................... ....
REAL ESTATE SALE No. 18
WrI No. 21104-1548
Civil Term
CenI8x Home Equity Co., LLC
Vs
Il8rt K. T1mrnennsn,snd
KaIhv A. TImrMmIsn
Ally: Pins Wertzberger
DESCRIPTION
ALL THAT CEIITAIN tract or jlOlCcl 01 land
and ~ situ-ate,lying and being in the Bor-
ougil of WonnJeysilurg. Comber-land County,
Commonwealth of Pennsylvania, more
particuJarly describOO in accDlrlance with a SUl'I{ey
made by Michael C. D' Aogelo, RegisIered
Smveyor; _ Jaouary 9, 1979, as foil...., to
wit:
BEGINNING aI a IYint aI the Norlbeasl
""""oldie ""'_00 of Second aodClrestnot
Streets; then<:o aJoog the Easterly Iioe of Choatnor
Streel;Nooh(WeDly-ooedegrees_miJl.
otes zero seconds 1'1..... TweDly-five feel (N 21
degrees 17 minotesooseamdsW. 25reet)toao
X-cut in concrete made at !be dividing line
betwee, herein described proJHfly and the
property known as 103 Second Street; thence
along the dividing Iioe between said properties
and tltrnugil the center of a partitioned wall and
beyond, Nooh sixty. degrees forty-three
_ ... seconds Bas~ one bundred fifty feet
(N 68 de-grees 43 _ 00 seconds E., 150
feet) to a bub a1<mg the West..em'line of River
Alley; thence along said Western Iioe of River
Alley, Soothtweoty-ooe degrees seventeen
minutes zero seconds East, twenty-five feet (8 2i
de-greesl7 minotes 00 seconds E, 25 feet) 10 a
nail; then<:o along the NortItem Iioe of Cbeslnul
S"'~ Sooth sixty. deps forty-three
_...secondsw.st.".._fiftyfeel
(S 68 de-grees 43 _ 00 "'nods 1'1.., 150
feel)to ,point. theplaceoIBEGlNNING.
HAVING THEREON erected a_
_ dwelling hoose with detacbed block garage
known as 10\ North Second Street.
BEING Lot No. 3j;, ou Plan of V. H.
Bergbaose.reo:onledinDeedBooI:iLi, \bI_4,
Page \, in the Combedaod County Recorder's
0Ilic0. ,
BEING known as 101 N. 2nd Street,
WOnnJeyobotg. PA \7043.
PareeI ID #47-l1l-18S8-lI30.
IMPROvEMENTs tben:on ton-sist of:
Residential~
~/ """-,,,.