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HomeMy WebLinkAbout08-6204IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff No: ?$ - (pd04 ?v?j Term VS. COMPLAINT IN CIVIL ACTION GEORGE W STAFFORD Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06898474 C N Pit SMI w IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. Civil Action No d-0y C}d, (?<<,, GEORGE W STAFFORD Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK (USA),NA is a corporation with offices at 15000 CAPITAL ONE DRIVE RICHMOND , VA 23238 . 2. Defendant is adult individual(s) residing at the address listed below: GEORGE W STAFFORD 908 W TRINDLE RD APT lE MECHANICSBURG, PA 17055 3. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXXXXXX3603 . 4. Defendant made use of said credit card and has a current balance due of $1153.26 , as of August 18, 2008 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 19.500% per annum on the unpaid balance from August 18, 2008 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment Due Dole $871 34 - $0 00 + $15 09 + $39 00 = $925 43 $425 43 Dec 12, 2007 Oct 18, 2007 - Nov 17, 2007 Page 1 of 1 REAR PAY AT (FAST INS AMOUNT Via Platinum Account 4862.9626d5e44,609 Your Account Information TOTAL CREDIT LINE $50000 TOTAL AVAILABLE CREDIT $000 CREDIT LINE FOR CASH $30000 AVAILABLE CREDIT FOR CASH $000 Finance Charges (Please see revers far important mformabon) Balance rate Periodic Carr Ong FINANCE applied to rate APR CHARGE Purchases $66611 005493% P 2005% E15 09 Cash 00 005493% P 20 OS% $000 ANNUAL PERCENTAGE RATE applied this period. 20.05% ® At Your Service 1.600.003,897 Toed Cuebmar Ralgeore orto report a bat crstoW cee ® Semi payments to. Capital One Baca P 0 Bar 70884 Chaitdb, NC 28272-0884 A Send Inquiries to. Capaat One P 0 Box 30285 Sant Lab City. UT 84130-0285 ® Have a question about a charge on your statement? Place refer to the Bing Rights Summary an the back of your statement or visit You're behind by five payments so we ve permanently suspended your charging privileges If you don't make a suRiaent Payment in he next 7 weeks your account is at ask for being charged oft and reported to the national credit bureas Please don't let On happen H yaYe feeling overvdrekned, call us at 1 600 955 6600 Well work with you to reeolw firs matter Payments. Cnidlts & Adjustments Transactions 1 12NOV PAST DUE FEE $39 OD Your account is 90 days past due and your Payment Protection coverage has then suspended As stated in your Payment Protection agreement, your coverage and monthly charge will be Moslem once your account is no longer 90 days past due You may ale be eligible for benefits to be pad to your account for loss events described in your Payment Protection agreement Cell Stonebridge Benefit Serw ass at 1-888-527-6904 to see d your situation qualifies for benefits You were assessed a pat due The because your nmrenum payment was not removed by he due data To avoid this fee in he future, we recommend that you allow at last 7 business days for your minimum payment b reach Capra one oar 6056 506 1 07 17 071117 PAGE 1 of 1 OIDM6056 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ONTO W W W CAPITALONE COM TO MAKE YOUR PAYMENT ONLINE ow- I what's in your wa1leV' New Balance Minimum Payment Due Date C$925 43 $425 43 Dec 12, 2007 PLEASE PAY AT LEAST THIS AMOUNT 4862362659443603 17 0925430025000425438 Amount Enclosed Capital One Bank P.O. Box 70684 Charlotte, NC 26272-0884 ? uld?u?ua?d?ur?o?d??nrln?dnlu?u??u?u?u?lnd? Account Number: 4862-3626-5944-3603 Please print address or phone number changes below using blue our black ink Address Home Phone Alternate Phone E-mall address p #9032250321369559# MAIL ID NUMBER GEORGE Y STAFFORD 106 Y TRINDLE RD APT 1E MECHANICSBURG, PA 17055-4092 6898474 Please write your account number on your check or money order made payable to Capital One Bank and mall with this coupon in the enclosed envelope CAPITAL ONE BANK (USA), N.A., Plaintiff, V. GEORGE W STAFFORD Defendant(s). VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities, that he/she is an authorized agent of Capital One Services, Inc., an affiliate of and service provider to CAPITAL ONE BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Dated: An inette Miller A049 WELTMAN, WEINBERG & REIS CO., L.P.A. n ? 00 0 C7 C c? Cl w SHERIFF'S RETURN - REGULAR CASE NO: 2008-06204 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK USA N A VS STAFFORD GEORGE W RONALD HOOVER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE the STAFFORD GEORGE W was served upon DEFENDANT at 2048:00 HOURS, on the 20th day of October , 2008 at 908 W TRINDLE RD APT lE MECHANICSBURG, PA 17055 GEORGE W STAFFORD by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge q'il/01 q, So Answers: 18.00 8.00 .00 s 10.00 R. Thomas Kline 00 V36.00 10/23/2008 WELTMAN WEINBERG REIS Sworn and Subscibed to before me this By: 4<'W day Deputy Sheriff of A. D. r ' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. GEORGE W STAFFORD Defendant No. 08-6204 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: WILLIAM T. MOLCZAN, ESQUIRE PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06898474 Judgment Amount $ 1215.02 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. Civil Action No. 08-6204 CIVIL TERM GEORGE W STAFFORD Defendant TO THE PROTHONOTARY: Kindly enter Judgment against the Defendant, GEORGE W STAFFORD above named, in the default of an Answer, in the amount of $1215.02 computed as follows: Amount claimed in Complaint PRAECIPE FOR DEFAULT JUDGMENT $1153.26 Interest from August 18, 2008 to December 15, 2008 at the legal interest rate of 19.5% per annum $61.76 TOTAL $1215.02 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By.. WILLIAM T. M CZAN, ESQUIRE PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06898474 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7's Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 908 W Trindle Rd Apt IE, Mechanicsburg, PA 17055. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff GEORGE W STAFFORD Def endant (s) IMPORTANT NOTICE TO: GEORGE W STAFFORD 908 W TRINDLE RD APT 1E MECHANICSBURG,PA 170551 Date of Notice: l 5/ Q WWR#: 06898474 Case # ? ~ 62G(.(,^ Cvvi- YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR. PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 BY: PATRICK THORM WOODMAN PA I.D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BLDG, 436 7TH AVE. PITTSBURGH, PA 15219 (412) 434-7955 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. GEORGE W STAFFORD Defendant Case no: 08-6204 CIVIL TERM NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, GEORGE W STAFFORD is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, GEORGE W STAFFORD is not in the military service. Further Affiant sayeth naught. 01 AFFIANT SWORN TO AND SUBSCRIBED in my presence this % day of C ems. 'amg CCMMO'W,H OF PENNSYLVANIA Naar al Seal ?IV Y POBL Wendy L. Gault, Notary Public NOT City of Pftsburgh, Allegheny County My Commission xpir°_s July 15, 2010 ?A,rnber, Pennsylva ,`.:. Asscr, tion of Notaries This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. Request for Military Status Department of Defense Manpower Data Center 40 Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 1 DEC-15-2008 13:06:45 -K Last Name First/Middle Begin Date Active Duty Status Service/Agency STAFFORD GEORGE Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. 11)4. A 6 44.- &?_ Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink.mil/faq/pis/PC09SLDR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: BJYGEOXWNT https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 12/15/2008 jjl. ro IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. Civil Action No. 08-6204 CIVIL TERM GEORGE W STAFFORD Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on (xx) Assumpsit Judgment in the amount of $1215.02 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: PR ONOT (OR PUTY) GEORGE W STAFFORD 908 W TRINDLE RD APT IE MECHANICSBURG, PA 17055 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7`s Avenue, Pittsburgh, PA 15219 1-888-434-0085