HomeMy WebLinkAbout08-62870
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CACH, LLC.
Plaintiff
. Case No. 0 ?L Q ? Ct to IL•
versus
MARTIN E LICHTENBERGER
Defendant
NOTICE TO DEFEND
Pursuant to PA RCP No. 1018.1
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and tiling in writing with the Court your
defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case
may proceed without you and a judgment may be entered against you by the Court without further notice
for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE OF THE
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY BAR CENTER
PENNSYLVANIA LAWYER REFERAL SERVICE
4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013.
(717) 240-6200
Effective September 1, 2003 Complaint
Harrison Ross Byck, Esq., P.C.
229 Plaza Boulevard
Suite 112
Morrisville, Pennsylvania 19067
1-888-275-6399/(215) 428-0666
Attorney for Plaintiff
CACH, LLC
4340 S. Monaco Street- 2nd Floor:
DENVER, CO 80237 COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
Vs.
No.: o k- 4 a P 1
MARTIN LICHTENBERGER
150 PINE KNOB ROAD
NEWVILLE, PA 17241
Defendant(s).
COMPLAINT
To: MARTIN LICHTENBERGER
150 PINE KNOB ROAD
NEWVILLE, PA 17241
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served. By entering a written appearance personally or by attorney and filing in writing
with the court your defenses or objections to the claims set forth against you. You are warned
that if you fail to do so the case may proceed without you and the court without further notice
may enter a judgement against you for any money claimed in the complaint or for any other
claim or relief requested by the plaintiff. You may lose property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717)240-6200
AVISO
Le han dernandado a usted en is corte. Si usted quiere defenderse de estas demandas
expuestas en las pagins siguientes. Usted tiene veinte (20) dias de plaza al partir de la fecha de
la demanda y la notificacion. Hace falta asentar una comparencia excrita o en persons o con
abogado y entregar o sus objecciones a las demandas en contra de su persona. Se avisado que si
usted no se defiende. La corta tomara medidas y puede continuar la demada en contra suya sin
previo Avisa o notificion. Ademas la corte puede decidie a favor del demandante y requiere que
usted compla con todas las provisions de esta demanda. Usted puede perder dinero o sus
propiedas o otros derechos imporrantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO O SI NO TIENE EL DINERO SUFICIENTE
DE PAGAR TAL SERVICIO, VAYA EN PERSOAN O LLAME POR TELEFONO A LA
OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR
DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
SERVICE DE REFERENCIA LEGAL
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717)240-6200
Plaintiff, CACH, LLC, by its attorney Harrison Ross Byck, by way of complaint
against defendant(s) MARTIN LICHTENBERGER, avers the following:
Plaintiff, CACH, LLC, is a Colorado limited liability company doing business at 4340
S. Monaco Street- 2nd Floor; Denver, Colorado 80237.
2. Defendant, MARTIN LICHTENBERGER, is an individuals residing at 150 PINE
KNOB ROAD ; NEWVILLE, PA 17241.
3. Defendant, MARTIN LICHTENBERGER, is indebted to Maryland National Bank,
N.A. on an account stated by and between them in the amount of $17,065.74 which
balance was due and unpaid as of September 28, 2007 for credit card account number
5490356999680335. <Exhibit A>
4. On or about October 19, 2007, Maryland National Bank, N.A. sold the debt for good
and valuable consideration to plaintiff, CACH, LLC. <Exhibit B>
5. Defendant (s) MARTIN LICHTENBERGER last tendered a payment on this account
on or about March 15, 2007 for $465.00.
6. A copy of the credit card agreement is attached hereto. <Exhibit C>
7. Plaintiff is entitled to charge-off account finance charges of $ -0-. <Exhibit A>
8. Plaintiff is entitled to pre-litigation charge-off interest of $9.35 per day from the
default date (19.99% annual percentage rate x $17,065.74/ 365 days) or $9.35 x 355
days = $3,317.98, which is accrued interest through the date of filing, plus an award
of late fees of $-0-, plus court costs $178.50 and reasonable attorneys fees of $3,413.15.
<Exhibit A>
9. The defendant, being indebted to the plaintiff in the sum or $23,975.37 upon the
account stated by and between them did promise to pay said sums upon demand.
Demand has been made for payment of $23,975.37 and the defendant has failed to
remit payment.
WHEREFORE, plaintiff demands judgment against the defendant for $23,975.37 together with
other interest, costs of suit, and an award of reasonable attorney's fees.
Date: October 16, 2008
EXHIBIT A
RCI Elite Rewards ?d D
PYq -W inr. MARTIN E UCHTENBERGER
5490 3564 4913 4768
Surnmov fsf Tranaactions
Previous &dwco 516,122.75
Payments and Credits - $0.00
Cash Advances + $0.00
Purchases and Adjustments + $39.00
Periodic Rate Finance Charges + $267.14
7iact on Fos Finance Charoea + $000
New Balance Total $16,428.89
_3-5-61 ?105'
July 2007 Statement
Cns*Lk?A- $15,000AO
Cash or Cnsd'f Avafab b.-
Days in MIMI
Closing Date
o 33s
07/19/07
A4WAvnsnfs>ri.•
BANK Of AMERICA
P.O. BOX 15726
WILMINGTON, CE 19888-5726
AlaY fa
BANK OF AMERICA
P.O. BOX 15028
WILMINGTON, DE 19880.5028
Payment Due Date 08115107
Current Payment Due $487.00
Past Due Amount + $2.240.00
TOGS IiAininssn
Payment Due
cd too-fm 1-800-780-8805
PuMchaviop and uabtferfts Date Data Number Nunfber CSNW v Amount
LA ?YMENN DUE 07/14 07/14 07/14 6122 C 399
CDlfeepO/M717pAVM#1Ir 6Ee0rfCS.4uLyfRCftb
- C~-)Y Pbabdib Rate fb/oantaos Rate F7reanr a Charois
Cash Advances
A. Balance Transfers, Checks 0.064767% DLY 19.99% $0.00
13. ATM, Banc 0.054767% DLY 19.99% $839.47
C. Purchases 0.054767% DLY 19.99% $11,066.19
19.9996
OUR RECORDS SHOW YOUR ACCOUNT IS PAST DUE
YOUR BALANCE EXCEEDS APPROVED CREDIT LIMITS
16 B164288900270700000465DOOfl05490356449134768
BANK OF AMERICA Chork We for ? nhapfa W m?MMp Wdnre or phone nuwboK .
pronnn ?k tom w r ?
P.O. BOX 15726 ?Mlffl
WILMINGTON, DE 19666-5726
I ACCtWNfTNUM8EA- 5490356449134768
MARTIN E LICHTENBERGER
150 PINE KNOB RD
NEWVILLE PA 17241-8645-507
NEWBALAACE TOTAL: $16,428.89
PAYAWNTDUELb 7F..- 08/15&07
err Iyw„r,M,wr aeb.,r
check Or MO NYOmbrPf)obb to. a4NKOFAAWRiCA
S
N
o:5 240 22 2 50i: i 5886449 13 4 768ns
RCI Elite Rewards
PAvered for. MARTIN E UCHTENSEPAWR
5490 3584 4913 4788
Summlm of Transactions
Previous SaWnoe 514428.80
Payments and Croats - SOHO
Cash Advances + $am
Purchases and Adjustments + $39.00
Periodic Rste Fi *r" Charges + S290.S1
Transaction Fee Finance Charstas + SOHO
New Bdwm Total $16,75BAO
August 2007 Statement
0811W Lka• $15,000.00
Cash orCmWAmsbbAv.•
9 Cy-do aWwnw d lnftnr on
Days in Bftg Cycle 32
Closing Date 0810/07
Payment Due Date 09/13/07
Current Payment Due $493A0
Past Due Amount + $2.707.00
Total Minimurn
PMYmant Due
130* of Anmika
A4W A
BANK OF lorCA
P.O. BOX 15M8
WLMiNGTON, DE ISMS-5728
AAsrE?rto /n4riiies Ax•
BANK OF AMEPICA
P.O. BOX 1802'
WILMINGTON, DE 1NSD-SM
CeN 1011+9411-800789-5885
TDD hearing-It kNW 1.800-348-3175
rasnng Transaction Rderwm Account
Each-WIN OW Date Nu Number C Amount
LATE ME FOR PAYMENT DUE 08/15 08115 08/15 C 30.00
CA 0Y As7iodic Rafe FWWfflWi Rare Fkwjce Glance
Cash Advances
A. Balance Transfers, Checks 0.064787% DLY 19.90% $0,00
B. ATM, Bank 0.064767% DLY 19.99% $863,84
C. Purchases 0.054787% DLY 19.99% $11,294.48
Annual PerOartLOWW HMO ?or tnis Bluing Period: 19.9996
(Includes Periodic Rde Finance Charges and Transaction Fee Finance Charaas_f
OUR RECORDS SHOW YOUR ACCOUNT IS PAST DUE
YOUR BALANCE EXCEEDS APPROVED CREDIT LIMITS
16 a167564aaa32aaaaaaa465aQaaa549a356449134766
BANK AMERICA CMek here for a change or mesng edm or phone numWo,
?l o a a mtlrw ns Idr
P.O. BOX 15726
WILMINGTON, DE 19886-5726
ur???r?n?rrIrIuIrrIIru11111ur111111111 to III III I ACCOWTNVMBEM 549D 3664 4913 4708
MARTIN E LICHTENBERGER
150 PINE KNOB RD
NEWVILLE PA 17241-8645-507
NEW BALAAICE r0rAL• 518,756A0
PAYMENT DUE DA 7F.- OW13107
AmwWw/ef/reyom piAolupenryaboo4?b=mtbnLiAM &4"AK t7FA *OMF •
check a• A,rER/CA
ro
1: 5 240 2 2 2 501; L 5886449 134 76811'
RCI Elite Rewards
PWAredfor MARTIN E LICHTENBERGER
5490 3584 4913 4768
Payments and Credits - 30A0
Cash Advances + $0.00
Purchases and Adjusiments + $3940
Periodic Rsla Finance Charyea + $288.34
Trans dwm Fee Rmuce Chartma + $0.00
New Balance Total $17,065.74
September 2007 Statement
CAM*Lnia- $131000.00
Cash orCra*Aveabbb:
Days In BINin
Closing Date
09/18/07
Payment Due Date 10/14/07
Current Payment Due $474.00
Past Due Arnowd + $3,200.00
Told Minirtsxn
Pay"Ism Due
ft*efAmw1=
Ak4N ft
BANK OF
P.O. BOX 15728
WILMINGTON, DE 1998E-5728
MBi OM2 fi QUAW th•
BANK OF AMERICA
P.O.80X 18028
WILMINGTON, DE 19850-5028
Call ta-free 1-800-789-OW
TM heerinp-h WW i-MO-348.3178
Purolusaearld Adiiustsf+arLts Date Dale Number Number Cat!Mry Amount
LATE FIR POR AYM DUE M13 OW13 OW13 8758 C 39.00
k:oneMPonInVA xW BMW* su4wd to
Cateoo?y firrMOC6ic Raft
pe entme pbro
F#11VES Charter
Cash Advances
A. Balance Transfers, Checks 0.054787% DLY 19.99% $0,00
B. ATM, Bank 0.054787% DLY 19A9% 510821
C. Purchases OA54787% DLY 19.99% $11,524.72
is
19.99%
OUR RECORDS SHOW YOUR ACCOUNT IS PAST DUE
YOUR BALANCE EXCEEDS APPROVED CREDIT LIMITS
ALL PAYMENTS BY PHONE WILL BE MADE ELECTRONICALLY. YOU MAY AUTHORIZE AN
ELECTRONIC PAYMENT BY PROVIDING THE PAYMENT AMOUNT AND DATE, YOUR BANK ACCOUNT
NUMBER, AND SECURITY INFORMATION. A SERVICE FEE MAY APPLY. TO CANCEL, CALL US
BY 3:30PM ET ON THE PAYMENT DATE. PLEASE RETAIN THESE TERMS.
16 0170657400367400000465000005490356449134768
BANK OF AMERICA
P.O. BOX 15726
WILMINGTON, D£ 19886-5726
l???lll?l??l?rirl??l??ll???l?l?lrr?l.rlrl?llr?l?rl?l
Chwk hm bra chi a
ob- _. _
ACCOUNT NVA/BE)e
nddnrs or phone numbe%
5490 3564 4913 47M
MARTIN E LICHTENBERGER
150 PINE KNOB RD
NEWVILLE PA 17241-8645-507
NEW OALAAACE TOTAL: 517,005.74
R4YMEN rDUF DATE.' 10/14/07
e,r.?s?•¦?..re,ew.e
a OF e
check OW Y Y adar Psyedbm:BANNCOFAMERJCA
1:5 240 2 2 2 501:
i 5886449 L34 76SW
$.
ra
EXHIBIT B
CERTIFICATE OF PURCHASE
I, BO R R V DI l A l i! C D hereby depose and state that:
r
%-I I &f W1 111 %16"1 1
1. I am an Authorized Agent of CACH, LLC, a Colorado Limited
Liability Company.
2. As such, I am authorized to give this Certificate, and possess sufficient
personal knowledge to do so regarding:
Customer Name: MARTIN E. LICHTENBERGER
Original Creditor: Maryland National Bank, N.A.
Account Number: 5490356999680335
3. On or about October 19, 2007 this account was sold by the original
creditor. CACH, LLC is the current owner of the account and
purchased the account for good and valuable consideration.
Date: MAY 2 0 2008
By:.
Sworn and subscribed to before me this MAY 2 0 2008 day of
2008.
???•pO?N E
s9
Notary Public
?N
Z 4/800 0
op co%.q "%&6
EXP
PA 2.15.08
EXHIBIT C
JAM-11-2008 F R I 12 , 21 FIB BANK O A.MER AR I TRAT I O 3024580151 P. 2
f!A CARD SERVICEW
RE: Changes to your credit card account ending 4
At PIA Gard Services, we are cotmnitted to providing you with timely and relevant informaanon regarding your
aWce ouaL
Enclosed is on Important :Xo6re of t kange in Terms for your ?refit Gird Agreement. To help you better
understand these changes and how they may impact your account, we have provided at summary before each
ar7c;m<ittaeatt. ' zeYiew t changes carefufty?u can ma info _r e % ,ns " ,? c ?t I
Ne- Offers- This January we axe introducing eahancements to our systern that will enable us to offer you the
p:.-sibi'ity of additional low-rate promotional otfcrs. Tlmcse will give tlae flexibility to better support your
finwic ial tweeds arld provide you choices which way from time to time include:
v' Merchant specific offers '4 Seasonal offers
g` Product specific offers Multiple offers at one time
Offers can large ticket tranasactions,
until they are paid riff in full
for your convenience, we offer many of our most requested services +oasllee, for your immediate access at
wwwr flXcmAnrvjces.com. Below are some of the services that may be available on your account:
N Macke I Schedule Payments For Your Account ? Request a Replacement Gard
N? Pay Other Bills / Schedule Recurring Payments N' View ,t Download Recent Statement. Information
Request a Copy of a Payment or Access Check Change Your Address
?'. Request a Credit Lino Increase
You also have the option of accessing yotar account by calling the toll-fire number on the back of your credit
carrel.
Heipful Tips and Benefits. We would like your FIA Card Services credit card to be your card of choice,. To
assure you get the greatest possible value from your account we have included some Jim to heIP you minimize
your fears and finance clash*es. Also highlighted is a sample of the many Blo && year card has to offer.
ee in"rwnt Tips and Bentflis on other side
J `s.', - x 1-2008 F RI 12:22 F BANK OF AFTER; ARB 1 TRA" 1 B 024E841 1 P. 03
Tips To Minimize Your Fees and
Finance Charges
We are making every effort to help you get the greatest
p«tsiale value frorn your credit card amount. Mow
some useful suggest; : n t m hour to minimize fees and
finance charges.
Help keep the coat of credit down by praying on time
and not exccedirtst y;:,ur credit limit.
Did you know paying Late or exceeding your credit
limit will cause early expiration of promotional rates
and may cause your APR to increase?
Avoid Late Faymenis by checking the due date on your
,.Wetrcnt when it amves as it may vary f rum month to
rT On th
Allow 5-7 da °s mail erne for your payment cr r h us.
Lmarr the iaswst proccssing b usuag the rcwirtancc
slip and envelope provided with your monthly
?ratcnsent.
- Avoid late ,payments by enrolling in our online
a=itomatedpayment service,
- Pay'rneaLs made over the phone or through our website
by 5-.00 p.m. ES 1, 365 days a .year, will be credited the
same day. (A fee may apply for sarne day service.)
Avoid Dverlimit tes by never allowing your balance to
exc?ad the credit Vrnt shown on your monthly billing
state=nt (.cave rcAlm fair finance cbarges). You can
Eti Ya7ur balance Onli;sC Or call us any time at the
toll-free ro.; ehber on : tc back of yotw assent citd.
Reduce your finance char is by paying mare than the
mcnanum amount due. While you have the flexibility to
pays oniv the minimum amount due, you can signifiewdy
rcctt:ce your cw,5t of credit by paying its full or making
lasp8gzr pay ems,
Remember, you can avoid finance durges on your
retail purchases by paying the balance in full each month
by your payment due date.
Contact us for assistance with your banking steeds.
We are available by phone ?d ours a day, 365 stays a
year to respond to your f rranc,ial needs just by calling the
tall-free number on the back at your credit card. Or visit
us online at for up-to-the-
minute informat"111 cn atiicins, payrnessts and special
off.
Take Advantage of These
Benefits
We encol;rage You to sake advantage of all your credit
cam Lfits.
World. Class Fraud Protection. We continuously
monitor your account for suspicious activity, and use
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s can access your data. Rest assured you will never
aVtt to pay for unauthorized use on your account,
Pay Your Account Mine. Our service is fast and free.
Have your credit ,card manage your bills. For many
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request the billing company use your Credit cird for
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ppay yea
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Additional cards far family and friends. Simplify your
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' Coi oCdvaaoc" memait for mat of yo for a loan obbinw&
t t at as swomaivid Rl(ar maebi®o ("A'TU C *h Advsnco"1
12': t y a tr a fu off to it 6eposit a i"AY rani( try r u P tMaiaOtt C r)irart 'ry;
(I c itr any :,ui m% " (? S., to otmuo m44 nay ppkM wive vanshes, or f avei
f Xa trsnskr to a al , sod at ?), by a sir+t.?Y anEiSae
+ueY Rhn"" b - (to ° *)t" Add'uce';
t(3; k, l+uy `° setts ?at,ate a i a r , fatcit]m ccyta . Moacy orders or tovelars d1YA4:tts rMM a tilt-fYltim tat 4 ' ,tat
Prt.-M a,, 1-aQwn motej Irw%fcrs, bete, tAciy tlrkltt Caaatla ?aapry cAf#aa, rams or taaul tk adaj watts pros[ carA
{y"t iry n W--Mr clack woo Mp to dMW ptelc C rldvratce"3
(6) fta stay latyemtat yvo make to its decd rattimil to w unipaid far my ram. imlading the fdoeit Ampoe cliatgat
CRrtw WA Payment-),
"Curb A&Awe" vOukit Tta?v sac Pecs 4M &Viettinints auricisted With any Oult, Advaome.
"P'tmchase" taeaaa ` 1 4 apt of y x r cud "x account gtmtibar as:
(t li,„' ? "AQ i'f San's-u.""
(_.i t.uy girt li-am f`r% fmru a Mona-t'asaacial imititatiem imTomafarI'ans(. M01
(l, :mace n ;a *ttrx: Ft r, :t"t .a no, trrlba Wfar a d nh Aiiwant c.
'"PtaehAX" ' k: tv. 170, Ent : 'XI, at WC 9 as tiara Fees and ad?Atateera sa#1Y wwal with stay Ptaa+ bmw,
+ Ittr fipllowlt? titftasflcuatt ara ttaa sta.Ki+'to uty«tt Agtetsaaeat tatted, A'ardr rtxe+d t?f&ta ra r:Mdr,l?iarasasatt sae amaYtded as fal)arwot
"Actiist check mum a chr,rk pre v ids to you to otitm m crodis ou your atcc tt,
'ah- '^ mcauas APR* which ty be ap(alicd to, EkaLmet 'at t, C imh Advawn, Mari Puidames awitdtoau ftcdier native
ioc;:tsicitsptnzk rt.r,:?faxtlt.aat?acaiitatdi,atbra?tapatr4c;{,,faaaaxad,parc Jlmtars.
" rw qtr ur c n" :cc?t thr bow WU*d ieu"Ml ar of ft C"WS I?ate eta b cy ic. a *own as ymu rnoewy sultment,
To bra w a I d `t t- ilalao? TOISL we catut wi#t Cite tatai tw,tsacv at Ow i of "
", Tltca re wbtxadt payaataates Dnd Brad is vn c ki ?i, which is dta c 'o at
altiBt?7`L9?ii3x. Aaw, P? aOYI z?,.", :?So,
anal .fttoact daalir.
"Prombitioart 0ftar^ snaisea limited tams mroduckity or ptotmotioad ot'faa can owlin Halaaco Transient, C4*h Advanatt, or
Plumb res: at APl .a that are lower this Chit SCpW^d RAM fog 6M *WOM Mwot*& ft112AM ") end [taiga be tc %wr R Other
da+nditt4aa, Pra 00MIN ciao iecltgia 1461itil COW hatrodtot" OF p paptp?r6on *06 j"Pto matiOW P600
Which ant . 6 t,g?, w lower dvie dot stmtdtad tares prcavW in Am sactioa vidod, Thmastt AM For Ptatgnce CAWJ"o
".S P.it- :t am sht A.PRa aoignaZy m siiiiect for Ttaatstara, t gait Adraxres, and Pvtecclimms-
'We", sad "FlAt " ratites Pays CArd Savicrs„ N.A,
S+MSrtmtaxyt We alt e11"OWS th® cwrent Mhwft Ph-M PON000 ofyi w Afire uttant as descrthW in Uae Amadmm bekw, Thin
Agts daft "d ara mat chmille y0tv S4o10ad tr Ptamat cast APRs at: this 6m1e, la tti a smaat,'f yak) b vehad two msttttost of notP47meon
two Maki ex1:c ? -W ctcd t limit in a Mklws cwatvv =* aft patiod,. yom occomit may be ricfsou mprked to a pion table widtosm
far*w [sat - In doe s w f^-.u avcu book) a kc £vtalt ttupited, auy APR& maerted its * [cunt[ sd the rit-pricixyy *tube tednccd: a
minLaum ,'`gcree"r p, alias nix cxew tive immftlki oton tisse paymuft p avdod yrctt pay st lomit the. ammamin *mount due and
your balar. e c ars nit cxcex<I "o cram limit Ala* die tams p*NWa As a tam sda,you cite avo[.3 hamir? yatr actrsnat drfa?atk rtrpriw try
patyittg t [t ? a me azad rac r ct ca t rg ?elm crt+bq Izrau, Yes my rojtart thti ciatypa to idiot Pikitag by dit
lusburdou to d w Cordes of dtia ioeka *to& *Cis* Aill ism Amami Pto me iew lilt At Awt* V*. If ysat ratjw dtit ei rrtiCia, yocoar
*cc~ WW remain saijtst to yoWr cutrati L whack Prirlod provis t.
Aexettdarutab EM& dw on tie first airy tall awba yovr sloacaaaast C Ain g Now tier mura on ar ~ Jo sway 19.2btlti. The flee"
Prxaay ? ?v;:r : t ar?sadrd as firllows:
r>etsnh Pricuaq- ,A ..:. -e a qte A7'Aa oa all acw,timd awrtrumdi0 k 444 °I`rmister, Cash A*,-s we. *,,,3 }aumbo?age taadrac=s rya to
he
Rare, w: r p , u ?diFdoert [snits, ?b nixes yat hwft awl "hem an. FMW0 9*ovis'" mi nag` P-t3wc maiy6?tt aaacu? r
k+ '.igrag :i, act > w ,ii.:.. re- etc a:7P west iptaas- {,' } "ot (ad bJ WAkc xav "eras,[ f%t-011P Vi: t UW 6y it 1`xYmilv4 MW Iyute. zx? ?,.i" sa'm*??i.
),a t-.ti acctv ',ng OCj tctcerda v-"emdo Leah[ rany[arse nabrtlj. ycic, Ws assaya^-1 u> u: yo-A('ks 9slancz 'm,
Cath ti* r <{ j w tr c F,tw <. r:'trxrtta iJc5u4l l AW& I}a WkR U*in ?artabkrout ta>cUWnl,%u* the Var?9c laftaakk?t
`c,t3G=i.a t d;<? t?a3 iz CLIx ?a , tx ? ._. a r g? ?f uF ? y'3.?4 pct¢,eata?c pasalr: as of Tasty Yi, 2d1?, t zt?u3is ?.n a iaafssp<>oeluyg
tb a?:?t.SVRCF'T,i E IA"T?_ ?0 l&32 Daily Fc dic.RauaDVR ?, E?'irAb APRiatrtz.ctwillbeeM r"asord3a
-*st alit A t-: i? t^ cy k „ wt::, !. e:we ?tz'..>:ri i!r(tr?.[r rt prt'idipgavant:si:cut's '4.th eaielt sal+d.t>wW dc.taMtlt ;e?n¢ ty( ""t, we will matin
?3.-tc-:r,.rr +.,rrircz r3u:, r tau, ? k>E? r" ?? ?tawl¢ ?-I?caca? as+c? to tkae twc3? uanopecrrt6vn br]tinq c}?cirt. AG L?e6oabl Rates rviS[
acme; n :n ei t itttil yF u nla s' each T+sfal .%eunk)m Pig MMI Dom by its 4aymtet: ffuc D curd do cot exrew your urvilit limit tor d
? urtac, v''vo DeRittg, mycka sar:.rrd, with the first bdUW cycle afk:r the DdAWt RAO it in affect. At tbtl [hats wt w iU Lau er Ihr maegin feat a?tr b
.,f tlrs z variable AM sy at -:ut two ,pievetmage, ip- aJi . Throe will bt yanr new vvi" SIptdsnd Rates.
A t xatlt ac it _ .. t °atkvmwe the c3'tdttvr date Of #hb Jk Piro a[ A may ,csoah in an APit increartr tqa to y
DeAult Rate itt pr" dcfauU ee- t v evtot bed occorited i4 y elf twelve cc asacvaive pre: !uag tullsr.4 )rttwt.
EitdY A A JY,Y'jRgA
Sammmyt We etc t r"r,w alt; rare. liming ;A *bao we dMormstu grime rate R or you vttaable take. T ke prima ante we sekrct at the fed A
F ass!; he iM uagusst pti rate gnat bstuxi dotal Chi Pre4044 ft" Mouilis, rather %M ft lsritnt xeu at ties tad oaf [tae MD14th.
% may ,vest; t+"rrerttvt on the first 4" tntiowing yntsr statement CiasittR Dow that otters eat or Our Ilocember It, 2W7, we axe
5 ; •rt?f va^obi: 'n?i forvtula 41 i,.ltvwc
SRI P?' BANK OF AMEF; ,.F?*' i;. T P? 06
VARIABLE RAM 1"ORMATICN
Wrc M0 (tae tbt folk+wing vtriabie rat tm mina for VWW& Standwd Rates, variabia fS koh Reakj avd vars" Protwional Rxiea. A
111twhic ryes art. akubtted by adtieg wgtdw as index and a margic
,14 latex a dauatuamd an tha Im Unuta# day at arL manth Cd i antic dwe ") lad is %c higAest U.S. Pa Rmtcas pabltowd er t4
"v4may Itifte Wc6on of # any rime widlu me c a a[dy Poveadiv ft" oulba, on dit Ida M014 in -h4-,b
'tx i a. wwa# d# zzamm . rm index and vo Ionkviefc thaw wari" sstas is # 23% a n$ was detatmiswd eaa July 31,2=1
An ithatz m ar doc aaae is the iddeit will cam a wavopoefug im a or doarate is ynut rarisbio rots an Ow f1m day of your billing
eyck that bettor in des saw want( an tdw ilawasuban dare An :netan#n m the Wi k+e aae ssa *m you will pay h4har Peailaa oc rats Spasm
charger sad have a ht*= Taint Minkmas Payment Lhw- If 1bq ?t a ,1.yRgkiiitl dano oat publish dw US, Phase Rawa, or it it rhs t the
dafmiibm of dot US- Pry Raft, we aaay, al ass wk disatatim,, i ut tt: Awthae' iada.
Ssmmnp: FBecttve uo ha wy (4, 2nox, +t am d=WiNS how ,wo xkr m een# a ttaosmctiaa lea ct appIkAbla an ye ara moue(. la
S"dw„ - 6d" t k 20", am sr aurq" tae 4030100 Of the foe Inc Balance TrAbd ra, Cltaclt+ L A ac sad thrott
Am404EsM l fhttttva$aJaawry IajWt
r yap <.40a a szr a Tk masfr., we wit. mom # hIssaactim Em (FLNANCE CHAR(W) agnaal to 4 of me u ,S dollar m wmY of
tart((sveh a "rawStm Fee Man, sit, mv- FM. l March 111," 1, N't art mcnasaw thi. ttyaaua t; q fm# Ai 3%
a(tbe US dollar aimnnaut ofeacb srkb 11aiaace Tracofwrt` r Min, Sift
if yvu abum a t ck Cash Advasca, we Will arm a transecdon &a OMNANClr CHARGE) equal to 3% of of VS, dollar
ofesch Csdt Adwi as {Foe Ntw 3d#, Max. S" . RtMh ealvu Alaurdia 1M1..: . we ant merest( ag tlds lac
10 3%offtitS,siu;fav amovA otarchAKh Cab AAdsvzact (F M ,S1B).
`- YOU 0t,4in a TTlruc '&N-i t, we will atrstss a tmnaai 4,c km (A11+fAN Cr CHARGE) agaal to 3% of the U& dollar aenouat of
aaK'.t w b t':uh Advuut tt:«• MM Sift; MAX, 1175) 1' McQv* Starch 10, 20K we are . this trtion fte to 3% of
tba U $a. im "Ch ftch .Adv #t tprcF NIM, SIC
?dote: Wav Trawfer Pusrhaera wtit cr mmuc to bswt a ftawtiaa foe iwlaieb ca ntattp remains aquae to *A Amount of aw barouction fee tint
Caadh Equtvaktws-
AAT.S'ts m Yt3C1ji is4fiar1 srwsa it rp ' r -^-
S'usaa#ryt Was am 0ndi"g oarauat teanta of y&& Agtss "at w rafiaet matalagy and wca W assns a wo d#scritaad in tbt acrd of
6i. Notice tilled, '1pcKrwfSr QR u1A W'M t,pq l it aeAR{".
AmmdmmAL' 311169ttro en Jaaatarp It, 200* we art M4 the kDowing aecmm Ol your Agrecoacut
Afpi'fll!i,i. 3"Nt.Kt'r>r"!°A?t'f ±at# k#A°Cf?: ass na[tsara af'j"aty' SiPi11 ra{a t!m Sraott#tad .+??r.} 1]agtrlt aqd Poe
8ffats apfcla,oWc to Balaw "1"tsrrckal, Oaib <AOva um, and PwJai om
"`%kutt T " w 1M bsvu rho swa-pre aao APR to "CCattexy A; ilelsane 7mmfgn neat Cbwk C mb Advaaraar"',
* "`Coat Adv--,t * -11 tvstw the aw*mcaudogst APR applksble to "CA@gtry B ATM Gib Adveacaa and Mink C *
t
-Purthwe w i.t tux v Lh, ai3t APR sgablitat is t* `'t'A&tg Say C P*ttA#ats'°.
• "I'tat AMt? fair "c"a!er-rr}' D ptbcr tta7acvmea" wail a? aaager apply ? y"gta acaouta[.
Ptwu*tirtaa) cMws: f' n: » r1mc k' r,aae tae a!ray make Proaw4vo jai 00krr tk mtkin Tdd%wr Trou#A6* Cab a aus tas. and .
WOsa a pr.,mnt,nmci Ot*r atsd#, as P t,ooal Rspa rt"ta WOWS iµr• Any Baku" frYmt*, Advarta, a lhxttiasa balance ruhox ss
P swai OfUr wtit rcrngu to ti ra,pm*" c uotlard Taste v't') *A* Rats ;a. - f#, to addtixmn wa (easy ft m d cat to tune offer
varmbW Prumot ( iGares as y a,P#CvtxL the Wg dae varwt'l. t' R#As httrsttla tla *"'V44144'
CA.LCi f,ATION Olt P ODIC RA'M b'1MANCB CNARGt tiVe are rtl+iscbzg tithe srcfitau of your Agmtmsatt ra faflaw# Wt
clew sae Farkxitc ksppc Fietaeca ea by mutz; ply xeg esclt Balance Sul j to £ia etc C'rrygo by i9a a?glieabbm DM R and s , 4d by tls
:,;hhct -, C :icys is tae bIMS eWk, vwh= Pm?-:u R.rao Pieaehta Cbmin amrso on tBalsocc T , Gab.Advaacc, arFuwlaac baliwct,
tkarCuhm:areILIRgra`rr ah P&I Oft A,s rliveEA146ha Trandar, Cult Advance, a
AT PERT OINC RATE MANCB CHARGES BEGIN TO ACCRUE and GRACE PERIOD- Rcfitfttw" to''Gktup A Csrb
Advaace?"s" urci "Cal;tgory A" am rtplatad wbb "BoUnce 1`ranchr(s)Ry Tv*u pees to `Catc#wy B Gab Advaac a)' cad "Calgary B" at
rvhla':-l -tt.' `w h Adt"aawt(s)"; arfewsncce to-Cato urg C Pea hweG(t)" and "C#agory C- am repbaaad wkb "Pu mhasra,jc)".
CALCULATION OP BA,LANCts StC+'?F, r TO FINANCE CHARGE
Ara OW ftaaaaau 1l(atl" (faaelOA1104 NOW DWANew rrldith w *04 *A* C906.44MA Ma)t ItefGMM" 00 lea tMy A SAJA? aYaw'
Category B b aimmu" ate, rtplacW with "Bah aec Trawfara, eC'aaab AdvaWZs, and feu mob Pamwiunal Offer bela m ermadat ofBalance
Trwnale a w^ d aafa Aa3va sees". Aiaa; ttttenou tag"' tc tyc e C'#ah Advsare balaotg" are mplated with '°ptae cytte € -huitc'", aod, ttftrew"
a t_:tdYncgxy ate repi"i with"l a fraasCc,%" Caab Advw>atga"..
a oriytc Shefty }hate are !?ferhed €?tflWua? urw F'urs'hrp tbelxeucas'#s "?.ppeg C; tsataacts aed ? 113 tnrk+cara•s" a?
n,"sresAnd tqrtarbl'rrsnwf;C-'7X tr;rr 0tPUMhWei`
Alw.ref?(ataesta tr naca"ata.cp?aod?i?
P .v ? (care",
PT'RPPa'tc LP5 FOR LANG, VtWJR AC<'nTJN, -T, VOtTR PFAWISE TO PAY, v,4 YOUR CREDIT Llit?pyglttR RE?`t)LwT`iK:
CREN"t t,i!M krkrr ca so "cub.Ad'rapcea'° am-tpzkaW with "PAinnot Traanftaa amt Crwb Ahvaesut..
An a at to the ArbiuWioa sea! Ltbg vjd srcdatt atyour Agraameat faiiuawa.
: t iJka,atxd° ?>t4iN.E7AF2+4Y .t@'t wC" A41r.hX?-:R't' :a',. ;;,y.: 6136z 4.,3:Sv,
v 1i q - RI 12:24 M BANK OF AI?FR; AR I TRAT I ON 3024580151 P. 07
L°.nl ulherw , we arc avokLng 11* Atnauinro+ats in tWF'Notice prizoomily beeanss afa chop a 6nsULfts pe tit,
VQUAL CPMT+ppPORTtNM KOUCE
natso t Eq-A ( iii OMMUMItY A.
i i s#ppl -i credit apphcas. an dw bosis arrma, eak v, nai1j".
argl u sat, agar" "INN, aipsictty 1, -Am ala a bWie# s
+pptisssat°: sueoatis AeMts thora 4" prtbtk 4" tagoc puagrom or
beeavua "' ;watt Us is aauae(): ? a os g+t¢t of 1.60
C--Wr CIVdit hofmttcm Act, The fedend tLet s nia re c good fkah mselko airy rl& timed. the asomy C,n
014- of d?e ?• Cmtomktr ksaiu we Group, 1301 McK" w g? whit Na ltnv 1 dpis Eumk is t t}C?rz a! the
,
y , guilt 3450F1oci. TX 77010.9030,
IAA Card Services, Xk., P.O, But 15W6, Wskningto% DE 19M, Mace nape %bet try%w choose to emrrsspoW with us io wr tiug, plisse
pruvik your fall a=OW number and"your nme,
;-I( Fl 29 BA AER;ARBITRATION 30804 8, 08
iavtadw rnc: lhifixtfim ?ovtniber 3M, 134Y7, the ?x:tx,?a of ? Ag?zac: a ti€6ed. ,drAsuar€?e , Lsa?? .... s -_? s .e,. `- ,€, .- :rr?rt w.:h
ARBITRATION AND LITIGATION
This A a?Tliq to yxr: un`csa yl7, giveta the app vane ? ra; .r ',e ?s?rrx en attd UisAdam
i '.d 9v ,t" (Lcm dx ;-nac' axed t zrsef*a.> a rtrquircd Ifyvn did iviev, ti!Tv to ply tueN a Y- Agitx4
any ... ,. i dry Y`tu agX4 zt to tCpr:];,,V #sa{ rcc+, amt of thi A tuna Qu U be t)xrtught in a , n located in t,Fc State of
t?'swart.
«r€i t :,aspute ("Claiar") by enter you or ua Agurig the other, of agai al tk ?m*loyara, Agertttt or a mptF o `the Ober, arm fnct
' at4anng m any way W ti'w Agritiement <r nay prior Agreeftift ear yomr swouat iv tw6cr :Z:€ar a atstwo, s txmirr. '", m etherv4"
and whether for Money s, pColdfies, as de-- la ry or equitahis rdieri, 3.*t, ? you eitaton by eitkeer you or us, be "So vt,d by
ing uti.trado n The atbi:rntw xl'a,( r:s i?c /ry C,!? ims, including ate *pY Osi O)A:ry C N4 Axhitsaim,i us:i t.idpl ,r Stoiit:4t or ft
du astir Apteou st at aa,Y pales AKr esil„ cxoga fora y Clam c2,a:ketging the veidi afz-he i'ias; i. aver. avls h
In Waj'Dn' we W"H n"a'. cF ", 3 , a i ;tap an siuiiv thrall Easier that year bung hp'am a in s all .: e. ap c,*K irrmy.
13.;t .'''tat t lm is tza sfc r # uu rxxsl € rpl ca€ed tr» a dli ent ernsrt„rove t,'W , tins f r_ r,Aftll- d :, -,a eah a r
r- a-; a ( tai r lave boll tf' a =sr Sk x.thrrsto abd of an indlro,-idual basis wii':,m rttsw to any farm of c6sa action. Atbitratirvt may
ha i a-y heat cn'aae, 4 judgmtnt has btut. reudered or Lhe mher parry wa ald auRXer xs+trp4a4.tfa! peen uaiact by aw delay in demntscna
Ire ., ,. ,cu sr tr c,r:w` M,,4 ^y the N4toosk Arbirrvim Poessm ("IiAIn, urder ht Cods of Piocr.:,,rt ir, effzv( tt tte °Pmv the Claim.
,.:i. s w d :'nrm, of i*.,'.. ";e U?ti:si l?:r?it*.t8t3€1K11rGrart'i ilxa'j ?Jt trtQ C:HitlTke r1'o#f kit. ?k..? x; tit'.} ;ti ?tiekaal Ad'b9t"a[ittt's ?Qrlaitr
: .? is'^'.urt:l4r'.)tt4:t;911b :? F}. Ftox 5,71$1, tfitttuspt,ulfa, Ivt?>es(aL SStt15, tslar?r5runc S i?lNi »"'--? 37i. ?fih? .:'?F ;t :-.this of
:wi';. _.r .,s es±'i:-at„?, .?e tc?xy f:,:xti.:s,t 4txarl::r natxona.?y rc?:?r[%aard, ` trCcteC?.ar.argrnizsnc?n. star ?,:ses a s°?•,;lu c
ycua tr -qu a ..1. Yivss,-,aaany .,tl~.*.raatvt Ealing fan, axLr- a at:ax ors 'n<sr.ag itts xa .l yo. vv €egauxxi to
x 4 , ,rnuc t ('44m •!;ir(vn Inc srhi^rat?;r "I who ;,will be rdti."aauety ceapcazs,b,e *Dr pty,ng rh sl fine. If stem fim t daeirm
a, ,, n , ,r n„ r rr,s w. • :. d tt, irncst ua for a sy attrarrati as f l .y z: aril ow'" m hesrirtg f." in An en"rit greater
€h? ? _ . >•ar' ?? [?, u :... ? ?were sf , Gisiraa IwC Deers r?slvati iss a rau;.o+u: w;ib 1Utiad?ttieut
A-- :. r czars.', Qu appear a is i t y!UM withau she ft&-nI jw t A v :that imiudes your bilhog rsUrm at the tw;*
t z '1,t i +acax4 : r tap+dc p? to a tza it uWersttce cpr,,:,R re, utd tl gtYVe^,cd Cpl
the € a_.ei List v } l.c. 44 1_16i"FAA"J. Jmdgrnrvtupotk*ny ?-b re -,-tawad tray be enrectais k1k). -wart havit p
r +.u`zcn P r a:_ , 'AA k'l&aw ffat xriag eaxbrttrttros tsw rag aht t a' z _ mi..* m with tt,r FAA and + a 1. «stu sr c: . -i,dwA
:t1t :ex'3RtiwdbyLaw, ifastypse•,`rt:,„?,+ ?xt ttAF.-xYual-?e,ttaatpra-ne...rse,.i,. -..;?axZ,n4
_....'tr a•vxrsi-
A a .: arx a^ at =x Flu 4 Yr}` st dut3 rA may br, . aht eat a cues a € 5?4M1 4te 3} a sttr?rt iy gctxi xS. ?'c e d<a n r ,:t
ha .sh- :.? ..: x ? ties -t?-raCnia?aa car 9eatiaipa6t as a araabtt e r a ctiaa ii ?:amatna wires ? as arty l_':tzri s ,rr.::vc>x tea art i[.?atkisrt
"las l:.'*; ai\ 1. s Par;;s to ll" Ag ent tGiuto-lr,it. hr ?7t AcUw Wmiver is m-trap: and
-ss : „a! rv t}r irn,`rat;cm
' xn'; ;°,:a • . -:r.woCxf a`e Harme,x amd lx rta4a4av+rxahlam &=xrq s§i,? ?t: r:r,r? t td arbiVSls Cia6aur. If ??,a C•ta,ut 4cei.sr u1a per s s ,tit^t,
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NI X07 5
VERIFICATION
I, BOBBY DUNKER . hereby depose and state that:
The language of the foregoing document is that of counsel and not
necessarily my own; however, I have read the foregoing document and
the factual information contained therein is true and correct to the best of
my personal knowledge.
I am the Authorized Representative and a duly authorized representative
of the plaintiff;
The factual allegations set forth in the foregoing pleading are true and
correct to the best of my knowledge, information and belief, and they are
that MARTIN E. LICHTENBERGER owes the balance of $17,055.74 to
CACH, LLC on previously submitted invoices, which balance is due and
unpaid as if the date of the execution of this Verification.
I am aware that if any of the foregoing is willfully false, I am subject to
punishment.
I understand that false statements made herein are subject to the penalties
relating to unworn falsification to authorities.
By: W) ))A4
Authorized Represe tive
Dated.
MAY 2 0 2008
PA 2.15.08
`
'am C'?L7 -0 .Z1
C
rr; ? C'F,`? O i
:.
CA)
U f. Jrn
d
?
SHERIFF'S RETURN - REGULAR
CASE NO: 2008-06287 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CACH LLC
VS
LICHTENBERGER MARTIN E
RONALD E HOOVER
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
LICHTENBERGER MARTIN the
DEFENDANT , at 0019:07 HOURS, on the 24th day of October , 2008
at 150 PINE KNOB ROAD
NEWVILLE, PA 17241 by handing to
MARTIN LIGHTENBERGER DEFENDANT
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 16.00
Affidavit .00
Surcharge 10.00
flw3?o? 00
44.00
So Answers:
R . ' Thomas Kline
10/27/2008
HARRISON ROSS BYCK
Sworn and Subscibed to By: 0
before me this day Deputy Sheriff
of A.D.
Harrison Ross Byck, Esq., P.C.
Attorney I.D. No. 61511
229 Plaza Blvd., Suite 112
Morrisville, PA 19067
1-888-275-6399//(215)428-0666
CACH, LLC. ) COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff(s), )
NO: 2008-06287
vs. )
MARTIN E LICHTENBERGER
PRAECIPE TO ENTER
Defendant(s). ) JUDGMENT BY DEFAULT
TO THE PROTHONOTARY:
Please enter a Default Judgment in favor of plaintiff, CACH, LLC., and against the defendant(s),
MARTIN E LICHTENBERGER, for failure to answer or otherwise respond to the Complaint in Civil
Action.
The Complaint was served upon the defendant(s) on October 24, 2008. A copy of the proof of
service is attached hereto as Exhibit "A".
A copy of the Notice of Intention to take Default mailed to defendant(s) MARTIN E
LICHTENBERGER by regular United States mail, postage paid, on December 6, 2008, is attached hereto
as Exhibit "B".
Assess damages in the amount of $ 23,796.87 as follows: [a] $ 17,065.74 principal being sought in
the Complaint; [b] and $ 3,317.98 interest being sought in the Complaint; [c] and reasonable attorney's
fees of $ 3,413.15, or $ 150.00 per hour, [d] and Court Costs of $ 0.00, [e] and Costs of Service of $ 0.00.
Date: March 31, 2009
By:
`Allan C. Smith, Esq.
Attorney I.D. No. 204756
SHERIFF'S RET'UR'N - REGULAR
. CASE NO: 2008-06287 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CACH LLC
VS
LICHTENBERGER MARTIN E
RONALD E HOOVER , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
LICHTENBERGER MARTIN the
DEFENDANT , at 0019:07 HOURS, on the 24th day of October
at 150 PINE KNOB ROAD
2008
NEWVILLE, PA 17241
by handing to
MARTIN LIGHTENBERGER DEFENDANT
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
Sworn and Subscibed to
before me this
of
So Answers:
18.00
16.00
.-
.00
10.00 R. Thomas Kline
.00
44.00 10/27/2008
HARRISON ROSS BYCK
By:
day Deputy Sheriff
A. D.
Harrison Ross Byck, Esq., P.C.
Attorney I.D. 61511
229 Plaza Blvd., Suite 112
Morrisville, PA 19067
1-888-275-639911(215) 428-0666
Attorney for Plaintiff
CACH, LLC. ) COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff, )
NO: 2008-06287
VS. )
MARTIN E LICHTENBERGER
Defendant(s). )
CERTIFICATE OF SERVICE OF
NOTICE OF INTENT TO FILE
PRAECIPE TO ENTER JUDGMENT BY DEFAULT
I, ALLAN C. SMITH, ESQ., of full age, certify that I mailed a copy of the annexed NOTICE OF
INTENT TO FILE PRAECIPE TO ENTER JUDGMENT BY DEFAULT upon defendant MARTIN E
LICHTENBERGER by United States mail, postage prepaid and certified mail, on December 6, 2008 at
his/her last address of:
150 PINE KNOB RD
NEWVILLE, PA 17241
Date: March 31, 2009
By:
Allan C. Smith, Esq.
Attorney I.D. No. 204756
Harrison R. Byck, Esq., P.C.
Attorney I.D. No. 61511
229 Plaza Blvd., Suite 112
Morrisville, PA 19067
1-888-275-6399 # (215) 428-0666
Attorney for the Plaintiff
CACH, LLC. ) COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff, )
}
VS. ) No.: 2008-06287
MARTIN E LICHTENBERGER ) NOTICE OF INTENT TO
FILE PRAECIPE TO ENTER
JUDGMENT BY DEFAULT
TO:
MARTIN E LICHTENBERGER
150 PINE KNOB RD
NEWVILLE, PA 17241
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN
TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED
AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CAN NOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Lawyer Referral Service
PENNSYLVANIA LAWYER REFERAL SERVICE
4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013.
(717) 240-6200
Dated: December 6, 2008
Harrison Ross Byck, Esq., P.C.
Attorney I.D. No. 61511
229 Plaza Blvd.
Suite 112
Morrisville, PA 19067
1-888-275-6399 H (215) 428-0666
Attorney for Plaintiff
CACH, LLC. ) COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff, )
NO: 2008-06287
vs. )
MARTIN E LICHTENBERGER
Defendant(s)
CERTIFICATION OF NON-MILITARY SERVICE
I, ALLAN C. SMITH, ESQ. of full age, certifies as follows:
1. I am the plaintiff's attorney herein, and have sufficient knowledge of the facts and am
fully authorized to make this Certification;
2. My information is that the defendant is MARTIN E LICHTENBERGER.
3. Our latest information is that the defendant is employed at unknown.
3. To the best of my information and belief, the Defendant is not a member of the
military services of the United States of its allies or otherwise within the provisions of the
Soldiers' and Sailors' Relief Act of 1940, as amended, and as stated in the attached
Department of Defense Manpower Data Center reports.
5. This certification is taken subject to the penalties of 18 PaCSA 4904 relating to unworn
falsification to authorities.
Date: March 31, 2009
By
Allan C. Smith, Esq.
Attorney I.D. No. 204756
.Lxuquum iui ivttutary status
Department of Defense Manpower Data Center
Military Status Report
Pursuant to the Servicemembers Civil Relief Act
Page 1 0f 1
MAR-30-2009 15:35:06
E Last Name First/Middle Begin Date Active Duty Status Service/Agency
LICHTENBERGER MARTIN E Based on the information you have furnished, the DMDC does not possess any
information indicating that the individual is currently on active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information
that you provided, the above is the current status of the individual as to all branches of the Military.
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense
Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military
medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§
501 et seg] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands
of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced
a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any
manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the
"defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this
additional Military Service verification, provisions of the SCRA may be invoked against you.
If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can
submit your request again at this Web site and we will provide a new certificate for that query.
This response reflects current active duty status only. For historical information, please contact the Military Service SCRA
points-of-contact.
See: http://www.defenseiink.m.i /faq/p.is/PC09SLDR._htmi
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the requester.
Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID: BZDfFLAUAHJ
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 3/30/2009
FILED-U TICf
PF^Tt ? 1 '?TAAY
OF THE
20D9 APR 14 PM 1: 02
P ?34dSYLVA..?s? ?.
$14.0o PD Arrcie7 aocM
e as &V80
Harrison Ross Byck, Esq., P.C.
Attorney I.D. 61511
229 Plaza Blvd.
Suite 112
Morrisville, PA 19067
1-888-275-6399 H (215) 428-0666
Attorney for Plaintiff
CACH, LLC. ) COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff, )
NO: 2008-06287
VS. )
MARTIN E LICHTENBERGER
Defendant(s). )
To: MARTIN E LICHTENBERGER
150 PINE KNOB RD
NEWVILLE, PA 17241
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a
Judgment has been entered against you in the above proceeding as indicated below:
By: d"'-R4
X Judgment by Default
Money Judgment
- Judgment in Replevin
Judgment for Possession
- Judgment on Award of Arbitration
- Judgment on Verdict
- Judgment on Court Verdict
If you have any questions concerning the above, please contact:
ATTORNEY: HARRISON ROSS BYCK, Esquire at 215-428-0666 or 1-888-275-6399
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CACH, LLC (formerly Bank of : Civil Action — Law
America),
Plaintiff
VS. : No. 2008 - 6287
MARTIN E. LICHTENBERGER,
Defendant
PRAECIPE TO STRIKE JUDGMENT
•
TO THE PROTHONOTARY:
Please strike the judgment entered in the above captioned matter in accordance
with the attached Order Avoiding Judgment entered August 8, 2011 by the United
States Bankruptcy Court for the Middle District of Pennsylv, nia.
;/1111"
m ra er
Attorney for Defendant
14 North Main Street, Ste. 414
Chambersburg, PA 17201
(717) 264-3711
Date: October , 2014
WILLIAM C. CRAMER
ATTORNEY AT LAW
CHAMBERSBURG, PA 17201
(717) 264-3711
Coul S6P0
CPI Li73Y
3Rs7s
IN RE:
IN THE UNITED STATES BANKRUPTCY COURT
FOR THE MIDDLE DISTRICT OF PENNSYLVANIA
•
Case No. 1:09-bk-06269-MDF
Martin E. Lichtenberger and •
Sandra K. Lichtenberger,
Debtors : Chapter 13
Martin E. Lichtenberger and •
Sandra K. Lichtenberger, his wife, •
Movants
vs. : Motion to Avoid Lien
: Docket Entry No: 70
CACH, LLC (formerly Bank of
America)
Respondent
ORDER AVOIDING JUDGMENT
The within Debtor having filed a Motion to Avoid a judgment lien docketed to No.
08-6287 in the Court of Common Pleas of Cumberland County, Pennsylvania, and after
notice and an opportunity for a hearing thereupon as provided by law;
IT IS HEREBY ORDERED AND DECREED that the said judgment held by
CACH, LLC, as Plaintiffs, and docketed against Debtor, Martin Lichtenberger, to No.
08-6287, as filed in the Court of Common Pleas of Cumberland County, Pennsylvania,
shall be and the same is hereby stricken and the Prothonotary/Clerk of the Court of
Common Pleas of Cumberland County, Pennsylvania shall mark the docket record to
show that said judgment is stricken and void. Debtor shall pay the filing fees or costs
imposed by the Prothonotary/Clerk of the Court of Common Pleas of Cumberland
County, Pennsylvania, if any, for striking said judgment from the Court records.
Dated: August 8, 2011
By the Court,
Chief Bankruptcy Judge
(.1K)
Case 1:09-bk-06269-MDF Doc 87 Filed 08/08/11 Entered 08/08/11 11:25:27 Desc
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