HomeMy WebLinkAbout08-6288C
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CACH, LLC.
Plaintiff
Case No. 0 F-- G a b0i &t l` -4,
versus
JOHN J HAUGHNEY
Defendant
NOTICE TO DEFEND
Pursuant to PA RCP No. 1018.1
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the Court your
defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case
may proceed without you and a judgment may be entered against you by the Court without further notice
for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You
may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE OF THE
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY BAR CENTER
PENNSYLVANIA LAWYER REFERAL SERVICE
4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013.
(717) 240-6200
Effective September 1, 2003 Complaint
Harrison Ross Byck, Esq., P.C.
229 Plaza Boulevard
Suite 112
Morrisville, Pennsylvania 19067
1-888-275-6399/(215) 428-0666
Attorney for Plaintiff
CACH, LLC
4340 S. Monaco Street- 2nd Floor:
DENVER, CO 80237
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
Vs.
No.: 0 p - 4 2 P? `,tLJ- 71,E
JOHN HAUGHNEY
1175 FLEMING DRIVE
MECHANICSBURG, PA 17055-5798
Defendant(s).
COMPLAINT
To: JOHN HAUGHNEY
1175 FLEMING DRIVE
MECHANICSBURG, PA 17055-5798
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served. By entering a written appearance personally or by attorney and filing in writing
with the court your defenses or objections to the claims set forth against you. You are warned
that if you fail to do so the case may proceed without you and the court without further notice
may enter a judgement against you for any money claimed in the complaint or for any other
claim or relief requested by the plaintiff. You may lose property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717)240-6200
AVISO
Le han dernandado a usted en is corte. Si usted quiere defenderse de estas demandas
expuestas en las pagins siguientes. Usted tiene veinte (20) dias de plaza al partir de la fecha de
la demanda y la notificacion. Hace falta asentar una comparencia excrita o en persons o con
abogado y entregar o sus objecciones a las demandas en contra de su persona. Se avisado que si
usted no se defiende. La corta tomara medidas y puede continuar la demada en contra suya sin
previo Avisa o notificion. Ademas la corte puede decidie a favor del demandante y requiere que
usted compla con todas las provisions de esta demanda. Usted puede perder dinero o sus
propiedas o otros derechos imporrantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO O SI NO TIENE EL DINERO SUFICIENTE
DE PAGAR TAL SERVICIO, VAYA EN PERSOAN O LLAME POR TELEFONO A LA
OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR
DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
SERVICE DE REFERENCIA LEGAL
Court Administrator
4th Floor, Cumberland County Courthouse
Carlisle, PA 17013
(717)240-6200
Plaintiff, CACH, LLC, by its attorney Harrison Ross Byck, by way of complaint
against defendant(s) JOHN HAUGHNEY, avers the following:
1. Plaintiff, CACH, LLC, is a Colorado limited liability company doing business at 4340
S. Monaco Street- 2nd Floor; Denver, Colorado 80237.
2. Defendant, JOHN HAUGHNEY, is an individuals residing at 1175 FLEMING
DRIVE; MECHANICSBURG, PA 17055-5798.
3. Defendant, JOHN HAUGHNEY, is indebted to MARYLAND NATIONAL BANK,
N.A. on an account stated by and between them in the amount of $5,556.84 which
balance was due and unpaid as of August 30, 2007 for credit card account number
4264292999832336. <Exhibit A>
4. On or about September 14, 2007, MARYLAND NATIONAL BANK, N.A. sold the
debt for good and valuable consideration to plaintiff, CACH, LLC. <Exhibit B>
5. Defendant (s) JOHN HAUGHNEY last tendered a payment on this account on or
about January 19, 2007 for $131.00.
6. A copy of the credit card agreement is attached hereto. <Exhibit C>
7. Plaintiff is entitled to charge-off account finance charges of $ -0-. <Exhibit A>
8. Plaintiff is entitled to pre-litigation charge-off interest of $3.80 per day from the
default date (24.99% annual percentage rate x $5,556.84/ 365 days) or $3.80 x 390
days = $1,483.77, which is accrued interest through the date of filing, plus an award
of late fees of $-0-, plus court costs $178.50 and reasonable attorneys fees of $1,111.37.
<Exhibit A>
9. The defendant, being indebted to the plaintiff in the sum or $8,330.48 upon the
account stated by and between them did promise to pay said sums upon demand.
Demand has been made for payment of $8,330.48 and the defendant has failed to
remit payment.
WHEREFORE, plaintiff demands judgment against the defendant for $8,330.48 together with
other interest, costs of suit, and an award of reasonable attorney's fees.
Date: October 16, 2008
EXHIBIT A
?{tlo?1? 1?i?2? 3L33V
PMParodfbr. JOHN J HAUGHNEY
4264 2020 7100 8064
DwMbw 2006 St8t4wrt4Ktt
Ciaai<tL#m $71000AO
C&*0fC.ivc*Araft*.- $2,66748
Ammm
at, 7`r arnd ItuornaMrsn
Prwious ewwnm ,417.80 Days in SAV Cycle 20
and Credits $12
1 Closing Deb 12/1808
?
+
Purdmw and AdjuMmsnts + 21
$48.00 Payment Due Data 01/$7/07
Psrw o Raitefhmm Charges + mm Currant PaymarM Due $191A0
00
$0
Tranaaotion Fee FMVM Charges + $0.00 Past Due Amount .
+
22 TOW Mkdwdm
NOW Balance Total pwffmdDus
BnkofModCa,q?.
Fimm* b
GNAWOFAAMIRWA
P.O.60X 16714
VALMMTON, OE 19666-6716
BANKOFAMEFWA
P.O.9OX 18026
VA MI NOTON.OE 196663026
Amount
O ode N r CPLI
mix
-_p4A .. -... =?1Stt4• . .:1?1$'.... .:JaB'•'-. :.?? asas., ?.. ?? .-?... .m+uo
THE HERSHEY PANTRY INC HERSHEY PA 12/16 12/14 0630 a064 C 22A0
24.99%
PAY YOUR BILL QUICKLY WITH THE PAY BY PHONE SERVICE. CALL
INTRODUCTORY OFFER! SAVE $10 ON YOUR FIRST BOO( OF FLORIDA GIFT CITRUS FROM
AL'S FAMILY FARMS. VISIT WWW.ENJOYCtT IU&COM, OR CALL 1456.291-2460 DEPTA13
RESERVE YOUR 2008 YEAR-END SUMMARY TODAY. CALL 1-868,401-1141 BY 2-1-07 AND
FOR ONLY $4.6, YOU WILL BE MAILED A DETAILED SPENDING SUMMARY BY 2-15-07.
DONT LET UNEXPECTED EVENTS AFFECT YOUR HARD EARNED CREDIT.
TO PROTECT YOUR ACCOUNT, CALL 1-686688-0086 TODAY.
18 0044329200013100000121000004264292971008954
.M?. e1 nrlMp.ddru K 1Mn? M.rew(.)
BANK OF AMERICA Check km for a
rr sr ?nrn? r a
P.O. BOX 15716
WILMINGTON, DE 19886-5716
1.1uNiels IIIIInIIInI ACC0UNrM1AWER 4264202071006064
JOHN J HAUGHNEY
1175 FLEMING DR
MECHANICSBURG PA 17055-5798-751
NEW&WNCE 7t7TAL• 04432A2
A4YA/E1VT DINE' DATE: 01/17/07
arr+lrmfAI.- 1.rr e
A(slehl.p4yrm.rwraa?prwnabnb MsMa
c/?sakarnronaYoAYrpiryadr 1a:8ANii'OfAA?GA
1:52160222901: 0888 29? f008954i'
A. Balance Transtars, Chaaks 048848596 OLY 24.0% $650.86
B. ATM, Bank 0A85466% DLY 24.00% $0.00
C. Puroheeas 0.088466% DLY 24.0% $2AWAS
Pr4nodbr. JOHN J HAUGHNEY
4284 2020 7100 8964
PaymeMe and Cmft - 5131.00
ue owde + 539.00
Pwb& Rds FNwm Chwpo + $104.18
ltiri =d=on Fee Fbwm CharaY! + $1040
New Belonos Total $4,44649
Jatwary 2007 Statommt
CM*Lirw =71000.00
CaaharCrm*A?ailab $2.664M
Clo ft Date
01/22!07
Psyment Due DO@
Current Payment Due =180.00
Pant Due Amount + =0.00
TOW VAr*v%xn
Pwawd Due
BukefAmmUs
410*
da
RMAW ICA
P.O.90X 1ti718
WLM NATON. DE 1906-6715
1 I !n to
At+M OF RICA
P.O. BOX is=
WlL6040TON• DE 19860-6026
:l''..i :l"11•} 1?x:.": R:• ij.... 'r..f7: i5.'L".• ...;.:•??«'.
C RaN Rata FAA=* chwoo
Cash Advww"
A. Bdanos TrW*fom, Choolts 04000% DLY 2449% 5789.34
B. ATM, Bank 048!48696 DLY 24A9% som
C. Purolwse 0AM496% DLY 2449% 52497.49
24.98%
IBBERVE YOUR 2008 YEW ND SUMMARY TODAY. CALL 1-!99-491 1141 BY 3-1-011 AND
FOR ONLY 5446, YOU WILL BE MAILED A DETAILED SPENOINt3 SUMMARY BY 2.15-07.
DON'T LET UNEXPECTED EVENTS AFFECT YOUR HARD EARNED CREDIT.
TO PROTECT YOUR ACCOUNT, CALL 1499-898-8939 TODAY.
PAY YOUR BILL QUICKLY WITH THE PAY BY PHONE SERVICE. CALL 1.999-29T-9M.
18 0044450800018600000131000004264292971008954
BANK OF AMERICA Chak hm rx a aerapo of m&V odds.. w paom wAW*K .
P e i 1 1916i?
P.O. BOX 15715 ¦
WILMINGTON, DE 19886-5715
11111111191 118111811111111211111111111111/1111111111 000UNT NVAAI% ;: 42942929 7100 ow
1VE'WHAL4A1CF 7VrA/- $4.44649
PAYZf lVT D(A 04 rE 02/1407
JOHN J HAUGHNEY a Apww,lwrar?.e
1175 FLMING DR [$
MECHANICSBURG PA 17055-5798-751
A?e//YYp?ln2u1fonlPa?aqr? ?+s4a
o/wokarffwWoA*rpgabbfo:614WOFAM WCA
1:52190222501: 0888 297 L008954us
Pm wvdkr.' JOHN J HAUGHNEY
4284 299 7100 8064
p
OWAW P.O. BOX 16720
W LYANGTON. DE 19006-SM
DE 19050-M
N
• ? w w .. r • '?. n n. r ... r r. r: lr.. ...+C:q? ? ?.:' w w Ir. w... ...
24.949%
8TARTM SOON, ALL PAYMOM SY PHONE WILL BE MADE'BAMMINIMI.LY. YOU MAY
AuTHoRtzE AN ELECTRONIC PAYM9W BY PROWDINGI THE PAYMENT AMOM AND DATE, YOM
BANK ACCOUNT NUMBER, AND SHCUPJIY INFORMATION. A SERVICE I MAY APPLY. TO
CANCEL, CALL US BY 3.90PM ET ON THE PAYMENT DATE. PLEASE RETAIN THESE TERMS.
YOU AREA VALUED CUSTOMER. WE WANT TO MAKE SURE YOU ARE AWARE THAT WE HAVE NOT
RECEIVED YOUR PAYMENT. PLEASE SEND THE AMOUNT DUE TODAY.
IF IT HAS BEEN MAILED, THANK YOU.
DON'T LET UNEXPECTED EVENTS AFFECT YOUR HARD EARNED CREDIT.
TO PROTECT YOUR ACCOUNT, CALL 1-808-008-BN86 TODAY.
BmikdAlwain
February 2007 Statommt
CIO*Lk w $7.000.00
Cmh*r0**AvafmW* $2,429.78
PAY YOUR BILL QUICKLY WITH THE PAY BY PHONE SERVICE. CALL 1-000,2978260.
16 D045702400035500000131000004264292971008954
ca.ok eor. for. e d nrsno "Ill. 0' ph*" nw?K*
BANK OF AMERICA PM o lum AM, pi _u
P.O. BOX 15726
imn-", =
WILMINGTON, DE 19886-5726
AC0owrN4VMffm 426429297t008m4
NEWBALAAdCE 7t77ALn $4,87024
PAYJ/EMLN4FAW7E.• 09/17/07
JOHN J HAUGHNEY A0Vft WAmwt4kmb"
1175 FLEMING DR
MECHANICSBURG PA 17055-5798-751 :::)j
oh.okamoneyoxirpsyrbdo #&-SAW OF'AAI&wr.4
1: 5 240 2 2 2 501: 0888 29 7 X0089 54uv
PayffwftwW Credts - $0.00 Clod" Date uulwvl
Cash Advarass + so=
PLwdmosrand A4uwnmts + P"wwmt Dw Dab 08/17/07
Pwlod Raft Finarom Charges + $wle Curr4nt Payment Dm $18940
Trap Fee Fifwm fi tar0lo>E + $o oo T? Peg ft nt + $In
Mb*WAR
NOW Belame TOW 84,570.24 F 110
A. 9dance Tmmlem Checks 0.006486% DLY 2449% $W-00
B. ATM, Bank 0.00648096 DLY 24A9% $0.00
C. Purolmw OASSM96 DLY 24.90% $2.86443
P%arWA JOHN J HAUQNNEY
4264 2029 7100 $864
August 2007 St SITIOnt
Cfe*Lkm. =4,800.00
Cmh*rCAealyAval4M1w
Payments and cm is - 50.00 a6sirq Ddi o8J2?J07
00
Pt ?al? mid Adjustmen ts + 09.0
0 PaymaM Due Dots OWI&07
PrrbdRc R9ls Fl wwm Qhargm + $119.0 Comsat Payment Due $212.00
UNNOW" Fee Fin mm Ohwm + $0.00 Past Ow AnwuM + $1 .00
Told
Mk*mxn
NOW Bdw" Total $5r10IA4 Paymafft Due
eocer.
Pea wx ism
WILIMNGTON, DE /90"r26
ISM &OF ow
P.O. BOX Ism
WkMINONM. DE 19860.8028
TM tMibYia•i VqW 14004348.317B
u
CAVAMW P*ft c Rots Affcsu?tavs Rah Pkaenoe chive
Cash Advances
A. BalsnOs Tmwlm. Checks 0.08848691 DLY 24.99% $757.71
L ATM, Bank 0.088486% OLY 24.08% $0.00
C. Pumhsaes 0A88486% OLY 24M% 53.423.50
24.99%
YOUR ACCOUNT IS
YOUR BALANCE EXCEEDS APPROVED CREDIT UMITS
TO HELP YOU BRING YOUR ACCOUNT BALANCE UNDER THE CREDIT OMIT, WE HAVE BEGUN
TO WINE YOUR OVERUMIT FEE. ONCE YOUR SAIANCE IS UNDER THE LIMB, THE FEE
WILL BE REINSTATED IF THE ACCOUNT AGNN EXCEEDS THE CREDIT OMIT.
18 0055568400152100000131000004264292971008954
Owmk has for s okra is of waft address or fhom sarbo*
BANK OF AMERICA Pwnit Oft m u b
P.O. BOX 15726
WILMINGTON, DE 19686-5726
1...I116lul•111111l.11 111 Iloilo fl I. 1.1 ACCOVNTAtVAlL )t 428428Q871008864
1175 FLEMING DR
MECHANICSBURG PA 17055-5798-751
Mao hbpmrnww abookornwWawairpt)abb? +?be~OFA`AEPdCA
1:52160222501: 0888 29? 1008 9 5 411a
NEW84LAACE 7VTAL•$6,568.84
EM'Oil/EQA7E OW1M07
AAA/JOHN J HAUGHNE7l
w.?..?rrw.
uw..t
t
EXHIBIT B
CERTIFICATE OF PURCHASE
I, JEFFREY G U STI N , hereby depose and state that:
1. I am an Authorized Agent of CACH, LLC, a Colorado Limited
Liability Company.
2. As such, I am authorized to give this Certificate, and possess sufficient
personal knowledge to do so regarding:
Customer Name: JOHN HAUGHNEY
Original Creditor: MARYLAND NATIONAL
BANK, N.A.
Account Number: 4264292999832336
3. On or about September 14, 2007 this account was sold by the
original creditor. CACH, LLC is the current owner of the account and
purchased the account for good and valuable consideration.
-Lo 1;
Date: ?--> 0
By
Sworn nd sub d to before me this MAY ' 0 ZGC@ay of
2008.
Public STEPHANIE MORRIS
NOTARY PUBLIC
STATE OF COLORADO
My Commission Expires 05/22/2011
EXHIBIT C
2672952844 N0.873 0002
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Itrpaewi hdMn" Ab@W HarrCWm We're
dedloNsd to eetvkit your mob - and to s I F Ft rnt your
Chaim tektad a You a" sell us sot to ahestt
aeditdi0161W it?on Ifi t hilw and you tnayr
tell as not to share kdormatfari v kh outside
of MINA *4 wMt a a& you wr p u7 and aarw
kwas dasoibada6vre. >Yyou rridt eeopt antdsu?h
it1(CrlpbtlOtt shMn{. panne taU cos-tae l?7! i-1231.
aht VMI sek you ai wtlfy ytar klaidtyr end the spedlk
aaaeiaits oorlpdi the apt vut avW? uo plaaae have
any= some, awmbeabiA or te11 - nesnbas
and your Social Secsally nuutber ar'lliipayer
Idest>dlotfori nntnber for deposk sacosna avNlabk
Wrbawn you call.
1rllMli?ippbibs apt a" at the swam kveL not by
kklhiidiati Gnsotsues glbipa auy psasan Wad vddi mm -
on an nano" opM nut ft OWWk a !scot. on
aomusa botdaR a ea?sotired tisM1, wurpl Nit t1?s girt
aoturnt ss havJrit Red ate. k"MA we oaadm a to
atNtaw to its dbOloasd pevaq? puctloes for as aooount
ewn N R becotnsa kraal" or iedosed.
An apt out born infarttta0m *oft 00 as e00o A
"dsafbad above. ddw alMdit a xVw wit
autmWe of MINK retnalrti dbcdve unless
reWO In Wrrfilest F 1.1 N septteloneregsdte us to
provide this nottoe on as amuaf beft whadw or nest
on aooatuit hat prsiAotaly vpeed alt [lust sftha type
011110, NOOn ehsdttp. pkew tusns>,tiberttlsers yvu
sscMwarsrsubaagttattnowas*Aan=a", ?TkAnt
apW oA ho dlhereirbadb wo kifonaetlott eherrt
imidnot
ievoled M rrrltlsp does net treed m bs aped
Out OGI&L
This nodoe sad mboes any pyvwta
nadaae beats M PUt aMotst the
praean yaa. IlloridideMve, teeid a
etioofkoni
oti
=mp aft ifdataaanld
ps' - pwawoM aonOgrdntto
and to Neer f moat sewn- w s on of this
piano raft tomarkaimanddick
an 'PrWACY Nose Y mgr WkWT Pro-
F- I under data bee. We no as d Ob prfwgr
radm at ony tktte, and we wM ktbrwl you of things
as required by kvr.
W" UOM t In TO YEW
1Vilond %na: a.A oaaettla. aMd t!e Lei
Dbdarssts W do MW Obdoeise? cad aair dopm we
mraa to feet rsanaasr fraw tprs M Arms
9lbirad yor mean h and so dtbe Whom
ontstsd. aoe.A. a vet weatoiavt Wie krM, in4 your
tboraeeu ray arbor arssiw eels kesaaesaiMSlbt traiaof
teeawetiaR.wtauaWetsaNtlasssetlraaerilNMas f+ltr
t.t ?bnl weMitrvtyiiaodAititeri anal eayitlvr and doss
used In etch dtW ese loaf Witt b pgsasse d Wt smornt
a.
:2672952844 NO. M OWS
trMn Nrowlu r Ny and Hoe W? Abm yir P4v%". for On-0;
'W.- -14.' bur'. and'AlOM Antertts" mean MINA
America Bank KA
'Cnd' mosas all the awl% cards we Was to you and tc
any other pfrsen with authoviaation to gee this account
p muM to ihh AEeeasnt
'Arsess dtw marls sa bugs d" we provide to yoc
malse a aleck Cash Adwnaa on your fcwuet.
If we We a apltshied term in title docwnalt but do net
doe w rite wait b? this deeah et. the" Acs d w to win
`limn in the feadfliad Psdaal Dledowrfa at the initial
Omdwm or w ussd UI your monddy sweauc
we we sseth m Mfedmp lowd ar Watdt Unit CAN is
llptowwN we the tent follow ndenot
the MeedlaRe.
MYwC W
you A 00 your pwd boa. You We N,
am*, Ila aaottase w i -a -, t wdibr teeord r.
of yew talsylboule efanarlltlesf with aw rspeteeI wives c
the raptaangtires d say of those w"a sN e.
Yfw atrtllorMs MMU Aawdts t0 oolisrs Mtblmwlen alwu•
stadia alpOte half Cl WAM
itutangatlpt abeet yew a yaot aseolttuewdlt rfeortlft
spoex write a at &WA credit Rvotbat Ap now. P.O
Roll17i %1111jamiloee.N t$IW Me. chow Irtdpdsyo
tdtetMentapf?at+riontI road w-, Panber
HM b
ft a w some es" smolt lei Ow km d'schwas asd co
Atinewu h roW yowwds. sw s credos aoooust nwr.
bK wso w cow devtts Now sew a year Repubw
Fit* Olstbieirsetrstblelafsdaulteaodsstatdttr'hse
ue. --p.. w oetwnte - Andwaa sad cash Adanm and
how yw say obwM them.
DAW Jw F"e CNj A*M
7reaidwalstl t by eMset isdo dwe you that pars" to
'Meta ttwdteyM a reeds psllabia RNs dspesyls er taMw: i
ehaak The astiset a ditty iorsaftamsd pellaW4lwbiel
Winona beda rwulaesOodCtidtAdwaos!ieffwdw
rites sire eottespanMsse pfYaaattt poised to your seoouat.
r ?t
tae?yacspsitlaswtt? *orhousei
Oapfsa. 1rMl trig not ea yao? aeosent brbevines a
eotfmaetlaf setpow 1f" easy cot taw a dwit# Wit
Adana, or say ether hah Adinew. to mak a paymaa
dole or stir tdwe oardR aaeowt go tae. You Mw cwt we c
Parma ratite ataoestlt to be wad to saw any WOW twtaw
re! uft lOW Aa wd
M yew psr"A aw psrsen to ws rate acewe dws
scocartt mrndnv or astray 080 *do With authorial
to obtain cadet on your sceowtK, your way be gable for u
110.873 PW
Iransattlons made bl'that peraen. IndudhK trensactlons
for wMch Vag may to hove dner4scl to be Itabfe. awn it
the Wawa or dice vassacrions OWN Maurr credit limit IV
be atc.adsd. AV*4doad uwew of this DOOM m Mare rhv
in" saxes w weavistiort abogt the "most and its goers
w the aeoom buldem
i HM IM " S&P PWJN=t Mi dw
cow weir ttiyiiiRa tip pasha pl ell soot' t?ISdt by
P? ? W apVaw? is sateet ?t Oral and
retreat stop t japni s a eeI asoes d.dlsw ahoy
br eta ptondK hetn the dg gait ere riew A+a slop pryrsw?t•
Ye AlO 1iMt !l?M C?
Yoettwy rwt um k s?oeeTiM aeeaeedte 'on put
i sooowts. lr ydo eta and wtum R t>wpatd tI "wrest
who p rMMd Radii . ddlew? in rdNr aMt
wpl+/ lbylAe *a sbees anebafI dw* tilt tee not
IMbM a you far any Mrs w anpalle itusiessd ire you atMtiS
MK of On boon w MeR m eta.
%w Mift to Pa
Mat pseeMw M s4refe If strlowite sN o>fdt yea
oloNn. trfddt bidaelww an Nft?wsee wd tyell Adlwtoss
Mote ciao ptfndeea peR w eft tits eieetfltf at Rtwtts
dfpsl sacaigeeftervatteeepenserrdwteaaS it
fVyaaant DYf silona tat yoga rleeWy aeerfeat by yatr
Neyla?alK tMte DMa. "Missy pry lileel?trlsnlelaR yy0oYIt MIN
nmgjmw t n vim Isimelfbai4ybfdMfgrsiethetan
?tMe[ w/traI" NA*MM no w? I* sow
ya?abRNtlanpAwllst#aftifettolslw ' . Idepro t
tarts it yw ovttlrtr w it a is's ag wiwAe an yaw
aeoovesi ve corer eat ph i lwtaat enr omo ani0aft Me wvl
reels e:WAM aebst a4 net dims M UJ. 4a1Mta fad thaw
drMrtt as Sit KW fiteMotlaw beMd otaslda the United
Stowe. Poo" aEyerrTmall M dmvm hark" lice may
not sees dw -- of i fttt d Onallie it f sL
W" YAW PAPNOt wM Be GNAW
`? ipw&RIM
Ww ? as sr of tbog mowed pf?y wt
le fl I tawMeli by sD na llttwent 7irsak isealted at the
i add' is alwo o in on wi er Whatd emnwr of the front of
year ter ally swWwAft III OMii wfeh a d" Arm In U.S.
deMaf on • S, 600M Wnalbnoo era U& dollar ntoaq
order. PO !41 owsk dw wasa a wdep oft a 0* top
p wed w d elelatffnt ltOEnnMMt*(i l4
f rsotlved dish liporn. dlraiiy iq. Inehin f dw nlfnt ON
I Ould. butsiW alUe rt will be
i may be dwp d rrp'to be days.
,,IMu,.I„M nlMwarwe
walm
tnmearMllfwa?s iiit+rl4aSnawyantyelleta -1 abslslrafa
r APltltoaklnkmwiae?Mftrlola+IMMIOvtar
APRs Iffth ss those wins ptoisononM Af! olldsl bMn? oNd
s.
S44
NO-873 pM
before arty other aerW4 bttana»
Pr*WW to Pfliy ft to JW p+ YMN
I840 iM l of eHbeecitantly NOW. KOW.
ha Misc. or teethe a WAM ere irrdttdduelly Gird %Whw
reaporWbie hx total atauadln belmce. Yre 1n+y Must
to tRHese tam arty pereal rho is rwpomwe to m
airy tstei plwgndlas utegl eN et tM arils. orators
ai?ede. anti after ee?dlt lakes outaterdirr fa wider the
seaosat h0aa beam tetettred to w std enr eadr person ell
ww
mtrw "m OWPNre mm pi INSAP"mit"'.
mrlbe M1?agrllsi'ae1 Uilrrbtlats PfalaeRt Rsowde? ?^
Ilse Onset 121yet><tettl anptsaeti? bdseo yaw aed•.
isrdt: «tfl t?oa /ist?aMie4?aM aNla?tana dr111a
PN fora aloRCWtiM
itlprlMtoe pelltMred dttou:i MmAk w eill be deeattd in
dtdeRR a dalMNart N you Mfl m taller a peveMat WIt11hr a
ow i rhet dedts0lt not t?g0aie do ward" wY
t
enetdR a eretdse dtoet dplrts VW leeet ddsult.
Who iNe ma NMI ilmm ds P
` dy"am It. We am MWAft tar joy"mr-
d yotrrt0tld 011t1tp1dhq iiMerrae and. wtlaee prehthlt.d t.
fan red ii oNllydae proRidad ender th•
eel IJMlewrr aatRlee d ti11s A?:RRm1ltit, vR ttin
else trlWjs you to pet'sm w rea inwr is atf we r
s
pr0?oaewty a Mrtl(ae wuleeaeble attoraep No if t we ref.
tealerr to an attonrey vho is nor our
0dW PIWm" TWM _
Mgt a illwpt'Fibt mm--M, ORM baler m. or pay'
Lamle Wkh arAr rart+inMt+Mtgclp vi-I - x hteblq my of ou
tyhb wdet thM Aeteaamt. W" owing dst to po rwt
Nr1l11dily thole Iliatbad Wtpe'i0id M lyb' a with env aht;
ieelekthnt Wade,"epelslR as an aoeoad Gad sa miml•
1lbu whfr rearet upkiriea pesadte?d?daadt a taabr a peyRtarrt. 1
.on Ae eeerrt?tra aarrelerkdAeeJk re rayon so heaor
Y11en /ibMatseat of rteepr !<
erretlld b. btdeeat. M R1ma
0p??w,ieereM"mnareIdwbr lo Iou?,nlrRb out ottM aaion.ewet m
uvt-, glee ee Now. to aaik a menu.
peltaent */a sllp ?at you stela *to to ewifei?1
you rear a pttfmMk. Rhwra diegee Mrd a111 applieeWe
r0 am m on yaw 40mm b.raordaa Wldee s
Almmisa
r foremidi none bRavis P "d hh? t
TI?lulliMel I liYr?lt ie r-^N- r ciN'mc
ityeu e>tlel?alesr a aRa+tgl.tltauatr+
trlli k arneatM M vir blhtrietl0etd «yisetpCard
1Meriletieted, dersacRq eR WflttJr ofd you uw, iota a ?
doNK rafts in eeoadarrae vdd the opmeft mp *k
provide that tM curvow Wavwalan rote tD be wed is
952844 10.873 pm
( i i a WhOwstdt me ft rate or 121 a vo.Rrrarnmt.finendated
tote m eda are day pow to the preaeel(Ilddw. Incmused
by are pram t in eeth am. Win at eMwnCM watas did
ore percr as ooetppond, for
pta101w1b1? tIN
aawawi" Wnee. I%ctrr -4 aeeroteten maim dket on
imp Nornashrdare ntq dit ham the ewe M dad on the
trmeaalon date or the Crretlq date.
Your bi1Nq qde Rai mch month on a ekehtp Date
dwwsniaed by as. Barb bUM revue btI) m ea de day oft
t tM Chah>t owe d the pralotra btNtnt cycle W ataartremc
refloat a sigte MMOI eyd e.
Amid rA-mm
;
l f?O
MI, o10
RWIAW ;
DMdeelras«UMMDMdawae.and e
n
wM1 eRda bl+ihielt tM Iss aoa gLAR
(I 1 e lave Fbe M Nee As4f tttlMswtn t1aR them os
your awadry amewaat is no ra0dred by is an at bdm ire
pR TWftt Duo ftm
(21 as OtMWA M if lout mm adom a I" aseeeda Boor
ref NMI as the hat ft d a b0ft qft ass d low of
flnanoe dams draped by ae caeuse vale tin Releaa
lbtd to sseslad par tstadlt tladt; sm OwtflwR !tore is
Wft
t
p
w
trial awsmft bet
o
n ? momia R
wo&
your ded(t umu:
a fht
:1
Iva !<a pmompt on vow eccuum 10
Im
ra
et
rrtatmd for ftsede« bt OF RN1et MINN. true M
It Is pad upon sidiu u e palasrrpae m i
N1 s Retrereed ?7e11 Mhesroa C1ead !let Mw wwrn ore aettta
do* +aPYd for am wawa, even X the resew dkdc is paid
apse mlbageant
(s)a Caps FIN IOr" co" Of S atetithry tstltlearemF Rt salve
and
dot
w
' sbt
aM dffift US be pror
ld d brr h md
t 101 an Mawr tie Y pw rostrum b em or it Monism,
an atetsuat btdbaae, vrh r you have attisa
81 P W
• Iapti «sa.
Gimpum Unim pmh*W by
appbcebk brRteeL rl! nlM
qe lbw eeoeRat, ses poideee. far
eel eoeq 1naNead bl us wesdeeed rqA wreplylee With orate
sbarrdolted te00erly bm
l?iedeelwe for Sftd d IM std d"p dot ow at * eo
you aoeotterc
It Way c W, ear euel 0 grid setrMaw W" vow
women ihd-ea attAweA/ made a peat at pile Apeewleat Day
{ eudr beaaaa
a seMOwore note d *b
out
?
i t Ad "ore at d
QdW 000t?el 1 pitottdy p yw km
Inns to thee by or n bbi0: er 1tNrMA Ame We We ow
i AMOK add, «tfelrp bRtteihs eted eetvioaa R eery tune aid
vdtbm noaa to nat.
IM AWXW
} Mir aw matte v t
r?I to?iwiw"'t?snr amosnt
Thrtan brdtlb? cRlutet oe btlhorl0setseed«emoam tarreber
Of anydoo Wa1tNa Rti vm eteasOlrI vre ate tuts wwo tat
any r.Ierrtion at few tmd by m wry adar b" or o ny
ptevlder of pooee «ewtrlps.
s.
144 NO. 873 9011
saanpt • traisoew do miulte in yaw told outsiandms w
no (pint atnlroruallarw) anaadfng your eNdt pI111t, we tna%
873 9010
NO the uerNaaian eridtotR wMNK yorw avlbt lirtiit ?:
111
.
)52844 n* *
? the tranworlotr erwl tteretlAe attamt ado tratoctio•
waW or ClMe Your Account
We May
that k teow abet the tlOdt IiriMt ar due a iyt
we mty s j I 'pi a dm your amount or g"MO a term;
your right to tae yotw aooornt we may do this at any time t i
1 rdtrty to pangs tins parwadtaet
- due "No cWOn. tN asp ad ,, the
M w relate a =
for any raaoa. Yow ablipti is under due npaement aootr [ ttu10o1 edto etetpwtreenaellta Met t Me been white:
,
M ewe Mille so pawdt a t7?vdtCaeh Adteaar er gelatke
am dwr rw hwe done thb. You rnwr doom all ands. as
and odteraedlt derfoee on the atneaat When re re6r
ehadia 1MenIkR we any do ab??III dwow" PMWC" the
,
the you do w i Clwdtdab AMIMaa e?aMw flr that Credp hsa peen
rettlNd, titeR thae Me ltMY?dteK hn+de w iwtbe CMdt Cat'
You Aft ChM Yalr AAV=t
ioatnlot ar • aryr Odra ewes
Adeatat or U MS
You "deft yw?seaent by mt*n w In rwrida c•
I
1 M w bar" puubowey w awed your cr.dit
wwk It dew w reeve"logo t yon to erceee ym
td A arch ammo tpedn. and ash
d dwo II
? paas eu sir mum Your obliptlono undo this ? credit lw* gdn. Nw dad , va p-OM t you 10 al, I , yotw
" tttq dwo an Owl" Ate an provided In
UM
Apeetwanc CIWAW a awn ahtw you Bore dtww tble. .
?
DAMMAM Afto?1Uaa` ACrrO4 IS Cba U Udo # 111wrr Coll!
ildwed Ym utuK MW anyone
but arbed b dlwrp oweadoew to your aoeowte. eud? a:
t
I
t _ _
Agn?so" wiettr N die oes t or poeel k
b w w w4iop "lom haft debt, at Winnow 6pmpan lwuehOtitad wa d year amontrt aR I•fAfF7RAO3.
Tirate aOavetttlne orals omngrrue to be 4 1e 'to your YM Mod melft us YM
CASW
amount wKU tuu dttnp tM IgNprt. Alto. If ere Win" yL TOWAA6M
hwe v ato bw a tloiwctlw am aetempehtg to Yee ra
awnim after you titre ttrgesetd m dote the amount. w t+M to amrelr how bars8t and
mW doer the twdoctlon w be chapd to yw aemuro. otrrs• 7M poll spd utMw etwP twNY w ell a d?wN rc
At
W
M aldhte. you twat none
I
ira "
1 ;
ad
Us pro** of low Mw
ttfa 01 A m 'I at asy dote. we may
`
i
wr?let ls? Ml?lwiMr
.airs. deleft «dlr?r.g ?rw,efotK a tni
,ttr.W it '
"
Agreamaw. Winn, wo atwanrl thk Aoeraant, w Will cant 4
?avdh
rew. tmd n
ia
I%
nth the appNwblt ttMae wqutrertwtKt at hrdaat and to yon Aas Ddbveta 7hit ea garari.d per the
Ddtwae bur *K ease in fifta pt the dew. U an anendm, Woof dw sho ef t1NwMe m `6 willict o
Ow you dw 6apatwift u aepx dw dung, and if you law prbteip w and b NNW Noe
MIM the eiwo in the awtww pwAW In arreh amen •
neat, we may 0 m1 parr t to Halve ewdit and aw ,
Tie P of Tula A/rMalaW AN
nt yeu M so oli credit daunt as s andwo a your
rviamon. 1'!w amarded I t d any big t`r
Plerebaeruter 1 Wtq aFoy pply to the toW gut-
or M??a dW A/r
wUNI GN R.
=%
wdwdw bolowe ade ft balm the I
1
eha nerutiMap proMdoaa trNi artinue to be died w.
awsadavntMpmt . rile may ob, your and w {
another earl a arty stow.
`
Owwwwd"Ift atatii?anpofaw?kVWN
we *w ApfddAt 1 epta Apeaatart flees not mean tltat t+e ere uwbTe w weeks
-wile ? ?itgr W le?MtA rt aapp to yoa. esi1. en1 # dloae dglulr ltet?.
ortnwlr yea aeawK. aey ewta sloe oa your account, the }
N A«wnwta b awgr puts or aldpt pwaon or ends ` ?a?????Pa+? aPP? to yyo0tu?.
0o wbae era -- cell vvdr sale. IN , Or "DROP w a
be weeRbd to aN a oa d0a artdYbr a111 11 a under this
{
unMel yaw wespttm ihs tarsiaet ehsAlbNaatie+
acrd LRlptlon puttlMotw M11 sosNeit vow lw tlu
A/Nan,nt to the eatdtt void. udamd or twruferred { nuretar aaitMavhaaO rebelrM d we dM NO* dNettvely
Y/w us* opbnt us N/eAty111i eeesaK Or Ob A? Ad bm
Yaw, t a* *ON lai you Moat you roasts ya } brought in a UM bated In die fltaea -0
and tad. p+-, do aseh a ?oudrly ointment. We may ? ARv deist or dgertt rChtbnl by W w par or ns agtlaa
allege yews auk )pat bow dew w on. : the oda or ap" do wrplooew. gOr n. or aft" a the
atha
w
M
m
eW
tpk A
tntwa
Je as
r7
twt
v
'Ylw ataowt strowu QA your wondrly stawn I as DO c t ar
"
ae
ra
g
?
p
e
o
ay?
atq pdsw AWwaiart a Yaw Oaeuat
hthednr atisr a
Credit AeaNabladnw not Ybt bile aoatsn crag Prwdlaaea,
11th Jldueseral{ Mnaeue doom law
any Otita 9maiftw tat a alirere+wasd whstltar lonrieseY
a1eMIM In at
.
a
ooft drve pest W p waNNN Ow dw cloOl Dw o
{
11011e•
doAM
tMw
ea r on and
P t
. Ot
Ckiew t Kfq tM-lrp Nbkr vgtw
that Wald* ld* twevmat via torSKllOltt 6141111 r" in
pony aaft Neale being ewowded and Insult in do aweswei i udpdoa a+ebett oriiw wWlelra due 111011111011111 nawt or
Pill prof APMW K, rIAU be tveotwed bur ant abbwdoa
do 51% it I=.
t
tut. atWOwlen olwN be catdrmad by the Mrdoe t Arbkralor
WW alt" Do If You Men" to
Lyt>!w ww CMM t
+
t?io? a
ha an yeuraeeeotc phta aahods•
tloaa ix any flow wttret eat be mac than yon ctvdt Iwnh. N yc
D.
844 NO. 873 0013
CREDIT INSURANCE BENEFITS,
?672962844 NO.en 0012
Forum (W41" 1. untkr tht COW C11 Procedare to elect at the ton
the Cipim a tiled. Rule and forma of tW HiltimW Atblt*a m.
Fame, may be Oeortnd and Clohm aw be bled st airy Nation,
AtbMaltn" ft m dw " Of P.O. so 1014:
11iMruwap *A MMMt M 1. a a hM' 1 X74.7171
It ft NAF Is waable a uaaiNlns tv as N arbltr W- we mM
agbldtute laaritm RMd0aallJ rappptMiad. IrdepandePl arbt•
traeioa aeNrlleeelanibat aaeaa aimsar tada d propdun.
At your 1rrkim "MaL We wm adwm any arblaetlo . filtrK
1e1. or 6didnfs4WA&V i-d haMrM lou do you an mewed
to ear to morms CkAm to obMndas. Th1 oblYow will
*66 who wNI be ubir 4a y.aapaaalbi? far a>tyarb that
im m no om rillyw be esgWsad tv rabnbYele w for an;
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APPRabotls.u 4 attrt tb NtoU.
12
t
VERIFICATION
I, JEFFREY GUSTIN , hereby depose and state that:
The language of the foregoing document is that of counsel and not
necessarily my own; however, I have read the foregoing document and
the factual information contained therein is true and correct to the best of
my personal knowledge.
I am the Authorized Representative and a duly authorized representative
of the plaintiff;
The factual allegations set forth in the foregoing pleading are true and
correct to the best of my knowledge, information and belief, and they are
that JOHN HAUGHNEY owes the balance of $5,556.84 to CACH, LLC
on previously submitted invoices, which balance is due and unpaid as if
the date of the execution of this Verification.
I am aware that if any of the foregoing is willfully false, I am subject to
punishment.
I understand that false statements made herein are subject to the penalties
relating to unworn falsification to authorities.
By:
Dated:
IL
v °v
d
?
Tx
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2008-06288 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CACH LLC
VS
HAUGHNEY JOHN J
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
HAUGHNEY JOHN but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT & NOTICE ,
NOT FOUND , as to
the within named DEFENDANT
HAUGHNEY JOHN
1175 FLEMING DRIVE
MECHANICSBURG, PA 17055-5798
PER POST OFFICE, DEFENDANT LIVES AT
9863 US HIGHWAY 533 S LEWISTOWN, PA 17044.
Sheriff's Costs:
Docketing 18.00
Service 10.00
Not Found 5.00
Surcharge 10.00
.00
i?'r7?o8 ?w" 43.00
So answers:
R. Thomas Kli
Sheriff of Cumberl nd County
HARRISON ROSS BYCK
10/30/2008
Sworn and Subscribed to before
me this day of ,
A.D.
HARRISON ROSS BYCK, ESQ. P.C.
Attorney ID: #61511
229 Plaza Boulevard - Suite 112 FILED-OFFICE
Morrisville, PA 19067 )FE: '" ' s :' ?;?Y
P: 215.428.0666 / F: 215.428.0740
2010 APR 26 PSI 1: 4S
IN THE COURT OF COM)F};§ QOBERLAND COUNTY
PENNSYLVA gVITdiION
CACH, LLC.
4340 SOUTH MONACO STREET ,
2ND FLOOR
DENVER, CO 80237
Plaintiff(s),
VS.
JOHN J HAUGHNEY
1175 FLEMING DRIVE ,
MECHANICSBURG, PA 17055
Defendant(s).
Docket No.: 2008-06288
PRAECIPE TO REINSTATE
OR REISSUE
TO THE CLERK OF COURTS:
Q REINSTATE the Complaint in the above captioned matter.
? REISSUE the Writ of
in the above captioned matter.
? OTHER:
Esq. P.C.
Attorney for la' ti
Date: /q'No
?lD. ob 7c?..??
eta X7-07/
Aglt If
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Edward L Schorpp
Solicitor
+{r4??in oS £um6tr?a0
4*6
0"= OF TM SF*RIFF
!? 1 tV? { 4t?ibl'yl
?I- 511 ? LJ.-•.r. t,''f?
2814 JU + -3 P19 2' 3
F ? dhJv\t Le?r?uVil'?
Cach, LLC
vs. Case Number
John J. Haughney 2008-6288
SHERIFF'S RETURN OF SERVICE
06/01/2010 Ronny R. Anderson, Sheriff, who being duly swom according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: John J. Haughney, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint and Notice as not found as to the defendant John J.
Haughney. Request for service at 142 15th Street, Mechanicsburg, PA 17055 does not exist. Request for
service at 1175 Felming Drive, Mechanicsburg, PA 17055 is currently occupied by the Chow family. John
J. Haughney resided here over one year ago.
SHERIFF COST: $51.00
June 01, 2010
SO ANSWERS,
RON R ANDERSON, SHERIFF
(c) CountySulte Shenff, Telmsoff. Im.
of cuM
David D. Buell e Renee K Simpson
Prothonotary ; �, ;, y 1S` Deputy Prothonotary
KirkS. Sofionage, ESQ �, ✓Ns Irene E. Morrow
Solicitor 7750 27'd Deputy Prothonotary
Office of the Prothonotary
Cum 6erland County, Pennsylvania
6A -1,2a8 CIVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 29TH DAY OF OCTOBER, 2013,AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE-THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH
PA R.C.P.230.2.
BY THE COURT,
DAVID D. BUELL
PROTHONOTARY
One Courthouse Square • Suite 100 • Carlisle, 4'A 17013 • (717)240-6195 • Tax.(717)240-6573