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HomeMy WebLinkAbout08-6402ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Mesa, Az 85216-6508 Plaintiff, V. PAULINE SCHINDEWOLF 50 Bonnybrook Rd Lot 6 Carlisle, Pa 17013 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may he entered against you by the court without further notice for any money claimed in the complaint or for any other claim or re'ief requested by the plaintiff. You may lose money or property or other rights important to you. Defendant(s). Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. p$ - (p402, - (21v i l TF.r M CIVIL ACTION COMPLAINT AVISO Le han demandado a usted en In Corte. Si usted quiere defenderse de estas demandas expuestas en [as paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la Corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la Corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Adernas, la Corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 .... MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (zlJ) /Z59-/161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 `Mesa, A4,-85216-6508 Plaintiff, V. PAULINE SCHINDEWOLF 50 Bonnybrook Rd Lot 6 Carlisle, Pa 17013 CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. O & - 4 Y0 Defendant(s). CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Pauline Schindewolf, is an individual who resides at 50 Bonnybrook Rd Lot 6 Carlisle, Pa 17013. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about December 15, 2007, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $24260.20 at an annual percentage rate of 7.900%, in order to purchase a certain motor vehicle, 2007 Ford Focus more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $375.17 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant failed to make any payments pursuant to the Contract and is therefore in default of the Contract. 7, I As a result, of the default by Defendant(s) 9nd pursnant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $11012.50, however a balance of $7187.83 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $281.59 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $7469.42. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $7469.42, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAURI & EEDLE AN, P.C. CHARL A. AYLO , ESQUIRE Attorney for Plaintiff Date: October 24, 2008 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities: _ _..r i BY: CHARLENE A. TAYLOR, ESQUIRE DATED: October 24, 2008 PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE 1211512007 EgTOR (SNIw NeW rm Adareaal 1?00•T77•T000=M • . PAULINTY FORD SO BONLISLE PIKE CARLISSBURG PA 17050 • CNTY:C- -fordcradil.com Tm nwywfeed yen,,ArYIa W"r careto asWe,'Us"dr'Sebr" You. Tag puy IM vaMde desttlwd breow 1« un «an avOx. TM oM rso a rwwn tabor u'CM P,iu.' TM «rMf pee is anon lector es Tor Ssa Price.' eY Y •i9nbD lea raausa, you Clwast b a,IY tlw wdWa m acct utlr Y1e ar•wnexa m for hone aM hstl, d Ne emU.n V and Mahe M-W Vritlr W.W7 Number Uee F«'mich PUrtl Wed NEV N A ORD OCAS ]FAFP34487U343908 P•1 .l 0Ap Knn ? Caawerwi ITEMIZATION OF AMOUNT FINANCED INSURANCE 18020.00 t. Carr Prka...__...__......___._._....._ ................_......._....._._....... ....... f (t ) YOU ARE REGUIRED TO ENSURE THE VEHICLE. YOU MAY OBTAIN VEHICLE a. Down P•Ynwrs 1000 00 INSURANCE FROM A PERSON OF . This Party R to S•INr ....__......_._.__.__...._....5-_ ?S0 00 YOUR CHOICE Cash Dorn, Payrnent ym ._.,__ . Treb-Ix s Nr(T- LIABILITY INSURANCE COVERAGE FOR BODILY INJURY AND PROPERTY ver m nrafe Grou Anowa,r® Amoua pwng DAMAGE CAUSED TO OTHERS S 1750.00 Tom ' .._..-._.....__.__...._! (2 ' ' ) NOT I INCLUDED. .. tf2 7C? awnus 2) 4. Uniald earu at Cash Psra (I SW....._._._._..__....._...._.f (O 2) .. ) !. A Amount R-R Y- pMSN (Soft a" a rey M raYprlrq • ParSen of awee amoua Paid a) CREDIT LIFE, CREDIT DISABILITY AND hra T. PrNNe 16 00 22.50 OTHER OPTIONAL INSURANCE ARE NOT REOUINED TO OBTAIN CREDIT lil Ior h- (f_ ). Title (S74:?_), 6 36; 80 AND WILL NOT BE PROVIDED UNLESS m0*~ Is 1. fibs S 00 - 5 YOU SIGN AND AGREE TO PAY THE . 88 r fog leas S 411) r caws (na in cash Prke) f-t083:68-- s 1163.18 PREMIUM. C Ta Ina- Cmpmrb Ior: Crash LNa erw.ma (for tans of $ N/A 11111 NDhaOMNy hr•rrrann Iron Henn ?Irrbaall._._......_.__f MIA ..t, A Cl L Insurerxe CompWly N!A $ IUA (TennIIIA_ Maxm)......._..S IA montra) -- 70' d PrenNUm Insurati(s) Y C - MIA- -x1-1 Te TANTBM@?fYE?RRRAN? PL?T'111H1F'PL?F OU want raee Ufa Insurance. ? ToMEE'AfFERiY'fBRB-(orBOFGEf"fiS00JOML-H -tBQ''f5- NJA---- 8/A------ --yjA- T. N1A b s -- Buyer Signs T. IOrM - s ? ro Tar s 63 Co-Buvar Signs Tar___._._...... _..._._......_._.........__.___......._......._._....5 S. Amtxad Fbasrad (3 pus 4).._..____ ............._.__._.......__....... f If I ) Crash ? C=.tyM/A FEDERAL TRUT 4M4.ENDINO DISCLOSURES g N/A Insurance Ctmlpary ANNUAL _ DNANCE Amount Toted Of TotM$ale Premium Insurer(s) PERCFIfTAr'aE CHARGE Fhae wW - PaymsrOS Prito i;,? w3nt i 'w:it nl,hay Ireuronos . i _ RAIL otdx m a yearly rre Tar Yes m: a.,we w ..b «? Yare yl,y Tht sew, ma m.,. Toad 'Np PaM rrlrl Y«r tl WUr Buyer Signs 7.90 x s 4018.57 18491.63 2210.20 a>lr ?V W s f CaBuyer S an a OTHER oPn I m .Ier anrw.rs. Am«,r •r P:mw,rr oNAL INSURANCE r??fearmr•?????rraIryyyrIyyr M cw.r.g. arm nisrda,nam l be -i .1 'UIINT"YS,ZOO t? b.Vrepa c=- Tar. in Alontlrs IYA e ..l NIA N/A 171- $ Sy /A NIA Rea.yrr: n yes P.y a ydw awr.wry. ynu e•I Tar Imn b car • prover /A f MIA Sarahy x1r•ra.p Ya» Pdng • Crams( uwrr b aw r.Nas etlnp pws,med. I.r reyawee vme»Pavaw.wy.mxw Pnnimm..m wmwr nraN.a eve Wrr ro daghrs. TM mrP b 20 pe,arx tl M W anerY. SN/A MIA Crmsn: Pbw rm fie corned r saetl«W bb,eWlan m ruefy brW. mnpe rpra rapaynlrr• G4 yes drr in rul balers IM edrdLd Gl -f yes wen tlw ogiaml hrurdrea r whial w P•P9^,era gmy. P..k a » iMWed above. N YoU do not "" your contract WlfpeBam, you maY bee Your YeNCb. as Yya n arid N rads b d ? yov ve an M o C morWy or goods received 1w g Buyer spW BALLOON CONTRACT PROVISIONS ? vwr tar :n.rhrwr4 Psymeni wmer this rn is a oeibm paynwa C.Buyar Sign. EIICESS WEAN. USE AND YNEAOE CHARGES CrMY Let and CredX meabMry Irrwww » Y Ir ale eoa di-my is aeaad. m am. graph C of - mal, a ONMW for re tx?ena - pU::; mmw'1 mh wP aw w .MndnN s r xre Berm r nr ma Ths moue ene t w Yrh b . ntae m .Pwrrw uM. It aercaa tl nw . to w Sr ve s vWnkN pest b r norrnr I yes n ap?rp SeNm under aewl b tau Ma4Y. PaMgaall a. yw mur Pay Yr Seem W. Par mf• lwDear "We b axc«e d mire Thecae m ma odmrrn. ? seM ww w r ExTRA YII CREDIT OPTION x nba h d or rarcrafm wrw. P«m d Ih mvrsP a a ns h die mrwea aorsaiM a Imtam prymax (as imivNS shovel, " yes hate -W your Opeon b ses the vrrfa b the Safer ureter Psr sph B tlN. h Apt ° abWn Oem' Tro e ouNNwon new --so" a . -a b yaNYA _ At er rardrW car at . Aft mntraa,.Yw ova lan In ea r-s 6r Imh In e as s ft e d k dwdwamraex.tolraa Th. b•pks r's dsr bro b */, _ -al- . a -*/,A Zo. prMYM." n" Ian tlw meteor a monad man unmxm+Whmaar Mmmd:s mrsra«bar bst-so aW n.. bw any amwm• Y. xerrerb,r a Amore FwnnM undr eeaM ?. ow urger YIM ovrm•dt. Yw ova na Tcrra any -N if fr w hl* h d•rmyod, Uns tOrlNacl and! early, m Yw in MNrA Yw ova not raaM any -0 f ma -0 a Buyr 11 b tlmn f1.ag. sip: NON•MODW-ATN)N DISCLOSURE Ary tlrea a ex. awr•a ne,r a r wAeq ma rp.aW yes e,d er s.sr. X cuaya X ans YOU ACIMOWLEDOE THAT YOU WIVE READ AND AGREE TO 9E BOUND BY THE ARBITRATION PROVISION ON THE REVERSE SIDE OF THIS CONTRACT. The Annual be ragoMM with INe SOW. The SaINr may assign this contract and my Retain co p right to r e portion o Re m en FNwh a Change. NOTICE TO BUYER Do not sign this contract In blank. You are enthled to an exact copy of the contract that you sign. Keep it to probed your legal rights. erry _!I /? Coauyr X so- Buyer (arid Co-Buyer) acknowledge that (1) before s1 nit this contract, Buyer (and Co-Buyer) receved and reviewed a true and complrtety filled in copy oft Is contract and (II) at the time tthis contract, Buyer (and Co-Buyor) received a true and complably filled in copy of this contract. ?y 2 4 r _ x .4 x e_ = ' FFERTY TORO 1 X •-- TW. ? le V/H4? LO TINS CONTRACT IN NOT VALID UNTIL YOU AND SELLI'eR SIGN IT. T. ASSIGNMENT err may tmtr err .g6uW(ri,Bf04nL IAi scan Ica r s.x.r. dales. 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ON- rMNd MMN10Malr of ft rbWmmb lard bWw, bnd .M AwMIM. boftn ,acYNat1I??AM''LL Na..tMbPTFTNN. awww.adr.aG 1• .t' IbIw1N AAa1rM Ni,NNNNJ.NT)t,wdrtraObwL9nL N trr b ¦ ear, baww M aaled tNa MbbacL NNa eMwaa dY 9•1•RI• Taw Wlba r b M NAitlR???.?t,L?ERi??iy??ylatq).dMTrd.laTttar dElawp..TM Lbb.Nm adabn a?owbpM L,.tNrilpRptwplrbybkwa7AM in.MNr Of "ft W. co Nab ?yhe N1?AA'NwNmWllb?idbdRatdrs Ndrb?.?? .r SWARVI ad F,O NWw F,1rkn d.W wry 1101wwrl M GnWR WE FOR ADMOM AOMMMKIM ro rlblaelli tlLnwEO F "'PRN••• Ford Motor Credit Company P.O. Box 31111 TAMPA, FL 33631-3111 (877) 349-5260 P0040000300019 PAULINE SCHINDEWOLF 50 BONNYBROOK RD LOT 6 CARLISLE PA 17013 Date of Repossession 01-31-2008 Date of Notice 02-05-2008 Date of Contract 12-15-2007 Account Number: 043320456 Buyer PAULINE SCHINDEWOLF Cobuyer DESCRIPTION OF PROPERTY Year 2007 Make FORD Q NeYV ? Used Vehicle Identification Number. 1FAFP34N87W343908 Model FOCUS Body 4DR NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke promises In our agreement. Q PRIVATE SALE: We will sell the property described above at private sale sometime after 15 days from the Date of Notice shown above unless redeemed by you prior to such sale. ? PUBLIC SALE: We will sell the property described above at pubk sale to the highest bidder on the date below (or any adjournment date). The sale will be held as follows: Date of Sale Time of Sale Place of Sale You may attend the sale and bring bidders if you want. The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money unde your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. NOTICE OF REPOSSESSION The property is presently stored at: MANHEIM AUTO AUCTION 1190 LANCASTER ROAD MANHEIM PA HOW TO GET YOUR PROPERTY BACK To get your property back, pay us this amount by certified check or money order before the vehicle is soli. Unpaid Balance $ 18,679.39 Plus Costs: Repo Expenses $ 22500 Plus Late Charges $ Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 18,904.39 (Plus expenses incurred if default at the time of repossession exceeded 15 days and less rebate received after the date of this notice.) Your property won't be sold until 16 days after the date of this notice at the EARLIEST. After that you can still get it back any time before its actually sold. If you do, we'll have no further claim on ft. But the longer you waft, the more costs (including repairs) you may have to pay. If you have any questions about this, please call us. ? The property has been (or will be) returned to: (dealer/original creditor) Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money after the sale, you will pay it to the dealer/original creditor. ? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by contacting this office. Thereafter, the personal property shall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above. PAYMENTS: All payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance has been cancelled. You have a right to get credit for all premium refunds. JACKIE X. RIVERA FFNA 1198837 Jan 02 Previous editions may NOT be used. CUSTOMERICUSTOMER FILE Printed in U.S.A. MMMMMM Ih ®1 FIF0C 1A L4. L4 s .b N Po?tap? • q FtM R F d 41 Z; Pol?nrk 10 = $ W se H" °' Q ToWPnammAWw S,?i4N 2008 0 Z43320456 PAULINE SCH1Nq?? .. i a' z r ? ?D ? c- E1 La u ci b ? ? '?- I CL al .0 ~ c ? oui CO at = D ? oc .t x cri o m ' • cu E Z 4-- 0 'D C ? ? 05 .s2 0 .266- . ci H E Cc fD tQ ci o b7 E V V 8 r :3 L CL N O U) 0 o E a: Z 0 CD MO 3.b = Z t U C 0 C CD o Lo 4 : w ¦ ¦ ¦ r: ? t L.z. ? O _z _ ....? 0 c) M Q ?-. Q U ru rq r1i o Ln O Cl Lr, Lr, C a Q N D r a r r 0 8 N UL ? r C T cf) U. 0 ci o. Ford Motor Credit Company P O BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2008-04-25 P011VW00100120 PAULINE SCHINDEWOLF 50 BONNYBROOK RD LOT 6 CARLISLE PA 17013 STATEMENT OF SALE Account .Nt mmBeE--Z 33204 6-.: - - ? - z -- _ The following property has been sold. Year Make Model Vehicle Identification Number: 2007 FORD FOCUS 1 FAFP34N87W343908 Balance owing on your contract (1) $ 18,679.39 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3) $ _ 18.679.39 Deduct: gross proceeds of the sale (4) $ 11,012.50 Balance less gross proceeds of the sale (3 - 4) (5) $ 7,666.89 Add: Expenses of retaking and storing, and (6) $ 257.50 any attomeys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate (7) $ 0.00 Other: (8) $ 736.56 (9) $ 7187.83 Deficiency** Surplus* (10) $ N/A The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency** * If the sale resulted in a surplus, a refund for the difference will be mailed to you. ** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 FFNAt 1990 01104 Previous editions may NOT be used. C31 O D C) r- +v N rV cn CA) t _ 0 CASE NO: 2008-06402 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS SCHINDEWOLF PAULINE SHANNON K SHERTZER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon SCHINDEWOLF PAULINE the DEFENDANT , at 0008:00 HOURS, on the 1st day of November-, 2008 at 50 BONNYBROOK RD LOT 6 CARLISLE, PA 17013 DEFENDANT by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 5.00 Affidavit .00 Surcharge 10.00 00 i t'I9?0 P 33.00 Sworn and Subscibed to before me this day So Answers: R. homas Kline 11/06/2008 MAURICE & NEEDLEMAN By: Deputy Sh riff of A. D. MAURICE & NEEDLEMAN, P.C. Attorneys for Plaintiff BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY CO RT OF DELAWARE LIMITED LIABILITY COMMON PLEAS COMPANY Plaintiff CASE NO. 08-6402 Civil Term 11 V. PAULINE SCHINDEWOLF Defendant(s) PRAECIPE TO ENTER JUDGMENT PURSUANT TO STIPULATION AND CONSENT TO THE PROTHONOTARY: Pursuant to the attached Workout Agreement for Payment and Consent o the Entry of Judgment, kindly enter Judgment in favor of Plaintiff, and against De endai PAULINE SCHINDEWOLF in the amount as follows: Principal Amount $7277.47 TOTAL $7277.47 MAURICE & IAEDIEMAN, P. BY: CHARrENE ',AYLOR, E Attorney for Plaintiff Date: April 27, 2009 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. PAULINE SCHINDEWOLF Defendant(s) Attorneys for Plaintiff I CUMBERLAND COUNTY COMMON PLEAS CASE NO. 08-6402 Civil Term AFFIDAVIT OF CONSENT TO JUDGMENT STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. CHARLENE TAYLOR, ESQUIRE, being duly sworn according to and says that Defendant, PAULINE SCHINDEWOLF has entered into a W Agreement for Payment and Consents to the Entry of Judgment, a copy of v attached hereto. MAURICE XET N, P BY: CHA OR , Attorney for Plaintiff SWORN TO AND SUBSCRIBED before me this I day of 201 Notary Public llal'AiMl8E?1. AM Fw* C" T OF deposes is MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. PAULINE SCHINDEWOLF Defendant(s) Attorneys for Plaintiff CUMBERLAND COUNTY COMMON PLEAS CASE NO. 08-6402 Civil Term T OF AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA CHARLENE TAYLOR, ESQUIRE, being duly sworn according to law, and says that she represents the Plaintiff in the above entitled case and that Deff PAULINE SCHINDEWOLF, is over 18 years of age; the occupation of Defenc unknown and to the best of Plaintiffs knowledge, information and belief, Defer not in the military service of the United States, nor any State of Territory therec Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. SS. MAURICE & deposes lnt is ant is or its P.C. BY: CH E YLOR, Attorney for aintiff SWORN TO AND SUBSCRIBED before me this day of 00 Notary Public Ion MMM. No1"1 ?? ? PAIs C MAURICE & NEEDLEMAN, P.C. Attorneys for Plaintiff BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMMON PLEAS COMPANY Plaintiff CASE NO. 08-6402 Civil Term V. PAULINE SCHINDEWOLF Defendant(s) CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. BOX 6058 MESA, AZ. 85216 Defendant: PAULINE SCHINDEWOLF 50 BONNYBROOK RD LOT 6 CARLISLE, PA 17013 MA BY: Date : April 27, 2009 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. PAULINE SCHINDEWOLF s Attorneys for Plaintiff CUMBERLAND COUNTY COMMON PLEAS CASE NO. 08-6402 Civil Term OF WORKOUT AGREEMENT FOR PAYMENT AND CONSENT TO THE ENTRY OF JUDGMENT THIS AGREEMENT is made between FORD MOTOR CREDIT COMPANY, a Delaware limited liability company c/o Maurice & Needleman, P.C. 1617 John F. Kennedy Boulevard, Suite 935, Philadelphia, Pennsylvania 19103, hereinafter called the "Plaintiff' d PAULINE SCHINDEWOLF of 50 BONNYBROOK RD LOT 6, CARLISLE, PA 1701 , hereinafter collectively called the "Defendant" WHEREFORE: 1. The Defendant acknowledges having executed to the Plaintiff a Ret '1 Installment Contract ("Note") under the terms of which Defendant promised to make certain payments of principal and interest to the Plaintiff according to a schedule more specifically set forth in the terms of the Note. 2. The Defendant acknowledges having failed to pay interest and principal as required by the terms of the Note and is in default of the Note. 3. The Defendant acknowledges that there is immediately due and owing from him to the Plaintiff under the Note $7677.47, consisting of principal, interest, and attorney's fees (hereinafter the "Amount Due") and the Defendant acknowledges having no set-off, credit, or claim against the Amount Due. 4. The Defendant desires to satisfy the Amount Due and therefore maces the above representations to induce the Plaintiff to enter into the within agreement for the payment of the Amount Due. 5. NOW THEREFORE: For good and valuable consideration descried below, the parties agree as follows: a. Plaintiff may enter judgment against Defendant for the aanou Defendant consents to the entry thereof. b. The Defendant shall make payments of $100.00 a MONTH & and on the same day of each month thereafter until it is paid in full. C. Interest shall continue to accrue at the rate of 6% d. All other terms of the Note, unless otherwise set forth herei unchanged. e. All payments under this Agreement will be made by "Maurice & Needleman, P.C. FMC Attorney Trust Account" at 1617 John F. K Suite 935, Philadelphia, Pennsylvania 19103. Please reference the file nui payments. due and the e 12/05/2008 i will remain payable to Boulevard, 2 6. During the term of this Agreement, the Plaintiff will forebear from enforcing its judgment for the collection of the Amount Due provided the Defendant is not in default of any of the terms or conditions of this Agreement and makes all payments timely. 7. The Defendant will deliver to the Plaintiff, with a signed copy of s Agreement, answers to the "Questionnaire" simultaneously supplied to the Defendant with this greement. 8. EVENTS OF DEFAULT. The following shall constitute an Event o Default under this Agreement: a. The Defendant fails to pay, when due and payable, any scheduled payment as set forth in paragraph 5 b. above, and such scheduled payment remains unpaid days b. The Defendant fails to return the Questionnaire. 9. PLAINTIFF'S REMEDIES UPON DEFENDANTS' DEFAULT. Defendant fails to cure any default of as described above, Plaintiff will be permitted execution proceedings forthwith. 10. This Agreement does not alter, amend or modify the Defendant's Plaintiff under the above Note, unless otherwise set forth herein. This Agreement amend or modify the Defendant's obligations to the Plaintiff under any other named herein. than ten 00) In the event commence to the not alter, which-is not 11. The Defendant acknowledges that as of the date of this Agreement he has no claim, whether known or unknown, against the PlaintiffAND HEREBY WAIVES AND GIVES UP ANY AND ALL CLAIMS HE MAY HAVE AGAINST THE PLAINTIFF AS OF THE DAVE OF THIS 3 AGREEMENT, WHETHER KNOWN OR UNKNOWN. 12. THE UNDERSIGNEDACKNOWLEDGES HAVING READ THIS A UNDERSTANDS IT, AGREES TO ITS TERMS AND HAS RECEIVED A WITHOUT CHARGE. Dated: P S EW LF Defendant,-, By: Attorney for Dated: Credit Company OF IT, 4 P? d?p??`g ??Iu9 orcb e?P`? o? end W,ll SHERIFF'S RETURN - REGULAR CASE NO: 2008-06402 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS SCHINDEWOLF PAULINE a true and attested copy of COMPLAINT & NOTICE SHANNON K SHERTZER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon SCHINDEWOLF PAULINE the DEFENDANT , at 0008:00 HOURS, on the 1st day of November , 2008 at 50 BONNYBROOK RD LOT 6 CARLISLE, PA 17013 by handing to PAULINE SCHINDEWOLF DEFENDANT together with and at the same time directing Her attention to the contents thereof. l Sheriff's Costs: Docketing Service Affidavit Surcharge Sworn and Subscibed to before me this of So Answers: 18.00 5.00 .00 10.00 R. homas Kline .00 33.00 11/06/2008 MAURICE & NEEDLEMAN By: day Deputy Sh riff A.D. . Request for Military Status Department of Defense Manpower Data Center 40 Military Status Report Pursuant to the Servicemembers Civil Relief Act Pagel of 2 JUN-02-2008 09:21:39 < Last Name First/Middle Begin Date Active Duty Status Service /Agency SCHINDEWOLF PAULINE Based on the information you have furnished, the D DC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as o all branches of the Military. ' III Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility syste s. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in a y manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting hat person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provision of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink.mil/faq/pis/PC09SLDR html WARNING: This certificate was provided based on a name and Social Security number kSSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 6/2/2008 Request for Military Status Page 2 of 2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: BAZUDWLAVRO https://www.dmde.osd.mil/scra/owa/scra.prc_Select 6/2/2008 RLED-OFFICE OF THE I; ^rHr_"'nTARY 2009 MAY -7 PM 12: 47 4t4.oc PO AT l eTu' aagsio MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. PAULINE SCHINDEWOLF Defendant(s) Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-6402 Civil Term () Notice is hereby given that a judgment in the above-captioned after has been entered against you in the amount of $7277.47 on p () A copy of all documents filed with the Prothonotary in support f the within judgment is enclosed. Proth /Cl I by: If you have any questions regarding this matter, please contact the filing party: Name: CHARLENE TAYLOR, ESQUIRE, Esquire Address: Suite 935, One Penn Center at Suburban Statio 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7154 (This Notice is given in accordance with Pa.R.C.P. §236)