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Home My WebLink About08-6442- 2053006 THIS IS AN ARBITRATION MATTER. DAMAGES HEARING REQUIRED. ASSESSMENT OF GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 JOEL M. FLINK, ESQUIRE Identification No.: 41200 1001 E. Hector Street, Ste 220 Conshohocken, PA 19428 484/351-0500 Atlantic Credit & Finance Inc. Assignee from HSBC 2727 Franklin Road Roanoke, VA 24014 COURT OF COMMON PLEAS CUMBERLAND COUNTY Vs. YILDIZ ELLBERGER 8 BRIARWOOD CT CAMP HILL PA 17011-1511 DOCKET NO. : O$ - 6ggj 0'iv;L-wr"'u' N0TIC8 YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT IN CIVIL-ACTION 1. Plaintiff is a debt buyer and successor in interest to the original creditor as set forth in the caption of this Complaint. 2. At all times relevant hereto, the defendant(s) was the holder of a credit card, which at the request of the defendant(s) was issued to the defendant(s) by the plaintiff under the terms of which the plaintiff agreed to extend to defendant(s)the use of plaintiff's credit facilities. 3. Defendant(s) accepted and used the aforesaid credit card so issued and by so doing agreed to perform the terms and conditions prescribed by the plaintiff for the use of said credit card. 4. The defendant (s) received and accepted goods and merchand- ise and/or accepted services or cash advances through the use of the credit card issued by the Plaintiff. A true and correct copy of the Statement of Account, if available, is attached hereto as Exhibit "A". S. All the credits to which the defendant (s) is entitled have been applied and there remains a balance due in the amount of $2,814.94. 6. Plaintiff has made demand upon the defendant(s)for payment of the balance due of $2,814.94 but the defendant(s)has failed and refused and still refuses to pay the same or any part thereof. 7. Defendant's last payment on account was made on 7/31/2007. WHEREFORE, plaintiff claims of the defendant(s) the sum of $2,814.94 plus applicable costs, interest and attorney's fees. GORDON & WEINBERG, P.C. BY: FREDERIC I. W INBER , ESQUIRE JOEL M. FLINK, IRE Attorney for Plaintiff P01A.DB VERIFICATION I hereby state that I am the agent for the plaintiff herein, and that the facts set forth in the attached Affidavit which is incorporated by reference in the foregoing complaint in Civil Action are true and correct to the best of my knowledge, information and belief and is based upon information which plaintiff has furnished to counsel. The language in the Complaint is that of counsel and not of plaintiff. To the extent that the contents of the Complaint are that of counsel, plaintiff has relied upon counsel in making this verification. This verification is made subject to 18 Pa.C.S. §4904 which provides for certain penalties for making false statements. Name D 65`3oc) 1(tv ATLANTIC CREDIT & FINANCE, INC. V. YILDIZ ELLBERGER AFFIDAVIT OF DEBT AND VERIFIED BILL OF PARTICULARS The undersigned being first duly sworn according to law, deposes and says that she is familiar with the policies and practices, as well as the books and records l owsl?tiff with respect to the matters stated herein, and based on information and belief states as fo 1. Plaintiff s principal business consists of purchasing charged off receivables. 2. The Defendant defaulted on HSBC Account No. 4730680126900065. Said Account was charged off on 3/31/2008 and subsequently sold to Atlantic Credit & Finance, Inc with a balance of $2,814.94. 3. Plaintiff purchased or was otherwise assigned this charged off account along with other debts. As a result of the foregoing sale and assignment, the Plaintiff succeeded to all right, title and interest in the charged off account and it now owns the account. accuracy of 4. Plaintiff conducted a due diligence investigation t der ethe statute rmine among f ot other limitations a bar to the account information provided to ascertain demand or institution of suit. Further, Plaintiff and/or its predecessor entered into a contract where the predecessor made representations and warranties that 1) it had clear right, title and interest in the account; 2) the account was free and clear of all liens and encumbrances; and 3) it had the power, authority, and full right to sell and convey its interest in the account. 5. According to Plaintiff s records, the last payment date was7/31/2007 in the amount of $224.00. After application of all payments, credits, adjustments, and lawful offsets, if any, there is still a balance due and owing on this indebtedness of $2,814.94. 6. The internal Account Statement of Plaintiff is attached hereto as Exhibit A and displays the account information that was provided to Plaintiff at the time of purchase and assignment. The foregoing is true and correct to the best of my knowledge and belief. By: t-y Authorized Representative Subscribed and sworn before me, Sept ber 2, 2008. Notary Public: Philip D. Bailey THIS COMMUNICATION IS FROM A DEBT COLLECTOR Gordon & Weinberg, P.C.: CGAFF- 3487309 - 0001691 *A0jAtLtC CRMIT & RNANCE ED PO Box 13386 • Roanoke, VA 24033 Account Statement Original Creditor Account Number: 4730680126900065 YILDIZ ELLBERGER 8 BRIARWOOD CT CAMP HILL, PA 17011-1511 SSN: XXX-XX-9151 Original Creditor: HSBC Original Creditor Last Pay Date: 7/3112007 Original Creditor Last Payment Amount: $224.00 Original Creditor Charge Off Date: 313112008 ACF ID Number: 3487309 Purchased Balance $2,814.94 ACF Payment Activity $.00 ACF Payment Date: Current Balance $2,814.94 CONFIDENTIAL PROPERTY OF ATLANTIC CREDIT & FINANCE, INC. 41 0 _ rli O ? _ t = } ? ' t ) ' t_._ ? .t y [ B t y CASE NO: 2008-06442 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND ATLANTIC CREDIT & FINANCE INC VS ELLBERGER YILDIZ SHANNON K SHERTZER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon ELLBERGER YILDIZ the DEFENDANT , at 0013:09 HOURS, on the 1st day of November-, 2008 at 8 BRIARWOOD CT CAMP HILL, PA 17011-1511 by handing to YILDIZ ELLBERGER DEFENDANT a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 14.00 Affidavit .00 Surcharge 10.00 00 42.00 Sworn and Subscibed to before me this day So Answers: R. Thomas Klin 11/06/2008 GORDON & WEINBERG By: 14-- Deputy_ Sh iff of A. D. TU (David 1D. Bueff Prothonotary KirkS. Sohonage, ESQ Solicitor WSnee X Simpson IS` Deputy (Prothonotary Irene E. Morrow 2nd Deputy Prothonotary Office of the Prothonotary Cumberfand County, 1Pennsykania CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 25T" DAY OF OCTOBER, 2011, AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE -THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA R.C.P 230.2 BY THE COURT, DAVID D. BUELL PROTHONOTARY One Courthou se Square 9 Suite 100 • Carlisle, PA 17013 • (717 240-6195 9 Fax (717 240-6573