The URL can be used to link to this page

Home My WebLink About11-05-08 (2)J 1505607120 - REV-1500 EX (06-05) OFFICIAL USE ONLY PA Department of Revenue County Code Vear File Number Bureau of Individual Taxes INHERITANCE TAX RETURN PO 60X.280601 Harrisburg, PA 17128-0601 ~ ~° RESIDENT DECEDENT 2 1 0 8 0 7 2 7 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 2;06 16 1041 06 26 2008 O1 08 1925 Dec;edent's Last Name ZITTO (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Spouse's Social Security Number FILL IN APPROPRIATE OVALS BELOW X 1 Original Return 4 Limited Estate '~,~ X `.. 6 Decedent Died Testate -- - (Attach Copy of Wilp 9. Litigation Proceeds Received Suffix Decedent's First Name MI FLORENCE L Suffix Spouse's First Name MI THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS 2. Supplemental Return I~ 3. Remainder Return (date of death - _ L prior to 12-13-82) 4a. Future Interest Compromise ! ~' S. Federal Estate Tax Return Required (date of death after 12-12-82) --- I ~ Decedent Maintained a Living Trust 8. Total Number of Safe De osit Boxes -..--. (Attach Copy of Trust) P 10. Spousal Poverty Credit (date of death ', ~~ 11 Election t0 taX Under SeC. 9113(A) ..--. between 12-31-91 and 1-1-95) ~--- ~ (Attach SCh. O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number M'.ICHAEL L. BANGS 717 730 7310 M1,? Firim Name (If Applicable) First line of address 429 SOUTH 18TH STREET Second line of address City or Post Office State ZIP Code CAMP HILL PA 17011 Correspondent's a-mail address: l REGISTER f~ IdI~LLS US ONLY r~ -.r~~17 t t ~ ~ ~~ ~1 Fv _ DATE FILED CrJ ,- ~ Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative Is based on all information of which preparer has any knowledge. SIGNATURE OFPE~ON RESPONSIBLE FOR FILING RETURN DAT= _ f'i;`~ ` `~!,~,. ~.. ~~ j ~y' Mark J. Zitto ~.~ ADDRES~ ~ ~ 3818 Sunset Drive, Harrisburg, PA 17111 SIG,NF~TURE OF PREPARER OTHER THAKbREPRESENTATIVE DATE I ~ ;_ ~' `~ Michael L. Bans _y - , -' -~ ~~ _ 9 ~ -~ ADDRESS ~ 4;29 South 18th Street, Camp Hill, PA 17011 Side 1 L~ 1505607120 1505607120 ,, 1505607220 REV-1500 EX Decedent's Social Security Number oeceaer,rsNeme Florence Lorraine Zitto 2 0 6 1 6 1 0 4 1 ------_ (RECAPITULATION 178,402.78 1. Real Estate (Schedule A) .......................................................................................... 1. 1,930.32 2 St k dB d Shdl B oc s an on s{ c e u e ) ............................................................................ ... 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C)....... ... 3. 4. Mortgages & Notes Receivable (Schedule D) ....................................................... ... 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ............. ... 5. 6. Jointly Owned Property (Schedule F) `', Separate Billing Requested ........... .. 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) i _~ Separate Billing Requested .......... ... 7. 8. Total Gross Assets (total Lines 1-7) ..................................................................... .. 8. 9. Funeral Expenses & Administrative Costs (Schedule H) ...................................... ... 9. 10 Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ............................. ... 10. 11. Total Deductions (total Lines 9 & 10) ................................................................... ... 11. 12. Net Value of Estate (Line 8 minus Line 11) .......................................................... ... 12. 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ............................................... .. 13. 505.60 2,453.05 183,291.75 - - - - 14,754.18 682.47 15,436.65 167,855.10 14. Net Value Subject to Tax (Line 12 minus Line 13) . ............................................... . 14. 167,855.10 T~4X COMPUTATION -SEE INSTRUCTIONS FOR APP LICABLE RATES - - -_ __ _ _ - 1Ei. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) X .00 0.00 15. 0.00 1E.. Amount of Line 14 taxable 4 1 6 7, 8 5 5. 1 0 16 7, 5 5 3. 4 8 5 at lineal rate X .0 . 17. Amount of Line 14 taxable at sibling rate X 12 0 0 0 17. 0 0 0 18. Amount of Line 14 taxable at collateral rate X .15 0 0 0 1$. 0 0 0 19 Tax Due ..................................................................... ............................................... . 19. 7, 5 5 3 4 8 20 FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. 0 Side 2 ~, 1505607220 1505607220 J REV-1500 EX Page 3 File Number 21-08-0727 Decedent's Complete Address: DECEDENT'S NAME Florence Lorraine Zitto __ --- -- STREET ADDRESS 1314 Oak Lane CITY INew Cumberland --___ ;STATE ZIP - I PA 17070 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) (1) 7,553.48 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments 7,200.00 C. Discount 377.67 Total Credits (A +B+C) (2) 7,577.67 3. InteresUPenaky if applicable - - _ - _ p. Interest E. Penalty Total InteresUPenalty (D + E) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (4) 24.19 Check box on Page 2 Line 20 to request a refund _ - - - 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) ,q, Enter the interest on the tax due. (5A) 13 Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :.................................................................................. -_: b. retain the right to designate who shall use the property transferred or its income :.................................... c. retain a reversionary interest; or ................................................................................................................. -- .. d. receive the promise for life of either payments, benefits or care? .............................................................. ___ 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ....................................................................................................................... -,, -- -- ~~ 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?......... ' _~' 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ................................................................................................................_.... i_ I __. IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)]. For dates oaf death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent (72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116 1.2) [72 P.S. §9116 (a) (1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116 (a) (1.3)]. A sibling is dei`ined under Section 9102. as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Rev-1502 EX+(6-98) SCHEDULE A REAL ESTATE COMMONWEALTH OF PENNSYLVANIA INHERITANCE 7AX RETURN RESIDENT DECEDENT ESTATE OF - (FILE NUMBER Zitto, Florence Lorraine 21-08-0727 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which properly would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on schedule F. Copyright (c:) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule A (Rev. 6-98) (If more space is needed, additional pages of the same size) Rev-1503 EX+ (6-98) SCHEDULE B STOCKS & BONDS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF - (FILE NUMBER Zitto, Florence Lorraine 21-08-0727 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER CUSIP NUMBER DESCRIPTION UNIT VALUE VALUE AT DATE OF DEATH 1 Ameriprise -IRA #01014081675 1 002 10.490 623.59 2 Ameriprise -IRA #01124223957 9 002 4.740 1,306.73 TOTAL (Also enter on Line 2, Recapitulation) 1,930.32 (If more space is needed, additional pages of the same size) Copyright (c:) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule B (Rev. 6-98) Rev-7508 EX+ (6-98) SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF (FILE NUMBER Zitto, Florence Lorraine 21-08-0727 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right oT survivorship must be disclosed on schedule F. (lf more space is needed, additional pages of the same size) Copyright (c;) 2002 form software only The Lackner Group. Inc. Form PA-1500 Schedule E (Rev. 6-98) Rev-1609 EX+(6-98) SCHEDULE F COMMONWEALTH OF PENNSYLVANIA JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Zitto, Florence Lorraine 21-08-0727 If an asset was made joint within one year of the decetlent's date of death, it must be reported on schedule G. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A. Mark J. Zitto 3818 Sunset Drive Son Harrisburg, PA 17111 B. C. JOINTLY OWNED PROPERTY: ITEM NUMBER LETTER FOR JOINT TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST DATE OF DEATH vALUE of DECEDENT'S INTEREST 1 A Susquehanna Valley Federal Credit 1,410.57 50.000% 705.29 Union -Savings Account 2 A Susquehanna Valley Federal Credit 3,495.52 50.000% 1.747.76 Union -Checking Account TOTAL (Also enter on Line 6, Recapitulation) I 2,453.05 (If more space is needed, additional pages of the same size) Copyright (c;) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule F (Rev. 6-98) REV-1151 EX+ {12-99) COIUMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE CIF FILE NUMBER Zitto, Florence Lorraine 21-08-0727 Debts of decedent must be reported on Schedule I. ITEM DESCRIPTION AMOUNT NUMBER A, FUNERAL EXPENSES: See continuation schedule(s) attached B. 1 ADMINISTRATIVE COSTS: Personal Representative's Commissions Social Security Number(s) / EIN Number of Personal Representative(s): Street Address City State Zip Year(s) Commission paid 8,828.00 2. Attorney's Fees Michael L. Bangs 3,750.00 3. Family Exemption: (!f decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees 325.00 5. Accountant's Fees 700.00 6. Tax Return Preparer's Fees 7. Other Administrative Costs 1,151.18 See continuation schedule(s) attached TOTAL (Also enter on line 9, Recapitulation) 14,754.18 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF (FILE NUMBER Zitto, Florence Lorraine 21-08-0727 ITEM NUMBER DESCRIPTION AMOUNT Funeral Expenses 1 Stone & Murray Funeral Home 8,268.00 2 Sunbury Monument 560.00 H-A Subtotal 8,828.00 Other Administrative Costs 3 Gumberland Law Journal -estate advertisement 75.00 4 George R. Ulsh -real estate appraisal 325.00 5 Postmaster 16.50 6 Steven D. Irwin and Pamela Y. Irwin -reimbursement of cost of repairs to real estate 600.00 made by Buyers in advance of settlement 7 The Sentinel -estate advertisement 134.68 H-B7 Subtotal 1,151.18 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) Rev1512 EX+ (6-98) SCHEDULE 1 DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Zitto, Florence Lorraine 21-08-0727 Include unrelmbursed medical expenses. ITEM VALUE AT DATE NUMBER. DESCRIPTION OF DEATH 1 AT&T 32.25 2 Comcast Cable 30.56 3 Family Physician Associates 10.00 4 Kilmore Eye Associates 10.00 5 New Cumberland Borough -sewer/trash 94.21 6 PA American Water - 5/30108 to 6130/08 37.39 7 PA American Water - 6130/08 to 7131108 21.07 8 PA American Water - 7/31/08 to 9/2/08 19.00 9 PA American Water Company -final bill 12.66 10 PP8~L Electric - 5/30/08 to 6/30/08 131.00 11 PP8rL Electric - 6/30108 to 7130108 131.00 12 PP8~L Electric - 7/30108 to 8/29/08 131.00 13 Robin Gasperetti, Tax Collector - 2008 per capita tax 9.80 14 Verizon 12.53 TOTAL (Also enter on Line 10, Recapitulation) I 682.47 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule I (Rev. 6-98) REV-1513 EX+ t9-00) SCHEDULE J (:OMMONWEALTH OF PENNSYLVANIA BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF I FILE NUMBER Zitto, Florence Lorraine 21-08-0727 NAME AND ADDRESS OF RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE NUMBER PERSON(S) RECEIVING PROPERTY DECEDENT (Words) ($$$) Do Not List Trustee s I~ TAXABLE DISTRIBUTIONS [include outright spousal and transfers distributions , under Sec. 9116(a)(1.2)] John M. Zitto Son 329 Clearview Road Hanover, PA 17331 Mark J. Zitto Son 3818 Sunset Drive Harrisburg, PA 17111 Total Enter dollar amounts for distributions shown above on lines 1 5 through 18, as appropr iate, on Rev 1500 cove r sheet II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET ~ U.UU Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule J (Rev. 6-98) U S DEPARThIENT OF HOUSING AND UR[3AN DEVELOPMENT SFTTI FMFNT STATEMENT File Number: 20080B8AB PAGE 2 TBIoCvnroce Cottlananl SvclPm Printuri f1911A19(l0A al (lA'3(1 CrD L. SETTLEMENT CHARGES PAID FROM PAID FROM 700. TOTAL SFd.ESIBROKER'S COMMISSION based on price $192,000.00 =11,520.00 BORROWER'S SELLER'S Division of :omnusslon 6ne 700 as follows -~-~- -- FUNDS AT FUNDS AT 701. $____-_____ _ 5735.00 to RElMAXA•1 Real IOC. _ -_ J--- - _ --- _702..$ ______ - 5,785.00 to Lav~rers Realty, LLC SETTLEMENT SETTLEMENT _ 703. Cummission~aW at Settlement 11 520.00 704. Transadioo Fee to REIMAX A•1 Realty, Inc. _ 195.00 _ 800. ITEMS PA'fABLE IN CONNECTION WYTH LOAN _80t Loan Or~]Kirati~n Fee __ % _ _ _ 802 Luan Disco.lnt % __ 803. AFpraisal Fee to RE5 P.O.C. 340.00 Bu er LR 110.00 804. Credit Rep<~rt _ _ to REI_S _ _ LR 16.00 _805. Flood Life cf Lo.in_Fee to WF Ins urance Inc. LR 19.00 _ _ ___ d0ii. Processing Fee to WFFS LR - - 400.00 - -- d07 Asswn~n Fee .,___ d0tt - --- - - ------ -- - --- 509. _ _ 810- 811. --- - - - -- - - 900. ITEMS REQUIRE D BY LENDER TO B E PAIU IN ADVANCE _ _ 901_ Interest From _ 0911 8120 0 8 to 101011'1008 ~~ 33.5000 Iday 13 Days LR _ 435.50 _ _902. Mo~c~e Insurance Premium for _ _to __ 903. Hazard Insuance, Premium for 1 Year to Farmers 410.14 -- 904. _ _-_ -- -- -- 905 - -- _ 1000. RESERVES DEPOSITED WITH LENDER FOR _ 1001. Hazard Insurance 3 mo. (a~ $ 34.18 Imo LR 102.54 _1002- Mortgage Insurance _ __ mo. ~ !mo _ 1003. Clt~r~rl~a~_ _ mo. $ _ /mo __ _ 1004. County Prul:,e~ 1.~x_ 3 mo (a~ $ 70,17 Imo LR 210.51 t005 School taxes__ 9 mo. u~ ~ 145.59 Imo LR 1,310.31 1009. Aggregate An~sls Adiuslment to Wells Fargo Bank, W.A. LR _ -873.56 0.00 1100. TITLE CHARGES ___ __ 1101- Settlement cr closing fee i 1102. Abstract or t Ile search -- 1103. Titleexamination -~ - - - _ _ _ 1104. Tills Insurance binder 1105. Document Pr~ition _ -_ I tlob Notary Fees__ io Chris Gamron _ 25.00 X1107 Attorney's fens __ jincludes above hems No _ 1108. Titre Insuran~;e to Abso lu te Abstract, LLC 1483.63 _ _ i Includes above itdms No: t 109 Lender's Policy 188100.00 - _ 1110 Owner's Poli~~_ ___ 198,000.00 -1,483.63 _ 1111 End 100 End 300__ Expand Cov Ro Absolute Abstract, LLC 200.00 1112. Wire Fee to Absolute Abstract, LLC 18.00 11 t3 ClosingSvcLtr __ __to Absolu4eAbstract,LLC _ 35.00 _____ 1200. GOVERNMENT RECORDING AND'fRANSFER CHARGES 1201. Recordin fees Dced $ 38.50 Mortgage $ 64.50 ; Releas~__ 103.0_0 1202. ClfylCounty taxlslal~s Deed'~1,980_00 ; Mortgage $ _ 1 980.00 1203 State Taxlstam~_ Deed ;61,980.00 ~ Mort a e 1 980.00 1 zoo. 1205 - _ _ 1300. ADDITIONAL SETTLEMENT CHARGES _ 1301. E-Does Fee to Absolute Abstract, LLC 35.00 _ t 302 Overni M Fe_ _ to Absolute Abstract, LLC 15.50 _ 1303. 2008-09 School Tax to Robin Gasperetti, Tax Collector 1 665.32 1400. TOTAL SETRLEMENT CHARGES (enter on lines 103, Section J and 502, Section K) 6 230.55 15165.32 iiUD CERTIF ICA710N OF BUYER AND SELLER 1 bare ^ t, ly ruv,e ud the rIUU-1 Seule,nen( Slulemenl .u,d w Iha best of my knowledge and bolie(, it is a kua and aecurato Statement of all or by .n ~is `~y,5actiun. 1I~~~ther cen~ly Inal t have recui~vd ~~ copy of Ne HUD-1 Settlement SlatemenL (~~~) receipts an `~ tl d,n:bursamanls made on my acceunl J sreJen7rtrwm---- _.. _..--. li':Y1fb,A h~rx'S-2mo;Yxecmmm~4~r-stare otFlor~t= Zmo--- WAf2NlNl: rr IS A CRIhIE TO KNOW IN GLY MAKE FALSE S'iA 1 EMENTS TO THE The HUD-1 Seltlernent Statement which 1 have prepared is a Vu u ~ "accurate account of this UNITED S TATES ON TFaS 012 ANY SIMILAR FORM. PENALTIES UPON CONVICTION lransac4un. I have caused or will cause the runtls to be disburs.l~' accordance with This statement. CAN INCLUDE A FINE PND IMI'121SONMENT. FOR DETAILS SI_E TITLE 1d: U.S. CODE 5 ECTION ICOI AND SECTION 1010. _ SET7"LEMEN/T'ra~NT: ~_'~_~. -_____. DAI E:y~~`. ~.'/~ ',~ A S~ttleinent Statelllent B. Type or Loan U.S. Department of Housing and Urban Development OMB Approval No. 2502-0265 (expires 11/30/2009) 1 ^FHA 2 ^FIUHA 3 ^Conv. Unins 6. File Number 7. Loan Number 8. Mortgage Insurance Case Number 9 [1VA ~ 19Cunv Ins- 2008088AB 0091607044 --- ---inisTOrirls nirnlsrted-m-glartyoTaSTaremnt-or cmarsememenrzostsAmaorrtspalm ns satdememagenrarrr (/. NOte: Itn ~. A I ";p j p d 'd I I q th y a show, here for nfurnalon purposes antl era tot n hided in the totals. TltleEXp(ESS Settlement System WARM VV' I .. ~ c nr~ Ic Anow Igly makes la s laletnents to the Un led Stales on Ih's or any other similar form Penal! es upon conmr:em can ,nciude ., hno and rmpnson~neol Fs tletaiis seer Tula to u. 5. Cotle Sermon toot and secron toto. PfiNed 0 911 812 00 8 at 08-30 CTD D N':~ME i)F BoFtFtowtR Steven D. Irwin and Pamela Y. Irwin \DDRtbs 04 Park Avenue, New Cumberland, PA 17070 __ _ E N uvlE OF SELL,.R Mark J. Zitto, Executor of The Estate of Florence L. Zitto _ _ ADDRESS. _ ___ _1314 Oak LanelNew Cwnbe_rland, PA_ 17070 __ _ l= NArvIE of LENDER Wells Fargo Bank, N.A. --ADDRESS ____ _2701 Wells Fare Way, Minneapolis, MN 55467 _ G PRGPER7Y AD)RE5s 1314 Oak Lane, New Cumberland, PA 17070 ______ _ ____ _ _ New Cumberland Borough _ _ H SI_TTL[MENT AGENT Absolute Abstract, LLC, Telephone: 717.432.7102 Fax: 717.432.1535 _ PrLACE OF SETTLEMENT, 125 West Harrisburg Street, Dillsburg, PA 17019 I SETTLEMENT DATE: 09H812008 _ J.-SUhAMARY OF BORROW_ER'S TRANSACTION: K. SUMMARY OF SELLER'S TRANSACTION: 100. GRUSS AMOUNT DUE FROM BORROW__ER _ _ 400. GROSS AMOUNT DUE? TO SELLER 101. Connect sale s~>I icu -_ _ 196000.00 ~~ 401 Contract sales price 196,000.00 _ iG2__Personal Pro~rly - -- _ _ __ _ 402. Personal Pro ert __ 103 Settlement chaigcs to borrower line 1400_ 6 230.55 403. f 104 -- - -- -- - 404. 105 - ___ 405. _ - _Adjurdntents for items paid by seller in advance __ _ Adjustments for items paid by seller in advance 1U6__C~~Itowntaxss _ __________ _ - 406. Citl~owntaxes _ 10i,_ __Cow~(y taxes--_- 09118108 to 12/31108 241.77 4D7. County taxes OS E1181081012131106 241.77 _tD8 Scl~ooltaxes_ _ 09116108 to 06/30109 1 368.95 4D8. School taxes O£1118108to06130109 1,368.95 tU9 Trash17I1 to 1.3130 _ 09118/08 to 09130108 6.01 409. Trashl711 to 9130 09 /18/06 to 09130108 6.01 1 10 --- --- - --- __ - 410. - -- 11 I - ---- ---- ---_ 4'11. 112 412. _ 120. GR_USS AMOUNT DUE FROM_BOR_ROWER _ 205 ()47.28 420. GROSS AMOUNT DUE T1 ~ SELLER 199 616.73 200. AMOUNTS_P_AID BY OR ON BEHALF OF_-BORROWER _ 500. REDUCTIONS IN AMOUN T DUE TO SELLER 201 ~tosil ur e2rnesl money _ - 3,000.00 501, Excess De osit see inslrucli; ms 202 -Principal amoun(of new loans _ _ 1881100.00 5D2- Settlement charges to seller (I, ine 14001 _ 15165.32 203 _E_xistingloanls tatien subiect to _-_ __ 503. Existing loan(s) taken subiect t o 2U4 _ ---__ __-_ -_--_ __ _ 5D4. Payoff of First Mortgage Loan X05 -- _ 505. 2D6 -~eLerAsslst~lnce-___ -_ _ 6000.00 _ 506. Seller Assistance _ 6000.00 2Ci7 __----_-. _ _ 507. 208 -- _ 508. 209- _ 509. _ _____ Adjustments fo_r items unpaid b seller Ad'ustments for itr °ms un aid b seller _210. l;ityltown taxes _ 510. Cit !town taxes _211. County laze,- _ 511. Count taxes _ 212. School taxes _ _ _ _ _ 512. School taxes __ 213_ Sewer ___ ___07101108 to 09118108 48.63 513. Sewer 07101l08to0:1118108 _ 48.63 214. - - -- -- ---- 514. - 215__ ----- --- 515. - 216._ --_-- - _ 516. 217 517. - ~ - 218. --- -- ---- - - --- 518. 219. -- - --- - -- ---- - - -- 519. - 220. TOTAL PAICr BYIFOR BORROWER-- ' 197,148.63 _ 5L0. TOTAL REDUCTION AMOUNT DUE SrE'LLER _ 21,213.95 300. CASH AT _SE:TTLEMENT FROM OR f0 BORROWER 600. CASH AT SETTLEMENT TO OR FROMt `SELLER 3D1 _ G« ss amount duo iron borrower line 12~_ 205,847.28 601. Gross amount due to seller line 420 _ 199,616.73 302 Liss amount;; aid b ly for borrower line 220 197148.63 ____ 602. Less reduction amount due seller line 520 _ 21 213.95 1303. CASH FROhI BORROWER 8 698.65 603. CASH TO SELLER 178.402.78 JUk3S 11TUTt FORM 1 d)y SEI. t.l-R STAI EMENI Th I ai on conlo netl here n s important tax information and is be ng rumished to the Internal Revenue Se v If y ~ are requ erf to r e a return, - nay! l p airy 11 1 11 b p d y t ih s item is requ red to be feportetl and the IRS tleterm rtes that it has not been reported. The Contract Sales I"rice descr buJ un lin~i J01 adi va vonsl It li s Ih~. t . us. Proceeds nl Ibis Ira rsacl o You '.q rod by I p 1 Ih ty I' g 1 (F - - T" IU N : 7l-04111067) with your correct Iaxpayur tlent f cal on number. Ii you do not provide your pored Iaxpey er dent kcal o'r numb , you nay b ;udjucl ru ~ v 1 or cr nu rut pe It e; mpo..ed bylaw. Under penalties of perjury I certify Nal the number shown on th-s statement's my correct taxpayer -dar~l t gat on number TIN. _____--_-_.____ _-. __-/- - ____ SELLER(5)SIGNATURE(S): 1ELLr R(S) NEW MAIIJIJG AI?URESJ': SELLEKIS)PHONE NUINUEk,;. Page 2 of Ameriprise Brokerage 70100 Ameriprise Financial Center Minneapolis, MN 55474 July 15, 2008 SARA RINDFLEISCH NEAGLEY j STE 103 4 LEMOYNE DR LEMOYNE, PA 17043-1229 Dear SARA RINDFLEISCH NEAGLEY: Thank you for your recent inquiry regarding F L ZITTO's accounts. These are the values of the accounts as of 06/26/2008. Account Information Mutual Funds account T[um_her Ownership 01014081675 1 002 IRA -beneficiary designated O1 I24Z23957 9 002 IRA -beneficiary designated Mutual Funds Account Number Total Value # of shares Asset Value Per Share 010140816751002 $623.59 59.446 10.490 O1 ]24223957 9 002 $1311.22 275.681 4.740 The date of death values provided are for estate tax purposes and are not a value to be paid. Accounts may be subject to market fluctuation as governed by each product. Please note that the values indicated for any Life Insurance product(s) with the insured deceased reflect the gross death benefit at date of death and not the cash value. Values indicated for Life Insurance Products with only the owner deceased reflect the cash value as of the date of death. Values for any proprietary mutual funds include accrued dividends as applicable. Values provided for brokerage products are manually calculated, and should be used as estimates only. The prices used to provide values are estimates obtained from outside sources believed to be reliable. Ameriprise Financial provides these values as a service to its clients. Actual values used in preparation of tax returns or for planning purposes should be verified by your legal and accounting advisors. We appreciate the opportunity to be of service to you. Please contact us if you have any questions. Sincerely, Diane Bick Death Settlements Processing Team 70]00 Ameriprise Financial Center Minneapolis, MN 55474 1-800-8fi2-7919, Option 2, ask for Estate Settlements > > > > > > > > Diane Bick ~ C#aims Assistant Estate Settlements 7/15/1.008 USQUEHANNA ALLEY FEDERAL C R E D I T U N I O N July 18, 2008 Bangs Law Office Attn: Michael L. Bangs 429 South 18th Street Camp Hill, PA 17011 Re: Estate of Florence L. Zitto Social Security #: 206-16-1041 Dear Mr. Bangs: The following is the information that you requested regarding Florence Lorraine Zitto's account, number 2273, at Susquehanna Valley FCU. Type of Account: Savings Type of Account: Checking Date Opened: 04/03/1982 Date Opened: 4/16/1990 Date of Death Balance: $1,410.57 Date of Death Balance: $3,495.52 Year to Date Interest: $3.77 $1.37 paid on 3/31/2008 $2.40 paid on 6/31/2008 $0.26 paid on 7/10/2008 when account was closed Names on Accounts: F. Lorraine Zitto Mark J. Zitto Date Joint Owner Added: 12/29/2004 I have attached copies of the membership cards for you also. Please let me know if you need any additional information. Kind regards, -- ~~ Kathy Jo Shoaff Member Services Supervisor C'1,;~~ 3850 HARTZDALE DRIVE • CAMP HILL, PA 17011-7809 ~~'' LOCAL: (717) 737 4152 TOLL FREE: (800) 948 1454 FAX: (717) 737-0589 ~~ C'~ \__~ 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 4s 46 47 4x 49 50 51 52 53 s4 5~ 56 57 s8 59 60 61 REPLY TO INSPECTIONS/REPORTS ADDENDUM TO AGREEMENT OF SALE This farm recommended and approved for, but not restricted to use by, the members of the Pennsylvania Association of RL:AL, I'OKS~ (PAR). RR PROPERTY 1314 Oak Lane New Cumberland, PA 17070 _ _ SELLER Estate of Florence L. Zitto _ _ BUYER Steven D. Irwin Pamela Y. Irwin _ _ _ DATE OF AGREEMENT August 19 , 2007 In reply to the following inspections/reports only: ® Property Inspections (Home Inspection, Plumbing, etc): ^ AppraisaUMortgage Lender Inspection ® Wood Infestation ^ Radon ^ Lead-Based Paint ^ Water Service ^ Individual On-Lot Sewage Disposal CI Accept: Buyer accepts the Property in the condition reflected in the above report(s). ^ Certificate of Occupancy ^ Propertylnsurancc ^ Other: ^ Other: _ _ ^ Other: CI Terminate: Buyer terminates the Agreement of Sale (only if provided for by the terms of the Agreement). ~I Written Corrective Proposal: Buyer accepts the Properly and Seller agrees to satisfy the tcnns of the follot~~ing Written Collective Proposal(s)- (A) ^ Corrections/Repairs: Seller, at Seller's expense, will make the following corrections/repairs to the Properly in a workmanlike manner prior to settlement: ___ ^ Sec attached Proposal(s) ~) (C) ^ ~) ^ ~) ^ (F) ~ (G) ^ Credit: Seller will credit $ 600.00 towards the costs of corrections/repairs to the Property, as acceptable to the mortgage lender(s), if any. Seller Assist: Seller assist is changed to $ , or __ maximum, toward Buyer's costs as permitted by the mortgage lender(s), if any. Settlement Date: Settlement date is changed from to ___ Purchase Price: Purchase price is changed from $ to $ _ Mortgage Amount: Mortgage amount is changed from $ to $ Other: - 4. ^ Change of Time Period(s) (changing of any time period in the Agreement of Sale does not constitute acceptance of the Property unless otherwise stated): Time periods stated in the Agreement of Sale are changed as follows: (A) The time period in paragraph , line of the Agreement of Sale is changed to __ ___ (I3) The time period in paragraph , line of the Agreement of Sale is changed to _ ___,_ ____.__ (C) The time period in paragraph , line of the Agreement of Sale is changed to _________ All other terms and conditions of the Agreement of Sale remain unchanged and in full force and effect. WITNESS WITNESS WIT NESS W ITNESS W I']CNESS WITNESS BUYER _ DATE Steven D. Irwin BUYER DATE BUYER Pamela Y. Irwin DATE SELLER _ ____ DATE Estate of Florence L. Zitto SELLER DATE SELLER DATE Pennsylvania Association of COPYRIGHTPENNSYLVAN[:1:1SSOCL4TIONOH'HN;.4r;fORS~2005 RE!\LTORS® o9~os of the Purchase Plce, RFAL]'aR~° Tha Velce for Reel Eetete20 In Pennsylvenle Lawyers Realty LLC 307 Martel Street Lemoyne, PA 17043 Phone: (717) 364 - 3000 Fax: ~' 1') 3ti4 - 32?? Hacan3 Lori Zimmerman Produced with Tip Form'"' by RE FormsNet, LLC 78025 F'rfteen Mile Road, Clinton Township, Michigan 48035 www.zpform_com I, FLORENCE LORRAINE ZITTO, of the borough of New Cumberland, Cumberland County, Pennsylvania, declare this to be my First Codicil to my will dated March 27, 1980. ITEM I. I hereby delete Item VIII of my will and provide instead as follows: Item VIII. I appoint my son, MARK J. ZITTO, of Mechanicsburg, Pennsylvania, executor of this my last will. In the event my son, MARK J. ZITTO, predeceases me, fails to qualify, or ceases or declines to serve as executor, I appoint my daughter, LOU ANN GRISSINGER, of Mechanicsburg, Pennsylvania, executrix of this my last will. ITEM II. In all other respects, I hereby ratify, confirm, and republish my last will dated March 27, 1980, together with this First Codicil, as and for my last will. IN WITNESS WHEREOF, I have hereunto set my hand and seal this ~ day of ~ ~` ~' '.~ 1996 . i' y,> '\ FLORENCE LORRAI E ZITTO ' C1 e•, .. y C7 ~ --'o ~: -z7 ~ . ~~ c ~- ~ _ - Y _ -~ ~ Cr - ,. ' _, . -U ' --a ~ D:\LW ORK\W ILLS\G061596B. W PD The preceding instrument, consisting of this and one other typewritten page, each identified by the signature of the testatrix was on the date thereof signed, published, and declared by FLORENCE LORRAINE ZITTO, the testatrix therein named, as and for her First Codicil to her last will dated March 27, 1980, in the presence of us, who at her request in her presence and in the presence of each other have subscribed our names as witnesses hereto. ~~ ~ GE RGE A. AUGHN, III ~~ ~? /~ ,/ DIANE B . JERKINS D:\L W ORK\ W ILLS\GO6l 59GB. W PD - 2 - COMMONWEALTH OF PENNSYLVANIA ) ( SS: COUNTY OF CUMBERLAND ) I, FLORENCE LORRAINE ZITTO, being the testatrix whose name is signed to the foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the foregoing instrument as my First Codicil; that I signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed. FLORENCE LORRAINE ZITTO Sworn or affirmed to and acknowledged before me ~y the testatrix named above this '? `'_ r ~ay of J,;~~',.E.~,:4 1996 . { r , j ~;; n ~ L.,, f wit :~1'.1,' v` L-~..~_~f ~~,/, .'y`.'' -- ,y ~ ~ NOTARIAL SEAL FRANCES T. VAUGHN, Notary Publ{c Hampden T+rop., Cumberland Co., PA My Commission Expires Aug. 9,1999 Notary Public COMMONWEALTH OF PENNSYLVANIA ) ( SS: COUNTY OF CUMBERLAND ) WE, GEORGE A. VAUGHN, III and DIANE B. JENKINS, the witnesses whose names are signed to the foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw the testatrix sign and execute the instrument as her First Codicil; that she signed it willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the testatrix signed the codicil as witnesses; and that to the best of our knowledge, the testatrix was at that time 18 or more years of age, of sound mind, and under no constraint or undue influence. Sworn or affirmed to and ackno~edged before me this Y'.,aday of j_~ r~.;~~~~e--"! : 1996 .. - / /~i r"~ .~'' Notary Public '' sue'` ~ ~ ~_ !/ ~ , «.i G RGE A. AUGHN, III ,-, . ~ i ~ ~ /, DIANE B. JE KINS NOTARIAL SEAL FRANCES T, VAUGHN, Notary Public Hampden Tiwp., Cumberland Co., r. My Commission Exp[res Aug. 9, Z49v D.\LWORKIW II,LS\G061596B. WPD _~,.~. r.. _. - a . _: _~-~ , r~ ~ ~=' -. ~~ ~;_, ~T) r - WILL ~ "'~7 ~:_ r_: ~"1_.: _..._ OF _ a;' Q ~._ '~ °~ `;~ _ ~- - FLORENCE LORRAINE ZITTO V? ~ =,~ - ;~ - _: I, FLORENCE LORRAINE ZITTO, of the Borough of New Cumberland, ~ County of Cumberland, and State of Pennsylvania, declare this to be my last will and revoke any will previously made by me. Item I. I direct that all my just debts and funeral expenses, including my gravemarker and all expenses of my last illness, and any and all taxes and assessments imposed by any governmental body as a result of my death, whether on property passing under this will or otherwise, shall be paid from my residuary estate as soon as practicable after my decease as a part of the expense of the administration of my estate. Item II. I give, devise, and bequeath to my husband, Jo[IN A. ZITTO, all my possessions and estate of every nature and oal,erever situate, provided he survives my death by sixty (C O) days. Item III. Should my said husband, JOHN A. ZITTO, predecease U me or be deceased on the sixty-first day following my death, i give, devise, and bequeath all of my possessions and estate of every nature and wherever situate to such of my issue, per stirpes, as survive my death by sixty (60) days. Item IV. Should any of my issue entitled to a share of my estate not have attained the age of 25 years at the time for distribution to him or her, I devise and bequeath the share oi= such to my hereinafter named trustee, IN SEPARATE TRUSTS, to hold, manage, invest, and re-invest, the shares so received, and the accumu7.ation of income thereon, and to use and apply from time to -Lime such portion of income and principal thereon as it thinks proper fc~r the comfortable support, maintenance, health, welfare, and education of the issue without regard to the issue's parent's ability tc~ provide such support or education, or to make payment for such purposes, without further responsibility, directly to such issue or directly to such issue's parent, or directly to any person taking care of such issue. Any principal or income not so applied shall be distributed to such issue when he or she attains the age of twenty-five (25) years, or if he or she dies prior theretc_~, to his or her personal representative. co Item V. I appoint my daughter, LOU ANN ZITTO, trustee ni the trust or trusts created by this my last will. In addition. to the other powers and authorities granted to my trustees by Pennsylvania Law and by the preceding paragraph of this my last will, I hereby give my trustee the following special powers and authorities: A. To retain any or all of the assets of my estate, real or personal, without regard to any principle of diversification, risk, or productivity. B. To invest and re-invest in all forms of property without restriction to investments authorized for Pennsylvania Fiduciaries, as they deem proper, without regard to any principle of diversification, risk, or productivity. I ~ C. To sell at public or private sale, to exchange or to lease, for any period of time, an.y real or personal property and to give options for sales, exchanges, or leases, for such prices and upon such terms or conditions as they deem proper and in the best interests of the beneficiary or beneficiaries of said trusts. D. To allocate receipts and expenses to principal or income or partly to each as my trustees from time to time deem proper in their sole discretion.. E. To compromise any claim or controversy. F. To exercise any option, right, or privilege granted in insurance policies or in other investments. G. My trustees may accumulate the income from this trust during the term thereof but may, from time to time, distribute fr an current income ar from accumulated income or from principal such amounts as my trustees, in their sole discretion, deem advisable for the education, welfare, and comfort of the trust beneficiary. Item VI. All of the interests of the beneficiaries hemunder shall. not be subject to anticipation or to voluntary alienation. Item VII. I appoint my daughter, LOU ANN ZITTO, guardian of the person of my minor children. Item VIII. I appoint my husband, JOHN A. 7TTT0, executer of this my last will. Should my said husband predecease me or otherwise fail to dualify or cease to serve as executor of this my lasl_ wi.l1, I appoint my daughter, LOU ANN ZITTO, executrix of this my last -:ill. Item IX. I direct that my personal representatives shall not be required to give bond for the faithful performance of_ their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand and seal this ~, ~~-#~~l day of ~~"~ ~/{,,:P,_~~ 1980. y::' ,-)- Florence Lorraine Zittn`~- The preceding instrument, consisting of this and three crt.her typewritten pages, each identified by the signature of the testatrix was on the date thereof signed, published, - 'ne itto the testatrix therein ana declared by E'lorence Lorrai Z , named, as and for her last will, in the presence of us, v.l~o at her request, in her presence, and in the presence of each other, have subscribed our names as witnesses hereto. III I i ,~ COMMONWEALTH OF PENNSYLVANIA ) ( SS . COUNTY OF CUMBERLAND ) I, FLORENCE LORRAINE ZITTO, the testatrix whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I ~>.gned and executed the instrument as my last will, that I signed it willingly; and that I signed it as my Free and voluntary act for the purposes therein expressed. `~~-~-- Florence Lorraine Zittd Sworn cr •affirmed to and aclcnowled.ged before me by ~.~, Florence Lorraine Zitt_o, the testatx's.x this s_-! day of ` ; ~ % '' °'`~. 1980 . > ~ -' -~ Ngt~r_y,. „~.i c ~„ TJIv r'ornmiss!un [xpir. ^ci-ber !•~~?1 Lemoyne, Pa. ~CumberlanAlCountY COMMONWEALTH OF PENNSYLVANIA ) ( SS.. COUNTY OF CUMBERLAND ) WE, SAMUEL L. ANDES and GEORGE A. VAUGHN, III, the witnesses whose names are signed to the attached or foregoing instrument., being duly qualified according to law, do depose and say that we were present and saw the testatrix sign and execute the in:_tru- ment as her last will; that she signed it willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the testatrix signed the will as witnesses; and that to the. best of our knowledge, the testatrix was at that time 18 or more years of age, of sound mind and under no constraint or undue influence. ~- - - ~::ozn or affirmed to and acknc~,~ledged before me this da-; of 1'";''.:~'~•.~'; 1980. C -- E ~ ; ~. / ~~:, i _,~, ~ Notary Public ~°~-' M!1'ie,^~~ ~ Fl$~ 1.~ b"Y ~ummissicn Cxpi,u '!n!^ber e ~.r~:i lemopne, Pa, Cumber 1+~ad County