Loading...
HomeMy WebLinkAbout08-6541 NAUMAN, SMITH, SHISSLER & HALL, LLP Guy P. Beneventano, Esquire Supreme Court I.D. No. 43107 200 N. 3rd Street, 18th Floor Counsel For: GMAC P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (717) 234-1925 GMAC, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PA V. NO. WILLIAM R. HARRISON, CIVIL ACTION -LAW Defendant ACTION IN REPLEVIN NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Telephone: (717) 249-3166 NOTICIA Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita o en persona o por aboado y archivar en la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso o notificacion y por cualquier queja o alivio que es pedido en la peticion de demanda. Usted puede perder dinero o sus propiedades o otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAS QUE CUALIFICAN. Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Telephone: (717) 249-3166 NAUMAN, SMITH, SHISSLER & HALL, LLP Guy P. Beneventano, Esquire Supreme Court I.D. No. 43107 200 N. 3r' Street, 18`h Floor P. O. Box 840 Harrisburg PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel For: GMAC Dated: November 3, 2008 NAUMAN, SMITH, SHISSLER & HALL, LLP Guy P. Beneventano, Esquire Supreme Court I.D. No. 43107 200 N. 3rd Street, 18th Floor Counsel For: GMAC P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (717) 234-1925 GMAC, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 0 WILLIAM R. HARRISON, : CIVIL ACTION - LAW Defendant : ACTION IN REPLEVIN COMPLAINT AND NOW comes Plaintiff, GMAC, by its counsel, Nauman, Smith, Shissler & Hall, LLP, to file the within Complaint based upon the following facts: 1. Plaintiff, GMAC, an entity organized under the laws of Delaware, having offices throughout the United States and having an office at 555 Business Center Drive, Horsham, Pennsylvania 19044. 2. Defendant, William R. Harrison (hereinafter "Defendant") is an adult individual with a last known mailing address of P.O. Box 466, Thomasville, PA 17364. COUNTI REPLEVIN 3. On June 27, 2006, Defendant entered into a Contract with Forbes Chevrolet, Camp Hill, PA 17011 (hereafter "Seller") for the purchase of a 2006 Chevrolet Silverado, bearing Vehicle Identification Number 2GCEC19N261242013 (hereinafter "Vehicle") for a net purchase price and finance charges in the amount of Thirty-Nine Thousand Nine Hundred Twenty-Nine and 07/100 Dollars ($39,929.07). A copy of the Contract is marked as Exhibit "A", attached hereto and its contents are incorporated herein by reference. 4. Defendant, pursuant to the aforesaid Contract, agreed, inter alia, to make seventy- one (71) installment payments in an amount of Five Hundred Fifty-Four and 57/100 Dollars ($554.57) each, commencing August 11, 2006 and payable on the same day of each successive month thereafter, with one final payment in the amount of Five Hundred Fifty-Four and 60/100 Dollars ($554.60) due on July 11, 2012, for a total obligation of Thirty-Nine Thousand Nine Hundred Twenty-Nine and 07/100 Dollars ($39,929.07). 5. Under the Contract the Defendant granted the Seller or its assignee a security interest in the Vehicle and its proceeds. 6. Defendant, pursuant to the aforesaid Contract, agreed that in the event of default in any payment due under the Contract, or the failure to comply with any term or condition thereof, that the Seller of the aforesaid Vehicle may take possession of said property, including any equipment or accessories thereto, and for this purpose Seller may, in any lawful manner, enter upon the premises where the said property may be and remove same. 7. On or about June 27, 2006, for good and valuable consideration, the said Contract was assigned by Seller to GMAC who succeeded to the rights and interest of Seller. 8. GMAC, pursuant to the provisions of the Pennsylvania Motor Vehicle Code and the Pennsylvania Uniform Commercial Code, perfected its security interest in the Vehicle by properly notifying the Pennsylvania Bureau of Motor Vehicles to endorse upon the Certificate of Title for the aforesaid Vehicle a notice of its encumbrance upon the aforementioned Vehicle and security interest therein. A copy of said Certificate of Title is marked Exhibit "B" and attached hereto. 2 9. Defendant has breached the said Contract in that Defendant failed to make the agreed- upon installment payments due. 10. Such defaults are continuing. 11. The present outstanding balance due GMAC from Defendant is in the amount of Twenty-Seven Thousand Seven Hundred Twenty-Eight and 53/100 Dollars ($27,728.53), plus late charges. 12. GMAC sent Defendant a Notice of Default by letter dated September 24, 2008. A true and correct copy of said Notice of Default is attached hereto as Exhibit "C" and incorporated herein by reference. 13. Under the terms of the aforesaid Contract, Defendant agreed that in the event he defaulted in any payment due thereunder, or failed to comply with any of the terms or conditions of the Contract, and in the event it became necessary for the Seller or its assignees to institute a suit in replevin for the Vehicle, Defendant agreed to pay all costs of suit and any reasonable attorney's fees. 14. GMAC has made repeated demands that Defendant make the payments agreed upon, all to no avail. 15. The aforesaid Vehicle is presently in the control and custody of William R. Harrison with a last known location at Richard's Paving, 918 Nixon Drive, Unit A, Mechanicsburg, PA 17055. 16. Vehicles of this model and class have an average wholesale value of Eighteen Thousand Four Hundred Twenty-Five and 00/100 Dollars ($18,425.00). WHEREFORE, GMAC prays that this Honorable Court enter judgment in favor of GMAC and against the Defendant for: 3 a. Possession of the 2006 Chevrolet Silverado bearing Vehicle Identification Number 2GCEC19N261242013 or in the alternative, the market value of the car in the amount of Eighteen Thousand Four Hundred Twenty-Five and 00/100 Dollars ($18,425.00); and, b. Reasonable Attorney's fees and legal expenses incurred by reason of the institution of this action in replevin to repossess the aforementioned Vehicle; all as agreed to in the Contract dated June 27, 2006. COUNT II BREACH OF CONTRACT 17. Paragraphs 1 through 16 above are incorporated herein by reference. 18. Pursuant to the Contract, Defendant has defaulted by his failure and refusal to pay installments in arrears, the sum of which (including late fees and unpaid charges) is Two Thousand Three Hundred Seventy-Eight and 69/100 Dollars ($2,378.69) at this time and increasing monthly. 19. At all times material to this case, GMAC has fully and satisfactorily conformed to and complied with all terms and conditions required of it under the Contract. 20. Pursuant to the Contract, Defendant's default entitled GMAC to installments in arrears, a late fee equal to 2% of the total amount of arrears, plus all other costs incurred in connection therewith. 21. To date, Defendant owes GMAC the outstanding balance of Twenty-Seven Thousand Seven Hundred Twenty-Eight and 53/100Dollars ($27,728.53), plus late fees and costs. 4 22. The Contract provides that in the event the Defendant did not make the agreed upon monthly payments, resulting in a default under the Contract, and GMAC was required to employ an attorney, the Defendant agreed to pay reasonable attorney fees and Court costs. WHEREFORE, GMAC demands judgment in its favor and against the Defendant for: a. The sum of Twenty-Seven Thousand Seven Hundred Twenty-Eight and 53/100 Dollars ($27,728.53), plus a late fee equal to 2% of the total amount of arrears and all other costs incurred in connection therewith; and b. Reasonable Attorney's fees and legal expenses incurred in connection with installments in arrears; and c. Any and all other relief which this court deems appropriate. NAUMAN, SMITH, SHISSLER & HALL, LLP eneventano, Esquire upreme Court I.D. No. 43107 200 N. 3rd Street, 18th Floor P. O. Box 840 Harrisburg PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel For: GMAC Dated: November 3, 2008 5 VERIFICATION I, Brian Kirchgessner, Semperian Agent for GMAC, being duly authorized to do so on behalf of GMAC, hereby make the following statements subject to the penalties of 18 Pa. C.S. § 4904, relating to unworn falsifications to authority, and do state that the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. Brian Kirchgess Semperian Agent for GMAC Date: 1612-910 ? EXHIBIT "A" RETAIL INSTALMENT SALE CONTRACT RATE The d"K xnmwd to 'owdaray?y aerwanh YOU6. M UTH4N-LE1DM0 DISCLOSURES Amount Teal Of PSYM011111 Flneroad TO EWA" you The anoereh wad have Wd abler pest pmvbadID you have male al you or on your bow 39929.67 payntataa at sdwd*d. . 39929.67 Imaana. You may buy se phys" dwage TONI Saw Prke aerxanne Ues ardratt M"M Nn bast) sam T Ne mat of WWI M AWW" MWA you d"" b ? buy we waaftseplable ter jkeetw o us to ems' pu nt Yaw aadl d ada Yo d , awn lory not buy o0tsr b vo a„r ?I v huma ner not d be a NrdN W to ants appovd proud. i N 39929.67 N aay Maria ¦ claatHNd below. pab ees or ca *a" kart) M madded kwaante a wrparan we I Y. W Paywant SaAae.a less on: I wwjiw AMfars- WN d Fam"aw of " M Otis F w Ob s s Loft cause. N o payers a not Na 4ed n full WOM 10 days AN t a due. you we pig a see da" N"valada a o hews aomnwao motor Waste, to dwge we be s%d the pet of ea ?psymert Nall a a ? ft 1 ary1e be 2% per mmeh d N. part d YA peyaam OW a el me/ pen d a bedew aNl a mare men 10 days Prepayment. N you pay on W yaw dam rely. you wad nut haw b pay a pauhy $wawky knerrl You w pwq a seawf mast n "wise bang p Neta.ad AIIlk I Information: Sae On -meta, for more whormalm uckdtrg rdome m about nonPayrmlY. daleal4 me/ rotated rpaymem in AIN baton ON seM Med daa, and "a"y nprosI MEMMATMU OF AMOUNT RNANCED I Cash pan (xakalme My as som a, a wmes. was tax es) S 33766.66 (1) 2 Toed donwnpe/- it- .?l ns0MM sear •0' Was ass I" 4H Eras keys. S -dad b"aNu S • ? - . at hasped S ? r tab a ? .. lbw (d,a,b.) W S i 6. N 2) 3 Weeks bab rtes d all pen () mnA 2) S-337t ? Otw de pse inks" ama"e pod to antra an your bahoa (Saw me/ less" pan d ter smalnN ). A Coo of apaoW asst sutures pad to the xumala canpey o, aWprwa Lds S N/A DaWav $ WM -S WA B DOW w aaarm pod as NN more car company (daaorbe) s WA C O Wfew pd bgme newe aterraao 5 .. D 90MWO al teas not InOuised in cash price E Gme reenj kart andbr tep wahm 1aes tTIAE"'fPIA- S. M TRANS.". M $ 6.66 F ;pureed W d Ma des j. ass ud'EiT3•-raomdap?s s 27.36 O DlMrdaapes (sear neat WeMly who a pod and data" A&LR kw b $ 2216.66 10 Wit sorter" $ to bar Put S- MIR b sarNIA s?N7if-- a mss s-"IN- a _ Nx s? H Hit kada-t darts b s• ?- Tao WIN deem are amyums pet to aYNn on yaw baMN S 6113.67 (e) 5 Atna" beeped (3 +a) 3113INIEW7T- 6 FWAM Charge S 9 n 7 Tall Of payment - bore bdsrea IS t a) 39?a 6 S m Check Ues beaafla you want and sign babes: optbnal Crea Insurance. O Crw N/A O Mayer D Ca•auyar o Croda W M'aoeW Tam pmmkk. N/A Croat lea s Or Dwadday N/A N/A prwaa ne ) plan oat Admen ) Groan We majo lrs marl matsat drWYy Maeoe w net M*fiVd b .ben Croat Your da- 0 b buy Of not buy dada Me mourned and &a& . .. I we aeee we rml be a deer m tN mew pP OM pwa ss The/ we not be ptovkdad wheat you stn and .pros b pay ft were ash Call W sNraalra pays the WOW pat d to smga" In rmal d you de The wourmat pays erns on area" you wouNlowe d you pad ON yaw yN)rn.na on bm s. Cruse d"say wa rsaw, pare NN adoduled payment dua ands NNe edema wMe you me Oubhed The aewarce does rot awe saw Warr in your prymwd a a aW amber at payments The pekes a atkMaas Weed by" mead nawanoe usPamee nary Aeear k e NN nvNap Yet meet sN or err - dembsp. eaeanp prwndaa a" on pokes a cNacetes br WMW kmss and ater N.a dada oontdaon,a Deer kouromm O N/A N/A Typed Nrurorbe Ter. Pramium i WA N/A N/A INrasancs ) pbmN Ixbn Address) 1 want OW womums deeded abow. X Swat Snptnee" Dam x 00-buyer 99"" oak ANY INSURANCE REFERRED TO IN THIS CONTRACT DOES NOT INCLUDE COVERAGE FOR PERSONAL LIABILITY AND PROPERTY DAMAGE CAUSED TO OTHERS. ?__ ? ..-... . ?....-..... .e. ... Iw . ,.1 ..a. rig. rr1.l.! rerrlaN. H0W THIS COWTT CAN BE CHANGED. The eouatl embas " sage aqa w"m between you and us nthaV b tles aomuea Ae/ amts b ae OOImaL1 muel ban eemWt It NdaeldWWsaWtaWxq gm Srpss1F rafiyar eau x II my pat Of as Camara a rot wk, M star Pats may used We MAY delay a theta ken adaag me/ d our nplft near IIt tartraa aemut laws For mam"e, we may sabred gar ass bt makap wan FINymssts wand aaerWrm"Was kw meat a". Uaatrw YOU MROMa n to .ban edameba, abort you. or Net velada you are WyM man ft area motor "hale departed or otw motor whale rapomew 8"'mas 8" book for allow knpaanl "ra mums . Do not sign this co trail on a Sunday be negotiable with the S011W. The Seller stay assign this contract and retain Its right The Annual of this R Finance ate may a to racelve a pwl rap. Notice to Buyer. Do not sign this contract in blank. You are entitled to an exact copy of the contract you sign. Keep it to protect yo}?r ghts. Surer 9gns )O /j/ Daa 66/27/2661 eu a, 3,11e x DaN You agree to the terms of this contract. You confirm that before you signed this contract, we gave it to you, and you were free to take It and review It. You confirm that you received a completely filled-in copy w?ten you signed it. co•Wuyare ate OMW Owners - A co-buysr is a peroos who a reapaaba ka payee "Warsaw M Cow Come a "lass renre am "kt b "whdobutdossnlhenapsytedW Thea"romw*Wmio*Waaa"y"NthnaNvde*rg a Other owmr Wpm here X Data Address Craew Eva 0" x TM Seller sswpu t WAaan n Sys wonka s to O Owed Molar Aoapena Oapassar (GMAC) O Gk1ACAB O whew to tare at SeWs apreeenyq win aaatpnw AnWed win roc as weh FDIlBES CHEVROLET 1 S'ts' Tmla 2109 F"A 320D5 F 9eNer Tee a ( Ur a M Saa of PNxayhema) (1 d q Notke: see OWN 11W. Copyngle 2004 Game0 Wave Amsplsnbe Corawabon AN RPhre Resaned GMAC FLEXIBLE FINANCE PLAN ll??11(? Q I Delia Number C0mra1 Number 0 ao- 1 o9 - 10x Buyer pnd C"uYsr)- Name was afteve Nrrakrda cant ore cep axle) Crean (Seer name art assrar) NILLIAN R HSIRRISON PARSES CHEVROLET, INC. 0 ?. 91aA NIXON DRIVE 346 NARTZOALE DRIVE 1 NECHANIC86UNG PA 17653 CDs CUNBERLANO CAIP HILL PA 17611 You. ft OWN Rare CWBtyer, d aryl. may by ae relrla da w bolbelow kx ash =0111 trt BY arpeg tes anaact, Yp0 dross b buy to vakeri on mast txadar the apaeatenb an 1N Nat and hark of Pas tbdral You agree to pay usCr"kw. ft Ames FMtaed eel Rerrca Carnes ..?.ab.v. r ... LOUBEk CHEANOrEl' INC' 1% WUM CHEdkbWEI' INC- 9e\s.%%s@ e OTHER IMPORTANT AGREEMENTS 1. FINANCE CHARGE AND PAYMENTS a Kow wee wI awn Fkwm Chwip. TM FN-- Cholp* d MW ids daily Fbu`is at to Anew Pwmmpo Paw on on im"m own of mount sm b. NOW we will apply por elY. We aid appilimmob "Permit first 10 she earned and wiped Pad d the Finance Charlie. and Own to the WOW pat of ale Amount Fin 1 w%s.%ks99e a Now kde pai mow or awy parrtterM chrgs who you most pay. We beeW this Finance Charge. Total at Pay, on . rd Tolat Sale Pao sham on l he Nen1 on to assumpd- aw Van sw1 nwre -07 Payment an to dry 0 s d- Your Few Chop. Taal of Paymaw. od Taw Bob Pace wd be mom s you Pay MM and less d yw pry salt. Changes may take to form at a longer a scowl Bar pop rrwm Of. at OWOPW% mom or km PRYMW of I* m u wee as Paw scheduled paymma whh a mnslor leer payin en We will said you e notice MNnp you aboe dace design before to WW anliedJW paymem R on. 2. YOUR OT"M PROMISES TO US a. K the v I "' N damaged, destroyed. r missing. You spec b pay a 01 Yco owe wrier In contract wen it the velods r drnspeht, dahoyed, or nmesq b. Wing the vehicle. You agree rot to name the veldde kin the U S a Gads, OF b end, rand. Mmes, w bswMr any, nrreel in 11w irate" or the coonkap wahw our mmm Pe sespe n YOU Agra not M ovm 1110 velew b mare. simmun, calYeaea, or nvokpary bailor if we pay any resew lido wrega bar, Wret, Isles. Or Wlgn an do whkds, vm Now b repy, the afn tme wee we oak wit e. SeerItY bftrWL YOU 9n'a tree a wady adrM n t. The"M and d par w goods shlteled in it. 2. AN I I or goods moexed WpmOeedal for the Yelmx s AN memorhoe.th"Miliggiggstaft 11LW WCor*wS3iW&& and N\tl H\U ' p e Ism nn nin chid s my wW krnarce TM includes my This Yd[aBEe aEBa -now, I aroma Yaw ahlypmsaw n ON Pl II YOU we melts an IIMWs M10W'?€fi€t9't?N'h?beD ssre•99 d. laavwwa you mlsl haves - th Ye111cM YOU t91ee 4 have PhnYancal tlarlrepo ervpha yavaAq sea or derldif b the velade far on ism of is awoms.lb emrance rant com our pomp in the h9giow YOU CID not *A-VO MPAMM, We nay. d ws tkwds, buy physical K wadvedo b cry psyral dsnpe Mve?q?p wrwap rat curse yow is ad m elYmq?penZiO velvw K m My On muvwh-, w0 Wd Be y- 96 61iyE'LiaB. Pay. The dog w . be nee pfrsmrhfor/rnmmwwarts doings at the Iagbea toe on few Parma e2.99 K is Oil s kw a dWApd, you apes der shs n q wffi* i-vohoe "OWn d to m4111100 What you one or repair aN velhrdle a What haPPnw to mounted Ensurer-, N1tl N\tl ntaVAl wsa, saw or other cormact ehargn. K we get a reMsd of /wrAance, rimew nca. aervnde. or Ober aontrael dbafM you allies tort w may ewbaa the round Iron Ow you we 5. YOU MAY PREPAY You my prepay r at rile naiad part d 11ls Armws fwnl?l at only bme W*WA y?h do ,I You meat psy the unpaid Pon V:w ins rid yaw dpNyrthe n - Sin'" and ad odrer rmwee?iS L IF YOU PAY LATE OR BREAK YOUR OT"ER PM=98 a You may owe MU charge. YOU 'Ad Pay a MM Charlie on each has WYadW as shown-rile Irani Acceptance of a MM Pay so or MM Charge d-s not excimr yaw haw paymrd w mean that yes, may keep -10 MM Fort'- N ysr pry haw, era may elan Ws gar MP. described below b. You may haw b pay an you owe at ones. K you or.* V. PrwOa lddmal. Wm my do - to you pry Y you dais on ass e. You rnsy haw 10 Par 004@d mid oeats. N you do" aid we have b 90 b oar b mcaw to van t y- WA pay ale rem w* aftmays foe and court Mw, a M low Perraas You WE wo pay my sectors" it" am am caps a form swede us d. We cry tells the vsIrlw hem you. N you detaA we may YM 4 m1 aswa1 re voo* hart you it m do so peaakay and the Be, sec'" it N Me r01 w has an el e" I ' bae1 err9 dairies. YW agree lhp wo mar useaw dear, b km as vow k we bib Ns velape. any a eves . e?r omeril and mpro0mm par aid cry arch ste wow I pry pwmw seer are in ft vehda, Ire may am inehn for Vial at Yaw aspens N you do not ask tar Mu moms bock, are may dada. d Naha Se w lsw aeaw s. NOW you sort gel Ike voldek back N w Mks It. N ws monsap M vsteds, You may gat d back by paying M vied part as as Assess fern-0 pits aw sassed and maid Ped d tlw fansla Qbarga, ey charged, slid any Other annrmr do beatMs YaU dalaWMd (rechrom) Yaw and to rldewn ands seen we nI dr vahw we Va hillyou Iwo much b pay lo redern 11 ws impressive 1W Marla, we any. pas oplim. clew you b pp the whhw beat before we ad it by P" aN Pap due Paywnaes and We charges (rswlwl We wd UN YOU d you MAY msIh s and Mow much b Pay d you may II you were n dpadl for mars ran 15dsys whee wee Pock M velYOle, the amass YOU coup try to redeem or me1Nw sal also n *.& ran saprrn d wwhp Ear whrW, hrlerp a, and prepaerp d br aw "as Sir veldds N You 40 not 90 b beek. K You do not we aid cep M whole We we Mad you a wmisn n011Ce of on" aw wMas 3 9 Y el apPry tloi moat Moss the sob. has avowed ergrnWee, to rile you owe Allowed eprree ele npermse war sty ee a , -, result d Ipeeg the vahlow, rseterrV it. Preparing it for res, and arng K a ran Mw scows. RaaeawM a80mey fees ow mat cow in Mw PernlAr am On aNared spares K sy miry, r tell Wwaponl, we will pay a b y0U N mini bass is am r not emgPh b Pay the onnap YOU Owe. YOU mat Par M cop to m N you do nod pay in Names whee tle aW. we May dwile YOU screed at to NOW Mwbl role wri You pay 9. Whet m My d%VWd opdanr Iaaaa, nth rtes. e«vbs, w ethic aonreeta easad may mean dwrp" for aplmw mvonos, nnsdsw (01, anW-, or and -rlsaole U m mpoeesn the velour, we may cram berwa t wrdw gran came" and -rhON asrn b aI ndu nds d urwrW "an b reduce what you Owe or mpg gar -lid s b dwwhsl0 s a tdplaee 6eosr K r cordoical0dI 2• so danwgsd, or pdurH dam bmW wider twee ooprggM end ganhaE Ewm b cMSeh r? d unnnmmd dsrpn lo now wlw yme Owe. h. Summery M110e rgsdeg prpynoi ' and INramm eL YOU maypraphr of aped d tls mma yes o- under on comNC at any tale wwrur Partly K Par a w. yes amy haw b pay is aernsd ono terpod Pad Of No Famnce Charge and A sawn onmnb *A up to the dole of your payment. K you dabull and sm IapOSeea the val we may, at cur apom, alowyou b gel to, pwle back afore we ad a by paying oil post des psynwnM, late dhrgee. ad represent 931EI1 OMM BILLER ONCLANS Tha ng paragraph don not alas any warrenre cow a am -1 M M wi lede nsndewtw wy, pavr m The alawq oWaWglh daodaa DM apps atal dyco bOLp tw vomdle Ww woy kx Personal. Mindy. ahourwld -s. 33WSbUo Sear mdkn a written were", w enters it" a sarNee -naiad Wi" 90 dye hen the dais of this, -rtraet, an Seller mslms no wrreotee, wllprpa or ksPNee, an Ow vehicle, and tham Will be no knpllW vjXy -" Of Illelellentabary, or of UmeOe for a particular purpose. L Used t:r BYYaw G.&%. ataflMYa Y- IM wklwW form for this vehicle is pad or this aorsam an do window form owwaos.y eowwy provwansb Im d Sete. 6- a mww.l elates DOMW mace I You del rat pay arty payment on lose. Spanish TnneMNen: N\tl 2 You Bad d psawnp in 8nlrnrPlq' or one is paled epoNwt you DuM pre eaAgwWorn des vskbrdeo usrdee, la hdwm-pin q- w or YaA popery. or an of fermulrb des lo co nddl pan ate vddoal, fame PwW del Si YE91blf' Il2Srrt-E9s DnE ON: el\ t t \59t ?ynerwe e0ntrate. v lamrdrlo ds lavenmrl. dye F aO -w Iy wd r be ran air g 1111"0 mad pr deem Mds daPO.wdr an eawrM mdendir an p -nhab did awed pan a the ?.i m Chew. any Veda we ahomm and any arnsen an t i m" you daadrd 7. APPLICABLE LAW e 99 9.99 3aasa'el 3aasa•@I 34,41sy1"adPrrYareeawp*totocaw.a. e• e9 NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. Sm LOUD w1alu N! el NEM SW Wn SDCECIaNSet5#5913 CHEAUOPGI xx NECHkMICZBnUC bU Tf922 COs CnNBEUrtMD CUNT Hlrr btl 11911 81OU 14110H DUTAE 3#99 HUHLSDUrE OWE Nirriew U HwlltaoM LOUBEE CHEAUOrEl' INC' EXHIBIT "B" CERTIFICATE OF TITLE FrOR A VEHICLE 6-1800 061930019003472-LI01 - - 2GCEC14N2631242'013 2006 CHEVROLET 63544327001 HA VEMPO E IDENTIFICATION WUVAM q TK o ( YEAH MAIZE Q VEHICLE TITLE NI MIMM I - 7 /o6l 00010al 0 BODY TYPE DUP SEAT CAP PFOOR TITLE STATE ODOM DATE OOOM MASS ODOM STATUS 7/28/06 7/28/06 4,944 6.2©0 DATE PA TITLED DATE OF IBM UNLADEN WRIGHT OVVR OCWR TTI'LS f111M10S N 1 4- f?? . , ?,A REO+eTERED owNERISI WILLIAM R HARRISO*e';puot gp+,Afe°o* li 918 NIXON DR ` `. ?;• r ,t' HECHANICSBURG PA 17035 MW LIEN FAVOR OF GMAC FM1ST LIEN RELEASED ' DATE 6V AUTHORIZED REPRESENTATIVE MMLM AODI ISM 031007 GMAC PO BOX 8140 COCKEYSVILLE MD 21030 SECOND LIEN FAVWI OF 000M M STATW 0. ACTUAL MUMM I . MLSAOS 010!.0. VMS QIpAMCAL Umn !. NOT T!! A011M1 fAfurAEE f - Wf'oa ACIUAL1aSA1011,0001ISM TAIMwrmM w1.IMo .. MOT FROM 0S01r1w1011CLORM A . ANTIQUE VD0(XS C . C ASSOVM012 0 . COUACTIM valm F OUR OF 000I( W a opowwkv #~ MR "ON" N . AdOMMI lift VSISCIS L . LOOfwISVomw P . IMM A P01 101 VIMA R . HIDONNIFAXIM I . feTlllr AM T . PINDOVSMI HMI FT VSIM v . vwom OOWADS FIIMISD VIN w . FLOOD vS1ID1E X . IIAVAI ATAN M M MMFmml bndlN r IMMI wob UI1YdMn d to bI Iwt M bM Mmv1elFAr AMIR IOffYmO 00 TOO b 00 &=W d Mdm VMVdM "MI M +fM fmn and M SECOND LIEN RELEASED DATE eY AUTHORIZED RE ATME I ow* IM d Iw dde of www Iw at" wwawf d Uw P.I.t?.. o.pwnwnl ALLEN D BIEHLER Now"WM0w FdVr9 I1„M ll f l M? crof ll mwld Awn w r~ w Owm Will wr m w...bl....Fw..?....rb V u n n 11 ? OOOIww~ WW ran TDD? soft" to fMSID eNe 111IEf1lElw7/ w Tom yAm Wsm be fwfw a 'Jow Tow as WISH "Cf S40WW AMf FOR dmb of ORE ownw so"oos a wlvlwq OvwwT) CHECK HEM 0 01 wolft So M t WO be NOINtl as TWWO n C&NOW (Gn 600 d OW f1WW, b"" Of r 1 1, r Owiwr gm b mw HfnS Or OSISM) oFAabo. ..b , .wo oATx Her LIEN DATE -00- F 140 LM, CNeOIc ? terLMW* M wim" , CRr STATE all To wallow hmoF ~ spomew 1., Obnw f Trta.. b Fr w1w. AIb.bM rb. Now b N.,w.Ib?YbI..M ~ by ft- a #.m OF AFMwWR DR AMOMM SWA IF TMS IS • Cl T GIECK HERE NOTE Iw AGOLWKO 940 LIEN 046 910 IIEfNIf7F0ER STREET Cm 6 THIS b AN ILT CHEW HERE NOTE FW RSOIARED rI4AN(YAL 14STITUTION N0 ? M NO LIEN CNSCA O STATE ZIP wbmUTloN ND f t f EXHIBIT "C" F • ?`,M4' A t t o r n e y s At L._.. W-,a Please reply to P. 0. Box 840 Harrisburg, PA 17108-0840 Guy P. Beneventano, Esquire Guyobenny@nssh.com September 24, 2008 Via Certified Mail No. 7006 2150 0002 4854 8327 and Regular Mail William R. Harrison P.O. Box 466 Thomasville, PA 17364 In re: GMAC Account #020-9094-46402 2006 Chevrolet Silverado Dear Mr. Harrison: Please be advised this office represents GMAC.and in that connection, your overdue and delinquent account has been referred to this firm for advice and the appropriate action if not resolved promptly. This letter is an attempt by GMAC to collect a debt, and any information obtained from this letter will be used for that purpose. GMAC has advised you that under the terms of a Retail Installment Sale Contract, you are delinquent in paying the July, August and September, 2008 payments in the amount of $554.57 respectively, plus late charges in the amount of $160.41 for a total delinquency of $1,824.12. Unless you dispute the validity of the debt described above within seven (7) days of the date of this letter, we will assume that-the debt is valid. If you notify us within seven (7) days that the debt is disputed, we will obtain further verification of the amounts,owed and mail such verification to you. Pursuant to the terms and conditions of the Retail Installment Contract with GMAC that you signed, you are hereby called upon to cure the default by paying the sum of $1,824.12 within seven (7) days of the date of this notice. Please be advised that GMAC reserves the right to pursue all of its rights and remedies as indicated by the Retail Installment Sale Contract, which may include the seizure and repossession of the vehicle. You are also called upon to pay the attorneys' fees incurred by GMAC in connection with your default. Specific information concerning these attorneys' fees will be provided to you after GMAC's receipt of the total delinquency. Superior analysis. Effective solutions. Since 1871. Nauman Smith Shissler & Hall, LLP • 200 North 3rd Street • Harrisburg, PA 17101 • 717.236.3010 • fax: 717.234.1825 • www.nssh.com William R. Harrison Page 2 If you fail to cure the default, GMAC will declare the entire amount you owe under the Contract IMMEDIATELY DUE AND PAYABLE. You may contact GMAC for the total amount due. If you wish to correspond to GMAC directly please contact: GMAC Attn: Sandra Massey P.O. Box 380901 Bloomington, MN 55438-0901 You may also call Ms. Massey at GMAC at 704-357-7065. If you do not dispute the validity of the debt or otherwise promptly make the delinquent payments, then, GMAC will exercise its remedies, including (but not limited to) filing a lawsuit against you for the repossession of the 2006 Chevrolet Silverado and for breach of contract. If GMAC is forced to file a lawsuit against you, it will seek payment of the entire amount you owe under the Contract. I trust you will act to pay the delinquent payments, and thus avoid the expense and embarrassment of such litigation. , Respectfully yours, /? -4?? Guy P..Beneventano GPB/sm cc: GMAC ' ? I .i NAUMAN, SMITH, SHISSLER & HALL, LLP Guy P. Beneventano, Esquire Supreme Court I.D. No. 43107 200 N. 3rd Street, 18th Floor Counsel For: GMAC P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (717) 234-1925 GMAC, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PA :NO. pg _ (obi C iv i L ?CI.1M V. WILLIAM R. HARRISON, Defendant : CIVIL ACTION - LAW : ACTION IN REPLEVIN PRAECIPE FOR ENTRY OF APPEARANCE Please enter the appearance of Guy P. Beneventano, Esquire, as Attorney for GMAC, the Plaintiff in the above captioned case. NAUMAN, SMITH, SHISSLER & HALL, LLP Guy,"eneventano, Esquire preme Court I.D. No. 43107 200 N. 3rd Street, 18th Floor P. O. Box 840 Harrisburg PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel For: GMAC Dated: November 3, 2008 _r-o _ .? ray M -_ ? :mac ? -c SHERIFF'S RETURN - NOT FOUND CASE NO: 2008-06541 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND GMAC VS HARRISON WILLIAM R R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT HARRISON WILLIAM R but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - REPLEVIN NOT FOUND , as to the within named DEFENDANT , HARRISON WILLIAM R RICHARD'S PAVING 918 NIXON DRIVE UNIT A MECHANICSBURG, PA 17055 PER POST OFFICE, DEFENDANT Sheriff's Costs: Docketing 18.00 Service 10.00 Not Found 5.00 Surcharge 10.00 .00 43.00 D TO FLORIDA. So answers- .... r R. Th mas Kline Sheriff of Cumberland County NAUMAN SMITH SHISSLER HALL 11/14/2008 Sworn and Subscribed to before me this day of A. D. David D. Bueff Prothonotary Rme X Simpson l" (Deputy Prothonotary KirkS. Sohonge, ESQ Solicitor Irene E. 9Korrow 2"d Deputy Prothonotary Office of the Prothonotary Cumberfand County, Tennsy(vania (0g -&ocq/ CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 25TH DAY OF OCTOBER, 2011, AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE - THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA R.C.P 230.2 BY THE COURT, DAVID D. BUELL PROTHONOTARY One Courthoz: se Square * Suite 100 9 Carfis(e, PA 17013 • (717 240-6195 0 Fax (717 240-6573