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HomeMy WebLinkAbout11-03-08 15056051058 REV-1500 EX (O6-o5) OFFICIAL USE ONLY PA Department of Revenue Coun Code Year File Number Bureau of Individual Taxes ry PO BOX 280601 INHERITANCE TAX RETURN Hanisburg, PA 17128-0601 RESIDENT DECEDENT 21 08 00164 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 191-18-2765 02/03/2008 07/26/1924 Decedent's Last Name Suffix Decedent's First Name MI Miller MR. Charles R (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number 4. Limited Estate 4a. Future Interest Compromise (date of 5. Federal Estate Tax Retum Required death after 12-12-82) 6. Decedent Died Testate °~, 7. Decedent Maintained a Living Trust _0 . 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received 10. Spousal Poverty Credit (date of death 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number n.a Shaun E. O'Toole (717) 695-038~p Firm Name QfApplicable) __ __ '~~~.- _O _~, REGISTER OFL~SE ONt7 i . I^ 1 t } ~ ~ ' First line of address i~ ~ r 401 North Second Street '~-' '' ~o ~ ~ __ -~- . Second line of address ~' tv ~ -~ ; Cl1 r~ THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL INAPPROPRIATE OVALS BELOW ~: 1. Original Retum 2. Supplemental Retum _ 3. Remainder Return (date of death prior to 12-13-82) City or Post Office Harrisburg State ZIP Code DATE FILED PA 17101 Corespondent's a-mail address: Under penalties of perjury, I deGare that I have examined this return, irx:luding accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. DeGaretion of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGN F PERSON R PONSIBLE FOR FILING RETURN DATE ~a-sl -08 t75 ~ b w~ , ?A- 17056 DATE ~e ~'a~ ~ os 401 North Second Street, Harrisburg, Pennsylvania 17101 PLEASE USE ORIGINAL FORM ONL7 Side 1 15056051058 15056051058 R 15056052059 REV-1500 EX Decedent's Social Security Number Decedent's Names Charles R Miller 191-18-2765 RECAPITULATION -.-...... ... 1. Real estate (Schedule A) .......................................... ... 1. 178,585.00 ', 2. Stocks and Bonds (Schedule B) .................................... ... 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) .. ... 3. 4. Mortgages & Notes Receivable (Schedule D) .......................... ... 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ..... ... 5. 124,198.66 6. Jointly Owned Property (Schedule F) Separate Billing Requested .... ... 6. ', 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) _,..,,.;~ Separate Billing Requested..... ... 7. 307,854.65 i 8. Total Gross Assets (total Lines 1-7) ................................. ... 8. 610,638.31 9. Funeral Expenses & Administrative Costs (Schedule H) .................. ... 9. 38,205.37 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ............. ... 10. 276.22 11. Total Deductions (total Lines 9 & 10) ................................ ... 11. 38,481.59 12. Net Value of Estate (Line 8 minus Line 11) ........................... ... 12. 572,156.72 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ..................... ... 13. 0.00 14. Net Value Subject to Tax (Line 12 minus Line 13) ..................... ... 14. 572,156.72 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) X .0 45 572,156.72 15. ' 25,747.05 16. Amount of Line 14 taxable at lineal rate X .0 _ ' 16. 17. Amount of Line 14 taxable __ at sibling rate X .12 ', 17. 18. Amount of Line 14 taxable at collateral rate X .15 18. 19. TAX DUE ...................................................... ... 19. 25,747.05 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT ;~;; 15056052059 Side 2 15056052059 REV-1500 EX Page 3 Decedent's Complete Address: File Number 21 08 '00164 DECEDENTS NAME DECEDENTS SOCIAL SECURITY NUMBER Charles R Miller _ 191-18-2765 STREETADDRESS 2830 Central Avenue CITY CAmp Hill STATE PA ZIP 17011 Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount 3. InteresUPenalty if applicable D. Interest E. Penalty 28,000.00 1,287.35 (3) (4) (5) (5A) (5B) (1) Total Credits (A + B + C) (2) -- Total InteresUPenalty (D + E ) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. Make Check Payable to: REGISTER OF W11LS, AGENT 25,747.05 29,287.35 0.00 3,540.30 PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :............................................................................... ........... © ^ b. retain the right to designate who shall use the property transferred or its income : ................................. ........... © ^ c. retain a reversionary interest: or ............................................................................................................... ........... ® ^ d. receive the promise for life of either payments, benefits or care? ........................................................... ........... ^ 2. If death occurred after December 12,1982, did decedent transfer property within one year of death without receiving adequate consideration? ................................................................................................... ........... ^ 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? ... ........... ^ 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ............................................................................................................ ............ x^ ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) (72 P.S. §9116(a)(1)). The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1502 EX+ (6-98) r SCNEDI~LE A COMMONWEALTH OF PENNSYLVANIA REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Miller, Charles R. 21-08-0164 Atl real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. tir more space Is needed, Insert aoalGOnal sheets of the same sae) REV-1508 EX+ (6-98) SCHEDULE E COMMONWEALTH OF PENNSYLVANIA p CASH, BANK DEPOSITS, 8c MISC. INHERITANCE TAX RETURN PERSONAL PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER Miller, Charles R. 21-08-0164 Indude the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-ovrned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1. Sovereign Bank Checking Account #2331032297 15,807.77 2. Sovereign Bank Time Deposit #2335462517 46,312.06 3. Sovereign Bank Time Deposit #2335541013 25,595.52 4. Members 1st Federal Credit Union Reg. Savings #3798-00 2,986.33 5. Members 1st Federal Credit Union Reg. Savings#8682-00 2,170.85 6. Members 1st Federal Credit Union Life Savings #3798-04 4,000.22 7. Members 1st Federal Credit Union Life Savings#8682-04 4,000.22 8. Members 1st Federal Credit Union Checking Atxount#3798-11 3,535.60 9. M&T Bank Account #9846394964 25.00 10. M&T Bank Account #15004216706927 2,980.09 11. Automobile - 2004 Chevrolet Impala 16,785.00 TOTAL (Also enter on line 5, Recapitulation) : I 124,198.66 (Ii more space is needed, insert additional sheets of the same sae) 1 Document Name: untitled DDHIST Demand Deposit Display History Acct 2331032297 Request ALLTRANS Alpha key MILLEDM.89 Last stmt 02/29/08 S --Date-- * 01/03/08 * 01/09/08 * 01/09/08 * 01/15/08 * 01/15/08 * 01/31/08 * 01/31/08 * 02/06/08 * 02/06/08 * 02/26/08 * 02/26/08 ----Description----- -Serial Nbr- -Reference- DAILY BALANCE DEPOSIT 06210008510 DAILY BALANCE CHECK 1144 06122702820 DAILY BALANCE INTEREST CREDIT 00000000000 DAILY BALANCE CHECK 1145 06405602510 DAILY BALANCE CLOSING TRANSACTION 06271804290 DAILY BALANCE ------Amount------ 15,598.06 200.00 15,798.06 (16.62) 15,781.44 26.33 15,807.77 (1,025.57) 14,782.20 (14,782.20) 0.00 _ DDDHISTREQ _ DDDHISTBAL _ DDDMAIN _ DDDACCT _ DDDINT Last page of information. GN20000I02 CONIl~IAND =__> F2=Retrieve F3=Exit F4=CRFwindow F7=Backward 6017 04/11/08 ******** gate: 4/14/2008 Time: 11:36:08 AM _, gage: 1 Document Name: untitled DDHIST Time Deposit Display History 6017 04/11/08 Acct 2335462517 Alpha key MILLLCR.26 Request ALLTRANS INT PYMT NB Trans date 11/30/07 Pymt date 11/30/07 Amt 186.46 CV 45,742.79 INT PYMT NB Trans date 12/31/07 Pymt date 12/31/07 Amt 193.48 CV 45,936.27 INT PYMT NB Trans date 01/31/08 Pymt date 01/31/08 Amt 193.78 CV 46,130.05 INT PYMT NB Trans date 02/29/08 Pymt date 02/29/08 Amt 182.01 CV 46,312.06 INT PYMT NB Trans date 03/31/08 Pymt date 03/31/08 Amt 195.87 CV 46,507.93 _ TDDHISTREQ _ TDDMAIN _ TDDINT TDCMISC TDDHISTMONEY Last page of information. _ _ GN20000I02 COMMAND =__> F2=Retrieve F3=Exit F4=CRFwindow F6=Toggle F7=Backward ate: 4/14/2008 Time: 11:34:58 AM _, rage: 1 Document Name: untitled DDHIST Time Deposit Display History 6017 04/11/08 Acct 2335 462517 Alpha key MILLECR.26 Request ALLTRANS INT PYMT NB Trans date 11/30/07 Pymt date 11/30/07 Amt 186.46 CV 45,742.79 INT PYMT NB Trans date 12/31/07 Pymt date 12/31/07 Amt 193.48 CV 45,936.27 INT PYMT NB Trans date 01/31/08 Pymt date 01/31/08 Amt 193.78 CV 46,130.05 INT PYMT NB Trans date 02/29/08 Pymt date 02/29/08 Amt 182.01 CV 46,312.06 INT PYMT NB Trans date 03/31/08 Pymt date 03/31/08 Amt 195.87 CV 46,507.93 _ TDDHISTRLQ _ TDDMAIN TDDINT TDCMISC TDDHISTMONSY Last page of information. _ _ _ GN20000I02 COMMAND =__> F2=Retrieve F3=Exit F4=CRFwindow F6=Toggle F7=Backward ate: 4/14/2008 Time: 11:34:58 AM ~ag~Document Name: untitled DDMAIN ACCt 2335541013 Time Deposit Display Main Alpha key CHARLDMI01 Product T620 -----------Balances------------ Face amount 25,000.00 Branch Compound value 25,707.05 Officer Available bal 25,707.05 Initial deposit 25,000.00 -----Interest Rate Accrued int Int adjustment Last int paid Total penalty Information------ ~RR ) 5.1200$ 50.53 0.00 Account Type 111.53 TIME ACCOUNT 0.00 _ TDDINT _ TDDMISC _ TDDHIST _ TDDHISTMONEY CONIIKAND =__> F2=Retrieve F3=Exit F4=CRFwindow F6=Toggle 6017 04/11/08 ACTIVE -------------Dates-------------- 00233 Issued 09/14/2007 006 Maturity 06/14/2008 Opened 09/14/2007 Last int payment 03/31/2008 Next int payment 04/30/2008 Last activity 09/18/2007 Last principal change 00/00/0000 Recalc effective date 03/31/2008 =te: 4/14/2008 Time: 11:35:21 AM , i Document Name: untitled DDHIST T ime Deposit Display History 6017 04/11/08 Acct 2335541013 Alpha key CHARLDMI01 Request ALLTRANS INT PYMT Trans date 11/30/07 Pymt date 11/30/07 Amt 106.12 CV 25,271.47 INT PYMT Trans date 12/31/07 Pymt date 12/31/07 Amt 110.12 CV 25,381.59 INT PYMT Trans date 01/31/08 Pymt date 01/31/08 Amt 110.31 CV 25,491.90 INT PYMT Trans date 02/29/08 Pymt date 02/29/08 Amt 103.62 CV 25,595.52 INT PYMT Trans date 03/31/08 Pymt date 03/31/08 Amt 111.53 CV 25,707.05 _ TDDHISTREQ _ TDDMAIN TDDINT TDCMISC TDDHISTMONEY Last page of information. _ _ _ GN20000I02 CONIlKAND =__> F2=Retrieve F3=Exit F4=CRFwindow F6=Toggle F7=Backward ate: 4/14/2008 Time: 11:35:25 AM .~ ~ PRIMARY OWNER: rM~:E~ la Doris M. Millar nnra~i. catet+rr uMtmr iS~OCOUNT- Acoount Numban 3uAhc~" 37lA.pQ 9trs2-00 Oste Account Est;rttJhhad 03r20/1~ Ot1102/1ti86 Prinapal Bsianoe at Oa1a ~ p~h 12,t~.33 Acpued Interest to Dste or Oesth 12,170.73 Total Prlndpal at.f Accrued Interest 1.18 =• 12 Name of Joint Owner 12,988.49 =2.170.85 Date Joint Owner.~ttip Established Dons M. Mlller Cherbs R. Miller 0312811956 08/02/1988 LIFE SAVINt`~S A~ NT; AcoouM Number/:;;uffoc 379e-04 8tirs2-04 Dste Account Esb~blisMd 02/01/'1001• 02/01/2001•• Prindpal Balance at Dats of Death 54.000.00 14,000.00 Accrued Interest ter Date of Death t.22 122 Total Prlndpal and Aarued Interest x,000 22 K000 ~ Name of Joint Ow,tsr Doris M, Miller Charles R. Mlller Date Joint Ownert hip Established 02/012001 02/01/2001 'Opened by transfer of funds from 3788-00. "Opened by transfer of funds from 8682-00. CHECKING ACCC~ j Account Number/;affix 3798-11 Date Account Established 12/31/1978 Principal Balance :rt Dats of Death 53.535.6C ACCr;,ed Interest tc Date of Death 5.00 Total Principal and Accrued Interest 53,535.80 Name of Joint Ow-,er Doris M. Mlller Gate Joint Ownersiip Established 12/31/1878 IRA CERTIFICATE:: Account Number/S ,Kx . Gate Account Esta~-ished 3790.15 02/028007• Principal Balanee ..t Dats of Death Sts 772 96 Accrued Interest to Date of Death 54 14 Total Principal and Accrued Interest . 5+5,777 10 Vame oI Primary Beneficiary Cons M Miller Name of SeeOndarr Beneficiary . Jeffrey Cows • 2ollover from IRA ceRtflcate 3798-17, org;nai established 02/01/2006. Fatale or: CNARLI'3 R. MILLER Gate of Lath: 0?lr~3/2t)Otl Social 9eourlty Number. t91-1rs-2765 ER~~`-RAL C~tEDIT~kJylp_N ani~Ile A. Kline ;nsuranp SANiCeS Speciati6t April 22, 2008 Sl1tN1 Luui.r~ f )rive • I'C~. kic,x 4(~ Mr~~liarii~:~l+ur};, I'cnn.ylv.~ii~,i 17~IS; • (ti1111j 2}1.3_Z;i2t1 • wwwiirem~~r~l~t.ur}t Page 1 of 1 Date: Mon, 10 Mar 2008 14:12:41 -0400 From: "DATE OF DEATH REQUESTS" <ERNABX4@mtb.com> To: "SILVIA FOLEY" <SFOLEY@mtb.com> Subject: Re: prod -Date of Death Request To: Silvia 3/10/2008 Please print a copy for your files. Please find below the date of death balance for: Charles R Miller, social security # 416-57-3354 1. Account # 9846394964, Balance $ 25.00 + accrued interest $ 0.00 = $ 25.00 total 2. Account # 15004216706927, Balance $ 2,975.09 + accrued interest $ 5.00 = $ 2,980.09 total Records Management /DOD Unit M&T Bank- "Understanding what's important." »> <SFOLEY@mtb.com> 3/5/2008 2:57 PM »> Account Information Date of death: 02/03/2008 Account Number: 9846394964 Product Type: Deposit Account Account Number: 15004216706927 Product Type: Deposit Account Request Details Deliver to: Requestor Delivery Options: E-mail Delivery Details: ebrnsf5 https://securemail.mandtbank. com/ime/Re:~rod_-Date REV-1510 EX+ (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER-VIVOS TRANSFERS 8L MISC. NON-PROBATE PROPERTY ESTATE OF FILE NUMBER Miller, Charles R. 21-08-0164 This schedule must be completed and filed it the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. ITEM NUMBER DESCRIPTION OF PROPERTY INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE OF TRANSFER. ATTACH ACOPV OF THE DEED FDR REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST EXCLUSION (IF APPLICABLE) TAXABLE VALUE ~• The Charles and Doris Miller Living Trust -Valuation attached 292,077.55 100 0.00 292,077.55 0 2. Members 1st Federal Credit Union IRA # 37975 15,777.10 100 0.00 15,777.10 ~ TOTAL (Also enter on line 7 Recapitulation) s I 307,854.65 (If more space is needed, insert additional sheets of the same size) PRrMARr OtlvNER: Dane M. Miller At*GUL.AR Lh)~ ACCOUNT- Account Numben3ufllx Oste Account Est ~bllshad Printpal Balance h Dsle of OetttUt Accrued Intert>yt to Oete of Death Total Prlnppal an! Accrued interest Name of Joint Owner Gate Joint Owner.~ttrp Established ~79~.pp 038811 956 SZ,9A8.33 i. t ti :2.998.49 Doris M. Mlller 03128/1958 NA2-00 08102/1988 12,170.73 i.t2 12.170.85 Chsrbs R. Miller 08ro2/t 988 L1FE SAVINGS A~ MT: Account Number/.iufrflt Dste Account Estz~blished Prindpal Bslance at Osfs of Death Accrued Interest I•t Date of Desth Total Principal ants Accrued Intsres! Name of Joint OMnter Date Joint Ownert hip EstaWlshed 37911-Q4 02/OtQ00t• 14,000.00 5.22 14.000.22 Doris M. Miller 02/012001 'Opened by transfer of funds from 3788-00 . "Opened by transfer of funds from 8682-00. CHECKING ACCC~NT; Account Number/;affix 3798-11 Dots Account Esbbliched 12/31/1978 Principal Balance ;tt Dats of Death S3 535 60 Atxtued interact tt Dete of Death . . 00 5 Total Principal and Accrued Interest . 53 535 80 Name of Joint Ow-:er Gate Joint Ownersiip Established , . Doric M. Miller 12/31/1979 IRA CERTIFICAT[:: Account Number/S ~f'fix . Date Account Esta~liched 379A•1S 02/028007• Pr;nt:ipel Balance s.t Date of Oeath Sts 772 98 Accrued interest to Date of Death ta t a Total Principal and Accrued Interest , S'S,777 10 Vame of Primary Beneficiary . Cons M Miller Name of Seconder ~ Beneficiary . Jeffrey Cows 86x2-04 osrot/2oo1 •• 14,000.00 1.22 14000.22 Charles R. Mlller 02101/2001 • 2ollover irvm IRA teRtfigte 3798-17, orglr.ai established 02/01/2006. ER~~~RAL C~tEDI~~'r anielle A. Kline rV ~/r/~~ee ~nsuranp Services Specialist Apl~l 22, 2008 Estate of: CHARI.t'$ R. MILLER Oats o1 l3•ath: 0?ltt3i'2008 Sociat Security Number: 191-1a-27tiS SINN) L:~ut.~~ i)rtV~ I'C). fiux 4li Mrt~hanit'~lu+r);, I'cnn.ylv.t~t~.~ 17~ISS (NtNI) 2t1.:~-?;i2N wwwntem~~rsla.url; VALUATION OF THE CHARLES AND DORIS MILLER REVOCABLE TRUST PPL Common stock 3,108.576 sh. @ $49.09 $ 152,600.00 VanKampen Acct 58/845158 1,693 sh. @ $16.55 VanKampen Acct 59/6715] 1395 827.718 sh. @ $.88 Sovereign Bank Money Market Acct. (#2334082856) Sovereign Bank Checking Acct. (#0351081046) RBC Insurance -Annuity (Policy #0040085782) PNC Bank Checking Account (#51-4004-3304) PNC Bank Money Market (#51-3009-2348) TOTAL $ 28,029.79 $ 6,522.42 $ 58,216.66 $ 11,155.59 $ 29,158.01 $ 636.01 $ 5,759.07 $292,077.55 Shareowner Services PO Box 64874 St. Paul, Minnesota 55164-0874 www.wellsfargo.com/shareownerservices April 17, 2008 Request Number: 4730078 LAW OFFICE OF ID Number: GX08850 SHAUN E. O'TOOLE WFType: CO 2813 NORTH SECOND STREET HARRISBURG, PENNSYLVANIA 17110 Regarding: PPL Corporation for Charles R Miller & Doris Miller LIV TR DTD 07/25/96 Dear Sir or Madam, Account Number: 3097160638 Registration: CHARLES R MILLER & DORIS M MILLER TTEES CHARLES R MILLER & DORIS MILLER LIV TR DTD 7/25/96 Creation Date: 08/12/1996 Issue Name of Stock: PPL CORP COMMON Total Share Balance on 02/03/2008: 3,108.576 Closing Price per Share on 02/0'V2008: $ 49.09 02/04/2008: $ 49.59 Ticker Symbol for the Company is: PPL It is exchanged or traded on: NYSE If you have any questions, please call our Shareowner Relations Department at 1-866-280-0245. Sincerely, Shareholder Communications Enclosures: VAN KAMPEN INVEfTMENTf March l4, 2008 LAW OFFICE OF SHAUN E OTOOLE 2813 NORTH SECOND STREET HARRISBURG PA 17110 Reference: 00113680 Re: Chazles ~ Doris Miller Living Trust, Dated 7/25/1996 Dear Mr. O'Toole: Van Kampen ]nvestments Inc. 2800 Post Oak Boulevard Houston, TX 77056 Thank you for your recent inquiry regarding the Van Kampen accounts registered to the above referenced trust. In your letter, you requested the date of death value associated with the accounts as well as instructions to transfer the accounts. Please note that since the accounts are registered in the name of a trust, there is no designated beneficiary. Please note that the date of death, February 3, 2008, fell on a Sunday. As a result, the following is a summary of the share balance and net asset value information (NAV) as of the previous business day. Account Number Date Shares NAV Account Value 58 / 845158 2/1/2008 1,693.643 $16.55 $28,029.79 59 / 671511395 2/1/2008 827.718 $7.88 $6,522.42 In order to transfer (re-register) the accounts, Van Kampen requires the following documentation: • Completed Transfer Form (enclosed) bearing the guaranteed signature of the successor trustee(s) for the Charles & Doris Miller Living Trust • Complete copy of the trust document, dated within 120 days • Completed Trust Certification Form (enclosed) • Certified death certificates for Doris M. Miller and Charles R. Miller A signature guarantee is the witness of a signature and can be performed by a registered broker dealer, a commercial bank or trust company, a savings and loan association, a credit union, a member firm of a national securities exchange, a securities clearing agency, or a federal savings bank. A signature guazantee cannot be performed by a notary public. Additionally, an endorsement guarantee is not acceptable. / , 1-877-SOV-BANK (1-877-768-2265) www.sovereignbank.com CHARLES AND DORIS MILLER LIVING TRUST DORIS M MILLER TRUSTEE CHARLES R MILLER TRUSTEE Balances Beginning Balance $58,216.66 Current Balance statement Period o~ro7roa To o2roeroa PREMIER MONEY MARKET SAVINGS Account # 2334082856 558,401.01 DepositsJCredits + E184.35 Average Daiy Balance $58,216.66 WNhdrawals/Debks - 50.00 Interest Paid this Period " $ 184.35 Annual Percentage Yield Earned 3,800, Earned this Period $ 184.35 Paid Last Year $2,609.29 Paid Year-To-Date $ 381.99 "The interest earned and the interest paid may differ depending on when interest is credited to your account. -~ Account Activity Date Description Additions Subtractions Balance 01-07 Beginning Balance $58,216.66 02-06 INTEREST CREDIT $184.35 $58,401.01 ~~ 02-06 Ending Balance $58,401.01 page 3 oj3 133108?856 Page: 1 Document Name: untitled DDHIST Demand Deposit Display History Acct 0351081046 Request ALLTRANS Alpha key MILLEDM.89 Last stmt 02/29/08 S --Date-- ----Description----- -Serial Nbr- -Reference- * 01/03/08 DAILY BALANCE * 01/09/08 DEPOSIT 06210008550 * 01/09/08 DAILY BALANCE * 01/31/08 INTEREST CREDIT 00000000000 * 01/31/08 DAILY BALANCE * 02/01/08 US TREASURY 303 00077900000 SOC SEC 020108 191182765A SSA * 02/01/08 DAILY BALANCE * 02/26/08 CLOSING TRANSACTION 06271804280 * 02/26/08 DAILY BALANCE 6017 04/11/08 ******** ------Amount------ 10,648.46 300.00 10,948.46 4.13 10,952.59 203.00 11,155.59 (11,155.59) 0.00 _ DDDHISTREQ _ DDDHISTBAL _ DDDMAIN _ DDDACCT _ DDDINT Last page of information. GN20000I02 CONIl~fAND =__> F2=Retrieve F3=Exit F4=CRFwindow F7=Backward ~~ate• 4/14/2008 Time• 11:35:48 AM Fax Server 10/17/2008 4:26:34 PM PAGE RBC Insurance LlbeRy Life Irnuranoe Company PO Box 19087 Greenville, SC 29602-9087 October 17, 2008 Shaun E. O'Toole Via Fax: 717-213-0272 1/001 Fax Server 1.800.234.5514 ^ TraditionaUFbaed Mnuities 1.800.423.9398 ^ Varia6te Lifeli4nnu~es Subject: Insured: Charles R. Miller Contract: 0040085782 Deaf Mr. OToole: Thank you for your recent request corxeming the above referenced annuity contract The. value of this annuity contract was as follows: Issue Date 3/9/gg Premiums Received $20,000.00 HCCtJtrnitaUOn Value On date oT death 129,144.9(3 Accumulation Value at tone of payment $29,559.16 If we can be of any add'fional assistance to you please contact our Customer Care Center at 1-800-234-5514. Sincerely, Customer Care Center Adminiabrsd by ~M Bi^fllns Ttwiebrn^Ibn OtAeoutiig ksuranoe Sepias Coryoretlai ~liiaenmdt+~4d pnrq•~r Total Banking Statement ~ PNCBANK For the period 02/09/2008 M 03/11!2008 For 24-hour information, sign on 1:o PNC Bank Online Banking CHARLES R MILLER AND on pnc.com. Primary account number: 51-4004-3304 Page 3 of 3 =heck Images CNARLf! R. MILLER 8199 DORIC M. NILL[R l~10 C[NTMLAV[. ~ FTI) ICY ~ru+s~H CAY-MILL. VA ITOf~ Dnla R Of4Cf0~ `~~~. ~~~1C ~ S 2CC lw ~t A T ~' H ,~• ~ ;t r ~ ti. ~.~. -`.~ ""/ ~ nouY,~ a ~- ~ PNCBANC *IM•~a TCOr. V.A YM 1'~11d I.1 TIY>, > ~~ For ".~~c _. ~~c..!'r._~?:'J'ti!(~- . _- 1:03~3129~8~: 5 3 4004 3 304N 6399 ,I'00000~0000~~ 6199 $2oo.on o2,~12,~2M18 With PNC Online Banking, you can view, print and save up to the most recent 90 days of your canceled checks -front and back -FREE of charge. Please contact us for additional options. FOgM953q• 1005 Total Banking Statement For t(h. P..toa oyooiioos ee oart woos 8 For 24-hour information, sign on to PNC Bank Online Banking CHARLES R MILLER AND on pnc.com. Primary account number: 51-40043304 Account number: 51-4004.'!304 • continued Paqe 2 of 3 Dam Balsnco Dotal Date Balance Date Balance Oate Balance 02/09 83u.01 02/ 12 t;Rt;.01 02/25 .(x) Do you recen•e a Social Security or SSI check by mail? }sere are three good reasons to switch to direct deposit. It's Safer -mailed checks can be lost or stolen: Easier -your funds are deposited to your PNC Bank account electronically: and Itcst of all it's Com~enient -your money is available without making a trip to the bank. Enrolling is easy. Stop m at any PNC Dank brnnch or call trs at 1-888-762-2265 Gam-12 midnight for more information on ho~• to enroll. Pranium Morlwy Markot Account Summary Aooount number. 5t-3009-2348 Balance Summary Beginning Deposits and Checks and other Endlnq balance other additions deductions balance 5,759.07 .a) 5,759.07 .oo Charles R Miller and Doris M Miller Liv Tst C R >fi D M Miller TTEES Please see the Activity Detail section for additional information. Average monthly Charges balance and tMs 2,879.59 .a) Transaction Summary Cheeks paid/ Cheek Card POS Check Ca-d/BankeaM withdrawals signed transactions POS PIN transactions 0 0 Total ATM PNC Bank Other Bank transactions ATM transactions ATM transactions U 0 0 Interest Summary As of 03/t t, a total of =1e.0>a in interest was Annual Percentage Number or days Average collected Interest Paid paid this year. Yield Earned (APYE) in interest period balance for APYE this period O.OOY 16 !i,759.07 .a) Activity/ Detail Other Doduictions Oate Amount Description (P./25 .00 Chttst:utding !tern Close 0./25 5,759.07 ~~ ithdrtw:il Te104000101i06 0015 There were 2 Other Deductions totaling >3s,~sv.o~. DaDy Balance Dotal Date Balance Date Balance O'2/'OS) !i,7~i5).07 02/2!i .lx) Total Banking Statement 'NC Bank For tth~ period 02/09/2008 tto 03/11/2008 CHARLES R MILLER AND DORIS M MILLER LIV TST C R 8 D M MILLER TTEES 2830 CENTRAL AVE CAMP HILL PA 17011-4516 ~ PNCBANK Primary account number: 51-4004-3304 Page 1 of 3 Number of enclosures: 0 For 24-hour banking, and transaction or interest rate information, sign on to a PNC Bank Online Banking at pnc.com. For customer service call 1-688-PNC-BANK between the hours of 6 AM and Midnight ET. Para servicio en espaffol, 1-866-HOLA-PNC MoviingT Please contact us at 1-888-PNC-BANK ® Write to: Customer Service PO Box 609 Pittsburgh PA 15230-9738 Visit us at pnc.com TDD terminal: 1-800-531-1648 For he:uvig impaired clients oily :eladonship Overview =ank Deposit Accounts Description Account Number Deposit Balance regular Checking 51-4004-3304 .00 'remium A4oney Maz-ket 51-3009-2348 .00 _btal Deposits .00 regular Checking Account Summary Cltarfes R Miller and Doris M Miller Liv Tst account number: 51-4004-3304 C R & D M Miller TTEES =glance Summary Beginning Deposits and Checks and other Ending balance other additions deductions balance 836-01 .00 836.01 .00 Average monthly Charges balance and fees 336.75 .00 Please see the Activity Detail section for additional information. ransaction Summary Checks paid/ Check Card POS Check Card/Bankcard withdrawals signed transactions POS PIN transactions 0 0 Total ATM PNC Bank Other Bank transactions ATM transactions ATM transactions 0 0 0 ,ctivity Detail =hscks and Substitute Checks =heck Date Reference umber Amount paid number i199 '~W.OA U2/ 1': OY5490219 --ther Deductions 'ate Amount X2/25 li3ti.01 Description (hustandinK Item Cluse Withdrawal 'I'e104(xN)lOtiOti 001'7 There is 1 check listed totaling 5200.00. There were 2 Other Deductions totaling $838.01. FORM953R-1005 REV-1511 EX+ (12-99) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Miller, Charles R. 21-08-0164 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1 ~ Parthemore Funeral Home, 1303 Bridge Street, New Cumberland, Pennsylvania 11,107.66 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s)IEIN Number of Personal Representative(s) _ Street Address City State Zip Year(s) Commission Paid: 2. Attorney Fees 24,000.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees 2,000.00 5. Accountant's Fees 6. Tax Return Preparer's Fees ~. Sovereign Bank -Bank service fee 10.00 8. PPL -electric bill 84.07 s. Pennsylvania American Water -water bill 71.17 ~ o. Verizon -telephone 9.73 11. Terminex 342.38 t2. Lewis B. Buchanan -fuel oil 580.36 TOTAL (Also enter on line 9, Recapitulation) $ 38,205.37 (If more space is needed, insert additional sheets of the same size) REV-1512 EX+(12-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE 1 DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF FILE NUMBER Miller, Charles R. 21-08-0164 Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. (If more space is needed, insert additional sheets of the same size) REV-1513 EX+ (9-00) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE J BENEFICIARIES ESTATE OF FILE NUMBER Miller, Charles R. 21-08-0164 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE t TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] 1 ~ Jeffrey M. Dows, 175 Brindle Rd., Mechanicsburg, PA 17055 Grandson 100% ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET tl NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET I $ (If more space is needed, insert additional sheets of the same size) "noun Otren" Last ~i~Q .~4KaC ~estaw~e~t of Charles R 11~11er I; Charles R. Miller, a resident of Camp Hill, Pennsylvania, being of sound and disposing mind and memory and over the age of eighteen years, do hereby declare this to be my Last DVill and Testament and I expressly revoke all Wills, including codicils, heretofore made by me. ARTICLE I 1.1 I hereby declare that at the time of making this Last WiII and Testament that I am married to Doris M. Miller. 1.2 I declare that I have the below listed children a# this time: Joanne L. Fedora ARTICLE II 2.1 I declare the entire residue of my estate- be distributed to the .Trustee(s) then in office- under that trust designated as "The Charles and Doris .Miller Living Trost" established ,Tt,1~ ~.5 19 9~ , of which I am a grantor. I direct that: theresidue. of my estate shall be added to_ administered, and distributed as part of that frost, according to the terms of the trust and any amendment made to it before my death.. To the extent permitted by Iaw, it is not myintent bo create a separate tract by this will or to subject the frost or the property added to.it by this-will to the jurisdiction of the probate court. 2.2 I hereby direct that-my Executor or my Trustee(s) may. elect to: (1) use administrative- expeases as deductions either-for estate.talc pnxposes or income tat purposes; and (2) to use either date of death values or optional values .for estate. tax: proposes; .regardless of the effect thereof on any of the interests ender this 1JVil1. 2.3 I farther .direct that my Executor or Trustee(s) -shall not be re advance of the due date thereof, inclu ' ~d to paY ~Y debt in dmg installment obligations, but instead may Pay the same . in installments as each installment comes due.. However. if the Trustce(s) deems it to. the advantage of the estate any or all debts may be paid in advance'of their regnired installments: 2.4 I stipnlate_ that-any. asset under litigation, .lien, or claim .that might cause the assets of the. aforementioned Trost to be compromised in any.fas~on, be held separate from the said Trust until it is flee of any claim or threat to the integrity of the Trost. ARTICLE-III 3.1 If the disposition. in Article II, above, is inoperative or is invalid for any reason, or if the trust referred to in Article II above, fails or is revoked,:I incorporate.herein by reference, the terms of that trust,.. as if executed on this date, without giving effect to any amendments-made subsequently, and I.bequeath and devise the residue of my estate to the Trustee(s).. named in- the..twist as .Trustee(s), to be held, Signed ... - ~.j~.. ~ ~ jJ/J(/(/~f % ; {~''~C 1~LL E~t.i Page I administorod, and distributed as provided is that instrument ARTICLE IV 4.1 I do hereby nominate the following individual(s) as the Executor(s) of this Will, to serve in the order listed: Doris M. Miller, Jeffrey M. Doors. 4.2 The Executor shall have full power .and authority to carry out the provisions of the Will, including the power to manage -and operate during the probate of my estate any property and any business belonging to my estate_ However, the Executor should not compromise the referenced trust in any fashion by premature transfer of assets that may carry any claim or litigation into the Trast. 4.3 The Executor or Trastee(s) shall serve without bond. However, in the event that one (1) or mare bonds are required for one (1} or more such individuals, in their.capacities as Executors hereunder; then 1 request that such bonds be nominal bonds, and, my Executor shall pay any such bond premiums; as bonds premiums are due, as administration expenses of my estate, until the administration of my estate is completed. ~ WITNESS R~HEREOF,1 have herermro sabscrt-bed my name to this document, my last win and Testament, which consists of three (3) typewritten pages, and for the purpose of identification, I have initialed or signed each page, all in the presence of the persons who are witnessing, at my request, the execution of this, my last Will and Testament on this 2 S day of 3'v 1,. Charles R. Miller Certificate of Acknowledgement of Notary Public Commonwealth of Pennsylvania) - as, County of Cumberland ) On this 25 day of T.t1T_ A.D:..19 9E appeared before me Chazies R. Miller personally known to me (or proved to me on the basis of satisfactory evidence} to be the person whose name is subscribed in this instrument, and acknowledged.that he/she executed it. T1~ ~~/%' k~l _ Residing in Notary Public My Commission Expires ~~~ Seal Norar Notary c NOTARY SEAL: ~~~Explres~~g 2 ATTESTATION The foregoing instrument, which consists of three (3) typewritten pages, was signed; sealed, published, and declared by Charles R. Miller, the testator, to be the testators Last Will and Testament, in our presence, and we, at the testator's request and in the presence of each other, have hereunto subscribed our names as witnesses, this 25 day of ~U1 ;~ . 19~~ at ~~..,.p ~-~ ( ) o.. _S~~L~I.d' (Witness Signature) Date ~_ ~~~~ 1..-_ EX'S] (Print Name). 2S' 1 C'e~-4-~s.l ire (Address). ~ . ~c. 17 4 l L (City, State, Zip Code). _ 7 ~~ ~- '' (Witness Signature) ~ ~~ Date Z,,r a tne.. ~~ ~e t ~ (Print Name} 3oas ~~t~ ~Iv~ -. (Address _ [ 0-•+0 ~' 1 ~ ~Po.• t ~~ l l (Cify, :Stgfe, Zip Code) ACKNOWLEDGEMENT OF THE EXECUTION OF THE LAST WILL AND TESTAMENT OF Charles R. Miller We, whose names are signed below, each declare under penalties of perjury: that Charles R. Miller, the testator, executed the foregoing instrument as the testator's last will and testament; that in our presence, the testator signed the testators signature and declared that such signing was the testator's free and voluntary act for the propose of executing .the testator's last will and testament; that each of the Witnesses thereto,in the presence of the testator (and at the testator's request) and in the presence of each other, signed such instrument which the testator stated to be the testator's last will and testament; and, to the best of our knowledge, the testator was, at the time of the testator's signing and at the time of the . signing of the witnesses, eighteen (18) or more pears of age and of sormd mind. ~iUl f~ /J C I/Gf T 2/.ZS/19 9 fo Charles R. Miller 1 Witness Signature) ~ Date t~ '('O CY? [ ~ (Print Name) _` ~ S'~ ! Cc,ti l lw (Address) - ~'~ ~ 4-~- l 1. ~d !'~ o l ( (City;. Stage;.Zip. Gode) . =, (Witness Signature) ~ ~J ~f~ Date T pro r\e ~. o~ C l l {Print Name) 3oOS ~a.~~ K{we.. (Address) ~.. 1-4-~ 1 ~~ ~~ l "14 t ( (City, State; Zip Code) _~ ~ . .Signed ~. ~/ ( .,. ~~ Page S The Charles and Doris Miller Living Trust TRUST AMENDMEN'T' AGREEMENT This Amendment Agreement is made concerning The Charles and Doris Miller Living Trust, by Charles R. Miller and Doris M. Miller, whose address is ~~3c CAS---+.-_.l A„~ in the city of C.~,,.0 1 "1 ~ in the Commonwealth of . , (hereinafter called the "Trustors ). WITNESSETH: The parties hereto are the parties of a certain Trust Agreement dated '7- 1.c-, - 9(r Under the terms of said Trust Agreement, specifically Article X1V, Trustors reserved the right to revoke, amend, alter or terminate such Trust. Now Therefore, in consideration of the premises herein, the Trustors hereby amend and modify said Trust Agreement as follows: The following shall replace Article iV, Paragraph B of said trust: Jeffrey M. Doors, (grandson shall receive a 100% share). Individual beneficiaries will receive their portion of the trust estate as follows: at the age of Eighteen (18)• The following shall replace Article VIII, Paragraph A, Third of said trust: THIItD: At the death of the survivor of -the Trustors, the following, shall serve as successor Trustee(s), in the order listed: Jeffrey M. Doors All other terms of the Trust are ratified by the Trustors. IN WITNESS WHEREOF, the parties hereto execute this Amendment of Trust this ~] day of Charles R. Miller ~ Doris M. Miller ~f `~ Certificate of Acknowledgment of Notary Public Commonwealth of Pennsylvania ) :ss. County of Cumberland ) On this 7 da of M. Miller y A-D• 20 04 ,appeared before me Charles R. Miller and Doris personally (mown to me ~ r proved to me on the basis of satisfactory evidence) to be the persons whose names are subscribed in this instrument, and acknowledged that they executed it. J Residing in Notary Public My Commission Erp~ri~s NOTARY SEAL:. ~~~ NOrihNewtOrlTiCur~r1berfarld~ - My Conrnisaion Expires May 17~ t1AerMer Aer~nsylranie AIpn d Noi~ .~~ze G~zarfes anon l~orzs J~llerl~'iulny ~rusf ARTICLE i Tna-~s{~en ~k Tnust For good and valuable consideration, the Trustors, Charles R. Miller and Doris M. Miller, husband and wife, of Camp Hill, Pennsylvania, County of Cumberland, hereby transfer, convey, and deliver to the Trustees and their successors the property listed in Schedule "A" or supplemental schedules annexed thereto and incorporated herein by reference, to have and to hold the same, and any cash, securities, or other property which the Trustees may, pursuant to any of the provisions hereof, at any time hereafter hold or acquire, all of such property being hereinafter referred to collectively as the "Trust Estate" for the uses and purposes and upon the terms and conditions herein set forth. ---~ ARTICLE tl T~ispositioca Se~one tie ~Deat~ o~ OKe o~ tRe Tnustons Before the death of one of the Trustors, the Trustees shall hold, manage, invest, and re-invest the Trust Estate, and shall collect the income thereof and shall dispose of the net income and principal as follows: A. The Trustees shall pay. to the Trustors all of the net income of this Trust, in monthly or other convenientinstalIments, but at least annually. The Trustees may, in their discretion, pay or apply for the benefit of the Trustors, in addition to the income payments herein provided for, such amounts of the principal of the Trust Estate, up to the whole thereof, as the Trustees may from time to time deem necessary or advisable for the use and benefit of the Trustors. 9,.~~Q/, 1G ~~~yp i ARTICLE III ~Dispos~tio~ .}L~-te.~. tR.e ~eat~. o{~ tR.e ~~nst off- t~.e Ti~ustons A. After the death of the first Trustor, the trust estate shall be divided into two (2) parts, one part to be denominated as the Marital Trust and the second to be denominated as the Family Trust. There shall be allocated to the Family Trust, all of the separate property of the deceased Trustor .and the deceased Trustor's joint property interest in and to property of the trust estate. PROVIDED, HOWEVER, in the event assets allocated to the Family Trust shall exceed in value the amount of the Federal Unified Estate and Gift Tax Credit Exemption Equivalent available under Section 2010 of the Internal Revenue Code, as amended, and the Regulations thereunder or any corresponding or substitute provisions applicable to the Trust Estate, sufficient assets shall be reallocated from the Family Trust to the Marital Ti•ust to reduce the value of assets allocated to the Family Trust to an amount equal in value to said Federal Estate and Gift Tax Credit Exemption Equivalent. All other assets shall be allocated to the Marital Trust. It is the Trustors' intention to have the Marital Trust qualify for the marital deduction under LRC. Section 2056 and the Regulations thereunder or any corresponding or substitute provisions applicable to the Trust Estate. In no event shall the Trustees take any action or have any power that will impair the marital deduction, and all provisions regarding the Marital Trust shall be interpreted to conform to this primary objective. B. As to the assets allocated to the Marital Trust, the surviving Trustor hereby reserves and is hereby granted a general power of appointment. Trustees shall make such distributions from assets and income of the Marital Trust as the surviving Trustor shall direct. In all events, all income of the Marital Trust shall be distributed to the surviving Trustor, not less frequently than annually. Upon the death of the survivor of the Trustors, the Trustees shall distribute the then-remaining principal and undisbursed income of the Marital Trust, if any, to such person or persons, including the estate of the survivor, as the survivor shall appoint. Such appointment shall be made by the survivor amending this Marital Trust, or by the survivor referring to and by affirmatively exercising this power of appointment in his or her Last Will and Testament. 9ni6'als J~ aye 2 1. Any principal and income of this Trust not effectively appointed by the survivor shall be added at the death of the survivor to the Family Trust and shall be held and administered as a part thereof; provided, however, that the Trustees may, in their discretion, first pay from the Marital Trust alone, the last illness and funeral expenses and any death taxes of the survivor of the Trustors. 2. If the survivor of the Trustors disclaims part or all of the fractional interest in the Marital Trust as referred to in this Article the disclaimed property shall be administered immediately according to the terms and conditions, and to the same beneficiaries, as set forth in Article IY, of this Trust Agreement. C. As to the assets allocated to the Family Trust, the Trustees shall identify the assets allocated to the Family Trust and shall maintain the identity of said assets, including any proceeds or replacements, during the life of the surviving Trustor, allowing that the Trustees may, at their discretion, make Fair Market Value exchanges of equivalent amounts of assets between the Marital. Trust and the deceased Trustor's joint property interests in property of the Family Trust. From the assets identified as the Family. Trust, and he income therefrom, the Trustees of the Family Trust shall distribute to said survivor, first, all of the net income, and second, as much- of the principal of the Family Trust as necessary. or appropriate for the health, education, and maintenance of said survivor, and to provide for the support of said survivor in his or her accustomed manner of living, including reasonably adequate health, medical, dental, hospital, nursing and invalidism expenses. 1. It is the Trustors' intention that the surviving Trustor shall have only a limited power of appointment in regards to the principal of the Family Trust as defined under I.RC. Section 2041(b)(1)(A) and the Regulations thereunder or any corresponding or substitute provisions applicable to the Trust Estate. In no event shall the Trustees take any action or have any power that will impair the linuted power of appointment, and all provisions regarding the Family Trust shall be interpreted to conform to this primary objective. D. Upon the death of the survivor of the Trustors, the Trustees shall dispose of the then-remaining principal and income of the Family Trust as directed in Article IV ARTICLE IV Uispositiok ok ~eatR. o{~ tP~e Surt.trit~o~. o~ tRe T~.ustons A. Upon the death of the survivor of the Trustors, the property of the Family Trust, including any portion of the Marital Trust added thereto, and including also any other portions added thereto from the estate of the Trustors or other sources, along with the undistributed income shall be held in trust and shall be administered and disposed of as follows: B. Joanne. L. Fedora, (daughter shalt receive all automobiles of the trustors, plus a 25°/..share of the balance of the trust estate, however, the 25% share of the balance of the trust estate shall not exceed Forty Thousand {$40,000) Dollars), Jeffrey M. Doors, (grandson shall receive a 100°/Q share of the balance of the trust estate). Individual beneficiaries will receive their portion of the trust estate as follows: at the age. of Eighteen (18). However,. Joanne L. Fedora shall receive her portion of the trust estate as follows: 1/5 of her shaze immediately upon the death of the surviving trustor, 1/5 of the balance of her shaze One (1) yeaz after the death of the surviving trustor, 1/5 of the balance of her shaze Twa (2) years after the death of the surviving trustor, 1/5 of the balance of her share Three (3) years after the death of the surviving trustor, and the balance of her shaze Four (4) years after the death of the surviving trustor . C. And as thusly divided, each said shaze or part shall be held as a 9Qib'ab 'J~.:y17 ~~ay" a separate trust for the benefit of the person or persons for whom it was set aside and shall be held, administered, and distributed as follows: 1. The Trustees may use and expend or apply so much or all of, first, the income, and second, the principal of the trusts hereby created for the benefit of a beneficiary hereof, and said amounts shall be used as the Trustees determine necessary or advisable and in such reasonable manner as the Trustees see fit, to provide for the health, reasonable comfort, education, support, and maintenance of the beneficiary for whom such trust shall have been created. Provided, however, that in determining said amounts the Trustees shall first take into account the needs, assets, and other available sources of income and support of a beneficiary thereof. Provided, further, however, the said powers of encroachments upon the beneficiary's share shall be limited to the respective shares held for the respective beneficiary. 2. As and when a beneficiary shall meet the requirements designated in pazagraph B, above, the Trustees shall distribute to said respective beneficiary the. share of the Trust estate .for him or her, free and cleaz of trust. 3. If any of the individual beneficiaries shall be deceased, then the Trustees shall divide the shares or part for the deceased beneficiary into as many equal shares as may be necessary to provide one part or share for the' then living descendants of the deceased beneficiary, they taking per stirpes; or, in the event a beneficiary is for any reason unable or unwilling to take any portion of his shaze of the Trust Estate pursuant to the above paragraphs of this Article IY, then such portion shall be distributed to his or her living descendants equally, they tak~g per stirpes, and if there be no such descendants, then such funds shall be equally divided between such beneficiary's. then-living brothers and sisters, and if there be no brother or sister then living, then such funds shall be divided equally between the descendants of such beneficiary's brothers and sisters, they taking per stirpes, and if there be no descendants of such beneficiary's brothers ar sisters then living, then the Trustees shall add that portion of the property of that beneficiary to the other portions of the other living beneficiaries, and if there 9rtili~ ~~ ~~~a~ s _ are no other living beneficiaries then: One-half to the living heirs at law of the first of the TrustOTS to die, and one-half to the living heit5 at law of the last of the Trustors to die; provided, further, that said heirs at law of each of the Trustors shall take the Trust property, in the same priority and in the same distributive order as listed in the Pennsylvania law of intestate succession, as in force on the date of the signing of this Trust Agreement; provided, further, if one of the Trustors has no living heirs at law, then his or her one-half shall pass to the living heirs at law of the other Trustor. And as thusly divided, each said shaze or part shall be held as a separate trust for the benefit of the person or persons for whom it was set aside and shall be held, administered, and distributed according to subparagraphs I., 2., and 3., of paragraph C., Article IY. Notwithstanding anything contained to the contrary in this paragraph, if, under the provisions of this subparagraph 3., of paragraph C., Article IY, any person who does not yet meet the requirements designated in pazagraph B, above, shall become entitled to a share of the Trust Estate, such share .shall not be distributed to such beneficiary, but shall be retained in trust for said beneficiary's benefit, and shall be held, administered, and disposed of according to s:~bparagraphs 1., 2., and 3., of paragraph C., Article IY. 4. If under the terms of this Article IY, upon the death of any beneficiary, any other person for whom a share or portion is being held in trust shall become entitled to an additional shaze or portion, such additional shaze or portion shall not be delivered free of trust, but shall be added to the principal of the shaze or portion held in trust for such person and shall go as and with the same. 5. At the death of both of the Trustors, the Trustees shall distribute all of the Trustor's personal effects or other assets, including any contents of the Trustor's residence, to the persons named in one or more letters of instructions, entitled "Disposition of Personal Effects" referring to Article IY., Subparagraph C., of this Trust Agreement, dated and signed by the Trustors and located among the Trustor's important papers at the time of his or her death. In the event that either of the Trustors have inadvertently named two or more persons to take a particular item, then the most recently dated letter 9nhe/, ~~ ~ =~-LLlf''~ 6 of instruction shall control. 6. If any beneficiary named in paragraph B, above, is an organization, and such organization does not exist at the time of the death of the Trustors, then, if the organization was a charitable institution, the share designated for that charitable organization shall be distributed to another organization, chosen by the trustees, who has similaz purposes and functions as the chazitable organization that no longer exists. If the organization was not a charitable institution then the shaze designated for such organization shall be added back to the balance of the trust estate and divided to the other beneficiaries named in pazagraph B, above. 7. A trustee in its discretion may terminate and distribute any trust hereunder if the trustee determines that the costs of continuance thereof will substantially impair accomplishment of the purposes of the trust. The trustee shall terminate and forthwith distribute any trust created hereby, or by exercise of a power of appointment hereunder.. Distribution under this section-shall be made to the persons. then entitled to receive or have the benefit. of the income from the trust in the proportions in which they are entitled thereto, or if their interests aze indefinite, then in equal shazes. D. Whenever used herein,. the term "issue", "child", "children", and "descendants": include adopted issue,. adopted child, adopted children and adopted descendants, as well as natural issue, natural child, natural children, and natural descendants, and include descendants. of adopted issue,. adopted child, adopted children, and adopted descendants. Provided, however, adopted issue who are also natural issue shall take their -share of the Trust Estate only in one capacity, such capacity being the one which grants to such issue the larger share. Where applicable, the masculine includes the feminine, and .vice .versa, and the neuter includes the masculine or feminine, and vice versa. Where applicable, the singular includes the Plural and vice versa. ARTICLE V Spekdt~.i{~t PnoU~isiok No beneficiary of this trust, other than a Co-Trustor, shall have any right to alienate, encumber or hypothecate his interest in the trust to claims of his creditors, or to render such interest liable to attachment, execution, or other process of law. The income of this trust shall not be pledged, assigned, transferred, sold or accelerated, anticipated or encumbered in any manner whatsoever by any beneficiary, nor shall any income of the trust be in any manner subject or liable in the hands of the Trustees for the debts, contracts or encroachments of any beneficiary or be subject to any assignments or any other voluntary or involuntary alienation or disposition whatsoever. If the creditor of any beneficiary, other than a Co-Trustor, who is entitled to any distributions from a trust established under this instrument shall attempt by any means to subject to the satisfaction of his claim such beneficiary's interest in distribution, then, notwithstanding any other provision herein, until the release of the writ of attachment or garnishment or other process, ~e distribution set aside for such beneficiary shall be disposed of as follows: 1. Distribution. to Beneficiary. The Trustees shall pay to or apply for the benefit of such beneficiary such sums as the Trustees shall determine to be necessary for the reasonable health, education (including study at institutions of higher learning) and support of the beneficiary according to his or her accustomed mode of life. 2. Disposition of Excess. The portion of the distribution that the Trustees shall determine to be in excess of the amount necessary for such health, education (including study at institutions of higher Teaming) and support shall be added to and become principal of the trust shaze of such beneficiary and will be paid to said beneficiary or subsequent heirs in a manner to maximize the benefit to the beneficiary without compromise of the intent of this trust to provide an inheritance to the heirs. .~nr~~ ~ ~~j -~~ e ARTICLE VI IrctraQ.id ~t.oU'isiotaS If any provisions of this trust are held to be invalid, none of the other provisions shall be thereby rendered invalid or inoperative as long as the remaining Trust Agreement does not frustrate the intents of the Trustors, but tends to accomplish their overall objectives. ARTICLE VII Pe,><petuitieS Satrir~~s ~P,ause In any event, and anything to the contrary herein contained notwithstanding, the trusts created in this agreement shall terminate upon the day next preceding the expiration of Twenty-one (21) years after the death of the Trustors and their issue now living, in the event these trusts shall not have previously terminated in accordance with the terms hereof. Itr the event of termination of these trusts as provided for in this paragraph,- the Trustees shall distribute the Trust Estate as it shall then be constituted, together with-any new. income, to the benef ciazies then entitled to the income from the Trust Estate in the same proportions in which they are entitled to such income. ARTICLE VIII T~.ustees A. The following people will act as Trustees in the following order of succession: FIRST: Charles R. Miller and Doris M. Miller SECOND: At the death of the first Trustor the survivor of the Trustors, as trustee of __"( ~--~F- ~ the Marital Trust, and as Trustee of the Family Trust. THIRD: At the death of the survivor of the Trustors, the following, shall serve as successor Trustee(s), in the order listed: Jeffrey M. Dows and then John J. Shuttlesworth. FOURTH: If none of the nominated individuals are able or willing to serve as Trustees, then a Trustee(s) chosen by a majority of the beneficiaries, with a parent or legal guardian voting for minor beneficiaries; provided, however, that the issue of any deceased child shall have collectively only one vote. B. Whenever more than two trustees are designated to act concurrently, a majority of the Trustees, whether individual or corporate, shall have the power to make any decision, undertake any action, or execute any documents affecting the Trusts created herein, but the dissenting or nonassenring Trustees shall not be responsible for any action taken by the majority pursuant to such decision. Before or after the death of the first Trustors to die, if only two individual Trustees are in office, they must act unanimously; provided, however, the Trustees .may form jointly savings, checking or investment accounts that require only one Trustee's signature to effect transactions for such an account. If any- individual and _a corporate Trustees are in office, the determination of the individual Trustees shall be binding. C. Any Trustees may from time to time delegate to one or more of the remaining Trustees any powers, duties, or discretions. Every such delegation shall be made by a writing delivered to the delegate or delegates, and shall remain effective for the time therein specified or until earlier revocation by a writing similarly delivered. Everyone dealing with the Trustees shall be absolutely protected in relying upon the certificate of any Trustee as to who are the Trustee(s) for the time being acting, and as to the extent of their authority by reason of any delegation or otherwise. D. No Trustee(s) named above need give bond in any jurisdiction. If a fiduciary's bond may not be dispensed with, the Trustors request that the bond be accepted without surety and in the lowest possible amount In the absence of breach of trust, no Trustee(s) shall ever be required to qualify before, be appointed by, or account to 9nilia! ~~yx~ `?» Faye ro atly COUTt, OT Obt8112 the Order or approval of any court in the exercise of any power or discretion herein given. The Trustees ate entitled t0 Otdlnaty and reasonable compensation for services rendered in the administration and distribution of the estate. ARTICLE IX Po~rens o{~ tR.e Trustees A. The Trustees shall have full. power to do everything in administering these trusts that they deem for the best interests of the beneficiaries (whether or not it be authorized or appropriate for fiduciazies but for this broad grant of authority}, including power: 1. To acquire by purchase or otherwise, and to retain so long as they deem advisable, any kind of realty or personal property, or undivided interests therein, including common and preferred stocks, bonds, or other unsecured obligations, options, warrants, interests in investment trusts and discretionary " common trust funds, alt without diversification as to kind or amount, without being limited to investments authorized by Iaw for the investment of trust funds, and power to hold or take title to property in the name of a nominee. 2. To sell for .cash or on credit, at private or public sale, exchange, hypothecate, sell short, or otherwise dispose of any real or personal property. 3. To make distributions, including distributions to themselves as Trustees, in kind or in money or .partly in each, even if shares be composed differently; for such purposes, the valuation of the Trustees shall. be given effect if reasonably made. 4. If, in the Trustee's discretion, any beneficiary (whether a minor or of legal age) is incapable of making proper disposition of any sum of income or principal that is payable or appointed to .said beneficiary under the terms of this Trust Agreement, the Trustees may apply said sum to or on behalf of the beneficiary by any one with whom the beneficiary resides, or by 9,,:t~Q1 ~ `7~r ~ ~ ~i __ payments in discharge of the beneficiary's bills or debts, including bills for premiums on any insurance policies, or by paying an allowance to a beneficiary directly. The foregoing payments shall be made without regard to other resources of the beneficiary, or the duty of any person to support the beneficiary and without the intervention of any guardian or like fiduciary; provided, however, that the Trustees shall ensure and see to the application of the funds for the benefit of the beneficiary, so that the funds will not be used by any adult person, or any other person for a purpose other than the direct benefit of the beneficiary, and particularly so that said funds will not be diverted from the purpose of support and education of said beneficiary. 5. To determine whether and to what extent receipts should be deemed income or principal, whether or to what extent expenditures should be charged against principal or income, and what other adjustments should be made between principal and income, provided such adjustments do not conflict with well-settled rules for the determination of principal and income questions. 6. To delegate.- powers to agents ..including accountants, investment counsel, appraisers, legal counsel, and other experts, remunerate them and pay their expenses; to employ custodians of the Trust assets, bookkeepers, clerks, and other. assistants and paq them out of income or principal. 7. To renew, assign, alter, extend, compromise, release, with or without consideration, or submit to arbitration or litigation, obligations or claims held by or asserted against the Trustors, the Trustees, or the Trust Assets. 8. To borrow money from others for the payment of taxes, debts, or expenses, or for any other purpose which, in the opinion of the Trustees, will facilitate the administration of these trusts, and pledge or mortgage property as security for such loans; and, if money is borrowed from any Trustees, individually, to pay interest thereon at the then-prevailing rate of interest. 9. To lease, or grant options to Lease, for periods to begin presently or in C the future, without regazd to statutory restrictions or the probable duration of any trust; to erect or alter buildings or otherwise improve and manage property; demolish buildings; make ordinary and extraordinary repairs; grant easements and charges; make partywall contracts; dedicate roads, subdivide; adjust boundary lines; partition and convey property or give money for equity of partition; to be either a general or limited partner. 10. To enter into transactions with any other trust in which the Trustors or the beneficiazies of the Trust Agreement, or any of them, have beneficial interests, even though any Trustee of such other trust is also a Trustee under this Trust Agreement. 11. To exercise all the foregoing powers alone or in conjunction with others, even though any of the Trustees are personally interested in the property that is involved, notwithstanding any rules of law relating to divided loyalty or self-dealing. _ 12. The Trustees may engage in the practice of writing. options on all recognized exchanges and .buy and .sell, on mazgin or otherwise (including "short" sales), securities of every.- nature, limited partnerships, and commodities. 13. The Trustees may make gift transactions_ However, no Trustee, other than the Trustors acting as Trustees, .shall have the power to make gifts, other than to the spouse of a Trustor, in excess of the amount excluded from gift tax under. section 2503(b) of the Internal Revenue Code of 1986, as amended, or any successor thereto. No Trustees, other than the Trustors acting as Trustees, shall be authorized to make gifts to charities except in satisfaction of a written pledge of a Trustor. No Trustees, other than the Trustors acting as Trustees, shall be authorized to make gifts to any person who is not a descendant of a Trustor or a beneficiary under this Trust or of the Last Will and Testament of a Trustor, or the spouse of such descendant or beneficiary. B. Any Trustee may decline to act or may resign as Trustee at any time .~itiflolr ~ir(/yL1 ,,,_}~j, l~/.7cye /3 by delivering a written resignation to the beneficiaries of a trust then subsisting. C. From the income of the trusts hereby created, or, if that be insufficient, from the principal thereof, the Trustees shall pay and discharge all expenses incurred in the administration of the Trusts. D. No successor Trustees shall be liable for any misfeasance of any prior Trustees. ARTICLE X .~Idditiorts to Tn.ust It is understood that the Trustors or any other person may grant, and the Trustees may receive, as part of this Trust, additional real and personal property, by assignment, transfer, deed, or other conveyance, or by any other means, testamentary or inter vivos, for inclusion in the. Trust herein created. Any such property so received by the Trustees .shall .become a part of the Trust into which it is transferred and shall become subject to the terms of this Agreement. If such property is not specifically appointed to either the Marital Trust or the Family Trust in particulaz, it shall be divided equally between the two Trusts. ARTICLE XI ~2~eC~QtlOk O~ .}(Ut~iOlLit(~ During physical or mental incapacitation, each of the Trustors herein appoints the other, if he or she is incapacitated, or if both aze incapacitated, the next successor Trustees, to succeed to his or her place, during said period of incapacitation, as either Trustees, Guardian, Executor, or in any other legal capacity, whether appointed, orally O1 in Ming, and to supervise all matters in which either of the Trustors had the right to act if he or she had not become incapacitated. Incapacitation shall be established either by a court of competent jurisdiction or by a written statement filed with the /I Trustees and signed in good faith by two (2) physicians unrelated to either of the Trustors or the beneficiaries. During any period of incapacity or incompetency of either Trustor the Trust is irrevocable and unamendable in regazds to its operation or disposition for the affected Trustor. If both Trustors become incapacitated or incompetent the trust is irrevocable and unamendable during the incompetency. If a Trustor regains competency, the trust will again become amendable and revocable in regards to the recovered Trustor. If both Trustors regain competency, the trust will again become fully amendable and revocable. ARTICLE XI! Panties ~Deaeikg ~Wit~. Trustees No purchaser, and no issuer of any stock, bond or other instrument. evidencing a deposit of money or property, or other person dealing with the Trustees hereunder with respect. to any property hereunder as .purchaser, lessee, party to a contract or lease, or in. any .capacity .whatsoever, shall be under any obligation whatsoever to see to the disbursing of money paid to the Trustees or to the due execution of this Trust, in any particulaz, but such persons shall be absolutely free in dealing with the Trustees on the- same basis as though the Trustee(s) was the absolute owner of the said property, without any conditions, .restrictions, or qualifications whatsoever. ARTICLE XIII SepaKate ~.ope.><,ty to ~2ewtaik as Separ~.ate Pt~.opent y All property conveyed or transferred to the Trustees or now held by the Trustees pursuant to this Trust Agreement that was community property or separate property at the time of such conveyance or transfer shall remain, respectively, the community property or the sepazate property of the Trustor transferring such property to the Trustees, unless otherwise designated. Accordingly, while hoth of the Trustors aze alive, the Trustees shall pay to each of the Trustors only the income or principal ~nf,~ ~~/~r(/ from his or her separate trust property that each has contributed to this Trust. ARTICLE XIV ~etrocatiou and .~~.eud+~.ekt A. As long as either of the Trustors aze alive, each of them reserves the right, without the consent or approval of the other, to amend, modify, revoke, or remove from this Trust any and all property that was their separate property, as referred to in Article XIII above, that they individually contributed, in whole or in part, including the principal, and the present or past undisbursed income from such principal. After the first of the Trustors has died, the survivor may amend or revoke only the Marital Trust, while the Family Trust shall continue as an irrevocable Trust and will be administered and distributed as set forth herein. On the death of the survivor of the Trustors, .the remainder of the Trust Estate, and the trusts created hereinafter, may not be amended, revoked, or terminated, other than by disposition of the trust property to the beneficiaries according to the terms stated herein. B. While both of the Trustors aze alive, they shall have full authority, in their discretion, to sell, convey, or mortgage property in their own names, without disclosing their capacity as Trustees of this Trust .Agreement; any such sale or conveyance of property in accordance with this provision, shall be considered as, and shall cause, a partial revocation of the Trust with respect to the property so conveyed or sold, and shall be sufficient to remove said property from the Trust. ARTICLE XV bested Iktenest off- ~2Ke~iCialtieS The interest of the beneficiaries is a present vested interest which shall continue until this Trust is revoked or terminated other than by death. V __ ARTICLE XVI Got~en.~ir~C~ Lai This Agreement shall be construed and regulated by the laws of the Commonwealth of Pennsylvania. ARTICLE XVII ~owu+toK ~iSUStelt In the event the Trustors shall die under circumstances in which it is difficult or impossible to ascertain who died first, for the purposes of this Trust Agreement, it shall be conclusively presumed that Doris M. Miller had survived her husband, Charles R. Miller. ARTICLE XVIII ~atastnopRiC IQ2c~ess Should a catastrophic illness affect one of the Trustors while they are both living, then the Trust Estate shall. be divided into sepazate property of each Trustor, in a manner that complies with all pertinent laws and regulations, and not nullifying any other provision required for the administration or allocation and distribution of the Trust, so as to preserve for their benefit the estate of the Trustor not so affected. Catastrophic illness shall be defined as an illness that renders the affected Trustor incompetent or not capable of caring for themselves such that full-time care is required, and it is reasonably anticipated that such caze shall be needed for a period of six months or longer. The property of the Trust Estate shall be divided proportionally to each Trustor one-half of the joint property of each Trustor and their sepazate property. f' • t Estate allocated to each Trustor se ale bps ~a and shall be subject to th After the division, the share of the Trus for ali Pure°ses, d separate PiOPem' art of the Trust Estate. sole an ro erty remains P conditions hereof if that p P a elect to divide the Trust the catastrophic illness, m y etent The Trustor affected by if the affected Trustor is not comperson these pTOViy-ions. or the p for shall mare the division, Estate in accordance ~~ lien the co-trus to manage thC1T affairs, . fact for the Trustor in their Durable Po a etrhe div~s o e ' designated as the attorney in ected Trustor, shall mak or a court appointed conservator for the aff cle, other provisions rovisions of this arts ~~income only" Upon the implementation of the F for shall become ~ the Trust of the affected This buted to the Trustor not withstanding' us of the Trust shall be distn Trust, in which none of the core hic illness, but will be held for the be]]ne s.f t e during the time of the catastrop from the catastrophic affected Trustor, in anticipation of their recovery ARTICLE XlX I~ T~no~~ st shall, singly or in beneficiary under this tru of this In the event that ariY court the validity erson or persons, contest in any other p ~ adjudication in any conjunction ~~' ~'y Will or shall seek to obtain ill or or's Last trust or of a deceased Trust t or any of its provisions, or that such W court that this trus or set aside this trust proceeding ~ any is void, or seek otherwise to void, nullify, iven to him any of its provisi°ns. erson to take any interest g then the right of that p ed had the Person or any of its provisions, this shall be determined as it would have been determm is/aie authorized by Bement. The Trustee(s) ~ nature predeceased the execution of this Trust ASr contest or other attack of any ease of the trust estate, any to defend, at the exP rovisions. on this trust or any of its p g,,;h~ j ,. • ARTICLE XX .~ltton~ey f2epneser~tatio-~ The attorney of record for the preparation of this trust is John C. Stambulis, of Heritage Assurance Group. If assistance or instruction concerning this trust is required, the Trustors request that the Trustee(s) call their attorney, John C. Stambulis, or another attorney knowledgeable in Estate Planning. ARTICLE XXI ~xecutd I~ T~up~icate This Trust Agreement has been prepared in duplicate, each copy of which has been executed as an original. One of these executed copies is in the possession of the Trustors, and the other is deposited for safekeeping with the Trustors' Attorney, John C. Stambulis. Either copy may be used as the original without the other; if only one copy of this Trust Agreement can be found, -then it shall be considered as the original, and the missing copy. will be presumed inadvertently lost. Any clarifications or instructions concerning this Trust Agreement may be obtained by calling the above-mentioned attorney, who is requested to do everything necessary to implement the provisions of this Trust. 9ntia/, ~~~ " 1 l arse !9 s~ ~ In Witness Whereof, the Trustors have executed the foregoing Trust Agreement, dated the ~ 5 day of J y` y , 19 96 _ Trustors: Trustees: Charles R Miller and Doris ., ~ ; '~ / M. Miller Charles R. Miller ~~~~, ~ ~/_ 22~ ` ~~,~ ~~r~~-t~-ta../ `il o f - ~-~~"~'~.eX..f' Dam-/' Doris M. Miller ~' Certificate of Acknowledgement of Notary Public Commonwealth of Pennsylvania) :ss. County of Cumberland) On this __~_S day of A.D. 19 q (~ ,appeared before me Charles R. Miller and Doris M. Miller, as Grantors, and Charles R Miller and Doris M. Miller, as Trustee(s), personally .known to me (or proved to me on the basis of satisfactory evidence) to be the persons whose names are subscribed in this instrument, and acknowledged that they executed it. ~t~J `"~ Residing in Nofaria! Seal Notary Public NoRn Newton rwp , Cumberland County My Commission Expires May 8, 2000 My Commission Expires NOTARY SEAL: 9n;6'o~G Jaye 20