HomeMy WebLinkAbout08-6771
REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
Plaintiff,
X10' 6 g 677
VS.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant.
ENTRY OF APPEARANCE
AND CONFESSION OF JUDGMENT
TO THE PROTHONOTARY:
Kindly enter our appearance for and on behalf of the Defendant above named.
Pursuant to the authority contained in the Warrants of Attorney separately set forth in the
Mortgage (as defined in the Complaint), a true and correct copy of which is attached as an
Exhibit to the Complaint filed in this action, we hereby appear for the Defendant in this matter,
BPC Partners, and confess judgment in ejectment, in favor of the Plaintiff and against the
Defendant for possession of the real property described as follows:
• That certain tract of land Situate in Silver Spring Township, Cumberland
County, Pennsylvania being Parcel No. 38-07-0459-125;
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• That certain tract of land situate in Silver Spring Township, Cumberland
County, Pennsylvania being Parcel No. 38-07-0459-126; and
• That certain tract of land situate in Silver Spring Township, Cumberland
County, Pennsylvania being Parcel No. 38-07-0459-040.
Dated: November t?L, 2008
REED SMITH LLP
By:
ew as an, Esqu e
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
Attorneys for Defendant
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REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
Plaintiff,
VS.
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
N 01 0 6
COMPLAINT IN CONFESSION OF JUDGMENT FOR POSSESSION
Plaintiff, Wachovia Bank, National Association (the "Bank") by and through its
attorneys, Reed Smith LLP, files this Complaint for judgment by confession pursuant to
Pennsylvania Rules of Civil Procedure 2970-2973 and, in support hereof, states as follows:
1. The Bank is a national banking association with an address of 123 South Broad
Street, Philadelphia, Pennsylvania, 19109, and is authorized to conduct business in the
Commonwealth of Pennsylvania.
2. Defendant, BPC Partners (the "Defendant") is a business located at 4150
Chambers Hill Road, Swarata, Pennsylvania 17111.
3. The Defendant executed that certain Open-End Mortgage and Assignment of
Rents dated March 7, 2008 (the "Mortgage") to secure the obligations of Nicholas Reinhart and
Denise Reinhart under that certain Promissory Note dated December 15, 2005 (the "Reinhart
Note"). A true and correct copy of the Mortgage is attached hereto and incorporated herein as
Exhibit "A".
4. The Mortgage was recorded in the Office of the Recorder of Deeds of
Cumberland County on March 10, 2008, at Instrument Number 200807149.
The Mortgage secures real property owed by the Defendant which located in
Silver Spring Township, Cumberland County, Pennsylvania, being Parcel Nos. 38-07-0459-125;
38-07-0459-126; and 38-07-0459-040 and more particularly described in Exhibit A (the
"Property")
6. As a result of, among other things, failure to make payment under the Mortgage
and Reinhart Note as and when due, events of default occurred under the Mortgage and Reinhart
Note.
7. Pursuant to the terms of the Mortgage, upon the occurrence of an event of default
or at any time thereafter, the Plaintiff was authorized to appear for and confess judgment against
the Defendant for possession. (See Exh. A, p. 12.)
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Pursuant to the terms of the Mortgage, upon the occurrence of an event of default,
the Plaintiff was authorized to take immediate possession of the Property.
9. Defendant has not cured the defaults under the Mortgage or Reinhart Note.
10. The Mortgage has not been assigned by the Plaintiff.
11. The Plaintiff's claims against the Defendant are not based upon a residential
mortgage and neither Act 6 nor Act 91 applies.
12. No judgment has been entered on the Mortgage in any jurisdiction.
13. Under the terms of the Mortgage, the Defendant agreed that the Mortgage shall be
governed by the laws of the jurisdiction in which the Mortgage is recorded
14. Under the terms of the Mortgage, the Defendant agreed that confession for
possession is permitted in any court of record located in the Commonwealth of Pennsylvania or
elsewhere.
15. Judgment in favor of the Bank and against the Defendant is not being entered
against a natural person in a consumer credit transaction.
16. Judgment in favor of the Bank and against the Defendant as demanded is
authorized by the confession of judgment provision contained in the Mortgage.
WHEREFORE, Wachovia Bank, National Association, as authorized by the Warrant of
Attorney contained in the Mortgage, hereby demands that judgment in ejectment by confession
be entered in its favor and against the Defendant for possession of the property located in Silver
..
Spring Township, Cumberland County, Pennsylvania, being Parcel Nos. 38-07-0459-125; 38-07-
0459-126; and 38-07-0459-040.
REED SMITH LLP
Dated: November J_, 2008 By: 1), -P )y 0z"
Ma ew E Tashman, squi
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
Attorneys for Wachovia Bank, National
Association
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PARCEL ID 10139394
PREPARED BY: MATTIONI, LTD.
RETURN TO: JOHN MATTIONI, ESQUIRE
MATTIONI, LTD.
399 MARKET STREET, SUITE 200
PHILADELPHIA, PA 19106
I hereby certify that the address of the Bank (Mortgagee) stated below is correct
WACHOVIA BANK NATIONAL ASSOCIATION
PHILADELPHIA, PA 19109
OPEN-END MORTGAGE AND ASSIGNMENT OF RENTS
This MORTGAGE AND ASSIGNMENT OF RENTS (hereafter referred as "Mortgage") made
March 7, 2008, by and between BPC PARTNERS, a Pennsylvania partnership, whose address is
450 Hertzog Valley Road, Denver, Pennsylvania ("Mortgagor") and WACHOVIA BANK,
NATIONAL ASSOCIATION, a national banking association, whose address is Philadelphia,
Pennsylvania 19109 ("Bank")
WITNESSETH
To secure payment and performance of obligations under a Promissory Note (the "Note")
dated December 15, 2005, in the amount of $2,880,000.00, made by Nicholas Reinhart and
Denise G. Reinhart (the "Borrower") payable to Bank, this Mortgage, any present or future
Letters of Credit issued by Bank for the account of Borrower, other than loan documents as
defined in the Note (the "Loan Documents") and swap agreements (as defined in 11 U.S.C.
§ 101, as in effect from time to time) between Bank or any of its affiliates and Borrower, all other
indebtedness of Borrower to Bank whenever borrowed or incurred, whether or not reasonably
contemplated by the parties hereto as of the date hereof, and any renewals, extensions, novations,
or modifications of the foregoing (collectively the "Obligations"), and in consideration of these
premises and for other consideration, Mortgagor does mortgage, grant and convey unto Bank
(for itself and its affiliates), its successors and assigns, all of Mortgagor's right, title and interest
now owned or hereafter acquired in and to each of the following (collectively, the "Property"):
(i) all those certain tracts of land in the City of Mechanicsburg, County of Cumberland,
Commonwealth of Pennsylvania, described in EXHIBIT A attached hereto and made part hereof
(the "Land"); (ii) all buildings and improvements now or hereafter erected on the land; (iii) all
fixtures attached to the Land or any buildings or improvements situated thereon; and (iv) all
estates, rights, tenements, hereditaments, privileges, rents, issues, profits, easements and
appurtenances of any kind benefitting the Land; all means of access to and from the Land,
whether public or private; and all water and mineral rights.
In the event that Mortgagor is the owner of a leasehold estate with respect to any portion
of the Property and Mortgagor obtains a fee estate in such portions of the Property, then, such fee
estate shall automatically, and without further action of any kind on the part of the Mortgagor, be
and become subject to the security title and lien of this Agreement.
TO HAVE AND TO HOLD the Property and all the estate, right, title and interest, in law
and in equity, of Mortgagor's in and to the Property unto Bank, its successors and assigns,
forever.
Mortgagor WARRANTS AND REPRESENTS that Mortgagor is lawfully seized of the
Property, in fee simple, absolute, that Mortgagor has the legal right to convey and encumber the
same, and that the Property is free and clear of all liens and encumbrances. Mortgagor further
warrants and will forever defend all and singular the Property and title to the Bank and Bank's
successors and assigns, against the lawful claims of all persons whomsoever.
PROVIDED ALWAYS that if (i) all the Obligations (including without limitation, all
termination payments and any other amounts due under or in connection with any swap
agreements (as defined in 11 U.S.C. § 101, as in effect from time to time) secured hereunder) are
paid in full, (ii) each and every representation, warranty, agreement, covenant and condition of
this Mortgage, and the other Loan Documents, are complied with and abided by, and (iii) any
and all swap agreements (as defined in 11 U.S.C. §101, as in effect from time to time), secured
hereunder have matured or been terminated, then this Mortgage and the estate hereby created
shall cease and be null, void and canceled of record.
To protect the security of this Mortgage, Mortgagor further represents and agrees with
Bank as follows:
Payment of Obligations. That the Obligations shall be timely paid and performed.
Future Advances. This Mortgage is given to secure not only existing Obligations, but
also future advances, including Obligations under swap agreements to the same extent as if such
future advances and obligations under swap agreements are made on the date of the execution of
this Mortgage. The principal amount (including any swap agreements and future advances) that
may be so secured may decrease or increase from time to time, but the total amount so secured at
any one time shall not exceed $2,880,000.00, plus all interest, costs, reimbursements, fees and
expenses due under this Mortgage and secured hereby. Mortgagor shall not execute any
document that impairs or otherwise impacts the priority of any existing or future Obligations
secured by this Mortgage.
Grant of Security interest in Personal Property. This Mortgage constitutes a security
agreement under the UCC and shall be deemed to constitute a fixture financing statement.
Mortgagor hereby grants a security interest in any personal property included in the Property.
On request of Bank, Mortgagor will execute one or more Financing Statements in form
satisfactory to Bank and will pay all costs and expenses of filing same in all public offices where
filing is deemed desirable by Bank. Bank is authorized to file Financing Statements relating to
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the Property without Mortgagor's signature where permitted by law. Mortgagor appoints Bank
as its attorney-in-fact to execute such documents necessary to perfect Bank's security interest on
Mortgagor's behalf. The appointment is coupled with' an interest and shall be irrevocable as long
as any Obligations remain outstanding.
Nothing herein obligates Bank to provide credit in excess of the Obligations.
Leases, Subleases and Easements. Mortgagor shall maintain, enforce and cause to be
performed all of the terms and conditions under any lease, sublease or easement which may
constitute a portion of the Property. Mortgagor shall not, without the consent of Bank (which
consent shall not be unreasonably withheld or delayed), enter into any new lease of all or any
portion of the Property, agree to the cancellation or surrender under any lease of all or any
portion of the Property, agree to prepayment of rents, issues or profits (other than rent paid at the
signing of a lease or sublease) modify any such lease so as to shorten the term, decrease the rent,
accelerate the payment of rent, or change the terms of any renewal option; and any such
purported new lease, cancellation, surrender, prepayment or modification made without the
consent of the Bank shall be void as against Bank.
Required Insurance. Mortgagor shall maintain, with respect to the Property: (i) during
construction of any improvements on the Property, "all risk" builders risk insurance which must
include windstorm, hail damage, fire and vandalism (non-reporting Completed Value with
Special Cause of Loss form), in an amount not less than the completed replacement value of the
Improvements under construction, naming Bank as mortgagee and loss payee; (ii) upon
completion of construction, upon occupancy of any improvements, and at all other times,
insurance against loss or damage by fire and other casualties and hazards by insurance written on
an "all risks" basis, including malicious mischief coverage, in an amount not less than the
replacement cost thereof, including coverage for loss of rents or business interruption if
applicable, naming Bank as loss payee and mortgagee; (iii) if the Property is required to be
insured pursuant to the National Flood Reform Act of 1994, and the regulations promulgated
thereunder, flood insurance is required in the amount equal to the lesser of the loan amount or
maximum available under the National Flood Insurance Program, but in no event should the
amount of insurance be less than the value of the improved structure, naming Bank as mortgagee
and loss payee. If, after closing the Property (or any part thereof), is remapped and if the vertical
improvements are determined to be located in a special flood hazard area, Mortgagor must obtain
and maintain a flood insurance policy. If within forty-five (45) days of receipt of notification
from the Bank that the Property has been reclassified by FEMA as being located in a special
flood hazard area, Mortgagor has not provided sufficient evidence of flood insurance, Bank is
mandated under federal law to purchase flood insurance on behalf of Mortgagor, and Bank will
add the associated costs to the principal balance of the Note. If the land or any portion thereof is
located in a special flood hazard area, this Agreement may be terminated by Bank at its sole
option; (iv) as applicable, insurance which complies with the workers' compensation and
employers' liability laws of all states in which Mortgagor shall be required to maintain such
insurance; and (v) liability insurance providing coverage in such amount as Bank may require
but in no event less than $1,000,000.00 combined single limit, naming Bank as an additional
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insured; and (vi) such other insurance as Bank may require from time to time.
All property insurance policies shall contain an endorsement or agreement by the insurer
in form satisfactory to Bank that any loss shall be payable in accordance with the terms of such
policy notwithstanding any act or negligence of Mortgagor and the further agreement (within
both the property and liability) policies) of the insurer waiving rights of subrogation against
Bank, and rights of set-off, counterclaim or deductions against Mortgagor.
All insurance policies shall be in form, provide coverages, be issued by companies and be
in amounts satisfactory to Bank. At least 30 days prior to the expiration of each such policy,
Mortgagor shall furnish Bank with evidence satisfactory to Bank that such policy has been
renewed or replaced or is no longer required hereunder. All such policies shall provide that
policy will not be cancelled or materially amended without at least 30 days prior written notice to
Bank. In the event Mortgagor fails to provide, maintain, keep in force, and furnish to Bank
policies of insurance required by this paragraph, Bank may procure such insurance or single-
interest insurance in such amounts, at such premium, for such risks and by such means as Bank
chooses, at Mortgagor's expense; provided, however, Bank shall have no responsibility to obtain
any insurance, but if Bank does obtain insurance, Bank shall have no responsibility to assure that
the insurance obtained shall be adequate or provide any protection to Mortgagor.
Insurance Proceeds. After occurrence of any loss to any of the property, Mortgagor shall
give prompt written notice thereof to Bank.
In the event of such loss all insurance proceeds including unearned premiums, shall be
payable to Bank, and Mortgagor hereby authorizes and directs any affected insurance company
to make payment of such proceeds directly to Bank and not to Bank and Mortgagor jointly.
Bank is hereby authorized by Mortgagor to make proof of loss if not promptly made by
Mortgagor, settle, adjust or compromise any claims for loss or damage under any policy or
policies of insurance and mortgagor appoints Bank as its attorney-in-fact to receive and endorse
any insurance proceeds to Bank, which appointment is coupled with an interest and shall be
irrevocable as long as any Obligations remain unsatisfied. Mortgagor shall pay the costs of
collection, including attorneys' fees, of insurance proceeds payable on account of such damage
or destruction. Mortgagor shall have no claim against th insurance proceeds or be entitled to any
portion thereof, and all rights to th insurance proceeds are hereby assigned to Bank as security
for payment of the obligations.
In the event of any damage to or destruction of the Property, Bank shall have the option
of applying or paying all or part of the insurance proceeds to (i) the Obligations in such order as
Bank may determine (ii) restoration, replacement or repair of the property in accordance with
Bank's standard construction loan disbursement conditions and replacements, or (iii) Mortgagor.
Nothing herein shall be deemed to excuse Mortgagor from restoring, repairing and maintaining
the Property as required herein.
Minimum Standards. In addition to the requirements set forth in the Loan Documents, all
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surveys, insurance, title policies, construction documents, environmental reports, payments and
performance bonds, and any other due diligence or additional documents required in connection
with this Loan shall comply with Bank's minimum standards in place from time to time for such
documents, which shall be provided in writing by Bank to Borrower upon request.
Impositions: Escrow Deposit. Mortgagor will pay all taxes, levies, assessments and other
fees and charges imposed upon or which may become a lien upon the Property under any law or
ordinance (all of the foregoing collectively "Impositions") before they become delinquent and in
any event in the same calendar year in which they first become due. Upon request of Bank,
Mortgagor shall add to each periodic payment required under the Note the amount estimated by
Bank to be sufficient to enable Bank to pay, as they become due, all impositions and insurance
premiums which Mortgagor is required to pay hereunder. Payments requested under this
provision shall be supplemented or adjusted as required by Bank from time to time. Such funds
may be commingled with the general funds of Bank and shall not earn interest. Upon the
occurrence of a Default, Bank may apply such funds to pay any of the Obligations.
Use of Property. Mortgagor shall use and operate, and require its lessees or licensees to
use and operate, the Property in compliance with all applicable laws (including, for example,
the Americans with Disabilities Act and the Fair Housing Act) and ordinances, covenants and
restrictions, and with all applicable requirements of any lese or sublease now or hereafter
affecting the Property. Mortgagor shall not permit any unlawful use of the Property or any use
that may give rise to a claim of forfeiture of any of the Property. Mortgagor shall not allow
changes in the stated use of the Property from that disclosed to Bank at the time of execution
hereof. Mortgagor shall not initiate or acquiesce to a zoning change of the Property without
prior notice to, and written consent of, Bank.
Maintenance, Repair and Alterations. Mortgagor shall keep and maintain the Property in
good condition and repair and fully protected from the elements to the satisfaction of the Bank.
Mortgagor will not remove, demolish or structurally alter any of the buildings or other
improvements on the property (except such alterations as may be required by laws, ordinances or
regulations) without the prior written consent of Bank. Mortgagor shall promptly notify Bank in
writing of any material loss, damage or adverse condition affecting the Property.
Eminent Domain. Should the property or any interest therein be taken or damaged by
reason of any public use or improvement or condemnation proceeding ("condemnation:") or
should Mortgager receive any notice or other information regarding such condemnation,
Mortgagor shall give prompt written notice thereof to Bank. Bank shall be entitled to all
compensation, awards and other payments or relief granted in connection with such
condemnation and at its option, commence and appear in and prosecute in its own name any
action or proceedings related thereto. Bank shall be entitled to make any compromise or
settlement in connection with such taking or damage. All compensation, awards and damages
awarded to Mortgagor related to any condemnation (the "proceeds") are hereby assigned to Bank
and Mortgagor agrees to execute such further assignments of the proceeds as Bank may require.
Bank shall have the option of applying or paying the proceeds in the same manner as insurance
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proceeds as provided herein. Mortgagor appoints Bank as its attorney-in-fact to receive and
endorse the proceeds to Bank, which assignment is coupled with an interest and shall be
irrevocable as long as any Obligations remain unsatisfied.
Environmental Conditions of Property and Indemnity. Mortgagor warrants and
represents to Bank, except as reported by Mortgagor to Bank in writing, that (i) Mortgagor has
inspected and is familiar with the environmental condition of the property; (ii) the property and
Mortgagor, and any occupants of the property, are in compliance with and shall continue to be in
compliance with all applicable federal, state and local laws and regulations intended to protect
the environment and public health and safety as the same may be amended from time to time
(`Environmental laws"); (iii) the property is not and has never been used to generate, handle,
treat store or dispose of, in any quantity, oil, petroleum products, hazardous or toxic substances ,
hazardous waste, regulated substances or hazardous air pollutants ("Hazardous Materials") in
violation of any Environmental Laws; (iv) no Hazardous Materials (including asbestos, mold or
lead paint in any form) are located on or under the property or emanate from the property; (v)
there are no unregistered underground storage tanks on the property that are subject to any
underground storage tank regulation laws or regulations; (vi) no notice has been received with
regard ao any Hazardous Material on the property; (vii) no action, investigation or proceeding is
pending or to Mortgagor's knowledge threatened which seeks to enforce any right or remedy
against Mortgagor or the Property under any Environmental Law; and (vii) all licenses, permits
and other governmental or regulatory actions necessary for the property to comply with
Environmental Laws shall be obtained and maintained and Mortgagor shall assure compliance
therewith.
Further, Mortgagor represents to Bank that no portion of the property is a protected
wetland. Mortgagor agrees to notify Bank immediately upon receipt of any citations, warnings,
orders, notices consent agreements, process or claims alleging or relating to any violations of any
Environmental Laws or to the environmental condition of the Property and shall conduct and
complete all investigations and all cleanup actions necessary to comply with the Environmental
Laws and to remove, in accordance with Environmental Laws, any Hazardous Material from the
Property.
Mortgagor shall indemnify, hold harmless, and defend Bank from and against any and all
damages, penalties, fines, claims, suits, liabilities, costs, judgments an expenses including
attorneys' consultants' or experts' fees of every kind and nature incurred, suffered by or asserted
against Bank as a direct or indirect result of (i) representations made by Mortgagor in this
Section being or becoming untrue in any material respect; (ii) Mortgagor's violation of or failure
to meet the requirements of any Environmental laws; or (iii) Hazardous materials which, while
the property is subject to this Mortgage, exist on the property. Bank shall have the right to
arrange for or conduct environmental inspections or the property from time to time (including the
taking of soil, water, air or material samples). The cost of such inspections made after Default or
which are required by laws or regulations applicable to Bank shall be borne by Mortgagor.
However, Mortgagor's indemnity shall not apply to any negligent or intentional act of Bank
which takes place after foreclosure or satisfaction of this Mortgage. These indemnification
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obligations are in addition to General Indemnification provisions set forth hereunder.
Mortgagor's Obligations under this section shall continue, survive and remain in full force and
effect notwithstanding the repayment of the Obligations, a foreclosure of or exercise of power of
sale under this instrument, a delivery of deed in lieu of foreclosure, a cancellation or termination
of record of this instrument and the transfer of the property.
Appraisals. Mortgagor agrees that Bank may obtain an appraisal of the Property when
required by the regulations of the Federal Reserve Board or the Office of the Comptroller of the
Currency, or any other regulatory agency or at such other times as Bank may reasonably require.
Such appraisals shall be performed by an independent third party appraiser selected by Bank.
The cost of such appraisals shall be borne by Mortgagor. If requested by Bank, Mortgagor shall
execute an engagement letter addressed to the appraiser selected by Bank. Mortgagor's failure
or refusal to sign such an engagement letter, however, shall not impair Bank's right to obtain
such an appraisal. Mortgagor agrees to pay the cost of such appraisal within 10 days after
receiving an invoice for such appraisal.
Inspections. Bank, or its representatives or agents, are authorized to enter at any
reasonable time upon any part of the property for the purpose of inspecting the property and for
the purpose of performing any of the acts it is authorized to perform under the terms of this
Mortgage.
Liens and Subrogation. Mortgagor shall pay and promptly discharge all liens, claims and
encumbrances upon the property. Mortgagor shall have the right to contest in good faith the
validity of any such lien, claim or encumbrance, provided: (i) such contest suspends the
collection thereof or there is no danger of the property being sold or forfeited while contest is
pending; (ii) Mortgagor first deposits with Bank a bond or other security satisfactory to Bank in
such amounts as Bank shall reasonably require; and (iii) Mortgagor thereafter diligently proceeds
to cause such lien, claim or encumbrance to be removed and discharged.
Bank shall be subrogated to any liens, claims or encumbrances against Mortgagor or the
property that are paid or discharged through payment by Bank or with loan proceeds,
notwithstanding the record cancellation or satisfaction thereof.
Waiver of Mortgagor's Rights. To the fullest extent permitted by law, Mortgagor waives
the benefits of all laws now existing or that hereafter may be enacted providing for (i) any
appraisement before sale of any portion of the property, (ii) in any way extending the time for the
enforcement of the collection of the Note or the debit evidenced thereby or any of the other
Obligations, and any rights to hearing prior to the exercise by Bank of any right, power or
remedy herein provided to Bank.
To the full extent Mortgagor may do so, Mortgagor agrees that Mortgagor will not at any
time insist upon, plead, claim or seek to take the benefit or advantage of any law now or
hereafter in force providing for any exemption (including homestead exemption), appraisement,
valuation, stay, extension or redemption, and Mortgagor for themselves and their respective
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heirs, devisees, representatives, successors and assigns, and for any and all persons claiming any
interest in the Property, to the extent permitted by law, hereby waive and release all rights of
valuation, appraisement, redemption, stay of execution, the benefit or all exemption laws, notice
of election to mature or declare due the whole of the secured indebtedness and marshalling in the
event of foreclosure of the liens hereby created. Mortgagor further waives any and all notices,
including, without limitation, notice of intention to accelerate and of acceleration of the
Obligations.
Payments by Bank. In the event of default in the timely payment or performance of any
of the Obligations, Bank, at its option and without duty on its part to determine the validity or
necessity thereof, may pay the sums for which Mortgagor is obligated. Further, Bank may pay
such sums as Bank deems appropriate for the protection and maintenance of the Property
including, without limitation, sums to pay impositions and other levies, assessments or liens,
maintain insurance, make repairs, secure the Property, maintain utility service, intervene in any
condemnation and pay attorneys' fees and other fees and costs to enforce this Mortgage or
protect the lien hereof (including foreclosure) or collect the Obligations, without limitation,
including those incurred in any proceeding including Bankruptcy or arbitration. Any amounts so
paid shall bear interest at the default rate stated in the Note and shall be secured by this
Mortgage.
Indemnification. Mortgagor shall protect, indemnify and save harmless Bank from and
against all losses, liabilities, obligations, claims, damages, penalties, fines, causes of action, costs
and expenses (including, without limitation, reasonable attorneys' fees and expenses)
(collectively, "Damages") imposed upon, incurred by or asserted or assessed against Bank on
account of or in connection with, (i) the Loan Documents or any failure or alleged failure of
Mortgagor to comply with any of the terms of, or the inaccuracy or breach of any representation
in, the Loan Documents; (ii) the Collateral or any claim of loss or damage to the property or any
injury or claim of injury to, or death of, any person or property that may be occasioned by any
cause whatsoever pertaining to the Property or the use, occupancy, or operation thereof; (iii) any
failure or alleged failure of Mortgagor to comply with any law, rule, or regulation applicable to it
or ro the Property or the use, occupancy, or operation of the Property (including, without
limitation, the failure to pay any taxes, fees or other charges), provided that such indemnity shall
be effective only to the extent of any Damages that may be sustained by the Bank in excess of
any net proceeds received by it from any insurance of Mortgagor (other than self-insurance) with
respect to such Damages; (iv) any damages whatsoever by reason of any alleged action,
obligation or undertaking of Bank relating to in any way or any matter contemplated by the Loan
Documents; (v) any claim for brokerage fees or such other commissions relating to the Property
or any other Obligations; or (vi) any and all liability arising from any leases related to the
Property. Nothing contained herein shall require Mortgagor to indemnify Bank for any Damages
resulting from Bank's gross negligence or its willful and wrongful acts. The indemnity provided
for herein shall survive payment of the Obligations and shall extend to the officers, directors,
employees and duly authorized agents of the Bank. In the event the Bank incurs any Damages
arising out of or in any way relating to the transaction contemplated by the Loan Documents
(including any of the matters referred to in this section), the amounts of such damages
8
shall be added to the Obligations, shall bear interest, to the extent permitted by law, at the
interest rate borne by the Obligations from the date incurred until paid and shall be payable on
demand.
Assignment of Rents. Mortgagor hereby absolutely assigns and transfers to Bank all the
leases, rents, issues and profits of the Property (collectively "Rents"). Although this assignment
is effective immediately, so long as no default exists, Bank gives to and confers upon mortgagor
the privilege under a revocable license to collect as they become due, but not prior to accrual, the
Rents and to demand, receive and enfpore payment, giver receipts , releases and satisfactions,
and sue in the name of Mortgagor for all such Rents. Mortgagor represents that there has been
no prior assignment of leases or Rents, and agrees not to further assign such leases or Rents.
Upon any occurrence of Default, the license granted to Mortgagor herein shall be automatically
revoked without further notice to or demand upon mortgagor, and Bank shall have th a right, in
its discretion, without notice, by agent or a receiver appointed by a court, and without regard to
the adequacy or any security for the Obligations, (i) to enter upon and take possession of the
property, (ii) notify tenants, subtenants and any property manager to pay Rents to Bank or its
designee, and upon receipt of such notice such persons are authorized and directed to make
payment as specified in the notice and disregard any contrary direction or instruction by
Mortgagor, and (iii) in its own name, sue for or otherwise collect Rents, including attorneys'
fees, to the Obligations in such order and manner as Bank may determine or as otherwise
provided for herein. Bank's exercise of any one or more of the foregoing rights shall not cure or
waive any Default or notice of default hereunder.
Due on Sale or Further Encumbrance of Transfer of an Interest in Mortgagor. Without
the prior written consent of Bank in each instance, Mortgagor shall not (i) sell, convey, transfer
or encumber the Property, or any part thereof or interest therein, whether legal or equitable, (ii)
cause or permit any transfer of the Property or any part thereof, whether voluntarily or
involuntarily or by operation of law, or (iii) enter into any agreement or transaction to transfer or
accomplish in form or substance a transfer, of the Property. A "transfer" of the Property
includes: (a) the direct or indirect sale, transfer or conveyance of the Property or any portion
thereof or interest therein; (b) the execution of an instrument of sale contract or similar
instrument affecting all of any portion of the Property; (c) if Mortgagor or any general partners
or member of Mortgagor, is a corporation, partnership, limited liability company or entity,
including, without limitation, changes in stockholders, partners, members, managers, trustees or
beneficiaries, or their respective interests; (d) if Mortgagor, or any general partner or member of
Mortgagor is a corporation, the creation or issuance of new stock by which an aggregate of more
than 10% of such corporation's stock shall be vested in a party or parties who are not now
stockholders; and (e) an agreement by Mortgagor leasing all or a substantial part of the Property
for other than actual occupancy by a space tenant thereunder or a sale, assignment or other
transfer or the grant of a security interest in and to any Leases.
Bank's consent to any conveyance or encumbrance may be conditioned upon an increase
in the interest rate specified in the Note (or other Obligations), an extension or curtailment of the
maturity of the Obligations, or other modifications of the Note or this instrument.
9
Remedies of Bank on Default. Failure of Mortgagor or any other person liable to timely
pay or perform any of the Obligations is a default ("Default") under this Mortgage. Upon the
occurrence of Default, the following remedies are available, without limitation, to Bank: (I) Bank
may exercise any or all of Bank's remedies under this Mortgage or other Loan Documents
including, without limitation, acceleration of the maturity of all payments and Obligations, other
than Obligations under any swap agreements (as defined in 11 U.S.C. § 101 as in effect from time
to time) with Bank or any of its affiliates, which shall be due in accordance with and governed
by the provisions of said swap agreements; (ii) Bank may take immediate possession of the
Property or any part thereof (which Mortgagor agrees to surrender to Bank) and manage, control
or lease the same to such persons and at such rental as it may deem proper and collect and apply
Rents to the payment of. (a) the Obligations, together with all costs and attorneys' fees; (b) all
impositions and any other levies, assessments or other liens which may be prior in lien or
payment of the Obligations, and premiums for insurance, with interest on all such items, and (c)
the cost of all alterations, repairs replacements and expenses incident in taking and retaining
possession of the property and the management and operation thereof; all in such order or
priority as the Bank in it sole discretion may determine. The taking of possession shall not
prevent concurrent or later proceedings for the foreclosure sale of the Property; (iii) Bank may
apply to any court of competent jurisdiction for the appointment of a receiver for all purposes
including, without limitation, to manage and operate the Property or any part thereof, and to
apply the Rents therefrom as hereinaabove provided. In the event of such application, Mortgagor
consents to the appointment of a receiver, and agrees that a receiver may be appointed without
such notice to Mortgagor, without regard to whether Mortgagor has committed waste or
permitted deterioration of the Property, without regard to the adequacy of any security for the
Obligations, and without regard to the solvency of Mortgagor or any other person, firm or
corporation who or which may be liable for payment of the Obligations; (iv) Bank may exercise
all the remedies of a mortgagee as provided by law and in equity including, without limitation,
foreclosure upon the Mortgage and sale of the Property, or any part of the Property, at public sale
conducted according to applicable law (referred to as "Sale") and conduct additional sales as
may be required until all of the Property is sold or the obligations are satisfied.; (v) With respect
to any portion of the Property governed by the UCC, Bank shall have all of the rights and
remedies of a secured party thereunder. Bank may elect to foreclose upon any Property that is
fixtures under law applicable to foreclosure of interests in real estate or law applicable to
personal property; (vi) Bank may bid at Sale and may accept, as successful bidder, credit of the
bid amount against the Obligations as payment of any portion of the purchase price; and (vii)
Bank shall apply the proceeds of Sale, first to any fees or attorneys fees permitted by law in
connection with Sale, second to expenses of foreclosure, publication, and sale permitted by Bank
by law in connection with Sale, third to the Obligations, any remaining proceeds as require by
law.
Miscellaneous Provisions. Mortgagor agrees to the following: (i) All remedies available
to Bank with respect to this Mortgage or available at law or in equity shall be cumulative and
may be pursued concurrently or successively. No delay by Bank in exercising any remedy shall
operate as a waiver of that remedy or of any Default Any payment by Bank or acceptance by
Bank of any partial payment shall not constitute a waiver by Bank of any Default; (ii) Mortgagor
10
represents that Mortgagor (a) is (1) an adult individual and is sui 'uris or (2) a corporation,
general partnership, limited partnership, limited liability company or other legal entity, duly
organized, validly existing, and in good standing under the laws of its state of organization, and
is authorized to do business in each other jurisdiction wherein its ownership of property or
conduct of business legally requires such organization; (b) has the power and authority to own its
properties and assets and to carry on its business as now being conducted and as now
contemplated; and (c) has the power and authority to execute, deliver and perform, and by all
necessary action has authorized the execution, delivery and performance of all of its obligations
under this Mortgage and any other Loan Document to which it is a party. (iii) The provisions
hereof shall be binding upon and inure to the benefit of Mortgagor, its heirs, personal
representatives, successors and assigns, including, without limitation, subsequent owners of the
property or any part thereof and shall be binding upon and inure to the benefit of Bank its
successor and assigns and any future holder of the note or other obligations; (iv) Any notices,
demands, or requests shall be sufficiently given to Mortgagor if in writing and mailed or
delivered to the address of Mortgagor shown above or to another address as provided herein and
to Bank if in writing and mailed or delivered to Wachovia Bank, National Association, Mail
Code VA 7626, P.O. Box 13327, Roanoke, VA 24040 or Wachovia Bank, National Association,
Mail Code VA 726, 10 South Jefferson Street, Roanoke, VA 24011, or such other address as
Bank may specify from time to time and in the event that Mortgagor changes Mortgagor's
address at any time prior to the date the Obligations are paid in full, that party shall promptly
give written notice of such change of address by registered or certified mail, return receipt
requested, all charges prepaid. Notices to Bank must include the mail code. (v) This Mortgage
may not
changed, terminated, or modified orally or in any manner other than by an instrument in writing
signed by the parties hereto; (vii) All references to "Bank" shall mean to "Bank (for itself and its
affiliates)"; (vii) The captions or headings at the beginning of each paragraph hereof are for the
convenience of the parties and are not part of this Mortgage; (vii) If the lien of this Mortgage is
invalid or unenforceable as to any part of the Obligations, the unsecured portion of the
Obligations shall be completely paid (and all payments made shall be deemed to have first been
applied to the payment of th unsecured portion of the Obligations) prior to payment of the
executed portion of the Obligations and if any clause, provision, or obligation hereunder is
determined invalid or unenforceable the remainder of this Mortgage shall be construed and
enforced as if such clause, provision or obligation had not been contained herein; (ix) This
Mortgage shall be governed by and construed under the laws of the jurisdiction where the
Mortgage is recorded; (x) Mortgagor by execution and Bank by acceptance of this Mortgage
agree to be bound by the terms and provisions hereof.
LIMITATION ON LIABILITY: WAIVER OF PUNITIVE DAMAGES. EACH OF
THE PARTIES HERETO, INCLUDING BANK BY ACCEPTANCE HEREOF, AGREES
THAT IN ANY JUDICIAL, MEDIATION OR ARBITRATION PROCEEDING OR ANY
CLAIM OR CONTROVERSY BETWEEN OR AMONG THEM THAT MAY ARISE OUT OF
OR BE IN ANY WAY CONNECTED WITH THIS AGREEMENT, THE LOAN
DOCUMENTS OR ANY OTHER AGREEMENT OR DOCUMENT BETWEEN OR AMONG
THEM OR THAT MAY ARISE OUT OF OR BE IN ANY WAY CONNECTED WITH THIS
11
AGREEMENT, THE LOAN DOCUMENTS OR ANY OTHER AGREEMENT OR
DOCUMENT BETWEEN OR AMONG THEM OR THE OBLIGATIONS EVIDENCED
HEREBY OR RELATED HERETO, IN NO EVENT SHALL ANY PARTY HAVE A
REMEDY OF, OR BE LIABLE TO THE OTHER FOR, (1) INDIRECT, SPECIAL OR
CONSEQUENTIAL DAMAGES OR (2) PUNITIVE OR EXEMPLARY DAMAGES. EACH
OF THE PARTIES HEREBY EXPRESSLY WAIVES ANY RIGHT OR CLAIM TO
PUNITIVE OR EXEMPLARY DAMAGES THEY MAY HAVE OR WHICH MAY ARISE IN
THE FUTURE IN CONNECTION WITH ANY SUCH PROCEEDING, CLAIM OR
CONTROVERSY, WHETHER THE SAME IS RESOLVED BY ARBITRATION
MEDIATION, JUDICIALLY OR OTHERWISE. FINAL AGREEMENT.
This Agreement and the other Loan Documents represent the final agreement between the
parties and may not be contradicted by evidence of prior, contemporaneous or subsequent oral
agreement of the parties. There are no unwritten oral agreements between the parties.
CONFESSION OF JUDGMENT FOR POSSESSION. FOR THE PURPOSE OF
OBTAINING POSSESSION OF THE PROPERTY UPON THE OCCURRENCE OF ANY
DEFAULT, MORTGAGORS HEREBY AUTHORIZES AND EMPOWERS ANY COURT OF
ANY RECORD, IN THE COMMONWEALTH OF PENNSYLVANIA OR ELSEWHERE, AS
ATTORNEY FOR MORTGAGOR, AS WELL AS FOR THE PERSONS CLAIMING UNDER,
BY OR THROUGH MORTGAGOR, TO APPEAR FOR AND CONFESS JUDGMENT
AGAINST MORTGAGOR AND ALL PERSONS CLAIMING UNDER, BY OR THROUGH
MORTGAGOR, IN FAVOR OF BANK FOR THE RECOVERY BY BANK OF POSSESSION
OF THE PROPERTY, FOR WHICH THIS MORTGAGE (OR A COPY THEREOF VERIFIED
BY AFFIDAVIT) SHALL BE A SUFFICIENT WARRANT; WHERE UPON A WRIT OF
POSSESSION OF THE PROPERTY MAY BE ISSUED FORTHWITH, WITHOUT ANY
PRIOR WRIT OR PROCEEDING WHATSOEVER AND WITHOUT STAY OF
EXECUTION, MORTGAGOR HEREBY RELEASING AND AGREEING TO RELEASE
BANK AND ANY SUCH ATTORNEY FROM ALL PROCEDURAL ERRORS AND
DEFECTS WHATSOEVER IN ENTERING SUCH ACTION OR JUDGMENT OR IN
CAUSING SUCH WRIT OR PROCESS TO BE ISSUED OR IN ANY PROCEEDING
THEREON OR CONCERNING THE SAME, PROVIDED THAT BANK SHALL HAVE
FILED IN SUCH ACTION AN AFFIDAVIT MADE ON BANK'S BEHALF SETTING
FORTH THE FACTS NECESSARY TO AUTHORIZE THE ENTRY OF SUCH JUDGMENT
ACCORDING TO THE TERMS OF THIS INSTRUMENT, OF WHICH FACTS SUCH
AFFIDAVIT SHALL BE PRIMA FACIE EVIDENCE. IT IS HEREBY EXPRESSLY
AGREED THAT IF FOR ANY REASON AFTER ANY SUCH ACTION HAS BEEN
COMMENCED, THE SAME SHALL BE DISCONTINUED, MARKED SATISFIED OF
RECORD, OR BE TERMINATED, OR POSSESSION OF THE PROPERTY REMAIN IN OR
BE RESTORED TO MORTGAGOR OR ANYONE CLAIMING UNDER, BY, OR THROUGH
MORTGAGOR, BANK MAY, WHENEVER AND AS OFTEN AS BANK SHALL HAVE
THE RIGHT TO TAKE POSSESSION AGAIN OF THE PROPERTY, BRING ONE OR
MORE FURTHER ACTIONS IN THE MANNER HEREINBEFORE SET FORTH TO
RECOVER POSSESSION OF THE PROPERTY AND TO CONFESS JUDGMENT
12
THEREON AS HEREINABOVE PROVIDED, AND THE AUTHORITY AND POWER
ABOVE GIVEN TO ANY SUCH ATTORNEY SHALL EXTEND TO ALL SUCH FURTHER
ACTIONS IN EJECTMENT AND CONFESSION OF JUDGMENT THEREIN AS
HEREINABOVE PROVIDED WHETHER BEFORE OR AFTER AN ACTION OF
MORTGAGE FORECLOSURE IS BROUGHT OR OTHER PROCEEDINGS IN EXECUTION
ARE INSTITUTED UPON THIS MORTGAGE OR ANY INSTRUMENT THEN
EVIDENCING ANY OF THE OBLIGATIONS, AND AFTER JUDGMENT THEREON OR
THEREIN AND AFTER A JUDICIAL SALE OF THE PROPERTY.
WAIVER OF JURY TRIAL, TO THE EXTENT PERMITTED BY APPLICABLE LAW,
MORTGAGOR BY EXECUTION HEREOF AND BANK BY ACCEPTANCE HEREOF,
KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVE ANY RIGHT THEY
MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION BASED ON, OR
ARISING OUT OF, UNDER OR IN CONNECTION WITH THIS DEED, THE LOAN
DOCUMENTS OR ANY AGREEMENT CONTEMPLATED TO BE EXECUTED IN
CONNECTION WITH THIS DEED, OR ANY COURSE OF CONDUCT, COURSE OF
DEALING, STATEMENTS (WHETHER VERBAL OR WRITTEN) OR ACTIONS OF ANY
PARTY WITH RESPECT HERETO. THIS PROVISION IS A MATERIAL INDUCEMENT
TO BANK TO ACCEPT THIS DEED.
MORTGAGOR AND BANK AGREE THAT THEY SHALL NOT HAVE A REMEDY OF
PUNITIVE OR EXEMPLARY DAMAGES AGAINST THE OTHER IN ANY DISPUTE AND
HEREBY WAIVE ANY RIGHT OR CLAIM TO PUNITIVE OR EXEMPLARY DAMAGES
THEY HAVE NOW OR WHICH MAY ARISE IN THE FUTURE IN CONNECTION WITH
ANY DISPUTE WHETHER THE DISPUTE IS RESOLVED BY ARBITRATION OR
JUDICIALLY.
13
IN WITNESS WHEREOF, Mortgagor has signed and sealed this instrument as of the day
and year first above written.
Mortgagor
BPC Partners, a Pennsylvania Partnership
By:/,?" (SEAL)
ala
__ J. Reinhart, General Partner
By. (SEAL)
e ise G. Reinhart, eneral Partner
14
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF 0,Q1)011141
SS
LIMITED LIABILITY PARTNERSHIP ACKNOWLEDGMENT
I certify that before me appeared this day Nicholas G. Reinhart, a person known to me,
who after being sworn said he is general partner of BPC PARTNERS, a Pennsylvania
partnership, and is duly authorized to act on behalf of said Partnership, and being informed of the
contents thereof, acknowledged execution of the foregoing instrument on behalf of said
Partnership
Witness my hand and official seal this 7th day of March, 2008.
Notary Public
My commission Il1QNWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
COMMONWEALTH OF PENNSYLVANIA Patricia Brandenberger, Note ry Public
SS Berrysburg Boro, Dauphin County
My Commission Expires July 10, 2011
COUNTY OF 04aP H/A/ Member, Pennsylvania AMON of Now*
LIMITED LIABILITY PARTNERSHIP ACKNOWLEDGMENT
I certify that before me appeared this day Denise G. Reinhart, a person known to me,
who after being sworn said he is general partner of BPC PARTNERS, a Pennsylvania.
partnership, and is duly authorized to act on behalf of said Partnership, and being informed of the
contents thereof, acknowledged execution of the foregoing instrument on behalf of said
Partnership
Witness my hand and official seal this 7th day of March, 2008.
Ci Z
Notary Public
My commission expires:
COMMONWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
Patricia Brandenberger, Notary Public
Berrysburg Boro, Dauphin County
My Commission Expires July 10, 2011
MW W, Pennsylvania AssooOm of
15
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EXHIBIT
TRACT NO.1
ALL THAT CERTAIN tract of land situate in Silver Spring Township, Cumberland County,
Peuusylv"* located at the intersection, of the Carlisle Pike (SR 0011) and Commerce Drive (T-548),
more fully bounded and described as follows:
BEGINNING on the Southerly legal right-of-way One of Carlisle Pike (SR 0011); thence along said right
of-way North 67 degrees 08 minutes 30 seconds East a distance of 281.33 feet to a
carve to the right having a radius of 5682.63 feet, a length of 9.42 feet and a deltpoint; thence &bag a
a of 00 degrees 05
minutes 42 seconds to a point; thence along lands of Woods Drive
minutes 30 seconds East a distance of 698.43 feet to a t' . thence Associates Lot 1B, South Z2 degrees 51
Partners LP South 49 1? along lands of American Sedona
Partners the degrees 38 minutes 56 seconds West a dbb aee of 185.94 feet to a point; thence
along right-of-way of Commerce Drive (T348) North 40 degrees 21 minutes 04 seconds West a
distance of 327.09 feet to a point; thence along said right-of-way North 49 degrees
East a distance of 5.00 feet to a point;, thence comtinnin along said right-of-way 38 a cur es 56 seconds
having a radius of 970.00 feet, a tangent of 149.23 fee 4 ? along a curve to the right
t' ?" of 296.15 feet and a delta of 17 degrees 29
minutes 34 seconds to a point; thence North 22 degrees
feet to a point; thence 51 minutes 30 ?? West a distance of 124.30
along said right-of-way along a curve to the right having a radius of 25.00 feet, a
tangent of 25.00 feet, a length of 39.27 feet and a delta of 90 degrees 00 minutes 00 seconds to a point
being the point of BEGINNING:
BEING Lot #1 on a Subdivision Plan for Wood's Drive Associa
Grabic, Inc., Engineering & Related Services, ? Prepared by 8erfiert, Rowland &
of Deeds in and for Cumberland County recorded December 19' 2002 in the Office of the Recorder
in Plan Book 86, Page 70.
BEING Parcel No. 38-07-0459-125
TRACT NO.2
ALL THAT CERTAIN tract of land situate in Silver Spring Towns
Pennsylvania, located approximately 350 feet South of the intersection Car Cumberland County,
Commerce Drive , on of the Carlisle Pike (SR 0011) and
(T 548) more fully bounded and doffed as follows:
BEGINNING on the Southerly legal right-of-way Use of Carlisle Pike (SR 0011); thence along said right
of-way along a carve to the right having a radius of 56$2.63 lee 4 length
degrees 39 minutes 27 seconds to a point; thence costbMS? ?? ? said of 65.21 feet and a delta of 00
06 minutes 21 seconds West a distance of 10.00 feet to a right-of-way lice North 22 degrees
radius of 5692.64 ( a tan point; thence along a curve to the right having a
gent of 113.34 feet, a length of 226.65 feet and a delta of 02 degrees 16
minutes 52 seconds to a point; thence along lands of Eugene H. Potteiger South 22 seconds East a distance of 183.58 feet to a point; thence along said lands North 70 d?? 54 mates 34
seconds East s distance of 164.50 feet to s 35 minutes 26
point; thence along lands of Woods Drive Associates Lot IC
K-1942-S-2059
South 72 degrees 47 minutes 19 seconds East a distance of 9357 feet to a
Albert L. Gaskin South 32 degrees 54 minutes 34 seconds East a distance of 11point; thence along lauds of
4.08 feet to a point; thence
along a curve to the right having a radius of 50.00 feet, a tangent of 19.70 feet, a length of 37.53 feet and
a delta of 43 degrees 00 minutes 27 seeds to a point; thence
minutes Sl seconds West a distance of 13.84 feet boa along saki lauds ?°? 74 degrees 20
l
minutes 09 seconds East a distance of 229.08 feet to a?point; thence ? thence along said (ands South 32 degrees 57
Partners LP South 49 degrees 38 minutes 56 seconds West a distance of 576-06 fed ?? Sedon
along lands of Woods Drive Associates Lot 1 North 22 degrees fit' thence
698.43 feet to a point being the point of BEGINNING. 51 minutes 30 seconds West a distance of
Being Lot #111 on a Subdivision Plan for Wood's Drive Associates, prepared b Herbert, Grubic, Inc., Engineering & Related Services, recorded December 19, 2002 in the Office of ?rd
of Deeds in and for Cumberland County in Plan Book 86, Page 70.
BEING Parcel no. 38-07-0459-126
TRACT NO.3
ALL THAT CERTAIN tract of land, Situate in Silver Spring Township, Cumberland County,
Pennsylvania, located approximately 760 feet South of the Intersection of the Carlisle Pike (SR 0011) and
Commerce Drive (T-548),, more fully bounded and described as follows:
BEGINNING on the Southerly legal right-of-way line of Carlisle Pike (SR 0011); thence aloe said
of-way along a carve to the right having a radius of 5692.64 f a tan g ?t
feet and a delta of Ol? il?t of 91.53 feet, a length of 183.03
degree 50 minutes 32 seconds to a point; thence along said right-of-way lade North
13 degrees 56 minutes 30 seconds West a distance of 8.38 feet to a point; thence North 76 degrees 03
minutes 30 seconds East a distance of 371.30 feet to a point; thence stiong lands of Albert L. Gaddn South
20 degrees 53 minutes 03 seconds East a distance of 229.77 feet to a point; thence along said lands South
28 degrees 27 minutes 51 seconds West a distance of 6.71 feet to a point thence along said hods South 74
degrees 20 minutes 51 seconds West a distance of 436.27 feet to a point; thence along lands of Woods
Drive Associates Lot 1B North 72 degrees 47 minutes 19 seconds West a distance of 93.57 feet to a point;
thence along lands of Eugene H. Potteiger North 32 degrees 54 minutes 34 seconds West a distance of
187.86 feet to the place of BEGINNING.
BEING Lot 1C on a Subdivision Plan of Wood's Drive Associates,
Grabic, Inc., Engineering & Related Servi Prepared by Herbert, Rowland &
of Deeds in and for Cumberland County in Plan recorded December gr 19, 2002 in the Of[ice of the Recorder
BEING Parcel No. 3807-0459-040
BEING the same premises which WOOD'S DRIVE ASSOCIATESA, PARTNERSHIP, by Indenture bearing date 12/20!2002 and recorded IZ123/2002 in theAOH[ce oGENERAL
Recorder of Deeds, in and for the County of CUMBERLAND in Deed Book 255 page 290 etc., granthe
ted
and conveyed unto BPC PARTNERS, A PENNSYLVANIA PARTNERSW 9 in fee,
T Certify this to be rc
l n Cumberland Coo; . t,
R V- 421 . ID
??'? ^r n•hil ..
4 .. V
ROBERT P. ZIEGLER
RECORDER OF DEEDS
CUMBERLAND COUNTY
1 COURTHOUSE SQUARE
CARLISLE, PA 17013
717-240-6370
Instrument Number - 200807149
Recorded On 3/10/2008 At 2:29:49 PM
* Instrument Type - MORTGAGE
Invoice Number -16042 User ID - KW
* Mortgagor - BPC PARTNERS
* Mortgagee - WACHOVIA BANK N A
* Customer - MATTIONI LTD
* FEES
STATE WRIT TAX $0.50
STATE JCS/ACCESS TO $10.00
JUSTICE
RECORDING FEES - $43.50
RECORDER OF DEEDS
AFFORDABLE HOUSING $11.50
COUNTY ARCHIVES FEE $2.00
ROD ARCHIVES FEE $3.00
TOTAL PAID $70.50
* Total Pages - 21
Certification Page
DO NOT DETACH
This page is now part
of this legal document.
I Certify this to be recorded
in Cumberland County PA
f
RECORDER O/D;?DS
rmo
* - Information denoted by an asterisk may change during
the verification process and may not be reflected on this page.
OOOJEH
11111111111111111111111
t . ---1
REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
VS.
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant.
IV6 7.7 c w? ? -ft<?
VERIFICATION
Patrick McGovern hereby states that he is a Senior Vice President of Wachovia Bank,
National Association and verifies that the statements made in the foregoing Complaint In
Confession Of Judgment For Possession are true and correct to the best of his knowledge,
information and belief. The undersigned understands that the statements made therein are made
subject to penalties of 18 Pa. Cons. Stat. Ann. § 4904 relating to unsworn falsification to
authorities.
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Patrick McGov
Senior Vice President
Dated: November Wachovia Bank, National Association
Id,, 2008
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REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
Plaintiff,
VS.
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NOTICE
C
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that
a JUDGMENT BY CONFESSION FOR POSSESSION has been entered against you in the
above-captioned proceeding. Copies of all documents that have been filed with the Prothonotary
in support of the Confession of Judgment are attached hereto.
If you have any questions concerning this Notice, please call Matthew E. Tashman,
Esquire, at (215) 851-8100.
PROTHONOTARY
REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL COURT OF COMMON PLEAS
ASSOCIATION CUMBERLAND COUNTY
123 South Broad Street
Philadelphia, PA 19109,
Plaintiff,
vs.
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant.
ENTRY OF JUDGMENT BY CONFESSION FOR POSSESSION
Pursuant to the Complaint in Confession of Judgment filed in the within action and the
Warrants of Attorney attached thereto, judgment in ejectment is hereby entered against the
Defendant and in favor of the Plaintiff for possession of the real property described as follows:
• That certain tract of land Situate in Silver Spring Township, Cumberland
County, Pennsylvania being Parcel No. 38-07-0459-125;
• That certain tract of land situate in Silver Spring Township, Cumberland
County, Pennsylvania being Parcel No. 38-07-0459-126; and
• That certain tract of land situate in Silver Spring Township, Cumberland
County, Pennsylvania being Parcel No. 38-07-0459-040.
2
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PROTHONOTARY
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REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
Plaintiff,
VS.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
No, osr- 6 7 BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant.
ENTRY OF APPEARANCE
TO THE PROTHONOTARY:
Please enter our appearance on behalf of the Plaintiff, Wachovia Bank, National
Association, and enter judgment for possession in favor of Plaintiff and against the Defendant.
A
Dated: November a, 2008
REED SMITH LLP
By:
MattE. ashm , E quire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
Attorneys for Wachovia Bank, National
Association
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REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
vs.
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant.
A /0 0 ? 6 77 l C?v? / Ttli?c.
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CERTIFICATION OF ADDRESS
Patrick McGovern, a Senior Vice President of Wachovia Bank, National Association,
certifies, to the best of his knowledge, information and belief, that the present address of the
Plaintiff, Wachovia Bank, National Association is 123 South Broad Street, Philadelphia,
Pennsylvania 19109; and that, to the best of his knowledge, information and belief, the last
known address of the Defendant is 4150 Chambers Hill Road, Swatara, Pennsylvania 17111.
November 2008
Patrick McGove
Senior Vice President
Wachovia Bank, National Association
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REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
vs.
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant. :
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AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA
SS.
COUNTY OF PHILADELPHIA
Patrick McGovern, being duly sworn according to law, deposes and says that he is a
Senior Vice President of Wachovia Bank, National Association and that he is duly authorized to
make this Affidavit on behalf of the Plaintiff, and that, to the best of his knowledge, information
i '01+
and belief, the Defendant is not in the military service of the United States of America.
a-5;19-
Patrick McGoverfi
Senior Vice President
Wachovia Bank, National Association
STATE OF PENNSYLVANIA )
COUNTY OF PHILADELP IA )
On this day o OV bel? before me personally appeared Patrick McGovern, to
me known and own to me to be the individual described in and who executed the foregoing
instrument and he duly acknowledged to me that he executed the same.
In Witness Whereof, I hereunto set my hand and seal this?02? of November, 2008.
D?KY
Notary P(Ablict/
COIvIlNONWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
Donna A. Deprinzio, Notary Public
City of Philadelphia, Philadelphia County
My commission expires may 22, 2011
-2-
- -
REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
vs.
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Plaintiff,
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
?7 C`v• l `few
Defendant.
AFFIDAVIT OF COMMERCIAL TRANSACTION
COMMONWEALTH OF PENNSYLVANIA
SS.
COUNTY OF PHILADELPHIA
Patrick McGovern, being duly sworn according to law, deposes and says that he is a
Senior Vice President of Wachovia Bank, National Association; that he is a duly authorized
representative of Plaintiff; that the underlying transaction relative to this Complaint In
! '- Y
Confession Of Judgment For Possession is a commercial transaction to the best of his
knowledge, information and belief.
Patrick McGov?rn
Senior Vice President
Wachovia Bank, National Association
STATE OF PENNSYLVANIA )
COUNTY OF PHILADELPHIA)
Mm? 6?v
On thi day of-Aete6er, 2008, before me personally appeared Patrick McGovern, to
me known anAiwn to me to be the individual described in and who executed the foregoing
instrument and he duly acknowledged to me that he executed the same.
In Witness Whereof, I hereunto set my hand and seal this 'd of November, 2008,
Notary Public
COMMONWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
Donna A. Deprinzio, Notary Public
City of Philadelphia, Philadelphia County
My commission expires May 22, 2011 r
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REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
vs.
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Plaintiff,
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
AFFIDAVIT
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF PHILADELPHIA
1i6. 6 e- 6 771 cowl ?itf^
SS.
Patrick McGovern, being duly sworn according to law, deposes and says that he is a
Senior Vice President of Wachovia Bank, National Association and that he is duly authorized to
make this affidavit on behalf of Plaintiff; that the facts set forth in the foregoing Complaint In
Confession Of Judgment for Possession are true and correct to the best of his information and
belief; and that the Mortgage (as defined in the Complaint) which is attached as an Exhibit to the
0 10-0
Complaint In Confession Of Judgment For Possession is a true and correct copy of the original
executed by the Defendant.
Patrick McGove
Senior Vice President
Wachovia Bank, National Association
STATE OF PENNSYLVANIA )
COUNTY OF PHILADELPHIA )
On this day of 4WO2'008, before me personally appeared Patrick McGovern, to
me known and own to me to be the individual described in and who executed the foregoing
instrument and he duly acknowledged to me that he executed the same.
4
In Witness Whereof, I hereunto set my hand and seal this day of November, 2008.
Amolf, ? /v?G?
Notary Public
COMMONWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
Donna A. Deprinzio, Notary Public
City of Philadelphia, Philadelphia County
M commission expires May 222 2011
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REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
vs.
Plaintiff,
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
„rb? ?Y b`77/
AFFIDAVIT OF INCOME
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF PHILADELPHIA
SS.
Patrick McGovern, being duly sworn according to law, deposes and says that he is a
Senior Vice President of Wachovia Bank, National Association; that he is a duly authorized
representative of Plaintiff; and that, to the best of his knowledge, information and belief, the
income of the Defendant is in excess of $10,000 per year.
Patrick McGove
Senior Vice President
Wachovia Bank, National Association
STATE OF PENNSYLVANIA )
COUNTY OF PHILADELPHIA)
110 On this ?Zja?y of , 2008, before me personally appeared Patrick McGovern, to
me known and to me to be the individual described in and who executed the foregoing
instrument and he duly acknowledged to me that he executed the samfay In Witness Whereof, I hereunto set my hand and seal thisp of November, 2008.
A Gf/
Notary u c
COMMONWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
FDonna A. DVrinzio, Notary Public
of Philadelphia, Philadelphia County
ommission expires May 22, 2011 i
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REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL COURT OF COMMON PLEAS
ASSOCIATION CUMBERLAND COUNTY
123 South Broad Street
Philadelphia, PA 19109,
Plaintiff,
?61-- 0V «'l VS.
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant.
AVERMENT OF DEFAULT
COMMONWEALTH OF PENNSYLVANIA
SS.
COUNTY OF PHILADELPHIA
Patrick McGovern, being duly sworn according to law, deposes and says that he is a
Senior Vice President of Wachovia Bank, National Association; that he is a duly authorized
representative of Plaintiff; that the Defendant executed the Mortgage (as defined in the
Complaint), a true and correct copy of which is attached to the Complaint; that the Defendant is
in default under the Mortgage.
//4t
Patrick McGovern Senior Vice President
Wachovia Bank, National Association
STATE OF PENNSYLVANIA )
COUNTY OF PHILADELPHIA)
v
A`
On this day Od 2008, before me personally appeared Patrick McGovern, to
me known and
down to me to be the individual described in and who executed the foregoing
instrument and he duly acknowledged to me that he executed the same.
In Witness Whereof, I hereunto set my hand and seal this day of November, 2008.
/
Notary Public
COMMONWEALTH OF PENNSYLVANIA
NOTARl? SEAL Public
Donna A. Deprinzio, Notary City of Philadelphia, Philadelphia County
lvI comom on ex irea May 22, 2011
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REED SMITH LLP
By: Matthew E. Tashman, Esquire
Identification No. 67036
Jennifer P. Knox, Esquire
Identification No. 206298
2500 One Liberty Place
1650 Market Street
Philadelphia, PA 19103-7396
(215) 851-8100
(215) 851-1420 (telecopy)
WACHOVIA BANK, NATIONAL
ASSOCIATION
123 South Broad Street
Philadelphia, PA 19109,
Plaintiff,
vs.
BPC Partners
4150 Chambers Hill Road
Swatara, PA 17111,
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
4 6?-_6?-2 / av)/ 4&^
AFFIDAVIT OF NONAPPLICABILITY OF
GOODS AND SERVICES INSTALLMENT SALES ACT
COMMONWEALTH OF PENNSYLVANIA
SS.
COUNTY OF PHILADELPHIA
Patrick McGovern, being duly sworn according to law, deposes and says that he is a
Senior Vice President of Wachovia Bank, National Association and that he is a duly authorized
representative of Plaintiff; that the Complaint In Confession Of Judgment For Possession does
not arise out of a retail installment sale, contract, or account, as defined under the Goods and
Services Installment Sales Act, 69 Pa. Stat. Ann. § 1101, et seg.; and that the foregoing facts are
true and correct to
the best of his knowledge, information and belief.
STATE OF PENNSYLVANIA )
Patrick McGove
Senior Vice President
Wachovia Bank, National Association
COUNTY OF PHILADELPHIA )
On this day of e?lr, 2008, before me personally appeared Patrick McGovern, to
me known and known to me to be the individual described in and who executed the foregoing
instrument and he duly acknowledged to me that he executed the same.
In Witness Whereof, I hereunto set my hand and seal this ay of November, 2008.
Notary P lic
COMMONWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
Donna A. Deprinzio, Notary Public
City of Philadelphia, Philadelphia County
M commission expires May 22, 2011
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Jennifer P. Knox, Esquire
1650 Market Street
2500 One Liberty Place
Philadelphia, PA 19103
215-851-8100
Commonwealth of Pennsylvania
Court of Common Pleas
Cumberland County
Wachovia Bank, National Association
V.
BPC Partners
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF DAUPHIN ss.
Case No.: 08-6771
AFFIDAVIT OF SERVICE
I,i''i h Jd h So+'1 , being duly sworn according to law upon my oath, depose and
say, that I am not a party to this action, am over 18 years of age and have no direct personal interest in this
litigation.
On l I o at 311-5- AM A3! , I served the within Complaint in Confession of
Judgment on BPC Partners, Defendant.. / / ,o
Said service was effected at C ha rnjrC 14,11 4c/ , / ,frl-i 71/
in the following manner:
9
Personally served.
Adult family member with whom said Defendant resides.
Relationship is
Adult in charge of Defendant's residence who refused to give name and/or relationship.
Manager/Clerk of place of lodging in which Defendant resides.
Agent or person incharge of Defendant's office or usual place of business.
11 / an officer of said Defendant's company.
Other: ?sr Stf ??d.
Addl Comments: 14
dv-t e5s- i t h a 7 e 1/ j C o t' -& 1 oct
(Can't Boss rP usr a a??P? Ecru, cc.
Description of person process was left with:
Sex: Skin: Hair: Age: Height: Weight:
X qj?L?
Signed anfl sworn to before mgon Print Name) fir; n J? h Sah
this day of oar rn m7 on
, 20 17 ?. Dennis Richman Services for the Professional, Inc.
G` 1500 JFK Boulevard, Suite 1706
Philadelphia, PA 19102
215.977.9393
Not Public 11111111111111111111111111111111111
COMMONWEALTH OF PENNSYLVANIA 1424 4°
Notarial Seal
John F. Shinkowsky, Notary Public
Susquehanna Twp., Dauphin County
My Commission Expires Sept. 28, 2010
Member, Pennsylvani2 Association of Notaries
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Jennifer P. Knox, Esquire (Bar#:206298)
1650 Market Street
2500 One Liberty Place
Philadelphia, PA 19103
215-851-8100
Commonwealth of Pennsylvania
Court of Common Pleas
Cumberland County
Wachovia Bank, National Association
V. Case No.: 08-6771
BPC Partners AFFIDAVIT OF SERVICE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF PHILADELPHIA ss.
I, Thomas Crean, Jr., being duly sworn according to law upon my oath, depose and say, that I am not a
party to this action, am over 18 years of age and have no direct personal interest in this litigation.
On 12/08/2008 at 5:50 PM, I served the within Notice Under Rule 2973.2 of Judgment &
Execution;Entry of Appearance;Complaint in Confession of Judgment on BPC Partners c/o
Nicholas Reinhart, Defendant. Said service was effected at 515 N. Reading Rd., Ephrata, PA in the
following manner:
By delivering thereat a true copy to BPC Partners c/o Nicholas Reinhart and informing him/her of the
contents.
Description of person process was left with:
Sex: Male - Skin: Caucasian - Hair: Brown - Age: 52 - Height: 5'8" - Weight: 230
I hereby affirm that the information contained in the Affidavit of Service is true and correct. This
affirmation is made subject to the penalties of 18 PA C.S. 4904 relating to unsworn falsification to
authorities.
sworn to f re e o
day of , 20
Ndtagal Seyl
Regina A. Richman, Notary Public
Falls Twp., Bucks County
My Commission Expires: December 12, 2009.
Thomas Crean, Jr.
Dennis Richman Services for the Professional, Inc.
1500 JFK Boulevard, Suite 1706
Philadelphia, PA 19102
215.977.9393
1111111111111111111111111111111111
13253
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