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HomeMy WebLinkAbout08-6863ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 ,tharlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 1J) /69-1101 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. IGOR M TOMIC 239 S 18th St Apt 1 Camp Hill, Pa 17011 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 08 -1PUP'3 C IV? CIVIL ACTION COMPLAINT NOTICE AVISO You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Le ban demandado a usted en la torte. Si usted quiere defenderse de estas demandas expnestas en las paginas siguientes, usted tiene veinte (20) dies de plazo al partir de Is fecha de la demanda y Is notification. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a Is torte en forma escrita sus defenses o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, Is torte tomam medidas y puede continuar la demands en contra suya sin previo aviso o notification. Adernas, la Corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demands. Usted puede perder dine o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABA]O PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (115) "/tSy-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. IGOR M TOMIC 239 S 18th St Apt 1 Camp Hill, Pa 17011 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. B ?-r tp / p- (D / 3 cN 0 4' C??? CIVIL ACTION COMPLAINT 1: Plaintiff, FORD- MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Igor M Tomic, is an individual who resides at 239 S 18th St Apt 1 Camp Hill, Pa 17011. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about May 24, 2007, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $30550.20 at an annual percentage rate of 17.490%, in order to purchase a certain motor vehicle, 2006 Ford Mustang more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $397.55 for a period of 66 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until July 18, 2007, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $6900.00, however a balance of $7335.00 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice. of the deficiency balance attached and marked as Ex 't C. _ 9. Pursuant to the terms. of the. contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $885.72 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $8220.72. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $8220.72, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. submitted, P.C. CHARLENE A. TAYEOR, ESQUIRE Attorney for Plaintiff Date: November 13, 2008 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: A. TAYLOR, ESQUIRE DATED: November 13, 2008 ¦ . PENNSnVANA MIIPIE INTEREST VEHICLE RETAIL NWALLiENT CONTRACT DATE D5(.Z4/r nn? 1 7y7_708p ou Cosy ) Nan. rr MdN (.deed carry o" aD iL X1If«fm cedar odor a or Amww) 06-11-07 A11:12 IN IGOR M TONIC L B SHIT. FORD INC 239 S 18TH ST 100 MARKET ST ® CAMP HILL PA 17011 EMOYNE A 17013 CUMBERLAND www.foryermNt.eom Him TM ( b b..' drrrou'wm"1s" llY er wkW asoe.yor. -Th. u .Ploy b, a•n a aft TH Pula i. a;oan tiler r'Gr Pica' TM o•r pre b anown valor w I Sf PAOe.' pr rP+l df mmr.cL vet aeewb .W.... .m.w,Y. rww.a enl wd;a.w anY•a. NewUW Ywr rr Wr Lloer vrxda b.rAU.m Uw Fr wdid, Pudird 2006 O Paardl p npImAma USED 12505 FORD 1 ZVFTBON455218706 p carrdrml ITEMIZATION OF AMOUNT FINANCED IEURANCE L9.990. 00 YOU ARE REOUMED TO DOME THE 1. Call Ma i (1) VEHICLE. YOU MAY OETAN VEHICLE 2.0ore Pgdwlr YOURDWOMM `FROM A PERSON OF l Third Party Ratelm A~ to Sofar --------- h.e.llf°00-1 ? T,ti7i6. dT ....s 7,386.10E 63,. D686W..0100- FOLIABILITY INIMIRANCE COVERAGE R ODDLY ILNIIV AND PROPERTY ri ar Awl• Oev Alcorn Merl Owl DAMAGE CAUSED TO OTHERS 0 NOT Told Dow H4,311.9 0(8 INCLUDED. 1 Ibb W RYie d Gdl prim (1 mars 2) ,__._...._...__..?f 5, 678.1OHI IL CREDIT Awlwle PaM w Your b.llw (Selr n.F be i-.1 eraw of these worwH OTNER OPTIONAL INMIMNCE ARAND E TO Palmer 0re ea NOT REOINIIED TO OWAN CR1UJ{T (I) for Larw (f 15. 00 A (S 12.50 b f AND WILL NOT M PROVIDED UN LM mP.bdlM IS ? 1. ties E 73.50 YOU SON AND AGREE TO PAY THE P)1r torgf- f - it. Ls SYIEJ . (N) b, wore lnd b Cash Prime ice' s f 1,017,05 To I-- C-W.*- far: p11hlVA Coda LRe 4lwYrm Oa Wla N/A I Cram mooo" bl.dalb. H/A tTT.lm_Mwwpyhl__.......f N/A You wed Creel LNa Inellrann. T?RI?P?UO°LTUWOO To fr s N/A To kr f N/A 8._ Si._ To wr f N/A To Her { N/A To for III MIA (a) S. A-1 RnA W (3 per PIOBIM-1pW6 OMCY..OSIIIIIN $ LIA ANNUAL FNANCE Amoma Teed d Total Safe PreM PERCENTAGE CHARGE FNUnpd Pal ISwMS Prim RATE Trd;bw `o*-w shod... Trllrawl 7A.wlrlw "err ar p°W l.le .m.W a?Mnjro d maw e?O°r+ era reyr.TW carom grwbtlaV ?d ow- a{1.31t-b 17. 19 % 9,158.15 ji; ,7m is TM ]D A30, 550.20 beta el PrwaY O O aoo of. 6A Nth -om ¦yr puwyw eMM ery.wri nu lrwtipq eprrp. _.- o..rfta;aw•.b rwwdal•d«rr.?b.r.rrer ip W.71e - s -w dwPe d.:p I. ?f0=0Mo birmi aeea oeP??moelme ma. er; so ??i barrc Rom r Yid mica b aarei Wmrem w a•oaar Wrea, mfr, raPepaar rake ovum.. d wa eW k AA Odom M tlr6Y (w, rM prrw^a w ',. 1fyMl-061iMlrliYtyaw Wart oblpaYeili. you ma has Ybr Jaladi. HWdf A boor wIN ane wane III w your wNICM e y money «yooyf Nfa Yed I« your ealbde. BALLOON CON/MLT PJKNN ? You All Bpdaorm PdIwW eegr rye carol b a bdaoon p.pnre. 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Buyer (MM C"Uysr) rweeWad a from and Cornombity fNW In fai(Ai X Ij Y r X era- B sDWI rrrrl ,..- N x THIS CONTRACT IS NOT VA1D UNTIL YOU AND aEL1,M1 MGM R. arfr ooT bark, of oradr w rTao liver TYr loud wa Woo ...e a Grew. owe, ¦laaaaaa w sedrel.a N aw;ra.rw, ar oar wow.tl.. miw l/OaU l1Mro CwmT• rnROarr ('AarPw'1 i• stet w rr ai •krwL ra 1 - 51101223-3011D .far Sea ar rl.elw a sid S.Sum rm tic pr Tar fl1 +rrim+.si n.r..aa.•..r r,rrl- efF 0MER310EFO4,A00gNALAQFlffl ITS - --- ----- --- . e?.r.a r? ra ORIGINAL PLYI.ORIeN1AL PLY3-aurMraCOPY PLY3-CDaINWM111MNTORCOPT PLY.-OULH CD"OMML7RMWMlAMI) ClsyN rNUrrba Cdrywy t H?A PNmiun IIRWao(f) Co-&ryx Sgro Cloall O DIaaWMNIAIIw?aeprry Um Irlkaey(s) YW wad Clads DYebiry hulNan6.. fAyar 6igW Co-Buysr fNws OTHER OPTIONAL. IISIIR111CE ytl Imriw ? Nr ire N/A i_{ya RYDPA N/A I1yM/A rim Yw era tlr op.pW ilpawor br wdrh Ye.oo•. •oeor. ism. cparr.r ADdITION1yt AORE@AtENr? _ A. PapllOlll. Mil SNOW" Ketlp: rM mwl mW. m O.Y- MpprOYf M.Ips w Mm011r a Ml.wm. 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IIEfSIrIRF A YAOIANATIYE p1A CLASP YBNMMANY CL1166 Ca1r TQ11 M?IMYE • IIIONT TO A?pSAL ?OIµ PEA LAWST L. • OTIIM MAT AtIALAblSr ALASISIfF rq?, m 3i 7iTe CSM. t11???Dx M Ski br?WIpLY b mwk t) 19 M .amt M a.wAy WAw b M rMiIM, tlrrla OY NPalttttrx w ..001 dlwr, A tfpOt b Ws MSd Owrl b mbns M rMdeh dldLrC ad ry RIP In rpbq test • aaud a bw rMkw rlMkp M.TOltlaw aa.dW A ¦IOwb I ENr nw OwMw mt a M.meWwr wd Mrww)l. oliw")o Vert Ow- TM .ppkrb an NO Wub•) my 4.OYkaIAIM?wMr/Mmwtal/r. p 9 a. 7mw?. rkArUllEEwlPmtk aDmt•S`OaE1:7f71 alesaAblmewn?Ipta. yrf?A?Lr Sfrrkatr.Mel =10 wAOO MyOW?wR?Orw TrOOM..dWnrndWMNaxrY+lArMMiSa ry apTiL t?!lLLSG? ot F/far wrMrmtW dM npwrr Prl.#l0p aw.rYM.R awlr?aqxa phw rrrrpptrO?r..kwefrndr N..oW a51%VM.M N.I/OSrPr West Olpl .rL Arppatmddis wOrdllmdrrarr?• tMo be atwtL w M rC ITpI;dYfC ti.b.hCO a amp m.y rrvr w w•aG M WMM SM FON ApMnplal AGREEMENTS "'PRN"' Ford Motor Credit Company P.O. Box 31111 TAMPA, FL33631-3111 (877)349-5260 MECAGOMM12 IGOR M. TOMIC 239 S 18TH ST APT 1 CAMPHILL PA 17011 Date of Repossession 124)3-2007 Date of Notice 12-042007 Date of Contract 05-242007 Account Number: 042507197 Buyer IGOR M. TOMIC Coburyer DESCRIPTION OF PROPERTY Year 2006 Make FORD E] New ?x Used Vehicle Identification Number: IZVFTSDN465218706 Model MUSTTG Body 2DR NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke prornises in our agreernent. i? x l PRIVATE SALE: We will sell the property described above at private sale sometime after 15 days from the Date of Notice shown above unless redeemed by you prior to such sale. ? PUBLIC SALE: We will sell the property described above at public sale to the honest bidder on the date below (or any adlournnlent date). The sale will be held as follows: Date of Sale Time of Sak Place W Sale You may attend the sale and bring bidders if you want. NOTICE OF REPOSSESSION The property is presently stored at: OTHER OTHER OTHER PA The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need-more information about the sale caH-us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you Dwe us, you-may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who awe money under your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. HOW TO GET YOUR PROPERTY BACK To get your property back, pay us that amount by certified check or money order before the vehicle is sold. Unpaid Balance $ 17,513.56 Plus Costs: Repo Expenses $ $ Plus Late Charges $ 23.85 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 17,537.41 (Plus expenses r wvd if deft* at the time of repossession exceeded 15 days and leas rebels received after the date of M nice.) Your property wont be sold krd 16 rays alter the date of We, notice at the EARLIEST. Alter that you can sill get it back any time before ICs act ally sold. If you do, well have no further ctekn on ft. But the longer you wait, the more costs (nckr6rg repairs) you may have to pair. If you have any questions about this, please call us. ? The property has been (or will be) returned to: Under our agreement with your dealer!origirrel creditor, the deda/original creditor is to sell (dealer/ongkW creditor) after the sale, you Wit pay g to the dealer/original creditor. the properly and psy you arty money left over. If you eve money ? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by contacting this office. Thereafter, the personal property shag be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle gated above PAYMENTS: All payments to us mxist be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected an the vehicle's odometer Is not accurate for any reason, please contact us so that we can accurately report the vehicles mileage. INSURANCE RIGHTS: If you don't want to got your pmpwty track, call the insurance company or the dealer/original creditor to make sure that airy insurance has been cancelled. You have a right to get c Wk for all premium miurds. JACKIE X. RWERA FFNA 1196837 Jan 02 Prerioua editions may NOT be used. CUSTOMER/CUSTOMER FILE Printed in US A, °a$ $• « cr I iLn o r?Q « -a Ln N yU. e a C2 s CS M C3 , C3 o r.r $ C] 0 o°' -° 0 U t cv ru M to $ t7 0 M1 r .r....... ..s.. .. a ca 000 J z 0 (L V)i Ix 'M w « Qw ? 4 It? N azZ N(a< N WAZ ZV Nw?U)2 g T-0 tG?Q I.- IOL ?q1 SO ?` d 1? N?4?l1) 0QUujw cil9J0(9 r C14 A C4 z M1 S t .:?. - :a E?Q£lD „gyp .-3 r .JD R! 'ter ? ? r•? • z .::s ;:aa.:. sY;? s?au;`??t?aci ? ? ? ! S I 7" ? M C3 C3 Q ! O 0 0 0 `° -o 0 ni U7 _o ru Ln ..a o a ti 3zti;f:?rrFS ?? (? N 0 co O U m U 00 2 &L UJ I H W- O V? a N [.7 0as Modo w ^w n r ° a c c I I w d I 1 I I m .A T 0 0 r 0 0 .a Ln ru a C3 a ti is 30 ? LLS s !2 r- LL. G zz NCO OtL Ford Motor Credit Company P O BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2008-03-06 PMTSIOOI00041 IGOR M. TOMIC 239 S 18TH ST APT 1 CAMP HILL PA 17011 STATEMENT OF SALE Account Number: 042507197 The following property has been sold. Year Make Model Vehicle Identification Number. 2006 FORD MUSTG 1ZVFT80N465218706 Balance owing on your contract (1) $ 17,537.41 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3) $ 17.537.41 Deduct: gross proceeds of the sale (4) $ 6,900.010 -$alanm less gross proceeds of the sale (3 - 4) - (5) $ 10,637.41 Add: Expenses of retaking and storing, and (6) $ 420.60 any attorneys` fees allowed- by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate (7) $ 0.00 Other: (8) $ 0.00 (9) $ 11058.01 Deficiency** Surplus* (10) $ N/A The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency" * If the sale resulted in a surplus, a refund for the difference will be mailed to you. ** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 FFNA11990 01/04 Previous editions may NOT be used. ??s rn? ma ? cn * ? ' - c rTl Lb W O cryS NO 77 C) T 3 orn -? CYN SHERIFF'S RETURN - NOT FOUND Y? CASE NO: 2008-06863 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS TOMIC IGOR M R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT TOMIC IGOR M but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE the within named DEFENDANT , TOMIC IGOR M 239 S 18TH ST APT 1 NOT FOUND , as to CAMP HILL, PA 17011 PER POST OFFICE, NEW ADDRESS IS 1 FAIRFAX VILLAGE, HARRISBURG, PA 17112. Sheriff's Costs: So answers:,; -'? Docketing 18.00 Service 13.50 Affidavit .00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County Not Found 5.00 1/5/oy ?-- ,/ 46.50 MAURICE & NEEDLEMAN 12/08/2008 Sworn and Subscribed to before me this day of , A.D. MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 BY: Charlene Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff, Case No. 08-6863 Civil Term V. IGOR M TOMIC Defendant(s). PRAECIPE TO WITHDRAW COMPLAINT TO THE PROTHONOTARY: Kindly Withdraw the Complaint originally filed with the Court on 11 /20/2008. MAURICE & BY: Charlene Taylor, Esq. Attorney for Plaintiff , P.C. Date: December 18, 2008 ?? ?, ` -?-? .a i?r-s ?? ?? ';. ?: :,. 3 ;: ?, .- ,. Lf: