HomeMy WebLinkAbout08-6940n
COMMONWEALTH OF PENNSYLVANIA
?. COURT OF COMMON PLEAS
JUDICIAL DISTRICT
NOTICE OF APPEAL
FROM
DISTRICT JUSTICE JUDGMENT
COMMON PLEAS No. Vo - (pggo Civi -Farm
NOTICE OF APPEAL T?Iej 11 J'Qq-I®$
Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the District Justice
on the date and in the case mentioned below.
NAME OF APPELLANT I MAU..1- no. law .-- u.a.
rL4rW6rVaL.R*kA3 UL 09--? at
ADDRESS Or APPELLANT CITY STATE ZIP CODE
n rdrj" # t??
DATE OF JUDGMENT IN TXE CASE OF (PleinHll) (DaWd-t)
5 V8.
CLAIM N ....A7 OF APPELLAN OR HIS ATTOR EY O GElT
CV 19?
LT 19 X
This block will be signed ONLY when this notation is required under Pa.
R.C.P.J.P. No. 10088. If appellant w s Claimant (see Pa. R. C. P.J. P.
This Notice of Appeal, when received by the District Justice, will operate as No. 1001(6) in ction before District Justice, he
a SUPERSEDEAS to the judgment for possession in this case. MUST FILE A COMPLAINT within twenty (20)
days after filing his NOTICE of APPEAL.
Signature of Prothonotary or Deputy
PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE
(This section of form to be used ONLY when appellant was DEFENDANT (see Pa. R.C.P.J.P. No. 1001(7) in action before District Justice.
IF NOT USED, detach from copy of notice of appeal to be served upon appellee).
PRAECIPE: To Prothonotary
Enter rule upon
(Common Pleas No.
appellee(s), to file a complaint in this appeal
Name of appellee(s)
) within twenty (20) days after service of rule or suffer entry of judgment of non pros.
Signature of appellant or his attorney or agent
RULE: To
Name of appellee(s)
, appellee(s)
(1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after the date of
service of this rule upon you by personal service or by certified or registered mail.
(2) If you do not file a complaint within this time, a JUDGMENT OR NON PROS WILL BE ENTERED AGAINST YOU.
(3) The date of service of this rule'ii service was by mail is the date of mailing.
Date
AOPC 312-90
19
COURT FILE TO BE FILED WITH PROTHONOTARY
Signature of Prothonotary or Deputy
PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT
("This proof of service MUST BE FILED WITHIN TEN (10) DAYS AFTER filing the notice of appeal. Check applicable boxes)
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF sG:
AFFIDAVIT: I hereby swear or affirm that I served
® a copy of the Notice of Appeal, Common Pleas No. upon the District Justice designated e
(date of service)- -_-_ _-- -.-_-, 19..-_.-._....... _ ? by personal service ? by (certified) (registered) mail, sender'
receipt attached hereto, and upon the appellee, (name)-- Of
39 ? by personal service ? by (certified) (registered) mail, sender's receipt attached hurc c.
? and further that I served the Rule to File a Complaint accompanying the above Notice of Appeal upon the appe;ll:
whom the Rule was addressed on 19 __. ? by personal service ? by (certified) (retli
mail, sender's receipt attached hereto.
SWORN (AFFIRMED) AND SUBSCRIBED BEFORE ME
THIS DAY OF . 19
Signature of official before whom affidavit was made
Signature ofa c
Tifle of official ev
C=
ca
My commission expires on -- --_----- , 19 _---
j6 __
3 1171
" C1
.3
_TJ
w
COMMONWEALTH OF PENNSYLVANIA
C:nl wTv nF• CUMBEHLMW
Mag. Dist. No.:
09-3-01
MDJ Name: Hon.
HAROLD Z. BZMDER
Address: 3 5 N ORA OR ST
SHIPPEBSBDRtG, PA
Telephone: (717 ) 532-7676 17257-0361
NOTICE OF JUDGMENT/TRANSCRIPT
CIVIL CASE
PLAINTIFF: NAME and ADDRESS
rcoloLOHNaALTH FINANCIAL SYSTMS INCA
1729 PITTSTON AVENUZ
EDWIN AB>RAHAYSEN A ASSOCS
LSCBANTO]R, PA 18505 J
VS.
DEFENDANT: NAME and ADDRESS
rFERRY, STACEY
3680 ORRSTONN ROAD
ORRSTONN, PA 17244
C01O[OHM>eALTH FINANCIAL SYSTSKS INC L J
1729 PITTSTON AVEIIROE Docket No.: CV-0000257-08
EDNIN ABRAElAZSZN to ASSOCS Date Filed: 10/10/08
SCRANTON, PA 18505
THIS IS TO NOTIFY YOU THAT:
Judgment: DEFAULT JODQUAM DEF.
0 Judgment was entered for: (Name)
(Date of Judgment)
FERRY, STACEY
11/05/08
® Judgment was entered against: (Names) COIOLO]RN>6ALTH FINANCIAL SYST=8
.UU
in the amount of $
F] Defendants are jointly and severally liable.
Damages will be assessed on Date & Time
? This case dismissed without prejudice.
Amount of Judgment Subject to Attachment/42 Pa.C.S. § 8127
Portion of Judgment for physical damages arising out of
residential lease $
Amount of Judgment $ .00
Judgment Costs $ .00
Interest on Judgment $ .00
Attorney Fees $ .00
Total $ .00
Post Judgment Credits $
Post Judgment Costs $
Certified Judgment Total $
ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE
OF APPEAL WITH THE PROTHONOTARY/CLERK OF THE COURT OF COMMON PLEAS, CIVIL DIVISION. YOU
MUST INCLUDE A COPY OF THIS NOTICE OF JUDGMENT/TRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL.
EXCEPT AS OTHERWISE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES, IF THE
JUDGMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST
COME FROM THE COURT OF COMMON PLEAS AND NO FURTHER PROCESS MAY BE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE.
UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS, ANYONE INTERESTED IN THE JUDGMENT MAY FILE
A REQUEST FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PAYS IN FULL,
SETTLES, OR OTHERWISE COMPLIES WITH THE JUDGMENT.
,//- Jc- d O Date
, Magisterial District J
I certify that this is a true and correct copy of the record of the proceedings containing the judgment.
Date , Magisterial District Judge
My commission expires first Monday of January, 2012
AOPC 315-07
DATE PRXNTED: 11/05/08 9:58:00 AN
SEAL
??-0103
ra
77 r-7
-...7
r?o .43
C-'. ..<
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Commonwealth Financial Systems, Inc
120 N. Keyser Ave.
Scranton PA 18504
CIVIL ACTION
Plaintiff
vs.
STACEY FERRY
9 S. PENN ST
Shippensburg PA 17257
NO: DS - ??? Civil Gerw?
Defendant :
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice to
Defend are served, by entering a written appearance personally or by an attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money claimed in the Complaint or for any
other claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
717-243-9400
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Commonwealth Financial Systems, Inc
120 N. Keyser Ave. CIVIL ACTION
Scranton PA 18504
Plaintiff
vs.
STACEY FERRY
NO:
9 S. PENN ST D ?? G? a ?rn
Shippensburg PA 17257 ;
Defendant :
COMPLAINT
Plaintiff, Commonwealth Financial Systems, Inc, by and through its attorneys, Edwin A.
Abrahamsen & Associates, P.C., complains of the Defendant as follows:
1. Plaintiff, Commonwealth Financial Systems, Inc, (hereinafter "Plaintiff") is a
Pennsylvania corporation with a principal place of business located at 120 North Keyser Avenue
Scranton, PA 18504.
2. The Defendant STACEY FERRY (hereinafter "Defendant") is an adult individual
residing at 9 S. PENN ST Shippensburg PA 17257.
3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase
and collection.
4. Defendant applied for and received a credit card issued by FIRST USA BANK
with the account number 5260313590954435.
5. The within account was sold by FIRST USA BANK to Unifund for valuable
consideration and all rights under said accounts were assigned to Unifund. (See, Bill of Sale,
Affidavit and Assignment attached hereto as Exhibit "A.")
6. On or about November 22, 2006 Plaintiff was assigned all rights to certain credit
card accounts from Unifund, including the account opened by Defendant with account number
5260313590954435. (See, Bill of Sale, Affidavit, and Assignment attached hereto as Exhibit "B.")
7. Use of the FIRST USA BANK credit card was subject to the terms of the
Cardmember Agreement, a copy of which was sent to the Defendant along with the credit card.
(See, Copy of Cardmember Agreement, attached hereto and marked Exhibit "C.")
8. Defendant used the FIRST USA BANK credit card account number
5260313590954435, for purchases, cash advances and/or balance transfers.
9. The Defendant was mailed account statements relative to the Defendant's use of the
subject credit card.
10. The Defendant defaulted under the terms of the Agreement by failing and refusing
to make monthly payments on the account as they became due.
11. The account became delinquent on November 6, 2004.
12. The principal amount was $1,768.20 at the time it was received by Plaintiff.
13. Pursuant to the account agreement, any unpaid balance accrues interest at the rate
of 6%.
14. The total amount due and owing the Plaintiff including interest, is $2,269.45.
15. Pursuant to the terms of the Agreement, Defendant is liable to Plaintiff for court
costs and reasonable attorney's fees.
WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the
amount of $2,269.45 plus costs of suit, reasonable attorneys' fees and any other relief as the Court
deems just and appropriate.
bmitted,
Edwin A. XbrahA en & ssoc.
Michael F. Ratchford, Es ire
Heather K. Woodruff, Esquire
Attorney I.D. Nos.: 86285/207805
1729 Pittston Avenue
Scranton, PA 18505
mratchford@eaa-law.com
hwoodruff@eaa-law.com
VERIFICATION
I, Michael F. Ratchford, attorney for Plaintiff,Commonwealth Financial Systems, Inc, am
fully familiar with the facts set forth in the within Complaint and am authorized to make this
Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are
true and correct to the best of my knowledge, knowing that any false statements are punishable
by law pursuant to 18 C.S.A. 4904.
*ca Ratchford, Esqui
ok 6 16 n
EXHIBIT A
B[t.L OF SALE
Chase: Manhattan Bank USA, N.A. (as successor through merger with Bank One,
Delaware, N.A.) C'Scller' ), for value received and pursuant to the terms and conditions of
Credit Card Account Purchase Agreement dated October 26, 2004 between Seller and Unifund
CCR Partners ("Purchaser"), its successors and assigms ("Credit Card Account Purchase
Agreement"), hereby assigns effective as of the Cut-c>ff Date of February 18, 2005, all rights, title
and interest of Seller in and to those certain receivables, judgments or evidences of debt described
in Exhibit I attached hereto and made part hereof for all purposes.
Arnounts due to Seller by Purchaser in hereunder shall be paid U.S. Dollars by a wire transfer to
be received by Seller on February 25, 2005 (the -Closing Date") by 2:00 p.m. Seller's time, as
follows:
Bank One, Delaware, N.A. clo Federal Reserve Bank-Philadelphia
ABA: 031 100 393
Account: 40 7253-106 1 000000
Attention: Marcos Castillo
This Bill of Sale is executed without recourse except as stated in the Credit Card Account
Purchase Agreement to which this is an Exhibit. No other representation of or warranty of title or
enforceability is expressed or implied.
Chase Manhattans Bank USA, N .A.
By:
Date: February I8 2005
Title: Vice President
Uaifaad CCR Part ers
By:
Date:
t
Title
un_
Unifand CCR Partners
BILL OF SALE
v?X?bif
Uaif d CCR Partners, for value received and in accordance with the terms of the Accounts
Receivable Purchase Agreement by and among Unifund CCR Partners and Commonwealth Financial
Systems, Inc. C Purchaser'), dated as of November 17, 2006 (the "Agreement'), does hereby sell,
assign, and transfer to Purchaser all of its good and marketable title, free and clean of all liens, claims
and encumbrances in and to the Accounts.listcd,in the•Account,Schedue. attached as Appendix A to
the Agreement, without recourse and without representation or wau-anty of collectibility, or
otherwise, except to the extent stated in the Agreement.
Executed on November 17, 2006.
UNIFUND CCR PARTNERS
By
Joel Rosenth
Director, Sal,
Marketing
For Unifund Use ONLY 26
Client # PID CID #
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f.• Mgt '
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Cardmlember Agreernent
This a the *rahtrnt duu atab&dhcs dtr "Mort,.,, tircbtwVkrAreshunt {'Anynmtl widt Fart
l'SA Rank '-'*A Cundtk ft Wotmts opctwd wadi us thtc %h otia bxeks that pa " ••pae .
. you
sl/vm prognae and rdtave fume ?" be an the face dwv Grd} Plrax rtud it o tfWly
lad knp it for yore raoottFt You do rtes treed a tiia tltia Agseeaiptt but phaac be sate w ' dte
bKk dyvur OW i•Yoas hate trot skeado date t4. All ooenoons of aedat in wonection "kh Your
A?crnurwht amad bdK made by first MA Bank NA in lYdeuhdagtot4 Ddasrate Am use of,,, , r Cud or
Defle"Gor in ? of the taunt and mafiitioesdth's Ag+roeanatl.
dtt wotdsW XW'Y*Nrtderbeach pasactQoin*andseteaaOr
if more that one) 0 hoes; appltd for the Aaoattnt and arty grAw peen who has Broad a be
srysotue'bkt Pori wAtxAttnt. 4orrds'srt'. WNW %t e aekrlD Fast (XAB K NA.,do,
blklag usoowioa'Card" rekts tD teach kw=Card aiad/or lAa Card that is Wed on your
Aac>o""L 771e Card =0 be teaanod or surrendered so us crowiY p f.,
U'09 Yoar Aocawne you tray tae yotr Card or Amount to ptatdwe or ka w Gw& or mrviaes or
p 'a"1010-? YOU tray aba we die Card a obtain *A karts a ba6usea s Rfsomooan lder fim c is
institudon that acogsa due oqy You agree to AWqx tae( to arty cub
rtftaads Vb- der your Aaaotmc instead or d aah
at,bard Ptae=e was dried to yourAooewt
uo
We R'UY isua<''Cooarnicooe awcw to tact sd;& may be taw a aoxo yore actin rue U.
d a.
Cornatioacc Owd VA be ttarod as a twd-e in der aotoumt or yarn' dx& Each Cwmmience
Ched WM aonoist ytur Amount amber and aasr be wW ooh bf fire peaaoa(s? srhota ttaate(r)
is(are printed oa i4 Fitdc natal be baopterted nerd sagaod by for e?a• of ytw) is the same mte?
rter as a regular penoaal dtoek H!le pmdde Coasoaicaae fat yota'A=QUQ , you any wet tae
than to M nay amts= ?w am'
cre under war Ardnsawbm Agn mint or tmmkr arty abcr audit
agnet?ront of amItott you may have %idt tau, but One or any d ar nda W banks
Ow YotrAaroaot You atsdwrw ss lopay and dav;crwAtuwmc for all Pwdomand
Cash Adwtccs aoark tar obrmaod br yaa a m M you autlaarsae n test lac Cud or Aaootmt. You
pronsix to MY to for aM of tbae Pud am and OSeb Adwwcm plus mry Frartoc Cams awasod on
your Acacwat and any, other durges lad rocs which you may tsar m under the terms of this
Your be ob%ted to par assdu-wd dtaW a yar Aomunt Mh dw rest4ong Gam
() ac"d tac dyour Card ar t aaceaiirnoe Cbmilk M and orderorboese: aaapp Aw orodtQ
t iECfraait Pcathua,mde uitEsout pweruieg me card a (3) my ateit6aq+drWOMMace where you
audloriae a d?c? or wAxariac wWotx else tonuke a t;:;=w
wAawt.. Eadt ptmoa Minis
ittduded wirhn' due ddli i of dre w m )ou . aba?'s "the NO am=K wood on
the Aoootuut We am seryuire dat you? the tuf arootmt owed Midwest frstwkkg the adwr yore
son($) to pay. Al pgrawts swat be made in UZ do&m Anypaysocm aurae by diccl or other olio-
dable insatmttmt aaet bieilr?aa?m ? a aan a M bank or a US. braadl at a rOr -bank $nh f b nay
tK ? 6w. - -3 ??w payrocats 66 batmom it lour AO=Mt
m rharG -nhmty 1,04" ,
n? lAedaia?d idoiarYotraedct fax isdaoMn on dx fddcr tsa luting your Card Si= w
?y'c1ti htEe your aedt &w hom time to eme, your hteestarodtt rise w$ appezr on your moaddy
wo sec not w waatte a Nadme or obaia a Catch Adnam dwwwA awe the uapatd
bttdatee dyoar Aaaoratt to Owwd your aa5t Gar. We "boner Add wes ad C4 Aduaw in
-ow ofyourat &meataw•aoledntrtooaifmdgmkAireenemabow6madYStesot,,d
you to pay the taaora itomodiatdv dwt request that you doso:You grce thuwe my daW or
your cardit 6uo at my runt wiama a6ecw your obl?aGatt to aaaotwK }cu
fader tlas Agteo?aerr? We tip9
g,we
? odf a Pa*+ atyararodit iae is arn7abia fat Cart
Advaaea, 7f we do a AYoWu taoaoed dm katk you wi! be aorWood what ataw" yaw ac arwe
for aQ ptsrpoaa ddtis CSrdmraberAgrecomtFor sena6gteasaaq tae taoy rtrtitthe naaaba txdol
hr -axU -
ayyffti Cia6 Adamae aod/orLbc»mieaoe Cbod oaootctiom dw air be www
abtairs %*h aaAdrwtwhes attire cx w w0 t.= si & so so rail aWmi adom to nuke Ndmn or
rasosc+ty +a>4 Pfiaaoat raoriMCA on yo°r Aacwmm:.
Pairodie Strtaa We yaU ataada at the tad of each mtdsty brag ctdc i0 AW& 7o'r
AAwxftasa dts k a aa& b bnw d awe &= $ Q0 a tTaPi Qarae (, a??r? *:n?aaasxboaa kpw&
audit tme sud?aalk?y l?yy ? and l+gexr+t Dtae 17? 7w
16011110M 1Et6e Ainr 6abtaoesbowa oa your taoot6ifatatanesxis seat tdwa ?70m.
yocr haaast ?VUM Ox by the hgmmt Due Darn b your Near Bahzxr- CAbaewe,
d)e o a New= (}ate ? vM be the dfl0:U0 or dte foal of(])
OUR fine at the tiaae of . You drr? plus (Sj we ao dew nos aioaroot oar your
any *ft pay the fiat satowtyw owe tae Pay more daft the hfumamn htunthdr 1°srcaatt and may at
Fataroe Clallgtc 7740re is a wWzoura FWANC7: t7EfOGE is the Smart suted it dx Table of
imeeeat Cbay,,cain nay bfteydr in which you owes a p KWCE+ CtiAR -
We cakvlxa the 'balance Subject to FDM(: c CMWV for Purcbucs and Cash
Advances. For OA Adtanom we wdl add a Periodic FKQ4 >; ?6mm der"daT ysx' take the
Csslt Adana tmtd tyre case tee rcmw ppss.vamt 0 dry, F(ooeser. you have a grace period for
PlarhaM You w71 as pay a Paiode fVW4CE COME on armu or pmoota Purdmts [yon
paid your New BaFaztec in fu1 by the Pamax Due Date on lour pvwA statement or that babace
was
csurcnt ntstata:t:maaedat ct amorast) snd you parww Nat BaW- in fact by dc Prnnam Ove Doc on your
To determinc dx Paiodc FMNa CNARC,E wa apply dc apprabk t)at7t• Perim* the to dx
d.4 balance: of Parchtsm CAsh Advances and prcvtota bt7Gng cycle Ptuefizses. The awn of these
daay akvladord is the sod Paio& Fll" ANCE C}lARCE Punta= and Cuh Cdtanccs art includ.
ed in your duly b*Mc as of the tatcr of the trm=ction dare or the bcgkwsing of the biling cyde in
t a? drey > posoed to yoev Amount {escepc chat Conga ( %s arc indvdey when
by die payee}.
M fain- balance$ Cot cumw eyele Purcluses and Cash Advances and p-ioue c cle Purctuse arc
calculated xpataldr and dclawilmd as follows:
1. Curreer Civic P4ltdusec and Cash Adrattts We taut with the outstanding Wwicc x the
k-hill ninS or dt t ahrrent billing gtle. We uke the beginning Wancc of Purchases 2 nd Cash Advances
on vAV Armntt cxli tar. *shirh iahdtttks airy pa idK FUiANLM
acs d CHARGES oE-4ncd on the 1"i.
ay i bafancc, add mit• nc%f twadud?g &es dw arr trcxtcd a Pwd? and pew Csd,
Atlsatafsx and tbKSt sstlarart atnr potmenis or erodiu, This 01M its the wporatc da k bahnca rcw
Rrelsascs wind Cssb Adsatteesr
bM Cy& We Kew pt b?nrc at tEte 6e?inoi dthe ptLe`a6iat ens
any (4
mw Patton kes clot m utatei as frs urd 107111-0
edas< zFds sits as toe oeg?e iiy bahnoe for pm,w b&T modeAudtum
ts !lours datl??
babttar
r forpre.ata?]'de Rodt>tas aaraiesaea b be taao for a& day dthe
)w pid in 64 OX Nut fBalaetoe oa nr P61 sofemertt g the pvwm of i
FDVJ4CZ CHAlt MttuAcmdy isgaWan the d?e pwdatos ncmiaddon)ourptitiota: tasasrx,c
true base vocier pakxk rate tt&„ in edlep uan time b titer; we .fal sep
Tdmn a+r m°ndd) satetoeart anti mvftvc? ttisdnre on your am"* ata0r?scat iu bt?ances a v" the
rPetW 06bcs aPPtt•Tbm a} UM WbrA s nand the, nfstod iO>'et do FW M0B C>E1A1d=wt'{ be .1.
atabtodinthemayortntamorutaoMWabeooeforaurora.orPIA- cycle aapp6cabir:
?"g` Amoont adea «sc4wse ?S4 Aaanoe
?p ic PA QA ji? km
FWA1dt:Ts O isattared is the T btteQ n fie aerostat or die Cash Adrw e
The total Fuuurce Ctsarge oo "N Act fors moretldy f
ETrIAPJtT Cf1ARf.ESpbaarq t?rb Adnmot FaQMJ EX* R :ES bethecoatoldie PeiierGc
This Agreartattptotrides fortnmytotmdatg etfFtamunoe ? ttestaesQ.
06- Westst 0-g- 5? adf$ioa to the Finance Owges tfrI ..d aboa, the "oving insemu
datgeawilMUe>pp$rit6ietoyarAcaetnc tsdt?r
Aataml leas -Y- V- to poi us %fim . ammb?vfK m the or od trxe?d b r ?es
l:sr) a noo?tdtmdsbk anrs:d mciobeegW C in s the o
for d yourAie privt7caes you bare wider ibis Agr c=ctu, ebexher or not)ou cm t6ote poi sms y ?
yfaytmri Accoueaoatnt, e,s rso 00a a" 01-T*h-under d»s Agseenicnt,lod.,tng at
ossi66ttotessvsi
Cate r!! --9 rave do tut irtOCin a paya?t? ft m ru iR ac tart du wmw of yeast a t
Montt!)' P+)suast by the Papatau• Due Date choan on yow ow^d4l auk im army Ckup you a
6te paysornt fee at the armotaatt mated ih the Tafak or bttemt Y-wil tuttly k dwr6ed os,c
lace payment la roc arty ltlattt>dyt'ayaheait tvltidt h not paad b1 tfielhsyaseme Due 1Tue
Reamo 0-* Fee - tr wr !sank does mot how the: dcd; you gave us to pay taootants you owe
under ? AsroaraetM, a the toot tesarn a torte br:eaaise it is not tdsocd tx is odigttfst irtegulac, we
may dwV yew a rm" edhed fee in fie moiatt rated iv dK Tabk of hUcrest
tlresfwitt t"ee-- We boot the dglsta dmEe m o+aaiimit fa is she atoouot sated is the Table esr
Interest ChUL c (1) Sp wAcmuit bahnoc artoeds
rw s -dJy ? or (2) iilat mate a Hudwe or obtain s? tone at yo, eta
baixior's eareryoea crndn Foe.
Alive Fos-?Iw? paootocopits does sigte or eltrpGate dmoethlystsmc
"UL or if you ttigttat mint a clan two `Wsls of may opera! sesstiats W& W an
baair? )VO VM a pay bar tteasototbk for rch ftff;CM ? a2:.o.*.. oat a time is
m a n a nd in dtc Table d tolatst Hvii"m U
tnaw"Yoorambe w'),itr+tsTuat 6pma
Unless odwraise al resod beeaeea tq the acorn! mmba shp &e aid airy b l; moan tback, wet.
• limit sKadmat:sn'atia: lee stn{ be added b ytxtr Aatotaatand tttatdod a: a Plars?atc
1dumiVcolodioa Casa: YomAawrot to be in dcru* and we may &=w im? mist, or
the tsfldre anwaot you oar is *ei IMK
sniio; )Km pf,ot• no doe ie (1) in any timttttb we do sot teoasc
fart Vm? Maim* f5gt resit by the: P"MMt Hine Ow. M ru -Ax boot or obtain Qt
Ad+amaer io rumens atf 9waeat it, (3) you fe a ww* sidr dit Appommot (IQ Am h a Ful
al a? ' ?` >oere w became morpaeteretk er (6) ere b&-m in good tiA &x dK
cor webTbottc wda tha A?eeroort is iampaicod Wrmyo6tertetaoa. M
bt you aloe le pa! a0 eeQamtoa cvcn S at all %mawty m io Ibc MI.
damaaaayoaaiewdertb$Agttxnte:utCadudatgcetutaitrstutdtlieioaiEd*A& nelcy a WhAsee Oder ydwAmmu) ord. its die mentor rtefarrwAorount 39kr
to an
aftmeywho is Oat 9w is s *dd eatoPbm you wm b par the 1C7l awe Moor,
tier We ? ootbe b boron my , dl? Aoooant id a tlrlaok bu owrnd or
1 1 1 we base ddaraa6tod a teasa6tste yotr Aaoeaset a ltrrot Amount
f?Y r -1 rC? C 1 C1'1 AN*,d ate Any dmi-, &pate or y01q ?'"? (m bdarf).
m _ q (Vabn by tadur rote cr za: tsaittst tb c other, or
a6? the emplorm sPau of mgm of the other, am,% fora or telaGtts iy as sty to this the ?a' $ Ou, ?g the ?g of tltis aefik*6a chic or
the h A;:ck rat, shah be rrsolxd by aMax6msy the jfi&nW
Arbitration gym, ttadex die code of Ptocedtm is edEoct at thee time the tans s food, RWO and
forme d die Hotfoot A*Wx&- Fonaa way be ob coed and M. may be tart! at any National
Arti4wim !basal OMW- WWxb&nw c im. or P.O. Box 50191. NmKV* W.,. era 55405,
ted.O?[totte 1-0QD?7! tS71. Any ar5itration tttarireg u xhieh rat appgr wia CLE phtor at a ioaetion
*aalua cite faecal jwiWid &0ts dw bouda your birwr
,ddfas ate the t=oe die ?)aart a f7od Th is
arl+ittasmott asreaseatt is rode puftamu wit acres wcem invul usg intonate coatmenz, and sbo0 be
Vvm bT lfw Fcdctat Arbkmtbc Act 9 VIC % 1a61udgmcnc upon any arbiva6on arafd nay
entered an any court laving jauistGction.
This attaitradon agreement applies to aU Qainu now in existence or that m4 arise in doe ruwrt exoept
for dairra by a agastyt arm) urtaQdiatcd third party to whom es.e Mip of pw Atrt cu aay be
assigned abet ddxdt (mutes dot putt' rlem to a:b+uatC). Nothing in this Agvt=K% shaft be con.
Amed to pmmv any party s use d(or adgnumcnt of any Chines deknsa, or o& m in) hvAj p"
to repoesrsvots, repkria1 jtadtcy) foredmre or any other prejudgment or pro,ijottd mwdy rcb6 I
any es>16rtaa( seouity or property interem for contractual debts ova. or hereaA r nwed by ether
party to the other under thisAgreeancnt.
IN THE A.USEW;E OF THIS ARWRAMN ACPEF.MF.Nr YOL' ,t\'p WE ?.IAY OTHFRW[SF.
ItA E HAD A RIC:1(T OR OPPORTi :M11' r<) IIt7(:ATt: (],{t?LS TItRUCft(A ((1l'RT.
A\l)/OR t? 0 fAKrMATrr OR BE RtMS?'TEI) IN 1JUATIOX Fit-ED L\ COURT 5V OTI l.
EM BUT EXCEFT AS OTHERWISF PROVIDED ABOVE. At I. CLAWS ](uST NOW BF
RIMMED THRO(1CEIAttI1 MT10V.
'T'erraaafisrr we 9 teraaiteste lour pruacg- -Wer dais "K a lirn$ roar ' b make
P4u+dosDt or obtain (k?k Mw?as at auto amc (aM tint goer n d
Wotice « ?. r we ash p'e'a ttwat tCSaa your Cards attd attl teeeed we ?a
art in hatlou agree that yet eG not dr b auk a Plydum a Aoij, a Crab AdM=nw a this
been taoGW dat?t,tcptirilebn to use roar ADDDtent hat bops t nWcatee! Yau ?
rlCnearattat al anT tme ff pu dd?o you MW Mum 10 er AN CRnk and Comenz per,
h-ed Oct dv At>vount. B'jou tat tt%we mar squirt drat 7uu cx&m jour mew a towiwte 1, wsk
mg. Youraour U nobsadoa WX cot adtQjourt tiag obli?atioO, order d%h A ve nern a lour rm
b for All daeyes paaod to Your Awatat prior to the was at Cards and umned Come,rin,cc
Check; batad on yotxAaww we mmmed to us.
Notices= Nk *3 said smt mwj and aay ocher nodees to pots st due addrtn dam is au fia IrAhis
6 aaPNI -mm, we tan send taatments and oodoes to tuba or pu You prnwrse W udorm tr
dons 8b?.the?tlaitod Stalis road Service. sd We zap in ovr doQeaoa amt?t adduces cortex
facto C-tsq ThosecIlcm Tta mcCiON in fotcp cwmaces va be converted a M DtsLars
and patted to point Aaaamt at the oadtarge rate de-winioed by lda ter cud or VISA (or d, it truer .
ag:a), to * (hair d at nstcat aastt
m ay aoatersion proaedtara aatd dare es Y the axtntry
aim tateb gecusratTeidser i sdtoleode -Aci rate or I gortsraatmt auodared rime io coca on
the date doattewaa, ioa?ad• bT d,e applialsk aootesaon dtaje detrsnsined yl. µam(?rd a
MS& Ibc tanmq taaarnanioa rite Used on dao cnuwaiea date teal dffcr tiom the raft is C to
the datcyou used pour Card uirAmomn
S'*/ltaaev4Nd f' i' x Hera tune 10 tmc, wt HaT ki lou t#JiP a reduce one or Dam aonthly
?u dtatlag a pear uad/ar ¦a -y o? ? atdocc crtluOisase certain E3r=m
at era pocdoa afloat Acoau i balanae or tau otherIpec hl aerspz If m do, wt wa a? of
ka -C auk sEip or pmmooo rri
Ca and &vzlim or &c lTortr atW :rAw rataNk Wsk? or A rewrap k70? wt?m the
away it hbAgetweeat We can dswrge the tams of chin AgreezawK ksdudi% the ANNUAL. MR.
C1TlTAC61tA7E and nay ka, at ar'T time we will lou d d,<dwrr- Mp-MardbyaWk-
361c law, nay dur ge in dais AV-sne tt "M betaroe effetti,e a die time stated u, «u
UIIIa, aR state od-wi t, the donge w.il YPIr b aA W qunding Wan= in Yom Aomuzt as wdl ar
b aM transaatiom
C,t* lofooaotiote You agTm that WC nay "nuest com- atdM nrM I;rau am or mere ac&
r Ir? aoiaaacbaa wM Y(P- app??ipa,,tt?and the ydfaj0e(ppprt of lOtn AmW4'- You
ala0 1O at& bafa4taiaon coacarnying you orpoarAaouni wide (and arrwa
iWanwAmsbatcA d-T- ti ftw) ad=%. Rich as ==hum and credit rl?:o 'X arnci i We pomp ime .
7ou"atwalMued cOmopanim
lofinn 1tM itld, A d Wl' aLane iafentoaaoq ai,oW 1'a+ wuh OW'i(?pr•
Tea =11 d fcqMM clot sue de sot sbae bhMadas (ether lEr'A and cdM' to yurr
e?a?ola 7R,8arg Io Us it biae MA llaoty MiL, PM Opt Oat, P.O. Boa 8865,
DE 496g9i1865 iaclode loot mmee, address and emotes onaAa wA Tour rttlsest.
Caadmvw*w Mc From tune to dm . we may share our ardmonber fuss xkh _Nmucs whose
dtmm adsssiors ttc thialt b miar there oBes so m s,R
otwo mdards Yea mgrtaatt bytnicing
to 2L rest MA Buck. N.A.,, P.O. Sin 6661, ? t>E I be diese rs a
9Eg9dd51. Flnsse deyotw rune.
adduces wad aimott - m fiber rut yota coquaL
Pboae 0& to the regularaarM dourbrW40 we monitoratd record Phone wade a teiedsod by tasQ anpfoTxe You agwt tlttcl ns: sa3 brie s? b?ap`?i00tn
MaRzIlim bCErteCa pan and oar aapl0yca, wtdlrer kaitintod by p or aq ofoarusopbyeei
111015aw4 TO BMW tyrtb WC are Bat rCqMVAk fDr Mfiab b bocw yetc Card of (.=vccjcm=
xqiw%d by ta use t rrgtdatiDt; wt na be rrspoaobk
p? a(paaAmoeme
lrtsgdrPayoeea A dDs4ayEaFefatormmcYl4 pa aDOrpthtrpaymgtcr,w 1 ,61, decks
Sad money oafga as t%w in Furor faxing the to w elfe? xidsoat Y afow
v01l$ aaaaddctrr d& Aglam? mVc as god* oar rights Wider dds Agreemeoe
tw dtiaars aridaoai btlstg d=M1be &dt tb &M uOrat acq five bmw a Pmcbase or Grh
is ttioaeadpur aaDdunaa aadt tine does aoi obligate Us b do ro sgiis
Icy For Uaswbo fxcd use or Your Acco mR U tar cud or ca0ves k cc ckdcs art lost or
taoloo or(fpou ate:isald soma= taay use Toro Atsvurrt s idtatpav pa to m
at aetoaYou uny be 9" for dot tentrboriaed use of law A? yam, ? rabk i,?
thaimcd we dot counts dtrar You notify rant LISA Bank; NA, by
WrvM b us at P.O. Bose 8651,
V?Ihai>Wtott. DE 19?MI. or serbagy Il adi@tg us al 141MC.7101, the lass or di of lot n•
Ord a OMvaueaaee Cittxks or the posa'ble unauthorized use oryaw AcmuhL to any aac, lour
tntsd wJm GaW7 it MM Wt no7 WMiA to a Gash aatcu to yoirrAccow if You hs c Dented tut
or we have dd aatlradd dat your Card or ConserdenrC C heda essay hart brae„ lot or aOkn, or nut
daerc soaTbe tmaudsaised bOCM 10 "M AcCOML
As Ague t We mayat any tutee assign}nut Ao-nt any sutras duc at your Acawrnk dsis nu
or our r' or obFSs4xd under due figreesrtent• the pets-(s) to whom wr nuke any saxh a'*tr
nsent doll be avc&a to an of our neat; uncle, chic Avti, rK, to rise anent a ,*md
COVERMG LAW: THIS ACREP.h(FNT AND YOUR A000(Rdr W(11. BE GOVERNED BY THE
LAW OFTFM STATIE OF DELAWARE AND. AS APP1icAsLE. FEDEtt il. law.
Inyniuics Or Quesaiaax You may address any inquiries or questions which yew h,.e about )tor
Aorount b' Fri LISA flank. NA., P.O. boa 8651, Wtlrnir>gtm Ddiornrc 198938651, or you soar call
0 71 If you telephone w butW a writing, You nuy {one errnin righu the taw o'a
you to dupum billing errors (w Your Billing Righu.).
..At
YVVNtilWov a.v..,?
Keep This Norio Far Fumm Usa
?iris uotiot erterlairss tlnlYtwlatn infiwnutiotr aEKeu after righu arxi rner respotml)sTaia enukr der Fair
Crrdu Bilfing Act
SO" tit In Case Of Einots Or "bow Abed Vow I
If jots think yotw bW it wm% or i vw need mmm Wonmatim about. a own=don on potty ba
wrwt: w on a ag xuc shat at t$st OSk Beak, N.A, PjO. Box 8%t. Wilmington, OdrAm 1989.4
• 89;l. Write to to asaoon ss pttmble We must bray tiom yw tq rater thm 69 ebrys afta•vrc aunt ytw .
dtc foal bit ca rrhidr t!x txra or pev6ftsn appeared Ysa an kiep6oac is. bat doi g so "a fat
Presa+e yewer riblo?
In yw kaer. girt t4 the foioft P&MUOM
• Yaar waAU and uaowtt rtumba. ?
• Tberfoitaraurtaurttdtht: tsar.
• Dtwjibc the ar x and a fyoa eta, why yea bdert dine is an aw.
!<yoti nod mono mfattmtio0. ditmbe the item you am twt were sour
r
Year Rwd And OW Res?AAar We Re min Ynw Wdeks Nofice {
We snug sd -rode you' kw %imie JQ dap; uahas tee hue uoraected the tyfar by *=L wKhin 1
90 days,ryemustcidwrogrsmthearoforcmPhinrdtywtbekicdtebM%aaolr M
A9tx We n otim pots ietux, we aonot tryW Gal MXtytOWAK yott or repot[ you aS de$s-
q ucm We aneotai mw Io bjf you for the aamxmt p'o't tparation, ig clsr?s, and we I
Ckn ff 1-7 WIM id aroaart again[ yoar audit 8mit YOU 60 not btarte b paq aq ?t?espcoed
a
moosrt ridic rrc at inr?*tg Ent you am salt obtgaled to paq the pmt Oryow b? dug arc no(
in Txstk*L
r
tf Wefusd tbxi w made a a>vxAoa yoga b? you sell pat base m
ar+?
qtWXiOnCd amount If wt didn't oaks a mbUkr. peg may bave?to play finance ? a you
w? ma1c pz a on dig qua"id umugg . to eidw ase rtt wm sued t
}ou you owe and dwedaft"itisdue: i
tf you fai tayay the antotmt drat tre t[tink you or?4 we any sep°ts y°t' as
ti?nper sn Ftoweres, if F
our aptartaaott data w ab>fyyou ad you write to is wishes lea daps triraq m you soli tdtue
to p:y. X kdaeyaae We Mpmt you a [bat you hWre a gtW4M aboKMv bell Aod, ae must
kQ pu u"w stponed 7tw w. We max df wYooc We report pu to dot the mat- ;
to 5ss beat muted bettreea w when i faa8y is
ffwe don't "M these nda, ac can't mica the fast SW of die r
gtaestiioaed aatourat tren if your bit) t
• r rrascot:oct
Spedat We Few Cred t Gxd rwda=
t
tt you bare a Few= with the gta6q or propatq or wvi is that you with a ovdit cad,
fad ru tune tied its good huh a C m-i the problem watt tlse uwxt gcd)nit may (tic On stht
trot a pay the rax*tfng=wmu due oa the propo qor xrvL-m 71+cm are tau imrotdoos on oat r
lick r
(a) You [mast taWre va de stet puehae in your borne no or, R not Wid is tear home
stage. W dsin (00 Mau dytwnta =K &K I I , ? and
(b) The Pwdmw Prim amt bme been anon: rhaa M
Muse fimbkdom do aot apply if ee own or opwde dtc wAmd atut, or if rrcwrailud you dw redrersire• r
oaeotfarthe propvtyaatarsca 1
• r
i
t
. r
FIRSTUSAV
7/98 M-24275
' 9.90NAEMPFUSA-QCC
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Commonwealth Financial Systems, Inc
120 N. Keyser Ave. CIVIL ACTION
Scranton PA 18504
Plaintiff :
vs.
STACEY FERRY
9 S. PENN ST
Shippensburg PA 17257
: NO:
Defendant
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice to
Defend are served, by entering a written appearance personally or by an attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money claimed in the Complaint or for any
other claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
717-243-9400
t :? r,,,
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1, ?„ty
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PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT
(Tt service MUST BE FILED WITHIN TEN (10) DAYS AFTER filing the notice ofappeal, Check applicable boxes)
MMONWEAL;TfI?OF PENNSYLVANIA
€INT'Y OF
AFFIDAVIT: swear or affirm that Ise.>ued
the Notice of Appeal; C orrtr on Pleas N a._ (? &/7 a?fd
sentce) r
____ -- upon the District justice designated therein on
4100 'r .
attached! hereto, and a on the appellee, (nantel Y personal service by (certified) tregistered) mail, sender's
- t,.,..t b personal service tt _ on
by {certied} (re istered) trait, scn"er' receipt tached hereto.
L.. that i served the Rafe to File R Comply int ^ -?
?3uie was addressed on_ ig the above Notice of Apo,ea; upon the
appellee(s) to
per `s receipt attached hereto_ by ersonaf service E] by (certified) (registered)
omo A 0
'EMBED BEF
I
gyp. c ,
ON
w
co ¦
,.SCI I . -
r?
rl.l - 1
-I' Postage
ru Certified Fee
Cl
C) Return Receipt Fee
E:3 (Endorsement Required)
CI Restricted Delivery Fee
rl (Endorsement Required)
r?
hl Total Postage & Fee-
M3 O ent yam'
CI j
f` Street Apt. No.; ?I
or PO Box No.
Srgnabc re of affiant
CY-d G
tJ C-Y2 - (-DL-f --- ' -------------
OV-ataw't
COMMONWEALTH OF PENNSYLVANIA
COURT OF COMMON PLEAS
JUDICIAL DISTRICT
NOTICE 01'f 1':.
P,
DISTRICT JIUS"I" CE =: uL,,GMENT
COMMON PLEAS No.
NOTICE OF APPEAL`
Notice is given that the appellant has filed in the above'Court of Common Pleas an appeal from endered by the District Justice
on the date and in the case mentioned below.
NAMF OF }PPE LLA NT n., ps5
J DOMENT IN THE CASE OF (>)-filf)
LT 19
_?..-.__?-
sTY v tP t_i,F
-
i >_lPttf/ft .1>
M..
/rat? vs. t••?-9-_.._ __.__...._ -.____ .._ __.._.__
This block will be signed ONLY when this notation is required under Pa.
R.C.P.J.P. No. 10086.
This Notice of Appeal, when received by the District Justice, will operate as
a SUPERSEDEAS to the judgment for possession in this case.
Signature of Prothonotary or Deputy
PRAE'CIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE
(This section of form to be used ONLY when appellant was DEFENDANT (see Pa. R.C.P.J.P No. 1001(7) in action before District Justice.
IF NOT USED, detach from copy of notice of appeal to be served upon appellee).
PRAECIPE: To Prothonotary
Enter rule upon
(Common Pleas No.
ANT OP NIB ATTO-1- OW
I7 -IIf'NT
'
If appellant w4s Claimant (see Pa. R,C,PJ•i'.
No. 1001(6) jr, 'ction before District ,Justice, he
MUST FILE ¢t OOMPLAINT within twenty (20)
days after filing rigs NOTICE of APPEAL.
, appellee(s), to the a complaint in this appear
Name of appellee(s)
_) within twenty (20) days after service of rule or suffer entry of judgment of non pros.
Signature of appellant or his attorney or agent
RULE: To
Name of appellee(s)
, appellee(s)
(1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after the date o'.
service if this rule upon you by personal service or by certified or registered mail.
(2) ?Af you do not file a complaint within this time, a JUDGMENT OR NON PROS WILL BE ENTERER AGAINST YOU.
(3) The date of service of this rule if service was by mail is the date of mailing.
Date: 19- • --------- --_---
Signature of Prothonotary or Depu
AOPC 312-90 COURT FILE
IN THE COURT OF COMMON LEAS OF
CUMBERLAND COUNTY, PENN YLVANIA
COMMONWEALTH FINANCIAL
SYSTEMS
INC
CIVIL A
Plaintiff
vs.
NO: 08-6940
STACEY FERRY
Defendant
CERIFICATE OF SERVICE
I, Michael F. Ratchford, Esquire, hereby certify that on December 8, 2008 the below
named District Justice received and signed for the certified mail containing the Plaintiff's Notice
of Appeal of the District Justice Judgment.
District Court 09-3-01
Honorable Harold E. Bender District Justice
35 West Orange St.
Shippensburg, PA 17257
Edwin A. Abrahamsen & Associates, P.C.
Mi6Yiael F. Ratchf
Attorney I.D. No.:
1729 Pittston Ave.
Scranton, PA 185
(570) 558-5510
4*WAWdo*d wry it ddm Ii s .
s P*d you nwr a'td sddmm on d* mwo"
ao tMg we can r*Wm the card tp YOU.
¦ pad to tAs bpClc of'1r u;
ar ?enrKlateer .
1. Arddo d to:
ff' ,1flfllP 0111 my aId vow bobw:
Ehgjent
CarOed Mail ? EVrees Mail
tired ? Rft= RW*O for Momhandlse
0 Insured Mall ? C.O.D.
4. ReefrloW E)ei wy? (Et " Fee) ? yea
2. Midge Nwnber 7005 3110 0002 4 216 3 618
(war Oom*w
tS Fown
4wwNP1iM !!r!o>nn.?ipc , a ?e a? , Sao
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
COMMONWEALTH FINANCIAL
SYSTEMS
INC
CIVIL ACTION
Plaintiff
VS.
NO: 08-6940
STACEY FERRY
Defendant
CERIFICATE OF SERVICE
I, Michael F. Ratchford, Esquire, hereby certify that on December 8, 2008 the below
named Defendant received and signed for the certified mail containing the Plaintiff's Notice of
Appeal of the District Justice Judgment.
STACEY FERRY
9 S. PENN ST
Shippensburg PA 17257
Edwin A. Abrahamsen & Associates, P.C.
Mi ael F. Ratchf
Attorney I.D. No.:
1729 Pittston Ave
Scranton, PA 1851
(570) 558-5510 /
item 4 # P4ftVk*od DmOv" is deed.
• Print yow nwm *W aftme on the reverse
so that we can rokm Ow card to you.
¦ Attach this o0d to the back of the ireii k",
or on the itont if spos perm
1, Artide Addressed to:
Z)A? P-"
?U -? .
rc?x , Pf t-Izqq
}E3
Agent
0 Addressee
B. Recxived Printed AiW1* C. Dete of D "Vey
D. ?e dWtrery address h6m item i? U Yes
If YES, enter delivery address below. 0 No
rice
ertified Mail ? Express Mail
e
gistered 0 Retum Receipt for Merrcttsr#dise
0 insured man 0 G.O.D.
4. Restricted Deiivery? (Age) 0 Yes
2' Article Number ?005 3110 0002 4 216 3601
irrmnsfer kern s mice low)
PS Form 3811, Fe xuwy Dorroetic Return i ZW s4o
t-?
i ? -
a.r
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
COMMONWEALTH FINANCIAL
SYSTEMS
INC
CIVIL DIVISION
Plaintiff
vs.
NO: 08-6940
STACEY FERRY
Defendant
PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter judgment by default for failure to respond to Plaintiff's Complaint in the
amount of $2,269.45. Notice of the intent to file a default judgment was served upon the
Defendant on March 25, 2009. A copy of the Notice of Intent to Take Default Judgment is
attached hereto and marked Exhibit "A."
Edwin A. M araharnsen & Associates, P.C.
Michael F. Ratchford, Es
Attorney I.D. No.: 86285
Attorney for Plaintiff
AND NOW, this 'N` day of
of the Plaintiff and against the Defendant in i
Plaintiff's Complaint.
JUDGMENT
ZO 61 Judgment is hereby entered in favor
t of $2,x,69.45 for failure to respond to
?J!
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
COMMONWEALTH FINANCIAL
SYSTEMS
INC
Plaintiff
vs.
STACEY FERRY
Defendant
CIVIL DIVISION
NO: 08-6940
CERIFICATE OF SERVICE
I, Michael F. Ratchford, Esquire, hereby certify that on the date indicated below, I served
a copy of the Praecipe for Entry of Default Judgment in the above captioned matter by mailing
the same via First Class United States mail, postage prepaid addressed as follows:
STACEY FERRY
9 S. PENN ST
Shippensburg PA 17257
Date: April 16, 2009
Edwin A. Abrahamsen & Associates, P.C.
Michael F. Ratchford, Es
Attorney I.D. No.: 86285
1729 Pittston Avenue
Scranton, PA 18505 /
(570) 558-5510
COMMONWEALTH FINANCIAL SYSTEMS
INC
VS.
STACEY FERRY
State of Pennsylvania
County of CUMBERLAND SS:
Plaintiff
In the Court of Common Pleas of
CUMBERLAND County, Pennsylvania
Civil Division
NO: 08-6940
AFFIDAVIT UNDER SOLDIERS AND SAILORS
RELIEF CIVIL RELIEF ACT OF 1940 AS
Defendant AMENDED
Michael F. Ratchford, Esquire being duly sworn according to law deposes and says that the
above named defendant(s): STACEY FERRY is(are) not in the military service of the United
States of America as defined by the Soldiers' and Sailors' Civil Relief Act of 1940 as amended;
That the defendant(s): STACEY FERRY is(are) older than eighteen years of age;
That the employment status of the defendant(s): STACEY FERRY is(are) unknown.
Subscribed b ore me this ?of N)(? 20
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THE LAW OFFICE OF
EDWIN A. ABRAMAMseN & As>iawaiIs, P.C.
WWW.EAA•LAW.CDM
Mauch 25, 2009
STACEY FFKRY
9 S. PENN ST
Shippensburg Pal 17257
Re: CO'INIONWEALTH FINANCIAL SYSTEXIS INC: v. 5'rACFY FERR!'
C;WMERIA:' D Counts- Civil Action :'"u.:08-6940
Our file No.: 08•01083
Dear STACEY RRRY.
FnclosW please find the Teri Day Notice of Intent to Tnke DOhult in regard to the above-
nowd matter. 1'1cuse act neeurdingly.
II' you have wtv questions or wkh w discuss yosa- outslanding arcuult, please. contact me
at (770) 558-55 10.
Edwin A, Ab rah3rn.scn & Associatcs.
?tichd+~1 T'. Ftntct?l'ura. nirc
Enclosurc
This is a communication from a debt collcetur in an ?tt1unpt ollect a dcht. An,. infortnaiinu
%kill be used for that purpose.
1
6 tF1
1 729 'ITTBTON Avr. 0 aCAANTQN, Pk 1 a5C15 • fF?l 570.558.551 D 5?Ta.'SS6.AS51
IN THE COURT OF CONI`1nN PLEAS OF
CUMBERLAND COUNTY, PENNSti'LVANIA
COMMONWEALTH FINANCIAL
SYSTEMS CIVIL ACTION
INC
Plainliff :
VZ$. . NO:OR-69 U
STACEY FERRY
Defendant :
TEN U J'NOTICE OF EXTENT TAK UEEA111.T U! ENI'
T o- STACEY FERRY
9 S. PENN !+T
Shippensburg PA 17257
Vate of Notice: h 2'% 2001)
T.MPA&TANT NOTICLi PURSUANT TO PA.R.C.P. 237.1 n ?
YOU ARE IN DEFAULT BECAUSE YOU HAM; FAIT.F,D O ENTFR AN
APPEARANCE PERSONALLY OR HY AN ATTORINEY AND FIT, E IN WRTTTN(j WITH
TI M COQ lRT YOUR DEFENSES OR c BJECT[ONS TC y 'I'I [L CLAIMS SET FORTH
AGANSI' YOU. IJNT,ESS YOU ACT V+'ITI[fN TEN DAYS FROM THE DATE OF TH[S
NOTICE A 3U13GMT NT MAY B[; ENTERED ACAWST YOU WITHOUT A HEARING
AND YOU MAY LOSF. YOUR PROPI'KI'Y OR OTHER IMPORTANT RIGI ITS.
YOU SHOULD TAitK TH[S PAPFR TO YOUR LAWYER AT ONCE. IF)'OIJ DQ
NOTHAVE A LAWYER. CTt't 'I*Q OR TF.T.EPHONE THE c:!FFfC r,- SFT Ft?!tTH OF1.(1W.
THIS OFFICE CAN PROVIDF You WITH fNf'f. WMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD 10 HIRE A LAWYER, THIS OFFICE MAY RH. ABLE
TO PROVIDE YOU WITH JNFORMA"fiON ABOUT AGENCIES THAT MAY OFFFR
LEGAL SERVICES TO I'LIGIIRLE PERS(-)NS AT A REDUCED Mr. OR NU FEE.
MIORL-N LECPA1. SERVICES
401 EAST 1.01J1I ILX STRUT
CARLISLU. M 1701.1
717-243.9406
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
COMMONWEALTII FINANCIAL :
5YS11'EmS CTVTT. ACTTON
TNC
Plaintiff :
vs. ILO: 08-6940
ST'AC'EY FERRY
Delbndant
CEIUFICATE OF SERVICE
T,'Michael F. Ratchford, Esquire, hereby certify that oil March 25, 20091 served a copy of
the Ten Day Notice of Intent to 'l'ake Default in the above captimed matter by mailing the same
via First Class United States mail, postage prepaid addressed as follms,
STACEY FERRY
9S.PENN ST
Shippencburg FA 17257
Edwin A. brahamsen & Associates, P.(:,
:Michael F. Ra/01,
s[tuirc
Auomey I.D. 5
1729 Pittston Scranton, FA (5
70) 55$.551
Request for Military Status
Department of Defense Manpower Data Center
Military Status Report
Pursuant to the Servicemembers Civil Relief Act
Page 1 of 1
APR-08-2009 11:50:39
Last Name First/Middle Begin Date Active Duty Status Service/Agency
FERRY STACEY Based on the information you have furnished, the DMDC does not possess any
information indicating that the individual is currently on active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the
information that you provided, the above is the current status of the individual as to all branches of the
Military.
14. v/
fol
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains
the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of
data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50
USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has
issued hundreds of thousands of "does not possess any information indicating that the individual is currently on
active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or
any family member, friend, or representative asserts in any manner that the individual is on active duty, or is
otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of
the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL
provided below. If you have evidence the person is on active-duty and you fail to obtain this additional
Military Service verification, provisions of the SCRA may be invoked against you.
If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name),
you can submit your request again at this Web site and we will provide a new certificate for that query.
This response reflects current active duty status only. For historical information, please contact the Military
Service SCRA points-of-contact.
See: http://www.defenselink.mil/faq/`pis/PC09SLDR.htmi
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the
requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID: SQSCKVHKU
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 4/8/2009
2009 APR 17 Pill 2' 51,151
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COMMONWEALTH FINANCIAL SYSTEMS
INC In the Court of Common Pleas of
CUMBERLAND County, Pennsylvania
Plaintiff Civil Division
vs.
STACEY FERRY
NO: 08-6940
Defendant
NOTICE OF FILING JUDGMENT
Notice is herby given that a money judgment in the above-captioned matter has been entered
against you in the amount of $ 4toq, *,s on
By: ,e
If you have any questions regarding this notice, please contact the filing party:
Edwin A. Abrahamsen & Associates
1729 Pittston Avenue
Scranton, PA 18505
Telephone: (570)-558-5510
(Notice is given in accordance with PA Supreme Court Rule of Civil Procedure No. 236)
COMMONWEALTH
SYSTEMS
INC
vs.
STACEY FERRY
3680 Orrstown Road
Orrstown PA 17244
To the Prothonotary of
Please enter the above
Thank you,
A
Michael F. Ratchford,
Edwin A. Abrahamsen
Lawyer ID # 86285
120 N. Keyser Ave /e
Scranton PA 1850
In the Court of Common Pleas of
CUMBERLAND County, Pennsylvania
Civil Division o
Plaintiff
NO: 08-6940 w
?
Praecipe to Satisfy the Judgment -; if
C1
Defendant
County Pennsylvania:
to Satisfy the Judgment.
P.C.