HomeMy WebLinkAbout08-6941
HAYT, HAYT & LANDAU, LLC
By: Arthur Lashin, Esquire
Identification No. 23425
400 Market Street
Suite 600
Philadelphia, PA 19106-2513
(215) 928-1400
Attorney for Plaintiff
CUMBERLAND COUNTY
(ASSET ACCEPTANCE LLC
P.O. BOX 2041
WARREN, MI 48090
VS.
THOMAS E BARD
18 BARD RD
SHIPPENSBURG PA 17257
CIVIL ACTION
"NOTICE
'You two been sued in cart N you wish lo defend against
the oleirs sat foM in the folswig papas, you 'Ulm action
vAd*% km*y 9Mdays atMr this complaid and notios are served,
by anlwirrp a wMan appaararroe pwwrm ly a by an=W and
Tipp 1n wd ft with #w cart your datansas or objeabonrs ioIn
A . eat fatly apeirrst you. You an wand that N you fa1 /o do
so the assn may proceed vAftt t you and a j m*m t may be on-
9you by the court wtlhort Rrtlw notion for cry mon-
ey dairnad to the compleb or lor any odw deim or reW requed-
od by the ph*M. You mar lose money or propeft or adw rWft
inpordnt to you.
IF YOU CANNOT AFFORD TO HIRE A LAWYELTH6S OFD MAY BE
ABLE TO PROVIDE YOU WITH RVORMA11ON ABOUT AGENCIES THAT
MAY OFFER LEGAL SERVRMS TO >L1003 F PERSONS AT A REDUCED FEE
ORNO FEE
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE PA, 17013
717-249-3166
COURT OF COMMON PLEAS
CIVIL DIVISION
No. 6$ - (oqq I
TERM.
eivi(Term
"AVISO
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sure sin provb avian o nroilicaoi l Adernia„ r aorta pus 1
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todes In prwAsiones de ado dwende. Uded grade pander dirsro
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'LLEVE EsTA DEMANDA A UN ABOGADO
1W10ATAi1ENTE. SI NO TIENE ABOGADO O SI NO
TIENE EL DINERO SUMENTE DE PAGAR TAL SERVICIO,
VAYA EN PERSONA O LLAME POR TELEi+ONO A LA
ORCINA CUYA DIRECC16N SE ENCUENTRA ESCRITA
ABANO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL
CIVIL ACTION
1. Plaintiff ASSET ACCEPTANCE LLC is a business
entity securing or collection debts, with offices located at:
P.O. BOX 2041, WARREN, MI 48090.
2. Defendant(s) THOMAS E BARD is/are individual(s)
residing at: 18 BARD RD,
SHIPPENSBURG, PA 17257.
3. Upon application by Defendant(s) a Credit/Revolving Charge
Account was established for Defendant(s), which was assigned account
number 71330300121335; a copy of the account Agreement is
attached hereto, made a part of hereof, and marked Plaintiff's
Exhibit "A".
4. Defendant(s) subsequently utilized the aforesaid account to make
various purchases and/or receieve cash advances, thereby incurring
payment obligations to Plaintiff and/or Plaintiff's predecessor in
interest under the terms of The Agreement.
5. Defendant(s) defaulted upon The Agreement by failing to adhere to
the repayment terms contained therein, and in accordance therewith,
the entire remaining balance became due and immediately payable.
6. Plaintiff's predecessor in interest assigned to the Plaintiff
all of its right, title and interest in and to its account with
Defendant(s) so that Plaintiff is now the owner of said account.
7. As a consequence of the foregoing there is presently due and
owing to Plaintiff by Defendant(s) the following amounts:
Unpaid Balance:
Interest:
TOTAL DUE:
$8,194.51
$909.29
$9,103-.n
8. Despite repeated demand by Plaintiff, Defendant(s) has/have
failed and refused to pay the aforesaid sum.
WHEREFORE, Plaintiff demands that judgment
Defendant(s) in favor of Plaintiff in the
together with interest and costs.
HAYT
By:
be entered against
amount of $9,103.80
Attorney for Plaintiff
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)U7O3HFr"-- 000010171330300171'335
HFC
D0 BOX 60174 Statement of Your Account
OF INDUS CA 91714
uayment Account Number New Balance Closing Date Payment Due Minimum Amount
Coupon Date Due
713303-00-121335-u 9.808.23 08-10-2007 09-01-2007 2.757.50
AUTO PRESORTED FIRST-CLASS Mail Payment Tot 0081000366(
THOMAS E BARD
18 BARD RD HFC
SHIPPENSBURG PA 17257-8143 POST OFFICE BOX 4153-K
CAROL STREAK IL 60197-4153
0 1002757507133030012133500009808235
For Assistance: ACCOUNT SUMMARY
800-333-4758
Account Number Closing Date Payment Due Standard Payment Amount Past Minimum Amoun
Dae Due
713303-00-121335-0 08-10-2007 09-01-2007 212.82 2.544.68 2.757.50
Account Detail Since Last Statement
Interest and Amount Applied
Date Transaction Description Amount Other Charges To Balance New Balance
OT-10-2007 Starting Balance 9.808.23
To evaluate and maintain the quality of our service to you. you
permit us to listen to and/or retard telephone calls between you
and our representative.
To reach a Customer Service Specialist. please call toll free
1-877-812-6523.
YOUR ACCOUNT IS NOW SERIOUSLY OVERDUE. WE EXPECT YOU TO PAY THE
AMOUNT PAST DUE IMMEDIATELY.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS.
LATE PAYMENTS. MISSED PAYMENTS. OR OTHER DEFAULTS ON YOUR
ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
TO ENSURE PROPER AND PROMPT CREDIT IS APPLIED TO YOUR HFC
ACCOUNT. ALWAYS RETURN THE TOP PORTION OF YOUR BILLING STATEMENT
WITH YOUR PAYMENT. IF YOUR NAME OR ADDRESS APPEARS INCORRECT.
PLEASE LET US KNOW. WE TAKE PRIDE IN ADDRESSING OUR CUSTOMER
Page 1 of 2
9110" Balance may or may not include interest accrued since the billing date. If you would
pike to determine your payoff balance or if you have questions on this billing. please call
Customer Service at 800-373-4739. Address written inquiries and all nonpayment correspondence
to HFC Customer Service. P 0 BOX 1547. CHESAPEAKE VA 23320. ATTN. QWR DEPT. Mail payment tol
HFC. POST OFFICE BOX 4153-K. CAROL STREAM IL 50197.
NOTE: PLEASE SEE REVERSE SIDE FOR IMPORTANT INFORMATION
3 552°IUBP
,•E'
EVIBIT "K'
007 N ")10271330300121335
HFC
Pc BOX 60175 Statement of Your Account
` '•'TY OF INOJS CA 41714
Y Prvnent Account Number New Balance Closing Date Payment Due Minimum Amount
c:o?,aon Data Due
713303.00-121335-0 9.808.23 08-10-2007 09-01-2007 2,757.50
0081000361
AUTO PRESORTED FIRST-CLASS Mail Payment To:
THOMAS E BARD HFC
POST OFFICE BOX 4153-K
CARDL STREAM IL 60197-4153
0 10027575C7133030012133500009806235
For Assistance: ACCOUNT SUMWY
800-333-4758
PROPERLY.
Get service when you want it. manage your account onlinel Make
Payments, view statements or recent transactions. Register
today at www.hfc.com .- see insert for details.
TRADE IN your auto loan! Lower your payments--apply for a HFC
auto refinance. Plus--no payments for 45 days. Call or stop by
your local branch today.
` DELINQUENCY CHARGES ACCRUE AFTER 10 DAYS • • •
Page 2 of 2
-New Balance may or my not include interest accrued since the billing date. If you would
like to determine your payoff balance or if you have questions on this billing, please call
Customer Service at 800-333-4758. Address written inquiries and all nonpayment correspondence
to HFC Customer Service. P 0 BOX 1547, CHESAPEAKE VA 23320, ATTNv QNR DEPT. Mail payment t0:
li:*C, POST OFFICE BOX 4153-X. CAROL STREAM IL 50197.
NOTE: PLEASE SEE REVERSE SIDE FOR IMPORTANT INFORMATION
ASSIGNMENT AND BILL DE SALE
HSBC Consumer Lending (USA) Inc. on behalf of and as managing company for Beneficial
Company LLC and HFC Company LLC and their respective subsidiaries (hereinafter called
"Seller") has entered into an Account Purchase and Sale Agreement dated November 19, 2007
("Agreement") for the sale of accounts dated in the initial paragraph of the Agreement thereof to
Asset Acceptance LLC, (hereinafter called 'Purchaser"), upon the terms and conditions set forth in
that Agreement.
NOW, THEREFORE, for good and valuable consideration, Seller hereby sells, assigns, and
transfers to Purchaser, its successors and assigns, all of Seller's rights, title, and interest in each and
every one of the Accounts described in the Agreement.
Purchaser and Seller agree that the Purchase Price shall be as stated in Paragraph 3 of the
Agreement.
fN WITNESS WHEREOF, Seller has signed and delivered this instrument on the 19th day of
November, 2007.
HSBC Consumer"ndinpIUSA) Inc.
By:
Printed Name:
Title: Vice-President
is
HS SCConLendingAssetA=epNer4clean.doc
OWS11 "N'
AtaYt ec•Ptan [Y .at
ASSET ACCEPTANCE LLC
P.O. Box 2036
Warren, MI 48090
THOMAS E BARD
18 BARD RD
SHIPPENSBURG, PA 17257-8143
ACCOUNT NUMBER CURRENT BALANCE
71330300121335 $9103.8
STATEMENT DATE DUE DATE
-
I- I DUE
ACCOUNT NUMBER DATE OF LAST PAYMENT
71330300121335 08/29/06
DATE REFERENCE NO ACCOUNT INFORMATION BALANCE DUE
35529686 BALANCE DUE $9103.8
ASSET ACCEPTANCE LLC, A LIMITED
LIABILITY COMPANY ORGANIZED AND
EXISTING UNDER THE LAWS OF THE
STATE OF DELAWARE, ASSIGNEE OF
71330300121335
P.O. Box 2036, Warren, MI 48090
DATE OF DELINQUENCY PURCHASED ON CHARGE OFF AMOUNT* INTEREST RATE
11/04/06 11/19/2007 $8194.51 18.00%
SERVICE ADDRESS (IF APPLICABLE) INTEREST DUE AS OF
$909.29
*For purposes of this Statement only, Charge Off Amount reflects credits for payments received by Asset,
if any.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR
DRIBIT "A"
910 H
35529686
J ? " 910 AYT, HAYT **PA**
STATE OF MICHIGAN )
ss
COUNTY OF MACOMB )
ASSET ACCEPTANCE, LLC
Plaintiff,
vs
THOMAS E BARD
Defendant,
AFFIDAVIT
I, Judy Melasi being first duly sworn deposes and states:
That I am the Supervisor of ASSET ACCEPTANCE, LLC, a Limited Liability company
organized and existing under the laws of the State of Delaware and doing business at P.O. BOX 2041,
WARREN, MI 48090.
That there is justly due and owing on the account the sum of $9103.80 representing the charged
off amount and interest.
That the said account originally with HSBC CONSUMER LENDING USA / , account number
71330300121335, has been purchased by ASSET ACCEPTANCE, LLC, who now owns said account and
has all rights connected therewith including the right to institute this action.
I certify that the facts contained in the
D (7d this 08 th day of October, 2008. attached pleading are true and correct to
the best of my information, knowledge and
belief.
Su isor
Subscribed and sworn to before me, a Notary Public for the State of Michigan, the 08 th of October, 2008
as certified by my hand as set forth immediately below.
a ? ? ZIZL? L), Iyublic
Notary P,,?bi.. - "Iigcn
Wc!yre Cou^rfv
y Comm!ssion Exp. o- Fe 1 2012
[Zc t ing in the County of
35529686
910 HAYT, HAYT **PA**
OG
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CASE NO: 2008-06941 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
ASSET ACCEPTANCE LLC
VS
BARD THOMAS E
NOAH CLINE , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
BARD THOMAS
DEFENDANT
at 18 BARD RD
the
at 0017:15 HOURS, on the 19th day of December-, 2008
SHIPPENSBURG, PA 17257
THOMAS E BARD
DEFENDANT
was served upon
by handing to
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing 18.00
Service 18.00
Affidavit .00
Surcharge 10.00 R. Thomas Kline
Postage ? /b9 ?
1b2 .?2
x/46.42
12/23/2008
HAYT HAYT & LANDAU
Sworn and Subscibed to By:
before me this day ,Deputy Sheriff
of A.D.
pRtiG6NAV- ^R1GIN ?x
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA
CIVIL DIVISION
ASSET ACCEPTANCE LLC
NUMBER: 08-6941-CIVIL TERM
vs.
THOMAS E. BARD
PRAECIPE FOR DEFAULT JUDGMENT AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of Plaintiff and against the Defendant(s) Thomas E. Bard for
failure to answer Plaintiffs Complaint, endorsed with twenty (20) day notice to plead, served upon
Defendant(s) on December 19, 2008 and assess damages as follows:
Unpaid Balance $8,194.51
Plus Interest 909.29
Additional Charges .00
Plus Attorney's Fees .00
Less Credits, if any .00
TOTAL DUE $9,103.80
Pursuant to PaR.C.P. 237.1, I hereby certify that notice to file this Praecipe was mailed to the above
named Defendant(s) and the Attorney of Record (if applicable) on January 14,
and copy/copies of same is/are attached hereto
ARTHUR LASHIN, ESQUIRE #23425
Attorney For Plaintiff
I HAYT, HAYT & LANDAU
400 Market Street
6th Floor
Philadelphia, Pennsylvania 19106
(215) 928-1400
COURT OF COMMON PLEAS
AFFIDAVIT OF NON-MILITARY SERVICE
ASSET ACCEPTANCE LLC STATE OF PENNSYLVANIA
VS. SS
THOMAS E. BARD : COUNTY OF PHILADELPHIA
Arthur Lashin, being duly sworn according to Law, deposes and says that he represents the Plaintiff
in the above entitled case; that he is authorized to make this Affidavit on behalf of the Plaintiff; and that the
above named Defendant(s) is (are) 18 + years of age; the address of Defendant(s) is 18 Bard Road,
Shippensburg, Pennsylvania 17257
Occupation of Defendant(s) is unknown; and the
Defendant(s) is (are) not in the Military Service of the United States, nor any State of Territory thereof or its
Allies as defined in the Soldiers' and the Sailors' Civil Relief Act of 1940
thereto.
Arthur Lashin, Esquire, #23425
Attorney for Plaintiff
Prothonotary
Sworn to and subscribed before
me this 2nd
20 09
C
Notarv Piu, hli
day of February
A.D.,
My commission expires: COMMONWEALTh OF PENNSYLVANIA
Notarial Seal
Shari Deana Outen, Notary Public
City Of Philadelphia, Philadelphia County i
My Commission Expires kne 27, 2010 j
Member, Pe-sa!_ o{ Notaries
HAYT, HAYT & LANDAU, LLC
By: Arthur Lashin, Esquire
Identification No. 23425
400 Market Street
Suite 600
(Philadelphia, PA 19106-2513
(215) 928-1400
Attorney for Plaintiff
DATE: JANUARY 14, 2009
ACCEPTANCE LLC
P.O. BOX 2041
WARREN, MI 48090
VS.
THOMAS E BARD
18 BARD RD
SHIPPENSBURG PA 17257
CUMBERLAND COUNTY
COURT OF C0kG40N PLEAS
CIVIL DMSION
TERM.
No. 08-6941-CIVIL TERM
NOTICE OF INTENTION TO TAKE DEFAULT
PURSUANT TO PA.R.C.P 237.1
You are in default because you have failed to enter a written
appearance personally or by attorney and file in writing with the
court your defenses or objections to the claims set forth against
you. Unless you act within ten days from the date of this notice,
a judgment may be entered against you without a hearing and you
may lose your proper or other important rights.
You should take this paper to your lawyer at once, if you do
not have a lawyer, go to or telephone the office set forth below.
This office can provide you with information about hiring a lawyer.
If you cannot afford to hire a lawyer, this office may be able
to provide you with information about agencies that may offer
legal services to eligible persons at a reduced fee or no fee.
CUMBERLAND COUNTY
2 LIBERTY AVENUE
CARLISLE PA, 17013
717-249-3166
By:
BAR ASSOCIATION
C
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LAW OFFICES OF
HAYT, HAYT & LANDAU, LLC
By: Arthur Lashin, Esquire
Identification No. 23425
123 S. Broad Street
Suite 1660
Philadelphia, PA 19109-1003
(215) 928-1400
OUR FILE NO: 264540
Attorney for Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
No. 08-6941-CIVIL TERM
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ORDER TO MARK JUDGMENT SATISFIED
ITO THE PROTHONTARY:
Kindly mark the Judgment Statisfied with regard to
above captioned matter upon payment of your costs only.
LAW OFFICES OF
HAYT, HAYT & LANDAU, LLC
By:
Attorney for Plaintiff
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