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HomeMy WebLinkAbout08-7178RICHARD F. STERN, ESQUIRE (03315) STEVEN K. EISENBERG, ESQUIRE (75736) KEVIN P. DIsKIN, ESQUIRE (86727) STERN AND EISENBERG, LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKIN owN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSnvnE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OP COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 v. Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 Defendant(s) Civil Action Number: erg- ??70 ?1OLL`T -, COMPLAINT IN MORTGAGE FORECLOSURE CIVIL ACTION MORTGAGE FORECLOSURE NOTICE This is an attempt to collect a debt and any information obtained will be used for that purpose. You have been sued in Court. If you wish to defend the claims set forth in the following pages, you must take action within twenty (20) days after this Civil Action and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defense or objections to the claims set forth agains you. You are warned that if you fail to do the case may proceed without you and a judgment may be entered against you by the Court witho t further notice for any money claimed in the Civil Action or for any other claim or relief requested b the plaintiff. You may lose money or property of other rights important to you. YOU SHOULD TAKE THIS PAPER TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD NE, GO TO OR TELEPHONE THE OFFICE SET FORTH J:\Supriya\Complaints\Cumberland\Ocwen.Reiley.Lorraine.12.08. doc Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 800-990-9108 717-249-3166 J:\Supriya\CompWnts\Cumberland\Ocwen.Reiley.Lorraine. %2.08.doc BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE NOTICE PURSUANT TO THE FAIR DEBT C LLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ., YOU MAY DISPUTE THE VALIDIT OF THE DEBT OR ANY PORTION THEREOF. IF YOU DO SO IN WRITING WITHIN T IRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE YOU WITH WRITTEN VERIFICATION OF THE DEBT, AS WELL AS THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR. OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID IF YOU DO NOT DISPUTE THE DEBT, IT IS NOT AN ADMISSION OF LIABILITY BY YOU IF YOU NOTIFY US IN WRITING THIN THE THIRTY (30) DAY PERIOD, WE WILL CEASE COLLECTION OF THIS DEBT, OR ANY DISPUTED PORTION OF IT, UNTIL WE HAVE OBTAINED THE REQUIRED INFORMATION AND MAILED IT TO YOU. ONCE WE HAVE MAILED YOU THE REQUIRED IN ORMATION, WE WILL CONTINUE THE COLLECTION OF THIS DEBT. THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR. THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. i I J:\Supriya\Complaints\Cumberland\Ocwen. Reiley.Lorraine.12.08.doc RICHARD F. STERN, ESQUIRE (03315) STEVEN K. EISENBERG, ESQUIRE (75736) KEVIN P. DISKIN, ESQUIRE (86727) STERN AND EISENBERG, LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 v. Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 Defendant(s) Civil Action Number: 0?- '7178 (!?,4 COMPLAINT IN MORTGAGE FORECLOSURE COMPLAINT CIVIL ACTION MORTGAGE FORECLOSURE 1. Plaintiff is HSBC Bank US N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC (hereinafter referred to as "HSBC Bank USA, N.A.") with offices located at 1661 Worthington Road, §uite 100, West Palm Beach, FL 33409. 2. Defendant is Lorraine R. Rei ey, adult individuals with a last-known address of 505 Geary Avenue, New Cumberland, A 17070. 3. Under date of 03/31/2007, d fendants executed and delivered to MERS, Inc., as Nominee for Fidelity Mortgage a mortgage upon the premises 505 Geary Avenue, New Cumberland, PA (the "Property") to secure the payment of the sum of $72,000.00. The said mortgage is recorded in he Office for the Recording of Deeds in and for Cumberland J:\Supriya\Complaints\Cumberland\Ocwen.Reiley.Lorraine.12.08. doc County on 04/11/2007 in Book 1988 at Page 1513 and is incorporated herein by reference 4. 5. 6. 7 8. 9 as though set forth at length herein. A copy of the legal description of the premises is attached hereto and made a part hereof as Exhibit "A". The said mortgage was assig Assignment which has been Ocwen Loan Servicing LLC, authorized to act for Plaintiff Said Defendant is the real ov 17070. In accordance with Act 91 of information required by §40= to HSBC Bank USA, N.A., the within Plaintiff, by recorded or is in the process of being recorded. to Ocwen Federal Bank FSB is the attorney in fact of premises 505 Geary Avenue, New Cumberland, PA 1983, as amended, a combined notice providing the of Act No. 6 of 1974, and Act 91, aforesaid, was sent to the defendant and no response was made in the appropriate period of time. A true and correct copy of the aforesaid notice i I? attached hereto and made a part hereof as Exhibit "B". The said loan is in default as a result of the failure to pay the monthly installments of $888.57 due on August 1, The following is due on the PRINCIPAL BALANCE INTEREST accrued thru Interest after 12/05/2008 rate of $20.02.) LATE CHARGES accrue Late charges after 12/05/: rate of $30.68.) ESCROW ADVANCES. FEES BILLED ................ COSTS ............................ ATTORNEY'S FEE ....... TOTAL ........................... The attorney fees set Pennsylvania law, and will be mortgage is reinstated prior to Sale, performed. for foreclosure of the mortgaged plus $20.02 per day from 12/05/2008 charges of $30.68 per month from 1 WHEREFORE, and on the same day of each month thereafter. ..................................................... $71,833.63 2/05/2008 of ............................... $3,084.04 hall accrue at the per diem thru 12/05/2008 of ..................... $255.86 38 shall accrue at the monthly ...................................................... $829.38 ...................................................... $259.68 ...................................................... 300.00 ...................................................... $3,600.00 ...................................................... $80,162.59 above are in conformity with the mortgage documents and in the event of a third party purchaser at Sheriffs Sale. If the attorney fees will be charged based on work actually iff,? HSBC Bank USA, N.A. requests this Court to enter judgment for the sum of $71,833.63 plus interest thereon of $3,084.04 judgment is paid in full, late charges of $255.86, plus late until judgment is paid in full, escrow advances of J:\Supriya\Complaints\Cumberland\Ocwen.Reiley.Lorraine. $829.38, fees billed of $259.68, costs of'$300.00, attorney's fees of $3,600.00 and all other amounts set forth above, less any suspense as set foif th above, together with record costs and any other amounts to which Plaintiff is entitled to recover. STERN AND EISENBERG LLP BY: I F.-`StERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DISKIN, ESQUIRE Attorney for Plaintiff Date: December 5, 2008 J:\Supriya\Complaints\Cumberland\Ocwen.Reiley.Lorraine.12.08.doc VERIFICATION Jessica Dybas is the Default Liaison of OCWEN LOAN SERVICING LLC successor to Ocwen Federal Banl' and is authorized to sign this Verification on behalf of same, and states that she verifies the foregoing Civil Action-Mortgage Foreclosure against Lorraine R. Reile and avers the statements of fact therein contained are made subject to the penalties of 18 PA C.S. Section 4904 relating to the unsworn falsification to auth(rities, and that same are true upon the signer's personal knowledge or information and be ief. 'A ?a - lnw Jesdt Dybas De Liais 3 %8X8>?Sx Date: December 5, 2008 0 0 COMMITMENTFOR TITLE INSURANCE SCHEDULE C Commitment No: WPAFMP0713821 Effective Date: February 23, 2007 ALL THAT CERTAIN piece or parcel of 1 'nd, situate in the Borough of New Cumberland, Cumberland County, Pennsylvania, bounded and described in accordance with a survey by D.P. Raffensperger Associates, dated June 4,1971, as follows, wit: BEGINNING on the Northeast corner of S ith Avenue and Geary Avenue thence along the Eastern side of Geary Avenue North 45 degrees 45 minute West 70 feet to a point at the division line between Lots Nos. 28 and 29 on the hereinafter mentioned Plan Lots; thence along said last mentioned division line North 44 degrees 15 minutes East 115.5 feet (Plan stews 116.5 feet) to a point at the division line between Lots Nos. 28 and 36 on said Plan; thence along said I st mentioned line and along the division line between Lots Nos. 28 and 37, South 58 degrees 15 minutes (Pion shows 14 minutes) East 71.69 feet to a point on the Northern side of Smith Avenue; thence along the No thern side of Smith Avenue South 44 degrees 15 minutes West 131 feet to a point, the place of BEGINNING. BEING Lot No. 28 on Plan of Lots of Hills de Manor, which Plan is recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 11, page 21. Parcel No. 25-24-0811-133 For informational Purposes: The property address is: 505 Geary Avenue, New Cumberland, PA 17070 Deed book volume: 34-5 page: 1055 01 OCWEN Loan Servicing, LLC 12650 Ingenuity Drive O C.W . N Orlando, Florida 32826 WWW.OCWEN.COM September 30, 2008 VIA First Class Mail VIA Certified Mail (return receipt requested) Certified Number: 71069017515123166533 Reference Code: 0809 Lorraine R. Reiley 505 Geary Ave New Cumberland, PA 10707-1857 Loan Number: 103365482 Property Address: 505 Geary Avenue, New Cumberland, PA 17070-0000 PLEASE SEETHE ENCLOSED. rs DACT91.11 This communication i? from a debt collector attempting to collect a debt; any information obtained will be used for that purpose. a OCWEN Loan Servicing, LLC 12650 Ingenuity Drive ?o 0 o w e N Orlando, Florida 32826 APPENDIX A September 30, 2008 ACT 91 NOTICE TAI?E ACTION TO SAVE Y UR HOME FROM ?MRECLOSURE This Notice explains how the orwram works., LA NOTIFICACION EN ADJUNTO I CONTINUAR VIVIENDO EN SU NOTIFICACION, OBTENGA UNA AGENCIA (PENNSYLVANIA HOi MENCIONADO ARRIBA. USTED PROGRAMA LLAMADO "HOMEO` EL CUAL PUEDE SALVAR SU CASA HOMEOWNER'S NAME(S): PROPERTY ADDRESS: LOAN ACCT. NO.: ORIGINAL LENDER: CORPORATION CURRENT LENDER/SERVICER: WWW.OCWEN.COM DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A 1SA. SI NO COMPRENDE EL CONTENIDO DE ESTA RADUCCION INMEDIATAMENTE LLAMANDO A ESTA NG FINANCE AGENCY) SIN CARGOS AL NUMERO iEDE SER ELEGIBLE PARA UN PRESTAMO POR EL ER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. Loraine R. Reiley 505 Geary Avenue Ne* Cumberland, PA 17070-0000 10 65482 F ELITY MORTGAGE A DIVISION OF DELTA FUNDING OC?WEN I? DACT91.11 This communication is from a debt collector attempting to collect a debt; any informat on obtained will be used for that purpose. when you meet with the Counseling Aaency. ,', a OCWEN Loan Servicing, LLC 12650 Ingenuity Drive ? o c w O e N Orlando, Florida 32826 WWW.OCWEN.COM HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACt"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILI THE PENNSYLVANIA HOUSING F TEMPORARY STAY OF FORECLOSURE Y REQUIREMENTS ESTABLISHED BY INANCE AGENCY. Under the Act you are entitled to a temporary stay of foreclosure on our morta e for thirty 30 days from the to of this Notice. Durin that time you must arran a and attend a "face- to-face" meetin with one of the consumer c dit counselin a encies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT 30 DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YO MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED"HOW TO CURE YOUR MORT GE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE ur 1V LAlr,. listed at the end of this notice, the lender meeting. The names, addresses and teleohc meeting. Advise your lender immediately of yO Notice (see following pages for specific infor to resolve this problem with the lender, yo Emergency Mortgage Assistance Program. Emergency Assistance Program Application end of this Notice. Only consumer credit con in submitting a complete application to the I postmarked within thirty (30) days of your fs YOU MUST FILE YOUR APPLICATION THE OTHER TIME PERIODS SET FO: YOUR HOME IMMEDIATELY AND YOi AGENCY ACTION -- Available funds for the Agency under the eligibility criteria esti days to make a decision after it receives yo against you if you have met the time requ Housing Finance Agency of its decision on i NOTE: IF YOU ARE CURRENTLY PR( FOLLOWING PART OF THIS NOTICE CONSIDERED AS AN ATTEMPT TO CO: (If you have filed ban CIES -- If you meet with one of the consumer credit counseling agency NOT take action against you for thirty (30) days after the date of this intentions. It is only necessary to schedule one face-to-face ,NCE -- Your mortgage is in default for the reasons set forth later in this ation about the nature of your default.) If you have tried and are unable have the right to apply for financial assistance from the Homeowner's Po do so, you must fill out, sign and file a completed Homeowner's ith one of the designated consumer credit counseling agencies listed at the oeling agencies have applications for the program and they will assist you ansylvania Housing Finance Agency. Your application MUST be filed or y-to-face meeting. OMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW H IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. ergency mortgage assistance are very limited. They will be disbursed by shed by the Act. The Pennsylvania Housing Finance Agency has sixty (60) application. During that time, no foreclosure proceedings will be pursued Iments set forth above. You will be notified directly by the Pennsylvania jr application. CTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CT THE DEBT. you can still apply for Emergency Mortgage Assistance). DACT91.11 This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose. OCWENLoan Servicing, LLC 12650 Ingenuity Drive O O C WEN Orlando, Florida 32826 NATURE OF THE DEFAULT --The MOP Geary Avenue, New Cumberland, PA 170 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY M( are now past due: 2 payments in the amount of $ 888.57 from Principal and Interest... Interest Arrearage....... Escrow .................... Late Charges ............. Insufficient Funds Char; Fees / Expenses.......... Suspense Balance (CRI: Interest Reserve Balanc TOTAL DUE........... HOW TO CURE THE DEFAULT -- You PAYING THE TOTAL AMOUNT PAST PAYMENTS AND LATE CHARGES WE W W W.OC WEN.COM E debt held by the above lender on your property located at: 505 PAYMENTS for the following months and the following amounts 01, 2008 through September 30, 2008 ............................. $ 1,227.30 ............................. $ 0.00 ............................. $ 652.06 ............................. $ 225.18 es ........................... $ 0.00 ............................. $ 122.22 3IT) ........................ $ 0.00 (CREDIT) ................ $ 0.00 .............................. $ 2,226.76 cure the default within THIRTY (30) DAYS of the date of this notice BY TO THE LENDER, WHICH IS $2,226.76, PLUS ANY MORTGAGE BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments OCWEN P.O. BOX 6440 CAROL STREAM, 11, 60197-6440 IF YOU DO NOT CURE THE DEFAULT 71I If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise is rights to accelerate the mort a e debt. This means that the entire outstanding balance of this debt will be consi ered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the tal amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start le al action to foreclose upon your mortgaged property. mortgage debt. If the lender refers your case proceedings against you, you will still be regi $50.00. However, if legal proceedings are sta incurred by the lender even if they exceed I which may also include other reasonable cost be required to pay attorney's fees. OTHER LENDER REMEDIES -- The other sums due under the mortgage. THIRTY (30) DAY period and foreclosure other requirements under the mortgage. ( mortgage to the same position as if you had ON -- The mortgaged property will be sold by the Sheriff to pay off the its attorneys, but you cure the delinquency before the lender begins legal •ed to pay the reasonable attorney's fees that were actually incurred up to A against you, you will have to pay all reasonable attorney's fees actually ,00. Any attorney's fees will be added to the amount you owe the lender, If you cure the default within the THIRTY (30) DAY period, you will not may also sue you personally for the unpaid principal balance and all [FF'S SALE -- If you have not cured the default within the have begun, you still have the right to cure the default and your default in the manner set forth in this notice will restore your defaulted. DACT91.11 This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose. OCWEN Loan Servicing, LLC 012650 Ingenuity Drive : c WE N Orlando, Florida 32826 WWW.OCWEN.COM EARLIEST POSSIBLE SHERIFF'S SALE D..TE - It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately six (6) months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the servicer. HOW TO CONTACT THE SERVICER: Name of Servicer: OCWEN Address: P.O. BOX 24737 WEST PALM BEACH, FL 33416-4737 Phone Number: 800-310-9229 Fax Number: 407-737-6300 Contact: Performing Collections Dept. EFFECT OF SHERIFF'S SALE -- You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you c ntinue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongin could be started by the lender at any time. ASSUMPTION OF MORTGAGE -- You m y or X may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage de provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and t at the other requirements of the mortgage are satisfied. TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED O THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, OU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANY LENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. DACT91.11 This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose. p -? APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY HDM)90WNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSELING AGENCIES (Rev. fi") ovine Bed Co Hsover (]molar ? cadisit Sweet aovv PA 17331 7)637.3761 X (717)637.3294 mcid commdmg Sammus ofFne". wtsn 3r sued kyseabom PA 17266 > orWemmern PA L*;Immws Road *wg PA 17102 541-1757 (717)3344670 m Carry Hoasinl AU&W1ty 43 halide st dmq PA 17325 334-1511 (717)3344326 Mva4 Housig I -vueee Agency is Hem) Swallow HM Boa4 Bldg 203 urgh PA 15120 m Hmmlo; loc. 6' Ave, Suit. 950 btugh PA 15219 X91.1956 or (412)261-2102 or (103)792-2740) (4I2))914512 S of Waptan PmmrAvanis, inc. SENWAM Sweet burdt PA IS= an L gw of PitrsMrgh p For SWW Oppmamity SniW6dd St. Ibw&PA 15222-2222 1)227 C(412)261-5207 ft Cateadom of PA wood Stmel, Saic. 906 tw5bPA 15222 !)731-9954 orMM737.2933 C (412)8384963 west Hilt suer tyaesbm8 PA 15370 )952.2893 U45'1RONG COUNTY XS of Wmms Pvroay)vasdR Inc 7 E. Plank Road Imaa PA 16M 14)94445700 a (614)944-5747 odd Cmgmd cs of PA I Wood Su W, Sam 906 mburgh PA 15222 .2)331-9934 or (80D)737-2933 X (412)731-9963 lien. Co. Conammiy Aaim Proctor 7 water sta.t, Box 167 Manx PA 15701 !4)465-2657 X (724)465-5116 AVER COl7M'Y ' dm Heudng, inn 5 6' Avq, Suite 950 bantlk PA 15219 sing Opportunities of Beaver Canty, le. Corpaalim St. Soilc 207 ver, PA 15009 1)726-7511 sing Opportunitia, Inc. Scvmlh Stan Be. 9 Kresoat PA 15134 Volley lkaemployed (:a?Mee 9' Amore end PA 1512D lt Caamdna of PA Wood Soma, State 906 bmdkPA 15227 )338-9954 or (!03)737-2933 Hor 4wm Howasg Sw km et! L'medn Nighwry am PA 15537 4)6234129 X (1147673-7117 ?mane Famomic DevdopwAa corp-od 4 Mmy Once Lan. arrow PA 15901 4MS4536 X (114)539-1611 aWailaBm (Mace MiBL Sweet 06"Oes, PA 16652 - 4)643, 2 CS orw- Ptmnsylvaoia, Inc E Pkmk Read I -PA 16602 4)944-6700 K (114)944-5747 and S-vices, Ina Bid Main, Sued o m PA 15501 4) 4454621 v (303)452-0146 X(814)443-3690 R= COUNTY , but counseling: Csmv Wm6 FIN Baer d'eg PA 19601 3)175-'7866 X (610) 375.7830 aomie Omottmily 6lisrt a county N. Cesare street rAh PA 17901 IJ622-1995 X (717)822-0429 i CS OfLAisk Valley I Coleco cart Bar A" PA IM2 W14011 or (800)723.2744 (814) only x (610)821-8932 Homily Housing Cotmaelor, Ins. Bea 244 muSgaare PA 19348 1)414-3662 X (610)/44-6243 40t COUNTY fosd-Fdtm Housing savio.s 81. Ban 194 ten PA 15537 4)6234129 C (814)623-7167 S of Weslaco Pen-Avania. Una E Plank Road ena PA 16602 9,14-6100 or (814)944-5747 pone Ferman Development 4 Mary Gram lane Woven PA 15901 1)535.6556 ((814)539-1688 0-iaeon Office Mimi. Seas ehngdmn PA 16652 So.W 7' Seim 87 0 or (BOD)M-PS37 AX (S70)2DmI 1 wMmkatst flDtrs-Bmre PA 19M 570)82)4037 or (803)822-9537 AX (S70)Q)-1715 631 S AOepm St, subc IDD mm C.BWPA 16601 614)731.3661 AX (1)4)231-3669 Pvl ieAy mars PA 1111111 MS-3336 or (BOD)962-4M Dmsa & m211 PA 16947 Swam, PG Bea 319 PA 11614 wamaa guar eBmaro PA 16901 ?0)7245252 X (570)7243763 3 Wman Sbem, PO Box 709 .M ...A PA 11657 X (57d)36E132 1 Mom Suer mdala PA 19431 OP53i941 X (57DAP-4117 Non6 Brad Street at *Wa PA 19130 )765-1221 ((215)765-1427 em Can4' Hennaing Guano. ba Far Ricbmdem Avenue Ohms PA 19047 .y AV.. Y FL PA 19140 Cap of Fm*lbrd dolphin PA 19124 7442990 (215)744.2012 nrvt cascading Swine Nash Band sweet dolphi. PA 19141 32,47500 (215)3244753 4 of DcLaam Vdlcy Market Sweet, Soil. 1325 1ck PA 19107 563-5665 (215)SW-2M6 1 of Ddawa. Valley nc Cwpmtc Cmtcr Strew Road ae PA 19047 i of lcbig4 V.Il.y Cmmt count ran 0" PA 16052 6214011 -(600)220-2733 (6)0)1121-6932 main. Credit Commei' oflfbigb Volley ' Hou®g Cog, lac 71 Crosson Court Pant Bur 244 SS Yak Rd, Sai¢ 107 virisclull PA Is= Square PA 19341 arvwee erPA 18974 61D)9214011 o(80D)22D-2733 61D)444-3682 15)444-9429 AX (610)921-8932 AX (610)144$243 AX (215)1566344 =S pfNarliscastarst vania -bilaclalImitte Comdl for Cm n.* Ad, 44 13. D.Wb Pit. OD Node IT Street. Suite 60D _ S orPnaais PA 19406 400 Abutpm Esecubw Park, Suite I ' PA 19103 610)9'/1-221D aaft SummgPA 18411 153567-7274 AX (610)2654114 570)95'1.9163 or (100)922-9537 AX (215)963-9941 -9X(570)587.913419135 ' Devebpmeur Corp ofFmkf4d KrMER CCDUN7Y - 9 Som9 T Sum Mmimy PA 11360 Grimm Select kclicre Horabg, Inc. 57D)420-Mw(XDD)9=-M7 PA 19124 25 6' Ave, Saito 950 AX (57D)42"Nl 15)744,2990 ' PA 15219 ' AX (215)7442012 412)391-1956 or (412)25)-2102 It W )iarket In AX (412)1914512 dkes-Bmrc PA 15702 of Dea"Mra Valley 570)92140137 or (80D)M-PS37 Acacia Rwft utamg Oppormidec, Ion. AX (S1M)921-1715 E Market 2% Suite 215 Cnpame SC Suite 2D7 Wes C6W PA 19312 tssp rt PA IS132 631 S Adanm St, Sohn IDD 150615665 412)664-1590 Into CAW PA 16101 AX (412)664--MM 14)239-3661 AX (5)4)238-3669 Oppaanitim, far i-slat >R 33 Seveom Strut m frmmomes Opportunity of coamy PA 19370 Buz 9 63 Amber Lee 741 PA 15134 r PA 197M 412)6641906 570)116.0510 or (BOD)822-0359 Sane iO3 r AX (412)664.0673 AX(S70)829-1"S--('.ALL BEFORE F PA 11974 570)455.4944 HAZELTON 29 of Wearer. PA AX (S70)a5S-5631-CALL BEFORE (21SPS&M" (MCA BoUAwg S"AM40907VHKKAM XX 39 Nab Wadbtpon S1rW M L Dcki b Pike k.dar PA 16001 ofPrttmia PA 19406 4)282-7812 MWMCDLWTY - 610)971-2210 AX (610)265.46!4 Vslky Unemployed Conodmse ofWearaa Ymmy4va.ia, Inc. ZD 1- 9a Avenoe 17 E Plank Road mrestod PA 15120 kkoaces PA 16602 XAlM COUNTY ,412)462-9962 814)944-1100 FAX (412)462-9964 AX (BI/pM-5747 XCS of Wenaa PA Credit CDkwwJ.ra of PA ymrmg-0MlM Co coaao For Co -.m y Adim (S'[PY) CA Bollefing 39 Nab Waslcupoo Sheet 101 Wood Strew, Suite 906 131 Lincoln Shod Wder PA 160DI ?itrsburgk PA 15222 Boer 1328 412)M2-7112 412)3394954 -(WD)737-2933 Ramrprak PA 17M FAX (412)338-9963 - 570)3260587 AX (570)322-2197 '.. .. XEARPMLJ) 0OUN Y ;AMBRIA OOUI47'Y Xv: ofNabeema P®ay4vada I .. Em.tmde Derdopest Cerpan- 631 S Abarm St, Suhe 100 954 May Ghaoe bane 3ed6id-Fnhoa Hmmg Servirsc me C.UW PA 16801 '. PA 15901 iD NI, Bas 324 814)39-3661 I,,, 14)5356556 3vetett PA 15537 AX (814MI-3669 AX (814)539-1628 '114)673-9129 ?AX (214)9217117 of NwOamema Pou"74avis o6 Wwm Pmoylvais, loc. I Basin Strut 17 E. PLmk Recut adtma Cc. Community Audw ?raw= NlIllsomport PA 17703 PA 16602 127 Water Shenk Bon 117 SM)3264)587 814)960.2100 ndima PA IS701 AX (578)122-2197, AX (814)044-5747 724x165-2657 rAX (724)"S-5118 of Wcmcm PA 3JESTER 19-A CoOge Park Fluor XXS of Weeao PA PA ISM 39-A Cdkgc Pack Phu "urot Houciag Copondm 814)5394335 olndc. PA 15904 Nob Broad Shed 814)S394445 -WWcbMa PA 19130 Cd. Cammmily Aetlah PMUM 21S)76S-1221 Water Snack Ban 197 X= of WM- Pemmylvanis, Inc. AX (2IS) 76S-1427 donna PA IS701 '.17 E Ptmk Road )"s-2657 noncom, PA 16602 udgcl Caamdi s Carrier AX (724)465-5118 114)944-8100 47 Nab Fifth Sued AX(814p44-5747 PA 19601 ofNMbeworm Pewytmia 610)375.7866 631 S Arhmtou St. Suite 100 .eyr.ne Frnoomic Dcvelop.sm Corpora im AX (610)375-7830 I.I. C.Dep PA 16801 , 9S4 May Grace Lane 514)739-3668 obmto.a PA 159D1 CE AX(814)39-3669 114)53S.6556 67 Alleshm Ave, 2° FL AX (214)539-1688 bb.&lp6)a PA 19140 15)426.8025 :LDfIDN COUNTY lbkland Services, Inc. AX (215H269122 35 East main Shea ymodngilidm Coomies -vt PA 15501 eds Fdloonhip Hone >aornission For Cmror.ariy Action (MV.P) 114) 445-9628 or (100)452-0148 02 S J..k- St 138 IJmoln Strew AX(914)443-369D cdis PA 19063 O i7oa 1328 610)565-0846 illmtwpoet PA 17703 -9X(610)565-8567 570)326-0587 '.AMERON000NTY -9X(570)322.2197 A. Commr.iy Services Inc iord6 Tice- Community Action Corp 39 E King Shea of Naabusrcrn PA D bon 389 Pa 17602 01 Burin Sued 35 Wrst 4' Street 717)397-5182 or (800)788-5062 (H.O. ody) Millientspart PA 17703 mporium PA 15834 AX (71'!)3994127 5 70)3234627 114)496-1161 ?i AX (SM)3234626 AX (814)486-0825 mmiua Red (Tors of Cheer 729 Edgernonr Ave i' D IMS of Noe6ueean Peruraylvania CCS of W.1- Pen-Ann(.. Inc er PA 19013 631 S Ad."- St. Sure 100 17 E. Plank Road 610)974-1414 t l.Callege PA 16901 1m PA 16602 8 14)239-3668 , 34)944-9100 -n Counseling Savi- - AX(S14)233-3669 AX(914)944-5747 111 Broad Sued O..PNa PA 19141 ?? 2 1S)324-7500 ARSON COIIPIiY -9X(215)3248753 ? I W Markrl St • O Box 1127 i0c6-Bone PA 16702 57D)S21-0837 or (800)922.9537 AX (570)821-1785 4DO Abington Ex=.b- Pack, SWU I arks Summit PA 19411 570)597.9163 or (300)922-9537 AX (5701597-9L34N135 'moon on Eoonoaia OPP?trY of Irmxc Curly 63 Amber Lone illrt-Barre PA 19702 570)8264510 or (M)MOSS9 AX (S10j629-1665?AI1 BEPORE FAXM 570)45549N WZELTON AX (570)455.563 I-Car r BEFORE FAXING 57D)8364090 71.MKRANNOCX okff T. Washington Co mar 2D F1o0and Strad it PA 16503 14)453-9744 X (614)453-5749 .m F. Konody Cersac lot 21 Ead 20a Sect .FA 16510 4)998.0400 ,X(614)898-1243 mw Erin Cadamanky Anion Canadian: West 9t. Suns e PA 16501 4)4594581 X (614)456-0)61 mango Va0ey Urban League, Inc Indiana Avtmn rdl PA 16121 S dDds- Valley S Market Street, Suite 1375 md.hka PA 191D7 )563-5665 . ((215)563.7020 I•u Fellowship Home S Jaetrm Sues 6t. PA 19D63 ))565.0546 ( (610)565-6567 ddpha c-il for Commdty Adv Nods 17' Soren, Snit. 600 ddpb)u PA 19103 sm Red Croat of r,%- Edgomu Avc aPA 19013 6741494 meal Cormsdhq Service; N Broad SUOK leA, PA 19141 Alleghmay Ave, 2" FL laddphia PA 19140 5)426-6025 K (215)426-9172 mudry Naming Coumdor, Inc. 0- 244 watt Swot PA 19348 anssity Dwdopmw Crop of Fra is mil w MAP D Griaemu Sued mdclpha PA 19124 )7442990 X (215)7442D12 3 of Ddmwoe Valky Noah Pmvideme Road is PA 19063 CCS of western Pdauylvma, Inc. 63-5665 DDD Unglwowa Road drWAn PA 17102 17)541-17$7 Ave, Snit. 1 7SS-aMW AX (717)5414670 f PA 19087 71-2210 than Ieagc of Mat opolitua Hatrisburg -7960 )097 07 N 6t. Sorest auisbusg PA 17101 17)2345925 44 E Ddab P.M. AX (717)2349459 of Prussia PA 19406 610)971.22)0 moI.[ Counseling S-ri s of Franklin Wed 3' Sacd lyruvd o PA 17261 COUNTY 17)762-3265 Old F. Kennedy Cantor. ha& WCA of Carlisle 21 Bad 20m Street I G Strad PA 16510 Male PA 17013 504)996.0400 17)243-3918 AX (614)498-1243 athcn Tit. Cormumity Action Corp rmnity Actin Comsdsdon of iba Capital Regirm O Box 319 Dory Snore 35 Wed 4` Strut cbmg PA 17104 imporim PA 15934 232-9757 914)486-1161 (717)2342227 AX (914)496-0[25 s County Hoisting A.0-ity 43 Cadide St. OUNTY .bury PA 17325 334(518 T. Washington Ceuta F (717)334-9326 olland Suet 7 16503 c :G S of Wedeln Peonsylvan{a, Inc. )DO Lingt down Road uritbusg PA 17102 17)541-1757 1X (717)5414670 ...unity Action C... as(on of the Capisi Region 14 Dory Stmt arisburg PA 17104 17)232-9757 1X(717)2344227 ban Isague or Mc rapoliun Harrisburg 07 N 6' Shoes nisborg PA 17) 01 17)234-5925 ,((717)2349459 Iu F. Ksnady Center, Inc. 121 Fad 20v Stec[ ie PA 16510 14)898-0400 U( (814)499-1243 ,asw Eric Community Action Comminc Wed 9t. Sheet is PA 16501 14)4594581 IX (814)4560161 on Housing, Inc r AM Suite 950 burgh PA 15219 )391-1956 or (412)281-2102 :(412)3914512 Wdsd ScM- lot North Coma Awast e roars PA ISSDI 1)445-9621 C(6)4)443-1690 m u ity Ae im smainvtst 9nan High Sues mnbdg PA 15370 I)652-2993 me Candy Coommky Action Agency Ism. Nab Bcana Aveuc =MR PA 15401 !)437-0050 or (9DD)4274WPO ,(412)4374419 S ofweAaa PA Tdamo Soren msowa PA 15401 .)439-6939 1 Valley Usmpioyed Come E. 9t. Avrme --.A PA 15120 Lksaty good Bon 547 ma PA 16365 torrid SWAM U.U k d west 3' Suet tynafimn PA 17269 .7)762-3265 3 ofwatas Pamaylvoum, Inc. 1 Sato Geogn Sara! tt PA 17403 !miry Action Coromssion of the Capita Bared Derry Sandi along PA 17104 232.9757 (717)234-2227 mfwolmm PcrAwvnk Tom. largkrown Rand tang PA 17102 CA of Adak a Strw ide PA 17013 P13-3616 '(717)731-"89 mien Red Cora-Hanover (baps; Mink Saw aw PA 17331 )234.3925 :(717)637-3294 w Lague of Matmpolimn Hsrisbrsg 'NeStred Ww9 PA 17101 )2345925 :(717P34-9459 m Cowry Hosing Authority 143 Cali;k St. mbug PA 17325 0341515 (717)3344326 hdford-Fulton Housing Serv(s lD 1. Box 394 iverell PA 15537 614)423-9129 AX(934)623-7197 wocial Counseling Saviors of Franklin 1 Want 3# Sand Vaynesboro PA 17269 )47)762.3295 'CCS of wedem Pennsylvania. Inc 12 South Georg Shed ark PA 17403 - 1171946-4176 estheriation Office 17 Mimi. sew untinadon PA 16652 I?.ctio; Kouzing. Int. ?25 !1 Ave, Sum 950 ?. r,-=1Duryh PA 15219 412)391-1956 .1(412)261-2102 /.X (412)391-4512 mmuniry Aeum Southwest 12 We Kigh Soea aynesburg PA 15370 724)852-2693 R.Y. (412)627-7113 ,ADZ V diey Unemployed C annibee 20 E, 9` A- oncslrad PA 15120 412)462-9962 AX (412)462-9964 of Wensm P-y)v®4, lac North G&W Squam Garden Camm Drive reeaaburc PA 15601 dford-Fdtm Booing Services ) 1, Boa 394 -00 PA 15537 4)623.9129 X (814)623-7167 7 Mifflin Strad ntingdoa PA 16652 4)643.2343 CS of Weskn Pmnsyivania, inc. F 2 Plank Road Dora PA 166M 4)944-B1D0 X (814)944-5747 COS of western Peansylvan)a, bre Nodh Gale Square i Garda Conner Drive ransbure PA 13601 W.- F ie Developaa d Cnporadm 4 Mary Grant I- ufo PA 15901 1)5356556 ((614)539-1688 uu CO. Coomnity Arbon Program Water So W, Boa 167 w PA 15701 )465-2657 (724KS-5118 S of w..tw PA A College Park Mm slows PA 15904 a F. Xcnwdy Coley, Inc 1 East 204 Stre4 PA 16510 1)995-040D ((814)898-1243 aoa Co. CDmmaity Action P.Z- Wates Surd, Box 187 w PA 15701 1){65.2657 t(724)465-5118 S of Wenen PA CA Building North Washington Shw er PA 16001 )262-7812 S of w.1- Pennsylmia, Ia. E. Plank Road ona PA 16602 Mifflin St-A linedon PA 16652 DfNorthuslcm Pcnrvyl-i. S 0f No lhmom. Pcnn5)4varoa omit OpporturyCabin G of Seho)ikill County Abingum Pxa b- Park Sim 1 N-6 Cavc Sued s Summio PA 18411 as M. PA 17901 567-9163 or(800)922-9537 570)622-1995 (570)587-9134/9135 AX(570)622-04Z9 "CASTERCOLWTY LYCOM)NG COUNTY rmarniry Housing Counselor, I= Of Northeastern vanh Rm 244 loan Sgesn PA 19346 1 W Masket & 3)414-3662 Box 1127 K (610)444-6243 ffflk?Bnvrc PA 16702 57D)S21-0837 er(BW)922-9537 S of w w= PenO Annis- Inc. AX (570)921-1785 Soulb Gorge Strm k PA 17403 40D Abingloo Exeadive Park, Stdte 1 7)646.4176 Sworal5 PA 15411 570)587-9163 a (BDD)922.9537 S of Lehigh Valley AX (570)587-913V9135 1 C-ead Coon Eee tekall PA I RDS2 1 Bodo Strew 1)9214011 or (800)220.2733 WffmspDn PA 37703 ) & (814) ONLY 570)3216627 K (215)921-8932 - AX (570)923-9626 or Cwraamky Services foes E King Strct cancausaw For Commonly Acbm (STEP) aner Pa 17602 138 Lionolo Saes '}397-5182 or(800)788-5062 10 Boa 1326 (717)3994127 Lualpot PA 17703 7 570)326-0567 ofweoem COUNTY 11 Federal Pha-Slik 406 rho F. Kennedy Ceder, Ism Mill Shan 1 Fast 20* Sweat ew C..dc PA 16101 :rkPA 16510 4)952-8074 614)996-0400 AX (814)9994I43 12 Chesus t Shed, Stone 227 adviik PA 16335 Tim Cwoamfty Action Carp 814)333-6570 - Box 369 " 35 west 41 Strat So Valley Urban I cape, Inc. PA 15634 111th-, Avenue 814)486-1161 arreB PA 16121 AX(814)4VA=S 724961-5310 mole{ OppotOmBia ofliow Cmoy wffiRCER COUNTY Carpodran 94 Sulk 207 PA ISW9 M-W VAI y Urbae Logue, lane 4)726-7202 1 I I.&- A- AX (41Z)728.7202 1 MUD PA 16121 724)991-5310 sf wawa Pnresylvda, foe ? 1311130[ Opportunity Cabled of sdayOdll -W 39 Nosh wad"XI o Sand Nora Centre Such 00e PA 16001 gknik PA 17901 4)282-7812 570)922-1995 AX (570)922-0429 AWFUN C T abor COmloafy Savicx Itte OUN Y 39 E rmS Saw of wcLlm Pameylvaeia. foe Pa 17602 17 E. Plank Rood 717)997-5182 or (&DD)78S-5062 Uncoon PA 16602 AX (717)3994127 149(4-6100 AX (814)9445747 IGH COUNTY DCCS OF NorOxadmo PA 631 S AOterton Sk Sulk 100 of Lehigh Valley College PA 16601 671 Crvoat Coun East 914)931-3668 II PA I ZDS2 AX (614) 23&3669 , 610)9214011 or (600)220.2733 70)&(114)ONLY eadmiealiea Olfia AX (610)921.6932 17 Mi(BinSaar atingdm PA 16652 nnk OppoAunily Cabind of Schuylkill ny 614)943-2343 25 North Cewc Saw otaviOc PA 179DI 5 70)622-1995 h ONROE COUNTY AX (570)622-0429 ofNonhonem Pa Wania ZERNE COUNTY 1 W Marlin SC Boa 1127 of Nonhadern Pea vane ills -Bane PA 15702 5 70)921-0837 or (800)922-9537 1 W Mwkci SI AX (570)921-1715 Box 1127 ilka-Bore PA 18702 Soul T Sftd 5 70)921-0837 or (800)2.9537 ao W W.X PA 18360 AX (570)821-1765 5 70) 420.5960 or (600)922-9537 AX (570)420-8961 4 00 Abingdon Exenulivc Ark Suite I arks Summin PA 19411 4 00 Abington FxecWw Park Suile 1 5 70)S87-9163 m (600922-9537 'l arkagwarun1UPA 18411 , AX (57D)587-91349135 3 70)587-9163 or (6 0 0)922-95 3 7 AX (570)517-91349135 mmiasion on Ecoromin Oppomniry of Lan County 6 3 Amber Lane mminim on Fionomies Opporlmiy of Larose Canny ilkes-Bare PA 18702 6 3 Amber Lane 5 70)926-0510 or (800)622-0359 flees-Have PA 19702 m Housing Corooo000 )Jmth Broad Sam addphU PA 19130 0765-1221 :(215)765-)427 :S fDairarare Valley i.u m Bus n- Center W Gemuntovm Putt, Suite 140 isuetvn PA 19401 )563-5665 b-a Counseling Sirs N Broad Sv= ,delpho PA 19;41 )324-7500 .(215)324-8753 remrity Action Developrtnx Consni aim Yblh Sued ismwu PA 19401 {277-6363 (610)277-2173 W Market St Box 1127 Oars-Banc PA 16702 0)821-0537 m(500)922-9537 X (570)61--1785 0 Abington Eseeudw Park, Suite 1 rks Smnmib PA 15411 0)587.9163 or (500)922-9537 K (570)557-9134/9135 Basic So.% I'mnspert PA 17703 ))323-6627 ( (S70)323-6626 nomie Oppoooity cabinet of scetwkill county North Centre Street wille PA 17901 1)622-)995 (570)622-0429 m of Western Pemsy{vame, 1. 2000 Ungkdw Road iarriaGsg PA 17102 717)541-1757 AX (717)5414670 4/o I.rague of Mdmptalilan Hamebtcg 107 N 61 Street .&burg PA 17101 7)7)234-5925 'AX (717)234-9459 'WCA of Carlisk 01 G Street :arihle PA 17013 717)243-3619 AX (717)731-9569 6anda) Comsdiog Swices of F-kr. 1 West 31S0ed hyuesbmo PA 17265 717)762-3295 1.9we i-tion O6tm 17 Mitttin Sped uodngdote PA 16652 14)643-2343 otonurniy Action Cwrmoesion of the Capita Region S14 Deny Street snisburg PA 17104 17)232-9757 AX (717)2342227 tram Housing Corporation 46 Norm Broad Shed 'hiladdphia PA 19130 215)765-1221 AX (2I5) 765-1427 lort)-st Counseling Service DDI N Broad Street hiladdphia PA 19141 1-15)3247500 AX (215)324-9753 :CCS of Ddavnre Valley 515 Market Shed, Suite 132.5 hiladelphia PA 19107 215)363-5665 AX(215)563-7020 eda Fen-&ip Horse 2 S hcksoe So= Ai. PA 19D63 10)565-0k46 X(610)565-8567 :CA D North 17' Strcl, Suit. 600 a.Mphia PA 19103 :5)567-7803 X(215)963-9941 = ofDchvntte Valley c Cherry Hill, Suite 215 eny Hill w 09082 SA63-5665 using Am istioo of Dehwaee Valley )D Wahm Street, Sufic 601 iladelphia PA 19102 I'.. 5)545-6D10 ?i- X (215)790-9132 ad., Aaxiation ofDdawan: Vntlry I Nam Wakes sued hdclpbis PA 19123 1 5)978-0224 X(215)765-7614 rmmiy Devdopmrm Cory ef`F.ldasd? up Mmiwy 0 Oriscona Street Wdphis PA 19124 5)744.2990 K (215)744.2012 ,reap C "&d fS...wlim bsdhde C.". SI beavllk PA 19320 1)212.6741 E Dekalb Pike tofPm,aia PA 1%06 0971.2210 Yok Rd, Suite 103 minder PA 18974 : (215)956.63" 1 W Market St 0 Box 1127 fi0res-Bone PA IBM )4)121-0537 -(500)122-9537 AX (570)821-1755 Storm 71 shed hondsbtrg PA 15360 70) 420-IM or (500)922-9537 AX (570N2048981 100 Abington E..ugve Pads, Sr0e 1 lads SemmiltPA 18411 70)587-9163 or (800)922-9537 lX (570)557-91349135 'hem Tier Conaranliy Aedm Corp Wed 41 Sued uro PA 15534 )456.1161 (914)456-0825 dgd CDunWig Censor 7 Nom Fifth Strcct n8ng PA 19601 0)375-7566 X(610)375-3380 mrniaion m Economics Oppomniy of! I Artier Lane Iker-Bore PA 18702 0)126-0510. (soo)sn-0359 X (570)529-1665--LL BEFORE FA) 0)4554994 HAZELTON X (570)455-5631- CALL BEFORE FA) 0)8364090 T13NXHANNOCK norok Opportunity Cabind of Schuylkill North Centre Street urine PA 17901 0)622-1995 K 1370)6224429 lx of LAigh Valley Be. A hehall PA 18052 9)824-1011 4(610)821-8932 S of wem n P xxun lvaait, hra lrnglmo- Road .burg PA 17102 1541-1757 (717)541-4670 n league, of Mmopolkn Harrisburg N 61 Swv .burgPA 17101 541-1757 (717)234.9459 nwoily Action Cunmisdm of me CapSW Region Derry Strad On" PA 17104 232-9757 (727)234-2227 fond-Fnamn Housing Swkt:s 1, Box 384 rt. PA 15537 954 Mary Gmc Laon tbastovn PA 15901 AX (814)539-1655 X= of Wade a PermyN..iis, Inc Nm* Gait square 2 Gard. cmd" Drive 9==bmg PA 15601 24)135-1290 CCS of W.Mm PA 19-A College Patk Phet drsbom PA 159M :14)539.6335 sbklond Stoics Inc. I I Noclb Center Avenue amend PA ISSO1 I W Madet St Box 1127 PA 18702 S70)I2I-M7 or (100)122-9537 AX (570)121-1795 1400 Ablugloe E-dive Park, S.W 1 ^Jarla sdorutr PA 15411 570)557-9163 or (BW)9n.9537 =AX (570)557-91349135 fkc Tnbab Censer of Normnslerm PA IAS Eluim Slued, PO Box 219 lsoy PA 16947 570)297-2101 rAX(S70)297-2799 7 CaaOon Sect dlsbmo PA 16901 570)7245252 AX (S70)724-S76I 03 Warsex su el, PO Boa 709, lnlduwuak PA 18657 S70)636.6640 'AX (S70)936-6332 r nt. Steed, PO Box 359 xx (570)297-2799 970)921-9668 AX (570)12641" 31 Main Sold orcsdale PA 15431 70)253-5941 AX (570)2534117 Ike Avenue, Box 339 lonbose PA 18501 70)271-3331 or (800)8924045 W Market St Box 1127 Ikec-Bute PA 18702 B> EUnir S-L PO a- 21S Iro,y PA 16941 570)297-2101 .4X (570)297-7799 , ?:mfta SU= ellsbom PA 16901 570}724-5252 AX (570)724-5763 D3 Warren Sant, PO Box 709 mkhatoook PA 18657 570)636-6940 1.:(570)836-6332 Seoul PO Box 389 ax (S70)297-2799 570)928-9666 AX (570)9264144 31 Mail Sued ooadak PA 16431 570)2534941 AX (S7D)2514617 Lake Am W See: 339 maocc PA 18801 570)272-3338 or (600)6924045 AX (570)278-1889 I W Market St Box 1127 dka-Bette PA 18702 570)821-0637 m (BOD)822-9537 AX (570)821-1785 410 Abmgaa Exmdi- Park. Solve 1 arks Somn(0 PA 111411 570)587-9163 or (8D0)922-9537 AX (570)587-913419135 65 Elmira Street, PO Bog 218 roy PA 16947 570)297-2101 AX (570)297-2799 7 Craf- Sam dilbo o PA 16901 r=are Edc Corenunity Aetion Caxnania 9 West 91 Street Ai PA 1650) 314>5945B1 AX (6)4)459-0161 rbn F. Kennedy Center, lm G21 Bag 20' Sued rie PA 16510 914)898-0400 AX (814)899-1243 CCS fwd- Panasyimb, [am MCA B.M.9 39 North Washitgton sued udcr PA I6D01 ARREN COUNTY akar T. wash nston Cetc 20 Hcllyd Sam il PA 16503 14)453.5744 1X (614),(53-5749 I mso-Fmrcst Cowd. Emaase Comd1 09 P-y)vaaua Ave ue, Wed / Bus 547 am PA 16365 14)726-2400 .X (614)723-0510 eatr Erie Camnanity Actin C-rimc wag 90 Stred i it PA 16501 4)4S94S61 X (614)459-0161 i cdm Housfag, bee. 25 6' Avmne, Sane 950 ittaboo PA 15219 - 112)391-1956 -(412)281-2102 AX (412)8914512 CCS of wean- P®taylvaoia, I= Moab Cale kiiiae 1 C-6. Cedar Drive 'oambu8 PA 15601 awing Opp-hrafim Inc, 13 Seventh Snag IeKmmnt PA 15132 Wmen Stns{ PD Box 709 U--ck PA IMS1 1)836-6840 1(570)836-6332 era Strad, PO Box 389 (570)297-2799 1)928-9666 ( (570)826.8144 Main Sued cadale PA 18431 Lakc Avmas. Box 339 1-U- PA 18601 70)2764336 or (800)6924045 on Houshig, I= 6• Ave. Soft 950 bump PA 15219 CCS awaden Praaylvmik ha. North Gate Square t Garda cote Dii- rc a PA 15601 editx. Im st 15132 waterStrer4,Box 167 =PA 15711 )404657 :(723)465.5118 done Erannme Da.ekyatat corpotaBm Mary Cnaa Late A- PA 15901 }editCaweloa of PA 101 Wood Stret Spite 906 'id-.0 PA I= 41z)338-9954 -(600)737.2933 rAX (412)338-9961 103 Wane Sect PO Bps 709 runNuneack PA )8657 '570)8364310 =AX (S70)836-6332 3rman Saae4 PO Box 389 --x(570)297-2299 SmWA-wi" -AX (570)8264144 131 Main Sam aomesdala PA 18431 570)253-8941 FAX (570)7.534617 P Lake Amex. Box 339 More- PA I88D1 I.ysoo(ng-ainloo Counties Dommission For Community Action (STEP) 1138 L(naln Sued PO Box 1328 Willianwpat PA 17703 570)326-0587 AX(570)322-2197 = of Wetem Pansylvania, Inc. 17 E Plank Road Utoona PA 16602 614)944-5100 eAX (814)9445747 9 W led St B:. 1127 ilkes-Barn PA 18702 570)821.01137 or (SOD)922.9537 FAX (570)821-1735 IP 400 Abingion P eadw Park. Suite 1 Clarks Summia PA 18411 Wood Scat War 906 _ bad PA 15222 )336.9954 - (800)737-2933 :(412)338-9961 aearity Aetia S-&w d leaf IH)8t Street nesburt PA 15370 CS otWearen Pennaylvmin, Im N College Sam abingtm PA 15301 !4) 22244 a Valley unemployed Cormduee ! 9' Avena stead PA 15120 462-9%2 (412)862-9%4 South 7' Saed koudnbnq PA 18360 70)420-8980 or (800)922-9537 1 W Market St 0 Box 1127 ri8ms-Bam PA 11702 7WI 01137.(800)122-9537 AX (570)821-1785 100 Abingla E-tive Park, Suite I larks Surmmin PA 18411 70)517-9163 -(BOD)822-9537 AX(570)587-913429135 85 Ormn Sant, PO Box 218 roy PA 16947 i7D)297-2101 AX (570)297-2799 2 Wei Efigh, Sued Payn ding PA 15370 724)857.2893 ms awaalan Fe eaw arria, Ie. 99 Eam Saw Jain ltrwa PA 15401 i Valley Elneotplayed C mnftee E 9' Amaic reed PA 15120 Idaud Sarvieex INC. Feral Maio Sam , .sad PA 15501 !)4454628 or (BOD)4S2-0146 1(814)443-3690 _ n? 3T SHERIFF'S RETURN - REGULAR CASE NO: 2008-07178 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND HSBC BANK USA NA VS REILEY LORRAINE R MARK CONKLIN , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon REILEY LORRAINE R DEFENDANT the at 1935:00 HOURS, on the 12th day of December-, 2008 at 505 GEARY AVENUE NEW CUMBERLAND, PA 17070 MARK REILEY by handing to SON a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 15.30 Postage .58 Surcharge 10.00 .00 43.88 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 12/15/2008 STERN & EISENBERG By: Deput Sheriff of A. D. RIjCI-IARD F. STERN, ESQUIRE y/TEVEN K. EISENBERG, ESQUIRE KEVIN P. DISKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Lorraine R. Reiley Defendant(s) Civil Action Number: 08-7178 CIVIL TERM MORTGAGE FORECLOSURE PRAECIPE FOR ENTRY OF JUDGMENT AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Enter judgment in favor of Plaintiff and against Defendant(s), Lorraine R. Reiley, for failure of said Defendant(s) to file a responsive pleading to the Complaint within twenty (20) days of service thereof. PRINCIPAL BALANCE .......................................................$71,833.63 INTEREST accrued thru 12/05/2008 of ............................... $3,084.04 Interest after 12/05/2008 shall accrue at the per diem rate of $20.02.) LATE CHARGES accrued thru 12/05/2008 of ..................... $255.86 Late charges after 12/05/2008 shall accrue at the monthly rate of $30.68.) ESCROW ADVANCES. .................................................. $829.38 J:\Supriya\Sales\Cumberland\Ocwen. Reiley.08.09. doe FEES BILLED .......................................................................$259.68 COSTS ...................................................................................300.00 *54* 6"'J& ATTORNEY'S FEE .............................................................. $3,600.00 Sub-Total Through Date of Complaint ............................$80,162.59 ACCRUED INTEREST after 12/05/2008 shall accrue at the per diem rate of $20.02 to August 14, 2009 .........................................$5,045.04 ACCRUED LATE CHARGES Late charges after 12/05/2008 accruing at the monthly rate of $30.68 through August 14, 2009 ...........................................$245.44 TOTAL DUE THROUGH DATE OF REQUEST FOR JUDGMENT ................................................................. $85,453.07 STERN AND EISENBERG LLP BY: ,?VIN MRD F. STERN, ESQUIRE VEN K. EISENBERG, ESQUIRE P. DISKIN, ESQUIRE Date: August 14, 2009 Attorney for Plaintiff J:\Supriya\Sales\Cumberland\Ocwen.Reiley.08.09.doc U?"q RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DIsxIN, EsQuIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Lorraine R. Reiley Civil Action: 08-7178 CIVIL TERM MORTGAGE FORECLOSURE AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: SS COUNTY OF MONTGOMERY I, the undersigned, being duly sworn according to law, deposes and says, to the best of his knowledge, information and belief, Defendants': Last-known address is 505 Geary Avenue, New Cumberland, PA 17070 2. Is over the age of twenty-one. 3. Is not now nor has been within the last six (6) months in the Armed Services of the United States as defined in the Soldiers' Civil Relief Act of 1940, as amended. STERN AND EISENBERG LLP 0OMMO"MkL-TM? sr VANA NOTARIAL SEAL HELEN CAPASSO, Notary Public Jenkintown Som., Montgomery County Commission Expires October 21, 2012 Sworn to and subscrib d before me this Day of 92009. 4.10 4-4-a&2 Notary Public BY: EN K. EISENB RG CHARD F. STERN KEVIN P. DISKIN Attorney for Plaintiff J:\Supriya\Sales\Cumberland\Ocwen.Reiley.08.09. doc ?' ? "i. .... RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DISKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Lorraine R. Reiley Defendant(s) JTJW ,XN rVI AR D F. STERN Attorney for Plaintiff CERTIFICATION UNDER RULE 237.1 I, the undersigned attorney on the writ and attorney for Plaintiff, hereby certify that a ten-day notice of intention to enter judgment by default was sent to Defendants in accordance with Pa. R.C.P. No. 237.1., a true and correct copy of which is attached hereto. Civil Action: 08-7178 CIVIL TERM MORTGAGE FORECLOSURE STERN AND EISENBERG LLP BY: S K. EISENBERG N P. DISKIN N J:\Supriya\Sales\Cumberland\Ocwen.Reiley.08.09. doe ! . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW HSBC Bank USA National Association, As Trustee, By its attorney in fact, Ocwen Loan Servicing, LLC, successor vs. LORRAINE R. REILEY To: Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 Date of Notice: July 30, 2009 NO. OB-7178 Civil Term IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEYAND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. [YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP:] YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE -PERSONS AT A REDUCED FEE OR NO FEE. COURT ADMINISTRATOR 4TH FL., CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 J:VWTEN DAY\CUMBERLANDIOCWEN.REILEY.LORRAINE.R.07.09.DOC ST ?EISENBERG LLP KEVIN . DISKIN Attorney for Plaintiff The Pavilion 261 Old York Road, Suite 410 Jenkintown, PA 19046 (215) 572-8111 I.D. #86727 k8r??,"rct OF THE PROTHONOTARY 2009 AUG 17 PM 2= 16 €'ENNSYLifAaN A 414. cc> p a Awl (x* I59'5.2 ex* aaaa-7a IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION Caption: HSC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Egi.ity Loan Trust 2007-2, by its attorney in fa(.t, Ocwen Loan Servicing, LLC VS. Lorraine R. Reiley -O THE PROTHONOTARY OF THE SAID COURT: ( ) Confessed Judgment ( ) Other File No. 08-7178 Civil Term Amount Due $85,453.07 Interest from 8/15/09 at the per diem rate of $20.02 until judgment is paid in full. Atty's Comm Costs The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or .ccount based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed I pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of Cumberland County, f )r debt, interest and costs, upon the following described property of the defendant(s) Lorraine R. Reilev PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real (,state, supply six copies of the description; supply four'copies of lengthy personalty list) <<nd all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. Date August 14, 2009 Signature: Print Name Address: Attorney for: Telephone Kevin P. Diskin, Esquire 261 Old York Road T h- Pavilion, Suite 4-10 Jenkintown, PA 19046 Plaintiff (215)572-8111 Supreme Court ID No.: 86727 (over) 0 IWAF 2009 AUG 17 Phi 2: 16 GOUNTY PENNSYLVANIA .$a4.oo g3.88 78.50 14. oo a?so PO AT-ry CBF Po ATW . so ic Cv-*O 1,59W ke W4?k Lt"-d RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DISKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Lorraine R. Reiley Defendant(s) Civil Action: 08-7178 CIVIL TERM MORTGAGE FORECLOSURE CERTIFICATE UNDER ACT 91 OF 1983 It is hereby certified that the Sheriffs Sale scheduled in the above-captioned matter is not protected under the Homeowner's Emergency Assistance And Mortgage Foreclosure Act, P.L. 1688, No.. 621 because notice, as required, was sent to Defendants and no timely response was made. STERN AND EISENBERG LLP BY: EVEN K. EISENBERG ;'/RICHARD F. STERN KEVIN P. DISKIN Attorney for Plaintiff J:\Supriya\Sales\Cumberland\Ocwen.Reiley.08.09. doe R r OF THE PROTHIMTARY 2009 AUG 17 PM 2., 16 P'ENNS` LVAMA, RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DISKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Civil Action: 08-7178 CIVIL TERM Lorraine R. Reiley Defendant(s) MORTGAGE FORECLOSURE CERTIFICATION OF ADDRESS It is hereby certified that the last known addresses of the parties are as follows: HSBC Bank USA, N.A. 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 (Plaintiff) Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 (Defendant(s)) BY: STERN AND EISENBERG LLP S7VEN K. EISENBERG CHARD F. STERN KEVIN P. DISKIN Attorney for Plaintiff J:\S upriya\S ales\Cumberland\Ocwen. Reiley.08.09. doc FIoF THE WTPCNOTARY 2009 AUG 17 PM 2; 16 PENNSYLVANtA. RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DIsKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Lorraine R. Reiley Civil Action: 08-7178 CIVIL TERM MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 I, the undersigned attorney for Plaintiff in the above caption, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 505 Geary Avenue, New Cumberland, PA. 1. Name and address of Owner(s) or Reputed Owner(s): Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 2. Name and address of Defendant(s) in the judgment: Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: New Cumberland Boro 1120 Market Street PO Box 220 New Cumberland, PA 17070 Greenpoint Mortgage Funding 2300 Brookstone Center Parkway Columbus, OH 31904 7:\Supriya\Sales\Cumberland\Ocwen. Reiley.08.09. doc 4. Name and address of the last recorded holder of every mortgage of record: N/A 5. Name and address of every other person who has any record lien on the property: N/A 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: PA Department of Revenue Bureau of Compliance P.O. Box 281230 Harrisburg, PA 17128 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Domestic Relations Tax Claim Bureau Cumberland County Cumberland County Courthouse 13 North Hanover Street One Courthouse Street Carlisle, PA 17013 Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: August 14, 2009 STERN AND EISENBERG LLP SIT EN K. EISENBERG BY: CHARD F. STERN VIN P. DISKIN Attorney for Plaintiff Sworn o and subsc ibed before me this D y of t4q , 2009. Notary Public COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL HELEN CAPASSO, Notary Public Jenkintown Boro., Montgomery County My Commission Expires October 21, 2012 J:\Supriya\Sales\Cumberland\Ocwen.Reiley.08.09.doc Zt}09 AUG ? ? PM 2' 16 CUM, t 4iJ ; j:)UNTY RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DISKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Civil Action: 08-7178 CIVIL TERM Lorraine R. Reiley Defendant(s) MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 Your real estate at 505 Geary Avenue, New Cumberland, PA is scheduled to be sold at Sheriffs Sale on Wednesday, MARCH 3, 2010 at 10:00 A.M., at Sheriffs Office, Cumberland County Courthouse, Carlisle, PA 17013 (location of sale) to enforce the court judgment of $85,453.07 obtained by HSBC Bank USA, N.A. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to Stern and Eisenberg, LLP the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call Stern and Eisenberg LLP, telephone (215) 572-8111. J:\Supriya\Sales\Cumberland\Ocwen.Reiley.08.09. doc 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Stern and Eisenberg LLP, telephone (215) 572-8111. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call Stern and Eisenberg LLP, telephone (215) 572-8111. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A Schedule of distribution of the money bid for your house will be filed by the Sheriff on a date specified by the Sheriff no later than 30 days after the sale date. This Schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. You should check with the Sheriffs Office by calling (717) 240-6390 to determine the actual date of filing of said schedule. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 800-990-9108 717-249-3166 J:\Supriya\Sales\Cumberland\Ocwen.Reiley.08.09. doe RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DISKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Lorraine R. Reiley Civil Action: 08-7178 CIVIL TERM MORTGAGE FORECLOSURE RE: PREMISES: 505 Geary Avenue, New Cumberland, PA Dear Sir or Madam: Please be advised that I represent the above creditor that has a judgment against the above Defendant. As a result of a default, the above referenced premises, also described on the attached sheet, will be sold by the Sheriff of Cumberland County on Wednesday, MARCH 3, 2010 at 10:00 A.M. at Sheriffs Office, Cumberland County Courthouse, Carlisle, PA 17013 (subject to change without further notice). The sale is being conducted pursuant to the judgment in the amount of $85,453.07 together with interest, costs (and such other allowed amounts) thereon entered in the above matter in favor of Plaintiff against the above-named Defendant(s) who is/are also the real owner of said premises. I have discovered that you may have a lien and/or interest in the premises to be sold. This notice is given so that you can protect your interest, if any, in the lien you have on the premises. If you have any questions regarding the type of lien or the effect of the Sheriff s Sale upon your lien, we urge you to CONTACT YOUR ATTORNEY, as we are not permitted to give you legal advice. A Schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff no later than 30 days after the sale date and the distribution will be made in accordance with the schedule unless exceptions are filed thereto within ten (10) days thereafter. August 14, 2009 STERN AND EISENBERG LLP L B ./STEVEN K. EISENBERG Zl' RICHARD F. STERN KEVIN P. DISKIN Attorney for Plaintiff J:\Supriya\Sales\Cumberland\Ocwen. Reiley.08.09. doc EXHIBIT "A" LEGAL DESCRIPTION ALL THAT CERTAIN piece or parcel of land, situate in the,Borough of New Cumberland, Cumberland County, Pennsylvania, bounded and described in accordance with a survey by D.P. Raffensperger Associates, dated June 4, 1971, asfollows, to wit: BEGINNING on the Northeast corner of Smith Avenue and Geary Avenue thence along the Eastern side of Geary Avenue North 45 degrees 45 minutes West 70 feet to a point at the division line between Lots Nos. 28 and 29 on the hereinafter mentioned Plan of Lots; thence along said last mentioned division line North 44 degrees 15 minutes East 115.5 feet (Plan shows 116.5 feet) to a point at the division line between Lots Nos. 28 and 36 on said Plan; thence along said last mentioned line and along the division line between Lots Nos. 28 and 37, South 58 degrees 15 minutes (Plan shows 14 minutes) East 71.69 feet to a point on the Northern side of Smith Avenue; thence along the Northern side of Smith Avenue South 44 degrees 15 minutes West 131 feet to a point, the place of BEGINNING. BEING Lot No. 28 on Plan of Lots of Hillside Manor, which Plan is recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 1.1, page 21. Parcel No. 25-24-0811-133 HAVING thereon erected premises known and numbered as 505 Geary Avenue. UNDER AND SUBJECT to all conditions, restrictions, reservations, and limitations of record against this property. TITLE IS VESTED IN: Lorraine R. Reiley, single person, by that Deed, dated August 13, 1990, and recorded on August 24, 1990, in Book 534, at Page 1055, of the Cumberland County Records. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-7178 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due HSBC BANK USA, N.A., as Indenture Trustee for the registered Noteholders of RENAISSANCE HOME EQUITY LOAN TRUST 2007-2, by its attorney in fact, OCWEN LOAN SERVICING, LLC, Plaintiff (s) From LORRAINE R. REILEY (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $85,453.07 L.L. $.50 Interest from 8/15/09 at the per diem rate of $20.02 until judgment is paid in full -- to be determined Atty's Comm % Due Prothy $2.00 Atty Paid $162.88 Other Costs Plaintiff Paid Date: 8/17/09 urtis R. Long, P o ota (Seal) By: Deputy REQUESTING PARTY: Name: KEVIN P. DISKIN, ESQUIRE Address: STERN AND EISENBERG, LLP 261 OLD YORK ROAD THE PAVILION, SUITE 410 JENKINTOWN, PA 19046 Attorney for: PLAINTIFF Telephone: 215-572-8111 Supreme Court ID No. 86727 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW KEVIN P. DISKIN, ESQUIRE STERN AND EISENBERG LLP The Pavilion 261 Old York Road, Suite 410 Jenkintown, PA 19046 (215) 572-8111 I.D. #86727 HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Civil Action Number: 08-7178 CIVIL TERM Lorraine R. Reiley Defendant(s) CERTIFICATE OF SERVICE I, KEVIN P. DISKIN, ESQ., attorney for the within Plaintiff, hereby certify that notice of the Sheriff's Sale was mailed to the Defendants by certified mail, return receipt requested on December 28, 2009, as evidenced by copy of certified mail receipts attached. I further certify that notice of the Sheriff's Sale was mailed to each lienholder by regular, first-class, postage prepaid mail on December 28, 2009, as evidenced by copy of certificates of mailing attached. STERN AND EISENBERG LLP BY: KEVIN P. DISKIN Attorney for Plaintiff 12/28/09 J:\ANN\CERTIFICATES\CUMBERLAND\OCWEN.REILEY.12.09.DOC Posta) Service UN/TE?DSTGTES CERTIFIED rJA11- RECEIPT POSTAL SERVACE. TM'.s ro a Male ,de,a:e wl m.l Certificate Of Mailin Z; stemma a r0 e• From: y beusad fa slk aM inlemeUwW mail 4"e YO iM to U5PS0 f«ma". F ru N +. Altorrie O et Lacy ''ri. Q- Pos age $ - 261 01d Ya1c yvam /, ?°E? a u:.,t+! Sub 410 ru CeMfkd Fee P b ° Uro'frEO O Roden Pec elpr Fee ?' ° 3=^ O (EWOOemem O FlwW.eai C3 FeeotGed ON..,y Fee g To: Z . (EnaomenreM PegWmd) % - s? ?m . New Cumberland Boro ??, ° ,?Pe$ re a 14 so TWaI Postage 8 F.I, 1120 Market Street "' T. PO BOX 220 J a co Lorraine R. Reiley New Cumberland, PA 17070 -- ° m ° p'.Ab 505 Geary Avenue a G7y. Sfale, Z17i4 New Cumberland, PA 17070 '° PS Form 3817, qpf? 2007 PSN 7530.02_ c 000-9065 UNlTEDSTdT UNTEDSTATES ES POSTAL PosrdL SERVKE. Certificate Of Main 'Certificate Of Mailin n,ia ae llee bean P•e-M m usPSe lo, mwua "w.aa.aae W usf?for-ft. Iftw, m" w Femur: at Law al Law '; M ; '2 ? &Ide410 -___\> oo° N UNR? 281 Old Yft ^Romj? 10 \k w ? UNRCo ? ° ? ? ,? m Selma v Q ml y? To: ?A mPO ' ?$ TO' _ Tax Claim Bureau 1 O - Cumberland County Couhouse + - clang Coup o m s One Courthouse Street g O; `? 13 North Hanover Street O = - Carlisle, PA 17013 Carlisle, PA 17013 --' < ? ° o° Gti m o m° o PS Form 3817, ° ° ° PS Form 3817, April 2007 PSN 7530-02-000-9065 April 2007 PSN 7530-02.000_gpfi5 UNITEDSTATES POSTALSERVICE. Certificate Of Mailin ' e?mosw P? i CerlPi &M' Wwd"ee,de,ln OW urea hu been Pr~Wd b USPS® for .e fam may be No] Pill I 7 ? L?.F nm. I..rO at Law 26i OW';;A Aoad & ta410 ?.. t/ a j UN7T? s r v & e. PA Department of Revenue Bureau of Compliance o P.O. Box 281230 o n q Harrisburg, PA 17128 m w -? N?'G -------- ---- o O w PS Form 3817, April 2007 PSN 7530.02-000-9065 UNITEDSTdTES POSTALSERVICE. Certificate Of Mailing iTe°e- rwa;`n 01 TWa CsIllfloeN of ==IL Nde,ln l Abe been mwteo b USPS®br 4WI" T" h m ugly be xM Mtenrlbn4Emr.7a ev. pttpa/ya at laW F ?1?n,p?et9M8bi722 '. ? ': To: M Y Greenpoint Mortgage Funding - 2300 Brookstone Center Parkway - ° a-° - Columbus, OH 31904 - ,p ?'O' t _ m PS Form 3817, April 2007 PSN T530-02-000.9065 2 ?C 3 E F' SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy r' F: 20i0 A ?? 23 F' 3 ?.3 Edward L Schorpp Solicitor z HSBC Bank USA vs. Case Number . Lorraine R Reiley 2008-7178 SHERIFF'S RETURN OF SERVICE 09/24/2009 07:50 PM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on 09-24-09 at 1950 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Lorraine R. Reiley, located at 505 Geary Avenue, New Cumberland, Cumberland County, Pennsylvania according to law. 09/24/2009 07:50 PM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on 09-24-09 at 1950 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Lorraine R. Reiley, by making known unto, Michael Reiley, adult in charge, at 505 Geary Avenue, New Cumberland, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. 11/23/2009 Property sale postponed to 3/3/2010. 03/03/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on March 3, 2010 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Richard Stern, on behalf of , being the buyer in this execution, paid to Sheriff Ronny R. Anderson, the sum of $ 933.20 SHERIFF COST: $933.20 SO ANSWERS, (5?,, N . zzj?? April 23, 2010 RONW R ANDERSON, SHERIFF -?ijl M_ RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DIsKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINToWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Lorraine R. Reiley S Civil Action: 08-7178 CIVIL TERM MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 I, the undersigned attorney for Plaintiff in the above caption, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 505 Geary Avenue, New Cumberland, PA. 1. Name and address of Owner(s) or Reputed Owner(s): Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 2. Name and address of Defendant(s) in the judgment: Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: New Cumberland Boro 1120 Market Street PO Box 220 New Cumberland, PA 17070 Greenpoint Mortgage Funding 2300 Brookstone Center Parkway Columbus, OH 31904 J:\Supriya\S ales\Cumberl and\Ocwen.Reiley.08.09. doc 4. Name and-address of the last recorded holder of every mortgage of record: N/A 5. Name and address of every other person who has any record lien on the property: N/A 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: PA Department of Revenue Bureau of Compliance P.O. Box 281230 Harrisburg, PA 17128 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Domestic Relations Tax Claim Bureau Cumberland County Cumberland County Courthouse 13 North Hanover Street One Courthouse Street Carlisle, PA 17013 Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. Date: August 14, 2009 Sworn o and subsc ibed before me this D y of , 2009. Notary Public STERN AND EISENBERG LLP BY: T EN K. EISENBERG CHARD F. STERN KEVIN P. DISKIN Attorney for Plaintiff COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL HELEN CAPASSO, Notary Public Jenkintown Boro., Montgomery County My Commission Expires October 21, 2012 J:\Supriya\Sales\Cumberland\Ocwen.Reiley.08.09. doc RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DISKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIMILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Civil Action: 08-7178 CIVIL TERM Lorraine R. Reiley Defendant(s) MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 Your real estate at 505 Geary Avenue, New Cumberland, PA is scheduled to be sold at Sheriffs Sale on Wednesday, MARCH 3, 2010 at 10:00 A.M., at Sheriffs Office, Cumberland County Courthouse, Carlisle, PA 17013 (location of sale) to enforce the court judgment of $85,453.07 obtained by HSBC Bank USA, N.A. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to Stern and Eisenberg, LLP the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call Stern and Eisenberg LLP, telephone (215) 572-8111. J:\Supriya\Sales\Cumberl and\Ocwen.Reiley.08.09. doc 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Stern and Eisenberg LLP, telephone (215) 572-8111. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call Stern and Eisenberg LLP, telephone (215) 572-8111. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A Schedule of distribution of the money bid for your house will be filed by the Sheriff on a date specified by the Sheriff no later than 30 days after the sale date. This Schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. You should check with the Sheriffs Office by calling (717) 240-6390 to determine the actual date of filing of said schedule. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 800-990-9108 717-249-3166 J:\Supriya\Sales\Cumberland\Ocwen. Reiley.08.09. doc RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DISKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKINTOWN, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSIN11LE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Lorraine R. Reiley Civil Action: 08-7178 CIVIL TERM MORTGAGE FORECLOSURE RE: PREMISES: 505 Geary Avenue, New Cumberland, PA Dear Sir or Madam: Please be advised that I represent the above creditor that has a judgment against the above Defendant. As a result of a default, the above referenced premises, also described on the attached sheet, will be sold by the Sheriff of Cumberland County on Wednesday, MARCH 3, 2010 at 10:00 A.M. at Sheriffs Office, Cumberland County Courthouse, Carlisle, PA 17013 (subject to change without further notice). The sale is being conducted pursuant to the judgment in the amount of $85,453.07 together with interest, costs (and such other allowed amounts) thereon entered in the above matter in favor of Plaintiff against the above-named Defendant(s) who is/are also the real owner of said premises. I have discovered that you may have a lien and/or interest in the premises to be sold. This notice is given so that you can protect your interest, if any, in the lien you have on the premises. If you have any questions regarding the type of lien or the effect of the Sheriffs Sale upon your lien, we urge you to CONTACT YOUR ATTORNEY, as we are not permitted to give you legal advice. A Schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff no later than 30 days after the sale date and the distribution will be made in accordance with the schedule unless exceptions are filed thereto within ten (10) days thereafter. August 14, 2009 STERN AND EISENBERG LLP L _e_? - B TEVEN K. EISENBERG RICHARD F. STERN KEVIN P. DISKIN Attorney for Plaintiff J:\Supriya\S ales\Cumberl and\Ocwen.Reiley.08.09. doc EXHIBIT "A" LEGAL DESCRIPTION ALL THAT CERTAIN piece or parcel of land, situate in the:Borough of New Cumberland, Cumberland County, Pennsylvania, bounded and described in accordance with a survey by D.P. Raffensperger Associates, dated June 4, 1971, as-follows, to wit: BEGINNING on the Northeast corner of Smith Avenue and Geary Avenue thence along the Eastern side of Geary Avenue North 45 degrees 45 minutes West 70 feet to a point at the division line between Lots Nos. 28 and 29 on the hereinafter mentioned Plan of Lots; thence along said last mentioned division fine North 44 degrees 15 minutes East 115.5 feet (Plan shows 116.5 feet) to a point at the division line between Lots Nos. 28 and 36 on said Plan; thence along said last mentioned line and along the division line between Lots Nos. 28 and 37, South 58 degrees 15 minutes (Plan shows 14 minutes) East 71.69 feet to a point on the Northern side of Smith Avenue thence along the Northern side of Smith Avenue South 44 degrees 15 minutes West 131 feet to a point, the place of BEGINNING. BEING Lot No. 28 on Plan of Lots of Hillside Manor, which Plan is recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 1.1, page 21. Parcel No. 25-24-0811-133 HAVING thereon erected premises known and numbered as 505 Geary Avenue. UNDER AND SUBJECT to all conditions, restrictions, reservations, and limitations of record against this property. TITLE IS VESTED IN: Lorraine R. Reiley, single person, by that Deed, dated August 13, 1990, and recorded on August 24, 1990, in Book 534, at Page 1055, of the Cumberland County Records. RICHARD F. STERN, ESQUIRE STEVEN K. EISENBERG, ESQUIRE KEVIN P. DISKIN, ESQUIRE STERN AND EISENBERG LLP THE PAVILION 261 OLD YORK ROAD, SUITE 410 JENKAITowr1, PENNSYLVANIA 19046 TELEPHONE: (215) 572-8111 FACSRvIILE: (215) 572-5025 (COUNSEL FOR PLAINTIFF) IN THE COURT OF COMMON PLEAS OF PENNSYLVANIA FOR CUMBERLAND COUNTY HSBC Bank USA, N.A., as Indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Laon Servicing, LLC V. Civil Action: 08-7178 CIVIL TERM Lorraine R. Reiley Defendant(s) MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 Your real estate at 505 Geary Avenue, New Cumberland, PA is scheduled to be sold at Sheriffs Sale on Wednesday, MARCH 3, 2010 at 10:00 A.M., at Sheriffs Office, Cumberland County Courthouse, Carlisle, PA 17013 (location of sale) to enforce the court judgment of $85,453.07 obtained by HSBC Bank USA, N.A. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to Stern and Eisenberg, LLP the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call Stern and Eisenberg LLP, telephone (215) 572-8111. J:\Supriya\Sales\Cumberland\Ocwen.Reiley.08.09. doc 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Stern and Eisenberg LLP, telephone (215) 572-8111. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened you may call Stern and Eisenberg LLP, telephone (215) 572-8111. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A Schedule of distribution of the money bid for your house will be filed by the Sheriff on a date specified by the Sheriff no later than 30 days after the sale date. This Schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. You should check with the Sheriffs Office by calling (717) 240-6390 to determine the actual date of filing of said schedule. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 800-990-9108 717-249-3166 J:\Supriya\S a1es\Cumber1and\0cwen.Rei1ey.08.09. doc EXHIBIT "A" LEGAL DESCRIPTION ALL THAT CERTAIN piece or parcel of land, situate in the:Borough of New Cumberland, Cumberland County, Pennsylvania, bounded and described in accordance with a survey by D.P. Raffensperger Associates, dated June 4, 1971., as.follows, to wit: BEGINNING on the Northeast corner of Smith Avenue and Geary Avenue thence along the Eastern side of Geary Avenue North 45 degrees 45 minutes West 70 feet to a point at the division line between Lots Nos. 28 and 29 on the hereinafter mentioned Plan of Lots; thence along said last mentioned division line North 44 degrees 15 minutes East 115.5 feet (Plan shows 116.5 feet) to a point at the division line between Lots Nos. 28 and 36 on said Plan; thence along said last mentioned line and along the division line between Lots Nos. 28 and 37, South 58 degrees 15 minutes (Plan shows 14 minutes) East 71.69 feet to a point on the Northern side of Smith Avenue; thence along the Northern side of Smith Avenue South 44 degrees 15 minutes West 131 feet to a point, the place of BEGINNING. BEING Lot No. 28 on Plan of Lots of Hillside Manor, which Plan is recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 1.1, page 21. Parcel No. 25-24-0811-133 HAVING thereon erected premises known and numbered as 505 Geary Avenue. UNDER AND SUBJECT to all conditions, restrictions, reservations, and limitations of record against this property. TITLE IS VESTED IN: Lorraine R. Reiley, single person, by that Deed, dated August 13, 1990, and recorded on August 24, 1990, in Book 534, at Page 1055, of the Cumberland County Records. WRIT OF EXECUTION and/or ATTACHMENT COMI\4-ON'WEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-7178 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due HSBC BANK USA, N.A., as Indenture Trustee for the registered Noteholders of RENAISSANCE HOME EQUITY LOAN TRUST 2007-2, by its attorney in fact, OCWEN LOAN SERVICING, LLC, Plaintiff (s) From LORRAINE R. REILEY (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $85,453.07 L.L. $.50 Interest from 8/15/09 at the per diem rate of $20.02 until judgment is paid in full -- to be determined Atty's Comm % Atty Paid $162.88 Plaintiff Paid Date: 8/17/09 (Seal) REQUESTING PARTY: Due Prothy $2.00 Other Costs 4 Curtis R. Lon , o onota By: Deputy Name: KEVIN P. DISKIN, ESQUIRE Address: STERN AND EISENBERG, LLP 261 OLD YORK ROAD THE PAVILION, SUITE 410 JENKINTOWN, PA 19046 Attorney for: PLAINTIFF Telephone: 215-572-8111 Supreme Court ID No. 86727 Real Estate Sale # On September 15, 2009 the Sheriff levied upon the defendant's interest in the real property situated in Borough of New Cumberland, Cumberland County, PA Known and numbered as 505 Geary Avenue, New Cumberland, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: September 15, 2009 By: ? ? Real Estate oordinatofr f; ?iir, . LAW OFFICES Stern and Eisenberg LLP 261 Old York Road. The Pavilion. Suite 410. Jenkintown, PA 19046-3722. Telephone: (215) 572.8111. Facsimile: (215) 572.5025 New Jersey Office: 22 North Main Street . Lambertville, NJ 08530 . Telephone: (609) 397.9200 August 14, 2009 RE: HSBC BANK USA, N.A. VS. LORRAINE R. REILEY C.C.P. CUMBERLAND CO. NO. 08-7178 Civil Term Sheriff s Office Cumberland Courthouse One Courthouse Square Carlisle, PA 17013 Dear Sir or Madam: Please make service upon the Defendants at the following address: Lorraine R. Reiley 505 Geary Avenue New Cumberland, PA 17070 Please also return an affidavit of service when completed in the enclosed, self-addressed stamped envelope. Thank you. KPD/sp Enclosures Very truly yours, KJ:\Supriya\Sales\Cumberland\Ocwen. Reiley.08.09.doc Richard F. Stern/rstern@sterneisenberg.com . Steven K. Eisenberg*/seisenberg@sterneisenberg.com . Kevin P Diskin*/kdiskin@sterneisenberg.com Margery J. Schneider*/mschneider@sterneisenberg.com *Admittted to practice in PA&NJ EXHIBIT "A" LEGAL DESCRIPTION ALL THAT CERTAIN piece or parcel of land, situate in the Borough of New Cumberland, Cumberland County, Pennsylvania, bounded and described in accordance with a survey by D.P. Raffensperger Associates, dated June 4, 1971, as-follows' to wit: BEGINNING on the Northeast corner of Smith Avenue and Geary Avenue thence along the Eastern side of Geary Avenue North 45 degrees 45 minutes West 70 feet to a point at the division line between Lots Nos. 28 and 29 on the hereinafter mentioned Plan of Lots; thence along said last mentioned division line North 44 degrees 15 minutes East 115.5 feet (Plan shows 116.5 feet) to a point at the division line between Lots Nos. 28 and 36 on said Plan; thence along said last mentioned line and along the division line between Lots Nos. 28 and 37, South 58 degrees 15 minutes (Plan shows 14 minutes) East 71.69 feet to a point on the Northern side of Smith Avenue thence along the Northern side of Smith Avenue South 44 degrees 15 minutes West 131 feet to a point, the place of BEGINNING. BEING Lot No. 28 on Plan of Lots of Hillside Manor, which Plan is recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 1.1, page 21. Parcel No. 25-24-0811-133 HAVING thereon erected premises known and numbered as 505 Geary Avenue. UNDER AND SUBJECT to all conditions, restrictions, reservations, and limitations of record against this property. TITLE IS VESTED IN: Lorraine R. Reiley, single person, by that Deed, dated August 13, 1990, and recorded on August 24, 1990, in Book 534, at Page 1055, of the Cumberland County Records. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 08-7178 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due HSBC BANK USA, N.A., as Indenture Trustee for the registered Noteholders of RENAISSANCE HOME EQUITY LOAN TRUST 2007-2, by its attorney in fact, OCWEN LOAN SERVICING, LLC, Plaintiff (s) From LORRAINE R. REILEY (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the gamishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $85,453.07 L.L. $.50 Interest from 8/15/09 at the per diem rate of $20.02 until judgment is paid in full - to be determined Atty's Comm % Atty Paid $162.88 Plaintiff Paid Date: 8/17/09 (Seal) REQUESTING PARTY: Name: KEVIN P. DISKIN, ESQUIRE Address: STERN AND EISENBERG, LLP 261 OLD YORK ROAD THE PAVILION, SUITE 410 JENKINTOWN, PA 19046 Attorney for: PLAINTIFF Telephone: 215-572-81.11 Due Prothy $2.00 Other Costs Curtis R. Lon ono ry By: Deputy yt rt; t.:,::. V.N d ?,*4-3 W4 psi ?? AIlk "My Ai. Supreme Court ID No. 86727 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 23, October 30 and November 6, 2009 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. r- Coyne, SWOMS; TO AND SUBSCRIBED before me this 6 day of November, 2009 Notary F OTARIAL SEAL RAH A COLLINS otary Public O, CUMBERLAND COUNTY ion Expires Apr 28, 2010 Writ No. 2008-7178 civil HSBC Bank USA, N.A., as indenture Trustee for the registered Noteholders of Renaissance Home Equity Loan Trust 2007-2, by its attorney in fact, Ocwen Loan Servicing, LLC VS. Lorraine R. Reiley Atty: Kevin P. Diskin ALL THAT CERTAIN piece or par- cel of land, situate in theBorough of New Cumberland, Cumberland County, Pennsylvania, bounded and described in accordance with a survey by D.P. Raffensperger As- sociates, dated June 4, 1971 as;. follows, to wit: BEGINNING on the Northeast corner of Smith Avenue and Geary Avenue thence along the Eastern side of Geary Avenue North 45 degrees 45 minutes West 70 feet to a point at the division line between Lots Nos. 28 and 29 on the hereinafter mentioned Plan of Lots; thence along said last mentioned division line North 44 degrees 15 minutes East 115.5 feet (Plan shows 116.5 feet) to a point at the division line between Lots Nos. 28 and 36 on said Plan; thence along said last mentioned line and along the division line between Lots Nos. 28 and 37, South 58 degrees 15 minutes (Plan shows 14 minutes) East 71.69 feet to a point on the Northern side of Smith Avenue; thence along the Northern side of Smith Avenue South 44 degrees 15 minutes West 131 feet to a point, the place of BEGINNING. BEING Lot No. 28 on Plan of Lots of Hillside Manor, which Plan is re- corded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 11, page 21. Parcel No. 25-24-0811-133. HAVING thereon erected premises known and numbered as 505 Geary Avenue. UNDER AND SUBJECT to all conditions, restrictions, reservations, and limitations of record against this property. TITLE IS VESTED IN: Lorraine R. Reiley, single person, by that Deed, dated August 13, 1990, and recorded on August 24, 1990, in Book 534, at Page 1055, of the Cumberland County Records. The Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE the Patr1*ot*tXews Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587,' Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Leslie Kramer, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 10/23/09 10/30/09 11/06/09 Sworn to and ubscribed before me this 16 day of ovember, 2009 A.D. -._- Notary Public '?` COMMONWEALTH OF PENNSYLVANIA Notarial Seal i Sherrie L. Kisner, (Votary Public City Of Haririsburg, Dauphin County My Commission Expire* Nov. 26, 2011 Member, Pennsylvania Asao.iation of Notaries Writ. No. 2008-7178 Civil Term HSBC Bank USA, N.A., as indenture Trusts for the registered Noteholders of Renaissance Home Eilulty Loan 'trust 2007-2, by Its attorney In fact, Oman Lo4in Servicing, LLC Vs Lorraine R. Relloy Atty: Kevin P. Makin ALL THAT CERTAIN piece or parcel of land, situate in theBorough of New Cumberland, Cumberland County, Pemsyivania, bounded and described in accordance with .a survey by D.P. RaMnsperger Associates, dated June 4, 1971 as;;follows, to witi BEGINNING on the Northeast comer of Smith Avenue. and Geary Avenue 'thence along the Eastern side of Geary Avenue North 45 degrees 45' minutes West 70 feet to a point at the division fine between Lots Nos. 28 and 29 on the hereinafter mentioned Plan of Lots; thence along said last mentioned division line North 44 degrees 15 minutes East 1155 feet (Plan shows 116.5 feet) to a point atthe'division line between Lots Nos. 28 and 36 on. said Plan; thence along said last mentioned line and along the division line between Lots Nos. 28 and 37, South 58 degrees 15 minutes (Plan shows 14 minutes) East 71.69 feet to a point on the Northern side of Smith Avenue; thence along the Nortpem side.of Smith Avenue South 44 degrees 15 minutes West, 131 feet to a point, the place of BEGINNING. BEING Lot No. 28 on Plan of Lots of Hillside Manor, which Plan is recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 11, page 21. Parcel No. 25-24881.1-133 HAVING thereon erected premises known and numbered as 505 Geary Avenue. UNDER AND SUBJECT to all conditions, restrictions, reservations, and limitations of record against this property, TrIU IS VESTED IN: Lorraine R. Reiley; single person, by that Deed, dated August l3, 1990, and recorded on August 24,1990, in Book 534, at Page 1055, of the Cumberland County Records. COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which RENAISSANCE HOME EQUITY LOAN TRUST 2007-2 AIF/TR is the grantee the same having been sold to said grantee on the 3RD day of MARCH A.D., 2010, under and by virtue of a writ Execution issued on the 17TH day of AUG, A.D., 2009, out of the Court of Common Pleas of said County as of Civil Term, 2008 Number 7178, at the suit of RENAISSANCE HOME EQUITY LOAN TRUST 2007-2 AIF/TR against LORRAINE R REILEY is duly recorded as Instrument Number 201010266. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this -? 6 A.D. a olo day of 0 tae uft dose* Chiba W 0o< ft Bela M bly CWWd9eW the Rat M"qi dJea =4