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HomeMy WebLinkAbout08-7180F: \FI LESTlientsW embers1 st l 1470\FILEST urrent\56\ 11470.56. com I Revised: 12/8/08 0:21PM t Christopher E. Rice, Esquire Attorney I.D. No. 90916 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1'' FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. : NO. 08 - r] JgQ CIVIL TERM LEROY K. GORDON and KAREN E. GORDON, Defendants IN MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearan ce personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiffs. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS APER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR ELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WIT INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCE FEE OR NO FEE: Cumberland County Bar Association 32 South Bedford Street C lisle, Pennsylvania 17013 T1lephone (717) 249-3166 MARTSSOppN LAW OFFICES By: S /Z, Christopher E. Rice, Esquire Dated: December 8, 2008 NOTICE REQUIRED UNDER THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1601 (AS AMENDED) AND THE PENNSYL' ANIA UNFAIR TRADE PRACTICES ACT AND CONSUMER PROTECTION LAW, 73 PA. CON. STAN. ANN. §201, ET SEQ. ("THE ACTS") To the extent the Acts may apply, please be advised of the following: 1. The amount of the original debt is stated in the Complaint attached hereto. 2. The Plaintiff who is named in the attached Complaint and/or its loan servicing agents are Creditors to whom the debt is:, owed. The Creditor's law firm, Martson Deardorff Williams Otto Gilroy & Faller, is filing this Complaint on behalf of the Creditor. 3. The debt described in the Complaint attached hereto and evidenced by the copies of the mortgage and note will be assumed to be valid by the Creditor's law firm, unless the Debtor/Mortgagor, within thirity (30) days after receipt of this notice, disputes, in writing, the validity of the debt or some portion thereof. 4. If the Debtor/Mortgagor notifies the Creditor's law firm in writing within thirty days of the receipt of this notice that the debt or any portion thereof is disputed, the Creditor's law firm will obtain verification of the debt and a copy of the verification will be mailed to the Debtor by the Creditor's law firm. 5. If the Creditor who is named as Plaintiff in the attached Complaint is not the original Creditor, and if the Debtor/Mortgagor makes written request to the Creditor's law firm within thirty days from the receipt of this notice, the name and address of the original Creditor will be mailed to the'Debtor by the Creditor's law firm. 6. Written request should be addressed to: MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER Attn: Christopher E. Rice, Esquire 10 East High Street Carlisle, PA 17013 THIS LETTER MAY BE CONSTRUED AS AN ATTEMPT TO COLLECT A DEBT FOR THE PLAINTIFF AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. l MEMBERS 1ST FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. NO. 08 - 1 F 0 CIVIL TERM LEROY K. GORDON and KAREN E. GORDON, ; Defendants IN MORTGAGE FORECLOSURE COMPLAINT IN MORTGAGE FORECLOSURE AND NOW, comes the Plaintiff, MEMBERS 1ST FEDERAL CREDIT UNION, by and through its attorneys, MARTSON LAW OFFICES, and files this Complaint in Mortgage Foreclosure upon the following: 1. Plaintiff, Members Pt Federal Credit Union, is a federal credit union with a principal place of business at 5000 Louise Drive, Mechanicsburg, Cumberland County, Pennsylvania ("Plaintiff'). 2. Defendants, Leroy K. Gordon and Karen E. Gordon ("Defendants"), husband and wife, are adult individuals residing at 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania, being Lots 3 and 3A according to a Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42 (`?roperty" ). 3. Defendants are the owners of the Property subject to the mortgage described below. 4. On June 16, 2006, Defendants, in consideration of their indebtedness to Plaintiff in the amount of $483,210.00, made, executed and delivered to Plaintiff a note in favor of Plaintiff, in the amount of $483,210.00 (the "Note"). A true and correct copy of the Note is attached hereto, made a part hereof, and marked as Exhibit "A." 5. As security for the performance of their obligations under the Note, Defendants, as Mortgagors, made, executed and delivered to Plaintiff, as Mortgagee, a mortgage upon the Property (the "Mortgage"), which Mortgage is recorded in the Office of Recorder of Deeds of Cumberland County in Mortgage Book 1956, Page 1467. A true and correct copy of the Mortgage is attached hereto, made a part hereof, and marke as Exhibit "B." 6. The land subject to tie Mortgage is known as and numbered as 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania, and is more particularly described in the legal description attached to the Mortgage in Exhibit "B." 7. The Mortgage has not been assigned, but is being serviced byMidwest Loan Services, Inc. 8. Defendants, as terre-tenants, are the real owner of the Property and Plaintiff knows of no other persons holding an ownership interest in the property. 9. Beginning with the payment due on September 1, 2007, Defendants have failed to pay Plaintiff the mortgage payment due. 10. Pursuant to the terms of the Note, Plaintiff has made demand for payment of all sums due and owing thereunder, but payment has been refused. 11. As authorized under the Mortgage, the loan obligation to Plaintiff from the Defendants have been accelerated. 12. The amount due and owing as of November 13, 2008, is as follows: Principal Balance: $480,202.75 Interest past due: $69,195.00 Late Payment Charges: $3,509.66 Escrow Advanced: $9,813.71 Court Costs and fees as recoverable under $500.00 the Mortgage therms, estimated Attorney's Fees (estimated):' $12,000.00 Total Due as of November 13, 2008: $575,221.12 Plus interest accruing at $91.71 per day from November 13, 2008 until the debt is paid in full: $ 13. As of November 13, 2908, the amount due and owing from Defendants is the amount of $575,221.12 plus interest from November 13, 2008, at the rate of $91.73 per day until the debt is paid in full, additional late charges costs (including additional escrow advances), and attorney fees. ) 14. Pursuant to the notice provision of Act 6, 41 P.S. § 403, and Act 91, 35 P.S. 1680.403(c), Plaintiff sent a notice o' intention to foreclose said Mortgage and of the mortgage assistance program by letter dated November 27, 2007, to Defendants by certified mail, return receipt requested (collectively, the "Notice"). 15. Defendants have failed to completely cure the default and failed to meet the time limitations specified in the Notice. 16. The Mortgage attached as Exhibit "B" is a residential mortgage under the provisions of the Act of January 30, 1974, P. L. 13, No. 6, 41 P. S. § 101, et seq., as amended. WHEREFORE, Plaintiff demands judgment in the mortgage foreclosure action against Defendants in the sum of $575,221.12, plus interest from November 13, 2008, at the rate of $91.73 per day until the debt is paid in full, additional late charges, costs (including additional escrow advances), and attorney fees. MARTSON LAW OFFICES By: 4- !; ' /-?----- Christopher E. Rice I.D. No. 90916 Ten East High Street Carlisle, PA 17013-3093 (717) 243-3341 Date: December 8, 2008 Attorneys for Plaintiff THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT °°A" NOTE LOAN #:GOR276258 JUNE 16TH, 2006 SHIPPENSBURG [Date] [City] PA [State] LOTS B002 ROAD, SHIPPENSBURG, PA 17257 [Property Address] I. BORROWER'S PROMISE TO PAY In return for a loan that I have received, I promise to pay U. S. S 483,210.00 (this amount is called "Principal"), plus interest, to the order of the Lender. The Lender is MEMBERS 1ST FEDERAL CREDIT UNION I will make all payments under this Note in the form of cash, check or money order. 1 understand that the Lender may transfer this Note. The Lender or anyone who takes this Note by transfer and who is entitled to receive payments under this Note is called the "Note Holder." 2. INTEREST Interest will be charged on unpaid principal until the full amount of Principal has been paid. I will pay interest at a yearly rate of 6.875 %. The interest rate required by this Section 2 is the rate I will pay both before and after any default described in Section 6(13) of this Note. 3. PAYMENTS (A) Time and Place of Payments I will pay principal and interest by making a: payment every month. I will make my monthly payment on the 1ST day of each month beginning on JANUARY 1ST, 2007 1 will make these payments every month until I have paid all of the principal and interest and any other charges described below that I may owe under this Note. Each monthly payment will be applied as of its scheduled due date and will be applied to interest before Principal. If, on JUNE 1ST, 2036 , 1 still owe amounts under this Note I will that date, which is called the "Maturity Date." !Y those amounts in full on I will make my monthly payments at 5000 LOUISE DRIVE, MECHANICSBURG, PA 17055 or at a different place if required by the Note Holder. (B) Amount of Monthly Payments My monthly payment will be in the amount of U.S. S 3,190.67 4. BORROWER'S RIGHT TO PREPAY I have the right to make payments of Princil "Prepayment." When I make a Prepayment, I wi payment as a Prepayment if 1 have not made all th, I may make a full Prepayment or partial Pre Prepayments to reduce the amount of Principal Prepayment to the accrued and unpaid interest Principal amount of the Note. If I make a partial monthly payment unless the Note Holder agrees in MULTISTATE FIXED RATE NOTE-Single Family-Fannla M ?SN (0207) Form 3200 1101 VMP M ORTGAGE FORMS - (000)521.7291 Paps 1 0(3 Initiab;xL Ig JKZ I at any time before they are due. A payment of Principal only is known as a tell the Note Holder in writing that I am doing so. I may not designate a monthly payments due under the Note. tyments without paying a Prepayment charge. The Note Holder will use my that I owe under this Note. However, the Note Holder may apply my i the Prepayment amount, before applying my Prepayment to reduce the repayment, there will be no changes in the due date or in the amount of my vriting to those changes. Mac UNIFORM INSTRUMENT S. LOAN CHARGES If a law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other loan charges collected or to be collected in connection with this loan exceed the shall be reduced by the amount necessary to reduce the charge to the permitted limits' then (a} any such loan charge me which exceeded permitted limit; and (b) any sums already collected from permitted limits will be refunded to me. The Note Holder may choose to make this refund by reducing the Principal I owe under this Note or by making a direct payment to me. If a refund reduces Principal, the reduction will be treated as a partial Prepayment. 6. BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments If the Note Holder has not received the frill amount of any monthly payment by the end of FIFTEEN calendar days after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be 5.000 u my overdue payment of principal and interest. I will pay this late charge promptly but only once on each late ?" of payment. (B) Default If I do not pay the full amount of each monthly payment on the date it is due, I will be in default. (C) Notice of Default If I am in default, the Note Holder may send me a written notice telling me that if I do not certain date, the Note Holder may require me to pay immediately the full amount of Principal which pay the overdue amout by a has not been paid and all the interest that I owe on that amount. That date must be at least 30 days after the date on which the notice is mailed to me or delivered by other means. (D) No Waiver By Note Holder Even if, at a time when I am in default, the Note Holder does not require me to pay immediately in full as described above, the Note Holder will still have the right to do so if I am in default at a later time. (E) Payment of Note Holder's Costs and Expenses If the Note Holder has required me to pay immediately in full as described above, the Note Holder will have the right to be paid back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by applicable law. Those expenses include, for example, reasonable attorneys' fees. 7. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to me under this Note will be given by delivering it or by mailing it by first class mail to me at the Property Address above or at a different address if I give the Note Holder a notice of my different address. Any notice that must be given to the Note Holder under this Note will be given by delivering it or by mailing it by first class mail to the Note Holder at the address stated in Section 3(A) above or at a different address if I am given a notice of that different address. 8. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or ser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of or guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. The Note Holder may enforce its rights under this Note against each person individually or against all of us together. This means that any one of us may be required to pay all of the amounts owed under this Note. 9. WAIVERS I and any other person who has obligations under this Note waive the rights of Presentment and Notice of Dishonor. "Presentment" means the right to require the Note older to demand payment of amounts due. "Notice of Dishonor" means the right to require the Note Holder to give notice toother persons that amounts due have not been paid. WN (0207) Pepe 2 of 3 Form 32((O 1161 Initials: YW X10. UNIFORM SECURED NOTE This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Note Holder under this Note, a Mortgage, Deed of Trust, or Security Deed (the "Security Instrument"), dated the same date as this Note, protects the Note Holder from possible losses which might result if 1 do not keep the promises which I make in this Note. That Security Instrument describes how and under what conditions I may be rewired to make immediate payment in full of all amounts I owe under this Note. Some of those conditions are described as follows: If all or any part of the Property for any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security instrument without further notice or demand on Borrower. WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED, (Seal) VOOY RDON -Borrower - (Seal) -Borrower (Seal) -Borrower - (Seal) Borrower (Seal) KAREN E GORDON -Borrower - (Seal) -Borrower - (Seal) -Borrower - (Seal) -Borrower [Sign Original Only] (SN (0207) Paps 3 of 3 Form 3200 1l01 ? jrt LAj Prepared By: DANIELLE STEELE 5000 LOUISE DRIVE MECHANICSBURG, PA (717) 795-6026 17055 Return To: MEMBERS 1ST FEDERAL CREDIT ONION 5000 LOUISE DRIVE MECHANICSBURG, PA 17055 717-795-5177 PWW Ail WAW: Premises: LOTS BOOZ ROAD SHIPPENSBURG, PA 17257 777 7. 7'71--r i?? JU?J 2't R? 3 19 [Space Above T16 Line For fleeordia` Datal MORTGAGE DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) 'Neenrity Instrument" means this 4ocument, which is dated JUNE 16TH, 2006 , together with all Riders to this document. (B) "Borrower" is LEROY K GORDON AND KAREN E GORDON Borrower is the mortgagor under this ity Instrument. (C) "Lender" is MEMBERS 1ST FEDERAL CREDIT UNION PENNSYLVANIA - Single Family - Fannie N1101Freddis Mae UNIFORM INSTRUMENT Form 3039 1101 "DON 276258 t4(PA) (0500) Pape 1 of 15 Innlw: L? Ce VMP Mortgage Solutions. Inc. (600)52 1- 9K1956PG1467 Lender is a FEDERAL CREDIT UNION organized and existing under the laws o THE UNITED STATES OF AMERICA Lender's address is 5000 LOUISE DIVE, MECHANICSBURG, PA 17055 Lender is the mortgagee under this Security Instrument. (D) "Note" means the promissory note signed by Borrower and dated TUNE 16TH, 2006 The Note states that Borrower owes er FOUR HUNDRED EIGHTY THREE THOUSAND TWO HUNDRED TEN AND NO1100. Dollars (U. S. S 483,210.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic A Payments and to pay the debt in full not later than JUNE 1ST, 2036 (E) "Property" means the property than is described below under the heading "Transfer of Rights in the Property. " (F) 'Conn" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower check box as applicable]; ? Adjustable Rate Rider ? Condominium Rider ? Second Home Rider ? Balloon Rider ? Plann Unit Development Rider ? 1-4 Family Rider ? VA Rider ? Biweekly Payment Rider ? Other(s) (specify] (II) "Applicable Law" means all trolling applicable federal, state and local statutes, regulations, ordinances and administrative rules an orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (1) "Community Association Dues, F and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrow or the Property by a condominium association, homeowners association or similar organization. (,) 'Electronic Funds Transfer" any transfer of funds, other than a transaction originated by check, draft, or similar paper instrum t, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term incl es, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initial,ed by telephone, wire transfers, and automated clearinghouse transfers. (K) "Escrow Items" means those items'that are described in Section 3. (L) 'Miscellaneous Proceeds" means y compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Pro ; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of demnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (M) "Mortgage Insurance" means ins4ance protecting Lender against the nonpayment of, or default on, the Loan. at" (PA) (a 5os) Page 2 of 16 FOM 3039 1101 8K 1956PG 1468 (N) "Perlodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (O) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor I elation or regulation that governs the sane subject matter. As used in this Security Instrument, "RESPA" r ere to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (P) 'Sueeessor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the, performance of Borrower's covenants and agreements under this Security Instrument and the Note. For (Iris purpose, Borrower does hereby mortgage, grant and convey to Lender the following described property located in the COUNTY [Type of Recording Jurisdiction] of CUMBERLAND [Name of Recording Jurisdiction]: SCHEDULE "A" ATTACHED which currently has the address of LOT3 BOOZ ROAD [Street] SHIPPENSBURG [City], Pennsylvania 17257 [Zip Code] ("Property Address"): TOGETHER WITH all the im rovements now or hereafter erected on the property, and all easements, appurtenances, and fnxtur now or hereafter a part of the property. All replacements and additions shall also be covered by thi Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." l MMI?N: ?? it-i(PA) losoei "301 to Form 3039 1101 8K1956PG1469 BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convl?}' the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warl`jarrzs and will defend generally the title to the Property against all claims and demands, subject to any enbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Inter t, Escrow Items, Prgmymmt Charges, and Late Charges. Borrower shall pay when due the pr' .pal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges d ' under the Note. Borrower shall also pay funds for Escrow items pursuant to Section 3. Payments due der the Note and this Security Instrument shall be, made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lend' unpaid, Lender may require that any or all subsequent payments due under the Note and this Security (Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such duck is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or anti ; or (d) Electronic Funds Transfer. Payments are deemed received by iLender when received at the location designated in the Note or at such other location as may be desi by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or per al payment if the payment or partial payments are insufficient to bring the Loan current. Lender may ac apt any payment or partial payment insufficient to bring the Loan current, without waiver of any rights h rounder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is n obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is I applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not o so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note irnmn=nrmv iately prior to foreclosure. No offset or claim which Borrower might have now or in the future again Lender shall relieve Borrower from making payments due under the Note and this Security Instrument o performing the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Len er shall be applied in the following order of priority: (a) interest due under the Note; (b) principal due der the Note; (c) amounts due under Section 3. Such payments shall be applied to each Periodic P" nit in the order in which it became due. Any remaining amounts shall be applied first to late charges, scond to any other amounts due under this Security Instrument, and then to reduce the principal balance of a Note. If Lender receives a payment fro Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charg due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the (Periodic Payments if, and to the extent that, each payment can be inarw.: LJ( (- -i(PAI (ons) Pave 4 of 16 z e Form 3039 1101 8K 1956PG 1 k70 paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess n* be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment duu*es and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone thNe due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow Items. Botower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property; (Ib) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance wi the provisions of Section 10. These items are called "Escrow Items." At origination or at any time wring the term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower "I pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the F for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver, j Borrower shall pay directly, when and what payable, the amounts due for any Escrow Items for which pat of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained In this Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is ligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due r an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon jlsuch revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required er this Section 3. Lender may, at any time, collect d hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under SPA, and (b) not to exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including L 'der, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank. Lender 1 apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall t charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verify ng the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Le er to make such a charge. Unless an agreement is made in writing or Applicable Law requires interest to b0 paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that interest -4(PA)(oaoe) Page sof1e f6-9- Form 3039 1/01 8K i 956PG 1471 shall be paid on the Funds. Lender sluol give to Borrower, without charge, an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds he d in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accorc am with RESPA. If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall 'fy Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make u the shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is a deficien of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RE?SPA, but in no more than 12 monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain 'priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, an Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow It , Borrower shall pay than in the manner provided in Section 3. Borrower shall promptly discharg any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the p t of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrow is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of a lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien wh?le those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the bider of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If der determines that any part of the Property is subject to a lien which can attain priority over this See ity Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on whi that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. ' Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limit to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires ursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choi which right shall not be exercised unreasonably. Lender may require Borrower to pay, in eonnecti n with this Loan, either: (a) a one-time charge for flood zone determination, certification and tracki services; or (b) a one-time charge for flood zone determination and certification services and subsequ charges each time remappings or similar changes occur which reasonably might affect such determi on or certification. Borrower shall also be responsible for the payment of any fors imposed by the ederal Emergency Management Agency in connection with the review of any flood zone determination t sulting from an objection by Borrower. 4%-G(PA) p5oe? fnrbft: 1.?(y "B of 16 ?/r M Form 3039 1101 8K 1956PG 1472 If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Bor ower's expense. Leader is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower' s equi in the Property, or the contents of the Property, against any risk, hazard or liability and might provide eater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insu ce coverage so obtained might significantly exceed the cost of insurance that Borrower could have o ned. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower ed by this Security Instrument. These amounts shall bear interest at the Note rate from the date of dis cement and shall be payable, with such interest, upon notice from Lender to Borrower requesting paymeffl, All insurance policies required by, Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee end/or as an additional loss M. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borro shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgages and/or an additional loss payee. In the event of loss, Borrower 1 give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made pr tly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance pr=rof er or not the underlying insurance was required by Lender, shall be applied to restoration or Property, if the restoration or repair is economically feasible and Lender's security is not lessened. Duri such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Leader has had an opportunity to inspect such Property to ensure the work has boon completed to Lender' satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse procce Is for the repairs and restoration in a single payment or in a series of progress payments as the work is eo feted. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such ins ance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such pr Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the ijnsurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. S> ch insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters. If Borrower foes not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30-day period will begin when the notice is 'yen. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower eby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (ol her than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may d ce the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note c rthis Security Instrument, whether or not then due. MVPA) moe) "leis; L" Pp. r or 16 ?7p,? Form 3039 1101 Bt1956PG1473 6. Occupancy. Borrower shall py, establish, and use the Property as Borrower's principal residence within 60 days after the ex ion of this Security Instrument and shall continue to occupy the Property as Borrower's principal reside we for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which t shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond rrowee s control. 7. Preservation, Maintenance a d Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from iorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if darn god to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in oo ection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or r ing the Property only if Lender has released proceeds for such purposes. Lender may disburse proceed - for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect tie interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior o such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Applicatio?t. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially se, misleading, or inaccurate information or status to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are not li 'teal to, representations concerning Borrower' s occupancy of the Property as Borrower's principal reside ice. 9. Protection of Lender's Int in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the cover is and agreements contained in this Security Instrument, (b) there is a legal proceeding that might signi cantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a pr ing in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may atl n priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abar ned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect endee s interest in the Property and rights under this Security Instrument, including protecting and/o assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Securi Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrnune t, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take aption under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Mims: .$(PA) (9508) P"08 of +s Form 309 1101 8K i 956PG 1474 j Any amounts disbursed by Lend r under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting FynIf this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurnom If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums r ' red to maintain the Mortgage Insurance in effort. IC for any reason, the Mortgage Insurance coverage req red by Lender ceemes to be available from the mortgage insurer that previously provided such insurance Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Len If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to to Lender the amount of the separately designated payments that were due when the insurance cov c ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss r e in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurw :e coverage (in the amount and for the period that Lender requires) provided by an insurer selected by der again becomes available, is obtained, and Lander requires separately designated payments towar the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making Loan and Borrower was required to make separately designated payments toward the premiums for ortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in a or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ds in accordance with any written agreement between Borrower and Lender providing for such terminati or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligati n to pay interest at the rate provided in the Note. Mortgage Insurance reimburses k.ender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not r y the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate theirtotal risk on all such insurance in force from time to time, and may enter into agreements with other parts that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are factory to the mortgage insurer and the other party (or parties) to these agreements. These agreetnennts require the rnwrtgage insurer to make payments using any source of fiords that the mortgage insurer y have available (which may include funds obtained from Mortgage Insurance premiums). As a result of these agreerrnenrts Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying he mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender 'takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arr gement is often termed "captive reinsurance." Further: (a) Any such agreements wil not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other rrna of the Loan. Such agreements will not increase the amount Borrower will owe for Mortgage In urance, and they will not entitle Borrower to any refund. at-a(PA) psos) Pop a of Is XT-9 Form 3039 1101 1K 1956PG 1475 (b) Any such agreements will n affect the rights Borrower has - if any - with respect to the Mortgage Insurance under the Home wners Protection Act of IM or any other law. These rights may include the right to receive in disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mo ge Insurance terminated automatically, and/or to receive a refund of any Mortgage Insurance p miums that were unearned at the time of such cancellation or termination. 11. Assignment of Miscellaneou Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged, such iscellancous Proceeds shall be applied to restoration or repair of the Property, if the restoration or r is economically feasible and Lender's security is not lessened. During such repair and restoration perio 1, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender' s satisfaction, provided that sue inspection shall be undertaken promptly. Lauder may pay for the repairs and restoration in a single di ursement or in a series of progress payments as the work is completed. Unless an agreement is mad in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall n ot be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restorati or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Pr ocmda ? shall be applied to the sums secured by this Security Instrument, whether or not then due, with the ex , if any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in n 2. In the event of a total taking, ion, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums se cured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. In the event of a partial taking, ction, or loss in value of the Property in which the fair market value of the Property immediately bef the partial taking, destruction, or loss in value is equal to or c the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums ed by this Security Instrument immediately before the partial taking, destruction, or loss in value, less Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument 1 be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: ( ) the total amount of the sums secured immediately before the partial taking, destruction, or loss inj , value divided by (b) the fair market value of the Property immediately before the partial taking, ion, or loss in value. Any balance shall be paid to Borrower. In the event of a partial taking, uction, or loss in value of the Property in which the fair market value of the Property immediately be a the partial taking, destruction, or loss in value is less than the amount of the sums secured immediate y before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree ' writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument what er or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Patty (as defined in the next writenoc) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender wit] 'n 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous oceeds either to restoration or repair of the Property or to the sums secured by this Security Instrumen? whether or not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Pr or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any d ' yaction or proceeding, whether civil or criminal, is begun that, in ' ' Len er s judgment, could result in fo tune of the Property or other material impairment of Lender s interest in the Property or rights under is Security Instrument. Borrower can cure such a default and, if acceleration has occurred, reinstate as ovided in Section 19, by causing the action or proceeding to be xN11NS: L,C? 4R-6(PA) (osoe) P290 10 or rs Form 3039 1f01 8KI956PG1476 dismissed with a ruling that, in Lenderlis judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for damages that ari attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to ,ender. All Miscellaneous Proceeds that a not applied to restoration or repair of the Property shall be applied in the order provided for in on 2. 12. Borrower Not Released; Fo bearance By Lender Not a Waiver. Extension of the time for payment or modification of amortized of the sums secured by this Security Instrunvw granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrowr. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, cndee s acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or 13. Joint and Several Liability; 0 igners; Successors and Assigns Bound. Borrower covenants and agrees that Borrower's obligations liability shall be joint and several. However, any Borrower who co-signs this Security Instrument but not execute the Note (a "co-signer"): (a) is co-signing this Security Instrument only to mortgage, and convey the co-signer's interest in the Property under the terms of this Security Instrument; (b) ' not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's consent. Subject to the provisions oJer on 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefthis Security Instrument. Borrower shall not be released from Borrower's obligations and liabilithis Security Instrument unless Lender agrees to such release in writing. The covenants and agr of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors assigns of Lender. 14. Loan C6argesf. Lender may barge Borrower fees for services performed in connection with Borrower's default, for the purpose of xvtwdng Lender's interest in the Property and rights under this Security Instrument, including, but not imited to, attorneys' fan, property inspection and valuation fees. In regard to any other fees, the absence, f express authority in this Security instrument to charge a specific fee to Borrower shall not be construed a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law whi h sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such to charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) an sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a',direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for and the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to fteIPA) (osop mri.%: L-r (r Paco 11 of 1s Al -1?1 Form 3039 1101 8K I 956PG 1477' have been given to Borrower when 'led by first class mail or when actually delivered to Borrower's notice address if sent by other moans. N otice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requi otherwise. The notice address shall be the Property Address unless Borrower has designated a subst tute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated n cc address undea this Security Instrument at any one time. Any notice to Lender shall be given by del eying it or by mailing it by first class mail to Lender's address stated herein unless Lender has desi another address by notice to Borrower, Any notice in connection with this Security I shall not be deemed to have been given to Lender until actually received by Lender. If any notice requ ad by this Security Instrument is also required under Applicable Law, the Applicable Law requiremen will satisfy the corresponding requirement under this Security Instrument. 16. Governing Law; Severablli ; Rules of Construction. This Security Instrument shall be governed by federal law and the law o the jurisdiction in which the Property is located. All rights and obligations contained in this Security j Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall be construed as a prohibition against agreement by contract. In the event that any provision or clause f this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect othe r provisions of this Security Instnunent or the Note which can be given effect without the conflicting pro Mon. As used in this Security I t: (a) words of the masculine gender shall mean and include corresponding neuter words or words f the feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and ( ) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower all be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any 1 al or beneficial interest in the Property, including, but not limited to, those beneficial interacts transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which ' the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property o any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial Merest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require ' ninediale payment in full of all sums secured by this Soxxtrity Instrument. However, this option shal not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, L der shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 des from the date the notice is given in accordance with Section 15 within which Borrower must pay all s secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of is period, Lender may invoke any remedies permitted by this Security Instrument without further noti or demand on Borrower. 19. Borrower's Right to Reins to After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have forcemeat of this Security Instrument discontinued at any time prior to the earliest of: (a) five days be sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such o period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) try of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceler ion had occurred; (b) cures any default of any other covenants or 4R4JPA) tosoe> MRMI.: "V Page 12 of IQ 751 Form 3039 1101 OK t 956PG 1478 agreements; (c) pays all expenses incurr to, reasonable attorneys' fees, propaq purpose of protecting Lender's interest takes such action as Lender may rem rights under this Security Instrument, a Instrument, shall continue unchanged. 1 expenses in one or more of the follow certified check,. bank check, treasurer' s an institution whose deposits are insure Funds Transfer. Upon reinstatement by shall remain fully effective as if no so apply in the case of acceleration under S 20. Sale of Note; Change of Loa the Note (together with this Security 1 Borrower. A sale might result in a cl Periodic Payments due under the NoU servicing obligations under the Note, tl one or more changes of the Loan Servii Servicer, Borrower will be given writte new Loan Servicer, the address to wh requires in connection with a notice of serviced by a Loan Servic er other than to Borrower will remain with the Loan assumed by the Note purchaser unless o Neither Borrower nor Lender ma; individual litigant or the manber of a Security Instrument or that alleges that reason of, this Security Instrument, un1 notice given in compliance with the re other party hereto a reasonable peric Applicable Law provides a time peria period will be deemed to be reasons i opportunity to cure given to Borrows Borrower pursuant to Section 18 shall action provisions of this Section 20. 21. Hazardous Substances. As substances defined as toxic or hazardoi following substances: gasoline, kerose and herbicides, volatile solvents, mater (b) "Environmental Law' means federa relate to health, safety or environment action, remedial action, or removal act Condition" means a condition that c Cleanup. 4%4IPA) (0506) 8K 1956PG 1479 d in enforcing this Security Instrument, including, but not limited inspection and valuation fees, and other fees incurred for the n the Property and rights under this Security Instrument and (d) ably require to assure that Lender's interest in the Property and d Borrower' s obligation to pay the sums secured by this Security ender may require that Borrower pay such reinstatemiant sums and rig forms, as selected by Lender: (a) cash; (b) money order; (e) ;hock or cashier's check, provided any such check is drawn upon by a federal agency, instrumentality or entity; or (d) Electronic 3orrower, this Security Instrument and obligations segued hereby sleration had occurred. However, this right to reinstate shall not ction 18. Servicer; Notice of Grievance. The Note or a partial interest in strument) can be sold one or more times without prior notice to snge in the entity (known as the "Loan Servicer") that collects and this Security Instrument and performs other mortgage loan is Security Instrument, and Applicable Law. There also might be ;r unrelated to a sale of the Note. If there is a change of the Loan notice of the change which will state the name and address of the :h payments should be made and any other information RESPA ransfer of servicing. if the Note is sold and thereafter the Loan is he purchaser of the Note, the mortgage loan servicing obligations ;erviicer or be transferred to a successor Loan Servicer and are not xrwise provided by the Note purchaser. commence, join, or be joined to any judicial action (as either an class) that arises from the other party's actions pursuant to this x other party has breached any provision of, or any duty owed by I such Borrower or Lender has notified the other party (with such uirements of Section 15) of such alleged breach and afforded the I after the giving of such notice to take corrective action. If which must elapse before certain action can be taken, that time for purposes of this paragraph. The notice of acceleration and pursuant to Section 22 and the notice of acceleration given to w deemed to satisfy the notice and opportunity to take corrective in this Section 21: (a) "Hazardous Substances" are those substances, pollutants, or wastes by Enviromnartal Law and the other flammable or toxic petroleum products, toxic pesticides s containing asbestos or formaldehyde, and radioactive materials; laws and laws of the jurisdiction when the Property is located that protection; (c) "Environmental Cleanup" includes any response n, as defined in Environmental Law; and (d) an "Environmental cause, contribute to, or otherwise trigger an Environmental Initials: Wr Page, 13 of 16 %t?l Form 3039 1l01 Borrower shall not cause or permi the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any does Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, anything the Property (a) that is in violation of any Environmental Law, (b) which creates an Envir Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a conditi n that adversely affects the value of the Property. The preceding two sentences shall not apply to the reserhce, use, or storage on the Property of small quantities of Hazardous Substances that are general raoogniaed to be appropriate to normal residential uses and to maintenance of the Property (including, ut not limited to, hazardous substances in consumer products). Borrower shall promptly give Lon icr written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmen tal Law of which Borrower has actual knowledge, (b) any Environmental Condition, including not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, d (c) any condition caused by the presence, use or release of a Hazardous Substance which adversely the value of the Property. If Borrower learns, or is notified by any governmental or regulatory ority, or any private party, that an removal or other remediation of any Hazardous Substance affecting Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with E vironmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 22. Acceleration; Remedies. Le er shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unl Applicable Law provides otherwise). Lender shall notify Borrower of, among other things: (a) he default; (b) the action required to cure the default; (c) when the default must be cared; and (d that failure to can the default as specified may result in sccelention of the sans secured by is Security Instrument, fe edo re by judicial proceeding and sale of the Property. Lender shall far bw inform Borrower of the right to reinstate after acceleration and the right to assert in the forec are proceeding the non-ezistem of a default or soy other defense of Borrower to seedentioo a d foreclosure, It the default is not cared as specified, Lender at its option may require immediate went in fall of all sans secured by this Security Instrument without further demand and may to this Security Instroment by judicial proceeding. Leader shall be entitled to collect all as incurred in pursuing the remedies provided In this Section 22, Including, but not limited to, attore ys' [ens and costs of tide evidence to the extent permitted by Applicable Law. 23. Release. Upon payment of all sums secured by this Security Instrument, this Security instrument and the estate conveyed shall terminate and become void. After such occurrence, Lender shall discharge and satisfy this Security Instrument. Borrower shall pay an recordation coats. Lender may charge Borrower a fee for releasing this Securi Instrument, but only if the flee is paid to a third party for services rendered and the charging of the fee is itted under Applicable Law. 24. Waivers. Borrower, to the permitted by Applicable Law, waives and releases any error or defects in proceedings to enforce this ity Instrument, and hereby waives the benefit of any present or future laws providing for stay of exec 'on, extension of time, exemption from attachment, levy and sale, and homestead exemption. 25. Rdastatement Period. Borro s time to reinstate provided in Section 19 shall extend to one hour prior to the commencement of dding at a sheriffs sale or other sale pursuant to this Security Instrument. 26. Purchase Money Mortgage. If any of the debt secured by this Security Instrument is lent to Borrower to acquire title to the Property , this Security Instrument shall be a purchase money mortgage. 27. Interest Rate After Judgmen t Borrower agrees that the interest rate payable after ajudgment is entered on the Note or in an action of mortgage foreclosure shall be the rate payable from time to time under the Note. Qt4(PA) (0508) InNf/?: 4Y'tY Page 14 of 16 Form 3039 1101 I BK 19 5 6 PG 1410 A 1 BY SIGNING BELOW, Borro Security Instrument and in any Rider Witnesses: accepts and agrees to the terms and covenants contained in this ;uteri by Borrower and recorded with it. (Sad) Y K N -Borrower J?/./fj_ 'n"l 62 " .- (Seal) KAREN E GORDON -Borrower i (Seal) -Borrower (sad) -Borrower 4ft4{PA) moat Page 15 of 15 (Seal) -Borrower _ (SCSI) -Borrower _ (Seal) -Borrower Form 3039 1101 81956PG I k81, COMMONWEALTH OF PENNSYLVANIA, CUMBERLAND County ss: On this, the 16TH ay of JUNE 2 0 0 6 before me, the undersigned officer, personally appeared LEROY K GORDON AND KAREN E GORDON known to me (or satisfactorily proven) to be the so?rs) whose =*s) is/are subscribed to the within instrument and acknowledged that he/she/they executhe same for the purposes herein contained. IN WITNESS WHEREOF, I My Commission Expires: _ N91rY llssl ??PPw?ap Q end MlrComnfiwioaE:?APr 2R? iMSn?Irr, PNN;; lanU AaodNm of ftlMn Certificate of Residence set my hand and official seal. Title of Officer I, DANIELLE STEELE , do hereby certify that the correct address of the within-named Mortgagee is 5000 LOUISE DRIVE, MECHANICSBURG, PA 17055 Witness my hand this 1ETH day of JUNE 2006 Agent of Mortgagee 4ft.4IPAI psoel Initme: GAtc Pp• 15 or 10 X? Form 3039 1101 i. H EDIT "A" ALL that certain lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3" and Lot "3A" as shown on Subdivision Plan entitled "Final Subdivision Plan for Wad 1 Masons" prepared by Eric L. Diffeabaugh, Professional Land Surveyor, which plan has approved by the appropriate municipal authorities as a final Subdivision Plan, and whit is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennolvania in Plan Book 92, Page 42; and are bounded and described as follows: BEGINNING at an existing railroad spike in Booz Road (SR 4003) at the dividing line between t 2 and Lot 3 on the havinabove referenced Plan; thence along said dividing line, North 72 degrees 12 minutes 35 seconds West 442.77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lo 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 onds West 390.39 feet to a set iron pin; thence along the dividing line eon Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Ian Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 eet to a set iron pin; thence along the dividing line between Lot 3A and Lo 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing' line between Lot 3 and Lot 4 on the hereinabove referenced Plan, South degree 12 minutes 35 seconds East 418.44 feet to an existing railroad spik ; thence in Booz Road (SR 4003), South 17 degrees 47 minutes 25 seconds est 256.89 feet to a set railroad spike, the point and place of BEGINNING. I CONTAINING 4.8227 res, more or less, in accordance with the above- referenced plan. TOGETHER with and u?ider and subject to notations as shown on said plan. UNDER AND SUBJE to restrictions entitled "Booz Road Restrictions," a copy of which is attar ed and made part hereof by reference. UNDER AND SUBJECT to existing covenants, agreements, conditions, easements, restrictions and ri is of record, to the extent valid and enforceable and still applicable to the above describ premises. BEING the same real estate that Wadel Masons, by their deed dated June 15, 2006, and intending to be recorded p 'or hereto in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylv a, conveyed to Leroy K. Gordon and Karen E. Gordon, husband and wife, the Mortgag rs herein. Certify this to be recorded n Cumberland County PA a I'. ?'" Recorder of Deeds v VERIFICATION I, Dan Summers, Collections Manager of Members 1st Federal Credit Union, acknowledge I have the authority to execute this V rification on behalf of Members 1 st Federal Credit Union and certify the foregoing Complaint in M rtgage Foreclosure is based upon information which has been gathered by my counsel in the preparation of the lawsuit. The language of this Complaint in Mortgage Foreclosure is that of counsel and not my own. I have read the document and to the extent the Complaint in Mortgage Foreclosure is based upon information which I have given to my counsel, it is true and correct to the best of my knowledge, information and belief. To the extent the content of the Complaint in Mortgag? Foreclosure is that of counsel, I have relied upon counsel in making this Verification. This statement and Verification are made subject to the penalties of 18 Pa. C.S. § 4904 relating to unsworn falsification to authorities, which provides that if I knowingly make false averments, I may be subject to crimi al penalties. Members 1st Federal Credit Union By:_ 'L&n1rr-;4- Dan Summers FARLESTlientsNembas1st11470\FtL ESSCun=M6111470.56.Com1.2 751? ,?- -_74 Q N Q C C'7 f CO LO 1 9 CASE NO: 2008-07180 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MEMBERS 1ST FEDERAL CREDIT UNT VS GORDON LEROY K ET AL MICHELLE GUTSHALL Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE GORDON KAREN E DEFENDANT at KMART was served upon the at 1138:00 HOURS, on the 3rd day of January , 2009 40 SHIPPENSBURG SHOPPING CTR SHIPPENSBURG, PA 17257 by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge Sworn and Subscibed to before me this So Answers: 6.00 18.00 .00 10.00 R. Thomas Kline .00 34.00 01/05/2009 MARTSON LAW OFFICES By: day Deput Sheriff of A. D. qs,1 M.? ?? .. 7 ff .Vi ' .... { ?ryt ^r CID 7 SHERIFF'S RETURN - REGULAR CASE NO: 2008-07180 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MEMBERS 1ST FEDERAL CREDIT UNT VS GORDON LEROY K ET AL CHIEF DEPUTY RONNY ANDERSON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon GORDON LEROY K the DEFENDANT , at 0915:00 HOURS, on the 31st day of December-, 2008 at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 by handing to LEROY GORDON a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 18.00 Postage .56 Surcharge 10.00 .00 46.56 Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline 01/05/2009 MARTSOT LAW OFF-bCES B)? A. D. PROCHNIAK WEISBERG, P.C. BY: Matthew B. Weisberg Attorney ID. #85570 Rebecca M. Steiger Attorney ID. #200875 7 South Morton Avenue Morton, PA 19070 (610) 690-0801 Fax (610) 690-0880 Members 1 Federal Credit Union. CUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS V. Docket No.: 08-07180 Leroy Gordon, et al. Defendants DEFENDANTS' ANSWER WITH NEW MATTER 1. Admitted as stated. 2-3. Admitted. 4. Denied. The Note speaks for itself in its entirety. 5-6. Denied. The Mortgage speaks for itself in its entirety. 7. Denied. Said averment is expressly denied and strict proof thereof is demanded at the time of trial. By way of further answer, said averment is a conclusion of law to which no response is required. 8-9. Denied. Said averment is a conclusion of law to which no response is required. 10. Denied. Said averment is a conclusion of law to which no response is required. Further, the Note speaks for itself in its entirety. 11. Denied. Said averment is a conclusion of law to which no response is required. By way of further answer, the Mortgage speaks for itself in its entirety. 12-13. Denied. Said averment is expressly denied and strict proof thereof is demanded at the time of trial. By way of further answer, said interest, per diem, late charges, and costs are expressly denied as recoverable. Further, there is no sum included on the face of the Complaint. 14. Denied. Said averment is a conclusion of law to which no response is required. By way of further answer, Plaintiff s compliance with Act 6/91 is denied. 15. Denied. Said averment is a conclusion of law to which no response is required. 16. Denied. Said averment is a conclusion of law to which no response is required. By way of further answer, the Mortgage speaks for itself in its entirety. WHEREFORE, Defendants demand judgment in their favor and against Plaintiff. NEW MATTER 1. Defendant breached no contract or duty, if any, that was owed to Plaintiff. 2. Answering defendant is not liable for any damage(s) claimed by Plaintiff. 3. The averred injuries and/or damages, if proven, resulted from independent and/or intervening causes that were unrelated to the cause of action described in Plaintiffs Complaint. 4. Plaintiff fails to state a cause of action upon which relief may be granted. 5. Plaintiff's claim is barred by the Doctrine of Unclean Hands. 6. Plaintiff s cause of action is barred by the doctrines of laches and estoppel. 7. All averments of Plaintiffs Complaint not specifically denied are hereby instantly denied and strict proof thereof is hereby demanded at the time of trial. .1 8. The Loan, Approval, Commitment, and Agreement are incorporated by reference as if fully set forth and pleaded as New Matter. 9. Defendant's Answer is incorporated by reference as if fully set forth and pleaded as New Matter. 10. This Honorable Court lacks jurisdiction and venue. 11. The Statutes of Limitations and Repose are a complete bar to this action. 12. Plaintiff failed to mitigate its damages. 13. The Parol Evidence Rule is a complete bar to this action. 14. Plaintiffs claim is barred by the doctrines of collateral estoppel and res judicata. 15. Plaintiff failed to join an indispensable party. 16. In Plaintiff s Complaint, Plaintiff inappropriately charges Defendant: a. Attorneys fees in the amount of $12,000.00; b. Costs of suit and Title search in the amount of $500.00; and c. Post accelerated interest, amount not given. 17. Upon information and belief, further discovery will reveal Plaintiff s misconduct additionally constitutes violations of the Truth in Lending Act and Regulation Z, Equal Credit Opportunity Act, Fair Credit Extension Uniformity Act, Fair Debt Collection Practices Act, Real Estate Services Practices Act, Home Ownership Equity Protection Act, and/or Credit Services Act. WHEREFORE, Defendants demand judgment in their favor and against Plaintiff. PROCHNIAK WEISBERG, P.C. BY: t TTMATTHEW B. WEISBERG Attorney for Defendants PROCHNIAK WEISBERG, P.C. BY: Matthew B. Weisberg Attorney ID. #85570 Rebecca M. Steiger Attorney ID. #200875 7 South Morton Avenue Morton, PA 19070 (610) 690-0801 Fax (610) 690-0880 Members I' Federal Credit Union. CUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS Leroy Gordon, et al. V. Docket No.: 08-07180 Defendants CERTIFICATE OF SERVICE I, Matthew B. Weisberg, Esquire, hereby certify that on this 3'd day of February, 2009, a true and correct copy of the Answer with Affirmative Defenses was served regular mail upon the following parties: Christopher E. Rice, Esq. Martson Deardorff Williams Otto Gilroy & Faller Martson Law Offices 10 E. High Street Carlisle, PA 17013 PROCHNIAK WEISBERG, P.C. BY: ? :&? MA THE B. WEISBERG Attorney for Defendants ? ' r CO bra ?-; ?- t Z5 t e F:\F1LES\C1ients\Members1 st l 1470\FILES\Current\56\ 11470.56.response Revised: 2/11/09 9:42AM Christopher E. Rice, Esquire Attorney I.D. No. 90916 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1ST FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. NO. 08 - 07180 CIVIL TERM LEROY K. GORDON and KAREN E. GORDON, ; Defendants IN MORTGAGE FORECLOSURE PLAINTIFF'S RESPONSE TO DEFENDANTS' NEW MATTER Plaintiff's Complaint is incorporated herein by reference. 1. Denied as a conclusion of law. 2. Denied as a conclusion of law. 3. Denied as a conclusion of law. By way of further response and after reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as to the truth of the averments of this paragraph and therefore they are denied. Strict proof is demanded at trial. 4. Denied as a conclusion of law. 5. Denied as a conclusion of law. 6. Denied as a conclusion of law. 7. Denied based on the fact that no response is required. 8. Denied based on the fact that no response is required. By way of further response, denied as the documents speak for themselves 9. Denied based on the fact that no response is required. 10. Denied as a conclusion of law. 11. Denied as a conclusion of law. 12. Denied as a conclusion of law. 13. Denied as a conclusion of law. 14. Denied as a conclusion of law. 15. Denied as a conclusion of law By way of further response and after reasonable investigation, Plaintiff is without knowledge or information sufficient to form a belief as to the truth of the averments of this paragraph and therefore they are denied. Strict proof is demanded at trial. 16. Denied as the document speaks for itself. By way of further response, Plaintiff is permitted to charge for the costs, interest and fees under the loan documents as referenced in Plaintiff's Complaint. 17. Denied as conclusions of law. WHEREFORE, Plaintiff demands judgment in the mortgage foreclosure action against Defendants in the sum of $575,221.12, plus interest from November 13, 2008, at the rate of $91.73 per day until the debt is paid in full, additional late charges, costs (including additional escrow advances), and attorney fees. MARTSON LAW OFFICES Date: g /1110 9 By: ??Z ` / S. Christopher E. Rice I.D. No. 90916 Ten East High Street Carlisle, PA 17013-3093 (717) 243-3341 Attorneys for Plaintiff THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CERTIFICATE OF SERVICE I, Mary M. Price, an authorized agent of MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER, hereby certify that a copy of the foregoing Response was served this date by depositing same in the Post Office at Carlisle, PA, First Class Mail, postage prepaid, addressed as follows: Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Avenue Morton, PA 19070 MARTSON LAW OFFICES B v 0 Y M Price Ten E t High Street Carlisle, PA 17013 (717) 243-3341 Dated: 2,1 /) "? / t? C r'71 PTILESTfientsWernbersl st 11470TILESTutrent\56\ 11470.56.mot.compel Revised: 4/15/09 11:5 2AM Christopher E. Rice, Esquire Attorney I.D. No. 90916 Jacob M. Theis, Esquire Attorney I.D. No. 208631 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS I" FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08 - 7180 CIVIL TERM : IN MORTGAGE FORECLOSURE PLAINTIFF'S MOTION TO COMPEL ANSWERS TO INTERROGATORIES AND REQUEST FOR PRODUCTION OF DOCUMENTS AND TO DETERMINE SUFFICIENCY OF ANSWERS AND OBJECTIONS TO PLAINTIFF'S REQUEST FOR ADMISSIONS AND NOW, comes Plaintiff Members 1"Federal Credit Union, by and through its attorneys, MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER, and moves this Honorable Court to compel Answers to Interrogatories and Request for Production of Documents, and to determine the sufficiency of Defendants' Answers and Objections to Plaintiff's Request for Admissions: 1. This case arises from a loan issued by Plaintiff, Members 1" Federal Credit Union, to Defendants, Leroy K. Gordon and Karen E. Gordon. 2. Plaintiff served Interrogatories, a Request for Production of Documents and a Request for Admissions on Defendants on March 4, 2009. A copy of the cover letter to Defendants's counsel forwarding these discovery documents is attached hereto as Exhibit "A." 3. On April 3, 2009, Defendants answered Plaintiff's Request for Admissions with general denials that lacked any explanation or qualification and objected to requests 5 through 7, claiming that such requests are conclusions of law. True and correct copies of Plaintiff s Request for Admissions and Defendants' Answers thereto are attached hereto as Exhibit "B." 4. On April 8, 2009, Plaintiff s counsel wrote to Defendants' counsel pointing out that the answers and objections to the Request for Admissions were insufficient, and that the Answers to Interrogatories and Responses to Request for Production of Documents were overdue. A true and correct copy of such letter is attached hereto as Exhibit "C." 5. To date, no additional answers to Plaintiffs Request for Admissions have been provided nor has Plaintiff s counsel been advised as to when these may be expected. 6. To date, no answers to Interrogatories or the Request for Production of Documents have been returned nor has Plaintiff s counsel been advised as to when these may be expected. 7. Defendant has violated Pennsylvania Rule of Civil Procedure 4014(b) by failing to provide sufficient answers and objections to Plaintiffs Request for Admissions. 8. Plaintiff has violated Pennsylvania Rules of Civil Procedure 4006 and 4009.12 by failing to respond to Defendant's Interrogatories and Request for Production of Documents. 9. No Judge has been assigned to this case, nor has any Judge made any ruling or disposition in this case. 10. Defendants' counsel does not concur in this motion. WHEREFORE, Plaintiff Members 1" Federal Credit Union requests that this Honorable Court determine the sufficiency of Defendants' Answers and Objections to Plaintiff s Request for Admissions and set a deadline for Defendants to answer the Interrogatories and Request for Production of Documents or suffer sanctions. MARTSON LAW OFFICES By: Christopher E. Rice, Esquire I.D. No. 90916 Jacob M. Theis, Esquire I.D. No. 208631 10 East High Street Carlisle, PA 17013 (717) 243-3341 Date: 15--011 Attorneys for Plaintiff EXHIBIT "A" , 1 { FF 11..1_. MAPTSON LAW OFFICES lU F-vs,r HIGH STRP.LT C.\RLlsr.r, PFNNSy r.%A.NIA 11013 Te,:I.r.aHom:: (717) 243-3341 F.v 'sImIl.r. (717) 243-1850 INTERM-T w-uwmarts on]awcom W11.1-1;111 F, ?19R1st ??, JOHN B. Ft??".r;R lI1 D,\`ru F. Dr.\Rr)t,Rrr 'rHovr.vs L Wju.1 vvs Im V (TiTO [11 HI BIAT X. GH ROY t.,f c 1R<;F: B. 1':\I.LI-.R JR.' 'BOARD CERtttit D%vll) :1 C!IRI1,r(Wifl.R I-'. R!, r Sl. rn T. TRr uv F.. Il!n !r.?.!_R Civu. TRIAL. tiPEI 1A 11I March 4, 2009 Matthew B. Weisberg, Esquire ` PROCHNIAK WEISBERG, P.C. 7 South Morton Avenue Morton, PA 19070 RE: Members I' Federal Credit Union v. Leroy Gordon and Karen Gordon No. 08-07180, Cumberland County Court of Common Pleas Our File No. 11470.56 Dear Mr. Weisberg: Enclosed are Plaintiff's First Set of Interrogatories, Request for Production of Documents and Request for Admissions to be answered by your clients. This is a debt collecting firm. Any information obtained will be used for that purpose. Very truly yours, MARTSON LAW OFFICES Christopher E. Rice CER/mmp Enclosures cc: Members 15` Federal Credit Union (w/enclosures) F.` FILEStclients?.NIcmberslstl 1470'FILES'Cii r"f'.56?11470 56.mw2 INFORMATION - ADVICE - AD VOC:AC Y ... EXHIBIT "B" F9FILES\Clients\Members I st 1 1470\F1LES\Cumnt\56\ 11470.56. RegAdrttissions Revised: 3/4/09 2.44PM Christopher E. Rice, Esquire Attorney I.D. No. 90916 Jacob M. Theis, Esquire Attorney I.D. No. 208631 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 18T FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08 - 07180 CIVIL TERM : IN MORTGAGE FORECLOSURE PLAINTIFF'S FIRST SET OF REQUESTS FOR ADMISSIONS DIRECTED TO . DEFENDANTS LEROY K. GORDON AND KAREN E GORDON TO: LEROY K. GORDON and KAREN E. GORDON, Defendants, and their attorney, MATTHEW B. WEISBERG, ESQUIRE. PROCHNIAK WEISBERG, P.C. 7 South Morton Avenue Morton, PA 19070 Enclosed please find Requests for Admissions served by Plaintiff to be answered under oath by Defendants within thirty (30) days from the date of service hereof. A copy of said Answers shall be served upon counsel for Plaintiff at the address below. Each matter of which an admission is requested is admitted unless within thirty (30) days after service of the request a sworn answer or an objection to the matter, signed by the Defendants or their attorney, is served upon counsel for Plaintiff. It is hereby certified that a true and correct copy of this Request for Admissions was mailed to counsel for Defendants on this date by the undersigned. MARTSON LAW OFFICES By: Christopher E. Rice, Esquire I.D. No. 90916 Jacob M. Theis, Esquire I.D. No. 208631 10 East High Street Carlisle, PA 17013 (717) 243-3341 Date: Attorneys for Plaintiff This is a debt collecting firm attempting to collect a debt. Any information obtained will be used for that purpose. Request for Admission No. 1 On June 16, 2006, Defendants executed a Note in the amount of $483,210.00, in favor of Plaintiff and representing money owed to Plaintiff. Answer: Request for Admission No. 2 Exhibit "A" attached to Plaintiff's Complaint is an identical copy of the Note executed by Defendants on June 16, 2006. Answer: Request for Admission No. 3 On June 16, 2006, Defendants executed a Mortgage in favor of Plaintiffs, placing a lien on the real property identified as lots 3 and 3A in Plan Book 92, Page 42, of the Cumberland County Recorder of Deeds Office, and referred to as 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania. Answer: Request for Admission No. 4 Exhibit "B" attached to Plaintiff's Complaint is an identical copy of the Mortgage executed by Defendants on June 16, 2006. Answer: Request for Admission No. 5 Pursuant to the terms of the Note executed on June 16, 2006, Defendants failed to make the required monthly payment for the month of September 2007. Answer: Request for Admission No. 6 Pursuant to the terms of the Note executed on June 16, 2006, Defendants failed to make the required monthly payments for the months of October 2007 through present. Answer: Request for Admission No. 7 As of the date of this answer, Defendants are in default of the Note executed on June 16, 2006, and as identified as Exhibit "A" in Plaintiff's Complaint. Answer: CERTIFICATE OF SERVICE I, Mary M. Price, an authorized agent of MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER, hereby certify that a copy of the foregoing Request for Admissions was served this date by depositing same in the Post Office at Carlisle, PA, First Class Mail, postage prepaid, addressed as follows: Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Avenue Morton, PA 19070 MARTSON LAW OFFICES By: M rice Ten E High Street Carlisle, PA 17013 (717) 243-3341 Dated: 1/10 q This is a debt collecting firm attempting to collect a debt. Any information obtained will be used for that purpose. .APR-03-2009 FRI 12:12 PM PPW LAW FAX NO. 6106900880 PROCHNIAK WEISBERG, P.C. BY: Matthew B. Weisberg Attorney ID # 85570 Isaac F. Slepner Attorney ID # 205088 Attorneys for Defendants 7 South Morton Avenue Morton, PA 19070 (610) 690-0801 Members I" Federal Credit Union COURT OF COMMON PLEAS 5000 Louise Drive CUMBERLAND COUNTY Mechanicsburg, PA 17055 . Plaintiff, NO. 08-7180 CIVIL TERM V. Leroy K. Gordon and Karen E. Gordon 186 Hooz Road , Shippensburg, PA 17257 . Defendants. DEFENDANTS' RESPONSES TO PLATN'['IFF'S REQUESTS FOR ADAUSSIONS 1-2. Denied. The Note speaks for itself in its entirety. 3-4. Denied, The Mortgage speaks for itself in its entirety. 5-7. Objection. Conclusion of Law. P. 02 WEISBERG, P.C. MATTHEW B. WEISBERG ISAAC F. SLEPNER Attorneys for Defendants APR-03-2009 FRI 12:12 PM PPW LAW FAX NO, 6106900880 P. 03 PROCHNIAK WEISBERG, P.C. BY: Matthew B. Weisberg Attorney ID # 85570 Isaac F. Slepner Attorney ID # 205088 7 South Morton Avenue Morton, PA 19070 (610) 6900801 Members 1" Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 Plaintiff', V. Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensbur& PA 17257 Defendants. Attorneys for Defendants COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 08-7180 CIVIL TERM CERTIFICATE OF SERVICE I, Matthew B. Weisberg, Esquire, hereby certify that on this 31d day of February, 2009, a true and correct copy of the Answer with Affirmative Defenses was served regular mail upon the following parties: Christopher E. Rice, Esq. Martson Deardorff Williams Otto Gilroy & Faller Manson Law Offices 10 E. High Street Carlisle, PA 17013 PROCHMAK RG, P.C. BY. MAIM EW B. WEISBERG ISAAC SLEPNER Attorney For Defendant EXHIBIT "C" TSON DEARDOW-F WILLIAMS OTTO ILROY & FA 1, 1.1, El? M ARTSON LAW OFFICES WILI.UN E MARTSON JOHN B. FOWLER III DANIEI. K. DEARDORFF THOMAS J. WILIIAMS* No V. OTTO III HUBERT Z. Guam GFORGF B. FALLER JR.* `BOARD CEMIll DAVID A. FirisiNfONS CHRISTOPHER E. RICE JENNIFER L. SPEARS SETH T MOSEMY TRuDY E. FE14LINGER K vm, J. TNL\\w-F.1.1. JACOB M. THEIs D CIVIL TRIAL SPECIALIST 10 E.xST HIGH STREET CARLISLE, PENNSYLVANIA 17013 TELEPHONE (717) 243-3341 FACSIMILE (717) 243-1850 INTERNET www.martsonlaw.com April 8, 2009 Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Avenue Morton, PA 19070 RE: Members I' Federal Credit Union v. Leroy Gordon and Karen Gordon No. 08-07180, Cumberland County Court of Common Pleas Our File No. 11470.56 Dear Mr. Weisberg: We are in receipt of your Response to Request for Admissions, but the same did not include a Verification and was not properly answered. Please provide us with a signed Verification from your clients and provide answers to each request as your denials are not an appropriate response to the Requests for Admissions. In addition, your discovery responses to our Interrogatories and Request for Production of Documents are overdue. We will be filing a Motion to Compel. Unless otherwise advised, we will represent that you do not concur in said Motion. To avoid the filing of said Motion, please provide us with our discovery responses immediately. This is a debt collecting firm. Any information obtained will be used for that purpose. Very truly yours, CER/mmp cc: Members 1 ` Federal Credit Union F?IFILES\Clients\Membe, IstI1470\FILES\Cutrent\56\11470.56.mw3 MARTSON. LAW OFFICES Christopher E. Rice INFORMATION • ADVICE • ADVOCACY 5M CERTIFICATE OF SERVICE I, Mary M. Price, an authorized agent for Martson Law Offices, hereby certify that a copy of the foregoing Motion was served this date by depositing same in the Post Office at Carlisle, PA, first class mail, postage prepaid, addressed as follows: Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Ave. Morton, PA 19070 MARTSON LAW OFFICES By: ?Z 2 t c2w-/- Mal Price Ten E High Street Carlisle, PA 17013 (717) 243-3341 /?S Dated: This is a debt collecting firm. Any information obtained will be used for that purpose. -F Ti, F--% MEMBERS 1 ST FEDERAL CREDIT UNION, PLAINTIFF V. LEROY K. GORDON AND KAREN E. GORDON, DEFENDANTS IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 08-7180 CIVIL ORDER OF COURT AND NOW, this 17th day of April, 2009, upon consideration of the Motion to Compel Answers to Interrogatories and Request for Production of Documents and to Determine Sufficiency of Answers and Objections to Plaintiff's Request for Admissions filed by the Plaintiff, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Defendants to show cause why the relief requested should not be granted; 2. The Defendants will file an answer on or before May 7, 2009; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Plaintiff shall be granted. If the Defendants file an answer to this Rule to Show Cause, the Court will determine if further order or hearing is necessary. 4. The Prothonotary is directed to forward said Answer to this Court. 5. Notice of this Order shall be provided to all parties by the Plaintiff. By the Court, ?A4 f' M. L. Ebert, Jr., J. ?a vA %<AIS M1''Y21, d L 0 :1 Wd L I MV 6002 'r . r. Christopher Rice, Esquire Attorney for Plaintiff Matthew B. Weisberg, Esquire Attorney for Defendants bas F:\FILES\CGents\M=becs 1st 11470\FILES\Cunent\56\ l 1470.56. Rule. absolute Revised: 5/12/09 11:51 AM Christopher E. Rice, Esquire Attorney I.D. No. 90916 Jacob M. Theis, Esquire Attorney I.D. No. 208631 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1" FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA :NO. 08 - 7180 CIVIL, TERM : IN MORTGAGE FORECLOSURE PETITION TO MAKE RULE ABSOLUTE AND NOW, comes Plaintiff Members l 51 Federal Credit Union, by and through its attorneys, MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER, and files this Petition to Make Rule Absolute and in support thereof, states as follows: On April 15, 2009, Plaintiff filed a Motion to Compel Answers to Interrogatories and Request for Production of Documents and to Determine Sufficiency of Answers and Objections to Plaintiff's Request for Admissions (hereinafter "Plaintiff's Motion."). 2. The Honorable Judge Ebert issued an Order on April 17, 2009, requiring Defendants to file an Answer to Plaintiff s Motion by May 7, 2009, or else the relief requested by Plaintiff would be granted. A true and correct copy of said Order is attached hereto and incorporated herein by reference as Exhibit "A." 3. Plaintiff forwarded a copy of the Order to counsel for Defendants on April 20, 2009. A true and correct copy of the letter forwarding the Order is attached hereto and incorporated herein by reference as Exhibit "B." 4. To date, no answer has been filed or received by Plaintiff, nor has Plaintiff been I advised as to when the same may be expected. WHEREFORE, Plaintiff Members 1 S` Federal Credit Union requests that this Honorable Court grant the relief requested by deeming Defendants' Answers and Objections to Plaintiff's Request for Admissions admitted, and requiring Defendants to answer Plaintiffs First Set of Interrogatories and Requests for Production of Documents or suffer sanctions. MARTSON LAW OFFICES By:_ (?-let L?,, 57 /f-, Christopher E. Rice, Esquire I.D. No. 90916 Jacob M. Theis, Esquire I.D. No. 208631 10 East High Street Carlisle, PA 17013 (717) 243-3341 Date: 5-- 13 - 0 7 Attorneys for Plaintiff t I' 11 MEMBERS 1ST FEDERAL IN THE COURT OF COMMON PLEAS OF CREDIT UNION, CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF V. LEROY K. GORDON AND KAREN E. GORDON, DEFENDANTS NO. 08-7180 CIVIL ORDER OF COURT AND NOW, this 17"' day of April, 2009, upon consideration of the Motion to Compel Answers to Interrogatories and Request for Production of Documents and to Determine Sufficiency of Answers and Objections to Plaintiff's Request for Admissions filed by the Plaintiff, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Defendants to show cause why the relief requested should not be granted; 2. The Defendants will file an answer on or before May 7, 2009; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Plaintiff shall be granted. If the Defendants file an answer to this Rule to Show Cause, the Court will determine if further order or hearing is necessary. 4. The Prothonotary is directed to forward said Answer to this Court. 5. Notice of this Order shall be provided to all parties by the Plaintiff. By the Court, ?* --?, ?A4 M. L. Ebert, Jr., J. Exhibit "A" l 1Z I( 1..? ?l? 13 o A. F; IVXr L L 12?M S 0 T "I' o& t L.1Z o -y & FALLER MAPTSON LAW OFFICES 11) FAST HIGH STRFF.T CARLISLE, PENNSYINANIA 17013 Ti:1,FPHONF. (-17) 243-3341 FACsrnuLF. (71') 243-1850 INTERNET uwwmartsonlaw.com WILd.1AM F. NIARTSON JOHN B. FQAXTI ER III DANIEL K. DEARDORFF THOMAS J. WILLIAMS* IVO V. OTTO III HUBEAT X. GILROY GEORGE B. FAI.LF.R JR.* `BOARD Cwnm DAVID A. FITZSIMONS CHRISTOPHER E. RICF JENNIFER L. SPEARS SETH T. MOSEBEY TRLDY E. FLHLINGER KATIE J. MAXWF.L.L JACOB A THEIS D Cm1 TRIAL SPICIALIST April 20, 2009 Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Avenue Morton, PA 19070 RE: Members 1st Federal Credit Union v. Leroy Gordon and Karen Gordon No. 08-07180, Cumberland County Court of Common Pleas Our File No. 11470.56 Dear Mr. Weisberg: Enclosed is a copy of Judge Ebert's order requiring you to file an answer to our recently filed Motion to Compel and to Determine Sufficiency of Answers to Admissions by May 7, 2009, in the above captioned action. This is a debt collecting firm. Any information obtained will be used for that purpose. Very truly yours, MARTSON LAW OFFICES Christopher E. Rice CER/mmp Enclosure cc: Members 1" Federal Credit Union F. \FILES\Chents\Membm I st t 1470TILES\Current\56\ 11470 56. mw5 Exhibit "B" INFORMATION • ADVICE • ADVOCACY sM CERTIFICATE OF SERVICE I, Mary M. Price, an authorized agent for Martson Law Offices, hereby certify that a copy of the foregoing Motion was served this date by depositing same in the Post Office at Carlisle, PA, first class mail, postage prepaid, addressed as follows: Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Ave. Morton, PA 19070 MARTSON LAW OFFICES ?-/? ) ?e' (2?c? By: M rice Te YM a igh Street Carlisle, PA 17013 (717) 243-3341 Dated: j yj3 Q ? This is a debt collecting firm. Any information obtained will be used for that purpose. 0*1-11 2609 NAY 1 3 91110: 4 ?, k MEMBERS 1ST FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 08 - 7180 CIVIL TERM IN MORTGAGE FORECLOSURE ORDER AND NOW, this th% day of M , 2009, upon consideration of Plaintiff's Petition to Make Rule Absolute, it is hereby ORDERED that: (1) Plaintiff's Request for Admissions are hereby deemed admitted; and (2) Defendants shall answer Plaintiff's First Set of Interrogatories and Requests to Produce Documents within twenty (20) days of the date of this Order. BY THE COURT, s4. J. ?Wrr y W d law S31 1 1 t-/ 5 V ! 4 "tf ?, i f t j f t£ Il;! dW60OZ jlIj Christopher E. Rice, Esquire Attorney I.D. No. 90916 n ~' o Jacob M. Theis, Esquire ?` , Attorney I.D. No. 208631 -' -? -, MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER -- MARTSON LAW OFFICES , :-, c, `'' Y J 10 East High Street I _ 4D 4 Carlisle, PA 17013 (717) 243-3341 ` - - Attorneys for Plaintiff ` MEMBERS 1ST FEDERAL : IN THE COURT OF COMMON PLE S OF CREDIT UNION, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants :NO. 08 - 7180 CIVIL TERM : IN MORTGAGE FORECLOSURE PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT Pursuant to Pa.R.C.P. No. 1035 et al., Plaintiff Members I" Federal Credit Union, by and through its attorneys, MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER, move for summary judgment, and in support thereof avers as follows: 1. Plaintiff commenced this action by filing a complaint in mortgage foreclosure against the Defendants on December 8, 2008, alleging that Defendants were in default on a mortgage held by Plaintiff. 2. On February 4, 2009, Defendants filed an Answer with New Matter. 3. On February 11, 2009, Plaintiff filed a response to Defendants' New Matter. 4. The pleadings are closed between the parties. 5. On March 4, 2009, Plaintiff served on Defendants Request for Admissions, Requests for Production of Documents, and Interrogatories. A copy of Plaintiff s Request for Admissions are attached hereto as Exhibit "A." 6. On April 3, 2009, Defendants delivered responses to Plaintiff's 'Request for Admissions. A true and correct copy of Defendants' responses are attached hereto and incorporated herein by reference as Exhibit "B." 7. On April 3, 2009, Defendants delivered a Supplemental Response io Plaintiff's Request for Admissions, which consisted solely of a verification. 8. Plaintiff subsequently filed a Motion to Compel Answers to Interrogatories and Request for Production of Documents and to Determine Sufficiency of Answers and Objections to Plaintiffs Request for Admissions, requesting that Defendants' responses to the Request for Admissions be deemed admitted for failure to comply with Pa.R.C.P. No. 4014(b). 9. On April 17, 2009, the Honorable Judge Ebert issued an Order on j said Motion requiring Defendants to file and Answer thereto by May 7, 2009, or else the relief requested by Plaintiff would be granted. A true and correct copy of the April 17, 2009 Order is at?ached hereto and incorporated herein by reference as Exhibit "C." 10. Defendants failed to file an Answer by May 7, 2009, and on May 13, 2009, Plaintiff filed a Petition to Make Rule Absolute, requesting that the relief sought in the Motion to Compel and to Determine Sufficiency of Answers and Objections to Plaintiffs Request for Admissions be granted. 11. On May 14, 2009, the Honorable Judge Ebert granted Plaintiffs Petiltion to Make Rule Absolute, thereby ordering, among other things, that Plaintiffs Request for Admissions be deemed admitted. A true and correct copy of the May 14, 2009 Order is attached hereto and incorporated herein as Exhibit "D." 12. Among the Admissions deemed admitted by the May 14, 2009 Order, are the following: a. Defendants admitted that they failed to make any payments from September 2007 through present (including payments for principal and/or for interest), and that they are in default (Plaintiff s Request for AdmissionlNo. 5 - 7); l b. Defendants admitted that the Note and Mortgage attached io Plaintiffs Complaint were executed by them, and were in the amount of1$483,210.00 (Plaintiffs Request for Admission No. 4). 13. Pa.R.C.P. 1035.2 provides that summaryjudgment may be granted as a :matter of law whenever there is no genuine issue of material fact as to a necessary element of the cause of action or defense. 14. Pursuant to the law of this Commonwealth, summary judgment is appropriate in mortgage foreclosure actions where a defendant admits (1) that the mortgage is in de?ault, (2) that they have failed to pay interest on the obligation, and (3) that the recorded mortgage is in the specified amount. 15. By virtue of Defendants' admissions, no issue of material fact can be established by further discovery, and judgment in favor of Plaintiff is appropriate as a matter of law. 16. This case has not been listed for trial and this Motion will not unreasonably delay trial. 17. Defendants' counsel does not concur in this Motion. 18. The Honorable Judge Ebert has made prior rulings in this case as outlined above. WHEREFORE, Plaintiff Members V Federal Credit Union requests that this Honorable Court grant its Motion for Summary Judgment against Defendants in this mortgag foreclosure action in the sum of $575,221.12, plus interest from November 13, 2008, at the rate ?f $91.73 per day until the debt is paid in full, additional late charges, costs (including additional escrow advances), and attorney fees. I.D. No. 90916 Jacob M. Theis, Esquire I.D. No. 208631 10 East High Street Carlisle, PA 17013 (717) 243-3341 Date: 6-16 - 09 Attorneys for Plaintiff MARTSON LAW OFFICES CERTIFICATE OF SERVICE I, Mary M. Price, an authorized agent for Martson Law Offices, hereby certify that a copy of the foregoing Motion for Summary Judgment was served this date by depositing same in the Post Office at Carlisle, PA, first class mail, postage prepaid, addressed as follows: Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Ave. Morton, PA 19070 MARTSON LAW OFFICES By: Mary M. Price Ten East High Street Carlisle, PA 17013 (717) 243-3341 Dated: This is a debt collecting firm. Any information obtained will be used for that purpose. EXHIBIT "A" F:\F1LES\C1ients\Members1st11470\FLLES\Cur 656\11470.56. RegAdmissioru Revised: 3/4109 244PM Christopher E. Rice, Esquire Attorney I.D. No. 90916 Jacob M. Theis, Esquire Attorney I.D. No. 208631 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS F` FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants IN THE COURT OF COMMON CUMBERLAND COUNTY, PEI NO. 08 - 07180 CIVIL TERM IN MORTGAGE FORECLOSURE 35 OF MANIA TO: LEROY K. GORDON and KAREN E. GORDON, Defendants, and their attorney, MATTHEW B. WEISBERG, ESQUIRE. PROCHNIAK WEISBERG, P.C. 7 South Morton Avenue Morton, PA 19070 Enclosed please find Requests for Admissions served by Plaintiff to be answered under oath by Defendants within thirty (30) days from the date of service hereof. A copy of said Answers shall be served upon counsel for Plaintiff at the address below. Each matter of which an admission is requested is admitted unless within th rty (30) days after service of the request a sworn answer or an objection to the matter, signed by the Defendants or their attorney, is served upon counsel for Plaintiff. It is hereby certified that a true and correct copy of this Request for Admissions was mailed to counsel for Defendants on this date by the undersigned. MARTSON LAW OFFICES By: Christopher E. Rice, Esquire I.D. No. 90916 Jacob M. Theis, Esquire I.D. No. 208631 10 East High Street Carlisle, PA 17013 (717) 243-3341 Date: 3 - y- 07 Attorneys for Plaintiff This is a debt collecting firm attempting to collect a debt. Any information o tained will be used for that purpose. I? Request for Admission No. 1 On June 16, 2006, Defendants executed a Note in the amount of $483,210.00, in favor of Plaintiff and representing money owed to Plaintiff. Answer: Request for Admission No. 2 Exhibit "A" attached to Plaintiff's Complaint is an identical copy of the Note executed by Defendants on June 16, 2006. Answer: Request for Admission No. 3 On June 16, 2006, Defendants executed a Mortgage in favor of Plaintiffs, placing a lien on the real property identified as lots 3 and 3A in Plan Book 92, Page 42, of the Cumberland County Recorder of Deeds Office, and referred to as 186 Booz Road, Shippensbu?g, Cumberland County, Pennsylvania. I Answer: Request for Admission No. 4 Exhibit "B" attached to Plaintiff's Complaint is an identical copy of the Mortgage executed by Defendants on June 16, 2006. Answer: Request for Admission No. 5 Pursuant to the terms of the Note executed on June 16, 2006, Defendants failed to make the required monthly payment for the month of September 2007. Answer: Request for Admission No. 6 Pursuant to the terms of the Note executed on June 16, 2006, Defendants failed to make the required monthly payments for the months of October 2007 through present. Answer: Request for Admission No. 7 As of the date of this answer, Defendants are in default of the Note executed on June 16, 2006, and as identified as Exhibit "A" in Plaintiff's Complaint. Answer: CERTIFICATE OF SERVICE I, Mary M. Price, an authorized agent of MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER, hereby certify that a copy of the foregoing Request for Admis4ions was served this date by depositing same in the Post Office at Carlisle, PA, First Class Mail, postage prepaid, addressed as follows: Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Avenue Morton, PA 19070 MARTSON LAW OFFICES By: AW) ?e - M rice Ten E High Street Carlisle, PA 17013 (717) 243-3341 Dated: IAflo 7 This is a debt collecting firm attempting to collect a debt. Any information obtained will be used for that purpose. EXHIBIT "B" APR-03-2009 FRI 12;12 PM PPW LAW FAX NO. 6106900880 Frochniak Weisberg, P.C. Attorneys at Law Car Mm =* NW' M rwo Muo im Dr., Str, 200 Gm o n. NJ 08103 Web-Situ: www.ppwlaw.eam &MAU: mwewDgr@.pp-wlaw.com To: Christopher E. Rice, Esq. Philudelnhiacrnmty Pmmylvenie 1500 Walnut St, stc. 1100 Philadelphia, PA 19102 P. 01 7 South Morton Avenue Morton, Pennsylvania 19070 Ph: 61o.6go.o8ol Fax: 6%.69o.oUo 6mn D. Pmchniak- Malt ew B. WeiaberZ+^ Rdo zsM. Stdgcr- Isaac F. Slopner- W floe Manger +PA M130 Madepr ^ ' in PA & NJ - in MA Friday ADKI 03.2009 including cover }age Fax#: 717-243-1850 From: Isaac F. Slepner, Esq. CC: Pages: 3 RE: em s 1' Federal Crodit Union v Gordon Cumberland Co. CCP No. 08-7180 Civil Term Please see attached Responses to Requests for Admissions. APR-03-2009 FRI 12:12 PM PPW LAW PROCHNIAK WEISBERG, P.C. BY: Matthew B. Weisberg Attorney ID # 85570 Isaac F. Slepner Attorney ID # 205088 7 South Morton Avenue Morton, PA 19070 (610) 690-0801 Members 1" Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 Plaintiff, V. Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 Defendants. . FAX NO, 6106900880 Attorneys for Defendants COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 08-7180 CIVIL TERM i 1-2. Denied. The Note speaks for itself in its entirety. 3-4. Denied. The Mortgage speaks for itself in its entirety. 5-7. Objection. Conclusion of Law. P.C. P. 02 MATTHEW B, WEI; ISAAC F. SLEPNER Attorneys for Defend. APR-03-2009 FRI 12:12 PM PPW LAW PROCIINIAK WEISBERG, P.C. BY: Matthew B. Weisberg Attorney ID # 85570 Isaac F. Slepner Attorney ID # 205088 7 South Morton Avenue Morton, PA 19070 (610) 6900801 Members 1" Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 Plaintiff, V. Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 Defendants. FAX NO. 6106900880 Attorneys for Defendants i COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 08-7180 CIVIL TERM CERTIFICATE OF SER'V'ICE P. 03 I, Matthew B. Weisberg, Esquire, hereby certify that on this P day of Febrluary, 2009, a true and correct copy of the Answer with Affirmative Defenses was served regular mail upon the following parties: Christopher E. Rice, Esq. Martson Deardorff Williams Otto Gilroy & Faller Martson Law Offices 10 E. High Street Carlisle, PA 17013 PROCHNTAK BY. MATTHEW B. WEISBERG ISAAC SLEPNER Attorney For Defendant EXHIBIT "C" A#* h MEMBERS 1ST FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF V. LEROY K. GORDON AND KAREN E. GORDON, DEFENDANTS NO. 08-7180 CIVIL ORDER OF COURT AND NOW, this 17th day of April, 2009, upon consideration of the Motion to Compel Answers to Interrogatories and Request for Production of Documents) and to Determine Sufficiency of Answers and Objections to Plaintiff's Request for Ad filed by the Plaintiff, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Defendants to show cause why the relief `•equested should not be granted; 2. The Defendants will file an answer on or before May 7, 2009- 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Plaintiff shall be granted. If the Defendants file an answer to thi? Rule to Show Cause, the Court will determine if further order or hearing is necessary. 4. The Prothonotary is directed to forward said Answer to this Court. 5. Notice of this Order shall be provided to all parties by the Plaintiff. By the Court, 'O? M. L. Ebert, Jr., J. EXHIBIT "D" MEMBERS 1ST FEDERAL : IN THE COURT OF COMMON PL AS OF CREDIT UNION, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v : NO. 08 - 7180 CIVIL TERM LEROY K. GORDON and KAREN E. GORDON, Defendants IN MORTGAGE FORECLOSURE ORDER AND NOW, this _&Lkday of fqslihi , 2009, upon consideratior Petition to Make Rule Absolute, it is hereby ORDERED that: . of Plaintiff's (1) Plaintiff's Request for Admissions are hereby deemed admitted; and (2) Defendants shall answer Plaintiff's First Set of Interrogatories ar?d Requests to Produce Documents within twenty (20) days of the date of this Order. BY THE COURT, ?" d CERTIFICATE OF SERVICE I, Mary M. Price, an authorized agent for Martson Law Offices, hereby certi that a copy of the foregoing Motion for Summary Judgment was served this date by depositing same in the Post Office at Carlisle, PA, first class mail, postage prepaid, addressed as follows: i Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Ave. Morton, PA 19070 MARTSON LAW OFFICES M Price Ten E V t High Street Carlisle, PA 17013 (717) 243-3341 Dated: ?' 116107 This is a debt collecting firm. Any information obtained will be used for that (purpose. cr, Y) c PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: (List the within matter for the next Argument Court.) ------------------------------------------ --------------------------------- CAPTION OF CASE (entire caption must be stated in full) MEMBERS 1st FEDERAL CREDIT UNION vs. LEROY K. GORDON and KAREN E. GORDON No. 08-7180 Civil Term 1. State matter to be argued (i.e., plaintiffs motion for new trial, defendant's demurrer to complaint, etc.): Plaintiff's Motion for Summary Judgment 2. Identify all counsel who will argue cases: (a) for plaintiffs: Jacob M. Theis, Esquire; MARTSON LAW OFFICES (Name and Address) 10 East High Street, Carlisle, PA 17013 (b) for defendants: Matthew B. Weisberg, Esquire; PROCHNIAK WEISBERG, P.C. (Name and Address) 7 South Morton Avenue, Morton, PA 19070 3. 1 will notify all parties in writing within two days that this case has been listed for argument. 4. Argument Court Date: Sentemher 4. 9nno Plaintiff Date: July 22, 2009 Attorney for INSTRUCTIONS: 1. Two copies of all briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) before argument. 2. The moving party shall file and serve their brief 12 days prior to argument. 3. The responding party shall file their brief 5 days prior to argument. 4. If argument is continued new briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) after the case Is rellsted. JacoD M. "Theis, Esquire Print your name OF "ENE ,, -NOTARY 2009 JU 23 Ah 8: ? f C11M 4,:: ; t 'U J } Y MEMBERS 1 IT FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants : IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 08 - 7180 CIVIL TERM : IN MORTGAGE FORECLOSURE ORDER AND NOW, this day of Se- 2009, upon consideration of Plaintiffs Motion for Summary Judgment, summary judgment is hereby granted in favor of Plaintiff Members I" Federal Credit Union and against Defendants Leroy and Karen Gordon in the above-captioned mortgage foreclosure action in the sum of $575,221.12, plus interest from November 13, 2008, at the rate of $91.73 per day until the debt is paid in full, additional late charges, costs (including additional escrow advances), and attorney fees. Distribution: ? Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Ave. Morton, PA 19070 L.' h stopher E. Rice, Esquire MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 tFS ffmtl5c c ?1«lc)7 BY THE COURT, ) tL. ? U, I J. FILEL' -C)i T iv OF THE RRO-14 r, 0TARY 2009 SEt I I PM 2: 06 pE I''&(LVfs",+sA a ' F:\FII.ES\Clients\11470 Members Ist\FHES\Cutrent\:i6\11470.56.pra.writ.execution/drg Created: 2/23/05 9:27AM • Revised: 11/13/09 1:06PM Christopher E. Rice, Esquire Attorney I.D. No. 90916 Jacob M. Theis, Esquire Attorney I.D. No. 208631 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1ST FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. NO. 08 - 7180 CIVIL TERM LEROY K. GORDON and KAREN E. GORDON, Defendants IN MORTGAGE FORECLOSURE PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please issue writ of execution in the above matter, (1) directed to the Sheriff of Cumberland County; (2) against Leroy K. Gordon and Karen E. Gordon, Defendants; and (3) execute against real property known 186 Booz Road, Shippensburg, Pennsylvania PA 17257, owned by Defendants and identified as attached hereto. Principal Balance: $480,202.75 Interest past due as of November 13, 2008: $69,195.00 Late Payment Charges: $3,509.66 Escrow Advanced: $9,813.71 Court Costs and fees as recoverable under the Mortgage terms $ Attorney's Fees (estimated): $15,000.00 Total Due as of November 13, 2008: $575,221.12 Plus interest accruing at $91.71 per day from November 13, 2008, until the debt is paid in full: $ * To be determined by the Cumberland County Sheriff. MARTSON LAW OFFICES 0,` 57 Christopher E. Rice, Esquire I.D. No. 90916 Jacob M. Theis, Esquire I.D. No. 208631 Ten East High Street Carlisle, PA 17013-3093 (717) 243-3341 Date: ((- P- 0 9 Attorneys for Plaintiff This is a debt collecting firm attempting to collect a debt for Members V Federal Credit Union, and any information obtained will be used for that purpose. Ile vrwevaow 211gNpy 11 !M 1=56 %awww 3.00 50 $?a5.50 o ul aBF It It pt-" a. 00 .50 ,L- ZIP- a 33u sy ZIP- Christopher E. Rice, Esquire Attorney I.D. No. 90916 Jacob M. Theis, Esquire Attorney I.D. No. 208631 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1 ST FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 08 - 7180 CIVIL TERM : IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 Members 1" Federal Credit Union, Plaintiff in the above action, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 186 Booz Road, Shippensburg, Pennsylvania 17257, and being Lots 3 and 3A according to a Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42, and as further described in Exhibit "A" attached hereto: 1. Name and address of owner(s) or reputed owner(s): Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 Leroy K. Gordon and Karen E. Gordon c/o Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Ave. Morton, PA 19070 Leroy K. Gordon and Karen E. Gordon c/o Larry V. Young, Esquire CGA Law Firm 135 North George Street York, PA 17401 2. Name and address of defendants in the judgment: Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: A&A Decorative Design and Supplies, Inc. 1000 Mt. Rock Road Shippensburg, PA 17257 A&A Decorative Design and Supplies, Inc. c/o Shawn D. Meyers, Esquire STEIGER, STEIGER & MEYERS 120 North Main Street Mercersburg, PA 17236 Valley Heating & Cooling, LLC A Division of College Town, Inc. 73 West Bird Street P.O. Box 337 Shippensburg, PA 17257 Fayetteville Contractors Inc. P.O. Box FCI Fayetteville, PA 17222 Fayetteville Contractors Inc. c/o Donald L. K.ornfield, Esquire KORNFIELD & BENCHOFF, LLP 17 North Church Street Waynesboro, PA 17268 Marvin Window & Door Showplace, Inc. 1261 Claremont Road Carlisle, PA 17015 Marvin Window & Door Showplace, Inc. c/o Richard C. Snelbaker, Esquire SNELBAKER & BRENNEMAN, P.C. 44 West Main Street Mechanicsburg, PA 17055 Orrstown Bank 77 East King Street Shippensburg, PA 17257 Orrstown Bank c/o David A. Baric, Esquire 19 West South Street Carlisle, PA 17013 Office of Unemployment Compensation Tax Services Department of Labor & Industry P.O. Box 60848 Harrisburg, PA 17106 Office of Unemployment Compensation 7th Floor, Labor & Industry Building 651 Boas Street Harrisburg, PA. 17121 Glass Distributors Inc. P.O. Box 349 Bladensburg, MD 20710-0349 Glass Distributors Inc. c/o Robert D. Kodak, Esquire KODAK & IMBLUM, P.C. 407 North Front Street P.O. Box 11848 Harrisburg, PA 17108 Farmers & Merchants Trust Co. 20 South Main Street Chambersburg, PA 17201 Farmers & Merchants Trust Co. c/o Scott A. Dietterick, Esquire JAMES, SMITH, DIETTERICK & CONNELLY, LLP P.O. Box 650 Hershey, PA 17033 Deere & Company 6400 NW 86`h Street Johnston, IA 50131 .?4 Deere & Company c/o Clayton W. Davidson, Esquire McNEES WALLACE & NURICK, LLC 100 Pine Street P.O. Box 1166 Harrisburg, PA 17108 4. Name and address of the last recorded holder of every mortgage of record: Members I" Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 5. Name and address of every other person who has any record lien on the property: Collection Advisory Unit U.S. Treasury Department 1000 Liberty Ave Room 704 Pittsburgh, PA 15222 U.S. Treasury Department 1111 Constitution Ave. NW Washington D.C., 20224 Citicapital Commercial Corporation 3950 Regent Blvd. 2"d Floor Lien Perfection Irving, TX 75063 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: None. I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 4904 relating to unsworn falsification to authorities. MARTSON LAW OFFICES Date: L l- Q- 4°t By: ?r/t Christopher E. Rice, Esquire This is a debt collecting firm attempting to collect a debt for Members l' Federal Credit Union, and any information obtained will be used for that purpose. EP it 56 Christopher E. Rice, Esquire Attorney I.D. No. 90916 Jacob M. Theis, Esquire Attorney I.D. No. 208631 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1ST FEDERAL CREDIT UNION, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V. LEROY K. GORDON and KAREN E. GORDON, Defendants NO. 08 - 7180 CIVIL TERM : IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.2 TAKE NOTICE that the Sheriff s Sale of Real Property will be held on March 3, 2010, by the Cumberland County Sheriff's Office, at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013, at 10:00 AM, prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land (SEE LEGAL DESCRIPTION ATTACHED HERETO). THE LOCATION of the property to be sold is 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania 17257. THE JUDGMENT under or pursuant to which the property is being sold is docketed to: No. 2008 - 7180 Civil Term, Cumberland County C.C.P., Pennsylvania. THE NAME OF THE OWNERS OR REPUTED OWNERS OF THE PROPERTY ARE Leroy K. Gordon and Karen E. Gordon, 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania. A SCHEDULE OF DISTRIBUTION, being listed of the persons and/or government or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff within thirty (30) days after the sale, and distribution of the proceeds of the sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of Cumberland County, Cumberland County Courthouse, I Courthouse Square, Room 303, Carlisle, Pennsylvania 17013, (717) 240-6390. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY OR PROPERTY RIGHTS. It has been issued either because there is a Judgment against you or because the sale of real property described herein may affect an interest you have in the real property. It may cause your property to be held, sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 Telephone (717) 249-3166 Date: I`- I-? -Oq MARTSON LAW OFFICES By: ` stopher E is , uire I.D. 90916 Jacob M. Theis, Esquire I.D. 208631 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff This is a debt collecting firm attempting to collect a debt for Members Vt Federal Credit Union, and any information obtained will be used for that purpose. ,? , a w WRIT NO. 08-7180 LEGAL DESCRIPTION 186 Booz Road, Shippensburg, PA 17257, and known as Lots 3 and 3A of the Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Number: 11-09-0509-058 ALL THAT CERTAIN lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3" and Lot "3A" as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffenbaugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan Book 92, Page 42; and are bounded and described as follows: BEGINNING at an existing railroad spike in Booz Road (SR 4003) at the dividing line between Lot 2 and Lot 3 on the hereinabove referenced Plan; thence along said dividing line, North 72 degrees 12 minutes 35 seconds West 442.77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lot 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing line between Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Plan Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 feet to a set iron pin; thence along the dividing line between Lot 3A and Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing line between Lot 3 and Lot 4 on the hereinabove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to an existing railroad spike; thence in Booz Road (SR 4003), South 17 degrees 47 minutes 25 seconds West 256.89 feet to a set railroad spike, the point and place of BEGINNING. CONTAINING 4.8227 acres, more or less, in accordance with the above-referenced plan. TOGETHER with and under and subject to notations as shown on said plan. UNDER AND SUBJECT TO any and all existing covenants, agreements, conditions, easements, restrictions of record. BEING THE SAME PREMISES which Wadel Masons, a Pennsylvania partnership, comprised of Wayne L. Wade], Jr. and Ronald A. Wadel, by deed dated June 15, 2006, and recorded June 27, 2006, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 275, Page 1595, conveyed to Leroy K. Gordon and Karen E. Gordon, husband and wife. TO BE SOLD AS THE PROPERTY OF LEROY K. GORDON AND KAREN E. GORDON, HUSBAND AND WIFE, ON JUDGMENT ENTERED AT THE ABOVE NUMBER AND TERM. EXHIBIT "A" WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 09-7180 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MEMBERS 11T FEDERAL CREDIT UNION, Plaintiff (s) From LEROY K. GORDON and KAREN E. GORDON (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $575,221.12 L.L. $.50 Interest accruing at $91.71 per day from 11/13/08 until paid in full -- To be Determined Atty's Comm/Fees $15,000.00 % Due Prothy $2.00 Atty Paid $185.56 Other Costs: Interest past due as of 11/13/08 -- $69,195.00 Late payment charges -- $3,509.66 Escrow Advanced -- $9,813.71 Plaintiff Paid Date: 11/17/09 u R. Long, Protonota (Seal) By: IC_ Deputy REQUESTING PARTY: Name: CHRISTOPHER E. RICE, ESQUIRE Address: MARTSON LAW OFFICES 10 EAST HIGH STREET CARLISLE, PA 17013 Attorney for: PLAINTIFF Telephone: 717-243-3341 Supreme Court ID No. 90916 ' 'F.\FILES\C4ients\11470 Memlxrs1st\FILES\Cmrrn1\56\11470.56.affidavit Christopher E. Rice, Esquire Attorney I.D. No. 90916 0, F Jacob M. Theis, Esquire Attorney I.D. No. 208631 2010 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff Flo F. MEMBERS 1ST FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. s NO. 08 - 7180 CIVIL TERM z e LEROY K. GORDON and C KAREN E. GORDON, Defendants IN MORTGAGE FORECLOSURE N r AFFIDAVIT I, Christopher E. Rice, Esquire, counsel for Plaintiff in the above action, hereby certify that Notice of Sheriff s Sale of 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania 17257, was served by regular mail at the address set forth in the Affidavit Pursuant to Pa. R.C.P. 3129. 1, with the return address of the Plaintiff appearing thereon, to the following: Orrstown Bank c/o David A. Baric, Esquire 19 West South Street Carlisle, PA 17013 Orrstown Bank 77 East King Street Shippensburg, PA 17257 A & A Decorative Design and Supplies, Inc. 1000 Mt. Rock Road Shippensburg, PA 17257 A & A Decorative Design and Supplies, Inc. c/o Shawn D. Meyers, Esquire 120 North Main Street Mercersburg, PA 17236 Valley Heating & Cooling, LLC, a division of College Town, Inc. 73 West Bird Street P.O. Box 337 Shippensburg, PA 17257 Fayette Contractors, Inc. P.O. Box FCI Fayetteville, PA 17222 U.S. Treasury Department 1111 Constitution Avenue, N.W. Washington, DC 20224 Fayette Contractors, Inc. C/o Donald L. Kornfield, Esquire Kornfield & Kornfield, LLP 17 North Church Street Waynesboro, PA 17268 Marvin Window & Door Showplace, Inc. 1261 Claremont Road Carlisle, PA 17013 Collection Advisory Unit U.S. Treasury Department 1000 Liberty Avenue, Room 704 Pittsburgh, PA 15222 Marvin Window & Door Showplace, Inc. c/o Richard C. Snelbaker, Esquire Snelbaker & Brenneman 44 West Main Street Mechanicsburg, PA 17055 Department of Unemployment Compensation Labor & Industry Building, 7'h Floor 651 Boas Street Harrisburg, PA 17121 Glass Distributors, Inc. P.O. Box 349 Bladensburg, MD 20710-0349 Glass Distributors, Inc. c/o Robert D. Kodak, Esquire Kodak & Imblum, P.C. 407 North Front Street Harrisburg, PA 17108 Farmers & Merchants Trust Co. 20 South Main Street Chambersburg, PA 17201 Fanners & Merchants Trust Co. c/o Scott A. Dietterick, Esquire James, Smith, Dietterick & Connelly, LLP P.O. Box 650 Hershey, PA 17033 Deere & Company 6400 NW 86`h Street Johnston, IA 50131 Deer & Company c/o Clayton W. Davidson, Esquire McNees Wallace & Nurick, LLC 100 Pine Street P.O. Box 1166 Harrisburg, PA 17108 Members 1" Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 Office of Unemployment Compensation Tax Service Department of Labor & Industry P.O. Box 60848 Harrisburg, PA 17106 Citicapital Commercial Corporation, lien Perfection 3950 Regent Boulevard, 2"d Floor Irving, TX 75063 There are attached hereto as Exhibit "A", Certificates of Mailing, U.S. Postal Service Form 3817, confirming mailing to such entities and individuals. MARTSON LAW OFFICES 57 ?- By: Christopher E. Rice, Esquire Sworn to and subscribed before me thisI,stday o ecember, 2009. L L,0LA , !J NPtey Public COMMONWEALTH OF PENNSYLVANIA Nu e' Seel 144ary ?fi. Pace, ;dc terY Pub9io Caris<.; Gore Curnormnd (:,-,wily My Corny; is ,ion F) plres t?3.18, 2011 Member. Pennsylvania Association of Notaries U.S. POSTAL SERVICE CERTIFICATE OF MA Raoeived From: 10 East High Stre Carlisle, PA 17010 One Pies of ordinary mail addrapd to: Orrstown Bank, c/o D 19 West South Street 10 ae ?n J 2 ~• 5 Baric, Esquire Carlisle, PA 17013 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FORINSURANCE - POSTMASTER PS FORM MAY 1978 3017 U.S. POSTAL SERVICE CERTIFICATE OF MAILING Received From: Martson Law Offices 10 East High Street ?rGPO: 1977-750-851 a :. Carlisle, PA 17013 One Piece of ordinary mail addrewd to: Orrstown Bank 77 East King Street Shi ensbur , PA 172~h- MAY BE USED FOR DOMESTIC AND INTER IQ?lj AL MAIL, DOES NOT PROVIDE FORINSURANCE - POSTMASTER PS FORM ?rGPO: 1977-750-851 MAY 1978 3817 01 x LU -i In d z Ma U.S. POSTAL SERVICE CERTIFICATE OF MAILI e8At Received From: j Martson Law Offices o 10 East High Street Carlisle, PA 17013 One Piece of ordinary mail eddreaad to: A&A Decorative Design and Supplies, Inc. 1000 Mt. Rock Road Shippensburg, PA 17257 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER FORM MAY1!178 X17 irGPO: 1977-750-851 M U.B. PORTAL SERVICE CERTIFICATE OF MAILING Received From: Martson Law Offices 10 East High Street Carlisle, PA 17013 r ?F Lur am' 1 4* 14?..fL One Pism of ordinary nail addreued to: A&A Decorativ Design , Inc. c/o Shawn D. Meyers, Esq , Steiger, Steiger b 190 NOV Mold crrPOr ewers Mercersburg, PA 17236 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER PS FORM MAY 1978 3817 * GPO: 1977-750-851 U.B. POSTAL WVICE CERTIFICATE OF MAILING Rwived From: Martson Law Offices 10 East High Street Carlisle, PA 17013 One Piwe of ordinary mail eddreoed to: Valley Heating & Cooling, LLC, a division of College own, Inc. Shippensburg, PA 17257 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER PS FORM MAY 1978 3817 * GPO: 1977-750-851 U.S. POSTAL SERVICE CERTIFICATE OF MAI Received From: Martson Law Offices 10 East High Street Carlisle, PA 17013 >d J S\ bd One Pieq of ordinary mail addr""d to: Fayetteville Contractors, Inc. P.O. Box FCI Fayetteville PA 17222 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER a r%RW MAY 1978 3817 * GPO: 1977-750-851 U.S. POSTAL SERVICE % CERTIFICATE OF MAIL b SQ, % Received From: Martson Law Office P ` n 10 East High Street Carlisle, PA 17013 One piece of ordinary mail addreped to: U.S. Treasury Department 1111 Constitution Avenue, N.W. Washington, DC 20224 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER PS FORM {7GPO: 1977-750-851 MAY 1978 3817 U.S. POSTAL SERVWE CERTIFICATE OF MAIM Received From: c / Martson Law Office lo; 10 East High Street\ Carlisle, PA 17013 v? 'yam--? ; 5 I?.?firrr_ti . •. . One pied of ordinary mail addrand to: Fayetteville Contractors, Inc., c/o Donald L. orn ie Esquire, orn ie enc o , LP 17 Nnrth rhttrsh_$treliat Waynesboro, PA 17268 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER PS FORM 3817 MAY 1978 * GPO: 1977-750-851 U.S. POSTAL SERVICE CERTIFICATE OF MAILING---- A Received From: Is ?v Martson Law Office °j ew? p 10 East High Stree „ And, { % 66, r 16 t.Gtill.Ste. rH 1/U1.S One piece of ordinary mail addreend to: Marvin Window & Door Showplace, Inc. 1261 Claremont Road Carlisle, PA 17018 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR IN6URANCE - POSTMASTER Fla row U17 it GPO: 1977-750-851 MAY 1974 % U.S. POSTAL SMVWE CERTIFICATE OF MAILI", j , Rwiwd From: Martson Law Offices l??? f 10 East High Street C a -Z> Carlisle, PA 17013 Fr.; ?,?^ Ona piw of ordinary mail addraaaad to: Collection Advisory Unit, U.S. Treasury Dept. i er y venue, Room /04 Pittsburgk, PA 15222 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER PS FORM {r GPO: 1977-750-851 MAY 1978 17 U.S. POSTAL SIRVICS CERTIFICATE OF MAILING A ' Received From: Martson Law Offices' P A 10 East High Stree &Carlisle, PA 17013??? ,? .=r• ,,, -- ?:/ One piw of ordinary mail addrwad to: Marvin Window & Door Showplace, Inc., c/o Klefiard C. ne a er, qq., ne a e enneman 44 We-t- M-in Ctra°i- Mechanicsburg, PA 17055 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER PS FORM MAY 1978 3017 U.S. POSTAL SIAVICE CERTIFICATE OF MAILIN Rwiwd From: nJ Martson Law Office 10 East High Stree Carlisle, PA 17013 ?' ?rGPO: 1977-750-851 •rr A Ona pi" of ordinarv mail addraaad to: Department of Unemployment Compensation, 7th Fl. a industry u g 6SI Rn^a Street Harrisburg, PA 17121 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER PS FORM *GPO: 1977-750-851 17 MAY 1976 US. POSTAL SERVICE Yti: ti •. i CERTIFICATE OF MAILING Ai Received From: po Martson Law Offices P 10 East High Street Carlisle, PA 17013 „98 One piece of ordinary nail .ddr.«.d to: ? Glass Distributors, Inc. ^ P.O. Box 349 Bladensburg, MD 20710-0349 :;;?c MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOE VIDE FOR INSURANCE __-POSTMASTER PS FORM 3817 MAY 1978 U.S. POSTAL SERVICE CERTIFICATE OF MAILING Received From: Martson Law Offices * GPO: 1977-750-851 ll' p a Carlisle, PA 17013 Av "V One pisp of ordinary mail addreaed to: 1'l 6 lass Distributors, Inc., c o t D. Kodak, Esq. Kodak & Imblum, P.C., 407 North Front Street 0.•B x 11845 arri.sgurg PA 17108 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER FORM MAY 1978 3817 ?r GPO: 1977-750-851 M L US. POSTAL SERVICE CERTIFICATE OF MAILI N?S iN' Received From: Martson Law. Off ices o y Carlisle, PA 17013 One piem of ordinary mail eddreaed to: Farmers & Merchants Trust Co. 20 South Main Street ChambersburQ, PA 17201 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FORINSURANCE -POSTMASTER PS FORM 3817 dtGPO: 1977-750-851 MAY 1976 US. POSTAL SERVICE CERTIFICATE OF MAILING Raeaivad From: Martson Law Offices 10 East High Street 9j Carlisle, PA 17013 ?-? One Piem of ordinary mail addrnwd to: dd - ' Farmers & Merchants Trust Co., c/o Scott A. Dietterick, Esquire, James, Smith, Dietterick & eUlILLCily > > P.O. bvx 656 Hershey. PA 17033 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FORINSURANCE - POSTMASTER PS FORM MAY 1976 3B 17 * GPO: 1977-750-851 U.S. POSTAL SERVICE CERTIFICATE OF MAILING A y• Redivad From: PI Martson Law Offices Pt J 16 Pt 10 East High Street Carlisle, PA 17013 One pied of ordinary mail Mid ra,pd to: C? S,ys^ Deere & Company o, V 6400 NW 86th Street IQI Johnston, 1A 50131 'C,t\? 7V MAY BE USED FOR DOMESTIC AND INTERNATIONAL MA S-N9T?OE FOR INSURANCE - POSTMASTER PS FORM GPO: 1977-750-851 MAY 1976 3817 U.S. POSTAL SERVICE t CERTIFICATE OF MA ING Reosived From: Martson Law Office 10 East High Street tom- j Carlisle, PA 17013 Ona pies of ordinary mail a ltims"d to: Deere & Company, c/o Clayton W. Davidson, Esq. McNees Wallace uric , LLC, IOU Pine Street P.O. Box 1166, Harrisburg, PA 17108 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER PS FORM 3817 trGPO: 1977-750-851 MAY 1976 U.B. POSTAL SORViCa S CERTIFICATE OF 4 Rowhod From: ^ Martson Law Offices ACarlisle, PA 17013 -,..... .? One piam of ordinary mail rldraat , to: Members 1st Federal Credit Union 5000 Louise Drive Mechancisburg, PA 17055 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FORINSURANCE - POSTMASTER PS FORM MAY 1976 3817 * GPO: 1977-750-851 U.S. POSTAL URVWA CERTIFICATE OF MAIL Radivad From: C) ?l I ?O I -ate Martson Law Offices 10 East High Street d Carlisle, PA 17013 OrN Pied of ordinrv mail addruwd to: Office of Unemployment Compensation Tax Service Drtment o Labor & Industry PT Box 60848 Harrisburg, PA 17106 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FORINSURANCE - POSTMASTER PS FORM MAY 1976 3817 * GPO: 1977-750-851 8 Sd ti,,??CC RepivW From: t? Martson Law Offices r j ? 10 East High Street C? Carlisle, PA 17013 One i of ordinary mai add to: ?tordi a? o=rcial Corporation, Lien eP- fp tion 3950 Regent Boulevard, 2nd Floor Irving, TX 75063 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FORINSURANCE - POSTMASTER U.S: POSTAL SERVICE CERTIFICATE OF MA I PIS plum Q GPO: 1477-750-851 MAY 1976 3817 CERTIFICATE OF SERVICE I, Mary M. Price, an authorized agent of MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER, hereby certify that a copy of the foregoing Affidavit was served this date by depositing same in the Post Office at Carlisle, PA, first class mail, postage prepaid, addressed as follows: Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Avenue Morton, PA 19070 MARTSON LAW OFFICES LA I BY:- A 14W) M". Price 10 E t High Street Carlisle, PA 17013 Dated: ?*7-,311Y 00, SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ' dy S Smith Mef Deputy t dward L Schorpp olicitor ???rttn off' ?uinbcp???? OFF -t 'HF ?ERIFF a r?'A:RY ;2010 MAR 10 F 12: 4 3 Members 1st Federal Credit Union vs. Leroy K. Gordon (et al.) Case Number 2008-7180 SHERIFF'S RETURN OF SERVICE 01/14/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Leroy K. Gordon, but was unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of Sale and Description as NOT FOUND as to the defendant Leroy K. Gordon, Defendants address is a gated home, defendant will not respond to deputies in order to gain access to affectuate service. 01/14/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Leroy K. Gordon, but was unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of Sale and Description as NOT FOUND as to the defendant Leroy K. Gordon, Defendants address is a gated home, defendant will not respond to deputies in order to gain access to affectuate service. 01/14/2010 Ronald E. Hoover, Deputy Sheriff, who being duly sworn according to law, states that on 11/12/10 at 1155 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Lory K. Gordon and Karen E. Gordon, located at, 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania according to law. 01/25/2010 05:32 PM - Michelle Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on 1/25/10 at 1822 hours, she served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Leroy K. Gordon, by making known unto, Leroy K. Gordon, personally, at, 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same 01/25/2010 05:32 PM - Michelle Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on 1/25/10 at 1822 hours, she served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Karen E. Gordon, by making known unto, Leroy Gordon, husband, at, 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same 03/03/2010 Ronny R. Anderson Sheriff who being duly sworn according to law, states that this writ is returned STAYED, per letter of instruction from Attorney Christopher Rice on 3/3/10 SHERIFF COST: $1,101.72 SO ANSWERS, March 04, 2010 RbNWY- R ANDERSON, SHERIFF ?? 7yG3i5 -) V /P3 (c? CountySuitc Sheriff _ Teleosoti. Inc Christopher E: Rice, Esquire Attorney I.D. No. 90916 Jacob M. Theis, Esquire Attorney I.D. No. 208631 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1 IT FEDERAL CREDIT UNION, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V. LEROY K. GORDON and KAREN E. GORDON, Defendants NO. 08 - 7180 CIVIL TERM : IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 Members 1 S` Federal Credit Union, Plaintiff in the above action, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 186 Booz Road, Shippensburg, Pennsylvania 17257, and being Lots 3 and 3A according to a Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42, and as further described in Exhibit "A" attached hereto: 1. Name and address of owner(s) or reputed owner(s): Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 Leroy K. Gordon and Kar . Gordon c/o Matthew B. We' g, Esquire PROCHN EISBERG, P.C. 7 Sou orton Ave. on, PA 19070 Leroy K. Gordon and Kare 9112,.-Go on c/o LarryV. Youn quire CGA Law Fi 135 No eorge Street Y , PA 17401 r' 2. Name and address of defendants in the judgment: Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: A&A Decorative Design and Supplies, Inc. 1000 Mt. Rock Road Shippensburg, PA 17257 A&A Decorative Design and Supplies, Inc. c/o Shawn D. Meyers, Esquire STEIGER, STEIGER & MEYERS 120 North Main Street Mercersburg, PA 17236 Valley Heating & Cooling, LLC A Division of College Town, Inc. 73 West Bird Street P.O. Box 337 Shippensburg, PA 17257 Fayetteville Contractors Inc. P.O. Box FCI Fayetteville, PA 17222 Fayetteville Contractors Inc. c/o Donald L. Kornfield, Esquire KORNFIELD & BENCHOFF, LLP 17 North Church Street Waynesboro, PA 17268 Marvin Window & Door Showplace, Inc. 1261 Claremont Road Carlisle, PA 17015 Marvin Window & Door Showplace, Inc. c/o Richard C. Snelbaker, Esquire SNELBAKER & BRENNEMAN, P.C. 44 West Main Street Mechanicsburg, PA 17055 4r Orrstown Bank 77 East King Street Shippensburg, PA 17257 Orrstown Bank c/o David A. Baric, Esquire 19 West South Street Carlisle, PA 17013 Office of Unemployment Compensation Tax Services Department of Labor & Industry P.O. Box 60848 Harrisburg, PA 17106 Office of Unemployment Compensation 7th Floor, Labor & Industry Building 651 Boas Street Harrisburg, PA 17121 Glass Distributors Inc. P.O. Box 349 Bladensburg, MD 20710-0349 Glass Distributors Inc. c/o Robert D. Kodak, Esquire KODAK & IMBLUM, P.C. 407 North Front Street P.O. Box 11848 Harrisburg, PA 17108 Farmers & Merchants Trust Co. 20 South Main Street Chambersburg, PA 17201 Farmers & Merchants Trust Co. c/o Scott A. Dietterick, Esquire JAMES, SMITH, DIETTERICK & CONNELLY, LLP P.O. Box 650 Hershey, PA 17033 Deere & Company 6400 NW 86" Street Johnston, IA 50131 'Deere & Company c/o Clayton W. Davidson, Esquire McNEES WALLACE & NURICK, LLC 100 Pine Street P.O. Box 1166 Harrisburg, PA 17108 4. Name and address of the last recorded holder of every mortgage of record: Members 1 ` Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 5. Name and address of every other person who has any record lien on the property: Collection Advisory Unit U.S. Treasury Department 1000 Liberty Ave Room 704 Pittsburgh, PA 15222 U.S. Treasury Department I I I I Constitution Ave. NW Washington D.C., 20224 Citicapital Commercial Corporation 3950 Regent Blvd. 2"a Floor Lien Perfection Irving, TX 75063 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: None. I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 4904 relating to unsworn falsification to authorities. MARTSON LAW OFFICES Date: By: 4'14 Christopher E. Rice, Esquire This is a debt collecting firm attempting to collect a debt for Members 11 Federal Credit Union, and any information obtained will be used for that purpose. i Christopher E. Rice, Esquire Attorney I.D. No. 90916 Jacob M. Theis, Esquire Attorney I.D. No. 208631 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1ST FEDERAL CREDIT UNION, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V. :NO. 08 - 7180 CIVIL TERM LEROY K. GORDON and KAREN E. GORDON, Defendants IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.2 TAKE NOTICE that the Sheriffs Sale of Real Property will be held on March 3, 2010, by the Cumberland County Sheriffs Office, at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013, at 10:00 AM, prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land (SEE LEGAL DESCRIPTION ATTACHED HERETO). THE LOCATION ofthe property to be sold is 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania 17257. THE JUDGMENT under or pursuant to which the property is being sold is docketed to: No. 2008 - 7180 Civil Term, Cumberland County C.C.P., Pennsylvania. THE NAME OF THE OWNERS OR REPUTED OWNERS OF THE PROPERTY ARE Leroy K. Gordon and Karen E. Gordon, 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania. A SCHEDULE OF DISTRIBUTION, being listed of the persons and/or government or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff within thirty (30) days after the sale, and distribution of the proceeds of the sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of Cumberland County, Cumberland County Courthouse, 1 Courthouse Square, Room 303, Carlisle, Pennsylvania 17013, (717) 240-6390. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY OR PROPERTY RIGHTS. It has been issued either because there is a Judgment against you or because the sale of real property described herein may affect an interest you have in the real property. It may cause your property to be held, sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 Telephone (717) 249-3166 Date: I l^ (-7- Oq MARTSON LAW OFFICES By. stopher E is , ire I.D. 90916 Jacob M. Theis, Esquire I.D. 208631 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff This is a debt collecting firm attempting to collect a debt for Members 1° Federal Credit Union, and any information obtained will be used for that purpose. WRIT NO. 08-7180 LEGAL DESCRIPTION 186 Booz Road, Shippensburg, PA 17257, and known as Lots 3 and 3A of the Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Number: 11-09-0509-058 ALL THAT CERTAIN lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3" and Lot "3A" as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffenbaugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan Book 92, Page 42; and are bounded and described as follows: BEGINNING at an existing railroad spike in Booz Road (SR 4003) at the dividing line between Lot 2 and Lot 3 on the hereinabove referenced Plan; thence along said dividing line, North 72 degrees 12 minutes 35 seconds West 442,77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lot 3A on the heremabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing line between Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Plan Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 feet to a set iron pin; thence along the dividing line between Lot 3A and Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing line between Lot 3 and Lot 4 on the hereinabove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to an existing railroad spike; thence in Booz Road (SR 4003), South 17 degrees 47 minutes 25 seconds West 256.89 feet to a set railroad spike, the point and place of BEGINNING. CONTAINING 4.8227 acres, more or less, in accordance with the above-referenced plan. TOGETHER with and under and subject to notations as shown on said plan. UNDER AND SUBJECT TO any and all existing covenants, agreements, conditions, easements, restrictions of record. BEING THE SAME PREMISES which Wadel Masons, a Pennsylvania partnership, comprised of Wayne L. Wadel, Jr. and Ronald A. Wadel, by deed dated June 15, 2006, and recorded June 27, 2006, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 275, Page 1595, conveyed to Leroy K. Gordon and Karen E. Gordon, husband and wife. TO BE SOLD AS THE PROPERTY OF LEROY K. GORDON AND KAREN E. GORDON, HUSBAND AND WIFE, ON JUDGMENT ENTERED AT THE ABOVE NUMBER AND TERM. EXHIBIT "A" WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 09-7180 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MEMBERS 1sT FEDERAL CREDIT UNION, Plaintiff (s) From LEROY K. GORDON and KAREN E. GORDON (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $575,221.12 L.L. $.50 Interest accruing at $91.71 per day from 11113108 until paid in full -- To be Determined Atty's Comm/Fees $15,000.00 % Due Prothy $2.00 Atty Paid $185.56 Other Costs: Interest past due as of 11/13/08 -- $69,195.00 Late payment charges -- $3,509.66 Escrow Advanced -- $9,813.71 Plaintiff Paid Date: 11/17/09 (Seal) REQUESTING PARTY: Name: CHRISTOPHER E. RICE, ESQUIRE Address: MARTSON LAW OFFICES 10 EAST HIGH STREET CARLISLE, PA 17013 Attorney for: PLAINTIFF Telephone: 717-243-3341 Supreme Court ID No. 90916 Deputy On November 25 2009 the Sheriff levied upon the defendant's interest in the real property situated in Hopewell Township, Cumberland County, PA, Known and numbered 186 Booz Road, Shippensburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: November 25, 2009 By: Vea-IoEstate Coordinator j _? PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 22, Janua.1y 29, and February 5, 2010 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. W- I MA- LAd Marie Coyne, E 'tor SWORN TO AND SUBSCRIBED before me this 5 day of February 2010 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO, CUMBERLAND COUNTY My Commission Expires Apr 28, 2010 Writ No. 2008-7180 civil Members 1st Federal Credit Union vs. Leroy K. Gordon Karen E. Gordon Atty: Christhopher Rice WRIT NO. 08-7180 186 Booz Road, Shippensburg, PA 17257, and known as Loco 3 as d 3A of the Subdivision Plan reo? in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Number: 11-09-0509-058 ALL THAT CERTAIN lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3" and Lot "3A" as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffen- baugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan nook 92, Page 42; and are bounded and described as follows: BEGINNING at an existing rail- road spike in Booz Road (SR 4003) at the dividing line between Lot 2 and Lot 3 on the hereinabove referenced Plan; thence along said dividing line, North 72 degrees 12 minutes 35 seconds West 442.77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lot 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing line between Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Plan Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 feet to a set iron pin; thence along the dividing line between Lot 3A and Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing line between Lot 3 and Lot 4 on the hereinabove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to an exist- ing railroad spike; thence in Booz Road (SR 4003), South 17 degrees 47 minutes 25 seconds West 256.89 CONTAiNING 4.8227 acres, more or less, in accordance with the above- referenced plan. TOGETHER with and under and subject to notations as shown on said plan. UNDER AND SUBJECT TO any and all existing covenants, agree- ments, conditions, easements restric- tions of record. BEING THE SAME PREMISES which Wadel Masons, aPennsylvania partnership, comprised of Wayne L. Wadel, Jr. and Ronald A. Wadel, by deed dated June 15, 2006, and re- corded June 27, 2006, in the office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 275, Page 1595, conveyed to Leroy K. Gordon and Karen E. Gordon, husband and wife. TO BE SOLD AS THE PROPERTY OF Leroy K. Gordon And Karen E. Gordon, husband and wife, on judg- ment entered at the above number and term. PROPERTY ADDRESS: 186 Booz Road, Shippensburg, PA 17257. feet to a set railroad spike, the point and lace of BEGINNING. TI-)e Patriot-News Co. 812 Market St. Karrisburg, PA 17101 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 z4fPatriot-N(ws Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Marianne Miller, being duly sworn according to law, deposes and says: That she is .a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 01/22/10 01129/10 02/05/10 ......... Sworn to artd/subscribed before me thisr-:o day of February, 2010 A.D. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal p Sherrie L Kisner, Notary Public City Of Harrisburg, Dauphin County My Commission Expires Nov. 26, 2011 Member, Pennsylvania Association of Notaries Do®iotat Nthi *w.- 2000.7100 Civil 'fet"n Munbtttre net Fed" Credit Union VS. Leroy K. t OMM Kwon E Gordon Atty: Chrlothoptw Rice WRIT NO. 08-7180 186 Boot Road, Shippensburg, PA 17257, and known mUts 3 and 3A of the Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Ntmtber: 11-09- 0509.058 ALL THAT CERTAIN lot or tract of land situate is Hopewell Township, Cumberland County, Pennsylvania,, designated as Lot "3" and Lot "W' as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffeabaugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan nook 92, page 42; and ate bounded and described as follows: BEGINNING at an existing railroad spike in Boot Road (SR 4003) at the dividing he between Lot 2 and Lot 3 on the hereiaabove referenced Plan; thence along said dividing he, North 72 degrees 11 minutes 35 seconds West 442.77 feet to an existing'itim ph r thence along the dividing line between Lm 2A and Lot 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing he between Lot 3A on the hereinabove referenced plan and Lot 5 as set fotth-in Plan Book 92, Page 42, North 24 degrees 37 minutes-03 seconds Fast 258.72 feet to a set iron pin; theme along the dividing lice between Lot 3A anj Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds Bast 383,97 feet to an existing iron pin; thence along The dividing lino between is 3 and Lot 4 on the heremsbove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to an existing railroad spike; thence in Booz Road (SR 4003), South 17 .degckes 47 minutes 25 seconds West 256.89 feet to a set railroad spike, the point and place of 4 FARLES\Clients\11470 Membem1st\FU ES\Current\56 Gordon\Civil AaionU 1470.56.pmwrit.esceution2.wpdtdrg Christopher E. Rice, Esquire A-1 Attorney I.D. No. 90916 a Seth T. Mosebey, Esquire Attorney I.D. No. 203046 c, -- 7r 1 MARTSON DEARDORFF WILLIAM S OTTO GILROY & FALLER G - MARTSON LAW OFFICES d 10 East High Street , Carlisle, PA 17013 (717) 243-3341 ' Attorneys for Plaintiff 43 C MEMBERS 1ST FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. NO. 08 - 7180 CIVIL TERM LEROY K. GORDON and KAREN E. GORDON, Defendants IN MORTGAGE FORECLOSURE PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please issue writ of execution in the above matter, (1) directed to the Sheriff of Cumberland County; (2) against Leroy K. Gordon and Karen E. Gordon, Defendants; and (3) execute against real property known as 186 Booz Road, Shippensburg, Pennsylvania 17257, owned by Defendants and identified on Exhibit "A" attached hereto. Uuo Po 1%71Y q&.66 C.BF Principal Balance: $480,202.75 1, 1o, a Interest past due as of November 13, 2008: $69,195.00 q9. So , 614.oo Late Payment Charges: $5,583.551 30 $. ?8• PoaM Deferred Late Charges: $1,116.71 Escrow Advanced: $26,853.85 Court Costs and fees as recoverable under the Mortgage terms $ Attorney's Fees (estimated): $24,000.00 Total Due as of July 1, 2010: $ *a.oo OW CD e#an3 Oa46r4-73 ? 4UMAACt Plus interest accruing at $91.71 per day from November 13, 2008, until the debt is paid in full: $ * To be determined by the Cumberland County Sheriff. MARTSON LAW OFFICES e ?A S /,Z By. Christopher E. Rice, Esquire I.D. No. 90916 Seth T. Mosebey, Esquire I.D. No. 203046 Ten East High Street Carlisle, PA 17013-3093 (717) 243-3341 Date: 8 / l Ol l? Attorneys for Plaintiff This is a debt collecting firm attempting to collect a debt for Members 1°` Federal Credit Union, and any information obtained will be used for that purpose. WRIT NO. 08-7180 LEGAL DESCRIPTION 186 Booz Road, Shippensburg, PA 17257, and known as Lots 3 and 3A of the Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Number: 11-09-0509-058 ALL THAT CERTAIN lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3" and Lot "3A" as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffenbaugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan Book 92, Page 42; and are bounded and described as follows: BEGINNING at an existing railroad spike in Booz Road (SR 4003) at the dividing line between Lot 2 and Lot 3 on the hereinabove referenced Plan; thence along said dividing line, North 72 degrees 12 minutes 3 5 seconds West 442.77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lot 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing line between Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Plan Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 feet to a set iron pin; thence along the dividing line between Lot 3A and Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing line between Lot 3 and Lot 4 on the hereinabove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to an existing railroad spike; thence in Booz Road (SR 4003), South 17 degrees 47 minutes 25 seconds West 256.89 feet to a set railroad spike, the point and place of BEGINNING. CONTAINING 4.8227 acres, more or less, in accordance with the above-referenced plan. TOGETHER with and under and subject to notations as shown on said plan. UNDER AND SUBJECT TO any and all existing covenants, agreements, conditions, easements, restrictions of record. BEING THE SAME PREMISES which Wadel Masons, a Pennsylvania partnership, comprised of Wayne L. Wadel, Jr. and Ronald A. Wadel, by deed dated June 15, 2006, and recorded June 27, 2006, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 275, Page 1595, conveyed to Leroy K. Gordon and Karen E. Gordon, husband and wife. TO BE SOLD AS THE PROPERTY OF LEROY K. GORDON AND KAREN E. GORDON, HUSBAND AND WIFE, ON JUDGMENT ENTERED AT THE ABOVE NUMBER AND TERM. EXHIBIT "A" Christopher E. Rice, Esquire Attorney I.D. No. 90916 Seth T. Mosebey, Esquire Attorney I.D. No. 203046 MARTSON DEARDORFF WILLIAMS OTTO GILROY MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS I"' FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants Luf nLJS 0 it 4 `Si t J V(;r o ?IN111'•?6- & FALLER IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA :NO. 08 - 7180 CIVIL TERM IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 Members 1St Federal Credit Union, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 186 Booz Road, Shippensburg, Pennsylvania 17257, and being Lots 3 and 3A according to a Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42, and as further described in Exhibit "A" attached hereto: 1. Name and address of owner(s) or reputed owner(s): Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 Leroy K. Gordon and Karen E. Gordon c/o Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Ave. Morton, PA 19070 Leroy K. Gordon and Karen E. Gordon c/o Larry V. Young, Esquire CGA Law Firm 135 North George Street York, PA 17401 2. Name and address of defendants in the judgment: Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: A&A Decorative Design and Supplies, Inc. 1000 Mt. Rock Road Shippensburg, PA 17257 A&A Decorative Design and Supplies, Inc. c/o Shawn D. Meyers, Esquire STEIGER, STEIGER & MEYERS 120 North Main Street Mercersburg, PA 17236 Valley Heating & Cooling, LLC A Division of College Town, Inc. 73 West Bird Street P.O. Box 337 Shippensburg, PA 17257 Fayetteville Contractors, Inc. P.O. Box FCI Fayetteville, PA 17222 Fayetteville Contractors, Inc. c/o Donald L. Kornfield, Esquire KORNFIELD & BENCHOFF, LLP 17 North Church Street Waynesboro, PA 17268 Marvin Window & Door Showplace, Inc. 1261 Claremont Road Carlisle, PA 17015 Marvin Window & Door Showplace, Inc. c/o Richard C. Snelbaker, Esquire SNELBAKER & BRENNEMAN, P.C. 44 West Main Street Mechanicsburg, PA 17055 Orrstown Bank 77 East King Street Shippensburg, PA 17257 Orrstown Bank c/o David A. Baric, Esquire 19 West South Street Carlisle, PA 17013 Office of Unemployment Compensation Tax Services Department of Labor & Industry P.O. Box 60848 Harrisburg, PA 17106 Office of Unemployment Compensation 7th Floor, Labor & Industry Building 651 Boas Street Harrisburg, PA 17121 Glass Distributors, Inc. P.O. Box 349 Bladensburg, MD 20710-0349 Glass Distributors, Inc. c/o Robert D. Kodak, Esquire KODAK & IMBLUM, P.C. 407 North Front Street P.O. Box 11848 Harrisburg, PA 17108 Farmers & Merchants Trust Co. 20 South Main Street Chambersburg, PA 17201 Farmers & Merchants Trust Co. c/o Scott A. Dietterick, Esquire JAMES, SMITH, DIETTERICK & CONNELLY, LLP P.O. Box 650 Hershey, PA 17033 Deere & Company 6400 NW 86"' Street Johnston, IA 50131 Deere & Company c/o Clayton W. Davidson, Esquire McNEES WALLACE & NURICK, LLC 100 Pine Street P.O. Box 1166 Harrisburg, PA 17108 Pennsylvania Department of Revenue Bureau of Compliance Lien Section P.O. Box 280948 Harrisburg, PA 17128-0948 4. Name and address of the last recorded holder of every mortgage of record: Members 1 S` Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 5. Name and address of every other person who has any record lien on the property: Collection Advisory Unit U.S. Treasury Department 1000 Liberty Ave Room 704 Pittsburgh, PA 15222 U.S. Treasury Department 1111 Constitution Ave. NW Washington D.C., 20224 Citicapital Commercial Corporation 3950 Regent Blvd. 2nd Floor Lien Perfection Irving, TX 75063 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: None. I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 4904 relating to unsworn falsification to authorities. Date: g//pl/ 0 MARTSON LAW OFFICES By: Christopher E. Rice, Esquire This is a debt collecting firm attempting to collect a debt for Members 1" Federal Credit Union, and any information obtained will be used for that purpose. WRIT NO. 08-7180 LEGAL DESCRIPTION 186 Booz Road, Shippensburg, PA 17257, and known as Lots 3 and 3A of the Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Number: 11-09-0509-058 ALL THAT CERTAIN lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3" and Lot "3A" as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffenbaugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan Book 92, Page 42; and are bounded and described as follows: BEGINNING at an existing railroad spike in Booz Road (SR 4003) at the dividing line between Lot 2 and Lot 3 on the hereinabove referenced Plan; thence along said dividing line, North 72 degrees 12 minutes 35 seconds West 442.77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lot 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing line between Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Plan Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 feet to a set iron pin; thence along the dividing line between Lot 3A and Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing line between Lot 3 and Lot 4 on the hereinabove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to an existing railroad spike; thence in Booz Road (SR 4003), South 17 degrees 47 minutes 25 seconds West 256.89 feet to a set railroad spike, the point and place of BEGINNING. CONTAINING 4.8227 acres, more or less, in accordance with the above-referenced plan. TOGETHER with and under and subject to notations as shown on said plan. UNDER AND SUBJECT TO any and all existing covenants, agreements, conditions, easements, restrictions of record. BEING THE SAME PREMISES which Wadel Masons, a Pennsylvania partnership, comprised of Wayne L. Wadel, Jr. and Ronald A. Wadel, by deed dated June 15, 2006, and recorded June 27, 2006, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 275, Page 1595, conveyed to Leroy K. Gordon and Karen E. Gordon, husband and wife. TO BE SOLD AS THE PROPERTY OF LEROY K. GORDON AND KAREN E. GORDON, HUSBAND AND WIFE, ON JUDGMENT ENTERED AT THE ABOVE NUMBER AND TERM. EXHIBIT "A" R-FJ ; Christopher E. Rice, Esquire Attorney I.D. No. 90916 2011 0 A J'3 10 i, i Seth T. Mosebey, Esquire Attorney I.D. No. 203046 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1ST FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08 - 7180 CIVIL TERM IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.2 TAKE NOTICE that the Sheriff s Sale of Real Propertywill be held on December 8, 2010, by the Cumberland County Sheriff s Office, at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013, at 10:00 AM, prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land (SEE LEGAL DESCRIPTION ATTACHED HERETO). THE LOCATION ofthe property to be sold is 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania 17257. THE JUDGMENT under or pursuant to which the property is being sold is docketed to: No. 2008 - 7180 Civil Term, Cumberland County C.C.P., Pennsylvania. THE NAME OF THE OWNERS OR REPUTED OWNERS OF THE PROPERTY ARE Leroy K. Gordon and Karen E. Gordon, 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania. A SCHEDULE OF DISTRIBUTION, being listed of the persons and/or government or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff within thirty (30) days after the sale, and distribution of the proceeds of the sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of Cumberland County, Cumberland County Courthouse, 1 Courthouse Square, Room 303, Carlisle, Pennsylvania 17013, (717) 240-6390. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY OR PROPERTY RIGHTS. It has been issued either because there is a Judgment against you or because the sale of real property described herein may affect an interest you have in the real property. It may cause your property to be held, sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 Telephone (717) 249-3166 Date: 8-?- /0 MARTSON LAW OFFICES By: S K-L- Christopher E. Rice, Esquire I.D. 90916 Seth T. Mosebey, Esquire I.D. 203046 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff This is a debt collecting firm attempting to collect a debt for Members 1s` Federal Credit Union, and any information obtained will be used for that purpose. WRIT NO. 08-7180 LEGAL DESCRIPTION 186 Booz Road, Shippensburg, PA 17257, and known as Lots 3 and 3A of the Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Number: 11-09-0509-058 ALL THAT CERTAIN lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3" and Lot "3A" as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffenbaugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan Book 92, Page 42; and are bounded and described as follows: BEGINNING at an existing railroad spike in Booz Road (SR 4003) at the dividing line between Lot 2 and Lot 3 on the hereinabove referenced Plan; thence along said dividing line, North 72 degrees 12 minutes 35 seconds West 442.77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lot 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing line between Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Plan Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 feet to a set iron pin; thence along the dividing line between Lot 3A and Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing line between Lot 3 and Lot 4 on the hereinabove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to an existing railroad spike; thence in Booz Road (SR 4003), South 17 degrees 47 minutes 25 seconds West 256.89 feet to a set railroad spike, the point and place of BEGINNING. CONTAINING 4.8227 acres, more or less, in accordance with the above-referenced plan. TOGETHER with and under and subject to notations as shown on said plan. UNDER AND SUBJECT TO any and all existing covenants, agreements, conditions, easements, restrictions of record. BEING THE SAME PREMISES which Wadel Masons, a Pennsylvania partnership, comprised of Wayne L. Wadel, Jr. and Ronald A. Wadel, by deed dated June 15, 2006, and recorded June 27, 2006, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 275, Page 1595, conveyed to Leroy K. Gordon and Karen E. Gordon, husband and wife. TO BE SOLD AS THE PROPERTY OF LEROY K. GORDON AND KAREN E. GORDON, HUSBAND AND WIFE, ON JUDGMENT ENTERED AT THE ABOVE NUMBER AND TERM. EXHIBIT "A" WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-7180 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MEMBERS 1sT FEDERAL CREDIT UNION, Plaintiff (s) From LEROY K. GORDON & DAREN E. GORDON (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $480,202.75 L.L. Interest from 11113108 at $91.71 per day until debt is paid in full Atty's Comm (estimated) $24,000.00% Due Prothy $2.00 Atty Paid $1,308.78 Other Costs Interest past due as of 11/13/08 - $69,195.00 Late payment charges - $5,583.55 Deferred late charges - $1,116.71 Escrow advanced - $26,853.85 Plaintiff Paid Date: 8/10/10 avid uell, othonotary (Seal) By: Deputy REQUESTING PARTY: Name: CHRISTOPHER E. RICE, ESQUIRE Address: MARTSON LAW OFFICES 10 EAST HIGH STREET CARLISLE, PA 17013 Attorney for: PLAINTIFF Telephone: 717-234-3341 Supreme Court ID No. 90916 Christopher E. Rice, Esquire Attorney I.D. No. 90916 Jacob M. Theis, Esquire Attorney I.D. No. 208631jb;Z3 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff PM 21.0941 MEMBERS 1ST FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08 - 7180 CIVIL TERM IN MORTGAGE FORECLOSURE AFFIDAVIT OF NOTIFICATION Christopher E. Rice, Esquire, attorney for Plaintiff, first having been duly affirmed according to law, deposes and says that on or about the day of AumX , 20, he notified all lien creditors and any other parties listed in the 3129.1 affidav of the sheriff's sale in the above- captioned action. Notification was sent by regular mail. The 3817 certificates of mailing are attached hereto. Affirmed and subscribed to before me this .,2-1 day of , 20/1). Z N to Public ,SIN OF PENNSYLVANIA Notarm Seal Mary M. Prin. Notary PuNiiC adMe Boa Oumheriand Cour y y Commission E.)Ores lug. S. Pennsylvama Aasocration of Notaries Date: F142 3JI& Cpl-+,?,?„G. f• 12---- Christopher E. Rice, Esquire I.D. No. 90916 Ten East High Street Carlisle, PA 17013-3093 (717) 243-3341 Attorneys for Plaintiff This is a debt collecting firm attempting to collect a debt for Members I" Federal Credit Union, and any information obtained will be used for that purpose. F: \F1 LES\C1ients\ 1 1470 Members I st\FILES\Cument\56 Gordon\CiO Action\ 11470.56. pra. writexecution ,. zgl^rr°4 ysn U.S. POSTAL SERVICE CERTIFICATE OF MAILING Antic (1) sceived From: ' Postage and E u) MARTS ON LAW OFFICE,, ? etm 1$?c`po rag. 10 East High Street ' -- o m dI lSb'k r v piece of ordinary mail addressed to: A&A Decorative Design and Supplies, Inc. Shippensburg, PA 17257 NAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FORINSURANCE - POSTMASTER _ PS FORM 3817 *GPO: 1977-75U-8J1 MAY 1975 1000 Mt. Rock Road U.S. POSTAL SERVICE CERTIFICATE OF MAIL MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOE5,A3 T PROVIDE FOR INSURANCE-POSTMASTER Received From: MARTSQU LAN f1,RMCES ?- 10 East High Street CarlIslc PA 1701.3 One piece of ordinary mail addressed to: A&A Decorative Design and Supplies, I c/o Shawn D. Meyers, Esquire 20 N. Main St., Mercers burg, PS Form 3S7 /, January 2001 13!DViS0d Si CA C H3-ISVI, ti 1 1 A. 16 111116 30visor U.S. POSTAL SERVICE CERTIFICATE LING ° MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL-S NOT. PROVIDE FOR INSURANCE-POSTMASTER { F 4 I I. G" I Received From: t` I k 0) e Martson Law Offices u - 10 East High Street to Carlisle, PA 17013 One piece of ordinary mail addressed to: Valley Heating & Cooling, LLC 73 W. Bird St., P.O. Box 337 Shippensburg, PA 17257 d3ISVi k PS Form 3517, January 2001 r F (-d S fl U.Y. POSTAL SERVICE CERTIFICATE OF MAILING ,f„ CA 0 ictived From: postage and ? ? = MARTSON LAW OFFICES po 1; o; pal . e 10 East High Street ;r arise, FA 17U13 ?i ?3µISt7 }? is piece of ordinary mail addrtatd to: Fayetteville Contractors, Inc. , ' X Box FCI 3 0 . . Fayetteville, PA 17222 a • ?y BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE )R INSURANCE - POSTMASTER I FORM 3817 kY 1978 z} GPO: 1977 75O 8 1 r: 4 L U.S. POSTAL SERVICE CERTIFICATE OF MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DO PROVIDE FOR INSURANCE-POSTMASTER Received From: MART ON T-AWa $c Mµ 10 East High Street Carlisle PA 17013 One piece of ordinary mail addressed to: Fayetteville Contractors, Inc. c 7o Donald L. Kornfie d, Esquire 17 North Church Street aynes oro, PA 17266 PS Form 3817, January 2001 U.S. POSTAL SERVICE CERTIFICATE OF MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, D( PROVIDE FOR INSURANCE-POSTMASTER I VIA'SLJER U JS POSTAGE Received From: Martson Law Offices 10 East High Street,,. ... rh Carlisle, PA 17013 ! h°iASI..ER One piece of ordinary mail addressed to: Marvin Window & Door Showplace, Inc 1261 Claremont Road Carlisle, PA 17013 ivy M. c C, C: ItO PS Form 3817, January 2001 ;US POSTA(A Sri! t,y +,.J I r` E 0 f C ?ITISVH Ina piaea of ordinary mail addrauad to: 1Marvin Window & Door Showplace, Inc. ' c/o Richard C. Snelbaker, Esquire R' IFA I/U55-- 44 W. Main St., Mechanicsburg, FRM IAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE ORINSURANCE - POSTMASTER 1+ IAY1976 3817 *GPO: 1977-75U-8j1 U.S. POSTAL SERVICE CERTIFICATE OF MAI MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE-POSTMASTER Received From: MARTSO D4 I.AW ORMC ES 10 East High Street Carlisle PA 17013 One piece of ordinary mail addressed to: Orrstown Bank 77 East King Street Shippensburg, PA 17257 PS Form 3577, January 2001 t ?' C3f ! t ? tC7 E i • , r. a L? L 7 1 3001St' S(1 U.S. POSTAL SERVICE CERTIFICATE OF MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DO 9ViT PROVIDE FOR INSURANCE-POSTMASTER Received From: Martson Law Offices 10 East High Street Carlisle, PA 17013 One piece of ordinary mail addressed to: Orrstown Bank c/o David A. Baric, Esc 19 West South Street Carlisle, PA 17013 U.S. POSTAL SERVICE CERTIFICATE OF MAILING From: MARTSON LAW OFFICES nix r,4 i postaq.?pnd 10 East High Street t ? t LC7 r0r j 831SV 4 3 ,a PS Form 3817, January 2001 U.S. POSTAL SERVICE CERTIFICATE OF M6!l We T` MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOE6.J '07 MEN, PROVIDE FOR INSURANCE-POSTMASTER Received From: r MARTSt1N LAW 0RFiC:$$ p 10 East High Street HASI-ER Carlisle, PA 17013 j cn One piece of ordinary mail addressed to: T ®? Office of Unemployment Compensation Pk ... Tax Service, Dept. of L&I Io I P.O. Box 60848, Harrisburg, PA 17106+ PS Form 3817, January 2001 US POSTAGE -19VISOd 5(t ?, .. U.S. POSTAL SERVICE " Affix CERTIFICATE OF MAILING ''" m postape`and CJI eceived From: . stmark.Inqu , MARTSON LAW OFFICES ?.? p..tatag. 10 East High Street ar Is e, -8-3' C, '+..{ no piece of ordinery mail addressed to: Office of Unemployment Compensation` r & Industry Bldg. b L o a 7th Floor _ 651 Boas St., Harrisburg, PA 17121 r •s IAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE y* T' ORINSURANCE - POSTMASTER }GPO: 1977--750-8:>1 7 S FORM 3817 IAY 19 M U.S. POSTAL SERVICE CERTIFICATE OF MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, l6Ot!9AOOT PROVIDE FOR INSURANCE-POSTMASTER Received From: ) t Martson Law Offices, 10 East High Street Carlisle, PA One piece of ordinary mail addressed to: Glass Distributors, Inc. P.O. Box 349 Bladensburg, MD 20710-0349 HASL.ER S} R -4 I{? US POSTAGE , ?tt1.s&i sn r? 3-? U. ? S 'u w G i° ra l.' L U.S. POSTAL SERVICE S? '? ? h CERTIFICATE OF MAILING Received From: MARTSON LAW OFFICES stagy e quiro '!! ° mNr a fo r D as r for po s 10 East High Street ar is e, FA 17013 One piece of ordinary mail addressed to: Glass Distributors, C/o Robert D. Kodak, Esq. 407 N. Front St., P.O. Box 11848 Harrisburg, PA 17108 MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE - POSTMASTER PS FORM 3811 *GPO. 1977°750-851 MAY 1978 U.S. POSTAL SERVICE CERTIFICATE OF (E p MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, D E r' PROVIDE FOR INSURANCE-POSTMASTER -,° Received From: ,>* ' ra ir• w Q 10 East High Sheet HASLER Carlisle, PA 17013 ?n.../? ? . 17 One piece of ordinary mail addressed to: Farmers & Merchants Trust Co, f -? r 20 South Main Street Chambersburg, PA -17201 v PS Form 3817, January 2001 US POSTAGi U.S. POSTAL SERVICE CERTIFICATE OF MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL,N e_ PROVIDE FOR INSURANCE-POSTMASTER ' Received From: . ' ? ? p f rr i .f r" Martson Law Offices ii ? I t ` 10 East High Street V-1ASI-ER 17013 Carlisle, PA One piece of ordinary mail addressed to: Farmers & Merchants Trust Co, u C/o Scott A. Dietterick, Esquire C-- ICJ P.O. Box 650 FA 11033 Hershey, I US POSTAGFI s PS Form 3517, January 2001 U.S. POSTAL SERVICE CERTIFICATE OF MAILING C Ix f'..' i J? p t"* Md ° y ivsd From: , In MARTSON LAW OFFICES = i f' ?r J E S, 10 East High Street 3 R P a platy of ordinary mail addra0ad to: Deere & Company 6400 NW 86th Street Johnston, IA 50131 1Y BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE .R INSURANCE - POSTMASTER FORM ;817 GPO: 1977--750-8i1 °Y 1978 U.S. POSTAL SERVICE CERTIFICATE OF `- s MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, D T PROVIDE FOR INSURANCE-POSTMASTER Received From: NA A IIT0/'1AT T AtOf nt»'a?nn a `rd . HASLER Carlisle, PA 17013 One piece of ordinary mail addressed to: Deere & Company, c/o Clayton W. 0 ..? 11I Davidson, squire t7t 1 100 Pine Street, P.O. Box 1166 Harrisburg, PA 17108 PS Form 3817, January 2001 'JUS POSTAGE Y - _- ,I ; God Srr U.S. POSTAL SERVICE CERTIFICATE OF MAILING ` Ifix ?*,. -' lataivad From: at and I Lo MARTSON LAW OFFICES ?,,,, I*.Ina 1,?,?, ? ?o t _ W 10 East High Street - E Z; ar Is e, 11A 17013 Ma piaoa of ordinary mail addrauad to: Pennsylvania Department of Revenue ° Bureau of Compliance, Lien Section P.O. Box 280948, Harrisburg, PA 17128-0948 ». IAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE OR INSURANCE - POSTMASTER " r + 3 FORM 3817 *GPO: 1977--750-851 IAY 1976 U.S. POSTAL SERVICE CERTIFICATE OF MAN MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES PROVIDE FOR INSURANCE-POSTMASTER Received From: ??- Martson Law Offices U 10 East High Street Carlisle, PA -,? E One piece of ordinary mail addressed to: Members 1st Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 PS Form 39V_LSOd Sfl January 2001 U.S. POSTAL SERVICE CERTIFICATE OF MAILING tr ICI I ,-' c LO F.. E E, l9mi"d From: MARTSON LADY OFFICES 10 East High Street Carlisle, FA 17U13 75 HASLEF. N 2 <x ? _ .a ,LL + 3 ?;4 s ! 11S POSTAGE: lava oa as ljlquIZ 'v` tar fof ppjt>ba ; lSVk j ?"M Pia w or orainery mau aaaraaaaa to: ?„ Collection Advisory Unit - IL U.S. Treasury Department, Room 704 f 1000 Liberty Avenue, Pittsburgh', PA 15222! IAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE ?'„ OR INSURANCE - POSTMASTER r + S FORM ?r GPO: 1977-750--851 IAY 1979 3817 ¦.ur 'I n U.S. POSTAL SERVICE CERTIFICATE OF M MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DO NO Q PROVIDE FOR INSURANCE-POSTMASTER Y , Received From: J MARnObi LAW 10 East High Street HAS1.1 4- ?,,? a Carlisle, PA 17013 ?- _ .. n r I rs One piece of ordinary mail addressed to: I Ci U.S. Treasury Department 1111 Constitution Avenue ` I Washington, DC 20224 ?,.., US POSTAG IIW PS Form 3817, January 2001 U.S. POSTAL SERVICE CERTIFICATE OF M I MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES QOi PROVIDE FOR INSURANCE-POSTMASTER Received From: Martson Law Offices 10 East High Street Carlisle, PA 17013 One piece of ordinary mail addressed to: Citicapital Commercial Corporation Lien Perfection, 3950 Regent Blvd., 2nd Floor, Irving, TX 75063 PS Form 3817, January 2001 HAS,LER I : I :; t- tze c., US PO' TA.a 'i- CERTIFICATE OF SERVICE I, Mary M. Price, an authorized agent for Martson Law Offices, hereby certify that a copy of the foregoing Affidavit of Notification was served this date by depositing same in the Post Office at Carlisle, PA, first class mail, postage prepaid, addressed as follows: Leroy K. Gordon 186 Booz Road Shippensburg, PA 17257 Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 MARTSON LAW OFFICES CIO By: 04?? M rice Ten Eas High Street Carlisle, PA 17013 (717) 243-3341 3?1U Dated: This is a debt collecting firm. Any information obtained will be used for that purpose. SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy >r {{ 0 F1 -Ip r- 0 1, 5 Richard W Stewart Solicitor Members 1st Federal Credit Union vs. Leroy K. Gordon (et al.) OF Cc , c?kRIFF "1 Y 1 '.) Ali# Case Number 2008-7180 SHERIFF'S RETURN OF SERVICE 10/08/2010 Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on October 8, 2010 at 1525 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Leroy K. and Karen E. Gordon, located at 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania according to law. 10/08/2010 03:40 PM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on October 8 2010 at 1525 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Leroy K. Gordon, by making known unto Leroy K. Gordon personally, at 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. 10/08/2010 Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on October 8, 2010 at 1525 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Karen E. Gordon, by making known unto Karen E. Gordon personally, at 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copy of the same. 12/14/2010 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, Cumberland County, PA on December 8, 2010 at 10:00 a.m. He sold the same for the sum of $1.00 to Attorney Christopher Rice on behalf of Members 1 st Federal Credit Union located at 5000 Louise Drive, Mechanicsburg, PA 17055, being the buyer in this execution, paid to the Sheriff the sum of $1185.54. SHERIFF COST: $1,185.54 December 22, 2010 SO ANSWERS, Z' RON R ANDERSON, SHERIFF r,} Goun!pSutte Snent'f. Ioeaasott_ inc. I t' Christopher E. Rice, Esquire Attorney I.D. No. 90916 Seth T. Mosebey, Esquire Attorney I.D. No. 203046 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1ST FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA :NO. 08 - 7180 CIVIL TERM : IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 Members 1' Federal Credit Union, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 186 Booz Road, Shippensburg, Pennsylvania 17257, and being Lots 3 and 3A according to a Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42, and as further described in Exhibit "A" attached hereto: 1. Name and address of owner(s) or reputed owner(s): Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 Leroy K. Gordon and Karen E. Gordon c/o Matthew B. Weisberg, Esquire PROCHNIAK WEISBERG, P.C. 7 South Morton Ave. Morton, PA 19070 Leroy K. Gordon and Karen E. Gordon c/o Larry V. Young, Esquire CGA Law Firm 135 North George Street York, PA 17401 2. Name and address of defendants in the judgment: Leroy K. Gordon and Karen E. Gordon 186 Booz Road Shippensburg, PA 17257 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: A&A Decorative Design and Supplies, Inc. 1000 Mt. Rock Road Shippensburg, PA 17257 A&A Decorative Design and Supplies, Inc. c/o Shawn D. Meyers, Esquire STEIGER, STEIGER & MEYERS 120 North Main Street Mercersburg, PA 17236 Valley Heating & Cooling, LLC A Division of College Town, Inc. 73 West Bird Street P.O. Box 337 Shippensburg, PA 17257 Fayetteville Contractors, Inc. P.O. Box FCI Fayetteville, PA 17222 Fayetteville Contractors, Inc. c/o Donald L. Komfield, Esquire KORNFIELD & BENCHOFF, LLP 17 North Church Street Waynesboro, PA 17268 Marvin Window & Door Showplace, Inc. 1261 Claremont Road Carlisle, PA 17015 Marvin Window & Door Showplace, Inc. c/o Richard C. Snelbaker, Esquire SNELBAKER & BRENNEMAN, P.C. 44 West Main Street Mechanicsburg, PA 17055 Orrstown Bank 77 East King Street Shippensburg, PA 17257 Orrstown Bank c/o David A. Baric, Esquire 19 West South Street Carlisle, PA 17013 Office of Unemployment Compensation Tax Services Department of Labor & Industry P.O. Box 60848 Harrisburg, PA 17106 Office of Unemployment Compensation 7th Floor, Labor & Industry Building 651 Boas Street Harrisburg, PA 17121 Glass Distributors, Inc. P.O. Box 349 Bladensburg, MD 20710-0349 Glass Distributors, Inc. c/o Robert D. Kodak, Esquire KODAK & IMBLUM, P.C. 407 North Front Street P.O. Box 11848 Harrisburg, PA 17108 Farmers & Merchants Trust Co. 20 South Main Street Chambersburg, PA 17201 Farmers & Merchants Trust Co. c/o Scott A. Dietterick, Esquire JAMES, SMITH, DIETTERICK & CONNELLY, LLP P.O. Box 650 Hershey, PA 17033 Deere & Company 6400 NW 86 h Street Johnston, IA 50131 Deere & Company c/o Clayton W. Davidson, Esquire McNEES WALLACE & NURICK, LLC 100 Pine Street P.O. Box 1166 Harrisburg, PA 17108 Pennsylvania Department of Revenue Bureau of Compliance Lien Section P.O. Box 280948 Harrisburg, PA 17128-0948 4. Name and address of the last recorded holder of every mortgage of record: Members 1St Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 5. Name and address of every other person who has any record lien on the property: Collection Advisory Unit U.S. Treasury Department 1000 Liberty Ave Room 704 Pittsburgh, PA 15222 U.S. Treasury Department 1111 Constitution Ave. NW Washington D.C., 20224 Citicapital Commercial Corporation 3950 Regent Blvd. 2"a Floor Lien Perfection Irving, TX 75063 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: None. I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 4904 relating to unsworn falsification to authorities. Date: ? // 0/? 0 MARTSON LAW OFFICES By: Christopher E. Rice, Esquire This is a debt collecting firm attempting to collect a debt for Members 1" Federal Credit Union, and any information obtained will be used for that purpose. WRIT NO. 08-7180 LEGAL DESCRIPTION 186 Booz Road, Shippensburg, PA 17257, and known as Lots 3 and 3A of the Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Number: 11-09-0509-058 ALL THAT CERTAIN lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3" and Lot "3A" as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffenbaugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan Book 92, Page 42; and are bounded and described as follows: BEGINNING at an existing railroad spike in Booz Road (SR 4003) at the dividing line between Lot 2 and Lot 3 on the hereinabove referenced Plan; thence along said dividing line, North 72 degrees 12 minutes 35 seconds West 442.77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lot 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing line between Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Plan Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 feet to a set iron pin; thence along the dividing line between Lot 3A and Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing line between Lot 3 and Lot 4 on the hereinabove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to an existing railroad spike; thence in Booz Road (SR 4003), South 17 degrees 47 minutes 25 seconds West 256.89 feet to a set railroad spike, the point and place of BEGINNING. CONTAINING 4.8227 acres, more or less, in accordance with the above-referenced plan. TOGETHER with and under and subject to notations as shown on said plan. UNDER AND SUBJECT TO any and all existing covenants, agreements, conditions, easements, restrictions of record. BEING THE SAME PREMISES which Wadel Masons, a Pennsylvania partnership, comprised of Wayne L. Wadel, Jr. and Ronald A. Wadel, by deed dated June 15, 2006, and recorded June 27, 2006, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 275, Page 1595, conveyed to Leroy K. Gordon and Karen E. Gordon, husband and wife. TO BE SOLD AS THE PROPERTY OF LEROY K. GORDON AND KAREN E. GORDON, HUSBAND AND WIFE, ON JUDGMENT ENTERED AT THE ABOVE NUMBER AND TERM. EXHIBIT "A" r Christopher E. Rice, Esquire Attorney I.D. No. 90916 Seth T. Mosebey, Esquire Attorney I.D. No. 203046 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff MEMBERS 1ST FEDERAL CREDIT UNION, Plaintiff V. LEROY K. GORDON and KAREN E. GORDON, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 08 - 7180 CIVIL TERM : IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.2 TAKE NOTICE that the Sheriff's Sale of Real Propertywill be held on December 8, 2010, by the Cumberland County Sheriff's Office, at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA 17013, at 10:00 AM, prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land (SEE LEGAL DESCRIPTION ATTACHED HERETO). THE LOCATION of the property to be sold is 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania 17257. THE JUDGMENT under or pursuant to which the property is being sold is docketed to: No. 2008 - 7180 Civil Term, Cumberland County C.C.P., Pennsylvania. THE NAME OF THE OWNERS OR REPUTED OWNERS OF THE PROPERTY ARE Leroy K. Gordon and Karen E. Gordon, 186 Booz Road, Shippensburg, Cumberland County, Pennsylvania. r i A SCHEDULE OF DISTRIBUTION, being listed of the persons and/or government or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff within thirty (30) days after the sale, and distribution of the proceeds of the sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of Cumberland County, Cumberland County Courthouse, 1 Courthouse Square, Room 303, Carlisle, Pennsylvania 17013, (717) 240-6390. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY OR PROPERTY RIGHTS. It has been issued either because there is a Judgment against you or because the sale of real property described herein may affect an interest you have in the real property. It may cause your property to be held, sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 Telephone (717) 249-3166 MARTSON LAW OFFICES By: Date: g-?-/0 rat-?-- Christopher E. Rice, Esquire I.D. 90916 Seth T. Mosebey, Esquire I.D. 203046 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff This is a debt collecting firm attempting to collect a debt for Members 1" Federal Credit Union, and any information obtained will be used for that purpose. I 14 WRIT NO. 08-7180 LEGAL DESCRIPTION 186 Booz Road, Shippensburg, PA 17257, and known as Lots 3 and 3A of the Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Number: 11-09-0509-058 ALL THAT CERTAIN lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3" and Lot "3A" as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffenbaugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan Book 92, Page 42; and are bounded and described as follows: BEGINNING at an existing railroad spike in Booz Road (SR 4003) at the dividing line between Lot 2 and Lot 3 on the hereinabove referenced Plan; thence along said dividing line, North 72 degrees 12 minutes 35 seconds West 442.77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lot 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing line between Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Plan Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 feet to a set iron pin; thence along the dividing line between Lot 3A and Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing line between Lot 3 and Lot 4 on the hereinabove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to an existing railroad spike; thence in Booz Road (SR 4003), South 17 degrees 47 minutes 25 seconds West 256.89 feet to a set railroad spike, the point and place of BEGINNING. CONTAINING 4.8227 acres, more or less, in accordance with the above-referenced plan. TOGETHER with and under and subject to notations as shown on said plan. UNDER AND SUBJECT TO any and all existing covenants, agreements, conditions, easements, restrictions of record. BEING THE SAME PREMISES which Wadel Masons, a Pennsylvania partnership, comprised of Wayne L. Wadel, Jr. and Ronald A. Wadel, by deed dated June 15, 2006, and recorded June 27, 2006, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 275, Page 1595, conveyed to Leroy K. Gordon and Karen E. Gordon, husband and wife. TO BE SOLD AS THE PROPERTY OF LEROY K. GORDON AND KAREN E. GORDON, HUSBAND AND WIFE, ON JUDGMENT ENTERED AT THE ABOVE NUMBER AND TERM. EXHIBIT "A" WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-7180 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MEMBERS 1sT FEDERAL CREDIT UNION, Plaintiff (s) From LEROY K. GORDON & DAREN E. GORDON (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $480,202.75 L.L. Interest from 11/13/08 at $91.71 per day until debt is paid in full Arty's Comm (estimated) $24,000.00% Due Prothy $2.00 Atty Paid $1,308.78 Other Costs Interest past due as of 11/13/08 - $69,195.00 Late payment charges - $5,583.55 Deferred late charges - $1,116.71 Escrow advanced - $26,853.85 Plaintiff Paid Date: 8/10/10 (Seal) David D. Buel , Prothonotary By: Deputy REQUESTING PARTY: Name: CHRISTOPHER E. RICE, ESQUIRE Address: MARTSON LAW OFFICES 10 EAST HIGH STREET CARLISLE, PA 17013 Attorney for: PLAINTIFF Telephone: 717-234-3341 Supreme Court ID No. 90916 On September 22, 2010 the Sheriff levied upon the defendant's interest in the real property situated in Hopewell Township, Cumberland County, PA, Known and numbered as, 186 Booz Road, Shippensburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: September 22, 2010 By: &M-'E'state Coordinator The Patriot-News Co. ?020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 14( PNow you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 10/15/10 10/22/10 i, 10/29/10 )JAI . Sworn to and subscribed before me this 10 clay of,November, 2010 A. D. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial seal Sherrie L Kisner, Notary Public Lower Paxton Twp., Dauphin County III My Commission 50res Nov. 26, 2011 Mei° h,,,, - -nnsyNania Association of Notaries 2OW7190 0A Term Members 1st Poll" CMM Union Vs Leroy K. Gordon Karen E Gordon Any: Cluisiopher E Rice 186 Booz Road, Shippensburg, PA 17257, and known as Lots 3 and 3A of the Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Number: l1-09-0509-058 ALL THAT CERTAIN lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3„ and Lot 1X as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffenbaugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan Book 92, Page 42; and are bounded and described as follows: BEGINNING at an existing railroad spike in Booz Road (SR 4003) at the dividing line between Lot 2 and Lot 3 on the hereinabove referenced plan; thence along said dividing line, North 72 degrees 12 minutes 35 seconds West 442.77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lot 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing line between Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Plan Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 feet to a set iron pin; thence along the dividing be between Lot 3A and Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing fine between Lot3 and Lot 4 on the hereinabove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to, an existing railroad spike; thence in BoOz Road (SR 4003), South 17 degrees 47 minutes 25 seconds West 256.89 feet to a set railroad spike, the point and place of BEGINNING. CONTAINING 4.8227 acres, more or less, in accordance with the above-referenced plan. TOGETHER with and under and subject to notations as shown on said plan. UNDER AND SUBJECT TO any and all existing covenants, agreements, conditions, easements, restrictions of record. BEING THE SAME PREMISES which Wadel Masons, a Pennsylvania partnership, comprised of Wayne L. Wadel, Jr. and Ronald x Wadel, by deed dated June 15, 2006, and recorded June 27, 2006, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 275, Page 1595, conveyed to Leroy K Gordon and Karen E. Gordon, husband and wife. TO BE SOLD AS THE PROPERTY OF LEROY K. GORDON AND KAREN E. GORDON, HUSBAND AND WIFE, ON JUDGMENT ENTERED AT THE ABOVE NUMBER AND TERM. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 22, October 29, and November 5, 2010 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. r Marie Coyne, SWOTT TO AND SUBSCRIBED before me this 5 da of November, 2010 i'-' (??- ?- Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 2B, 2014 CUMBERLAND LAW JOURNAL Writ No. 2008-7180 civil Members 1st Federal Credit Union vs. Leroy K. Gordon Karen E. Gordon Atty.: Christopher E. Rice 186 Booz Road, Shippensburg, PA 17257, and known as Lots 3 and 3A of the Subdivision Plan recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 92, Page 42; Tax Parcel Number: 11-09-0509-058. ALL THAT CERTAIN lot or tract of land situate in Hopewell Township, Cumberland County, Pennsylvania, designated as Lot "3" and Lot "3A" as shown on Subdivision Plan entitled "Final Subdivision Plan for Wadel Masons" prepared by Eric L. Diffen- baugh, Professional Land Surveyor, which plan has been approved by the appropriate municipal authorities as a final Subdivision Plan, and which is recorded in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Plan Book 92, Page 42; and are bounded and described as follows: BEGINNING at an existing rail- road spike in Booz Road (SR 4003) at the dividing line between Lot 2 and Lot 3 on the hereinabove referenced Plan; thence along said dividing line, North 72 degrees 12 minutes 35 seconds West 442.77 feet to an existing iron pin; thence along the dividing line between Lot 2A and Lot 3A on the hereinabove referenced Plan, North 72 degrees 12 minutes 35 seconds West 390.39 feet to a set iron pin; thence along the dividing line between Lot 3A on the hereinabove referenced plan and Lot 5 as set forth in Plan Book 92, Page 42, North 24 degrees 37 minutes 03 seconds East 258.72 feet to a set iron pin; thence along the dividing line between Lot 3A and Lot 4A on the hereinabove referenced Plan, South 72 degrees 12 minutes 35 seconds East 383.97 feet to an existing iron pin; thence along the dividing line between Lot 3 and Lot 4 on the hereinabove referenced Plan, South 72 degree 12 minutes 35 seconds East 418.44 feet to an exist- ing railroad spike; thence in Booz Road (SR 4003), South 17 degrees 47 minutes 25 seconds West 256.89 feet to a set railroad spike, the point and place of BEGINNING. CONTAINING 4.8227 acres, more or less, in accordance with the above- referenced plan. TOGETHER with and under and subject to notations as shown on said plan. UNDER AND SUBJECT TO any and all existing covenants, agree- ments, conditions, easements, re- strictions of record. BEING THE SAME PREMISES which Wadel Masons, a Pennsylvania partnership, comprised of Wayne L. Wadel, Jr. and Ronald A. Wadel, by deed dated June 15, 2006, and re- corded June 27, 2006, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania in Deed Book 275, Page 1595, conveyed to Leroy K. Gordon and Karen E. Gordon, husband and wife. TO BE SOLD AS THE PROPERTY OF LEROY K. GORDON AND KAREN E. GORDON, HUSBAND AND WIFE, ON JUDGMENT ENTERED AT THE ABOVE NUMBER AND TERM. 49 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Members 1 st Federal Credit Union is the grantee the same having been sold to said grantee on the 8th day of December A.D., 2010, under and by virtue of a writ Execution issued on the 10th day of August, A.D., 2010, out of the Court of Common Pleas of said County as of Civil Term, 08 Number 7180, at the suit of Members 1 st Federal Credit Union against Leroy K & Karen E Gordon is duly recorded as Instrument Number 201101088. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this 17 day of _ Recorder of Deeds ConrN" MWANdJW= F.AFILESCIientsV11470 Members IstTi1_ESVCurrentA56 GordonACivil ActionA11470 56.pra2 Christopher E. Rice, Esquire Attorney I.D. No. 90916 MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER MARTSON LAW OFFICES 10 East High Street Carlisle, PA 17013 (717) 243-3341 Attorneys for Plaintiff 1 i tC 'ti0 d H 0 N 0TA R',- '19 11 MAR 28 PM 3'. 49 CUMBERLAND COUNTY PENNSYLVANIA MEMBERS 1 ST FEDERAL : IN THE COURT OF COMMON PLEAS OF CREDIT UNION, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. :NO. 08 - 7180 CIVIL TERM LEROY K. GORDON and KAREN E. GORDON, Defendants IN MORTGAGE FORECLOSURE PRAECIPE TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please mark the judgment in the above-referenced matter satisfied and the action discontinued. Date: 3 2--? - Il MARTSON LAW OFFICES By: Christopher E. Rice, Esquire I.D. No. 90916 Ten East High Street Carlisle, PA 17013-3093 (717) 243-3341 Attorneys for Plaintiff This is a debt collecting firm attempting to collect a debt for Members 1" Federal Credit Union, and any information obtained will be used for that purpose.