Loading...
The URL can be used to link to this page
Your browser does not support the video tag.
Home
My WebLink
About
08-7193
SHAPIRO & DENARDO, LLC BY: CHRISTOPER A. DENARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 DANIELLE BOYLE-EBERSOLE, ESQUIRE, ATTORNEY I.D. NO. 81747 MICHAEL CLARK, ESQ., ATTORNEY I.D. NO. 202929 ALANA ZION, ESQ., ATTORNEY I.D. NO. 87137 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & D FILE NO. 08-033528 Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 PLAINTIFF COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: di, '71-113 L7/'Vi l 7J')Kl'f VS. Richard L. Maurer 3228 Lisburn Road Mechanicsburg, PA 17055 228 Walnut Street Federal Building PO Box 11754 Harrisburg, PA 17108 DEFENDANT(S) COMPLAINT - CIVIL ACTION MORTGAGE FORECLOSURE Dusty L. Maurer 3228 Lisburn Road Mechanicsburg, PA 17055 United States of America NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICIA LE HAN DEMANDADO A USTED EN LA CORTE. SI USTED QUIERE DEFENDERSE DE ESTAS DEMANDAS EXPUESTAS EN LAS PAGINAS SIGUIENTES, USTED TIENE VIENTE (20) DIAS DE PLAZO AL PARTIR DE LA FECHA DE LA DEMANDA Y LA NOTIFICACION. USTED DEBE PRESENTAR UNA APARIENCIA ESCRITA O EN PERSONA O POR ABOGADO Y ARCHIVAR EN LA CORTE EN FORMA ESCRITA SUS DEFENSAS O SUS OBJECIONES A LAS DEMANDAS EN CONTRA DE SU PERSONA. SEA AVISADO QUE SI USTED NO SE DEFIENDE, LA CORTE TOMARA MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA USTED SIN PREVIO AVISO O NOTIFICACION Y POR CUALQUIER QUEJA O ALIVIO QUE ES PEDIDO EN LA PETICION DE DEMANDA. USTED PUEDE PERDER DINERO O SUS PROPIEDADES O OTROS DERECHOS IMPORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 SHAPIRO & DENARDO, LLC BY: CHRISTOPER A. DENARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 DANIELLE BOYLE-EBERSOLE, ESQUIRE, ATTORNEY I.D. NO. 81747 MICHAEL CLARK, ESQ., ATTORNEY I.D. NO. 202929 ILANA ZION, ESQ., ATTORNEY I.D. NO. 87137 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 08-033528 Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 PLAINTIFF COURT OF COMMON PLEAS CUMBERLAND COUNTY VS. Richard L. Maurer 3228 Lisburn Road Mechanicsburg, PA 17055 Dusty L. Maurer 3228 Lisburn Road Mechanicsburg, PA 17055 United States of America 228 Walnut Street Federal Building PO Box 11754 Harrisburg, PA 17108 DEFENDANT(S) NO: d F - ?/ 93 (?;4 -?" COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2, the address of which is, 1610 E.St. Andrews PI #B 150 Santa Ana, California 92705, brings this action of mortgage foreclosure upon the following cause of action: 1. (a) Parties to Mortgage: Mortgagee: New Century Mortgage Corporation Mortgagor(s): Richard L. Maurer and Dusty L. Maurer (b) Date of Mortgage: March 17, 2005 (c) Place and Date of Record of Mortgage: Recorder of Deeds Cumberland County Mortgage Book 1900 Page 4585 Date: March 23, 2005 The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. No. 1019(g). A true and correct copy of the Mortgage is attached hereto and marked as Exhibit "A" and incorporated herein by reference. (d) Assignments: Assignor: New Century Mortgage Corporation Assignee: Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 Date of Assignment: As Recorded Recording Date: As Recorded 2. Plaintiff is, therefore, either the original Mortgagee named in the Mortgage, the legal successor in interest to the original Mortgagee, or is the present holder of the mortgage by virtue of the above-described Assignment(s). 3. The real property which is subject to the Mortgage is generally known as 3228 Lisburn Road, Mechanicsburg, Pa 17055 and is more specifically described as attached as part of Exhibit "A": 4. The name and mailing address of each Defendant is: Richard L. Maurer, 3228 Lisburn Road, Mechanicsburg, PA 17055; Dusty L. Maurer, 3228 Lisburn Road, Mechanicsburg, PA 17055; United States of America, 228 Walnut Street Federal Building, PO Box 11754, Harrisburg, PA 17108 5. The interest of each individual Defendant is as Mortgagor, Real Owner, or both. 6. The United States of America (USA) is named as a Defendant by virtue of a judgment, lien or other interest it may have in the Mortgaged Premises. A copy of the judgment, lien or other interest, or a copy of a document setting forth the USA's interest is attached and incorporated as Exhibit "C". 7. The Mortgage is in default because the monthly installments of principal and interest and other charges stated below, all as authorized by the Mortgage, are due as of May 1, 2008 and have not been paid, and upon failure to make such payments when due, the whole of the principal, together with charges specifically itemized below are immediately due and payable. 8. The following amounts are due as of November 30, 2008: Principal of Mortgage debt due and unpaid Interest currently due and owing at 10.25% per annum calculated from April 1, 2008 at $29.12 each day Late Charge of $47.29 per month assessed on the 16th of each month from May 16, 2008 to November 16, 2008, (7 Months) Escrow Advances made by Plaintiff Suspense/Unapplied Balance Accrued Late Charges Title Search/Report Fees Attorneys' Fees and Costs T T $103,701.41 $7,105.28 $331.03 $445.27 ($154.56) $163.49 $250.00 $5,000.00 $116,841.92 9. Interest accrues at a per diem rate of 29.12 each day after November 30, 2008, that the debt remains unpaid, and Plaintiff may incur additional attorneys' fees, as well as other expenses, costs and charges collectible under the Note and Mortgage. 10. The attorneys' fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriffs sale. If the Mortgage is reinstated prior to the sale, reasonable attorneys' fees will be charged based on work actually performed. 11. Notice pursuant to the Homeowners' Emergency Mortgage Assistance Act of 1983, 35 P.S. § 1680.402c, et s_g., was sent to each individual Mortgagor at their mailing address and/or the mortgaged property address by first-class mail and certified mail. Pursuant to the act of December 21, 1998 (P.L. 1248, No. 160) (Act 160), this Notice contains the information required by the act of March 14, 1978 (P.L. 11, No. 6), 41 P.S. Section 403 et seq., and separate Notice of Intention to Foreclose is not required. Copies of the Notice are attached hereto as Exhibit "B". WHEREFORE, Plaintiff respectfully requests that this Court enter judgment in rem in favor of Plaintiff and against Defendants, jointly and severally, in the amount set forth in paragraphs 7 and 8, together with interest, attorneys' fees and for other expenses, costs, and charges collectible under the Note and Mortgage and for the foreclosure and sale of the mortgaged premises. SHAPIRO & DENARDO, LLC Date: r S & D File No. 08-033528 BY: Attorneys for P ntiff y? 943 Ala P. ZIE$LER !'3C... ER OS ZOOS MOR 21 147 bi - d er. Ser Coates 71as•fga" Cozporsttoo 16460 V- 8mi.a, & at* load, X-L", an 4x618 a c5,r 600-967-7629 RamA11x cc . ci ri 6w CWa" mwtoaw CaVeporaCioa d 18400 Vigo 1Rm:mm, sate Mao »P, C& 62112 800-9677629 Pneell?: ?.3-10-0256-091 ati...sta ta. se, ae W,•a? aea?- MORTGAGE DEFLVTn= Wo* we hl Of mis IIOCMW am Mood blow acid tow wtada aro deUM t Sor60 !.11.19.18.20 God 21. CmuW uft Rppft dlv =Vat woab owed fa 9 6 o & 8 wopto'elaeda?s?16. =mew ate "aww7 *>oeans gas aoa mea<, whM is died as msh 17, 2005 ' ' Mtm f9>! R1dm b thie dowooa9: G8) "Bataewa? b 1LLOb" L Mwoz lr sad nUty L Nmr*r Br-omma L 91e mmlPs"=deU9& Soaww hmpnpL "Leolle+?Li 1fta1l da,faLy lle?etgngyl COtpnral3on Leader b a Corporation PENNSYLVANIA-Ovf,Flim8r'"Fina%Uofii ddl*MaCU18i0 INr,TAUNEN'r FafMOSI 1101 Pq. t .118 loom. BK1gnMM5 002411008 10:5e:14AM CUMBERLAND COUNTY IAILX100SDM.Page t of : i Ex tn I Pft) //.tq 4m V Leoder't 18400 4bn ? ?'tomisa , Onita 3000, IrV n" tffi 12M Lender is dbe eapttl?ea y? ? (MIda' meam 9W d?ewsm'pr orhts?Lsa?doretaeoedbyBz sO=W=*eadtl?¢ laser 17, 2005 OC oo sir MMW nn atzfl (Q.B. $ 203,500.00 ) p? lese t. ]9OO bas ptambed a pq 01 debt i. P?radut?tnp?'lhsda6tlRif?aotltlaallp?•u 1, 2095 msdgr Daum "1!q?er4" met dteptapMdt Ast is wesaitted DdoN utader 16e badlag ' of ? m me du "Lan" aataot lhndelt addeaOat tia p P? , sW XW2W d"m ad Iltaers,tatotipyyg?[ ?"?mcnemoBa,eedbyBortvaBBr.themno,Biea BppUabk): VAMider Di-?Pq==Mder ? ° IdY6" *op' MR RLdft Addhadm aU Om9ft Womb 6*69 std ad IOC Q rds sort oaem (OW h„e ft acct of km) a wca ae e5 2PORMW amtbat ?lga"MDa Amma or Me hway by es, Meek oed Awsmo q" == ,A does,1.es aoeasm., aad O&rr mm Wm cr dmHw of pab>dm a D°0d00' 0s bmoteowaesa (J) 95emnnde V"ds Viler" mm OW trandbr of PAA G&W du a kmvsoa M%bw ao*- *4 or ebe0ae paper , wlddt 4 Itdtlatert b mb ao dereOmia by ` • ?°?+? crns tape so a to Oadeq'WbU t, Or M dMft a m debit or Credit an aeooem, 39071 hau includes, but b not Rd W m, point ofd tnoB I , a an= Undko bU-Uonw, tsaosfat initiated by telepbmee, wi>d Mattes, ma aadonOW tkwWBbnw (19'7*vseretr Ieeept°mmt011Oft ikme tbatatedneelhed 1n8aGOe 8. (L) "blgel Preto * msms aay . «mcmtat, award d d.,, or damt5e a. t?debttliba paoee?s 1!a? ? fbe o0rt°u6? descBibed Sn tbrlid(N Pet (?? mdm=ft or odder mft of all or "7 part of the P-purtYi CdA "Mm am" tde n of openy, 4 or (iv} mt i= of, or arms. as to, the 2° OeM '? p eg Lad agwm the mqw., Ot of. Or dew, cO the LOIL (M "it:tiodde ft meat" meluat the n?obaiy sebcdofad amOOnt duofear (? ptita ipa(and Iwaat ?mdc ?he Note, plus (u) -Y am ms soda 9eotioo 3 of this & =IV i ft""L 50011654tp (?i?ta?aw?u, enru: P+Waefi6 n FoeoSao lot W24=0 IM14 AM d/dABERLNNG IX)4NiY I-W2opeo W-Pagezof2- (? "RRSPA"mama do Bal Fl?1s gems P Act (12 U.S.C. sp & XMa 6 COQ. PtPWft X (2d C.FJL Pau 3Si of as d, ut he NoW d Im ms to lm ' mY sddhiae?t arshpoum kok*a of WPM= an P"m aw ame A, W ? "S?!'A'seya b all spl ad iihtb>? la'sr lox -w" ? hme elm d On Z m doa wx VW* a.3 "ihdsa r raft MWIM W3 ftpmw, wbmw madidPWYhasassmod 'sabuid esns?wft raW,,Awgds bl atilt TRANMOP'l l '?!g7!iT$8PAQpFATy Macao- offt ThL ?' sxB?q bY.emder. p)d?em? afiheLam, ahdaflB?1S saod rmm mtea no ftI ad ad 100momis Fiwgds ? ' m0er this bm* MUWM Po ad 0°°Yq of t2r*rllftd daxaiTxd psapelsy hlagod m t?0aai? m " a m 5- Zara 068Sac4twa atuab'd Note aw 11sda a s>a s""awceO* WhI& yhostie of 3220 ZLOA a I"d machanieffiburg i IGO1. PemspIvsaila 17065 jx v cwvj 1 wzm aA the imp"avammas now or her aaw awxal m d, easaamt ti P?PatYad Au 4 and fium maw or havdker a a. nts W 8"6m"s 90 alto De McEcd by this S=dW AU of dw poi' All ' s"d &emlty fmammma m dre'Propeny," B IS afessed a in ads ??A1 a?+w+ BH 19004 G4587 0924008 1U.-M14 AM PW$dU GUMBMANp C10WN loo>z6saoi Ine.k /J ` Fwm aosY 1101 ' Pog"9af S -mm ant "d ebn Boaowa b kwAb 2d" ee an 00ft ift* GOINlyed aad Iua 'k to cma 6e pnmw ad do d. ftww b U for eo?mbmacn ?>aor d. 3"M ""M* and WN Mod daioa aal dmodsa ? laatf ?aooa oraaemd, ' ma OW b Aaf Rapeq Wbattall tavea? SIT oitMe aallbrm mveaaob !nr aetle?ei mq .? mayhem PM". TA jbdw VA" byinimsom to andlow a tdfm, goal* famo®m caarill nI covmmmBaamwamdIeed,teovn"udpypmu mm: and 10 f Pda" 04 am imilm arl 2%% wwd s* M M P PUN= to BOW= M 3. P mb w?idQ ? Nate ? °a W alto P N ? k ? bee t amaw-EbrvOVea.Kaq oratlr?ingtm?taiaiived?O,IadeeeaD?'mmt aerW. ? famaaatt b sebKaed b Lmda'gNid;lrada ?, Oat mp ar aB duo mda do Noce and dds•Bmwlo, finemrtmt be lasde In one or mace d ft hagW* Plpaa. a atO?Iet'tW ? i (W =,W alder; 051 oa&1& dad:, b.* *@*. s dtedr a 'Wad qpmy. tto Nub do* b damn aptm at bobaft *kAs dwaft we heaped by a > kammu tli at ft4r. ar(? Blset+oab: Faads Tnmft. am* IOWIIaatiaa m aaq ihr L*Ww In a=*= wdd< ftnWWpOMMjxQ= is aye rtom a lac Iatidet O°aSf rq rot' Pew apauAi pgoeat >f Ate MUM or PON P4?att M b WAMCIM to . Maa'tw ? accept aep P4 or PtM Pmt hOMOieet to bdol the ima ?'>? baemlda a b IlsrIyYa to aeiae WekPasmemQ psebl In #a two. bw 'Oftb su eldipl' 4 to 9M sRMI pftm m Aa: fbaeanti p arc Palaatt is WAA a of im ubedtded &W ddtr. 40 1 teeed not pay the Lom(0 ? Ihade, l damlpf bald sal wsWAW ?mdt We Btamm enema pg M to aMUL$Boa wdoes=dossttlldaaeweaasiAepesiodofdmaT.oaidrtdvd d9wR* mm flub a talon daat * 3mowm bfaot VOW alley sorb ft& WM be t{ U d to do caftft wig got buve Now or in ft eft t .*W W=Mhiy FIa to fineslOa?OO No offn ar dit WaM BM" me Note and rob a Lad, shall trBevu Bonewer from atslrlg9 pr?ycs m du =*x Inta+meeat. Y lasdlmerlrt a perilst die covewaat gat mm mm N=td by dds Seemity E. AnDm im of Payauaa ar A»aeda Broept a omawlee wed In ibis Swdon 2. di loo medtr ad ap W by leach *M ba yrylied is U.N. g o d, of ptim;ty (a) L 1. > (b) IaiaCilW doe =&r the Nate; (e) aadmts duo nma St w 3. Such Mm" d4 be applied to tads Pftk Oo f'=" m 68 Odw Im I" it bemae lee. Ad? re W04 amoams men to talon t Mu b I • temnd to any otba amain,. due under this &Mfty i?am?at a4 pWdg baiaimcdthexoW I T MWIM as amount > fiova Borrower fa a ddiagaeat Pedodio Pam= 'j" bdodm a enf9 I lit aLam 10 nm e1r , pUMM mW be applied b do "AWN M= and from B-- to tlw r*q. at of da Per O& te'e' tiaeerenOr epp?r aw parmeae nwA d Pgmerua if and to the Wm that, each Pap= on be /1? (?/y/J zooaze?soa CV(PA) P4OnW AM 3039 Vol BK 190,IFG1,588 091240M 10.=,14 AM CUMet7aANU t:gtarjjy • •..._ 10" 200509894- page 4 a paid in bt mme Padodle rite esbd 6 amy esaoa eedWi dGtt the MR-a is "W b Iha Ad! poprmert ?oae or be applied f '?+4P1bd a say od Up, ? dam. Vohmtbr PropaYmeatsdart diapea d Men a damtbad io pesNote, ,ter: NM Ad but almd orPte. a 10-111. afd mm Peomh b Pb*,t dow Ruda 3. YW6 for 11'demal%bota. SORRO ev ^ Ordwepatiaanamet, ofibal Wwkp*Wft Ruder ?t+d 9ae Nate b pall Ia ifdi, a lum ere •P?a >Mpoeam no rime amt ad odoee boar lthtdt em aibdat pdadtr arse Aia? anIV ataeaom lee Non or mmdmm ? an ft all t (b) Ieaadea0d MMM or pqRRd Mb an M@ Re a Pd saWb od Ter' Linder oader co Sadtea S. a gy ros ?: W P*Wmlv. W Mr. at s,ti. of oo q soots sari Mangpa UR,,R e P BIRO ' I* header to got of ft DlyeoaR of mm"p Haas, At ort km err at olew *a to Pmybb t Of MWM X lbo h m eras ,ddad -Bmm Addoq DoW Pak ad ream of der Eaao, Loadtr Mier ageft pat Camrd4 ?. N my, bo,eortoa"I by Mumma, ad W& aanemmta ebeM be an Eotabar Item m Ber BuRroyter do ?y &mhb b jAedeor 4H =dm of R=RRR b ba Paid Raw dh Amd,m. Boyoewwal d iW ]malt no Ffth f, Fae+ow b w maw Looda lam a b Ifakr F4* oda A kxfor aq or in Ap=w I? Lmdar aV waive Bwmwa's Quildo fa ?o po Me eo toafaoetio raWOr an EMMIlaar at aW tbme. Aqr lash boar ? ouW be *Redrm,BMWb=A)k*M* eaao*ad&hmbttaay?'?6d'?I?iRihsamamo ot,aA fmmah b Laa7a ptt?omco[piada hers bean w4ivpd by Lwdrraed, NLOadt yegmep, Boe[ower'a °?' Pv,Ymemt wktla aneli time petbd as Imadar beam x ftufm m=16ma oadbptdemdpte: AC IS Pq-n b. dera to abommoteeedeteedtalhisi9agdOr ppgot,aIb iIlixelawb s mrd 4 9WIoa 9. H`genower it b DOW Etaow lam dteedf. ptaaoret m a Mat ad Boatoart ft Ow Mratimi"M dee Air *uMw w 4W Ldr taagr sale W +tjMe lads 9aotiaa 9 aed Pe! aob aar>mx d Bepaa,Sr olgq tlat be abifjd nodee tircSoa 9 b upq p I?merr s v% W nee m ok * waiver a b soy ere an am" lm= at any Mme by a mode, t(aat to mocat mmh aowoft d- Sd- Is auxuate . dat see dhm e? eodw *a pr 3 Boeelra abrII ? b IReder ? hok sad is rise Farb a ?, ?` CDR= ad hold Ikede is ma,noeet W SCM* t eo pvm;t Ieudtr La apply Sled 1 der SPA. ad 0) mt b amw do =.!h.. amoemt a lender an requite ,radar RWt Lads eheil de amomor of Reds lea oa der bd of cwt om sad rdLa em om own4m of of Atom E,aow Iftm or otherwise to amoidam wish Appudk The Epode, abdt be: Iild to an brtemion vrhorc deposb ere -ermined tW a !slurs( a{geacy, nam0d'0, or eoaOr(toeil?np Lmtda, lfImtritrhaaittadm6eaC,loFoa4aaae aolmaaoeiq a b aoY Federal Name Loin Basic Irmdar-W appiY der: Hinds to pay rite Fs,row Imsaa m leer them abt: time 6peoifled wrier RES PA. I e 0 shell ant dwo B-wa ft I dit amd R*bg mo Fds, ®nII awyzi g the tomm apt M; or vattyiog me BMW hems, ,miens Leader PP Bmmwer Imarcat on the iamal sea APPlitmbb)c Iaw Ptimb Leader m inert,: mach a clump. Utthaa as agieemeat la made he Adop oTAp;dlc*kXaw taegoI iptciesi io be paid oa de Fd. Eris dal! sot bo ngdmd b pay 5mmaver 1ve wds. am um sad Leader am agree in writing, however, dw beer 3001165401 ?'aiPy e?07}el WNe P46d,e ram 30M 1101 8?190G?b=539 081242008 ,00:,4 AM CUMBERLAND COUNry tiwt 2Daw6a14. Pages ot: IW be ft par Baoda sg ?m byLeoan VV* ewer, wlthwx ci?ge, an MW amosy;.g a? me if MM t: a =ON Of hods ? to aaow, s ddbaad adc P"A, Lasder abed aeeonot to 8ataawer for the agora lYmdt h acooadnaex dd&IWA. b'dtae Is i sl+astao ed'1'as& 10 bl avow, of dewedmdrr1?A,Leer4er w 'BWOMasngohedbyIMA,aed s*Apr to Leader the4"WMAMMM#*mpr19 4e 0000 il Swwd-l Is]MA,hathmmoeeim11 ?ftpqs"K ltllkxissld 41dlFhldshoin"Mw,19dsSeeisrs3elmgllA,I?ssiado ao6(y Bonewar ss>taquise4.bll It}Z31+A, rtad Benetrar slag pq to Loader me arroeat ? ?D°° P?? myg saais.amadm ?maaa pea la aoaQd»gpe?,°"ss? to a?Oe toBeatavrlermyllmdtbr4dbyiLeade:. ?' ?a',1Radaa>Itllpneg>dysehmd SMOMM"o ? LbM an ? PW an Pftft f ftoft z, ? , am; "d kroddw ammdablq ea IbmlP?optgr, aq, and Caimamiv A ?.I ad or the w teat datdwebs n=i Au w . W. T. 1Gmar. Baaaotr<t s4l?pgrdamla dlstaa®aparvided felleebToa 3. ow Sea hn g? d elm dda! ahSpdm saeaed ? ? m Leader. bat od1 ao IOIIS>A lfea+eetlr?err le pedose? p? ?a ]ka itt 06ed 5ut4 by, or deiiadasgaat d dte Bm hs, >? aslddb lnlmlar'aaAhdaa opasn to W,Ml to ealbsoemest of ttte wddle gaosa ytooasdtap m i?L.1at eagr meB rIr]?p,aessizuds aceeaaemded;or?i ?ebdaerdlbaHeaan.drmreaenttdMyeor=lw lomo= the Barto dda kqa(g g detamlaea it a4 pat ott,ter!?iopaq ie aslw Wihia 10 ? osar ' Ladsr w+!' 8ia 8osaoaar a aodoe idea?teS tie dt?anfdkd?e wd &*uaodeais*veo,Bo ow&s•aft 6,10ahieoaeor momdd?aaalasant?tao?aiathYBbctiaa4• Lm3hr OW mite 306 dwee to lol a ooe•dme cbwv for a sal mate wr vwr4adaa =4* xWwft M*OnsedbyLtoentowmm mwitbtbisLoo. !?°Ov' "WPWAS"M now as oft or, I. added oa p10 ' idt lose l0' f-, bmtds Warded whhia the tam -aft" WOMIM. gad gory meadsOft b,= Tbk inwwt = Ad be etaI*b d to the =mob owhft dod,osfor ab klehrWq Lee erieso s It qIe Pdds ft dolt oe. Tim sego - what Leda edgoltea pmamt to " ttaa the Lego. Me iamrake o?pr p°000?i06 be dlasea as ow da m to gas term of wW ?br to S=mwffl BMSWC?l6 'ehome, pya*? sift *aB 9 D not be by es'eacised aoeesso 8asto+uo sembb*. Leda L, mY mq w Bower to pry, m o oespoa with " Lav% elpm; (o a merdme ftW far flood mae affi o o aed, o Of 00 a ae*fto dWV lbr flood noes dgmmla?im seboA? eba*6ea go* home: Maww or simam -me oow which reascttatily adgtd aMu sad ftuizidao a andock B&mwer" alw bo xWonmW for me pef °a!m of aty ?a by tla Pedant V- 10W btaopmm Aemty fa mweedm wi& the swlow of amy Anvd zoa0 d Asantmldpn sesfipop Sum m obj don by Bmsowcr y{+j 100i16SeDl ?slt'A)lwe?wi Y?Wc Pq,oa?a ?? rem am 1ma BK 1900FG-4590 OW24fl008 10;5014 AM 01JMBMLAND COUNTY Ind.Mm05096aq- was s ar . H BMW" tits m =down aay of do coyaw deaomw above. I?mder mey obak hgmum everble,UT eadts'a optlas sod BtaaorYa'a eapserte, Lssder is farrier so ObIgaft a petrblee gay patlsdar type er aawpat of a4vpap 'rya tie* Crovenge dtdl Wires Ladw, bat o< aotPeatet 6aa04e? Bftw c% ip Ihtlmpea4, Cr the 0000 Wf tba Piopagr, tpint NOW ZWk; hNISION, so dtdasd? = aatw So ow of ieseeaaaW in -up ?+ ts.aata d+tb oil iv lstidertadedda bdImd dra taro adpEoaat debta'eaenAwleaeetredty ebTttlnedq Ian Th.r. aoertab ebdtbar tuMu 1'roM the sate of disbgnnaeat gad shalt be pgatde; wlEt aadt tatateab tepm cadre Sam Al imme ate POWN by Lmaer ad nww ds of,arh "am man be Now 10 Ladies right p prat 1idbkb Ad idm* a ataedad aeoI M dWm% and 64 amo L WW as ?a iaA t"dlwsovoo,uwwshotbwft3401mbWvspotlWsoldnovont mom aiatfeea. $tlaaaotrnt? tbald pept?r l++a le Ireda dl tateipae ?t+?paeadtrra gad t? dhapt a! tonaaaea . tut oltlpratae >f byla der, t0. °f lpil'. stab pdtg daft bdeda a abeded taaewv demo ml atieIIaemteleaderaamo?ayer;aodlbeasa addd(eadloup?0"ee- lo do event of Io mi ddl On sofa b do heaamm clatter and La da, hides mw maloe paoof of ter. l serf' o>laaswa: l7dm Loa* WA xamomer etLp W agw ?emerereet9M0ed0dJta;teeameetraseapwwlmdw,do applied m amsaattap ea tepaprof fhe 7topespt, 31 the aestantion a egptr @ eoonoat"r fhatibia and [tader'6 aetaetgr is AOt e?pq. D? rot apdr gaderaoedm VwIo4 laedet dmffi k e lle ri?t b ? milt woe piew to- ?8 West Iaai?s tp lod a ftbossw b ioapod pick Aop?tp p m. ft has bees ataapktad ere: y aWb4pd p. Era 90* bgmctkm dW be oedaahden of i Iplym m a dfba?a. ?aooade hr Ibe a ffi of .M% W oe to a aledrp I t ar in a series t m A paya?t as do perk Te asmpkled K ssosotemt is wade to wsddsg ar APlaw oplow boom p be paid m aordt iaaeglaotptaoaods, LM* stadt got be regal I b ptpr ow wwm or earho on rich: praoade Its Im pw& or ahes dried perdu, pk end by Bwowa eiadl tax bo paid oj¢ of Eto iwmeoe edi affil be Ere ode abiipitat of R4al6uer. If the respn6oa tr sttrdr is atit e¢aeoeeedly r 1-hes sew tvodd be teom4 the bona= preeeeds dull be applied to tba Was OM*d by deter Sac* Itatrtaatwt, wbgler or sot eLm doe, wkk Seib s ?' D w Bauaar0. Salt htatrseeWptttteeds *A bn appEed to tht; elder ptv?idod fa is If Bm wswer abmdm *p Ysrtpatty. loch asgr ilk asgewiset rod adde a w aesaatde tssomttr Cl" sad related mtatm u sopum dog mot aww widdo go", m a mft facer t ender ow rite ta,maoet =*w Lag oral ID Saba ddm, tlm header my aejadats led soma the doba. no 30-dsy Perhtd WM bo* wboa tut "m k *m B, al6w evert, at tf La dw Ngshe a the l' Wit mW, Swdm 22 or oftWh% Harrower toady =*w to Leader to Mm *aft 4" a aq to mmw pmeteda ie sa sonnet mK to mmo d the amo mb Wapetd older the Not. or dus S mdW Iastnmeet, and (b) Oq ether of Nmwea's.,'W* (otba ft dw d& to gay nd'aod of amanted p Wmma paid by knwm) soda all pdeiea e»resiag the Property, Insofar as milt 4& ate OPUc bfe to the covNW of the Plvperdy- Im m may we dw harm= peu,ads ww p wV,* er nature thePtapaty err to pay amovou up"oedr.da Naar dh Swm* 41&w as riot otradm. saouss?o>. (?) la+ur}n a0k?c Rq,7 d 16 ?? r'Oall alga 1101 osnareooa 10=14 AM BK190t?Pu?S9l CUVSMM ANb DOUMY lnst#2o fS34-Pspt7of. oftany- r *0 omm, eaaam Um the I+a0pet0i hib fil r' r ? W* doe an0amtlam of ok g W k Laosmm and tam m aao ?e > mmft0 hr a11 ast om yayr agar d?edma of natstrtdd?desd80notsa`seantroL b4rrilblaW, 0rubm s 8 ?aa7'. dillrrat'6d.1 oC tl'° in r, , mmmw atilt Hoer Pmpaty- omop aror sr not ' In deteloods or eumotit %go m do otter In mc BAP"awmw PrOi°a? In me . Dowww ad soItn do Poo" In odff I nS rasando m Pio sa ! s tbaa of ? to Mae doe m lb owMi L Udm It Is wf* Or amMft bt t10t ao0m d:ft ftdbk Bermm:tall P PXPA ram >6? dobd% m or dmnge, Ir hm ma0om or >?n. La tr da Pmpeagr ? Bl?derVft aat Wmpmet& dasaod p40eadrDomoWar Pwmmb- t1+0 wailti?eieanq,dgtadApotzdfmtaanugtep?iesaedOSOf or e ammo *& If the tmat or ? or arft ' 8mvm m mt tdtared of stem om's d dilation lbr the 0mgt?aa of ? a,do mom* wain tpan am howseaa at 1t pmpp?.. v it baa Loft mltaeat mmotor wtEabtietloraffth pa ,"IsduePftmg,Laderdm*e pttotaamdt sa heaior6a?tanz0ed41nRa?sna0aalte mere. ><. awmwae'a Lou A, nVo0a. Bmowmr *9 be is 0** J. aft tw Ltaan *Venda wo + BOaat w or my M o- of tames aft at due dhaadom of BmOwae or rid, tlmowery (imcmdedwor tyre °!»a14r saw aabtb»diq?, or lommom haam um at maw aft Is Laadar proper r awns Bm s 64 d01tl °0a0a? Hmower?c of pdAclpj ms R Pnim m of La Ieea Y thep as b Under Mda So m ity Lab amL If BmtsWarils 10 pahmiko awmmma am msm=m c0ddmef is 62 Sme * ha+mnl. (b) Mm a legal paooee ft ow ttlW dBaiU x* Wat Leoda'a hmseot in do Pmpe* and/or aiglds mxW admt of at 1 pwmft hi hetb*q' prdmk for cmdemm W f00BiMm far a Boo NSUM-4, Or W BODIUM143 * ndWd go PMrb I= LkOnmaoot d to caam ew *b Isws is reasonable or sppo0prbde io peoaerK Lwiet" a !nest im am °4' tri tad ? fir Wbatera Ind bdmft MMcdgR =Nw aatadeg Me vdw of ad riabs Hadar able Se"g B°OP?P. and eaadgg mid/orby laBea tax PrOpetty. Irtda'a aetiott? wan bat use mt Limited m: (? ptryUig ?' ?s aeemad by a Bea w Which bn pti0* am tbii mft batrrw* 0)) appeafos to 0oaah and (c) pft mmmmme a U -wed 'Lxsm1-'P-MtIlesiilMlath0PmpaWand/ortionunder dtis5mWWImmzwt,labft posid w Is a baouM plop , $ at* the Paoptmty htaledm, bat bt not GaWW e0, wtedag the he" b malesrrpRW, CbW Ioeiot. (Wm or bond tap domy wed WmdoltY. dada Waaer fmm Meg, dbnw bcOft or Odw aide viobdaoa or dmW mms cmdidam, wd bare mUUlia pmaed an ar oti~ taadtrspipr't11te BCtiooO Btdar tbbt Fenian 9. Leader dean mot iMVa 01 do eo wad is mt Dada awry duty ar oftkdon b do so. It Is atpmpd &a Leader imam no lbbpity for amt %kWg a w or aU aWmm setbodmd udec 1bL 8wdos 9. \ , am {mil j - 5 0 01165 4 01 St4iP/0 P4Jln1, rs.s a t4 Pamaaf0 Ua ItApl 8K 19 0 U''U ' 159 2 OW400e 10:SM14AM CUMBERLgmCOUNTY mxs zoososose -Pa p .4 cf 1 j Y Ard taaasaq dared IF Leader ender ft Seetlan 9 dolt ltaoVe add]Goart &W cf zmwj p eeraged b Gds Stse * teiksront SM ANow ie doll bw tm opt at ate Nom a1a am da: dab of >MIY ad daa IV j dk. vriGt adt pans; AM notloe S m jaodar to Baomw a po ft $ brAft bteamem Is as a lftd k DM OW don wa d do pwdba of die LiedCreaRetb?Cb GGs b tt+e?gietl4 ? teeadlohi mtd ILe lk tlb Brit ame?nsmlem 80IL g=aader iogdta4 A1o e??otmtoe ss a mrdldmaEaoalde; ? ? pq'eeG b mabmia Ao Iaeutaaoa ie adh?s, 1hr _ . A-9 ?'t'm0e o°r'a? b Lodes ogee. a ? +eN teaeoa icz IMMd 60 AtIa?aeoo sad >sartotwr.pn saRabad a milas leo?? mvesaGe aieudatgr agattieleal dee1 BMW* obamom ppgq?? P-Mi jog." in abals p e at a an M&WAMY ISO* noel b >lmem at me Ls mim l it wet am as aliwa* sdow d b# Leeds: It GOT" Mov*v tso mm upmaR b not ]IMMM r da owdieee bpey blmipe G» aiaaGet dtd -- Peigs•tsia ow weae dp TAM ft ourenPoe oeaeed b >N 5e dlhet Imdsr rplNaoo?t. ae coed Mn Lrx peytaae0 m a aoayeAmdPole lose tntew b ft of Malvv lime", lies metre do be aoesefeld?le; dte Riet Goi lYe Lane b paid b Gdl, teB Leader doH oat de memo ? is p4 HsatseeRaair basest R? mseep>eae tretsn, Leedeeam>b iogenraegei>a]oee peoride teeter idxtpd r ei Ge tatd ter be F&d tb? feeder mum aealalk Is d>f dOK ad L42ft ae --I* A , Cw?_ at4 mw.i eye , twLi"llow s r. - - i.__ - __ aRn2ppll prytreate In.wd tb perohio Ate Imo tetd Aottoeer wsa mgobadtop ndw se ? reriomia MsuPen b eGfpey b or is AWM4 p a aoo mthodd" p tearbeetr saGl a moeimmeat 16rMatlPopatatertaee etch etbomdame wlfhaay walpea ls ea 8aosaet sod Tsealet'neon?eOrvu*adiebeeimergoembWonfol- odirl tLes.NoditbMe ]]GGu! ' I Fay(abwmetstmeeeepeovlded Ibexft aeey Iaerr ' HRomma ollow does sot Yrr =aft do paeei 1w do NW* far c aldn !scow k Igoe nom fiend Ibetorrer fa wt s pw to the Madvp Mmtpp laweas evs ke Aspic ft W tbk on aG =& human In ffitoe hum tbee to tlme, and mey eeeee bm t?taanerte w1Po otitee paetiw that ebue ar tbdr tfet, araaI lomm Tku wUmews arc oo kou end oetadFGOa41.0m aelfs4p I ]IN da mm ill , r and !be som pew (arpodo4 b Mtn unanaft Tbeae apapmtae MW aegmre Gpe bearer m x tco p?aep? d ft" 40M I'm a emdgppe umaep aoalr bne ateiiblo (q nrtY malnde!lends eltppeed fim? Mettppe prCishoo. ..!Ax a na* of ltrae aaiaemeab, Leader, aay palm of do K 40r JVGMd asa?s , my odorowg.ortmy dt m4ftarmwofdo14010d, mayauiva ? or8°°n°?q's Mwf o b?aga, t a ?r AwES or mom So s yet nwwp o tmenaer's tis]c, ar raft lames. if sods ageeemmt pmridc that as atHliaa: of Leader roto=r a ium of-&a iaones d& in eseump far a shoe of do tasmbtaspmtofhefoomttbeaeesq et leeReatwned'cepdwnfawrzm a.° tGiG?, (a) Any =6 apeeaeab wM not aG!ect do mean bat !tone ku apad to He a ar uitrturms er lba Lem Bob sppeaemb w>l set U w a 4e ?t WE a" for Ittr a Enwmw% frd tL°ywM not aetMe teortawrrto any rib" a.ooiiss?ai t??WU1ar>}r? :?? eawk '1pi0°/'4 ?,{? F°ert9e0B 11e1 BX 190OPS44593 09/24/2003 10:0:14 AM aUMBERLAtO OM*" InM 200509334 • Faae 9 of aBN11rl8ae IMSM14AM Lea wee rr81 &* aft t ft daft jkmm r I=' ,? - wllt e?t?er r f5e eWg' Are tiF ? irs"Oft Ad d 1994 w aq -6- IML 7Wae aielde imora.oey b irle it a(wl?p °Mlko at Oe b=W ? a 14un?oroe l IdR were emearaed It m*w" ar 2L d N >en Aq 1+lisoelhaeau ProootsAr to iopAaflrlbepllliplnL?ader. ??Y do IF do ale ?? Nftft ?am liaaeede dmU be qoW to tabaooa or ? of or wv&hm?, -loft DE Uft r U m m ommo 'And 4 a red 7appe?t'a p? b ad lnrioert hw#z 1d*L fa i 10li 181ae hh pmeaa.L mftmAar tra r.. - . - __ _ _ _ LUW& r_ I 18100 of dw rmpoty i ammat of me =m ee Hot- sad 7nader o ff by h (ds del to MUM ad uea eeeteeabyvrMk ®sa do owes Boaager u rUtrd to Dliscepumm Honaaer " bo Leader.3 jadgateat. ear comet in ftpmapertlr aeederedon bas awe of 1??(PNr??ra+ 1;. BK 190O'FG4594 ar m a left of vj*l-s ?s m ?, .oc.e m q 8ego11er yiemnt ae a? eqt stab Dorian or b tot aeoamrigrlb ar7.eaders oeemlg? Mgald w> >>iiu *ad m iie rams mwod Ir„ya own* . w, FM b barwarr. Uftftuo MPl =6 dO be 1, at .e by de & a b9 i?rNnmm4 wa' mt un G M Inv*wofbePalm"IaW teIl4gik?uvltt le ar ?absrtarb Zebu da p1Bsi A1? lk 1Cdagd bs > of ft howwwooofi pmm* IV (b) fie f* WA ft Vdw of tie PnFq b lsrl=kVdae. Air Ortao ftlbe leemx*oe 1de?a,?lom b late of ft Pmp q in vi?d? do fair mnlxt Wm IMM dwmWm or I- b% 1e1Ae is iss an die ee b wb0m tq WdMRa s% or 'a vahr, miss of aot'bereeme us lien dae.?y ? ?ppNed to dse rws ddlC an =ofg?ka m :e'?e1Yis? io f?a: CWT f mm dz onw, r lama 30 dip alter Me do Me wft is #v=6 iis wo otbw on YAN"ds dpx b tat-ft or np k- of to pmpmty or m me emey a?ataaotNea dap. "?adagAab" ?+esOmdi6d}aq Procreda of dieppmaorty?egeiiar whom Borrower bas a ei jlu of.- to WxOxr dlil a aWdml. Is bertan ft is tddtm of me fop at off oetetitd kvd mw of IAniel, der db ?$mO-19 by coft ft ad Oft a de6tit end Png rube 1aei165403 uarw: °jw'a-v is » _,w Feat 0008 1181 CUMBERLAND COUNTY ftL#2G0589831-paps 10 of, 'dieodtm wof a eoEag fiat. L C.e Nws)wvm k paec? *"waits PmPaw m athr m kd i mpeiezomt of tt me Pmpetq at rl?hb redo tLis Pvg * b?asais 1 lfs j oo?d axe °r° I film- d b W da impahmas odl eedar's kmea fa dfepnop?y AN iroetseds aee appllediadMamdeepeo?vitedfdrietteclloa2. n >a?MrssNoo m ? of the Prapdty *Abe I2. Demseer $et ?attlryptage BY L mdv Not a Waive, ItmWm of to d= ibr P-9 ormodukuioada oet--o A6-redbYidsImcmkybww_ m Bommo ar spy 8awewrr Ismeu otaoctow W dO tan aPdt b xdasee IYs,?Qb of a Staeaas h T{aloet Hponaoe Iissier"sot be b eesgppK,e prsrorsitye apimt esy 9pcopnor L131eb1t 4f 8a®oeee et a a" b aaleed time !le pgraat ar o?lp(pe =go ddte s ms ap+.hd bpr ddp gp4 yagstamlt 1y ?svrso afaey deupsl mMe i4/ ph1? Bonowee atthq 8apeasnu ht ttlApetrtrr:. Atq lnbetttatf:by Laodtrin mwd ft- or ar succefom hk Wag of tr zmoopuk?a:os al pyAraa w d Plums. or a snWe u mllm dMBmtlbawdm4fa predrtb a,t ]3. "a Mudd se6a[r?d mosdf. 60000ND and ANN= Neut. ltowoater a0vmraobr asdagtxa ant Bawawer's oti ado=ehilibeJeiptaadavresa4 Aoaerar. aqr Bmowee wbo w4bw dds ftmft Tosaslimilit bit dos art emoo Ilse Nde (a yp.dione9: ((k op t? t>is iterelteeeet aa? b Ares -It'll marry the oo-ift mes , in me Psopm ?r at Igge of dds Soaakf Cb aotIm MEO aldipeed n pq die sue. MMM V lh e Sloaft d IM aed ary add Hanover ar spas b ealeri, , dxbeaor m the aeons of mis ?mityI orthe liape tddlett me P=",ft Of bbctist 71. aq 3uorr tlestr to blb t of &Mmtta U =a= Banaaa"s mdn d? 8pp W Let -W is wft d is MpmA tW Ltd *V obtain alp of F. 6 aedcl? ardr ads?r, 1ottltt. Lsoopix dYsg aet bs n9sy.d Lme Bonotret°s t?liptipes ead Bdab>•da'ele 8em?7eupemeet>ode?{ I,edtr.r?s 1v web taderee in aeiasg. lye tatvetala tpd' ad tyit lnMne®c +dldi led as padded Is 1?4.?I.oedi ? Wlofff cbm sw MW 99 fn itotre,tW 4WIP , for 16 hat In d P Q°°d to oa and wtdt to &c o w tel. bpdtati c a. dmrasp s Rick Pj*m d d ? va%odon ? to is fesa?tl to asy amerces, dw abuese of . wawGRlka:r ttoeatatdeetpeaidc feenB0>taweretammtbe' . a a pmf?ldamt ? the ttlsgiqoFm& o[eae3 fee. Linder sllq mt ebrsye e? a:i ?sdole4?mud bmatlVA eLot. if Lam b uldft . ssd tiotlew is >a that ft hterot or cow beif: cdlertsd or to be aallpgpd hs oemdon vim Ibe XAM eweeM 15e ptsmbed limf, Om(? tmpr bm drays mall be rsdmod by the smomt aesaeewy to x &w are ? n dw pmmtttedliomttrmrd G? ? sae aheai{/ erileasd tbma8afa?tty d9t essesded pt®itted *mia wm be rodmrkd b saexots L"dps a(y own to uft am aeamd b aedsdtrt; me dad d awed tmdw tae rim or lq:.;MR" a (am paymem to 8omm". If a xeb m tedooea pdsnprt, ttu nbcrion WM be utdrd asza WWWA ow p ? or oK a pmP+Ymeal is P? seder iota. of ae Bo mrl a 64 7°e? mods by dicsct psymaot m eanawar iinO tas>ak a wAver of any 7W fight brio a wn aot of amfi A Nodem AN mdaiii jjvm by BOW& or Lender in oomrmft wtib stria ftaty Iarenmmeat mast he in writing. Any imit6 b Boemaw in owwwo n wW ibis ImtT r abd! 6a deemed sv 1OO3i68{01 ?(PAI Iaerla? hift ?_°°ee Patrafe ,y,._ Fasn3D3s 1/a1 OWMA oa 10M.14 AM sK ? 9oG?u?.?ss CUMBERLAND COUNTY Inrtae ?a",ae6?t - Paae.11 d 2 bM ban goo b MOUMW whet mad by filar dus am t whm etaalTfpr ddieaed b BoMWW muff address ffsear b3 oiler 2,em Modes 1e Non Ap uome taw em-no ???ghib °00 DOWNW ? ?d?b saw in to Dmou &= min B mmm has a a6 tortes addiow Al dO. tie de p asd& I-a- of Bm&m-o'I d mV of adim& SLUM r by vodft ? 10 LeW Bpnowe s?di??Kb Thmi s?qOr G>iedwYa:tialt a?r ? s addmu PNOWN t?eo* IW ua fmft to I.edr idl bed d Xdm dd'u use ?t s lime Aey b" a W IV It IV dw a& nnine Lad°?'' n In Amw bush bimA.w t?- his md0e 10 i t?Nrtld 101?yC bRf d ?r by Leader Irow aedoe SaWrl? ladtmetret Is b*MNM CC.err??d??? >mwt wtU swie de omeetpord'ufg pgal? twin gvrwaed bj --- F& - har W" t? 1r t dit oil Law. A nee b MomL As my mpb? ad amb&n of a= ? I?Got wilt ? ?-?-0"0??laaa ? ?r ? powU Law, fea6 Weedier ad =L *W cdcryese? of ?4 ,ryYar fir 1h0 ]dob Mlmbe ? Wafer wtmpar ma Weootgldr; plaeldaa, As need Is min 9e ,T, II p ?. of 60 meaodiae ?ee??'hilt mna Nd lodade so "d Vft . Mi of ?, i?ldee 9906: (b) wads to ge AM* AS am am ache tea, "so'' ! sale dbeeaion wdthfaa err MW" ro YA Beraeera+e qg? ?pwa?@ he=Ira err: mapr aF?e Nile nail oFda ?e?gr p ?bb? ? Ibe er a i 3rrmt tie sle+ewati Aa aeei 1n A?(e fiM?om 18, ? arbaelicbft boaeet bl lhs Pmpeea n co mm escrow aseeeesett. br die ? a[tl?fie Otte da'd' adaa or bbyy Beta et a fwlwe dad b a posthser Is trot ronorm paAeiaaofi' tof ills sate Tom In me Ysop is m2da (,r RHonowas I? ? i.boftd taferelt ht Bonoaer isaril ar t wlatmfrLeaWs paier *don 000MUL > -V T0Fft 1o "No Pam= In Id of all srmot seemed by mie tieottrit Appiia mWcUgr. z. d AM mt be Gratified by Leads if ad esneLse is pmbrt?tlal by If Linder exeaeieee we' *m Larder shell iire Bmmwa tur+m or noun d m. TM wow Wo ptod& it p dod of tot has'" 30 dqa 4® be date me mft I m segr?ee %ft ft" wifh4 Tma B%M Wr ampf. in amt eemeed b7 mia 8oaaiy+ WOMEM If 8 pq &M onas pft to Pon ra of ft periA T miler a w Wft mp temedtWS permed * fife a I swe?ooc nafterdom4mBommir. Boamtafa ebb hies M& -h AOAM* Aft Aese mfm If B=mw wo atuia omfolemt a1 bs" drFrodwat Wf !bh 131teemfmt dog" d etay &a prior to fit esdim og (a) 2* d ye bd6me tale of drepmp" to iq of male ooaofaed to fh? ? (h)`ieAi,G&W pedod as *Numf le Ler Ed* the l of of Bsaower+e A& to m<nsdba: or 00 ay or a into" e axbg tae &W OW tdb-MNL 7bm wedidcm ED MU BWaomr.. W Pays Leader in Saar whieh flea watt he des tailor this 8teadq bmhm !d and the Mores I(as amdeotoe )red axmeed; (b) earn soy deimb of my c&m w" mts fir ioo>.issaai ?'Mtowna, i,ia.k IEWttdt/ r'o1N tWe 1rOt ox t9oGin T,5,$6 OW24M8 10'SM.14 A)A OLIMBMLAM QOUNIY hqW2050e694- p.maya or. a612412009 78.sauam brined is S thts hw=mV. , but m WmkW "ft in &D hc"W ad do im aie er o6. pirpow of Mtn wah as Lna OW a e a aea i •s a it do PAW M =a ao +' e • ml Dmo?aP• abu?rto. m pq a. mow by as swwq t In am or mote of6p how* tm0. 0 ?8ar""?iC? +dssa sttwe dad eadMW dock bwt 1dcd;-mAmsw's ok IF I?aiaY W ?: 4b} osdm: (r? as iee60tgaa wdmm depmks ape brand br a itrdtsd ssmgr idled tear sots Fitade'it MIhr- v m lvb msete wbd 390x, .01 air lesaa ?? Hoeaa?0°ofe sistl ab a Ma if m amdemdm and aaaosad, Hotsevar. dds b doR x apply ihs tM easeafa?iea tash?Beefioa li. =a."ofNstslCMW@fLmaBssrlme; dom.?oNossata . A s* n*t Swap is ft on be add am at an mmm aaar ehsc eieetab du p o tba ',iaetm sb dw j? Yaledie AiS?mmht dal rsdSr to Now ad p it red 26 ? >?t hto seevW -6v goprok I* bwt4, hoinalt ad . Th,..... bte roe or mold thasBp debeLom sirvlox aesaeeed b a rile a ae lima If Ibmie ie a dowof di Timm TAW I-s;8asoma *+'sawotimaedn:dl4eeisq?e?ddmsdrmeelMaprea?ed?idknsddrc new Lem Barr; th9e mM addrms b wbkA pgaemr smell b+ mob m d aw adw ?eretio, 'A t In ootseesioa VMS ]Be" of aadw of maWa & $ do Nab Is ON add drwdMeraa Loa i• eooaapsrdll drt ao?irimrp abed ' demou"bow asntotedby9+elineeP?mksolbmrdeepeartdodb?aetfpa?a ?.?md tteldter ittorsoNer mr Laadts »wY feb. a: be jobad b =W JAM ado bs eider m ?rldlld Maw ar an maw OF It dam Bai mbar tl+am 20 adia pia adam pnrmptt b dds 2 PEW-hubm arpdb? Imutn+mM, ttetII tstah Dmower ae teedprime modit t ae oaMpss?/ a? nwioe tbea is oo aee igil4 dr if hwou lei of N4 allowed bidet and fhe rata pmq hsrao a rgro,+sytr afa the sbft or so* N*m to ob tmnedvo WaL If AppBamtbb Im providat a 6me pmiad wlitdt 8W dow b*m axub aft =a be ohm. we time patod win tie deema a bi.'nmom* for pup= of air ptaegtaph, The amleo of m hands and aPPKUWtY b sine SIM TO'D eww patai®t to Settles 22 tmd the aWm of alLd=W giv a to 30m wa p b Seedw 1S AA be: damed la md* da aotim and appoem* to ob oo ve ? •As rued to ihia see8oa 21: (s) 'Bnra*u abspaoes` mo tboee Wtoo- ddW ae eetde or.brnd= mbSUeaee, poltgagL or wagq by tistvl ommm Law and ae foA" Sssonee,lmtMene. Deer ar tasb petsofeeme pasdoets, Sotto pgiddtx add heibwides, v Uft sdv-k mst d* ca=Wq sebesms ar>?tsmelpidq awl arsioaetis+e srlwLle; (b)b?`ZbhoemmldLemeaml6dsslanadhm area anwhsssaeAapesrjish+eatedihw rdw to ha1C4 sift at ewkmmxutd tutecfio: (n) '&avlemopomtsl C3 inehedp aw taapome son& mmedisl aaloa, m Seaeav4 ndaa, as MW In Saritoammeel few; mod (d) in lawAmawml t onmdon me= a amdtim amt lea emlee, emtibulc to, - adm"Am tdgga a Ew4wnmmw pesenp. icou65m01 t?a1pN a?•ww+ maw henaar+e AM 3M ts1 81t 1 gGG u?E?97' CIAUtERtAM OOUIM meta 200509654. Pepe t5 of 2 • i smawdalm ar&IWM 2 mom elite, eo E" ?? teaelmm clad ?) a` by Adam Upon oYBIIBao$Barred ddR Inppmpet,fhtegxed9' aft i ? a d bmoefe Vold Afm *-mom*. Leader *a db ? ? ?ebplagaf? ??edpe? ' batwDemb? Cmit Imor no B Chi ?A• WdTW1. tom; bite es?t 'IIP? La+v, eratra aad teteaeeB aav clam or k¢0°°°t 10 jdfi ?8+pamaat. lad 6awry Wa{vee me fil aftypirmor pe0xii#a 1. aeagios, etdtmita o! time. asemptioa Eft atget 11iii Tory and Bate. 2S Bat 14BI to go aoBacacemoeat of o[ bidd bl Briehn tt at eBe b tdoBhk morided iBt Secdoo 19 "a mom b Me a Bbeiitfs ae?e or odw 96 PM W to this kwky 2t3 tt'Badam 11ft thE• j If Bay Of the debt Bavsed by da Seototy hiii cot is lent 10 Bonawrstoaogobetidem ,tlde9aQmitylaBttameotBlWdlbeapon?BBemoo?pr r ]loom ak t or in Id an or:mortgage ,,Oppsr specs Ast dte iaffint sale pW+bk +? enamm dx?Ne?ee ]VtNe or in ffi as of 4bm Is losme 09 be Me me payobb from W. to mna 103165401 ?, eur• twat<ot P"ua to Rvna tfal HK 1900pill 459-:$ Oa24/x008 106014 AM CUMBSPLMCCUWIV k t.#"M0WM - Pepe 14 O(: BY ffiGNM MOW Bonom god Woo, w me 1- ad mve_o mm"M in dds wtm?see: -94 -, -pumm - PO emwa -(Sod) -Hemewer 0912412008 10SD:14 AAA 16.d to Bt 1900PG4599 1007.1SS401 Fees 6009 !!01 Iesw=wmm - Pepe S's of 2 COMMdNVM"TaOrM UML'VAMA, ?`UI,s3 on a&, A. C"4ra. 0do, ffi L a ?: ? do booby 000, ZXrvino ftt6ewlthinsemedMaaipb?els 2MOO yon asms6, s, q Z 0 7thet a?uoroo nobs bad dds idey of '-.o d Asemcoflts?,es 5 0 01165 10 1 ??9'?lAw?M? uudre PprlOdie Fbem909f 1A1! 6K 1900FG4600 06t1MD6 IMM14 AM CUMBERLAND COUrM . Umf.?i2007WOS4-pegpl6of: I F - ax Dataoel of land M3.th the balUfto and , alh ate in L wr x1m P, 4.ctVjlaud ?Y. tatnia, t p dose bed as follow, to Vithi -ItIOWLWAY bmudrd and NUMMM at a point in the c mtw 11ns of UPWAM 1"d, utdvb 18 c two O4r-ZOs (lt6M) feet sa a sautt wwt,4 ae>nar lima of Li?yh14 NO. 220031 lbeaft a me the ome mmrbara ij to east' O"ItAft OR' sigma tadw 'toe of UON'* MW or zosmar* off t'h='lan ftun j t?rdes on south :C=Ly-f w (") OsSoftet wwrt, ehsos few teatko (991.41) feet to a posat? tea Uftft" two acid deQraas wMt. aQUe .bd d ton big) feet to ?: thwas (wt PLWe AFL 1It1¢ snot, fadusdt4d o= (491) feet to the h apd mebss e?4 ar ?x?s rd-b- Rand BEING THE SAME PREMISES Wbi dated Ilk Charles R. HarveYr by hia Deed Office of the Raw dox and about to be recorded in the. Pennsylvania 0902? in and for Cumberland County, w granted and conveyed unto Richard L. Maurer and Dusty L. Maurer, Mortgugors herein. 1 Certify this to be recorded PA3 in Cumberland County PA wrm moo Recorder of Deeds B91900PV"4601 06424 041 10;50.14 AM CIAMERUM COUNTY In"20o5oaAJ-p4ps 17 0(a I ? THIS ADJ WABLE ME Rte kamade 01 17th day dmay, nos and Is kmWPoreted NO OW Ad be deemed to emend wrd wxbmw Om b4o' of und"Wried Tnd4 or Dwell mm •S MM" ka tbme) of the acne dote ? the a ('8orrme.r') to somm Borrowers A0] dew Rate Note (the 'Note) to cont-Y x+74 Com" a" (' Wr") of the mew dw ad awake the ImPt q *M bw in the Saeutity hrehum m and roosted at: 3220 IS bob F=d, tteoltadcOVM, M 170515 PhwtyAd*esg MIX NM cm, ?%Ws FRCFM m, I IN1TL' MT71RCOMMUNE W1ti 71 THE AMOIMf1 Ht71wpANilt'o MMMIlO1T? CM Q MM A AND 7W MA1mYWt T! ltgp?llpe(tMI$T MY MtIAE AT ANY am TIYE Securly ADDMOtpll COMeIAI M M MOM to the covtemnte and agrntrwds mega to the kladta m. Om"ftr ud Lander hrUw Caaerm and agree ao Iowa: A. I SAND YONDLY FAVOWTOMINI 1 The Note P wAdeato on bust tda at rote of 7.250'14. The Note provides forpl _V_ In the "we Not the want* peymads? n folowra: 4. MIAM PRE l ORMY PRYKW MIANOES chmpmn -. r Ttm bend ?do 1I wp j w mew dwip an the The day or aped, 2007 and an that delr every month thwedw. Ewh date on which rr4r kdsrnot fete cold ahmpe b coped a s Deb' _ wRh flre drat Gienpe Det4 my kderaet rate wM be tined on en ImbL The k the depoeta kr the Late offend fetes for skt month U.B. doter-deno hated (OUBM. es pllbbMd kt 7 m lid t3ktrrt Jou?aal the moot raw* tndeot fb" waftle rm of the epee busi°°°w dq of Ow month krlrmdstely Mme ft the with h wh?o h the drops Dab scare b c*d tho' Csnrt kada+c' n the IndeR N no karpsr oweembk the Jeri? wM Wpm a now No that k: bred ocmparahle klfawreq 1.71M Nab NOw wM * the Win of tide dwkm CdadWom Miss mb Clump Oft AIM Now Hoban qM oebrdrrte p4 T4 mdt 1'199-Ave =immico tA(e) a?y rtew kdetwet raLeby addrrg ( 5.5150 to the Caned Index. The Note Hdder wl t tired round tt s vomm ofL? Q?T?t 1003145401 ? ' .. ? ??- s'glwa?M fntarolnl? ? Pm& I of S °krlk+lo P tWortpa0a t3arulJOWL RK 190OPG46p.Z ae/24=a URM.14AM CAMNIANDtr01JNM kW.0 X34- Pepe 16 or: a?' tdle hRNndeQ aKwr?t Pmt 10.i2alilg? to tlmthea= nRs be my new ie.roett tab udp Iq wp pi n0i M? t awe r?n1d be an at ?r ?o tt np D b rnt. I niewatn.te WIW i"o P W 9 the first Clo p. Date Wit trot b. W-der then t:. Tft % or lees then 7.250 !L. Thw.eN.r nd I?raat rete VA n e v e r be tnoraeeed or dspiegb oA WW sb* awo We & lAOrO then o.e see 1.500 %j bem the rye of Attuaet 1 feew been Peylgp tb. pdntc ?Dmb at kit.r.u rate+.lw tiwr?btt pr.efar u,a, u_ tnst AioOt?e t?ata. I wit the amwet c.t..ndl tit ?e+?b! P•t ad,. ch. cl,.W ? I ddwr ar b roe a abu f e+y M notto..t tI ? ??.?u??w . n? pe th. natleec nuniwr a cF7mFR tee ttnnlt?rnsoea uowmcwmwit seotlon i I. ewneedsd to rat a. iattaws: ?MW of do ore M:bmd kkk *=JA Wom tatrnrt iA twh N ttanefer onower et ab teate to s crust omm BK 1900F.146-o3 OMrMW 10=4 AM la U040 PMP 2 at 3 Fen SM 1201 QJMBwU M oomy hawF4owD9e04• Papa U ar r Carrington Mortgage Services, LLC PO Box 9050 PRESORT Temecula, CA 92589-9050 First-Class Mail U.S. Postage and Fees Paid WSO Please send correspondence to: 7113 8257 1472 7738 3062 Carrington Mortgage Services, LLC Return Receipt (Electronic) P.O. Box 54285 Irvine, CA 92619-4285 Please send payments to: Carrington Mortgage Services, LLC Attn: Payment Processing PO Box 79001 Phoenix, AZ 85062-9001 RICHARD L MAURER DUSTY L MAURER 3228 LISBURN RD MECHANICSBURG, PA 17055-6718 20080710-6 556 01 1109-v9 CMS Cve i-` - bf-o a Se..iaF [LC P.O. Box 54285, Irvine, CA 92619-4285 (888) 788-7306 Fax (949) 797-5310 N0556 07'10./08 Sent Certified Mail RICHARD L MAURER 7113 8257 1472 7738 3062 DUSTY L MAURER 3228 LISBURN RD MECHANICSBURG, PA 17055-6718 RE: Loan Number: 1001165401 Property Address: 3228 LISBURN ROAD MECHANICSBURG, PA 17055 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official Notice that the mortoaae on vour home is in default and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help save vour home. This Notice explains how the program works Counseling Agency. N th The name, address, and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of the Notice. If you have any questions you may call the Pennsylvania Housing Finance Agency toll-free at (800) 342-2397. Persons with impaired hearin can call (717) 780-1869. This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able t help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA; SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRA,DUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGAMA LLAMADO "HOMEOWNER'S 3MERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA 'ERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. N0556 Page 1 of A I t 4% V ?: ? .. • ? ?. HOMEOWNER'S NAME(S): RICHARD L MAURER, DUSTY L MAURER PROPERTY ADDRESS: 3228 LISBURN ROAD MECHANICSBURG, PA 17055 LOAN ACCT. NO.: 1001165401 ORIGINAL LENDER: Contact Carrington Mortgage Services, LLC CURRENT LENDERISERVICER: Carrington Mortgage Services, LLC HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. • IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND • IF YOU MEETOTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -I Tnder the Act. you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT t30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT," EXPLAINS HOW TO BRING YOUR MORTGAGE LT TO DATE CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this Notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses, and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one "face-to-face" meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign, and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your "face-to-face" meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. N0556 Page 2 of 5 AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60 days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date.) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 3228 LISBURN ROAD MECHANICSBURG, PA 17055 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: 3. Payments @ $1,070.26 (including fees) : $3,397.12 Late Charges: $47.39 totaling: S352.65 Less Other Fees/ Advances (included above) 891.76 Less Funds in Llnapplied -$15456 TOTAL AMOUNT DUE, LESS FUNDS IN UNAPPLIED, AS OF 07/10/08: $3,749.77 ** There may be additional fees or charges associated with the reinstatement of this loan. B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION: Make your monthly payments as specified in your deed of trust or mortgage. HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $3,749.77 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check, or money order made payable and sent to: Overnight Mail Carrington Mortgage Services, LLC Attn: Payment Processing 1610 E. St. Andrew Place Santa Ana, CA 92705 Western Union Quick Collect (any location) Code City - CARRINGTONMS Code State - CA You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: Contact our offices at (888) 788-7306 to determine the best way of reinstating the account. IF YOU DO NOT CURE THE DEFAUL - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise is rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. N0556 7113 8257 1472 7738 3062 Page 3 of 5 IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fee that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale, and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this Notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such Sheriff's Sale of the mortgaged property could be held would be approximately 6 months from the date of this Notice. A Notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: CARRINGTON MORTGAGE SERVICES, LLC Address: 1610 E. St. Andrew Place Ste. B-150 Santa Ana, CA 92705 Phone Number (888) 788-7306 Fax Number: (949) 797-5310 EFFECTOF SHERIFF'S SALE - You should realize that a Sheriff s Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and vour furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - Under the terms of your mortgage and note, it may he possible to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges, and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR PEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. N0556 Page 4 of 5 Should you need additional assistance, please contact our office at 1-888-788-7306, between 6:00 AM to 8:00 PM, Monday through Thursday, 6:00 AM to 6:00 PM Friday, Pacific Time. Sincerely, Loan Servicing Department Carrington Mortgage Services, LLC CONSUMER CREDIT COUNSELING AGENCIES SERVING CUMBERLAND COUNTY Adams County Interfaith Housing Authority 40 E High Street Gettysburg, PA 17325 717.334.1518 CCC.S of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888.511.2227 Community Action Commission of Captial Region 1514 Deny Street Harrisburg, PA 17104 717.232.9757 Loveship, Inc. 2 320 North 5th Street Harrisburg, PA 171 10 717.232.2207 Maranatha 43 Philadelphia Avenue Waviiesboro, PA 17268 717.762.3285 PHFA 211 North Front Street Harrisburg, PA 17110 717.780.3940 800.342.2397 CREDIT REPORTING We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. MINI MIRANDA This communication is for the purpose of collecting a debt, and any information obtained from the h•ustor(s) will be used for that purpose. This notice is required by the provision of the Fair Debt Collection Practices Act and does not imply that we are attempting to collect money from anyone who has discharged the debt under the bankruptcy laws of the United States. HUD STATEMENT Pursuant to section 169 of the Housing and Community Development Act as 1987, you may have the opportunity to receive counseling from various local agencies regarding the retention of your home. You may obtain a list of the HUD approved housing counseling agencies by calling the HUD nationwide toll free telephone at 800-569-4287. N0556 7113 8257 1472 7738 3062 Page 5 of 5 S.a-24-088 111:e1ml Fro,. 1'uar r.wwvu r,w Z=T7 °saart nen: of dN . trrterriel Na ke of hftd Tat Area: Be"NWnbar •6G• aYS PY- ZMNC {/DBp) V B AI! *2 nm = U 4.1t B PhOM $22-390 E Uy ve 292313306 rw -W A CGOIR. We am *W s PM~ ta,sacd m16321, 6322, "d a3Z3 of the iGiteaaf btm a a poe[w sips gems Oxhwbg karat and Penal +JP(.G tiro foU9GGtopAaeed 1Ni mw made A,. 17? 1 yt timeisaY11mMMor ofdo1 ftd ?m UWVAM Ate" iefotG { to $it to • ?r tie Omelet Of tbm to dd amumna( Ammm and casts But my amore. Residence 628D CA=SrA ?M LOT 528 CSBDW, PA 17bSO-5250 FOUN E-- RTI11e11'RELWEiPIFORMIITRNsForeach aal unwitNetadbelow the a fogowbg dVIS bV die to O lm In aoNrnn W. 96 notion rlyd6, In axa(e), 4 awerllmG ae a cerddna of MiGM OF &AVd TaK Eat wa of last Kilm of Talc (a) rem r 11toe16er m 1040 1040 12/31/2002 12/31/2002 - t-6875 XXX 687 0512- 66 2003 06/: 1040 1 12/31/2004 ? 5 ffif$--687$ 04/04/2005 05/30/2005 05/1 06/S n e q o t ? -•c of Ammmik 364.88 5683.02 995.04 Place of Filing Prothonotary: Cumbarl.and County Carlis18, PA'17013 This notice was prepared and signed at DETROIT, MI the 18th day of May 2006 Signature A Lyk ACb? ter R81 nM 8 (800) 81 OWM, 0W9ft to at et6ear IU0Wdmd bm tAa a w.,NQLadpnrlnt 1 not a new. Fhd. 71-166,1971 - 2 C.e.400 kale t • xWe 9s i amca Total 7042.94 ?xllibi? , on this, 90 22-00-0008 to wallft of Nedoa d Federal Tax Gen Form 666(1')(x) Moir. Z mom BAT. No NXIM 11( '10 ?' ? ? ?; Sep-24-2010 10:400 Fran- rxesbiu Civil Cabe Print - --- =? -?? 20 e oU S TREASMY DWAR-T"ENT (Ve) MAURER RICHMD L ET AL Reference No.. i /2 Case Type.. FEDERAL TAX LIEN Time............... .: 5/261200E 3ud ® Am?t. g?nn 7042.94 :5] Die osedaDesc.: >>JCecuti4nlDate 0/00/0000 ---------_-_ Case Comments --------- Dec?a°Date. 0/00/000O ---- Iifg_ er Crt I. wwwww#www+w++w*wwwwww+++wwwww+www+wwww+w**wwwwwww+w+wwBw+***wwCwxww+wwwwwwwwww+ww 'General Index Attorney info PITTSBURGH OFFICE R1 OM 808 PLAINTIFF 1000 LIBERTY AA 15222 9974 M 6280 AURERR RICCS? PIKE LOT 528 D$FMMANT MECHANICSBURG PA 17050 52SO MAURERB CARLISLELPIKE LOT 52Q ? MSCMWCSBURG PA 17050 5150 Judgment Index Amount Date Desc MAURER MAUPJM DDUSCTL i' 7 0 .94 5/2612006 TALC LIM 7,V4 .94 572672006 TAX LM *wwwww++w*++++++w++wwww+r+r++++w#wwwew+w++w++www?r#,twwwwwwwwwww??ww+ww++ww++++wwww. * Date Entries +wwwww,t++w+tw+++*wwwwww*****t,w#wwwww+++++**ww+#*wwwwwwrwwwwwwwxwwww++www+ww#++w, FIRST ENTRY - /26/2006 FEDERAL TAX LIEN+IN TB$ AMOUNT LAST - OF 7042.94- - - - - - - - - - - - - ww+++++wwwwawwwwww*:t+*w#wwwwtM+ww+++w?rwwwwwwwwww+w+wxw+ww+ww+**#w*rw+#w+w+wwwtr+, + Esc nfo ton w Fees & Debits Bead P+0at6 Bad B] #wwwwwww+w+wwwt:**wwwwwwwwwwwleww w w wkww w+w+ww +w+r++wf+w+ *+www++w*w*+wwwwww, FED TAX LIEN .00 AUTOMATION FEE 5.0000 5'00 5. 5.00 ---------_?....... ..... -------- 14.00 14.00 .00 w#wwww++wwww++w++#+w##wwwwrwwwwww+ww#*www*wwww+w+w+r++++ww#++*w+*w+w+w+,rwww+ww•rr #ww+eEnd of wCase Iff?rmatj°A++++w*,?wwwwwwwww**ww*w+.rww+wwwwww+w*++wwww+w+w*, Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 v. Richard L. Maurer; Dusty L. Maurer; and United States of America VERIFICATION. The undersigned is Foreclosure Facilitator of Carrington Mortgage Services on behalf of Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 and as such is familiar with the records of said corporation, and being authorized to make this verification on behalf of Plaintiff an officer of the corporation and being authorized to make this verification on behalf of Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the Mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF PA.C.S. SECTION 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. Carrington Mortgage Services on behalf of Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 Date: DEC 0 3 2008 Name: Title: Company: 08-033528 cc? Ilk n a rv i C'1 W N pn rn • h SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2008-07193 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK NATIONA TRUST VS MAURER RICHARD L ET AL R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT UNITED STATES OF AMERICA but was unable to locate Them deputized the sheriff of DAUPHIN to wit: in his bailiwick. He therefore serve the within COMPLAINT - MORT FORE County, Pennsylvania, to On December 23rd , 2008 , this office was in receipt of the attached return from DAUPHIN Sheriff's Costs: So answers-, Docketing 6.00 - Out of County 9.00 Surcharge 10.00 R. Thomas Klin Dep Dauphin County 41.25 Sheriff of Cumberland County Postage .76 67.01 ? d 11 qo 9 ?-- 12/23/2008 SHAPIRO & KREISMAN Sworn and subscribe to before me this day of A. D. • 4 CASE NO: 2008-07193 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK NATIONA TRUST VS MAURER RICHARD L ET AL NOAH CLINE , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MAURER RICHARD L the DEFENDANT , at 1050:00 HOURS, on the 15th day of December-, 2008 at 3228 LISBURN ROAD MECHANICSBURG, PA 17055 DUSTY L MAURER by handing to ADULT IN CHARGE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 12.60 Affidavit .00 Surcharge 10.00 .00 ?14Z/6q 40.60 Sworn and Subscibed to before me this day of , So Answers: R. 'Thomas Kline 12/23/2008 SHAPIRO & KREISMAN By 4. Deputy Sheriff A. D. CASE NO: 2008-07193 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DEUTSCHE BANK NATIONA TRUST VS MAURER RICHARD L ET AL NOAH CLINE Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MAURER DUSTY L the DEFENDANT , at 1050:00 HOURS, on the 15th day of December , 2008 at 3228 LISBURN ROAD MECHANICSBURG, PA 17055 by handing to DUSTY L MAURER a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. SHERIFF'S RETURN - REGULAR , Sheriff or Deputy Sheriff of Sheriff's Costs: Docketing Service Affidavit Surcharge /vajo 7 6.00 .00 .00 10.00 .00 16.00 So Answers: Sworn and Subscibed to before me this day R. Thomas Kline 12/23/2008 SHAPIRO & KREISMAN By: Deputy Sheriff of A. D. In The Court of Common Pleas of. Cumberland. County, Pennsylvania Deutsche Ba, et. 'al. Richard L. Mauer, et aL No. 2008-7193 Civil Serve: United States of America Now, 12/9/08. , I, SHERIFF OF CUMBERLAND COUN'T'Y, PA, do hereby deputize the Sheriff of Dauphin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. r? JJ/•1 Sheriff of Cumberland County, PA Affidavit of Service Now, , 20 at o'clock M. served the within upon at by handing to a and made known to _ copy of the original the contents thereof. So answers, Sheriff of Sworn and subscribed before me this day of , 20 COSTS SERVICE _ MILEAGE _ AFFIDAVIT County, PA tji?t. of t4r ?$herff.? MarLJane Snyder Estate Depu William T. Tully Solicitor • Dauphin County Harrisburg, Pennsylvania 17101 ph: (717) 780-6590 fax: (717) 255-2889 Commonwealth of Pennsylvania County of Dauphin Jack Lotwick Sheriff Charles E. Sheaffer Chief Deputy Michael W. Rinehart Assistant Chief Deputy DEUTSCHE BANK, ET. AL. VS UNITED STATES OF AMERICA Sheriffs Return No. 2008-T-2543 OTHER COUNTY NO. 20087193 And now: DECEMBER 12, 2008 at 9:20:00 AM served the within COMPLAINT IN MORTGAGE FORECLOSURE upon UNITED STATES OF AMERICA by personally handing to SUSAN MELENDEZ 1 true attested copy of the original COMPLAINT IN MORTGAGE FORECLOSURE and making known to him/her the contents thereof at 228 WALNUT STREET, FEDERAL BUILDING HARRISBURG PA 17108 ADMIN. ASSISTANT So Answers, Sworn and subscribed to ,p before me this 22ND day of December, 2008 NOTARIAL SEAL A!?w Y JANE SNYDM Notary Publi Highspirc, Dauphin County M L Commission Ex ices Soo 1 10 Sheriff of auphin o ty Pa. i By Deputy Sheriff Deputy: R HOPKINS Sheriffs Costs: $41.25 12/11/2008 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DEUTSCHE BANK NATIONAL TRUST COMAPANY as INDENTURE TRUSTEE FOR NEW CENTURY HOME EQUITY LOAN TRUST 2005-2 CIVIL DIVISION No. 08-7193 Plaintiff, ANSWER vs. RICHARD L. MAUER 3228 LISBURN ROAD MECHANICSBURG, PA 17055 DUSTY MAUER MECHANICSBURG, PA 17055 UNITED STATES OF AMERICA 228 WALNUT STREET FEDERAL BUILDING P.O. BOX 11754 HARRISBURG, PA 17108 Defendants Filed on behalf of Defendants Counsel of Record for this Party: DARRELL J. ARBORE, ESQUIRE Pa. I.D. No. 63339 14840 Route 30 North Huntingdon, PA 15642 (412) 824-8430 ANSWER AND NOW comes the defendants RICHARD L. MAUER and DUSTY L. MAUER by and through their counsel, Darrell J. Arbore, Esquire, and responds to the plaintiff's Complaint In Mortgage Foreclosure as follows: 1. Admitted. 2. Conclusion of law to which no response is required. 3. Exhibit "A" speaks for itself. 4. Admitted. 5. Conclusion of law to which no response is required. 6. The allegations set forth in paragraph 6 are unknown to defendant's Mauer. 7. Denied. The form of the averment as set forth in paragraph 3 of Plaintiff's Complaint is specifically denied and strict proof of same is demanded at the time of trial. By way of further answer, paragraph 3 of plaintiff's complaint refers to a mortgage instrument that speaks for itself. 8. Denied. By way of further answer defendants contest and therefore deny the calculation of interest and principal as set forth in plaintiffs complaint. 9. Paragraph 7 of plaintiffs complaint sets forth a conclusion of law to which no response is required. 10. Denied. Paragraph 8 sets forth a conclusion of law to which no response is required. 11. Admitted. WHEREFORE, defendants, requests that this Court deny Judgment to the plaintiff herein. Counsel for the Defendants VERIFICATION I DARRELL J. ARBORE, ESQUIRE, Counsel for Defendants Richard L. Mauer and Dusty L. Mauer have read the foregoing ANSWER TO MORTGAGRE FORECLOSURE COMPALINT and the statements continued therein are true and correct to the best of my personal knowledge, information and belief. Counsel is filing this Attorney Verification because Defendants cannot verify this Answer within the time allowed for filing and Pleading. This statement and verification are made subject to the penalties of 18 § Pa. C.S. A. § 4904 relating to unsworn falsification to authorities, which provides that if I knowingly make false statements to authorities, I may be subject to criminal penalties. DARRELL J. ARBORE CERTIFICATE OF SERVICE The undersigned hereby certifies that a true and correct copy of the foregoing was served by U.S. First Class Mail, postage prepaid and by fax transmission, to Law Offices of Shapiro & Denardo, LLC this 12th day of January 12, 2009, upon the following counsel of record: FAX TRANSMISSION TO (610) 278-9980 Christopher A. Denardo, Esquire 3600 Horizon Drive, Suite 150 King of Prussia, PA 19406 ?a D R 1? - CO Co SHAPIRO & DeNARDO, LLC BY: DANIELLE BOYLE-EBERSOLE, ESQUIRE PA ATTORNEY I.D. NO. 81747 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 08-033528 Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 Plaintiff, V. United States of America, Richard L. Maurer and Dusty L. Maurer Defendants. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 08-7193-CIVIL TERM MOTION OF PLAINTIFF, DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE FOR NEW CENTURY HOME EQUITY LOAN TRUST 2005-2 FOR SUMMARY JUDGMENT Plaintiff, Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 (hereinafter referred to as "Plaintiff'), by and through its attorneys, Shapiro & DeNardo, LLC, pursuant to Pa. R.C.P. No. 1035.1 et seg., hereby moves this Court for Summary Judgment in its favor and against Defendants, Richard L. Maurer and Dusty L. Maurer (hereinafter referred to as "Defendants"). In support of this Motion, Plaintiff avers the following: 1. On or about March 17, 2005, Defendants, Richard L. Maurer and Dusty L. Maurer, borrowed the principal sum of $103,500.00 from New Century Mortgage Corporation, and as evidence thereof executed and delivered to New Century Mortgage Corporation their promissory note in the amount of $103,500.00 on the same date (the "Promissory Note"). 2. In order to secure their obligations under the Promissory Note, Defendants, Richard L. Maurer and Dusty L. Maurer, also executed a purchase money mortgage on the same date (the "Mortgage") in the amount of $103,500.00, describing and encumbering certain real property located at 3228 Lisburn Road, Mechanicsburg, PA 17055 (the "Mortgaged Premises"). The Mortgage was duly recorded in the Office of the Recorder of Deeds of Cumberland County on March 23, 2005 at Book 1900, Page 4585, et seq. A true and correct copy of the Mortgage is attached hereto, incorporated herein by reference, and marked as Plaintiffs Exhibit "A." 3. New Century Mortgage Corporation subsequently assigned the Promissory Note and Mortgage to Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2, by written assignment, dated December 3, 2008, which assignment was duly recorded in the Office of the Recorder of Deeds in Cumberland County on December 8, 2008 as Instrument No. 200839057 (the "Assignment"). A true and correct copy of the Assignment is attached hereto, incorporated herein by reference and marked as Plaintiffs Exhibit "B." 4. Defendants, Richard L. Maurer and Dusty L. Maurer, subsequently defaulted under the Note and Mortgage (collectively referred to as the "Loan Documents") by failing to make the required monthly payment of principal, interest and other collectible charges under the Loan Documents, which payment was due on May 1, 2008, and all payments since then. 5. On or about December 9, 2008, Plaintiff instituted an action in mortgage foreclosure against Defendants pursuant to Pa. R.C.P. No. 1141 et seq. (the "Foreclosure Action"). Plaintiff commenced the Foreclosure Action with respect to the Mortgaged Premises, as a result of Defendants, Richard L. Maurer and Dusty L. Maurer's failure to make the payments of principal and interest, together with other charges as authorized by the Loan Documents when due. A true and correct copy of the Complaint is attached hereto, incorporated herein by reference, and marked as Plaintiffs Exhibit "C." 6. On or about January 14, 2009, Defendants Richard L. Maurer and Dusty L. Maurer filed an Answer (the "Answer") to Plaintiffs Complaint. A true and correct copy of the Answer is attached hereto, incorporated herein by reference, and marked as Plaintiffs Exhibit "D.11 7. In the Answer, Defendants, Richard L. Maurer and Dusty L. Maurer admit the parties to the Mortgage; the date and recording information of the Mortgage; the Assignments of the Mortgage; the legal description of the Mortgaged Premises; Defendants' mailing address; and that Defendants received notice of intention to foreclose. 8. Defendants Richard L. Maurer and Dusty L. Maurer's purported denials in the Answer fail to plead with the requisite factual specificity required by Pa. R.C.P. Nos. 1019(a), (b), (f), and (h) and 1029(a) and (b). 9. Defendants, Richard L. Maurer and Dusty L. Maurer's Answer fails specifically to raise a genuine issue as to any material fact which would preclude entry of the Summary Judgment in Plaintiffs favor. 10. Pursuant to the terms of the Loan Documents, upon Defendants, Richard L. Maurer and Dusty L. Maurer's failure to make the payments, as set forth hereinabove, all of the sums due in accordance with the Loan Documents are, upon demand, immediately due and collectible. 11. Attached hereto, incorporated herein by reference and marked as Plaintiffs Exhibit "E" is Plaintiffs Affidavit of Emilia Lara in support of this Motion for Summary Judgment, and attached thereto is the current and updated loan history, which together, establish that the Mortgage continues to be in default, and that as of March 6, 2009, the following amounts are due and owing to Plaintiff under the Mortgage: Principal of Mortgage Debt Due and Unpaid $103,701.41 Interest from April 1, 2008 to March 6, 2009 $9,889.19 Late Charges $825.55 Escrow Deficit $445.27 Recording Cost $27.00 Satisfaction Cost $17.00 Attorney's Fees and costs $5,000.00 TOTAL $119,905.42 12. The pleadings, exhibits thereto, together with Plaintiffs Affidavit of Amount Due and Loan History, clearly demonstrate that there is no genuine issue as to any material fact, and that Plaintiff is entitled to summary judgment as a matter of law. Further, disposition of the motion will not delay trial in this matter. WHEREFORE, Plaintiff, Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 respectfully prays that this Honorable Court enter judgment of Mortgage Foreclosure in rem in its favor and against Defendants, Richard L. Maurer and Dusty L. Maurer, jointly and severally, in the amount of $119,905.42, authorizing sale of the mortgaged property, together with additional expenses and interest through the date of judgment and thereafter as provided by the Mortgage and applicable law, plus reasonable attorneys' fees actually incurred, and costs. A proposed order to such effect is filed herewith. Respectfully submitted, SHAPIRO & DENARDO, LLC BY: e71? Danielle Boyle-Ebersole, Esquire Attorney for PlaintiffiMovant PA Attorney I.D. No. 81747 Dated: S&D #08-033528 R "Z: P. ZtEOLrR rec... ?? Os SOS HEIR 21 47 6aR sarb6b9? won ca t ' "L 19669 Tom 1commu, sniba 1900, • G ? z"Am, an was 600"l61r79s1 10sasn7bC rr ? ? !'? tar Otdoow ?tr00oo6n Oaal?aKblen 30690 We mommom? ?? 1000 Uvift, CL sagn 000467-7612 • llO i p ess m baet ?'----OgpsAb?+'A61.bAr ?w?W?{ ftM MORTGAGE Vb& wed In. xmWfa moO m of Ala donnas as Mina balbw rod saw wads ao ddata 1a SoMm 3.11.13. A 20 aid 21. Cob nib a6odl s ?>? of wadi wed it 6yfs atbses ae alb purified Y?Saadne 19.. . (,ly "Sssetl?3Me?s?l"aebas bit deaaar, widsY b dried Yesab 17, 2003 . oepiawlrt?lti9mb?lidaamat. "ItiaelanN it ktohlu`d L 14 aai8 Desty L 7ftwnr eonmirrais debas4t0ormdrs•9itSeeaOf 1 CQ"LCNWIa sear qmwoer mom p+ie Cozoo stLan l.etdestra Cespbsatim io0u?. plMfirwuu9??-alasnrYMlr='Faai.?r,.6aoM.wolp ROir r FanSM M ??pyyp.nai st 900FG4505 00202000 109p:14AM 1nat1RWool s1-Papa, or Em th; b; I "A., at8soatwdoadesistbbwab8deaaaoa[ 4aiil+oaia . Laadee'a ails b 18400 1ba loKaw, 9"t& 3.9OQ, te:siaa, C S.92912 LaoaaisimmtNseadriisfematyfmYasamt 91)"lfMa'aasi pgraaNai?nldlbfa?rratlill?a M=k 17, 2M 1felfiMr#adoatDowoaarrwaLaaMetas, a?o¦aaes, ?? aao9smmt 1894!! mAM= sto Otl/300 Ddsrs (N.i. $ 20,no.08 ) plm hart. DosataNr im paaimd to psp this debt m ao0pdn pltbdk ptggmaaaodrpqttwAkUfftambwf sApmU 1, 9086 tp "41gay" mmm dw paepaoa gat b datbal bdw soda i hwAmg '1ladw of WAW b dw "lwroi" sr w dolt adlsaosi 104 fa ataK OtaaR aa0r D e.9agm d 30 dM oom dreaitrtbalfMe. tmdiojost?temdarlW Iisoao?lMaamt. p.9atlalsasf. 311idam a?enkdDo oorLartwsOpNalld:? P AQ OftRas Mft ' Cft& aia mWdw .9aaadpfisrtDl/er Ded=kft pl?edttdt ??pr?liWes 1r411ad4r?lda VADida 7laaei?rpSOrmet? Diisr ?A00led47 is Itlidim aaot MA&W addowb a 00 'yy l"b Thar" Oak aU osMftq tppfa.9fa !look, saga aid 1md aao Om ppi dw^ 0 ftm m od limidsaa-1 aftaid oeda Wd iua Ae eltiad d» as will a 1x1 apptidldo fak. W ' c 'Dar, IM4 Mil ?aawra" aeao of 8sa. fees, ? al O&W cLnOss tltt am (aoposal ai DoasaNei or fie: Plop" by a osadaeUma aamdrtioo, loaims?aess asaodatlaa or eia/or a?mLieim 9) "mmmu h 8irie 1laaafa" mm 4w aaoslet of foils, saw dw a bomstdaa Wam" by do* &4 ar domw psplr bammook wile Y Mwd 6100 a domaada laaaia L uk*M e lotlrtamaat. a4wloe. araas?eAstspooo m mosdaq baobaeG eoraabokaaaflaaeldllmidlsss m dddt or mft a moms. &A Om? bdadea, bed b m N" No peiGa.9ada aasbm aemw d lends,' = anditra Oaaaadamr, foaa.1 bddaw by 04*004 who b 11 1, ad aalsow tlasie0leoaae aafMs. pg9ba-weeoWs.w*deafaxdow duaW YAImfia9. Q MMbaMaraaaa >fhmW =m apr ooMmo b% unno e. amid of doom ak ae p -mb pail bymy"dP"oft6mlaonoospmmlbpdd.aawow"Wodons" taaeedm3) *r 0) damw aa, or dmmedbe 4K.be plapoog, w oadamUat a obi oft of at 4a mW part of tie Pw*m , 00, oseta P m kiln d oeadt woOm a< 0+) mi " 04 a mm- as R 60 vasbeA 10 IN- 04 "? Iaaaoaoe" ataoot faaomaoe ptoaalap Losdar apta eba ocapa7mmd aL or lafapt aa. doLaa. ? "bAaalela7mast" metal lie sa?obrgr sdoadutld aamlot dlaelor (p pd?t and laleeaat aader We Nw. Tm M afi aamamsaiadsr8aako.3 of tits 8ae? badaaaet. S.9.9i1A3401 sous ??efPAipg7ael ewes.rn ?? rows= wm ? 19DOS'u;??$6 012MM ,QAWAM CUMONNAMCCUNiY oneta+aooa?oeat-ReP4d2a. r (0124MM IUMM14AM (q VMM" r des Ld MW 8ali0aat Ytu,Baea ACC (32 UJ Q stoi0 MR It OW ¦i bo 1.?pII I loll we I doa, bi *ft I Pt ML Ym 711q6 M *w mt be bmwM Am dm to tboR raO?tilYri eN,lpDOowledAdmat306Maadr,,arta,0isters *dmmgM= d lsltl't?B?,NS??!!_7e,YOnr?'lB?w•?deRb? oo?seoelet,olwrdedwo ?etwi?ree0lagonl IDX Ira" ?MaeeMeeee .o?yo 100" av Y ?s Las doa me go/Iq aoa'Lr oM,eei Q1 bta,Olar lA Itiasatd i0eOtn1"r" atta ng pw id iuMet die b •tjkvj w. *bower and a"bummmdB*ww4e*oWpimu tmelfat wA rMa800+dObdmm e. TUNE OpmK"WMH?1NOP8A"!'Y 11i0lridWbm0Ore0O0 WbLudOe:*ieuigeu OMIA e,rdognun ly0elr0drswd sadlga,itaa at Alr ]hbG ad aq ire psieatrtrs at>l0noe0r's mvwmm ad,pmmmk seder s& 8ealagr>fOllemu1s11d>we7?alallerbiarioeR7anoa0rAimbaftnoW i,pondcowgle I' 7aadOriiR?oNlMawoidpaipagbbaadiaiwt tb?ia pbe..esrsdr?a2?drlhd?y of 00borited t?Irt?faruwtiNad,dda?ds tar zmpi Aexc pum xxt ed "d momto and lead" a pact xWeld wtietOaabsipLeiaaddae?ofs? Eaad (a71. 17065 913009" TOOtd M Wns aq ie iaop,svaoaew sots at baoaa?er tsaOd m sir psopa?. ad an as MWK WWNMEMK 0d tmm am or betadler s pot of fie plgi0 I Al s/i10d N O cad sd sma ma do 1c cooled by pb somw bd meat. As of is hwa tt{ b Od n d a to dda 8aaa<y bratum, r do Rmpaw." 10=0401 " ap ly Paolo r"ur to ran 3m tat BN19007G4587 CUMNMLWCOUKN w,ksugtoar0a.P.at., ar: =2 MU WUXAf= rnt Almoner h bMW OW of In aaMa klMV aoaega I rrd is dr ddit • aR,M faotaad wov dr itaravad fo dt PItp o b adwoo wA a ws Aor M M&MM armed. Aaiarw w.aiard vK&" 0wta4 da ok b do pmr" *&A as Us IN I v wousu l' SWAM NOW awoma for Me"d =a aad aarwflm aowowis Irib 0afld NriAtar i?ldodMLs ti aooarffMb a adios aaeRl? titaatrat mv-, gad DtaP?• MOM WUXAFMLSw dl mpraorwstd?waii0rotb L ft id IMNI K Norm IM 4;, 12=: cbmwk art 14% Cku r. DM wt don P W rlra fn ld¦tid ay ad bow 04 i irit ahead, lr dN wm ad ad --- Alma IMM ANPIF hub pail at own L Xpi IMM in M& do NO 09 Motj0 "dMR h =la D,6 'I eto.Mr. Hewtes. Kai dm&arolle<kaprsaswtdwtlirladrip+aantwdsdrllalear dlt, feerefgrbsrreatbaeMaerdblsiewpii;lairuwof tMtlrrarmoftw "MM,' ds wiry do Mw obd db-ho I4 IfeAoanoltd le aoi b are ar sat of r fo0wdt0 fowt, at! atleert er band 06 a? ai ba4 aeia 04 aatM{M I dadc6 tilt drrdr Isewfr I dolt ar' eMMt't diet, fereide I s` ar# do* h tram apa a ia*Wft aired depao4t aR hard by a !sled apQ. lsMwMaMft? at rdfys ar4q Mumnie PW61lsalr» Idpireali atedtasdaaedead IF ladrrditaaaaked at falndtrdeipwMd In ft wow drat. weM drrlowiwaag4ealrai0tlttdl/ lanitrYaeaire a?lltfaadtorrrt+lAuaiafiatfrr IS. Iati dMll' aatalt ¦0' p?!M(+t R?? Iop? i<M popnotrt ar rail rlponM/ ate Mrtoffciert b ' ? de lad eaaraR ltnle attpr taetpt re/ ltpeeid aepM#oi pepaet YadaMat or Wrr dr Laarl'' araaf. riMrtwiearda' aMit Moas4 arpoo1dtr a MuMrr a. irwdwawaarpaYi Plybtes b do laMa.1s tsnrrb M d lSMd Iayrgr am paper - at ds d w M* pgaeat am aoeepMd. N aa& Ildado *Mw b mad a or ik Kbww d dM &ft drs uo& dad dot pq, ldamtwwtriNeRfalt.)liriratgMddsrdlw idiMltIta?Zeoaa+aeirhorlgarrMbftj'. atelaeaaimaoLVDwwwltrteasotinaMICAaarwoi p"df*wl mhrdritabwg* welf @&walradrataltamaor'o»CartdM?tdadw aaMrMtvMbofMddedrwed!' v I rorI bitted nit -.-r- iooaeirl-j Pdar b 6R'iwAm Na vMw w d dm %I M Douaore, d Mbm t&Vfka Vlft Lq MwA ar petMQft aoealelt fed gneorrs Room tr ah fq bl? AMpbudn d Idpaltrtt ar Pwo@da mempt s omedMlte dos" In doh feotha 1. Dili pwaerft ameo d ad a flow by laadw *4 W VOW in de 0, 1 adder of pdae4 iq hmKatl irr aa& is liaret 0 pia On o0 w dr haft (a) aarMM ire wit SW= f. 9" yooeoi1 iatt it 4OW b ORM ftiWk taatst b dr aaolar b olddo iz 6eeMre Ar Aq arotiiolp aaeaaer left la opp0ad f1tlt a its ??aaqqtt?? Iared b r4 dirt orratrM dae mti ddt 0xab 16rlnmtat, aed men b tairadertislpolilsenddalfww widow at 1 3 1 d plgaeot foaet Haaa?at fm a dailogsat Prddb Pf I vAhk bidM si MOM" mots in Pr q ]re dirge ON de ppmat ta4 6e arr0d b it dilr*fst f4bti ? 5oad 0a?da a b dr: dte Aabii?lbatma ardf,', b 6eanMat?M4 ? po0'? ?? ' inoii6sa0i tart ?,ywfp,?t., tie.a?te?j Iban>?f 1M OK1904fn?88 OLMM oa 10:0k% AM cumpoli Q COWN refAS0 4- r.Ie, or pKim AlLDatraa lOffaraomtmtals AwOotgseot8appiedbMMpWmWoloamaf' atoteAeatmlrpaas, ia0c aaeasagieatp6tmar sae oovtaiu. r1tYrMttyptapgaerro tbdl bgpfad?tKbaa?pag?sea-dMW ditmadttaWfMMlblo. ? # o[ptpt?o. baaaate ptaase? ar ldlm/toease ltiaaaai a paitryat dlee wader sexwMllrtadot?o?aeilmdmti arabappr*sfassof.4tiltidr?tllpeaalo. L lb" for l<1wM lrwo. Somm dog M b Lmdt m MtAW VWMb lgmM ate doe adwilbw.a/f Nibbpddls#As"aaWsellaebyhpwiMfepopntaafamaYtdoe bc W was adMtat aI airt ra mist ma k ph* Omsk dY¦?r lalcoatas a a Bea oramisa•ttl?mf:(81iettiwppa ofprtalaleaMllt?q.vm"to psite ft 4 oai i boom alitti 1? Lour ttabr bdhm x ad 40 WWW h m m paid is. r or. or aq arm VFW IV iatt m a Ladef k so of ft rpm* of itappe -a paatbam b man do" Mf i PMUM of asdmo W Um bw an aged M=w saw' At atw"m or at aq am dada{ am am dbr Lire, Ltdit aw agtb ow Gesatri0 Aardttimt ias. Ks, tJ AfaMM=b. ff OW. is aaeftaatd V setts 14 std moat dtot. fff and aastaramdfdtisaBtoiw srm. Lsaremdai ptoooo?fadtit r Lotdtratt aadeaafattomma bspallmdtrdb fsrtea ?naaartY p4 LttetrMr rimdo for sYrw I1tsa fimmLtaemt putwe' iaoaasb a a m i l h hr ow ar 0 bmw AwL Ltdtr amp alt Bamtntr4' vWSAabpgaIamf YmbhrawardskmwbmmsagUt LA+aafvdwuipramp!e badb&3afeaoaadaoi wdm4Bmowrddpgd m*,vdm=twbmp odkfsaameu-. the#aar itroemr Itrte *r Mitt ptpaatdllrtee lm iwn?ttAwrl M/ Ltaisai dLmtltr arptitet, ' di/ fa/ib b lawdef net4jt wMrpt? mats paaat.MlYt astr is ptadat a Lade aeg anpie. ', seoaam'a all`da b att? aitL}Iprelofs ad b pfwile aoetiptr ai/t fr / Ewa b dosetfe a beaawnetatiaststontwtiimake fbleft3Nowwd,sipbss'bstrsataitrseftru` is moofd i !aM !. s! sttaasoe b alpjatfd a pg Stew lose dtaty, pataaa a a rttM , al! Ykrswar fist r pep •eatwpitd heft aHamw sNme. i+wlR 1p aali ile f?lfuiee Aeodoa! ad>4 aadt aaoas ar/ slfpaaa w$ dm be a littd.aate'metia! b NM le Isar a* Oak bwortsam mw ' aatIldaw wii aver/m esrs mooArlasaiSumb owomdmas wda seals Ig !pd? agar No aoosdak Eanwav alt/ per a 140a 0 Psoo . ad to adeaumok" dsasAawriedmeef dda/1Abttp. I+eoetrag. st r4 tfrtgaebetatdimld llsdt baosoot W aottieUat p peaotYleader a appb da Nob at to dos tpedMd meet OVA. aw 0) amt a ow d Ib aaatrom mOM a 1faAfe am atgdme moat IWA. Xm& ddl mtdsa do a mwat of Mode drf as k W* of Cored da and sommmilf Sohn" of aaaa m of tam iwew sea or odtetwlw It ate WW=.rS ApA=* Law. Min Bade mi/ o sad b as boaft %emm dtpha ate blood li' a Mool fp9r. iioaamtaolor, areedgr0of?tdltg Lotdtr.l<LaferitaaiatdM6om alrCdt?aam eolaaeg a is a4llsbdBwaLtfait{¢ Jdadtitli gplr Oaloob aptr dteSaar>rstear btardlandh doe fpeoMMd ttoder l?A. Lodar atio/ as dop Nfty he bddia ofd ON * !m hmk s03 mopt t fa astow anotta?K m wI", fsSetaw isr. adrr Lrde ptpr sssaer Wtaa aatee ltiadeadeppitailaIaa. -. : esdaabge. UA maapasatleadsb.wdido&:; or Ltwaap6rf ljattto m ]wpm a doe posh. Lrdw fta asiaaopabal rp4 Detaamac aay?ar oemiap as {b<Paode 8camowfr ad Latbr m wpm b waMbp owaefs, lot bteteot ?, rvl aoaaaesaaa M,py01 erPerw? Ilo?wa0bf trot -Af ?(190G??539 ef/24=0e 10ft14AM C1Ma@aANDcotwY MrIfa06Maea4?RgMaof: OaR41JDOe 10014 AM R dobep"m 11 ??1+Mado.:Jaeda dA om is Emu i v*mw daffier ea w d sewealtq of do it frn b a m1lm d Pads UK be sow, w bird Ws MONlA. LSir *d WmW b Da fhiefrmonk&iaemesbesswMINAMl.Nbwit44*%adP¦bb Mftabtaw, as QefeadwebrlYlA,sssdr? aMbss?owrs npW ryr30ft rAd ss mmdAwa Leedrlbesll," s?r??+ba4+PwsdwrNrtbseesdseNli .lstlasaasfrsl2 m?11?fs?sSl??Ysrlrri?dll?bYdiarurstissYssltssirllYLhieisII aob'?? febsaerS weprsd iP ld*%. will, usaer sY pl1 b Lsaie i sirositarwssi b sadse up Asid omia?oowioswliMM%bstisarwmeanIsmokwm" M 14aba rt Y e?ii waet aewwi a ids ? ?sMSwes4 Lada,wt posMlbr ?.d ', a Her sq tlr.dt rdi br Ladd 4. Cbwpq Xbm Um m 60 pas A an% bwnrtla. do lr, Seek sed Ltrpwbbw aaeibesetibe a dw op a mm mom part ow ids ft m* bepmatl *New wwds or ae? Stall ea Mrllopw0rla/. asd Oesirosly Awsei/SDos. Pme. and Aesss?wM, tesp. Pa yksmee tii t? Ypt qq? iS g1IdI1 tes pMo1? asr ffl,?bMU' jsneelsst Serb j Hsuosses/i0+i/rsYwstioPbio?ps?stdi?l?Mierdseswi?itisiluaressgosepWe aeLesdee:*a saUfta vmvwaripatiweiereaote;wrwep tMMUlefrienisroedfebb I,', by, et biiaiseiitrwt d_iia k eddit Ylatlof'srpiispasw a ?ar doi?psenrss, btbslrcdfsZdurgwsr?arYeta* lam a& siisw' iNato debSMffeir MOW& VlachddmdmratsgpetdiwJR I i ieesysatbatlm v?Fid3msnoiapa?i?wr?/dsse?auMl?ssrr.t,larye?orl'giwPsswaraasioaMos04ibir j See. V-30ipa.IMgl?r.awlioti4csibptaoe.sawirariiirMYari7waerabaear mmadiawmwlf *qm k*k8w miL Lads aegr no& Ewes to la a aft ow dow fray a seal ware as +mtllwddaa wdlor repaad? sn?daa and by lamer la aawaiar vAft Lo& L PI" l womw?.AmarMr Y 1 k lapwmarMs Sew aW p ar bwesbe sssolad ea -6 bobw gob ®bbol.elrr.?etfbaib?d fw?lwum NOW" w w ia.raeoa. mbaL ebIlMal his batlmm ela>I be tsiduldiesd bi ft Snob O* ft bdrllte MO ad ft i PC&& fat LmdasaI I I iPlsclaera?iws?am-toaero.?YSMMN s a dMW#Aftittsmd ' fee iasa. lfe faaadae>e efaifse pmsiilei it btwtow shed ba d4 by P NOW NVO b Lmisls bt n drsppeoee s deoita, tolid? daH at be wool" Lebo salt' nqi eeemlec b pq. la baeaeetisa ldlr 00 Low dW.. (0 a arllbw dugs ft feed am dMecalLrdfsa. a?feslba sit ubtlef sseleb: al *I a *w4 w albs ft fsd Sow dondmon tma wntfosiw ea+iwr ?z*i"'4a'? dn4w ease Ern n"Plw w &Z AZ asses Mier maaearlp aijla Sias sadl bbsrroniS ar ee?IMiesdaa Shem, datf do bs m plwAb f1e lee: of ow ibormsoMam?fwlIW lioasFdudt atjid?aodolbwavwaa seboApm fa .a.aarea widt dee L iawwt ?aq M u Raw arse tat ''' H ssssm Qua b aui vk ag of 60 a Maud dow Ladle =W altda Lanes ao?? sl+w.dis's ?oM.wt WN1eh a4r. labr L nds ao i?/?? s ?a rl' DsflwYr er+snat Kw+aeya 'da.LM. asR rwrda dW saws Iwier. i.t awt r amt aotlwltetso ft msseMMe'a?bfrl?gae*. r?YaaawrdM _ _ +??? Wad r aad astis *aAte r tact eweatsr tW ets sewoMar Yli? Pt fw aaat laeaeaaea awgaa slid awl tba sod d iaeaseeitlenaaeeaarl?iNwirYei.liyr?e.edid<Artradtslifrd?ieMslw i'' tioea WWOMddk?t Mrat.aw?attyMeswdillwnrar.lrw??.wl?eariarwec at M 1tMa oaalies flef?l?ratMdotaasra?ad dad be pasatde; vl? wad bbiM, wea aadae the '', Laalee a irosaeeanesreltaia?ess. At rtaweaae }aiNW s'fsl bI iaadw and »ateatds of atttt patfdea did ba atyew a Liadee'a a am& dA b&6 a do" ww*M dw% nd OW aawe TadR O a?eeeea????ataadliarsaat?lowi?.laaireMll WSbsMtb W r}eidaw?d?+i eetldsnw.?ireads LwwwitptaMllsaMladeetissatMbftpYppabrtad "and tsaawaeeefro st beaanIF Im . dam o d saae?sadireaa Lsyl/ae. b ft asew d Lab saitwnte w dteM aafoa b dr tasnstea aanfv aat l aadar. tretdw 6e.ppaer.ewwei.wrwpalrattrTiap.gti ttiaawlwelisaea?ltrYw..rdergrwwad iwdet'aassMt4teaot iwlra?radaMwNsl?wMa?L?lrtraaaab>?ta bold aMa4 taawrn ?saaaiiW?inlti Leaiw baLad w? q?e?•r? b Lowe weY?al?a? to ar! is ?adc W ban wsdlewd a;LaMw'a +Mi4iieM. fat aaer y??ra id in uaadrdM pst*?r. LMdr aa/ Mul Le i?iMMaru ra a Mtar is a ads I' otlegWwfl/nsrsie beeelired- wadMataaebwMleb aeedliiiMlan wRis>a?iiedbl??waaw j ?Ysetbbafilr?WLfi?Ps?.t?oietiiew0? '' ioaMSt r wdeR w eM*7mo b, Fm dte laltia a w, r afwr 0" ptdee. 000d bit DmaMeewaotTo M 0"odlMWMee airibeMadb ?d If drYaneea/asroepairieagiasnwfe?Lraie'saawrrl?soiYlalawwt.*eWruee sow 1ba?asew?aq.patdabsctioooto. ieori ea[rooeedaYba?eddh?l aoddrDeeei3oiiwbz F Bx wwe dad= fe Tispetgi. lades salt a UP" tnd ants ag awMb Wmee f!Mwiraelfsiaita.Tlr]bdB '' tw re aea aaedwim aalftodd ? dales bulmdw Md" rate beta On f).11" is xl!m. Ia dfer ea++t. ae ar iaador wVdm fn RgMW miw n r asm 11 - s4.'O- r batfti aadp an Loader MO sasoMerY dd a a s= Lsoaoea paegY @ a atom sot ei d* fN f to d* a mr ~ d ?d ilMrls?a Dab by s/dlasae4a`la M prepas? Wlt.s aei. awls Mee eeees?edlwhtpwo??awwerLwesawoa.itdMeagaleaaws7hepwva mpg amowlttepiaMYteilabr?ila seadgrrirnMSteat, abed?wMr MOtfsladw 1 rJ? soouas?Mi ''' e?iraapt *ro+ ra 190afxj 024rAoa i*=14AM Clateeauunaounrtr matsao¢ eoer4-P.ea7a_ r onvo 1lamm ald loo mpe odlbft ad sas dm 1WOW a AtmoWs smiias 1Miii A ? adMir M aasosAa d Mi Awwdy loaamt ad1 ii aadms o asra? fir' a ??+?t atl?a ?r at lwrl r. ?e a4 is iaKaw?at. aiwt lam' ° '?? s Y disk arastst 00 and is wassom* or mdsMS mwm i ?+aasaadetwAddMamlr?asdteMwwy awiMsM. ?. VaNaaa.y Iiiaoaa aMl l4Madto a[ M !, - FS; Aaossdm soesme *A OWN, dsrop or bw*.fe wpm arm ft AqK a &%Miwo ar w ma "o ar pml?• wAtslrs ar ms: ?poMwe ji q?ii? i ?r Aa?q. iro.,,or iMl aaiMli ie !gyp i odw in pwom to I'"d+wa dsakeseit Of dooft is v dm dw a S aarrrt., IAds. it k ddol" pmsma a AmAa ! irr aspdr ar aM M ft 6 loll ammft r f dit Same aik I lob mw* to f dsws?sd a a& labor d*dmobs er did it humm or', osadaasln ! ? i ammmda TM dmW 0% or do Vft d. ?aaosar,' e1sY 1a agalo?lt !w mps?MiM? r easeedMr fs w4r J[IasAerlsMS mksssd pmwsk 1Me oM!''. aLriraprd?Miwperadrfrfso"Oeaimr m"YadgbpPrNrarisaownd pwpaprmmYafo &OV40 ed.piokaaesa awirMaw6a a sepslM armstlw Als ? S? iraotwtleieddDmona's aYMdo?lmrle aae?lolfoa d', adtmtdrarmslwsAaa, .:; Lair or b Ord mq moos swan looks Mond lmlaism d fs pml mV. N it lm nrsastideas- ladoem ri*swOrlsssstraiArieywwwsossarMrlhop Iadwdmslft Bawaaes,Awatfsfiws b?all?ts4ofsrYlwllaMlwlglM?+osawsmMawe. i legume 014 7?asr ?, lasselssMe loMl tit It dIMiM 1R dry d+a Iosae alldhsdoa p Is . . ar sq p?asas a adds as to dowries It pwms sr vdi a-- -,s k mouipir r el?r arYwaw bhffilmdmmwdmnm tol dsr' (W UK a p? I mifr wiOM i SIONO q is own" "A Y Law ltslold 10 am lost NOW u npwowm somombe floats aewpsw of me !. lwlsdta d ?.s1??7ntaeb er ai CIS UdsrlWotowlbirYawsa if CO8esswrrOisapwl6a?lwmsaanadglntrwswoootiriiafY?srtlllsal?owrMt, Go*" is a ke I `A aat QlelMN* & Ad Loi % last b fdpf elwd adltr>dob ader Ai AwmNS Lrraandimet as apeonNMr i ? ps16o1s,1Mr aaiewreia ard?Sw, AMr asbwamoa of s 8lo Mky.xW look pdo* sir ads smadw room"* ar ti adm YMw a 1a0 o2 sdsa A. w W waasoeser?as Aadsrod ON vmpo. Asa Lahr MW do Id pq der Widow h =trills a N1tal a paa Loma kwww IN Ya jwn w 40M side rds Saawtq bwAmum .. Isade'a MMw a wft 4 via of l1weloy, ad swdol adtor ayMi6w ftpv.v .Alf lw miWW ww e?W,'ISaaey Imiarsft ellodw Is omat; aid plir ss?io.nt6 gaDEWlwapSOMe INitswttitloFXPWxWw*ssYdsnlisastloMyrlwoasot.Ydsiw ies man d pdika L a MII- - - L paoft #Mft b 3"M boils, 1st b an Sited a+, aadw ArR I'sopssq b mir mpdw, doers blot rlp4w srlasd tit Jews asd wWosae. 6& awor tom P*a, arsMYaw isdldfir arabe ado •kleAla ar dmrms aka mst lsw.afw iaeasd 'aaaedAliaeMLasdMr?ItAlta4A4t11sdedOsAraiml,I:wiedswaOtLswbd?rosadismt ?>? Sq' a ddidMfoalo da a. It ksewsd drt LeaOer hnw loo ?B?r aoraot akbMl mq a sr wdews+sierbmdudsrlbisseoaaa9. \ _, arr{?1 jl'!'IL xAd116s?os eKnlA+ wraKU ?? ftm3m Im 9K1900?ui+?'92 IMM14AM CUMODIAND COUM Iwtf toos00taa • P.psa. d < • • Y ?e1 /rir Isar a d w ai Mm 0 dos ir7graiilaatt AAe a[a4,e,lar ,tasti?r ? sleafd '!We saltrat t?tt 1,e? iawtat ? r 111to a+b iaa r ilr at'' tNianwat aa; tM ie?a?iAt a,a, ?4 sollee aata jsor b saosatr "MIME LM ?aadd snanaett Al m a WilaK )rea,Rt dml slat & r yol'Iffioaa d de 1!. gsal„aer ?a?twtr M4 q ie?ra?r, r i?uii mi ier a[e Y rat a+e?aier IAII/tr btleaaaaltY ?a =I+wlra?iai Iawsosssaar?llrada?inLoau, ??i?aabar'arr?w'tii prMad ieli sea xi, TM mom b assn aytetllr taw?i }laaiaia llr b %w boo ae q >aae111i a?tM to att a,R t• ?itleeer at r s,n?,a at Sys n d"Wit m?s,laf all,ahi IaeeeG !f a? 7a?altlt„ rwaalR io rat waitit?last?atY?bptataa?t?Ma?tafra?e?bi?alai sat ?„t ?a, aie ti a,aaa? aaa,d b 1, to Ya?i,t 11t ! rae ! ? a a lass 0n i r of M Itw smM io& beMi,idyb? to rMnlr so ant ale fsaa i d b a1 UMW INE sat Uo a?,ltedbpleatraar acrnaysaaattlaln?twraw, wsl1nn??at??saltasltaa neaw IlalluaaegepeilesaaaattlYa,ri, aatTiairsi*ia? =how ip ietanlt aatiMt; )r ?? a,a Xaft Wars b..ai r1Y14.?w7w+rr.... wd,s.*,Y.Itiir?. • a aiq '?6 saMa mod **r? as ao ,al,t. v to aptMe a a?Nlllti/le 11w waste, e???? LM. ban slattia?0aslala?aoaow'aa'ISjalaabp iibntat aasa+ea?tdeMYlpl llt??falt Maarllts isle ?.Yiealet Lealar pr aqr utlpr Ms a.atrrnt iie Naas ? o.0r lava k aq la,? 1lnta?,e d,ts sae npq r L9n at aemti 1as awr 4 rot s }atq? to M Moa?es Larttaae. I/aar? leartle NMk IoYi,tdc • all a,d< IeafatoeL>leealaa tlar p aar. sal aasr ealltlale?lls«MtNal?ae#wittlneai al#?r.eta?et10111a.SYte?leaf aAarlnleaatoetsaoe raaaat?taat?Mrir taritatpralAea/raA¢clatdaila rel?l.'bYe ,gdaa#N ?IrM,tAr?tlAetalta' cdlaai alt ?e ta0drl?t La?aati ?4? aa?1i610 (tlRipt ?rq irbda Ord 6oatllatt?a L As i nn" Of Mre ??? tsar. 4 Peti¦e dr !fate, !An 4 airoar? etrsNKtMMII/iaea/ IINMMIfta? dr tr?snlw?llaye?YNn , alslart,' Aatbe slut far sfyst+ be drx*Z,* a as ep the w r i. # >s w ?aldb JAW da?idlt a ait?tAlit?e it a ales d da 44 pv =a agmmhb IN et 8" do aroma a 9.e tr welwOamn' to pe *r ?eelpfusaneal?.ewmnda 4sarl ---?Nmwm Yai°"'.et r! awaihramqtwgaMb uoua?oi rr.. a(Ply"anti O K I 90OPS459:3 QWRQ ooa 10:=U AM OUMBEKA PCGUW a,",aosooatit-POFAe[. vQ 0 do W" Rwwm ho r.+ • ida rapa rsi wlr ?r fr •MMrib ?Mi? WOMAN Ask M d aNW1? somodkIn_ K M . -owns ?1 p1??rrr itw?ire mmond at asdw11ndkmw nor M?rtwirdle atbom >tidmom m Hbeodemm 14uasalo w 1Ri ) b? saw IisellrteoM lYaaeeie eiak M eat s: aalrrliMar of ite ar b MMroYta trbilaaaa M rrt fdrrebl i??yllsatillMllrp? Iri/'II?1?wi w/ ?.wr 4• w s a grit y}??,,?? a ?e??i r??.?r n Uaiee's iatM?iatpeeiwYistieLaldMaa Z?wirtl?ptwflrfw sapt?ita tau"= k ! Stec a< a eMa K Mt • i "* b ooeerMOi, ?NNw4 teik 4t eiblaar wisrtime* in-Am a>llaowl4LtrirdMMtUa bp!irale?a? Ytmear as no In iaar'laresefe.>Tfrpeerartoaar lrtatwuMtMn1?>rtt?aar3arit-__M?r aoriO 1? IarMOd, i !laMetb itOt a i Maa reewlibgwtl??teitwret. rarratrradar? t*awraw.l(aelq bkwwrae:Aada linewetisebitis tplrtltlfaaeir kfMltee7. >r fte wat s wit.aflek •eardar. or low k atlas d M 1lln?Md, M lbt?? Pus"" w ?f'1 a ?r ?rs.¦nied 4? iii lecir4 IMNt?k wb?rr a srt !eR iq wlt? forum Kow. allirauoe: b6aamers off. esawala?tI?MeeIr ?° eLi °~ erMkwnM? i?? S Tdett?aet do 101aMoa is some1? ONES trs.wwi y???y rdr. ?s ar11p1i.i 1qr is flurwf? fuses 0 is pert nrnc of Atw p?Y d? lew is aba IN"?r #la ilk aMret Zia d i lrp?y b?a?sitlwri ?, aelas4?A?rlirariat tbleeMgae Iaiaarda y?,ieeb aelriaaMdirlhp IR-ftfYrwnlmt nlaa of as Yioperp l?ba i pills i1MSEMrt, ore Wr i1 llrfae tt ka i? ?e MIaMt d i mean Meat. a1ba1 i irela% or Ira as TRIM a" llonoass?nt ;,west oiawielt ? k astir, its llaeM?ia ill lsapplbod is rte Mm Hoard tltit llatseesAsheraraatfrrwowwftm*% 4-* -Mft Hrwarrf?ewsgpnal WaSkSdo deft ft atbk L.I e mMee a.tt i i' wAmb Nfra a wirtador ar td a lM?ary ar a t;a .e.,earrs?'-tlta rauiateraeetre.daa. Aaq+".eesiYd?ap?r * t s - freeoebat lmowdt ar i pq att4rt ?tlae 8Ot awtt Ira s tilt ?f order b mpm om csftb?m a?braed.odatae?w??sefrar.Mla?.datMei.bsL?atMecla Lahe"a l Ipeai eeelbl ewelt k ft ftm d is!leer ar Mee ?aMMt1 d T#'a ore d r m ama?sA ProMieel lm i ]9. by auft = oft oar pno a ?w be ILO 05M `+rrr ?JIVL ?Mdtb FM sm Im eK 1900"G4594 OW24 M tOMi4AM GGIF?AAlIDOOUlRY ft0mom m-ftalod. gRad r mmadm or a+rtr Otto P,- 3 Ad! be osommu a???s :? a1M XNWAbm of r i,idi?T?aOr er diMMMesielWsetsffaww?LirYaxie r ad !Nowt Y bow ?f nowt w q ado q g"lreewMrree?erielealdat 4- iinrile .Mdi.dtis..y1?tdlffdasrflrieuetesst PJMMaferr IAIM wia]M?Mt?l?w?w?M/?wN?e6?rLwNriawwali?a? ae ar4 !ai j. ?c ?p? iwir4 a?e?r? eta l?+ra dMM }ir¦1, ?r ?asww?itl??tePgr4?wrrirrw?Iostia~Msroa'tiiswr.YareUtaN,Mratar DwMlisleraaatee?wwwaese4. 13. in w1t1 Oasrseees awl ?wMw>teaet leararr aawnafe a?i #?tr?loe?"Ir ?Afwr nii?be Jeiltad a?wi. iw.? a? ?wr ?e os t?s ek fMae i elei?.? is taw sot swrMs flM Male p 'bv '. ?0 lr d+ lleewl?r>tiMraato? r pet o d a4w411-- mom @ b*m lsw°'?ea taco ofiiwaiM1letM??Naecsweee+?dam-vow 10 dapwfal ar sa wl?d b oft wartaem *ft sq?d raw aeo ac Iasi ?e r giant ar ie Kan wld to 8a?LM pew4t d w1Ma 7P, a? Somor to how of Rh wr ww awes a1 dfa ! 061 1 t511 ? I?flet 10 1111111111 w .wow aaitaa?a? 1ieLsrAr rwd?rdweeia 8a? sdLa+a?rsliMs?wa+dweips? ,del hilt ?rp1R a Peoeiiai to 1i? Isdw arc a1rMe IAelMeiter flwe tier sa.lor k aetaMlm Mdt eaee,fae'e MIMAI. 6r w d imoes mom L fide w tri al?lt udw *k aleoudVlsMrwest,teelaist 16af1twrs!#fee, attrirftre>bes. Eewp?Ll.earedlwwy aiesraf aiodslaits 3rrrtsrattsdtt4sagw10e filer>1Meraerdrflaedeillelfw:aaa deyetlsQMlrtifle Ioeirae?mt?ese fes draaeees?srr?? irti. iirridrLw.rserorttr 1yd/aM•Iaw 8wiasrls iwddtdtsrsrtdrleelsea4?e, !.? rfr«peedao tietleleleeeetsrea?atiw?i, e?aMeele/arluiaaalletlu[u i< NlisLraaesddr: paarlet wdep l ra fret lefts itre be aced lw fie aeeeac aeusrar a wit w a 1 ? admod r?! I?telw o tp oft ik 904 Waetel ly d aced aaier >•s Pfele se 1p':. a !Met I r Lreerti If a algal a/awo tee ypssot?deaabe rsMwt s pt?ll?rt.saw uPalo?eeV?ll?e?? iAe ar ast a ?teai?r?sae? coca?Mireaie7l?st?dadr?tafadm?smff?sffraiawatidesby ' dLiL IAN, AN a doik lm 4 Daeroawa at tau* is ss..at a wlr do R-Bmldw raesraa?t mmteciawrltb?.Ae?aslfotrpDosweariaaateat(saw*4dis LarueaeateMet6sdmeda uosasem e.rk pdr#st Imo.,, d d ?r„? fa.R aeaa tut SK i 90C?PU?5g5 WWAM /O:,4 AM OUMSEMAND COUNTY YtitRa00lee674-paq?.71d: IL ammdmw fan. p INN of Ca lftn i Tw kAkMMM#0 tie aft` ra 6Md ? a -dr p t/t ? /M?. MK ewti?etrlt? re ar?MNhe ??r t?r amt. ? to meet =04 lnrtjlea m ? ? d"W of Rh L11eftlrt 1w ft -No ?uia Ln,no- n-lMc6?a ?iaeilietedie: tlh bwwmetarft.W* es be ?e? As tee6 h fi ?1RM11t! we& of 61 > ri? a?w poi bdub soft 00 wte aMalie iLdwadir *A it ayraamdio ?Ynw?lr?lR dmboo MOWafftx* dafih Irllrrwt. 'lrr?at M? at ae a arRmaK boa Is Bmaw.L tl?et? MMnwt AslM ?a ta, tYen?eiYe iadhrtNi??t?shdi?, l?rlilrsrino?ae??t ar aaow?p?,A?rhtwi• MMdYh?rfl?iraftlle ?rueets?Meiba6aaielen l?ierawpaat ara??llwtMlre YrtaaUarfinaI?prKsolwllee b alt s vm d raaa ad Ywt h b y h ai[ ae mriq? ?wKL?irt'a odor Malau WOOL Lwda mw aerie Insl No pW¦let h !11 d IN a1e?t ulenl IF ?d1 >?!4 bleeelet liow?s: ih 4" do a" Dr ea111ewod 1w Ludw !f a1+ mmbe h r "d v ID Mwe 10 ad =06 INN* Isbomw6bom I" an WON 10 " left ob am* 10=65WS wwe iewttdl? Pam mw 1101 8R190GI.IG 1=5 5 0e124tM 10!W.14A)A QeABOVA C COUNTY 4"AI04"W WI W D4aas daaadi di.a+e?1?••aw. isaKUiad'. b` . wws is r ar aib. 1f 3 Ali ?i?C amt Q sb dwQss? ?e?r e r wiw ?s I+.ie'M YwR i i 1l?rlf ?d ?/ii ode i4fnM/i?.t. riow?a?M?s r lil was amt 1? el? i?ad 1alamt.ir owlira ]rarearye asswr!?awadsaatws opts i as sr awl dr 1?•r. a b ?.ara aait a •aia M adMadale,?oatidylalllas's srosiir?dalRloaa[sri.?raaisroal?la?gsa Fa 'O?sriel?.?t ntld rti i d?iMr?sard]?e? still asadt o0iu/at sss's rarosllar lar s Idrt to 1*00 ii roc s?iiaaod tareladea3f. 7r. ?il?r ds dLsr MAsq 1?I.4is dO?Mww. ?l??b m soli! frs?t to llarwrR? ?C ? Y ir?rrr? wr b aY as a arw fiw wMas sus r a/s s1/re i a oisap i M w4 ?w s Ire Rr N?Mew9 rrt eis ? ' ?aiaio ?r adJr i tlrrr art fia irr14 arl she dlat aide fe1nM. MiaJtaawl?arrrss? ird iUw 3se rr aldttie aR?eyaa?iooioeaasWrsailydMs silssiae dfdr bWI'm wewtie?rsw?sa/reifMpMiwwdrad ? ??i?RYI OR is arias b rdd'# oar Lss ar?aa b saaadaaali a'diotdss?iip.tilrlalafaadtaad iseNrMLns i sa"Irsla lw*wsieiari}rdlsrtdir ^?sraarpalMasl?M?IKalotliasi' rani%insi,ds?rLsa>wniea'UsrailaoiMS a oslaisrlsrsisIdsesa[aaas aorerdllt f is Il4b Albr?ers+r?s dsrdw?wMi11? ? itis lrnrweare t,1e4 aa? aoaaraaR i, r N M:?}iOY slMa 6a div as i is ads !ss asrr /s?"a aN?s yrrrnt M A6 lasdral sll r[ a !e aide of it 4 f eoa6griMwrntarisoipaaiatM ?daalwalMa+ r?eaa/ sad ? zlaaoso4Mt ?IMirMrRw?sxaladrLtaesiliMNMr?sy wadi'' Sabo for i oo w ?M?ba d ides t? d wo>R o1~p8 wwad ad ? G&W par is1eM a sMna4se it ?olaR d a* skis r On a odw adoa 1[ bw pwMis a ire ?eiloi WO art[ row WIM 000 ado as+ls ad, Os ft. M Msa r Ls lsrl/e it ? of IY. Yi rdw of modamia as Owa 10 s iaNrlw b?lsYar u 1"" be' maw la No* to ? so" d ? II aadaaaar?IMoaadY ?es4aA 2L daasrw iiMr[as. M wd k ib bcdoa Zh:, `IJ?salwa ladow as sms sUmm ddwd so Irda sF ]rts I wMaso.la>falrila. arws[rr o Srlwarwrt Em r M d I 1 11111- POW o iowralisiarsm,-a Et adaaaraM?oM? iii (q 'otOoalM?M[Iar'waoaalMlMilMart]rradra?di/alaawMa?a 1sal?earaeboe?, sgdg,ws?s? ase?riadaa?das?'w[srsrsilt?arl?il??s?iesro?a[I, omdkwe" aria a anon Ids as eas. aI IN w alrw+dn sdwar a BaYiaoard', 1001183{01 ww POW hsnw» Mxu faa ,o-sne,a Mn GJllr t" 000Krf a?usao?lloeoe+• ?. n er < su arw eee flille? dlee>aeorM? ? eylypel, tl?ll, ? a K at - 7i 11Ydwe1. - YII re o?ilet jw I,nlll, wl+wael swom et eldoee irpure4 a rr lnwrr. teals ?ihs w detW?eltor r wiw?r?do?. :, tl0 d??t, ! WAM615Llwfdrft mowe I tbia nt tkM. DIVOWI ft 00 0 wilt p?rtdt? in bNOM Diu wild M on bw M db eooe,odrot d man It s mrs we of ow i wsMS a lib lwM* drofdr boom" b trot 0 !t !w"sep'obsdifow w df 1M1' d pa eleil eeso?wdi? *k Boloant1o W 1e?. YldtiMeiplolwrlenk-1Ns come o ?Xalt a it a[ao e? Wt?ab o f o" b ? .. soouee?ox ?JfMtMp}?4I ht. 14M i4 ?Iellfw ? gKt9a0No459:8 oW14/AOIIOSI:14AM .. 0 OOMM bx111400?P?14•eyM14d: BY Moon VoLaN shomw umok ad rpm to re la= a1 axn.? 61 ej?l Sawao?Imr?asadisi?r?.r?t b>>a+o?a1 ?e.ia.e. ? L Ipgp? (Z7, L , kMM ipevv .7easWrl ?IywaEe+ v?.ura SK 1900PG4599 00121!10061D 014 AM C1MMMAM0DUW 100iliiROL? Fwi>MSt !M1 '', •P.O.>Qa2 i a ON-. p\s WAlW4p=d Aw oaa b ?? . P-"4 to be 'low 1soaiwl?eeet?aeoaw(al1 1efUG? roots ? s?hw +a4eet?ad to tis ? ,tll aemoiie?ad dot ?M?idiq aw?eoki ?n wee for ? pawn Ioe.t. wietaed. 7N 11PG?'i/8®t?, llsesim aee 4lwd wd aeieat wt. Isedmeu?? dw eoaecad4oee vvv&-aomed?),Im*W L% 3 moo van =man, sa3.ba 1089, ZZWLUO, CU Sam na1 ub ?? dq of•ti AWAItOrMHOW :. ? SOOZi66?01 / Rm7w! M?1 , AM IM COMM sense va pasosl of land v= tfa baildaps.sad islogo.ewptra tdaa-aq eraaead, sibsate in ro mtr t%lea'ft"Mddp a beod u d fir. Iftsowumlia, was pattiaaux2v botewad and dasawd" as ld.lvws, to rd s vl? at a goi= to the onew line o! rApbu a Goad, wb3,ob pegat is cafe "- w dubr-Bew (M) !we is a x di:amtulM ran. ra te4e?t3w some lro. A in$ lbeliwa slew tube awslea; uns of idabtaoa Aoedy .aaft udzw-bap (M &Wain eesq an boot od thL=eea Md W*t two@ ttib.t) soo'to a Pftb* Use er lsadw now env ftmwly off awa lea amtlit Ono" aiaar south folfty-MOM (") olumlw vast# rhww 7errUoed saesatawt a am tentho (M-4) !lest t D a padalet lbalee swam fewer-l o Loath-leet• tM ftAmes most, New h mdzvd area (4n) feet to the Place of - " I. MW poaedaas bato?a asid solrread as !Arta idwrbroea Litarad. L BEING ' 531 PIQ8B8 NICharles K. Haney, by his Deed dated sad about to be recorded in the. Office of the Y Dsqds is and for Camberland MuntY, pe= ylvania, grantid and con eyed unto Richard L. !!surer and Dusty L. tlautsXr Moztgagora herein. I CM* btls W be recorded pas Tn C =berland County PA 1tecorder of Deeds SK 1900PIG4601 CuM O./Z,/9D08 10.'Sat4 AM w%Aw COUNTY M.tf20?l0l6l?-?q.17 d7 Oa/MW RIM 4AM ADWffABLE RATE MIM ?d110Rpiti?ttbtlfttfdsiku"knoswa m Jlo-Q" Ir"m fnd ine" I N od Ad be o bmlb d bft.m:a I ed _Mapp?, oMd andereIf ('Bmtaate) to NMI eWMM% Atjtabb) of left Nate (ft -Ww) to WW abb-13 mbotes - l ('UmW) d dw atrte dttt wd oewdrq ft p 11 ij iwa- b the throaty bMf wAg and boated at =20 U buss ¦--d, modk ;wlroa+p, 2A 39fipfi ma fen mrow IYQ11Rd l?Y. A001710" ©CVWN M in uWAm m do tovwaanes and tprereetrta nom in the Swift M,an med, ft co" H o d t.+d.. mom oorenoA- and wm m tabw : a RltlfftAl®,?tMfM.YMriM[ONN9M The Mitt pnmdd--ila?An IAkI bf-r.dt a!t of 0.260 %. TM Note pro odes *jr Oom [n the th geMfhy peyaMaRs, ae laMowe: 4 R Aw rM?dITd1Al1? IW= Th- mb ii vAl.p rj and dMrlpe 4n tho fiat dltr or mW 2007 ?I and an that drr wny itp tnontA thrtaArr. EaA dale an whkh bfaraet Mo ooab sharp I ladled 2, dfa O ow (a In kam ftapYtitp vAh pn CMr?p prig rrry Maeea l rate vA bt bmW on et Mdex. The •bd, e k No xwop a bfabetk df m mm fbr alk month tied` ddbr-dwwWrAW JWA* me most drpotlts b the tmden market Pt L p*Nrhre k ratan edMrb? prse-dhg tan R" re" ew1dot u d ft ** k km do o nt h km the mwth b %W h dw drop Debi I'M b om mox art kdov lfthe k" k ras impr a vWk the fYOtat ... 2tt dleer l a aqw Wo that k batd upon aaapra11 lit nNOL Mo Nile Hider plw rte notlct art* a-1- (Cl f:+fatlWep alt?h. 6 dare tact dm+p- Otte, the Na- Hobs w0 MOM nq( new btartK fire by addr4 axs And i"s! 1ydlw 2-.d--dfk(a) peftaft s pdnts ( li.taft 9i) to th- Qmwd bdw Th-Note Hridw wU thea noiM US r lariat 10(3 P 9eNtioft:.:. BK 190OPG46Q.2 CUMBERAMO OOMY MKsa0*M-Pw%or: pit OW 1 a?°?4 ) ow. tli hiwnolQ hMw?iiM?art t q?r nerd??' MA" a Ilol? ?? a ??? • F40D e o alr at w td ate. Oft YAI ad be rodw n.a •. x ar tas tM 7.m x. Thmmbw. nW Ir' rots WAf foW be' rsreaMd or de4ieotl m aw dn& t`Jlyp Dd m ty mm Um o.. A" one -ft" I-no %) baa the rated tntwm t hara bna pbdOp Irin p10OO ip i moOtw my, - a1111t ab+m mvrlo warlo? qua MASS ?i. HM?a? _ Day ?a Odata?u? llgr #p? 4W air the i tfip or atno _lo?dnia nLvvbw # # ? ?wwip?! a Atliolkw aelloa ®. iMtt#!t#[ O? TlllE iawrRtr in ii m fobm UaffEI'IN (/'rllallalt ? d 1* AL 0 on we in I IL As I swiftwo all- In a 17, Mloh trlMUfuonowrr tt a to a B{f9ao,.146.03 OWZVa= ".M4 AM 1 45401 IfYtiel# fip 2 d 3 Faso SM WDI GL%ImvIV4)000NTY ksL1l •Psp:t9d: iN teMM rd t b r lra b L dr a1rN 1MIN%Ml ?'1 ?* t?M ee d 0 f-Dwas gBenoN?f thN A i M RNsonmr sooq ft wd open to the 1e end C&AW0 is codal"ed In mar aft L filli -Bmor Pao 4 ma rr oer-Nor ?Y P^'- -BOIrOwer 49mrv r POO .amoeeir 4kwa er 22n% n Eao? Pipe 8 or 8 Faep 31M IM ER, 1907fn,=604 OL244W 10:*.14AM u?yeCp/Yb?Ur1tY oaM"41?Yl? .. ., AUJUSTAKR IAU RMBR ADFDUDDM 1UkA?eaolisR.M>tiitrAddsdeiatsardefte '1'ri1 $d ¦eu1? ? . disir??owl iM? ui iii Le ?nrd?e ??ia?d?Aeolr?egKe4 pM 9wM7 ?', 'tlAIM o9 ofd ? ire t DOW *a ad W Me Iemo.e'} b ? ? ms's i? hapah mkt rt?p?i alts xo? i? dnodbed ?e tlmi iroaYy Laa.mtad loo+d rt i? lJrtira Deed, Mnlldliee6ee? M 170.16 ' ?r1ArAi4.? To do'COM dpt to pwiire of Sk Ad 00ft R W XMw Addnho ea h m o Moat wo ex pewtiieae edle)IOes soft - dO b*m wW tvst!tier. dwiwAdm KWk AMm de" Ripffm amad wp & =or=* to dod poddms cribs y a "#& tlertd i bmdmeow oom ImaimkmisAsconarr?rida?e.??inlsl 6tcerlm?.tidl6da?Dmameead Leerier tYodnreosereteaiijwew>bitwms 4. V)LvMvQ f=?RAZ'LflAl = 13e irewst Bate I air eeteird M R7 et lis fat e6m?s irs wit sot Me iR'?' M un% W-Im Oer 7,=%. 2ieaddM4 or Aft" nft WE ewer be taeeeewd or dearned a ni lko Urge Dob IV arm gar 4.reberhomYLeaMirp@6Rt?rAspeoeMlod i erera,e lly leeeeeet aeepi ew. be pYalu, th" ?i %erkeeire 7.ZS0%• $Y 8=0 INUOWr Maipmw mmnpr ad YRa to *o emec sod eoA=b eadd®d k 66 At mt4bRevsWderAddm¦ Nldard L1IMrw' tlitpl L xcac 1i071i61i1 sm IAMZftAdiod= rya ai BK 1900PG4605 o2rA4=w 1o:Dft14AM CLM MVANOGOUNIY r tsa0elgaeelt•fwyst+•d: rldt1llidtritids4waa?tdttlt dw4r11,?oi, ft11/ n dlt itteai ttrtits i..7ww somw Deod OR 7tottdyr sltttatttq d ! t>t dtlt cwt 4kmwae)- 4r r srvy„d ps,q ww?ygi.?eal?o.o?eati?o?eto zteMWe.QM"Yr?M??w? Md #fic.rei?eo.?e.lka.??it ?1?tia?iiesle1. awr.al ii sq.raye tp is @do=a be WNW* adoat ma awk in to N* ad sears ? u. Ewwwasd L..dtr- d6 - Sirtsdwnsols, - x fl M, IF - gnm vxvw LMw?»tt?tMr.Ni.?wdw?t..e[ aytruMi..?...i.r? 1??.+brite..ti?l w?wi..Ms.w?sat??,tiiMNN7dt?r?w dil .wM?s I .. y1t?,a'ti Litre *tW??.? as s! ?t,ts ?.*t?r,rtrt r atas?lY. avid t11 ??ltt?e??t11 rt1 wr.tirt Atb tint. Uti ttrfr•?ee? dMatti Mnr it?elr la1', 1rr Trltreiti? erNMi`?e?rtter ndtea tir 1rM 1 wtlllej tr res fi&W low 1. ?s ?MsIMa sere d ? eere? ?rttrlt itr r s,c ttityt l g?Mir ! YNO dta r &WR at awksm or r iil' 3?.?aq I t>rtt . sW ! 6% it mob item ¦ pelt eat r +tsri st ern pep?a. ? s mwftpl a 4xmw.a1?Nr!l f .reti.a?w gwq*pdnlw»r blsw!' rt 1s vim am m ca rltl, et y .itch #* *mob pwkd ands rw mi l rsi rlssw4rrm?m*tlntI- ariet41tdw m BY OMM MM, 8&OM .moo ad ,peat b ft to ad eera¦ts cnriod in ob It is Its JtjdwL 09/dlMW 10014A11 i 14t? C,t,tlq ? ' ? 7 dl ??, OKI900FSY606 tXJte619i AMCOLWY MK# 4-PjNPnW< 7 Prepared By: Shapiro & DeNazdo, LLC Return to: Shapiro & DeNardo, LLC 3600 Horizon Drive, Ste. 150 King of Prussia, PA 19406 610-278-6800 Parcel ID#: 13-10-0258-061 THE ABOVE SPACE FOR RECORDING USE ONLY 08-033528 1001165401 ASSIGNMENT OF MORTGAGE iii New Century Mortgage Corporation (Assignor), for and in consideration of the sum of Ten Dollars ($10.00) and other good and valuable consideration, the receipt of which is acknowledged, does grant, bargain, sell, assign and transfer to Deutsche Bank National Trust Company, as Indenture'"Trustee for New Century Home Equity Loan Trust 2005-2 (Assignee), a corporation with an office located at, 1610 E. St. Andrew Pl., #13 150, Santa Ana, Ca 92705 and authorized to do business at that address, all of its right, title and interest, as holder of, in, and to the following described mortgage, the property described and the indebtedness secured by the mortgage: ORIGINAL MORTGAGOR(S): Richard L. Maurer and Dusty L. Maurer ORIGINAL MORTGAGEE: New Century Mortgage Corporation DATE EXECUTED: March 17, 2005 AMOUNT SECURED: 103,500 DATE RECORDED: March 23, 2005 BOOK: 1900 PAGE: 4585 Recorded inCumberland County, Commonwealth of Pennsylvania ("Mortgage") LEGAL DESCRIPTION Legal description more fully described in Exhibit "A" attached hereto and made a part hereof. Property Address: 3228 Lisburn Road, Mechanicsburg, PA 17055 Together with the note or obligation described in the Mortgage endorsed to the Assignee, ("Note") and all moneys due and to become due on the Note and Mortgage, with interest. Assignee its successors, legal representatives and assigns shall hold all rights under the Note and Mortgage forever, subject however, to the right and equity of redemption, if any, of the maker(s) of the Mortgage, their heirs and assigns forever. EFFECTIVE DATE: PM 0 3 2W Assignor; by its appropriate corporate officers, has executed and sealed with its corporate seal this Assignment of Mortgage on this _ day of _ZZfjryptA- , 2008. (Affix Corporate Seal) ATTEST: 4d G- STATE OF CALIFORNIA New Century Mortgage Corporation Name: Vicepmt Title: COUNTY OF r'%_a ) BE IT REMEMBERED, that on this day of Ocee ,1 ? 2008, before me, the subscriber, a Notary Public personally appeared and officers of Assignor, New Century Mortgage Corpo on, who I am satisfied are the persons who signed the within instrument and they acknowledged that they signed, sealed with the corporate seal and dlelivered the same as such officers aforesaid, and that the within instrument is the voluntary act and deed of such corporation made by virtue of a Resolution of its Board of Directors. n ANA M. MUNOZ Cornn"lon # 1770612 ?ffl Notary Publt - CallforNo Oronoo county 3W Cannr Z11, 011 I hereby certify that the correct address of the 1610 E.St. drews Pl., #B150 Santa An fomia 92705 _ Our File No: 08-03352 Client No: 1001165401 Notary Public ANA M. MU 0Z My commission expires: is: Please RECORD! First Financial Abstract Company of Pennsylvania, Inc. 3600 Horizon Drive, Step 150 King of Prussia, PA 19406 Tel: 610-278-6800 Fax: 610-278-9980 .._-- ? ? zsaw >z? e XZ TW am= twon as pssosi o! Uld with No begidssgs and il?ato?pswstrs tibrs?iasi ereoasd, sUmobs In Zww JOlm . Cs4isss'litd t5lsstd?. o.s_t*wn. was paticawAy bounded ,met da.aaibad as te21ewt, to vi*o U1 #A a padat III the tusOr Um at l ohmax 2a4. ubLob polat L sass ]s4sifj,slL ad. saw (wei Oft in a ? di= tava !loose Lie darts XD. ?r aon.es SUO eta esam r lima of i dxm Asd, sadk thka ."O rive dognma ewe, am boaft" twxboas me tssddis aii.r) Sao-to a on Isar of 2SWOo am ow gommft of chom v Gtutl! tTiesesr samb (44i dr?`wae:. *Im+ss]bwrs?oed eewss??•ta same twaels am-4) *vot to a Pmfts ieseaoe Poo ft Eaety-a in Iiq ~ awn" wee. a w )raft" tam we) East Coo a pod& i tbaea:e nostij ?kri? (e4) dorms eava, tow lw wzvd me (4023 !feet to the W.aes 09 i1?IRMI1. as= po!asdase Ia>o•ees and aarbaaad as 3M ldnbw a AwA. RZING Tw Sam PRk1lTeas Mhi Owl" K. Harveyl by h" Deed dated 2nd about to be recorded in the. Ofticc of a xeoa er e3ds in and for Cooberla d county, POWW lvanse, granted and Conveyed unto Richard L. Maurer and Dusty L. Maurer, Mostgagora he=isk. Certify this to be r cord PA3 Tu CwnWand Oo=W PA Recardar of Deods ROBERT P. ZIEGLER RECORDER OF DEEDS CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717-240-6370 Instrument Number - 200839057 Recorded On 12/8/2008 At 11:14:02 AM * Total Pages - 4 * Instrument Type - ASSIGNMENT OF MORTGAGE Invoice Number - 33491 User ED - RAK * Mortgagor - MAURER, RICHARD L * Mortgagee - NEW CENTURY HOME EQUITY LOAN TRUST 2005-2 * Customer - SHAPIRO ET AL * FEES STATE WRIT TAR $0.50 STATE JCS/ACCESS TO $10.00 JUSTICE RECORDING FEES - $11.50 RECORDER OF DEEDS PARCEL CERTIFICATION $10.00 FEES COUNTY ARCHIVES FEE $2.00 E $3 00 Certification' Page DO NOT DETACH This page is now part of this legal document. ROD ARCHIVES FE - TOTAL PAID $37.00 I Certify this to be recorded in Cumberland County PA RECORDER O D EDS - Information denoted by an asterisk may change during the verification process and may not be reelected on this page. lnlld 11111111101111111 SHAPIRO & DENARDO, LLC BY: CHRISTOPER A. DENARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 DANIELLE BOYLE-EBERSOLE, ESQUIRE, ATTORNEY I.D. NO. 81747 MICHAEL CLARK, ESQ., ATTORNEY I.D. NO. 202929 ILANA ZION, ESQ., ATTORNEY I.D. NO. 87137 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & D FILE NO. 08-033528 Deutsche Bank National Trust Company, as indenture Trustee for New Century Home Equity Loan Trust 2005-2 PLAINTIFF VS. Richard L. Maurer 3228 Lisburn Road Mechanicsburg, PA 17055 Dusty L. Maurer 3228 Lisburn Road Mechanicsburg, PA 17055 United States of America 228 Walnut Street Federal Building PO Box 11754 Harrisburg, PA 17108 DEFENDANT(S) COURT OF COMMON CUMBERLAND COUr NO: 01, 7113 el !/i COMPLAINT - CIVIL ACTION MORTGAGE FORECLOSURE !fh C= N3 m r*Qi tb Mob O q M J ryrn I NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO 90 THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR' NO FEE. sim-&-plocso Y Cumberland County Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street .Carlisle, PA 17013 717-249-3166 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICIA LE HAN DEMANDADO A USTED EN LA CORTE, SI USTED QMERE DEFENDERSE DE ESTAS DEMANDAS EXPUESTAS EN LAS PAGiINAS'' SIGUIENTES, USTED TIENE VIENTE (20) DIAS DE PLAZO AL PARTIR DE LA FECHA DE LA DEMANDA Y LA NOTIFICACION. USTED DEBE PRESENTAR UNA A#A.RIENCIA ESCRITA O EN PERSONA O POR ABOGADO Y ARCHIVAR EN LA CORTE EN FORMA ESCRITA SUS DEFENSAS O SUS OBJECIONES A LAS DEMANDAS EN!ICONTRA DE SU PERSONA. SEA AVISADO QUE SI USTED NO SE DEFIENDE, LA CORZ`E TOMARA MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA USTED SIN PREVIO AVISO O NOTIFICACION Y POR CUALQUIER QUEJA O ALIVIO QUE ES PED" EN LA PETICION DE DEMANDA. USTED PUEDE PERDER DINERO O SUS PAOPIEDADES O OTROS DERECHOS 01PORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGADO E MEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO ALA OFICINA CUYAI DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 SHAPIRO & DENARDO, LLC BY: CHRISTOPER A. DENARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 DANIELLE BOYLE-EBERSOLE, ESQUIRE, ATTORNEY I.D. NO. 81747 .MICHAEL CLARK, ESQ., ATTORNEY I.D. NO. 202929 ILANA ZION, ESQ., ATTORNEY I.D. NO. 87137 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & K FILE NO. 08-033528 Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 PLAINTIFF VS. Richard L. Maurer 3228 Lisburn Road Mechanicsburg, PA 17055 Dusty L. Maurer 3228 Lisburn Road Mechanicsburg, PA 17055 United States of America 228 Walnut Street Federal Building PO Box 11754 Harrisburg, PA 17108 DEFENDANT(S) COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2, the address of which is, 1610 E.St. Andrews PI #B150 Santa Ana, California 92705, brings this action of mortgage foreclosure upon the following cause of action: 1. (a) Parties to Mortgage: Mortgagee: New Century Mortgage Corporation Mortgagor(s): Richard L. Maurer and Dusty L. Maurer (b) Date of Mortgage: March 17, 2005 (c) Place and Date of Record of Mortgage: Recorder of Deeds Cumberland County Mortgage Book 1900 Page 4585 Date: March 23, 2005 The Mortgage is a matter of public record and is', incorporated herein as provided by Pa. R.C.P. No. 1019(g). A true and correct copy of the Mortgage is attached hereto and marked as Exhibit "A" and incorporated herein by reference. (d) Assignments: Assignor: New Century Mortgage Corporation Assignee: Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 Date of Assignment: As Recorded Recording Date: As Recorded 2. Plaintiff is, therefore, either the original Mortgagee named in the Mortgage, the legal successor in interest to the original Mortgagee, or is the present holder of the mortgage by virtue of the above-described Assignment(s). 3. The real property which is subject to the Mortgage is generally known as 3228 Lisburn Road, Mechanicsburg, Pa 17055 and is more specifically described as attached as part of Exhibit "A": 4. The name and mailing address of each Defendant is: Richard L. Maurer, 3228 Lisburn Road, Mechanicsburg, PA 17055; Dusty L. Maurer, 3228 Lisburn Road, Mechanicsburg, PA 17055; United States of America, 228 Walnut Street Federal Building, PO Box 11754, Harrisburg, PA 17108 5. The interest of each individual Defendant is as Mortgagor, Real Owner, or both. 6. The United States of America (USA) is named as a Defendant by virtue ofa judgment, lien or other interest it may have in the Mortgaged Premises. A copy of the judgment, lien or other interest, or a copy of a document setting forth the USA's interest is attached and incorporated as Exhibit "C". 7. The Mortgage is in default because the monthly installments of principal and interest and other charges stated below, all as authorized by the Mortgage, are due as of May 1, 2008 and have not been paid, and upon failure to make such payments when due, the whole of the principal, together with charges specifically itemized below are immediately due and payable. 8. The following amounts are due as •of November 30,2008: Principal of Mortgage debt due and unpaid Interest currently due and owing at 10.25% per annum calculated from April 1, 2008 at $29.12 each day Late Charge of $47.29 per month assessed on the 16th of each month from May 16, 2008 to November 16, 2008, (7 Months) Escrow Advances made by Plaintiff Suspense/Unapplied Balance Accrued Late Charges Title Search/Report Fees Attorneys' Fees and Costs TOTAL $103,701.41 $7,105.28 $331.03 $445.27 ($154.56) $163.49 $250.00 $5,000.00 $116,841.92 9. Interest accrues at a per diem rate of 29.12 each day after November 30, 2008, that the debt remains unpaid, and Plaintiff may incur additional attorneys' fees, as well as other expenses, costs and charges collectible under the Note and Mortgage. 10. The attorneys' fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriffs sale. If the Mortgage is reinstated prior to the sale, reasonable attorneys'' fees will be charged based on work actually performed. 11. Notice pursuant to the Homeowners' Emergency Mortgage Assistance Act of 1983, 35 P.S. § 1680.402c, et seq., was sent to each individual Mortgagor at their mailing address and/or the mortgaged property address by first-class mail and certified mail. Pursuant to the act of December 21, 1998 (P.L. 1248, No. 160) (Act 160), this Notice contains the information required by the act of March 14, 1978 (P.L. 11, No. 6), 41 P.S. Section 403 et seq., and separate Notice of Intention to Foreclose is not required. Copies of the Notice are attached hereto as Exhibit "B". WHEREFORE, Plaintiff respectfully requests that this Court enter judgment in rem-in favor of Plaintiff and against Defendants, jointly and severally, in the amount set forth in paragraphs 7 and 8, together with interest, attorneys' fees and for other expenses, costs, and charges collectible under the Note and Mortgage and for the foreclosure and sale of the mortgaged premises. SHAPIRO & DENARDO, LLC Date: %1 Bnuft Y: Attorneys for P tiff S & D File No. 08-033528 (09 RWA" tatms the Stri Bt4b Sed=m Pmtafttao Act (J2 UJA StWw = etmQ aed hs ft0w a t wpbdmk Rtp k*e? X P& C.F.L Art =% tit OW debt bR wvdsd Amt dm to dm or ew tNdMW arfMlDte Iesitwn at atpw m dot ptMams 00 a 4#00 adkr, As wed hodes&FAIVbeMKIMA'2 uIDAMpkM WsdseMCdatIII I I pwedknprd to a " lydetslb X&M am ov hats" am Y Aa Lam dm =t gelif? tlkS'l3rfb tW11d > kmeniwlWA. ¢)Os w w iA 1ttIRawWan n ewes' wCM OW WW &dhm 1""b ft3tapea, de1La or art Pt0'ittSessmredHafaoyalsobrytdarsteerMeNotetatdibtlbk9, lb7whw m 7RANSNBXOPDWVP DIUMPRQPEM 7hiSetatdlpElSemtreet lrrar4loLmhm: p)tieseptgraewt of dleLotr; nede8twrdy nlwinaaaed nwmwoom of lb Non al (10 dM Pu bnrw a[Rtatr1 NIS Soam?wrs wit apm ink weft I& 9e=lW HfinemeJlt srd tbs"phrQbymWm Bat , dots bubt moral a, peeel tae Omtq, to raadsf 00mobsdwobdpgagbo*diaaa eawmtx nyrx .?dMtm?el of otwbaftlaod pgaSK)t,ustrtsaddtdeak ttaa ZmW DexaaclpUm utaahod somto aed Haft a port lfwea 00120AN IMM14AM which carstody bas ibe addtelis of 3228 UAW= Road G?+¦) llachaoiotburg ICIql. PeM*AVWb 1700 IMP Owl ('Pmper(?Addtns')z TOC:E' m Wns au the iqttovpmOtl! sow at homaRee woom m the pmpatly. =4 all eme pat . wmtommcm, amd Tim= mow or Ina I+tr a pot of the plaptaty. All uplammem and eddifmims OR go W mend by Ob Soaft 7 *=mi tL AD of the 8otepdq Is m ht 0 Im Us 9xwky Imzmleaa m d 6a `P(opaq.• 30o116SdO1 Nw`k 4t."" Pdwtffl ram 3m Of BKI9D3;G4561 CUMBEMANP COUNTY MntlaaDlO8e?14-? l.d: Bt]bltpaprBft 004?PlQAIM mac Boaoaer b I abb4 d}W Of NO UM ha* aoa nyad adri In Ores >o teoetmtlq marCand a.rg dw Aopep mA het Aa hWq b far a amn of decd. Beobwor vlamrab d wmt ddad ruaft aM dqe b to Ptopetgr >il dfl dei4a aai deaair ?If w.M p11 ett?b?en a[arbd. 133 SBMWT DEMUMM MOW aalbdat oolmaw !or aaAasb mw rod omwmb bm tvreawb wa bdldd raridioae byJadedldioa b eaadmb a tdblm WMEW baty®at moist dad pmptoq. DIigW/ QDM1T?tA1fiB. Doaowerrailmaxae+oarrtad'ooaoMaw? al M104 ?Honum &a pywbadobr t aQ ad b mt eo *a 06 "Mmud lw )Aw =d aw pnpiymt dme d bra * P dot mf? AaiibftUmaoar abtr ada pd laib tit NNW bear pAam is laaba S. poim b dia raft dk *a ami mb Now booed" M tads ba" m.aH?•U, Ifagdokwdborb*uo sno"iwXmh nppn mowtsn asrmb 9eeody3osreKia rNardb Laadlaraapeii; Ladwtaq nAiatbataayari edeagaeatpepuletp be taiw do mm d rib.--' -r Iste m" A be merit b am m mm of ae hosw am slot, ad afte M by Leader: pD M* bi aomb w6r. pp aelbod ebak bite drat, bm mw% dads ar arYtee'a dodo, parviied e+ rah drdt b dmeea %m a brm)amem AM dePe t we h,uteti by a 116sad*,ear'y. iaawadtd -P. m soft are Baemeabob06Tgaade: Papa Rra aaa *NNW seaaieed by Lmbw emta advoI - at Atcbeadom deis -bas Nob ar a sob odwrbamliomatadPbadpd?,rakdgfLaaiwbtaoaaaboeswiYLaarliosyesrhimp lahwM i3. T-1- trey mrrpt coq pq*at arpadd l greet Stich pvpaeat oc !call pepbodmt ae hannaieint No bft 65 Lena ttiwf. Laabr dray unpt or pysatt rr pombl ps7ored baataeimt m Wasp da Lou =OIL wiltaot waiemr aft tIBhY bmoadre a<pad jaws b iw d b relmr ta& pdyadae ar pndd p h ae 1pnm. baa$atatr b rot abbiped b appyr snttptya,era u m aiela suet paymot arc aoeeptad b ad )We& plgiawR is "m as of Me ezbioird do der, Odra Ltoft um m pay bweaaatampplbd iltd7s. Yeadwmgbdi adbafeppfrdabeit add Hesbwdr malotdpgbaattobdj the Lom mrtpit. NBerwi ion sat dow wNia a asasawii?O pododaf thta. Trader atrB dims: ? daeb fooad tr tebdra dm eo lieedoar? b'mt appAod tailed ttaCb lbilb wbY bs b tbs oatdaedior - i k i bdmm udw aa.Nelt iamedreb F1w b rmer:kmm No off" or ddm wb&b Boanwa ml& bm are or In do Mir gpimt L*Ww dallt nOm bonum from mm*bw it U , - dot mitt die Plow ad ddr Swo ty bAmoft er o 11-a1e; A o aovmW filed rVwwM reaasd by air &cwhy ITA tmnt. L Appbmdm d Poyaomu ar Pr-Mc bimdpt u aeawhe dedl7M ba this Sestina 2? di pgmmb modpW asd gVbA byLaadtr *d be sppliad in the hBrwbs atdw of pdodw. (a) irtmv daa omda the Nola' (b) ptiaaipst &a radar as Now, W OEM" dm radar Sftdoa 3. Saab yayn a ft doll bo aped a w* Ptaiale Paytaedt bo Ar odor b nhiei bit lagers dae. Aq teadiriam dmomra * bit applied tint b boa *its% "read b ray whet "man" doe aedn aid &cmicy iaamm m and mea to ndera diepd *d bi mdb of da:)(m if Leader teed Ma a pry?aeta bam Boanwer fac a dttbagoaa Aslodts ptprpya wbidt adodea a ufficlea amomt b pq or," dwp tbts, Or pqamot teq bo qo d b do dadbtoW pdproeac aid dr tiw.ti.a?. s?.ar?ta w apdaia atYraaart as .r1.1 kq.a, Ledermoer appb. -w prymr?t arrayed fmm Botmwar tm dto tep?ytn of of dw Ptslotia Pgk=me It and b da Wm mat, rah paymem can be ?'f? aooiaessoa mown P40W 140.?d1t Fot111 aa.W fAt e? t 9 1348 8 am naor ,t ,+tut CUMMRe.AWCOLWrY Imf isoosopaat-Pqa+a: paid in fblL To dta Opal (mt my cats WhO afar ite pro= h gp6ed b in fdi ptyrmt afoot a narallodafaptp.rem IM&mmaWbegOWtoapUbaltgaa*&Vabtoaryptepyt.?1did beappile ouloaadpoepapatq.tiowmlitaasdttMa ditow Mb. A1d gpfaadaa diPq?. irreaa psaa^ or IVfadlann Arns6 M p b*d dos mdtr fefrisa*ArAtCMdatpagpme90ft 64 ardiWftONMWst`elbleft?Yperwn 3. VW6 Or IOrfwtr ?Mrato l mmw &d ptp b Lwbr o• *tdy Adotitr ft/attr we lea aadtr islMe: tatti fbs lleba Y pttbl69@, a sea Qlt'Rtmio") p pawlilepganttataseatts dte for. W lace cad taeatatss ad acct Mns >tlb! au tMtd? peis?? wwr i11 faao?r Tbetpteas as a Kra or tmswdoes ere 1`t bq apt t* bmebald }tpotral or pemdatata m w p 0 0, it a n o) pteaiosa fat Oar sad tf haaatarae UPW IF Zely loch wine t no a Mawr bm =m per. i< ?. err a/ accts itgahb ly faagrrr n LanYr Y filar K M papaa.tt d fiwpfe le.?s paanita?t Y a eWme WO to PwAli .s of iloMm 34 Um Met w aailei w8tastr fa w.' At tt harlot err tt.ts Ow *Xbl the em of lbw Ice. Loft aagr agile Mt t?e.aaab AsadOn toM Ptas. and AttMxmi% it $W. ba aagaW by aettorer. ad nub tMs, Im alai a0ammt. d*E W= lm taiar f a Lueiw do l ratgl4 haft to UrAraf ardoaa of Noma b bepWd=hr dds Seeds TtpgaleRait!! pq lsader Ibeplaits f<Raeaow f1OS rillsIitilt Nrtvts lonmaes O%Wn a p* tic Fah !hr ap or of bow Mona. Lair affil "do footer-Is bbd tp IWIE crm& rtse?faaererd"pgdtadtr.wiaosi%bw,tI Il' oatomm d lar ypam,"howfet,M""M tofl?ha&hftbmtwdNdbrl?puftmCff%mAratgdm tIW ffllAiiab b lataler faa?t willetiap sow pgratat ritW atlt dtts pteidlt I.Mdetfy spiv. f mwnas a saw atei pepsrnw nd b ptwite soedple aM!! Ix AM p wAmm be deemed w be a ,l mt atdapAmeeteediadis 16it.1srdgla.aaattR a pYrybws'aswarma.d aytseaaeat• m "" b Bad= 9. w Bersewm is obop" b paq Doosr has tllaedy. p mew b t wairac. sd Bom wehkMmIMamaimtdnhraaltmwMlo.IsmWoq?madnbd#btadwhe a9 cad pq a& scoop std BdtmA *A dm be dWVW oadee ftdi a 9 to mm le Leaden sty awb among. 14slw nw asralte l6e waivw n b nyr err aLL Faeaow few at art de by a aodoo Ohm b w wdtme via seedoa f5 MA trpoa am& atsoea I Bmmww duip pay b Lty4er an pools, cad fie w&amogmts. ft& eta dm tell 1 I oaten f a iMepiml Iasdermy. d my tiaeaambactrl tom Bob bew4tmat W mfd W p ptmfdL-ft b apply do FWA at do dm omm d meat UVA. sad 0) col b and d4 nubmm mw m a imam an mphe tmda PUWA. Leader do auto dK mom of Ittm I ate an No boo of a=* data cad m ombb WA at s of eapeabom of fbmm Euww Arm or oQt mis to axwdmos with ApWlmW Law. TLe Fuds abdl be tip to as &"uOm wbw doosb ms hand by it federal saeney. iaaamnttf?, orpsigr (ioditdhq Lmkaj KIaaterMaiMdadoa stlotadepadasAn sYlatq err is coy Fated HomeLoea BNC La deiatoll ** &CFO& bpay theb mw bm no bw due the dw cpedNed tmfes RFSRA. Ie?a ttbtl cot ebAgt BoataNer Ra ittddla. ctrl ayiyla.ltrr Ponds. ttmdty 80421% be emow woom , or wnfyiq de Bieraw bean. W" Laade ow fotsoswrr an- as the Pnada and AppTiraLTn Law ptsadt:Isttfac to arbe alt t thtye. Uiasa apeeeal M mtds is waidop or AppNwblaLswaegdsn (Aaat m h pW e?aeltarat, Litl+rt.tM aetlasagdeed bpay faeaewer any immt or eaaieds an Me Foods Bmum cad I coder eao as= in wd ft bawtwar, dw loterest ?tM 3.003La65401 ?pwarsar w..adM „ _??T- ra111/70pa 1A1 u(190Gw?a539 OL%4M= 1a?Ot14AM en IM BERAttlDCCltaaiY ttiea2DalOB(<a4-Pasesot: dW be ?M JwxwM 611 f j?11O ?D DOIIOIYR ? 10ot ?Q, Y a? wousaft dt d! If OW IS a SWIM d Bamda INN ill metal, AS dsimd aedw IRWA, Leda dads atocaat in t?ottoeea fhr 3aatraea di a amttdtme wadtA. bidrar r< t+tMrla dll?ds afd a tseatw, mdeiaadmedwlow*,IaWW i42=1*'*woIN0nystiedIVNUMNadloano *Apigtr is"W l III 11l4a i1aE0ratieYAIMft bsksoxm*Y12 maed4p? iriMeriatltrlelsrprdlAtlM1 iasemttati as diedmdaadwi?ddt, Lades eiil ? bNsraoraa ztxosMi tip ?. ttfld 1ltlbNtt lid pep b Laadw tats aetoaatmamt?y b zsdx dp dea didkiatep bats?wimewlklatll4A, ba;iaaamoeafkw laawwl/l?di. bblon?rs.?r?FYae?lMifdrj,eade,? b ? ?4>dsYYr. l.eake ?tb pampdjselbed 'L rs I'am alaesaam !d pay in "am msmtmmee. A&MON. ffier? no isp ows mebatidr b drrlsepteyr w?bdtaa aMia peiad+r eow di ab>V7dOr>yep?wR,11Mt?cld tr 8ranedtapYwarltiepaq? aa?aiGlwrY4AwaaidYDret,lkY.aadArw?aM Ifo To a)k a lme mt iur rrra s?i liaoi lac. aa,aawr da0l yg AsY la daa tYwt pawlded a Aetloa 3. ii?oties tt? paapa>)t OPadetgt as/ lim tetaidti Um p'er' tut that ?' Ltrateeat sties Bcotome(?aptaar,d?? bifp?oestddesalygdmsaawadiddrlieaaattatiawaaxpsble b lardte: bast; ep>ir?itff-oar ispwdaeaisBeadtepaease pr otMMs bataba ataaeed 1bAY by, ae debada spbmt sa0tiesmt d da lam a, feptb teYe>a bt Laadesr'tapltiea apwse b poneestbtw*tamstd InFiia?Yrpaoewip jYirp,laco.4rarai.aeh*aa.aigp mmaelrb*atopiearY?Ya4lalaktd?lYaaDS?etasaY?oaprtotoo twYwdmft tee after o iit 4 badtaees. HLaebw deismlow daft ass pot *(Am Papeefy a• md6a b a Um wire]! m s4Yiapeeteir wei dit deerdyrlmrost, Lmdsr ssq case biaaoMw a aadm adtatlljrlti der )led WdSht 10 *jp +fdle dpeoes wide buxogot IsShv. B---do•wi* dolor or U& an err mots dds aade•s eater ibtre a dds Stedea4. Lsadet earq nwof >te[?swtt is "I a me 9- dam for a sal emte ux ver flaps ad/a npafttedmmedbytae biooamdoawiithbLast. i Ts+aRelt BwtaY4:?ratowtr dal btq f4)eepsv.araets ww talabs or bens1w erected on dre +4' lowed swiafCloss by &4 koordt bdodtd WkWo Me ten -=Owned ta=%%- ead my tad coeds, f" WhM Ub tow"" AW be "no" M "Ytoa ""Cab lerde) bro tsd Imds the nwho pee m 00 a Aft ad peetork ad 7 Pd- nw a p. Ww Lads All" WO, b detpew'e t Amman cYelaspt deft be I= of Wa lees 1ba imatater artiFK pasttla1.= chaff be dw a by 10, - t- mhos b leader's r)gbt b Is Bon we's dieow which efpla do tot w woolood mossme w. header ow =VW Banowa W M. m, Cogaegaa with tbb lam, d ow. W a wus dot loge far hood amt detemoil4doa. temBestim and swift services; or 00 a ms4bw dw Ar flsad am doloodoo" and oem wim w ka erd*bugmiot abtryea MB? g- nom"ho or dmOw riots oeoar whbb rc"allo y sslgia affxt sia6 duo a mafi Booowec Ask do be eapowNio for tbt poom of my fba ft9oi4 bry bs Thdaed 13eimay Nkmpm" Aamy is aemmetoa whh the itvtow of any now zaat kwnoiacdoa nml t slat m a dWm by Bormwa ' >.ooues?oi aIPA)Mwln rmra.? __ • PAMA n sal BK 19??FGYS90 Oar14rA= 10;%14 AM OtnaYilANDCOUMY tueM29060ttt4-Pagt6ef. H Bum m Oa b atl"k sq of do ewearts iesesl4ed datm. LMAW sow aboda 1attt6ne ooooh?ss,, st Trader's tlltlast.awti >foootrse"s ? Iaaia u ta6a? m aMpOas a patdalse »q psiwts qq?ls? ar amosat CC sways 4fatsflM sadt MOW dal Sew LdK bit alga er ad& aotpwmet?s?OtMSS111 4"A fsISIP s4/artbsoastarsdi NtLdM?4 hasat[ ac isYl? no d?t?p War lees asrssp 1Mr Mrs slat. Haaow deem Blood so ewnoaitawO??SmoirlrL+svnlt,6Wsi dtteMe?OrttY/i41s¦Sw uw/ afwftdieAtaeirwwrWON"IVttfbOastaayLaaamsaG1fss6aa6aarsbstaissrIsta/sst M-td416aassasst a0i sbsri fe pgr6le. wlQt ta?dt baleaeM. alasads Oam t ow p r so ft a dl ? Ali rrsboereella0i?d saliw??Yal bjr LmOo<ad ianwb of om pd wm *A be scat to Isows m1a1111 p saWrass*siNll Iai/e i i d lriirlUimWA- Cedidas.IlLr?lr?e ,!InesariiiplslspltYbTsalaIsadrtaitew}ISOfpllllrlmbnllsed ataaatr Nstitts. 7fanwrwe- ?Mss.? ibnratirbrase aosssle, aos eiaisssMiai I?Ismer. dar dswirs 4 ar dats/aeaFr? a? tm 'mob ef?r fb/N 6idsi! a sbioi/Irl senlap rmm red dailzsaseIaadersaars4a?seashbrsaa frrptptss. b da !asst d b tt. Hmtmwse *A tii *~ ambs b i b =pw eatder art unkL I40 is ha?ptOq. ts?basst?apsapesdr?wit?trfsrtpttbbtss/al 6eswreetatsat?sltldb?Iaadsq dO be applied b mmodO• ar sapaatd tbb7tape/d iFme asffbttatba at fgslr btasaatasOstt? tbasirs sad Lasdm'sswslgrba»at atatstpdrsadssaasdsapado?tsdrrtitifsaaia*tts bald ate6 #rafssea porsei?Issti Leslie tta Ld as glr?eE?r b b wm sad Nvwv b aa/?s?e do wodt hu bra asapieml to _Laid?s's s60s4ptorl, it salt strltt k tastetu8aa Dsoa?. Lsadet sap dpnnt pttfined< ftr dsAiaetotsioe la a algirpatyssead ar it a assPn dpsadyaapa7meamasrbewtisltisoaa?id6d atspweesliaa0rtawdirlar pbtat>v segaiaes baesat b be pail s4stdt h/tssssepmwed? I.aader fitdt rat tx tgsiial b P9 atq inaasst or wmiap oa ssol, ptoeaod/ Fbec for pddic s>#jmstss, w asst dtbd p mtb k nlfasd by Homma 6 9 rot be pod * d ft '- ss pm* ad dot b6 Oro sale d%@der d Pt6towa. >t the a ,- taim a tap * b mt emooadway *"b or Iaadai's>ecoft warm be kwook Ow bmasox ptocee s sfdl be SPPS i 80 t6s 100 seeress by sla Saeadty 7a14aartd. oil -a 1mt dm dm w& the.... If.W. PM M Bo6raar. Bob baow=panaed?M b6 WW is the aderlt0dant 16r it Seetioo/ 2. N Bonow+x afadm *p Pxwft . 1-4, aqr Ok svpA is sri sdde uW aaW* ba-- *1, sad atilaad mWOL VDotsaM"sat atslaad tfddda 9a drys to s -an fiom Lasldsr"the tnrar n warier bat ofk d 0 Saab a shim. met larder ow uspow std sub do obb w Th6 364sy ppaeW wM bog% wbaa &c solos k oven b wow Nast. a if lender W *d- the Pmpnly -fix &xdn 22 or aQetwia6, ROOM hasdp atlas b !.radar as ;-00 t'a IV* b mp b uffow I - ,11 In m smcm not td praul do =-ab mldd -du dw Nub adds 9eeoft 1aMnme 4 sod (b) amp odw of DCUOW S JWO (pow dsa do dlia 10 as y aefsad of m mmod plr ubm pdd by Donarlsr) tmda sD b=ngq.DoHciel WWft lie 7"M, Iamisr.as oeb dllb at0 a Ae a due eoreaye 0166 Psopwv. L?dse saq tae 60' neratoe pnw/dt sober b t?p b o sasmm alt Pte - a payssomalaup"awler*cNftardiiS&Ncm* rttmtatt,whsdrraraNMMatdas; 1001363/01 W .k /?,arp/NpNyryn "Tall Fwm 30" 1181 BK 190th u?+591 OWMaos %=14 AM CUMBERIANDDO1?lY lrsL*20 lO4-Psas7al. sesidetet a dip dsa adN am ors is pas" a lnsmre?a piadpl t'mpap s Bssemta4 tttttidesos>? of lest )? ad d M amdm to in no spew r r ialddt astatst tttatl at iasarafl:riedsbafomslomo-,dt L ww tt dsettteotmssa6tm8telasrlgmetgperoosseaat tetsesedlgr mw or wim ammming IL Hsli(reasr amtl ]!titlatM111 d[ fit Khtgtslp? lsgsdssa? Deaower dull mot flettaI dlMW or gibe piorm airs flit hv" b dtaMlosste ar son* %ww m the f to - TAWOMit stra ti i Tiget?. bem.te tii tt111ho Aopeolis adlt lm i peaaeet b ttstroa ! ? bt v dae d b Kb eealttlar. lAdws h b *moo up* ar amswdtti k sot i tAkdlk Dnasmwcr stall o to aadamdo pmwk OWN* os *mop lk or do lsthq K /tt or *WIN tstpstst?e Df npptg ae aarsslut 1w?agsgr asi0r 8laadsrMR wbod PIMA k sad m"mLttdtrs wiflwwpterait*Itstlpalps?dnetttsmisaraedsbp Podarrss ud fmttmisl? ? d rMt?ic i ateepiM? if ttit Ktssaset a: ao.iateaipa pamd aw sot: aadlkieat a aDatr orstsUtt M Aapisgr, >tsaoaa'r sot rtlbesd of Dottaerer's aiipHoo Jbr tte oeaplgbmi of emdteptrarattaatwA% Lahr w b and nw =ft womb OMM go std lowww" of ttt PA MI. of it Im tt es:saflit eease; l aedsr ttttq? farpMt dte htaalera[a1r 0o?mwsnea ea Or Plgs4c la dw Am oe BaaorraNbsttsdast?'arpaierlests? tstrndorit?wdrat?a?ia6 welaarerddeeme. L Naea'r #Ws Um !?p1p/dR Dsstmea dW to Ks dttitttt K. AWS on Tow +t p+ocsu. Dttetwtew w aq p}woaa ar eatifflea soft at fln dhos" of smomiw or wbm tloaame a ? sateeet that o!!ad$ stbaa, aohlemlar. ar lmoeaar taEoaoafaa ar saraa?nea se I?.etr (or lb:d b poll"W ieai6a vi mmom bh mftoj is =-scam s* amt Loaa mmmw rapaeeaesdses tit ew set Im bd b, upwomtsoe aoaaoesalat Boe www% owmmt y of at ndd=L !. ?ettmfw of JL llrteat b aho h mall am )dab Fader uda 8eesri{ir repte if Cal eeasmarh a b p ha ie m memo and etq> aamattt ammwased is "t Stearijr leeeramnf, thae Ks a kpt p-eft OW m* -IS 0 - it a9kt Lambe Km m in 6 Imp ty wAlm d*s tmda r tlt{stty tatsmraat GMr<te tpsret r tMtbgdq, ptttsfe,, rr ao.imaassa orttaditata, for edeeotmm of a an %",M q awk ploe#y awe Mss 8 *0 tmpmeoot at is asA lass or rgpbd-4. oar W DoeeomKths *"do" am Yeopay. flea I soda mw do sad pay Kbr wbdww k re , or amm obb b,pm a lemwf boom Is dm p I I ad ritha mtler a& &cmgr butmaef. b==. ? ae m as7tatio fl mr .dm of aw Ympaly, sad aueDdet =&a Z**bs sae prepay. CM1 btdtdL tet tea aot Imbed to: (a) pgft aoy seoa te?cote I by a It= rvldd mss ph* war a ws mft boooft 0) "Pm tot tt rash Mad W ppdat man" attateaeya' I wpm" Im folfeeat ha the hwoly rmdkr ryas mda tbb kashr tntm w:m bcbft Us maned poddm In a boploftplty pm wb Lq,, bs tts Piopayr berkdm be b trot imtwd 0. to POPIP Is m4 sg" OW Mft. I*m orUmd up dum sad m9edows. dots water bm p*s. dtmbaw Vd ttw or odw wde vbbdm ardm pm wattllbas, wed tank > flss tueod as or sd A1M Xmdw* MleaoOst fader ttb &1" 9 l caber des sot Tare to de ee sad is oat oadw air dmy at oMko ti p do so. h b *um that l wader bran no bd ft fm wt aatbb wry or a ecdmr at0?oelmd udr Mtb Eksdan 9. \ '10=634M llL `'{A_,_ AM JAL ?erle+ .. nwsau ?? AD= sele Uo'1 BKI900?u=a592 wnarma ursau CUMM67"OOUNW rtstaxotsasoe+-e.?aa: Y aesavu l! Ltatbs lib deglaa 9 tlr8 box" dibd albt of BMUM a1a1Ai Ys bMft l'a*VMML 'Fier WANO do@ lee b wo d he"sib flat r dale of ad da bg Zi dk v* met latmeat, maw" simn inft as, - e eteyr s dt __.w Llntant bi ess iondm . beoetut dmG Wa ! ale piot6ir d the lase. SBawsraeyeias#a 111. b thsTveptspr, r rarehsld sod ie fb. me wt set awp,.Ip, ]alas a•alttaleMle7?. JIL 1111111111111111k >f=eaitne?ItM ]owtmesrsmdhimdarlaKa1014 Hoeotler ttb?Mpsimtate?atabml6etYai 1111111111119111 dNtt]f lss?now the laasrmNrwtyaar?luafprt,amtsaaalrb aoeglMeltloianl?tYtstata.t p.??/1s!tsfaotb? iltlpo ai iwmr wtu n?ta a:rlb agmtrls astttd ?w*s'?! be %Iwap Da{tolpts ii f1s b 94 a a not aofiessoft e M M aeat to >bjeaatti aif ilt Tr?a+1 lie s dounb itrrlf aeltelta ) ?Ilba? a?iN/rt ?wrt' ??ey??r?-.giro- aee pyaMrM s s asrtisatl! leer anew i1 !M d ?re? L?lii lle serve id be eeswtrt .ft lirar1t!dLae Y1?pairb11/. aedLteitet1Msdtbo n9?dmpw oeetipsateritTttteeewve.T?wiseenr ltgeiwler sar,w httsnsmr ?? i ardent sot ilt tispJtit vet stllrer, rseid??be?rt is Tanitr?beatttta ice. A abltaM, ast Lvatls ? = n a o?tatii ft lime art DptDwr wie any tieaetrllt??t1?ttalhad pe?snte 1e.tat a potms ft lwnee. latteser ,taM tb. prtmdaes isadep ardsois lMnra aa Lrtaild<m ar b eeethb a sorltardlilt kb sirsvs sa111 a IasstrgovMbialsmeharitfoelirassddtioasreatmbMM MsBetilelaw.Ttailtriomis St+etiom doaSeMaeetoNer'ielallpliostep4Ynsrtebeseb 4islfMe" a1at1 lsm®ce atetiosld Leedet W a w astlb - pimeiriae duo now ft cmbk bees h no %Doi ' Ropo1R does: m nm r Lan a apep). >loerewa 4 0A i pmt p dr UNA" ]m usem. byDtes ? bCie hdl eLk w ad avtt IoOiwOL hs ibeoe Lor deto m tir., asd sory tDtEt Iab w".4" *4 dll "on"am ermD ft di* datl aneaaa bret'ibm . ., Ia4?eOhROa>r ael?MQblYa?l?I??Mllrld?faNtlr(/?fF??9n d?oa a?taaesea Theo st/ ssspsiae tMa hrret b calmer MOM ap aDaAOe of imd+ drt>tle rtel?lte immar aq lone araiabeD arp+:dm& imh at* d am motor As a AV* of am Leaftr mp prima of r Ka1r, andw lpat? at0 reh m , mY otba aMq. eratry dd 1l wh ma) uxdte (dbool? or naomts Ihtt datelow(or=Wbe a?spatUeetdlanogat5t fftt R fa exdimns ibt etshb or the meet?e ietmef'e side, or t lnw M& astmew ptoridm flat as ad>ilitte d Lmdes zaia s tlgbt o3 tia hmtas's tint he for a Am of the t pail to Ile,?Oer tiemtai b Does a toted'eapttve sdensmea.' %IMINW. W A W aatb sBtvtaa?ib wIM trot aifitt tls a=we fiat U vmats'bm sumd in pa! for ma"Pamiiiiiiti y w ifMrttrmu of sla Lmr Betdt teplaetsnr"a aka btamt k h1 wow I?mnsDe, aad 1la?wA aat motleaBatsywa m aa?"tbat 1oD1165?01 ?WAilx?+}o+ Avg 41 +o FonR7q? tlDi 9K1 g0uFo593 oartUM 101D:14aM OWNUL OCOL"ff r,us2oosaepu-eoavodc ne't arfaeataab ? !ot a1Rd YY r?Y>twamer llae - ? °?' 11d? Y dk tbet?eRe feeseaaat M »•e typos llaadrs Ask of =0 a r My saw jam MMN vktk Vie' ?wr g s MNaY ili?wlK ==, and Oft t r Mumma of de a" K ?4 P ?urra r l?haata W" Maugal as ? 11ar wei aSW M" w eeralaatlee. IL K Saw- Pewedq Aeilbae All lAwt?awas Auax?ls no bmby aa?telMS•di1? ,Ml+aier. xtis >a ntt30odottowtyeade"M "- - - - •- - Irp d is aeehayiaaer M* of O 24t200e 1G:5et14AM w>!a>tw _iafi-i ?.?- .?gr?sa`wa'rsA?a/ asie l?t?st?rwetN. Latl teid ant b fe }?'?Iewets#? ? ? eA 1a? idieeireewlatrndt.Ifd?anaad - IteateoOaealMly>tatdt#eetr3,uie4asaetigrrro,dd be Lewd, der PMMN& dbdi ?Ibd M IM eeae a aaled 1s d1e 40ee1111tsttttrwt. Mb? eraet l0la d?eaN/, saw, le Deeeo?ew dedt Py00wis alert be appl4di4deasdtr It" ds swat • ltdi.lsile?. Mnttm. n Ion to wMte d da . Mke ltewMaoaae is Ptaoee I SWO W lbd Irde fuss waned y dds mil' bMMM 4 w!a ar ant tLa dB4 wph LtdseKa ?ieews: 00 a*adie ri erdtYt?. arionlawreddrclx gbawldtkMnAknocla mroMat Hwpa?nPOW , ? ddt ?atr !oala +daledb cod is & ir ie tstit bvk& no?taRltld d t t ws, -rod ft~ ? PMw* 17 do AUM of weKpYa bye dr ftYr.i,t 1Moieae ap de net went d Aar teeeee WWMI twee - - lb bob= dw ptelrst er ion h Idea dbrdd % d) ib ft MU woe of be Pmpeetr momBeMi ds Kdaf. arkie stdtb/y? laltaoaYbe?aTdas wnee. 1o da arse of a ldiad. ?w ltee i• Mee dlia p+W fa wild tte Eck anIQs TOM of de pmpatp newe#apbr ttd6w tie pislel dtetaetder. 0r tsw ie V** b rsw lime like emwot of de spa saaaed. brew da tdd ?, iseaedie, or Iwa is Mne; eeelew eeaewer tetd 1aee1Q adanitswaA41d. Mw >rieaeaftddl tie appdfed a de gimme :awed by lib lepnlgr eoarenaot we ewnse dood u Opp Pau,?Oj?'edbeed i ere` ed ai Ar it aft lb mft r""awe" Is ?eie a aYir far d Boeevnar !lib a seapuod o? wWa 1D tlgt eikr tt0 dtb ft. mHw b dbuk I is a nd m edlett e¦dt appgr the 'earpmeade older a tatoradea s weir Kde Papaq or a the weweweatbyNde girleoeearaeedeeare.'(?wte?leeb+'.iewsdsd6d?g drat ewe Maid a>duodiaeeoes lendkv FtOOeedc Sty 8ereeda ar die peaq At" wbow sunwr bas a trtu of wds to Nw=ww AW be h di ft* ff=r wdas crrbader d* s wiwW to bq= doL b? i.eada's jokowst, WA na t Is 1, 11 - of 1be lmguq at sow twWd lapdaw of I.eadts'a hews h dtepsopeegr a iodt= din Malty Lltwffiwt. HnaOrI M owe rd a dedon teed, it aaetendaa to oeemad, a ptertded In $ 11 19, by le6 tta wdcn or pisicsW%t to be a0ou684oi a? 4%4KPNlwrgo% vo.wwp Fassm Im { { 900.`459 CUMBEFR A1D COUNT/ eees20 5WM-rae10d. dhaalyd taigt s >A Ltmdrfm JodpaiW?pad.1: frBMW aft* r=W+ ar qoW MMM ho?aisrt of ia?la_ 'grtt tin i tiopab m al?Y rods pIt tltaw4r ?wArnR, The d ?' aatamt a ahdsfor Altaatasbmfabim k i hrpaYareae aflaairm'r hs.ss it ie ?? YaMltai?lat Isr?met fjod 4wadiayaaderytwiiilrrle>alaloaII. b tvMrla4 or seNk dthe Peopsq shalt be A Ilrpalrftr I1tt ?aluaa? NrYwmgma ? IAdor Ift • 11hhtIR, Dalemira of the dw it Payarr.taa W 1 110114111111 taMam1ltadiawtnrwi` ?i ' Hrrl? bDmwvaa rfmLraatafAotromtrttl?dtte? at air ?lersrwr itiM?rtaf?s?Mr? zr art N b a1?wU1t ro 9lw is ham gf poster aris#mo r?ia wad &a A r rr.?w. or IL J" sm madape drt Dadmrrre9 Ouurrro ami dmrtp ?tmrd. setrramr ea.?pmp WrMiommaaitlr?MJmhltamdmmrmrrb a>11e?saaeaho M ?' srrd.amt be dm mot marmrim M ,tale Qt ''?s+a?r?e'1 b? fr os?r? is l.w. mil a pine asst emw i e.+lrre's ir(rtm i Ohs i?adn as r?r dittliee.ig+irartitrtbaor?¦ma.Nit al?ttrt s p' M aoard**war Oros i?I the iam?r rtl aog, alts ssroloor art a?w a /, rmaks ap!? s idlb m;ad two as ft®m et ibb de?rAt? daearwe ar ba Nrrr NMMse the set rya at h6" Ik my mmli ar is INWW of powum ww am= Baraorme'. adratYr Isamsemt i. Mind, sd is aAar?ad Isrd? A.D abtda sd? 4101 m . ab dw ?rb.a.r.m. lfa.m..e sae as aelarNat lion Baosrmtlt alNpfes M iBNptads Thlo leastq' attMmmrmtsb twAr RPM lm am& obw fa • ?s mateaaato aM"?aermorr a[ thir Isrtrmmaar airs bird (wolfs s ppr?libd is SeeNae7? rmdh(e??et?lmm?eptsonsdrrdp?rdlaobao: Boo o?d'a?AeAuM. ?r i prm?eee Laadar d bo die Ed hder I*m =dw 9erardbr letpimerDt? ids. Mr sae Meora-0- 00, and wbwM its. Iaupmtpragollrliw?theabaomoaatt?aear!?t [In--i -eMdyeigod& faslmlloaifhiN?ta?me6eigeathaeisapmliihtomarosedwjksafaniflm Lmirargndd* e trmdmtamarprpa iolidiirsaamldLresrotaellyrrAs-,d,rLaw Noerammb rsihwwiYhareoarodmrath+aa m mftj wbf,mtlyrlroamamdao do dra hateme or a" bails adkeatd or in Lsatraltil tiaoostastiro>? ra TTpaaaesaad ry CIN. e lat dmp &A M aadaord by dm seat aroooaef tin radaoo use P &M p?? imwr XI Halos ,rat k a.irrtri b flnmo metmalYr !ia 1ritimd?d Oared mder ft Wft ar lg a am] I , aoeato lotsmet. if a W® rh-b a the mdmeam WX be merl.d ao a wtmart sr' loth emp a ra a PmN4r isi?m? tinder I?o?.Bisrooat'rrooadm,bm rdesem __m" ?by e eet pal" m Bonornr *M ooatibae a walmr of ay *k of ofamhormrdws% ; IL W ,*w All aodoai dlvm by BOam w Isader la mem vO.. ,silk *b U.. ft Um..* rani be is w&mt. Atq w-16 lo Bwam„v is mmattomw* dl. boommt dml be dressed a iooiiseaoi ho" yb t?oa rota txt BK { 900?u?535 Omz.rzoo. tMM/W OLWHERAW CCMJtt1Y rrmar2rDeaa674 • rp.a, d bow blw &Vw b 10 oaalefr rrlw aNed if fief dm MR w Niw samW d m d b Amr~s XdlMWdrea!?nbrdesreWt,L4M!Lwlserrrriia srolesisallsessrrers RO le? Im 1r?b ?Yt a r?siAt 't b la IalYedi dad tseels astwe Lrdsr lss srsbsr aYwes b roi b DNIVM Aar serer to otsnadss Nlt ttis wYel?' * b y NEW ,aeetpli ? Laeir. t[ a.Nw ??Appifwtds Iar lap4pa°st Ntl eede4 dls aaeegsnisrl aldaaty l.s1s tllr .1? 1eerJOWWK 14d lleiteiew d ??i?w?rart?ier?i die •? •et p.rYo. se rMret dRi1 EewrMt or *a-mbo obis w? AmdbY ? ????` ?' ?01ee?sMC er se 1wo?e Mi?3 0o be Ae?sw?Mhk s sss/ tln esrrste rstsde d is sseestss mW seat wd 4rlsde ?os?.a? you Yi' of Dioaisw a ae?s" balsa b al, sarddbls ?grlselsueea[ fty" _W is ar a -bvA eel Ywmt b aelae As ?wi to i h_-_q At , wpb tlnaeeY ebs 1ieeYe b. bessbsslAit s kW fordeM? aeeMatt br? d~is einrset ar falef'8111 tistrNe?' Mi14Ubdrilerleo[tMe?rlassacltalie>Andeoebsptadleeea Es tot r t?iiMnl?PWd/is raq ?rosat L dirPaeeeerr'r lsldo? I?rimwt{?r itgwsa?re; wrirea eselrst 7iader? MW n9ft ? MM In 1A of an ow" Ab 14 .413 bamest. Romw, to spirt sbd motto pa:e An by Leads N eadl =ache is pmldbiled by Ap?blstl ramfa tL'?Ibe. Lwier s1sU ?a?s Hm?s? punte d soodaeliea. 9bs asdoe sYU s of set ka' at? dept Qols dYr dos ebs ealdee tt i• Midi 9sriss LT N6dda Toone w stet. dI am now IV WA ?4 bepesmrt. 8 taeoaer hb b ppqq d= wet pbr b to ss d ddl lid. Lr nM1r beroloe 14 ease" peasdleed y Ihii se?igbrmwlelswtbese mkserdaloadaabaooWer. Il. Dsntsale s 'M A*00 seAft Am OmL If Yseswa mm _"i! ea94GOA ti hoasmx let tears ttr `'ss fiber dfiefteibr ?Iaeesot d?ewidsed et aaqq tlse prierblESeo?asd bsWsbalt.F baq lodeaoesdmdis MO 1 as ?6 is MkW BoesNNSr's ? b MWAM w W spry Of a M aoadldsas see tblt tmssel 0pepa Lasts an an gm d" wow be des arils bb &i4' Iwhaa? nd ds tdrKrs 1M sealers W tsd sesasnd; (b) arcs a w diode dsw aft soaaaaoe or iooslesssa ?iMew*u+ hAitiN ? Faller /pe OKI90G°G4596 aWMAN iWW4 All CUMBMVAM COUNTY 1A4/ZA0609aM-hy?'11 of SPOUN" (OPopon baasrodb"Who so -LnmmMti. bdwb& botm;Bmod me t b` kopo s ad daria.6% ad sow tw balrd br r ?ro,? lsie?rs io m. r?s iaet?aalaa tr ] eMec. ? jw mm br ? 1"Mn"a "° b? a4 r sow to 7...by brawn i. =e pi. ' ,a A#Is adud48wwbiy irFumnow=M6 • rAdflaba t? dsnrer aaartit dde 2mb omr,abel ae.bi.aaa- - - -row a »lron?r?.rb?si?lM?rrswa.aat asmtsaa bs me Nr ataNf ti sow to atiwlrt b Leaim 0? eaatilai ostoiq boat tdt?, mapnw'a arsatbtae'a. pamtliti ?r wd? p1 a bebipNtea wfbaw dspmlls tw bttearil? a fitrbt bNbemtaiy et s ? iorote 1+ieei7f t?eU ratl?Irr ab?ad ?' I?eotat+ sasaaealae>s, rda numb >* bM i!s Naito iM BrMe di b Irlp iMl Not appljb?neeb'armitfMpaINIMStetbea $- 7L MM d16t -diaim bblalm a" doAwom a. van" ar apwdi Now b de lnm?aq aw). Nait or a an.alaow tabiaat aadsa b ??ew A als r tiae at?t oft mw? bz. ?aa?. As M raM1? pra?r a so %ft wYwri l elm" i? maw 'I11?..rr w,n?r,b flYaa.at !i aaeibr lrasMeNt wi .fir 1,.n welal?.r.rlsi,h ?&lwwpr?w?awt q.i? 7?ee oreawao. dMSasrMmlwrtimatimdMaadaebie IflHmalae Nfdr . dNa be em aa?feeatMM?eslrytt wAitawaw?Maw iidwadia o?el a son aa?I1 n bo MOD ad r? oi?c bloom" OVA anpbrabelmod adraao'lbatrAr?dawayZdambItbNladamogMLoala aaadmilralawasIsmaMrdrais arlcattbr111MRdomeq a7alrtalplpi ai?das bDaerrairVniambai IM-saafwdwsoebeaonMerMauwtasaerLowbbt+iweffiNaaNnr 'amaredlitr dsMtmpualmvdaNNadwrriwpaoabb?/D! raliem?waloaw lagdnr bar riv sat jpd?s as y aMa ^ jety ar ba joi.d to ae! jaiaMil sadoa Or eider an hadmad ab oot w da armor or • to ariaN !em de abet MGM ran" b M emadgrbluareataeit epoi?at4atiair?ep?1raMNld+? aayar>e? ffamn, Milo o? Amt elereenaaaat, tint wa1 Sara ar arlari4rlaa aaaiti rbr adgrpwq NOUN naft &M adw purest bmw a maw. b do *ft at ?a * ? tO? a oo » aodor. ? Law poOWbO a roam period ebb! next flow bdna mob ado m be mica, mat time wait la Awmei ae bi'Mvdb hr purposes of Oda jaem- I' 1tir amdw of aoabads Ned eppoemeigr m em. oft ro 8awaat Puma* to SoMm 32 ad da udw of owdeadom bb's to be cleared M ad* de aodee mad oppaa mb) b ulna ea naft =!tNeft aaMsitim!tam. As aaod iO die smaiam 21: W "ewadmre so bow sea base mYrarera ddimd ae soda aR.boaodew Nobspress. pemNaMa, arwl" by EobumM Law ad de l4?aabmlmoeec taaihe. Iwaeem. adwc bbmrbte or Nock pecohm p elk pmodft sad Vo1Np7e Nolra6r. apWGfs aaomiabls wMrs a (1?'MleborAMNatLatr'n®of,MSMlewaidImetde,[mbufts owdrYmpeip imbmdbe seam ao bedik oft or 9SAUMMAW pmleaiaop W 'Bsr6Omaestat Cla jvjoda aoy e1 it . I P aetiak measo" so m are , son. as mod b Imo mmu ml Law; aid (d) as TardaoMMOM and aw memos s c=Fdm din m emw. amb6ft m, z etbatrbw t ww sa BOrboammw CbOewp. 100uSS401 r? 9K I gppGU4?97 08024OUOe W.W4AM aweertenrtocoUMY mnazomoaee+-Pw.,aorz dmlnotetlti_wwp Alwpww%a4dwwi.d® a tawnt I-m end b 1 te?lwe Or sfear Elam dt tRllfbi?ee ems teq d9j" aka d a w ? W taws vw. w a see woo" }wl IN an mom 12. ?ieR toot BMW etlenp5e? flu "d-00 *6 eddetet b tie eebrt sumHbd by Nek ?n'iitt 4f ag clew eesud- t swlx%r berAarar. Ihb 8eordgr Lsks+mu ®d se sees ad bmmw cold ? scab oosenlmee, Lt edee *oj dh I qp aed e+bb 7eweetee tits seeaeieYea mete. ]A%W ftV dwp Doewwartieeflr letai?[drclole?oiibeffi6dpwp•lhreerslr? maim A WWFM16lawltsy one I#N. Wds" ad AM ay mm at esdb wetptlae ethestoi'dtbae,raeeoptiaafm*iiM?nt, ? mds*. !S ?ieebOwat?ielelR ltowettte's ttue b etteetite pearided b be" it as aemd b me ate Poe ooas,eaaemt Or VA" d a aaws ub at alder ads yuesseet ro tb's SecmIty 2R PdrA a Ddeelpp g eyr at{ fb debt eesmed bar us a-dw bmp-va is !wt to Bo~fm wfb ? ?eemmlgrLMe?e t beadeodses tdtiert alb 27. t rtd of the Ilsle or bs tiarOStgaEe lbeeclostme abtR DC mt /?! geyebte ham mw to Brno utdertheNom. 1oa1165aoi e?msat x7.14 d U Fb M 3m vM OKI900PA54:8 oarie=e 10;W.14 twae CUMBW AND COUNTY sisGefeae0W% Pogo 14 or BY SONM 2ft W. limo r uwpr ad pea To arc two ad tttlrcltos ooml?eed hti this %cw* p obwmlmtsmd kfi/rlidratmcatet 1yHonmra >oel mDadsdwl0 k f A 7tROpatd L 1?te ?? Laws '?p"* 3ao?tNF Deal) wo lotwa -ioaswv - « Ono sainva •Boaewr 100ilaiRO1 AitotoTat P,.tidN ran $036 tmi BK 1900FG4599 Daf24a= t7,5D:14 AM CUMMMV.#M COUNTY kl" 2MBOSOM • Pap 15 of 2 CODADN%UALTRCWMN TM% KV' ? . bedaemr. dae >o ?'? ploee ? Wes eebo®1ed eo fie ?,?i ?a ?r?lotwltAie smeefoc sswipaeu?eis oernSsed, abwl ,s.?,eprb?.a.oasea. 7lteaoioeer cle?e[Rwldum . do hereby ratify am d= *r*w? mM Ws ==so= SM2 8aB moo Vao =aeaan, snip loop, mod!iwbm!di6 deyof Ao=of?tenPw 1OO116i?1O1 #MAre7tet Wilk Ay. Nd a ibrm 901f 7A11 6K1900FG4600 OB24=6 IM" AM CUM6EALANWODtMM . - tat#?Webt-P?etsof: Z? - t anti 2w ! I F. Co patoei of land with the "and i"A-VOWWO tMmm erected, sibmte in trotEm V,),,. Pr eawarlabd qtr. reameriva tia, stoma gatica m4y benmded anti e-mtbad as follera, to vitbr et a palm is the CMAW It" of SLAUM mo*d, ylab DO dixecam I ie tm UWAPSd dXLT-mss' WO !qt In a ?Y ? ZdLdwm _ fovtg no. =*as ? alum 030 one timtatraEd "dx a? ad& tm&ftm ? ? . 6o depre" a c Line of leach NOW er toxmoz* air Chmidam oaail j gmft alma pm aeaeh b7?-ftm (") demm11`.mmt., ImRa tea aad'.. Moat tentba (371.4) Meat to a palntJ "WWO noaft fentr.wa (46) demnae rMt. OW'IVAMdftd tm t AU) lace to a Soda; th"ge nWth Z*%''" (44) dolm" eaarl, Mow km4w* 0110 ON) beet to tba plaaa of Bhp. ns d ?0 'A a ad =NbNFe4 ON U24 f.•tahwm Rend BEING Tab SAME PREMISES Mhf Charles R. Harvey, by his Deed dated ?({°•? gnd about to be recorded in the. Office of the Recort(er Deeds in and for cumberland county, Penmyllrania, granted and coaapped unto Richard L. Maurer and Dusty L. Maurer, Mortgagors herein. 1 Certify tits to be recorded PA3 in Cumberland County PA Fgm.100 Recorder of Deeds BK 1900P64G0 I 09l2a2000 10:5&14 AM CUIMOE RVW C00MY Ep"200mom -fte 1742 MUM 0-11- 4AM A,DTMA= RATE =ER tLtORibi IN I -rt " pdmwi3k"Nmw I rw.0.2 eeapg TM ADJEWAMt ME Io arM Mi 171ar &V cf 1leaer, .US and Is kteorporated No od Ad be 8eoseed to ataand and dadppbwM tlee ttfartgam Deed, Of Test. or Somoft Daad Mw `sm=ft hMfrkltartt') of dw we "a *an by dte daldersbow roommse) to sears Bamarefs l * Reis Note (the •N") to MM OMM-W itseEOag. caoepetxtlee C andn") at On eem doe reset wmft the p opatty dttmlbad b Mte Scatty blotru rterlt aid IMW it 3220 Wiloom and, lbobMmjv% W I& 17055 pw? '1lMt ?? ?fr 71! IAA ??? AID71Nt lam. MtiRA s AW OW-"E- ADDMAML CdYtRlltlffM. In adoltlon to the oorersrts sad aQreemerrts made in the &= rW Madeaaeat. fblrtt+W and tedr MVm aolrerrat and apnm ee tosaNe : A. RO AIM7 UM MY lMYMI®f[CWJ Md The Nate po " lium b t d ktarart acts of 7.250 %. The Nate provides for h the lass and the mantllbr as folows: ? RR AMMIR 1?YFA"WIT?? 04 ompn" -- The t+tareet tale I t1M).M Owlr l 9 4n 00 fkd dy Of aW 11, 2007 and an that 010 eMMY Gtl& month therasdar. Esch dote are which rrpt kderaat rote COM char " o oaled n "Cho tps onto P)7blydee lq*mlhip MAh the *d Chsrps Dater ay irtorest rdte va be baud an m kdax. The •k*e o the aearaps & letter' lp W o ad um for.ah mwb UA dommodenota>rmtsd ?fndert Wpm nralak?e as ct the 9d Oos in t e moth Msmed d* 1, rThe awd so.r1np -11 the moth In W* It ft 01?lmqw a n thotadeet Is seeifs0? theft" M ohooee a: near Wax that Is based upwr aomperable Infarmagprt, Tbo ooh Fielder tell bra no calm of Oft dalce Oafafe moieOmp onto, the We Mom %A olWfte my new klatch red by ad ft Ave fwd ttMy-Ave afead oeMls) pancerttaps odors ( tr.aae %) to Not *mot tndw The Note I Wo Ml Um roimH the nest of • 10011?a01 4s?VAL W?TantlusarmtpD Mt s 1 of S HYe; iAarloeoa 8aktions: (OOO?tt X31 RK ! 90OPG4602 CUMMEMAND COUNTY kK# 20MQD4-Pees leer: cowmt= home, amw an tlN Rbola 1pd?j E??v at! n10nt Tli? 6ilerwt ?a4utnd py Ot the Nd t WNW Oats N11 not be gavot then 8.730 x a baw ton 7.= IL Th ad* ray ineareat rate all newer be trrarapad a degiMtnd m aN sinks Chgnga DrN bll ? thaa oae aed one-bar pok" 2-.08 %) fireat the rate at ' " II have bon pq" b1n-@F "19 IF A owthe.Myintasaatrahwiesvwbepr=hrOwn 14.a187i. M? nNrr ?i aY .elr nw, t nir pww or on pw :"1?„'... •tt tno?lmene art..: °`nte B.7RWR CF7MEFRWW1VORANE ' ALNP1 f A1i(?pWER U"m *Nana* is of No sourly t'i? ;d as MwpoMwlt Y to roE r 1 am" hppo?enpd?j` i? In a fha? Twit which trarraia t at n we toas lo0ii6;fi01 _ Wt1eUt 1 j"SR (M 2) male 2 of 3 Rare 319E 1111 F:';603 BK 19 0 0 OMMW 10=14AM CUA OOMY karra sDomm" • Paso: r! d i 41w1? res.,' ?1 Bit m tb ihs Ijatla." eF aNnw,d oi? MINOW tiR'MremoN.?aeaptsma aproas m a,e tera,..na eons oonnned In taw lr iido&4 I. rrro it -Bxmnr Daft z 4krmwer (?q Poo Boroagr -eanmar ?Y PING -Barlawe r -BofriOMhr -Bwmnr -B=r 30013.0401 ?•131Nt ? ftpo 3 0 8 Fan MW IM OK 1900F94,604 osrautaoe 10' 4AM a t?rocourrn rests now"" - Pw. m of oo1rMM- a - . Y?!?"Imdnc?HflsAt? ThbAdom"lZd*RkbrAddmdmt$modethis tflb dayof Akwh 2ftj iadisiesopontsdfiatsddwK6edaeawdtoamsedssd ?thspitsitmgNs4p4'- ? ltNWW Otad or ftw or Soma* mad 6b asomiy imMvmn) sad Adis 7hss Ttiier (hs PrAaM Na otda mm dw /term by &@ ssdad'rW On 9kmemef) to mm npvmnt of l ?s NswQntMef?Mm41Ya CatCertllam pbeZSoa?, Aepmty ?eprj?matatdealoasirdrsmI li-*AS AdWIestiroetadbaaai.? *N tiomt RM4 Msgl?dabta? M 17056 ' R+yr4e+1..7 To fie tmrat tlam the palriiore of Olis AMYIir Ib1e 7<hkr Addssieea ns iowos?pwt wi6a the poortr`oee adtbs ldftmAt 8ecm*hd=ow w 1m , Aft tbs ptwilitMet Ws Adhmbm dell R ? oramml snpe®eds "'?' saeb inoat+ateetpiorirmr stths Wop sodrr 9atr?tyls?t<aamer a? Ia add?osta?4saovraretrrida?wmowerdth<leNetG S?tp'Ym4smemrsadRidmr?Bomosa:wd L4@dwlalbersavtesdaad*wu Gtuwm The A raft I m rsk 1,-' a !b at t4 Sm Amw ddb mg mot be pssttr On Lm% s:?-hss AM TJ=%- UW0014 A r zmert -ft mm serer k tecrmseri'• or do musd so ow gob Our Dap by a aa. OWAMON64AN wonbppow o( 1.mu)km assratrstTbtletnstlbmr "pe>hstir6eyraralfy 6 wmHbL lllf' bmeresI rap WM a.w be pwwtbrs 0=%srhm&m Tjn%. BY Slt3mM $ Low, Smaem omepb mad apses is die tams sod seaeesats eaatdwd Im tbia Adjembis Rsp Ridtr Addeadom. AV Rldrld LWw" DL* L r New to P rwidl 40011if40t UK 1900PG4605 o9/afrM lWft$4AM CUMROYJlmt)COWN r.aaoeaoobs.•wmr•ar: y??Aflli?MALf TtseIx?ywm-Mdwb"&eklm dly4tunsh 20M xodh%w wow ?o.d ?ibciemeabs.e.d.aa?otwl?+s.twarya?,,.pr.•!?'j?iAw?ye?t?o? Tn t w Sm dy Dodd om 'Deisdi! h=Wm9 d w auae dsh tie b w U do4od pee TeO adwadr ? sidwsmioensdMSIdIkdo ddsNme ?ar?[+1@ft = p . - src oa dw wp Z swu Is addWoa w the ea?e,.r sad sale iswNsle sad w Zwvww.? 1.mderlMOM?traswssotssdgesw2?mirn s ?tan?o?.ut I Mw As iddrlM tsds wsre r< ae? Wss edlns we dsa A of pdss?slss?/lelesaisessi; pM?tlows- s, N XURS414 11 Js wiA? 1 w sa 7lii? MI t t ?idr ntr etnurs b wiiwlr srwit of ?Mrettwsaiie!YifUte.zflsWrs?q?/?ro? wwsllteerresawoteth do dGMe d ? iiui Im 1rM I ifllr ~ ? m m w mw ?e air ? lw ti. shit c z i;7M, Z Aye " of .No r do Sea 114 I a W s M i pdeiO 7r iY 1d6is " - 10 blwk x, I vMpWs-----dwpbsrsae>tirtspattsiturI 'orioodh@siawhdwmtmw ssmst ier eile? w ko, d mW r+1qwmdd$ vY Nd U oess rwkd wAwds TWEM FROCIM(ltfyarwse3pod2dwVj oWm*dd wbn. BY mum mmw, b6owe awga sad apm to Ow teime asd oe+ee? omhdeod is Sh pnp ma Rum hpi Kl ,Otf„1116C01 OWHO 009 W" AM OK 1900FS!:606 iXJMBF3i AvOouwy Carrington Mortgage Services, LLC mum PRESORT PO Box 9050 First-Class Mail Temecula, CA 92589-9050 U.S. Postage and Fees Paid WSO 7113 8257 1472 7738 3.1362 Please send correspondence to: . Carrington Mortgage Services, LLC Return Receipt (Electronic) P.O. Box 54285 Irvine, CA 926194285 Please send payments to: Carrington Mortgage Services. LLC Atkin: Payment Processing PO Box 79001 I,,,1111till InuL61l,1$1111t1,n11 ItIIIuI,nl,Ilu11 IL,nI Phoenix, AZ 85062-9001 RICHARD L MAURER DUSTY L MAURER 3228 LISBURN RD MECHANICSBURG, PA 17055-6718 20080710-6 556 ®R- 1109-V9 CMS P.O. Box 54285, Irvine, CA 92619-4285 (888) 788-7306 Fax (949) 797-5310 N0556 07/10/08 Sent Certified Mail RICHARD L MAURER 7113 8257 1472 7739 3062 DUSTY L MAURER 3228 LISBURN RD MECHANICSBURG, PA 17055-6718 RE: Loan Number: 1001165401 Property Address: 3228 LISBURN ROAD MECHANICSBURG, PA 17055 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official Notice that the mortf!aee on vour home is in default and the lender intends to foreclose Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help save your home. This Notice explains how the program works. To see if HEMAP can help you must MEET WITH A CONSUMER CREDIT COUNSELI NCT AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseline Agency. The name, address, and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of the Notice. If you have any questions, You may call the Pennsylvania Housing Finance Agencv toll-free at (800) 342-2397. Persons with impaired hearing can tall (717) 780-1869 This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA ITNA TRADUCCION INMEDIATAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENC )I SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGBLE PARA UN PRESTAMO POR EL PROGAMA LLAMADO "HOMEOWNER'S IMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA 'ERD?)A DEL DERECHO A REDIMIR SU HIPOTECA. N0556 Page I of h/ .?a 1 HOMEOWNER'S NAME(S): RICHARD L MAURER, DUSTY L MAURER PROPERTY ADDRESS: ' 3228 LISBURN ROAD MECHANICSBURG, PA 17055 LOAN ACCT. NO.: 1001165401 ORIGINAL LENDER: Contact Carrington Mortgage Services, LLC CURRENT LENDER/SERVICER: Carrington Mortgage Services, LLC HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. • IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -I Tnder the Act. you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this ]notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT." EXPLAINS HOW TO tRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this Notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses, and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one "face-to-face" meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign, and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your "face-to-face" meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. N0556 Page 2 of 5 AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60 days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it tip to date.) NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 3228 LISBURN ROAD MECHANICSBURG, PA 17055 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following, months and the following amounts are now past due: 3. Payments @ $1,070.26 (including fees) : $3,397.12 Late Charges: $47.29 totaling: $352.65 Less Other Fees:' Advances (included above) $91.76 Less Funds in Unapplied -$ 154.56 TOTAL AMOUNT DUE, LESS FUNDS IN UNAPPLIED, AS OF 07/10/08: $3,749.77 ** There may be additional fees or charges associated with the reinstatement of this loan. B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION: Make your monthly payments as specified in your deed of trust or mortgage. HOW TO CURE THE DEFAULT - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $3,749.77 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check, or money order made payable and sent to: Overnight Mail Carrington Mortgage Services, LLC Attn: Payment Processing 1610 E. St. Andrew Place Santa Ana, CA 92705 Western Union Quick Collect (any location) Code City - CARRINGTONMS Code State - CA You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: Contact our offices at (888) 788-7306 to determine the best way of reinstating the account. IF YOU DO NOT CURE THE DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. $'r . ?? N0556 7113 8257 1472 7738 3062 Page 3 of 5 IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fee that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If-you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's'fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE - If you have not cured the default within the THIRTY- (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale, and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this Notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such Sheriffs Sale of the mortgaged property could be held would be approximately 6 months from the date of this Notice. A Notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contactinv the lender. HOLY TO CONTACT THE LENDER: Name of Lender: CARRINGTON MORTGAGE SERVICES, LLC Address: 1610 E. St. Andrew Place Ste. B-150 Santa Ana, CA 92705 Phone Number: (888) 788-7306 Fax Number: (949) 797-5310 EFFEC T OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale. a lawsuit to remove you and vour furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - Under the terms of your mortgage and note. it may be possible to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges, and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT BAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. N0556 Page 4 of S Should you need additional assistance, please contact our office at 1-888-788-7306, between 6:00 AM to 8:00 PM, . Monday Through Thursday, 6:00 AM to 6:00 PM Friday; Pacific Time. Sincerely, Loan Servicing Department Carrington Mortgage Services, LLC CONSUMER CREDIT COUNSELING AGENCIES SERVING CUMBERLAND COUNTY Adams County Interfaith Housing Authority 40 E High Street Gettysburg, PA 17325 717.334.1518 CCCS of Western PA 2000 Linglestown Road Harrisburg, PA 17102 888511.2227 Community Action Commission of Captial Region 1514 Derry Street Harrisburg, PA 17104 717.232.9757 Loveship, Inc. 2 320 North 5th Street Harrisburg, PA 171 10 717.232.2207 Maranatha 43 Philadelphia Avenue Waynesboro, PA 17268 717.7623285 PHFA 211 North Front Street Harrisburg, PA 17110 717.780.3940 800342.2397 CREDIT REPORTING We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. MINI MIRANDA This communication is for the purpose of collecting a debt, and any information obtained from the trustor(s) will be used for that purpose. This notice is required by the provision of the Fair Debt Collection Practices Act and does not imply that we are attempting to collect money from anyone who has discharged the debt under the bankruptcy laws of the United States. HUD STATEMENT Pursuant to section 169 of the Housing and Community Development Act as 1987, you may have the opportunity to receive counseling from various local agencies regarding the retention of your home. You may obtain a list of the HUD approved housing counseling agencies by calling the HUD nationwide toll free telephone at 800-569-4287. N0556 7113 8257 1472 7736 3062 Page 5 of 5 Sw-24-M Wllm Frm- 1 2 Ova'" tt of"Tromw - lethmd 11 fwm S" (r" I?todoe of FWW Tax 1 Ares: ewtal Nlntrr.r Lien Unk Mmm- (600) 82S-.3903 29211330 As p"M- d by "rhea i3ll, r atd an Ktlo IIN.niT ¦a? CwM, w an sirs a Modal sigf Imor podel(? w+?•*J 6srr 8eea spooled a?eivtt qo { laxim . WS have am& dmi att Wa b ftw of IM Raw ft m enm r PmOmt1 Mllell/Ml?>a ? ?? itlY aesotntt ? taocado", aodso - )) M1?'MW and aMS<: met ? aa2w: Residence 6280 CRRLLSLE 1'M LOT 528 C823tT2bfi', PA 17b60-5250 Fbr mob s+eaeemnt Meted blow, onihadurpa.-I . aueh dn,, antes. m. oa ell 1040 112/31/2002 ]=-XX-6875 Fm,a Tax ? wteetryior>u?lber 1040 3.2/31/2003 ][ X>>OC 6875 04/04/2005 03/1 1040 12/31/2004 XX 7#-6875 05/30/2005 06/: Place of Filing 1'Y» r•wavwr r?rr BetYlo• ' +?IPLG -. /7P YYt e, o j; ? -mac I?mpeFa?e 364.88 5693',.02 995.04 tCumboxIan? ty Tote! $ 7042.94 Carlisle, Eli' 17013 This notice was prepared and signed at ; DETROIT, MI on this. the 19th day of May 2006 Signature A COS for RWm 0200) 829-390 22-00-0008 OWIM L1tONNO of Great PAW-mw by hw m ats ?oknoNkdpmanc k rqt ewrdlM m val?h of llodv? K Ftd.rtl Tat ten Mv, &A 71-W, tfl7t • 2 4iB. ?tON " hit ( • lout By kamr9ee oafs 19- "OM(c) Ohr. 2-20oa CAT. NO NWO$X se?rt{-2011 11s41u Frar rsec?nu Civil C --- ?•?• , ••,,•,. abe Print v' 2006-03045 U 9 TRNAMW DBPARTl"'T (vB) MUM RICHARD L RT AL Reference NO..: W Case Type:..,.. FEDERAL TAX LIEN . ..... .: 5/16 . MUM • _r 7042.94 t" ?'n ? s?oecuti Date " . Tx al D oB?DAac s cl 041 12: o/oo/oonc . .... D ---- ------- Caae Comments -------------- ate. 'Crt 1.: 0/00/0000 Crt 2.: neral Index Attorney Info AM" IT U 9 DN? PLAMIFF RO 808 000 PzTI'9BDR 15222 62 0 RRII M LOT 528 MSCHAN T . PA 17050 5250 MAURSR D?U 9 T y L ? ,g ? RD? ,, g g?? MS88j 5 C f PA 552 C9 U j t1RG 17050 50 Judgment Index Amount Date Deac HE QTY L L 7;041.96 5%2672006 ? HE !##N#*,at#!#!t*+i,=ti*#N##*,t#######NN#**##!#!!+##r,!#N*####*NN#NwNNwN*#*t#*##w###!!#: ,5/26/2006 FBDBRAt TAX LIEN IN jBi - FYR6T BkiTRY - - - - - - - - _ _ _ - _ _ - - - - ADIOT]F 7042.94- - - - - - - - - - - - - ! MscroJ Info L?paL On * Fe s & Debits eq Hg 1 PyMt6/ Ad gnd 211 ' PRO TAX LIMN 5.00 9.00 .00 AUTOMATION FM 00 ------- ------------- -- ------ 14.00 14.00 .00 * Ennd of Case Information i Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 v. Richard L. Maurer; Dusty L. Maurer; and United States of America VERIFICATION. The undersigned is Foreclosure Facilitator of Carrington Mortgage Services on behalf of Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 and as such is familiar with the records of said corporation, and being authorized to make this verification on behalf of Plaintiff an officer, of the corporation and being authorized to make this venification.on behalf of Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised, by the undersigned who maintain the business records of the Mortgage held by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE SUBJECT TO THE PENALTIES OF PA.C.S. SECTION 4904 RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. Carrington Mortgage Services on behalf of Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 Date: DEC 0 3 2008 LAW4 Name: Title: Company: 08-033528 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA DEUTSCHE BANK NATIONAL TRUST COMAPANY as INDENTURE TRUSTEE FOR NEW CENTURY HOME EQUITY LOAN TRUST 2005-2 VS. RICHARD L MAUER 3228 LISBURN ROAD MECHANICSBURG, PA 17055 DUSTY MAUER MECHANICSBURG, PA 17055 UNITED STATES OF AMERICA 228 WALNUT STREET FEDERAL BUILDING P.O. BOX 11754 HARRISBURG, PA 17108 Iar, Wi "M CIVIL DIVISION No. 08-7193 Filed on behalf of DefenWft Counsel of Record for this Patty: DARRELL. J. ARBORS, ESQUIRE Pa. I.D. No. 63339 14840 Route 30 North Ht *gclon, PA 15642 (412) 824-8430 hisbiol Isly I ANSWER AND NOW comes the defendants RICHARD L. MAUER and DUSTY L. MAUER by and through their counsel, Darnell J. Arbore, Esquire, and responds to the plaintiffs Complaint In Mortgage Foreclosure as fdl ws: 1. Admitted. 2. Conclusion of law to which no response is required. 3. Exhibit W speaks for itself. 4. Admitted. 5. Conclusion of law to which no response Is required. 6. The allegations set forth in paragraph 6 are unknown to dell6ndant's 7. Denied. The form of the a?rerrnervt as set Lath in paragraph) 3 of Pla vffs Complaint is specifically denied and strict proof of some is demanded at the time of trial. By way of further answer, paragraph 3 of plaintiff's complaint refers to a nvortgage instrument that speaks for itself. S. Denied. By way of further answer defendants contest and therefore deny the calculation of interest and principal as set forth in plaintiff's complairrt 9. Paragraph 7 of plaintiff's complaint sets forth a conclusion of law to which no response is required. 1 o. Denied. Paragraph 8 sets forth a conclusion of law to which no response is required. 11. Admitted. WHEREFORE, defendants, requests that this Court deny Judgment to the plaintiff herein. Counsel for the Defendants I DARRELL J. ARBORS, ESQUIRE, Counsel for Deftndants Richard L. Maw and Dusty L. Mauer have read the foregoing ANSWER TO MORTGAGRE FORECLOSURE COMPALINT and the statements continued thmeln are true and correct to the best of my personal lara~, irdbffnabon and belief. Counsel is filing this Attomsy Verification become Defendants cannot verify this Answer within the time allowed for filing and Phding. This staterrmt and verification are made subjed to the penalties of 1S § Pa. C.S. A. § 4904 relating to unworn falsification to authorities, which provides that if I knowingly make false statements to authorities, 1 may be subject to criminal _. 1=Eel The undersigned hereby certifies that a true and correct copy of the foregoing was served by U.S. First Gass Mail, postage prepaid and by fax barmYdesion, to Law Offices of Shapiro & Denardo, LLC this 12th day of January 12, 2009, upon the following counsel of record: FAX TRANSWSSK)N TO (610) 278-9980 Christopher A. Denardo, Esquire 3600 Horimon Drive, Suite 150 King of Prussia, PA 19406 a SHAPIRO & DeNARDO, LLC BY: DANIELLE BOYLE-EBERSOLE, ESQUIRE ATTORNEY I.D. NO: PA Bar # 81747 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 08-033528 Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 PLAINTIFF V. United States of America ; Richard L. Maurer; and Dusty L. Maurer DEFENDANTS COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 08-7193-CIVIL TERM AFFIDAVIT OF Emilia Lara STATE OF California: COUNTY OF Orange: Emilia Lara, being duly sworn (NAME OF CORPORATE OFFICER) according to law, deposes and says that: I. Affiant is employed by Plaintiff as Senior Vice President and has personal knowledge of the facts set forth in this Affidavit. 2. In Affiant's capacity as Senior Vice President, Affiant has the responsibility for maintaining the files of Plaintiff with respect to Plaintiffs borrowers, including the above-named Defendants. 3. In the normal course of Plaintiffs business, Plaintiff maintains in its files the original or true copies of Defendants' Mortgage, Note, Assignments and correspondence to and from Defendants. 4. In the ordinary course of its business, and in servicing mortgage loans, Plaintiff maintains a record of the history of its mortgage loans on computers into which employees of Fxh;6801 "E" a Plaintiff make entries of payments, disbursements and other appropriate transactions. Interest is calculated by computer software, which software is applied to all or substantially all of Plaintiffs borrowers, including Defendants. 5. On March 17, 2005, Defendants entered into a Mortgage Note in the principal amount of $103,500.00 in favor of New Century Mortgage Corporation. 6. Also on March 17, 2005, Defendants entered into a Mortgage in favor of New Century Mortgage Corporation which secured the indebtedness of the Note. 7. The real property subject to the Mortgage is located at 3228 Lisburn Road, Mechanicsburg, PA 17055. 8. Subsequent to the execution of the subject Note and Mortgage, New Century Mortgage Corporation assigned all of its interest in the foregoing property and documents, which interest now legally belongs to Plaintiff. The Assignment was duly recorded as noted in Plaintiffs Complaint in Mortgage Foreclosure and is a matter of public record. 9. Affiant is authorized to obtain a printed version of the data electronically maintained by Plaintiff for the subject mortgage loan account. Attached hereto and incorporated by reference is the payment history of the subject account. The Affiant has reviewed the history and, to the best of the Affiant's knowledge and belief, it is accurate and correct. 10. Defendants failed to make payment due on May 1, 2008 pursuant to the Note and Mortgage and thereafter have failed to make all payments on this obligation. 11. As of March 6, 2009, the amount due to Plaintiff pursuant to the aforementioned document is $119,905.42, which includes the following amounts: Principal of Mortgage Debt Due and Unpaid $103,701.41 Interest at 10.25% per annum from April 1, 2008 to March 6, 2009 ($29.12 per diem) $9,889.19 Late Charges $825.55 Escrow Deficit $445.27 Recording Cost $27.00 • Satisfaction Cost Attorney's Fees and costs TOTAL $17.00 $5,000.00 $119,905.42 12. The per diem interest rate is $29.12 for each day after March 6, 2009 that the debt remains unpaid until judgment. 13. The mortgage sought to be foreclosed herein is due for the May 1, 2008 payment and all subsequent payments. The dollar amount of the regular monthly payment is $1,070.26. At no time have Defendants tendered a sum sufficient to contractually cure the delinquency herein. 14. Pursuant to the Mortgage, Plaintiff is entitled to reasonable fees incurred in the collection and enforcement of the Note and Mortgage. 15. Despite demand Defendants have not paid the amount due. 16. By letter dated July 10, 2008, Plaintiff sent Notice of Homeowner Emergency Assistance to Defendants as required pursuant to Pennsylvania law. A true and correct copy of said Notice is attached to the Complaint as an Exhibit. State of California County of Orange Subscribed and sworn to (or affirmed) before me K - ?74WQS ---, a Notary Public in and for said county on this c•?YU.Gl!U 12, 200 1byll101 (_(,1121---, who proved to me on the basis of satisfactory evidence to a the person who appeared before ip, _ K. KOM Commission # 1620728 . YN 1 Notary Public . California San Bernardino County My Comm. Expires Nov 12.20 Signatur Y Seal 08-033528 . FEB-25-09 07:09AM FROW CARRIISGTON MORTGAGE SERVICES -680 1610 E- ST. ANDREW PLACE SUITE B150 SANTA ANA CA 92705 T-T25 P.001/002 F-643 PAGE 1 DATE 02/25/09 HISTORY FOR ACCOUNT 1001165401 --------- MAIL -------------------- --------- PROPERTY ---------------- RICHARD L MAURER DUSTY L MAURER 3228 LISBURN ROAD 3228 LISBURN ROAD MECHANICSBURG PA 17055-0000 MECSANICSBURG PA 17055-0000 ------ DATES ------ ---- CURRENT BALANCES ----- ------- UNCOLLECTED ------- PAID TO 04/01/08 PRINCI32AI+ 103701.41 LATE CHARGES -352.65 NEXT DUE 05/01/08 ESCROW -445.27 OPTIONCAL INS 0.00 LAST PMT 05/05/08 UNAPPLIED FUND 154-56 INTEREST 0.00 AUDIT DT 03121/05 UNAPPLIED CODES U FEES -1412.76 BUYDOWN FUND 0.00 ------ YEAR TO DATE ------- LAST ACTIVITY SUYDOWX CODE INTEREST 0.00 02/0 2/09 TAXES 0.00 POST TRN DUE TRANSACTION PRINCIPAL INTEREST ESCROW DATE CAE DATE AMOUNT - -- PAID ----- ------ - PAID PAID ------------ ------------- ------ 030707 --- UI ------ -- 120106 --- --------- .00 .00 .00 .00 OPT PREMIUMS -00 LATE CHARGE PYMT -35.30* 030707 PA 120106 829.47 90.56 615.50 123.41 030707 UI 010107 .00 -00 -00 .00 OPT PREMIUMS .00 LATE CHARGE PYMT -35.30* 030707 PA 010107 829.47 91-10 614.96 123-41 030707 UI 020107 .00 .00 .00 .00 OPT PREMIUMS .00 LATE CHARGE PYMT -35.30* 030707 PA 020107 829-47 91.65 614.41 123.41 030707 UFU 020107 UNAPPLIED FUNDS (1) 173-44 BALANCE 173-44 030707 SR 020107 173-44 .00 .00 .00 073107 t7l 020107 .00 .00 .00 .00 OPT PREMIUMS .00 LATE CHARGE PYMT -192.10* 073107 UFU 020107 UNAPPLIED FUNDS (1) -173.44 BALANCE 0-00 073107 SR7 020107 -173-44 .00 .00 .00 073107 RP 030107 829.47 92-21 613.85 123.41 073107 RP 040107 829-47 92.77 613.29 123.41 073107 RP 050107 933.45 70-53 739.51 123.41 073107 UFE 050107 UNAPPLIED FUNDS (3) 1634.91 BALANCE 1634.91 073107 SR 050107 1634-91 .00 .00 .00 073107 UFF 050107 UNAPPLIED FUNDS (2) 446.14 BALANCE 446.14 073107 SR 050107 446.14 -00 .00 .00 090407 AP 060107 933.4S 71-05 738.99 123.41 090407 AP 070107 933.45 71.57 738.47 123.41 090407 UFF 070107 UNAPPLIED FUNDS (2) -384.89 BALANCE 61.25 090407 SRA 070107 -384.89 -00 .00 .00 091407 UFE 070107 UNAPPLIED FUNDS (3) -1529.09 BALANCE 105-82 PMT FCL 8525 . FEB-25-09 07:09AM FROW T-725 P-002/002 F-643 PAGE 2 HISTORY FOR ACCOUNT 1001165401 DATE 02/25/09 PROPERTY -------••-------- --------- MAIL -------------------- -------- RIcRARD L MAURER DUSTY L MAURER 3228 LISBURN ROAD 3228 LISBURN ROAD PA 17055-0000 MECHANICSBURG PA 17055-0000 pECFIANICSBUR.G _ _ _ _ POST- TAN TAN --- -DUE ----------------------------- TRANSACTION PRINCIPAL -------------------------- INTEREST ESCROW DATE CDE DATE AMOUNT PAID ------- ----- - PAID PA ---- ID 0----91407 --- SR7 ------ 070107 - - ------_1529.09 .00 72 09 -p0 737.95 .0'0 123.41 100407 RP 080107 933.45 S (2) . 548.56 BALANCE 609.81 100407 UFF 084107 UNAPPLIED FUND 00 ,00 100407 SR 080107 548.56 00 . 61 72 . 737.43 123.41 110607 RP 090107 933.45 . 14 73 736.90 123.411 110607 RP 100107 933.45 NDS (2) . -384.89 BALANCE 224.92 110607 UFP 100107 UNA.PPLIED FU OO .00 110607 SRO 100107 -384.89 00 . . 00 00 .00 111607 UI 100107 .00 -00 00 . LATE CHARGE PYMT -142.10* OP T PREMIUMS NDS (1) . 224-92 BALANCE 224.92 111607 UF[T 100107 UDTp,T?PLISII FU 92 BAT.ANCE _ 224 0.00 111607 UFF 100107 UNAPPLIED FUNDS (2) . 00 .p0 121907 UI 120107 -00 .00 00 LATE CHARGE PYMT -91.80* OP T PREMIUMS . 00 .00 011408 UI 010108 .00 -00 00 . LATE CHARGE PYMT 225.66* O PT PREMIUMS UNAPPLIBD FUNDS (1) . -224.92 BALANCE 0.00 011408 UFU 010108 00 1071 $8.12 887-79 124.35 011408 AP 010108 - 00 LATE CHARGE PYMT 225.66 O PT PREMIUMS . 00 -00 013108 UI 020108 .00 -00 00 . LATE CHARGE PYMT .74* O PT PREMIUMS 00 1071 . 58.61 887-30 124.35 013108 AP 020108 . 00 LATE CHARGE P MT -74 O PT PREMIUMS . 00 .00 -00 031006 UI 030108 00 . 00 LATE CHARGE PYMT .74* OPT PREMIUMS 00 1071 59.11 886-80 124.35 031008 AP . 030108 OPT PREMIUMS -00 LATE CHARGE PYMT .74 031108 UFU 030108 UNAPPLZED FUNDS (l) 105-82 BALANCE 10S.82 00 0 031108 UFE 030108 UNAPPLIED FUNDS (3) _ 105.82 BALANCE - 00 00 031108 SR 030108 .00 OD 00 00 . 050508 UI 040108 00 .00 oo . LATE CHARGE PYMT -47.29* OPT PREMIUMS S (1) F, -105.82 BALANC 0.00 050508 UF U 040108 UNAPPLIED FM 29 886 124.35 050508 AP 040108 964.44 59.62 . 56 BALANCE 154 154.56 050508 UFU 040108 UNAPPLIED FUNDS (1) . 00 .00 050508 SWA 040108 154.56 D0 • . ETD OF HISTORY PMT FCL 0525 IN THE COURT OF COMMON PLEAS FOR CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2, Plaintiff, NO: 08-7193-CIVIL TERM V. United States of America, Richard L. Maurer and Dusty L. Maurer, Defendants. BRIEF IN SUPPORT OF MOTION OF PLAINTIFF, DEUTSCHE. BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE FOR NEW CENTURY HOME EQUITY LOAN TRUST 2005-2, FOR SUMMARY JUDGMENT SHAPIRO & DENARDO, LLC BY: Danielle Boyle-Ebersole, Esquire PA ATTORNEY I.D. NO. 81747 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610) 278-6800 S & D FILE NO. 08-033528 INTRODUCTION Plaintiff, Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 ("Plaintiff'), commenced this action seeking a judgment in Mortgage Foreclosure against Defendants, United States of America, Richard L. Maurer, and Dusty L. Maurer, in an amount equal to the principal, interest, late charges,' escrow advances, costs and attorneys' fees due pursuant to a mortgage given to secure the indebtedness of Defendants, Richard L. Maurer and Dusty L. Maurer. There is no dispute concerning the existence of the obligation, the amount owed, or that the debt has not been paid in accordance with the terms of the Mortgage. Because there is no dispute as to any genuine issue of material fact, and because Plaintiff is entitled to judgment as a matter of law, Plaintiff respectfully requests that summary judgment be entered in Plaintiffs favor. PROCEDURAL HISTORY Plaintiff filed a Complaint in Mortgage Foreclosure (the "Complaint") with the Cumberland County Prothonotary's Office on December 9, 2008 and Defendants, Richard L. Maurer and Dusty L. Maurer filed an Answer to the Complaint on January 14, 2009. The pleadings have been closed, and disposition of the motion will not delay trial. STATEMENT OF THE CASE On March 17, 2005, Defendants, Richard L. Maurer and Dusty L. Maurer executed a mortgage note in the principal sum of $103,500.00 (the "Note"). On the same day, Defendants, Richard L. Maurer and Dusty L. Maurer entered into a mortgage in favor of New Century Mortgage Corporation, which secured the indebtedness of the Note (the "Mortgage"). The real property, which is subject to the Mortgage, is located at 3228 Lisburn Road, Mechanicsburg, PA 17055 (the "Mortgaged Premises"). Defendants, Richard L. Maurer and Dusty L. Maurer 1 (hereinafter collectively referred to as "Defendants") failed to make the payment due on May 1, 2008, required pursuant to the Note and Mortgage, and thereafter have failed to make any payment on this obligation. Despite demand, Defendants ha ve failed to make any further payments on account of the indebtedness to Plaintiff. The amount due and owing through March 6, 2009 under the foregoing agreements is $119,905.42. This includes a principal balance of $103,701.41; interest from April 1, 2008 through March 6, 2009, totaling $9,889.19; late charges totaling $825.55; an escrow overdraft in the amount of $445.27; Recording Costs in the amount of $27.00; Satisfaction Costs in the amount of $17.00 and attorneys' fees and costs of $5,000.00. After March 6, 2009, interest accrues at a per diem rate of $29.12 until judgment on mortgage foreclosure is entered. ARGUMENT A. Standard For Granting Summaa Judgment Summary judgment is governed by Rule 103 5.2, which provides, in pertinent part: After the relevant pleadings are closed, but within such time as not to unreasonably delay trial, any party may move for summary judgment in whole or in part as a matter of law (1) whenever there is no genuine issue of any material fact as to a necessary element of the cause of action or defense which could be established by additional discovery or expert report. (2) if, after completion of discovery relevant to the motion, including the production of expert reports, an adverse party who will bear the burden of proof at trial has failed to produce evidence of facts essential to the cause of action or defense which in a jury trial would require the issue to be submitted to a jury. Pa. R.C.P. No. 1035.2. The Pennsylvania Supreme Court provided guidance as to this standard in Ertel v. Patriot News Co., 544 Pa. 93, 674 A.2d 1038 (1996). The court accepted the standard of review in 2 motions for summary judgment as established by the United States Supreme Court in Celotex Corp. v. Catrett, 477 U.S. 317 (1986), and Anderson v. Liberty Lobby, 477 U.S. 242 (1986). In these decisions, the Supreme Court stated a non-moving party on a motion for summary judgment must produce sufficient evidence on an issue essential to its case and on which he bears the burden of proof such that a jury could return a verdict in his favor. The Pennsylvania Supreme Court in Ertel specifically stated this standard is consistent with Rule 1035. Ertel at 101, 674 A.2d at 1042. This standard places a burden on the non-moving party to come forward with evidence to defeat the motion. According to the rules of procedure, summary judgment is properly granted where the pleadings, depositions, answers to interrogatories, admissions on file, together with affidavits show "there is no genuine issue of any material fact as to a necessary element of the cause of action." Pa. R.C.P. No. 1035.2; see also, Marks v. Tasman and Benson, 527 Pa. 132, 589 A.2d 205 (1991); Citicorp Mortgage Inc v Morrisville4Hampton Villa eg_ realty Limited Partnership, 443 Pa. Super. 595, 662 A.2d 1120 (1995). The function of the summary judgment is to prevent vexation and delay, improve the machinery of justice, promote the expeditious disposition of cases and avoid unnecessary trials if no genuine issue of material fact is raised. Williams v. Pilgrim Life Insurance Co., 306 Pa. Super. 135, 461 A.2d 833 (1983). Another purpose is to avoid a useless trial. Dillon v. Nat'l R.R. Corp., 345 Pa. Super. 126, 136, 497 A.2d 1336, 1341 (1985). Plaintiff has the burden of demonstrating there is no genuine issue of material fact. Hower v. Whitmark Assoc., 371 Pa. Super.443, 381 A.2d 524 (1988); Carollo v. 48 Insulation, Inc., 252 Pa. Super. 422, 381 A.2d 990 (1977). Once such a showing is made, summary judgment is appropriate if an adverse party is unable to come forward with probative evidence 3 ? r • demonstrating it is not liable to Plaintiff. Phaff v. Gerner, 451 Pa. 146, 303 A.2d 826 (1973); See also, Pape v. Smith, 227 Pa. 80, 323 A.2d 856 (1974); Amabile v. Auto Kleen Car Wash, 249 Pa. 240, 376 A.2d 247 (1977). In this matter, Plaintiff respectfully submits the pleadings and exhibits conclusively establish that the material facts are undisputed and, therefore, there is no issue for disposition by the finder of fact. B. The Answer Fails to Create a Genuine Issue of Material Fact In this matter, the material facts of Plaintiffs cause of action are undisputed either because Defendants admitted those facts or the responses contained in Defendants' Answer fail to raise a genuine issue of material fact. As such, there is no issue of fact for disposition by the finder of fact, and summary judgment should be granted in favor of Plaintiff. In the Answer to Plaintiffs Complaint, Defendants, Richard L. Maurer and Dusty L. Maurer admit the parties to the Mortgage; the date and recording information of the Mortgage; the Assignments of the Mortgage; the legal description of the Mortgaged Premises; their mailing address; and that they received notice of intention to foreclose. With regard to the issue of the default and the amounts due and owing on the mortgage and note as well as attorneys fees and the interest rate, Defendants simply deny same as conclusions of law. However, none of these denials create a genuine issue of material fact and, as such, summary judgment should be granted to Plaintiff. In mortgage foreclosure actions, such general denials have been held by our courts to constitute admissions sufficient to support a motion for summary judgment. First Wisconsin Trust Co. v. Strausser, 439 Pa.Super. 192, 653 A.2d 688 (1995). In Ngw York Guardian Mortgage Corp. v. Dietzel, 362 Pa.Super. 426, 524 A.2d 951 (1987), our Superior Court held in mortgage foreclosure actions, general denials by mortgagors that they are without information 4 4 sufficient to form a belief as to the truth of averments as to the principal and interest owing must be considered an admission of those facts. As stated by the Court in Dietzel, "[u]nquestionably, apart from appellee, appellants are the only parties who would have knowledge on which to base a specific denial." Id. At 429, 524 A.2d 952. Moreover, the note to Rule 1029(c) provides "reliance upon subsection (c) does not excuse a failure to deny or admit factual allegations when it is clear that the pleader must know if the allegations are true or not." Defendants simply deny the amounts due on the loan, arguing the interest calculation is incorrect, and that the amounts requested for attorneys fees are a conclusion of law. However, as Defendants are the mortgagors, they could have easily apprised themselves of the outstanding amounts due on the loan. With regard to the attorney's fee prayed for in the Complaint, the same is provided for in the mortgage instrument see paragraph 14) and such fees have been held by our courts to be both a necessary and reasonable expense of collection. Foulke v. Hatfield Fair Grounds Bazaar, 196 Pa.Super. 137, 173 A.2d 703 (1961). See also, Warden v. Zanella, 283 Pa.Super. 137, 423 A.2d 1026 (1980). As to the interest amount, the same is also provided for in the mortgage instrument see Adjustable Rate Rider.) Plaintiff has established by sworn affidavit that the loan is in default, the default has not been cured, and has set forth the precise amount due. The amounts due on the loan are clearly established by the payment history for the loan and the Mortgage, true and correct copies of which are attached to the Motion. Therefore, Plaintiff respectfully requests the court grant summary judgment in its favor. CONCLUSION The pleadings and exhibits thereto, together with Plaintiffs Affidavit of Amount Due and Loan History, clearly demonstrate that there is no genuine issue as to any material fact. For the 5 y foregoing reasons, Plaintiff resp ectfully requests this Honorable Court grant its Motion for Summary Judgment and enter judgment of Mortgage Foreclosure in rem in its favor and against Defendants, Richard L. Maurer and Dusty L. Maurer, jointly and severally, in the amount of $119,905.42, authorizing the sale of the mortgaged property, together with additional expenses and interest through the date of judgment and thereafter as provided by the Mortgage and applicable law, plus costs. Respectfully submitted, SHAPIRO & DENARDO, LLC Dated: 3 -/ g _e 7 BY: 6 Danielle Boyle-Ebersole, Esquire Attorney for Plaintiff SHAPIRO & DeNARDO, LLC BY: DANIELLE BOYLE-EBERSOLE, ESQUIRE PA ATTORNEY I.D. NO. 81747 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 08-033528 Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 Plaintiff, V. United States of America, Richard L. Maurer and Dusty L. Maurer Defendants. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 08-7193-CIVIL TERM CERTIFICATE OF SERVICE Danielle Boyle-Ebersole, Esquire, attorney for Plaintiff, hereby certifies that true and correct copies of the foregoing Motion for Summary Judgment, Memorandum of Law and Affidavit in Support of same, together with any other documentation specifically referenced in the transmittal letter, were sent by first class mail, postage pre-paid, on 3to the following parties as listed below: United States of America 228 Walnut Street Federal Building PO Box 11754 Harrisburg, PA 17108 Darrell J. Arbore, Esquire 14840 Route 30 North Huntingdon, PA 15642 SHAPIRO & DENARDO, LLC BY: ? ?4 Danielle Boyle-Ebersole, Esquire ? --?? } ?? ?F ?% ?s' r ? ? ; PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. CAPTION OF CASE (entire caption must be stated in full) Deutsche Bank National Trust Company, as Trustee for New Century Home Equity Loan Indenture Trust 2005-2 (Plaintiff) VS. United States of America, Richard L. Maurer and Dusty L. Maurer (Defendant) No. 08-7193 , Civil Term State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to cPYWM'W:s Motion for Summary Judgment 2. Identify counsel who will argue cases: (a) for plaintiff: Danielle Boyle-Ebersole Eau.' 3600 Horizon Dr„ Ste. 150, -- and Address) Xing of Prussia, PA 9 +t U6 (b) for def dart IDarreil_T. Arbore, Esquire,, 14840 Route 30 North Huntingdon, PA( ST&Address) 3. I will notify all parties in writing within two days that this case has been listed for argument. 4. Argument Court Date: Signature Danielle Boyle-Ebersole, Esq. Print your name Date: ', -/9-0`j Plaintiff Attorney for t`? ? •' ?-? ? rr, ? ?Y ?' e1.? : Q ?. ? r "L_J ,,St r` _. = . ? SHAPIRO & DeNARDO, LLC BY: ILANA ZION, ESQUIRE ATTORNEY I.D. NO: PA Bar # 87137 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 08-033528 Deutsche Bank National Trust Company, as Indenture Trustee for New Century Home Equity Loan Trust 2005-2 PLAINTIFF VS. Richard L. Maurer and ' Dusty L. Maurer and COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 08-7193-CIVIL TERM United States of America ; DEFENDANT(S) PRAECIPE TO SETTLE. DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above-captioned matter SETTLED, DISCONTINUED AND ENDED, without prejudice. SHAPIRO & DENARDO, LLC ",I 4?? BY: Ilana Zion, Esquire Attorney for Plaintiff DATED: ? 3 - ?lo J r' CERTIFICATE OF SERVICE I, Ilana Zion, Esquire, hereby certify that on I served a true and correct copy of the within Praecipe to Settle, Discontinue and End upon the following parties via first class mail, postage prepaid: Richard L. Maurer 3228 Lisburn Road Mechanicsburg, PA 17055 Dusty L. Maurer 3228 Lisburn Road Mechanicsburg, PA 17055 SHAPIRO & DENARDO, LLC BY: Ilana Zion, F Attorney for PQ rn