Loading...
HomeMy WebLinkAbout08-7218 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 DWARD D. CONWAY, ESQUIRE - ID # 34687 RGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 2( 15) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania 961 Weigel Drive Elmhurst, Illinois 60126 V. Tracy Griffie a/k/a Tracy L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 and Donn Griffie a/k/a Donn L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Attorneys for Plaintiff Cumberland County Court of Common Pleas Number t1.f-' ,-? li ?l (/e / TY iln CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dial de plazo a] partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a ]as demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 CIVIL ACTION/MORTGAGE FORECLOSURE Plaintiff is Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania, a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Tracy Griffie a/k/a Tracy L. Griffie, who is the mortgagor and real owner of the mortgaged property hereinafter described, and his/her last-known address is 7 East Orange Street, Mt Holly Spring, Pennsylvania 17065. 3. The Defendant is Donn Griffie a/k/a Donn L. Griffie, who is the mortgagor and real owner of the mortgaged property hereinafter described, and his/her last-known address is 7 East Orange Street, Mt Holly Spring, Pennsylvania 17065. 4. On October 29, 2004, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 3044, Page 44613. 5. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 7 East Orange Street, Mount Holly Spring, Pennsylvania 17065. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due July 3, 2008 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance $ 88,767.16 Interest through October 29, 2008 $ 16 908.55 (Plus $22.71 per diem thereafter) Attorney's Fee $ 1,250.00 Corporate Advance $ 1,068 10 GRAND TOTAL $ 107,993.81 8. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands Judgment against the Defendant in the sum of $107,993.81, together with interest at the rate of $22.71 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABE, WEISBERG AND CONWAY,P.C. BY: fk,,?e-c Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE VERIFICATION The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiff, who is not available to sign this, are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, WEISBERG AND CONWAY,P.C. BY: Mee, '6 Attorneys for P intiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE 711715 MORTGAGE IF BOX IS CHECKED, THIS MORTGAGE IS AN OPEN-END MORTGAGE AND SECURES FUTURE ADVANCES. THIS MORTGAGE is made this day 29TH of OCTOBER 2004 , between the Mortgagor, DONN L. OR IFFIE AND TRACY L. ORIFFIE, HUSBAND AND WIFE (herein "Borrower") and Mortgagee BENEF I C I AL CONSUMER D I SCOUNT COMPANY D/B/A BENEFICIAL MORTGAGE CO OF PENNSYLVANIA , a corporation organized an existing un er the laws of PENNSYLVANIA , whose address is 419 STONEHEDGE DR I VE, SU I TE 2, CARL I , PA 17013 (herein "Leer aX The following paragraph preceded by a checked box is applicable. WHEREAS, Borrower is indebted to Lender in the principal sum of $ 92, 771.93 evidenced by Borrower's Loan Repayment and Security Agreement or Secondary ortgage an Agreement dated OCTOBER 29, 2004 and any extensions or renewals thereof (herein "Note"), providing or monthly installments o principal and interest, including any adjustments to the amount of payments or the contract rate if that rate is variable, with the balance of the indebtedness, if not sooner paid, due and payable on OCTOBER 29, 2034 ; El WHEREAS, Borrower is indebted to Lender in the principal sum of $ or so much thereof as may be advanced pursuant to Borrower's Revolving Loan Agreement dat and extensions and renewals thereof (herein "Note"), providing for monthly installments, an interest at the rate and under the terms specified in the Note, including any adjustments in the interest rate if that rate is variable, and providing for a credit limit stated in the principal sum above and an initial advance of $ , TO SECURE to Lender the repayment of (1) the indebtedness evidenced by the Note, with interest thereon, including any increases if the contract rate is variable; (2) future advances under any Revolving Loan Agreement; (3) the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this Mortgage; and (4) the performance of the covenants and agreements of Borrower herein contained, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns the following described property located in the County of CUMBERLAND Commonwealth of Pennsylvania: ALL THAT CERTAIN PROPERTY SITUATED IN THEBOROUGH OF MT. HOLLY SPRINGS IN THE COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE FULLY DESCRIBED IN A DEED DATED 05/28/1999 AND RECORDED 05/28/1999, AMONG THE LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE, IN DEED VOLUME 200 A 6-1 A N9 PAGE 471 AND. TAX MAP OR PARCEL ID NO.: 23-32-2336-110 pA0012E1 to-z III Dull IIII111111IDm1111IllIIIIIIIIIIIIDIIII II1II1MINIINIII INIIIlaDl11 eICIIIIII "G36AE12C2L97MTG9000PA0012E1F""GRIFFIE " FILE COPY Exhibit A -2- TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and rents, all of which shall be deemed to be and remain a part of the property covered by this Mortgage; and all of the foregoing, together with said property (or the leasehold estate if this Mortgage is on a leasehold) are hereinafter referred to as the "Property." Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property, and that the property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest at Variable Rates. This mortgage secures all payments of principal and interest due on a variable rate loan. The contract rate of interest and payment amounts may be subject to change as provided in the Note. Borrowers shall promptly pay when due all amounts required by the Note. 2. Funds for Taxes and Insurance. Subject to applicable law and only if requested in writing by Lender, Borrower shall pay to Lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum (herein "Funds") equal to one-twelfth of the yearly taxes and assessments (including condominium and planned unit development assessments, if any) which may attain priority over this Mortgage and ground rents on the Property, if any, plus one-twelfth of yearly premium installments for hazard insurance, plus one-twelfth of yearly premium installments for mortgage insurance, if any, all as reasonably estimated initially and from time to time by Lender on the basis of assessments and bills and reasonable estimates thereof. Borrower shall not be obligated to make such payments of Funds to Lender to the extent that Borrower makes such payments to the holder of a prior mortgage or deed of trust if such holder is an institutional lender. If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said taxes, assessments, insurance premiums and ground rents. Lender may not charge for so holding and applying the Funds, analyzing said account or verifying and compiling said assessments and bills, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Mortgage that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires such interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Mortgage. If the amount of the Funds held by Lender, together with the future monthly installments of Funds payable prior to the due dates of taxes, assessments, insurance premiums and ground rents, shall exceed the amount required to pay said taxes, assessments, insurance premiums and ground rents as they fall due, such excess shall be, at Borrower's option, either promptly repaid to Borrower or credited to Borrower on monthly installments of Funds. If the amount of the Funds held by Lender shall not be sufficient to pay taxes, assessments, insurance premiums and ground rents as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency in one or more payments as Lender may require. Upon payment in full of all sums secured by this Mortgage, Lender shall promptly refund to Borrower any funds held by Lender. If under paragraph 17 hereof the Property is sold or theProperty 10-20-03 MTG PA0012EZ Il?q??®I?I?IaIIIIN?I????I???aII?II?i?IIIIlI?I???????Iaq?? "036AE12C2L97MT69000PA0012E2FKKGRIFFIE K FILE COPY -3- is otherwise acquired by Lender, bender shall apply, no later than immediately prior to the sale of the Property or its acquisition by Lender, any Funds held by Lender at the time of application as a credit against the sums secured by this Mortgage. 3. Application of Payments. Except for loans made pursuant to the Pennsylvania Consumer Discount Company Act, all payments received by Lender under the Note and paragraphs 1 and 2 hereof shall be applied by Lender first in payment of amounts payable to Lender by Borrower under paragraph 2 hereof, then to interest, and then to the principal. 4. Prior Mortgages and Deed of Trust; Charges; Liens. Borrower shall perform all of Borrower's obligations under any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage, including Borrower's covenants to make payments when due. Borrower shall pay or cause to be paid all taxes, assessments and other charges, fines and impositions attributable to the Property which may attain a priority over this Mortgage, and leasehold payments or ground rents, if any. 5. Hazard Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and such other hazards as Lender may require. The insurance carrier providing the insurance shall be chosen by the Borrower subject to approval by Lender; provided, that such approval shall not be unreasonably withheld. All insurance policies and renewals thereof shall be in a form acceptable to Lender and shall include a standard mortgage clause in favor of and in a form acceptable to Lender. Lender shall have the right to hold the policies and renewals thereof, subject to the terms of any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. If the Property is abandoned by Borrower, or if Borrower fails to respond to Lender within 30 days from the date notice is mailed by Lender to Borrower that the insurance carrier offers to settle a claim for insurance benefits, Lender is authorized to collect and apply the insurance proceeds at Lender's option either to restoration or repair of the Property or to the sums secured by this Mortgage. 6. Preservation and Maintenance of Property; Leaseholds; Condominiums; Planned Unit Developments. Borrower shall keep the Property in good repair and shall not commit waste or permit impairment or deterioration of the Property and shall comply with the provisions of any lease if this Mortgage is on a leasehold. If this Mortgage is on a unit in a condominium or a planned unit development, Borrower shall perform all of Borrower's obligations under the declaration or covenants creating or governing the condominium or planned unit development, the by-laws and regulations of the condominium or planned unit development, and constituent documents. 7. Protection of Lender's Security. If Borrower fails to perform the covenants and agreements contained in this Mortgage, or if any action or proceeding is commenced which materially affects Lender's interest in the Property, then Lender, at Lender's option, upon notice to Borrower, may make such appearances, disburse such sums, including reasonable attorneys' fees, and take such action as is necessary to protect Lender's interest. Any amounts disbursed by Lender pursuant to this paragraph 7, with interest thereon, at the contract rate, shall become additional indebtedness of Borrower secured by this Mortgage. Unless Borrower and Lender agree to other terms of payment, such amounts shall be payable upon notice from Lender to Borrower requesting payment thereof. Nothing contained in this paragraph 7 shall require Lender to incur any expense or take any action hereunder. 10-20-03 MTG PA0012E3 II?IIN1111119?1?IIIIIIIII?III?1I??dill?l???I?II?IIIII?9IDf?9a191?19N?I?I ¦G36AE12C2L97MTG9000PA0012E3FM"GRIFFIE ¦ FILE COPY -4- 8. Inspection. Lender may take or cause to be made reasonable entries upon and inspections of the Property, provided that Lender shall give Borrower notice prior to any such inspection specifying reasonable cause therefor related to Lender's interest in the Property. 4. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of the Property, or part thereof, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender, subject to the terms of any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage. 10. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Mortgage granted by Lender to any successor in interest of Borrower shall not operate to release, in any manner, the liability of the original Borrower and Borrower's successors in interest. Lender shall not be required to commence proceedings against such successor or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Mortgage by reason of any demand made by the original Borrower and Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy hereunder, or otherwise afforded by applicable law, shall not be a waiver of or preclude theexercise of any such right or remedy. 11. Successors and Assigns Bound; Joint and Several Liability; Co-signers. The covenants and agreements herein contained shall bind, and the rights hereunder shall inure to, the respective successors and assigns of Lender and Borrower, subject to the provisions of paragraph 16 hereof. All covenants and agreements of Borrower shall be joint and several. Any Borrower who co-signs this Mortgage, but does not execute the Note, (a) isco-signing this Mortgage only to mortgage, grant and convey that Borrower's interest in the Property to Lender under the terms of this Mortgage, (b) is not personally liable on the Note or under this Mortgage, and (c) agrees that Lender and any other Borrower hereunder may agree to extend, modify, forbear, or make any other accommodations with regard to the terms of this Mortgage or the Note without that Borrower's consent and without releasing that Borrower or modifying this Mortgage as to that Borrower's interest in the Property. 12. Notice. Except for any notice required under applicable law to be given in another manner, (a) any notice to Borrower provided for in this Mortgage shall be given by delivering it or by mailing such notice by certified mail addressed to Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender as provided herein, and-(b) any notice to L.endershall be given by certified mail to Lender's address stated herein or to such other address as Lender may designate by notice to Borrower as provided herein. Any notice provided for in this Mortgage shall be deemed to have been given to Borrower or Lender when given in the manner designated herein. 13. Governing Law; Severability. The applicable law contained in the Note shall control. Where no applicable law is contained therein, the state and local laws applicable to this Mortgage shall be the laws of the jurisdiction in which the Property is located. The foregoing sentence shall not limit the applicability of Federal law to this Mortgage. In the event that any provision or clause of this Mortgage or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Mortgage or the Note which can be given effect without the conflicting provision, and to this end the provisions of this Mortgage and the Note are declared to be severable. As used herein, "costs," "expenses" and "attorneys' fees" includeall sums to the extent not prohibited by applicable law or limited herein. 14. Borrower's Copy. Borrower shall be furnished a conformed copy of the Note and of this Mortgage at the time of execution or after recordation hereof. 15. Rehabilitation Loan Agreement. Borrower shall fulfill all of Borrower's obligations under any home rehabilitation, improvement, repair, or other loan agreement which Borrower enters into with Lender. Lender, at Lender's option, may require Borrower to execute and deliver to Lender, in a form acceptable to Lender, an assignment of any rights, claims or defenses which Borrower may have against parties who a r .RiLyl bo materials or services in connection with* rovements made to the Proty. 10-20-03 NITGu IIIlll11M1011111111IIIJill III 11IMMIMI NI'mi111111111111111101111111 PA 012E4 "G36AE12C2L97MTG9000PA0012E4FNKGRIFFIE N FILE COPY -5- 16. Transfer of the Property. If Borrower sells or transfers all or any part of the Property or an interest therein, excluding (a) the creation of a lien or encumbrance subordinate to this Mortgage, (b) a transfer by devise, descent, or by operation of law upon the death of a joint tenant, (c) the grant of any leasehold interest of three years or less not containing an option to purchase, (d) the creation of a purchase money security interest for household appliances, (e) a transfer to a relative resulting from the death of a Borrower, (f) a transfer where the spouse or children of the Borrower become an owner of the property, (g) a transfer resulting from a decree of dissolution of marriage, legal separation agreement, or from an incidental property settlement agreement, by which the spouse of the Borrower becomes an owner of the property, (h) a transfer into an inter vivos trust in which the Borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property, or (i) any other transfer or disposition described in regulations prescribed by the Federal Home Loan Bank Board, Borrower shall cause to be submitted information required by Lender to evaluate the transferee as if a new loan were being made to the transferee. Borrower will continue to be obligated under the Note and this Mortgage unless Lender releases Borrower in writing. If Lender does not agree to such sale or transfer, Lender may declare all of the sums secured by this Mortgage to be immediately due and payable. If Lender exercises such option to accelerate, Lender shall mail Borrower notice of acceleration in accordance with paragraph 12 hereof. Such notice shall provide a period of not less than 30 days from the date the notice is mailed or delivered within which Borrower may pay the sums declared due. If Borrower fails to pay such sums prior to the expiration of such period, Lender may, without further notice or demand on Borrower, invoke any remedies permitted by paragraph 17 hereof. NONUNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 17. Acceleration; Remedies. Except as provided in paragraph 16 hereof, upon Borrower's breach of any covenant or agreement of Borrower in this Mortgage, including the covenants to pay when due any sums secured by this Mortgage, Lender prior to acceleration shall give notice to Borrower as provided in paragraph 12 hereof specifying: (1) the breach; (2) the action required to cure such breach; (3) a date, not less than 30 days from the date the notice is mailed to Borrower, by which such breach must be cured; and (4) that failure to cure such breach on or before the date specified in the notice may result in acceleration of the sums secured by this Mortgage, foreclosure by judicial proceeding, and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the nonexistence of a default or any other defense of Borrower to acceleration and foreclosure. If the breach is not cured on or before the date specified in the notice, Lender, at Lender's option, may declare all of the sums secured by this Mortgage to be immediately due and payable without further demand and may foreclose this Mortgage by judicial proceeding. Lender shall be entitled to collect in such proceeding all expenses of foreclosure, including, but not limited to, reasonable attorneys' fees and costs of documentary evidence, abstracts and title reports. 18. Borrower's Right to Reinstate. Notwithstanding Lender's acceleration of the sums by this Mortgage due to Borrower's breach, Borrower shall have the right to have any proceedings begun by Lender to enforce this Mortgage discontinued at any time prior to entry of a judgment enforcing this Mortgage if: (a) Borrower pays Lender all sums which would be then due under this Mortgage and the Note had no acceleration occurred; (b) Borrower cures all breaches of any other covenants or 10-20-03 MTG PAO012E5 1l?gq??Il?????I?I?III?II?pIU11?1?1???I?1111?NI?q??II?YI?I?q?? "G36AE12C2L97MT09000PA0012E5F""GRIFFIE " FILE COPY -6- agreements of Borrower contained in this Mortgage; (c) Borrower pays all reasonable expenses incurred by Lender in enforcing the covenants and agreements of Borrower contained in this Mortgage, and in enforcing Lender's remedies as provided in paragraph 17 hereof, including, but not limited to, reasonable attorneys' fees; and (d) Borrower takes such action as Lender may reasonably require to assure that the lien of this Mortgage, Lender's interest in the Property and Borrower's obligation to pay the sums secured by this Mortgage shall continue unimpaired. Upon such payment and cure by Borrower, this Mortgage and the obligations secured hereby shall remain in full force and effect as if no acceleration had occurred, i 19. Assignment of Rents; Appointment of Receiver. As additional security hereunder, Borrower hereby assigns to Lender the rents of the Property, provided that Borrower shall, prior to acceleration under paragraph 17 hereof, in abandonment of the Property, have the right to collect and retain such rents as they become due and payable. Upon acceleration under paragraph 7 hereof`or abandonment of the Property, Lender shall be entitled to have a receiver appointed by a court !to enter upon, take possession of and manage the Property and to collect the rents of the Property including those past due. All rents collected by the receiver shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by this Mortgage. The receiver shall be liable to account only for those rents actually received. 20. Release. Upon payment of all sums secured by this Mortgage, Lender shall release this Mortgage without charge to Borrower. Borrower shall pay all costs of recordation, if any. 21. Waiver of Homestead. Borrower hereby waives all right of homestead exemption in the Property under state or Federal law. 22. Interest Rate After Judgment. Borrower agrees the interest rate payable after a judgment is entered on the Note or in an action of mortgage foreclosure shall be the rate stated in the Note. 23. Arbitration Rider to Note. The Arbitration Rider attached to and made a part of the Note is hereby incorporated by reference and made a part of this Mortgage. (THIS SPACE INTENTIONALLY LEFT BLANK) 10-20-03 MTG ?gaIIIIIIIIIIIIII1NIII1II11111111111111 PA0012ES "G36AE12C2L97MT09000PA0012E6F"KGRIFFIE ¦ FILE COPY i -7- REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST Borrower and Lender request the holder of any mortgage, deed of trust or other encumbrance with a lien which has priority over this Mortgage to give Notice to Lender, at nder's address set forth on y or othe page one of this Mortgage, of any default under the superior encumbr ricea74za r foreclosure action. DONN L GRIFFIE -Borrower J'4?? TRACY L GRIFFIE -Borrower I hereby certify that the precise address of the Lender (Mortgagee) is: 419 STONEHEDGE DRIVE, SUITE 2, CARLISLE, PA. 17013 On behalf of the Lender. By: NANCY DITZEL Title: S.A. COMMONWEALTH OF PENNSYLVANIA, CUMBERLAND County ss: I, FLORA M VOGT a Notary Public in and for said county and state, do hereby certify that DONN L GRIFFIE AND TRACY T4 GATIFIFTIF personally known to me or proven satisfactorily to the same persons whose name(s) subefribe4 to the foregoing instrument, appeared before me this day in person, and acknowl ge t at he signed and delivered the said instrument as THEIR free voluntary act, for the uses and purposes therein set forth. Given under my hand and official seal, this 29TH day of OCTOBER , 2004 /f11.fS/lIAIII/C.f•YLf nc nC1n In V[vuu. Notarial Seal My Commission expires: Flora M. Vogt, Notary Public JV CA North Middleton Twp.,Cumberland Counry L RA M VOGT Notar P lic My Commission Expires May 21, 2005 Y Member, Pennsylvania Association of Notaries COMMONWEALTH OF PENNSYLVANIA, County ss: I, a Notary Public in and for said county and state, do hereby certify that personally known to me or proven satisfactorily to the same persons whose name(s) subscribed to the foregoing instrument, appeared before me this day in person, and acknowledge that he signed and delivered the said instrument as free voluntary act, for the uses and purposes therein set forth. Given under my hand and official seal, this My Commission expires: day of 20 Notary Public This instrument was prepared by: NANCY J DTTZ?T. (Name) 419 STONEHEDGE DR STE PA 17013 (Address) Agif ?lNI NI I ? ? Ipl I?III IIII IIIII III III ININI NI N Ila ? ? ? ?? IN ?!? ? q? NIA III INII ? n!I )(036AE12C2L97MTG9000PA0012E7F")(GRIFFIE ¦ FILE COPY -8- (Space Below This Line Reserved For Lender and Recorder) I Return To: Records Processing Services 577 Lamont Road Elmhurst, IL 60126 i 10-20-03 MTG+I' PA0012E8 IUI?II?????UIIIAIIII??????IUI?I111??1Ul?ul???l????l?? %036AE12C2L97MTG9000PA0012EOF""GRIFFIE " FILE COPY C? ? ca ?rt Zft1? T-r, . rl n? r-_ `Tj C:7 ` C r `?. r7- SHERIFF'S RETURN - REGULAR i CASE NO: 2008-07218 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS GRIFFIE TRACY ET AL JASON VIORAL Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE GRIFFIE TRACY A/K/A GRIFFIE TRACY L the DEFENDANT , at 0017:38 HOURS, on the 18th day of December-, 2008 at 7 EAST ORANGE STREET MT HOLLY SPRING, PA 17065 TRACY GRIFFIE AKA TRACY L was served upon by handing to GRIFFIE - DEFENDANT a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 5.40 Affidavit .00 Surcharge 10.00 R. Thomas Kline _ .00 33.40 12/19/2008 MCCABE WEISBERG & CONWAY Sworn and Subscibed to By: before me this day ep y Sheriff of A.D. I SHERIFF'S RETURN - REGULAR 4 CASE NO: 2008-07218 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BENEFICIAL CONSUMER DISCOUNT VS GRIFFIE TRACY ET AL JASON VIORAL day Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon GRIFFIE DONN A/K/A GRIFFIE DONN L the DEFENDANT , at 0017:38 HOURS, on the 18th day of December , 2008 at 7 EAST ORANGE STREET MT HOLLY SPRING. PA 17065 TRACY GRIFFIE Sheriff or Deputy Sheriff of by handing to WIFE OF DEFENDANT a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 ?z?xu/e t ? .00 16.00 Sworn and Subscibed to before me this of So Answers: ,e;sfr?? eezx. R . 'Thomas Kline/ 12/19/2008 MCCABE WEISBERG & CONWAY By. A. D. De y heriff McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff V. Number 08-7218-CIVIL TERM Tracy Griffie aWa Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Defendants ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment by default in favor of Plaintiff and against Defendants in the above-captioned matter for failure to answer Complaint as required by Pennsylvania Rules of Civil Procedure and assess damages as follows: Principal Interest from 10/30/08 to 01/26/09 Total $ 107,993.81 $ 2,021.19 / 110,015.00 J. McCA*B ,, ESQUIRE MARC S. WEIS R , ESQUIRE EDWARD D. C ~AY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff AND NOW, this ? day of Jan l j t rV , 2009, Judgment is entered in favor of Plaintiff, Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania, and against Defendants, Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie, and damages are assessed in the amount of $110,015.00, plus interest and costs. BY T E PROTHON TARY: McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania Plaintiff V. Tracy Griffie &Wa Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Defendants Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Number 08-7218-CIVIL TERM AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND SS. The undersigned, being duly sworn according to law, deposes and says that the Defendants, Tracy Griffic a/k/a Tracy L. Griffie and Donn Griffie aWa Donn L. Griffie, are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as amended; and that the Defendants, Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie, are over eighteen (18) years of age, and reside as follows: Tracy Griffie aWa Tracy L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 SWORN AND SUBSCRIBED BEFORE ME THIS _26th_ DAY OF JANUARY _2009 DIMIA lel OTARY PUBLIC NO NpRIp?k 'Way cyelle A , City of r,i.'ua, M?chZg, 2009 My coo expo -.?.?" . Donn Griffie a/k/a Donn L. Griffie 7 East Orange Street Mt Hol"ring, Pennsylvania 17065 TE NQE J. M ABE SQUIRF M ARC S. WEIS RG, SQUIRE EDWARD D. C Y, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff V. Number 08-7218-CIVIL TERM Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Defendants CERTIFICATION The undersigned hereby certifies that he is the attorney for Plaintiff, being duly sworn according to law, deposes and says that he deposited in the United States Mail a letter notifying the Defendants that judgment would be entered against them within ten (10) days from the date of said letter in accordance with Rule 237.5 of the Pennsylvania Rules of Civil Procedure. A copy of said letter is attacheeto and marked as Exhibit "A". SWORN AND SUBSCRIBED TERRENCE J. McC E ESQUIRI BEFORE ME THIS -26th DAY MARC S. WEISBE G, QUIRE OF -JANUARY 3 2009 EDWARD D. CONWAY, ESQUIRE )"Zim ?/, / MARGARET GAIRO, ESQUIRE (? Attorneys for Plaintiff NOTARY PUBLIC NOTARIALSEAL }?che11 A Hotacik, Notary Public City of Philadc.; k ft Cm* k My dommi•-Sion expires m ud 28, 2009 VERIFICATION The undersigned hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. Section 4909 relating to unsworn falsification to authorities. TERRENeE J. McCABE, MARC S. WEISBERG EDWARD D. CONW Y, MARGARET GAIR Attorneys for Plaintiff OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, Pennsylvania 17013 Curt Long Prothonotary January 12, 2009 To: Tracy Griffie a/k/a Tracy L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania vs.- ._ Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Cumberland County Court of Common Pleas Number 08-7218-CIVIL TERM ..? .t NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED 1'O ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSE'S OR OBJECTIONS "1'0 THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST Y49UW4T44OUTAJI€ARJNG AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 NOTIFICACION IMPORTANTE USTED SE ENCLIENTRA EN ESTADO DE REBELDIA POR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONALMENTE O POR ABOGADO Y POR NO HABER RADICADO POR ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS RECLAMOS FORMULADOS EN CONTRA sUYO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA FECHA DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA Y USTED PODRIA PERDER BIENES U OTROS DERECHOSIMPORTANTES. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMACION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 BY: Attorneys for Plaintiff t TERRENCE J. McCABE, ESMARC S. WEISBERG, ESQUEDWARD D. CONWAY, ESQ MARGARET GAIRO, ESQUI ANDREW L. MARKOWITZ, IRE OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, Pennsylvania 17013 Curt Long Prothonotary Uvv$D 1 ?A0-1 N January 12, 2009 T o: Donn Griffie a/k/a Donn L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Beneficial Consumer Discount Company d/b/a Cumberland County Beneficial Mortgage Company of Pennsylvania Court of Common Pleas vs.. Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Number 08-7218-CIVIL TERM NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 NOTIFICACION IMPORTANTE LISTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONALMENTE O POR ABOGADO Y POR NO HABER RADICADO POR ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS RECLAMOS FORMULADOS EN CONTRA sUYO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA FECHA DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA Y USTED PODRIA PERDER BIENES U OTROS DERECHOSIMPORTANTES. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMACION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 3 (800) 990-9108 BY: Attorneys for Plain >< TERRENCE J. McCABE, ESI MARC S. WEISBERG, ESQL EDWARD D. CONWAY, ES( MARGARET GAIRO, ESQU: ANDREW L. MARKOWITZ, Apr 0 !ii ??, [yam O?/? N ^s ,?;, OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse Carlisle, Pennsylvania 17013 Prothonotary ?To: Donn Griffie a/k/a Donn L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff V. No. 08-7218-CIVIL TERM Tracy Griffie &Wa Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Defendants NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. Prothonotary X Judgment by Default - Money Judgment Judgment in Replevin Judgment for Possession If you have any questions concerning this Judgment, please call McCabe, Weisberg and Conway, P.C. at (215) 790-1010. OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse Carlisle, Pennsylvania 17013 Prothonotary To: Tracy Griffie a/k/a Tracy L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff V. No. 08-7218-CIVIL TERM Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie aWa Donn L. Griffie Defendants NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. A Prothonota x Judgment by Default Money Judgment Judgment in Replevin - Judgment for Possession If you have any questions concerning this Judgment, please call McCabe Weisberg and Conway, P.C. at (215) 790-1010. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania V. Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie FILE NO.: 08-7218-CIVIL TERM Civil Term AMOUNT DUE: $110,015.00 INTEREST: from 01/27/09 $2,440.80 at $18.08 ATTY'S COMM.: COSTS: TO THE PROTHONOTARY OF SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) 7 East Orange Street, Mount Holly Spring, Pennsylvania 17065 (More fully described as attached) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: Signature: Print Name: CCAB WEISBERG AND CONWAY Address: 123 S. Broad Street, Suite 2080 Philadelphia, PA 19109 Attorney for: Plaintiff Telephone: (215) 790 1010 Supreme Court ID No. 00- 73 Cn 00 t? v Jt? to o ° b w r? rr, McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania Plaintiff v Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Defendants Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS NO: 08-7218-CIVIL TERM AFFIDAVIT PURSUANT TO RULE 3129 The undersigned, attorney for Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 7 East Orange Street, Mount Holly Spring, Pennsylvania 17065, a copy of the description of said property being attached hereto and marked Exhibit "A." Name and address of Owners or Reputed Owners Name Tracy Griffie a/k/a Tracy L. Griffie Donn Griffie a/k/a Donn L. Griffie Address 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 2. Name and address of Defendants in the judgment: Name Tracy Griffie a/k/a Tracy L. Griffie Address 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Donn Griffie a/k/a Donn L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 3 4 5 Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein Name and address of the last recorded holder of every mortgage of record: Name Plaintiff herein Address Name and address of every other person who has any record lien on the property: Name Address 6. Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Address 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Tenants/Occupants Commonwealth of Pennsylvania Commonwealth of Pennsylvania Inheritance Tax Office Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program PA Department of Revenue Address 7 East Orange Street Mount Holly Spring, Pennsylvania 17065 Department of Public Welfare P.O. Box 2675 Harrisburg, PA 17105 1400 Spring Garden Street Philadelphia, PA 19130 6th Floor, Strawberry Square Department #280601 Harrisburg, PA 17128 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Bureau of Compliance P.O. Box 281230 Harrisburg, PA 17128-1230 Commonwealth of Pennsylvania Department of Revenue Bureau of Compliance United States of America Domestic Relations Cumberland County United States of America 8. Name and address of Attorney of record: Name Clearance Support Department 281230 Harrisburg, PA 17128-1230 ATTN: Sheriff's Sales Internal Revenue Service Technical Support Group William Green Federal Building Room 3259 600 Arch Street Philadelphia, PA 19106 P.O. Box 320 Carlisle, PA 17013 c/o United States Attorney for the Middle District of PA 235 North Washington Street Scranton, PA 18503 and Federal Building 228 Walnut Street P.O. Box 11754 Harrisburg, PA 17108 Address I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. February 6, 2009 DATE "z;- TgRREP?qE J. McCABE, ESQUIRE MARC EISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff ? n I&Zk < . rv ? Ti • McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff CIVIL ACTION LAW Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania COURT OF COMMON PLEAS CUMBERLAND COUNTY Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Number 08-7218-CIVIL TERM NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Tracy Griffie a/k/a Tracy L. Griffie Donn Griffie a/k/a Donn L. Griff'ie 7 East Orange Street 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Mt Holly Spring, Pennsylvania 17065 Your house (real estate) at 7 East Orange Street, Mount Holly Spring, Pennsylvania 17065 is scheduled to be sold at Sheriffs Sale on June 10, 2009 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013 to eiforce the court judgment of $110,015.00 obtained by Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: The sale will be canceled if you pay to Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call McCabe, Weisberg and Conway, P.C., Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY 4 AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling McCabe, Weisberg and Conway, P.C., Esquire at (215) 790-1010. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff within thirty (30) days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the schedule of distribution. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 LEGAL DESCRIPTION ALL that cartsin tract of land with the imprew.mQnts thereoet exaCte:d, situate in the Borough of mount Na11y 3pa41%4s, Cumberland County. Pennsylvania, bounded and deserlbed as followat 1W the Hest by Orabgt dtre.t; on the Horth by a public alleys on the Bast by a public allaYj and on the South by land now or tomerly of Stanley S. setiacks having a frantage of 46 feat on Orange Street, a depth of 160 feet., rare or leas, and width in the rear of 56.6 feet, mote or less. SEING , tapcoved with a one and one-half atorY frtma dwelling house known as Premises No. 7 USt O angv Street. BEING the same which Alan R. Santa and Fantela 3. serttz, husband and wife, by deed dated August 2e, 1906, and reap;dad in the offiea of Recorder of needs for ax2ar4 County in Raab Hqok '"D"', Val. 32, page 332, gramt*d and conveyed to Brian D. M llott And Darleae X. Mellott, husband &W wife, and 44"S R. Dmbar and LuWa S. Dunbar, husband and wits. .tames R. punbar died Octobar 6. 19e4, thezeby uesti.ng his interest In Linda S. Dusha t. Being known as 7 East Orange Street, Mount Holly Spring, Pennsylvania 17065. BEING the same premises which BRIAN D. MELLOTT AND DARLENE K. MELLOTT, HUSBAND AND WIFE AND LINDA S. DUNBAR, WIDOW by deed dated May 28, 1999 and recorded May 28, 1999 in the office of the Recorder in and for Cumberland County in Deed Book 200, Page 471, granted and conveyed to Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie in fee. TAX MAP PARCEL NUMBER: 23-32-2336-110 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-7218 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE COMPANY OF PENNSYLVANIA, Plaintiff (s) From TRACY GRIFFIE a/k/a TRACY L. GRIFFIE and DONN GRIFFIE a/k/a DONN L. GRIFFIE (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $110,015.00 L.L. $.50 Interest from 1/27/09 at $18.08 -- $2,440.80 Atty's Comm % Due Prothy $2.00 Atty Paid $168.40 Other Costs Plaintiff Paid Date: 2/12/09 is R. (Seal) By: g, Protho otary Deputy REQUESTING PARTY: Name: MARGARET GAIRO, ESQUIRE Address: MCCABE, WEISBERG AND CONWAY 123 S. BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 34419 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania Plaintiff V. Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Defendants Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Number 08-7218-CIVIL TERM AFFIDAVIT OF SERVICE I, the undersigned attorney for the Plaintiff in the within matter, hereby certify that on the 10`h day of April, 2009, a true and correct copy of the Notice of Sheriffs Sale of Real Property was served on all pertinent lienholder(s) as set forth in the Affidavit Pursuant to 3129 which is attached hereto as Exhibit "A." Copies of the letter and certificates of mailing are also attached hereto, made a part hereof and marked as Exhibit "B." SWORN AND SUBSCRIBED BEFORE ME THIS 10TH DAY OF APRIL, 2009 NOTARY PUBLIC . Lr RIA ?. M;TCHF-'. ?Irotary PUbiic illy TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania Plaintiff Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS V. Tracy Griffie a/k/a Tracy L. Griflie and Donn Crriffie a/k/a Donn L. Griffie Defendants NO: 08-7218-CIVIL TERM AFFIDAVIT PURSUANT TO RULE 3129 The undersigned, attorney for Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 7 East Orange Street, Mount Holly Spring, Pennsylvania 17065, a copyof the description of said property being attached hereto and marked Exhibit "A." Name Tracy Griffie a/k/a Tracy L. Griffie Donn Griffie a/k/a Donn L. Griffie Address 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Name and address of Defendants in the judgment: Name Tracy Grifyie a/k/a Tracy L. Griffie Address 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Donn Griffie a/k/a Donn L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 3. 4. 5. 6. 7. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein Name and address of the last recorded holder of every mortgage of record: Name Plaintiff herein Address Name and address of every other person who has any record lien on the property. Name Address Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Address Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 7 East Orange Street Mount Holly Spring, Pennsylvania 17065 Commonwealth of Pennsylvania Department of Public Welfare P.O. Box 2675 Harrisburg, PA 17105 Commonwealth of Pennsylvania Inheritance Tax Office Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program PA Department of Revenue 1400 Spring Garden Street Philadelphia, PA 19130 6th Floor, Strawberry Square Department #280601 Harrisburg, PA 17128 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Bureau of Compliance P.O. Box 281230 Harrisburg, PA 17128-1230 r Commonwealth of Pennsylvania Department of Revenue Bureau of Compliance United States of America Clearance Support Department 281230 Harrisburg, PA 17128-1230 ATTN: Sheriffs Sales Internal Revenue Service Technical Support Group William Green Federal Building Room 3259 600 Arch Street Philadelphia, PA 19106 I Domestic Relations P.O. Box 320 and County Ck4isle, RA 47013 United States of America c% United States Attorney for the Middle District of PA 235 North Washington Street Scranton, PA 18503 and Federal Building 228 Walnut Street P.O. Box 11754 Harrisburg, PA 17108 8. Name and address of Attorney of record: Name Address I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. February 6. 2009 DATE RRE E McCABE, ESQUIRE MARC ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania Plaintiff V. Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Defendants DATE: April 10, 2009 TO: ALL PARTIES IN INTEREST AND CLAIMANTS Attorneys for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY Number 08-7218-CIVIL TERM NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNERS: Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie PROPERTY: 7 East Orange Street, Mount Holly Spring, Pennsylvania 17065 IMPROVEMENTS: Residential Dwelling The above-captioned property is scheduled to be sold at the Sheriffs Sale on June 10, 2009 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013. Our records indicate that you may hold a mortgage or judgments and liens on, and/or other interests in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than thirty (30) days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within ten (10) days after the filing of the schedule. ? 00 J T tJl A W N ?+ ^?' ??N?y W n eb e ? Zeo ?eTm p •o ? ? p ? 6 :'j' ?'a?a m m ? ar? A u ? ° < e N an rn C?1? n x 00 a a ?, 1 ° W b O A w O ??+CC 7 UWi°p Y C- e?g?Hti C Q ?wO ??A^• >mntvn YAAO 4Hg r x bOd"d ? ?Y p a xbQ?o?a 1e A S° r ?qa av bDA CO we m 3 r *eJ?0- A O eg 6 M AO ?8 A o to ° Y ? a a o?c? Irl non ?? o o?.? O ma 9 n .. Q p O O cr C 'C cr A O oa a= - °O all, 1 b .pyS Y Q o n o a VJCA "'gyp p• •? A ?A CNOS? ?t ?.p N O pM 7?.y ?T pOppDp O`er p C cr p "S? O .y p O p A H ? a. Coo 7 i. p p A O C? N "q p WOO N rrjyi O 3n h_: a VJ Y 3'° o ? Wa bpi o AOC Vj ?: „ I = 00 p pA ,y r?.? ° 00 Y by ?v Wit A QO . i yak y? e i 0} y - 'O i ei ?d eJw . = r??. ?G Up e o ? -n ° t ° b ? ?? r Ar d ?? ?? •+ m'e -4 a@ ° C ae ° ?? ' b ??•Cr?. 1, p " b ?°.? b 4 fD o ?DO?ti QOA p !??{ ???ff. f i O i 13.3. J ? n A NaCA A p * N N nA 00 A O aril ? Oq a Y ! ? N OD (?j ?• p O M G Ir R W Vi f? A O .?{ A p O lJl 1?0 A A QO N v; 7? go ,? M o i i e C ?w J INN w a •< j i g 4 h ?. O OD ! Y 00 O Y Y Y A k4 A a w 7 gl Y x a D ° N IINW s o r x e 9 LI ? ? r^ rn n SPS ° cn 10 N ? nn s O m oW (D N A O I O C. Q (O (O 8n RLED-4 T CE 4F ?HE P,moT1-IVONMARY 2009 APR 15 PM 12: 20 Guy, ? ? ? ???;v jkA In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2008-7218 Civil Term Beneficial Consumer Discount Company, d/b/a Beneficial Mortgage Company of Pennsylvania VS Tracy Griffie, a/k/a Tracy L. Griffie and Donn Griffie, a.ka Donn L. Griffie Stephen Bender, Deputy Sheriff, who being duly sworn according to law, states that on February 23, 2009 at 2010 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendants, to wit: Tracy Griffie, a/k/a Tracy L. Griffie and Donn Griffie, a.ka Donn L. Griffie, by making known unto Donn Griffie, a.ka Donn L. Griffie, personally at, 7 East Orange St, Mount Holly Springs, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on April 7, 2009 at 2008 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of, Tracy Griffie, a/k/a Tracy L. Griffie and Donn Griffie, a.ka Donn L. Griffie, located at 7 East Orange Street, Mt Holly Springs, Cumberland County, Pennsylvania according to law R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendants, to wit Tracy Griffie, a/k/a Tracy L. Griffie and Donn Griffie, a/k/a Donn L. Griffie by regular mail to their last known address of, , 7 East Orange St, Mount Holly Springs, PA 17065. This letter was mailed under the date of April 2, 2009 and never returned to the Sheriffs Office R. Thomas Kline, Sheriff, who being duly sworn according to law states this writ is returned STAYED. Sheriff's Costs: Docketing 30.00 Poundage 16.48 Posting Bills 15.00 Advertising 15.00 Law Library .50 Prothonotary 2.00 Mileage 10.80 Levy 15.00 Surcharge Law Journal Patriot News Share of bills So Answers, 'R Thomas Kline Sh ri 01, By Real Estate Coordinator 30.00 365.00 325.13 15.43 840.34 ? 1,101 ° Vii) iv_ j"? 54514 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 Attorneys for Plaintiff MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS V. Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Defendants NO: 08-7218-CIVIL TERM AFFIDAVIT PURSUANT TO RULE 3129 The undersigned, attorney for Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 7 East Orange Street, Mount Holly Spring, Pennsylvania 17065, a copyof the description of said property being attached hereto and marked Exhibit "A." 1. Name and address of Owners or Reputed Owners Name Address Tracy Griffie a/k/a Tracy L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Donn Griffie a/k/a Donn L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 2. Name and address of Defendants in the judgment: Name Address Tracy Griffie a/k/a Tracy L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Donn Griffie a/k/a Donn L. Griffie 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address 4. 5. Plaintiff herein Name and address of the last recorded holder of every mortgage of record: Name Plaintiff herein Address Name and address of every other person who has any record lien on the property: Name Address 6. Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Address 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Tenants/Occupants Commonwealth of Pennsylvania Commonwealth of Pennsylvania Inheritance Tax Office Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program PA Department of Revenue Address 7 East Orange Street Mount Holly Spring, Pennsylvania 17065 Department of Public Welfare P.O. Box 2675 Harrisburg, PA 17105 1400 Spring Garden Street Philadelphia, PA 19130 6th Floor, Strawberry Square Department #280601 Harrisburg, PA 17128 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Bureau of Compliance P.O. Box 281230 Harrisburg, PA 17128-1230 ir r Commonwealth of Pennsylvania Department of Revenue Bureau of Compliance United States of America Domestic Relations Cumberland County United States of America Clearance Support Department 281230 Harrisburg, PA 17128-1230 ATTN: Sheriff's Sales Internal Revenue Service Technical Support Group William Green Federal Building Room 3259 600 Arch Street Philadelphia, PA 19106 P.O. Box 320 Carlisle, PA 17013 c/o United States Attorney for the Middle District of PA 235 North Washington Street Scranton, PA 18503 and Federal Building 228 Walnut Street P.O. Box 11754 Harrisburg, PA 17108 Name and address of Attorney of record: Name Address I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. February 6, 2009 DATE T RRE E J. McCABE, ESQUIRE MARC ISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 CIVIL ACTION LAW Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania V. Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Attorneys for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY Number 08-7218-CIVIL TERM NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Tracy Griffie a/k/a Tracy L. Griffie Donn Griffie a/k/a Donn L. Griffie 7 East Orange Street 7 East Orange Street Mt Holly Spring, Pennsylvania 17065 Mt Holly Spring, Pennsylvania 17065 Your house (real estate) at 7 East Orange Street, Mount Holly Spring, Pennsylvania 17065 is scheduled to be sold at Sheriffs Sale on June 10, 2009 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013 to eiforce the court judgment of $110,015.00 obtained by Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call McCabe, Weisberg and Conway, P.C., Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY 1 ? AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling McCabe, Weisberg and Conway, P.C., Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff within thirty (30) days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the schedule of distribution. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 (800) 990-9108 LEGAL DESCRIPTION ALL Chat Certain tract of land with the ina,sowmwnt s theraaa •rrsatOdl oituate 3.n the HQrC09h o! HOURt 8911Y 3PZ4Ags, CM berland County. Pennsylvania, bounded and described as 99129waa CW the Nest by or+wge Street, on the Horrh by a public allays on ties Beat by a publla allaryt grid as the $40Qth by land burs or tv=wrly of htranley 8. Satlocks having a frantage of 46 teat on orgage Street, it depth of 166 feet, more or less, and width 1n the rear of 861.11 feet, more or less. 8EXIM itaprovsd with a one and one--half story from duelling house known as Premises No. 7 East 4rarg4 Street. 9VING the same which Alan R. 564ts And Pamela J. Sents, huAlvand and wife, by dead dutod August ye, 1966, and recorded in the offloa of Recordar of Deeds for C*Ab*V1atr4 county in Deed: Book "V-, Val. 32, page 391, gramted and convoyed to Brian D. Mellott and Darlawe X. Mellott, husband a4d wife,, an+a 4446 R. Dunbar acAd Linda S. Dunbar, husband end wife. xamas R. ttunbar died Datober 6. 1989, thsceby vesting his ltLuXest lri Linda S. Dunbar. Being known as 7 East Orange Street, Mount Holly Spring, Pennsylvania 17065. BEING the same premises which BRIAN D. MELLOTT AND DARLENE K. MELLOTT, HUSBAND AND WIFE AND LINDA S. DUNBAR, WIDOW by deed dated May 28, 1999 and recorded May 28, 1999 in the office of the Recorder in and for Cumberland County in Deed Book 200, Page 471, granted and conveyed to Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie in fee. TAX MAP PARCEL NUMBER: 23-32-2336-110 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 08-7218 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BENEFICIAL CONSUMER DISCOUNT COMPANY d/b/a BENEFICIAL MORTGAGE COMPANY OF PENNSYLVANIA, Plaintiff (s) From TRACY GRIFFIE a/k/a TRACY L. GRIFFIE and DONN GRIFFIE a/k/a DONN L. GRIFFIE (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $110,015.00 L.L. $.50 Interest from 1/27/09 at $18.08 -- $2,440.80 Atty's Comm % Atty Paid $168.40 Plaintiff Paid Date: 2/12/09 (Seal) Due Prothy $2.00 Other Costs 117 - is R. Long, rothonota By: Deputy REQUESTING PARTY: Name: MARGARET GAIRO, ESQUIRE Address: McCABE, WEISBERG AND CONWAY 123 S. BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 34419 Real Estate Sale # 46 On February 19, 2009 the Sheriff levied upon the defendant's interest in the real property situated in VIIJ Borough of Mount Holly Springs, Cumberland County, PA -n n, Known and numbered as 7 East Orange Street, w Mount Holly Springs, more fully described on Exhibit "A" fila with this writ and by this reference incorporated herein. co Date: February 19, 2009 BY' (/AQl..lc?1a--. gfl?u?h? -n r, rn ?z b? PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: May 1, May 8, and May 15, 2009 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. 2 - N Marie Coyne, Edi r SWORN TO AND SUBSCRIBED before me this ,=day Ma, , 20109 Notary RAH A COLLINS FCARLISLE OTARIAL SEAL otary Public O, CUMBERLAND TY 0 ion Expires Apr 2:82 YA" NNAM fly NO. 46 Writ No. 2008-7218 Civil Beneficial Consumer Discount Company d/b/a Beneficial Mortgage Company of Pennsylvania VS. Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie Atty.: Terrance J. McCabe LEGAL DESCRIPTION ALL that certain tract of land with the improvements thereon erected, situate in the Borough of Mount Holly Springs, Cumberland County, Penn- sylvania, bounded and described as follows: ON the West by Orange Street; on the North by a public alley; on the East by a public alley; and on the South by land now or formerly of stalky a,a of 46 tact onOrsom Vzrst, a of UP feet, more or-Im, and Wk is dee "ar at 66.0 feet, amore or lee 1 v*h a one and oner haM story *Me dwsftg banae known as Premises No. 7 East Or- ange Street. BEING the same which Alan R. Sentz and Pamela J. Sentz, husband and wife, by deed dated August 28, 1986, and recorded in the office of Recorder of Deeds for Cumberland County in Deed Book "D", Vol. 32, page 331, granted and conveyed to Brian D. Mellott and Darlene K. Mel- loft, husband and wife, and James R. Dunbar and Linda S. Dunbar, husband and wife. James R. Dunbar died October 6, 1989, thereby vesting his interest in Linda S. Dunbar. Being known as 7 East Orange Street, Mount Holly Spring, Pennsyl- vania 17065. BEING the same premises which BRIAN D. MELLOTT AND DARLENE K. MELLOTT, HUSBAND AND WIFE AND LINDA S. DUNBAR, WIDOW by deed dated May 28, 1999 and re- corded May 28, 1999 in the office of the Recorder in and for Cumberland County in Deed Book 200, Page 471, granted and conveyed to Tracy Griffie a/k/a Tracy L. Griffie and Donn Griffie a/k/a Donn L. Griffie in fee. TAX MAP PARCEL NUMBER: 23- 32-2336-110. 'The Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8213 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 Zhe ?latriot-?eu?s N9Nr you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBI.-ICATION COPY This ad ran on the date(s) shown below: 04/24/09 05/01/09 05108/09 I knong Sworn to a6 d sul cribed before me this 12 day of May, 2009 A.D. Notary Public 2CZtNiVIOtv1 H ()F , p NNE Nfk_, Notarial Seal Shy L. finer Notary public 9° Cky Of Nenisbutg, Dauphin COSY 1? 1 MY Comrrwssgn moires Nov. 26, 2011 Member, Pennsylvania Assoctetton oI Notaries- Real Estate Sale No. 46 Writ No. 2008-7218 Civil Term Benificial Consumer Discount Company, d/b/a Beneficial Mortgage Company of Pennsylvania VS Tracy Griffis, a/k/a Tracy L. Griffis and Donn Griffis, a/We Donn L. Griffis Attorney Terrance J. McCabe LEGAL DESCRIPTION ALL that certain tract of land with the improvements thereon erected, situate in the Borough of Mount Holly Springs, Cumberland County, Pennsylvania, bounded and described as follows: ON the West by Orange Street; on the North by a public alley; on the East by a public alley; and on the South by land now or formerly of Stanley S. Setlock; having a frontage of 46 feet on Orange Street, a depth of 180 feet, more or less, and width in the rear of 66.8 feet, more or less. BEING improved with a one and one-half story frame dwelling house known as Premises No. 7 East Orange Street. BEING the same which Alan R. Sentz and Pamela J. Sentz. husband and wife, by deed dated August 28, 1986, and recorded in the office or Recorder of Deeds for Cumberland County in Deed Book "D", Vol. 32, page 331, granted and conveyed to Brian D. Mellott and Darlene K. Mellott, husband and wife, and James R. Dunbar and Linda S. Dunbar, husband and wife. James R. Dunbar died October 6. 1989, thereby vesting his interest in Linda S, Dunbar. Being known as 7 East Orange Street, Mount [lefty Springs. Pennsylvania 17065. BEING the same premises which BRIAN D, MELLOTT AND DARLENE K. MELLOTT, HUSBAND AND WIFE AND LINDA S. DUNBAR, WIDOW by deed dated May 28, 1999 and recorded May 28, 1999 in the office of the Recorder in and for Cumberland County in Deed Book 200, Page 471, granted and conveyed to Tracy Griffie a/kla Tracy L. Griffis nd Donn Griffis a/k/a Donn L. Griffie in fee. TAX MAP PARCEL NUMBER: 23-32-2336- t1