HomeMy WebLinkAbout08-7250I • .
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff No: d$ - 7a,50 l (er-wK
vs.
COMPLAINT IN CIVIL ACTION
DESIREE M MALSEED
Defendant FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
06909001 C N Pit TSW
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
VS. Civil Action No
DESIREE M MALSEED
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, CAPITAL ONE BANK (USA),NA is a corporation with offices
at 15000 CAPITAL ONE DRIVE RICHMOND , VA 23238 .
2. Defendant is adult individual(s) residing at the address listed
below:
DESIREE M MALSEED
352 MAPLE LN
CARLISLE, PA 17013
3. Defendant applied for and received a credit card bearing the
account number XXXXXXXXXXXX4154 .
4. Defendant made use of said credit card and has a current balance
due of $1182.47 , as of September 22, 2008 .
5. Defendant is in default by failing to make monthly payments when
due. As such, the entire balance is immediately due and payable to
Plaintiff.
6. Plaintiff is entitled to the addition of interest at the rate of
26.400 per annum on the unpaid balance from September 22, 2008 . A
copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit
"1" and made a part hereof.
7. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the balance due to Plaintiff.
Wherefore, the Plaintiff prays for judgment in its favor and
against Defendant , DESIREE M MALSEED , INDIVIDUALLY , in the amount
of $1182.47 with continuing interest thereon at the rate of 26.400%
per annum from September 22, 2008 plus costs.
James C
WELTMAN
436 Se
Pittsb
(412) 4
FAX: 1
06909 d
war=rodt,42524
EINBERG & REIS CO., L.P.A.
h Avenue, Suite 1400
PA 15219
-7955
338-7130
C N Pit TSW
This law firm is a debt collector attempting to collect this debt for
our client and any information obtained will be used for that purpose.
CapllalOne` NOT PAYING YOUR DEBT 1;00013
what's in your wallet?` DOESN'T MAKE IT GO AWAY.
In fact, even if we report your account as charged off, you'll still be responsible
for paying your debt. So why not call us to see what we can do together to
keep you from receiving such a serious mark on your credit record?
We're here to help. Please contact us to
find a solution that's right for you.
You can make a payment with our fig check by phone service
or speak to an associate by calling 1.800.955.6600.
Make sure you call or pay the amount due on your statement within 30 days to keep your account from being charged off.
® 2006 Capital One Services, Inc. Capital One i a federally registered service mark. All rights reserved. 500013-08503
FINANCE
Previous Balance Payments & Credits C
HARGE Transactions New Balance Minimum Payment Due Date
$893.63 - $0.00 + $21.02 + $39.00 = $953.65 $453.65 Jan. 30, 2008
Dec. 06, 2007 - Jan. 05, 2008 Page 1 of 2
PLEASE MY AT LEAST THIS AMOUNT
Visa Platinum Account Your account is six payments behind. If we charge off your account due to late payments, we will report the
4862-3625-39901154 charged-off status to several national credit bureaus, and the Purchase APR as reflected on this statement will
be applied to all your outstanding balances. Ad now to prevent this from happening. Please pay the amount due
Your Account Information on your statement or give us a call at 1.800.955.6600. We'll work with you so you can take control of your
account and start rebuilding your credit with Capital One.
TOTAL CREDIT LINE $500.00
TOTAL AVAILABLE CREDIT $0.00
CREDIT LINE FOR CASH $500.00
AVAILABLE CREDIT FOR CASH $0.00
Finance Charges (Please see reverse for important information)
Balance rate Periodic Co ding FINANCE
applied to rate APR CHARGE
Purchases $767.86 0.07438% D 27.15% $17.71
Cash $143.37 0.07438% D 27.15% $3.31
ANNUAL PERCENTAGE RATE applied this period: 27.15%
0 At Your Service 1-800.903-3637
To call Customer Relations or to report a lost or stolen card:
® Send payments to:
Capital One Bank - P.O. Box 70884 - Charlotte, NC 28272-0884
'Important Notice- Under the terms we previously disclosed to you, your account is now eligible for an increase
in Annual Percentage Rates (APRs) effective immediately. However, Capital One has elected not to raise your
APRs at this time. Please be advised that ff you fail to keep your account in good standing, Capital One reserves
the right to raise your APRs in the future.
Payments, Credits & Adjustments
Transactions
1 31 DEC PAST DUE FEE $39.00
A Send inquiries to:
Capital One - P.O. Box 30285 Salt Lake City, UT 84130-0285 Your account is 90 days past due and your Payment Protection coverage has been suspended. As stated in
® Have a question about a charge on your statement? your Payment Protection agreement your coverage and monthly charge will be reinstated once your account is
no longer 90 days past due. You may still be eligible for benefits to b
id t
Please refer to the Billing Rights Summary on the back of e pa
o your account for loss events
described in your Payment Protection agreement. Call Stonebddge Benefit Services at 1-888
527
6904 t
K
your statement or visit www ceo6alone corddisou . -
-
o see
your situation qualifies for benefits.
As you asked, we've designated your account to dose. Please note that your account balance must remain at
$0 for two consecutive monthly statements before it is dosed. Please continue to make necessary payments on
your account and stop any automatic payments or preauthodzed charges you may have set up. If you make
any charges on your Capital One credit card before your account doses (including automatic or pre-authorized
charges), your account will remain open and we'll remove the request to close your account.
6056 506 1 07 5 080105 PAGE 1 of 2 OlDM6056
PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE
0 4862362539904154 05 0953650049000453656
Capftailill!CWI what's in your wallet?'
A
ccount Number: 4862-3625-3990-4154
New Balance Minimum Payment Due Date
Please print address or phone number changes below using blue or black ink.
$953.65 $453.65 Jan. 30, 2008 Address
PLEASE PAY AT LEAST
THIS AMOUNT Home Phone Alternate Phone
Amount Enclosed C?? E-mail address
#9000692576160902# MAIL ID NUMBER
DESIREE M MALSEED
352 MAPLE LN
Capital One Bank CARLISLE, PA 37035
P.O. Box 70884 Irlnlllunrllrllnrl ItrrllhrrlllrrrrrrlLlllrrllrrl
Charlotte, NC 28272-0884
I sill 11111111 11114111111 1111111 1111
Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope.
DESIREE M MALSEED
1. How tc Avoid a Finance Charge.
T e. Grace Period. You will have a minimum grace period of 25
days without finance charge on new purchases, new
balance transfers, new special purchases all new other
charges iyou pay your total 'New Balance', In
accordance with the Imparters Notice for payments
below, all in time for h to be credited by your payment
due date. There is no grace period on cash advances
and special transfers. In addition, there is no grace period
on any transaction it you do not pay the total 'New
balance.'
b. Accruing Finance Charge. Transactions which are not
"ad to a grace period are assessed finance charge 1)
from the date of the ware action or 2) from the date the
transaction is processed to your Account or 3) from the first
calendar day of the cunent biting period. Additionally If you
did no pay the -New Balance- from the previous biting
period in full, finance charges c-onue to accna to your
unpaid beam unfit the unpaid balance is paid in fut. This
means that you may SON owe ham charges. even If you
pay the entire New Balance Indicated on the from of your
satemem by the payment clue date, but did not do so fcr
the previous month. Unpaid finance charges are added to
the applicable segment of your Acceum.
t c. Minimum R- Charge. For each biting period that your
account is aCject to a finance charge, a minimum teal
FINANCE CHARGE of 50.50 will be imposed.
t d. Temporary Reduction in Finance Charge. We reserve the
right to not Sweet any or all finam charges for any given
blfing period.
2. Awrage Dally Balance (including New Purchsea4
Finance charge is calculatetl by multiplying the daily bgatce
of each segment at your account (e.g., cash advance,
purchase, special trarsler, and special purclaw) by the
corresponding dairy periodic mfr(s) that has been
previously disclosed to you. At the end of each day during
the baang period, we apply the dally periodic rate for each
segment of your account to the daily balance of each
segment. Than at the end of to balig period, we add up the
results of these daily calculations to amve at your periodic
finance charge for aeon segment. We add up the results from
each Stigma" to ante at the total periodic finance charge for
your account. To ON the dally balance for each segment of
your account, we ante the begimmg balance for each
segment and aid any new transactions and any pehodic
finance charge celculsed on the previous days balance for
that Segment. We then Subtract any payments or credits
pasted sir of that day that are allocated to tat segment. This
gives ce to seperaie daily balance for each segment of your
account. However, If you Paid tine New Balance shown on
your previous statement in full (o If your new balance was
zero or a credit amount), new transectios, which post to
Your purchase or special purchase segments are not added
to the daily balanoas. WS calculate the average dairy
balance by adding al the dally balancas together and
dividing the sum by the number of the days in the current
billing cycle. To calculate your total finance charge, multiply
your average daily balance by the daily periodic rite and by
the number of days in are, biting period. Due to mulling on a
daily basis or due to minimum finance charge aseeesrrsnt,
there may be a variance between this rakvlaeon and the
amon of finance dung. actually assseed.
3. Annual P-miage Rates (APR).
a. The term "Annual Percentage Rate" may appear
se "APR" on the front of this statement
b. If the code P (Quarterly Prime), L (Quarterly LIBOR), C
(Quarterly CD), or S (Bankcard Prone) appears on the front
of this statement next to the periodic rate(s), the Periodic
rates and corresponding ANNUAL PERCENTAGE RATES
may vary Wa„ady and may increase or decrease based on
the stated indices, as found in The Well Street Jpumg, plus
She margin pramuaiy disclosed to you. Than chaps IN
be effective on the first ray of your billing Period covered by
your periodic statement ending In ate months of January
April, July and October.
a If the coda D (Monthly Prime), F (Monthly LIBOR), or G
(Treasury LIBOR) appears on the front of your statement
next to the periodic rate(s), the periodic rates and
corresponding ANNUAL PERCENTAGE RATES may very
monthly end may increase or decrease based on the sated
indices, n found in The Wall Street Journal, plus the
margin previously disclosed to you. Than charges will be
effective on She first day of your baling period each month.
4. Asessament of Lase, OwdtnN and Returned Payment
Fees. Under the tams of your customer egresmant, we
reserve the rigid to Were or not to assess any fete without
prior noliaraton o YOU wthout watog ourrght to assess the
samew simdarfm eta aterlime.
T 5. Reviewing Year Aeoft t a merroership fee appears
on the front of your Statement you haw 30 days from the
date orb statement was mailed to you to avoid paying the
tee or to have such In credited to you t you cancel your
account without having to pay the membership fee. To
carpel your account, you mug notify us by rating our
Customer Relations Department and Pay your New
Balance" in ful (excluding the membership fee) prior to
rite end of the thirty-day period.
6. H You Clop Your Account. You can request to dose your
account by calling our Customer Relations DepeMxm. You
must destroy your aedt card(s) and acccum access checks,
cancel al preauthorized biting and cease ..mg your account
After your request to dose, t you conikos to transact or do
not cancel presutodzed bRing arrangements, we will
consider recalls of a charge your authorization o keep your
account open. Addtionaty, your account will not be dosed
until you pay all amounts you owe us inducting: any
transactions you have authorated, hunts charges, past due
fees, overlimk fees, returned payment fees, rash advance
fear and any otterfees assessed to your account. You are
responsible for than amounts whether they appear on your
account at the time you request to dose the account or they
are Incurred subsequent o your request to dose the account
This may reauk I. carps appearing w your account after you
have requested the account to be closed.
7. Using Your Ac counL Your card or account cannot be used in
connection with any Internet gambling bansscl""S.
B. Notice About Electronic Check Conversion.
When You provide a check as payment, you authorize us
either to use information from your check to make a one-ume
elw*onlc fund transfer from your bank accent or to process
the payment ns a check transaction. When we use
Information from Your check to make an elecuonie fund
transfer ands may be withdrawn from your bank socoum as
Sporn ere the Sarre day we receive your payment, and you will
not receive your check back from your Mancial ktstltubon.
BILLING RIGHTS SUMMARY
(In Can of Errors or Questions about Your BB)
If you think your bill is wrong, or if you need more information on
a transaction or till, write to US on a Separate Shag as Soon as
possible Of the address fur inquiries shown on the front of Brit
61810ment We must hear from you no I" man 60 days attar we
stmt you the fret oil on ranch the error or problem appeared. You
can call cur Customer Realbns smog, but doing So will no
preserve your fights. In your letter, give us the following
pmamaton: your name and account number, V. dollar amount
of the suspected error, a description of the emor and an
explanation, It possible, of why you believe them is an ener, or It
you need more information, a description of the tom you are
unsure about- You do not have to pay any amount in question
wine We ere Investigating it, but you are Still obligated to pay the
parts of you bill that are not in question. While we investigate
your question, we cannot report you as delinquent or take any
action to collect the amount you question.
Y. T SPecel Rude for Credit Cam Purchases
If you have a problem with the quality of property or services that
you Purchmed with a credit card and you haw tried in good faith
to contact its problem with ate merchant, you may hew the right
not to Pay the remaining amount due on the property or services.
You have Bas protection only when the purchase price wee more
than $50.00 and the purchase was made in your home sate or
wthin 100 miles of your maiig address. (If we own or operate
the merchant or t We mailed You the adwrb"ment for the
PmPartY or services. all purchases are covered regardless of
amount m location of Purchase.) Please remember to sign all
conesporoem.
T Does not apply to consumer noncredit card accounts
T Does rte apply to business ron-oredit card acmums
Capital one supports Information Privacy protecrion: see our
wabene at
ewe CsoraeM- ranch.
Capital One s a federally registered service mark of Capital One
Financial Corporation. Ali rights reserved. ® 2D06 Capital One
TC-oe
Ol DM6056 - 1 - 04/10107
IMP~ NOW: Payaa"s You Mal to a WE be credited to yaraccant a of the buunsg day we mosw t, pnwided (1) you send the
Norm peon Of tits 9W mat Slid Yonu dwd in the Sedeg satraps Mwbpe and (2) yon payment is reoehed in tor pmceegg cent
by 3 pn. ET (12 nom PT). Plans Slow at het five (5) boareas day, for posed dehery. Paymsts received by e r any ter location a h
any otter form may rot be cr idead at of to day we mo" then. Our tadree days are Monday th-gn Ussid,y, axdudng roadays,
Plese do not ere staples, paper dos, ft. Main prapirill your peyrrenl.
CAPITAL ONE BANK (USA), N.A.,
Plaintiff,
V.
DESIREE M MALSEED
Defendant(s).
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating
to unsworn falsification to authorities, that he/she is an authorized agent of Capital One Services,
Inc., an affiliate of and service provider to CAPITAL ONE BANK (USA), N.A., Plaintiff
herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in
the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge,
information and belief.
Dated: I n -- C -l - amn $ 2--,
Barbara Edwards
A049
WELTMAN, WEINBERG & REIS CO., L.P.A.
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SHERIFF'S RETURN - REGULAR
CASE NO: 2008-07250 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CAPITAL ONE BANK USA NA
VS
MALSEED DESIREE M
KENNETH E GOSSERT , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
MALSEED DESIREE M the
DEFENDANT at 0020:00 HOURS, on the 16th day of December 2008
at 352 MAPLE LANE
CARLISLE, PA 17013 by handing to
JOANN MALSEED MOTHER OF DEFENDANT
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
121;zqlot Q,-
So Answers:
18.00
5.40
.00
10.00 R. Thomas Kline
00
33.40 12/18/2008
WELTMAN WEINBERG & REIS
Sworn and Subscibed to By:
before me this day
of , A.D.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
vs.
DESIREE M MALSEED
Defendant
No. 08-7250 CIVIL TERM
PRAECIPE FOR DEFAULT JUDGMENT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
WILLIAM T. MOLCZAN, ESQUIRE
PA I.D.#47437
Weltman, Weinberg & Reis Co., L.P.A.
1400 Koppers Bldg.
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#6909001
Judgment Amount $ 1301.07
THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
VS. Civil Action No. 08-7250 CIVIL TERM
DESIREE M MALSEED
Defendant
PRAECIPE FOR DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter Judgment against the Defendant, DESIREE M MALSEED above named, in the default of an
Answer, in the amount of $1301.07 computed as follows:
Amount claimed in Complaint
$1182.47
Interest from SEPTEMBER 22, 2008 TO MARCH 13, 2009
at the legal interest rate of 26.400% per annum $118.60
TOTAL
$1301.07
I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA
R.C.P. 237.1 on the dates indicated on the Notices.
WELTMAN, WEINBERG & REIS CO., L.P.A.
By:
WILLIAM T. MOLtZAt , ESQUIRE
PA I.D.#47437
Weltman, Weinberg & Reis Co., L.P.A.
1400 Koppers Bldg.
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#6909001
Plaintiff's address is:
c/o Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 7`h Avenue, Pittsburgh, PA 15219
And that the last known address of the Defendant is: 352 MAPLE LN, CARLISLE, PA 17013
IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
vs.
DESIREE M MALSEED
Defendant
Case no: 08-7250 CIVIL TERM
NON-MILITARY AFFIDAVIT
The undersigned, who first being duly sworn, according to law, deposes and states as follows:
That he/she is the duly authorized agent of the Plaintiff in the within matter.
Affiant further states that the within Affidavit is made pursuant to and in accordance with the
Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521.
Affiant further states that based upon investigation it is the affiant's belief that the Defendant, DESIREE M
MALSEED is not in the military service.
Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data
Center (DMDC), which states that the Defendant, DESIREE M MALSEED is not in the military service.
Further Affiant sayeth naught.
G? - r
AFFIANT
SW O D SUBSCRI D 'n my presence this Oty
of .
COMMONWEALTH OF PECJNSYLVANIA
Notarial Seal
N ARY PUB Wayne A. Jones, Notary Public
City of Pittsburgh, Allegheny County
My Commission Expires June 29, 2010
Member, Pennsylvania Association of Notaries
This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be
used for that purpose.
Request for Military Status
Department of Defense Manpower Data Center
Military Status Report
Pursuant to the Servicemembers Civil Relief Act
Page 1 of 2
MAR-13-2009 08:27:57
- Last Name First/Middle Begin Date Active Duty Status Service/Agency
MALSEED DESIREE Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Military.
hwy r?. JM4-tom,..
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act
[50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940).
DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's active duty status by contacting that person's
Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on
active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA
may be invoked against you.
If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle
name), you can submit your request again at this Web site and we will provide a new certificate for that
query.
This response reflects current active duty status only. For historical information, please contact the
Military Service SCRA points-of-contact.
See: http://www.defenselink.mil/faa/?is/PC09SLDR.html
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 3/13/2009
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
VS.
DESIREE M MALSEED
Defendant
Case No. 08-7250 CIVIL TERM
IMPORTANT NOTICE
TO:
DESIREE M MALSEED
352 MAPLE LN
CARLISLE, PA 17013, Date of Notice:
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS
NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR
PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO
TO OR TELEPHONE THE OFFICE SET FORTH BELOW. 'THIS OFFICE CAN PROVIDE YOU WITH INFORMATION
ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED
FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA. 17013
(717) 249-3166
WELT N, WEINBERG & RE18S CO., L.P.A.
By:
Ma hew Urban
P.A.I.D.# 90963
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, 1400 Koppers Building
Pittsburgh, PA 15219
Phone: (412) 434-7955
6909001 N PIT KM3
Pmv*2%M
dF
T?e 91
?4
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
VS. Civil Action No. 08-7250 CIVIL TERM
DESIREE M MALSEED
Defendant
NOTICE OF JUDGMENT OR ORDER
TO: ( ) Plaintiff
(xx) Defendant
( ) Garnishee
You are hereby notified that the following
Order or u gment was entered against you
on O
(xx) Assumpsit Judgment in the amount
of $1301.07 plus costs.
( ) Trespass Judgment in the amount
of $ plus costs.
( ) If not satisfied within sixty (60)
days, your motor vehicle operator's license and/or registration
will be suspended by the Department of Transportation, Bureau
of Traffic Safety, Harrisburg, PA.
(xx) Entry of Judgment of
( ) Court Order
( ) Non-Pros
( ) Confession
(xx) Default
( ) Verdict
( ) Arbitration
Award
Prothonotary
By: 2?
PROT ARY ( DEPUTY)
DESIREE M MALSEED
352 MAPLE LN
CARLISLE, PA 17013
Plaintiffs address is:
c/o Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 7"' Avenue, Pittsburgh, PA 15219
1-888-434-0085