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HomeMy WebLinkAbout08-732711 % IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff No: b8 - 73x7 0'wil ferw.. vs. COMPLAINT IN CIVIL ACTION MICHAEL SANDERSON Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06943638 C N Pit CFR IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. Civil Action No MICHAEL SANDERSON Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK (USA),NA is a corporation with offices at 15000 CAPITAL ONE DRIVE RICHMOND , VA 23238 . 2. Defendant is adult individual(s) residing at the address listed below: MICHAEL SANDERSON 521 ERB LN ENOLA, PA 17025 3. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXX3909 . 4. Defendant made use of said credit card and has a current balance due of $2963.93 , as of September 30, 2008 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 21.200W per annum on the unpaid balance from September 30, 2008 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit 111" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , MICHAEL SANDERSON , INDIVIDUALLY , in the amount of $2963.93 with continuing interest thereon at the rate of 21.200% per annum from September 30, 2008 plus costs. James C WEL 436 Se Pitts (412) 4 FAX: 41 0694 61 armbroclt,42524 EINBERG & REIS CO., L.P.A. th Avenue, Suite 1400 h, PA 15219 -7955 -338-7130 C N Pit CFR This law firm is a debt collector attemtVing to collect this debt for our client and any information obtained will be used for that purpose. 1 ? In fad, even if we report your account as charged off, you'll still be responsible for paying your debt. So why not call us to see what we can do together to keep you from receiving such a serious mark on your credit record? We're here to help. Please contact us to find a solution that's right for you. You can make a payment with our f= check by phone service or speak to an associate by calling 1.800.955.6600. Make sure you call or pay the amount due on your Statement within 30 days to keep your account from being charged off. 0 2006 Capiml One Semiea, Inc. Capital One it a federally regnkA d serviee mark. Au rights rg wit SM13-08503 C-- lcw NOT PAYING YOUR DEBT 500013 what's in your wallet?' DOESN'T MAKE IT GO AWAY. Previous Balance Pa FINANCE yments 8 Credits CHARGE Transactions New Balance Minimum Payment Due Date $2,464.19 - $0.00 + $43.50 + $39.00 = $2,546.69 $546.69 Feb. 19, 2008 .rs. Dec. 27, 2007 - Jan. 25, 2008 Page 1 of 1 nFAM PAY AT LW TM AMOUNT MtastarCard Platinum Account Your account is six payments behind. R we charge off your account due to late payments, we will report the 5291-15734042 3908 charged-off status to several national credit bureaus, and the Purchase APR as reflected on this statement will be applied to all your outstanding balances. Act now to prevent this from happening. Please pay the amount due Your Account Infllrmatbn on your statement or give us a call at 1.800.955.6000. We'll work with you so you can take control of your TOTAL CREDIT LINE $2 000 account and start rebuilding your credit with Capital One. TOTAL AVAILABLE CREDIT $0.00 CREDIT LINE FOR CASH $2,000.00 AVAILABLE CREDIT FOR CASH $0.00 Finance Charges (Please see reverse for important information) Balance rate Periodic C?r applied to rate APR ,ng CHARGEE Purchases $2,491.60 045819% P 21.24% $43.50 Cash $0.00 0.06367% P 23.24% $0.00 ANNUAL PERCENTAI# RATE applied title period: 21.21% ® At Your Service 1-11004W7070 TocdlCuet mRd OmsaiomWaloafasPoNncard: ® Said payments to. CapOd One Bank • P.O. Box 70864 • Charlot4, NC 28272-0884 A Semi Inquiries to: Capad One • P.O. Box 30285 • Soil Lake City, UT 84130-0285 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit 6056 506 1 07 25 080125 PLEASE RETURN PORTION BELOW N cmamwo 1LA' I what's in your wallet?' New Balance Minimum Payment Due Date $ F 2,546.69 C $546.69 Feb. 19, 2008 PLEASE PAY AT LEAST THIS AMOUNT Amount Enclosed Capital One Bank %:; Box 70814 IIII1IllrrrIfIIIIlrrrl Charlotte, NC 21272-0884 Iulrllulrrrlrllualu6111gill rlrbrlu6rllulrr6rll,ull "Important Notice" Under the terms we previously, ddisclosed to you, your account is now eligible for an increase in Annual Percentage Rated (APRs) eIIectlve immedietey. However, Capital One has elected not to false your APRs at Oft time. Please be advised that If you fell to keep your account in good standing, Capital One reserves the right to miss your APRs in Ohs, future. You were assessed a past dire fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. PAGE 1 of 1 OIDM6056 PITH PAYMENT OR LOG ON TO W W W.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE Account Number: 5291-1573-4042-3909 Please print address or phone number changes below using blue or black ink. Address 5291157340423909 25 2546690060000546691 Home Phone ARemate Phone E-mail address @ #9002609813941447# MAIL ID NUMBER MICHAEL SANDERSON PO BOX SS4 ENOLA, PA 17025-OSS4 rarlll WIIIIUUIPlrlrlallrrtrlrlrrlrlrrlrklrlrlsalulaalr Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope. MICHAEL SANDERSON 4 ., 1. Harris Avoid a Fbunn Charge. t a. Gran Period. You war hies a minimum grace period of 25 days WOWit *Ono* deeps on new purchases, now babna trrafrs, now special pffdmm and mew other deeges If you pay your foM'ibw Solana', In aaadanae with the Important Nods for payments bekr, and In tlm for It to be credited by your payment due dab. Them Is e?acs period on cash schnimoss and spodal bwWm In addition, fees b e psace period on any transaction N you do not pay the total 'Now balance.- b. Accruing Finance Charge. TrrrarYOru ~ are not oubi b a grata period w aaaeaaad Mena tlrarps 1) turn to des of to Urwadion or 2) fawn to data the urwtlion te r aoassed to yaw Acoount or s) from to fatal abndr day of one orront babg period. Additionally If you rid not Paythe'New Been' from the Kwira habg period In Mi. Mane st-gr oadinw to accrue to your rpaW bslees until Oa urpsW baWws is paid in full. This mares that you may eW owe finance charges, even f you pay the aadm Now Beene bidkaed on the font of your dot--" by to payment due dare, but dd not do w for to pwba month Unpaid finance charges w added b the appliahb aepment of your Account. I c. IBnMan Flnwnon Charge. For arh -g period that your smart leertyrib¦Mona crop aniNmmwed FINANCE CHARGE c(30.60 WO be' t d. Tomprry Reduction In Flnennae Charge, Via mo r m the eGN b not seem ay ral Munn charges for any given bling period. 2. Avsraas Day Babes gookel i Now Pur jkkk sl Fterae darge Is OMM W by multiplying the daily balance of orb segment of yaw arsount *4, cash advarros pxdmmk IPWW hrefey and special p ldraa) by ore camepaWbg dairy pntodm era k(Weet hes her pwW. m applygar duty DeniodW cab Arch segent of your account to t day balance of ouch sagmeld. Than at the end of to billing period, we add up the mouth; d tines daily cakuMm to smhs at your Pefodc stenos damps for each sepmut. We add Lip tin mine from each segnsm b wfl w stmt bbl pwkxk kum dupe fr mar account To pet to day balerha foreadt repnentd your accaaa, w War tla bepbebg haWoe fr each sepnwt rid add any rewbrhndlaes and any Parlddic Mesa chaps Cabllabd an the pnurrr dit%balance lor fee espert. Wa am Warned say paynama or rides Posed es Baal dry that ore abaW to that sagmenc This gnso a am separate defy babrla for each "Sense of your account However. If you paid a* New Balance shown on your pwAo s statement In full (r If your new beans was inn or a radit neat), man kwoa&Jwm. which pod to your prurase or spacial padme es0 ern es saw not added to the daily balances. We calculate the avans p dally lalence by addbg all tiro daily balowas bpafu and dFAdn f tM sum by tie number of gar days In the aunt blip cycle. To nkuae your toad fnsnu charge, multiply by nor fees may be a variance balwses rib nkuleion and to smourt of liteeoe deeps actually anftmd. 3. Annual Pararlepe Rids (APR), a. The em "Annual Percentage kft* may oppose, an *APFr on to start of this settlement. b. If IM cods P (Quarterly Primal L (dairy LIBOR), C (Ou." CDl rS Mankard Prim) apprra on the fat of this statement no* to to periodic rate(s), the parotlle rata and amaeptnyrp ANNUAL PERCENTAGE RATES may wary, quarterly and nay, , - rdaorear bardm the dated bdoee, as bond ices The NleH Boost Journal, plus as margn pro-arly declared to you Thee dhripes W be elleravo on to ire day of your babg period covered by your periodic sentiment ending In the mont o of Jerwsry, April. Jury and October. m If to cod. o P+wAhy Prime), F (Mamwy LIBOR), at G mcd In the LOM) s? ? periodic Man and from of your t com sap mi ft ANNUAL PERCENTAGE RATES may vary monthly and may bear or densest bred on to wW indices, as found M TM Wei Street Journal, "to margin previously disclosed b you. Thera clumps will be ehctlw on to imt day of your bang period sun mmlh. 4. An"sn ant of Lac, Overintl and Reawned Payment Frs. Under Ua larms of your roomer aprsarent, w reserve she right b W" or not to assess any fm without prises rotiaaon b yto withra weNtrg our right a saws tie aww r sbnirfm mt a I W r ties. t&" sru . Yor AacrrL i• nurbalaldp fee appears mdm MomdyeraUd meMyou Iran30dysfmmfa did tie statement vas rreebd b you a avoid pybt the fie or to hate such fan credited to you it you central your account wRsot having to pay on merle aaNp hw. To curd your account. you must malty us by walking err Cluomar RaWlpa Dsporte eland pay your New Balance In fol (seckoft tin mmbenhlp tae) prior so to and oilhoaeb day period. 6, IF You Close your Aoauss. Ybu cam rarquess to close your accred by calling our Customer Relations Department. Ylou mud destroy your c aditar*) and account arses darks, arhoN M prosmMdzed bAng and wan using your aoooum. After yourmco" to des. N you wrome, to fmaaot r do not tanpsl pmWube d bOna via wall m orldsnnip da desp yt rarMafrtir a keep your account open. Additionally. your amount wit not be doead until you pry ON annum you was, us including: say trap schwas you have outlarhed. tens "go, past due sae, av~ Man, retuned payment lees, cash adwance, fee and any other ones; veered to your account. Yee ae responsible frtean reonls whsderfyr appear on your amount at the f on you request to floe the Sam" or they are Incurred subsequent to your request to does to account. This may mruit In carps appeasing on your amount afar you haves requested the account to be dosed. 7. Ualng Your Account. Your card or account cannot be used in connection with arty Internet, amifbg trarraWrr f. Notice About Oaekonb Clank Crr.raion When you proAds a drek as p symam, you autlrartts us erYur a use idamstm hen your duarA brooks a me-time eleaoce fmtl ImosMfrom ytar nett aoasat r a prour the Payment as a check tmwaallrn. Vifisen we were Information from your dncit to meta an abawitf" transfer, fn4 may be wethdrawn from your bank aocoum ore weer des acme dry we auks your paymet, ant you not salve your dhotis badtfrom yourlkuhcW khalkutlon. BILLING RIGHTS SUMMARY (In Gee of Enos or OduWara about Ybor Bur) If you flnb your hill Is sea% or it you nrd mars Information ¦ bercu dlen or bill, write to a on a separate shad r won as parable at M address for acquires alkn n on do from of tie sOU nhent We rust haw hat you no Isbr Yuen pB dye alter we nerH you to ion bur on which tla err rpobbm appeared. You CM call or Customer Rotation number, but doing w Will not prea one your Van, In your Was. pine w to it&- bitamatm: your rums and ecoc nt number. tla cedar amhhouht of tM suspected armor, a desorption of the emu and M exploration. I possible, of wiry you believe Hens Is an error, r If you mud mate Information, a description d the Ron you are unsure, about Nat do not hens b pay ay runt In question whin w au teheedpednp it, but you are eta ablgWad to pay the prat of your bur au are not in question. While we kwsstlpato your question. w twat report you es dsknquwt or Wo my notion to oolsd the amore you question. Ifyot Special Rule for u have a problem with the Card Pund quality of pmpwty or somicso that you purchased have to warrant the problem WM Its merchant, you may Wad In good forth have tho right not to pay to ronhstnig amount due on the prepay or erdose. You news ft protection only when to purchase price was mom than $60.00 and to p rdless sues mods in your home stab or within 100 miles of your mawg adder. Of are own croprate the narchent or, a we mallad you the advenWrrm for the property or services, all purchases ore cowed regardless of amount or location of pathos.) Pleses remember to sign all corre rprldrhr. t Does not apply b consumer rroncmadf card accounts Dos not apply to boWOr nonradk card accosts Capital Ons supports wifrmallrn ply protection: w our watsa at idIdlLCee. COW One Is a federaly registered service mark of Capita One Financial Corporation. N dphte baerved. O 2005 Capitol One O1DMW50- 1.04M0107 rpm MMm: P.ymwas you mad to to will be mdwd Is your worm a rife bear dayrmrehe it, pwided (1) you end ore berm podm dfe dMmwdxWyw dads h to rdoed rmatssarendWe ass (2) ywpynent he staked hrrpror lm omie by J pm Ely (12 roe M Pker dmm MM*n(5) kWmn dmp rpoWlddmy. Peynsna recaled by a atrgodeor l Iau rib cry otrfor naynci b aadiss r cltlw day an raeMa tlusm Qrbhssrr dye rsaorWy tlhagh SNmay. ecdudiiq iearra PMedoMwshpts,pWwdpe,ekewhatp ml yourpsyneet. CAPITAL ONE BANK (USA), N.A., Plaintiff, V. MICHAEL SANDERSON Defendant(s). VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is an authorized agent of Capital One Services, Inc., an affiliate of and service provider to CAPITAL ONE BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Dated: ?- _ Barbara Edwards A049 WELTMAN, WEINBERG & REIS CO., L.P.A. ?p =-X{ * ? 00 c ` RU c = CZQ LA --r_ -Tj SHERIFF'S RETURN - REGULAR CASE NO: 2008-07327 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK (USA) N A VS SANDERSON MICHAEL SHAWN HARRISON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon gANnPPgnM MTrTiART, the DEFENDANT , at 1239:00 HOURS, on the 3rd day of January , 2009 at 607 STATE ROAD ENOLA, PA 17025 by handing to DOUG WHEELER, FRIEND, ADULT IN CHARGE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 27.00 .00 10.00 .00 55.00 So Answers: R. Thomas Kline 01/05/2009 WELTMAN Sworn and Subscibed to By: before me this day of A.D. ? = .} C°`. y . S , r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff No. 08-7327 CIVIL TERM VS. PRAECIPE FOR DEFAULT JUDGMENT MICHAEL SANDERSON Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06943638 Judgment Amount $ 3,246.76 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff vs. Civil Action No. 08-7327 CIVIL TERM MICHAEL SANDERSON Defendant TO THE PROTHONOTARY: PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant, MICHAEL SANDERSON above named, in the default of an Answer, in the amount of $3,246.76 computed as follows: Amount claimed in Complaint $2,963.93 Interest from September 30, 2008 to April 03, 2009 at the legal interest rate of 21.20% per annum $282.83 TOTAL $3,246.76 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: C!v/?"- William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06943638 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 7`h Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 521 ERB LN, ENOLA, PA 17025 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff VS. MICHAEL SANDERSON Defendant Case no: 08-7327 CIVIL TERM NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, MICHAEL SANDERSON is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, MICHAEL SANDERSON is not in the military service. Further Affiant sayeth naught. 77 AFFIANT SWORN TO AND SUBSCRIBED in my presence this day of I' rd CtllFn?(`c'`L? r?l ti oi-I ,.ISYLVANiA ^ N.^,.ti NO ARY ?KC Wayn A Jor" Iw ='ry public City Of P?shum Ali gi1©ny county My Gornrra n ? "'une. a,2010 Men^:ber. Fay ..ridL,ry' _ c' fiat r Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 APR-03-2009 06:29:01 'C Last Name First/Middle Begin Date Active Duty Status Service/Agency SANDERSON MICHAEL Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. 41 0444_4(??- Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink.mil/faq/pis/PC09SLDR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prq_Select 4/3/2009 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. MICHAEL SANDERSON Defendant TO: MICHAEL SANDERSON 521 ERB LN ENOLA, PA 17025 Date of Notice: Case No. 08-7327 CIVIL TERM IMPORTANT"-N0TTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA. 17013 (717) 249-3166. WELTMAN, WEINBERG & REIS CO., L.P.A. By: f Matthew Urban P.A.I. D.# 90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, 1400 Koppers Building Pittsburgh, PA 15219 Phone: (412) 434-7955 6943638 N PIT KM3 y F ? rlU (?c TL 2059 Ai R' 26 ?t.a l4rt .,? 1 `# 6 14 , oo pp p-nq C:ILo 399 c4,u OU4307 "?kiA.l? IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff VS. Civil Action No. 08-7327 CIVIL TERM MICHAEL SANDERSON Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or judgment was entered against you on Imuld (xx) Assumpsit Judgment in the amount of $3,246.76 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: PR HONOTA R PUTY) MICHAEL SANDERSON 521 ERB LN ENOLA, PA 17025 c/o Weltman, Plaintiffs address is: Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 7s' Avenue, Pittsburgh, PA 1-888-434-0085 15219