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Home My WebLink About08-7463v PAUL J. KLEMM, ESQUIRE NUDELMAN, NUDELMAN, & ZIERING, P.C. 425 EAGLE ROCK AVENUE ROSELAND, NJ 07068 973-618-0000 ID # 92125 Defendant(s) ASSET ACCEPTANCE LLC, As Assignee of HSBC CONSUMER LENDING (USA) Plaintiff(s) V. MICHELLE Y PUGLIESE ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY ei ll, wm COMPLAINT IN CIVIL ACTION NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. COURT ADMINISTRATOR Cumberland County Courthouse 1 Courthouse Square, 4`h Square Carlisle, PA 19013-3387 (717) 240-6200 AVISO USTED HA SIDO DEMANDADO/A EN CORTE Si usted desea defenderse de las demandas que se presentan mds adelente en las siguientes pdginas, debe tomar acci6n dento de los pr6ximos veinte (20) dias depuds de la notificaci6n de esta Demanda y Avios radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqua en contra suya. Se le advierte de que si usted falla de tomar acci6n como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier otra reclamaci6n o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mds aviso adicional. Usted puede perder dinero o propiedad u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUIENTE OFICINA ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAD QUE CUALIFICAN. SERVICIO DE REFERENCIA LEGAL COURT ADMINISTRATOR Cumberland County Courthouse 1 Courthouse Square, 4`h Square Carlisle, PA 19013-3387 (717) 240-6200 . -ft PAUL J. KLEMM, ESQUIRE NUDELMAN, NUDELMAN, & ZIERING, P.C. 425 EAGLE ROCK AVENUE ROSELAND, NJ 07068 973-618-0000 ID #92125 Asset Acceptance LLC , As Assignee of HSBC CONSUMER LENDING (USA) V. Plaintiff(s) MICHELLE Y PUGLIESE Defendant(s) ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY we. 0 COMPLAINT IN CIVIL ACTION AND NOW, comes Plaintiff, Asset Acceptance LLC , As Assignee of HSBC CONSUMER LENDING (USA), by and through its attorney, Paul J. Klemm and the law offices of Nudelman, Nudelman & Ziering, P.C., and files the following Complaint in Civil Action and in support thereof aver as follows: 1. Plaintiff, Asset Acceptance LLC , is a corporation licensed to do business in the State of Pennsylvania. 2. Defendant, MICHELLE Y PUGLIESE, is an individual and citizen of the Commonwealth of Pennsylvania, who is believed to currently reside at, 24 BIG SPRING AVE APT 1, NEWVILLE PA 17241. 3. At the special insistence and request of the Defendant, Defendant was issued a credit card and / or line of credit by HSBC CONSUMER LENDING (USA), account number 71180000595845. AST01680 4. The Defendant is responsible for an unpaid balance in the amount of $6,746.72 and interest in the amount of $.00. 5. Plaintiff, Asset Acceptance LLC , is the assignee of Defendant's HSBC CONSUMER LENDING (USA) account, account number 71180000595845. 6. The Defendant is liable to the Plaintiff, Asset Acceptance LLC as Assignee of Defendant's HSBC CONSUMER LENDING (USA) account in the amount of $6,746.72. 7. Plaintiff has made demand to Defendant for $6,746.72, but Defendant has willfully failed and/or refused to reimburse Plaintiff for the aforesaid sum due. Wherefore, Plaintiff demands Judgment in its favor and against the Defendant in the amount of $6,746.72, plus attorney fees of $1,686.68 and interest from the date of breach, with continuing interest thereon at the legal rate from the date of Judgment plus anticipated court costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Respectfully Submitted: NUDELMAN, NUDELMAN & ZIERING, P.C. Paul J. Klemm, Esquire 425 Eagle Rock Avenue Roseland, NJ 07068 (973) 618-0000 AST01680 VERIFICATION The undersigned, Paul J. Klemm, Esquire, hereby states that he is the attorney for Plaintiff in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief. Counsel has signed this verification at the request of Plaintiff as a matter of time and convenience. Plaintiff has represented to counsel that there is a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel to sign this verification. Plaintiff agrees to provide a verification signed by Plaintiff upon request by Defendant. The undersigned understands that the statements herein are made subject to the penalties of 19 Pa.C.S.A Section 4904 relating to unsworn falsification to authorities. Date: November 26, 2008 Paul J. Klemm, Esquire Nudelman, Nudelman & Ziering, P.C. 425 Eagle Rock Avenue Roseland, NJ 07068 (973) 618-0000 AST01680 n ? ? ?^ ? ? ? ?- ?zF- r O „v ? ;, f"y'7 t`-? ? C' T r?r? ?? - °? ? ?` ? , -: w v I . ?'r?r? _ . ' ? ._._ :? SHERIFF'S RETURN - REGULAR CASE NO: 2008-07463 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND ASSET ACCEPTANCE LLC VS PUGLIESE MICHELLE Y NOAH CLINE , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon PUGLIESE MICHELLE -Y the DEFENDANT , at 1640:00 HOURS, on the 5th day of January , 2009 at 24 BIG SPRING AVE APT 1 NEWVILLE, PA 17241 by handing to MICHELLE Y PUGLIESE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge Sworn and Subscibed to before me this of So Answers: 18.00 9.90 .00 10.00 R. Thomas Kline .00 37.90 01/06/2009 NUDELMAN NUDELMAN ZIERING By: day Deputy Sheriff , A.D. CX) k / - ~ y ASSET ACCEPTANCE LLC. As Assignee of HSBC CONSUMER LENDING (USA) Plaintiff V. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA : No. 08 - 7463 - Civil Term MICHELLE Y. PUGLIESE, : CIVIL ACTION - LAW Defendant Praecipe for Entry of Appearance Please enter my appearance on behalf of the Defendant above. .f Geoffrey M. Biringer MidPenn Legal Services 401 E.Louther Street Carlisle, PA 17013 (717) 243-9400 Supreme Court ID#18040 4"? C"`y '+ _. .t ? ___ _ ('*?1 °.'^]e "f .n a ASSET ACCEPTANCE LLC. As Assignee of HSBC CONSUMER LENDING (USA) Plaintiff V. MICHELLE Y. PUGLIESE, Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA No. 08 - 7463 - Civil Term CIVIL ACTION - LAW PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT AND NOW, comes the defendant, Michele Y.Pugliese, by and through her legal counsel, MidPenn Legal Services, and files these PRELIMINARY OBJECTIONS TO PLAINTIFF'S CIVIL ACTION COMPLAINT, and in support thereof avers the following: 1. Plaintiff is Asset Acceptance LLC, an assignee of HSBC Consumer Lending (USA). 2. Defendant is Michelle Y. Pugliese, (hereinafter "Defendant") 3. Plaintiff filed its complaint on December 24, 2008. 4. Plaintiff claims that it is owed a balance on account for $6,746 for Defendant's use of HSBC's credit card. PRELIMINARY OBJECTION PURSUANT TO PA. R.C. P. No. 1028(a) (4)) (Demurrer) 5. Paragraphs I through 4 of Defendant's Preliminary Objections are hereby incorporated by reference hereto. 6. Plaintiff does not allege that there was any agreement between the Plaintiff or its assignor and the Defendant, merely an application for a credit card. 7. Absent such an allegation, Plaintiff fails to adequately state a cause of action. 8. Absent proof of a valid assignment to the Plaintiff, Plaintiff fails to state a cause of action against the Defendant as Plaintiff has no standing, absent such proof, to bring this claim. WHEREFORE, Defendant prays that Plaintiff's Complaint be dismissed with prejudice for failure to state a cause a cause of action. PRELIMINARY OBJECTION PURSUANT TO PA. R. C. P. No. 1028(a)(3) (INSUFFICIENT SPECIFICITY IN A PLEADING) FOR FAILURE TO PROPERLY PLEAD ITEMS OR TIME, PLACE AND SPECIAL DAMAGES 9. Paragraphs 1 through 8 of Defendant's Preliminary Objections are hereby incorporated as if fully set forth herein. 10. Plaintiff claims that it is owed a balance of an account in the amount of $6746.72, plus attorneys fees and costs, yet attaches nothing to the complaint that would verify said debt. 11. This allegation of application and use of a credit card fails to specify any agreements of the parties, terms and conditions of the agreements, amendments to the agreements, the Defendant's request for products, goods or services or the amount, or time and place of individual credit transactions. 12. Plaintiff fails to sufficiently specify the type and/or amount of the alleged debt owed, including the amounts and dates of the alleged charges, the amounts and dates of any payments made, the amounts and dates of any interest charges, and the amounts and dates of any other charges. 13. Pa. R. C. P. No.1019(f) requires that averments of time, place and special damages shall be specifically stated. 14. Plaintiff's general assertion of damages therefore is in violation of Pa. R. C. P. No, 10 t9(f) and renders Defendant unable to properly defend this action. WHEREFORE, Defendant respectfully requests that this Honorable Court dismiss Plaintiff's Complaint with prejudice for insufficient specificity in a pleading. PRELIMINARY OBJECTION PURSUANT TO PA. R. C. P.No. 1028(a)(2) and No.1019(i)(FAILURE OF PLEADING TO CONFORM TO LAW OR RULE OF COURT) FOR FAILURE TO ATTACH A WRITING 15. Paragraphs 1 through 14 of Defendant's Preliminary Objections are hereby incorporated as if fully set forth herein. 16. Plaintiff bases its claims against Defendant on an application for a credit card between Defendant and Plaintiff and Plaintiff's assignor, HSBC. 17. Plaintiff has failed to attach any assignment from HSBC or credit agreements made or signed by Defendant to either the Plaintiff or HSBC. 18. Pursuant to Pa.R.C. P.No. 1019(1), when a claim is based upon a writing, the pleader must attach a copy of that writing or provide explanation for its absence. 19. To the extent that any credit agreements or assignments between Defendant and Plaintiff, and/or Plaintiff and HSBC are written, Plaintiff's Complaint fails to comply with Pa. R. C. P. No. 1019(i) in that Plaintiff has failed to attach to its Complaint a copy of any such written agreements or assignments or any explanation for the absence thereof. WHEREFORE, Defendant respectfully requests that this Honorable Court dismiss Plaintiff's Complaint with prejudice for failure to conform to a law or rule of court. Respectfully submitted, Date MidPenn Legal Services By: Geoffrey Biringer 401 E. Louther Street Carlisle, PA 17013 (717)243-9400 CERTIFICATE OF SERVICE I, Geoffrey M. Biringer, being a member in good standing of the Bar of Pennsylvania, hereby certify that I served a true and correct copy of the foregoing Preliminary Objections on this 2d day of February, 2009, by placing same in the United States mail, first class, postage prepaid, addressed as follows: Paul J. K1emm,Esquire 425 Eagle Rock Avenue Roseland, NJ 07068 MIDPENN LEGAL SERVICES yJ It ??L By: 4,rjr--? - t? Geoffrey M. Biringer Attorney for the Defendant 401 E. Louther Street Carlisle, PA 17013 (717)243-9400 Supreme Court ID#18040 i Cs7 I k '"x`3 ?? ?,?:? ,? - ??:, ?.:? .. ;_;