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HomeMy WebLinkAbout08-7468ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff /89-1161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. JAMES ANDERSON 1061 Nanroc Dr Mechanicsburg, Pa 17055 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 08- 'MOS 0'-WV A ber" NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. CIVIL ACTION COMPLAINT AVISO Le hen demandado a usted en B corte. Si usted quiere defenderse de estas dematdas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a Is carte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar Is demands en contra suya sin previo aviso o notificacion. Adernas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO T1ENE ABOGADO O St NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DiRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. JAMES ANDERSON 1061 Nanroc Dr Mechanicsburg, Pa 17055 Defendant(s). ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. O k- 7 `l Ca ett u p- --CIVIL ACTION COMPLAINT I. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, James Anderson, is an individual who resides at 1061 Nanroc Dr Mechanicsburg, Pa 17055. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about February 1, 2008, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $44009.52 at an annual percentage rate of 8.900%, in order to purchase a certain motor vehicle, 2008 Ford Escape more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $657.72 for a period of 66 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant failed to make any payments pursuant to the Contract and is therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $15400.00, however a balance of $19603.87 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $774.38 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $20378.25. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $20378.25, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAURI NEEDL N, P.C. CHARL A. TAYL ESQUIRE Attorney for Plaintiff Date: December 19, 2008 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for . Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: A. TAYLOW, ESQUIRE DATED: December 19, 2008 PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE -02/01 /2nr19 1d00•727.71100 T Suiret a Cc,&r, ) Nans erb Atwam (h lMdW County am 6E1LERICRewon (steer Nellr rte Adeew JAMES CLARENCE ANDERSON SR MCCAFFERTY FORD 1061 NANROC DR 6320 CARLISLE PIKE MECHANICSBURG PA 170SS4467 MECHANICSBURG PA 17060 wwr.IOtdcredilDOm FM 05 TM lab M aryl b a.rl talerled b w "FU .' r. The Selbr/Cresbr b r repbw peW b a w aet6t. TM aen Poa b Tenn oebw m •caan Ptlc..• 1M WN ilk. b slaMn GWte•• .. _ You, meY bly el. wrwi. aswbea caoew to M ea M it an weal 4 •Taw sw Plie..• to ...M.... xw ......Y ._ We- El Apiaxura ESCAPF l ? Canb.ae, ITEMIZATION OF AMOUNT FINANCED tlISURANCE 1. cater Prlc.._......_....._........_........ _ . _..... .................... f 22i2n nntl VEHICLE YOU MAY OBTAIN VEHICLE 2. Down Paymea INSURANCE FROM A PERSON OF Third Parry Rob le A..Ig..d m faw .................._.. ................ f Y / A YOUR CMOICE. Cash Down P s inn nn TreW.ln1(!06 QO?T?A f 1Ia/n nn f 29i77.MTS p BOD INSURANCE COVERAGE on LIAMIRM FOR Albwap Anaun CM+b FOR BODILY INJURY NJURY AND PROPERTY Tow Dawn Pelnew.._.._... ..._...._.......... f _._.._.?....._.._._ inQ nIY DAMAGE CAUSED M OTHERS M NOT a7 aICLUDED. i lik"Id Beebe of Ceeh Ma (I rralua 2) ........ _...._...._........ f 77_ 07n nh3) 4. To Awmeft Oe1Wm Youl bMelf MOM may be rafAleblg a portion or Ira. eneunle) CREDR LIFE, CREDIT DISABILITY AND paid POW OTHER OPTIONAL INSURANCE ARE (i) lot l,mom (f 6.001, lies If ), h NOT REOMRED TO OBTAIN CREDIT e prlralbn (f N/A I. lees f 28.50 AND WILL NOT BE PROYpED UNLESS r YOU SIGN (I) lot Mire boa f _ 5.00 PREMIUM. AND AGREE TO PAY THE Ii)) for taxes (not in Cash Prim) f A7B. )0 f 711.70 T. Irmo- ce opeow. 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Tn. m Morals" tine a a "" riot b Your m Per whin Yau m wial?tl° vaR err ed . wd w4 P.wMw ootww?arlnY01fwa Buyer Sgrm 8.90,A L. 9303.91 34105.6 43409.5 as M•? _ 009.52 r Co-Bu Signs air a IAewrir a "HER OPTIONAL ? ?Anmrpy OTand 0 17 MOM NA A N NIA BY N/A p"Wraarb , wa.a: Y, pedreb. Y /A M Lase Yay w7- PRY a W rprPe tla Perm a aql mise ie 2 DprsaA a Ala by arwA. PaMearx reorwe Rae ten 1a BY N /A cafe aeb Me- see .m -VW r see- bbrnrbn an AA W Hera. Z.- a Yar debt ' Ads bebwa?tlaY ? You wmll the optional elReeme, for Metier, Premiums n illdleild abaw. If you ail nil lrmal yWr MrMred obtgaeons, you may sole your vehicle, m WON all i; Parts and goods put on Your V0hWW and Today or goods eceited for yoawt? Buys Spa Nlr ? Your br irlerNrrlenl PeYtwn alder dse cis • Waoan peYlrlenl. LZ- Mu pe -week, me- dled, ft Praeaph B, ate 1>eegrapll C a arc a tt Th. Va -Toed Y. m charged for whw wear bawd Won oil amlderda b • nab. v ter rlorlrlr You wdw W"L ste em Mr 1d. bash b SO uMp e ft. PN 8, You meal PeY ae Sarr S0. n pa mb la rtlr mNe b of lilies 8haall M ft Wormerr. eXCeY _ eftl- AAeleera E1I1RA NeI.E_ OITDII CIEIaT d We but a aadr M hew mplie" ar B NYa oormad wr4lee a biroon Pitim (w NIdM•alae aboMe), am you Imva ePeana old b?rrr miluked b door Ted awedew Your OPaan a ate ti veleda b Yr SeMa uMer Pmapapb B, hide raw Maamwara raoeaerlw.rpr weNr pemglapr, 1PPeea b Fur,ppwad Ape ecrme.w arm a a4. an ai baI a the .Iewra Aere?w wledr r leww . u.d MD. ^,^ Per Urw mss for w-meet a?mMedY mws Pa aa?e.?r e«?iawor?isY.?rtm.den bell aln 1111 sW IIfA -ft bw ay emoWa You aermdwra PY ? aweabew owe "edlr fits -veal. You wa 0; necaiw 4' thle Nleatl emit aadY, a you N le d.rA. Y?uw wa rat mceiw Yeacle r diellroWd. New dlen s1.0D. anY a.dl a he Anal e Ater dew b et enam a.r r i w NONLMODIFICATION DISCLOSURE ro am a an.a by you aW er seep. TIE REVERSE 610E OF TIIB CONTRACT. ""' ^""` ra sec rUDIrD BY THE ARBRRAT M PROVISION ON dgM b rawh a RMa mill' be naSaS?d dB/ Ur Seller. Th. Sillier -1, Resign this commits end Portion of UII Firms" Cher". ewY reMhl NOTICE TO BUYER Do not sign this Contract In bionk You me entitled to an aIIaCt KOOP N to protect your legal Ights. CDPY Of the contract that you sign. X_ Buys (and C"uyer) ac nlowledgs that (t) bslon alBnlno this Contract F600100d And sign nil ti hi rnldraco 8u& (antd nWMm y fllled le coPY and (N) at ow ttkw of . D-BYYee) received a true and comphWY filled M Lopy of 1Ms r- aim C.O.wtX_ AFfER7Y FORD TIIa CONTRACT M NOT YAUp IINtIL YOIN AND 7MN R. Bart rw rrrr a°' w'TBRMiRIM e _ _ afeyea?e ?w _ ?eDSRFR1NeA Bill. ?' ?"'PAerw..R IU ?alB awe, r T?Mli4F wreeL ar a Mao ar were.. a CAFFERTT FORM rr BY lr?.,- ?, 9E µi'-e'r'.L.-._ R;?dl arw s+r+w.+remw T. am iwarweo r.l E OIMER SIDE FOR AOppIDNAL AaREEMENTg ORIGINAL -? _7 AOISIYIONAL AGREEMENTS A. pay iias ?Srbrary 14.11m: YW a TuN nW. pay- lifift daNalanyamoviloWpar" Tit itg. 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A w affil, M11 pupl Mpg?ee b rwa M IWMWaIp dpMa ? may. ,(? a M ?a11MMaa A CLASS MOIaER bl ANY CLASS CpN? rltSy Mnk ?'IryE Aswla AYALAaIa ¦ A ltu sur • mNmralawNn,iaRr AwaArN4Ai w N UMMnr `.. :.. _ Vill We M aq?4Ll I) *O ob"ad?yr AI ra Wa NNam b ham m "-nine raha, Waxy wNyYq elapse bail a wyrpAft MMYii i ape'pyd jq , n Mob H__ N YdaW n Ealr ry wasp wNaM r aM aara/rt Mr bol-ara,M othw Prgr b a arbaaYak Ty applcaab lama (ft •1kiMam a PMYMr MwMaweyr, tlN ==* AaaMI'm r,I?agOu771 .m WWW.wl .. _• rrMIaesA A .ate g Mr^WaaalrtS. M~la MwaMVrwdw aNrpeplr k. rrdlpapYrrrMprla ypw.dadi arYaMIM YOM wa MNOPIwWOn aM1 rarjd Iw PmYx da rMkNaNPn dry faml. rbcaYhY? N»a? ?.neox.aaa. awl ware wl Nee OTNER sloe FCn ArmlTlawAt AoRyeMears ? ?i "'PRN"` Ford Motor Credit Company P.O. Box 31111 TAMPA, FL33631-3111 (877) 349-5260 POINPY00200042 JAMES C. ANDERSON SR 1061 NANROC DR MECHANICSBURG PA 17055 L NOTICE OF OUR PLAN TO SELL PROPERTY we have your property described above because you broke promises in our agreement. x? PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will sell the property above at private sale sometime after 15 days from the sale to the highest bidder on the date below described adabove i ament Date of Notice shown above unless redeemed by you date). The sale will be held as follows: prior to such sale. Date of Sale Time of Sale Place o/Sate You may attend the sale and bring bidders if you want. The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money under your agreement: 1) The buyer and any cotwyer named above; 2) Any dealerloriginal creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. NOTICE OF REPOSSESSION The property is presently stored at: MANHEIM AUTO AUCTION 1190 LANCASTER ROAD MANHEIM PA HOW TO GET YOUR PROPERTY BACK To get your property heck, pay us this amount by certified check or money order before the vehicle is sold. Unpaid Balance $ 3498471 Plus Costs. Repo Expenses $ 20000 $ $ Plus Late Charges $ 2630 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 35,211.01 (Pkrs expenses incurred if default at the time of repossession exceeded 15 days and less rehaft received alter the date of this notice.) Your property wool be sold -a 16 days after the date of this notice at the EARLIEST. After that you can still get it back any firne before irs actually soli. If you do, we'll have no further claim on it. But the longer you wait, the more costs (including repairs) you may have to pay. If you have any questions about this, please call us. ? The properly has been (or will be) returned to: Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. if you r/e mob creditor) after the sale, You will pay it to the dealer/original creditor. You owe money ? PERSONAL PROPERTY, Any personal property found in the vehicle contacting this office. Thereafter, the personal rrna be reoleimed by you within the rosin 60 days or, in accordance with state law, by property shall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (QI Exchange LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above. PAYMENTS: All payments to us must be by certified check or money order. MILEAGE DISCLOSURE: if you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you don't want to get your property blank, call the insurance company or the dealer/off creditor to make sure that any insurance has been cancelled. You have a right to get credit for all Premium refunds. FFNA 1198&37 Jan 02 Prelims editions may NOT be used. Printed in U.S.A. EWE BOLES CUSTOMER/CUSTOMER FILE Ford Motor Credit Company P.O. Box 31111 TAMPA, FL 33631-3111 (877) 349-5260 C? 7190 0640 0010 0017 3940 POINPY00200042T JAMES C. ANDERSON SR .:.. 1061 NANROC DR MECHANICSBURG PA 17055 _ MCC Cti `' y N o o p S $ ? O 0 _ s$? o $ A S 8 O ?? V y N N A A ? A M b M N N H to co W 44 O p y y H A tsQ J 1A U. ? d ?- N N ~ co r C W LO & N Q? 'a ?? N ufW N CY co +N" 10 59 aD pp = c7 ?N, ?? ^z M (!JA A M WU? 7 to ;! g M O ` 09 cL G N a a o? of j I $;3z' NZCV= Whoa tDd'ocr ovz Qd' 9a z OG RS S o o 4 _ z}- v? w a u; =a 7o w z a BE] a=c?uc b?'W Sze 0 g?3z?0 $a 8101.- JS ? r ZO?°w z guvi z?Zma? ZOQM-1? Gg k C o?u?p o???pWNOJ _?w -O =xau? z.<( Y oz.-J oa7"ia. otnr?y? oUA`?a ???? m m ,n A M1 p m o- 0' m cr Q. r m m m s s M1 N M1 x ?O A ri r9 M1 M1 N M1 L r r? $ c p~ p p 0 O C ° O p C3 1A ? O p O p ?$ 0 C Yp! z' rq rQ-1 ,°? A O p O 'b 14 O G G O _ C2 5 ° L N a -0 A D ro O G 10- C3 D c -0 0!V O c O ° ° o o ° ° g d r%- M1 M1 M1 M1 M1 M1 ? 16 EE6EZt000'COOOh90 4 A a m Ford Motor Credit Company P O BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2008-07-09 POJWA500100153 JAMES C. ANDERSON 1061 NANROC DR MECHANICSBURG PA 17055 STATEMENT OF SALE Account Number: 043471112 The following property has been sold. Year Make Model 2008 FORD ESCAPE Balance owing on your contract Deduct: Finance Charge Rebate Balance less Finance Charge Rebate (1 - 2) Deduct: gross proceeds of the sale Balance less gross proceeds of the sale (3 - 4) Add: Expenses of retaking and storing, and any attorneys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate Other: Vehicle Identification Number: 1 FM0003Z18KC22893 (2) $ 0.00 (4) $ 15,400.00 (6) $ 455.00 (7) $ 0.00 (8) $ 462.14 Deficiency- (1) $ 35,011.01 (3) $ 35 011.01 (5) $ 1961101 (9) $ 19603.87 Surplus* (10) $ N/A The Surplus/Deficiency will change based on monies received by us (credits) or additional a expenses 8 interest added to your account (debits). llowed Surplus* or Deficiency** * If the sale resulted in a surplus, a refund for the difference will be mailed to you. ** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Ford Motor Credit Company Mail deficiency payment to: P.O. BOX 6508 Ford Motor Credit Company MESA ARIZONA 85216-6508 DEPT 194101 (800) 732-2264 P.O. BOX 55000 DETROIT MI 48255-1941 FFNA11990 01/04 Previous editions may NOT be used. rn 'F c -? l ?T- u ?fi W } ;i . cry ca SHERIFF'S RETURN - REGULAR CASE NO: 2008-07468 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS ANDERSON JAMES MARK CONKLIN , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon ANDERSON JAMES the DEFENDANT , at 0850:00 HOURS, on the 3rd day of January_-, 2009 at 1061 NANROC DRIVE MECHANICSBURG, PA 17055 by handing to SHINA ANDERSON, WIFE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit. Surcharge Sworn and Subscibed to before me this of So Answers: 18.00 9.90 ?_e .00 10.00 R. Thomas Kline .00 37.90 01/05/2009 MAURICE & NEEDLEMAN By. day Dep ty h f A.D. C "--? -Tl MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) "/89 /1J5 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JAMES ANDERSON CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 08-7468 Civil Term Defendant(s). PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the verification of the Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, for that of the verification previously filed. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. Date: February 26, 2009 Attorney for Plaintiff CERTIFICATE OF SERVICE I, Charlene A. Taylor, Esq. hereby certify that on this date I have caused a true and correct copy of the foregoing Praecipe to Substitute Verification on behalf of FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, to be served by regular, first class mail, postage pre-paid upon: JAMES ANDERSON 1061 Nanroc Dr Mechanicsburg, Pa 17055 Respectfully Submitted, MAUWCE & NEEJ)LEMAN, P.C. BY: C;harle e". T ayldi, Esquire Attorney for Plaintiff DATED: February 26, 2009 VERIFICATION I, Audy-Aden verify that I am the Authorized Representative for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, and are duly authorized to take this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unworn falsification to authorities. BY: FORD MOTOR CVREDITCOMPANY LLC, A Delaware Limited Liability Company DATE: MC 19 M JAMES ANDERSON Our file no. 8955 48063000000043471112 rn , m MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21S) /u9-/155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JAMES C SR ANDERSON Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-7468 Civil Term PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, JAMES ANDERSON in the amount as follows: Principal Amount $ 19603.87 Interest to Date $ 1199.81 TOTAL $ 20803.68 MAURI BY: Attorney for , P.C. TAYLOR, ESQ. Date: April 15, 2009 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (115) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JAMES C SR ANDERSON Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-7468 Civil Term AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that he/she is an attorney at law and that on 02/17/2009 he/she mailed a written Notice of Intention to File the Praecipe to Defendant, JAMES ANDERSON, at 1061 NANROC DR, MECHANICSBURG, PA 17055 by regular mail. MAURICE E DLI BY: CH E A. Attorney for Pla SWORN TO AND SUBSCRIBED before me this,),2 day of NotaryPublic-yr,?? WTA%k SEAL AGO SMAM. Rd* 1P.C. YLOR, ESQ. MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (11 J) /Z59-/15J FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JAMES C SR ANDERSON Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-7468 Civil Term CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 02/17/2009 to Defendant, JAMES ANDERSON, against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 02/17/2009, a copy of the mailing to the Defendant and affidavits of service are all attached hereto. MAURICE & NEEDLEMAN, P.C. BY: C YE JTAYLOR, ESQ. Attorney for Plaintiff Date: March 17, 2009 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (L 15) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JAMES C SR ANDERSON Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-7468 Civil Term CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant: JAMES ANDERSON, 1061 NANROC DR, MECHANICSBURG, PA 17055 MAURICE & NEEDLEMAN, P.C. BY: I CHA YLOR, ESQ. Attorney for Plaintiff Date: March 17, 2009 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 1J) /6y-/1JJ FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. JAMES C SR ANDERSON Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-7468 Civil Term AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that he/she represents the Plaintiff in the above entitled case and that Defendant, JAMES ANDERSON, is over 18 years of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and belief, Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. MAURICE MNE AN, P.C. BY: CHA YL OR, ESQ. Attorney for Plaintiff SWORN TO AND SUBSCRIBED before me thi r-n da of 0 Notary Public WTPMLSEAL As= , P P11db #d February 17, 2009 Our File No. 8955 Avornen of Lac soile 985, One Poaa Cea1a 1611 John F. Keofnrdl Ned. FWW61pl1a, IA 19f 08 1®1.215.665.1183 fox 215.568.8911 ww w.nedawK.coa Donaid S. Maurim Member NJ In Board CerNled Creditors' films lee Aaferiaea toard of (ordRc " Joan Nemlemw Mass be( IA i NJ Bar Tbawas B. Dondfa?ye Member NJ, NY B PA Bar Charlene A. Io11er Member /A ter New Juse1 Office Moorks A NeedMwwe, U. Suife 2001 591a11er E. Fula 11sd. flemi", NJ W22 lel. 901.287.4550 fox 901.281.4551 JAMES ANDERSON 1061 NANROC DR MECHANICSBURG, PA 17055 RE: FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY v. JAMES C SR ANDERSON CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 08-7468 Civil Term Dear Mr. ANDERSON: Enclosed please find a ten (10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on 1/3/09. Unless an answer to Plaintiffs Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, MA CE & NEEDLEMAN, P.C. Ch", Esq. CT/jm Enc THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (L1S) /tSy=/IJJ FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JAMES C SR ANDERSON CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-7468 Civil Term IMPORTANT NOTICE TO: JAMES ANDERSON DATE: February 17, 2009 1061 NANROC DR MECHANICSBURG, PA 17055 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WTTIIIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. Y0USROUWTAKE'Tws PAPTo YOUR LA ATONCE-1FVWD0-ROT fUV A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURIINEEDLEMAN, P.C. BY A OR, ESQ Attorney for Plaintiff 0625a Or4M19t W c v>°??om =Ph. U.C. t = o _ -cow _ tr V ? - D00 w C) Z - << _ C/) Z<t W r, V = Q?W - L) a ?I-Ol cn, W Z .- WUaa. Z Z Wa_j ? w 0:5 D<? Q M = 2 rn a. • SHERIFF'S RETURN - REGULAR CASE NO: 2008-07468 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS ANDERSON JAMES MARK CONKLIN , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon ANDERSON JAMES the DEFENDANT , at 0850:00 HOURS, on the 3rd day of January , 2009 at 1061 NANROC DRIVE MECHANICSBURG, PA 17055 by handing to SHINA ANDERSON, WIFE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 9.90 0011, Affidavit .00 Surcharge 10.00 R. Thomas Kline .00 37.90 01/05/2009 MAURICE & NEEDLEMAN Sworn and Subscibed to By: before me this day Dep ty h f of , A.D. ?J? Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of I AUG-15-2008 12:19:58 Last Name First/Middle Begin Date Active Duty Status Service/Agency ANDERSON JAMES Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http:/%www.defense] ink. miI/faq/his/PC09SLDR.litml WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: VOKUWQLXOY https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 8/15/2008 f ? PO ftTTI Gt- aat? ! o?o MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21-')) 789-71 SS FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff v. JAMES C SR ANDERSON Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-7468 Civil Term (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $20920.08 on (Allb? (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. Protho er by: If you have any questions regarding this matter, please contact the filing party: Name: Charlene A. Taylor. Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7161 (This Notice is given in accordance with Pa.R.C.P. §236) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY, a : No. 08-7468 Civil T Delaware limited liability Company Plaintiff rn vs. ° :CIVIL ACTIONy� JAMES C ANDERSON SR < ; Defendant c� -� w PRAECIPE FOR SUBSTITUTION OF COUNSEL TO THE PROTHONOTARY: Kindly substitute Lloyd S. Markind, Esquire of the law offices of Sklar—Markind, 102 Browning Lane, Building B, Ste 1, Cherry Hill,New Jersey 08003 as counsel for the Plaintiff in the above entitled matter. The undersigned hereby consents to this substitution. Oboon 6avdeein Y,, Lloyd S. Markind, Esquire Joann Needleman, Esquire* Superseding Attorney Withdrawing attorney Sklar—Markind Maurice &Needleman, P.C. 102 Browning Lane, Bldg B, Ste 1 935 One Penn Center Cherry Hill, NJ 08003 Philadelphia, PA 19103 ID # 52507 ID#74276 Dated: April 29, 2013 Dated: April 29, 2013 * Signed with permission of Joann Needleman, Esq. FILE NO.: FTl 12645