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Home My WebLink About08-7469MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. ELWOOD C WILLIARD 950 Walnut Bottom Rd Suite 15 Carlisle, Pa 17015 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 0% - "]M C i v i l -'1N NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warred that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. %-I V IL AU I1UA LUMPLAINT AVISO Le ban demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la corte en forma escrita sus defenses o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes pars usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABA]O PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (215) 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. ELWOOD C WILLIARD 950 Walnut Bottom Rd Suite 15 Carlisle, Pa 17015 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. OY- *7'16q &u P - "- CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Elwood C Williard, is an individual who resides at 950 Walnut Bottom Rd Suite 15 Carlisle, Pa 17015. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about July 5, 2006, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $24534.40 at an annual percentage rate of 3.900%, in order to purchase a certain motor vehicle, 2006 Ford Fusion more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $392.24 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until March 10, 2008, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $8500.00, however a balance of $8502.22 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $147.17 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $8649.39. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $8649.39, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAUR NEED MAN, P.C. ( '1JA CHAR A. TAY , ESQUIRE Attorney for Plaintiff Date: December 19, 2008 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: DATED: December 19, 2008 PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE 07705/2006 Id00.714-7008' 7Y Cor) Co-Y.Yerl wr.ne AOdYr (YCYdYro fau.y anO 9ELLEACREpTM118wr Itp.. «r Ad/r.) MCCAFFERTY FORD OF MECHANICS BURG ILWOOD C MILLIARD ME 950 WALNUT BOTTOM RD SUITE 15 6320 CARLISLE PIKE' CARLISLE PA 17013 MECHANICSBURG PA 17050 ® ® CM ;CUMBERLAND .brdcredil.eom M elld .ay)Yrdkr.Obs,'?au"a'yaY"TO. r/Cr.aw ore reO beY'W.; uA'IX' YbW MVNYpb amabr tIY.Y.4or«mpW TMmr pb Y m ml. Y.lok m M k -J TM prW<kkr'MI OeW.. Rohl Sara Pdw.'SY kW'nP Ik ORb.a, yCu drrb m,-p me«w Mock I Inand Y.d of l. mmxl. Y.p std MYIr VtlupbkenlArarnr.nbr Us* F. NnicY PwdrYr 2006 Pmlond 0 Arb 'NEW /A FORD FUSION 3FAHP06ZX6R228378 ? cammra.l ..............._ f 21289.00 (?) 2 Dote Par.rlll 1000.00 TNrd Psrly Rates Assigned b Sets,...._.......... __._...... ....... i Crh i- /? rnd.r?E--._.s-._-5355 6T`t -5355:67' f-VDU Year bd Md. Gros, Ar.«lu Amud CA+rY .rm..._._ 1000.00 ialel Decal P p _._...___.__._.._._..._-.__._.___...s.?w m 4 ue.M e.rlm a CaR PrM (t Yb.a x) ___._........ _._..._...._s (» 1. Anruds PYM on Yak b~ (Sells, OIay b. mrrYlg a P.O. a err -nit) To RAIk OMdds i4 kr YOYm. lle Is 22 50 ),a ragMalon If ). Ies. f ?_. p) la wg ree f'-S00'8Y-' (k) Inr MYr (m1 k Cash Pu) 934.32 S f I. Meuarrm Caage w. 1a: N/A Cto& LNe Waus,re Dar term a con W) ..... __..._......._.... f _ OMM DketlqYrreae 11/(Teml Iln 'N7/r11 MoaMl..... _.... iA_ xlx_- Te ? ?ayFfR WTF T. yKtAfFE3'TT FU9w-V1br bOC'Fi.E-f"9S'WTUNC1 qt Uq.uU T. .!A bra s R/A- MIA MIA N/A To_?A-bra- f? -10253L ( TeorL__.____.___._..._._.._.._..._-........_._._....... _._..._......_... fZT3n-.3I- fal S. Amoont Fhmmd is plus .)-..._._..._.._....... ..... s (SI PERCENTAGE CHARGE FNaRai Paymlms Price RATE n„a,r TM Cane Tb .nn«Y T1r laMl and v.al Paton you M Me a /car vad.Y. Tr mldyor wr.m cal bym«m Ipv°w. ?.11°la hdlldAro/ou a.sreprY rd. mkym ?y? .Pwr 3.90 2217.08 21317.32 p _ 23534. 40 aiYtYlf:YO- Y 1 Aees,N ar Parew.l 1 tIA-- Wilt rtA- YY.Y.errN: xym myry«. drM rrb.rm ra n«r..b rr, pmdY. spray rbnr rmaaAw•rwMYMW wwrdwr Y.Ye p+alYad Lab P.Fllem Vm no psy a W dINMm ft palm of moh Perna Needed eYtr Mn10 day.W.71r.II.Ife'r r.0 pke«YdM rllond. C.mrd: K amrna br wW«rl bMrnrllm m rrllll' Maw4 rwgw?m«, dpWL w .y. m new. nR.Arra a y.« dra b hY Yk.r. w .eMGiYO G.k, mG mid gomk pia on You, vase. and marry a goad. ? Ypu W iletYllllera P.1YIlal. ulldlr tlYe OOMmd Y e Melloorl WYIIUM. FJ1CtlY NEAR DYE AND 11111 906411 CIIAROEY Coda N.M. .II. c..11, DIrYIIY YI«.arm w . E So bm 6rlly alma b d..k" s real P. W.Ph & and P.mguPh C a M w rm a ar mrra Tb..r.rll W to cmm pay. You may be dulgm for camerae y b.Md 4, as Nld.rtl. atwl I« nomn W. Y You .rldm Yr apYOn.AO W TIM ren bad k SMW uMs, rlr?? 1 P« ft mle br a.d mw bamss P. pre&Ym andP "Seto fO. r?? ?pMfar.Yer MMr/W1.Yn lg4y mYa alnkn on ft odamW. a cam Y.i Ea Y drda y.u M. pmr.r. dW nm+rrn wiwr. Pair d edr mI«.m b larva N Oft C.*w Y anrr a .bol p.yn sni (r bdiml.d abor.), and you admk W Y na re.n b aYYb peal ilr m d ,sensed yak Op.m Is W 11. raMri is h S.as, L.W. P«q.ph B. alt .n .d boo iWwY Am.rdm dwli b b 4. pu.prph well" is yolgffimrs,A Al Nis W"M w4 a N. cw WDM YOU rM bmpaW too Yr mdm.Th.pdrlpMdrbi &.r d u n ssc mYm nmb.. wdlt l fn pr 11?,life W M I.e mrrWln earrYMbdnm a.mr.nbw `-No A leas OU say aM Z bd.em Y -,ft la Awr.Hm..dmM ream.. .w der K -V.d. Ym na W scab. arw -0 t 1r mhne is dWOy.4 In mdr.G acids arty, or you.m in ddl& You .a rIa -A. say bedA Y ft aadl Y W. 11.n11.30. 91Pr NON-MODIFICATION DISCLOSURE Are omw n m((etl nod Wb«Mq as dgkd by ou«d t. Sd«. ??N .pp /? yy ? aA+r 2Y<Yl? C.ay« X YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON THE REVERSE 8104 OF TM CONTRACT. - Tin AslnuN P.r.Mp 0109 a" be N.goN.W wM Be saes,. The SOIL, may amigo tltle ew* d .W mq nfan No Agtlt to ncoke s poWMn d M FYIm1a. CMry.. Do not sign We CORbact In MwdL You We OIIBIIed 10 an OnCt COPY IN the Contract that YOU don. Keep R to prolact your Ngat rights. . .. . X I ons mpr Buyer (and Ca-Buysr) =w lad==W signinD thN eonenel. Buri? (and Co•9War) recolved and relAwled and -It I aIM (Iq at tM Oma M akldnR NO CcnhaCL Buyer (and CO-Buyer) received a trw and ample" filed Ind COm4aCL Rh 12. jO1?IICCAfFERTY FORD OF MECHANICS ar.INC sY X f4 FGODYt?V T., (pyf*wze,- TRIG CONTRACT M NOT VALHI UrITR YOU AND SELLER SON R. srr aay.rdr Ica rrl.. IC? .Yml Ica. r ors,. epm, rroY.1r.. rr r...dr. ay *.w Y.br...r.. er..r.rr I'A.dPlw') wa??0{ ? 1d...rY.a, r. ' cats 0W rdm. a saes FERTY ]FORD MECHANICS 83p [M ay, X Tel. SEE OTHER SIDE FOR ADOMI- AORE ON% YOUR CHOICE LIABILITY INSURANCE COVERAGE FOR BODILY INJURY AND PROPERTY DAMAGE CAUSED TO OTHERS IS HOT INCLUDED. CREDIT LIFE CREDIT DISJU N TTY AND OTHER OPTIONAL INSURANCE ARE NOT REQUIRED TO OBTAIN CREDIT AND WILL NOT BE PROVIDED UNLESS YOU SIGN AND AGREE TO PAT THE PREMIUM. ?L7.11 A insurance Campar y $ N/A PrCmryan ins Wed(.) You was Credit Life insurance. Buyer Signs Co-Bww Signs crow C OM.MINy M/A We- Company $ NIA Pmmiun "sured(s) You ward C,00 Dimb ft WLs 1 . Buyer Signs Co-Boyar Slgrr OTHER OPTIONAL INSURANCE Cmamge end Pm k m end brUanm C T«m M MmYa N/A S N/A ft N/A N/A N/A f N/A .,NIA N/A Vm cam w apYaW Yrurs,lc. roc radl pnmimn em WKYIdetl some. BpyP 81gnt Co-ouys, Son ORIGINAL PLY 1- ORNNNAL PLY t. ouvwg COPY PLY 3 - CO-BUYERpIMRANION COPY PLY 4 - SELLER'S COP/ PIMTRAM6RaA111.4 !? 1 ` - ADdITIDFNL AGRFFNEMt'. - A Pay'nanb Same SII'haarY /Iellq: Ya moat mN. N Pay- id r V + Ippror- tlm type and amwln d N•ulrhn. N Ih wlhida is bat, drnap-d w dn.^YM. YW ••Ir P+Y M. SWISS, wlrt at t111 Y y a may 1-+P mums in U.S. ibldt Wnsn dnW m Ius dabtwarny ama nlaloul perlab. Tl.. Manbpbatrartaurt. 1 owM. i TM'awl 0- oh" YOU SSrn W MY *1 dWmd a Your The aobw Wand dlrpa mid •Kad dm 'Sy'nod. paWro _ g ?u?w V W Spas Nal dw Salw Cara toad. a Wim Uole' p polby. 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Vft AI = 'Mewl wK AW paYwhdlli dweMr? doll h Nd M W Imo a Ipel ON R'tnrr Sat. wanbl b Gall TEE OTHER SOE fall AOORIONIIL AOReEWW5 cc nmsramsrc +bo?-taco i "'PRN"' Ford Motor Credit Company P.O. Box 31111 TAMPA, FL33631-3111 (877) 349-5260 POIXKBW200037 ELWOOD C. WILLIARD SUITE 15 # 205 950 WALNUT BOTTOM RD CARLISLE PA 17015 Date of Repossession 05-29-2008 Date of Notice 05-31-2008 Date of Contract 07-05-2006 Account Number: 041193019 Buyer ELWOOD C. WILLIARD Cobuyer DESCRIPTION OF PROPERTY Year 2006 Make FORD Q New ? Used vehicle Identification Number: 3FAHP06ZX6R228378 Model FUSION Body 4DR NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke promises in our agreement. Z S i ?x PRIVATE SALE: We will sell the property described above at private sale sometime after 15 days from the Date of Notice shown above unless redeemed by you prior to such sale. ? PUBLIC SALE: We will sell the property described above at public sale to the highest bidder on the date below (or any adjournment date). The sale will be held as follows: Date of Sale Time of Sale Place of Sale You may attend the sale and bring bidders if you want. NOTICE OF REPOSSESSION The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money undE your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. The property is presently stored at: MANHEIM AUTO AUCTION 1190 LANCASTER ROAD MANHEIM PA HOW TO GET YOUR PROPERTY BACK To get your property back, pay us this amount by certified check or money order before the vehicle is sold. Unpaid Balance $ 16,420.30 Plus Costs: Repo Expenses $ 375.00 Plus Late Charges Less Finance Charge Rebate Less Insurance Premium Rebate TOTAL $ 54.42 $ 16,849.72 (Phis expenses incurred if default at the time of repossession excaeded 15 days and less rebate received alter the dale of this notice.) Your property won't be sold until 15 days after the date of this notice at the EARLIEST. After that you can stilt get it back arty time before it's actually sold. If you do, we'll have no further claim on it. But the longer you waft, the more costs (including repairs) you may have to pay. If you have any questions about this, please call us. ? The property has been (or will be) returned to: (dealer/original creditor) Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money after the sale, you will pay It to the dealer/original creditor. ? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by contacting this office. Thereafter, the personal property stall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above PAYMENTS: AN payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you don't want to get your property beck, call the insurance company or the deeier/original creditor to make sure that any insurance has been cancelled. You have a right to get credit for all premium refunds. EDDIE BOLES FFNA 1198a.37 Jan 02 Previous eddions may NOT be used. CUSTOMER/CUSTOMER FILE Printed in U.S.A. Ford Motor Credit Company P.O. Box 31111 Tampa FL 33631-3111 877-349-5260 °v. o p P015V700200566 ELWOOD C WILLIARD SUITE 15 # 205 950 WALNUT BOTTOM RD CARLISLE PA 17015 015V7002 E0056640015291/2 Ford Motor Credit Company P.O. Box 31111 TAMPA, FL 33631-31 1 1 (877) 349-5260 POIXKB00200037 ELWOOD C. WILLIARD SUITE 15 # 205 950 WALNUT BOTTOM RD CARLISLE PA 17015 11111111111111111111111 ,.,a 0640 0010 0020 3:5: 00003_002 E0003740007331/2 m T ?T WW •; ,.. a. 8 § Y! ? ? $ N o 8 o S 8 S o 9 No ix $x CO C3au ? g2 QQ i ow- g,?,{ V a W = as b Ell 5,!H 3? Im? ?a Q ?c3 g ° ? W .0 WHO to 08 ? z d' x 7d? 012 H co, 'O W O L O??N ? O to OUN OC, N 0 ru o- Ln .O N Lt 0 A M1 U1 M1 ti cc so CO so Lf1 r- m N ru 1u m m m 0 0 0 0 0 0 0 o 0 0 o 0 0 0 Q o 0 0 0 0 0 0 0 0 0 0 0 0 , 4 4 to G W. Q o 0 O O 0 O ?- EE0 0 0 0 0 0 0 t c 0 0 0 0 0 0 s r s s g o a o a o 0 0 tQi p o 0 o 0 0 0 0 J M1 M1 M1 M1 M1 N M1 U. ?== U. F lot 254E02000TOOOh 9006TL Ford Motor Credit Company P O BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2008-07-09 POJWA500100151 ELWOOD C. WILLIARD SUITE 15 # 205 950 WALNUT BOTTOM RD CARLISLE PA 17015 STATEMENT OF SALE Account Number: 041193019 The following property has been sold. Year Make Model Vehicle Identification Number: 2006 FORD FUSION 3FAHP06ZX6R228378 Balance owing on your contract (1) $ 16,474.71 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3) $ 16,474.71 Deduct: gross proceeds of the sale (4) $ 8,500.00 Balance less gross proceeds of the sale (3 - 4) (5) $ 7,974.71 Add: Expenses of retaking and storing, and (6) $ 527.50 any attorneys' fees allowed by law, and expenses of reconditioning and selling. (7) $ 0.00 Deduct: Insurance Premium Rebate (8) $ 0.00 Other: (9) $ 8502.21 Deficiency" (10) $ N/A Surplus* The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency** * If the sale resulted in a surplus, a refund for the difference will be mailed to you. ** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 FFNA11990 01104 Previous editions may NOT be used. W OD CD y SHERIFF'S RETURN - NOT FOUND CASE NO: 2008-07469 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS WILLARD ELWOOD C R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT WILLARD ELWOOD C but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , the within named DEFENDANT , WILLARD ELWOOD C NOT FOUND , as to 950 WALNUT BOTTOM RD SUITE 15 CARLISLE, PA 17013 GIVEN ADDRESS IS A UPS STORE WITH MAILBOXES. THEY SAID DEFT'S ADDRESS IS 1480 S MOUNTAIN ROAD DILLSBURG, PA 17019 Sheriff's Costs: So answers: Docketing 18.00 - -?'' Service 4.50 Not Found 5.00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County .00 37.50 MARUICE & NEEDLEMAN 01/05/2009 Sworn and Subscribed to before me this day of , A.D. - j r-_ tl§iy CIO yr. t 4% C-4 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21--)) /69-/161 FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMMON PLEAS COMPANY Plaintiff, Case No. 08-7469 Civil Term V. ELWOOD C WILLIARD Defendant(s). PRAECIPE TO REINSTATE TO THE PROTHONOTARY: Kindly reinstate the attached Complaint originally filed with the Court on 12/24/2008. MAURICE NEEDLEMAN, P.C. BY: Charlene A. Taylor, Esq. Attorney for Plaintiff Date: January 14, 2009 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (M) /69-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY ' P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. ELWOOD C WILLIARD 950 Walnut Bottom Rd Suite 15 Carlisle, Pa 17015 n C r--3 c C - y C . - - t--, s tZ r=° CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. OR - rlq(p % CiviLT?'tk Defendant(s). CIVIL ACTION COMPLAINT NOTICE AVISO You have been sued in court. If you wish to defend Le han demandado a usted en Is torte. Si usted quiete defeaderse against the claims set forth in the fotlowing pages, de estas demandas expuestas on las paginas siguientes, tested tiene you must tali action within twenty (20) days after veinte (20) dial de plaxo al partirdo la (echo de Is demands y la this complaint and notice are served by entering notification. Hacc falls asentar una compareneia escrita o on a written appearance personally or by attorney and persona o cum un abogado y entregar a Is torte en forma escrita sus filing in writing with the court your defenses or defenses o sus objeciones a [as domandas en contra de su persona. objections to the claims set forth against you. Sea avisado que si usted no se defiende, la torte tormam medidas y You arc warred that ifyou fail to do so the case puede continuar Is demands en contra suya sin previo aviso o may proceed without you and a judgment may be notification. Adernas, la torte puede decidir a favor del demandante entered against you by the court without further y requiere que usted cumple con todas las provisioner de esta demanda. notice for any money claimed in the complaint or Usted puede perder dinero o sus propiedades u otros derechos for any other claim or relief requested by the importantes pare usted. plaintiff. You may lose money or property or other rights important to you. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORDONE, SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION FIND OUT WHERE YOU CAN GET LEGAL HELP . SE ENCUENTRA ESCRITA ABA)O PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 00 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (215) /Kg-/161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 CUMBERLAND C COMMON PLEAS Case No. COURT OF Plaintiff, V. ELWOOD C WILLIARD 950 Walnut Bottom Rd suite 15 Carlisle, Pa 17015 Defendant(s). CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Elwood C Williard, is an individual who resides at 950 Walnut Bottom Rd Suite 15 Carlisle, Pa 17015. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about July 5, 2006, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $24534.40 at an annual percentage rate of 3.900%, in order to purchase a certain motor vehicle, 2006 Ford Fusion more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $392.24 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until March 10, 2008, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed. to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $8500.00, however a balance of $8502.22 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $147.17 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $8649.39. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $8649.39, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAUR NEED MAN, P.C. CHAR A. TAY &*, ESQUIRE Attorney for Plaintiff Date: December 19, 2008 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unworn falsification to authorities. BY: A. TAYEOR, ESQUIRE DATED: December 19, 2008 PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE 0710512006 1d00--717-7000' ?eimn Nrro ene IwaiOa na+ua+p t l "a""P.00. I$•I. wM. 1 Aaa.al MCCAFFERTY FORD OF MECHANICS BURG ELWOOD C HILLIARD IKE 950 WALNUT BOTTOM RD SUITE 15 6320 CARLISLE PIKE CARLISLE PA 17013 M£f.INMICSDURS PA 17050 CXTT:CUMRERLAHO www.tOrdCledlLetta a as M 1Maneanyw-a haw. m pbrx:aw bnaresan wa a" :' - ma aav M..u s. aaam tobW nm aaa.?I. T1r WraaabMkwn Mar a'GaPwa'ra wapb basso 4bwalWtSw aioi.'By •9y'ar O"•aa••at daa..b MwNaba WvMbM laabm Mad.a aarAkb adb/. 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AAalre Financed ppus l)y....?,._. ._....__i fA AlINU11L PEACETITR6E RATE PB4MICE OHMAGE Ta Awr M .B Aaloanl Firatlud Mahayana aaataaae Taal an Ppmertts n. b.na yaalAM = v Total Sala Pit" Tn.twt.ea ayM ady eaa o.eraaY 3.90 TM 2217.09 WMr 21317.72 l w fdahbild w?.w 23534.10 aMaa wa 1 sYt53t:E0- x ' e {gam O ISA .gy - tiR- u pry Y yba sq ary..w a W .w.4 M.Mb MIA NIA Yay M dlelp a.aPMa rrMa bM.aa1 awgp.gawt r oAt WYalwdapr a Sa Pats d aMI PyaW radreoAaeuw t0 ? YwWbaaarnM PO/1aulluMrOYa WiI10eG kabalae pOyOkn. ? Ilif AND Aet6ADI GIUaDFf Cna 411 as Raw tlWMy f.wrns b. a dlaall w- b aaa4Naa ra -.0b. PO1OeOPA S. ad Pr 9-0 C d p;,a,?a, „otla a aP,,,a?k ab caned aPIM- Yw may w dwSae m aaWw wORWsee aPOe ae wnarb v a ran aaa b tsars rw a /.a war0ae w aW011.?a as b vaYaa aOak b 9aTa ants PtaaNa4Yaltma veer a. nlm to. e// Patna br N wrlsq mtO ?Mb [.naMaaMn A/boawlCPaPM d a,11 niaO aaaa.an ea oaM1a- ¦ Vi ea b 4.eb IM . MM 0r.elnn tx1aA YlaAa[ OrrltlN CRT oMaaa wLa. dMrAtla K .Rasa b . 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Do not alp tld0 oon"A in ManlL You am ereHled to an exact copy of the CC~ that YOU alga. tEeep I ro your iegal rights. ???????---fir • X .. .. BU7Fer (and Cty8ltysr) acMrlowledge that pj¢ prorot in E comrae4 Buyer (and Coftvw) mi ekod and rsviaaed B usm one comptaeow copy t is aontrsot and (H) at B9A It aiv16w ft t:Ont?aLY. BUyar (and Co•Beyer) reasWad a true and oomptapty MW M copy-oof this 1 WrRfaCT. x i raNr? arORC 11ITY FORD OF RECHAl1IC5 1M1ti _ ?n pyIn ^. X Yak S? a& _ TIES CONTRACT M NOT YAAto UNTIL YOU AND a6t.A181GN R Ear as eaalarw Wkl?a1. Aa. altaK.Na. PkaPM YWlaaala. araMnP alas a. eaa ?1laa aartatNa araalb ('Aaaaw t ? r aa.VaL r Rat a.P rnOa. a a TAk L-? rt nmiareR*a aaa.....nara.»u SEE OReaa 90 A00ITIONA. AONNLIBata am.? CREDIT LIFE, CREDIT 0MS AND OTHER OPTIONAL INSIMANCE ARE NOT NEOUAW TO OBTAIN CREDIT AND WILL NOTall PROVWED UNLESS You am" AM AGREE TO PAY THE PREMIUM. ?LN:fK _ S N/Alnsureroe Company Premlun Insures s YW Want Crag Lae InW*N ii. 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PeggM W rYMxd liOb fna•}xR/ ^'I lwMtl .N M xy?/dbbN •a.a r- p ! p l lfr •Vrlt . I.rl ahlr• b r+.aMF 1t anywMl r •MxxM oab a NPtl•.ynw..y M•. ,/?i apMrNaaaywP.•prw pnab n . AuISMV. yYrr wxAxaxN w Stx .x k. ea'v'?xa).aax.wbrpxlawwa.aMla weld.. ttA•xb a r vankb b a Eflw. M taa•R Yw.M M to.. -,,y btww b o. d FTC RGTICER T;: I. TIM NxtYAMMxaa?.rya?MCNrt.Mar. x M abnq KOe•d.MSI.•d4i. wN1>,: •al NOTiCQ•AM•pOLOLROf71aeCOMIVrfJt CREDIT rox.r.••rrre.« NlrrEhrA.ew a A? N e. CONTMCr 0 MUM TO All 9LAW AND Z W Karsyw w•vdNMN- rW ?Ma?.ym N.b.wowlw1wom aPrMxxM/ It MM portal. S or so*" OR AOMM TM " ORTARM POIg1 !! M CR MAM 71E PPWN* R NOON. RBIEMIDE 4 EIY ' !. 1%..r Y.N•b • •NYMMbb Y. rl MM trM a r ankle Ma xbr•a xfaxrMRYwMM..?rMW«.aNrM aba. •.faY.NxMMMSYwtrllMaxrroMaa Yw I" DNRTD/I MIYI ROT woom AMOWITB rND pY T/1E OE87'OR MEIEENNER.'_ __ __-_-__ I .x Mi Y.b ap.mxMr•arMax4•a.bp•arUntl SbfM..wwrt Ir. q x ]S pdeyw.a odlltd. a NraM..rw r Pdo.M.R•a eM.rdNYirr. Mr ara. 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RLAMtSiMA >f RIM?Mrl aagNpdxptM wmrsotNEIOMn tgnx dMMa arA alx.YxaMxtMalRkltlr..pM/YMwl7xlb ?pv«lv,xaa `araaxrawNwxnaMpr Male Ap•?xyNN!a abMwaYtM yDterp aaP {p. •nlbfy .NMI TIti71p81 a ww.gerA t?i,R q AN NSNi???iPtRxMt?AMp.?elr?the y, 1• lr.b.tw + 1! wtllMwle.. TYt NYxMna.?xMbl?rxN°i?i N°'?j'p e??iNr. r4?i araPax.th•lix4MrxMtpw.a?•r M .JrLd .hobo ww M M! SItpMNnr.INtlWAMa aB . laxrrbo•xiaylMLt w.•Ixd,arY MM?t MMI.a rc,Na.x azr at lw+fwwlawstelwrq SON COMM SMR MA POCtfKPft AQWA M6 Pc IxoT6WC 11lI1•rC0 "'PRN"' Ford Motor Credit Company P.O. Box 31111 TAMPA, FL 33631.3111 (677)349.5260 MXKBMOW37 ELWOOD C. WILLIARD SUITE 15 # 205 950 WALNUT BOTTOM RD CARLISLE PA 17015 Date of Repossession 05-29-2008 Date of Notice 05-31-2008 Date of Contract 07.05-2006 Account Number: 041193019 Buyer ELWOOD C. WILUARD Cobuyer DESCRIPTION OF PROPERTY Year 2008 Make FORD Q New ? Used Vehicle Identification Number: 3FAHP06ZX6R228378 Model FUSION Body 4DR Ci. NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke promises in our agreement ?x PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will $ail the property described above at public above at private sale sometkne after 16 days from the sale to the highest bidder an the date below (or any adjournment Dent of Notice shown above unless redeemed by you date). The sale will be held as follows: Prior to such sale. Date of Sale Time of Sale Place of Sale You may attend the sate and bring bidders if you want. NOTICE OF REPOSSESSION The property is presently stored at. MANHEIM AUTO AUCTION 1196 LANCASTER ROAD The money that we get from the sale (after paying our costs. MANHEfM PA including reasonable attomey's fees and legal expenses if permitted by lair4 Mil reduce the amount you owe. If we get HOW TO GET YOUR PROPERTY 13ACK less money than you owe, you wilt still owe us the difference. If To get your property back, pay us this amount by certified check or we get more money than you owe, you will get the extra money, reoney order before the vehicle is sold. unless we mast pay it to someone else. Unpaid Balance $ 16,420.30 . Plus Costs' Repo Expanses $ 375.00 You can get the property back at any time before we sell it by $ paying us the full amount you owe (not just the past due $ payments), including our expenses. See How To Get Your Plus Late Charges $ 54.42 Property flack for an itemization of amount owing. To loam the exact amount you must pay, call us at the telephone number Less Finance Charge Rebate $ above. Less Insurance Premium Rebale $ If you need more information about the sale call us at the TOTAL $ 16,a49.72 telephone number above, or write us at the address above. (Plus expenses incurred if default at the time of repossession exceeded If you watt us to explain to you in writing how we have figured 15 days and less rebate raeeived after the date of this rlatioe.) the amount that you owe us, you may call us at the telephone Your property wont be sob WO 16 days after the date of this notice at number above, or write us at the address above and request a ttte EARLIEST. After that you can stir get k back any time before it's written explanation. actually sold. We are sending this notice to the following people who have an If you do, wait have no further claim on it. But the longer you welt, the more Costs (including repairs) you may have to pay. interest in the-property described above or who owe money under If you have any questions about tins, please cat us. your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. ? The property has been (or will be) returned to. (dealer/original creditor) Under our agreement with your dealer/orl" creditor, the dealerlodgkhal creditor is to set the property and pay you any money left over. If you owe money after to sale, you will pay it to the dealerlorlpinal creditor. ? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next SO days or, in accordance with state law, by contactIN this office. Thereafter, the personal property shat be disposed of accordingly. ? Creditor has assigned to its qualified Intermediary (OI Exchange, LLC) its rights (but not Its obligations) with respect to ire sale of each vehicle listed above PAYMENTS: At payments to us must be by certified check or morhey order. MILEAGE DISCLOSURE If you ate some that the mileage refterled on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicles mileage. INSURANCE RIGHTS: t1 you don't want to gin your property back, call the insurance company or the dater/origkad orrxMor to brake sure that any Insurance has been cancdhd. You hale a right to get credit for at premium refunds. IEDDIE BOLES FFM 1198837 Jm W Praviauo aM- rray NOT b` used. CUSTOMER/CUSTOMER FILE Pd,ftd in U.S.A Ford Motor Credft Company p.0. Box 31111 -rarnpa FL33631-31 1 1 g77-349-5260 P0ISV700200566 ELWOOD C WILLIARD SUITE 15 # 205 950 WALNUT BOTTOM RD CARLISLE PA 17015 015V7_002 E00666.1001629 1r2 i Or O i w Fad Motor Credit Company P.O. Box 31111 TAMPA, FL 33631-3111 (877) 349.5260 POIXK800200037 ELWOOD C. WILUARD SUITE 15 # 205 950 WALNUT BOTTOM RD CARLISLE PA 17015 I1alllu11111toll 11111 111111J11#11nuul{iu111111nllnl 11111 loll IHIM 1111111111111111111 4 7190 0640 0010 0020 3555 8- S aim WE MM _002EWPi7dO MV2 I a $ O H O pp ? N ?pp S tp?y, 'ISM r 4, 4o, oc 3 eQ ? N c'3 c'? 3 err _3e °??+' ru tr La 90 ru P- %n Fes- M O so N th O N Ln .O fu G7 fu tJ M fU O N O O O O N O G O N C O 0 A O `fl o o 94 o o ° C3 A fl 0 ? C3 C2 0 Q O O 7 3 C3 G.r 0 O ? ..4 O 0 :r EE a o sr A r- g o cr A r C N o a°r r r 25@E02400'[QOOfi900b'[L I? a i? ? Ford Motor Credit Company P O BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2008-07-09 POJWAW0100151 ELWOOD C. WILLIARD SUITE 15 # 205 950 WALNUT BOTTOM RD CARLISLE PA 17015 STATEMENT OF SALE Account Number: 041193019 The following property has been sold. Year Make Model Vehicle Identification Number: 2006 FORD FUSION 3FAHP06ZXBR228378 Balance owing on your contract (1) $ 16,474.71 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3) $ 16 474.71 Deduct: gross proceeds of the sale (4) $ 8,500.00 Balance less gross proceeds of the sale (3 - 4) (5) $ 7,974.71 Add: Expenses of retaking and storing, and (6) $ 527.50 any attorneys' fees allowed by law, and expenses of reconditioning and selling. (7) $ 0.00 Deduct: Insurance Premium Rebate (8) $ 0.00 Other: (9) $ 8502.21 Deficiency"' (10) $ N/A Surplus* The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplue or Deficiency" * If the sale resulted in a surplus, a refund for the difference will be mailed to you. If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 FFNAIIQW OVD4 Previous editions may NOT be used. 1-3 n r T C ? O 6^ 6 `?:- z-n y: MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 BY: Charlene Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff, V. ELWOOD C WILLIARD - Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 08-7469 Civil Term PRAECIPE TO WITHDRAW COMPLAINT TO THE PROTHONOTARY: Kindly Withdraw the Complaint originally filed with the Court on 12/24/2008 MAURICE & NEEDLEMAN, P.C. BY: Ch ene Taylor, Esq. Attorney for Plaintiff Date: February 10, 2009 a r_J rr0 f i •? MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21-'))'/89-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ELWOOD C WILLIARD CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 08-7469 Civil Term Defendant(s). PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the verification of the Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, for that of the verification previously filed. Respectfully submitted, MAU ACE & NEEDLEMAN, P.C. -.W. TAYLOR, ESQ Plaintiff Date: February 26, 2009 _i CERTIFICATE OF SERVICE I, Charlene A. Taylor, Esq. hereby certify that on this date I have caused a true and correct copy of the foregoing Praecipe to Substitute Verification on behalf of FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, to be served by regular, first class mail, postage pre-paid upon: ELWOOD C WILLIARD 1480 S Mountain Rd Dillsburg, Pa 17019 Respectfully Submitted, MAU E & NEED EMAN, P.C. BY: Charl aylor, Esquire Attorney for Plaintiff DATED: February 26, 2009 0 w VERIFICATION J.udv Aden, I, verify that I am the Authorized Representative for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, and are duly authorized to take this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: FORD LLC, A Delaw ?Ii6RYJZii;;FCOMPANY e Limited Liabili ty Company DATE: Kc 19 2W ELWOOD C WILLIARD Our file no. 8940 48063000000041193019 "' ?..t ?Yf i i ? '" r? s?n ':a .. ,r 'LS ?? ?? ? ?.? t M_ ; ` ?' ; . ti Y ? ?,. ??