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HomeMy WebLinkAbout08-7556COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAVALRY PORTFOLIO SERVICES, LLC, AS ASSIGNEE OF CAVALRY SPV I, LLC, AS ASSIGNEE OF FIA CARD SERVICES, N.A. CIVIL ACTION Plaintiff : CASE NO.: 0$ - 7'S6(o 0'iVi1 T1'k v WILLIAM J HOOVER Defendant(s) YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT IS SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO, THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CUMBERLAND COUNTY BAR ASSN 32 S BEDFORD ST CARLISLE, PA 17013 (717) 249-3166 Thomas Law Offices, PLLC Attorney for Plaintiff 101 North Cedar Crest Blvd Allentown, PA 18104 (866) 434-2993 1331210 I h COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAVALRY PORTFOLIO SERVICES, LLC, AS ASSIGNEE OF CAVALRY SPV I, LLC, AS ASSIGNEE OF FIA CARD SERVICES, N.A. CIVIL ACTION Plaintiff CASE NO.: 08 l-Terw- v. WILLIAM J HOOVER Defendant(s) 1. Plaintiff, Cavalry Portfolio Services, Llc, As Assignee Of Cavalry Spv I, Llc, As Assignee Of Fia Card Services, N.A., ("Cavalry") is a Limited Liability Company with an address of 7 Skyline Drive, 2nd Floor, Hawthorne, New York, 10532. 2. Defendant(s), William J Hoover, is/are an adult individual with an address of: WILLIAM J HOOVER 105 E SPRINGVILLE RDR BOILING SPRINGS, PA 17007 3. On or about 3/29/2001, Defendant executed a Revolving Credit Agreement ("Agreement")bearing interest at the rate of 7%. A true and correct copy of the Agreement is attached hereto, made a part hereof and marked as Exhibit "A". 4. The Defendant defaulted under the terms of the Agreement by failing to make the monthly payments when due. 5. The balance due and owing on the aforesaid application is $9,853.24 as of December 8, 2008. 13312169 6. Despite repeated demands, the Defendant has failed and refused to pay the aforesaid balance due and owing. 7. Defendant has not objected to account statements issue. 8. Defendant is liable to Cavalry on this debt as an account stated. 9. Pursuant to the Agreement, Cavalry may declare all amounts due under the Agreement immediately due and payable without notice or demand. 10. Defendant is in default of the terms of the Agreement and is indebted to the Plaintiff in the amount of $9,853.24 plus interest at the rate of 7% per annum as of the date of filing pursuant to the Application. WHEREFORE, Cavalry demands judgment against the Defendant in the amount of $9,853.24 plus interest from and after date of calculation, at the per annum rate of 7% and costs of suit. Thomas Law Offices, PLLC 1 4y: ? Z Mar i squire Atty. I.D. #53 Attorney for Plaintiff 101 North Cedar Crest Blvd Allentown, PA 18104 (866) 434-2993 13312169 EXHIBIT "A" 11.1 MOM M ms,.ler,do;S 0:"etpstyw1113w7Is': tamutl p(cPA vbytide xi;t}; yt do+r!:tnJEr? ,lttmxali <n, "rte :t;tzitrtt+rrs s^aA tau s;n:ilt;t+:'f ty nor Fi.t???a! Atrbsir:st?1 F^,rmt ?-%A; 3. ;ievi0r the 106 cl Pra;::siuro in t ft6Ll at ;hr• t_:•ne !ha Clwm w 1 !t:d R:waa Wo'r. :s , r. Nukarstl JtEl;^ralwn Fo^mt r'4y 'J6 .b:aE?Cd Am C:Ji7A8 may bp Moor ,r sry yi.dionat AiNlte.ian Fntut, AM.w?YFDdAl6 .r P0. Box 50171. A !r [ppol's Mmnin"I'm V'WNSS' trwoom 1139". -474.2371. t "he ?;AF s lrab? ? eErati6r--•). k1 ;tsX .IS .rtt=rltQr, we rrvsy :r;C Ata:te :x1e`.!tY?r,C.:^tiw rKC•:',tt'^:nMl ray ?nr7T.nt ,1Et;'!rd'dp>t '•rrariLM?FI ^M EE"._3 a SEr.^.Etar -:,4p .pf r:-;crJtm`. At 70'pr wr:r fr' mrgtl:5t. ,at ,Ftvance .xsy ?..7e1?3r,';:,nq'es a?-:rs;!rri:ve .r^~f "narxg t:'ex ocll't'u :ire maij,ml 10 Fay ti' pave a ltbatahon: ''!o •A;:C:1NSr Wit klcsle;s:>s :r;,![^Dt+:by a•vCrt!'::C+1 far d tyer?' tif;Ya !CCA. % YSY:':HI J :,;alrr ,tq,p,nod saa.:n ^A AKat 'xEl yltlp he "I'loral 10 rsr, iN,r?1t is =.,r any :lot::4•: f::,Pg. arfm?r,:;vat:w ct !swing fees in an ,1 ; pv r 3reafsr than wnat .your m4ft ,016 'a•cuid rave bean if !tie Ck1:rm had been Mscfved s 4 tale meat a.1h,Wmddiom Any a!Ca(alion rranrtq M :vh=rh IOU .yvp wit take 0W.0 wthst 'm Itierm jlJ*A# 0hritEat 0!.74 ,rcluduw your t:sutg -WARsa td" ^ta tIe Cl6 m a riled.1,*4 vbitedon a9teerftert is rrads pur6twnl to a sarsactEon owes alg 4ftefstate carnmtoa, and stmt be w r,.ad by ft F-dardi AdMration 04, A U.S C. §§ t 18 t'FAA'). J,.4gows upm sty artlinvion award may be entered of any Court -A" jurridcbm The arbitrator dsafi follow o Tong attntxd" law In the e4tint consitMrH nitn fix FAA and applicable datutes ol emtaiKrle and :;heA homr arts damp of p;ivtlege mtngntmd try ',m, if any party tegmo& file arbdtator Omll wMe an 3phmvon corltw nq ft mom" her the .mmo. Me arm auErtind to ntbtrAm a heard by s p" of my be brut ft as e. come rt0tmn or as a pramq atomr" aetterd. You do r'A few the ngM to ad ve a class mp a n trtrwe or partdpree as a nm oom d a cram of rla:mottla firth moved to arty 03011 s!.mmiuod to Xbft n (Chas A.'•toro Wdex). T!v parties 10 No Agroormnr aduwrAedpl that tN Class Adbh Wahm k mental clod ees6nMd to ate athitmhom ol any deptdes batwaen the patlM6 aid a nareepi eraIlia foam ode a9rrnnWA b adtibata ChkfM q t!e Ciao Acton WaWor is kmfled, m)WW or A and urtenlmce". lien to paftes dpreoment 0 mt*me (MOW to on sardancel drd to MA and vod wkb rospsdto suds prowadkv, cabled to the dgbt n appeal 9fte lintit"on or irm"00" d On Class Action fa4wvw. The Parties vokno dodge and arms the under no uas will a dash ad%* be adale'MaL Tiffs Avb*nk as and L*p6m Secle m applies No al Clism now in exrak1n or thud may arise in to tubas. The Arbitration ard Lftdm Section shop vx%ive to annotation of yam sormu+t wet as as well as mW voluntary psyinew d fits debt In tut by you, any bafdam;pol by you or sate of to debt by us. Far to purposes of dos Arbitration and tbgation Bsdtal,'vw` and .ur moan Bank of Ameuin: NA (USA) and FIA Card Services, N.A„ hte tsars!+L ya kadas. of iiidi s• hoonseea. pmdecrasma, r.ocamorf• aadpns, and a!y! prdmw 01 Your acomitill. and AN of thew othoo , *eetara empigmm apwlts and asatgn or any and ,dI .Sf lteitl Pf lot sAy,'WA ;r'Ii; 'hrA ms•sn :Im N*,nf r:+tEq psondhq tr; !uf4tc, m or pr tads c ce ra?rsOn mb Itm 'xx-Xt" Ind0irig hr m lirx?rd lv` cn; bt r 'u', aEr;:, mctaant'; Sh.<d r',# tattle cm* da»Ew &nod :Jn?px me :iwr, nr., l:wa ^ls ;'r :•rc0E7xsM •:errotEte, nmr*fil mTanu!? rymp.pnias, ds;W r,,?jia,arr; and ptl M lhrnt af!+.ers. 6-.m *m t,mpl::yr_Oa.rA •e rt;;j .t and ray d. s.,ax! a ISufd pmy is rand by y0t1 as ¦ 7G•rk>9rd:tN in try, A.um .r,u avert a,7aim fie. YOU UNDERSTAM AID AGREE THAT IF EfTHER YOU OR WE ELECT TO 4RKMATE A CLAN, TICS ARBITRATION SECTION PRECLUDES YOU AND US FROM HAVING A RIGHT OR OPPORTUNITY TO ! inGATE CLAIMS THROUGH COURT, OR TO PARTICOWE OR BE REPRESENTED IN Lf "TION FILED IN COURT BY OTHERS. EXCEPT AS OTHERWISE PROVIDED ABOVE, ALL CLAIMS MUST BE RESOLVED THROUGH ARBITRATION IF YOU OR WE ELECT TO ARBITRATE. YOUR BILLING. RNNITS Keep Thk Notice for Future Use. Tula *cs ccr+!.i*e :m?nard rlctmAtom about res rights arms •:lr tawp 'Ealtr azs J?dat t.,e F.ut r•abt fat "a Ad. WON Us in Cam of Errors or Ouastiotu About Your Btu: tl ya tunic your bill s wring, or ,f yap rued more r*wratwr A"tA a trama'bm on pour b7, vrN* us. do a 6epatme sheet for 1 the Cast at year tut prcw,des a tA-q JaWre form. IM a Copp d tstq iorm7 at rtes x0em 7t9vm on pour WL Write to us as somt ns, pombe. Do lot wttd the ruches on or *dh your psYROV, Ws roust !Fear from yw no later Amn 60 ?rya *w wa sort you fits " bd on which file lnar1101CO! m e117 appeased. YW Mn teieo11iiM Ms. W dar'g w Ad not pmaeroe your f#ft In YW ie1Mr, 9" us Ste Ioltowing into"Atm (1) your CAM xd atmwt nuri ter M the doa it amount 01 the s"veded e:rm; (3, Mt6 Pit "date of d* tmmacb n in 1:160610Y. IVA 141 a descr"on d the afro[ and an Bftp our", t yob .:art 0f why yotn ti jieve tame a an Caw. K you reed mote ii*rrFW u0n. JaW64 She tam You are riot sure atom If You larva &,Owrced us to pay yam credd card trill aulcmatcofiy tram your so*" or died" a,YAwe with us, you can A* the payment on orgy emcmt yW a" is w10%TO atop tr* mffmm Your Setter name rmdu to film butdr:as days beleta t16 automatic payreta It sdmd%#W to occur. You Rights and Our ReapombBMM Afbw We Rondos Tax Wrftn Mallow 1!Ye rest adm7Msdge your MW 1ltfigft 30 days, otnksa we Iran eoreded fits orm by tent. Wfttin 90 days, we muai eYlwcmtaa the aner or egAmin why lea bete" the bg was cored. After me ra0eba your mW wa cannot " to ODW cry ar"WA yon querdbhl at pew you as ddirquard Wa can Controls to bil you for the avourd you grestlon, ftko q raw 7hnpa16 and we con apply any Inpeld stemma so" ydhr = 0 fi nLV3u do not have 1b pay pry Waslioawd armour alike we are irwaatrgalhg. Cut you are so tooted to par lose pane of your bA 40 am tat in qniiiiion. If we find that we a!ado a atstom on your b0. you nN not have to pay my fn6 dwrv a related to any questioned amowtl B we old not nmiw a misla? e. you may have to Rap ff-wm dsaW% and yeu ids have to maim up any missed parmwta m te questioned arrant. M ehhw care. we all sand you a shsmmnd d fm around yen aura and the date fiat n is due. :! +; •ES !::.t is Kt: ttT••.!E^„ "h-11 Wt Il-;'# %'y1 :M. n1 Rjay n ".:N R:u - d....n,A,;.rr rc•-,E •.cr< c ?.. xp'..?rd:sr d?+ ., nr:' . I , fv :E•r:.;r..; a:sl 'i2 :r z•.• •rf 00.,.:;0:6 a+,. lE 1Xn! 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C p ?G, 6< G 'J ,+y SY ?a pp, f u `y i y.c 31.v Z*YS'-> ?? 4 ?c•, .z s z .=fir c 6 aL ?^77E.rif x =`?`E•+n ?'a A. d ?X?e .' v O r-z --a W mr i' SHERIFF'S RETURN - REGULAR CASE NO: 2008-07556 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAVALRY PORTFOLIO SERVICES LLC VS HOOVER WILLIAM J MICHELLE GUTSHALL , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon HOOVER WILLIAM J DEFENDANT the , at 1305:00 HOURS, on the 3rd day of January , 2009 at 105 E SPRINGVILLE RD BOILING SPRINGS, PA 17007 by handing to WILLIAM HOOVER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge Sworn and Subscibed to before me this So Answers: 18.00 4.50 .?e .56 10.00 R. Thomas Kline .00 33.06 01/05/2009 THOMAS LAW OFFICES By: day Deputy Sheriff of A. D. r- ' r, ?.? ?_ ? - -`? `° ?i ' - ?: ; , t? ;?su ,? -;. ?-:; :a' /- 95 POA15 S- Regarding case #08-7556: Defendant: {ALA/n/ rifF William J. Hoover C,gV,4[RY POArt'4Glo .SZ4VIC£si C[c, ?S 105 East Springville Road 4.5 f d 6NCf O r CA V4,A Y SpV 1, AS Boiling Springs, PA 17007 ASS/?n/Cf- Of F/H CAQJ -s£?UtC?S, N 4 We are currently working with Freedom Debt Relief to resolve this account and others. As of June 2009, we will have been with Freedom for three years. We signed up with Freedom due to increases in the minimum payment amounts and late fees on our credit cards. I was also in transition in regard to my employment at the time. I was self-employed as a newspaper carrier, but the expenses had become too much to handle. I managed to get what I thought was a full-time job at a local Target store, but that turned out to be part-time. I just wasn't making enough money. My wife and I had even considered bankruptcy, but we saw an ad for Freedom Debt Relief and decided that may be a better course to take. As for the amount of the judgment, ($9,853.24 plus interest and legal fees), we have no savings. We have three adult children and a grandchild living with us, and while I have found full-time employment, the expenses really haven't changed since we signed up with Freedom, with the exception of the oil bill more than doubling over the past 6 months. My hope is that this matter can be settled through Freedom Debt Relief. Contact information is below. Yours Truly, Bill Hoover Michael Villa Lead Document Processor Legal Accounts Resolution Unit Freedom Financial Network, LLC 1-800-993-8950 Phone 1-650-393-6888 Fax lcskfreedomdebtrelief.com ?r rs1 r-- M Ul S3' Y > rn x W •• Ca,vakti ?o[ i o services" LLC IN THE COURT OF COMMON PLEAS OF VS CUMBERLAND COUNTY, PENNSYLVANIA NO. 07556 2008 ?i tl•am J . Hoover n a M RULE 1312-1 The Petition for Appointment of Arbitrators shall be substantially fi the 7? .?5 c5 Following form: _ _ J m PETITION FOR APPOINTMENT OF ARBITRATORS TO THE HONORABLE, THE JUDGES OF SAID COURT: Douglas M. Marinos, Esq. counsel for the plaintiff/defendant in the above action (or actions), respectfully represents that: 1. The above-captioned action (or actions) is (are) at issue. 2. The claim of plaintiff in the action is $ 9853.24 The counterclaim of the defendant in the action is The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit as arbitrators: WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the case shall be submitted. Res ly submi ORDER OF CO T AND NOW, petition, Esq., and captioned action (or actions) as prayed for. ,200 , in consideration of the foregoing Esq., and . Esq., are appointed arbitrators in the above By the Court, 4A4.oo PO AIW CK.* 59i1r I21*a5q 81/ &vo lni '314o[ i o Se rviC , L LP_ VS IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 07556 2008 William J . Hoovsr 0 t1 M M-3 RULE 1312-1 The Petition for Appointment of Arbitrators shall be substantially in ?{e Following form: - rn PETITION FOR APPOINTMENT OF ARBITRATORS -P- TO THE HONORABLE, THE JUDGES OF SAID COURT: Douglas M. Marinos, Esq. , counsel for the plaintiff/defendant in the above action (or actions), respectfully represents that: 1. The above-captioned action (or actions) is (are) at issue. 2. The claim of plaintiff in the action is $ 9853.24 The counterclaim of the defendant in the action is The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit as arbitrators: WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the case shall be submitted. Re ly submi ? v ORDER OF CO T AND NOW, q _, 20/D 6' , in consideration of the foregoing petition, IZ/4-26 _j Esq, and Esq., and Esq., are appointed arbitrators in the above captioned action (or actions) as prayed for. r- w -? A 0 U") r :f C0 ! ' at _C: Z u 03 j tl 3fjvq rd CZ) N pA ATry clc* 5911 f zr*d3?811 -? Plaintiff Defendant In The Court of Common Pleas of Cumberland County, Pennsylvania No, OK - -7S3-40 Civil Action - Law. Oath We do solemnly swear (or affirm) that we will support, obey and defend the Constitution of the United States and the Constitution of this Commonwealth and that we will discharge the duties of our office with fidelity. Signature Name (Chairman) Si nature r _I Name lInature ?v CF"? Name - _PS LP*,) Law Firm 4S w. ?_r . Address EL Law Firm _53 Q G?so Address , YW06?v/ 1 ., zaf Law Firm T Address City, Zip City, Zip city, zip Award We, the undersigned arbitrators, having been duly appointed and sworn (or affirmed), make the following award: _ (Note: If damages for delay are awarled, flig shall be peatelk sti ed.) 0 . Arbitrator, dissents. (Insert name if applicable.) Date of Hearing: Chairman) Date of Award: 'f - t? Notice of Entry of Award Now, the 0 day of , 20AL?at 16; , -M., the above award was entered upon the docket and notice th reof given by n pail o the parties or their attorneys. Arbitrators' compensation to be paid upon appeal: By: ----- -- Prothonotary Deputy 2010 APP 21 AM 10. 58 PENT`N'SYLVrNIA Cop i'es rAlst L.;7C ltd , ? vv ? £1Z-. `r