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Home My WebLink About09-0032 IN THE COURT OF COMMON FLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff v. MICHAEL W VARNER Defendant(s) NO. Q~ -003.1 l~ -V ul ~e1`!1 COMPLAINT IN CIVIL ACTION Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_l 1 Cmplt Cvr Sht .'PBaF File No. 08-82838 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. v. MICHAEL W VARNER Defendant(s) You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You aze warned that if you fail to do so the case may proceed without you and a judgment may be entered against you~by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER Usted ha sido demandado en cone. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomaz accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una compazecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion coma se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes paza usted. LISTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS SI LISTED NO PUEDE PAGAR POR LOS SERVICIOS DE OFFICE MAY BE ABLE TO PROVIDE YOU `W. T ~ ; ~BOGADO, ES POSSIBLE QUE ESTA OFICINA LE INFORMATION ABOUT AGENCIES THAT MAY bF~~~~A PROVEER INFORMACION SOBRE AGENCIAS LEGAL SERVICES TO ELIGIBLE PERSONS AT A QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O REDUCED FEE OR NO FEE. BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR CUMBERLAND COUNTY BAR ASSOCIATION ASSOCIATION 32 SOUTH BEDFORD STREET 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 CARLISLE, PA 17013 717-249-3166 ; ~; 717-249-3166 PA_21Notice to Defend P&F File No. 08-82838 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNY . VANIA TARGET NATIONAL BANK/TARGET VISA ~ 1 Plaintiff v. MICHAEL W VARNER Defendant(s) COMPLAINT IN CIVIL A TION NO. AND NOW, comes Plaintiff, TARGET NATIONAL BANK/TARGET VISA , by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Com~lia~ irr Civil Action, and in support thereof aver as follows: 1. Plaintiff, TARGET NATIONAL BANK/TARGET VISA , is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is MICHAEL W VARNER, an adult individual, believed to currently reside at 239 THREE SQUARE HOLLOW R NEWBURG, PA 17240-9213. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4352371731428927, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of . , October 25, 2008, Defendant(s) owes $2,56$i'n said account plus interest at 0.00 %. 5. Plaintiff maintains accurate books of account recording all credits and debits for PA_OS Civil Cmplt Crdt Crd P&F File No. 08-82838 this account. 6. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise z~ ~.~count stated, upon which Plaintiff has relied. ~ ~ . ~..,v....,,.. 7. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $2,568.79, plus interest and costs. 8. By failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 9. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due-and therefore the full amount of the account is now due and payable. . , t~a ;, '; ,. ,~ 8. ~ W 4~ PA_OS Civil Cmplt Crdt Crd P&F File No. 08-82838 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $2,568.79, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. iy s mittea: & F ix, A.P.C. ,r : ,. Date: November 25, 2008 a.! :.I ,~''; Greg . M rris, Esquire 21 E. a' Street C e A 15106 ( 12) 4 9-7675 PA_OS Civil Cmplt Crdt Crd P&F File No. 08-82838 Account Number: XXXX-XXXX-XXXX-8927 Account Identification Number: 00030639257 statement Closing Date: October 25, 2008 MICHAEL W VARNER Page_1 of 2 Target Visa Credit Card Account Summary 529 79 Total Credit Limit $0 Cash Limit $0 Available Credit $0 Portion Available for Cash $0 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDDlTDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Important Messages Important Statement Message Security is important to us as it is to you -that's why we have removed your account number from your credit card statement. If you need to call us for any reason, please have your credit card handy. Payments 8t, Credits No payments or credits were received last month Other Charges Oct. 20 LATE PAYMENT FEE $39.00 Total Other Charges $39.00 Target Nstionel Bsnk, en efAliate MTSryet Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION TARGEIF NEw PHONE, NOME oR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY STATEMENT PAGE NOT PR NJTED Previous Balance $2, 00 0 Payments & Credits . 00 0 Purchases & Advances . 00 39 Other Charges . 00 0 FINANCE CHARGES . New Balance :2,568.79 Amount Past Due 5746.59 Minimum Payment Due 52,5168.79 (includes any Amount Past Due) Payment Due Date November 79, 2008 INCLUDE THIS PORTION WRH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK IIIIIIIIIIIIII~N~IIIIIIIIINI~1~ Account Number XXXX-XXXX-XXXX$927 New Balance $2,568.79 Minimum Payment Due $2,568.79 Payment Due Date November 19, 2008 r.r.r„r.r.,r„r,r.r,r,r„rr,,,,,rr,,,,rrr,.,r,,,rrr TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 Amount ~~ Enclosed MICHAEL W VARNER 239 THREE SQUARE HOLLOW RD NEW$URG, PA 17240-9213 r...nr,,,r„r.r.r„nr„,r,r,„,r,r,„n„n,,,n,r,r„r,r„r _ O ~ _ ~ ~~ ~ ~ 4000580256879D25687990435237173142892771 TARGET ~ooooo~ Account Number: XXXX-XXXX-XXXX-8927 Account Identification Number: 00030639257 Statement Closing Date: October 25, 2008 MICHAEL W VARNER Page 2 of 2 Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.0000096 0.00% $0.00 50.00 00 00 50 $0 S0.00 50.00 Cash 0.00000% 0.00% . . Total FINANCE CHARGES: 50.00 Actual ANNUAL PERCENTAGE RATE: 0.00% There is a minimum FINANCE CHARGE of 51.00 for any billing period in which a Finance Charge is imposed 30639257 In Court Judicial (CircuibDistrict) Original Creditor Name: TARGET NATIONAL BANK Debtor Name: VARNER, MICHAEL W Co-Debtor Name: NAN Number: N00000026339358 Account Number: ************8927 AFFIDAVIT OF ACCOUNT STATE OF MINNESOTA COUNTY OF HENNEPTN ss: The undersigned, ADAM GRIM states that: I am a representative of TARGET NATIONAL BANK and am authorized to Verify current balances due and owing to TARGET NATIONAL BANK on credit card accounts. 2. As of the date of this affidavit I have reviewed the records of the above listed person and account, and that the amount due and owing to TARGET NATIONAL BANK on this account, over and above all known legal set offs is $2568.79. 3. That reasonable inquiry has been made to determine if the defendant is in the military service of the United States of America, and to the best of my knowledge that defendant is not in such military service and is therefore not entitled to the rights and privileges provided under the Soldiers and Sailors Civil Relief Act of 1940, as amended. That the above information is true to the best of my knowledge, information and belief, and based upon the books and business records of A L BANK. Authorized Agent of TARGET NATIONAL BANK Subscribed and sworn to before Me on 4 day of November, 2008 otary Public My commission expires: ~ ~l C~ ************8927 x?~", A144 PATENAUDE & FELIX, A.P.C ~~ "` •' •• NOTARYPUBLIC-MINNESOTA ., ,~ .. ~` • My Conuninion F.xpiret Jan. 91.2013 "" JANICE L. LOKEN r r The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unswom falsification to authorities, that he is, ADAM GRIM, Assistant Secretary, of TARGET NATIONAL BANK, Plaintiff Herein, that he is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his knowledge, information and belief. ADAM GRIM Authorized Agent of TARGET NATIONAL BANK ************8927 A 144 PATENAUDE & FELIX, A.P.C ' N ~::. ` - w 77 ~ _~ n ..~ _ ,`y ~ a 17 . `~ ~ ~ .. ~. ~tT ~` s ~ r ~ 7 ~' ~ ~' ^ ~ , e Q f ~P ~ y' ~lPi r ~1 V- ~ }~ a .~' C,I7 :3J D '` --e