HomeMy WebLinkAbout09-0041
Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
S~eetal R. Shah-Jani, Esq., Id. No. 81760
~Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000 193685
PHH MORTGAGE CORPORATION
4001 LEADENHALL ROAD
MOUNT LAUREL, NJ 08054
Plaintiff
v.
ROBERT W. SMITH, III
SEMOY T. SMITH
1256 ALMA LANE
MECHANICSBURG, PA 17055-9710
Defendants
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CNIL DNISION
TERM ~%di /l
No. o~ - U(1 ~l ~
CUMBERLAND COUNTY
CIVIL ACTION -LAW
COMPLAINT IN MORTGAGE FORECLOSURE
File #: 193685
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
aze served by entering a written appeazance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You aze warned that if
you fail to do so, the case may proceed without you, and a judgment maybe entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service:
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
File #: 193685
Plaintiff is
PHH MORTGAGE CORPORATION
4001 LEADENHALL ROAD
MOUNT LAUREL, NJ 08054
2. The name(s) and last known address(es) of the Defendant(s) are:
ROBERT W. SMITH, III
SEMOY T. SMITH
1256 ALMA LANE
MECHANICSBURG, PA 17055-9710
who is/aze the mortgagor(s) and/or real owner(s) of the property hereinafter described.
3. On 04/07/1999 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to MEMBERS 1ST FIRST FEDERAL CREDIT UNION which
mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in
Mortgage Book No. 1533, Page 661. By Assignment of Mortgage recorded 04/12/1999
the mortgage was assigned to PLAINTIFF which Assignment is recorded in Assignment
of Mortgage Book No. 609, Page 627. The mortgage and assignment(s), if any, aze
matters of public record and are incorporated herein by reference in accordance with
Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach
documents to pleadings if those documents aze of public record.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 08/01/2008 and each month thereafter aze due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 193685
6.
The following amounts are due on the mortgage:
Principal Balance $41,984.10
Interest $1,269.60
07/01/2008 through 12/31/2008
(Per Diem $6.90)
Attorney's Fees $1,300.00
Cumulative Late Charges $149.32
04/07/1999 to 12/31/2008
Cost of Suit and Title Search 750.00
Subtotal $45,453.02
Escrow
Credit
($193.43)
Deficit $0.00
Subtotal 193.43
TOTAL $45,259.59
7.
8.
If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above
maybe less than the amount demanded based on work actually performed. The
attorney's fees requested are in conformity with the mortgage and Pennsylvania law.
Plaintiff reserves its right to collect attorney's fees up to 5% of the remaining principal
balance in the event the property is sold to a third party purchaser at Sheriffs Sale, or if
the complexity of the action requires additional fees in excess of the amount demanded in
the Action.
Plaintiff is not seeking a judgment of personal liability (or an in personam judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
File #: 193685
9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Frogram pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum
of $45,259.59, together with interest from 12/31/2008 at the rate of $6.90 per diem to the date of
Judgment, and other costs and chazges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
PHELAN HALLINAN & SCHMIEG, LLP
By: 8' ~o~ ~
La ence T. Phelan, quire
Francis S. Hallinan, Esquire
Daniel G. Schmieg, Esquire
Michele M. Bradford, Esquire
Judith T. Romano, Esquire
Sheetal R. Shah-Jani, Esqui e
Jenine R. Davey, Esquire
Lauren R. Tabas, Esquire
Vivek Srivastava, Esquire
Jay B. Jones, Esquire
Peter J. Mulcahy, Esquire
Andrew L. Spivack, Esquire
Jaime McGuinness, Esquire
Chrisovalante P. Fliakos, Esquire
Attorneys for Plaintiff
File #: 193685
LEGAL DESCRIPTION
ALL THAT CERTAIN tract of land, known as Lot No. 26, Plan of Kolb Country Estates,
located in Monroe Township, Cumberland County, Pennsylvania, more particulazly bounded and
described in accordance with the survey of Douglas S. Brehm, R. S., dated Januazy 23, 1985, as
follows:
BEGINNING at the point in the northern dedicated right-of--way of Alma Lane, at the corner of
Lot No. 25, Kolb Country Estates; thence along the eastern line of said Lot, North 3 degrees 15
minutes 5 seconds East 210.29 feet to a point; thence by property now or formerly of Paul
Simmons South 86 degrees 19 minutes 33 seconds East 175.00 feet to a point at the northwest
corner of Lot No. 27 on the aforementioned Plan; thence along the western line of said Lot South
30 degrees 13 minutes 34 seconds West 212.56 feet to a point in the cul-de-sac of said Alma
Lane; thence by a curve to the right having a radius of 50 feet, an azc distance of 65.59 feet to a
point; thence by a curve to the left having a radius of 25 feet, an azc distance of 21.03 feet to a
point, the place of BEGINNING.
PREMISES BEING: 1256 ALMA LANE
PARCEL No: 22-28-2403-035
BEING all of Lot No. 26 on the Plan of Lots known as Kolb Country Estates, which Plan is
recorded in the Office of the Recorder of Deeds of Cumberland County in Plan Book 47, Page
154.
File #: 193685
..
VERIFICATION
I hereby state that I am the attorney for Plaintiff in this matter, that Plaintiff is
outside the jurisdiction of the court and/or the verification could not be obtained within
the time allowed for the filing of the pleading, that I am authorized to make this
verification pursuant to Pa.R.C.P. 1024 (c}, and that the statements made in the foregoing
Civil Action in Mortgage Foreclosure are based upon information supplied by the
Plaintiff and are true and correct to the best of my knowledge, information and belief.
Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt.
The undersigned understands that this statement is made subject to the penalties
of 18 Pa.C.S. Sec 4904 relating to unsworn falsifications to authorities.
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Solicitor
PHH Mortgage Corporation Case Number
vs. 2009-0041
Robert W Smith
SHERIFF'S RETURN OF SERVICE
07/07/2009 R. Thomas Kline, Sheriff, who being duly sworn according to law, states that this writ is returned STAYED,
per letter of instruction from Attorney Schmieg.
SHERIFF COST: $79.05
July 07, 2009
SO~AJ, N~~SWERS,
R HOf MAS KLINE, SHERIFF
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Real Estate Sale #
On May 5, 2009 the Sheriff levied upon the
defendant's interest in the real property situated in
Monroe Township, Cumberland County, PA
Known and numbered as, 1256 Alma Lane,
Mechanicsburg, more fully described on Exhibit
"A" filed with this writ and by this reference
incorporated herein.
Date: May 5, 2009
Real Estate Coordinator
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Phelan Hallinan & Schmieg, LLP
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
Attorney For Plaintiff
PHH MORTGAGE CORPORATION
Plaintiff
vs
ROBERT W. SMITH, III
SEMOY T. SMITH
Defendant
: I Court of Common Pleas
: I Civil Division
: CUMBERLAND County
: I No. 09-0041
PRAECIPE
TO THE PROTHONOTARY:
Please vacate the judgment(s) entered without prejudice. c-?
G
Date: December 27, 2010 PHELAN HALLINAN & SCHMIEG, LlAm
By:
Lawrence T. Phelan, Esq., Id. No. 32227 c?
Francis S. Hallinan, Esq., Id. No. 62695 o
Daniel G. Schmieg, Esq., Id. No. 62205 c--
.- Michele M. Bradford, Esq., Id. No. 69849 ?
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
Joshua 1. Goldman, Esq., Id. No. 205047
Courtenay R. Dunn, Esq., Id. No. 206779
Andrew C. Bramblett, Esq., Id. No. 208375
Allison F. Wells, Esq., Id. No. 309519
PHS# 193685 Attorneys for Plaintiff
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