HomeMy WebLinkAbout09-0147IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff No: QQ- p~y~ ~,tVl~ ~Z°X'M'1
vs.
COMPLAINT IN CIVIL ACTION
RHONDA J VARNER
Defendant FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
06979764 C N Pit REA
IN THE GOURT'OF COMMON PLEASCOVILUD VIS ON COUNTY, PENNSYLVANIA
CAPITAL ONE BANK (USA),NA
Plaintiff
vs.
RHONDA J VARNER
Defendant
Civil Action No
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
' COMPLAINT
1. Plaintiff, CAPITAL ONE BANK (USA),NA is a corporation with offices
at 15000 CAPITAL ONE DRIVE RICHMOND VA 23238
2. Defendant is adult individual(s) residing at the address listed
below:
RHONDA J VARNER
759 HAMILTON CT
CARLISLE, PA 17013
3. Defendant applied for and received a credit card bearing the
account number XXXXXXXXXXXX2355 .
4. Defendant made use of said credit card and has a current balance
due of $1335.39 as of October 24, 2008 .
5. Defendant is in default by failing to make monthly payments when
due. As such, the entire balance is immediately due and payable to
Plaintiff.
6. Plaintiff is entitled to the addition of interest at the rate of
26.400 per annum on the unpaid balance from October 24, 2008 A copy
of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and
made a part hereof.
7. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the balance due to Plaintiff.
Wherefore, the Plaintiff prays for judgment in its favor and
against Defendant RHONDA J VARNER INDIVIDUALLY in the amount of
$1335.39 with continuing interest thereon at the rate of 26.400 per
annum from October 24, 2008 plus costs.
James War pro t,42524
WELT INBERG & REIS CO., L.P.A.
436 S ve h Avenue, Suite 1400
Pitt ur h, PA 15219
(412 4 4-7955
FAX: 4 -338-7130
069 9 4 C N Pit REA
This law firm is a debt collector attempting to collect this debt for
our client and any information obtained will be used for that purpose.
~~~~.
what's in your wallet?
500013
NOT PAYING YOUR DEBT
DOESN'T MAKE IT GO AWAY.
In fact, even if we report your account as charged off, you'll still be responsible
for paying your debt. So why not call us to see what we can do together to
keep you from receiving such a serious mark on your credit record? -
We're here to help. Please contact us to
find a solution that's right for you.
You can make a payment with our ft~ check by phone service
or speak to an associate by calling 1.800.955.6600.
Make sure you or a pay the amount due on your statement within 30 davs to keep your acoourd from being dtarged off.
500013-06503
® 2r706 Capital One Services, Inc. Capita! Onc u a frdrmUy r sirtnrd frrvice mark All rigbu rarrvrd
previous Balance payments b Credits FINANCE
CHARGE TrensacUons New Balanu Minimum Payment Dw Date
$1,008.21 - $0.00 + $23.71 + $39.00 = $1,070.92 $570 92 Feb. 15, 2008
Dec. 22, 2007 -Jan. 21, 2008 Page 1 of 1 eras[ mr ar risst ms aarorarr
Your account is six payments behind. H we charge off your account due to late payments, we will report the
se APR as reflected on this
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Visa Platinum Account a
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chagedofF status to severer national credit bureaus, arbl the
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plied to all your outsterbing balances. Ad now to prevent Nis fran happening. Please pay
be a
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4182-3625•T7ti423S5 p
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on your statement a give us a call al 1.800.955.6600. We11 vaxk wiN you so you can take cartr
Your Aaxunt Mformati0n account and alert rebu8dirg your credk with Capital One.
TOTAL CREDIT LINE ~•~
TOTAL AVAILABLE CREDIT ~•~
CREDR LINE FOR CASH ~•~
AVAILABLE CREDIT FOR CASH ~•~
Finance Charges (Please see reverse Tar inportant krfonnaOon)
b Pew ~~ CH~ARG
Purchases 51,028.38 0.07438% D 27.15% 523.71
Cash 50.00 0.07438% D 27.15% >i0.00
ANNUAL PtRCENrAGE RATE appWd this Period: 27.15%
® uYourServke1a00.803~3837
To al Cuslarer ReMas a b upon a loaf a alolen card:
® Ssnd psyrrwrts to:
pePaW One Bank • P.O. Box7088/ • (2wktU, NC 28272-0884
A sad ieauirMs to:
CapIW One • P.O. Bcrr 30288 • Sea take pay, Ur 84f 30-0285
Have a grresfion aborR a drarge an Yoe s ~ ~ a
® Plrese refs to Ore BilNng Rigks Srannmry
your statemet a vlsO D0i8y,~gBD,~il11DplII@S•
"Impotent Notice" Urbler Ore terms we previoudy d'ecloeed to you, yore arxorrnt is now ekgiMe for an kraease
in Annual Peroartage Rates (APRs) etiecOve inarredieldy. Ftowever, CapBal One has eMded not b raise your
APRs al Ois time. Pl~ee be advised Brat if you fa8 to keep yea aaouM in good stabling, Capital One reserves
Ne dgM W raise you APRs in the future.
p nts Credits 6 Ad ustments
Transactions j39,Og
1 15 JAN PAST DUE FEE
EXHIBIT
1
las been slgPerrded. As staled'ar
Vour accorat is !M days Past die and four Payment montllh ~~~ ~ ~ ~ orcee your aaouM is
your Payment Prdec6on agreertlenk Y~
no brger 90 data Past due. You may stR bo eigble fa benefb b be paid to yore axorart Tor loss evaOs
d~critred kr you Payment p~~ Ord, Cab Sbrrebdd9e Benefit Servxxs at 1-888-527-6904 to see 8
your situation qua0fies fa barefiLs.
You were assessed a past due fee because yow mkrknum payment was not received bi the due date•t to reach
this tae in Ore hihae, we recommend Nat you allow al kas17 truskress days fa yore minanum peymen
Capaal One.
OlOM6056
6056 506 1 07 21 080121 PAGB 1 of 1
PLEASE RETURN pORnON BELOW WRH PAYMENT OR LOG ON TO W W WCAPtrALONE.COM TO MAKE YOUR PAYMENT ONLINE
0 4862362577602355 21 1070920070000570926
~' I what's in your wallet?~
New Balance Minimum Payment Due Date
$1,070.92 $570.92 Feb. 15, 2008
PLEASE PAY AT LEAST
THIS AMOUNT
Amourtt Endosed
Capital One Bank Irlrrllltrrrlrrlrllrrl
R.O. @qx 70684
Charlotte. NC 28272-0884
Ldd6JudallrrrLddllrrdrdrlrr6r6r16drr1rrlLrdl
Account Number. 4862-3625-7760-2355
please print addmss or phone number lunges below using blue or black ink.
address
Home Phone akemate Phone
Email address ~
#900220B8765Q0517# MAIL ID NUMaBR
RHONDA J VARNER
759 HAMILTON CT
CARLISLE, PA 17013-35]9
IrrrllLrrlllr,r,rill„II„r,11,1,1,,,,111,1r„I,I,hlrrlrrLl
Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the endosed envelope.
RHONDAJVARNER
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BM.LB1O RIGHTS SUMMARY
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~~~one IT'S STILL NOT TOO LATE.
what's in your wallet?
Your account is unusable. Please pay the amount due on your
statement by the due date. Remember we're here to help!
Sooolz
Let's work together to find a solution that's right for you.
You can make a payment with our free check by phone service
or speak to an associate by calling 1.800.955.6600.
®1007 Capita! tree Snviut, lac. Capital Oae it a federally rcguured tervia mar~E. AU righa rotcnxd
FINANCE
Previous Balance Paymsnta 6 Credits CHARGE Trensadiona New Balance Minimum Payment Dw Date
$947.49 - $0.00 + $21.72 + $39.00 = $1,008.21 $508.21 Jan. 15, 2008
Nov. 22, 2007 -Dec. 21, 2007 Page 1 of 1 nensE mr u uASr Tns asbrxar
You're behind by five payments sfl wa ve pamranenlly suspended your charging privileges. 0 You don't make a
Visa Platinum Account sldkaent payment in the next 7 weeks your account is at risk far being charged off and reported to the national
4862-3625dT6o-2355 credB bureaus. Please don't let this happen. 0 ycw're feeling Overwhelmed, call us at 1.800.955.(;600. Wetl work
viih you !o resolve this matter.
Your Account Infomtatbn
TOTAL CREDIT LINE $`'~•~
TOTAL AVAILABLE CREDIT 50•~
CREDIT LINE FOR CASH 5500.00
AVAILABLE CREDIT FOR CASH ~•~
Finance Charges (Please see reverse for important infarmafxn)
Balance rate Periodic ~ CF ~~
app9ed b rate
Purd.sea fli84.38 0.07507% D 27.40% 521.72
Cash 50.00 D.07507% D 27.40% 50.00
ANNUAL PERCENTAGE RATE appNed thb period: 21.40%
® At Your Ssrvlu 1~BOOdg2-7637
To aE Cuatarrr Rdatlare a b report a bat or abler card:
® Sand payments to:
CapltY One bank • P.O. Boz 70881 • Cleddta, NC 26272-0884
® Sant MrquirMs to:
Capsal One • P.O. Bmr 30285 • Sea Lake CAy. ~ 84730-0285
® Have a quesfion about a charge on your slatemant?
please refer W the 83falg Rghb Summary an the back of
your statement or visit
P menu Credits & Ad ustments
Transactions 53s.oo
1 17 DEC PAST DUE FEE
Urxix terms prevlaaly disdoaed b you, some or aN d your Annual Percentage Raiea (APRs) haw been
increased skKx your accourd vns pest due Twice n the past 12 bNrrp cydn• B yaw raMa have already
irxxeaaed, subsequent defapuerKdea aderrded Me draation of the Increased rhea. RenNnlba: ff we receive
your minimum montlty paymeri on time far 72 consecrAive blNrtg ~, this axount wrl be reviewed for a
posslbb rolwn to your Nor-tntroductcrY APR.
Your aaount is 90 days past due and your Payment Protecfion coverage has been st.perxfed. As stated in
yaw Payment Prdedion agreenren4 your (overage arM lrlordtiy dlarge wdl be reir~ed once your aaamt is
rp larger 90 days past due. You may st91 be erg ~ Storabridpe BeneN Servxes-888.5~ 904 b sae'd
described in yaw Payment Pratecficrl agreenlanL
your sduation qualifies for berrefils.
You were assessed a pest due tee because yaw minimum peymerd vvas not received by the due dale. To avoid
tYws fee in the future, we recommend Slat You albw at least 7 business days ~~~~~~ to reach
Cep9al One.
1 07 21 071221 FAGS 1 of 1 O1DM6056
6056 506
PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO W W WCAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE _
0 4862362577602355 21 1008210070000508212
~i°!e"~~" I wheys in your walkc7•
New Balance Minimum Payment Due Date
$1,008.21 $508.21 Jan. 15, 2008
PLEASE PAY AT LFAST
THIS AMOUNT
Amount Endosed ~-
Capital On• Bank irlrrilirrrrsrllrlriri
P.O. Box 70884
Charlotte. NC 28272-0884
LrldlrrLrddlrrdtald16rr6rlJrrlrr6rlledrdrJlrrrll
Account Number. 4862-3625-7760-2355
Please print address or phone number changes blow using blue or black ink.
Addre::
Home Phone Altemare Phone
Emaif address ~
#9035608876540519# NAIL ID NVMEER
RHONDA J VARNER
759 NANILTON CT
CARLISLE, PA 37033-3539
iurillnrlllrunrlluliusrlirlrinrrllirlurlrlrieirrinirl
Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope.
RHONDAJVARNER
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Rare ao nd urerpn, pprdpe, ab. when pgrlg Yee
CAPITAL ONE BANK (USA), N.A.,
Plaintiff,
v
RHONDA J VARNER
Defendant(s).
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating
to unsworn falsification to authorities, that he/she is an authorized agent of CAPITAL ONE
BANK (IJSA), N.A., Plaintiff herein, and that he/she is duly authorized to make this
Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and
correct to the best of his/her knowledge, information and belief.
Dated:
- Courtney Ston
A049
WELTMAN, WEINBERG & REIS CO., L.P.A.
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Sheriff s Office of Cumberland County
R Thomas Kline
Sheriff
Ronny R Anderson
Chief Deputy
Jody S Smith
Civil Process Sergeant
Edward L Schorpp
Solicitor
Capital One Bank (U.S.A.) N.A.
vs.
Rhonda J. Varner
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Case Number
2009-0147
SHERIFF'S RETURN OF SERVICE
08/29/2009 12:25 PM -Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on August
29, 2009 at 1225 hours, he served a true copy of the within, Complaint and Notice upon the within named
defendant, to wit: Rhonda J. Varner, by making known unto herself personally, at 1049 Grahams Woods
Road Newville, Cumberland County, Pennsylvania 17241 its contents and at the same time handing to hei
personally the said true and correct copy of the same.
SHERIFF COST: $38.80
V[- ! I7i.- nr^ :t"t~. ppl~yy~/
209 SEP - I ~'~~ 2~ 17
,..: ~ ,
SO ANSW R
r-
~.
August 31, 2009 R THOMAS KLINE, SHERIFF
~'
uty S sriff
' µ,~
WELTMAN, WEINBERG & REIS CO., L.P.A.
BY: Sarah E. Ehasz, Esquire Attorney for Plaintiff(s)
I.D. No.86469
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219 ?.w
Phone: 412.434.7955 -o ,
Fax: 412.434.7959 .M
File # 6979764 X:Z
cn co
-Cy' _
to
CAPITAL ONE BANK (USA),NA c
'
Plaintiff am
CUMBERLAND County
Court of Common Pleas
vs.
NO. 09-0147 CIVIL TERM
RHONDA J VARNER
Defendant(s)
PRAECIPE FOR SATISFACTION OF JUDGMENT
TO THE PROTHONOTARY:
Please kindly Satisfy the Judgment of the above-captioned matter upon the records of the
Court and mark the cost paid.
WELTMAN, WEINBERG & REIS CO., L.P.A.
By
Sarah E. Ehasz, Esquire
Attorney for Plaintiff
Sworn to and subscribed
Before me the Ot day of , 2012
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NOTARY PUBLIC
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CofforA qn NW, 15 ,2014
MEMBER, PE04W&VWA AMMTM OF WARLESS
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