HomeMy WebLinkAbout09-0158Phelan Hallinan & Schmieg, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id. No. 62205
Michele M. Bradford, Esq., Id. No. 69849
Judith T. Romano, Esq., Id. No. 58745
Sheetal R. Shah-Jani, Esq., Id. No. 81760
Jenine R. Davey, Esq., Id. No. 87077
Lauren R. Tabas, Esq., Id. No. 93337
Vivek Srivastava, Esq., Id. No. 202331
Jay B. Jones, Esq., Id. No. 86657
Peter J. Mulcahy, Esq., Id. No. 61791
Andrew L. Spivack, Esq., Id. No. 84439
Jaime McGuinness, Esq., Id. No. 90134
Chrisovalante P. Fliakos, Esq., Id. No. 94620
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000 193084
JPMORGAN CHASE BANK, NATIONAL
ASSOCIATION, AS PURCHASER OF THE LOANS
AND OTHER ASSETS OF WASHINGTON MUTUAL
BANK, F!K/A WASHINGTON MUTUAL BANK,
F.A. (THE "SAVINGS BANK") WASHINGTON
MUTUAL BANK, F.A., F/K/A PNC MORTGAGE
CORPORATION OF AMERICA FROM THE
FEDERAL DEPOSIT INSURANCE CORPORATION,
ACTING AS RECEIVER FOR THE SAVINGS BANK
AND PURSUANT TO ITS AUTHORITY UNDER
THE FEDERAL DEPOSIT INSURANCE ACT, 12
U.S.C.A A§1821 (D)
7255 BAYMEADOWS WAY
JACKSONVILLE, FL 32256
Plaintiff
v.
ANNETTE AUMILLER
718 HUMIlVIEL AVENUE
LEMOYNE, PA 17043
Defendant
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. ~ ~ ' O 15 ~ L~ ~ ~ `FUH
CUMBERLAND COUNTY
CIVIL ACTION -LAW
COMPLAINT IN MORTGAGE FORECLOSURE
File #: 193084
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You aze warned that if
you fail to do so, the case may proceed without you, and a judgment maybe entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIlZE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service:
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
File #: 193084
1. Plaintiff is
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, AS PURCHASER OF
THE LOANS AND OTHER ASSETS OF WASHINGTON MUTUAL BANK, F/K/A
WASHINGTON MUTUAL BANK, F.A. (THE "SAVINGS BANK") WASHINGTON
MUTUAL BANK, F.A., F/K/A PNC MORTGAGE CORPORATION OF AMERICA
FROM THE FEDERAL DEPOSIT INSURANCE CORPORATION, ACTING AS
RECEIVER FOR THE SAVINGS BANK AND PURSUANT TO ITS AUTHORITY
UNDER THE FEDERAL DEPOSIT INSURANCE ACT, 12 U.S.C.A A§1821 (D)
7255 BAYIVIEADOWS WAY
JACKSONVILLE, FL 32256
2. The name(s) and last known address(es) of the Defendant(s) are:
ANNETTE AUMILLER
718 HUIVIlVIEL AVENUE
LEMOYNE, PA 17043
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
3. On 09/30/1996 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the
Recorder of CUMBERLAND County, in Book No. 1345, Page 254. A copy of the
Mortgage is attached as Exhibit "A".
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 08/01/2008 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 193084
6. The following amounts are due on the mortgage:
Principal Balance $49,728.40
Interest $2,103.70
07/01/2008 through 01/09/2009
(Per Diem $10.90)
Attorney's Fees $1,325.00
Cumulative Late Charges $24.05
09/30/1996 to 01/09/2009
Mortgage Insurance Premium / $10.93
Private Mortgage Insurance
Cost of Suit and Title Search 750.00
Subtotal $53,942.08
Escrow
Credit $0.00
Deficit $121.56
Subtotal 121.56
TOTAL $54,063.64
7. If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above
maybe less than the amount demanded based on work actually performed. The
attorney's fees requested are in conformity with the mortgage and Pennsylvania law.
Plaintiff reserves its right to collect attorney's fees up to 5% of the remaining principal
balance in the event the property is sold to a third party purchaser at Sheriffs Sale, or if
the complexity of the action requires additional fees in excess of the amount demanded in
the Action.
8. Plaintiff is not seeking a judgment of personal liability (or an in personam judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy praceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
File #: 193084
9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Assistance Program pursuant to Act 91 of 1983', as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the te>rnporary stay as provided by
said notice has terminated because Defendant(s) has/have filed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or haslhave been denied assistance
by the Pennsylvania Housing Finance Agency.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum
of $54,063.64, together with interest from 01/09/2009 at the rate of $10.90 per diem to the date
of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure
and sale of the mortgaged property.
PHELAN HALLINAN & SCHMIEG, LLP
.n /
By. ~ ~N ~ (~ (7 ~l
Lawrence T. Phelan, squi
Francis S. Hallinan, Esquire
Daniel G. Schmieg, Esquire
Michele M. Bradford, Esquire
Judith T. Romano, Esquire
Sheetal R. Shah-Jani, Esquire
Jenine R. Davey, Esquire
Lauren R. Tabas, Esquire
Vivek Srivastava, Esquire
Jay B. Jones, Esquire
Peter J. Mulcahy, Esquire ,/
Andrew L. Spivack, Esquire
Jaime McGuinness, Esquire
Chrisovalante P. Fliakos, EsCluire
Attorneys for Plaintiff
File #: 193084
RECORD ANp AEIIIRH T0:
PNC IIORT84GE CORP. Of ANEflICA
2000 OAFOflO Ofl1YE
3RD FLOOR
BETHEL PARK, PA 15102
Parcel Number; 12-22-OB2/-IB7
PAEPAflEO BY:
DEBBIE LOCANTE
BETHEL PARK, PA 15)02
lep•w AM• Tlria Um Par Yaeriial 1)ar•T
MORTGAGE
J'.C;EJiT P, ZIECL~R
CUTABELaJJD COUNTYSPa
rss ocr;_~ Air s ss
LENDER'S A DB•2/-03W1
'1'IJIS MOR'1'GAOL7 ("Security JOatrument") i° liven on
ANIIETTE AIN11lLER,SJNGLE SEPTENBEp 30 , 79~ . Tha mOrtlalor is
(`Borrower").This Sxurity Itutrvment is liven to PNC NORTDABE CORP, DF ANER JCA
which is nr!°nized and exiatip! under the taws Of THE SLATE OF OHIO '
eddraPbia 75 NORTH FAIRYAY OAJYE, YERNOH H1lLS, ILLINOIS 88081 'and whrne
Sltlt-FIvE tHOUSAHO FIVE HWIOpEO FJFTT OOLLAR4 ANO 2ER0 CENTS-rider-)- Horrower owes l.ertder [he rims I s~im ut
----------------------r ' P°
IJullara(L+.S.S88,550.00------------- ___-_----_--------_.___-------
Insrn,ment ('Note'). which provide fa month! t ~ evldanoed by Born>wa'~ aoadated eheame data a thin Security
OCTOBER 1. T026 7 prmmtr, with the full debt, if pot paid arliae, due Aad payable on
evidenarl by the Note, with interest, and al~~ Security E~'Q4t ~~ ro Laaadt: {a) the'Fapaymant oY the debt
otJrcr some, with inters[, advaaeed under ~~ 9e~ onsapd mo~fistione of the 1Vot~! (b) tIM payment of all
the Irwformanoe of iJorrower's covena04 N>>?h Ij the security O< this Sewri,y Irwtrument; and {c)
PurlrrMC, Rormwer dos herob mo °Q°0m°o1° wtdar Chia Security Jnatrumant apd Nre Note, For this
Y rtlala, !rant and convey to Lender t ~-oW~wiN dsori6ed proprit! located in
Cbunty, I'snneylvanie:
which hae the addron of 718 HONNEL AYENOE, LENOTNE
1'enroyl»nia 1 7013-1 83} f"J'ropertyAddraes•); [atn•t, C,tr[.
IzN Gd.1
rreaarLVAau-rya f..nyq~ypl,Me
-teMlq . ~ MMsA i/Sl I
... ~ ., :"~'A~G9C~i vm!~ >i,i:i.„' soas1345+~cc 254
~Xt-tIB~TiA
T 2!02!2008 12:T 8:06 PM CUM8ERLAND COUNTY Inst.# 199828802 - Paoe J of 7
TOGI3CHSR WITH all the improvemeMS now or haeftar erected an Ns proPartY. and rll esementa,
appurtaaanae, and Iirtures ttow or heradter a part of the propsety. All replsoemsnt# end addrtians ahdl sbo be covereJ
by this 9etaaity Instrtanapt, All d the fatrhuitte is tvfanrd b is this Security Itrtrtgnent a the `1'ropeny."
BQRROWBR COVBNANIB thet Borrarer ie MwfuUy seised of the enu hrrsby sonveyad sad Age the rieht u,
mortpp, gnat sad convey the Proparry sod tMt the Property s tttteneumbarod, for aawmbretwtiat of rooorJ.
Borrower warranu sad will defend ptterdly the title to the Propxty spinet all eEaima au! demands, auhjeot to any
ettcttmhratoea of record.
THIS SBCURITY IfVSTRUitiHNf cotnbitte uoiforat oo.eaanu for aatit>,ta! use sad rronvniform wvananu with
limited vsriationa by ~pxxisdiatioo b aoeetiWUa tMitornt security ioetrttmeataovarit}~ real property.
UMPORM COVHNAN7'S. Htxroew std Leader covemat sad qrw a fellows:
I. Payment of Principe! and httrcat; Ptype)erwet sad Gte t7tsteoa, Hottrowar shell promptly D+Y when Jtro
the priasipat d ad !Dieter on the debt evidenced by the Nou std rey prepayment I.u t>turee due tutda tiro Note.
~. Parade fef 'I'rre end Iasurst+ee. Subject to appRabls law or tq a wri waiver by Lends, BOfYONCr »hY{I
QQ~ay to Lender on the day mtwtdtly prytnatu ere tttw under ilr Non, until the iVau paid in foil, a cam ('Funds" 1 lot.
(r) yuriy tare and aaatasmenu wpialt may attest[ ow[ this Seatrity [rent a a lien un tl[a Property; (h)
yearly Iwehold paymma or etatrttd tarts tort the 1~, it anr• (a} Yeriy ha a property iruwaM:e promwms;
(dj Yar1Y hood inetxana pnmiunte, if any; (e) yssAy ma'tPt'- htsttrsrare prmi s, it anti ud (f) any sums puyaMe
by Bottower to Leader, in aneordana with the provhion of pttnenpb S, to lieu of Fha pymsnt or mortpee ittwrYntx
premiums. Ths items sro aped "13aorow Itemr.' Lender msy, st any titan, soil sed hold Funds in as amount net
[o exceed tM marimum amotnt a lender for a falerslly mated Iosn~i lay rpuiro for Harrowers mY:row
atxnttnt under tM tadrxal Rol Ilstau Settkment Ptottadures Ant of 197{ as amert~ded from time to time. 12 L~.S.('.
Section 9601 K tap. (`RBSPA` ), unless another Isw that appila b tbs Fords sea r< leaser amount. !f xr, Lander map.
at nay timR odlet and ttoM Ptmm to as ammnt not b atesesd the lesser amount, rpay tsrtimate the amount of
Funds dw to the basis of currant den and tanonsbla aetimaar of aspatsditura d cam 8srmw fume a otharwisa in
aceordattx with applicable law,
The Funds stall be held in b Inaittttien wMe deposits sro itwt[ed by s f ttpaey, iastrumatality, or entire
(inciudine !.ender, if Lander is such an iastitudttn) a is aqy PedaN Home ioea& c Lender shell apply the Funds to
pY the Easrow items. Candor may not ebsrRe Borrowx for hoWi and applyiej'tM Funds, anntrldly anrlyxine the
escrow aewtmt, a varifyine rho IJswow Items, cads Lander pya 8amwer intarajt rm the Puttda and appiitabie 1Yw
permits Lender to make tttuh a chsrp, However, Lerder nay nquin Borrower! spay a ores-time cfuree tar an
rntlependent ral agate tae nportine servke read by L,awdsr in onatrootioa with this I~ten tsdasa sppliwbls law prot~idat
otherwia. Urals err aeraement is m~e or applicabls law require fetarest b 6a d, Lender dull not be rey+tirrxl to
pay Borrower any interest or.aroinp oa the Pvode. ]3otlowa sad I.aod4 msy aersla is writiae, however, [pat intern[
dull be paid on the I§trtds. Lader slrli pve b Borrower, without elatBe, as anew! stxountine of tlr ptmtis, showing
crodiu end dabiu b tM Horde and the pttrposs fa whkh sh debit to tM Futtde war made. The Ntmde sro pledeaJ a
additional security Ica dl cams assured by this Security Irrtrument.
if the Punt bNd by Larder a:Deed the smouou prmittsd to be held by sppfbcsble isw, l,nnder rdtsll Y~ctxstt to
Borrower fttr the ecs Funds in atxotdsaa with thr twquiranenu of sppliaWa tart. Ef the amount of the I'tmrb trold
by I-ertder at any time is rot auffrcieot to pay tit Beetvw !tans whso dne, I.erwier may ao ramify Harn[wer in writin4.
snJ, in such t:aa Borrower eball pry to Lttrda tlr smoum nseaeery b make ttp the dsCrsienry. Borrower atoll meka
up rho doficiarcy in rw mon than twelve awatWy pymaati, st Landa's eels diaorotil1~~tt
Upon payment la full of stl sums sstvnd by this Sewrfty Instntmwtt, Leader s~hNl promptly refunJ to Ilunuwer
sny Funds held by I.endar. If, updr panenph 21, Leader shall acgtdra or all t~(ww Property, IxnJer, prior to d,c
Yuptisition or ale of the Property, shell apply any Fttuds paid by Larder at the time of eaptisitiun ta• sale a a cralit
Yptm the name aecurad by this Seettrity l[tstrutnsot.
3. Appliaatios of Paymmu. Urals epplipNe Itw provide Wherwiaa. d! p~ymatu reaiveJ by Lender unJur
panenphs l and 9 dull be applied: Cost, b nay rep t rdutpa dun ads the~Now, eawrd, to amounts payaMa
undx AahF+Ph 9; third. b interest rifts;fourth, toppriadpsmdtr, ad irt, b any late doe under the Note.
4. Chertes: LLns. Horrowr shall py all tarns, ssssasmatts, ~ tmparetoa rtWbuubk to the
Property which msy atta(n priority over this 8eatr(ty faetrumant, and d menu tx potatd rams, if any.
Burrower elull pay tires oWiptiorr in the meaner peovidad in pataOrsph 2, or if ryot psW in that mrmter, Borrows
shell p.y tltam oa time dkectly b the parse awed payment. Borrows shalt prompgy twnish to [.aukr all notices of
amounu b b paid under ttty panenpb. If Borrower make thm pymanu directly, Borrower ahdl promptly ftrrniah
to Lands roeiptewidatcin thrpsymatu.
Borrower ahsll promp~y diseharp my Hap which has pctority over Chia 5ataxit imtrument trots llorrower. (a)
,eras in writing to for pymart of the obliptioa second by tM ilea In a merest ptmibls to Lerch; (b) uontaats in
good faith tits lien by, ar ddetsY rpiawt adwaattaat or the ilea ia, lepl proceed! wWoh in the 1-order's opinion
opetau b prevent tM anlorpment of fire lien• a (o) aatwtw Iran the holder of lien sn agreement w[isfsctory ur
I.vndr arbordirutine the lien to this Security Itrtrwment. l! Lends determiner flat Irny part or the Pnrporty is subjYCt
to a lien which msy awin priority over this Seaiq Itretromsnt, Laukt may give IBorrowar a notiw idemirying the
lien. Barowar shall atisfy the lien or tskr nos or more at tfis actions net forth abolre within 10 Jaya of tiro eivine of
notitx.
-elt-A) ar lm r.r t ", a hrr 703! l/fe
tM1,M.:
eaiif13s~5r~s¢ 255
19/f)9!9(1(1R 19'1R~QR PM CIlMRFRI ANf) CgI1NTY Inst.# 1996288D2 - Pa(ie 2 Of 7
3. Ileurd or Property tnsuraoro. Borrower shall keep the im
rov '
p
smen4 now eaia
the Property ittwtred alaiaet ltba by tiro, henrda iroltttted wltbia tM term 'eataAdad
indudirtl Flaods a flooding, for whitoli Lettder
r~tee ' Tbn 111a1MfOOl
d
Hl ~ ry tx tteraafter ere<:ted tn.
• and any other haaerds,
a
a
and (Or the periods that Lender
aubjxt to Lender's s ~ T6e i°~aaa trRier l~ tbs fawraor
pproval which slrll not bs [mreaeorubl
ii
bh elntNnad in [he'amounts
be ttheeien Ay 'Btxnrwer
y t
t
eld. It tdfs to
shove, Lender may, at Lender's option, obtain wverep to protxt L'rrder's rlghb In the
paragraph 7. aiAtafA ttovbragl; describrc
party in atnxlydanne wit+,
Ali inauranrx policies attd raawab aha71 be acoapbbk to Leodar and ehsll ixeltrde a
bander shall have the right to bold the pdicitr sad rva
e
l
It
'~d'mwyals ebt.w,
t
wa
e,
LrWsr rpa
I.enderanreuifasofpaiapromiumaandranewalaotiasr.rAthsrrwttaro%Bor~rowar
,naunrxa carrier and Lattder. l.ertder may rtwb
f
f alrli prompttrRivi tl:
dw prompt notice m tl•c
proo
o
hror if not mach promptly by
Un1sr t.awWr and. Borrower aWerwir yros la writing, ittaanttse praarda shall 6e
damapd. if thto nrtoratlat or ropair it aootwmi
d
t
~
rxt~ o
~
x
~
t
o
y
aasibMand Lwtdr~
ro
'o
it t
pair is rat aeonotrtially leeatble a Lenders ettt>twiq teottW ba
applied m tta autos everted by thin 8eseriq rant
tobat6er or rot rh
h
~ t
~~ 'tY a1' no, I
wraad. ft
tts:
p'OC'°da star I•:
.
ea
t
wit
liorrotver abattdona tae Property, w dor tat aaawer wldtin 30 r
a s Ao1ia tram Lards
ofteral to settle a daim, ytm iaoder may oollest th
i vela m )ktnower, f 1
the itantratlsa cYrrier he:
e
netsa
stare the Property or ro pay auras secured this Saatw! ~~b' 1'07 may wa
~ hlnslT[MAent' Mbethetar not then
hegin when the notice is
tve pr w .repair ur
te,'IPhey parr will
``
rt.
Unlw Landes and $Orrowa othenvir agrot is writiof, any applintion of proceeds so nci
l d
Ixutpate the due dau of tM monthly paymeab tefemd to m phs 1 and 2or change yte
If untkr psgnph Zl the Property is rod
iO9ut 6y Lander
'
i pa
oll not extent! ar
mount d the
p+Ymenta
, war
s r
ght to NY t
readting from damlgs to the P
toperty poor to tfr at[gttisitim attell per to Lender to tlw
this Security ltrWmant immedialel~~ fp~r!w~r W tl,stggttbltion.
b, tJAOUpaney, Praesrvstiw
Metntenettute ettd flrr>t
ti
g policies and prtweedr.
of the w,mr. soured hp
,
ea
oa d tbs Property; Borro
I.easeholda. Borrower shall tixatPy, artabliaft, and tee yr Proprty a Bonowery I
eitcr the execution t>j this Ssawtty IMrrtmmt and shall nortstnne to o
~ ar's Loan Application;
witMnaitctT days
txupy
rtxtitiattx for at lent oae yrr after tM date of aswpeety, tntlasa Ltoda atltarwiw egress l~y
not he tmraaeonably withheld, or velar satattrtingaircttmabttorttalet which
b r Bwrotiar'a pnrloi pal
Al. ^bicM corlewtt sl+kll
'
are
s
shall not tlaetroY, damage ~ impair thr Property afbw tIM Ptbparty tD lard ~
O' °r °pmm
1)orrower shall be )a dafeul t if sr
fo
i
it
d er
a control. liorrawer
t wast° °n ch° Prap°ny
r
a
tsr ae
p
oa or
gaud faith j[tdgment coWd rsWt in torfeft[we d tfta ' w~'er sirU or crimitul, ~
ProPasJ a ofberwir mattteiaN
i
i begun that in Lertder's
h
l
y
tnpa
Secttrity inetntment or Lenda'e asstxity iatareet Bortoerrer may awe atrch a dafwft and t
e
ien urrtsd iy this
g
paragraph 18. by audng tM action or praceedirtg to bs dianiatatd with s rug yat,
detsrminatirm, pralttdr farfei Wro of the Bonower'a IattwaN is tIM ~
~Y ~ othe
i ta
ate, r provided in
~n
l.ander'a lar1 faith
r maear
aj
t:rrata! by this Security Irutrument or Fwadsr's aaetwi ttttetast
the IOnn a IirrtiOn ~ « shall +~ bs in dsf
Pp pmotw, gave materially fibs a in.cattrnq I
f impairment of the lien
if BURawer, daring
tt
wmation Or sl.gtttmb
provide Lender with any material information) in eantbeLiva trite ila loan evidenced by the
limited ur, !efweaart4lions soncenting Berswa
' Lender for tailed tr.
ts, irwlteling, but ,M:t
r
e at the
Irxttnrment,s on s leasehold, Borrower shalt eamply wi art the ~P°rtY r a ~~~
~ W tbs Isass
It
~' ft thin firwity
.
the Property, the larlald and theta. dtleabap not trwye twtlw Lamder
7, Protection of Lander'a ttigbte in the alrw m the magg i
Property
!f Bbraore
t
il rr atxptirea fee tide n.
writing.
,
e
a
s m perform ehs oo
contairred in this Severity Intr[wrtatt, or there ie a Ispi prosMding yet ma
y aflt~fioaty7 ~
Properry• (atrch r ^ prooaadin
in ba
k eAanb and a~tesrnents
Larder's right. in the
a
n
s
regulation), then Lender ma do and ~~' probab, for oattdemrryon a forfeittrro
ri hte in [Ire Pm Y P9 fOr whal/ter N OaOeIM~ to protect the veltp of tlra
8 party
Lender's actio
i
d to enforer Lawn ur
rroperty and Lends ::
.
n may
rt
ttde pyiAg any auras eecuted by • lien wh'
tiecuri ty lauttmant, epprritt~ in sort, pgiAg teaeooabls ettttrarys' tawattd ewMrigg on the
AlchOUgh lender may take cotes tma
bi has priority Over thin
party to mike repairs
ar t
e paragraph 7, Lender trace not haw to ~ ao. __ II
Any amorrttp diaMurd by Calder tstdsr this pasgsph T ahe11 butoms additional debt of ug
tiecuri[y [IMtrutnatt. Unlra Borrower and Le
d ,
rrow« saeurW
by
thia
n
er agree to otbartsrmr of
fmm dts data of dub[traement at the Nara »b and shall M payment, thear ono
pyable, with inta+rt, upon retie I
re
uitin ,
b s1u11 bear iriterext
)~rrrler to ltr
q
g payment.
8, Mortpp lawsaoe. If Lender requitrd mortpp itrunnce r a condition of making
~ecuri tY Ir[rumant, I)orrower dull psy the
ranltt
i
d irrbwg/
loan amctaed by thu
p
me nqu
ro
to maintain ytt martpp i
reason, the mwtgap iaswenee aoveroge squired by Lat[der lapel or seer to br in dfeet is effxt, If, for any
,
premiums rtxp,irad m obtain tovengs subtwntidly puivalenr to the monpge irutrrari previ
>;ubtsntially equivalent to the oust to Borrower Ot the matpp itutwartse
twiotatl
i
ft veer eMil. pay rhr
Yin effa:t, at u ,:u/I
•
p
y
n e
mOr[gaga intntror approved by LetMar. if aul,sbntially equiwlait morgep irmtrcenae ve
Ibrruwer shall pay to Lender each month a sum erptal to oee-twMlihof the Pidl [portp
a •
id D
tt t, fmm nn altirturte
is oat availsbk.
i
g
pa
y
orrowa when the instxatax oovanp hpeed or ceased to bs in effect L.eetder will etxe
payments a9 a Ian reexve in lieu of mortgage iruwariee. Los rtenrva pymsnb ma
n sae psm
um briinl,
,tow end'rctsintf,est
I
h
r
y Onger
r
egtarttit,
aC IaOliut IhY .h i/M
P'jt~-6ntVA) ni iii r i , s ~
rwn 707! rite
,mu..
eoati345r~cE 256 II .
_ . -
. ~ttlBtT A
t~m~r~nnR ti~•tst nF Qhe f:l1MRFRl ANn f:fll INTY InSt.# 199628802 -Page 3 of 7
u the option oT Lwtda, i( mortppp iatarrence aovertege (in the amowet and (fir the psriod clot lender reyuirao)
ptovitled by an inure approved by I.atdr egaa becomes available and is obLirwjd. Borrower shall p+Y the premiums
roquired to mainnia mortgap ttwtraace in street, or W provide a lose raaarvs, uatil the rtetp$remaat {pr mortpge
irvurartee saga in anwtdatas with any xrittaa agrsraatt hatwaa Borrower and 1. gat or appluab{s law.
9. Inapvetba. Larder or is agent may mane reawasbk aatriw upon sad I tlom of rtes Property. Lender shall
give Horvower ttalke,at the time afar prig m an Irtepsotioo apacifyiag rtettaonabk for tls ittttpation.
10, Coadsmutbn. Tha pracrdl of soy awed or claim for dartagr, diro¢t a~iotwgttantial, in connection with
any condomatioR v trdsrteldng of nay perl d tba Proprq, w for eonvsyanw irn lies of condemnation. are hereby
etagtted end shall be pad w Ltadr.
In the evsat of a total ratiosj d the PtoPettY, thr preach tehNt be tepplied the wens sw•wad by thin Saurity
Ittwromen; whether w sot that doe, with atq rasaaa paid to Borrower. In tbeavm~d • pterlW eking of the Property in
xhich tM fair ntarltst wits d the Property imy before tir tttltiag is squat i to or ~aagr than tM amount o(the
aatraa scarred by this ffeaaity 1aMnwasat lmmediwly before 1M hkiogr tesllas Harrower end Leteda otherwise apron
in writing, the woes sewrod by 1h[s 9eourity iaavwnaat aWl be ndetoad M clef at~totnt of the proseada multiplied by
the following inotlotg fie) tb 1oW amount of the wens scarred irnmedMtY7 ~~ 7M tatiagr divided by fb} the fair
market value of the Property immedtatey before tM rating, Airy belats:a Yell bd paid to Borrower. In the evwtt of a
partiY Long of the Property in which the (air nuttsR valve of tls Properly immr~diaWy beforo the Lkiag 4 lees tlut+
the amount d tM coma soured immediately before the tallag, urdew Borrower e~ttl i.errdsr altarwiaa rgrr in writing
or unless sppliaable Iaw trWsrwia. provides, the praoesda ehYl b applied to the wme secured by th)a Security
IMrumatt whether or not the wetn ors that due.
!f the Property it abandotwd by Borrower, or i(, ^ftar notiss by LeatMr t0 Bo wv flat the t:ondsmatr uffen u+
make an ewerd or eritle a claim for damap, Borrower IsiL m respond to (.eager within 30 gaga eftar the date the
trotiw is gireet, Lowder v euthxisad to cWlaot sod epp17 ~ troweder st iv optitmi ether to restoration or repair ui the
Property tr to ehs wme aacrrred by this9aeurity fnstrament, xhethr or sot than dt{e.
lJnlar Lander and Borrower otharwles sjrw in writlag, any eppliwtion of pro~pe^de to principal Ywll not atteted ur
postpaa the due daL of the monthly payment referred to is pengtaphe I old Z or cheap the amount of aal+
payments.
t I. Borrower Not Relaaaed; Forbaaraaoe By Laadar Not s Wsivm, tnruion of the time for payment ur
modit'wetion of amortiesdon of 1M awns eataued by this Smuriq fwtrtamatt tad by Larder m any ataxvwtr in
interest of Borrower mull not opwsa b release the liab)dty d the tttigiart or Borrowa'a s,raartxa in
interest. lender atoll not b required b t>otnmeaw prooaadinp agaiak say in interest or nitre to uLnd
time for pyment ar otherwiw modify atnrrllar+tioe of the atrme sewtrad by the iq Intrumeot by canon n{ any
demand mods by the a8ginei Aorrowar or Httrrower'e ausoesews in interest. Arrylforbesnttw by leader in exeroieing
any right or remedy shall trot b a waiver o(a pnc)reda the atteteaa of any ri ht ar ~smady.
12. Sroaeesore sad Aaslgaa Barad; Soiat and Several Lbbillty; ~ TM oovena+L acrd egraemenuc
of this Stsotrity Iwtrtrment ebYl bind sad bsttafit the atssaasas and aaagm of Lattdat std Borrower, wbja:t to rtes
provisoes dparagrsph 17. Htrtawer's wvattatrs sod agrsttmttatsahYl be joint endleewnl, Any Borrower who co-signs
this Security Instrument but dues not asesuL tM Nola (s) pt oo~aigatgg th"s Sse~rity lssbttment only W mortgage,
grant and oonvsy that 8orro+aa'a iataaat is tlu ~rop~ ttsdet the tenrsa of ~ 9ewriq lasertartent; (h) is nut
ppeersonally oMipted to py the rotas wowed by this Sscuriq lnsttumwtt; sad I4) ayses that Lander and any other
Ibrrowar may agra to altard, modify, forbw ~ meta any eoeommodatiors with reWd to tlu terms d this 5aurity
lttatrument or the Nee without tlrt Borrower's oottaanl.
!3, Loan Charges. !( the lrtan aeetrad by this Becuriq lttavttmant is wbjeati to • few which sate muimum Irwn
chargr, and that law is tingly interpreted w clot the interest or other loco a tbllttetsd tr to M txtlla;tad in
connactioa with the less sewed W permitted limit, thee: la} say such Ittan ~p iheli ba redtx'ed by the enmunt
tteoaeaaq to redte» tlu cMrp b the permitad Ikmit; std (b) soy ettrru al edleated from Narrower which
ateeedad permitted limit will bs rstmded to Borrower, latdar may chases tW mob this re(tmd by redtwing the
principY owed under the Now or by casting a direst payment to Borrower. B a turd redttwe principal, the rahtctiun
will ba traced r ^ paniY pegteytwant without any prepeyatent Burp trader tlu Na~».
1I. Notices. Any atxias to Borrower provided for is this 8eeuriq lnrrtrttnwrr shall M given by deliveri ng i t ur by
mailing it by ('irat Yew melt twlses teppiiwbfa law regains ass o(arettehr met The tewiae Pull bs diroctal to [fro
Property Adtlnw or say other addraw Harrower daeipases by at-dw b Leader. y aeries to Lander shall ba given by
first claw malt to lwttda's atftitass ttattd htairt or say ache eddtses !wader tes by aerie to lhxrowx. Any
notice provided tot in this Sewriq Iastrurnant chef be tltsmad to have been giveA to Borrower or l.endtr wlmn given
r provided in this pngraph.
I3. Goreroing Law; Ssvenbility. This S.uurity laaevment shall be govarryed by federal !ew and the Iaw of tlu
jurisdiction in which the Property is lowead. lathe evttnt that any pttrvirion or clatt~t~ww of this Security lntrument or tlto
Note oonBicL with appliwbla Iaw, eutdt aoMiet soil not a[faxother protwtioaa of this 3anrity lrrtntntent tr the New
wfdoh can he pluses affect without tM ooafliedtq ptoviaioe. To thin and the provia}oru o{ this Secttrlty InriNmant utd
the Nuts are daelarod w be eevarable.
^e+wrwr vu .w area fare, tall 1/r
~j -satrAl w car .... , .r • Inala+a~
aoog1345ragl¢ 257
yl~!°~ A
t ~m~i~nnR 17.1 R•OFi PM Cl1MBERLAND COUNTY Inst.# 199628802 -Page 4 of 7
l fi. Anrrower s Co .Borrow ~I
PY er shall lee given oneeonformad copy of the NeNC sad of is Sa:urity lnatrumcnt
f 7. "frntster of the Property m • Benefit:ial laterest in Btxrower. IT sll w any rt of the I'
interest in it is sold or tramferred (or. if a berteficia) jabs[ • rnt>htty .+r a,::
naaxal.poraoo) xjihout [,ardor s riar'writba ao t° ~tt'orr j" ^dd or tract ed sad Dotrowar in nt,r r,
all :tem. aetnend P asenR Lsadst wY, et iboptian, require jm edicts payment in full of
by fhb tiaouritY lavumeat, fiowevar, dtis option shalt not be a by header if exerciac :~
Mnhi hitd by fsdenl lax u at the dab of this 8eouriry lertrument.
if Lender eaereisy this option, Ladar Null gins Borower aotiy of sowleradon. Then rice shall
of not lye tAsR 30 days ftrtrn the dNt the tttWy i. delirwd or mailed tritltia which Bttrtoxa w[ provide a peritai
by this Security inwumant.lf Botvowar taib to psy thss.sttwr prior to ed e:pjratjea of this Laetdor m,' ,ter „~K
.nyremdisparmj:tsdpythuSseurirytdtromsatwithauttt[rtbarnotiaordgtandon Y :
ii. Ilmrawer's Rjght to Reiastste. If Borrower mtew arbin ootdjtiorr, Banosror tl Aare the right ro lea r~
enroresmant nr tais 9xttrity imtrum.nt distoadrrtrd a soy Ijme prior to w earlier ot: (.) s ,
to appljceble law msy speify for raituaartteat) bdore tnY Of the Ptoprty pwstygt to ri (or sueth other pwir>L
thla Security Irutrumam• or (b) entry of a ' t MY of ak Canal ncd ill
liorroxer; (a! Peri Lander NI sums whidt tirstdd_ Mdtt.~v~ tfdg S~t~meat. 'itbntr ,sro tn,e
taroelsratirtn hd ocettrred; (b) Dory any ddwdt d aaY atpsr oovtasab or I)RStrtaa t sad the Nbb. es if Mr
enforcing thw Secwity Iastrumsnt, itttl (e) ~ inb~a'-ed is
wag. btK not litaitd to, teesoatbfa atmr,,..a• r (d) tgkb etch acliae w:
Lender may teseonably regain to assure that the Ilea of tbu __-_[- ' I~
Borrower'aoWiptiex[topythaaumaeactrtd gsWfity1sealenNat. ,s ghbintliel'rripenyaeeJ
hyBorroxw,thiaSeturitylastrwawtaadtht~liguioes tgseutdf ostnrttaatahWoeoalnw Uponnirtpatemofst
hdc><wrcd.l•loxawt,tldgrighttonitrbbduilaeta ~~~dt ~Nitnnactalerxticn.
pplyindwcyadaottdetetlon~nd~ apaph 17.'
1 J. Sak nt Nob; Clangs of Loan Sorrkar, TAe NttM or a petttiN intetxat in the Now ( her xith thin Sa:uri t.
instrument) may be sold one or more Limas witAotet prior mtiq to Borrower, A ale may eesul jn a chrrtie in the atlti I t
(known y the "I,wa Sarvicer') that collets tmatblY paymagea due under drs Note and this ty Ingrumtnt.'tierrx
aloe may he cxta or man ehaeyea of the Lora $erriear unnlss<d (p a ~ p f thg Non. ff is a change of the Lw,r
tierviwr, Borrower will be givwt writtoq aotjce of the eJrogs jet sooosdatty tritll paragraph N bave end.a
The notice will sea the name std addreaaof thsaew Low Serrioar aed tie addeeaa to xhich pplienblo lox
7Le notice will dau ottaain soy othmietormationraquirwd by Ymenb ehouW be madr..
20. tlszardowa Subsbnces. Borrotrx shall trot goes p~erwm~tjb
any flamttrtbus SubWnoea on w in the Ptopsrty. Bomowsr tball awns. tor, 1. oturaga, or rolsw^; us
the Yro sot do, nex Blow anyone oNe do, anytAiog affectirl;
party that is in riohttioo of aaY Bnvjroemaaea! Law, 7M prttoadigg two sMlsttsss tdtall apply w the
ttaa, or atone on the Property of small tryrttitiy of prwncr.
fistwdsttt Subsbnoaa tMt ^ro Ily recognised to ,r
appmpriate b normal roaidandal traasaod 10 mainbnrroa Ot the Property, i
}brroxer shall prompty give Loader written notice d any intnetiptitRt, drm, demand, wwit ur other action I y
any gcrvernmanal or ngtdstary agamY or privab party inwlviag the Property and any ( a+rdatw SuMync'n :.:
I;nvimnmestW Law of which BarrowsrAssacttvl taowledga If Borrotror !carne, or esaotitied an
rejulstnry atrtltority, flat say remorsl to otbar ramsdiseion of en FL Y Y gnvernmanul c,r
nccratery, linrmwarshell promptly tekeell Y ' Subaaawce a letting the Frrrtperrp ~~~
pO00~Yn'^diW.ct+oagiasaordartoawitAHnvi msnai),aw.
As used in this pengnph 20, 'HsaaMous Sutwaetow` aro thtty subttsaoas defined y totic ltuerdotateuMancts
by J;nvironmenal Law and the fdtowing autttdattoeet gasoline, Scvoaaae, other fbmmable ar b#ic
orric pyticitly and herbicidy, volatile aolrenta, rt[ataiala oonaini petrWwm piodts:u!.
materials. As ttad in this pngnph ]0, 'BnvironmatW Lew' ocean /edm! 1~iwyind lams of tlt~prr bite m ~:~~~~ ~,
1'mperty is hx:ated tMt telsb to hsaftA, ttafotytu sttvitatraeptsl protection.
NON-UNII~RM COVENANTS. Borrower sad 1-ender ftwtbtrcovenaat and agree u /allow
21. Acceleration; Aemediu, Leader sislt give notice to Borrower prim to ierstiat fr~lprmuti
Hnrn+wer's breach of say ctrrtYnt or spesmaat in fhb Sacerlty hutrement {bat not riur [u sccebntjxen
under pengraph IT unley sppijpba law provjdee otherwlw). Leadershellnotify Brw wsr nf, amongtrthor
th inp: (a) the dstauik lb! the action relwirad to war tM dehult; (c! wlaw the ddatlt m M cured; sad ddi
that fallun to cure the ddautt as speei lad gray result is etattlasetbn o[ the atuas sac by this 6eaurit3•
lualramant, fineelwwc by judiaal ptoasttdigg ed astir of tba Pr
Borrower of tAe right to ninstete dter aooeleretiw eqd the rjgit to wnprt to tit fdy glt further jq(orm
non•etistaaa of ^ ddeelt m any ether defesty of Boerowtr to see.wratittta ud fotwd tre, 1 thisultlix
not cured ae apee!tied, Lauer, at iU ttptioa, easy ta~tsiw imatadleb peysn.nt in fall of Intl prets secwed hl
this Security Inatrumeat without farrier deeaend sad arry fondttw Lilo Severity lttt~uwtegt by judjclel
pntexeding. I.snder thaF! bs entitled to taotleet vU etpgsea lttanrred h pwsuing >~e tans ies prnrided.in ibis
paragnph $l, iaeludiay bW sot limltsd t0. ettoreeyt' fey sad costa of tjileeridena to the extent permitted
by applicabb law,
22 Rakaee. Upon pyment of dj wmaaeeured by this tiawrity [tutrumant, this Security Im~temem and the sure!.
wnveyd shall brmitwb sad become void, Alper auCA oantrrattos, [,ender atoll diectyrge a atisty thiq Stcurt}
I nstrument without cAarp to Borrower. Borrower atoll py soy tsaordatlon snore,
.<uor,w .w ,oo t,~a
-aRIPAI ,r•,a. ewer 3e39 7/sD
... • .r s
gooK13g5rt~ 258 :~:~~.:. .
4 ~/m/~nnA 4T1A•f)fi PM to IMRFRI ANt) ChtiNTY Inst.# 199628802 -Palle 5 of 7
23. Wsiren. Borrower, to the s:tent permitted by applioaMe law, waives ~ rolnaser any arrrx or tkfcc'[s in
ptatroedinp to entara this liecurity Itrtrumsnt, and hrreby waive the benefit d y prosent or trmrrc levee pnrvidiny;
lur wry of axa;ution, axnnaion of Lima, memptim from atsehment, levy amt ode, hameatead axamrytion.
24. Reiastetsmset Psrtod. Borrowers time to eeiasten provided in pusRa li dull astand w uno iearr prior
to the comaxaement of ttiddirt~ K a eberllYswta or other ~ pteslrant to flue 'ty ltrtrummt
23. Purchwe Moetey MoetpHe. if enY of the debt aroured by this Seuwit ltruurttant is loot w ii<xnmar u,
a~uire title to the Properly, t6is8eatrity Ittettuarent ehdl b a pttrcheee money mo{~a.
26. ]nterast !tats After Iud~maat. Bortotres e=rase tbtu tM itttarast nts pe We'atter a judhmant is entarod on
the Nan ar in an actiaa of mtlAp~s ftttedoatre abeR be the cafe pyabie from tittle to lima under tha Note.
27. Risen to tltie 8aewrity Inetrumeai It tau or atom tidan arc eaeound 1lorrower aml rarorded toptlrar
with this Securiq [ttstrumro4 ~ uovensttn sod ainereaau of each suah radar 1 be incorpontat inw rod shall
amend and supplema-t tM aovatunu and tyaemaMa of this 9ratrity itutntment ra if the rider{s} were a part nt this
Sa:tutity Itartrumant I(.'llack spptiaahle 6or(a11
AOjtrtabls Rio Ridx Cor~omidtrm Rider 1-4 PamUy Ri0ar
Gradated Payment Rider Planned Uait Dewlopmant Rider Biweekly Payment Rider
Hdloon Ridx Ran ]mprovement Rider Second Homes Rider
[ j V.A. Rider Ottur(s) [specify!
HY SIGNENG HSI.OW, Horrowar aacepU asd aSrese tot r sod oonuined in thin Sa:urity
lnsttumant sad in any tltMr(s) exatuted b9 Horrowv and wi
Witrtaeaa:
-I!,•rn•wsr
!~'l-.
(.teal)
•14,rr.,w.r
($ey} _(Scx11
-llorrowrr -IM,ra,wwr
Certitioate of Rwidanw
1. ••~^"`°t ~` ~` µt~"` . do hereby ~ertifY tteet rho cnrrat
rddtw of the within-namd Monppeis 2000 OXFORD DRIYE, 3R0 FLOOR, BEIIIEL PARK, PA 15!02
Witmm my hand this ~.~ ~ day of ~~ ~^'~'~' ~ ft:
Ae,wr ur M.rt4r.ew
COMMONWEAL'CHOPPENNSYLYANIA, ~~vQ~.(1 County es;
Un this, flu •~~~ day of ~~>A~ c. 'S6`~'~ /~"g'L , before ma, the undsraijmul
oHieer, penorutly eppsared ~l„l.~e.. ~j,wN/4+~^' .,.
,~^ l ~. .
known tome (a rtistseuxi~~~roi•Kri) ta.~
the Psnon whose name ~ S auberibed to the within instrument and ac tsdpd that, : "' '•• ~ • ~~~
exoeuted the xme for the purposes herein canniad.
IN WfCNI1SS WHERT~DP, l ltvatnto set my hand and ~'~'~ ~ .
1.
MYCommasiooB:pirec i 3---- __y,_~a,__xt~!
sere .! .::., .
tAyConlearetsn _.~^ ~. "" Tian of ottkrr . .
~'t~a Y w.N 1/w ,
-eRIPAI w.,o ..r. • ., • hrn 70x! !!/e
eoaKi345r11~ 2~
12/02/2008 12;18:06 PM CUMBERLAND COUNTY Inst.# 199628802 • Page 6 of 7
ALL 7HA? CERTAIN parcel of land situate iln the
Borough of Legoyne, County of Cumberland •nd State io[
Pennaylvsnia, wore particularly bounded and descriDlkd sa
follows, to vie; ~~.
BBGiNNING at a point on the southern iineliaf llvmmel
Avenue at ^ distance of 165 feet measured in a westerly dirrri'inn
frog the south vast corner of Huwmel Avenue and Serlnth Sf ree;
(turwerly Lorne SCreet); thence in a southerly diree[ian along
the veatern lot line of Lot No. 4, Section "E" on a Plan of Lnt4
he reinaf[er gentioned I50 feet Co a point on Che no rt~er~ :inr
o[ Peath Alley; thence in a reaterlr direction aloe g'~ihe n<. .,..,. ~.
line of Peach Alley, 17.5 fact, more or less, to a p'p y,~1 .I, , ,.. ,,•
in a northerly direction along a {ine funning lhroug', the ,•rn~,~nr
of a partition well of a double brick erected in park on said
Lot, i50 feet co a point on the southern line of Nur{,el Avcnuc;
thence in en eaatarly direction along the southern line of ih: mmsl
nvcnve, I7,5 fee[, mote or less, to a point, the plage of
bEC1NNINC.
BEING the eastern half of Lot No. 5, Sec[ian"E", i"In„
Nu. L of Riverton, Pennsylvania, said Plan helot recorded in .nn
Recorder's Office of Cumbprland Caunty in Deed Book J Voium~ ,
page 40.
HAVING ?HBAEON F,AEC?ED the eastern half of a tw;, toe
one-half story brick dwelling house, nuwberad 718 Nuwwel Avenue
(fo naerly 418 liuwmel Avenue)
BE[NG the same premises which Frank J. Aubuck anu
flary Ruback, his wife, by Daed dated
sad intended to be herewith recorded, grsn~edSind eonyeyed
unto Anne[[• Aumiller.
• ... y1~:3ni8 ':
:, j. .~~:5rl:ar,d ~ o.i
uiiiGU i i,.~.:u.'t!ii,a o~t'JU:=
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12/02/2008 12:18:06 PM CUMBERLAND COUNTY Inst.# 189628802 - Paoe 7 of 7
it
LEGAL DESCRIPTION
I
ALL THAT CERTAIN pazcel of land situate in the Borou of Lemoyne, County of
Cumberland and State of Pennsylvania, more pazticulazly bounded and described as follows, to
wit:
BEGINNING at a point on the southern hne of Hummel A~enue at a distance of 145 feet
measured in a westerly direction from the south west corner of Hu~mel Avenue and Seventh
Street (formerly Lorne Street); thence in a southerly direction alon~ the western lot line of Lot
No. 4, Section'E' on a Plan of Lots hereinafter mentioned 150 feet ~to a point on the northern line
of Peach Alley; thence in a westerly direction along the northern li a of Peach Alley, 17.5 feet,
more or less, to a point; thence in a northerly direction along a line 'ng through the center of
a partition wall of a double brick erected in part on said Lot, 150 fe t to a point on the southern
line of Hummel Avenue; thence in an easterly direction along the s~uthern line of Hummel
Avenue, 17.5 feet, more or less, to a point, the place of BEGINNII~]IG.
~i
BEING the eastern half of Lot No. 5, Section'E' Plan No. ~II~ of Riverton Penns lv i
, ~ y an a,
said Plan being recorded in the Recorder's Office of Cumberland C~unty in Deed Book J
Volume 4 page 40.
PARCEL NO. 12-22-0824-187
PROPERTY BEING: 718 HUMMEL AVENUE
File #: 193084
r
VERIFICATION
I hereby states that I am the attorney for the Plaintiff in this) matter, that Plaintiff is
outside the jurisdiction of the Court and/or the verification could n~t be obtained within the time
allowed for the filing of the pleading, that I am authorized to make this verification pursuant to
Pa.R.C.P. 1024 (c), and that the statements made in the foregoing ~ivil Action in Mortgage
Foreclosure are based upon information supplied by Plaintiff and a~e true and correct to the best
of my knowledge, information and belief. ~I
The undersigned understands that this statement is made su~ject to the penalties of 18
Pa.C.S. Sec. 4904 relating to unsworn falsifications to authorities. ''
n --
~ ~~~g
Attorney for P~laintif
DATE: ~ ' ~I ` l~ `~
File #: 193084
u-
c e.a
~
~
~
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