HomeMy WebLinkAbout09-0210
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
JCharlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
1J! RSH-/161
Defendant(s).
Plaintiff,
v.
FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF
DELAWARE LIMITED LIABILITY COMPANY COMMON PLEAS
P.O. Box 6508 .___
Mesa, Az 85216-6508 Case No. O9 - +flo1jQ ~iV i ~ (ti°,f'1t,1
FLOYD MCCLINTOCK
858 W. North St.
Carlisle, Pa 17013
NOTICE
You have been sued in court. if you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice an: served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in [he complain[ or
for any other claim or relief requested by the
plaintitT. You may lose money or property or
other rights important to you.
CIVIL ACTION COMPLAINT
AVISO
Attorneys for Plaintiff
Le han demandado a usted en la torte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted time
veinte (20) dias de plazo al partir de la fecha de la demands y la
notification. Hate falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la cone en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, la cone tomara medidas y
puede continuar la demands en contra suya sin previo aviso 0
notification. Adernas, la Corte puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisioner de esta demands.
Usted puede perder dinero o sus propiedades u otros derechos
importsntes pars usted.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFtC[NA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 170 i 3
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
AR$ITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
("115) 789-7161
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
v:
FLOYD MCCLINTOCK
858 W. North St.
Carlisle, Pa 17013
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No.
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Floyd Mcclintock, is an individual who resides at 858 W. North St.
Carlisle, Pa 17013.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about June 22, 2007, the Defendant(s) entered into a written Motor Vehicle
Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $32969.52 at an annual percentage rate of 1.900%, in order
to purchase a certain motor vehicle, 2007 Ford F-150 more particularly described in the Contract
(hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as
Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $457.91 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant(s) made. monthly payments until December 31, 2007, bu_t_has_failed to
make any further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $14000.00, however a balance of
$15363.01 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $135.15 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$15498.16.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $15498.16, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and just.
Respectfully submitted
M~UI~ICE & NE~~EMAN, P.C.
C;P~rtZLENE A. TAY~L,OR, ESQUIRE
Attorney for Plaintiff
Date: January 8, 2009
VE~tIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
..information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
C ARLENE A. T LOR, ESQUIRE
DATED: January 8, 2009
1ENNSYLA'IA SeAPLE INTEREST VEHICLE RETAIL MSTALLMENT CONTRACT DATE 08/22/2007
1-800-72'r400D ~ arm Co-evryr) Nwne an0 Adeass Ilncwery County ana SELLERlCREOITOR ISeller Wm• and A9dreml
FLOYD E. IICLLINTOLN, SR. Fanny Ford, Inc.
' a BSB Y. NORTN ST. P. O. BON 927 170 Ycrk Rd.
CARLISLE, PA 17BI3 Carlisle, PA 17013
CUNOERLAND County ~w
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ITENQATON OF A9NxINi FlNANCED INSURANCE
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Buy« ign
BALLOON CONr11aCf PROV8110r6
^ Yola lad betrrnem W)rnent uMw fda owwa b a 8rmn payment
e%CEBS weAR.IgE AND NfLEAGE CIIAaOFS
II era bar
»uc ~ dreay aewe fe dlaliaq N'e aeraora, paragrpn 0, ell Paregrpn C d
apply may M dWyaO for a
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Co-Buy« Bien _
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M bw wrm a ale ew«avl ill amount wy
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for rlomW use. a Yoe enardaa ae aabn e!e me WWfe oaw b SaINr under flvaw b Yao bbY.
Pangr+~, e. you meal pay tlw SN« f0. Par mile b mql mile N excess
d ^' A mPea drown on 1M ollanmu. ^ PMt f eaaaam wriw Arrwlnaa toPli•lydl
exmA alx~woe oprroN cREOIr n avs box m aw•d Yau M.w Iradlrq a erl
tenewnw ww,w. laualaaa a ass mnnoa la
n axe cmtmd swains a twoan wrnNrll (aa irlamw aDmwl. nM you Hoye d am s na r.war m dAab «rdl TI»
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and mace law art/ allrowse You
ell Wdar Bis c«Nad. Y«r wa rwl ncdrw any wee N M yanlds s dwwyee, mia Ilemlxaron d AmouN Fillmp0 avow wcbn e.
toneenl „arma~ Y• «YOU re N ddwAt Ycu ra rmr neWe any aetlil a ew cradlt s
NDN-rAODIFICA710N dSCLOSURE
Any cMpam Va•tareaa mwreb.neq see yawpYar wN aw scow.
eNy« x 1®-Liar G~-Q. Ct-N„ye, x BArr
YOU ACxIgWLEDGE THAT YOU NAVE READ AND AGREE TO qE BOUND aY THE ARBRRATM)N PROVISION ON
THE REVERSE SIDE OF TMIa CONTMCT.
TM Annwl ParCenUpe Rate mry M rregoUrRed rN0 rile Suter. TM SeNar rosy assign ells caNaot and may retain
Ns rlgW b recap • portlon a Ole Fimrroa Clwlie.
NOTICE TO BUYER
Do not sign this contract in Wank You are entitled to an exec[ copy of the confraCt That you sign
.
Keep it to protect your legal rights.
Plana
Buyer (end Co-Buyer- acknowletlga 1lIM Q) Defon alQnlnQ thla coRtrect Buysr (antl Co-Buyar)
racdved and reviewed a trlM e1M COIIIplalaiy Bllsd M copy of this CMIbeCt and (Iq at tM tlme W
th(e CORVaCL Buyer (and CO$uyer) recelwd a true and eom
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TYIIS coNrRACT a NOT VAIJD 11NfIL You AND SELAER SIGN R.
A831f.NMENT
j Shcw nNy candor bb earltraa b r•.w r ealr•• rlPrllt P,Na•aa•. rr r•lllasaa. h alaaM a•I•w, aw
, eaaar nNer tlw aentradb FORD 7Tw CRt7i1T
TO eeNYl Aaalew wart tllb eanYSl 1'Aaal~w•ry
' ~~ w rlaa rl•r aaaaN• d
.Ball ravel ly Ford. Iac a x ~
w r>m~c ~aawam~.saia~ ros r~•t eF£ OnlR1 BIDE FOR ADpiIDNa1 A0REp1ENis
ORIGINAL
PLY t - ONOetaL KY 2 - BUYdrB COPT KY f • ~Op COPY PLY 9 - SELIFA'f COW (NON•7RAN8lfRAelE)
- -- - - - - _ ADgrlow
A. PaymeMi and Summary Nake: Vou must make all pay-
meMS in U.S. IuMS when IMy are clue. You may prepay yea
ad at airy Ume wimout penaNy. This is a simpb ireerep mMraq.
rM apse firwnce cn.rge you afire. ro pay WI depeM on
payment IyalNms. TM equal finance cna Yoa
discbsed Finance Cher t lee rge may exceed me
IM ScheAJBd MN6 a. klebn InMatM uMdubd a smanzl t~ Yaurn
pdymenl will M applied Mst to Ina gamed and uyay pan of Ina
Finance GMrge ark then to IM unpaid Amount Financed. The
Finance C9arg beamed by applyu,g the AnrNel Percentage
Rata to me urlpak Amount Fkanad for the equal time that me
urryeld Amount Financed is oulslanding. It its wnige is rep0s-
yL AGIIEEMENTS ~ --
approve IM NPa and amount of inwrance. II tM vMkN k baL
tlamegee or 0161reyee, You must pay tM Sepx whp la pm
Owed.
Ym agree Ihal Ina SeN« can make a Naim uMar IM bwranm
pdity. YW aNhprlie me bwrana Canpany to prOVide SrNlsr
arty information Seller bedaves necessary to make a cWim. You
must use ulwrona poceen b rapak the whicJe, brWaa tlM
damage to me wniae is mwidarM a Idol bss. tl Ina damage
to Ina venkb is consitlerad a total b%, you must use Ina inpr-
na proceeds to pay whet you owe me Seller II your insurance
on the whicie dcesn 1 pay all you owe, you must pay what n still
aessetl, you vent not Mve me dgnl b relnsteie Nre Cmlro[I unnss owed
Ina Seller agrees.
B. Balton Payment Conlracn: Il your last instillment payment
antler mis mMreq n e baNOOn payment es indiatatl on tM Irom
011M aMratt, you may Mntlla me last installment payment in
ore a Iraee ways.
Fke4 You may p.y ell mat y0U aye when IM last inslAllmenl
payment is dw art keep your motor vrmick.
. SK_=0, ym may nfinarce NIS lul kalanmenl payment wlass
you era k alaull udder INS tpnlroq. M Me Sebr tcs advanced
lands b am arty defauN, ym moat pay back me 9ener Mlae
the rofinarcag. You x180 must provide prod a roaa.na accept.
ebb ro 5611« Mlore Vre rofinanwq. TM Annwl Percentage R«a
fAPRI br the rarinanang vent M tlw rower of IM APR sgrea0la
by you one me seMr at me nme a tM relinarlarq a me
durum mle pemknetl by bw. The term a me refinangng will
M Msetl on IM enlorml refinanced. the rate, and tore amount al
me manmly peyr„enL The rennaneee monmN payment anill b•
Ina game as In N03 mnlreel p the reNranen amount will M lolly
paid wdnm >B mmmE of tM Oue date of IM last inmillmaM
payment. pn«Wiee. Ina monmty payment amount shah be Ina
meant needed b fully pay me rennancatl amount within 36
ohms of me tlw dale of IM lest iranllmenl payment. II you
wish b refinance, you must naay Ina Seler in wrNirlg. Except as
anq,ia.e b mis semen, m. nOlip. meal M r.alvetl m I.br
man 30 nys pna ro ore due dab of tM lest Matanmsm payment.
TMrq you may sell the vaucb b me Seller fa en amount equal
Io 1MIM lest inNWlmeM payment You mull pay b ma S•Iler erry
Omer emeuM owed under mb mNrxt Amounts yw owe will be
based. k pan, pn Hre vehicle's mileage. You ono rrxrp peY Io
Ina Salver Hra esfimeled posts a all repairs to aro vehkb mat are
IM rnWl a recess wear Arid use. a sa bon Mbw. You mw1
take me vehicle to a pea saected by ere sell« Nor impeclbn
rc bbr man 15 days pda to YM bet inslplmanl payrant da
date. All« ma irwpeaion. it you detlde l0 sal Nre whicb b NM
Salver. you map ghre me renkb to me Seller rp later man the
last kstdllmanl payment doe date. AI met one, yea mwi 8b0
give me Snx a tint, whin, Stows no liens other man me Sellefs
lien, translernrp ovn«snip to dro $NI« or a Person saette0 by
me Seller. AMr me inspection. X you tlecide red to sn whicb
to IM Salver, you must bnmadiateN conlatt the Seller erld inbrm
IM Salle! Whpnx yW waN b refinance tM by NMeIImeM
payment.
C- ll~mage ~ r: If your lap kpalbroni Payment unar Iteb
IM Safer uMel Parograpl~8 you arse r sell me wMCle Oetll b
all tlam esponaiple ~ rMake d
age b tyre velvet mil «e not m. result or normal wa«
Intl un. TMea ropairo indrcb, but aro not fimited b, moss
neasaery Ip:
(i) replace any lira na part a a maldrmg eel a fox « any Gre
wnkn nee lees man tro men a remaking Veal
(k) repair elf nrecMnkei rkaecn;
(»-) rr:pair a replace all clamed, scratdretl, arilrpad, rwlee a
mamatchetl body petrels. pant or venicb identisutbn items;
N aMn. acrerohsd toped, peed, broken a miearlp Nm
a ~gw work: en aeratcn.a cracwea. pittaa « broken fines:
N window meclannma; ep broken or tamed out IigMS;
ar ebgranic menurrckara; aN inlena rips, SNka. bums a
xra aX oxnag. wdcn wovla M covered by
~~ili.i~ w~comP..nemire i„eY.a,ee whamx n rwl such
Irour«rw u xsuilN' Iaca.
II you oars red made Ma reparo Moro inapegbn a me venicb
udder Parogrepn B, you will awe NM eatlmpad wets d Such
repeka, even N m! repaint am rro1 made poor b yalir sale a IM
vMiae to me Snar. II you aaspree wMl d1a nikrated cops a
repaln, you may nave me rapers made at your expense eclat ra
spur sale a en wNCb ro m. sea«.
D. Securey Mint: va pw Me Sauer a secudy interest in:
1. TM renkb and M pars w dher goods pal on me vehicb:
2. All money Or geode recaved Ip tlM Whkle; ant
3. Aa Mwnnce premFrms and service coMrogs fanned la
you.
This se es paYrantaallamouMS you ow under mis mnbaq.
It a180 secures your an« aaexnenla b Inca caMrMn.
E. Use a Vedob - WlRAMiea: Vou must tNe ore 01 IM
venbe and obey aN laws in ueilg il. vpu may rrOl Ep a root IM
vehiaa. and you mw1 keep it keg Irom 01e cbims a dnero. You
will Ibl uu er perrral d,e we of me vehicle vehicle of dra Vnttetl
Sabi, asap la up b 3D den k Cerode or Maxim, wiVwut
IM prla wlillen eoneeN a Ina Seler. II eve whkle n a • rye.
namaby rreW ra peradaM uu area UM 9eix, x U1e vahl-
eb'e manaaaur«. eabntla a wrMen warranty « aervk
cem..a eewdng are wldeH wlmm fo ay. rran eM was a
ids uwreae4 Yew gel krrPlHtl wrramin a mxenxrl.aMty
1tl fbnep b a parrbubr expose edvenng IM wMCla.
Wherwip, mu uneeraLna one egr.e m.l enero,re rrp.rrcn
hlglksd wrnntlea, npepl a olMrwlM povbae eY law.
G. Reamed msurplea fhemluma and Service Crkaraa
Charges: This corcratt may opmsin charges fa in
' mnlracb. or oNr« mnVags. You agree IMI IM Sear
can claim Mnelin uMer tlrose cmVacla end uMen pronmMd
by row, tenninala them to ddein raatla of uneametl cMrgn to
reaaa venal you owe. g ma sen« gen a nlwrtl m .rwarx;e.
arvia coMrecn, aanx corcraclc, IM Sell« wiN suaroa N Iran
wMl You owe. Once all amounts owed une« mis contratt ere
paitl, arty remairkrg relmds wyl be paid Ip ym.
N. D«auN: Vou wA a in d«aull il:
t. Yau do M make a Ixeymant wan it is due; «
z. Vm gave nln a mkaeatlbg IMamation N year Cre0i1
applcefim rWfirp tp tins mMraa; or
3. Ymr vaNCN b seuW by arty teal, stale, or fsr!«p
euRCrily alyd is rcl Iaompny and uncontlabnsNy ralumatl
to you: a
~. Vau fib a bankNplty IMlitbn or me n toed agakw you; a
5, You do rct Keep any om« praMae in mis caNnq.
II ym defeat, Seller an exan;ise Server's rights unar INS mr1-
trarA arq Salbr's dMr righn uMar the few.
1. Repeasessien: II yea default. IM Sellx may require you b
pay al pica IM unpaitl Amount Financed. its eared ant urylaitl
pan of the Firence Charge antl aN plMr amounn due under Mis
canract. Seller may ropobsns (take Mck) me vpkob. too. Ssax
may sno take goods laid k or a me rankle When repoasneed
arq Irdtl Nwm for you.
J. Your RIgM To Rxk+em: N IM velnck is Wken back, Seller
ill sent you a mlice. TM rclke will sty 1M1 you may redeem
(buy Dock) the vehicle ant wiN expnin now b redeem me whkle.
you may retleem IM wlkge up b me time IM Slrwr saps II «
agrees to sell n. II you tlo na room me vehicb, N will M Sold.
N. Obpocltbn of Max VMkb: II fib vaNde is taken beck
m sob. tM mprley Iran ma are. lees snowed expenses. vent
Mused to pay IM ammnl pip awed m 1M mnlrxL Albwatl
experaes kquds Inure patd as a tlkeq mull d Mwng b r«ekr
Ina vrmkle, had N, prep«! n Mr wb, arts aeN IL fleAwnlae
nwyeh ran ant IagM coca era alloweQ too. II mare n any
lrbrley roe a (surplus), it will M Pad b Yw. II Hre mazy lean
me sale is na enough b pay oa dlla Callrocl ant maN, yea wA
pay what idea own b me Seller. II yal 00 na pay Nas enbUM
when dre SNIar gala. me Sabr may marg. yw inbrnl at w
npro81 bwM reb atop ym pay.
L Collactlon Cable: Exap as omxrwae provided M law, ya
must peY arty orb sX expaMn rlblep b enlorr:krp dos ComaM,
irv8uang mNagbn expenses. lawyer' Ins and dlNr bga
expanses.
N. Consumer R.POrIa: Vau aumrbze era Asiigrws Ncbd on pw
Irom d INS contras to a0tain mnarnrer egret rePorn Iran con
sourer rapor0rg apercin (castle burawa) I« any reason am a
e1y fima in connac9al wm urn centred
N. Appibaeb Law: you egrea that mis mnlreq willM gpvernetl
by Me owe a me enb of Panaylvan
O. G•nxa: This contras cmmba ma entire apramwrn bewwen
Seger alyd you rpaMO b uw sale area wbnang a IM nwbr
veNga. N arty pmt a the conNacT b not valid, v0 a11x pwb say
vilW. n SBlnr dasny BMOroe SNbrB nghl8 every 91116, Spbr
clvl araorca meth bt«. SaMr w ewraae as a S•NYD HgMa
~a levels way.
N the Int krWllmenl payment ,abet mis conpept b e baeoon
~Ymant, Assgrree has assigned b d Exrdange, in its aP°aY
Aspolu's gwNlka IMermeaary, ks rfpMe (ba na ea
oblipatipa) wp1 respect b the Wratan erM sae a Mls veNele.
F'TC NOTICES
' CONTRACT R SUBJECT TO ALL CLAIMS AND
DEFENSES WHICN THE DEBTOR COULD ASSERT
AGAINST THE SELLER OF GOODS OR SERVICES
OBTAMED PVgSUANi NERETO OR WAN THE
PROCEEDS NEREOF. RECOVlRY HEIIEUNDER BY
THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID
BY THE DEBTOR HEREUNDER.'
llaed Maw riMeN Buyers OuNle. U you an buy'kr9 a
aced vehicle rrph min tenses, tedera rngublione may
re0uke a special Buyers Gabe b Oe dHpleyad on me
~~wWMDOW FORM FOR TIF~YFNICLEYjg~IpAgT OF
TH18 CONTRACT. MFORMATpN ON i/ff WIMOW
not aPgY N arlralraase br aaaalraralY x apkaavallr b I
F. YNkie Murmee: You must irMxa me velkCle egakp bur gal Ctla' yea IaeebO rr'M na xert aeakwl any exylw x
a damage Irom colYSbn, ilea x melt. Vm moat name S•Ilar a au ~ ~a W CpMaee ear aMim•• Wwrlaaa, «aablla
IM bas p.y.e Iwwer aw ilrwrxlce paler me Satyr mum r wwrp m.e.rxxxard.ax«amewnwe
OUARAMTY
To caws Nw Seer b aan d,e wMde tlesclibed m kw Irerx d tles obntract b ma euy« en entlii, exn pxmn vent agw Mlow as a
ee~ch ~t~' g~antees me payirrMl of mis contract. TNS mcara tlW N tlw Byer teas to pay xry money mat n owed m Uia canrecl
ago as a glrereMOr will peY it wMn asked. Eagl CauarMror vent 6igns pakw epos msl M vent M fiebb br Ilr
whde emmra awse awe N area a non aMr pelaona abo sgrr Nis GueraNY. Each GuaroMar atop a{pees b M NsNe suss N tlr
Sala toes oa a urea a tlIe blbwirq (a) glues tM Buyx mac tope b pay oa a more paymsrea, a (bI dws a rants m elN or
a arpmb cad~ict and ifee GOw~~a• a' Ic) rarax arty axuMy. Each Guaranla abo palm tllat M Ms r,mawee a oorrlPblaO apY
ronN p me lane a sp9rlp.
ouaramor aea~
Guerenla _ Atlaress
~allon b e rtcECp a arty cbkn, dNplle, a coraro+arsy (oMlecaWy, a •(apm•1 winaa IPorp s Ieweuil in coal. Eie1x
Sena. fw' a •ws•) f e ryarN')~ Y dfgose a anti time. Inclutlng e1Mr a IswsuX b Mad. m Mw mN Cnim raaW b qja
cergrecl dercidpvM W abilrolion. SuM Cla iMUde Mt an na IimibO b are bXOwirp 1) CWma m cOnaact, Nn, r
yp~~ ~ aselPlebaon, seeps, x Wily p aa. axe.. x xdeagiM a xy iawx: a) ebklwpp.lww ydu;
aeelk cob pease, a~N• pcaeeae, aaaidu, aubadedn eMYrs: q Cwlm .delve dal a m b
vent rb reel apt cob ooroaa trannctron a rebiavtHp.~kdWbO cop wim eb sealer, a any wa, r.n,nro~ e, mIM~M.1pr
MOFIIS YOU AMD WE AGgEE 70 fM rp
a _Teu acne b rVpNrob a ~. men you «ltl we agree b waive me Idbwinp ,ighls:
RIWR TO A TRIAL. WHETHER MY A,IUpDE Oq,WpY
• NNIi TO PAIHIgPA7E AM A ttAp AEPRWNITATNE 011 A CU96 alE1NBEq M ANY CLASS CLAIM YW MAY IMVE
AOANET U8 WMETIIFA M WUgT OR N ARBRMTgN
• BROAD RNNIrrB TO DBCOVERY AS ARE AVAILABLE M A LAWSUR
• RIOIR TO APPEAL 161E DECISION OF AN ARMRpATOq
• OTMEq RIGNT6 TH11T ME AVAIWLE N A IukYyeUIT
RbW Yauyl s- We pa Na GFra Un 11 a Clakn b N91baHd, ypu «xl wa vent oonikbe to Mw IM laowkg rghLL~ wlaraA weiy«g
areenam Pr~ ~blr` n: 1) HgIV b M tbnknpll,T m caJrC 2) ggtll tp Wepca tlH ptluNy tdxeb in the wlid•.
wf1eYW aY repoaNSSkn a Nvorl9lr n a 9I Rlglrt b tea kgq rI 4on b eMaroe Nw arpNrebfa da0yial: and a) fide b
rptroet NW a caNr d Isw nriew wna~ me «herebr e.asdsd M auacrNy.
~ ~ ~~ ~ ~ ~er~: ~ tkna typed baow one NH otMr pY1y b eMn arbXM9m. TM ypNeapla rinse (pre Ta,.~
m the
w nml.p lodr Oq (Pavia aeliaw nxw lgTn uxa) SEE OTHER &OE FOA ADDI110rY1 AdiEBEMa
.c rmr.eaac rrosy+rco
"'PRN"'
Ford Motor Credit Company
P.O. Box 31111
TAMPA, FL 33531-3111
(a77) 3as-s2so
PoI68P00200033
FLOYD E. MCCLINTOCK SR
858 W. NORTH ST.
CARLISLE PA 17013
Date of Repossessbn Os-042008
Date of Notice
~-~-2~ Date of Contract
06-22-2007
Account Number: 042617688
Buyer FLOYD E. MCCLINTOCK SR
Cobuyer
DESCRIPTION OF PROPERTY
Year
2007 Make
FORD Q New
^ Used
Vehicle; Identification Number
1FTRF14W37NA69370
Model
F150 Body
(4X4)
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreement.
0
ttS
~~
. a
~_
^x PRIVATE SALE: We wilLseRthe proPertY described __~ taYBl_IC SALE: We will seq the ro
above at - P P?!h described a__boye at public
private sale sometime after 16 days from the sale to the highest bidder on the date bekwv (or any adjournment
Date d Notice shown above unless redeemed by you date). The sale: will be held as folkrws:
prior to such sale.
Hate of Sale Time of sale Place of Sale
You may attend the sale: and bring bidders N you want.
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Bade for an itemization of amount owing. To team the
exact amount you must pay, call us at the telephone number
above.
NOTICE OF REPOSSESSION
The property is presently stored at: MANHEIM AUTO AUCTION
1190 LANCASTER ROAD
MANHEIM PA
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount try certified check or
money order before the vehicle is sold.
Unpaid Balance $ 2869469
Dlus Costs: Repo Expenses $ 220 ~
$
$
Plus Late Charges $ 18 32
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money unde
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
TOTAL $ 29,133.01
(Plus expenses incurred if defauq at the time of repossession exceeded
tti days and less rebate received after the date of this notice.)
Your propeAy wont be sold until 15 days after the date of this notice at
the EARLIEST. After that you can still get q back any time before it's
actually sold.
If you do, we'll have no further claim on q. But the bnger you wait, the
more costs (including repairs) you may have to pay.
If you have any questions about this, please call us.
^ The property has been (or will be} returned to:
Under our agreement with your d~kr/original creditor, the dealer/original credgor is to sell the property and paY You anY money left over. Idealer/original credgor)
after the saki, you will pay R to the dealer/original credNOr. Ya °'"~ n'oneY
^ PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance wqh state law, by
contacting tMs office. Thereafter, the personal property shag be disposed of accordingly.
^ Creditor has assigned to qs qualified intermediary (OI Exchange, LLC) its rights (but nd its obligagons) with respect to the sale of each vehicle listed above.
PAYMENTS: All payments to us must be by cert~ed check or Haney order.
MILEAGE DISCLOSURE: If you are aware that the mik;age reflected on the vehicle's odometer re rat accurate far any reason, please tooted us so that vye
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to get your property back, cap fhe insurance company or the d/origktal credgor to make sure that any insurance
has been caraelled. You have a right to get credq for all premium refunds.
JACKIE X. RNERA
FFNA 1198837 Jan OZ Previous editlons may NOT be used.
Panted .n us.a. CUSTOMER/CUSTOMER FILE
Ford Motor Credit Company
P.O. Box 31111
TAMPA, FL 33631-31 1 1
(877) 349-5260
P0188P00200033
FLOYD E. MCCLINTOCK SR
858 W. NORTH ST.
CARLISLE PA 17013
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. Ford Motor Credit Company
POBOX31111
TAMPA FL 33631-3111
877 3495260
DATE: 2008-07-22
POK7Q300100220
FLOYD E. MCCLINTOCK
858 W. NORTH ST.
CARLISLE PA 17013
STATEMENT OF SALE
Account Number: 042617688
The following property has been sold.
Year Make Model
Vehicle Identification Number:
2007 FORD F150 1FTRF14W37NA69370
Balance owing on your contract
(1) $ 28,913.01
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 28.913.01
Deduct: gross proceeds of the sale (4) $ 14 000.00
Balance tens gross proceeds of the sale (3 - 4) (5) $ 14 913.01
Add: Expenses of retaking and storing, and (6) $ 450.00
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate {7) $ 0.00
Other: (8) $ o.oo
Deficiency** (9) $ 15363.01
Surplus* {10) $ NIA
The Surplus/Deficiency will change based on monies received by us (credits) or additiona l allowed expenses & interest
added to your account (debits).
Surplus* or Deficiency**
* If the sale resulted in a surplus, a refund for the difference will be mailed to you.
**
If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
FFNA11980 01104 Previous editions may NOT be used.
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