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HomeMy WebLinkAbout09-0261 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NATIONAL CITY REAL ESTATE CIVIL DIVISION SERVICES LLC SBM NATIONAL CITY MORTGAGE, INC FKA NATIONAL NO. OQ - ;Z/o ( CITY MORTGAGE CO COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, vs. CHARLES E. SNYDER Defendants. TO DEFENDANTISI: YOU ARE HEREBY NOTIFIED TO PLEAD TO THE ENCLOSED COMPLAINT IN MORTGAGE FORECLOSURE WITHIN TWENTY (20) DAYS FROM SERVICE HEREOF OR A DEFAULT JUDGMENT MAY BE ENTERED AGAINST YOU. By: /S/ tab /-. oft Attorney for Plaintiff MORTGAGE FORECLOSURE Filed on behalf of Plaintiff Counsel of record for this party: Louis P. Vitti, Esquire PA 1. D. #01072 916 Fifth Avenue Pittsburgh, PA 15219 (412) 281-1725 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NATIONAL CITY REAL ESTATE SERVICES LLC SBM NATIONAL ) CITY MORTGAGE, INC FKA NATIONAL CITY MORTGAGE CO ) Plaintiff, ) NO: vs. CHARLES E. SNYDER, ) Defendant(s). ) COMPLAINT IN MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY THE ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES AND OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 COMPLAINT IN MORTGAGE FORECLOSURE NOW, comes the Plaintiff by its attorneys, Louis P. Vitti and Associates, P.C. and Louis P. Vitti, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure Numbers 1141 through 1150, for its Complaint in Mortgage Foreclosure, sets forth the following: 1. The Plaintiff is a limited liability company duly authorized to conduct business within the laws of the Commonwealth of Pennsylvania, having a principal place of business located at 3232 Newmark Drive, Miamisburg, OH 45342. 2. The Defendant(s) is/are individuals with a last known mailing address of 5081 Stacy Drive E Apt 1810, Harrisburg, PA 17111. The property address is 16 Woodmyre Lane, Enola, PA 17025 and is the subject of this action. 3. On the 28th day of August, 2003, in consideration of a loan of One Hundred Twenty Eight Thousand Five Hundred Eighty Four and 00/100 ($128,584.00) Dollars made by National City Mortgage Co., to Defendant(s), the said Defendant(s) executed and delivered to National City Mortgage Co. a "Note" secured by a Mortgage with the Defendant(s) as mortgagor(s) and National City Mortgage Co., as mortgagee, which mortgage was recorded on the 8th day of October, 2003, in the Office of the Recorder of Deeds of Cumberland County, in Mortgage Book Volume 1840, page 1259. The said mortgage is incorporated herein by reference thereto as though the same were set forth fully at length. 4. The premises secured by the mortgage are: SEE EXHIBIT "A" ATTACHED HERETO. 5. Said mortgage provides, inter alia: "that when as soon as the principal debt secured shall become due and payable, or in case default shall be made in the payment of any installment of principal and interest, or any monthly payment, keeping and performance by the mortgagor of any of the terms, conditions or covenants of the mortgage or note, it shall be lawful for mortgagee to bring an Action of Mortgage Foreclosure, or other proceedings upon the mortgage, of principal debt, interest and all other recoverable sums, together with attorney's fees." 6. Since August 1, 2008, the mortgage has been in default by reason, inter alia, of the failure of the mortgagor(s) to make payments provided for in the said mortgage (including principal and interest) and, under the terms of the mortgage, the entire principal sum is due and payable. 8. In accordance with the appropriate Pennsylvania Acts of Assembly and the Pennsylvania Rules of Civil Procedure, the mortgagor(s) has been advised in writing of the mortgagee's intention to foreclose. The appropriate time period has elapsed since the Notice of Intention to Foreclose has been served upon the mortgagor(s). 9. The amount due on said mortgage is itemized on the attached schedule. 10. Pursuant to Pennsylvania Rule of Civil Procedure 1144, the Plaintiff releases from liability for the debt secured by the mortgage any mortgagor, personal representative, heir or devisee of the mortgagor who is not a real owner of the property as evidenced by the last recorded deed of record at the time of the filing of this Complaint. WHEREFORE, pursuant to Pennsylvania Rule of Civil Procedure Number 1147(6), Plaintiff demands judgment for the amount due of One Hundred Thirty Four Thousand Three Hundred Seventeen and 84/100 ($134,317.84) with interest and costs. Respectfully submitted, LOUT P. VITTI & ASSOC., P.C. BY: uis P. Vitti, Esquire Attorney for Plaintiff SNYDER SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE Unpaid Principal Balance 119,631.89 Interest @ 5.7500% from 07/01/08 through 1/31/2009 4,033.07 (Plus $18.8461 per day after 1/31/2009 ) Late charges through 1/13/2009 0 months @ 40.35 Accumulated beforehand 161.40 (Plus $40.35 on the 17th day of each month after 1/13/2009 ) Attorney's fee 5,981.59 Escrow deficit 4,509.89 (This figure includes projected additional charges that may be incurred by the Plaintiff and transmitted to the sheriff as charges on the writ prior to the date of the sheriffs sale) BALANCE DUE 134,317.84 EXHIBIT "A" LEGAL DESCRIPTION ALL TRAT 01BTAIN list or traot of Jand situito in mast Cumberland County, Commo4wealth of PenmaylvgWa PCnnsl?ofb 'ibwnsded and dese more particularly bounded n'bed as follows, to- o wit: ,BEO?NNl O at a point on the eastern defflea Lano at die dividing line of Lot #'T•7 and #T.80 sd ant -of w also mr beMnO ing of ,cd jt?y. feet north of the northern extremi of locatcci ! 27.35 rov lin dedicated t'lglitPaf--wR? of VAllA-y Stmet and atca$Odedlaa6d1 ? Wnorthem Lane; B wqy like of 1Ntlddtsfyre T'RUt,',E by the caetei-n rlgnt-of way line of Woodmyrd lane having a radius of 17.5.00 l'bat and an arc len 9th of X3.16 feJ)y curve to et, said a said cu a the la 2sav3rsg A Chord- Rowing of North 61 do rve also o to a point At the dividing line of Lot #T.9 and Lot #T 8,• bThence ids nc Of Lat teat ino North 25 dcgrees 05 minutes 33 aeoond a Romg2,y9 fast to a }?abnr, by Thence lWT. at Other Lands of jVostwaoci Nt11a South 66 de by line 62.38 feet to a point; Thenoo by same South 74 ds os minutes 43 sceadg Cast taa9t 12,10 feet to d point at thq dividing 1100 of IAt 0114 And Lot #T .Si 95 sltconrla line of Lot #'f-7 and pssafi ii thMUgh the center na of a Thence by dWeea 43 minutea 32 eaoonds West 110,42 feet to' a point o northern rlght.of. way line of Woodmyre Leine, drop of bWnnft. .N?', DMO 4,85?-squaw toot. BRIM Wt #T-8 on he Final Subdivialan Pjen for Westwod Hills, Phase 111, RscoMed in Plan Book volume , Page . amm 15D CT TO a 26 foot wide DmIaM U.safietlt, OL 10 foot "Odestrisn llascraCM and R variablo width DrafnW and. Wetland R ode shawtl oft the above snontionod subdivlWon Wan, asernant as EXHIBIT "A" . f VERIFICATION AND NOW Louis P. Vitti verifies that the statements made in this Complaint are true and correct to the best of his knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 4904, relating to unsworn falsification to authorities. By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and the verification cannot be obtained within the time allowed for the filing of this pleading, the pleading is submitted by counsel having sufficient knowledge, information and belief based upon the information provided him by the Plaintiff. ouis P. Vitti i-- Dated: January 13, 2009 ? a c r+.> C? C- N C.tia N C ri 0 -r1 r7 -rs Q Q- n E r4 SHERIFF'S RETURN - NOT FOUND CASE NO: 2009-00261 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND NATIONAL CITY REAL ESTATE SERV VS SNYDER CHARLES E R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT SNYDER CHARLES E but was unable to locate Him in his bailiwick. He therefore returns the NOT FOUND , as to the within named DEFENDANT SNYDER CHARLES E 16 WOODMYRE LANE ENOLA, PA 17025 PER NEIGHBOR, GIVEN ADDRESS IS VACANT. Sheriff's Costs: Docketing Service Not Found Surcharge So answers: 18.00 ,,,-- 13 . 5 0 -?-? 5.00 R. Thomas Kline 10.00 Sheriff of Cumberland County .00 46.50 LOUIS VITTI 02/02/2009 Sworn and Subscribed to before me this day of A. D. S3,14 111j:lk ' 1 "0! WV 9 - 934 60OZ SHERIFF'S RETURN - OUT OF COUNTY OWN* CASE NO: 2009-00261 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND NATIONAL CITY REAL ESTATE SERV VS SNYDER CHARLES E R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT to wit: but was unable to locate Him deputized the sheriff of DAUPHIN serve the within COMPLAINT - MORT FORE County, Pennsylvania, to On February 2nd , 2009 this office was in receipt of the attached return from DAUPHIN Sheriff's Costs: So answer M.._- Docketing 6.00 Out of County 9.00 Surcharge 10.00 R. Thomas Kline Dep Dauphin Co 47.25 Sheriff of Cumberland County Postage .76 73.01 02/02/2009 LOUIS VITTI Sworn and subscribe to before me this day of in his bailiwick. He therefore A. D. VI N", M7,AS"NN 1 =0114V 9- 93J 6002 30" '-f0--G31IJ In The Court of Common Plus of Cumberland County, Pennsylvania, National City Real Estate Services LLC " vs. Charles E. Snyder No 09-261 civil No. Now, January 21, 2009 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Dauphin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA Now, within upon at by handing to a and made.known to Affidavit of -Service 20 at o'clock copy of the original M. served the the contents thereof. So answers, Sheriff of Sworn and subscribed before me this day of , 20 COSTS SERVICE MILEAGE _ AFFIDAVIT County, PA (lai#%tt oaf the hetf,ff Mary Jane er Spu Real Estate Denyd William T. Tully Solicitor Commonwealth of Pennsylvania County of Dauphin Dauphin County Harrisburg, Pennsylvania 17101 ph: (717) 780-6590 fax: (717) 255-2889 Jack Lotwick Sheriff Charles E. Sheaffer Chief Deputy Michael W. Rinehart Assistant Chief Deputy NATIONAL CITY REAL ESTATE SERVICES LLC VS CHARLES E. SNYDER Sheriffs Return No. 2009-T-0166 OTHER COUNTY NO. 09261 CIVIL And now: JANUARY 28, 2009 at 2:29:00 PM served the within COMPLAINT IN MORTGAGE FORECLOSURE upon CHARLES E. SNYDER by personally handing to CHARLES E. SNYDER 1 true attested copy of the original COMPLAINT IN MORTGAGE FORECLOSURE and making known to him/her the contents thereof at DAUPHIN COUNTY SHERIFFS OFFICE FRONT AND MARKET STREETS HARRISBURG PA 17101 Sworn and subscribed to before me this 29TH day of January, 2009 NOTARIAL SEAL MARY JANE SNYDER, Notary Publi Highspire, Dauphin County M Commission Expires Sept 1 2010 So Answers, Sheriff o Dauphin County, Pa. B _4 1. Deputy Sheriff Deputy: KIMBERLY BARTO Sheriffs Costs: $47.25 1/26/2009 v' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NATIONAL CITY REAL ESTATE SERVICES, LLC sbm NATIONAL CITY MORTGAGE, INC FKA NATIONAL CITY MORTGAGE CO., Plaintiff, vs. CHARLES E. SNYDER, Defendant. CIVIL DIVISION NO. 09-261-CIVIL-TERM PRAECIPE FOR DEFAULT JUDGMENT, CERTIFICATION OF MAILING AND AFFIDAVIT OF NON- MILITARY SERVICE Code MORTGAGE FORECLOSURE Filed on behalf of Plaintiff Counsel of record for this party. Louis P. Vitti, Esquire Supreme Court #01072 Louis P. Vitti & Assoc., P.C. 916 Fifth Avenue Pittsburgh, PA 15219 (412) 281-1725 WOO IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NATIONAL CITY REAL ESTATE SERVICES, LLC ) NO. 09-261-CIVIL-TERM sbm NATIONAL CITY MORTGAGE, INC FKA ) NATIONAL CITY MORTGAGE CO., ) Plaintiff, ) VS. ) CHARLES E. SNYDER, ) Defendant. ) PRAECIPE FOR DEFAULT JUDGMENT AND ASSESSMENT OF DAMAGES TO: PROTHONOTARY OF CUMBERLAND COUNTY Enter judgment in Default of an Answer in the amount of $134,908.07, in favor of the National City Real Estate Services, LLC, et al , Plaintiff in the above-captioned action, against the Defendants, Charles E. Snyder and assess Plaintiffs damages as follows and/or as calculated in the Complaint: Unpaid Principal Balance $119,631.89 Interest from 7/1/08-3/3/09 4,617.30 (Plus $18.8461 per day after 3/3/09) Late charges (Plus $40.35 per month from 1/13/09-9/2/09 $363.15) 161.40 Attorney's fee 5,981.59 Escrow Deficit 4,509.89 (Plus any additional charges that may be incurred by the Plaintiff and transmitted to the sheriff as charges on the writ prior to the date of the. sheriff s sale) Total Amount Due $134.908.07 The real estate, which is the subject matter of the Complaint, is situate in East Pennsboro Twp, Cumberland Cty, Cmwlth of PA. HET a dwg k/a 16 Woodmyre Lane, Enola, PA 17025. Tax Id# 09-12-2992-173. tmeyoP. itti,Esquire for the Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NATIONAL CITY REAL ESTATE SERVICES, LLC ) NO. 09-261-CIVIL-TERM sbm NATIONAL CITY MORTGAGE, INC FKA ) NATIONAL CITY MORTGAGE CO., ) Plaintiff, ) VS. ) CHARLES E. SNYDER, ) Defendant. ) CERTIFICATION OF MAILING I, Louis P. Vitti, do hereby certify that a Notice of Intention to Take Judgment was mailed to the Defendant(s), in the above-captioned case on February 18, 2009, giving ten (10) day notice that judgment would be entered should no action be taken. LOUIS P. VITTI & ASSOCIATES, P.C. 0 SWORN to and subscribed before me this 3rd day of March, 2009. LQ')a a - Notary Public IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NATIONAL CITY REAL ESTATE SERVICES LLC SBM NATIONAL CITY MORTGAGE, INC FKA NATIONAL CITY MORTGAGE CO., Plaintiff, VS. CHARLES E. SNYDER, NO. 09-261 CIVIL TERM Defendant. IMPORTANT NOTICE TO: Charles E. Snyder 16 Woodmyre Lane Enola, PA 17025 Date of Notice: February 18, 2009 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP: IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 LOUIS I & AS I P.(;. BY: L u i s . V i, squire A ey for Plaintiff 916 Fifth Avenue Pittsburgh, PA 15219 ** THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION COMMONWEALTH OF PENNSYLVANIA, SS: COUNTY OF ALLEGHENY BEFORE me, the undersigned authority, personally appeared Louis P. Vitti, Esquire, who, being duly sworn according to law, deposes and says that he is advised and believes that DEFENDANT(S) is/are not presently in the active military service of the United States of America and not members of the Army of the United States, United States Navy, the Marine Corps, or the Coast Guard, and not officers of the Public Health Service detailed by proper authority for duty with the Army or Navy; nor engaged in any active military service or duty with any military or naval units covered by the Soldiers and Sailors Civil Relief Act of 1940 and designated therein as military service, and to the best of this affiant's knowledge is/are not enlisted in military service covered by said act, and that the averments herein set forth, insofar as they are within his knowledge, are correct, and true; and insofar as they are based on information received from others, are true and correct as he verily believes. This Affidavit is made under the provisions of the Soldiers and Sailors Civil Relief Act of 1940. d Lo ' PP Vitti, Esquire SWORN to and subscribed before me this 3rd day of March, 2009. Notary Public w_ C .aa :Z m t V` -: tt7 r3 ? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NATIONAL CITY REAL ESTATE SERVICES, LLC sbm NATIONAL CITY MORTGAGE, INC FKA NATIONAL CITY MORTGAGE CO., Plaintiff, vs. CHARLES E. SNYDER, CIVIL DIVISION NO. 09-261-CIVIL-TERM PRAECIPE FOR WRIT OF EXECUTION AND AFFIDAVIT OF LAST KNOWN ADDRESS Code MORTGAGE FORECLOSURE Defendant. Filed on behalf of Plaintiff Counsel of record for this party. Louis P. Vitti, Esquire Supreme Court #01072 Louis P. Vitti & Assoc., P.C. 916 Fifth Avenue Pittsburgh, PA 15219 (412) 281-1725 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NATIONAL CITY REAL ESTATE SERVICES, LLC sbm NATIONAL CITY MORTGAGE, INC FKA NATIONAL CITY MORTGAGE CO., Plaintiff, vs. CHARLES E. SNYDER, Defendant. NO. 09-261-CIVIL-TERM PRAECIPE FOR WRIT OF EXECUTION IN MORTGAGE FORECLOSURE TO: PROTHONOTARY OF CUMBERLAND COUNTY Issue a Writ of Execution in favor of the Plaintiff and against the Defendant(s) in the above-captioned matter as follows: Amount Due $134,908.07 Interest 3/4/09-09/02/09 4,036.15 Total 138.944.22 The real estate, which is the subject matter of the Praecipe for Writ of Execution is situate in: East Pennsboro Twp, Cumberland Cty, Cmwlth of PA. HET a dwg k/a 16 Woodmyre Lane, Enola, PA 17025. Tax Id# 09-12-2992-173. coo Y. v itti, ;squire iev for Plaintiff ra Q ? ° c? _?a, s? ? j ^?. :._ ??' ?J» ' r r ! C?} F?'(7 I V IN THE COURT OF COMMON PLEAS OF CUMBERLAND COMM, PENNSYLVANIA CIVIL DIVISION -- - - - -- - PRAECIPE FOR WRIT OF F.?{ECUrION :aotion: Np?,on?` C??? ? ' ( ) Confessed Judgnrent &5? C e 540CUi < 5 G, ( ) Other VS. File No. QCt _ ?(o C \ k r- t-n-- Amoun t Due PILA _-02 Cr1o,? ?e5 . Sn?c1Pr Interest U, () ? (o , Atty's Comm Costs I TO THE P R07H0M TARY OF THE SAID COURT : The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate or?.ginal proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of C,0 rf) Y342- (' 0L -n County, for debt, interest and costs upon the following described property of the defendant(s) 1-i n ,, n A-1-' 1' - A i - , n PRA =PE FOR ATTACCM M EXECWI0N Issue writ of attachment to the Sheriff of County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: ?•'? Q Signature: • P=int Name- lv? PG. .address : 816 FIFTH AVENUE M. PA I 52TIV- HIM -1725 =.zZor^ey rot: ICA? -e lei'.^.ore m_ * Cp 9a t (jo? ?t?? f; ? ? ??1? t? II Cot :11l03VA H"Il a rg MM Aq jH FiUSZTTj4 ass f -t8S (W) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NATIONAL CITY REAL ESTATE SERVICES, LLC ) sbm NATIONAL CITY MORTGAGE, INC FKA ) NATIONAL CITY MORTGAGE CO., ) Plaintiff, ) vs. ) CHARLES E. SNYDER, ) Defendant. ) AFFIDAVIT NO. 09-261-CIVIL-TERM I, Louis P. Vitti, do hereby swear that, to the best of my knowledge, information and belief, the Defendant(s), is/are the owners of the real property on which the Plaintiff seeks to execute . That the Defendants' last known address is 16 Woodmyre Lane, Enola, PA 17025 Js P Vitti, Esquire SWORN to and subscribed before me this 3rd day of March, 2009. L?l L lc?-' Notary Public L c!yc. my cc.,..4. Mccioe c ?f7 rn .. v N f IV 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NATIONAL CITY REAL ESTATE SERVICES, LLC sbm NATIONAL CITY MORTGAGE, INC FKA NATIONAL CITY MORTGAGE CO., Plaintiff, vs. CHARLES E. SNYDER, Defendant. NO. 09-261-CIVIL-TERM AFFIDAVIT PURSUANT TO RULE 3129.1 National City Real Estate Services, LLC, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 16 Woodmye Lane, Enola, PA 17025. 1. Name and address of Owner(s) or Reputed Owner(s): Name: Address (Please indicate if this cannot be reasonably ascertained) Charles E. Snyder 16 Woodmyre Lane Enola, PA 17025 2. Name and address of Defendant(s) in the judgment: Name: Address (Please indicate if this cannot be reasonably ascertained) Same as No. 1 above. 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name: Address (Please indicate if this cannot be reasonably ascertained) None III/ 4. Name and address of the last recorded holder of every mortgage of record: Name MERS Irwin Union Bank and trust Company Address (Please indicate if this cannot be reasonably ascertained) PO Box 2026 Flint, MI 48501 1717 East College Parkway Carson City, NV 89706 5. Name and address of every other person who has any record lien on the property: Name Address (Please indicate if this cannot be reasonably ascertained) None 6. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address (Please indicate if this cannot be reasonably ascertained) None 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (Please indicate if this cannot be reasonably ascertained) Tax Collector of East Pennsboro Township American Water Trash and Sewer of Twp of East Penboro Commonwealth of PA -DPW Clerk of Courts Criminal/Civil Division 98 South Enola Drive Room 101 Enola, PA 17025 Po Box 371412 Pittsburgh, PA 15250 98 S. Enola Drive Enola, PA 17025 P.O. Box 8016 Harrisburg, PA 17105 One Courthouse Square Carlisle, PA 17013 aJ Tax Claim Bureau of Cumberland County Cumberland County Courthouse Court of Common Pleas of Cumberland County Domestic Relations Division PA Dept. of Sheriff Sales Bureau of Compliance Tenant/Occupant One Courthouse Square Carlisle, PA 17013 P.O. Box 320 Carlisle, PA 17013 Dept. 4281230 Harrisburg, PA 17128-1230 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. March 3, 2009 Date SWORN to and subscribed before me this 3rd day of March, 2009. Lffio?? )(-Q -- Notary Public . Vitti, Esquire y for Plaintiff i rn? P n cI; ? r t,U I NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TO: Charles E. Snyder 16 Woodmyre Lane Enola, PA 17025 AND: ALL LIEN HOLDERS TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in Cumberland County Courthouse on September 2, 2009 at 10:00 A.M., the following described real estate, of which Charles E. Snyder are owners or reputed owners: East Pennsboro Twp, Cumberland Cty, Cmwlth of PA. HET a dwg k/a 16 Woodmyre Lane, Enola, PA 17025. Tax Id# 09-12-2992-173. The said Writ of Execution has issued on a judgment in the mortgage foreclosure action of National City Real Estate Services, et al vs. Charles E. Snyder at No. 09-261 Civil Term in the amount of $134,908.07. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before the sale date. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. The Writ of Execution has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights you must act promptly. I? 0. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 You may have legal rights to prevent the Sheriff s Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you. You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened in you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened, the Sheriffs Sale would ordinarily be delayed pending a trial of the issue of whether the Plaintiff has a valid claim to foreclose the Mortgage. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right, you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriffs Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or equitable right. You may also have the right to have the Sheriffs Sale set aside if the property is sold for a grossly inadequate price or if there are defects in the Sheriffs Sale. To exercise this right, you should file a petition with the Court after the sale and before the Sheriff has delivered his Deed to the property. The Sheriff will deliver the Deed if no petition to set aside the sale is filed within ten (10) days from the date when the Schedule of Distribution is filed in the Office of the Sheriff. Lo s P. Vitti, Esquire A rney for Plaintiff Fifth Avenue Pittsburgh, PA 15219 (412) 281-1725 ** THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION NATIONAL CITY REAL ESTATE SERVICES, LLC ) NO. 09-261-CIVIL-TERM sbm NATIONAL CITY MORTGAGE, INC FKA ) NATIONAL CITY MORTGAGE CO., ) Plaintiff, ) VS. ) CHARLES E. SNYDER, ) Defendant. ) LEGAL DESCRIPTION All that certain lot or tract of land situate in East Pennsboro Township, Cumberland County, Commonwealth of Pennsylvania more particularly bounded and described as follows, to wit: Beginning at a point onteh Eastern dedicated right of way line of Woodmyre Lane at the dividing line of Lot# T-7 and #T-8, said point also being located 127.35 feet North of the Northern extremity of an arc connecting the Northen dedicated right of way of Valley Street and at Eastern dedicated right of way line of Woodmyre Lane; Thence by the eastern right of way line of Woodmyre Lane by a curve to the left having a radius of 175.00 feet and an arc length of 23.16 feet, said curve also having a Chord bearing of North 61 degrees 05 minutes 59 seconds West 23.14 feet to a point at the dividing line for Lot#T-9 and Lot#T-8; thence by line of Lot#T-9 North 25 degrees 05 minutes 33 seconds East 92.79 feet to a point; thence by line of other lands of Westwood Hills South 66 degrees 06 minutes 43 seconds East 62.38 feet to a point; Thence by same South 74 degrees 24 minutes 35 seconds East 12.10 feet to a point at the dividing line of Lot#T-7 and Lot#T-8; thence by line of Lot #T-7 and passing through the centerline of a partition wall South 52 degrees 43 minutes 32 seconds West 110.42 feet to a point on the Northern right of way line of Woodmyre Lane, the place of beginning. Containing 4,557 square feet Being subject to a 25 foot wide Drainage Easement, a 10 foot wide Pedestrian Easement and a variable width Drainage and wetland Easement as shown on the above mentioned subdivision plan. Having erected thereon a dwelling known 16 Woodmyre Lane, Enola,PA 17025 Tax ID# 09-12-2992-173 Being the same premises which Village Homes at Westwood Glen, Inc., a Pennsylvania Corporation, by its deed dated 8/28/03 and recorded on 10/8/03 in the Recorder of Deed Office of Cumberland County, Pennsylvania in Deed Book Volume 259, page 3949 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 09-261 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due NATIONAL CITY REAL ESTATE SERVICES, LLC s/b/m NATIONAL CITY MORTGAGE, INC f/k/a NATIONAL CITY MORTGAGE CO., Plaintiff (s) From CHARLES E. SNYDER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $134,908.07 L.L. $.50 Interest from 3/04/09 - 9/02/09 -- $4,036.15 Atty's Comm % Due Prothy $2.00 Atty Paid $238.51 Other Costs Plaintiff Paid Date: 3/09/09 16. (Seal) Curtis R. Lo4ro , ot aryBy: Deputy REQUESTING PARTY: Name: LOUIS P. VITTI, ESQUIRE Address: LOUIS P. VITTI & ASSOCIATES, PC 916 FIFTH AVENUE PITTSBURGH, PA 15219 Attorney for: PLAINTIFF Telephone: 412-281-1725 Supreme Court ID No. 01072