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HomeMy WebLinkAbout09-0275c? UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 vCHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co., :COURT OF COMMON PLEAS d/b/a Accubanc Mortgage =CIVIL DIVISION 3232 Newmark Drive Miamisburg, OH 45342 =Cumberland County Plaintiff V. Harold J. Liddick, Jr. _ 22 Broad Street NO. 77Km Shippensburg, PA 17241 Defendant(s) COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE'SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: N/A Assignments of Record to: N/A Recording Date: N/A 2. Defendant (s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant (s) , Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant(s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 (g) The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 1531 Walnut Bottom Road MUNICIPALITY/TOWNSHIP/BOROUGH: Penn Township COUNTY: Cumberland DATE EXECUTED: 10/26/00 DATE RECORDED: 10/27/00 BOOK: 1648 PAGE: 168 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the Mortgage as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 12/16/08: Principal of debt due $55,258.92 Unpaid Interest at 8.758 from 8/01/08 to 12/16/08 (the per diem interest accruing on this debt is $13.25 and that sum should be added each day after 12/16/08) 1,810.42 Title Report 325.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $163.15 and that sum should be added on the first of each month after 12/16/08) 105.21 Late Charges (monthly late charge of $23.60 should be added in accordance with the terms of the note each month after 12/16/08) 70.80 Attorneys Fees (anticipated and actual to 5% of principal) 2,762.95 TOTAL $60,613.30 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $60,613.30 plus interest, costs and attorneys fees as more fully set forth in the Complaint., and for foreclosure and sale of the Mortgaged premises. UDREN LAW OFFICES, P.C. Attorneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE ALL that certain tract of land situate in Penn Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the center of Pennsylvania State Highway Route 33, known locally as the Walnut. Bottom Road, said point being a corner of lands now or formerly of Rebecca Weakley; thence by the center of Pennsylvania State Highway Route 33, South 78 degrees West 6.2 perches to a point, a tooter of lands now or formerly of Isabella Kurtz; thence by,lands now or formerly of Isabella Kurtz, North 15 degrees West 13 perches to a stake; thence by the same North 76 degrees East 6.2 perches to a stake; thence by lands now or formerly of Rebecca Weakley, South 95 degrees East 13 perches to a point in the center of Pennsylvania State Highway Route 33, the place of Beginning. CONTAINING one-half (%) acre, strict measure. 'BEING the same premises which the Estate of Dorothy K. Naugle, by Deed dated and recorded even date herewith, granted and conveyed unto Harold J. Liddick, Jr., Mortgagor herein.* !.l. ZUUZ IU:JDRA AA1,v"ni. u, t ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to Foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM fHEMAP may be able to help save your home This Notice exolains how the oroaram works. To see if HEMAP can help you must MEET WITH A CONSUMER CREDIT COON SE!„ING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with a when ou meet with the Counseling A enc . The name. address and phone number of Consumer Credit Counseling Agencies servinQVour Cour>ty are included with this Notice If you have any'questions. you may all the Pennsylvania Housing Finance-Agency toll free at 1.800-342-2397. LP?rsons with imr?aired hearing can ca•il 1717) 780-1 A691 This Notice contains important.legal information, If you have any questions, repre- sentatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. Sl NO COMPRENDE EL CONTENIDO DE ESTA NOTIRCACION OBTENGA UNA TRADUCCION INMEDfTAMENTE LLAMANDO 'ESTA AGENCIA (PENNSYLVANIA HOUSING FI- NANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES _ SER ELEGIBLE PARA'UN PRESTAMO POR-EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DELDERECHO A REDIMIR 5U HIPOTECA- HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVi:, YOUR HOME FROM FORECLOS IF ;AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS OWISIT A OCT.. 17. 2002 10:35AM NATIONAL CITY 41 U. 1 L. ! v . •. - ' i IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT'), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED Bl' CIRCUMSTANCES BEYOND YOUR CONTROL. ; . • IF YOU HAVE A REASONABLE PROSPECT-OF f3-EING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND . • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE-- Under the Act, you are entitled to a tempo- rary stay of foreclosure on.your'mortgage.forthirty (30) days from the date of this Notice During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at-the end of this Notice. • THIS MEETING MUST OCCQR WITHIN THE NEXT (30) DAPS IF YOU DO NOT APPLY FOR EMER- GENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MD T?F GAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE CONSUMER CREDIT COUNSELINQ AGENCIES - If you meet with one of the con- sumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty.(30) days after the date of-t4iss meeting. The tnamesJ t eases and teiephhone'numbers of designated consumer credit counseling agencies for the county in which the orol2eny is located are set forth at the end of this N=1 e. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice (see following pages'for specifie information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emer- gency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only ?7 onsumer credit counseling agencies have applications for the program and they will assist you in submit- ting a complete application to the Pennsylvania Housing Finance Agency. Your application- MUST be filed or postmarked within thirty (30) days -of your face-16-face meeting, YOU MUST FILE YOUR APPLICATION PROMPTLY. IF-YOU FAIL TO DO SO OR IF. YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR"HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE'DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. OCT, 77. 2002 10:35AM NATIONAL CITY trv. 1LIJ The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your applicatton. During that time, no foreclosure proceedings will be pursued against you if you have met_ the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE 'FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT.. (If you have filed bankruptcy, you can still apply for Emergency Mortgage Assistance.) IF YOU DO NOT CURE THE DEFAULTlsee page 11- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the fender intends to exercise its rights to accelerate the m-artaage debt. This means that the entire outstanding balance of this "debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30)DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortctage yro' e IF THE MORTGAGE IS FORECLOSED UPON -The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to'pay the reason able'attorney's fees that were actually incurred, up to $50.00- However, if legal proceedings are started against you, you will have to pay all reasonable attorneys' fees actually incurred by the lender even if they exceed $50.00. Any attomey's fees will be added ta.the amount. you. owe the lender, which may also include other reasonable costs. If you cure the defaultwitfilnAhaeTHIRTY13U?D?Y-gena?. you will net be required to' pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal balance ,and all other sums due under the mortgage. RIGHT TO CURE THE QEFAULT-PRIOR TO-aHERiFF'S SALE-- If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun,. you still have the right to cure the default and orev?nt the sale at anil time up to one ha?.L before the Sheriffs Sale You rnav do so by paying the total amount then oast due Plus y late or other char es then due rea a abI attorney's fees and costs connGz;i: w1th the foreclosure sale and any other costs connected with the Shenff' ale as spe is?f? d In writing by the lender anc by performing any other reourrements under the mortaaae. Cur- _ ing your default in the manner set forth in this notice- will restore your mortgage to the same position as -if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that-such a Sheriff's Sale of the mortgaged property could be held would be approxi-. mately FOUR(4) months from, the date of this N6tice: A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. . ND, 1219 ?. ? OCT.'17.2002 10:364 NATIONAL CITY t HOW TO CONT/?CT THE LENDER: Name of Lender: National City. Mortgage Address: 3232 Newmark Dr. Miamisburg OH 45342 Phone Number: 1-800-523-8654 Fax Number: (837) 91 D-4058 Contact Person: COLLECTIONS DEPT. EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. if you continue to live in the property after the Sheriff s Sale, a lawsuit to remove you and your furnishing and other beionginDs, could be started by the lender at any time. ASSUMPTION OF MORTGAGE -'You - may or may not tie able to sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attomey's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. For additional informa- tion please contact the Collection Dept. YOU MAY ALS(3 HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN T OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE- HALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DE- FAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF DEFAULT IN ANY FORECLOSURE-PRO- CEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. _ TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. . ? . NO, 1211 Y, b OCT.' 17. 2002 10'36A1d NASIONAI. CITY ' APPENDIX C PENNSYLVANIA HOUSING FINANCE AGENCY 4 HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSEUNG AGENCIES (Rev, fi19 ADAMS COUNTY Indiana Co. Community Action CCCS of Lehigh Valley 3671 Crescent Court East 33 Walnut Street Wellst»m, PA 16901 Arnalcan Red Cross- Hanover Chapter Program 827 vllaler Street, Box 187 PA 15701 Whitehall PA 18052 21>2733 (014) (610) 821-4011 or 600-Z (570} 724.5252 FAX (570) 724-5783 529 Carlisle Srroat Hanover, Pennsylvania 17331 Indiana (724) 4e5.2657 , only 1 231 Main street Honacdate PA 18431 (717) 537.3768 FAX (724) 465-5118 .8932 FAX (610) 82 (570) 253.8941 FAX (717) 637-3294 Credo Counselors of PA Economic Opportunity Cabinet of FAX (570) 253.4817 CCCS or 2000 000 Western PA 2 Lbngleetowrn Road 401 Wood Street, Suite 906: Pittsburgh, PA 15222 Schuylkill County 225 N. Cantre Street ?1I?K e-C121?f1EIX Corporation Housin Harrisburg PA 17102 (412) 33"954 or 7 2933 Pocf AQ, PA 17901 (717) 6724995 g Acorn 846 North Broad Street (717) 541-1757 FAX (7'17) 541.4670 - 1(800) 73 FAX (412)336-9953 FAX (717) 822-D429 Pliflad765.1721A 19130 Financial Counseling Services of B e1y VER COUNbC Community Housing Cotmsolor, Inc, FAX (215) 785-1427 Franklin 31 Wosat w Street Acton Houeava, inc. 425 8th Avenue, Suits 950 P.O. Box 244 Kennett Sauare, PA 19346 Counseling Service Nonhwwef 9 5001 North Broad Street Waynesboro, PA 17268 717 76 285 Pittsburgh, PA 15219 (412) 391.1956 (a10) 444-3662 FAX (610) 444.6243 I'Madeiphla, PA 19141 ( ) 2-3 FAX (412) 391-4 512 (215) 324.7500 FAX (215) 3244753 Adams County Housing Authority 139.143 Carlisle St CCCS of Weatem Pennsylvania, Inc, 111 AIR Co Bodto Frdultnn Housing Services Bucks County Housing Group, Inc. Gettysburg PA 17325 S a 7 971 Third Street PA 15009 Beaver R.D,A`1, Box 364 Everett, PA 15537 140 East Richardson Avenue 17) 334-1 I ( FAX (7117) 334.8328 , (724) 774-0798 (814) 623-9129 FAX (814) 629-7187 Langhorne, PA 19047 (216) 750.4310 NglY COUNTY S(LEG Housing Opportunities of Beavor FAX (215)750.431B , Pennisylvards Housing Finance Agency County, Inc, Suite 207 oration St 550 Cor Keystone Economic Development Corp 1954 Mary Gracc Lane y Valle C5 r S M (Marcia Nan) 2275 SWaltow Hill roar!, B109 200 , p Beaver, PA 15009 1 76 Johnstown PA 159D1 (Bid) 535-eS55 1375 - Su t 5lreet 1 1 a ISIS Market PA 19107 Pittsburgh. PA 1S72D (724) 72B- 1 FAX (614) 539-1688 (215) 583-5885 (412) 429-2642 FAX (412) 429.2835 Mon Valley Unemployed Commitie,e CCCS of Western Pennsylvania- Inc. FAX (216) 864-2566 Credit Counselors of PA 120 E. 91h Avenue Homestead. PA IS120 217 E. Plank Road Altoona PA 16602 HACT~ 167 plfegheny. Ave 2rxl fl. 401 Wood Street, Suite 906 Pittsburgh, PA 15222 (412) 462-8952 (412) 4524964 (614) 944.8100 or (814) 944.5747 Philadelphia. PA 19140 (215) 426$025 (412) 338-9954 or 1(800) 737.2933 FAX (412) 338-9963 Housing Opporturba%; itnc, Weatherizadon Office FAX (215) 426-9122 Action tioiu ing, inc. 133 Seventh Street P.O. Box 9 917 Milian Street Huntingdon, PA 16652 CCCS of Delaware Valley Trevose Corporate Center 425 8th -Avenue, Suite 950 "McKeesport PA 15134 (814) 843-2343 4606 Street Road Plusbuigh, PA 15219 (412) 391-1856 or (412)2812102 or Credit Counselors or PA Suite we 401 Wood Street t3RADFD4aD U CCCS of Northeastern Pennsylvania Trevose PA 19047 (215) 563.56M i (800) 792.2801 FAX (412):391-4612 . Plttsburgh PA 15222 (412) 338-9954 or 1'(800) 737-2333 1400 Abingdon Exeeiaive Park, Susie 1 Clarks Surnm$1. PA 18411 Cornmunlty Devel. Corp of Franktord Community Action Southwest FAX (412) 336-9963 (570) 587-9163 OR 1-800.922.9537 FAX (570) 557-913419135 4520 Griscom Street Philadelphia, PA 19124 22 West High Street Waynesburg, PA 15370 BFDFDFLD C?pUNTY ' (215) 744-2990 FAX (215) 744.2012 (724) 852-2893 Bedford-Fulton Housing Services 10241 Lincoln Highway W. Maria( St. 31 Walrris1-Barry. PA 18702 CCCS of Western Penrsyluanla; Inc. Everett, PA 15537 (570) 821-0937 or 900.922-9537 5 CCCS of Lehigh Valley 3671 Crescent Court East 309 Smithfield Street (914) 523.9129 , FAX (570) 921,178 PA 10052 Whritehell Pibeburgh. PA 15222 FAX (814) t523-7167 - 9 South Tin street , (610) 821-4091 OR 800-220-2733 (412) d71.75Bd CCCS of Weslem Pennsylvania, tnc. Stroudsburg PA 18360 FAX (BID) 821-8932 housing Opportunfies 217 F Plank Road (570) 420.8960 of Boa922.9537 ; ?3n Credit Courses Institute A 133 Seventh Street Altoona PA 16602 FAX (570) 420-8901 845 Coates 51. McKeesport PA 15132 (412) 864-Igoe (814) 944-8100 FAX (814) 944-5747 1631 S Attt hon-Sl, Suite 10D Coatesville PA 19320 Fax (412) 664-0873 State College, PA 18801 (888) 212-6741 Urbsrt League Of Pittsburgh Keystone Economic Development Corporation (814) 23873668 FAX (874) 2383669 ,- 144 E Dekalb Pike Did;. For Ectuai Opportunity 1954 Mary (Brace Lane King flu Priests PA 18406 One SrNthliold SL Johnstown. PA 15901 Mie Trohab Center of Northeastern PA 610-971-2210 Pbttsbutgh-PA 15222-2222 (814) 535-6556 10 Public Avenue FAX (610) 265-4814 (412) 227-4802 FAX (Bid) 539-1 See Montrose, PA 188171 FAX (412) 261-5207 (570) 27.5.3339 or 800-982-4045 755 York Rd, Suite 103 Inc. Tableland FAX. (570) 278-1889 Wartnirnslor PA 18974 Mon Unemployed Carrurtill®e sin Sire 535 F_etsl Main Street 15) 444-9429 1120 E. 9th Avenue Somerset PA 15501 185 Eimire, Street fAX (215) 95b-6344 Hornestaad, PA 15120 (014) 445-9528 or 1-800-452.0140 P.O. Box 218 (412) 482.9962 FAX (814) 443.3690 Troy, PA 16947 p? a?'Lt=R COl1N fY (570) 297-210x Action Housing, Inc. Weatherixation Office 25 6th Avenue. Suite 450 42 Sin ARMSTRONG C=NTy CCCS of Wostarh Pennsylvania Inc. 917 Mifflin Stredt Huntingdon. PA 16652 Gemuan sweat: P.O, Sox 389 gh. PA 15219 5 (412) 991-1956 or (412) 291.2102 '217 E. Plank k Road (914)1543.2343 Dushore, PA i8s14 FAX (412) 391-4512 Altoona PA 16602 (570) 928-9668 (8 14) 944-8100 or (614) 9x4.5747 FAX,(57o) 926-8144 CCCS of Westem PA 103 Warren Strait, P,O. Box log YMCA Building 339 NoM Washington Slrast Tutikhannock PA 1!3657. Sutler, PA 16001 570} 836-6840 (724) 2B2-?BIZ FAX f570) e3s-63:iz FOCT.' 1 7. 2002i-I0 : NAY, Gov i.orpora?e St., Suite 2D7 M &**part, PA 15132 (412) 664.1590 FAX (412) 664.0873 Mon-Valley Unemployed Committee 120 E. 9th Avenuo Hornestead, PA 15120 (412) 482-9952 FAX (412) 452-9964 Hming Opportunilies Inc. 133 Savenlh Street P.O. Box 9 MoKeesport. PA 15134 (412) 664-1906- FAX (412) 664-DB73 Credit Counselors of PA 401 wood Street. Suite 906 Pittsburgh. PA 15222 FAX){431 2 2954 963 800).737.-2933 ?,4r?r13Ra coulvrY SedtoN-SFuton Housing Services R.b.01, BoK 364 EVGfett, PA 15537 (814) X23-9129 FAX (614) 623-7187 CCCS of Western PA 217 E. Plank Road Altoona PA 16802 (814) 9x4.8100 FAX (814) 944-5747 Indiana County Community Action Program a27 Water Street, Box 137 Indiana, PA 15701 412) ASS-2657 FAX (412) 465-5118 Kayetons Econ Development Corp. 1954 Mary Grace Lame Johnstown PA 15901 (014) 535-6556 'FAX (814) 539-1688 CCCS of Western PA 219-A C46Gge Park Piaxa Johnstown PA 15904 (814) 53D-M5 Tableland Services, Inc. 535 East Main Street Somerset PA 15501 (814) (44 445-962B or 1 800-452-014B PAX Q MERON C0l1NTY ` • ` NorlllGm Tier Community Action Corp. P.O. Box 389 135 West•4lh Stroet Emporium, PA 15634 (614) 486.1161 FAX (1314) 486-0825 CCCS of Weston PA 217 E. Plank Road Altoona PA 16602 (81,C) 944-0100 T4 CGGSBof 1NGS en PA7 '217 E. Plank Road Altoona, PA 15602 t(a14) 944-8100 :FAX (614) 944-5747 GARBOtJ CDtrAiTV -EOC 0( SchuyIkiit County 225 N. Centre Street IPOltsvdte. PA 17901 {=) 622.1995 FAX (670) 622-0429 NAT I ORL CITY ,., .wuwg yummy 3671 Cresant Court East - Whitehall PA 18052 610.8214011 or 600.220-2733 570 & 814 only for 800* FAX 1910) 821-0137 CCCS of Northeastern Penn"ania 1400 Abington E=0*4 Pad4 Su11e 1 Garks Sumn t4 PA 18411 FAX)(570)9687.9134MI35 922=9537 31 W. MarkalSL Wakes-Barra, PA 18702 (670)(57821 0.922-9537 FAX 9 South 7th Street Stroudsburg PA 18380 FAX)(570)6420.3981 o-922-9537 1631 S Atherton St. Suite 100 State Cobage, PA 166D1 (814) 238.3666 FAX (014) 238.3669 Commission on Eomomics OPpOtttmty of. Luzorne County 169 Amber Sane Wickes-Barre, PA 197D2 (570) 828.0510 OR I-BOD-822.0359 FAX (570) 829-1865--CALL BEFORE FAXING (570) -455.4994 HAZELTON FAX pm) 455-6631---CALL BEFORE FAXING (570) 636-4090 TuNKHANNOCK ?rr+F ?cDU?!n'1' CCCS of Western Pennsylvania, inc. 217 E. Piank Road Altoona, PA 16602 (814) 9444100 FAX (814) 944-5747 Lycomtnp-Clinton Co Comm For Community Action (STEP " 2138 Lincoln Sweat P.O. Box 1328 Wtbiamsport, PA 17703 (570) 325-0587 FAX (S70) 322.2197 CCCS of Northeastern PA 1831 6. Atherton St, SUNG 100 State College PA 16801. (814) 238.3668 FAX (814) ZU-3669 .CCCS of Northeastern PA 201 Basin Street Wfillamspon, PA 17709 (570) 326-0587 FAX (510), 3222197 Acorn Ho?usmg01ip rallon 846 North Broad Street Philadelphia. PA 1910D (215) 766.1221 FAX'(21$) 766-1427 Northwest Dours"ling services S001 N: Broad Street Phitadetphta, PA 19141 (215) 324-7500 • FAX (215) 324-6753 Budget Counseling Cenlar 247 North Fifth Street Roading, PA 19601 (61 D) 375.7866 FAX (610) 375-7830 CCCS of Datswafe Valley 1515 Markel Soso. Suite 1325 Philadelphia, PA 19107 (215) 560-5665 FAX (215) 563-7020 HACE 167 W. Allegheny Ave. 2nd Fl. Phbdelphia, PA 19140 (2t5) 42&8025 FAX (215) 426-9122 Community Housing Counseling Inc P.O, Sox 2+44 Ko mee Square, PA 19348 (61 444?3682 FAX)(610) -8243 Media Fellowship Hausa .302 S. Jackson Street Media. PA 19063 (610) 565-0946 FAX (610) 565.6567 Phba Council For Community At1V 100 North.17lh Street, Suite 600 Philadelphia. PA 19103 (215) 567-7503 FAX (215) 963-9941 Tabor Community Services, Inc. 439 E King Sheet Lancasler, PA 17602 (7177) 397-5182 OR 1.800-788-5062 FAX. (717) 399-4127 Community Devei. Corp of Franklord Group Miniary 4620 Griscom Street Philadelphia, PA 19124 (215) 744-2990 FAX (215) 744-2012 American-Pled CrG33 of Chester 5729 Edgemont Avenue Chramer. PA 19013 (610) 694-1484 CCCS of Delaware Valley Marshall Butiding 790 £. Markel SL, Suite 215 West Chester, PA 19362 (215) 663-5665 American Credit- Counseling tmlh= 645 Coates SL Coatesville PA 19320 (age) 212-6741 144 E Deioafle Pike King of Prussia. PA 19406 (810) 974.2210 FAX (610) 265-4814 756 York Rd, Suite 1 D3 Warminster PA 18974 -(216) 444-6429 FAX (215) 958-6344 „j,ARi?AI GOUr?'r'f CCCS of Westem Porinaypr tnia, Inc. YMCA Bulhftg 339 North Washington Street Butler, PA 16001 (412) 282-7812 Keystone Economic Dovelopmonl Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (814) 536-6556 FAX (19141 SW-1686 Indiana Co. Community ActlOn Program 8Z7 Water Street, BOX 1'87 . Indiana, PA 16701 (724) 485-2657 FAX (412) 46585116 CCCS of We3lom Pennsylvania, Inc. 217 E. Plank Road Altoona PA 16602 (614) 944-8100 FAX (514) 944-55747 CCCS of Northeastern PA 1631 S Atherton SL, Suite 100 Stat@ College. PA 18301 (314} 236-3568 FAX (8 i t) 238-3669 CCCS of Wasters PA 219-A College Park Plaza Johnstown PA 15901 (SIA) 538-6335 FiT1T_ ON COUNIY Lycoming-Clinton Coun9as Comrnieaton For Community Action (STEP) 2138 Lincoln Street P.Q. BOX 1325 Wlitlamepon, PA 17703 (570) 326,0587 FAX (570) 322.2197 CCCS of Northeastern PA 1631 S Atherton SL, Suite 100 Stale College, PA 16501 (61 a) 236.3668 FAX (914) 238-361,'9 CCCS of Northeuam PA 2D I Basin Street HWUlamepotL, PA 17703 (S70) 323-6627 FAX (570) 323-6626 [`nti;,t!Ml3t C?A1LY CCCS of Northeaelern Pennsylvania 31 W. Market Street - P.O. Box 1127 Wilkes-Blare, PA 18702 (570) ( 821) 8237 OR 1-81X)-922.9537 FAX 1400 AbIrVIOn 5iccrtive Pack, Suds" Clarke SummI14 PA 16411 (S70) 587-9163 or FAX (570) 6677-913412135295. COngnisslon an Epononiim OpporturstY of .Luzume'Counly 153 Amber LW% Wilkes-Barre, PA 18702 (570) 826.0510 OR 14K*- 22-0359 FAX (570) 929-1665--CALL BEFORE FAKING (570) 455-4994 HAZELTON FAX (570) 455-MI-CALL BEFORE FAXING (57(3)- 6364090 TUNKHANNOCK CRAWI032011f Booker T. wa shngton Center 1720 Holland Street Erie, PA 16503 .. `++ (514) 453.5744 . FAX (814) 45357x9 Greater Erle Community Ac1t0n Committee 19 L,::.It 9th Sheet Erie. PA 16501 (614) 459-4501 Fax (614) 466-0161 John F. Kennedy Center, Inc 2021 Fast 20th Street Erie. PA 16510 (814) 896.0400 FAX (814) 898.1243 Shenango Vailey'Urban League, inc. 601 Indiana Avenue Farrell, PA 16121 (412) 961-5310 R CCCS o nrayfvania, 2000 Linglassown Road tlartisburg, PA 17102 (717) 541-1757 FAX (717) 541.4670 2002 10.37AM OCT 17 NATIONAL CITY . Fr..-,.,, - -----......,,d Swv cec of Philadelphia Coura. For Community FAX (412) 437.4418 Franklin Ado Tabletand Services Inc. 31 west 3rd street 100 North 17th Street 131 Norlin Center Avenue Waynesboro, PA 17266 Suha 600 Somerset, PA 1601 (717) 762-3285 Philadelphia. PA 19103 (B14) 445-9628 (215)367-7603 FAX (814) 449.3690 Urban League of Metropolitan Kardsiburg N. 6th SO"t Harrisburg, PA 17101 (717) 234-5825 FAX (717) 234-9450- YWCA of Carrrste 301 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 731 -9S89 FAX (215) 963.9941 Community Action Comm of the Capital Region 1514 Derry Street Harrisburg, PA 17104 (717) 232.97S7 FAX (717) 234-2227 Adams County Housing Authority 139.143 Carlisle St. Gettysburg, PA 17325 (717) 334-1518 FAX (717) 334.8326 DD UPFiI? QQubm Y CCCS of western Pennsylvania, lnr:- 2000 Unolostown Flood Harrisburg, PA 17102 (717) 541.1757 FAX (717) 541.4670 Urban League of Metropolitan Harrisburg 2107 N. 8th Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 Community Acuon Commission i of the Capital Region I 1514 Derry Street Harrisburg PA 17104 i (717)• 232-9757 FAX (717) 234-2227 DE AwARe COUNTY A=m housing Corporation 846 Norm Broad Street e Philadelphia- PA 19130 F2A , (2151765I 1 427 Northwast Counseling Service 5001 North Broad Street Philadelphia, PA 19141 (215) 324-7500 7 FAX (215) 32d-8753 CCCS of Delaware Valley 1515 Market Street-Suite 1325 Philadelphia, PA 19107 (215) 563-56eS f FAX (215) 664-2586 HACE 167 W. Allagheny Ave., 2nd Floor Philadelphia, PA 19140 (215) 426-8025 FAX (215) 426.9122 Med'te Fellowship House n 302 S. Jackson Street Media PA 18063 t (610) 565-0846 r FAX (610) 565-8567 Community Housing Couratefor, Inc. P.O. Box 244 Kennon Square PA 19348 t FAX (610) 88Bd44 8243 Community Devel Corp of Frankford Group Ministry 4620 Grissom Street Phlladalphie, PA 19124 (215) 744-2990 FAX (2t6) 744-2012 American Red Cross of Chester 1729 Edgmont Avenue Cnester, PA.19013 _.(610) 674,1484 CCCS or Delaware Volley 280 North Providence Read Media, PA 19063 (215) 563-56&5 ACCT 175 Stratford AVG. Suite 1 Wayne PA 19067 (610) 971.2210 FAX (610) 687-7860 ACCI 144 E. Dekatb Pike tang of Prussia. PA 19406 (610) 971-22:10 pouw" J?oh Fdy Center, inc. 2021 fast 20dt Street Erie, PA 16510 (814) 698-0400 FAX (Btu) 898-1243 Northern Ter Community Action Corp P.Q, Box 389• 135 West On Street EmpDriurn, PA 15834. (814) x86.1161 FAX'(814) 486.0825 ?tE?OUNTY 8ookar T: Washington Center 1720 Holland Street EAe, PA 16503 (814)•453-5744 FAX (814) 453-5749 Greater Erie Community Action Committee 18 West 9th Street Erie, PA 16501 (814) 459•081 FAX (814) 456.0181 John F. Kennedy Center, Inc. 2021 East 20th Streeil Erie, PA f651o (814) 698-11400 FAX (814) 596-1243 F'AVETTE COUNTY Action Housing, Inc, 425 girt Avenue, Suite 950 Plimbutgh. PA 15219 (412) 391.1956 or (412) 281-2102 FAX (41,2) 391-4512 Community Actim Southwest 22 West High Street Waynesburg, PA 15370 (724) 852-2693 CCCS of Western Pennsylvania, Inc. 1 North Gale Square #2 Gordon Center Drive Greensburg, PA 15601 (724) 839-1280 Faystle Co. Cornrnunlty Action Agency, Inc. 137 North Beesoh Avenue Uniontown, PA 15401 (724) 437-6050 OR I-SCtH4274NF0 j iv. 1 L 1 J ,. Weathoriralion Office 917 KO M Street HUntingdon, PA 16652 (614) 6432343 CCCS• Of Western PA 199 'Edison Street Uniontown PA 15401 (724) 439-8939 Mon-Valley Unemployed Committee 12o E. gin Avenue Homestead, PA 15120 (41.2) 452.9962 anRLST COUNTY Warrar-Forrosf Counties Economic Opportunity Council 204 Liberty Street Post Office Box 547 Warren, PA 16365 (814) 7ZO.24DO FAX (814) 723.051D E(jgjdKLIN GOtd?C rmanaal 8er4ms Unlimited 31 Weal 3rd Street Wa? aboro, PA 17268 (71n 762-3285 YWCA of Carlisle 301 G Street Carlisle, PA 17013 (717) 243-3616 FAX.(717) 243.3948 CCCS of Westem Penrovanfa, Inc, 912 south George Street York, PA 17403 (717) 8464176 American Rod Cross-f nover Chapter 529 Carlts)c Street Hanover, PA 17331 V17) 637-3768 A)(.(717) 637-3294 Corrimmity Action Cor misaion of captial Region 1514 Derry Skeet Harrisbtn-g, PA 17104 (717) 232-6757 FAX (717) 234-2727 Urban League of metropolitan Hog 2107 N. 6th Street Hardsbug, PA 17101 (717) 234-5925 FAX (717) 234-9459 CCCS ofWeslem'PA 2000 L•tnglestown Road Harrisburg, PA 17102 (717) $41.17 FAX (717) 541.4670 Adams County Housing Authority 139-143 Carlisle St. Gettysburg„ PA 17325 (717) 334-1518 FAX {717) 334-8326 T C Sedfaid-Fuhan Housing Services R,D.lut, Box 384 EverelL, PA 15537 (814) 623.9129 PAX (814) 623-7167 Firlandaf Counseling Services of Franklin 31 West 3rd Street Waynesboro. PA 17268 (717) 762.3285 CCCS cd Western Pennsylvania, tnc. 912 South George Street York. PA 17403 (717) 646.4176 Action Housing, Inc, 425 6th Avenue, Suite 950• Plnstsurgn. PA 15219 (412) 391-1956 or (412) 281-2102 FAX (412) 391-4512 Mon-Valley Unemployed Committee 120 E. 9th Avenue HoMealead, PA 15120 (412) 462-9462 FAX (412) 462-9964 communh AoliOn SouthWOSI 22 West high Street Waynesburg. PA 15370 (724) 852-2883 FAX (412) 627.7713 CCCS of Western Pennsylvania. Inc 1 North Gate Square 02 Gatden Canter Drive Greensburg, PA 15601 (724) 838-1290 w g5hODON t:OUtaTY Bedford-Ftrllon Housing SeN+CD3 RD 1. Box 384 EVeretl, PA 15537 (814) 623-9129 FAX (814) M3.7167 CCCS of Western Pennsylvania I= 217 E. Plank Road Altoona, PA 16602 ? 814) 944.8100 AX (814) 944.5747 Waatheriza5on Office 917 NBftrin Street Hunr:ngdon, PA 16552 (814) 643-2343 g?ptAN LINTY CCCS of Western Ponnsyivanla. Inc. 1 North Gate square A2 Garden Center Drive Gmensburg. PA 15601 (724) 838-1290 Indian Co. Community Action Program 827 Water Street, Box 167 Indffens. PA 16701 L724) A65-200 FAX (412) 465.5116 ,:Keystone Economic Development , Corpohittion 1954 Mary Grace Lane Johnstown, PA 15901 (814) 535.6556 FAX (814) 539-1668 r-v CCCS of Western PA 219-A -College Park Plaza Johnstown PA 15904 (Si 4) 539-6335 JEFF SON COUNTY John F. Kennedy Center, inc. 2021 East 2nth;Straol Erie, PA 18510 (814) 898.0400 FAX (814) 698.1243 CCCS of Western Pennsylvania, IN YMCA Building 339 North Washington Street Buller, PA 16001 (724) 262-7812 ineftna County Community Action Program 827 Water Stress. Box 187 Indiana. PA 15701 (724) 485-2657 FAX (4I Z) 465-5 118 OCT., 17. 2002x10A7AM CCCS of western Pennsylvania, Inc. 217 E. Plank Road Aftoarta PA 16802 (814) 944-8100 FAX (814.) "A-5747 Weathedzafion office 917 MIl1Hn Street Huntingdon, PA 16652 (614)643.2343 LACKAWANNA =Ugly CCCS of Nonheatxetn PannWVania, 31 W. Market Street P.O. Boc 1127 Wlkes-9arte, PA 16702 F?0)( 21 082371OR 1.800-922-9637 L 1400 Ah'vlgton Exea I" Park Suits 7 Clarks Summitt, PA 18411 (570) 587-9163 or 800.955.9537 FAX (570) 567-9134/9135 LA.NCASMR COUNTY Community Housing Counselors, Incorporated P.O. Bo: 244 Kannett Square, PA 19348 (215) 644-3662 FAX (215) 445-3178 CCCS of Lehigh valley 3671 Crescent Court East Whitehall, PA 18052 (215 621-4011 1-BOOQZO-2733 (717) & (814) ONLY FAX (215) 921.6932 CCCS of western Pennsylvania, Inc. 912 SWh George Street York, PA 17403 (717) 846.4176 Tabor Community Services, inc. 439 E. King Street Lancaster, PA 17602 FAX)(397 '98 OR 1-600.786-5082 LAMMENCE GQMh= CCCS of Western P.ennayivania tat Fedoraf f4aza•Suite 4D6 North Mill Street New Castle, PA 16101 - (724) 652.6074 312 Chestnut Street, Suite 227 Meadville PA 16335 (614) 333.8570 Shenango Valley Urban (league. inc. 601 Indiana Avenue Farrell. PA IC121 (724) 981.5310 Housing Opporlunlties of Beaver County 650 CotpamWn St., Suite 207 Beaver, PA 15009 (724) 728.7202 3 FAX (412) 728-7202 tPBA1"'N CO' hnY Economic Opportunity Cabinel or Schuylkill county 225 North Centta Street Pottsville. PA 17901 (570) 622.1995 PAX (S7D) 622-0429 Tabor Community Services, Inc 6313 E. King Street Lancaster, PA 17802 (717) 397-5162 OR 1.800-7BB-5062 FAX (717) 399.5127 NATIONAL CITY CCCS of Lehigh Vday . 3671 Crescent Court Fret Wh4teha9, PA 18052 (6(u 821-4 ; I OR 1.800-220-2733 (61 D) L (81 ONLY FAX (610) 821.8932 Economic Opport Cabinet of Srsluylkifi Co 225 North Contra Street Ponsviite, PA 17901 (570) 622-1995 FAX (S70) 822-0429 LlTfFRNF G UNYY CCCS of Nonhaaetem Panr yNanla 31 W. Market Street P.O. B= 1127 1Mlkae-Barre, PA 16702 (570) 821.0837 OR 1-BOD-922.9537 FAX (570) 821.1785 1400 Abington Executive Paris Suite 1 Clarks SummttL PA 16411 FAX)(5n)8537-91SAM135 -?37 Comm, on Eton Opportunity of Wzeme County 163 Amber Lane Wilkes.8ane, Pennsylvania 18702 (570) 82"SiD OR 14800-8224359 FAX (570) s29-1065--CAL, BEFORE FAXING (570) dS54994 HAZELTON FAX (570) 455-5631-CALL BEFORE FAXING (570) 836.4090 TUNKHANNOOK EOC o1 Schuylkill County 225 North Centre Street PoitstA94, PA 17901 (570) 822.1995 FAX WD) 622-0429 wa CCCSof Northeastern Flennaytvania 31 W. Nnrket Streal P.O. Box 1127 Wakes-Barre, PA 18702 FAX)(821 627 OR. 1-800-922-9537 1600 Abington Executive Park Suite 1 Clerics Summit, PA 18411 .8587 FAX)(S7587-9163 0) S57-913419135 201 Basin Street Vflllismspon, PA 17703 (570) 323.6627 FAX (570) 3234626 Lycoming-Cgnton Counties Commission For Community. Action (STEP) 2138 Lincoln Street. P,O. Box 1328 W90e0713porL. PA 171!03 (570) 326.0687 FAX (570) 322-Zt97 fl9,?K.E9 ?9S?.N?t' L John F. Kennedy Center, Inc. 2021 East 20111 Street Erie, PA 16510 (814) 1198.0400 FAX (814) 898-1243 Nonhem Tier Community Action Corp P.O. BOX 369 . 135 W. 41h Street Ernporium, PA 15834 (816) 486-1161 FAX (814) 486-0825 MRROF- =M Shanango.Valley Urban League. Inc. 601 Indiana Avenue Farrell. PA 16121 (724) 981.5310 Irv, tLt1+ - CCCS of Western Pennsylvania. Inc_ YMCA Building 339 Noft Washington Street Butter, PA 1600 t (724) 262-7612 utt iwt IN COUNTY CCCS of westam Pennsylvania, Inc. 217 1E. Plank Road A)teona PA 16602 (814) 944-8100 FAX (814) 944-6747 w6whaMtmion Office 917 Mlt(Ih1 Strettl Huntingdon, PA 16652 (814) 643.2343 CCCS of Northeastern PA Y831 S Atherton Sl Sulfa 100 State College PA 16801 (814) 230-3668 FAX (814) 23s-3669 u nula[1F Gdl)Nn CCCS o1 Northaastt:m Pennsyivenia 31 W. Market Street P.O. BOX 1127 Wilkes-tarre, PA 18702 OR 1-BOD-922-8597 FAX ) (5'70) 82 M1-1785 1400 Abington Executive Park Suite 1 Clarks Sammiti PA 18411 FAX)(570) 587-91341913.0537 9 South 7th Street 5trDudaburQ PA 193M (S70)42o- (57i 286 or r 1 022-9537 Comm on Econ Opp of t.uzemo County 163 Amber Lane Wilke9-58rre, PA 18702 (570) 826.0510 OR 1-800-822.0359 FAX (570) 626.1665--GALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455..r,5W1-.PAIL BEFORE FAXING (570) 836.4090 TUNKHANNOCK ??GQMEAY roUNTY Atom Housing Corporation Bab North -Broad Street Phlladalpttla, PA 19130 (215) 765-1221 FAX (215) 765-1427 Northwest Counseling Service 8001 *1V'. Broad Street Philadelphia, PA 19141 (215) 324-7500 FAX (2%.5) 324.6759 CCCS of Delaware Valley Norristown Business Center 190 W. (3ermentown Pike, Stiito 140 Norristown PA 19401 (215) -563-5665 ; Community Action Development Comm 7D1 DeKalb Street Norristown, PA 19601 (610) 277-8363. FAX (610) 277-2123 CCCS of Delaware Valley 1515 Market Strict, Suits 1325 Ph)iadetphik PA 19107 (215) 563-5685 FAX (215) 364.2666 Community Housing Counsetors Inc P.O. Box 244 Kennett Square, PA 19346 (215) 454=86112 FAX (2167 444.8243 Media Febowship house 302 S. Jackson Streal Media, PA 19063 (61<0) 585.0846 Phila Cound For Camfiunity AOvT 1DO North 17th Street, Suite WO PhliadelphIS, PA 19103 215) 567.7BD3 FAX (215) 983-9941 Arner)can Credit Counseling instilutr 845 Coates SL Coatesville. PA 19320 (886) 212-6741 14A E. l:lekalb Pike King of Prussia PA 19406 (610) 971-2210 - FAX (610) 265.4814 755 York Rd„ Suite 103 Warminster PA 18974 (215) 444-9429 FAX (215) 956.6344 m? r11lta .pU CCCS of Norlneamsrn Pennsylvania 31.W, Market Street P.D. Box 1127 Wikes-Sarre, PA 1 B7DZ R I-900922-9537 F5AX ) (57082i•O8 1400 Abington Executivo Park, Suite 1 Claris Summift, PA 18411 (570) 587.9163 of 800-922-9537 FAX (570) 587-913419135 O a CCCC5 Lehigh Valley 3671 crescent Court Fast Wnitcha4, PA 18052 (610) 621.4011 OR i-800-220-2733 (717) E (814) ONLY FAX (610) 621-8232 NoaTHUNtaERL?(D Gp??!r CCCS of Nonhaaatern ?enn$YKw tt 31 W. Market Street P.O. 9oK 1127 Wfikes-Bane; PA 18702 (570) 821-0897 OR 1-800-922.9537 FAX (570) 621.1785 1400 Abington Executive Park Suite 1 ' Clarks Surndtl, PA 18411 587-91 FAX)(570 587- 1r341g135 922-9537 -201 Basin Street Witliamapofl. PA 17703 (570) 323.6627 FAX (570) 323-6626 Ex : mtc Opportunity Cabinet of Sohuyikgl Courtly 225 NoAh Centre Street pottsviile,'PA 17901 (670) 622-1995 _ FAX (570) 622.0429 f'ER C ICY. CCCS of western Pennsylvania. Inc 2000 Linglestown Road Harrisburg. PA 171132 (717) SA I-1757 FAX (717) 541.4670 Financial Counseling SOMM of . Franklin 31 West 3rd Street Waynasbom, PA 17268 (717) 762.3285 Urban LeagvO of McVOPolisn Harrisburg. 2107 N.eth Strom Harrisburg, PA 17101 (717) 214.5925 FAT,- (717) Z34-9459 AT1pNAl CITY AU.IL1J. O CT: 17, 2 0 0 2 10 ; 3 8 AM S?,,,rr VUH L T 0=5 of Western Pennsylvania, lnZ. 917 Mifflin Street CCCS of NoAheastim Pcrtrraylvania 2151-A Collage Pala( Plaza Huntingdon, PA 16652 " 31 W. Markel Street. PO9 1127 Johnstown PA 16904 (819) 643-2343 1rAIMIr-Barre, PA 16702 (814) 830.6335 (570) 621-0837 QR 1.800.922.9537 YWQA of Carrots- FAX AM) 821 -1786 301 G Street Carlisle, PA 17013 (717) 243.3816 PAX (717) 243-3948 Commtmity Action Commission of The Capital Region 1514 Derry !sweet Harrisburg PA 171D4 (717) 232-9757 FAX 1717) 234-2227 PM ADFLPHIA GQ tNTY Acom Mousing Corpotallon 646 North Broad Street Philadelphia, PA 19130 (215) 765-1221 FAX (215) 785-1427 Nonnwest Counseling Service 5001 N Broad Street PhiiadoipHa PA 19141 (215) 324-7500 FAX (215) 324.8753 CCCS of Delaware Valley 1515 Market Street, Suite 1325 Philadelphia, PA 19107 (215) 563-6666 FAX (215) 664-2666) CCCS of Delaware Valley One Chevy Hill, Suite 215 Cheery Hill NJ 011002 (215) 563-5665 RACE 167 W. Allegheny, 2nd R Philadelphia, PA 19140 (215) 926-8025 FAX (215) 426-9122 i Housing Association of Detawa s Va"y 1500 Walnut Street, Suite 601 Philadelphia PA 19102 (215) 5454010 FAX (215) 790-9132 Media Fellowship house 302 S. Jackson Street Media PA 18063 (610) 565-0846 FAX (651) 585-8587 Housing Association Of De12war0 valley e5B North Watts Street Philadelphia, PA 191238 (215) 978-0221 FAX (215) 765-7614 PCCA 10O North 17TH Street.Suite 600 Phit¦delphia, PA 19103 (215),667-780-- FAX-(21S) 963-9941 Comm Deval. Corp o{ Frankford Group Ministry 4620 Grfscom Street Phliadoiphia PA 19124 (216) 744-2990 FAX (215) 744-2012 American Credit Counseling Institute 845 Coates St f Coatcav8k PA 19320 ..(886) 212-6741 144 E DakWb Pike -King of Prussia PA 19406 .610-971.2210 '510.971-2210 755 `f o* Rd. Suite 103 Warminster PA 18974 FAX(215) 956-6344 1400 Abhtgton E19010va Park. Suhe 1 Ctaft Srmunid PA 18411 FAX)(570 5187.9134/9135 922-9537 9 South 71K Street Stroudsburg PA 18360 F X (4700} 4?5D .o98600-922-9537 PAZTF?CdUN't'Y Notthem Time Commndty Anion Corp. 135 West 4th Street Emporium, PA 15834 (81d) 488.1181 FAX (814) 486-0825 Q??4KU?„?Q-?ItJTY Budget Counseling Cante( 247 North Fifth Street Reading, PA 19601 (610) 375.7866 FAX (610) 375-7830 Eton Opport Cabinet of Sctwy4kil Cc ZZS N, Centre Mesa( Pottsville. PA 17901 (570) 622.1995 FAX (570) 622-0429 Commission on Econ OpptunhY of Luz Co. 163 Amboy Lane wilkes-Barra PA 18702 ('?0) 826-0510-OR 1.1100.8224359 FAX (570) 929-1665• CALL BEFORE FAXING (570) 455-4994 HAZELTON FAX (570) 455.5631-CALL BEFORE FAXING (570) 836-4090 TUNKHANNOCK CCCS of Lehigh Valley P.O. Box A Wtt(ishail PA 18052 (610) 821-4011 FAX 1610) 821.8432 Tableland Services inc. 536 East Main Street Somerset, PA 15501 445-9628 0-452-0148 FAX (814) 623690 can yarn nr?t3011S?1nC CCCS of Nor MMI)am Frtsnn ? a 1a 1400 Abhl W Ftteat8ve a Dam SuntmitL PA 18411 FAX ) (67S67g3 OR 0SB7-g 34!9135 922A537 31 W, Market SL' I Wakes-Bares PA 18702 or 80"22-9537 FM) (821 821785 The Trshab Canter of Witheestefn PA 18 Elmira Saoat, P.O. Ha: 218 Troy, PA 16947 (570) 297-2101 FAX (570) 297-2799 German Street. P.O. Hox 389 FAX(570)297 2799 . (570) 928-9568 FAX (S70) 92"1" 17 Grafton Street Wefisboro, PA 16901 (570) 724-5252 . FAX (570) 724-57£3 gal Main Street Honesdale PA 18431 Fax)(5577-9941 f317 103 Warren Street, P.O. l3ox 709 TtinktlannoclC.'PA 16657 (570) 836-6640 FAX (570) 836-6332 .7 Lako Avenue. SOX 339 Montrose, PA 18801 FAX (570)•278-188989824045 ct?a;.! rtA NO =NTY CCCS a1 Northeazter0 Penns(yvania 14DO Abington Fxeculive-Park Suite 1 Clarks, Summit. PA 18411 (570) 587.8163 OR 1-800.922-9537 AX (57())'587-9134/9135 31.W. Marital St. 1Ndkog-Beryl PA 18702 FAX)(970) B21-1 78 5922.4537 The Trahab Center O( Northeastern PA 194 Etirtim Street, P.O. BOY 218 Troy. PA' 16947 (570) 297-2101 FAX (570) 297-2799 German Street, P,O. Box 389 FAX (570) 297-2799 (570) 828-9688 FAX (570) 926-8144 m2mr-r]uN1Y CCCS of Wastem Pennsylvania, Inc 2000 L nglestown Road (7v) rs4?1.175717102 FAX (717) Sdi-4670 Urban League of Meir Wien Harrisburg 2107 f1. Bin Street mareisburg PA 17101 17101 (717) 641.1767 FAY. (717) 234-9459 Community Action Comm of the Capital Region 1514 Derry Street Harrisburg PA 17104 (717) 232-9757 FAX (717) 23-2227 B' eed(ond ?OEio Ong Services R.Dxi, Box 384 Everett, PA 15537 (814) 823-9129 FAX (814) 623.7187 Bedioni-Fulton Housing Services 1964 Mary Grace Lane Jdhnstoom.' PA 15901 FAX (814) 534-1688 CCCS of Western Pannoywania. Inc. 1 North Bate Square 42 Gefow Center Drive Groensburg. PA 15601 (724) 838-1290 17 Cration Street Wellsboro, PA 18901 (570) 724.3252 FAX (570) 724-5763 931 Main Street Honesdale PA 18431 (570) 253-894+1 FAX (570) 2534517 103 Warren Street, P.O. Sox 708 Tunkhannock, PA 18857 (570) 836.6840 FAX (570) B36-M32 7 Lake Avenue, Box 339 Montrose, PA 18801 (FAQ)(27} 1888-000-982.4045 CCCS of Nartheastern Pennsylvania 1800 Abington Emculive Park 61910 ' Clarks Summilt. PA 18411 (F X)(570)P687.913d/9135 922.9537 31 VV, Market S4 Wilkes-Bore PA 18702 (570) 821.0637 or 800.9224537 FAX (570) 621-1785 The T Mhab Center of Norlheastern PA 165 Eirnird S"61, P-0. Box 215 Troy, PA 18947 (570) 297-2101 FAX (570) 297.2799 Gerrnan Street. P.O. 80% 389 FAX (570)297.2796 (570) 928-8668 FAX (570) 926.8144 17 Orallon Street Wellabora. PA 16901 (570) 724-6252 FAX (570) 724-5783 931 Main Street Honesdale PA 16431 (570) 253.8941 FAX (570) 2534817 103 Warren Street, P.O. Box 7D9, Tunkhannook, PA 18657 (670) 8384B40 FAX (570) 836-6332 7 Lake Avenue, Box 339 Montrose, PA 18801 800-982-904S (FAX) 15 0 273&1889 N Lycoming-Mlitc i Co Comm For Caro Action (STEP) 2138 Lk"In 5ttee1, PA Box 1328 WilrMn sport, PA 17703 (570) 328.4587 FAX (717) 322-2197 CCCS of western Pennayhrania. I- 217 E. Plank Road Altoona PA 16602 (81 d) 944-3100 -CCCS of Northeast am i Seal ) 14DD Abirigifln la?l? Pe C1Rrksa Summiti, PA 18411 )(5557-9163 oft I 7o) 92z 9537 587-913"135 PAX 91 ' W. Market SL W i(ker-Se re PA 18702 0-M-8537 (0)? 23,71786 FA (570 201 Basin Street Wfittamspori. PA 177D3 (570) 323-8627 FAX (570) 323.6626 YzNANGOS_OtL Greats- Erie Community AcWt, Committee 18 Wost 9TH Street Erie, PA 16601 (814) 459.4581 FAX (814) 456.O181 John F. Kennedy Centel, inc 2021 East 201h SIR041 Eric, PA 16510 (814) 1398.0400 FAX (514) H98-1243 OCT, 17. 200200.39W, im VMI.A tlutMV MIS North Washington Street Stnler, PA 16001 (412) 282.7812 18fARREN CQf}NTY Books - Washington renter 1720 Holland Street Fria, PA 16503 (814) 4S3.5744 FAX (814) 453-57,1g Greater Erie CommuMty Action Comnitnes 18 West 07H Street Erie, PA 16501 (814) 459-d581 FAX (814) 456.0161 Warren-Forrest Counties Economic Opportunity Council 1209 Pennsylvania Avenue,' West P.O. Sax 547 Warren, PA 16365 (814) 726-2400 FAX (814) 723-0510 WASHINGTON COUNTY Action Housing, inc. 425 6th Avenue, Suits 950 Mitaburgri, PA 15219 (412) 391-1956 at (412) 281.2102 FAX (412) 3914572 Community Aaron Southwest 22 West High Street Waynesburg. PA 1 SS70 (724) 1152-2893 CCCS of Western Pennsylvania, Inc. 1 North Gate Square 42 Garden Center Drive x Greensburg, PA 16601 CCCS of Western Pennsylvania. Inc 83 I- Gollege Street Washington PA 15301 (724) 222.8292 Housl+tg Opportunities, Inc 133 Seventh Street McKeesport, PA IS132 (412) 664.1590 FAX (412) 86A-0673 Mon-Valley Unemployed Committee 120 E. 9111 Avenue Homestead, PA 15120 (412) 462-9862 FAY, (412) A62-995 Credit COUMeiOrS Of PA 401 Wood StreeL Suite 006 Ptttsburgtt, PA 15222 (412) 338-995d.or1(600) 737.2833 FAX (412) 336-9963 y?rAYNE COUNTY CGCS of Northeastern Pennsylvania 1400 ADIngton Executive Park,. Suite 1 Clarks Summkt, PA IBM 1 (570) 687-9163 OR 1-800-922-9537 FAX (570) 587-91U/9135 31 W, Market 5t. Wilkes-Barre PA 10702 (570) 821.0837 or 800-922.9537 FAX (570) 821-1785 9 Soum 7th Street. Stroudsburg PA 18380 (570) 42048980 or 800-922-9537 FAX (570) 420-6081 The 7rehab Comer of Northeastern PA 165 Elmira Suael, P.O. Box 219 Troy. PA Ia9A7 (570) 497.2101 FAX (570) 297.2789 NAT10KAL CITY w..,, r,.•J. BOX 389 FAX (570) 207-2799 • (570) 92&9868 FAX (570) 928-81,14 17 Grafton Street Wousbom, PA 16901 (570) 724.5252 FAX (570) 724.5783 831 Main Street Honesdale PA 18431 (57D) 253-8941 FAX (570) 253.4817 103 Warren Street, P.Q. boa 709 Tunkhannodt, PA 16657 (570) 836.6840 PAX (570) 836.6932 7 Lake Avenue, Box 339 Montroae, PA 18801 (570) 2782338 or 1-800.982-4045 FAX (570).Z78-1809 MMeTMOR AND COUNTY Action Housing, Inc. 4Z5 61h Avenue, Suite 950 Pittsburgh, PA 15219 (412)(412)391-1066 or (Al 2) 281-21 D2 FAX Community Action Southwest 22 Wert Ngh Street Waynesbur0, PA 15370 (724) 852-2893 CCCS of. Weate m Pennsylvanha• Inc, 1 North Gate Square ,e2 Garden Center Drive Greensburg, PA 18BO1 (724) 838-12901 CCCS of Western Pennsylvania, Inc 199 Edaon Street Uniontown PA 15401 (724) 439-6939 Housing Ooporlunitlas, inc 133 Seventh Sheet MaKsespof, PA 15132 (412) 6641530 FAX (412)' 66,1-0873 Luton-Valley Unemployed Committee 120 E. 6th Avenue HoMestead, PA 15120 (412) 462.9962 FAX (412) 462-Ne Indiana Co COrnrr Ur y Aclbn Program 627 Water SMt, Box 187 Indlaria, PA 15701 '(724) 485-2657 FAX (724) 4115.51 18 Keystone Economic Devolopinont Corporation 1954 Mary Grace Lane Johnstown, PA 15901 (8114) 535.6556 FAX (814) 532-1868 Tableland Services Inc. 535 East Main Street Sorrlemet, PA 15501 (914) 446-MB 1.600.452.0148 FAX (814)'-443-3690 Credit Counselors of PA 401 'Wood Street, StAw B05 Pittsburgh, PA 15222 (412) 338-9954 or 1(800) 737.2933 FAX (412) 333-9963 N0. 1219 1Rrr,QUING I Common Eronomies.OpPortunity of Luzame Co 183 Amber Lane Wilkes-Barre, Pennsylvania, 19701 (570) 826-0310 OR 1.8OD:822-0359 FAX (570) 828-1665-GALL BEFORE FAXING (57o) 4364994 HAZELTON FAX (570) 455.5631-..CALL BEFORE FAXING (570) 8364090 TUNKHANNOCK CGCS of Nolu"tem Pennsylvania 1400 Abinplim Executive Park. Suite 1 Clarks Summiti. PA %411 X537 FAX )(57567-9t63 OR 0) SC-913"135 31 W. Market St. Wkes•Barre PA 18702 00-922-9537 (570) )41785 FAX (570 The Trehab Center of Northeastern PA 185 Elmira Street, P.O. Box 218 Troy, PA 16947 (570) 297.2101 FAX (570) 297-2799 Gorman Street. P.O. Box 389 FAX(570)297 2799 (570) 928.9668 FAX (570) 9204144 17 Cralton Street Wetisbaro, PA 16901 (570) 724-5252 .FAX (570) 724-5783 931 Main Street Honesdale PA 10431 (570) 253-8941 FAX (570) 2534817 103 Warren Street, P.O. Box 709 Tunkha nook PA 18657 570) 836-6640 AX (570) 836-6332 7 Lake Avenue, BOx.339 Montrose, PA 18801 (570) 278,3338 or 1-800-982.4045 FAX (S70) 278-1889 YORK COUNTY American tied Orm- Hanover Chapter 529 Carlisle Street Hanover. Pannsytvania 17331 (717) 637-8768 FAX (717) 637-3294 Houeingo0ourtca of York 118 North George Street York. PA 17401 (717) 854-1541 FAX (717).845-7934 CGCS of Westam Pennsy"Na, Inc 2000 UrviaMD" Road Harrisburg. PA 17102 CGCS of Western Pennsylvania, Inc 912 South George Street York, PA 17403 (717) 846.4176 Adams County Housing Authority 139-143 Carlisle St Gettysburg PA 17325 X717) 334-151B FAX (717) 334.8326 . ,r Y. ) ! $ND$0009770991 DR67211-06-08 November 06, 2008 Harold J Liddick Jr 1531 Walnut Bottom R Newville PA 17241 Certified Mail/Return Receipt Requested Loan No. 0009770991 Current Servicer: National City Mortgage HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on NATURE OF THE DEFAULT your property located at: 1531 Walnut Bottom R Newville PA 17241 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following month(s) 09/01/2008 - 11/1/2008 and the following amount(s) are now past due: Monthly Payments 1,905.51 Late Charges 47.20 Other Fees 9.00 Less Suspense Balance .00- Total Due 1,961.71 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not use if not applicable): HOW TO CURE THE DEFAULT - You may cure the default within thirty (30) days HOW TO CURE THE DEFAULT of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $ 1,961.71, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES LENDER WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cashier's check, certified check, cash or money order made payable and sent to: National City Mortgage Attn: Customer Counseling Department 3232 Newmark Dr. Miamisburg, OH 45342 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter:(Do not use if not applicable). This is an attempt to collect a debt, any information obtained will be used for that purpose. Enclosure (F) DR672 042 JCS @ND@ 41 December 18, 2008 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PLIES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAM LLAMADO 0HOMEOWNERBS EMERGENCY MORTGAGE ASSISTANCE PROGRAMD EL CURL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. Page 1 of 1 HOMEOWNER'S NAME(S): PROPERTY ADDRESS:. LOAN ACCT. NO.: ORIGINAL_LENDER: CURRENT LENDER: _&rold J. Liddick. Jr. 1531 Walnut Bottom Road Ntynge,_PA 17241 _ 0009779991 National City Mortgage om any motional Cites ort ge Co?n_ ROMEOWNERDS EMERGENCY MORTGAGE ASSISTANCE PROGRAM . YOU MAY BE RI,IGTBT.F FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORFCT OSTTRF AND HELP VaI MAKF ITTiTRF MORTG w C. , u ? YMz NTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNERDS EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE DACTO), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE _ Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a Oface-to-faceO meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MF.FTTNr. MINT nrrrTR UrrrtUV 0T4oW To t"".T TRF Y(1T TR Mop err n GE T1°L AI T; TO RTGTAGTE T TP TO DATE C.ONSTTMER CREDIT C'OTTNSE iNr AGENCIES _ If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The narnes addresses and telephone numhera ed enncnmer credit o nseling agencies for the cnunt? in which the V e' v is lomfed are. set forth at the end of his „ Teti a It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPIJCATTON FOR MORTGAGF ASSISTANCE. _ Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face- to-face meeting. Page 2 of 2 YOU MIT' FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) NA'nTRF, OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at: 1531 Walnut Bottom Road Newville, PA 17241 IS SERIOUSLY IN DEFAULT because: A YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Monthlx Payments of S05.17 for September 1 2008 through December 1, 2008 ='2549,68 -Monthly Lute CbaLrges of 23.611 for September 1,2008„trough December 1, 2008 = $94:40 ,. Other charges (explainlitemize): Escrow Advance=$105.21 Other Fee = -18.00 - TOTAL AMOUNT PAST DUE:,_, %27-1;R„2 B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (Do not L.e if not .aWlicahle.): NL& HOW TO CITHE THE DEFAIIi,T - You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS ?75R-29 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must he made either 4 cash, cashier's cherk, certified check or monm oftjrr made, payahle. gent tn• U'dren Law Offices, P_r- WnndcreO Cnrnnrate Center I I I Wooderest Road, Cavite 200 Che= Hill, NJ DR003-3620 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: (Do not use if not n li .a?hl 1; NA Page 3 of 3 IF YOU DO IVnI CURE -rum DEFAULT - If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the i ender intends to exprc. itc rii&htc to enalar2te th m gSgP debt This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclnse upon your mortgaged aly. IF THE MORTGAGE 719 >cOREC ORIED TIPON - The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If von cure the default within the IMTV (I nAV period- y will not he req uir d to pgy attr rney'a fees. QIMR i.F,NDFR REMEDIES - The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If your debt has been discharged in bank iptcy without your having reaffirmed it, then lender cannot pursue this remedy. RIGHT TO C'TIRF THE nFFAT. T PRTOR TO SHFRTFF'S AT F - If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, ; nll still have the right cure the t f e sa a at any time m to one hour before th S'herirr s Sale Yon mad, nn cn i na3rtnv the total amount then pact rhie,_nhtc and late nr n hPr Gha_rePC then nP, rraconahle attnrne7'S feet anti sure sale and anu nther (nets connected --rite' tk Sheriff's SakAssp=ified in wnhn by the lender and by nrmi gin other re =trireme to under the mnrruagr Cog your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. F.ARLIF.ST POSSTRT F SWRr"'S c * ns:E - It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE i ENDFR• Name of Lender/Servicer: _N.. aai'onal City Address: 3232 Newmark Drive ___ i _Miamisburg OH 4?2 Phone Number: 1400-523-_8654?? Fax Number: 1-973-910-4US7~? ??? ~? Contact Person: _ _Collections EFFECT OF SHERIFF'S SAT F - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSIIMPTiON OF MORIG-A-GR - You may not transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. Page 4 of 4 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. Is/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 Page 5 of 5 TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTMMON TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY TURD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. . (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CCCS of Western Pennsylvania, Inc. 2000 Linglestown Road Harrisburg, PA 17102 (717) 541-1757 FAX (717) 541-4670 Urban League of Metropolitan Harrisburg N. 6th Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 Community Action Comm of the Capital Region 1514 Derry Street Harrisburg, PA 17104 (717) 232-9757 FAX (717) 234-2227 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 (717) 762-3285 FAX n/a YWCA of Carlisle 301 G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 731-9589 Adams County Housing Authority 139-143 Carlisle St. Gettysburg, PA 17325 (717) 334-1518 FAX (717) 334-8326 Page 6 of 6 . .. "ff t, fed Mail Provides: ailing receipt ,ique identifier for your mailpiece Ord of delivery kept by the Postal Service for two years ant Reminders: 'died Mail may ONLY be combined with First-Class Mails or Priority Mails,. Hied Mail is not available for any of intemational mail. INSURANCE COVERAGE IS PROVIDED, with Certified Mail. For ibles, please consider Insured 4C Pqegisigred Mail. in additional fee, a Return Receipt may bQ„requested to provide proof of ery. To obtain Return Receipt servrae, please complete and attach a Return aipt (PS Form 38111 to the arlk#a{ addAipplicable postage to cover the Endorse maNpiece Return Recei0ttleque6W'. To receive a tee waiver for plicate return receipt, a USPSs postmark on your Certified Mail receipt is fired. an additional tee, delivery?,rrtay b"restricted to the addressee or essee's authorized agent. AAi. it4hp Obrk or mark the mailpiece with the rrsement Restricted Deflvery;. I )ostmark on the Certified Mail receipt is desired, please present the arF- it the post office for postmarking. If a postmark on the Certff led Mail ipt is not needed, detach and affix label with postage and mail. TANT: gave this receipt and present it when making an inquiry. 3800, August 2008 (Reverse) PSN 7530.M-000-W47 .. ................. . } s: i } ] a ] X425 ] E 1 1 t I t I a 0 N T' CO 0 (L d I$i I , 1 r? - a M .w W ti C! ?? O O O M ...?..,,,,, •.. O -j L-j m e UJ J 0 cr. U -a x a ?acc Z Ul w 2t ,j ?Vl V V \t` v d l? V N cn c9 arlifled Mail Providet: ' A mailing receipt A unique iderrtifler for your mailpiece A record of delivery kept by the Postal Service for two years Portant Reminders: Certified Mail may ONLY be combined with First-Class Mails or Priority Malk, Cerfilied Mail Is not available for stt? blW- of International mail. NO INSURANCE COVERAGE IS 'PROVIDED with Certified Mail. valuables, please consider Insured r la" Fed mail. For For an additional fee, a Return A. delivery .1`0 obtain Return ReamptR t? • :requested to rovide proof of Receipt (PS Form 38f 1? to the p canplste and at?ch a Return ee. Endorse meilpi?s Return Iicable postage to cover the s duplicate return receipt, a USPS® postma ark on ' To remove a fee waiver for equaed. your Certified Mail receipt Is 'or an additional tee, deiiv?y mgy b restricted to the addressee or rddressee's authorized agent. AljV. die mclorsement 'Restrfciecr pgiiv a fit, „r'k or mark the mailpieoe with the f a postmark on the Certified Mail receipt is desired, please present the arti- ;le at the post office for postmarking. If a postmark on the Certified mail ecelpt is not needed, detach and affix label with postage and mail. 'ORTANT: SeV6 this receipt and present It when making an inquiry. 'Orm 3600, August 2006 (Reverse) PSN 7530-02.OOp.W47 E m 2 Cat ' aJ a ti r r eo M ' . I r r ?! p 0 L1i ., u _G Yh a ° .EMNON= w C3 comsm==- ru m ,ten, 0 o O ---- 0 a j ---- L-j n m w -- ti 'boo Q U- Q- 0 M V v a `? n w • A 1% V E R I F I C A T I O N The undersigned, hereby states that he/she is the attorney for the Plaintiff, a corporation unless designated otherwise; that he/she is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he/she has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his/her knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. BY IAIYI?d?? Attorneys for Plaintiff- MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE \ r ry ;, N O 3 N 0,11 C.tl i? -C SHERIFF'S RETURN - NOT FOUND CASE NO: 2009-00275 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE CO VS LIDDICK HAROLD J JR R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LIDDICK HAROLD J JR unable to locate Him in his bailiwick COMPLAINT - MORT FORE but was He therefore returns the NOT FOUND , as to the within named DEFENDANT 1531 WALNUT BOTTOM ROAD NEWVILLE, PA 17241 LIDDICK HAROLD J JR DEFENDANT DOES NOT LIVE AT GIVEN ADDRESS. Sheriff's Costs: Docketing Service Not Found Surcharge So answers: 6.00 _--` .00 rt ?? 5.00 R. T omas Kline 10.00 Sheriff of Cumberland County .00 21.00 UDREN LAW OFFICES 01/26/2009 Sworn and Subscribed to before me this day of A.D. ' ,.Mw ,,loom -000 --No mom *no .iir >-- cv t L L I i? N fj SHERIFF'S RETURN - REGULAR CASE NO: 2009-00275 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND , NATIONAL CITY MORTGAGE CO 'Now -000 VS LIDDICK HAROLD J JR' NOAH CLINE Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, ,:. says, the within COMPLAINT - MORT FORE was served upon LIDDICK HAROLD J JR the DEFENDANT at 1832:00 HOURS, on the 23rd day of January 2009 at 22 BROAD STREET SHIPPENSBURG, PA 17257 by handing to HAROLD J LIDDICK JR a true and attested copy of COMPLAINT - MORT FORT together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 16.20 Affidavit .00 Surcharge 10.00 .00 44.20 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 01/26/2009 UDREN LAW OFFICES By: Deputy Sheriff of A. D. --now -waft 400 cx; c? r- o+ M '-7 o•. C=J r ;3 C N C) UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage 'CIVIL DIVISION Plaintiff =Cumberland County V. Harold J. Liddick, Jr. €NO. 09-275 Civil Term Defendant(s) PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification for the Verification attached to the Complaint in Mortgage Foreclosure with regard to the captioned matter. DATED: February 24, 2009 UDR N LAW OFFICES, P.C. Attdrneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE S V E R I F I C A T I O N The undersigned, an officer of the Corporation which is the Plaintiff in the foregoing Complaint or an officer of the Corporation which is the servicing agent of Plaintiff, and being authorized to make this verification on behalf of the Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records -maintained by Plaintiff in the ordinary course of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: 1/30/09 A _xm?- A VA6 ame: Teresa S. Clopp Title: Authorized Signer Company: National City Harold J. Liddick, Jr. Loan #0009770991 MJU #08120377-1 °? r4. 1 C-n UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - 8TUART WINNEG, ESQUIRE - LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUI: LOUIS A. SIMONI, ESQUIRE ID #04302 ID #45362 - ID #34576 - ID #75860 RE - ID #203437 - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba Accubanc Mortgage 3232 Newmark Drive Miamisburg, OH 45342 Plaintiff V. Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 Defendant (s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 09-275 Civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) Harold J. Liddick, Jr. for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $60,613.30 Interest Per Complaint 927.50 From 12/17/08 to 2/24/09 Late charges per Complaint 47.20 From 12/17/08 to 2/24/09 Escrow payment per Complaint 326.30 From 12/17/08 to 2/24/09 TOTAL $61,914.30 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. UDRE LAW VOFI CES , P . BY : /? ( A )Attldtney"s for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE DAMAGES ARE HEREBY ASSESSED AS DATE : (A f??/Oq I INDICAT PRO PROTHY .UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE -.ID #04302 STUART WINNEG, ESQUIRE - ID #45362:. LORRAINE DOYLE,.ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID.#75860 CHANDRA M. ARKEKA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,. NJ 080033620 856-669-5400 pleadings@udren.com Natio??al,City Mortgage Co., d/b/a Accubanc,Mortgage 3232 Newmark Drive Miamisburg, OH 45342 Plaintiff v. Harold J. Liddick, Jr. 2.2 Broad Street Shippensburg, PA 17241 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON CIVIL DIVISION Cumberland County NO. O9' x76_ COMPLAINT IN MORTGAGE FORECLOSURE 0 c`> PLEAS c, car. n C'?'vt r 7-l Y n, a YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. ?d SHERIFF'S RETURN - NOT FOUND CASE NO: 2009-00275 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND NATIONAL CITY MORTGAGE CO VS LIDDICK HAROLD J JR R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LIDDICK HAROLD J JR but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE NOT FOUND , as to the within named DEFENDANT LIDDICK HAROLD J JR 1531 WALNUT BOTTOM ROAD NEWVILLE, PA 17241 DEFENDANT DOES NOT LIVE AT GIVEN ADDRESS. Sheriff's Costs: So answers- Docketing 6.00 -r- Service .00 .!' Not Found 5.00 R. Thomas-Kline Surcharge 10.00. Sheriff of Cumberland County .00 21.00 UDREN LAW OFFICES 01/26/2009 Sworn and Subscribed to before me this day of A. D. WWA& 6" 40- SHERIFF'S RETURN - REGULAR CASE NO: 2009-00275 P ,,. COMMONWEALTH OF PENNSYLVANIA: ?+r COUNTY OF CUMBERLAND , NATIONAL CITY MORTGAGE CO VS ?.. ..ii u LIDDICK HAROLD J JR NOAH CLINE Sheriff or Deputy Sheriff of Cumberland County,Pennsylvan ia, who being duly sworn according to law, .- says, the within COMPLAINT - MORT FORE was served upon LIDDICK HAROLD J JR the DEFENDANT at 1832:00 HOURS, on the 23rd day of January 2009 at 22 BROAD STREET SHIPPENSBURG, PA 17257 by handing to HAROLD J LIDDICK JR a true and attested copy of COMPLAINT - MORT FORE together with lire and at the same time directing His attention to the contents thereof. ;:rt ` Sheriff's Costs: So Answers: Docketing 18.00 Service 16 .2 0 Affidavit .00 ?rwe4aiC; --- Surcharge 10.00 R. Thomas Kline .... .00 44.20 01/26/200.9 --• UDREN LAW OFFICES Sworn and Subscibed to By: before me this day Deputy Sheriff of A.D. ow, UDRZN LAPP OFFICES, P. C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 856-669-5400 aAJnas dr?n rem National City Mortgage Co. dba Accubanc Mortgage Plaintiff V. Harold J. Liddick Jr. Defendant(s) TO: Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 Date of Notice: February 13, 2009 IMPORTANT NOTICE ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 09-275 Civil Term YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENHES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle PA 17013 (717)149-3166 (800) 990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION EL TRIBUNAL PODRA SIN ECER PRE SENTENCCIA EN SUMO NTRRA USTEDEPUEDECPERDER BIENES Y OTROHADERECHOb,DfCTAR IMPORTANTES. DEBE LLE?AR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA 0 LLAMA POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PfJEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle PA 17013 (717)149-3166 (800) 990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ANB-T5;AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL B SED THAT PURPOSE. Stuart Winneg, Escluire Lorraine Doyle, Esquire Alan M. Minato, Esquire Chandra M. Arkema, Esquire- -Louis A. Simoni, Esquire Woodcrest Corporate center 111 Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 National City Mortgage Co., d/b/a Accubanc mortgage 3232 Newmark Drive Miamisburg, OH 45342 Plaintiff V. Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17241 Defendant(s) STATE OF Ohio COUNTY OF Montgomery SS THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us.-either as Plaintiff or as servicing agent of the Plaintiff herein and -that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the'Soldiers and Sailors Civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant : Age. Residence: Employment: ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. vi I T AFFIDAVIT OF NON-MILITARY SERVICE Harold J. Liddick, Jr. Over 18 As captioned above Unknown Sworn to and subscribed be ore me this 30th da o anuary 2009 Notary ary i.c Title.utnorized ?i gr12r Company: National City CAROLYN S. STRONG, Notary Public in and for the State of Ohio * * My Commission spires Sept. 8, 2009 \11!?i CAROLYN S. STRONG, No pgW In and for the SUB fit OW My Commission expires Sept. S. M OFd 40- t.a3 t =u} ? i i 4J:: •? UDREN LAW OFFICES, P.C. ,MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIXONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadingo@udren.com ATTORNEY FOR PLAINTIFF National City Mortgage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage .CIVIL DIVISION Plaintiff :Cumberland County V. MORTGAGE FORECLOSURE Harold J. Liddick, Jr. Defendant (s) NO. 09-275 Civil Term TO: Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 NOTICE Pursuant to Rule 236 of the Supreme-Court of Pennsylvania, notified that a Judgment has been entered ,,g=ins proceeding as indicated below. -Z 4 X' Judgment by Default Money Ju4 Judgment Judgment Judgment Judgment Judgment figment in Replevin for Possession on Award of Arbitration on verdict on Court Findings )u are hereby n the above IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren, Esquire At this telephone number: 856-669-5400 UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com ATTORNEY FOR PLAINTIFF National City Mortgage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage :CIVIL DIVISION Plaintiff :Cumberland County V. ;MORTGAGE FORECLOSURE Harold J. Liddick, Jr. :NO. 09-275 Civil Term Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Please issue Writ of Execution in the above matter: Amount due $61,914.30 Interest From 2/25/09 1,404.50 to Date of Sale June 10, 2009 Ongoing Per Diem of 13.25 to actual date of sale including if sale is held at a later date (Costs to be added) $ UDR 71 . BY ; /./ At to"rneys Tor Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE m © ?o O ? "V UDREN LAW OFFICES P C ATTORNEY FOR PLAINTIFF . MARK J. UDREN, ESQUIRE- ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba `COURT OF COMMON PLEAS Accubanc Mortgage ;CIVIL DIVISION Plaintiff ::Cumberland County V. :MORTGAGE FORECLOSURE Harold J. Liddick, Jr. :NO. 09-275 Civil Term Defendant(s) CERTIFICATE TO THE SHERIFF I HEREBY CERTIFY THAT: I. The judgment entered in the above matter is based on an Action: A. In Assumpsit (Contract) B. In Trespass (Accident) X C. In Mortgage Foreclosure D. on a Note accompanying a purchase money mortgage and the property being exposed to sale is the mortgaged property. II. The Defendant(s) own the property being exposed to sale as: X A. An individual B. Tenants by Entireties C. Joint Tenants with right of survivorship D. A partnership E. Tenants in Common F. A corporation III. The Defendant(s) is (are): X A. Resident in the Commonwealth of Pennsylvania B. Not resident in the Commonwealth of Pennsylvania C. If more than one Defendant and either A or B above is not applicable, state which Defendant is resident of the Commonwealth of Pennsylvania. Resident: UDREN LAW OFFICES , P . CC /Il BY Attcfrneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE -" _ l j CO UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadingsoudren.com National City Mortgage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage =CIVIL DIVISION Plaintiff :Cumberland County V. =MORTGAGE FORECLOSURE Harold J. Liddick, Jr. :NO. 09-275 Civil Term Defendant(s) C E R T I F I C A T E I hereby state that as the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( K ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. BY 11 &jr zu At rneys for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE +7) _ 'I 71? - UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadingsoudren.com National City Mortgage Co. dba ::COURT OF COMMON PLEAS Accubanc Mortgage ;CIVIL DIVISION Plaintiff :Cumberland County V. :MORTGAGE FORECLOSURE Harold J. Liddick, Jr. :NO. 09-275 Civil Term Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 National City Mortgage Co. dba Accubanc Mortgage, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 1531 Walnut Bottom Road, Newville, PA 17241 1. Name and address of Owner(s) or reputed Owner(s): Name Address Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Capital One Bank LVNV Funding, LLC Orrstown Bank 6851 Jericho Turnpike #190 Syosset, NY 11791 4660 Trindle Road, Ste. 300 Camp Hill, PA 22 S. Hanover St. Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: M Name Address National City Mortgage Co. 3232 Newmark Drive dba Accubanc Mortgage Miamisburg, OH 45342 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. Domestic Relations Section Commonwealth of PA, Department of Revenue 1 Courthouse Sq., Carlisle, PA 17013 13 N. Hanover St. Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: o Name Address Tenants/Occupants 1531 Walnut Bottom Road Newville, PA 17241 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: February 24, 2009 UDR LA OFFICES, /P.C. Attorneys "for Plaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE LOUIS A. SIMONI, ESQUIRE ?? 4. _" L? _ ?,:, rt P"a D " -- !?7 ?1 f 77 f r,} 1 ?'; y.___, .". __ ? , ,. _ .. . i -d ?.,) V? ^ <: UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARREMA, ESQUIRE - ID #203437 LOUIS A. SIMONI, ESQUIRE - ID #200869 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba =COURT OF COMMON PLEAS Accubanc Mortgage :CIVIL DIVISION Plaintiff :Cumberland County V. :MORTGAGE FORECLOSURE Harold J. Liddick, Jr. :NO. 09-275 Civil Term Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 Your house (real estate) at 1531 Walnut Bottom Road Newville, PA 17241 is scheduled to be sold at the Sheriff's Sale on June 10, 2009, at 10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $61,914.30, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856)-669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166. (800) 990-9108 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 09-275 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due NATIONAL CITY MORTGAGE CO., d/b/a ACCUBANC MORTGAGE, Plaintiff (s) From HAROLD J. LIDDICK, JR. (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $61,914.30 L.L. $.50 Interest from 2/25/09 to Date of Sale 6/10/09 Ongoing Per Diem of $13.25 to actual date of sale including if sale is held at a later date -- $1,404.50 Atty's Comm % Atty Paid $184.20 Plaintiff Paid Date: 2/24/09 Due Prothy $2.00 Other Costs Curtis R. Lo(Seal) REQUESTING PARTY: Name: CHANDRA ARKEMA, ESQUIRE Address: UDREN LAW OFFICES, P.C. By: WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 203437 Deputy P UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. dba Accubanc Mortgage 3232 Newmark Drive Miamisburg, OH 45342 Plaintiff V. Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 Defendant(s) PRAECIPE TO FILE TO THE PROTHONOTARY: NO. 09-275 Civil Term ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County PROOF OF SERVICE Kindly file the attached Proofs of Service with regard to the captioned matter. Date: May 27, 2009 UDREN LAW OFFICES, P.C. BY: Attorneys f ro-Maintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE Nktionil City Mortgage Co. dba Accubanc Mortgage, et. al., Plaintiff(s) V3. Harold J. Liddick, Jr., et. al., Defendant(s) APS File #: 0%147-0001 AFFIDAVIT OF SERVICE -- Individual UDREN LAW OFFICES Ms. Danielle Devlin 111 Woodcrest Rd, Ste 200 Cherry Hill, NJ 08003-3620 State of. County of:*j(a Name of Server: Service of Process by APS International, Ltd. 1-800-328-7171 APS International Plaza 7800 Glenroy Rd. Minneapolis, MN 55439-3122 --Harold J. Liddick, Jr. Court Case No. 09-275 Civil Term - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - J8,4-) c a- ) ss. `', 0 Date/Time of Service: npyt ? ?- L47, -3-((. 1 , undersigned, being duly sworn, deposes and says that at the time of service,^e was of legal age and was not a party to this action; that on the day of 20 4, at S o'clock A M Place of Service: at 22 Broad Street , in Shippensbore. PA 17257 Documents Served: the undersigned served the documents described as: Notice of Sheriffs Sale of Real Property Service of Process on: A true and correct copy of the aforesaid document(s) was served on: Harold J. Liddick, Jr. Person Served, and Method of Service: By personally delivering them into the hands of the person to be served. ? By delivering them into the hands of , a person of suitable age, who verified, or who upon questioning stated, that he/she resides with Harold J. Liddick, Jr. at the place of service, and whose relationship to the person is: Description of Person The person receiving docu ents is described as folio Receiving Documents: Sex Skin Color w Hair Color Facial Hair °tje Approx. Age Approx. Height Approx. Weight a 10 To the best of my knowledge and belief, said person was not engaged in the US Military at the time of service. Signature of Server: Undersigned declares under enalty of perjury Subscribed and sworn to before me this that a oing is co c day of , 20 = 9 11100 Signature of Server Notary Public (Commission Expires) APS International, Ltd. li ? tMAL NAMI?I NiMlo IINMt #110010 001100 Im V >llelm "M 10. lp11 Service of Process on: aw.n vow.m mAM row volmo i11m"m ow MIME sI t.orvow ALEC) ,C THr E? . NIB UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDR.A M. ARKEMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. dba =COURT OF COMMON PLEAS Accubanc Mortgage :CIVIL DIVISION 3232 Newmark Drive :Cumberland County Miamisburg, OH 45342 Plaintiff V. Harold J. Liddick, Jr. 22 Broad Street :NO. 09-275 Civil Term Shippensburg, PA 17257 Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: June 2, 2009 UD J,TAAW gFFICX:J, P.C. BY - -PT Attorneys-f'or aintiff MARK J. UDREN,.ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE - ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co Accubanc Mortgage Plaintiff V. Harold J. Liddick, Jr. Defendant(s) ATTORNEY FOR PLAINTIFF dba € COURT OF COMMON PLEAS CIVIL DIVISION € Cumberland County NO. 09-275 Civil Term TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Harold J. Liddick, Jr. PROPERTY: 1531 Walnut Bottom Road Newville, PA 17241 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on June 10. 2009, at 10:00 A.M., at the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. EXHIBIT A 2 ti c r c- c- 0 L 0 0 N 0 w v V C cr (D p p IZ 0 3 w w V V T (D Q C C v A 0 3 3 w M a W, C CD 5 pr 0 W Cl M M 7 r -4 ?o 0 CL y t m N a? v3 0, cn .z m' o? a3 A fD fnD a ' m ? N N w m f/1 m °?`?mmo z 3F m ?o J]z m r?y3 QJv CD N CD d 0-3-0 0";0 KW0-Z (ENO (??r (non Z"-i X-0;00 z W C4 0 0) C-) CD . v wam - aN? ai o UI OmO 3 11 u,• Z CD 3 yc o 3Nyo N? 3oZw"-- Z? < m C D2?fD?mviZav o <m`? yyWm? o D nOp v - - =WQ (D 0 N m 2g m= CD CD - p 2Z v k ZK =O? oW z ?nZ Da Dy m n?i n D -ac zo m -O3(! p wmz a D m ?m t:l m DCD o ?o W D O -0 Np?? y p m? c? cox OR-0 K ?? ooC) Dw m m m xvig ??o ?n =oho o(n ?co No (? pox r-40 CA) v w= v ?? o w a cow ?,..C cn N CD Cnza r o vfll-I '? r?T CD CD? Nm cQ N (D ??Z ?N CO p LAC) O 0 w N (% N3OTI c. < p?Dcn ) 0 3 ? oC CD 0 CL woC n v oo c D y O mn v CD ?m 7q $ o° CD Z O a° M -n y CD 016H26519216 L a, $ 0A.0 Q a , = 04/17/2009 Mailed Frorn 08003 US PoSrAGe ? ? ? ? a O C CD N v C H CL CL m N O. 07 m DOME] m O N N 0 3 co°MCD °'. N N - a ? o 0 ??zo p ro _`2 y ox O S N N wy n a y a0 0. y v ? m s ? c 0 ?c O. j CD m o occ amp N o?x OCD a, ?0y ui CL C Oo. 3 m m T ? ? y N.fD fD l7 W O? O _? y -? ? O N N C T(n fD CO a mD m a N m ? mx MX CD N 3 v x (D N T (D (D UDREN LAW OFFICES, P.C. MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID #45362 LORRAINE DOYLE, ESQUIRE.- ID #34576 ALAN M. MINATO, ESQUIRE - ID #75860 CHANDRA M. ARKEMA, ESQUIRE - ID #203437 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, Na 08003-3620 856-669-5400 National City Mortgage Co. dba Accubanc Mortgage 3232 Newmark Drive Miamisburg, OR 45342 Plaintiff V. Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 Defendant(s) PRAECIPE TO FILE TO THE PROTHONOTARY: ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County 'NO. 09-275 Civil Term PROOF OF SERVICE Kindly file the attached Proofs of Service with regard to the captioned matter. Date: May 27, 2009 UDREN LAW OFFICES, P.C. BY.- -'Z- -.e, __W Attorneys fqol"PSaintiff MARK J. UDREN, ESQUIRE STUART WINNEG, ESQUIRE LORRAINE DOYLE, ESQUIRE ALAN M. MINATO, ESQUIRE CHANDRA M. ARKEMA, ESQUIRE EXHIBIT B National City Mortgage Co. dba Accubanc Mortgage, et. al., Plaintiff(s) VS. Harold J. Uddick, Jr., et. al., Defendant(s) UDREN LAW OFFICES Ms. Danielle Devlin Ill Wooderest Rd, Ste 200 Cherry Hill, NJ x8003 3620 Service of Process by APS International, Ltd. 1-800-328-7171 APS International Plaza 7800 Glenroy Rd. Minneapolis, MN 55439-3122 APS File #: 096147-0001 AFFIDAVIT OF SERVICE --Individual Service of Process on: -Harold J. Liddick, Jr. Court Case No. 09-275 Civil Term - - - - - - - - - - - - - - =_==__=7 - - - - - - - - - -- - - - - State of: _l C vat a ss. - - - - - - - - - County of: c-'t 0 ?i Name of Server: t qPAA 7-k. undersigned, being duly sworn, deposes and says that at the time of service,#Ohe was of legal age and was not a party to this action; Date/Time of Service: that on the day of ,' 220 4, at + ? $ o'clock . A m Place of Service: at 22 Broad Street ShinnensbunL PA 17257 Documents Served: the undersigned served the documents described as: Notice of Sheriffs Sale of Real Property Service of Process on: A true and correct copy of the aforesaid document(s) was served on: Harold J. Liddick, Jr. Person Served, and Method of Service: BY personally delivering them into the hands of the person to be served. ? By delivering them into the hands of , a person of suitable age, who verified, or who upon questioning stated, that he/she resides with Harold J. Liddick, Jr. at the place of service, and whose relationship to the person is: Description of Person Receiving Documents: The person receiving docu ents is described as folio Sex 1-1; Skin Color W Hair Color l Facial Hair oP(! Approx. Age Approx. Height .3-'' I V ?? Approx. Weight ! C' r To the best of my knowledge and belief, said person was not engaged in the US Military at the time of service. Signature of Server: Undersigned declares under enalty of perjury Subscribed and sworn to before me this that a oing is co c !?w day of 200 _WA Signature of Server Notary Public V (Commission Expires) APS International, Ltd. wa EXHIBIT B 4ra O N. CAIRNNN" F111110110 1/ nMWW A! MAIN S CMWW My ?a Nov 10.1101 i ...,?,A,,qr 10 JUN-9 49 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 09-275 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due National City Mortgage Co. dba Accubanc Mortgage Plaintiff (s) From Harold J. Liddick, Jr. (1) You are directed to levy upon the property of the defendant (s)and to sell see legal description . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $61,914.30 L.L. Interest from 2/25/09 to Date of Sale December 7, 2011 Ongoing Per Deim of $13.25 to actual date of sale including if sale is held at a later date $13,462.00 Atty's Comm % Due Prothy $2.00 Atty Paid $1,053.45 Plaintiff Paid Date: 8/1/2011 (Seal) Other Costs: avid D. Buell, Prothonotary Deputy REQUESTING PARTY: Name Sherri J. Braunstein, Esq. Address: Udren Law Offices, P. C. Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 Attorney for: PLAINTIFF Telephone : 856-669-5400 Supreme Court ID No. 90675 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage 'CIVIL DIVISION Plaintiff :Cumberland County V. :MORTGAGE FORECLOSURE Harold J. Liddick, Jr. :NO. 09-275 Civil Term Defendant(s) PRAECIPE TO ISSUE WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount due $61,914.30 Interest From 2/25/09 13,462.00 to Date of Sale December 7, 2011 Ongoing Per Diem of 13.25 to actual date of sale including if sale is held at a later date (Costs to be added) NL l UDREN LAW OFFICES, P.C. BY: At oys for 1 intiff f Sherri J. Braunstein, Esquft PA ID 90675 -tm c ?- ?' r-- - r ri -- c- - -- 7= ?? w ,:2 oo 04,C, &) fnldee (09/09) UNITED STATES BANKRUPTCY COURT MIDDLE DISTRICT OF PENNSYLVANIA In re: Debtor(s) (name(s) used by the debtor(s) in the last 8 years, including married, maiden, and trade): Harold J. Liddick Jr. 22 Broad Street Shippensburg, PA 17257 Chapter 7 Case No. 1:09-bk-04370-MDF Last four digits of Social-Security, Individual Taxpayer-Identification, Employer Tax-Identification No(s)(if any): xxx-xx-7537 FINAL DECREE The estate of the above named debtor(s) has been fully administered. IT IS ORDERED THAT: Leon P. Haller (Trustee) is discharged as trustee of the estate of the above-named debtor(s); and the chapter 7 case of the above named debtor(s) is closed. BY THE COURT Dated: Abri15.2011 -?? Mary D. France United States Bankruptcy Judge This document is electronically signed and frled on the same date. c. ox - -»; rn cu 33, ;rm C ? r M ;c G1 -7) C1y ? 1 ? G C a CD --I C:) c- Case 1:09-bk-04370-MDF Doc 103 UDREN LAW OFFICES, P.C. ATTORNEY WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National Cit M FOR PLAINTIFF y oxtjage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage :CIVIL DIVISION Plaintiff €Cumberland County V. ;MORTGAGE FORECLOSURE Harold J. Liddick, Jr. :NO. 09-275 Civil Term Defendant (s) CERTIFICATE TO THE SHERIFF I. The judgment entered in the above matter is based on an Action A. In Assumpsit (Contract) B. In Trespass (Accident) X-C. In Mortgage Foreclosure D ,.. J C..3 7? rri co x c= :?- ? -<' ? C .. . 7s C•, On a vote accompanying a purchase money mortgage and the property being exposed to sale is the mortgaged property. II. The Defendant(s) own the property being exposed to sale as: X -A. An individual B. Tenants by Entireties C. Joint Tenants with right of survivorship D. A partnership E. Tenants in Common F. A corporation III The Defendant(s) is (are): X _A. Resident in the Commonwealth of Pennsylvania B. Not resident in the Commonwealth of Pennsylvania =• If more than one Defendant and either A or B above is not applicable, state which Defendant is resident of the Commonwealth of Pennsylvania. Resident: UDR N LAW OFF ES, P.C. BY- to neys f r Plaintiff Sherri I. Braunstein, Esquire PA 10 90675 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba Accubanc Mortgage Plaintiff V. Harold J. Liddick, Jr. Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS mom " - CIVIL DIVISIO rn N r :Cumberland County ) C r MORTGAGE FORECLOSURE 3>c-. r I '-° c:°' NO. 09-275 Civil Term : _ C D ': ma - C E R T I F I C A T E I hereby state that as the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( X ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDRE W OF?I S, P.C BY: At r ys fo aintiff UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba =COURT OF COMMON PLEAS Accubanc Mortgage :CIVIL DIVISION M -- -? Plaintiff Cumberland County me v. z G1 :MORTGAGE FORECLOSURE r Harold J. Liddick, Jr. NO. 09-275 Civil Term Defendant(s) ' C= ?n AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 National City Mortgage Co. dba Accubanc Mortgage, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1531 Walnut Bottom Road, Newville, PA 17241 1. Name and address of Owner(s) or reputed owner(s): Name Address Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Capital One Bank 6851 Jericho Turnpike #190 Syosset, NY 11791 LVNV Funding, LLC 4660 Trindle Road, Ste 300 Camp Hill, PA Orrstown Bank 22 S. Hanover Street Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: Name Address National City Mortgage Co. 3232 Newmark Drive dba Accubanc Mortgage Miamisburg, OH 45342 S. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 N. Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 1531 Walnut Bottom Road Newville, PA 17241 I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: July 15, 2011 UDR AW OFFICES, C. BY : A orneys fo laintiff ShM, I Smunstein, Gsquke PA ID 90675 e TO: Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 09-275 Civil Term Ma) m ;r,,=_ Cn C c o 7,1Z -ri -' cr _ C- ? Your house (real estate) at 1531 Walnut Bottom Road, Newville, PA 17241 is scheduled to be sold at the Sheriff's Sale on December 7, 2011, at 10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $61,914.30, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba Accubanc Mortgage Plaintiff V. Harold J. Liddick, Jr. Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER + RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 (800) 990-9108 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba COURT OF COMMON PLEAS Accubanr_ Mortgage :CIVIL DIVISION Plaintiff :Cumberland County V. Harold J. Liddick, Jr. :NO. 09-275 Civil Term 3 Defendant (s) UG4 m c M TO: ALL PARTIES IN INTEREST AND CLAIMANTS CD?-' r- -?C:) D NOTICE OF SHERIFF'S SALE C-) a -n OF REAL PROPERTY OWNER(S) : Harold J. Liddick, Jr. PROPERTY: 1531 Walnut Bottom Road, Newville, PA 17241 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriff's Sale on December 7, 2011, at 10:00 A.M., at the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later that 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. ALL THAT CERTAIN TRACT OF LAND SITUATE IN PENN TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE CENTER OF PENNSYLVANIA STATE HIGHWAY ROUTE 33, KNOWN LOCALLY AS THE WALNUT BOTTOM ROAD, SAID POINT BEING A CORNER OF LANDS NOW OR FORMERLY OF REBECCA WEAKLEY; THENCE BY THE CENTER OF PENNSYLVANIA STATE HIGHWAY ROUTE 33, SOUTH 78DEGREES WEST 6.2 PERCHES TO A POINT, A CORNER OF LANDS NOW OR FORMERLY OF ISABELLA KURTZ; THENCE BY THE SAME NORTH 78 DEGREES EAST 6.2 PERCHES TO A STAKE; THENCE BY LANDS NOW OR FORMERLY OF REBECCA WEAKLEY, SOUTH 15 DEGREES EAST 13 PERCHES TO A POINT IN THE CENTER OF PENNSYLVANIA STATE HIGHWAY ROUTE 33, THE PLACE OF BEGINNING. CONTAINING ONE-HALF(i¢) ACRE, STRICT MEASURE. BEING THE SAME PREMISES WHICH THE ESTATE OF DOROTHY K. NAUGLE, BY DEED DATED AND RECORDED EVEN DATE HEREWITH, GRANTED AND CONVEYED UNTO HAROLD J. LIDDICK, JR., MORTGAGOR HEREIN. BEING KNOWN AS: 1531 Walnut Bottom Road Newville, PA 17241 PROPERTY ID NO.: 31-11-0300-026 TITLE TO SAID PREMISES IS VESTED IN HAROLD J. LIDDICK, JR. BY DEED FROM LARRY L. NAUGLE, EXECUTOR OF THE LAST WILL AND TESTAMENT OF DOROTHY K. NUGLE, LATE DATED 9/29/2000 RECORDED 10/27/2000 IN DEED BOOK 232 PAGE 723. UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadings@udren.com National City Mortgage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage CIVIL DIVISION Plaintiff :Cumberland County V. Harold J. Liddick, Jr. €NO. 09-275 Civil Term Defendant (s) MOTION FOR SPECIAL SERVICE PURSUANT TO SPECIAL ORDER OF COURT r--* Moo C/) rn- ^(? ('!"' cn ?- e -- N C) C?l _ .1 - -4 Co G Plaintiff, by its counsel, moves this Honorable Court for an order directing service of the Notice of Sale upon Defendant(s), Harold J. Liddick Jr. by regular mail and certified mail and in support thereof avers the following: 1. Process was unable to be served at the then last known address of said Defendant(s) at 22 Broad Street Shippensburg, PA 17257. A copy of the Return of Service is attached hereto as Exhibit A. 2. Pursuant to Pa.R.C.P. 430, Plaintiff made a Good Faith Investigation, the report thereof being attached hereto as Exhibit B. 3. Said investigation was unable to determine an alternate address for said Defendant(s). 4. The last known address of Defendant(s) is as set forth in the attached Exhibits. 5. A Judge has not ruled upon any other issue in this or a related matter, and there is no other issue before a Judge to be ruled upon. 6. There is no opposing counsel of record and therefore, no concurrence of opposing counsel can be sought. WHEREFORE, Plaintiff prays and respectfully requests that this Honorable Court enter an Order pursuant to Pa.R.C.P. 430 directing service of the Notice of Sale by regular mail and certified mail upon said Defendant(s), Harold J. Liddick Jr.. UDREN LAW OFFICES, P.C. --- -1 "") BY: Attorneys for Plaintiff r r f?= Yj,L\ IC .3 0 .i 5 3r::1 National City Mortgage Co, et. a4, Plaintiff(s) vs. Harald J. LiddW Jr., et. at, Defeadont(s) tIDREN LAW OFFICES Ms. Danielle Devlin 1 I I Woodcrest Rd., Ste. 200 Cherry Hill, NJ 08003-3620 Service of Process by APS International, Ltd. 1-800-328-7171 APS International Plaza 7890 Glearoy Road Minneapolis, MN 55439-3122 APS File 0: 112350MOI AFFIDAVIT OF DUE AND DILIGENT ATTEMPT Service of Process on: -Harold J. Uddick, Jr. Court Case No. 09-275 Customer File: N08120377-1 Statc of: U V-.J za 1 ss, County of: F6'i N Name of Server: C`aReN ce.. --S-it. , undersigned, being duly sworn, deposes and says that at all times mentioned herein, s/he was of legal age and was not a party to this action; Documents Served: the undersigned attempted to serve the documents described as: Notice of Sheriff's Sale of Real Property Service of Process on: The undersigned attempted to serve the documents on Harold J. Liddick, Jr. and after due and diligent efforts, was unable to effect service. Attempts: The following is a list of the attempts made to effect syrvice: Dates/TinWAddress Attempted: 22 Broad Strret, Shippensborg, PA 17257 4E// 5"06 a- Reason for \on-ServIce: - bP s kJd 1f Z S; 4q_ '? 'g , 'A4d Ices. s, ?i DalesMnWAddressAttempted: 1Jc i er ?jp fC VI ,JC 5 r nJ e s`tJ J'? ?5( Ow ?? :21"-a r Reason for %on-Service: DalcsMenelAddress Anemptd: Reason for Non-Service: Based upon the above stated facts, Afftant believes the defendant is avoiding service. Signature of Server; Undersigned declares under penalty of perjury Subscribed and sworn to before me this oing is an co ct. o day of , ? Co 20// f?1.. y? .... . SignatureofServer Notary Public 0 (Commission Expires) APS International, Ltd. NOTARIAL SEAL LUCILLE H. CARTY Notary Public LETTERKENNY TWp FRANKLIN COUNTY MY Commission Expires Nov 10. 2011 evp G9%Ht8 Page 1 of 2 PLAYERS NATIONAL LOCATOR AFFIDAVIT OF GOOD FAITH INVESTIGATION Loan Number: 08120377-1 Attorney Firm: Mark J Udren & Associates Case Number: Subject: Harold J Liddick Jr A.K.A: Harold J Liddick Property Address: 1531 Walnut Bottom Road Newville, PA 17241 Last Known Address: 22 Broad Street Shippensburg, PA 17257 Sandra Krekeler, being duly sworn according to law, deposes and says: 1. I am employed in the capacity of Location Specialist for Players National Locator. 2. On August 31, 20111 conducted an investigation into the whereabouts of the above named defendant(s). The results of my investigation are as follows: CREDIT INFORMATION A. SOCIAL SECURITY NUMBER(S): 194-42-xxxx B. EMPLOYMENT SEARCH: We were unable to verify current employment for Harold J Liddick Jr. C. INQUIRY OF CREDITORS: Creditors indicated the last reported address for Harold J Liddick Jr is 22 Broad Street, Shippensburg, PA 17257 with no valid home number. INQUIRY OF TELEPHONE COMPANY A. DIRECTORY ASSISTANCE SEARCH: Directory assistance had no listing for Harold J Liddick Jr. We called (717) 766-9623 and spoke with a relative who stated Harold J Liddick Jr is living at 22 Broad Street, Shippensburg, PA 17257. INQUIRY OF NEIGHBORS We were unable to contact any neighbors to confirm any other information for Harold J Liddick Jr. INQUIRY OF POST OFFICE A. NATIONAL ADDRESS UPDATE: As of August 30, 2011, the National Change of Address (NCOA) has no change for Harold J EXHIBIT B Page 2 of 2 Liddick Jr from 22 Broad Street, Shippensburg, PA 17257. MOTOR VEHICLE REGISTRATION A. MOTOR VEHICLE & DMV OFFICE: We were unable to verify current drivers license information for Harold J Liddick Jr. OTHER INQUIRIES A. DEATH RECORDS: As of August 30, 2011, the Social Security Administration has no death record on file for Harold J Liddick Jr and/or A.K.A.s under the social security number(s) provided. B. PUBLIC LICENSES (PILOT, REAL ESTATE, ETC.): None found. C. COUNTY VOTER REGISTRATION: We were unable to confirm a listing with the County Voters Registration Office. ADDITIONAL INFORMATION ON SUBJECT A. DATE OF BIRTH: Harold - We were unable to verify AFFIANT Sandra,Krekeler Notary Public, Notary Seal State of Missouri sworn to fore me on[gSt 3 , 20 St. Louis County / ?/ Commission ? 10448666 4014 PUBLIC Players National Locator, 14444 Manchester Road, Manchester, MO 63011 Phone: (636) 230-9922 Fax: (636) 230-0558 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadings@udren.com National City Mortgage Co. dba `:COURT OF COMMON PLEAS Accubanc Mortgage :CIVIL DIVISION Plaintiff `Cumberland County V. Harold J. Liddick, Jr. -:NO. 09-275 Civil Term Defendant(s) MEMORANDUM OF LAW Pennsylvania Rule of Civil Procedure 430(a) specifically provides: (a) If service cannot be made under the applicable rule the plaintiff may move the court for a special order directing the method of service. The motion shall be accompanied by an affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the defendant and the reasons why service cannot be made. NOTE: A sheriff's return of "not found" or the fact that a defendant has moved without leaving a new forwarding address is insufficient evidence of concealment. Gonzales vs. Polis, 238 Pa. Super. 362, 357 A.2d 580 (1976). Notice of intended adoption mailed to last known address requires a "good faith effort" to discover the correct address. Adoption of Walker, 468 Pa. 165, 360 A2d 603 (1976). An illustration of a good faith effort to locate the defendant includes (1) inquiries of postal authorities including inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives, neighbors, friends and employers of the defendant and (3) examinations of local telephone directories, voter registration records, local tax records, and motor vehicle records. As set forth in the Return of Service marked Exhibit A, the Sheriff and/or Process Server has been unable to serve the Notice of Sale. A good faith effort to discover the whereabouts of the Defendant (s) has been made as evidenced by the attached Af f idavit of Good Faith Investigation marked Exhibit B. WHEREFORE, Plaintiff prays and respectfully requests service of the Notice of Sale upon Defendant(s) by regular mail and certified mail. UDREN LAW OFFICES, P.C. BY: Attorneys for Plaintiff Jam, I t') 34 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadings@udren.com National City Mortgage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage :CIVIL DIVISION Plaintiff :Cumberland County V. Harold J. Liddick, Jr. 'NO. 09-275 Civil Term Defendant(s) CERTIFICATE OF SERVICE I, hereby certify that I have served true and correct copies of the attached Motion For Special Service upon the following person(s) named herein at their last known address or their attorney of record by: Regular First Class Mail Date Served: Certified Mail Other TO: Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 1531 Walnut Bottom Road Newville, PA 17241 UDREN LAW OFFICES, C. BY: K Attorneys for Plaintiff CS;?t1, IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL DIVISION National City Mortgage Co. dba -ox Accubanc Mortgage - '? Plaintiff cn rn-n € NO. 09-275 Civil Term -v -urn -? Harold J. Liddick, Jr. f-- o f-° A 6-n Defendant(s) h O R D E R AND NOW, this day of 2011, upon consideration of Plaintiff's Motion nd the Affidavit of Good Faith investigation attached hereto, it is hereby ORDERED that service of the Notice of Sale upon Defendant (s) , Harold J. Liddick Jr., shall be complete when Plaintiff or its counsel or agent has mailed true and correct copies of the Notice of Sale by certified mail and regular mail to the last known address of Defendant(s), Harold J. Liddick Jr. at 22 Broad Street Shippensburg, PA 17257 and by posting the mortgaged premises located at 1531 Walnut Bottom Road Newville, PA 17241. BY THE COURT: J. i? S. Sied mm, `I_ Wren Law If-?)CAQL s UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER - 111 WOODCREST ROAD, SUITE 20Q CHERRY HILL, NJ 08003-3620 141 856-669-5400 j' OC 3 I I ?_(r National City Mortgage Co. dba tdD CQU TCOURT OF COMMON PLEAS Mortgage "YLVIaP1A (YiVIL 3232 Newmark Drive Cumberland County Miamisburg, OH 45342 Plaintiff V. Harold J. Liddick, Jr. 22 Broad Street ENO. 09-275 Civil Term Shippensburg, PA 17257 Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by order of Court, then proof of compliance with said order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn,alsification to authorities. ?RL Dated: S D 2011 S 11 UDREN LAW OFFICES, P.C. BY Attorneys for Plaintiff l 14 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage ':.CIVIL DIVISION Plaintiff :Cumberland County V. :MORTGAGE FORECLOSURE Harold J. Liddick, Jr. :NO. 09-275 Civil Term Defendant(s) AMENDED AFFIDAVIT PURSUANT TO Pa.R.C.P. 3129.1 and 76 National City Mortgage Co. dba Accubanc Mortgage, Plaintiff in the above action, by its attorney, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1531 Walnut Bottom Road, Newville, PA 17241 1. Name and address of owner(s) or reputed Owner(s): Name Address Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 1531 Walnut Bottom Road Newville, PA 17241 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Capital One Bank LVNV Funding, LLC Orrstown Bank 6851 Jericho Turnpike #190 Syosset, NY 11791 4660 Trindle Road, Ste 300 Camp Hill, PA doll 22 S. Hanover Street Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: Name Address National City Mortgage Co. 3232 Newmark Drive dba Accubanc Mortgage Miamisburg, OH 45342 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. Domestic Relations Section Commonwealth of PA, Department of Revenue 1 Courthouse Square Carlisle, PA 17013 13 N. Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 1531 Walnut Bottom Road Newville, PA 17241 The statements are true and correct, based upon information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. 0g,40):).Ar to'- DATED: Seg9, 2011 UDREN LAW OFFICES, P.C. BY R-aim`' AttZTrney for Plaintiff '3 to 9b UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. dba Accubanc Mortgage Plaintiff V. Harold J. Liddick, Jr. Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 09-275 Civil Term TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Harold J. Liddick, Jr. PROPERTY: 1531 Walnut Bottom Road Newville, PA 17241 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on December 7. 2011, at 10:00 A.M., at the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. EXHIBIT A r Q O. n L N O w v v C7 v (D N SZ _7 i1 O w V v CD C7 C D) CO P. r? ?I = y I CO I I W ? -! ? Q) qtj ?? (? ? 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ME] CD $03.360 r ' ! -' O ° - C? d? 111 y • , y 08 ay • = 08125!2011 N 0 m r 3 110 j?` Mailed From 08003 j = Co `D US POSTAGE o ° o 'o c` cn - a 1 WTOI ?a?-i om?-gym o= mn33 L SID - NO o LL ;o C) ??CDS . , (p op t < < CD C7 a Oy . o ?v oad 7 c' O J fDd • -•K J - CJ .o m_ ?c 3 O fD a? C .•. 0 o =I N3i y Tc. " K 'O N 2O y 3g mv?m N- QC SIC . (D CD ?.? DI ? OO O N - OO O ? M _ C O . C O 0 0 ° = 003 n o F <?o. v0,3 fDya CL- 0] y m x 0 O nt0 y is 0 m CD O N D domID a - 3q=. n am I >> m a?'?-x01 'o aN3m3 nw ac°o> U, 0.?= a m Dp ? O N ?. i n i 0-3 m = a; O EF j Q cu x m 3 _. m 0 : a a - ' q ED 00'a 3 O ? 3 4 3 m m. ??OpOnm <D A (D ? O 7 -.. ^ O -y70a . fp N O 3 C O ^v N O . N acm2 4 CD . O cD QO O. -? Cb .. - 0 m CD . N ?n ?3jo 3 d 3 (D m2 m 0?m vc i 33 n?yy?a mO nip Oj N 3mayOo< y3 fp 3 .mcno? oa m ° XHIB T A I D ? 0 am N mo MARK J. UDREN, ESQUIRE NJ MANAGING ATTORNEY TINA MARIE RICH OFFICE ADMINISTRATOR September 29, 2011 UDREN LA W OFFICES, A C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD SUITE 200 CHERRYHILL, NEW JERSEY 08003-3620 856. 669. 5400 FAX.• 856. 669. 5399 FREDDIE MAC PENNSYLVANIA DESIGNATED COUNSEL Prothonotary of Cumberland County Cumberland County Courthouse 1 Courthouse Square, Suite 100 Carlisle, PA 17013 Re: National City Mortgage Co. dba Accubanc Mortgage VS. Harold J. Liddick, Jr. Cumberland County C.C.P. No. 09-275 Civil Term Dear Prothonotary: In connection with the above captioned matter, enclosed please find Verification of Service by Certified Mail and Regular Mail Pursuant to Court Order. I have enclosed a copy of the first page to be time stamped and returned in the enclosed self-addressed stamped envelope. Thank you for your assistance with this matter. Sincerely yours, Danielle Devlin Foreclosure Specialist /dad Enclosures UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba € Accubanc Mortgage 3232 Newmark Drive Miamisburg, OH 45342 Plaintiff V. Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 09-275 Civil Term VERIFICATION OF SERVICE BY CERTIFIED MAIL AND REGULAR MAIL PURSUANT TO COURT ORDER The undersigned hereby verifies that he is counsel for Plaintiff in the above case and that pursuant to the Court order issued in this matter a true and correct copy of the Notice of Sale was mailed to Defendant(s), by certified mail and regular first class mail, to the last known address of Defendant(s) as follows: DATE MAILED: 9/2/2011 Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 I verify that the statements made herein are true and correct and I understand that false statements made herein are subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: 2011 UDREN LAW OFFICES, P.C. ? BY: f-? 4-?7A Attorng?'for Plaintiff ?tay'f? (3. L) *- 3 camel 81.I8fHX IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY CIVIL DIVISION National City Mortgage Co. dba Accubanc Mortgage Plaintiff =NO. 09-275 Civil Term V. Harold J. Liddick, Jr. O b Defendant(s) p M O R D E R AND NOW, this 1344 day of 2011, upon ._?bpX consideration of Plaintiff's Motion and the Affidavit of Good Faith investigation attached hereto, it is hereby ORDERED that service of the Notice of Sale upon Defendant(s), Harold J. Liddick Jr., shall be complete when. Plaintiff or its counsel or agent has mailed true and correct copies of the Notice of Sale by certified mail and regular mail to the last known address of Defendant(s), Harold J. Liddick Jr. at 22 Broad Street Shippensburg, PA 17257 and by posting the mortgaged premises located at 1531 Walnut Bottom Road Newville, PA 17241. BY THE COURT: LsT pry- u, k& &d J. I ?-? H O ;S' N ¢1 H- FI 10 w O ro K l-- (D O a ?j a III Q, C4 K rt t-? W Fj N ` ru a M a b rt P- ? n N N Ul t-j J 0 ?c rr J ?)` r0 an r- is 0 -n c- - C,, M rn a M C.r > C-) r:. t { r ij Hasler LI ? ? .6'77 00 Cn 9 N (}? Q N Q1 _ N > O *13 tD r` N ? a C3 C3 M m Postage $ C3 a Certified Fee ? Postmark p p Return Recut Fee Here O C7 (Endorsement Required) C] Restricted Delivery Fee (Eridorsement Required) G C7 M c(3 m c13 Total Postage & Fees r-I rl t o O o cc ------- Harold J. 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UDREN, ESQUIRE NJ MANAGING ATTORNEY TINA MARIE RICH OFFICE ADMINISTRATOR September 29, 2011 UDREN LA W OFFICES, A C. WOODCREST CORPORATE CENTER Ill WOODCREST ROAD SUITE 200 CHERRYHILL, NEW JERSEY 08003-3620 856. 669. 5400 FAX.• 856. 669. 5399 FREDDIE MAC PENNSYLVANL4 DESIGNATED COUNSEL Prothonotary of Cumberland County Cumberland County Courthouse 1 Courthouse Square, Suite 100 Carlisle, PA 17013 Re: National City Mortgage Co. dba Accubanc Mortgage VS. Harold J. Liddick, Jr. Cumberland County C.C.P. No. 09-275 Civil Term Dear Prothonotary: In connection with the above file, enclosed please find Praecipe to File Proof of Service for filing. Also enclosed is an extra copy of the Praecipe to be time stamped and returned in the enclosed self-addressed stamped envelope. Thank you for your assistance with this matter. Sincerely yours, Danielle Devlin Foreclosure Specialist /dad Enclosure CC: Sheriff of Cumberland County UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 National City Mortgage Co. dba Accubanc Mortgage 3232 Newmark Drive Miamisburg, OH 45342 Plaintiff V. Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 09-275 Civil Term PRAECIPE TO FILE PROOF OF SERVICE TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. Date: 1 ? -9-, 2011 UDREN LAW OFFICES, P.C. BY Attorney for Plaintiff it, EXHIBIT 8 National City Mortgage Co. dba Accubanc Mortgage, et. al.. Plaintiff(s) V5. Harold J. Liddick. Jr., et. al.. Defendant(s) Service of Process by APS International, Ltd. r _ 1-800-328-7171 APS ISTgRHAT10HAi APS International Plaza i _ - 7800 Glenroy Rd. Minneapolis. MN 55439-3122 APS File #: 112732-0001 AFFIDAVIT OF SERVICE -- Individual Service of Process on: 1 UDREN LAW OFFICES --Harold J. Liddick, Jr., by posting Ms. Danielle Devlin Court Case No. 09-275 1 I I Woodcrest Rd.. Ste. 200 Cherry Hill, NJ 08003-3620 I State of. )tJS V *3 t -ss. - - - - Place of Service: County of. rJ i 1?J Name of Server: ve+-x? 1•. >+L , undersigned, being duly sworn, deposes and says that at the time of srvice. s/he was of le al age and was not a party to this action; Date/Time of Service: that on the 4-9C day of Q 6- 20 1 , at _0o'clock -EM Documents Served: Service of Process on: Person Served, and Method of Service: at 1531 Walnut Bottom Road J n Newville, PA 17241 the undersigned served the documents described as: Notice of Sheriff's Sale of Real Property w/ Order A true and correct copy of the aforesaid document(s) was served on: Harold J. Liddick, Jr., by posting I By personally delivering them into the hands of the person to be served. By delivering them into the hands of a person of suitable age, who verified, orwhoupon juestioonning =d, that he/she resides with lJf Harold J. Liddick, Jr., by posting VV``?v VO.,? ? at the place of service, and whose ip to the person is: Description of Person The person receiving documents is described as follows: Receiving Documents: Sex : Skin Color : Hair Color Facial Hair. Approx. Age Approx. Height Approx. Weight ? To the best of my knowledge and belief, said person was not engaged in the US Military at the time of service. Signature of Server: Unde ' clares under p ty of p 't1ry Subscribed and sao to before me this that 1e f ing is tru a co day of 20 ion rc urServer otarv Public Commission Expires) APS International, Ltd. NOTARIAL SEAL LUCILLE H. CARTY Notary Public LETTERKENNY TWE FRANKLIN COUNTY My Commission Explres Nov 10, 201 1 - - EXHIBIT B UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: STUART WINNEG, ESQUIRE- ID #45362 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba Accubanc = COURT OF COMMON PLEAS , Mortgage = CIVIL DIVISION € Cumberland County Plaintiff r- N V. e.+C3 aP G7 - rl Harold J. Liddick, Jr. q NO. 09-275 Civil Term - + Defendants ? CERTIFICATION OF CONCURRENCE/NON-CONCURRENCE I, Sherri Braunstein, Esquire, Attorney for National City Mortgage Co. dba Accubanc Mortgage, hereby certify that on January I I , 2012, I served or caused to be served a true and correct copy of the within Motion for Reassessment of Damages and the proposed Order by pre- paid first class regular mail along with a request to the other parties to provide their concurrence or non-concurrence. The Concurrence/Non-Concurrence response deadline was January 23 , 2012, and, as of January 1Ib, 2012, the other parties have not responded to the inquiry concerning concurrence. UDRE AW OFFICES, P.C. BY: .(L A orney for Plaintiff Sherri J. Braunstein, Esquire PA ID 90675 A F"' 3 P11* PENNS r, IN THE COURT OF COLON PLEAS OF CUMBERLAND COUNTY CIVIL DIVISION National City Mortgage Co. dba Accubanc Mortgage Plaintiff V. NO. 09-275 Civil Term Harold J. Liddick, Jr. Defendant (s) O R D E R AND NOW, this Jr 14 day of April, 2012, after consideration of Plaintiff's Petition for Postponement of Sheriff's Sale of the mortgaged property located at 1531 Walnut Bottom Road, Newville, PA 17241, it is hereby ORDERED that the said Sale currently scheduled for April 4, 2012, is extended 2 (two) month(s) to the regularly scheduled Cumberland County Sheriff's Sale scheduled for June 6, 2012. No further advertising or additional notice to lienholders or Defendant(s) is required provided the postponement is announced at the April 4, 2012 Sheriff's Sale. BY T OURT: J. TO:? Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 Sheriff of Cumberland County 1 Courthouse Square, Room 303 Carlisle, PA 17013 Udren Law Offices, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 Attn: Sale Department ecr e5 me,.`)t-c ql3//a leIlt- UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadings@udren.com r W M c _. National City Mortgage Co. dba :COURT OF COMMON PLEAS =. Accubanc Mortgage CIVIL DIVISION Plaintiff Cumberland County , v. --, Harold J. Liddick, Jr. = y -, Defendant (s) NO. 09-275 Civil Term PETITION FOR POSTPONEMENT OF SHERIFF'S SALE Plaintiff, by its counsel, petitions the Court for a 2 (two) month postponement of the Sheriff's sale scheduled in the above captioned matter and in support thereof avers the following: 1. A Sheriff's sale of the mortgaged property involved herein, located at 1531 Walnut Bottom Road Newville, PA 37241 was originally scheduled for December 7, 2011, then postponed to February 1, 2012, then postponed to April 4, 2012 due to Plaintiff's request to reassess damages, then postponed to June 4, 2012. 2. The Plaintiff seeks the postponement of the Sheriff's sale 2 (two) month(s) pending disposition of the pending Motion to Reassess Damages, having been sent for filing on or about March 16, 2012. 3. Pursuant to local rule the defendant(s) are unrepresented by counsel and plaintiff has no manner in which to seek concurrence except by mail. 4. The Honorable Judge Albert H. Masland, was assigned to this matter and granted Plaintiff's prior petition to postpone sheriff sale. UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadings@udren.com National City Mortgage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage :CIVIL DIVISION Plaintiff :Cumberland County V. Harold J. Liddick, Jr. Defendant(s) :NO. 09-275 Civil Term PLAINTIFF'S MEMORANDUM OF LAW Pennsylvania R.C.P. 3129.3(b) allows for the postponement of a Sheriff's sale. In the present matter, the sale has been previously postponed, pending disposition of Plaintiff's Motion to Reassess Damages. Therefore, in order for the Plaintiff to be able to properly conduct itself at the Sheriff's sale, a postponement of the sale is necessary. Pa.R.C.P. 3129.3(a) allows the postponement of the sale more than once, and without new notice, by Special Order of Court. Accordingly, for the reasons hereinabove stated, and as more particularly set forth in the Motion, Plaintiff respectfully requests continuance of the Sheriff's Sale of the mortgaged premises, located at 1531 Walnut Bottom Road Newville, PA 17241, to the August 8, 2012 Sheriff's sale as set forth in the Motion. Respectfully submitted, UDREN LAW OFFICES, P.C. Local BY E.squirC'_ ` Attorney ar"F f- el A1oh M , Minato, El"m PA 10 7500 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400, pleadings@udren.com National City Mortgage Co. dba :COURT OF COMMON PLEAS Accubanc Mortgage :CIVIL DIVISION Plaintiff =Cumberland County V. Harold J. Liddick, Jr. Defendant(s) NO. 09-275 Civil Term CERTIFICATE OF SERVICE The undersigned certifies that true and correct copies of the attached Petition for Postponement of Sheriff's Sale was served upon the following person(s) named herein at their last known address or their attorney of record by: xxxx Regular First Class Mail Certified Mail Other Date Served: June 5, 2012 TO: Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 Nathan Wolf, Esquire Local Counsel UDREN LAW 0) ELCES7P,C . f Attorney for Plainti l rti an M. MlnaW, ElgWn PA ID 7300 V IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL DIVISION National. City Mortgage Cc Accubanc Mortgage Plaintiff V. Harold J. Liddick, Jr. Defendant(s) dba NO. 09-275 Civil Term O R D E R AND NOW, this day of June, 2012, after consideration of Plaintiff's Petition for Postponement of Sheriff's Sale of the mortgaged property located at 1531 Walnut Bottom Road Newville, PA 17241, it is hereby ORDERED that the said Sale currently scheduled for June 6, 2012, is extended 2 (two) month(s) to the regularly scheduled Cumberland County Sheriff's Sale scheduled for August 8, 2012. No further advertising or additional notice to lienholders or Defendant(s) is required provided the postponement is announced at the June 6, 2012 Sheriff's Sale. BY THE COURT: J. TO: ?Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 Sheriff of Cumberland County 1 Courthouse Square, Room 303 ?6?A ;ass} Carlisle, PA 17013 Ll Udren Law Offices, P.C. 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 Attn: Sale Department -y -.3 r r* in r : u Cn C? ? c-a -;- NATIONAL CITY MORTGAGE COMPANY d/b/a ACCUBANC MORTGAGE, PLAINTIFF V. HAROLD J. LIDDICK, JR., DEFENDANT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA : 09-0275 CIVIL TERM ORDER OF COURT AND NOW, this day of June, 2012, with respect to the Rule'to show cause issued on January 30, 2012, the court notes the following. The Rule was issued with respect to Plaintiff's motion for reassessment of damages. Because there was no response, on March 15, 2012, Plaintiff filed a motion to make the Rule absolute; however, that motion refers to a motion for leave to file an amended complaint in mortgage foreclosure, which is not before the court. In the absence of a proper motion and proper order, clearly setting forth the amount of reassessed damages, Plaintiff's motion to make Rule absolute is DI`NIED. Sherri Braunstein, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003 J : -T For Plaintiff ` - Harold J. Liddick, Jr., Pro se °' 1531 Walnut Bottom Road Newville, PA 17241 ? 22 Broad Street Shippe n sburg, PA 17257 // l1 : saa l d?? Cs ma 3/1 a By the Court, UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings(a).udren.com - 'r C- National City Mortgage Co. dba Accubanc COURT OF COMMON PLEAS -v ^' Mortgage CIVIL DIVISION x Plaintiff Cumberland County -< i Zj6 V. ?C7 N ?CD Harold J. Liddick, Jr. Defendant(s) NO. 09-275 Civil Term w ORDER AND NOW, this day of \1a t7 , 20/ Upon consideration of Plaintiffs Motion for Reassessment of Damages, and an response thereto, the Prothonotary is ORDERED to reassess the damages, in rem, in the amoun t of $81,898.70 as more particularly set forth below: Principal of debt due and unpaid $54,836.75 Interest at 8.75% from 02/01/2009 to 02/01/2012 514,394.60 (the per diem interest accruing on this debt is $13.15 and that sum should be added each day after 02/01/2012) Escrow Overdraft/Balance 55,070.40 Late Charges 5236.00 Property Inspection 5316.50 Bankruptcy Fees & Costs $1,850.00 Foreclosure Costs To date 53,869.45 Reasonable Attorneys Fees 51.325.00 TOTAL $81,898.70 BY COURT: G? DISTRIBUTION LIST: ?Sherri Braunstein, Esquire: Udren Law Offices, P.C., Woodcrest Corporate Center. 111 Woodcrest Road, Suite 200, Cherry Hill',, NJ 08003, phone: 856-669-5400. email: pieadings(iiudren.com Harold J. Liddick, Jr., 1531 Walnut Bottom Road, Newville, PA 17241 ? Harold J. Liddick, Jr., 22 Broad Street, Shippenburg, PA 17257 eel -7 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER III WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadings(d)udren.com National City Mortgage Co. dba Accubanc Mortgage Plaintiff V. Harold J. Liddick, Jr. Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 09-275 Civil Term x r-X co -4<? x cn _ ..,. E5 car? q C.0 MOTION TO MAKE RULE ABSOLUTE; Plaintiff, National City Mortgage Co. dba Accubanc Mortgage, by its Counsel, Udren Law Offices, P.C., and the undersigned Attorney, moves for a Rule Absolute, thereby granting Plaintiff the relief prayed for in its Motion for Reassessment of Damages and in support thereof, avers as follows: A Motion for Reassessment of Damages, together with a Rule to Show Cause why said Motion should not be granted was filed by counsel for Plaintiff on January 26. 2012. 2. The Rule to Show Cause was entered on January 30, 2012 with a Rule Returnable date of February 21, 2012. A true and correct copy of the Rule is attached hereto as Exhibit "A". 3. On January 30, 2012, a true and correct copy of the Rule to Show Cause Order was served upon all the Defendant(s), interested person(s), and/or attorney(s) Via First Class Mail as certified to by the Order provided by the Cumberland County Prothonatary. 4. To the best of Plaintiffs knowledge, information and belief, no response was filed or any objections interposed by any of the served parties, attorneys ,and/or interested persons. Therefore, no cause has been shown as to why the relief prayed for in said Motion for Reassessment of Damages should not be granted. 5. The Rule to Show Cause- should be made Absolute and the relief praved for in the Plaintiffs Motion for Reassessment of Damages should be granted. WHEREFORE, Plaintiff prays and respectfully requests that this Honorable Court enter an Order making the Rule Absolute and therefore grant the relief prayed for in its Motion for Reassessment of Damages. Respectfully submitted, UDR LAW OFFICES. P.C. BY tt Attorney for Plaintiff Sherri 7. Braunstein, Esquire PA, ID 90675 UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER ATTORNEY FOR PLAINTIFF 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5,400 --- National City Mortgage Co. dba Accuban Mortgage COURT OF COMMON PLEAS r CIVIL DIVISION Plaintiff , Cumberland County _ . ..?:T ca Harold J. Liddic NO. 09-275 Civil Te -? :- Defendant(s ) RULE_ 7'O SHOW CAUSE AND NOW this day ofd-`A=? it is 2012 upon consideration of the foregoing Petition, 1 • A Rule is issued uPon the Respondent to show cause why the Petitioneris not entitled to relief requested; The Respondent may file an f?nswer to the Petition on or bef?jv,' a n _ ama ute o - Notice of the entry of this Order shall be Provided to all parties by the Petitioner. BY THE COURT: DISTRIBUTION LIST: J" Sherri Braunstein, Esquire: Udren Law Offices, p, C., Wooderest Co Road, Suite 200, Chi Hili, NJ 08003, roorate Center, I 1 I Woodcrest ?Harold J. Liddick, Jr., 1 phone: 856-b(9-5400, email: nleadino >J Harold J. Lidd 5' 1 Walnut Bottom Road, Newville, PA 17241 sfciudren.com ick, Jr. 22 Broad Street, Shippenburg, PA 17257 L41P,e?s ? t. E=XHIBIT A EAA UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 leadinu(w- udren.com National City Mortgage Co. dba Accubanc Mortgage, Plaintiff v. Harold J. Liddick. Jr. :Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 09-275 Civil Term CERTIFICATE OF SERVICE The undersigned certifies that true and correct copies of Motion to Make Rule Absolute were sent to the following person(s) named herein at their last known address or their attorney of record by. xxxxxx _ Regular First Class Mail Certified Mail Other (certificate of mailing) Date Served: June V7, 2012 TO: Harold J. Liddick, Jr. 1531 Walnut Bottom Road Newville, PA 17241 Defendant Harold J. Liddick, Jr. 22 Broad Street Shippenburg, PA 17257 Defendant UDRyw? LAW 0 FI ES, P.C. 'F /C BY: Attorneys for Plainti f Sherri 1. Braunstein, Esquire PA ID 90675 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor ~;~uxt . rr~~~ ~r _,~~..~ 212 SEP -4 PM 3~ 20 p=,:,~~ .4rz ~,~~ ;,~ CUM~,~~.AN~ ~at11VTY QF€f~E F7~ F $k~~l€F ~ ~~~~~~~1~'i National City Mortgage Company Case Number vs. Harold J Liddick, Jr 2009-275 SHERIFF'S RETURN OF SERVICE 10/11/2011 02:50 PM -Deputy William Cline, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 1531 Walnut Bottom Road, Newville, PA 17241, Cumberland County. 12/05/2011 As directed by Mark J Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 2/1/2012 01/25/2012 As directed by Mark J Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 4/4/2012 04/04/2012 As directed by Mark J Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 6/6/2012 06/06/2012 As directed by Mark J Udren, Attorney for the Plaintiff, Sheriffs Sale Continued to 8/8/2012 08/08/2012 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, PA on August 8, 2012 at 10:00 a.m.. He sold the same for the sum of $1.00 to Attomey James Flower, Jr., on behalf of Federal Home Loan Mortgage Corporation, being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $965.29 September 04, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF a .off ~,~ . Co . ~~ ~~a~ ~' ~~d ~-~ • SHERIFF'S OFFICE OF CUMBERLAND COUNTY tp of ~mny ~~ : ~~ ~t~~~~Q~~~ E~~~' icl ~cunySuite Sheriff. Teleosoft: Inc. . ' UD,REN LIkW OFFICES , P . C . ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SIIITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com National City Mortgage Co. dba €COURT OF COMMON PLEAS Accubanc Mortgage ;CIVIL DIVISION Plaintiff :Cumberland County v. MORTGAGE FORECLOSURE Harold J. Liddick, Jr. €NO. 09-275 Civil Term Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 National City Mortgage Co. dba Accubanc Mortgage, Plaintiff in the above action, by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1531 Walnut Bottom Road, Newville, PA 17241 1. Name and address of Owner(s) or reputed Owner(s): Name Address Harold J. Liddick, Jr. 22 Broad Street Shippensburg, PA 17257 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Capital One Bank 6851 Jericho Turnpike #190 Syosset, NY 11791 LVNV Funding, LLC Orrstown Bank 4660 Trindle Road, Ste 300 Camp Hill, PA 22 S. Hanover Street Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: Name Address National City Mortgage Co. 3232 Newmark Drive dba Accubanc Mortgage Miamisburg, OH 45342 ' 5. Name~and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the .property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 N. Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 1531 Walnut Bottom Road Newville, PA 17241 I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: July 15, 2011 UDR~rN W OFFICES , C . BY :( ~ /~ A orneys fo laintiff !ll~e't1 ~. 8rsu~in, 6~quN+e PA ID 90675 YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOII SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 (800) 990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 (800} 990-9108 ALL THAT CERTAIN TRACT OF LAND SITUATE IN PENN TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE CENTER OF PENNSYLVANIA STATE HIGHWAY ROUTE 33, KNOWN LOCALLY AS THE WALNUT BOTTOM ROAD, SAID POINT BEING A CORNER OF LANDS NOW OR FORMERLY OF REBECCA WEAKLEY; THENCE BY THE CENTER OF PENNSYLVANIA STATE HIGHWAY ROUTE 33, SOUTH 78DEGREES WEST 6.2 PERCHES TO A POINT, A CORNER OF LANDS NOW OR FORMERLY OF ISABELLA KURTZ; THENCE BY THE SAME NORTH 78 DEGREES EAST 6.2 PERCHES TO A STAKE; THENCE BY LANDS NOW OR FORMERLY OF REBECCA WEAKLEY, SOUTH 15 DEGREES EAST 13 PERCHES TO A POINT IN THE CENTER OF PENNSYLVANIA STATE HIGHWAY ROUTE 33, THE PLACE OF BEGINNING. CONTAINING ONE-HALF(lfz) ACRE, STRICT MEASURE. BEING THE SAME PREMISES WHICH THE ESTATE OF DOROTHY K. NAUGLE, BY DEED DATED AND RECORDED EVEN DATE HEREWITH, GRANTED AND CONVEYED UNTO HAROLD J. LIDDICK, JR., MORTGAGOR HEREIN. BEING KNOWN AS: 1531 Walnut Bottom Road Newville, PA 17241 PROPERTY ID NO.: 31-11-0300-026 TITLE TO SAID PREMISES IS VESTED IN .HAROLD J. LIDDICK, JR. BY DEED FROM LARRY L. NAUGLE, EXECUTOR OF THE LAST WILL AND TESTAMENT OF DOROTHY K. NUGLE, LATE DATED 9/29/2000 RECORDED 10/27/2000 IN DEED BOOK 232 PAGE 723. WRIT OF EXECUTION and/or ATTACHMENT - COMMONWEALTH OF PENNSYLVANIA) NO 09-275 Civil COUNTY OF CUMBERLAND) CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due National City Mortgage Co. dba Accubanc Mortgage Plaintiff (s) From Harold J. Liddick, Jr. (1) You are directed to levy upon the property of the defendant (s)and to sell see legal description . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s} and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are duected to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $61,914.30 L.L. . Interest from 2/25/09 to Date of Sale December 7, 2011 Ongoing Per Deim of $13.25 to actual date of sale including if sale is held at a later date $13,462.00 Atty's Comm % Due Prothy $2.00 Atty Paid $1,053.45 Other Costs: Plaintiff Paid Date: 8/1/2011 ~..~otcJt ~L U . ~,L ~. David D. Buell, Prothonotary (Seal) Deputy REQUESTING PARTY: Name Sherri J. Braunstein, Esq. Address: Udren Law Offices, P. C. Woodcrest Corporate Center TRUE COPY FROM RECORD 111 Woodcrest Road, Suite 200 In Testimony whereof, I here unto set my hand and the seal of said at Catitsls, Pa. Cherry Hill, NJ 08003-3620 TMs~_dey d C1~ 20~ ~ Attorney for: PLAINTIFF T l h 856 669 5400 i% ,/ ~"~P7 its ~ F ~~~'r'G~ ((. J ~ e ep one: - - I Supreme Court ID No. 90675 CUMBERLAND LAW JOURNAL Writ No. 2009-Z7S Civil National City Mortgage Company vs. Harold J. Liddick, Jr. Atty.: Mark J. Udren ALL THAT CERTAIN tract of land situate in Penn Township, Cumber- land County, Pennsylvania, bounded and described as follows: BEGINNING at a point in the center of Pennsylvania State High- way Route 33, known locally as the Walnut Bottom Road, said point be- ing acomer of lands now or formerly of Rebecca Weakley; thence by the center of Pennsylvania State Highway Route 33, South 78degrees West 6.2 perches to a point, a corner of lands now or formerly of Isabella Kurtz; thence by the same North 78 degrees East 6.2 perches to a stake; thence by lands now or formerly of Rebecca Weakley, South 15 degrees East 13 perches to a point in the center of Pennsylvania State Highway Route 33, the place of BEGINNING. CONTAINING one-half(1/2) acre, strict measure. BEING THE SAME PREMISES which the estate of Dorothy K. Naugle, by deed dated and recorded even date herewith, granted and conveyed unto Harold J. Liddick, Jr., mortgagor herein. BEING KNOWN AS: 1531 Walnut Bottom Road, Newville, PA 17241. PROPERTY ID NO.: 31-11-0300- 026. TITLE TO SAID PREMISES IS VESTED IN Harold J. Liddick, Jr.by deed from Larry L. Naugle, Executor of the Last Will and Testament of Dor- othy K. Nugle, late dated 9/29/2000 recorded 10/27/2000 In Deed Book 232 Page 723. 53 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 21, October 28, and November 4, 2011 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. ,.------ sa Marie Coyne, rtor SWORN TO AND SUBSCRIBED before me this 4 da of November 2011 ~ Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 The Patriot-News Co. .~ 2020 ~echn~logy P.Icwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 c~he ~atriot~~ews Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company isinterested in the subject matter of said printed notice or advertising, and that all.of the allegations of this statement as to the time, place and character of publication are true; and- That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of'Fhe-Patriot Wews Co.-aforesaid by virtues and pursuant to a resolution unarrimoustypassed and adopteti`severally~~by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the dates) shown below: 10/21/11 10/28/11 ~~I `; 11!04111 --.. ....... . r ~ ... ..~~ ~Swom to n s bscribed befo m is 1 da of November, 2011 A.D. Notary ~TM of Pkw~nv~- Noa~Nl s..t SINrrN L Owens, Notary PubNc LowM Peon TMip., DM~phN- CouMY tb~MdNk1n Nov. ]6, 2Q1S TlON OF ARfES __ _ ___ t1rAi"onir Clly ,~' ... ;~ I~roN d IM-~~:11M!~4t:,t c an~ar'>~tt~~+ ~ tn>~~. ~ ~~ FoHaws: . Begim~igga~lkl~-~ei~!b 71w Ca9br Of ~~ Knoam ^A4 Tlle' ~f~M~t Road,,S#id l~-t~etar~:l Now Or ' Of Robcoca 1'henoel~-'~l~R G~e-0f~~t State ~ Route 33, South West 621'ert$es'Ib A F+oiat; A Caner Of [.ends Now Or ~ Kura; 1~ce ~~ . Lands Now 4r F«mrr~ Of 1,: Ib AAo~~ ~'T1tt Cenfk` 13 P!Erches Smte 1,39,'ihb~df ';, , ~~: Meaau~,. Being'lile Sallle Friimd'pl~tlLe Fatate~fllDb~nll~j+1~ 1Mri~ef~9.s3~ YEeoerdMdr~rt~ta J~eraxlth, As3Caave7itl LT~AIn'J. } ~~ Being Ae~.} 1~7tidtt Bottom Newville, Ra 1?S41 ~ ,, Proper-Y id l~io.: ;, , 31ygi8300~9F6 rnk'Ib3aa~d ~~ glad ~ x®m~ ). Liddick. Jr. ~~~ L.' Naugle; >~eoat~t! tJ[~le-Lart~'And I~stagtaAd d-~6wAhy It'It1M~e I;ne 13ated!9/!~'1~ le Deed'l9oot 2~ti~ 723: '..: COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND } SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Federal Home Loan Mort a eg,_ Coro is the grantee the same having been sold to said grantee on the 8 day of Au u t A.b., 2012, under and by virtue of a writ Execution issued on the 1 day of August, A.D., 2011, out of the Court of Common Pleas of said County as of Civil Term, 2009 Number 275, at the suit of National City Mortgage Co. dba Accubanc Mort~e against Harold J. Liddick Jr is duly recorded as Instrument Number 201227015. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this ~ day of ~~ A.D. O~I ., ~~ 1 \ of Deeds •K