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HomeMy WebLinkAbout04-1929GOLDBECK McCAFFERTY & McKEEVER BY: JOSEPH A. GOLDBECK, JR. ATTORNEY I.D. #16132 SUITE 5000,- MELLON INDEPENDENCE CENTER. 701 MARKET STREET PHILADELPHIA, PA 19106 (215) 627-1322 ATTORNEY FOR PLAINTIFF WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1 7105 Corporate Drive PTX C-35 Piano, TX 75024 Plaintiff VS. JASON C. LILLER Mortgagor(s) and Real Owner(s) 1805 Main Street Mechanicsburg, PA 17055 Defendant(s) 09- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CWIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE CIVIL ACTION: MORTGAGE t=OR'~CLO~URE THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. You have been sued in court. If you wish to defend agains* the claims set forth in the following pages, you must ~ke action within twenty (20) days after the Complaint and notice are served, by entering a written appearance persolmlly or by attorney and filing in wl/[ing with the court your de felines or objections to the claims set forth against you. You ar* warned {hal if you fail to do so ~he case may proceed without you and a judgment may be entered against you by the Court without thrther notice for any money claim in the Cmnplalnt of for any other claim or relief requested by the Plaintiff You may lose money or property or other rights imporiant to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW, THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, IHIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFOPGvlATION ABOUI AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE, LEGAL SERVICES ][NC 8 lrvine Row Carlisle, PA 17013 7I 7-243~9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberly Avenue Carlisle. PA 17013 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERES ENTADAS, ES ABSOLUTAM ENTE NECESSAR10 QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SBRVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDBRSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECClON CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONC ES, LA COUTE PUEDF~ SIN NOTIFICARIO, DEClDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE BSA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR £STE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN AHOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABA JO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICfNA PUEDE PROVEERg INFORMAClON ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. LEGAL SERVICES INC 8 hMne Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 COMPLAINT IN MORTGAGE FORECLOSURE Plaintiffis WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1, 7105 Corporate Drive, PTX C-35 Piano, TX 75024. The name(s) and address(es) of the Defendant(s) is/are JASON C. LILLER, 1805 Main Street, Mechanicsburg, PA 17055-6017, who is/are the mortgagor(s) and real owner(s) of the mortgaged premises hereinafter described. On May 15, 1996 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to FIRST UNITED MORTGAGE SERVICES, INC., which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book: 1320 Page: 116. The mortgage has not been assigned unless said assignment to the Plaintiff is hereafter mentioned. The aforementioned mortgage was assigned to: WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1 by Assignment of Mortgage which Assignment is lodged for recording; and these documents are matters of public record and are incorporated herein by reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g), The premises subject to said mortgage is described as attached. The mortgage is in default because monthly payment of principal and interest upon said mortgage due January 01, 2004, and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amotmts are due on the mortgage: Principal Balance Interest from 12/01/2003 through 04/30/2004 at 8.0000% Per Diem interest rate at $14.59 Attorney's Fee at 5.0% of Principal Balance Late Charges from 01/01/2004 to 04/30/2004 Monthly late charge mount at $27.26 Costs of suit and Title Search Monthly Escrow amount $135.97 $66,602.24 $2,217.67 $3,330.11 $109.04 $900.00 $73,159.06 $73,159.06 The Attorney's Fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and, will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale reasonable Attorney's Fees will be charged based on work actually performed. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant(s) by Certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "A". The Defendant(s) has/have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant(s) through the Plaintiff} the Permsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands an in rem judgment in mortgage foreclosure in the sum of $73,159.06, together with interest at the rate of $14.59, per day and other expenses incurred by the Plaintiff, which are properly chargeable in accordance with the terms of the mortgage, and for the foreclosure and sale of the mortgaged premises. By: ERTY & M~KE~EVER ~/;/JosEPH A. _GOLDBECK, JR., ESQUIRE ATTORNEY FOR PLAINTIFF VERIFICATION I, Michael D. Vestal, as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are tree and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unswom falsification to authorities. Date: Lll- ~.. 7" (~ '~ Michael D, Vestal COUNTRYWIDE HOME LOANS INC. Legal Description: las shown on Mortffa~e) ALL THAT TRACT OF LAND LOCATED IN I.,OWER ALLEN TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT ON THE BRIDGE ACROSS THE MILL RACE AT LINE OF LAND N/F OF EARL W. .HOFFMAN; THENCE ALONG THE CENTER OF THE MILL RACE IN A NORTHERLY DIRECTION (THE LINE ALONG THE BANK BEING SOUTH NORTH 4 DEGREES 7 MINUTES EAST THREE HUNDRED TWENTY-TWO AND SIXTEEN HUNDREDTHS (322.16) FEET, TO A POINT; THENCE NORTH $ DE¢;REES 0 MINUTES WEST ONE HUNDRED SEVENTEEN AND FIFTEEN HUNDREDTHS (117.15) FEET TO A POINT; THENCE ALONG THE YELLOW BREECHES CREEK THE FOLLOWING FOUR COURSES AND DISTANCES; SOUTH '~4 DEGREES 16 MINUTES EAST TWO HUNDRED FII~EEN AND EIGHTY-FIVE HUNDREDTHS (215.85) FEET; SOUTH 38 DEGREES 36 MINUTES EAST ONE HUNDRED FORTY-SIX AND ELEVEN HUNDREDTI-IS (146.11) FEET; SOUTH 19 DEGREES 58 MINUTES EAST ONE HUNDRED SIXTY-ONE AND ONE HUNDREDTHS (161.0) FEET; SOUTH 36 DEGREES 59 MINUTES EAST ONE HUNDRED FIFTY-NINE AND NINETY-THREE HUNDREDTHS (159.93) FEET, TO A POINT IN THE CENTER OF THE ROAD LEADING TO NEW CUMBERLAND FROM LISBURN; THENCE ALONG THE CENTER OF THE ROAD (ROUTE NO. 114) NORTH 79 DEGREES 15 MINUTES WEST ONE HUNDRED (100) FEET; NORTH 65 DEGREES 31 MINUTES WEST ONE HUNDRED THIRTY-FIVE (135) FEET; NORTH 57 DEGREES 13 MINUTES WEST ONE HUNDRED THIRTY-THREE AND SIXTY-ONE HUNDREDTHS (133.61) FEET; NORTH 61 DEGREES $6 MINUTES WEST ELEVEN AND FORTY-SEVEN HUNDREDTHS (I 1.47) FEET TO A POINT, THE PLACE OF BEGINNING. BEING THE SAME PREMISES WHICH RONALD E. DAVIS AND LORI K. DAVIS, HIS WIFE, BY THEIR DEED DATED MAY I$, 1996 AND INTENDED TO BE RECORDED CONTEMPORANEOUSLY HEREWITH GRANTED AND CONVE] ED UNTO JASON C. LILLER, MORTGAGOR HEREIN. _~¢ountm~Jde' March 2, 2004 Ason C IJIler 1805 Main St MechanicSburg. PA 17055-6017 EXHiBiT Rstum Receipt Requested Account NO.: 4036989 Prope~'~ Address: 1805 Main St Mechan~s~urg, PA . Current Servlner: Cour~v~de Home Loans, loc, ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE Thia Is an official notice that the mert~Leee on your home Is Ir~ default, and the lender Intends to foreclose. S~)eelf~c information ebout the)~pture of the default Is ~rovlded In the attached ceQes_. The H OMEOWNER'SJ=MERGENCY MORTGAGE ASSISTANCE PROGRAM (HEMAp) may be ehle to held lo save YOUr home. This Notice exPIn[os hew the DroQram works. To nee If HEMAP can hell), YOU must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY ~/iTFIIN 30 DAYS OF THE DATE OF THIS NOTICE, Take thia Notice with you when ¥otLmeet with the CouJ~selinn Aosncy, HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM 004036989400000199986000199986 TEMPORARY' STAY OF FORECLOSURE - Under the A~, you are entit~:l to a temporary stay of foreclosure on your mortgage fc~r thin'y.flve (35) days from the date of this Notice. During that time you must arrange and attend a "face-to- fecal" meeting with one of Ihs consumer cred'~ cout'~e[~ng agafl~tee listed at the er~ of this Notice. THiS MEET}NG MUST OCCUR WITHIN THE NEXT ¢~i)DAYS. IF yOU DO NOT APPL)' FOR EMF.~GENCY MORTGAGE L~,SSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE, THE PART OF THIS NOTICE CALLED 'HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDrl' COUNSELING AGENCIES - If you meet with one of the consumm' credit counselirtg agencies ILiad at the and Of ~ notice, the lender may NOT t~d(e action against you for thirly-five (35) days after fha date of thle face meeting. Advise your lender immedlatelv of your [nte~o~ end of this Notice' Onty consumer cmdi~ couneeitng agencies have applications for the pmcjmm and they wil a~ist you peetmarked within Ihldy.five (35) days of your faee4o-faee meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE Agency under tt~e eligib~r~y criteri~ estab~hed by the ACt, The Pennsylvania Housing Finance Agency has six'iy (60) days NOTICE OF INTENT TO FORECLOSE YOUR HOME LOAN IS IN DEFAULT FOR THE REASONS SET FORTH IN THIS NOTICE, YOU MUST TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE I~IATURE OF THE DEFAULT- Cejmtrvwlde Home Loans. Inc.. (hereinafter "u.~ smvicee your home loan. PAYI~E.NT IN~TRUCTIO NS HOW TO CURE THE DEFAUJ2[ - You may cure th/~ default within THIRTY*FiVE (3b") DAYS of the date of this letter, by paying to us the above amount of $1,999.86, p~us any eddifione} monthly payments, ~ate charge~, fees and olher appl~cabil charges which may fall due during this period. Such payment must be In the form of certified check, cashier's cheCkormoneyorder, eedmedepayabiltoCc~urit~.,~videat P.O. Box6606,~;'4, Dal~s, TX 75286-0604. ffyourcheckor other payreent Is returned to us/or ~r~uffloilnt funds or for any other re~son, you w6 not l~ave cured your default. NO estansiln of time to cure will be granted due to a returned payment. If Wu do not cure ti~is default within THIRTY~FtVE (35) DAYS, we will accelerate the payment~ dt~s on year hems idac. Th~ meer~s whatever ls owing o~ the odginai e~ount berrowed w~l be cee..~tered due imreediste~y and you may ldae the chance to pay off your heres iban in monthly ine~imenta. If the fulJ payment of the amount in defau~ IS riot made within THIRTY-FIVE (3S} DAYS, we also intend to immediately start e, lawsuit to foreclose os your mortgaged pmjpsrty. IF TH,E MORTGAGE t~ FORIECJ.OSED UPON - If the mo~lgage ~ foreclosed, the mortgaged pr~atty will be cold by the Sher/ff to pay off the mortgage rtebt, if the default is cured before we begin legal preeeedlog~, Countrywide w~l be entitled to collect the reseonable attorney's fees ectueJ~y J~urmd, up to $50.00. However, if IsgaJ proceedings ere started, Co[mt~'wlde ~t be er~ed to co~ilet the raaconebil nttorney'e fees eyed if they are over $.50.00. Any atlomey's tees wi~( be added to the secured debt, which may elco include our raaconebie coats. If you c~ure the default within the THIRTY-FiVE (36) DAY ~ed~ed, you wA not be required to pay at~reey's rase. YOU NAVE THE RIGHT TO REINSTATE AF]~ER ACCELERA'TION AND RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDING THE NON-EXISTENCE OF A DEFAULT OR AJ~Y OTHER 0EFENSE YOU MAY HAVE TO ACCELERATION AND FORECLOSURE, OTHER LENJ)ER REMEDIES - The tinder may elco sue you personally for the uupald p~incipal balance end all other sums due under the mortgage. RIGHT TO ~URE THE I~EFAULT PRIOR TO FOREC[.0SURE SALE - It you have not cured the detauIf withlo the THIRTY-FIVE (35) DAY padod end forecil~'e prcoeedings have begun, you st6 have the dght to cure the default and p~event the sell at any time up to one hour/~etora the forecibcom sale. You may do so by paying thc total amount then past due, plus any ~te or other charges then due, re~onabil attorneY's fees end costs connected with the forecbBure sela and any ether costs connected with the foreclosure saJe as ~'.q~ecifisd in writing by the tinder and by pertormldg any other regeifemants under the mortgage. Curing your cletsuit in the manner set forth fn this notice will restore your mortgage to the saree posittoileS if you had never defaulted. [~ARI. IEST POSSLBI.E FOREC].OSURE SAt~E DATE - It is satimated that the ear,est date that a iuracldsure sale could be he~d would be approximately six (6) months from the date nt this letter. A notice nt the (:late of the ~orcoilsure sale wilt be sent to you before the sal~ You may find out at any time exactly what the required payment wil) be by calling ue at the felbwlog comber. 1-800-669-4578. This payment must be in the form of a cashier's check, ceditied check or money o~er and mede payable to u~ at th, e address stated above. ~/the defau~ is cured, the medpage wilt ~e restored to the same position as [f co def~uIf had eecur~ed. However, the dela~ may not be cured more than three (3) times in any eaieedar year. HOW TO CONTACT THE LENDER: Name of Lender; Countrywide Home Loans, Inc. Address,- P, O. BOX 260599 De#as, TX 75026-0~99 Phone Nureber: 1,30~9-4578 Fax Nun~ber: 1-805-577-3432 Contact Person; David Glover, MS PTX,34 Attention: Loan Counselor I~FFECT OF FORECLOSURE SALE - You should reefize that a foreclosure sale w6 end your Ownership of the mortgaged pmpedy and your dght to remain1 in it. If you continue to live in the propddy after the Sheriff's sale, a Ilwsuit to remove you and your furnishings e~d other belongings could be started by Coa]~j~J d e at any time. A,~B UMPTJO N OF MORTGAGE - Contact ~'om~de Enm~ ]~o~ts for ~ormetid~ on the possible esaumab[lity of your lean, YqU MAY ALSO HAVE THE RIGHT: TO SELLTHE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THJB DEFAULT CURED AY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POS(TIeR AB IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEIrER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR,) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANy FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INST/TUTED UNDER THE MORTGAGE DOCUMENTS. TO ASGERT ANY OTHER DEFENSE YOU RELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. Pursuant to your home loan documents, and because the t~ree loan is ~ default, gountn.~wlde may, at itc option, enter upon and conduct an inspectloa of the pmpedy. The purpose of this inspestlon L~ to obserye fbe physical corldition o! the propaAy, to veiny that the p/A0edY Is occupied and/or to determine the identi(y of tbs ee0upant. The cost of any eush inspeetidn will be added to and become part of the secured debt as p~ovlded under the term~ of the hems loan dcoumenff- It you are unable to uere your detauR on or before April 6, 2004, Coun~/wide wants you to be aware of v~ioua options that may be avallobte to you through Courts, de to prevent a forecJoau~e sale of your property. For example: 4, Ref~ayment Plan: it is paasicia that you may be eligible for some form of payment assistance thro~h Countrywide. Our basic p~'~ requires that Count~vtde r~e[ve, up front, at least Y~ ef the amount uecsasa~y to bdng the accou~ current, end that the balonce of the overdue amount he paid, eic,ng with the regu!ar monthiy payment, over a defir~d period of time. Other repayment p~ns also are evadable. · I~sn ~atio~: AIteruetively, it ia pus~ble that the regular monthly payments can be ~}wemd through a modi~i~atior~ of the loan b,/ reducing tile Interest rate a~d then adding the dallaquer~ payments to the current loan balansa. This ~o~solosum altercatNe, however,/s limited to cedaln loan tybes. · ~ale of Your Pre,arty.' Altemat~ely, ~ you are willing to sa~ your home in order to avoid foreck~sure, it is possible that the sale of'your home san be approved through Counl~vide even if your home Is wodh Jess than what .~ owed on it. _D. asd-in-Lisu: Aiternati,,~ly, if ~,.~)ur property Is free from other lteue or encumbrances, and if the default IS due to a SOr~OUS financial hardship which Is beyond your control, you may be al'~ji~e to deed your pmFerly directly to the Nefeholdar and avoid the foreclosure sale. if you are ioterested io disau.~ng foreclosure a~teroatives with Countrywide, you must conta~t us/mmediefely, if you request a~alstsace, C~unt ~.v~d e will determine, in its sole discreflon, whether such assistance will be extended to you. In the msantLme, Country;de wif/pursue al) of its rights and remedfas under the home loan documents and as permitted by Isw, unless it agrees otherwise fn Writing. P,~asa be advIsed that faiiore to bring the home loan current o~ lc, enter into a ~r~en agrasmer~ as oalilned above will result io the ecceloretisn of the debt. Time Is of the essence. ~hould you have any questions concerning this sotias, please contact Counhyw/de's offloe immediately al 1-800-669-4578, exteP, sk~ 9218. Davlo Glove¢ Loan Counsa~3r 1-800-669-4578~ extension Please be advIsed that this communication ie from a debt collector. SHERIFF'S RETURN CASE NO: 2004-01929 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WELLS FARGO BANK VS LILLER JASON C REGULAR BRIAN BARRICK Cumberland County, Pennsylvania, says, the within COMPLAINT - MORT FORE LILLER JASON C DEFENDANT , at 1749:00 HOURS, at 1805 MAIN STREET MECHANICBSURG, PA 17055 JOELLE LILLER, WIFE a true and attested copy of COMPLAINT Sheriff or Deputy Sheriff of who being duly sworn according to law, was served upon the on the 26th day of May , 2004 by handing to - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 9.66 Affidavit .00 Surcharge 10.00 37.66 Sworn and Subscribed to before me this _ /~ day of ~ A.D. t ~rothonotary ~ ~ ' So Answers: R. Thomas Kline 05/27/2004 Deputy Sheriff GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D. #16132 Suite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1 7105 Corporate Drive PTX C-35 Plano, TX 75024 VS. Plaintiff JASON C. LILLER (Mortgagor(s) and Record owner(s)) 1805 Main Street Mechanicsburg, PA 17055 Defendant(s) 1N THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE No. 04-1929 CIVIL ORDER FOR JUDGMENT Please enter Judgment in favor of WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORM1NG LOAN REMIC TRUST CERTiFICATES, SERIES 2002-1, and against JASON C. LILLER for failure to file an Answer in the above action with/n (20) days (or sixty (60) days if defendant is the United States of America) from the date of service of the Complaint, in the sum of $74,655.46. Joseph . Attomey f~j~lailq(ff I hereby certify that the above names are correct and that the~p-ecise residence address of the judgment creditor is WELLS FARGO BANK N.A. AS TRUSTEE FOR THE I~NEFIT--* OF THE CERTiFICATEHOLDERS OF REPEREORMING LOAN REMIC TRUST CERTiFICATES, SERIES 2002-t 7105 Corporate Drive PTX C-35 Plano, TX 75024 and that the name(s) and last known address(es) of the Defendant(s) is/are JASON C. LILLER, 1805 Main Street Mechanicsburg, PA 17055-6017; GOLD..~.~ .~McCAFFERTY & McKEEVER BY: Jos~. Goldbeck, Jr. Attome~llor ~ntiff ASSESSMENT OF DAMAGES TO T~HE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance Interest from 12/01/2003 through 07/08/2004 Attorney's Fee at 5.0000% of principal balance Late Charges Costs of Suit and Title Search Escrow Balance Deficit $66,602.24 $3,224.38 $3,330.11 $190.82 $900.00 $407.91 $74,655,46 AND NOW, this ]~'~ day of J~ GO~DBEC~. ~I~Y & McKEEVER ~tYt ~ Jrn°eS;~ohr~ ~ ~ Jr ,2004 damages are assessed as above. Pro Prothy VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, JASON C. LILLER, is about unknown years of age, that Defendant's last known residence is 1805 Main Street, Mechanicsburg, PA 17055-6017, and is engaged in the unknown business located at unknown address. 2. of the provisions of the Soldiers' and Sailors' Congress of 1940 and its Amendments. Date: That Defendant is not in the Military or Naval Service United Stat~s or its Allies, or otherwise within the Civil Relief Action of In the Court of Common Pleas of Cumberland County WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERT1FICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1 7105 Corporate Drive PTX C-35 Plano, TX 75024 VS. JASON C. LILLER (Mortgagor(s) and Record Owner(s)) 1805 Main Street Mechanicsburg, PA 17055 Plaintiff No. 04-1929 CIVIL Defendant(s) PRAECIPE FOR JUDGMENT THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against JASON C. LILLER by default for want of an Answer. Assess damages as follows: $74,655.46 Debt Interest- 12/01/2003 to07/08/2004 Total (Assessment of Damages attached) I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his attorney of record, if any, after the default occurr~'~ the date of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 ff ~t ~ast ten days prior to JoseplzL l ~ Jr. Attorn 5"fo~ P aintiff AND NOW ,~} ~M/ I& , ~)()L/ ,Judgment is entered in favor of WELLS FARGO BANK N.A. AS TI~USTEE FOR THE BENEFIT OF THE CERT1FICATEHOLDERS OF REPERFORM1NG LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1 and against JASON C. LILLERfia,y default for want of an Answer and damages assessed in the sum of $74,655.46 as per,4he above certificali~n. ,- / ,/ Prothonotary ~ '~_~J - THiS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: June 16, 2004 TO: JASON C. L/LLER 1805 Main Street Mechanicsburg, PA 17055-6017 WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-I 7105 Corporate Drive PTX C-35 Piano, TX 75024 VS. JASON C. LILLER (Mortgagor(s) and Record Owner(s)) 1805 Main Street Mechanicsburg, PA 17055 Plaintiff In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW Action of Mortgage Foreclosure Ternl No. 04-1929 CIVIL Defendant(s) TO: JASON C. LILLER ! 805 Main Street Mechanjcsburg, PA 17055-6017 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERS[ OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. 1F YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 lrvine Row 717-243~9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr., Esq. A~tomey for Plaintiff Suite 5000 - Mellon Independence Center. 701 Market Street Philadelphia, PA 19106 215-627-1322 PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Joseph p~q ~oldbeck, Jr. Att &-ney I.D.#16132 Stfite 500 - The Bourse Bldg. 111 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Pl~fmfiff WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1 7105 Corporate Drive PTX C-35 Plano, TX 75024 VS. Plaintiff IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE JASON C. LILLER Mortgagor(s) and Record Owner(s) 1805 Main Street Mechanicsburg, PA 17055 Defendant(s) No. 04-1929 CIVIL PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 12/01/2003 to 07/08/2004 at 8.0000% $74,655.46 (Costs to be added) GOLDBEI ~.~/~-AFFERTY & McKEEVER BY: Josep] .r'~ff.'Oioldbeck, Jr. Attorney fc~ ,P~'a'~fiff Legal Description: (As shown on Mortgage) ALL THAT TRACT OF LAND LOCATED IN LOWER ALLEN TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: ~EGINNING AT A POINT ON THE BRIDGE ACROSS THE MILL RACE AT LINE OF LAN1} N/F OF EARL W. HOFFMAN; THENCE ALONG THE CENTER OF THE MILL RACE IN A NORTHERLY DIRECTION (THE L1NE ALONG THE BANK BEING SOUTH NORTH 4 DEGREES 7 MINUTES EAST THREE HUNDRED TWENTY-TWO AND SIXTEEN HUNDREDTHS (322.16) FEET, TO A POINT; THENCE NORTtl 5 DEGREES 0 MINUTES WEST ()NE HUNDRED SEVENTEEN AND FIFTEEN HUNDREDTHS (117.1S) FEET TO A POINT; THENCE ALONe; TliE YELLOW BREECHES CREEK THE FOLLOWING FOUR COURSES AND DISTANCES; SOUTH 24 DEGREES MINUTES EAST TWO HUNDRED FI~FEEN AND EIGHTY-FIVE HUNDREDTHS (215.85) FEET; S()I_!Ttl 38 DEGREES 36 MINUTES EAST ONE HUNDRED FORTY-SIX AND ELEVEN IlUNDREDTHS (146.11) FEET; SOUTH It) DF~GREES 58 MINUTES EAST ONE HUNDRED SIXTY-ONE AND ONE ItUNDREDTHS (161.0) FEET; SOUltl 36 DE{iREES MINUTES EAST ONE HUNDRED FIFTY-NINE AND NINETY-THREE HUNDREDTHS (159.93) FEET, TO A POINT IN THE CENTER OF THE ROAD LEADING TO NEW CUMBERLAND FROM LISBURN; THENCE ALON(i THE CENTER OF THE ROAD (ROUTE NO. 114) NORTH 79 DEGREES 15 MINUTES WEST ()NE HUNDRED (100) FEET; NORTH 65 DEGREES 31 MINUTES WEST ONE HUNDRED THIRTY-FIVE (135) FEET; NORTH 57 DEGREES 13 MINUTES WEST ONE HUNDRED THIRTY-THREE AND SIXTY-ONE HUNDREDTHS (133.61) FEET; NORTH 61 DEGREES .~6 MINUTES WEST ELEVEN AND FORTY-SEVEN HUNDREDTHS (I 1.47) FEET TO A POINT, THE PLACE OF BEGINNING. BEING THE SAME PREMISES WHICH RONALD E. DAV1S AND LORI K. DAVIS, HIS WIFE, BY THEIR DEED DATED MAY 15, 1996 AND INTENDF. D TO BE RECORDED CONTEMPORANEOUSLY HEREWITH GRANTED AND CONVEYED UNTO JASON C. LILLER, MORTGAGOR HEREIN. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 04-1929 Civil COUNTY OF CUMBERLAND) CIVIL ACTION LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK N. A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1, Plaintiff (s) From JASON C. LILLER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $74,655.46 L.L. $.50 Interest FROM 12/1/03 TO 7/8/04 AT 8.000% Atty's Comm % Due Prothy $1.00 Atty Paid $119.66 Other Costs Plaintiff Paid Date: JULY 12, 2004 (Seal) CURTIS IL LONG Deputy REQUESTING PARTY: Name JOSEPH A. GOLDBECK, JR., ESQUIRE Address: SUITE 500 - THE BOURSE BLDG. 111 S. INDEPENDENCE MALL EAST PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 16132 Goldbeck McCafferty 8,: McKeever BY: Joseph A. Goldbeck, Jr. Attoi-~ey I.D. #16132 'Suite 500 - The Bourse Bldg. 1 l 1 S. Independence Mall East Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1 7105 Corporate Drive PTX C-35 Plano, TX 75024 VS. Plaintiff JASON C. LILLER (Mortgagor(s) and Record Owner(s)) 1805 Main Street Mechanicsburg, PA 17055 Defendant(s) 1N THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 04-1929 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERiES 2002-1, Plaintiff in the above action, by its attorney, Joseph A, Goldbeck, Jr., Esquire, sets forth as of the date the pmecipe for the writ of execution was filed the following information concerning the real property located at: 1805 Main Street Mechanicsburg, PA 17055 1.Name and address of Owneffs) or Reputed O~vner(s): JASON C. LILLER 1805 Main Street Mechanicsburg, PA 17055-6017 2. Name and address of Defendant(s) in the judgment: JASON C. LILLER 1805 Main Street Mechanicsburg, PA 17055-6017 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 P.O. Box 2675 Harrisburg, PA 17105-2675 4. Name and address of the last recorded holder of every mortgage of record: ~q. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiffhas know/edge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 1805 Main Street Mechanicsburg, PA 17055 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are tree and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: July 8, 2004 ~ GOLDBEG ~k~'~FERTY & McKEEVER BY: Joseph A, ¢c,?Seck, Jr., Esq, Attorney for ] ~,~ ~GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney I.D.#16132 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-62%1322 Attorney for Plaintiff WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERT1FICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1 7105 Corporate Drive PTX C-35 Piano, TX 75024 Plaintiff VS. JASON C. LILLER Mortgagor(s) and Record Owner(s) 1805 Main Street Mechanicsburg, PA 17055 04-1929 CIVIL IN THE COURT OF COMMON PLEAS of Cumberland Cotmty CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Tem~ No, 044929 CIVIL Defendant(s) THIS LAW FIR/SI IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: LILLER, JASON JASON C. LILLER 1805 M~fm Street Mechanicsburg, PA 17055-6017 Your house at 1805 Mafia Street, Mechanicsburg, PA 17055 is scheduled to be sold at Sheriffs Sale on Wednesday, December 08, 2004, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $74,655.46 obtained by WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF R.EPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1 against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 04-1929 CIVIL 1. The sale will be cancelled if you pay to WELLS FARGO BANK N.A. AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF REPERFORMING LOAN REMIC TRUST CERTIFICATES, SERIES 2002-1, the back payments, late charges, costs and reasonable attorney's fees due. To fred out how much you must pay call: 215-627-1322 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your fights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. l. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390, 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of yom' property. 3, The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sher/ffthirty (30) days from the date of the Sher/ffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES INC 8 lrvine Row Carlisle, PA 17013 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 Real Estate Sale #12 On August 20, 2004 the Sheriff levied upon the defendant's interest in the real property situated in Lower Allen Township, Cumberland County, PA Known and numbered as 1805 Main Street, Mechanicsburg, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: August 20, 2004 Real Estat~ Deputy Wells Fargo Bank N.A. et al VS Jason C. Liller In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2004~1929 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per instructions from Attorney Joseph Goldbeck. SherifFs Costs: Docketing 30.00 Poundage 2.09 Law Library .50 Prothonotary 1.00 Levy 15.00 Mileage 7.40 Surcharge 20.00 Share of Bills 30.42 $ 106.41 Sworn and subscribed to before me This d~{, ~day of 2004, Prothonotary So Answers: Real E~aate Deputy