HomeMy WebLinkAbout09-0430715
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
MIDLAND FUNDING LLC
ASSIGNEE OF BANK OF AMERICA
8875 AERO DRIVE
SAN DIEGO CA 92123
Plaintiff
VS.
KAMRAN OWZAR
333 REGENT ST
CAMP HILL PA 17011
Defendant (s)
Date:
Civil Complaint
Filed on behalf of:
COUNTY, PENNSYLVANIA
NO. (Y? - X130
CIVIL ACTION - LAW
0,1_161 -rem
Plaintiff, MIDLAND FUNDING LLC
Counsel of record for this party.
David R. Galloway #,87326/Philip C. Warholic #86341
Sp& ah E. Ehasz #86469/Robert N. Polas, Jr. #201259
?(mY F. Doyle #87062
Mann Bracken LLP / Counsel for Plaintiff
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, P. C.
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: (717) 303-6700 Fax: (717) 737-9051
Telephone: (717) 303-6700
Counsel for Plaintiff
Cover - General
PACVR/PACVR FILE # 182778432
716
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING LLC NO.
ASSIGNEE OF BANK OF AMERICA
8875 AERO DRIVE
SAN DIEGO CA 92123
Plaintiff
VS. CIVIL ACTION - LAW
KAMRAN OWZAR
333 REGENT ST
CAMP HILL PA 17011
Defendant (s)
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in
the following pages, you must take action within twenty (20) days after this Complaint
and Notice are served, by entering a written appearance personally or by an attorney
and filing in writing with the Court your defenses or objections to the claims set
forth against you. You are warned that if you fail to do so, the case may proceed
without you and a judgment may be entered against you by the Court without further
notice for any money claimed or any other claim or relief requested by the Plaintiff.
You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle PA 17013
800-990-9108
CVRNOT/PACP7 FILE # 182778432
717
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING LLC NO.
ASSIGNEE OF BANK OF AMERICA
8875 AERO DRIVE
SAN DIEGO CA 92123
Plaintiff
VS. CIVIL ACTION - LAW
KAMRAN OWZAR
333 REGENT ST
CAMP HILL PA 17011
Defendant (s)
NOTICIA
Le han demandado a used en la corte. Si used quarere defensas de esas demandas
expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir
de la fecha de lademanda y la notifiation. Used debe presentar una apariencia
escrita o en persona o por abogado y archivar en la corte en forma escrita sus
defensas o sus objeciones a last demandas en corta de su persona. Sea avisado que
si used no se defienda, la corte tomara medidas y psedido entrar una orden contra
used sin previo aviso o notificacion y por cualquier queja o alivio que es pedido
en la peticion de demanda. Used puede perder dinero o sus propledades o otros
derechos importantes para used.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE
EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A
LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE
CONSEGUIR ASSITANCIA LEGAL.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle PA 17013
800-990-9108
CVRNOS/PACP7 FILE # 182778432
718
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING LLC NO. O 9- y 3 0 lit ?t.A,,
ASSIGNEE OF BANK OF AMERICA
8875 AERO DRIVE -
SAN DIEGO CA 92123
Plaintiff
VS. CIVIL ACTION - LAW
KAMRAN OWZAR
333 REGENT ST
CAMP HILL PA 17011
Defendant (s)
COMPLAINT
AND NOW, comes the Plaintiff, by and through its attorneys and the law firm
of Mann Bracken LLP, and files this Complaint and in support avers as follows:
1. Plaintiff, MIDLAND FUNDING LLC
ASSIGNEE OF BANK OF AMERICA
located at, 8875 AERO DRIVE
SAN DIEGO CA 92123
2. Defendants, KAMRAN OWZAR
is/are adult individual(s) with last known address(es) of
333 REGENT ST
CAMP HILL PA 17011
COUNTY OF CUMBERLAND
3. It is averred that Defendant(s) was/were issued an open end credit card
account.
4. At all relevant times material hereto, Defendant(s) has/have used said
charge card for the purchase of products, goods, and/or for obtaining services.
5. Defendant(s) was/were provided with monthly statements showing all debits
and credits for transactions on the Account to which there was no bona fide objection
by Defendant(s). A Statement of Account summarizing the Account is attached hereto
as Exhibit "A".
PAC1M1/PACP7 FILE # 182778432
1
71.9
6. As of the date of this Complaint, the remaining balance due, owing and
unpaid on Defendant's credit card account as a result of the charges made by said
Defendant(s) and/or any authorized users in the sum of $ 2604.78.
7. Despite reasonable and repeated demands for payment, Defendant(s) has/have
refused and continues to refuse to pay all sums due and owing on the aforementioned
account balance, all to the damage and detriment of the Plaintiff.
8. Any and all conditions precedent to the bringing of this action have been
performed by Plaintiff.
9. The amount in controversy is within the jurisdictional amount requiring
compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment
in favor of the Plaintiff and against Defendant(s) in the amount of $ 2604.78, plus
costs of this action, and any other relief as this Court deems just and reasonable.
Respegtfully Submitted,
David R. llow #87326/Philip C. Warholic #86341
arah E. Ehasz #86469/Robert N. Polas, Jr. #201259
Amy F. Doyle #87062
MANN BRACKEN LLP / Counsel for Plaintiff
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, P. C.
4660 Trindle Road, Suite 300, Camp Hill, PA 17011 / (717) 303-6700
PAC1M2/PACP7 FILE # 182778432
2
720
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff
who is located outside of this jurisdicition and in order to file the within document
in an expedient and timely manner, he/she is authorized to take this verification on
behalf of said Plaintiff in the within action and verifies that the statements made
in the foregoing Complaint are true and correct to the best of his/her knowledge,
information, and belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to
the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification
to authorities.
David R. Ga owa? 1187326/Philip C. Warholic #86341
Y rah E. Ehasz #86469/Robert N. Polas, Jr. #201259
?y F. Doyle #87062
Mann Bracken LLP / Counsel for Plaintiff
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, P. C.
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: (717) 303-6700 Fax: (717) 737-9051
PAVERF/PACP7 FILE # 182778432
Request for Service
R. Thomas Kline Sheriff
Cumberland County Office of the Sherriff
One Courthouse Square
Carlisle, PA 17013
Ph: 717.240.6390
Fx: 717.240.6397
Plaintiff/s: Court Number:
MIDLAND FUNDING LLC
Expiration Date:
ASSIGNEE OF BANK OF AMERICA
Type of Action:
Defenant/s:
KAMRAN OWZAR
Serve Upon:
Address for Service:
Alternate Address for Service:
Type of Service
? Personal ? Adult in Charge ? Deputize ? Certified Mail ? Posting (copy of
court order required)
Special Service Instructions:
**If service is to be made by deputized service to another county please specify which
county
Filing Attorney's Information:
Name: Amy F. Doyle #87062 / Philip C. Warholic #86341 / David R. Galloway #87326
Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259
MANN BRACKEN LLP / Counsel for Plaintiff
The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, P.C.
Address: 4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: (717) 303-6700
PASHG (08111/08)
PASHG/PASHRF FILE # 182778432
EXHIBIT "All
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SHERIFF'S RETURN - REGULAR
CASE NO: 2009-00430 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MIDLAND FUNDING LLC
VS
OWZAR KAMRAN
MICHAEL BARRICK , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
OWZAR KAMRAN the
DEFENDANT , at 1941:00 HOURS, on the 30th day of January , 2009
at 333 REGENT ST
CAMP HILL, PA 17011 by handing to
KAMRAN OWZAR
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing His attention to the contents thereof
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
Sworn and Subscibed to
before me this
of
So Answers:
18.00
13.50 .?
.00
10.00 R. Thomas Kline
.00
41.50 02/02/2009
MANN BRACKEN
By:
day Deputy heriff
, A.D.
wri++.
a
C7 h
MIDLAND FUNDING LLC
: NO. 09 - 430 Civil Term
ASSIGNEE OF BANK OF AMERICA
8875 AERO DRIVE
SAN DIEGO CA 92123 CIVIL ACTION - LAW
Plaintiff
VS.
KAMRAN OWZAR
333 REGENT ST.
CAMP HILL PA 17011
This document is in response to the court documents served to Mr. Kamran Owzar by the Office
of the Sheriff of Cumberland County, Pennsylvania on the 28' of January, 2009 for the case number
listed in this document's header above.
I, Kamran Owzar, do not dispute that I do have such a debt to Bank of America. My reasons for
not being able to make payments to Bank of America are as follows.
Ever since graduating from college in Spring of the year 2005 I have had recurring bouts of
acute financial difficulties. So much so that I had not been able to support myself on a number of
occasions. As such, I have even had to stay in homeless shelters for months at a time on different
occasions.
My latest job that I had I lost in August of 2008. Most of the money I had saved from this job I
had spent on paying another debt that I had.
Even now, I have been forced to move in with my parents, as I cannot support myself just right
at the moment. I don't even have any money with which I can purchase a car to drive. If I had the
money to pay back this debt, I would.
Which brings me to my next point. Even if I do get sued in court, I don't know how I would go
about paying the $2,604.78USD. As I mentioned, I don't own my own home, or a car. Indeed, I don't
own the very computer I use in my pursuit to earn money.
When I do come into the scale of financial position I need in order to pay this debt, I intend on
doing so.
Sincer ly,
333 Regent St.
Camp Hill, PA 17011
N
C= -n
HIM
Ti
3 r.
v i
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING, LLC
ASSIGNEE OF BANK OF AMERICA,
Plaintiff
No. 09-430
V. CIVIL ACTION - LAW
KAMRAN OWZAR,
Defendant
PLAINTIFF'S MOTION FOR JUDGMENT ON THE PLEADINGS
AND NOW, comes Plaintiff MIDLAND FUNDING, LLC, ASSIGNEE OF
BANK OF AMERICA, by and through its attorneys, Mann Bracken, L.L.P., and files the
within Motion for Judgment on the Pleadings, of which the following is a statement:
1. On or about January 28, 2009, Plaintiff filed a Complaint against Defendant
seeking to recover monies due Plaintiff for charges incurred on an open end credit card
account issued to Defendant by Plaintiff s assignor, Bank of America. A true and correct
copy of said Complaint is attached hereto, incorporated herein and marked as Plaintiff's
Exhibit "A."
2. On or about February 17, 2009, Defendant filed an Answer in response to
said Complaint. A true and correct copy of said Answer is attached hereto, incorporated
herein and marked as Plaintiff's Exhibit "B."
3. Defendant's Answer did not contain New Matter to which Plaintiff needed
to respond.
4. Defendant did not respond to any numbered paragraph of the Complaint.
Instead, Defendant admitted to owing the debt and provided a narrative as to why he
cannot repay the money owed. See Exhibit "B" as previously identified and incorporated
herein.
5. Pennsylvania Rule of Civil Procedure 1029(b) states, "A responsive
pleading shall admit or deny each averment of fact in the preceding pleading or any part
thereof to which it is responsive."
6. Pennsylvania Rule of Civil Procedure 1029(b) states, "averments in a
pleading to which a responsive pleading is required are admitted when not denied
specifically or by necessary implication."
7. Pennsylvania Rule of Civil Procedure 1029(b) further states, "a general
denial or a demand for proof, except as provided by subdivisions (c) and (e) of this rule,
shall have the effect of an admission." Neither 1029(c) or 1029(e) are applicable to this
matter.
8. The pleadings are closed and time exists within which to dispose of this
motion without delaying trial.
9. The pleadings filed of record show that no genuine issue of material fact
exists to be tried.
10. Plaintiff is entitled to judgment on the pleadings as a matter of law.
WHEREFORE, Plaintiff respectfully asks that this Honorable Court enter
judgment in favor of Plaintiff and against Defendant in the amount of $2,604.78, plus the
costs of this action and such other relief as this Honorable Court deems proper and just.
Respectfully submitted,
MAIT"BAgKEN, LLP
David R. alloway
AttornID No. #87326
Attorns in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
800-365-9054
MB: 182778432
Counsel for Plaintiff
EXHIBIT "A"
/l3
a .
IN THE COURT OF
MIDLAND FUNDING LLC
ASSIGNEE OF BANK OF AMERICA
8875 AERO DRIVE
SAN DIEGO CA 92123
Plaintiff
VS.
KAMRAN OWZAR
333 REGENT ST
CAMP HILL PA 17011
PLEAS OF CUMBERLIND COUNTY, PENNSYLVANIA
I
. NO. pq - 430 0,-vi i I 'gem
CIVIL,:ACTION - LAW
.
i
I _
Defendant (s
Civil Complaint
I
I
Filed on behalf of
Plaintiff, MIDLAND FUNDING LLC
Counsel of record or this party.
j
Date: Alm
David R. Galloway 7326/Philip !C. Wsrholic 86341
S ah E. Ehasz 469/Robert 'N. Polas, Jr. #201259
/of I
^y F. Doyle # 7062
Mann Bracken LLP / ounsel for Plaintiff
The Successor by Me pr to Wolpoff & Abramson, LLP
and Eskanos & Adler P. C.
4660 Trindle Road, uite 300, Camp Hill, PA 17011
Telephone: (717) 30 -6700 Fax: ;:(717) 737-9051
Telephone: (717) 30 -6700
Counsel for Plainti f
i
' i
i
Cover General
PACVR/PACVR FILE P 18277 432
A2
IAV
IN THE COURT OF CO MMON PLEAS OF CUMBERL AND COUNTY, PENNSYLVANIA
MIDLAND FUNDING LLC NO.
ASSIGNEE OF BANK OF AMERICA
8875 AFRO DRIVE
i
SAN DIEGO CA 92123
Plaintiff
I
VS. CIVI L ACTION - LAW
KAMRAN OWZAR
333 REGENT ST
CAMP HILL PA 17011
Defendant(s)
NOTICE
You have been sued in Court If you wish to def d against the claims set forth 'n
the following pages, you mu t take action within ?I twenty (20) days after this Comp aint
__and._Fotic&.are serv.e_d?lly. a tesg &.written ap?el srance p!kK onalLor by an attor e
and filing in writing with he Court your defense or objections to the claims se
forth against you. You are warned that if you fa l to do so,the case may procee
without you and a judgment
1 ay be entered against you by the Court without furt*
notice for any money claims or any other claim o r relief requested by the Plaintiff.
You may lose money or props ty rights important t? you.
i
YOU SHOULD TAKE THIS PAPER 'O YOUR LAWYER AT ONCE IF YOU DO';NOT HAVE A LAWYER, R
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE ET FORTH BELOW TO FIND OUT WHER
YOU CAN GET HELP. THIS OFFI CE CAN PROVIDE YOU WI INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIR A LAWYER, THIS OFFIC MAY BE ABLE TO PROVIDE YOU WI
INFORMATION ABOUT AGENCIES 1 HAT MAY OFFER LEGAL S ERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Lawyer Referral Ser vice
Cumberland County B r Assn.
32 S. Bedford St.
Carlisle PA 17013
800--990-9108
VRNOT/PACP7 FILE 18277
32 i
i
I
! 1 /
IN THE COURT OF CO ON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING LLC NO.
ASSIGNEE OF BANK OF AMERICA 1
8875 AERO DRIVE
i
SAN DIEGO CA 92123 .
Plaintiff
VAS. CIVIL ACTION - LA.W
KAMRAN OWZAR
3:33 REGENT ST
CAMP HILL PA 17011
Defendant(s) .
NOTICIA
Le han demandado a used on 1 torte. Si used qua ere defense. de esas demandas
expuestas en Las paginaa, si uientes, used tiene iente (20) Bias do plaza al part r
de la fecha de ladenandaTv ?notifi}on •. U ebc ..--.,.,presenter una aDSriencis_
escrita o on persona o par a ogado y arehivar en a torte ea forna escrita sus
defensas o sus objeciones a sit demandas en tort de su persona. Sea avisado que
si used no se defienda, la c rte tomara medidas y psedido eutrar una orden contra
used sin previo aviso o noti icacion y par cualqu er queja o alivio quo es pedido
en is petition de demands. sed pusde perder din ro o sus prgpledades o otros
derechos importantes pars us d.
i
LLEVE ESTA DEMANDA A UN ABOG IMMEDIATAMENTE. I NO TIENS KBOGADO 0 SI NO TIENE
EL DINERO SUFFICIENTE DE PAGkR TAL SERVICIO VAYA N PERSONA O LLAME POR TELEPONO A.
LA OFICINA CUYA DIRECCION SE £NCUENTRA ESCRITA AB JO PARA AVEIiIGUAR DONDE SE PUEDE
CONSEGUIR ASSITANCIA LEGAL.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle 'PA 17013
800-990-9108
CVRNOS/PACP7 FILE # 18277P432
/18
IN THE COURT OF COMON PLEAS OF
MIDLAND FUNDING LLC I NO.
ASSIGNEE OF BANK OF AMERICA
8875 AERO DRIVE
SAN DIEGO CA 92123 -
Plaintiff
COUNTY, PENNSYLVANIA
vs. CIVIL ACTION - LAW
KAMRAN OWZAR
333 REGENT ST
CAMP HILL PA 17011
Defendant (s)
- -- -- COMPLAINT ---- ----- -
AND NOW, comes the Plai tiff, by and through its attorneys and the law firm
of Mann Bracken LLP, and files this Complaint and in support fivers as follows:
1. Plaintiff, MIDLAND FUNDING LLC
ASSIGNEE OF BANK OF AMERICA
located at, 8875 RO DRIVE
SAN DIEGO CA 92123
2. Defendants, OWZAR
is/are adult individua;333 (s) 'th last known address(es) of
R ENT ST
AMP LL PA 17011
i
COUNT OF CUMBERLAND
3. It is averred that Defendant(s) was/wer issued an open and credit card
account.
4. At all relevant times material hereto, efendant(s)has/have used said
charge card for the purchase of products, goods, nd/or for obtaining services.
I
5. Defendant(s) was/ re provided with =on hly statements showing all debit's
and credits for transactions on the Account to wh-ch there wao no bona fide objet ion
by Defendant(s). A Stateme of Account summariz-ng the Account is attached here o
as Exhibit "A".
1
PAC1Ml/PACP7 FILE # 182778 2
MEN
I Vo
6. As of the date of t is Complaint, the re aiming balance due, owing and
unpaid on Defendant's credit card account as a res It of the charges made by said
Defendant(s) and/or any auth riled users in the sum of $ 2604.78.
7. Despite reasonable
refused and continues to re
account balance, all to the
8. Any and all coedit
performed by Plaintiff.
9. The amount in cont
compulsory arbitration.
WHEREFORE, Plaintiff r
in favor of the Plaintiff a:
costs of this action, and a;
d repeated demands or payment, Defendant(s) has/M4
e to pay all sums d e and owing on the aforementioned
mage and detriment f the Plaintiff. !
is precedent to the ringing of this action have been
i
I
ersy is within the lurisdictionall amount requiring
ectfully requests t is Honorahle!Court.enter Judgmen
against Defendant(s) in the amount of $ 2604 78,
p us
other relief as thi Court deema,just and reasonable
Respe7gtfolly Submitted,
David.R._.¢fll 87326/Phili _ C. Warhele 6341_
arah E. Ehasz #86469/Robe t N. Polas, !Jr. 9201259
/Amy F. yle #87062
MANN BRAUTM LLP / Counsel fo Plaintiff
The Succ ssor by Merger to Wo poff & Abrssjson, LLP
and Eska as & Adler, P. C.
4660 Tri dle Road, Suite 300, Camp Hill, RA 17011 / (717) 30
2
PAC1M2/PACP7 FILE # 182778 32
$700
ILU
The undersigned hereby
who is located outside of t.
in an expedient and timely
behalf of said Plaintiff in
in the foregoing Complaint
information, and belief, ba.
The undersigned underst
the penalties of 18 Pa.C.S.
to authorities.
VERIFICATION
tes that he/she is he attorneyfor the Plaintiff "
jurisdicition and i order to f;le the within docum nt
or, he/she is autho ized to take this verification n
within action and erifies thai the statements wade'
true and correct to the best ofhis/her knowledge,
Upon information pr vided by the Plaintiff.
Is that false statem nts herein are made subject to
tion 4904, relating to unsworn falsification
David R. Gaflowa4p'#
rah E. Ehasz..-#.
JtisW F. Doyle #
Mann Bracken LLP /
The Successor by He
and Eskanos & Adler
4660 Trindle Road,
Telephone: (717) 30
ip C. Warholic #86
r.?_?•..Po.?4.#1._ Jr. X20
'062
unsel for Plaintiff
or to Wolpoff & Abramson, LLP
P. C.
tits 300, Can
,p Hill, PA 17011
6700 Fax: (717) 737-9051
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EXHIBIT "B"
MIDLAND FUNDING LLC
NO. 09 - 430 Civil Term
ASSIGNEE OF BANK OF AMERICA
8875 AERO DRIVE
SAN DIEGO CA 92123 CIVIL ACTION - LAW
Plaintiff
VS.
KAM[RAN OWZAR
333 REGENT ST.
CAMP HILL PA 17011 ,
&jwar
This document is in response to the court documents served to Mr. Kamran Owzar by the Office
of the Sheriff of Cumberland County, Pennsylvania on the 28' of January, 2009 for the case number
listed in this document's header above.
I, Kamran Owzar, do not dispute that I do have such a debt to Bank of America. My reasons for
not being able to make payments to Bank of America are as follows.
Ever since graduating from college in Spring of the year 2005 I have had recurring bouts of
acute financial difficulties. So much so that I had not been able to support myself on a number of
occasions. As such, I have even had to stay in homeless shelters for months at a time on different
occasions.
My latest job that I had I lost in August of 2008. Most of the money I had saved from this job I
had spent on paying another debt that I had.
Even now, I have been forced to move in with my parents, as I cannot support myself just right
at the moment. I don't even have any money with which I can purchase a car to drive. If I had the
money to pay back this debt, I would.
Which brings me to my next point. Even if I do get sued in court, I don't know how I would go
about paying the $2,604.78USD. As I mentioned, I don't own my own home, or a car. Indeed, I don't
own the very computer I use in my pursuit to earn money.
When I do come into the scale of financial position I need in order to pay this debt, I intend on
doing so.
Since ely,
egen t.
Camp Hill, PA 17011
E - 3 2'
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING, LLC
ASSIGNEE OF BANK OF AMERICA,
Plaintiff
No. 09-430
V. CIVIL ACTION - LAW
KAMRAN OWZAR, :
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Motion
for Judgment on the Pleadings was served this date by Regular Mail, Postage Pre-Paid,
on this day of _ C(Aaa n , 2009.
Kamran Owzar
333 Regent St.
Camp Hill, Pa 17011
David R alloway, Esquire
Attorne ID No. #87326
Mann B cken, LLP
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
800-365-9054
MB: 182778432
Counsel for Plaintiff
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING, LLC
ASSIGNEE OF BANK OF AMERICA,
Plaintiff
V.
KAMRAN OWZAR,
Defendant
AND NOW, this
No. 09-430
CIVIL ACTION - LAW
ORDER
day of
2009, upon consideration
of Plaintiff's Motion for Judgment on the Pleadings, it is hereby ORDERED that
judgment be entered in favor of Plaintiff and against Defendant Kamran in the amount
$2,604,.78, as prayed for in the Complaint, plus costs of this action and such other relief
as this Honorable Court deems proper and just.
BY THE COURT:
For Plaintiff:
David R. Galloway
Mann Bracken, LLP
4660 Trindle Rd., Suite 300
Camp Hill, PA 17011
Pro Se Defendant:
Kamran Owzar
333 Regent St.
Camp Hill, Pa 17011
J.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING, LLC
ASSIGNEE OF BANK OF AMERICA,
Plaintiff
V.
KAMRAN OWZAR,
Defendant
RULE
AND NOW, this day of
2009, upon consideration
of the foregoing Motion for Judgment on the Pleadings, it is ORDERED that the parties
to this action show cause, if any they have, why this Petition should not be granted.
RULE RETURNABLE days from the date of service hereof.
BY THE COURT:
J.
For Plaintiff:
David R. Galloway
Mann Bracken, LLP
4660 Trindle Rd., Suite 300
Camp Hill, PA 17011
Pro Se Defendant:
Kamran Owzar
333 Regent St.
Camp Hill, Pa 17011
No. 09-430
CIVIL ACTION - LAW
.. . , . 1 n7
R _%
PRAECIPE FOR LISTING CASE FOR ARGUMENT
(Must be typewritten and submitted in duplicate)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY: (List the within matter for the next
Argument Court.)
CAPTION OF CASE
(entire caption must be ated in full)
tcpn x
VS.
No. W- `A ?( ) , r iv t I Term
W
1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to
complaint, etc.:
vla_ Mb Mk? -by- -yvbaIm Q ?'N-t Ur +V,
2. Identify all counsel who will argue cases:
(a) for plaintiffs:
h
4UU-0 g%(
(Name and Address)
tarn Ca typ iQo?_loo ? i
(b) for defendants:
(Name and Address)
3. 1 will notify all parties in writing within two days that this case has been listed for
argument.
4. Argument Court Date: C0 I I
Signature
?C? i?? ? e . ? all?u:c?..?. ?
Print your name
?ywD: t kE
n 4f Ar5 Attorney for
Date: f
INSTRUCTIONS:
1. Two copies of all briefs must be filed with the COURT ADMINISTRATOR
(not the Prothonotary) before argument.
2. The moving party shall file and serve their brief 12 days prior to argument.
3. The responding party shall file their brief 5 days prior to argument.
4. If argument is continued new briefs must be filed with the COURT
ADMINISTRATOR (not the Prothonotary) after the case Is relisted.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
MIDLAND FUNDING, LLC No. 09-430 CIVIL TERM
ASSIGNEE OF BANK OF AMERICA,
Plaintiff CIVIL ACTION - LAW
VS
KAMRAN OWZAR,
Defendants(s),
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a copy of the foregoing Praecipe was
served this date by Regular Mail, Postage Pre-Paid on this day of
ffil 4 yv\'20 0
KAMRAN OWZAR
333 REGENT ST
CAMP HILL, PA 17011
Philip C. Warholic #86341 /
7DId tloway #8732
Bkac en,
The Successor by Merger to Wolpoff & Abramson,
L.L.P.
and Eskanos & Adler, P.C.
4660 Trindle Road, Suite 300, Camp Hill, PA 17011
Telephone: 866-253-0128
Counsel for Plaintiff
CA/AL
OFAVWVARY
2009 APR - I F" It 22
%* if
MIDLAND FUNDING, LLC, IN THE COURT OF COMMON PLEAS OF
ASSIGNEE OF BANK OF CUMBERLAND COUNTY, PENNSYLVANIA
AMERICA,
Plaintiff CIVIL ACTION - LAW
VS. NO. 09-430 CIVIL
KAMRAN OWZAR,
Defendant
ORDER
AND NOW, this . // day of May, 2009, upon consideration of Plaintiff's Motion for
Judgment on the Pleadings, it is hereby ordered that judgment be entered in favor of Plaintiff and
against Defendant, Kamran Owzar, in the amount of $2,604.78, as prayed for in the complaint,
plus costs of this action.
BY THE COURT,
David R. Galloway, Esquire
For t e Plaintiff
Kamran Owzar, Pro Se
333 Regent Street
Camp Hill, PA 17011
:rlm
0--T t'ES rrf%a t Lck
?fll 1/07
n
c
r
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING, LLC
ASSIGNEE OF BANK OF AMERICA
Plaintiff NO. 09-430
vs.
KAMRAN OWZAR
Defendant
CIVII. ACTION -LAW
PRAECIPE TO SATISFY JUDGMENT
Please mark the judgment in the above-entitled cause as paid and satisfied.
Respectfully Submitted,
B y:
Cc: KAMRAN OWZAR
333 REGENT ST
CAMP HILL, PA 17011
Sarah E. Ehasz #86469
Robert N. Polar, Jr. #201259
MANN BRACKEN LLP
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, PC
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., Suite 300
Camp Hill, PA 17011
(866) 253-Oi28
MB File No. 182778432
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
MIDLAND FUNDING, LLC
ASSIGNEE OF BANK OF AMERICA
Plaintiff NO. 09-430
vs. CIVIL ACTION -LAW
KAMRAN OWZAR
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a true and correct copy of Praecipe To
Satisfy Judgment, was served upon the individual(s) listed below by Regular
xh
Mail, Postage Pre-Paid on this day of ~-~- , 20 v~ i
KAMRAN OWZAR
333 REGENT ST
CAMP HILL, PA 17011
B y:
Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259
MANN BRACKEN LLP
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, PC
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., Suite 300
Camp Hill, PA 17011
(866) 253-0128
MB File No. 182778432
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2009 SCI' (~ ~ ?: I
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