HomeMy WebLinkAbout09-0448ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
%_?harlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Plaintiff,
/6y-/101
MAZDA AMERICAN CREDIT
P.O. Box 6508
Mesa, Az 85216-6508
V.
NATASHA L GENTRY
1265 Rocky Rd
Mechanicsburg, Pa 17055
Defendant(s).
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
CIVIL AC'1'10N COMPLAINT
AVISO
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 09- N48 0,1y t (etu
Le ban demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notification. Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la corte en fonna escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso o
notification. Adernas, la carte puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demanda.
Usted puede perder dinero o sus propiedades u otros derechos
importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PAPA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
(21-)),/89--/161
MAZDA AMERICAN CREDIT CUMBERLAND COUNTY COURT OF
P.O. Box 6508 COMMON PLEAS
Mesa, Az 85216-6508
Plaintiff,
Case No.
V.
NATASHA L GENTRY
1265 Rocky Rd
Mechanicsburg, Pa 17055
Defendant(s).
CIVIL ACTION COMPLAINT
Plaintiff, Mazda American Credit, is a Corporation with its place of business at
P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Natasha L Gentry, is an individual who resides at 1265 Rocky Rd
Mechanicsburg, Pa 17055.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about August 4, 2006, the Defendant(s) entered into a written Motor
Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $37022.70 at an annual percentage rate of 13.520%, in
order to purchase a certain motor vehicle, 2006 Mazda 5 more particularly described in the
Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $449.99 for a period of 36 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant(s) made monthly payments until May 9, 2008, but has failed to make
any further payments thereafter, and are therefore in default of the Contract..
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $9100.00, however a balance of
$7679.85 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $460.84 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$8140.69.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $8140.69, well as any additional interest and costs that may accrue and such other
and further relief as this Court may deem equitable and just.
ly
LEMAN, P.C.
CH-ARLENE A VTAYLOR, ESQUIRE
Attorney for Plaintiff
Date: January 15, 2009
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf, that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
A. TAYLOR, ESQUIRE
DATED: January 15, 2009
PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONAVY DATE 04 AIRS
1-800 J456000 2. JC r C Bu e) N. eW Add- Ii dA,,, Canty and SName NATASHA GENTRY FLKNZDA SUBARU
HUIItELSTOINENPA 17036 .1514 NPIS'dREET 17111
Ma:mamadancradn. ern. ror we, or m ores. ? ns r? Pin w vwwn aww .s _usn iris.., I na ?rwa va. w crown cexm ss rowr sale Pace - av s,gkrg Ms mnxau, vox
I 1 1 2006 1 1 10 Personal ? Agda, W I
I ITEMIZATION OF AMOUNT FINANCED I I INSURANCE I
/. Cash Prlee._ .... .......... _.... _................ _................................ _.... _............ S(1)
2. Down Payment
Thud Parry Rebate Assigned to SMIN................ _......... ..._........f
Cash Down Paymenf........_..._ ............._._..._........._._...................f_logo go
Tn44ni,9j"Ap_f rccc_tenoe AmwhfOilh f ?-
T.msB AAOanw g
ToW Down Payment ....._ ....... ............ _...... ._.................._.................f? 000.00(2)
3. thVaid BsMnce of Cash Price (1 mimrs 2) .................._.................s 183n.8 .e, (3)
4. Amounts paid on Your behalf (5.11. may be retaining a porlbn.1 these amounb)
T. PubNO OMei is
(i) ter licaree (f a one is ?2 C 8
registration (f go lees $ „
(n) ter Man, leas f
(Iii) br taxes (not in Cash Prior) f X83-.b6- f
To Inaurant l:ampanba for:
CreMl LIN Insunnce (ter term of Contract) ._.......... _......... _.....f ue,-rem
Credit Mabry Inwamx
N/A (Term N{A- MOnms)....._.....f_T
arA (Term NNL- Months)....._.....s
To FAIR uritpAIDA.SU_ for OM Fir ? 56.00
To for S
TONAZUA To ter f --NIA-
To6T BF PA for TIRE FEC f
-
$ 5.09
To for i
Total..._._..__._..._..._..........._.... .........._........... ............... _._............. s-}{Ii _i4 (41
5. Arnowa Financed(S plus 4)_.......... _................. _........_...........f .tie.,..... (S?
nl
? payment under ads Lvrgract b a baton -I'-.
AND MILEAGE CHARGES
295r, . USE Crean fJM1 me cn elt O..Hah, Nrahaewa are
It the boa da.Yly above is ehedted, INS 9eIM, Paragraph B, and Paragraph C d IN, e? d u. aortal n'a e"pY" in°
nwnwhh
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wnbacl ends early. you am b d.1.lat you we not stave any _W IMe credo u gpYwr
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NON-MODIFICATION DISCLOSURE
MY wnga r tlw caneaa mue W - wnkrq an s'gwd by ror and au Sellw.
uyer X co' r. X
B
a
YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATKNJ PROVISKIN
ON
THE REVERSE SIDE OF THIS CONTRACT.
The Annul P-ntyp Rate may be nagodeted with the Seller. The S.1Mr may assign this contract and may re
tem
ft right to raCPNe a portion of Ilse Pines" Charge.
Do not sign this contract in blank. You are entitled to an exact copy of the contract that you sign.
Keep it to protect your I gee rights.
k?X n1 X
Buyer (and Co-Buyer) acknowledge that (i) before sienin0 this contract Buyer (and Co-Buyer)
received ant reviewed a true and completely fllkd in copy of this contract and (11) at the Ume of
skmino this contract, Buyer (and Co-Buyer) received a true and completely filled in copy of this
contract. A f
By ^ `ya.?`?ae e1 1/1
THIS CONTRAL NNOTVALro UNTIL YOU MO P&AR WON IT.
ASSIGNMENT
sesar may scree. aunt mrmaee b anatlr pwaon. TIMS peaah .1 Own hors as S9Mre r .me, P..-. and r.n.aaa. se al.-a knew, Me
s.ae •aaarw tNa anramm NAXDA AMERICAN FR601T TAaarorxm-A
To rxraact Aaaywa atmet seta a nbaa. all 91115 coon . > viaft des, weeasa at
a.a. BY X Tale
_-_ wbur s,,.,al 3EE GmER " -AL AGREEMENTS
YOU ARE REOUlfiED TO INSURE THE
VEHICLE. YOU MAY OBTAIN VEHICLE
INSURANCE FROM A PERSON OF
YOUR CHOICE.
LIABILITY INSURANCE COVERAGE
FOR BODILY INJURY AND PROPERTY
DAMAGE CAUSED TO OTHERS IS NOT
INCLUDED.
CREDIT LIFE, CREDIT DISABILITY AND
OTHER OPTIONAL INSURANCE ARE
NOT REQUIRED TO OBTAIN CREDIT
AND WILL NOT BE PROVIDED UNLESS
YOU SIGN AND AGREE TO PAY THE
PREMIUM.
Credit
a Life Insurance Company
Prerm Insured(s)
You want Credit Lde Insurance.
Buy. Signs
Co-Buyer, Signs
Cray
Ia s"'I"y
InsurarlCe CamDery
a
Pr Insured(s)
You want Credit DLSabify Msunlnce.
Buyer Signs
Co-Buyer Signs
OTHER OPTIONAL INSURANCE
=and Premium ono
klRlrarhCt Commm, Term m Months
$? -
Ry NtA
sN/A
BY-
you were om opkona inartance or wzn
premiums w included above
Buyer Sig.
Co-Buyer Sgro
ORIGINAL
PLY 1 -ORIGINAL PLY 2 - BUYERS COPY PLY 1- COAVIVERNNUARANTOR COPY PLY 4 - SELLEWS COPY (N0NT11ANSFFJiA8xE)
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Mazda American Credit
P.O. Box 680020
FRANKLIN, TN 37068-0020
(800) 727-3000
POJ1R300200024
NATASHA L. GENTRY
1265 ROCKY RD
MECHANICSBURG PA 17055
Date of Repossession 06-042008
Date of Notice
06-05-2008 Date of Contract
08-04-2006
Account Number: 041320045
Buyer NATASHA L. GENTRY
Cobuyer
DESCRIPTION OF PROPERTY
Year
2006 Make
MAZDA [X1 New
? Used
Vehicle Identification Number:
JMl CR293060128923
Model
MAZDA5 Body
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreement.
Q?
g
0 PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will sell the property described above at public
above at private sale sometime after 15 days from the sale to the highest bidder on the date below (or any adjournment
Date of Notice shown above unless redeemed by you date). The sale will be held as follows:
prior to such sale.
Date of Sale Time of Sale Place of Sale
You may attend the sale and bring bidders if you want.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
The property is presently stored at manheim as 190 Lancaster rd
manheim PA
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount by certified check or
money order before the vehicle is sold.
Unpaid Balance $ 16,364.39
Plus Costs: Repo Expenses $ 17500
Plus Late Charges
Less Finance Charge Rebate
Less Insurance Premium Rebate
TOTAL
$ 35.84
$ 16,575.23
(Plus expenses incurred if default at the time of repossession exceeded
15 days and less rebate received after the date of this notice.)
Your property won't be sold until 15 days after the date of this notice at
the EARLIEST. After that you can still get it back any time before irs
actually sold.
If you do, well have no further claim on ft. But the longer you wait, the
more costs (including repairs) you may have to pay.
If you have any questions about this, please call us.
? The property has been (or will be) returned to:
(dealer/original creditor)
Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money
after the sale, you will pay t to the dealer/original creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shall be disposed of accordingly.
? Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premium refunds.
ANGELA M. BINFORD
FFNA 11988-37 Jan 02 Pr-ous eddions may NOT be used. CUSTOMER/CUSTOMER FILE
Pnnted in U.S A.
Mazda American Credit
P.O. Box 680020
FRANKLIN. TN 37068-0020
(800) 727-3000
POJiR300200024
NATASHA L. GENTRY
1265 ROCKY RD
MECHANICSBURG PA 17055
7190 0640 0010 0021 5817
0J1R3_002 E00024-100089712
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9E09T2000TOODMOLIL
Mazda American Credit
9009 CAROTHERS PARKWAY
FRANKLIN TN 37067
800 7273000
DATE: 2008-08-06
POKOJ300100074
NATASHA L. GENTRY
1265 ROCKY RD
MECHANICSBURG PA 17055
STATEMENT OF SALE
Account Number: .041320045
The following property has been sold.
Year Make Model
Vehicle Identification Number:
2006 MAZDA MAZDA5 JMlCR293060128923
Balance owing on your contract (1) $ _ 16,400.23
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 16.400.23
Deduct: gross proceeds of the sale (4) $ 9,100.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 7,300.23
Add: Expenses of retaking and storing, and (6) $ 379.62
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
(7) $ 0.00
Deduct: Insurance Premium Rebate
(8) $ 0.00
Other:
(9) $ 7679.85
Deficiency**
(10) $ N/A
Surplus*
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus* or Deficiency**
* If the sale resulted in a surplus, a refund for the difference will be mailed to you.
** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Mazda American Credit Mazda American Credit
P.O. BOX 6508 P.O. BOX 55000
MESA ARIZONA 85216-6508 DEPT. 194501
(877) 492-2865 DETROIT MI 48255-1945
FFNA11990 01104 Previous editions may NOT be used.
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F
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2009-00448 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
MAZDA AMERICAN CREDIT
VS
GENTRY NATASHA L
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
GENTRY NATASHA L but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAINT & NOTICE
the within named DEFENDANT , GENTRY NATASHA L
1265 ROCKY RD
NOT FOUND , as to
MECHANICSBURG, PA 17055
PER RENTAL OFFICE, DEFENDANT MOVED OUT A YEAR AGO TO
EITHER KENTUCKY OR GEORGIA.
Sheriff's Costs: So answers,
Docketing 18.00
Service 9.00
Not Found 5.00 R. Thomas Kline
Surcharge 10.00 Sheriff of Cumberland County
.00
42.00 MAURICE & NEEDLEMAN
02/03/2009
Sworn and Subscribed to before
me this day of ,
A. D.
dliNI\-0,7AS-,NN,-- r-!
e?i?V ' ,' Pf{ no
? 1 :01 WV 9- 833 600Z
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
BY: Charlene Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7155
Attorneys for Plaintiff
MAZDA AMERICAN CREDIT
Plaintiff,
V.
NATASHA L GENTRY
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 09-448 Civil Term
PRAECIPE TO WITHDRAW COMPLAINT
TO THE PROTHONOTARY:
Kindly Withdraw the Complaint originally filed with the Court on 01/28/2009.
MAURICE
BY:
Charlene Taylor, Esq.
Attorney for Plaintiff
, P.C.
Date: June 2, 2009
pg THE ?Y dL ! t.,t J,?td??7
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