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HomeMy WebLinkAbout09-0455 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 ?Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 t5) /89-/161 Defendant(s). Plaintiff, V. Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMPANY COMMON PLEAS P.O. Box 6508 Mesa, Az 85216-6508 Case No. OQ- '455" V+? 1es'lµ RYAN S EISENHUTH 609-A Erford Rd Camp Hill, Pa 17011 PATRICA A EISENHUTH 609-A Erford Rd Camp Hill, Pa 17011 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are wamed that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. CIVIL ACTION COMPLAINT AVISO Le han demandado a usted en la cone. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo at partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la cone en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuer la demands en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas has provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes pars usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 ?Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. RYAN S EISENHUTH 609-A Erford Rd Camp Hill, Pa 17011 PATRICA A EISENHUTH 609-A Erford Rd Camp Hill, Pa 17011 Defendant(s). ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 0 9 - y S-S? 0A;L( li- CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Ryan S Eisenhuth, is an individual who resides at 609-A Erford Rd Camp Hill, Pa 17011. 3. Defendant, Patrica A Eisenhuth, is an individual who resides at 609-A Erford Rd Camp Hill, Pa 17011. 4. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 5. On or about April 27, 2007, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $39646.64 at an annual percentage rate of 16.490%, in order to purchase a certain motor vehicle, 2007 Ford Fusion more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 6. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $522.87 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 7. Defendant(s) made monthly` payments until February 1, 2008, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 8. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 9. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $14000.00, however a balance of $9427.03 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 10. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 11. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $1017.89 and which will continue to accrue. 12. The total amount due and owing at the time of the filing of this complaint is $10444.92. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $10444.92, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submi MAUACJE & NE9 Date: January 23, 2009 LHAENE A. TAY Attorney for Plaintiff , P.C. R, ESQUIRE VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief-. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: CHA UNEATA OR, ESQUIRE DATED: January 23, 2009 PENNSYLVANIA SIMPLE INTEREST VEHICLE REl R-SOO7Z7.7000 Bspr lem co-BUyM nax ana Aa Zp Code) RTAN S EISENHUTH r PATRICIA A EISEMHUTN 609 A ERfORD RD CAMP HILL PA 17011 CNTY:CUMBERLAND NTRACT GATE 0412712007 ELLEFYCREODOR Year aortic end Aoaeui HOFFMAN FORD SALES INC 5200 JONESTONN ROAD HARRISBURG PA 17112 ben?uTalSa SSW Price• YoW NwlYte abW . BY sgnee en mM,eo, Ya, r m ?^? Ux Fa wYd1 Purdrexd qUt- ? APevldwW Y p caw.p. L ITEMIZATION OF AMOUNT FINANCED ,,,?,,......... 1. 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TP 'Rr C '- - X/A -" IAE To /or REG FED TP W_..._,....____...._....._.__......__._._.._._........_.....___. S. AndaA Rrerxad 13 due a1. _.... ...... f 25 00 .._... t 22 1111 (h PERCENTAGE CHARGE FNtennd PaftBMtb Pdq RATE the esa. i1bYw the eeaue o - nr anan Wh tr tea met tneodaet Ywr a rid as arrlw ioi1w P bW'Of °n pu ex eitl ely?r pwdw PedL c xeye"rW mYye, tar edrr iea riseM ?+nHYw 16 49 13996 86 yb t . . a 23649, f 37616.6 i ?4€4?b: t r Anbxe d h, wre. ? p rmreYm.b Nyp p4rYOa0W xM.ywwru ors bpyaparwy. fxulll'rlrrwb You N pMw • newly Yarxt to rrxrr'tMnp PearrM. Lar Alper vau.wr pry a Yr Wdwpp r-awmpoMm a eed symwn axhea mw. aan tp xp Yad.lm otuge Y 20 seReM dab Gbp Canbrrt Pldxe w ar mMea br eoPaxel audrinelim p P'reWwa.by- mwx reppxr a Yw asst Y ed wrms'AUw xhdra o?q`r., ;,,e you as?bWr pa?rtb end ? ?? OWRHNDnf. You mey by Yn? Yahicb. o wN Yoe WgA6. ?B Ptat pl YOYr.?IBh?fIH 8M mOrley p 9opda rapNad M U Y- Yet edid"re" Wl- under are ovrraol id • heron ?11CM WEAR I toes -HO peymrY. C I C0414- Sipto ti Y Hw bw maoay t-.: shaded, ar aeabn. Prapaph d told Para®ph C d Y W pm,d apply. M 0-odd W - r MW crude Llle end Oche Ito h tom Yr errOkWANY eel Tr . salmon and dill * a = upon or aYmards W nrnbl r0. H You eaaraee re option b M w,lYCto bad b Seder under • Parapaph 8. You rMrl pry me Seller fD. ¦/A Per, mac I. e.h mbd in rcpt mveyaa er b atone or yrwrnt weew b Your body. d M/A m?as a pwY m this od-. Orr ssr.tNba welder, AarY r Watixr X CREW H tlYS mnkad wrASim • baton PAPnere (r lnaklbd ab-). rM Yr, It— tom dxa Your Option b tea ab ets to teed Sato Aa to h K 11" thebeub ap4wal wtl Y?r to 0 did "r nY MWbW abYi, o TM bexwd nde Yd g p PwapaM r to b WO- ywr rgrlbacl. At l1M wlbddq Mw d tl% OM*.L Y. wN It/A i m wra Oft, 4beew. Ytls erw o ew turn in M alYddd MYrWe MtL le fp xoa w a Crar d/A Per rglaad mTa Yr Hw nulEw d umNW miaf eetw•ean II re w/A ---P rMOMmdtl. TmpbbrMad M vMrdtla, walWrrrranprmnY.enw e , t 0. oleted. toy ab c oied under are ,onYad. You x111 ret npM rwrYt You m o drb aemxax a Amwa nnemM order eeaat e. _ n i _ dide aary. or you an r ddlrib. Y wi no, eceya any rql Y fb rqi is sax ? S t BuW sere AnIFTAaR Proad41 P•YPeoeml D Ydtsded purdtobdtlw eMFYw/l podegsl rrd babw.TM prdbeea platltbNs)YaYaady blalaeded Hw YalYde you eaedad.Yp ma d Your doe. betty, ypu apw b ded"dr6 oro t g.) r der Price By aYaq Padtrs weHma Produetlel b oPYPrel and red required y orrdw rrpmM a0d'eHa1 tom ato preen d'wb.b. Terre t e/?- Tenn 1 ata.wawx ! a/i?_ Term NDN•MOONICATMYf/ DSCL081MIE Ary obPp b ar mr am wr r a w rr 4.ra elPwd A 41 era aw s ? , /? l r rOU ACKNOWLEDGE THAT YOU NAVE READ AND ACUR TO BE. deuUND BY THE AftenV1ATWH PROVISION ON THE REVERSE ESE OF TM CONTRACT. pdYvi a wrtlom Pay.wNd M BMNr. TMt 8aM etYy AaMBn MH wMnel and mYy rWin Do not sign thi{ Dontrad In WarML You we entitled to an exact copy of the contract UM you sign. Keep It to protect your xMNarr NgM AgMa- A? ^ o --FF,M!/AAiNNjQEa2ej a--L?? ME ? x WYer 1arW L trywl wcan.dga VW p) pja alaninD tMs contree6 Buyer (rata Co-Buyer) noMYW and nvlraad a true lllld eonpNtNy god' al copy of s tet end (Eq et tlLe time of Is conRaet Buyer (and CoBllyer) rtseelved a tend'eompletaly flNSd M copy of th v.o Is- / A019 MOTOR CKBIT CONPAYY l /JiJ d/ Tw A?IDNNDfT s -toy adW. rY xmad b atlbr Prra. Ter ae..w w ar ew r arr. rite", Prbbmd, rY rreeer. aY aaera betty. ar so. . --dived ter xw.a r PAe+Nw-1 T- e.rw A..4- ter Yx eeeawL r ar arr• wear r 1 Orr OF .e ,rar??ew+..er.w•wrr rl aLi: onaA Sax: All. Atimipbea s LRABILRY INSURANCE COVERAGE FOR BODILY INJURY AND PROPERTY INCLUDEDDANADE CAUSED TO OTHERS S NOT . CREDIT LIFE,MCIIELINSURAOFT OSe181Lrr'! AYO OTHER OPTNCE ARE NOT REOUIRED TO OBTAIN CREDIT AND WILL NOT BE tMfOVpE0 UNLESS YOU SIGN AND AGREE TO PAY THE PREMIUM. Creole ?Lh_M/A Insurance Company S M/A Premum rsutad(s) You wool Credit We Insurance. Buyer Sgm I Co-Byw c CpdR ? DiaaYlYyJ1/A ImurrlCe Company - t Y/A Premium IrrwMd(s) You want Co.* Disabwy Imura Kd. Buyer &gm =- Via nd Trm Y Atnrir N/A It N/A Sy N/A N/A /A JI t---MIA By rn/A NIA wM Ob eptlprbl boerame A. a:d P,aMbato an YmYded abet.. PLY 1 - ORKOU PLY s - BUYERS COPY PLY t • COAhlRtrMANIOR COPY PLY 4 - SELUM Corn PW$-TRAMWEMra) [SACK Rpr 07 2008 11:16RM FORD MOTOR CREDIT CO 8136274547 p.2 Ford Creffit - TLmpe Surdin C P.tk But 11111 Tampa, Fonda 33631 877,3494M PATRICIA A. EISENHUTH 60M ERFORD RD CAPM HILL, PA 17011 Data of f?e session 04/02108 Voto ca oOf m 04107MS 04l27a1;7 Account Numbw.042382814 E LITH M M PRTR GR A. Ef$ENMUTH DESCRIPTION OF PROPERTY Year Willem 0 Now 2007 FORD shed WWMemmooson Number. 3FAHP07Z87R224717 Mudd FUSION P07 NOTICE OF OUR PLAN TO BELL PROPERTY We have yow property described above because you broke promlees in our egreawmrd. LJ rmwAtESALM Y1Nw11sMdfepfopartydeeuWWacwat POWIN, ate nomellme alter 19 days hem the Dab of Notice shown above urisss redeemed by you prior to such sent. ? PUBLIC SALE: We vW1..s trna paopmq daecml7w above of pubar ante to In hyhesl bidder m the dab saner (a any adjounnrra daft). The sale wN be held as fdbvre: Data of aisle of pyke T.e Ycu may arthnd ttr sob and b" bidders ¦ you Woof. The money that we get from the sale (after paying our costs, including reasonable ettomey's fees and legal expenses it permitted by law) will reduce the amount you owe, if we get less looney than You owe, you-WIN still awe us the difference. If we get more money than you owe, you wig get the extra money, unlem we must pay It to someone else. You Can get the property back at any time before we sail It by paying us the full amount you owe (not just the past due payments), including our expenses, fee How To Get Your Property Bade for an hemization Of amount aMng. To loam the exact amount you must pay, call us at the telephone number above. If you need more Iflfomaftion about the safe call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe as, you may call us at the telephone number above, or write us at the addreas above and request a written explanation. We are sending this notice to the following people who have an klterst t in the property dem*W above or who owe money under your agreement: t) The buyer and any cobuyer named above; 2) Any dealeBoriginal Creditor named below, 3) If there are other people, they are named on an attachment sent with this notice. Tree property is presently atoned ad: a1MHEiAI AuTo AUCrioN HOW TO GET YOUR PROPERTY 13ACK To pat y? Prey brok. pop sa tJio enwunl by oatBed efrdt a money order before to vd*M is sold. Unpaid alliance t 1045.74 Plus Costs: ._,BPa _FEE. 140.00 s s Plea Lei* Cf rgw : 20.62 Lana Finance Chags Rookie t Loss heurame Prankmr Rebnap i TOTAL t 1210.e6 (Plus elpmresa Incurred K desert d the eme of aposasselas eweesded 18 days rvi Ire noaba re I A, Isar the We of oft rectos.) Your preporty WoM be SOW balls 16 days armthe date of this natice at #0 EARLIEST. After that you can ads eat it bast any tone boon ft 0WAVY odd. If you do, ru1 have lw h"ther cialm on d. But sir ww ycu devil, die more CO" 010101drtg rspde) you my hew to pay. If you bar any questions about We, phew ad ua. U The PrPrly has boa, (or era bo) neUmed m: Undr our agesin With your deYrbr4inel creditor, ar deabdodphal eredfor is b gait the property said pay you arv/ onal ey leftover. N you awe money allow the sale, you via pay Ito On dersaari Wcrodim. ? PERSONAL PROPERTY: Any pareowal PrepeAy found h rho vehicle maybe reclaimed by you wW*t die nsia 50 days or, b aloomiance with $We low, by cclNaa V Mle office. ThsreeRsr. the poreorel propMy OW be dlepaaad of aoordh* Craiar has aealgned b ale gwMed kooame fmy (Of EXOPW pa, LLG) Ne rlghb (but not h obli6gtions) with rasped to ft sent of wrh vablols sated above. PAYMENTS: AN psymeato b us mina( be by ceadfed dwdr or money ardor MILEAGE ONW1.081.11RE. a you am same eat ale maaege rslMCled an the vehidrle ammetor w red accurate for" rsaoom please amlMct us so that we awn accurately npCrt the vaMehrs merge. INSURANCE RIGHTS: If you dark Wand loge you Property beck, call ft Inmrnnte company or the deelm/pigF,s1 cmdforto make awe Mal rosy Insaamoe healbean cencafed. You haw a right b gd ion dit for all premium refunds. FFhW 1 M"? Am 02 Prevloa adtbna may NOT be is W. PrxiWa in U.a.A. ear i?wLi?A CUSTOMEPJCUS70MER FILE Apr 07 2008 11:16AM FORD MOTOR CREDIT CO 8136274547 p,l "# CPO- TA0P 140, 31111 rfv, , !bd* 33631 t1_7 7".620 RYAN S. EISENHUTH 5DR-A ERFORD RD CAPM HILL, PA 17011 Date of R Soon 04=ft 0 o ce o e ,o a 0007/08 04127+07 Account NUINW042362814 Buyer RY _ Ek o PATRICtA A. E18Eyd ou rtt DESCRIPTION OF PROPEZTY 13 Now FORD used 0 aced e m 3FAF4P07Z871R224717 FUSION PDT NOTICE OF OUR PLAN TO SELL PROPERTY We two your Property descrlhM sbare because you biome VnWdsea b our agrsamanL © PINVATE BALE: Wo wa1 oad the Property daeWlbed above at ? PUBLIC SALE: Wb n* radths Phaa add soamtine after 10 days tam der Dab or Notice Ria, , dsaorlbad 4cur an pt shmm above unbas redeemed by you prior to such a". <ab). The aft va betw u k4wra. (a ?1 louneraxM Daradile of f4ere of5are You may eMwxl the srrN and briny sodas t ycu want. The money that we get from the sale (after paying our costs, including reasonable attomey's fees and legal expenses if Permitted by low) Y44 reduce the amount you owe. if we get less 111101116Y .111111111 you owe, you will 30 owe us the difference. If yve get more money than you awe. you will get the extra money, union we must Pay It to swoon also. You can flat the Property back at any time before we Sell It by Paying US the full amount you owe (nor Just the past due Payments), Including our expenses. See How To Get Your Property Back for an Nembatlan of amount owfng. To lawn tha exact amount you must Pay, call US at the telephone number above- If you need mare information about the sale calf us at the telephone number above, or write us at the address above. If YOU, Want US to explain to YOU In Wilting how we have figured dw mount that you owe us, you may call us at the telephone number above, Or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above our who owe money under Yw agreement 1) The buyer and any cobuyer named above: 2) Any deatenAmIginal txedNor named below, 3) If there are other people, they ate named an an sttachment sent with this notice. NOTICE OF REPOSSESSION The Property Is Presently stored at: jmNHE1M AUTD A& TION tIQMt TO GET YOUR PROPERTY BACK To gel your pmpwty book, pay in pHs srnotad by artidW check or monsof Suter bNme the yahoo Is scia Unpaid Salience f 1 s 7s Pica t;dsts: - rtF1Y1 FPC j 140.00 .s Plus Lacs Charges S S 20.92 Law Fenn wCharys Rabaa s Las Insurance Premium Rebels ; TOTAL S 1218.48 1• days a ' mend has rebate a7oMved WW Me des at?dn pwstlad Your prQIW4 want be all NaMtl is des WW""of lha motos uk the EARUM. Anse to you can an gat d back anydnu belos jr, edwLy sold. t you do, aa7 heva se tiauNSr clot n an iL But the Langer you waR Ilhe In" 00015 (I N01"'V mpsa* yos may hm 10 pay. it you haw any Quesuen shall tda, pkwae call us. ? Th• Property Ma bean (a we be) Mterred W Undurcurapsernin C o cradftr, after the sac MY It boo the d oVnel waftr. ?laNmp rwl uadbr laic der the prop" and PaY you snY eras fen over. 1f y0u owe martyry ? PERSONAL PROPERTY: Any personal protway found In the vehids maybe recahed by you wain the Nod ed days or, In acaordence wkh sWe law. by mnklctng V" ontae. Thereafter. Me Forams! prapedy shad be disposed of acawdlrrsly. 4r ? Credits has assigned is da ghriaed inarrnadlary (Or Eaohwgpk LLC) da Via (but not ds obffwmrm) vAth respect b ohs sale of adh wPiob MMW above. PAYMENTS: AN psymerda to we rnual be by c@M%d cheat or money order. taLEAGE DISCLOSURE It you aka suss thsl the nieces rel wW an is vekhday odorrral r h not socrsala for am acwdaty scat ale vrdiaa's rallaaga any reason, abase oolaaat us so Met we INSURANCE RIGHTS: It you da?'rt` w'att to yet your properiv body had the Insurance cmhpany or tN deekdorbbal c edder to make aura that arty imurance his Deencancow. YOU havea rom b pat crap; fa ad premium roWnds, FFNA 113,37 Jet 02 Pe41?10 adacra may Nor be Uaea. Prnbrd m u. SA urrre a vcoe CUSTOMEWCUSTCMER PILE 05/28/08 RYAN S. EISENHUTH 609-A ERFORD RD CAMP HILL, PA 17011 Account Number: 042362814 Statement of Sale The following property has been sold. Year Make Mudet 2007 FORD FUSION 3FAHP07287R224717 Gross balance owing on your contract $23 630 76 (1) , . Deduct: Finance Charge Rebate (2) $0.00 Balance owing prior to sale (3) $23,630.76 Deduct: gross proceeds of the sale (4) $14,000.00 Balance less gross proceeds of the sale (3 - 4) (5) $9,630.76 Add: Expenses of retaking and staring, and any attorneys' fees allowed by law, and expenses of reconditioning and selling. (6) $374.14 Deduct: Insurance Premium Rebate (7) $577.67 Other: (8) $0.00 Deficiency- {9) $8,427.03 Surplus` (10) $0.00 The SS turplus/Deflc lency will charge based on monies received by us (credits) or additional allowed expenses & Interest added to your account (debits). Surplus" or Deficiency- If the sale resulted In a surplus, a refund for the difference will be mailed to you. If the sale resulted in a deficlency, you should Immediately remit the amount shown on fine 9 to the address for payments shown below. For additional information call or write: Mail defficiency payment to: Ford Credit National Recovery Center FORD MOTOR CREDIT COMPANY P.O. BOX 6508 P.O. BOX 55000 MESA, AZ 85216-6508 DEPT 194101 1-800-732-2264 DETROIT, MI 48255-1941 FFNA I IM JUL 01 Pmvlous adtns may nd bs used Primed in USA ST'd G4SiFGZ96T9 00 1IQ383 21010W Qa0d WdGT:C 9002 06 ReW 05/28/08 PATRICA A. EISENHUTH f 609-A ERFORD RD CAMP HILL, PA 17011 Account Nwber: 042362814 The following property has been sold. Year make 2007 FORD Gross balance owing on your contract Deduct: Finance Charge Rebate ! Balance owing prior to sale Deduct: gross proceeds of the sale Balance less gross proceeds of the sale (3 - 4) Add: Expenses of retaking and storing. and any attomeys' fees allowed by law, and expenses of reconditioning and selling. Statement of Sale met FUSION 3FAHP07Z87R224717 (1) $23,630.76 (2) $0.00 (4) $14,000.00 (g) $374.14 Deduct: Insurance Premium Rebate Other. (7) $577.87 (8) $0.00 (3) $23,630.76 (5) $9,630.76 Deficiency- Surplus' (9) $9,427.03 (10) $0'00 added to Iuuyotw s/ efi? ? change based on monies received by us (credits) or additional allowed expenses 8 interest Surplus" or Deficiency If the sale resulted in a surplus, a refund for the difference will be mailed to you. If the sale resulted In a deficiency, you should immediat payments shown below. ely remit the amount shown on line 9 to the address for For additional Information call or write: Mail deficient to: Ford Credit National Recovery Center deficiency Payment P.O. BOX 8508 FORD MOTOR CREDIT CO COMPANY MESA, AZ 85216-6508 DDEBOX 551 1-800-732-2284 DEPT BOX FFNA I INO JUL O1 Pn ma e0jons DETROIT, Ml 48255-1941 may no16s used PFkftd In USA b T ' d GtrSbG296T 6 00 l I1I383 8010W adDA WdG T : C 8002 DC ReW Rj C T - Ti - `? b r y SHERIFF'S RETURN - REGULAR CASE NO: 2009-00455 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS EISENHUTH RYAN S ET AL MICHAEL BARRICK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon EISENHUTH RYAN S the DEFENDANT at 1816:00 HOURS, on the 30th day of January , 2009 at 609A ERFORD ROAD CAMP HILL, PA 17011 by handing to RYAN EISENHUTH a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 13.50 Affidavit .00 Surcharge 10.00 .00 41.50 Sworn and Subscibed to before me this day of So Answers: R. Thomas Kline 02/02/2009 MAURICE & NEEDLEMAN By. ` Deputy ST-i e ff A.D. n M-40 ... d ' C j G ?' -e? ? ?? r?+?? ??? 3 1 :<' ? - =?, ? _ ? ?. , ? ?' C r, ,.?. N SHERIFF'S RETURN - REGULAR CASE NO: 2009-00455 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS EISENHUTH RYAN S ET AL MICHAEL BARRICK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon EISENHUTH PATRICIA A the DEFENDANT , at 1816:00 HOURS, on the 30th day of January , 2009 at 609A ERFORD ROAD CAMP HILL, PA 17011 by handing to RYAN EISENHUTH, HUSBAND a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge Sworn and Subscibed to before me this of So Answers: 6.00 .00 .00 10.00 R. Thomas Kline .00 16.00 02/02/2009 MAURICE & NEEDLEMAN By: day Deput Sheriff A. D. ' C 7 (jQ t ' . `z' ` r . _ . MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 85248 935 One Penn Center 1.617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) "/2Sy-"/1JJ FORD MOTOR CREDIT COMPAN)fi, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 09-455 RYAN S EISENHUTH PATRICA A EISENHUTH Defendant(s). PRAECIPE Tp SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the verification of the Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Compapy, for that of the verification previously filed. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. Date: March 31, 2009 .., Attorney for Plaintiff VERIFICATION Aden I Judv verify that I am the Authorized Representative for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, and are duly authorized W take this verification on its behalf, that statements made in the foregoing Complaint are true 4d correct to the best of my knowledge, information and belief. These statements are made Oubject to the penalties of 18 Pa.C.S.A. §4904 relating to unworn falsification to authorities. BY'. Rentat?vk of Plaintiff, FU MO R CREDIT COMPANY LLC, A Delaware Limited Liability Company DATE: JAN Y t M RYAN S EISENHUTH Our file no. 9138 48063000000042362814 OFT )TH." Y; Zoo MAY 11 PM 3108 ?&i'' vux- N4tk IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA CIVIL ACTION-LAW FORD MOTOR CREDIT COMPANY, a I Delaware limited liability Company I No. 09-455 Civil Term 1335 S. Clearview Avenue I Mesa,AZ, 85209 I Plaintiff(s) I CIVIL ACTION V. RYAN S EISENHUTH AND PATRICA A I PRAECIPE FOR WRIT OF EXECUTION EISENHUTH I (Money Judgment) ,= 609-A ERFORb RD CAMP HILL PA 17011 Defendant(s) V. SOVEREIGN BANK I = 921 CAVALR 'RD CARLISLE,.PA 17013 I ,, I Garnishee(s) TO THE PROT HONATORY: (1) Issue writ of execution in the above matter, directed to the Sheriff of CUMBERLAND County, against RYAN S EISENHUTH AND PATRICA A EISENHUTH , defendant(s) (2) and against]SOVEREIGN BANK,921 CAVALRY RD,CARLISLE,PA 17013 garnishee. AMouNT DuE $5,639.76 INTEREST $150.56 from: t October 11, 2012 PLUS COSTS Lloyd S. Markind, Esquire (ID #52507) � S << V Attorneys for Plaintiff S 'j Sklar ^- Markind 102 Browning Lane,Building B, Suite 1 Cherry Hill,New Jersey 08003 (856) 616-8710 Dated: March 19, 2013 a Iq FILE NO.: F F112753 Ce* iCflqco� CIS% Co 9S I i �r A t�- WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 09-455 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due FORD MOTOR CREDIT COMPANY,A DELAWARE LIMITED LIABILITY COMPANY Plaintiff(s) From RYAN S EISENHUTH AND PATRICA A EISENHUTH,609-A ERFORD ROAD,CAMP HILL,PA 17011 (1) You are directed to levy upon the property of the defendant(s)and to sell (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEES)as follows: SOVEREIGN BANK,921 CAVALRY ROAD,CARLISLE,PA 17013 and to notify the gamishee(s)that: (a)an attachment has been issued; (b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s)or otherwise disposing thereof, (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$5,639.76 Plaintiff Paid$ Interest FROM OCTOBER 11,2012-$150.56 Attorney's Comm. % Law Library$.50 Attorney Paid$181.50 Due Prothonotary$2.25 Other Costs$ Date: April 3,2013 • �� o Ae David D. Buell,Prothonotary Deputy REQUESTING PARTY: Name : LLOYD S.MARKIND,ESQUIRE Address: SKLAR-MARKIND 102 BROWNING LANE,BUILDING B,SUITE 1 CHERRY HILL,NJ 08003 Attorney for: PLAINTIFF Telephone: 856-616-8710 Supreme Court ID No. 52507 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff n Jody S Smith r rrzco MW Chief Deputy z -ci's t Richard W Stewart "` ' Solicitor gFfaG THE SHERIFF Ford Motor Credit Company LLC Case Number vs. 2009-455 Ryan S Eisenhuth(et al.} SHERIFF'S RETURN OF SERVICE 04108/2013 01:30 PM-William Cline, Deputy,who being duly swam according to law, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the Defendant, in the hands, possession, or control of the within named garnishee, Sovereign Bank, 17 W High Street, Carlisle Borough, Carlisle, PA 17013, Cumberland County, by handing to Julie Myers, Teller, personally three copies of interrogatories together with three true and attested copies of the Writ of Execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on April 9, 2013 to Ryan S. Eisenhuth at 609-A Erford Road, Camp Hill, PA 17011 and to Patricia Eisenhuth at 609-A Erfoo f3dad, Camp Hill, PA 17011. 45�IAM CLIN , DEPUTY SO ANSWERS, April 09, 2013 RON R ANDERSON, SHERIFF ic)C;o.nty&l;ie S'en f,Teleoscft,'nc ' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA CIVIL ACTION-LAW FORD MOTOR CREDIT COMPANY,a :No. 09-455 Civil Term Delaware limited liability Company Plaintiff VS. CIVIL ACTION C7 Cry' RYAN S EISENHUTH AND PATRICA rrl 0a `" A EISENHUTH m Defendant % _ r-- C V. � , SOVEREIGN BANK n C.7 -Z� 921 CAVALRY RD Co h o y.c N q r� CARLISLE,PA 17013 r --c co =� Garnishee(s) INTERROGATORIES IN ATTACHMENT TO: SOVEREIGN BANK , Garnishee: f You are required to file answers to the following interrogatories within twenty(20)days after service upon you. Failure to do so may result in judgment against you. 1. At the time you were served or at any subsequent time did you owe the defendant(s)any money or were you liable to him(her/them)on any negotiable or other written instrument, or did he(she/they)claim that you owed him(her/them)any money or were liable to him (her/them)for any reason? No 2. At the time you were served or at any subsequent time was there in your possession, custody or control or in the joint possession,custody or control of yourself and one or more persons any property of any nature owned solely or in part by the defendant? r Yes 3. At the time you were served or at any subsequent time did you hold legal title to any property of any nature owned solely or in part by the defendant or in which the defendant held For claimed any interest? No 4. At the time you were served or at any subsequent time did you hold as fiduciary any property in which the defendant had any interest? No 5. At any time before or after you were served did the defendant(s)transfer or deliver any property to you or to any person or place pursuant to your direction or consent and what was the consideration thereof? No 6. At any time after you were served did you pay,transfer or deliver any money or property tot he defendant(s)or to any person or place pursuant to his(her/their)direction or otherwise discharge any claim of the defendant(s)against you? No 7. If you are a bank or other financial institution, at the time you were served or any subsequent time did the defendant have funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon`deposit are exempt from execution, levy or attachment under Pennsylvania or federal law?`If so, identify each account and state the reason for the exemption,the amount being withheld under each exemption,the amount of funds in each account,and the entity electronically depositing those funds on a recurring basis. yes - see attached 8. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which the funds on deposit,not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 41 Pa.C.S § 8123?If so, identify each account. No 9. How,much is the value of any property in your possession belonging to the defendant(s)? See attached Date: March 19,2013 Lloyd S. Markind,Esquire(ID#52507) Sklar—Markind 102 Browning Lane,Building B, Suite 1 Cherry Hill,NJ 08003 (856)616-8710 FILE NO.:;M 12753 Disclosure You are hereby advised,pursuant to the Fair Debt Collection Practices Act,that this firm is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. r � n ANSWERS TO INTERROGATORIES Account # 0461069407 Balance: $1,072.95 After allowing for the $300.00 exemption under 42 Pa.C.S. 8123 the balance in this account is $772.95. Please note, however, that it has been determined.that this account is exempt from attachment under Pennsyvlania Rule #3111.1 Account Holder: Patricia A Eisenhuth Ryan S Eisenhuth 1868 Market Street Ext Middletown, PA 17057-3417 VERIFICATION I, Camille Neuwinger, C.O.P. Lead Specialist of Sovereign Bank, hereby verify that the information contained in the foregoing Answers to Interrogatories in Attachment are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4094, relating to unsworn falsification to authorities. Sovereign Bank By: Camille Neuwinger C.O.P. Lead Specialist U IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: Ford Motor Credit Co. VS. Ryan S Eisenhuth and Paticia A Eisenhuth CERTIFICATE OF SERVICE I hereby certify that on or before the date of filing the following documents(s): Answers to Interrogatories in Attachment, Writ of Execution, Notice of Writ of Execution, Claim for Exemption Order and Claim for Exemption I have served a copy thereof on each of the following persons in the manner indicated below: Service by first class mail addressed as follows: Lloyd S.Markind, Esquire Sklar-Markind 102 Browing Lane, Building B Ste 1 Cherry Hill, NJ 08003-3195 Service by certified mail addressed as follows: Patricia A Eisenhuth Ryan S Eisenhuth 1868 Market Street Ext Middletown, PA 17057-3417 Cam I i r C.O.P. Specialist Sovereign Bank MA1 M133-02-10 2 Morrisey Boulevard Boston, MA 02125 April 11, 2013 Lloyd S. Markind, Esquire (ID#52507) Jordan W. Felzer, Esquire (ID #38670) 1L7 SKLAR—MARKIND fir' THE PRO F 102 Browning Lane, Building B, Suite 1 NO��t7 TA r Cherry Hill,New Jersey 08003 2012 NA Y (856) 616-8710 r Attorney for Plaintiff(s) UPENL N � OUNTY Our File Number: FT112753 SYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FORD MOTOR CREDIT COMPANY, a : No. 09-455 Civil Term Delaware limited liability Company Plaintiff TERM vs. CIVIL ACTION RYAN S EISENHUTH AND PATRICA A EISENHUTH Defendant V. SOVEREIGN BANK Garnishee(s) PRAECIPE TO DISSOLVE ATTACHMENT TO THE PROTHONOTARY: Please dissolve the attachment as to garnishee, Sovereign, in the above captioned action. Date: Lloyd S. Markind, Esquire (ID #52507) Jordan W. Felzer, Esquire (ID #38670) Attorneys for Plaintiff Sklar—Markind 102 Browning Lane, Bldg B, Suite 1 Cherry Hill,NJ 08003 (856) 616-8710 phone (856) 616-8716 fax 14 09 00 c( SHERIFF'S OFFICE OF CUMBERLAND COUNTY <Anderson , HE PRO THONO 1,"R tcrxty n 0tlyd`berf rr ay S Smith 2513 NOV -6 AN 10 4 ,hief Deputy ' rzi Richard W Stewart CUMBERLAND COUNTY Solicitor ,r PENNSYLVANIA Ford Motor Credit Company LLC vs. Case Number Ryan S Eisenhuth (et al.) 2009-455 SHERIFF'S RETURN OF SERVICE 04/08/2013 01:30 PM -William Cline, Deputy, who being duly sworn according to law, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the Defendant, in the hands, possession, or control of the within named garnishee, Sovereign Bank, 17 W High Street, Carlisle Borough, Carlisle, PA 17013, Cumberland County, by handing to Julie Myers, Teller, personally three copies of interrogatories together with three true and attested copies of the Writ of Execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on April 9, 2013 to Ryan S. Eisenhuth at 609-A Erford Road, Camp Hill, PA 17011 and to Patricia Eisenhuth at 609-A Erford Road, Camp Hill, PA 17011. 11/04/2013 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states this writ of execution is returned as ABANDONED. No action on writ in over 6 months. NOTE: No mail sent to defendants closing out writ as prior mail sent to address provided by attorney's office was returned by USPS marked "not deliverable as addressed-does not live at this address". SHERIFF COST: $98.60 SO ANSWERS, November 04, 2013 RONNY R ANDERSON, SHERIFF #