HomeMy WebLinkAbout09-0476
V.
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
I ?) 789-7161
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
TEGAN L HOCKER
432 Bosler Ave
Lemoyne, Pa 17043-1931
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 109 - I MM M C! V i C-Te
Defendant(s).
NOTICE
You have been sued in court If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
Plaintiff,
UIVIL AU11UN UUMPLAINT
AVISO
Le ban demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la cone en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, la corte tomara medidas y
puede continuer la demanda en contra suya sin previo aviso o
notificacion. Adernas, la corte puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demanda.
Usted puede perder dinero o sus propiedades u ohm derechos
importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O Sl NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
.Xharlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7161
FORD MOTOR CREDIT COMPANY A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
TEGAN L HOCKER
432 Bosler Ave
Lemoyne, Pa 17043-1931
Defendant(s).
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. O 9- qqt, -7ju,-
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Tegan L Hocker, is an individual who resides at 432 Bosler Ave
Lemoyne, Pa 17043-1931.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about March 24, 2006, the Defendant(s) entered into a written Motor
Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $32683.68 at an annual percentage rate of 12.340%, in
order to purchase a certain motor vehicle, 2006 Ford Focus more particularly described in the
Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $391.44 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant(s) made monthly payments until September. 6, 2007, but has failed to __ __
make any further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and. the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $8400.00, however a balance of
$10121.82 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $1177.17 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$11298.99.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $11298.99, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and just.
y submitted,
& NEAL1 MAN, P.C.
CHAaKFAEA. TAY',OR, ESQUIRE
Attorney for Plaintiff
Date: January 23, 2009
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY: r"I RA
CH ENE A. TAYLOR, ESQUIRE
DATED: January 23, 2009
PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE 03/24/2006
1-aDD•727.7000 8wsr (ant C &ryM Nem• ant M rsss (kdW g G tV and SELLER/CRE 011(SaOer Hama and Adam)
Ip Cods)
p TECAN L N(I;KER L 6 :;fll'1M kUfi) INC
939 W POPLAR ST 1-?40y 1100 MARKET ST
?+YaLl- PA 193» LEMOYNE PA 17043
werw.lordcredit.. yot-I--
?? TMgs? ba,w 'your. Is nedba"we;"LS"ar "Se bas.'Yau, m•y WytMwk la The sell md. tlloor M fe vaiiu an ciMN ur M t b m Ur hod aiM Wck d w mntraa.arown eebw u - I Safe Prk».' By si9dnq mis omvae, you I
Nermlaee ._r I Yw cod ela•e Modtl Yantis t 111c - Number Ua Far ? P.-I
NEW 11 FORD POL15 1FAFP34N66W795708 op-, ?Aykulluel
? C,mmartwl
I
ITEen2Amm OF AMOUNT FINANCED INSURANCE
1. Cub Prkr...._....... ...... _ .............._......_.................... _....... 23, 100.20
..... _.......... f (O) YOU ARE REQUIRED TO INSURE THE
VEHICLE YOU MAY OBTAIN VEHICLE
2. Down PsynwM
3
00 0
00 INSURANCE FROM A PERSON OF
,
.
Thad Prey Assets Assigned r Selr...____ .............. _.......... f
TSOU
W CHOICE.
Cash Do
..... _.._...17
Trod.-In -
f-
LIABILITY INSURANCE COVERAGE
FOR BODILY INJURY AND P
vw end Mw• O.ow Aaoasnr Amaea Owns ROPERTY
DAMA
E
! 500 UO
Tool Down P•Pnasa_............__.._..._.....__.._._..._....._._...........fZ,O__2012) G
CAUSED TO OTHERS IS NOT
INCLUDED.
3. Unpaid Bakrww or Cash Price M name 2) .. .............. .._.............._f . 431
4. Ane rd• Par m Yuu behalf (SNr rney be retaining s Podlan of these amount CREDIT LIFE, CREDIT DISABILITY AND
To PWdic Olldala
f) Ir 1N:erae { 16.00 22.50
WIN,
IS
& OTHER OPTIONAL INSURANCE ARE
NOT REQUIRED To OBTAIN CREDIT
_2.1,
regiairaifen N ). fees f - AND WILL NOT BE PROVIDED UNLESS
YOU SIGN AND AGREE TO PAY THE
(e) for WV fees f ?
la)6w N-u(r in Cash Price) It 367.15
To MurrMe C. aprnasa far:
LYadN uk aeass- (r 1 1 contract) ....... _._...._......._ f N/A PREMIUM.
O N/A
Insurance Conpeny
. M.bmty auureeee (far term r -,equal..__......_...... f ?? $ WA
(Term _ months) ....... _.f Premium Insure0ls)
T E--lYil F9R 8
- C2Y
-I`
T O B1B- Sii"
1;
`71 You ward Credit Like Insurance.
!
!
t Y
StNYiLIS
cOPTRi[CT-f
T
To b,-f ITS
T. M { ?+T7? Buyer Signs
To err { -Rl?
To far Co-Bu
er Si
-------- . ................._.....---._
f (4) y
gns
...._..........
& Anraui Flnrwad FJ pew e)_.___.__.._..__ ..............__..........._. ice; (sl Crew
O?A
FEDERAL TRUTIMNiLNDWG DISCLOSURES lnewanxe
S WA
ANNUAL FINANCE Amount Total of Total Sale Pram- bsured(s)
PERCENTAGE CilARfiE Financed Payments Pike You wane Credit DIeabaty insurance.
RATE fie aar.enw m. an a fit d
dada pnn drd The wraust
Yau N Mws The bW cotl
a y
wranem
Ths w a raw
aNtuayawly eb h dada was
-net yw ,m. lar ?
L
htll
aNl
a6 4. Su. 00
? ne
12.31 35 f2B, 1933.. fi6g 832
C
B
o-
uYer SIgn9
r
r n
OTHER OPTIONAL INSURANCE
arer r F.a..e. Are.w r trawras ?y tra.e:r are.
ar+snwaY asaa4A-- osrrw.M Co'reraga and P-W. and
b 67• b 6reurorce C,mamr T- in Abdhs
/ N/A
N/A f WA
.. BrWA N/A
P^P.Ylewrb f Yau Per of ym ear wry. you vex nor news b pay a parry.
Bwelr Yasn•b You ere prkre • saCYwy Ygereal w e1e raiNd
w SE ICE COHra '- f flan. On
a
rap Pnaaesad.
a1• F•ynrww Yas mr pry sYr tlus proem d sent teYnere wrb•e hens men le
dryatre Tlr derf•b2D Pwweawa bb rrgwe.
a)1''Q&1 nU1W l.'NEU 72,
_ CenwepE Pbw [< wis mwea Its .meow bbnrbn m evenly iaww, mnpaYnwnr.
r ^a:. rwi.wd a yam ear k, wl bx,e m..mwwa aete
sr?e
t
N M Yee wMt the *PWW -a .
f, 1w31
w
.
ul
i pwlway
0
11 you do nnol mar your Cardracl a6igaforls, You may h.90 your Yeldde, ae veep
and
goods Pus on your vdide and mon
ne praMnc are eeanded aboven.
r T,i
y
ey or goods recolve0 for
our w?
Y Buyer Si
BALLOON CONTRACT PROVISIONS
? Y- Ir iwrferra Prymard rm.r this -draws b . bWk- p.,-,. Co-SUyar Signs
17ICE88 WEAR, UN AND MUAGE CHARGES dent ub ad Cnilt bicrey Inwner w
f are ba- dr.etly above b aleck.4 tlft -ws- Paragraph 8, and Paragraph C or r r es M tti anb e' Th. •aeree e.0
Oft mead apply. You may be charged t, eseessne war based upon our sttndwds . netle. , eres?n
a
I. n nW use a Y_ .-rase due " W eN due vMlrJa WCk r sap, unbf
p0
B ew
s Pee cases.
- par mr bas ..eh min r e-eK9
,p "
es, a
• mW hPPew w Se
the ode"'
13 that c-adan w Adds M Mae."
'
Ex1nA IiLlAfiE OPTIDII CREOfr n ft
s te. b Inner err n.ws this a d. is
wlrr.
wvllNbn r Planer .01 the mrr•pe is
f alb core" cord" a bsWw pa"wK (w saMOtN abase), and V. have ° ,am.
b andr
•-erdrd Yra OPdan b sap The wNd. MD we San under Paragraph B. gds y
" aw
ai
a
r bT b
paragraph aaspdpalesyr you Cadaa. Map Wearied and of de, -ontraa, You we
f0.
N
wrl mils far the mwdw of uprtl mass ws
M serW Amax-n eMm b
irm
porabdsao&Ymmr.TM
nmarmr4r'wrMhm.ft
ah
A
N/A
N? and ffe
I n
s
arNrYOn a AV rl Frowned edw am
a
,
su " rrpuMa You
cow under sft mead. Ww wa not recants any craw a the tshkis M daa0oyed, al's en
.
-watt ends auy, a you ar r aura. Y. rasa not rsmhe any flea fns cede is
Ms Yen {TAO. ,
tan.
F10Nat0DIFlCAIWN DISCLOSURE
Anil denge h tde Genera rmr r n rang and aged by Yau and ft Sarr.
-m ASLLL
%t+W X
YOU ACKNOIMLEDBE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON
THE atvatBE a OF TM CONTRACT.
The
ra
rp. Role m" be ns, .- ,w yhe SUM. Thu Seller may astsiBn the contract and fay Met
A-. Pao
M
a
el
padon of Use Flnru:e Gearea•
NOTICE TO BUYER
DO not sign this comracl in blank. You are efli tlted to an exact copy of the contract that
ou
i
y
gn.
s
Keep
N
toP
ro
te?
t
your
leggall nights.
_
a
,
?
?
y
?
azt
c?utlcrx?" -
X
?
?
&ryer (and ClrByIN acWeoarlsdga that (q baton slaving this COnra;k Buyer (and Co4k*or)
raoaiwd and fev U=d) a true and eomplelsly, filled in co
or gft CORtr
t
d
I
py
a6
an
(
n fd?th• V or,
word this contract, Buyer (and Co-Buyer) received a true and completel
filled by co
Rr
y
j e
"
COntMcL
r
am-
8.06, B
SKETH Fume TN' N? itae
TIM CONTRACT a NOT VALID UNTIL YOU AND IMILLIM SIGN R.
ASS FIT
err nar baselr aas •anwrl r •nelln•r pram, lint a.eas was rue luaw r erwY neun•. rbfaee• end nwelse. M ateraue baler, new
serer--a"a"-saw
1•Atryr'1.
Te a eO AryrIrrd arwaa4 as - - . ar wilt sera "b" ¦ I) TCON
B 9Qltt Em LC
s
?
•
ir
b
err.
rc ,rmari•.ea-e wu m?aasr.ee?as grwrl SEE OTHM SCE FOR ADpNO AQWMENM
ORIGINAL
• ADdMONtAL AGREEMENTS
A. PayMree and Seminary Natbe: Yw must make r de,-
malls in U.S. haws when they are due. Ym may prepay your
debtst sat Yme wVnwlpwly. That is a SNMO tan" dorMact.
The NtM timena charge You agree b say '•B chard on vow
Psyrn.M Pederrb. Th. adow are. wimps they eacaed the
drobad FMarer Ch".d yw Mae your Mymenb qtr then
M -hoduNd debl w n Area rran M aMMilec rn«en. Vow
PdyrMM will be "Pled shar to M barred and until" Met a We
"""' Charge and m.n to M epdd Arnolant Fares. The
F__ CMrya . e.Mo q gNevi^e M A ml Perar ".
IIW he Marty" Ammmt FMrced tare's Mum .not -1IM
up.td Amount F arced is «Naan,drrg. d M -h Add le nuns.
rewd, yw rAN this haw be aloha ro.eeaee "'e
contra. antra.
M Sale a9re.a. ..
d par-Pay- C Mvdab: avow tar I..D rwPay-
aldr WA. doMrNa to a header, F.Y-t as Nickeled on the bras
of Iho carmwt. Yw may hendN M loot Nslrm.n p"m.d .n
oat ot three way.
f!Eg yw my ail an that you owe when me'w'Insblman
aYrMM is cue and keep ywr ncbr rdgc*,
.1 eedd, Yw may maMnch Ihe win b.taarrsl apnerw a"rs
yw .. in daterr ad. then -- a M Salver has wdwrwad
hmN b mm ant dad". you must ay back red Sear base
the raara d% You Nee ne ad plaw"Prdot at emarna Gana
abtab SWIde heM.Mrdlnatdry. Th.AMwN PmunlNa Role
(AFII) tar the rNrwWft wiz be s,. rntar a MAP.R agreed b
tail You and the Saar d ft tare ant relmpmq a nt
learn ram P.rmtled by ads Tye assn a M h ands" wN
be bad an the mdse rNiMnad, M req. and the anwN a
the T«dhly aynna. Tha r.llem,bed -&* day- Net be
the ladle as b "War asst, N M W--d award led be hay
as wYTn m mPraha W M that ant a nt had ka aamat
tY-r a)lherriN. M monthly yyw?al aoie Mla. be M
amanuM shaded b NI, Pry M reM/tad wtmxY within IS
InDmha N M dot dale al M lest bwrhmwnl p ymM. 11 you
wish IN rWbmc., yhd -0 mo ly use Seal in rkNft ENrpt w
di.buesad to tlp -U.. M nrN met be redoteed no talar,
than SD days else to M due dal N she WI InmNnww prymmd.
TENN. you may sell the vehiclle tame Seam tar an NrwrM pule
to lest W,blrn)aw aylary, You - pry to M Sr. any
ease arr,oud owed under via canktl. Aro)wda you ow rise he
read. In pat. an ft vaMr'a nasapa. Yw aho'nart ay to
. M Samr Nr eMraNpembaaNwPWabtMYebW?MN tam
on nheN of hews ar and Mat. a M MN) isle you must
Oro, M rsdvda d 10 e ?e meow M Spin IN,
no rrr r m ssion
no earl 15 ays take h y 4s al uNN Mla.I.) ar a b M
tlNle Altar n. l dsl and, it ycu , decide iW . th b sse e, #
woe dot
Sole. u mum 0. M O ta At gear M md stn M
lag lad SO- ail . em MAA N dNa A gal Me, pP mink else
ban, e manarenbrg a? .oRW stn M ew by
the Stew. AAr M rata to we S p
"Po-m-. Y you eachla w rem he b no a no voids
ids
th M SbA., you mum WrMdwlNy mna.d M S.M. beand ln1.m
the so. vAeMr you want b reAlanrc. M b e,ebanwnl
pmwwN.
C. DWAN R.PMr 11 Yr last MI Nrwa aYm.a batter on
dorWan r a bNrm payMm and yw ar M hide bear b
M sham wm.lanprpn B, vau "re mpmrUle 1. mgrs of
all dmMpe b ft -kid. mN Nn not the -01 of nowN wear
approve tat type and awed d insunswe, N IM vehicle as bet,
doodged o or deakeYed, Yew dna Pay the BMW what N MIN
You agree that den Seer can maser a cbim under M Mabnce
pwmy. Yw auawucehe IMUmev wn ww to prwda SAN.
any jmp.madpn" asN.WyeS b Taw • cbm. You
moat use Msarlce prdca.r rat wtese. unNea" IM
dmmpa b M vNrN r owaddamd • total had. 11 M arn.ge
to M whWJ. r mtrid l d a taw Me. YOU mall r be der Wmrr-
ence «weaes b pay what you o.a the SNbr. N Yo« -%we
m sew vehka cdaanl ar r You arr. You nnrar P.Y wMt la atN
owed.
0. ReduMed amurvoce Freed- and 9errtae contract
Zp9q: Tla contras m domaW, awrped 1a irwwaro.
wru o.anaaa, « other . Vw .pee gat the Sea.
Chas claim beneath ads, thaw codin ced and ulaa0s Proddbnd
by law, -mmado cam. obtain nbnde a -rd d sagas
b
,Mace rrwst yw «n. 11 M sew gar • rdued on I..-,
wMw warecb, or other derdreds, the Stir will eublnct it born
Mw you ewe. One r amouMa owad uad. rs contr.. Me
aid, any remaMW rNunM all be P" b Vw.
H. UNNa: Yw add be In dabuk ll.
1. You de ae mw a psyn,an share A is ell, «
z. •Yar 9- Islas taw We." kind ion on agar cndl
appYFaatw .rang to this contract: or
7. Your Which Is seized by any local, ebb, or tad.ar
wawMy and a rw PI. -M and uncmrddbn.", ratan"
to Ym4 a
e. You had a brtrptcy position or one b wed against yob: a
5. You do not Wqp any .her promr. In Ws dordrrt.
It tract and S~. ", r1" -ender Sal.l. naerr ff. mw? YOU, def-A SO- ant. Inia ow
1. Repossession: N you Nor", M Sep, m.y ragaw you to
PayMma.VI. np.w A-wd T= M.Nradrgmemo
PM of M Fewca Charge and
r omN amorMe dot Ilnd.r sag
wand. 9all.mq, rpwNw (YM task) MveNda. m. Seder
may also the 9pda 1«edn a an tat veteeb share repdaseseed
and h.d yams la you.
J. Your RWd TO R.daern: M M VNdde r laaw beck. Stew
rise send )ou rose. 7ha redw tee say tat yw day Mean
(NybbLk)she! e'mw wile NpINn MabrwdeerltM whvfe.
Yp may rad- M voted. dip be M ant Nr SO. sra N or
W MIS to eda Y. N yep b ncl raaaam the wkbr, N wise be bold
IN. DOW"" Of leader VNhlaa: N M VONdl ta'rlon rca
and M. M mamybom ft aW, bas Named.Blwm. all
be used b Pay M arr marl ate deed tare M cadrad. ANpaed
aadd_ behead ended ad q • bast ream of he"b mbY.
M vehicle. hold N, prepare N tar dole. and see N. Reasonabb
rwym'. bat and WW sew are aa0aod. m. N Mm r aw
tummy lea a tanagers), it elf be Ped b yew N M meoney hen
".am I. tut NrI011d1 b ay an ate comew one am. you wN
Pay wMn Who I. do "mal to ft saw M Sea. ash", she Sams . N yw 9 not Pay o" "MUM
legwW IbnaM red uhlN". Pay MY chdrN you irpl N M
I
L Collection Comb: Eacea as oM,ork" unaided by Ime, you
Mar Pay Hy and at .,rPdrtaeb rok"d b "brdng Pie coma d,
InlduMn9 Called"" "the . M.Y- bass and .0. teal
expense.. . .. .....
and use. Thaw mpaea e . "use not "mMd W.
mote
nMlpdy b:
Ig reseed airyMMthada• Twrw" ed "bur. hey We
j
M.COn-Rag-Ne:Ydu avveabe MAWp)waetedwM i
f.. d this boarNltaoMe%Mad- «er npede earn wed,.
ends hq lap stnlkNIA firer et rNrwbbg Waal:
pes rm.
(k) ratlw rlrlsds: eraraar
r.parlyrg W.r,rre (a.m pawai la am amen and N
cry em"'N eerv)eclbe wah tub dordrrd.
(w) rep" as
)dPtsee r derpN. Welth0d, slipped, raw m.
"
nNreebM boot pan,er. aria rNAW b...kaam Tearer:
r deMe4 aeMehed, ryerd, aM4 been « mbehp clan KnppewrLw-you llyt ire wnlraoarhepownad
by M awe a M Nab q ?puwJlyrtiA
aid pB wall; rdaOrd, pse . shard) dr:
Y YNAywwMNadlYWrn at arr manrew NglaF O. OwnarN:Tli.c.mwodne,r Merrahe dandn,hrn e.lwe.e
nulanr.ar; r Warr dot, err, amen « yw retatbp b . and aM,Vhrg d M nab
=
Net r dem"N Nebo "A be T,euemd by 1
sty ant a mNd.ltlad k red aMs, raw orb dal
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_ -. AOADW THE 41111111.1.1311 OF GOODS on senvieES i
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I
-PRN"'
Ford Motor Credit Company
P.O. Box 31111
TAMPA, FL33631-3111
(877) 349-5260
POF35SO0300010
TEGAN L. HOCKER
432 BOSLER AVE
LEMOYNE PA 17043-1931
Date of Repossession 12-15-2007
Date of Notice
12-19-2007 Date of Contract
03-24-2006
Account Number: 040468327
Buyer TEGAN L. HOCKER
Cobuyer
DESCRIPTION OF PROPERTY
Year
2006 Make
FORD x? New
? Used
Vehicle Identification Number:
1 FAFP34N66W1 95708
Model
FOCUS Body
4DR
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreement.
lam:
a=
0 PRA/ATESALE: We mdlt sell the, property dew Q PUBLIC SASE: We will sell the-property-described above at public
above at private sale sometime after 15 days from the sale to the highest balder on the rate below (or any adjournment
Date of Notice shown above unless redeerned by you date). The sale will be held as follows:
prior to such sale.
Date of Sak Time or Sak Place of Sale
You may attend the sale and bring bidders if you want.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under
your agreement: 1) The buyer and any Cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
The property is presently stored at: MANHEIM AUTO AUCTION
1190 LANCASTER ROAD
MANHEIM PA
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount by certified check or
money order before the vehicle is sold.
Unpaid Balance $ 18,340.64
Plus Costs: Repo Expenses $ 415.00
Plus Late Charges
Less Finance Charge Rebate
Less Insurance Premium Rebate
TOTAL
$
$ 23.69
$
$ 18,779.33
(Plus expenses Incurred if default at the time of repossession exceeded
19 days and less rebate received after the date of this notice.)
Your property won't be sold untA 15 days after the date of this notice at
the EARLIEST. After that you can still gel it back any time before is
actually sold.
If you do, well have no further claim on it But the anger you waft, the
more costs (Including repairs) you may have to pay.
If you have any questions about this, please call us.
? The property has been (or will be) returned to:
Under our agreement with your dealer/original creditor, the dealer/or" creditor is to sell the (dealer/original creditor)
property and pay you any money left over. If i you you owe we money
after the sale, you will pay it to the dealer/original creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shall be disposed of accordingly.
? Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above.
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: It you don't want to get your property back, call the insurance company or the dealer/original creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premium refunds.
JACKIE x. 10111M
FFNA 1195537 Jan 02 PreAmsedbons may Nar be used.
Pdnad in U.S.A CUSTOMER/CUSTOMER FILE
U.S.A.
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• Ford Motor Credit Company
P O BOX 31111
TAMPA FL 33631-3111
877 3495260
DATE: 2008-02-13
POG8810100100080
TEGAN L. HOCKER
432 BOSLER AVE
LEMOYNE PA 17043-1931
STATEMENT OF SALE
Account Number: 040468327
The following property has been sold.
Year Make Model
Vehicle Identification Number:
2006 FORD FOCUS 1FAFP34N66W195708
Balance owing on your contract (1) $ 18,364.32
Deduct: Finance Charge Rebate -- - - (2) $ 0.00 - -
Balance less Finance Charge Rebate (1 - 2) (3) $ 18.364 32
Deduct: gross proceeds of the sale (4) $ 8,400.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 9,964.32
Add: Expenses of retaking and storing, and (6) $ 635.00
any attomeys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate (7) $ 0.00
Other: (8) $ 477.51
(9) $ 10121.81
Deficiency**
Surplus* (10) $ N/A
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus* or Deficiency"
* If the sale resulted in a surplus, a refund for the difference will be mailed to you.
** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
FFNA11990 01/04 Previous editions may NOT be used.
.C G)
c; 3
Y3
SHERIFF'S RETURN - REGULAR
CASE NO: 2009-00476 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FORD MOTOR CREDIT COMPANY
VS
HOOKER TEGAN L
NOAH CLINE , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
HOCKER TEGAN L the
DEFENDANT , at 0010:43 HOURS, on the 4th day of February-, 2009
at 432 BOSLER AVE
LEMOYNE, PA 17043-1931
TEGAN L HOCKER
DEFENDANT
by handing to
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
14.40
.00
10.00 R. Thomas Kline
.00
42.40 02/05/2009
MAURICE & NEEDLEMAN
Sworn and Subscibed to
before me this day
of A.D.
By ?ty-SIhI-e Dep uriff
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