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Home My WebLink About04-1977 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A., Plaintiff NO. VS. CHRISTIAN R. QUIGLEY Defendant CIVIL ACTION - LAW NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice is served, by entering a written appearance, personally of by attorney, and filing in waiting with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint, or document, or for any other claim or relief requested by he Plaintiff. You may lose money or property or other right important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICIA Le hah demandado a used en la corte. Si used quaere defensas de esas demandas expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir de la fecha de )ademanda y la notifiation. Used debe presentar una apariencia escrita oen persona o por abogado y archivar en la corte en forma escrita sus defensas o sus objeciones a last demandas en contra de su persona. Sea avisado qua si used no se defienda, la corte tomara medidas y psedido entrar una orden contra used sin previo aviso o notificacion y por cualquier queja o alivio qua es pedido en la peticion de demanda. Used puede perder dinero o sus propiedades o otros derechos importantes para used. LLEVE ESTA DEMANDA A UN ABODOAGO IMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSITANCIA LEGAL. Cumberland County Bar Association Lawyer Referral Service 4~h Floor, Cumberland County Courthouse Carlisle, PA 17013 (717) 249-3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A., : NO, (~L} - ,/~/~7 Plaintiff : : vs. : CIVIL ACTION - LAW CHRISTIAN R. QUIGLEY : Defendant : COMPLAINT AND NOW, comes the Plaintiff, by and through its attorneys, Amy F. Wolfson, Esquire, and the law firm of Wolpoff & Abramson, LLP, and files the within Complaint and in support avers as follows: 1. Plaintiff, MBNA AMERICA BANK, N.A., is a Delaware corporation doing business within the Commonwealth of Pennsylvania, and the other states of the United States, with its principal place of business situated at P.O. Box 15718, Wilmington, Delaware 19850. 2. Defendant, CHRISTIAN R. QUIGLEY, is an adult individual with a last known address of 81 HONEYSUCKLE DR, CUMBERLAND County, MECHANICSBURG, PA 17050- 3191. 3. It is averred that Defendant was issued an open end credit card account. A true and correct copy of the Credit Card Agreement Additional Terms and Conditions inclusive of an Amendment is attached hereto, incorporated herein and collectively marked as Exhibit "A". 4. At all relevant times material hereto, Defendant has been a regular user of said charge card for the purchase of products, goods and/or for obtaining services from Plaintiff or Plaintiff's licensees. 5. Defendant have been provided with copies of the Statements of Account accurately showing all debits and credits for transactions on the aforementioned credit card account. 6. Defendant did not object to the above mentioned Statements of Account submitted by Plaintiff to Defendant. 7. Pursuant to the Credit Card Agreement, which Defendant received when the aforementioned credit was issued, the parties agreed that this matter be referred to Arbitration in the event of any claim and/or dispute if the account is referred for collection. See Exhibit "A" as previously identified and incorporated herein. 8. That this matter was referred to Arbitration for determination and disposition, whereby an Arbitration Award was entered against the Defendant and in favor of the Plaintiff for the outstanding balance due. A true and correct copy of the Arbitration Award is attached hereto, incorporated herein and marked as Exhibit "B". 9. That Defendant has made sporadic and irregular payments which have been applied to the outstanding balance of this account. 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account, as a result of charges made by said Defendant and/or any authorized users is the sum of $15,341.74. 11. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 12. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, LLP in the collection of the amount due from Defendant. 13 Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 14. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff, MBNA AMERICA BANK, N.A., respectfully requests this Honorable Court enter.judgment in favor of Plaintiff and against Defendant, CHRISTIAN R. QUIGLEY, in the amount of $15,341.74, plus costs of this action and such other relief as the Court deems proper and just. Amy F. Wo~on~ Esquir~ WOLPOFF~& ABRAM,.~O?~, LLP 267 East Market Street/ York, PA 17403 ~/' (717) 846-1252 ID No. 87062 Attorney for Plaintiff VERIFICATION Amy F. Wolfson, Esquire, hereby states that she is the attorney for the Plaintiff, MBNA AMERICA BANK, N.A.~ who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made Jn the foregoing Complaint are true and correct to the best of her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. WOLPOFF & ABRAI(~,~SON, LLP 267 East Market StreetON' LLP York, PA 17403 (717) 846-1252 ID No. 87062 Attorney for Plaintiff EXHIBIT "A" P~vaq Notice m~m~ to pm~d~ y~ wRh ~e 5n~ f~nclal ser4ce, 'And while tn/ormatlon about ~u ~ fundam~l 70 offer you :he wldRst m~e of p~u~ and seM~, M~NA and o~side of MBNA wi~h other Thia allow~ u~ ~0 offer 7~u p~u~ ~nd seM~ mhy ln~er~ ~0 an~ ~e~ oeec ~our'n~ed~, thay ar~ ~v~lab[~ dirtily from M~NA or ~h~ugh our relationships wkh o~r compa~i~, ~e ~t yOU ur;de.aM ouy information ~uard~, wha~ ~v~ ~ll~, vzhat Inro~at~fl we sMre, ~nd the ~n~ .%,is n~{ce dead.s ~he privacy ~rac~i~ oF MBNA Cd;~orm~lon sn~ all M~NA ~ffllia~, [adudlng MBNA Information Se~i~s, Inc.. MBNA M~I~ lac.. e~d MBNA lneUranC¢ ~ea~, lac, {colle~l~eJy, . "MS~A"), ~or fiaancia[ prod~ aad s~'ic~ b~ :h~ 1~,,~ o~ the United States, o~ A~erl~, This MBNA m~ shsre ~ert~Jn Jfif~rmafi~n ~bout impo~an~ of prote¢l~ and secudng lnfp~ation an~ u;/~ ~t a~proptiatelT, Acces~ ~ ~nform~%ion Is r~ttl~ ~o ~he ~ple o~ M~NA who ~u~ p,ovld~ pr~u~ or ~NJ¢~ tO yoh. We ma~in ~h~i- ~I. el~tmnlc, and pro~uml ~uht~ that CO~ply . When MBNAsha~ Informs:ion ~bou~ y~ wl~h compani~ o~ide of ~NA, w~ ~uire them impose safeguards, use It only for z ~rmi~ purpose, what Is approprie~ to aEer J prc~u~ or ~ice e;~i- nonpublic pe~so~aJ information ~Ur busJnes~ ~i~d ~o ~on~is~en~Jy deliver ~he cop-quality , [~o~a~oa w~ ~Ne &om you on appli~tJo~s · I~fo~a~lo~ you'v~ m~da co us, or ~eB~fdin~ ~o~r emp]oymeBt, credit, or o~r reladonshl~¢ ~ info~r,~dor, abo~ your [of y~u ~ nd may save yOU bo~h Cmo and mon~. To do ~, we share (~uch ~z purchases and payment}, Cradiz eliglbiJl~y ~nd o~her intonation, The derision to purc~e a~y SU~ p~dc~ or in ~,t~ but pi~ undeu~d this does n~prohibit u~ ~zom o~eria~ you additional produc~s and o~her ~n~ormatia~ fn~afiem We ~h~ WRh Oth~: rime, ~ tn~y alJo~'t com~nic~ ou~ide o~ M~NAto off~ ~ese produ~ ~aMCe proVide~ (such as ban~, {~n bro~rs, a~oun~ agitator, publl:h~, end ~rg~nl~ion~ endo~n~ M~NA p~o~uc~ or ~Nl~e~), ~nd mhem (su~ ns colla~ with ¢~mp~ni~ ~at ~rform m~tketla~ or other For ]nst~n¢e. we may share all of ~he info~a~on coll*~ with compani~ a~lstin~ us in suwlctn~ with ~ov~rnm~nt ~fi~ies in r~nse to su~enas or under.and ~ha~ ~'e will ~ntinue to ~hate In thcs~ *ddi~ion*[ drcumstanceS. dedi~ ~o ~e~ng your n~s - and to r~ln~ ~our choims r~}~;~ to priv*~, You may tell us nO~ ~o ~lt eligibility information within MaN& and ~O may relI ~s no= to ~h~re Infor~Uon wi~h ~m~nl,s out~ide o~ M~ ~ha~ M~h co o~fet~u their pr~u~ ~nd *s des~ibed above. 1~ ~ou ~isb to opt c~ ~f info~0ClOn Sharing, pleaae oll toll-~r~ )-~7~1-12~. We ~i]l ~k you m vcd~ ?our Id~ ~n~ ~he omounts to which th~ opt out applies, ~o ple0SC have all yOU/account, membership, or reference numbe~ and numar for d~sk a~oun~ ~i able when 7ou ~ll, individual Cumtomec When 0ny ~n li~c~ ~th on ~n a~oun~ ~, ou~ flor ~*mple. * m-~ppIlcanr, mmount ho~ez ~ ~hadz~ user}. ~ ;viii list thc entire a~oun~as havJngopt~ou~ MgNA will ¢ontinueto <tdhere [o l:s dlsclo~d prlwcy pracd~, for an ~ven i~ it b~comes ina~ive or Is closed, Aa O~OUt from in~or~atlo~ shacing on an account as d~ibed ,b~e, either w{thin MB~A ancot with ccmpanl~ ou~ldv o~ MB~A, ~al~ effe~dve units ~oked in writing, F~dezal ?ee~la~s r~ulre us to pro, de :hi5 n~lce on a n a~ual b~ls, whei~f ot a~ account has pr~lous[y opted out from el~ef 3 n~Ic~ [ram MgNA abou~ :he priv~ no¢c~, please ~o to ~ on "Priva~ N~ti~,' You may have as r~ulmd by law. ~e~s USed 0~ in T~b Agree~t ~e u~ ~don h~dln~ ~such as W~ H~ ~ Use Your Account ~ou ~a~ o~a~n ~ed~c,in th~ [o~ of ~utchaaa~ ~nd C~h . D~ur~ or ~R~I DJ~l~re to det~mine what whom the;h~ [$ mo~ g~bJe ~ d~g~l~ or mo~ the Ho~ 'i/au May 8toF Pagment on for ~ mom~.~m ~ d~tb~ ~e pJ,~ the stop ~ent. Yo~ M~..Not Postda~ ~n ~ces$ C~eck You may not/~ue ~ ~ated ~ ch~ an ~ur Your Prvvffse to Yoa~ ~coU~t d~llars on ~ U,S, ~n~nc~l inanition o~ ~ u.5. dollar mon~ total ~u~ndJ~g balaa~, unO[ ~)l ~f the ~rds, 'leu will ~ in ,~fault ~t t~l~ A~.menr iff {l} ~ou ~ll ~o ~n~[ cr~k m~n~ purchased through ~NA, ~u w examine a~y o~ our righ~ when 7o~ default do~ p~ mean ur~dar ~hi¢ ~anc. ~m~ m~ tha~ no pa~mmL indudl~t wiX) h~ conwood ~ ~sa )n~m~onu{ or Ma~e~rd dollar ~mou~t in ~n~ w{~ t~ opemfin~ ~laUaM or convemion pm~du~ in ~ al/he lime ~a~ ~e ~a~on ~ime ~ ;linc by ct an bchalf of MBNA ~c~, W~ m~ Yo~ May C~o~ Your Y~u ma~ ~to~ ~oU~ ~ua: by n~tl~i~ Trans~ctfo~ A~r Your A~em~n~ ~c~unt unUl ~ ~han~.the bill~g. ~so. ff.~e %~i~e you ~m~nt. When v~ ~mend thI~ ~re~mcvt, we ~]I compD' hl~er char~es or fe~l Will apply ~o the ~o~al ~% N~ Sell Your Acco~n~ .. . 9 c~ ~nd, ge~JJ~, oa e~ch m~n~[~ ~m~nL W~ may Wga~ We May Do if Yau, Atte~pt E~ed Yo~tr Credit Limit YoU ~t No~ Us Wften You Your ~dr~s What ~v A~E~ies ;Se v'~r~le ,Arbz~zon and Lt~afion ~,y claim ~t d~pute ('clai~Q by el~er ~ou or us '0~er, aCi~ing ~m ~; ~la~ n~ In any way to ~hia ~menc or ~a~g~, penald~, ar dedar~?~ or cae(mbf~ ~)i~), ;i~00;~lm~ regarding th~ apph~bili~ of this Arb~mtion ~ 'The erbil~fion shall be ~ndu~d b~l~e N~iO~aI ~bhtation ro~m ('~'], u~de~ )~ C~et Pr~ure in ~e]ephon~ I-~00~7~2~71, lfthe ~'Js ~ahla or ~The arhRm;et wi}{ decid~ who ~ll be vlt~otely t~on~lb~ :~u~ wRh ]udadl~t~n, ~ atbl~:lQn h~aring at ~{nduq~ }~ur bi{ling ~ddre$¢ a~ fha ~me ~he ~l~m la fi{~. ;lng ioH~{~t~, The arbiter {hal{ rollo~ ~i~ rcc~n~ by law. Il any pa~ mque~s, the Il ~lJ ot ~hem. A~i~onml]g ~e' or 'u~' sh~ll me~ an~ with ~he ~n[ (indudi~ bu~ ~ limlc~ ;o ~edlt bureaus. THAT, ~pT ~ PRO~DEDABO~, C~IMD~N~ a~ I,ITI~TEO IN COURT. 1N~L~I~G 50M~ CLAIMS T~AT COU~O ~v$ ~N ~l~O ~Og~ a {URY, ~ A~hON$, OR ~ PR~ A~ORNEY ~N~ {2 ~ 2~01 MBNA^meric~ 1~nP,, N.A. ]q~A90 (l:~evJ. se~ 4/2001) EXHIBIT "B" MBNA America Bank, N,A. cdt Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 702 King Farm Bird, Two lrvington Centre Rockville, MD 20850-5775 CLAIMANT(s), RE: Christian R Quigley 81 Honeysuckle Dr MECI--IANICSBURG, PA 170503191 111 NATIONAL ARBITRATION FORUM ® AWARD MBNA America Bank, N.A. v Christian R Quigley File Number: FA0307000166742 Claimant File Number: 4264299070326997 RESPONDENT(s). The undersigned Arbitrator in this case FINDS: 1. That no known conflict of interest exists. 2. That on or before 07/02/2003 the Parties entered into an agreement providing that this matter shall be resolved through binding arbitration in accordance with the Forum Code of Procedure. 3. That the Claimant has flied a claim with the Forum and served it on the Respondent in accordance with Rule 6. 4. That the matter has proceeded in accord w/th the applicable Forum Code of Procedure. 5. The Part/es have had the opportunity to present all evidence and information to the Arbitrator. 6. That the Arbitrator has reviewed all evidence and information submitted in this ease. 7. That the information and evidence submitted supports the issuance of an Award as stated. Therefore, the Arbitrator ISSUES: An Award in favor of the Claimant, for a total amount of$15,341.74, Entered in the State of Pennsylvania Ho~:f~b~ Jack M. Maraen ArbiV:afor Date: 02/05/2004 ACKNOWLEDGEMENT AND CERTIFICATE OF SERVICE This Award was duly entered and the Forum hereby certifies that a copy of this Award was sent by first class mail postage prepaid to the parties at the above referenced addresses on this date, Honorable Harold Kalina, Ret. Director of Arbitration 02/05/2004 SHERIFF'S RETURN - CASE NO: 2004-01977 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MBNA AMERICA BANK N A VS QUIGLEY CHRISTIAN R REGULAR RON KERR Cumberland County, Pennsylvania, says, the within COMPLAINT & NOTICE QUIGLEY CHRISTIAN R DEFENDANT at 1819:00 HOURS, at 81 HONEYSUCKLE DR MECHANCISBURG, PA 17050 CHRISTIAN R QUIGLEY a true and attested copy of COMPLAINT & NOTICE Sheriff or Deputy Sheriff of who being duly sworn according to law, was served upon on the 6th day of May by handing to the , 2004 together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 6.90 Affidavit .00 Surcharge 10.00 .00 34.90 Sworn and Subscribed to before me this /,L ~ day of ~ ~O~ A.D. So Answers: R. Thomas Kline 05/07/2004 WOLPOFF & ABRAMSON u herl~-f f IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS. CHRISTIAN R. QUIGLEY Defendant No. 04-1977 PRAECIPE FOR JUDGMENT Enter Judgment in favor of Plaintiff m~d against Defendant, CHRISTIAN R. QUIGLEY, for want of ANSWER TO COMPLAINT. ( X ) Amount due Interest from February 5, 2004 Attorneys Commission Filing Costs TOTAL $15,341.74 $ to be determined $ to be determined $ to be determined $15,34L74 ~)lus costs & interest ( X ) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. ( X ) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for Final Judgment or Decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. ( X ) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this Praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occurred and at least 10fl~ays priord~o'~he date of ~the filing of this Praecipe and a copy of the notice is attached. //A ~ -~/~/~ ~ Signature: Awolpo~f & Abrams~, LL.P. Attorneys in the Practice of Debt Collection 267 East Market Street York, PA 17403 Phone: (717) 846-1252 Fax: (717) 848-1146 ID No. 87062 1'7 ,201~ t/, JUDGMENT I~ ENTERED AS~.BOVE. Prothonotary/Clerk, Civil Div~lSn Deputy IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS. CHRISTIAN R. QUIGLEY Defendant No. 04-1977 (x) (x) Notice is hereby given that a DEFAULT JUDGMENT in the above-captioned matter has been entered against you in the amount of $15,341.74 plus interest, reasonable attorney's fees and costs, on Jt~-., ~ ~ - ]7 ,20tr3t4 A copy of all documents filed with the Prothonotary in support of the within judgment is/are enclosed. rothonotary Civil Division If you have any questions regarding this Notice, please contact the filing party. Amy F. Wolfson, Esquire Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 267 East Market Street York, PA 17403 Phone: (717) 846-1252 Fax: (717) 848-1146 ID No. 87062 (This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: CHRISTIAN R. QUIGLEY 81 HONEYSUCKLE DR MECHANICSBURG, PA 17050-3191 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS. CHRISTIAN R. QUIGLEY Defendant No. 04-1977 AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA : : COUNTY OF YORK : I, Amy F. Wolfson, Esquire, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief, Defendant, CHRISTIAN R. QUIGLEY, above named, are over 21 years of age; is last know to reside at 81 HONEYSUCKLE DR, MECHANICSBURG, PA 17050-3191, CUMBERLAND County, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 and its Amendments.~ ~~ ~//~~-'-"'-/~~ Amy F. Wolf~;~tl', Esquire // Wolpoff & Abramson, EL.P/// Attorneys in the Practice oYDebt Collection 267 East Market Street York, PA 17403 Phone: (717) 846-1252 Fax: (717) 848-1146 ID No. 87062 SWORN and SUBSCRIBED To be~gre me this ~ day~ -.o.{: Jtlrle .. ,200ti. COMMONWEALTH OF PENNSYLVANIA Dina A. Sweit:~r, Notary Public I City of Yoflc, York County My Comshiasiun Expires Apr. 16, 2008 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff No. 04-1977 VS, CHRISTIAN R. QUIGLEY Defendant CERTIFICATE OF RESIDENCE I, Amy F. Wolfson, Esquire, due hereby certify that the last known address of the above referenced Defendant is as follows: CHRISTIAN R. QUIGLEY 81 HONEYSUCKLE DR MECHANICSBURG, PA 17050-3191 Date: June 7, 2004 Respectfully submitted, Amy' F. WDi'fson, Esquir/~ Wolpoff & Abramson,,~.P. Attorneys in the Praofice of Debt Collection 267 East Market Street York, PA 17403 Phone: (717) 846-1252 Fax: (717) 848-1146 ID No. 87062 MAIN OFFICE TWO )RVINGTON CENTRE )'02 KING FARM BI. VD, ROCKVILLE~ MD 20850 BRANCH OFFICES 10E~O5 JUDICIAL DR., BLDG. A-5, FAIRF,~(, VA 22030 1108 IE. MAIN ST., STE. 1003, RICHMOND, VA 23216 5122 GiREENWlCH RD., VIRGINIA ~EACH, VA 23462 919 N. MARKET ST., STE, 1300, WILMINGTON, DE 1939g 1954 GREENSPRING DR., STE. 400, TIMONIUM, MD 21093 2~25 TOWNSOATE RD #3,.30, WESTLAKE VILLAGE, CA 91361 257 E. MARKET ST., YORK, PA 17403 A C TI A E E RK OFF~I~ OF WOLPOFF & ABRAM$ON. ~L.P.J * BIRMINGHAM, ALABAMA SAN DIEGO, CALIFORNIA LAW OFFICES WOLPOFF & ABRAMSON, L.L.P. Attorneys in the Practice of Debt Collection (A National Collection A~torney Network Firm) 267 E, MARKET STREET YORK, PA 17403 (TOLL FREE) FACSIMILE 717-848-1146 PLEASE DIRECT ALL INOUIRIES TO YORK OFFICE OFFICES OF WOJ.POFF & ABRAMSON. L.L.P,1 FARGO, NORTH DAKOTA CLEVELAND, OHIO OKLAHOMA CI3~, OKLAHO~ EUGENE, OREGON May 27, 2004 CHRISTIAN R. QUIGLEY 81 HONEYSUCKLE DR MECHANICSBURG, PA 17050-3191 RE: MBNA AMERICA BANK, N.A. / CHRISTIAN R. QUIGLEY Docket No. 04-1977 (CP CUMBERLAND COUNTY) Collection Matter Dear Mr/Ms Quigley: We enclose a 10-day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, WOLPOFF & ABRAMSON, L.L.P. Amy ~W. olfson, Esquire AFW/IIb Enclosure THIS LETTER AND ANY FUTURE LETTERS FROM OUR FIRM ARE AN Alq'EMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. Plaintiff VS. CHRISTIAN R. QUIGLEY Defendant No. 04-1977 TO: CHRISTIAN R. QUIGLEY 81 HONEYSUCKLE DR MECHANICSBURG, PA 17050-3191 DATE OF NOTICE: May 27, 2004 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU FAILED TO TAKE THE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association Lawyer Referral Service 4~ Floor, Cumberland County Courthouse Carlisle, PA 17013 (717) 249-3166 Attorneys in the Practice of Debt Collection 267 East Market Street York, PA 17403 Phone: (717) 846-1252 Fax: (717) 848-1146 ID No. 87062 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MBNA AMERICA BANK, N.A. : No. 04-1977 Plaintiff VS, CHRISTIAN R. QUIGLEY Defendant P RAECIPE TO VACATE JUpGMENT TO THE PROTHONOTARY: Kindly vacate the judgment pursuant to the above referenced matter. Date: June 23, 2004 ~'~nr'~n°~oe, Esqu,re - -v ~u No. 870(~2 Philip C. Warholic, Esquire ID No. 86341 Wolpoff & Abramson, LL.P. Attorneys in the Practice of Debt Collection 267 East Market Street York, PA 17403 (717) 846-1252 Attorney for Plaintiff r~