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09-0763
P A~fY~.a'i1 IN THE COURT OF COMMON PLEAS OF CUMBERLAI'~iD COUNTY, PENNSYT,VANIA CAPITAL ONE BANK (U.S.A.), N.A: ~~~~~'' Plaintiff v. KEITH FALCK Defendant(s) N©. ~- 7lv3 ~iv~l ~ COMPLAINT IN CIVIL ACTION Filed on behalf of: CAPITAL 'ONE BANK (U.S.A.), N.A. Counsel of'Record for This Party: Gregg L. Dorris, Esquire Pa LD. #69006 PF_PA_1 I Cmplt Cvr Sht Patenaude j& Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-'675 P&F File No. 08-53458 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (U.S.A.), N.A. Plaintiff v. KEITH FALCK NO. Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against Usted ha sido demandado en',corte. Si usted desea defenderse the claims set forth in the following pages, you must take de las demandas que se presehtan mas adelante en las action within TWENTY (20) DAYS after this Complaint and siguientes paginas, debe tomikr accion dentro de los proximos notice are served, by entering a written appearance personally veinte (20) dias despues de la notification de esta Demanda y or by an attorney, and filing in writing with the Court your Aviso radicando personalmehte o por medio de un abogado defenses or objections to the claims set forth against you. You una comparecencia escrita y #'adicando en la Corte por escrito are warned that if you fait to do so the case may proceed sus defensas de, y objeccione's a, las demandas presentadas without you and a judgment may be entered against you by the aqui en contra suya. Se le adlvierte de que si usted fall de court without further notice for any money claimed do the iomar accion Como se descritle anteriormente, el caso pude Complaint or for any other claim or relief requested by the proceder sin usted y un fallo por cualquier soma de dinero Plaintiff. You may lose money or property or other rights reclamada en la demanda o cualquier reclamation o remedio important to you. solicitado por el demandante ~puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYERS THIS OFFICE MAY BE ABLE TO PROVIDE YOU ~VVdTH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 P't PA_21Notice to Defend USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAI~iIENTE. SI USTED NO TIENE UN ABOGADO, LLAMiu O VAYA A LA SIGUENTE OFICINA. ESTA OFI~INA PUEDE PROVEERLE ;INFORMACION A CERC~1 DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFOI+tiMMACION SOBRE AGENCIAS QUE OFREZCAN SERVIGIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAly~D COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-~49-3166 P&F File No. 08-53458 t ;; .,. ~, tht tl.~; i ~.~r (~i:: lOf:+aP IN THE COURT OF COMMO~;,E~EAS'OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (U.S.A.), N.A. Plaintiff v. ei' t i r ~ ~,t'ci ~.,.. ,. KEITH FALCK Defendant(s) COIV~PLAINT IN CIV~I .ACTION AND NOW, comes Plaintiff, CAPITAL ONE BANK (U.S.A.),'N.A. , by and through its attorney, GREGG MORRIS, ESQUIRE t}ae law gffices of PATENAUDE &FELIX, A.P.C. ;;,,,. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, CAPITAL ONE BANK (U.S.A.), N.A. , is a cdrporation and for the purpose of this litigation, maintaining a place of business c/o PATENAtJDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvi3nia 15106. ;~ ,,~ . 2. Defendant is KEITH FALCK, an adult individual, believed to currently reside at 238 PATTISON DR SHIPPENSBURG, FA 17257-8993. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4388641887540537, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of ~ ~; May 10, 2007, Defendant(s) owes $2,'86. err said account plus interest at 28.10 %. 5. Plaintiff maintains accurate books of account recording all credits and debits for this account. ~,r ~ .~ PA_OS Civil Cmplt Crdt Crd P&F File No. OS-53458 Y 6. The Defendant(s) have/has received monthly billing statements from Plaintiff ~, setting forth the nature and amount of all chazges~made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give r~~ tb _an account stated, upon which Plaintiff has relied. 7. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $'2,786.63, plus interest and costs. 8. By failing to object or dispute tie ~tate~nents, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit cazd account so as to constitute and account stated. 9. Despite repeated demands, Defendant(s) have/has failed'. to make the required installment payments when due and therefar~ tie full amount of the account is now due and payable. ~. r~. S ;x,25 : ~~ ' El !.} ,; +'~': ~~'~" `f °~ PA_OS Civil Cmplt Crdt Crd P&F File No. 08-53458 ?, 4~;~ ::a ; ~ ,:~-1` WHEREFORE, Plaintiff demands judgment in its favor, and against Defendant(s), in the amount of $2,786.63, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for com~pul~ory arbitration as set by Date: January 07, 2009 PA_OS Civil Cmplt Crdt Crd Respectfully bmitte . Patenaude Felix, A .C. ,,,. Gr L. M ~s, Esquire 2 3 E. am Stxeet arnegie, PA 1',5106 (412) 429-7675 ~,~lp,n~;~,,:t ;, ;. F''a }. 1 (~~~~'..1 .'fli A+ P&F File No. 08-53458 -; VERIFICATION The undersigned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief: Counsel has signed the verification at the request of Plaintiff as a matter of time and convenience. Plaintiff has rtrpresented to counsel that there is a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel to sign this verification. Plaintiff agrees to provide a verification signed by Plaintiff upon request by Defendant. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. n ,~~ Date: January 07, 2009 ~ ,li~;,f,, {~`` Gregg Morris, E uire Patena de & Feli A.P.C. 213 in S t C gie, P~15106 (4 ) 429-767 . l~li .. ~ , , .~ b ~;tl,~' ~;;~ PA_O1 Atty Veri£cation P&F File No. 08-53458 Cry, ` ' .a ~ ~, n ~ ' (!~ ~ ~~~ rr; O N ~ . ~ " ~ ~ -t' ' _ CAS `T~ m _ "~ -i 0