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THIS IS AN ARBITRATION MATTER.
DAMAGES HEARING REQUIRED.
ASSESSMENT OF
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance Inc.
Assignee from HSBC
2727 Franklin Road
Roanoke, VA 24014
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Vs.
ANTHONY M STURTZ
50 W. BIG SPRING AVENUE
NEWVILLE PA 17241
DOCKET NO. : 09 - ']70 avtl -F :07-m
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT 'IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN 'THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT IN CIVIL-ACTION
1. Plaintiff is a debt buyer and successor in interest to
the original creditor as set forth in the caption of this
Complaint.
2. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the plaintiff under the terms of
which the plaintiff agreed to extend to defendant(s)the use of
plaintiff's credit facilities.
3. Defendant(s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the plaintiff for the use of said credit
card.
4. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the Plaintiff. A true and correct copy
of the Statement of Account, if available, is attached hereto as
Exhibit "A".
5. All the credits to which the defendant (s) is entitled have
been applied and there remains a balance due as of 1/16/09 in the
amount of $2,840.31.
6. Plaintiff has made demand upon the defendant(s)for
payment of the balance due but the defendant(s)has failed and
refused and still refuses to pay the same or any part thereof.
7. Defendant's last payment on account was made on 9/6/2006.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$2,840.31 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. W N IRG, ESQUIRE
JOEL M. FLINK, ESQUIRE
Attorney for Plaintiff
P01A.DB
VERIFICATION
I hereby state that I am the agent for the plaintiff herein,
and that the facts set forth in the attached Affidavit which is
incorporated by reference in the foregoing complaint in civil
Action are true and correct to the best of my knowledge,
information and belief and is based upon information which
plaintiff has furnished to counsel. The language in the
Complaint is that of counsel and not of plaintiff. To the extent
that the contents of the Complaint are that of counsel, plaintiff
has relied upon counsel in making this verification. This
verification is made subject to 18 Pa.C.S. §4904 which provides
for certain penalties for making false statements.
Name
ATLANTIC CREDIT & FINANCE, INC. do5qq?1
V.
ANTHONY M STURTZ
AFFIDAVIT OF DEBT AND VERIFIED BILL OF PARTICULARS
The undersigned being first duly sworn according to law, deposes and says that she is familiar with
the policies and practices, as well as the books and records of the Plaintiff with respect to the matters
stated herein, and based on information and belief states as follows:
1. Plaintiff s principal business consists of purchasing charged off receivables.
2. The Defendant defaulted on HSBC Account No. 5466410020948342. Said Account was charged
off on 4/30/2007 and subsequently sold to Atlantic Credit & Finance, Inc with a balance of
$2840.31.
3. Plaintiff purchased or was otherwise assigned this charged off account along with other debts. As
a result of the foregoing sale and assignment, the Plaintiff succeeded to all right, title and interest
in the charged off account and it now owns the account.
4. Plaintiff conducted a due diligence investigation to determine, among other things, the accuracy of
the account information provided to ascertain whether the statute of limitations was a bar to
demand or institution of suit. Further, Plaintiff and/or its predecessor entered into a contract where
the predecessor made representations and warranties that 1) it had clear right, title and interest in
the account; 2) the account was free and clear of all liens and encumbrances; and 3) it had the
power, authority, and full right to sell and convey its interest in the account.
5. According to Plaintiffs records, the last payment date was9/6/2006 in the amount of $1,879.87.
After application of all payments, credits, adjustments, and lawful offsets, if any, there is still a
balance due and owing on this indebtedness of $2,840.31.
6. The internal Account Statement of Plaintiff is attached hereto as Exhibit A and displays the
account information that was provided to Plaintiff at the time of purchase and assignment.
The foregoing is true and correct to the best of my knowledge and belief.
By:
Durmon Coates
Authorized Representative
Subscribed and sworn before me, November 21, 200
Notary Public: da Dunbar
.r THIS COMMUNICATION IS FROM A DEBT COLLECTOR :.
Gordon & Weinberg, P.C.: CGAFF- 3111813 - 0001625
Atan'c
CREW & ANAL MORPORMED Account Statement
PO Box 13386 . Roanoke, VA 24033
Original Creditor Account Number:
5466410020948342
ANTHONY M STURTZ
940 CRANES GAP RD
CARLISLE, PA 17013 Original Creditor: HSBC
Original Creditor Last Pay Date: 9/6/2006
Original Creditor Last Payment Amount: $
1,879.87
Original Creditor Charge Off Date: 4/30/2007
ACF ID Number: 3111813
SSN: XXX-XX-2533
Purchased ACF Payment Current Balance
Balance Activity
$2,840.31 $ .00 $2,840.31
ACF Payment
Date:
CONFIDENTIAL PROPERTY OF ATLANTIC CREDIT & FINANCE, INC.
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SHERIFF'S RETURN - NOT FOUND
CASE NO: 2009-00770 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
ATLANTIC CREDIT & FINANCE INC
VS
STURTZ ANTHONY M
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
STURTZ ANTHONY M but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT & NOTICE
the within named DEFENDANT
, STURTZ ANTHONY M
NOT FOUND , as to
50 W BIG SPRING AVE
NEWVILLE, PA 17241
PER MOTHER, DEFENDANT LIVES IN PALMYRA - SHE WAS UNABLE TO
PROVIDE AN ADDRESS
Sheriff's Costs: So answer
Docketing 18.00 Service 10.80
Affidavit .00 R. Thomas Kline
Surcharge 10.00 Sheriff of Cumberland County
Not Found 5.00
43.80 GORDON & WEINBERG
02/13/2009
Sworn and Subscribed to before
me this day of
A. D.
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