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HomeMy WebLinkAbout02-19-0915056041114 "'r REV-1500 EX (06-05) OFFICIAL USE ONLY PA Department of Revenue County Code Year File Number Bureau of Individual Taxes INHERITANCE TAX RETURN PO BOX 280601 Harrisburg, PA 17128-0601 RESIDENT DECEDENT "~~ '~O3' "~/~ Eal ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth Decedent's Last Name 10082008 04231950 Suffix Decedent's First Name AMATO (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's Social Security Number MARY MI K Spouse's First Name THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL INAPPROPRIATE OVALS BELOW 1. Original Return [~ 2. Supplemental Return MI [_] 3. Remainder Return (date of death prior to 12-13-82) Q 4. Limited Estate 0 4a. Future Interest Compromise (date of Q 5. Federal Estate Tax Return Required death after 12-12-82) 0 6. Decedent Died Testate ~ 7. Decedent Maintained a Living Trust 0 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received Q 10. Spousal Poverty Credit (date of death ~] 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. 0) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD 8E DIRECTED T0: Nam<s Daytime Telephone Number STEPHEN D. TILEY Firm (Name (If Applicable) FREY & TILEY First line of address 5 SOUTH HANOVER STREET Second line of address City or Post Office State ZIP Code CARLISLE PA 17013 Correspondent's a-mail address 717-243-5838 REGISTER OF WILLS USE C1~Y 4`"~ ~ " - - _: ~ _, l~ v.7 -:~ ~ __ ~ -: -J; - ~, _ DATE` LED ?.; y.. .. ---, . ; ._.~ -; { `=;.a :~ F w_= C.: :.~ 1 Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SI~~UjZE OF~P~ERSON R~ONSIBLE FO~FIL;N~RETURN ~ ATE ~~1 ADDRESS V CAROLINE L. MEANEY, 12 KITSZELL DRIVE, CARLISLE, PA 17015 SIGNA'fU E OF PREPARER THER THAN REPRESENTATIVE DATE ADDRESS ~ ~ STE]?HEN D. TILEY, 5 SOUTH HANOVER STREET, CARLTSLE, PA 17013 PLEASE USE ORIGINAL FORM ONLY Side 1 L~ 150560417,14 15056041114 J ~ J REV-1500 EX 15056042115 Decedent's Social Security Number Decedent's Name: MARY K AMATO RECAPITULATION 1. Real estate (Schedule A) ............... . ..... , ..... , , . 1, NONE 2. Stocks and Bonds (Schedule B) .... . . . ....... . ........... . .......... . 2. 6 ~ 0 6 4 8 . 0 0 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) .. , .. 3. NONE 4. Mortgages & Notes Receivable (Schedule D) ..... . ............... . ... . .. 4. NONE 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) . , , ..... 5. 2 9 7 , 0 0 6. Jointly Owned Property (Schedule F) []Separate Billing Requested .... , .. , 6. 10 9 9 O 8 . 0 0 7, Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) Separate Billing Requested .. , .. , . , 7 0 . 0 0 8. Total Gross Assets (total Lines 1-7) ........ . ............ . ..... . ...... 8. 7 8 O 8 5 3 . 0 0 9. Funeral Expenses & Administrative Costs (Schedule H) ...... . ........... . 9. 18 64 6 . 0 0 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ...... . ....... . 10. 212 2 . 0 0 11. Total Deductions (total Lines 9 & 10) ................... . .. . ... . ..... . 11. 2 O ~ 6 8 . O O 12. Net Vatue of Estate (Line 8 minus Line 11) . .......................... .. 12. 7 6 O 0 8 5 . O O 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ..................... . . 13. 0 , 0 0 14. Net Value Subject to Tax (Line 12 minus Line 13) ...................... . 14. 7 6 O O 8 5 . 0 0 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) X .0 0 15. 0. 0 0 16. Amount of Line 14 taxable atiinealrateX.O 45 651358.00 16. 29311.00 1'7. Amount of Line 14 taxable at sibling rate X • 12 17. 0 . 0 0 1l3. Amount of Line 14 taxable at collateral rate X, 15 10 8 7 2 7. 0 0 1 s. 16 3 0 9. 0 0 19. TAX DUE .......................................................19. 2(i. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 45620.00 0 L~ 15056042115 15056042115 J REV-150 EX Page 3 155-36-4426 Decedent's Complete Address: File Number 21-08-01061 DECEDEN-f'S NAME MARY K AMATO DECEDENT'S SOCIAL SECURITY NUMBER 155-36-4426 STREET ADDRESS 12 KITSZEt_L DRIVE C{TY CARLISLE STATE PA ZIP 17015 Tax Payments and Credits: 1< Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount 3. InteresttPenalty if applicable D. Interest E. Penalty (1) 45620.00 Total Credits (A + B + C) (2) 0.00 Total Interest/Penalty (D + E) (3) 0.00 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. (4) 0.00 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 45620.00 A. Enter the interest on the tax due. (5A) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (56} 45620.00 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE: ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: transferred rt i f th Yes ^ No 0 : ...................................... e prope y ncome o a. retain the use or b. retain the right to designate who shall use the property transferred or its income : ................ ^ ^ c. retain a reversionary interest; or .................. . .................................. . ^ d. receive the promise for life of either payments, benefits or care? ............................ . ^ a If death occurred after December 12, 1982, did decedent transfer property within one year of death 2 . without receiving adequate consideration? .......................... . ..................... . ^ 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? . . ^ ^X 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ...................................................... 0 ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the s~,urviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)], The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)). Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. 217 REV-1503 E):+ {6-98) COMIMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE B STOCKS & BONDS FILE NUMBER Mary K. Amato 21-08-01061 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCR{PTION OF DEATH 1. Brokerage Account at CitiSmithBarney Account No.: 54J-02339-10 9 See Statement of date of death values attached as Exhibit "A" 670,648 TOTAL (Also enter on line 2, Reca (If more space is needed, insert additional sheets of the same size) z» REV-1;;o8 EX+c6-98, SCHEDULE E CASH, BANK DEPOSITS, & MISC. COM NO ERTANCETAXRETURNANIA PERSONAL PROPERTY ESTATE OF FILE NUMBER Mary I<. Amato 21-08-01061 Include the proceeds of litigation and the date the proceeds were received by the estate. (If more space is needed, insert additional sheets of the same size) 217 REV-1509 EX+(6-98) SCHEDULE F COMMONWEALTH OF PENNSYLVANIA JOfNTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER MaN K. Amato 21-08-01061 tf an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVNNG JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A. Graham T. Meaney 12 Kitszell Drive, Carlisle, PAS 17015 None (Former Husband) B. Carolint: L. Meaney 12 Kitszell Drive, Carlisle, PA 1701 Daughter C. IniuTl v_nvvNFn PRnPFRTY~ ITEM NUMBER LEIfTER FOR JOINT TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST DATE OF DEATH VALUE OF DECEDENT'S INTEREST 1. A. 8!17!99 Checking Account No. 2891040619 0 Sovereign Bank 0 See Statement Attached as Exhibit "B" 1,271 50.00% 636 0 2. A. 5/16/06 Personal Residence (real estate) at 0 12 Kitszell Drive, Carlisle, PA 17015 0 See copy of deed attached as Exhibit "C" 0 Gopy of assessment Info sheet also attached as Exhibit "C" 0 2008 Assessment $240,130'` CLR Factor of 1.26 = $302,564 0 $302,564 less Mortgage (See Schedule I, Item 1) = 216,181 50.00% 108,091 0 3. B. 1018106 Checking Account No.9070515978 0 (Est.) Ford Interest Advantage 0 See Statement Attached as Exhibit "D" 0 Account has been in existence for over two years, but exact dat 0 it was established or made joint is unknown, and attempts to 0 establish this date through Ford have been unsuccessful. Copy 0 of check attached with Exhibit "D" provided as evidence accoun 0 is joint. 2,361 50.00% 1,181 0 0 0 0 0 0 0 0 0 0 _ TOTAL (A1so enter on line 6, Recapitulation) $ 109,908 (1f more space is needed, insert additional sheets of the same size) 217 REV-1510 EX+(6-98) SCHEDULE G COMIJIONWEALTHOFPENNSYLVANIA INTER-VIVOS TRANSFERS & ~~NHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER Marv K. Amato 21-08-01061 This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. ITEM NUMBER DESCRIPTION OF PROPERTY INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DEGD'S INTEREST EXCLUSION (~F APPLICABLE) TAXABLE VALUE 1. NSA Money Market Account 0 P,ccount No.: 9590100304 ' ~ p See Statement Attached as Exhibit "E" 0 Decedent was age 58 at death and did not have the right to 0 withdraw the funds unless a penalty of at least 10% was paid, 263 100.00% 263 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 TOTAL (Also enter on line 7 Recapitulation) $I 0 (If more space is needed, insert additional sheets of the same size) REV-1511 EX + (1D-08) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT MINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) Street Address City Year(s) Commission Paid: _ ESTATE C)F FILE NUMBER Mary K. Amato 21-08-01061 Debts of decedent must be reported on Schedule I. A. FUNERAL EXPENSES: 1. Hollinger Funeral Home and Crematory, Inc. 2. Funeral reception expenses B. 1 2. 3. 4. 5. 6. 7. SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS State Attorney Fees FREY ~ TILEY Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Relationship of Claimant to Decedent Probate Fees Accountant's Fees FREY &TILEY Tax Return Preparer's Fees FREY &TILEY ~gister of Wills -Filing Fee for Inheritance Tax Return Zip Zip 2,711 383 15,000 537 0 0 15 TOTAL (Also enter on line 9, Recapitulation) ~ S 1 (If more space is needed, insert additional sheets of the same size) REV-1512 EX+ (12-OS) pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULEI DEBTS OF DECEDENT, MORTGAGE LIABILITIES 8~ LIENS ESTATE OF FILE NUMBER Mary K• Amato 21-08-01061 Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. r 2. 3. 4. 5. 6. 7. 8. 9. 10 11 ne of Credit in favor of Sovereign Bank -Account No.: 4529922391 =cured by mortgage on 12 Kitszell Drive, Carlisle, PA 17015 =e Statement Attached as Exhibit "F" $86,382.52 (See Schedule J, Item 2) Interest Payment on Line of Credit to Sovereign Bank 294 Embarq -Telephone 68 Comcast Cable 135 Exon Mobile 201 So. Middleton Municipal Authority 99 Met-Ed 133 TruGreen Lawn Care 136 Robert C. Cairns, Tax Collector -Real Estate Tax 869 UG1 Utilities 71 Chase Card Services 116 TOTAL (Also enter on Line 10, Recapitulation] ~ $ 2,122 If more space is needed, insert additional sheets of the same size. REV-1513 EX+ (11-08) pennsylvania SCHEDULE J DEPARTMENT OF REVENUE INHERITANCE TAX RETURN BENEFICIARIES ESTATE OF Marv K_ Amato FILE NUMBER 2 ~ -nR-n1 nF~ RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBEF; NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I. TAXABLE DISTRIBUTIONS jlnclude outright spousal distributions and transfers under Sec. 2116 (a) (1.2).] 1. Caroline 1. Meaney r # 12 Kitszell Drive, Carlisle, PA 17015 Daughter 100% 2. Graham T. Meaney 12 Kitszell Drive, Carlisle, PA 17015 Former Husband -Surviving Joint Tenant -See Schedule F None Joint Tenant ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THR OUGH 18 OF REV-150D COVER S HEET, AS APPROPRIATE. II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 2113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ O If more space is needed, insert additional sheets of the same size. The Turnbrsdge Group Timothy W. Engle Brian A. cields Senior Vice President-Wealth Management CERTIFIED FINANCIAL PLANNER"~ CERTIFIED F4NANCIAL PLANNERT'~' Finaritial Planning Specialist Charles A. Koch, Jr. Financial Advisor Phark R. Snyder Vlce President-Wealth Management Seniar Investment Management Consultant January 28, 2009 Stephen D. Tiley Frey & Tiley Attorneys At Law 5 South Hanover Street Carlisle, PA 17013 RE: Mary Amato Estate Date u Death: October 8, 2008 Dear Mr. Tiley: smith Barney Please find enclosed the date of death values for the Mary Amato Estate. If you have any questions, or need further assistance, please feel free to call. Sincerely, ~~ , / ~~ ~r ~ Donna R. Weiss Client Service Associate #800-433-8186 Fax #717-737-0800 214 Senate Ave., 7th Floor P.0 Box 8853 r' Camp Hill, PA 17001-8853 a~~; es r,.= Toll Free (800) 433-8186 bid Fax (717') 737-0800 Citigroup Global Markets Inc. The information set forth was obtained from sources which we believe reliable but we da not guarantee its accuracy or completeness. Neither the information nor any opinion expressed constitutes a solicitation by us of the purchase or sale of any securities. "~ smith Barney Holdings As of 10/08/2008 Mary K Amato 12 Kitszel Drive Carlisle PA 17015-9258 Prepared by Turnbridge Group 717 730 3611 Acct No. 54J-02339-10 ~~uantity Symbol/CUSIP Description Research Rating Price Market Value 2,136.43 #BDP BANK DEPOSIT PROGRAM - $1.00 $2,137.63 2,678.00 T ~1T&T I1~C 2H 24.73 a 66,226.94 260.00 AEH *** AEGON N.V. CAP SECS 6.375% - 6.86 1,783.60 800.00 BACPRW BAC CAP TRUST I 7% 12 f 15 j2031 - 17.30 13,840.00 890.00 BAC BANK OF AMERICA CORP 2H 22.10 19,669.00 455.00 BCSPRD *** BARCLAYS BANK PLC 8.125% - 15.30 6,961.50 343.00 MYI BLACKROCK MUNII'IELD INSD FD - 9.06 3,107.58 4i'5.00 BWP BOARDWALK PIPELINE PARTNERS LP 2H 17.10 8,122.50 89-0.00 RBV CBS CORP NEW 7.25% - 16.26 13,658.40 753.00 CPRV CITIGROUP CAPITAL VII 7.125% - 13.41 10,097.73 300.00 CCW COMCAST CORP 7.0% - 16.40 4,920.00 1,000.00 CNSL CONSOLIDATED COMMUNICATIONS 3S 11.55 11,550.00 56.00 ED CONSOLIDATED EDISON INC 2M 41.44 2,320.64 158.95 DNVYX DAVISN Y VENTURE FD INC - 26.76 4,253.52 427.05 DRTAX DREYFUS MUNICIPAL BOND FUND - 10.46 4,466.96 465.00 DREPRN DUKE REALTY CORP 7.25% PFD - 11.50 5,347.50 29i'.30 ECFHX EATON VANCE FLOATING RATE & - 7.58 2,253.58 5,OOG.00 EVF EATON VANCE SR INCOME TR SBI 3H 4.14 20,700.00 845.00 EW EATON VANCE LTD DURATION - 9.98 8,433.10 11.00 FRP FAIRPOINT COMMUNICATIONS INC - 5.56 61.16 300.00 F FORD MOTOR COMPANY 3S 2.66 798.00 3, 719.00 FKINX FRANKLIN INCOME FUND CLASS A - 1.76 6, 545.45 3,045.00 FRHIX FRANKLIN HIGH YIELD TAX FREE - 9.21 28,044.45 3,193.00 FRNJX FRANKLIN NEW JERSEY TAX FREE - 11.07 35,346.51 475.00 GEJ GENERAL ELEC CAP CORP 6.0% - 19.06 9,053.50 405.00 GPEPRX GEORGIA PWR CAP TR VII 5.875% - 21.62 8, 756.10 Page 2 of 7 ~, ,~ '~` smith Barney Holdings As of 10/08/2008 Prepared by Turnbridge Group 717 730 3611 Mary K Amato 12 Kitszel Drive Carlisle PA 17015-9258 Acct No. 54J-02339-10 Research t~uantity Symbol/CUSIP Description Rating Price Market Value 400.00 GAJ GREAT ATLANTIC & PACIFIC TEA - $13.02 $5, 208.00 270.00 SFI ISTAR FINir INC ~ 3S 1.36 367.20 585.00 ISG *'"* ING GROEP NV 6.125% PFD - 9.47 5, 537.61 300.00 JPM JPMORGAN CHASE & CO 2M 39.30 11, 790.00 320.00 KFN KKR FINANCIAL HOLDINGS LLC 2S 3.15 1,008.00 41.82 LMNVX LEGG MASON NAVIGATOR VALUE - 34.69 1,450.73 3, 731.99 SHIYX LEGG MASON PARTNERS HIGH - 4.87 18,174. $1 9'70.00 MERPRF MERRILL LYNCH TR V 7.28% CUM - 12.00 11, 639.03 340.00 MSJ MORGAN STANLEY CAP TR VI 6.60% - 9.95 3,383.00 565.00 MSZ MORGAN STANLEY CAP TR 6.60°l0 - 10.18 5, 751.70 1, 200.00 NCCPRB NAIL CITY CAP TR III 6.625% - 6.10 7, 320.00 1,OEi6.00 NI NISOURCE INC 2H 13.09 13,953.94 1,000.00 NSL NUVEEN SENIOR INCOME FUND - 3.95 3,950.00 3,400.00 NXM NUVEEN PENNSYLVANIA DIVIDEND - 11, i 1 37,774.00 210.00 OKS ONEOK PARTNERS L.P 1M 42.01 8,822.10 1,102.00 ONJAX OPPENHEIMER NEW JERSEY - 8.66 9,543.32 980.00 PFX PHOENIX COMPANIES INC 7.45% - 11.85 11,613.00 2,160.00 PEG PUBLIC SERVICE ENTERPRISE GRP 2M 27.76 59,961.60 600.00 PSAPRE PUBLIC STORAGE (MD)6.75% PFD E - 15.90 9,540.00 210.00 RBSPRF *** ROYAL BK SCOTLAND 7.65%PFD - 7.15 1,501.50 270.74 PENNX PENNSYLVANIA MUTUAL FD INC - 7.87 2,130.77 660.00 TPP TEPPCO PARTNERS L P UNIT L.P. 1H 20.93 13,813.80 506.00 UIL UIL HLDG CORP - 32.51 16,450.06 607.00 VZ VERIZON COMMUNICATIONS 1H 27.73 16,832.11 1,290.00 RAMS *** ARIES MARITIME TRANSPORT - 1.15 1,483.50 410.00 RNRPRD *** RENAISSANCERE HLDGS 6.60% - 12.00 4,920.00 Page 3 of 7 qn _ _q.~, ~'rP "~` smith Barney Mary K Amato 12 Kitszel Drive Carlisle PA 17015-9258 Holdings As of 10/08/2008 Prepared by Turnbridge Group 717 730 ~~611 -- Acct No. 541-02339=10 - Research G~uanUty Symbol/CUSIP Description Rating Price Market Value 10,000.00 GMA.IQQ GENERAL MTR5 ACCEP CORP - $46.35 $4,635.40 Coupon 6.15% Mature 031 15/ 10 ~~ Accrued Int. 541.00 10,000.00 912810DPOOCO U S TREASURY BONDS OF 2015 - 145.63 14,563.30 Coupon 11.25% Mature 02/ 15/ 15 Accrued Int. $168.14 10,000.00 912810DS40B0 U S TREASURY BONDS OF 2015 - 144.22 14,421.90 Coupon 10.625% Mature 08/ 15 j 15 Accrued Int. $158.80 5,000.00 646139XEOOBO NEW JERSEY ST TPK AU TPK REV - 111.71 5, 585.25 Coupon 6.5% Mature O 1 /01 / 16 Accrued Int. $88.47 5,000.00 GMA.HMI GENERAL MOTORS ACCEPTANCE CORP - 21.21 1,060.35 Coupon 7.5% Mature 11 J 151 17 Accrued Int. $25.00 30,000.00 F.GJ FORD MOTOR CO DELA DEB - 33.00 9,900.00 Coupon 8.875% Mature O1/ 15122 Accrued Int. $621.25 10,000.00 73358EBN30B0 PORTAU N Y&N J SPL OBL RV SPL - 89.46 8,945.50 Coupon 5.75°lo Mature 12101 125 Accrued Int. $204.44 15,000.00 31393DL410B0 FANNIE MAE SERIES 2003-80 - 84.00 3,370.87 Coupon 5°fo Mature 08/25133 Accrued Int. $7,80 25,000.00 88880PAC80B0 TOBACCO SETTI, FIN CRP LA REV - 76.29 19,073.00 Coupon 5.875% Mature 05/ 15139 Accrued Int. $587.50 10,000.00 118217AU20B0 BUCKEYE OHIO TOB SETTLEMENT - 67.17 6,717.20 Coupon 5.875%<Mature: 06/01 147 Accrued Int. $208.89 Total Account Value $670,647.90 Page 4 of 7 `~` smith Barney IMPORTANT L>ISCLOSURES Common Stock Citigroup Investment Research's research ratings may be shown for certain securities. 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Europe, Japan, and Australia(1Vew Zealand) Code Rating 1'sxpected Total Return 1 Buy 1.0% or more for Low-Risk stocks, 15% or more for Medium-Risk stocks, 20% or more for High-Risk stocks, and 35% or more for Speculative stocks 2 Hoid 0-10% for Low-Risk stocks, 0-15% for Medium-Risk stocks, 0-20% for High-Risk stocks, and 0-35% for Speculative stocks 3 Sell l\Iegative total return Stock Risk Takes into account price uolatilih~ and a select list of fundamental criteria ode RatinH Definitians L Low High predictability of financial results and low volatility M Medium Moderate predictability of financial results and moderate volatility H High Low predictability of financial results and high volatility S Speculative Exceptionally low financial predictability, highest risk and volatility Emerging Markets (Asia Pacific. Emerging Europe/Middle East/Africa. and Latin Americca Code Ratin¢ Expected Total Return 1 Buy 15°l0 or more for Low-Risk stocks, 20% or more for lt9edium-Risk stocks, 30% or more for High-Risk stocks, and 40% or more for Speculative stocks 2 Hold 5-15°h for Low-Risk stocks, 10-20% for Medium-Risk stocks, 15-30% for High-Risk stocks, and 20-40°fo for i.. , t Speculative stocks 3 Sell 5% or less for Low-Risk stocks, 10% or less for Ntedium-Risk stocks, 15% for High-Risk stocks, and 20% or less for Speculative stocks Closed-End Fund Ratings Closed-End Fund Risk Investment Ratings are based upon Citigroup Investment Research's Takes into account the quality and Liquidity of the underlying securities, expectation of the_Jund's taint return relative to its peer group, and the ability financial leverage an d foreign currency exposure. to provide stable to rising dividends, where applicable. Code Ratints Definitions Code Ratin Expected Total Return L Low The fund invests in high quality, liquid securities with 1 Outperform Expected to outperform its peer group of closed-end i[ttle to no financial leverage or foreign currency exposure funds, and jar the fund is expected to provide stable to M Medium Ch~erall, the fund invests in moderate to high-quality, rising dividends, where applicable liquid securities with reasonable financial leverage and 2 In-Line Expected to perform in-line with its peer group of provides primarily United States Dollaz currency exposure closed-end funds, and/or the fund is expected to H High The fund may invest in low quality, less-liquid securities, provide stable dividends, where applicable have exposure to foreign currencies and above average 3 Underpetfonn Expected to underperform its peer group of closed-end degrees of financial leverage. funds, and/or the fund is expected to provide a 5 Speculative The fund invests in low grade, illiquid and/or highly declining dividend, where applicable volatile securities, have exposure to foreign currency and may also use high degrees of financial leverage Page 5 of 7 ~"~` srr~ith barney Mary K Amato 12 Kitszel Drive Carlisle PA 17015-9258 Holdings by Asset Class As of 10/08/2008 Prepared bey 71.irnbridge Group 717 730 3Fi 11 Acct No. 54J-02339-10 39,3% ti\ F~aed Income 60.4% Long Positions and Cash Cash & Equivalents 0.3% Page 6 of 7 r~p_q S,g;z. ~` smith Barney The above summary/prices/quotes/statistics have been obtained from sources believed reliable but are not necessarily complete and cannot be guaranteed. The information contauzed in monthly account statements and confirmations reflects all transactions processed by Smith Baney, and as such supersedes al] other reports for financial and tax purposes. © 2008 Citig.roup Global Markets Inc. Member SIPC. Smith Barney is a division and service mark of Citigroup Global Markets Inc. and its affiliates and is used and registered throughout the world. Citi and Citi with Arc Design are trademarks and service marks of Citigroup Inc. and its affiliates, ,and are used and registered throughout the world. Citigroup Global Markets Inc. and Citibank are affiliated companies tinder the common comkrol of Citigroup Inc. ~ ~ ' Page 7 of 7 Sovereign Bank MAl MB3 02-10 Court Ordered Processing P.O. Box 841005 Boston, MA 02284 December 2, 2008 Frey & Tiley Attorneys at Law 5 S, Hanover St. Carlisle, PA 17013 Estate o£ Mary K. Amato Date of Death: October 8, 2008 Dear Mr. Tiley: Per your request, enclosed please find the account information as of date of death for the above-named decedent. Please note the balances do not include accrued interest. Your request regarding the line of credit has been forwarded to our Consumer Finance department and will be answered under separate cover. If you should have any further questions, please do not hesitate to call. Very truly yours,, ~y Linda Spavento Team Leader Court Order PrOC~351ng Phone (617) 533-1789 Fax (617) 533-1931 G v~~ ~ sm~ Sovereign Bank E.3TATE OF Mary K Amato SOCIAL SECURITY #: 155-36-4426 DATE OF DEATH; October 8.2008 Account #: 2891040619 Type: Checking Open date: 8/17/1999 a In the name of: Mary K Amato or Graham T Mcaney + Date of Death Balance: $1,270.70 Int.(YTD) from 111/2008 to 9/912008 $1.79 Accrued interest to date of death: $0.19 ©ther Info: Page 1 of 1 ~ aa ~~,,~,.~~ ~~L~~~~ J~ ~~`~ ~~~ 7' _ ' ~ .. .. ..,,.r-+ ..i, . DEED WARRANTY „.. „ = ', ~.~ ~ r; ~, i , ; IND. OR CORP.7843 t~~~ l~~Y 17 A~ ~A~EL NO.: 40-09-0533-123 This Deed made the /~i- ~ day of ~~/ 2006 Between Donna H. Crist, single woman of 12 Kitszell Dr., Carlisle, PA 17013 herein designated as the Grantors, And rVlary K. Amato, single woman of 300 East Creek Road, Newburg, PA 17240 ~~~ ~~~''¢m ~ herein designated as the Grantees, y~'itnessetli, that the Grantors, for and in consideration of T'wo Hundred Seventy Two thousand Nine Hundred and 00/100 ($272,900.00) Dollars in lczwful money of the United States of America, to the Grantors in hand well and truly paid by the G'raritees, at or before tlse sealing and delivery of these presents, the receipt whereof is hereby acknowledged and the Grantors being therewitlz ficlly satisfied, do by these presents grant, bargain sell and conve unto the Grantees forever~he`r heirs & assigns ~-s J ~'%~/~ ~~~~'~~ A.LL THAT CERTAIN tract or Parcel of la~zd and premises, situate, lying and being in the Township of South Middleton in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: B~s'GINNING at a point on the easterly line of Kitszell Drive, which said point is more particularly located at the intersection of the easterly line of Kitszell Drive and the dividing line between Lots Nos. 27 and 28 on the "Final Land Development Plan for the Mayapple Village Wexford Patio Unit Lots "; THENCE from said point and place of beginning along the dividing line between Lots Nos. 27 and 28, north 64 degrees 10 minutes 53 seconds east, a distance of 16.1.03 feet to a point on the westerly line of Kitszell Drive and on the dividing line between Lots Nos. 27 and 28; THENCE from said point along the westerly line of Kitszell Drive, south 25 degrees 49 minutes 07 seconds east, a distance of 70. DO feet to a point on the westerly line of Kitszell Drive and the dividing line between Lots No. 28 and 29; THENCE from said point along the dividing line between lots Nos. 28 and 29 South 64 degrees 10 minutes 53 seconds west, a distance of 169.65 feet to a point on the easterly line of Kitszell Drive and on the dividing line betlween Lots Nos. 28 and 29; THENCE from said point along the easterly line of Kitszell Drive rzortlz 18 degrees 47 minutes 54 seconds west, a distance of 70.53 feet to the point and place of BEGINNING. CONTAINING 0.2656 acres. BEING Lot No. 28 on the Plan known as "Final Land Development Plan for the Mayapple Village Wexford Patio Unit Lots "prepared by Statler-Brehrn, Engineering arzd Planning Consultants, dated July 6, 1990, and recorded in the Office of the Recorder of Deeds in and for Cumberland Caunty, Pennsylvania, in Plan Boolc 58, Page 68-C. ALSO UNDER AND SUBJECT to the restrictions as more particularly set forth in the Declaration of Covenants and Restrictions dated June 16, 1989, made by 539 Development Company, and recorded in the Office of the Recorder of Deeds of Cumberland County, Pennsylvcin~ia, on June 16, 1989, in Misc. Boo1t 365, Page 566, and in the Supplemental Declaration of Covenants and Restrictions dated October 16, 1989, made by 539 Development Company recorded orz October 16, 1989, in Misc. Book 370, Page 720, and in the Amended supplemental Declaration of Covenants and Restrictions dated October 17, 1990, made by 539 Development Company recorded on October 25, 1990, in Misc. Boolz 388, Page 1089,and in the amended supplemental Declaration of Covenants and Restrictions dated September 10, 1991 and recorded on October 16, 1991 in Book 406, page 3 and in the amended supplemental Declaration of Covenants and Restrictions dated June 21, 1996 and recorded on June 21, 1996 in Book 523 page 76 and to all other restrictions, reservations, setback lines and rights-of--way of record. BEING the same premises which James E. Morton and Helen L. Morton, Trustees, under the James E. Morton and Helen L. Morton Living Trust, dated July 26, 1996, and any amendments thereto, recorded September 3, 2003 in Cumberland County Deed Book 259, page 237, granted ,6,~ and conv~e}~ed unto Donna H. Crist, single woman, grantor herei,/n.- ~/i'f~~~~'~1 ~~~'r~n - / ~~ .~.I~l-o .~s ~-1.. t~ Le..e`Nr-~'a~A~~ ~-~' T.G1GF' f- :.e?/r: t-~. ~'t~4.~~ ~.Y7~~-'.C~'~ 7~~v .e~~ &'f~~ yi'LX~.l ~~i UNDER AND SUBJEC to all restnctions, easements,convenants, conditions and agreements of record. Together with all and singular the buildings, improvements, ways, woods, waters, watercourses, rights, liberties, hereditaments and appurtenances to the same belonging or in anywise appertaining; and the reversion and reversions, remainder and remainders, rents, issues and pro~ts thereof, and of every part and parcel thereof,• Arad Also all the estate, right, title, interest, use, possession, property, claim and demand whatsoever of the Grantors both in law and in equity, or, in and to the premises herein described and every part and parcel thereof with the appurtenances. To Dave And To Tl'old all and singular the premises herein described together with the hereditaments and appurtenances unto t12e Grantees and the Grantees' proper use and benefit forever. Arad the Grantors covenant that, except as may be herein set forth, they do and will Specially Warrant and Defend the lands and premises, hereditaments and appurtenances hereby conveyed, against the Grantors and all other persons lawfully claiming the same or to claim tl~e same. 1~~' ~'L In all references herein to any parties, persons, entities or corporations, the use of any particular gender or the plural or singular number is intended to include the appropriate gender or number as the text of tha within instrument may require. r Wherever in this instrument any party shall be designated or referred to byname or general reference, such designation is intended to and shall have the same effect as if the words "'heirs, executors, administrators, personal or legal representatives, successors and assigns" has been inserted after each and every such designation. lit Witness Whereof, the Grantors have hereunto set their hands and seals, or if a corporation, it has caused these presents to be signed by its proper corporate officers and its corporate seal to be affixed hereto, the day and year first above written. Signed, Sealed and Delivered in the presence of or Attested ~ r~~~ .~ ~~ onna H. Cnst Commonwealth of Pennsylvania, County of ~UlmhQv }ss: Be It Remembered that on before me the subscriber personally appeared Donna H. Crist, single woman known to me (or satisfactorily proven) to be the person whose name is subs deed and acknowledged that she executed the same for the purposes therein Witness my hand and seal the day and year .: ~~: ~ _ ~~, ,, %177?Y7YY~~-, ~.~~Y~.r.v...wo-. {:.L:. .v...,~~.. .. ~~: si'r'%.~ Y ~~. 5~,:.•. ~••• wiry' .. ,,~r . .~..,,~ ~w ,n,;`, -- Y. Ni~TAR1Al SEAL - TRISHA A. LLESS, NOTARY PUBU~ BORbUGH OF CARLISLE, CUMBERLAND ~C19.,.PA MY COMMISSION EXPIRES MAY 20, 2009 ~~~~ ~~~ ~ ~p~~ ~~~ oU~~eU "Donna H. Crist TO Mary K. Amato Dated ~~ s~! CauntY Retarder of Deeds Instrument Filins The Undersigned certifies that the precise residence and complete post office address of the Grantee is:ReteiftR 647399 12 Kitszell Drive Instr~ 2446-41b744 5/17~G446 49~18~44 ~e~arkss FREY Carlisle, PA 17013 A~tA1D _ i~EED LtEED - NRIT / 17EED - RTT STATE _ ~ 50UTH t~IDDLETON 5D(ITH IiIDDLETQII 1~EE'D - AIH COMMONWEALTH OF PENNSYLVANIA ) J.C,5. ~ A,T,J. SS. CO Ii~Pf;4VE~fE~lT FAD Ci~UNTY OF ) fiEC, IMPRUiiT FUND Chetk~ ?4~i Chetk~ 4.44 CR5H Recorded in the Office of the Recorder of Deeds, etc., in and fgr said CtiYQ~eedlRecord Book ` ,Page Total f~e~_eive~.....,, Witness my Hand and Official Seal this day of 2006. ~ryertify th,~is to be recorded l l-Qf-ti:Ln r~ v.... «. ~ . T~~ - Recorder M ~ ~ ~;,..,. ,.~. ~~ ~ fl~~ ~~~ ~ .~ ~ g~~ecorder of Deeds 15.SD .54 ~7~9.04 13f~4.54 13ta4.54 f1.54 10.44 z.44 3.44 ~2~771.04 x.54 ~c:79.44 ~5a540.54 ~!~ Detaile~~ Results for Parcel 40-09-0533-123. in the 2004 Tax Assessment Database DistrictNo 40 Parcel_I]D 40-09-0533-123. MapSuffix HouseNo 12 Direction. Street KITSZELL DRIVE Ownerl AMATO, MARY K C!O ~ & GRAHAM T MEANEY PropType R PropDesc LivArea 2223 CurLand`Val 65000 CurImpVal 175130 CurTotVal 240130 CurPrefV~al Acreage .27 C1GrnStat. TaxEx 1 SaleAmt 272900 SaleMo OS SaleDa 17 SaleCe 20 SaleYr 06 DeedBkPa~;e 00274-02875 YearBlt 1993 HF_File_D;ate 01/08/2007 HF_Approval_Status A ~~~ro Ford- -. Credit FORD INTEREST ADVANTAGE Frey & Tiley Attorneys-At-Law 5 South Hanover Street Carlisle PA 17013 February 12, 2009 Re: Ford Interest Advantage # 9070515978 Dear Investor, Thank you for contacting us, regarding your Ford Interest Advantage. Verification of the information that you requested is provided below. Balance as of Date of Death 10/812008: $2,360.53 If you have any questions or if we can be of further assistance please contact us at our toll-free phone number, (800) 462-2614 Monday through Friday, 8:30 AM to 7:00 PM (EST). Sincerely, AH Ford Interest Advantage #nvestor Services Encl.: As Stated The Northern Trust Company, P.O. Box 75936, Chicago, IL 60675-5936, USA Tel: 800-462-2614, Int'I 7e1:312-444-7558 o<. o~W W °o~ °=Q 'moo aLLw ¢z~ 0 ~c, ~o~ iw~ o~Q <oQ 0 x~°o UviU ®,~p~jg/•~~r CHECKING 1 MONEY MARKET ACCOUNT CASH (CURRENCY - ~'`BaO~i~ DEPOSIT TICKET ~s ~~,~ s . , ,. HARRISBURG _ ~ , ~ ~; - ! ` C: 7 DATE O'{ .. ,"'~ DEPDSRS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL TOTAL FROM OTHER SIDE ~ NAME: ~LY I~Z~t j ~ ~ ! ~'~ ~ SUBTOTAL- PLEASE RINT ~ t LESS CASH - ACCT. #: J x:50 2 y,~~~0 X841: 36 .~ ,~ - 1237 MARY KATE AMATO CAROLINE L MEANEY JT TEN 12 KITSZELL DR Ford Interest Advantage CARLISLE PA 17053 ~ ~ ~~ ~~ DATE ( ~. 70-2382R19 PAYTOTHE f~ $ t <~ ORDER OF ~'rl ~7`' / ~' F/ ~ /`~/ll.~%l ~'~ I / ~ £3'~ THE NURTHERN TRUST COMPANY 0710 ONE SIGNATURE REQUIRED ~ Payable through: Northern Trust Bank/Du Page Oakbroak, IL 60521 ABA #071000152 (for ACH and Wire Transfers) www.fairr}~dcr~edi~t.ycom~Jiynteresta]~djvantag/~e/R j ~ g_/~~J MEMO~J (.Y.i-n C J~ ~/Lr GL(~.-iT. ~~Z~GbGL~V~IJ~G Commerce America`s Most Convenient Bank® Ban/ 1-$$$-937-0004 cammercepc.com z E m Balance information reflects transactions through 6:00 PM on that business day. Some deposits may not be available for immediate withdrawal. Checks other items are received for deposit subject to the provisions of the Uniform Commercial Code or any applicable collection agreement. and ~~ j ry~_ ia3'j i~i'G_.'l i`~r ~ ~k~k iJ~~~ .11 U ~lti;~ ~Sr~t _T 11 1 `y CPI T ~~E v'~~I~;IYi-; 3.3MM 2/08 AC 1:07L923828~: 90705~5978-I' 123775 0 ,1 ~, ~, r.; ~~ e 0 • i • `~ ~ OLLARS av r valley National Bank December 1, 2008 Frey & Tiley Attorneys-at-Law Stephen D. Tiley, Esq. 5 South Hanover Street Carlisle, Pennsylvania 17013 VVt= HAVE RESPONDED TO TN8 INFORMATION REQUESTED. WE DO NOT ACCEPT RESPONSIE311.,fTV Fns .~~.-~;~~ !'OSSIQLE ERRORS, OMISSIONS. rr"LE~~,~:; . ...=~"~;~i~,~ US AS SOt7N A~= POSSIBLE IF YOUR i~ECURDS DO NOT AGREE' 1~IiTk~ OUR RESI~ONSE. ~-~ VALLEY NATIONAL. BANK RE: Estate of Mary Kate Meaney DOD: October 8, 2008 Sacial Security #: 155-36-4426 Dear Mr, Tiley: In response to your correspondence dated November 24, 2008, please be advised the above" referenced decedent maintained the following account relationship with our Bank as of the above date of death: Type of account: Account number: Principai balance as of date of death /accrued interest at date of death: Account registration: Beneficiary information: /RA Money Market 9590100304 $262.60 $0.03 Mary Kate Meaney -Individual Owner Caroline Meaney -Daughter We are unable to locate any other active account or safe dEposit account relationship with our Bank as of the above date of death. Please be advised that the Bank will require the following documentation, if not previously provided, for its records and/or before the accounts may be closed or transferred, Please note that all accounts in the name of the Decedent alone will only be transferred to the Estate of the Decedent and all accounts held in joint names- will on{y be transferred to the ;survivor. 7, Original copy of tl~e death certificate bearing a raised seal. Photocopies or facsimile copies arc not acceptable. 2. For accounts in the Decedent's name alone, an original copy of the letters testamentary as issued by the applicable county surrogate bearing a raised seat. Photocopies or facsimile copies are not acceptable. ~'~ ~ sg~~ Post Office Box 558 Wayne, NJ 07474-0558 973.305.8804 3. Appropriate transfer inheritance t x documenfation necessary to satisfy the requirements of the State of New Jersey D~'vision of taxation Inheritance Tax Bureau and as determined by the relationship o~ the app(icable~ beneficiaries/surviving co-owner to the decedent. Either an Inheritance T~x Waiver or an L-8 form. 4. For accounts in the' Decedents name alone, a copy of the decedent's w(ll, if utilizing an L- 8 form. !'lease forward the above docu ents to Ms. Vickie Kaminski, Vice President CD/IRA Department, Valley Nations{ Bank, 1460~/alley Road, Wayne, New Jersey 07470. If you require anything further, pl 308-8800, extension 3714. If you have contact the undersigned at telephone nu ease contact Ms. Kaminski at telephone number (973) any questions regarding the above, please feel free to Aber (973) 305-8800, extension 3589. Very truly yours, ~~~ Diane Mol Audit Support Representative DM. bms Cc: Vickie Kaminski 1NE HAVE RESPOt REQUESTED. V1/E l RESPONS':"'~ITI' OMISSIC~~i~::7. ~~ ~ , QOSSI(3LC IF 1'UUF WITH OUR RESP01 DED TO T'HE INFORf~AAt10M 0 NOT ACCEPT ~''. .,~cl' ~'OSSIBt.E ERRORS, ~:"r~„fv1 rJS .AS SOON AS F~~~COPDS DO NOT AGREE . ~~ NATIONAL 13ANI~ STATEMENT OF ACCOUN103'~=6-58fi9 ~= Sovereign Bank MARY K AMATO ~~ 12 KITSZELL DR CARLISLE, PA 1701'5-9258 ll ll'~llllllll lllllllllllllllillllllllllillllillllllllllllllilll Account Number: 4529922391 Statement Period From: 08/22/2008 Statement Period Through: 09 j 21 / 2008 Days in Statement Period: 31 Current Balance: 86 , 676 .45 Credit Line Amount: 246 , 000.00 Available Credit: 159 , 617.48 Year to Date Interest: 829 34 Minimum Payment: 293 .93 Payment Due Date: 1 O/ 1 t /2008 . IMPORTANT MESSAGES Information About Your Payments and Available Credit: White we are processing any payment you make and before we have posted Bt~t payment !o your Accouat, your Available Credit may not reRsct that payment. In addition, we do net have to post a payment to your Account fi we have reason to believe That the check or other instrument you sent to us as payment will not be honored. We may also delay reinstating your Available Credit for the amount of any principal payment you make until we reasonably believe that the instrument you used to make your payment has been paid. ACCOUNT BLL.LLN.G SUMMARY Principal DuE! $0.00 FINANCE CHARGES Due $293.93 Past Due Amount $0.00 Late Charges Due $0.00 Tata1 Minimum Payment Due $293.93 • Beginning Balance Advances Payment Received FINANCE CHARGES Ending Balance $89,148.59 $0.00 $2,766.07 $293.93 $86,676.45 SUMMARY OF VARIABLE RATE REVOLVING ACCOUNT BALANCE Periodic Rate From 08/22/2008 Periodic FINANCE CHARGE $293.93 Periodic RatE:~ Through 09/21/2008 Corresponding ANNUAL PERCENTAGE RATE 3.9900 Daily Periodic Rate* .0001090163 ANNUAL PERCENTAGE RATE 3.9900 Average Daily Balance $86,974.46 Ending Balance $86,676.45 * The daily periodic rate may vary. TRANSACTION ACTIVITY SINCE YOUR LAST STATEMENT Posting Date Effective Date Activity Description Amount Balance 08/22/2008 BEGINNING PRINCIPAL 88,852.52 08/28/2008 08/27/2008 -. ADJUSTMENT 1,720. 00 87,132.52 PRINCIPAL PAYMENT TO PRINCIPAL 1,720. 00 09/05/2008 09/04/2008 ADJUSTMENT 750. 00 86,382.52 PRINCIPAL PAYMENT TO PRINCIPAL 750. 00 09/11/2008 09/11/2008 REGULAR PAYMENT 296. 07 86,382.52 TRANSFER FROM CHECKING 70 **FINANCE CHARGE** 296 .07 09/21/2008 ENDING PRINCIPAL 86,382.52 Please return UAs +,rnrG%o!! e*%'..k }roar cart. - Y `- SOVereign Bank MARY K AMATO 12 KITSZELL DR CARLISLE, PA 17015 Make Check Payabk To: Account Number Due Date Pa ment Due Amount Enclosed 4529922391 10/11J2008 293.93 PER YOUR INSTRUCTIONS, THE AMOUNT OF $293.93 WILL BE DRAFTED FROM YOUR ACCOUNT ON 10/11/2008. ~~~ SOVEREIGN BANK P.O. BOX 16255 READING, PA 19612-6255 lul'Illflll lull 11 lllllllllllllll llllil lllilllllllllllll illy ~o r1^/ 1 ~'u~i~~t~:a~'°~ ct.~ss t:56L7EE18000i: 11'452992239111' 2~E1~~0~~2939311