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HomeMy WebLinkAbout02-24-09p 1556041158 RSV-1 5~0 EX (t)6-05) PA Department of Revenue Bureau of Individual Taxes Po sox zaosol INHERITANCE TAX RETURN Harrisburg, PA 1 7 1 28-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death 376-1,4-7572 U5312.q~7 Decedent's Last Name DIVELBISS OFFICIAL USE ONLY County Code Year File Number 21 07 X58 ~ Date of Birth 061,1,1920 Suffix Decedent's First Name RAYMOND (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE - - REGISTER OF WILLS FILL IN APPROPRIATE BOXES BELOW C' i . Original Return ~~ 4. Limited Estate X ~, E Decedent Died Testate (Attach Copy of Will) C 9 Litigation Proceeds Received 2. Supplemental Return ,_I 4a. Future Interest Compromise (date of death after 12-12-82) 7. Decedent Maintained a Living Trust (Attach Copy of Trust) I ~ 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95) MI E MI 3. Remainder Return (date of death ((~~ prior to 12-13-82) L~ 5. Federal Estate Tax Retum Required ~ 8. Total Number of Safe Deposit Boxes I~I~~ u 1 1. Election to tax under Sec. 9113(A) (Attach Sch. Oj CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number o RICHARD C• SNELBAKER, ESQUIRE n 71,7-697-8~~ ~ -n - Firm Name (If Applicable) ' , t~ ~ ~7 r ~ , , CTJ REGISTER Q~lIITtF,~.~St-IIJS E C7N~?Y ~ 1~ SNELBAKER ~ BRENNEMAN, P•C• ~ ~"' - - ' ' ~ _; First line of address > C % - ; C`j -~ t Z~ ~. -: it -. 44 WEST MAIN STP.EET ~ c~ ;-' I Second line cf address ~. ~ y .~- I C7 ' P•0• BOX 31,8 I City or Post Office State ZIP Code DATE FILED ~ MECHANICSBURG PA 1?U55 Corresoondent's e-matt address. Under penalties or perjury i declare that I have examineC this return, rncluding accompanying scneduies ane statements, and to the best of my knowledge and oe!:e[ it s true. correct and complete. Declaration of preparer other than the personal representative is based on all information of which oreoarer has any knowledge. SIGNATU E OF PER N RESP SIBLE FOR FILING RETURN DATE c ~~a~.n.~-~c~c~ Qx~~,~rt x ~-a a- oq Side 1 15056041158 6M4647s.ooo 15U56U41158 ADDRESS RICHARD C• SNELBAKER, ESQUIRE 44 W• MAIN STREET, MECHANSCSBURG~ pA PLEASE USE ORIGINAL FORM ONLY 1~~5J 15056042159 • REV-1500 EX DecedentsNameDIVELBISS RAYMO D Decedent's Social Security Number 376-14-7572 E RECAPITULATION 1. Real estate (Schedule A) 1• ], 7 2 0 0 0• O O 2. Stocks and Bonds (Schedule B) . 2. O . O O 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) • 3. O • O O 4. Mortgages & Notes Receivable (Schedule D). 4. O . OO 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) . 5. ], ], 6 ], 4 • 13 6. Jointly Owned Property (Schedule F) ~ Separate Billing Requested 6. O . O 0 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) ~ Separate Billing Requested 7. O • O O 8. Total Gross Assets (total Lines 1-7). 8. 18 3 614 • 13 9. Funeral Expenses & Administrative Costs (Schedule H) . 9. 213 6 7 • O 7 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) . 10. 2 O 8 7 • 9 9 11. Total Deductions (total Lines 9 & 10) . 11. 2 3 4 5 5 . O 6 12. Net Value of Estate (Line 8 minus Line 11) 12. ], 6 O 15 9 • O 7 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) . 13. ], O O O • O O 14. Net Value Subject to Tax (Line 12 minus Line 13) 14. ], 59159 • D 7 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) x .off 0 •00 15. O.OO 16. Amount of Line 14 taxable at lineal ratex.o4-5 159159 •07 1s. 7162.16 17. Amount of Line 14 taxable at sibling rate X .12 O. O O 17. O• O O 18. Amount of Line 14 taxable at collateral rate X .15 O •O O 18. O.O O 19. TAX DUE 19. 7162 • 16 20. FILL IN THE BOX IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 15056042159 sMasaaz.ooo 15056042159 REV-1500 EX Page 3 File Number n!~An UeGeUClllb LrVn~Fl~clc nuu~caa. DECEDENTS NAME DIVELBISS RAYMOND E STREET ADDRESS K T CUMBERLAND COUNTY ~l-n, STATE ZIP MECHANI~eSBURG Tax Payments and Credits: 1 . Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit ~ • ~ ~ B. Prior Payments ~ C. Discount ~ ' ~ ~ 3. Interest/Penalty if applicable D. Interest ~ ' ~ ~ E. Penalty 0 • ~ ~ (1) 7162.16 Total Credits (A + B + C) (2) ~ ' 0 Total I nterestlPenalty (D + E) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in box on Page 2, Line 20 to request a refund. 5 If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. (3) .Q (4} ~ • ~ (5> 7162.16 (5A) ~ • ~ ~ B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) 716 2 • 16 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1 Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; O b. retain the right to designate who shall use the property transferred or its income; ^ ,- c. retain a reversionary interest; or d. receive the promise for life of either payments, benefits or care? 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? . . X 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? . 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which ~ ~I u contains a beneficiary designation? IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. X9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. 9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. 9116(1.2) [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. ~9116(a)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. 6M4671 1.000 REV-'1502 EX+16.98, SCHEDULE A COMMNHERIETANCEOTAXRETtlRN ANIA REAL ESTATE RESIDENT DECEDENT ESTATE OF FILE NUMBER 21 07 0580 Ra and E. Divelbiss All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant fads. Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F. VALUE AT DATE ITEM DESCRIPTION OF DEATH NUMBER ~. Property known and numbered as 1112 Cocklin Street,Borough of Mechanicsburg, Cumberland County, Mechanicsburg, PA, appraised value (see attached 172,000.00 appraisal) TOTAL (Also enter on line 1, Recapitulation) I $ 172 , 000.00 swasss ~.ooo (If more space is needed, insert additional sheets of the same size) `.5,}ter .. g ®~T~~bRA RT~^ 1112 Cocklin Street Borough of Mechanicsburg, Cumberland County Mechanicsburg, PA 17055 ~~~o ESTATE OF RAYMOND E. DIVELBISS c/o Richard C. Snelbalcer, Esquire 44 Vl/est Main Street MECHANICSBURG, PA 17055 ~~ ~~o May 31, 2007"'" ~~o ~ ri~Ewar Karen Darney, PA State Certified General Real Estate Appraiser RSR Appraisers & Analysts 3 Lemoyne Drive, Suite 100 Lemoyne, PA 17043 L.G. Connor Real Estate Appraisers Farm GA2 - "TOTAL #or Windows" appraisal software by a la mode, inc. -1-800-ALAMODE o~-~ Jrrly 9, 2007 Rictrard C. Snelbaker, Esquire Snelbaker & Brenneman, P.C.. ~t~t V~!est Mairt Street, Mechar7icsburg, PA 17055 f~E: Estate of Raymond E. Divelbiss ~I 112 Cocklin Street, Mechanicsbu-g, P~~ '~70a5 Dear Dick: Pursuant to your requestp, I have prepared a Selfy ontained, Summarar Repork for the property ca tinned in th~^ ,~~amrna- of Salient Features" which follows. "i~he accor~~panying report is ~~aased on ~~ sike inspection of improvements, investigation of the subiect ne%ghbortrood area of influence, and review of sales, cost and income data for similar properties. a This appraise! has been made with iaartirular attention paid to the a applicable value influencing economic ;onditions and has been processed in accordance with nationally recognize~~i anf~raisal guidelines. "i~he value conclusions stated herein arE~ as of the date as stated in the body of the appraisal and contingent upo!~ ".he certifications and limiting r_ondikions attached. Please do not hesitate to contact r°~e if I can be of additional service to you. Respec°ful+y. ~-~. Karen Dame Pennsylvania State Cerkified Gene~l Real Estate Appraiser GA00~;~;6(?l. ronn DCVR -- "TOTAL for Wintlows" appraisal sortv~are ~ ry ~~. a i~~~ode, inc. -1-800-ALAMODE SUMMARY 1]F SALIENT FEATURES Subject Address 1112 Cocklin Street Legal Description Deed Book L28, Page 308 _ City Mechanicsburg County Cumberland State PA Zip Code 1705 Census Tract 25420-0115.00 Map Reference ADC 3117 C6 Sale Price $ NA Date of Sale NA Borrower/ Client Richard C. Snelbaker, Esquire CliFrif} Lender NA Size (Square Feet) 1,288 Price per Square Foot $ Location Average Age 40 years Condition Average Total Rooms 5 Bedrooms 3 Baths 2 s Appraiser Date of Appraised Value Final Estimate of Value Karen Darney, PA Certified Ge: feral Fa;al Estate Appraiser May 31, 2007 (Retrospective a':. of thr, date cif death) $ 172,000 Form SSD - "TOTAL far Windows" appraisal softw ire b~./ a I, .mode, inc. -1-800-ALAMODE L.G. Connor Real Estate Appraisers Divelbiss Estate ~19-IIFARM RFSInENT1AL APPRAISAL REPORT file No. 07-119KD Nro er uescn uon ........----• --__._ _._ _ __ __ _ __ _ ___ __ _ Pro a Address 1112 Cocklin Street City Mechanicsbur~___ _ _____ State PA Zip Code 17055 Le al Description Deed Book L28, Page 308 -___________ Coun Cumberland Assessor's Parcel No. 17-24-0791-078 Tax Year 06-07 R.E. Taxes ~ 2:234,61 Special Assessments None Borrower NA Current Owner Raymond E Divelbiss Estate Occupant: Owner Tenant Vacant Pro a ri hts a raised Fee Sim le ^ Leasehold Project Type [] PUD ~Condorninium,~FiUDNA onlyl HOA None Mo. Neighborhood or Protect Name Orchard Crest !/ Mechanicsburg Borough Map Reference AUC 3117 C6 __ Census Tract 25420-0115.00 Sale Price NA Date of Sale NA Descri tion and $ amount of loan chat es concessions tc, be paid by seller NA Lender/Client Richard C Snelbaker Esquire Address 44 West Main Street, Mechaniasbur , PA 17055 _ A raiser Karen Darne , Cert Gen'I R E A raiser Address 3 Lemo ne Drive Suite 900, Lemo neYPA 17043 Location ^ Urban ®Suburban ^ Rural Predominant pRICEe family horAGEg ~ Present Land use % Land use change anc occu ik l ^ p e y L y $(000) yyrs ~; One farnily _7$ ~ ^X] Not likely Built up ®Over 75% ^ 25-75go ^ Under 25% Growth rate ^ Rapid ®Stable ^ Slow ©Owner 75 Low __ 5 __ 2-4 tai oily 8_.f ^ In process Properly values ®Increasing ^Stable ^ Declining ^ Tenant 350+ High 100+ _ Multi-i Emily 4 _ To: Demandlsupply ^ Shortage ~ In balance ^ Over supply ^ Vacant (0-5%) Predominant _ Commercial 10 ~_ Marketing time ^ Under 3 mos, ^Y 3-limos. ^ Over 6 mos. Vac, over 5% 95-110 65-75 _ ____ ______] Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries and characteristics: The neighborhood boundaries are indicated un the enclosed neighborhood map in the addenda of this report. Immediate neighborhood is residential in nature. Located in the southeast quadrant of the borough. • Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stac~ilibj, appeal to market, etc.): • Schools, shopping employment, recreation and houses of worship are all within a 15-30 minute drivini~time of the subjecl property. Average roperty maintenance rograms were observed. Employment stability is good due to the State Capital ire Harrisbur ,the Army Supp~De of in New Cumberland, and the Naval Supply Depot in Mechanicsburg. Steady price increases and MLS, statistics show a good demand for the area. A peal is easy access to major roadways. The Naval Inventory Control Point is located j+ast north of the borough line, which should not affect marketability. Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/supply, and marketing time --such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concrs:,ions, etc.): County tax records and MLS statistics show prices to be stable. The MLS shows that the ty~cal markf;ting time for the area is 3-6 months. Mort a e funds are readily available with conventional loans being 5.875% to 6.25% interest, fixed 3C+ year, 95% mortgage with up to three points. Sellers are not required to offer sales or financing concessions, but seller assistance is occurring. ______ Project Information for PUDs (Ii applicable) - - Is the developer/builder in control of the Home Owners' Association (HOA}? ^ Yes ^ No Approximate total number of units in the subject project Approximate total number of units for sale in the subject project Describe common elements and recreational facilities: ~___ _„_ ,r Dimensions 75' x 177.11' x 75.01' x 176.02' per enclosed deed _,~ Topograpty -Fairly level at street rode Site area 0.3 acre Corner Lot ^ Yes (X I No :ize Average for area Specific zoning classification and description R-L Residential Low Density ___~ Shape Rectan ular Zoning compliance L^ Legal ^ Legal nonconforming (Grandfathered use) ^ Illegal ^ No zoniny Drainage Appears Ade uate Hi hest & best use as im roved: Present use Other use (explaln}_ ____~ ~,ievv Average Street Utilities Public Other Off-site Improvements Type Public Private Landscapi rg Average for area Electricity ^ Street Macadam __ < ^ ~ Unveway ,Jurface Cement Gas ^ _ Curblgutter Concrete ^ ^ I F,.pparent easements. Standard utilit easements Water ^ Sidewalk Concrete ^ ^ ' FEI~A Special Flood Hazard Area ^ Yes ®No Sanitary sewer ~ Street lights Adequate ^ ^ I FEMA Zon ~ .__ X Map Date _3-3-1992 Storm sewer Alley None ^ __[] FEMA_MaL- No. 4203620005D Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconformin3 zoning i~se, etc.): Standard easements for electric tele hone etc. There were no known or apparent adverse easements, encroa~ahrnents, or conditions that would ne ativel im act on the value of the sub'ect ro ert . __ ~~ GENERAL DESCRIPTION EXTERIOR DESCRIP110N FOl1NDATION BASEMEN I INSULATION No. of Units 1 Foundation Con. Block Slab NA ____ ,area Sq. ft. 1,288 _ Roof ^ No. of Stories 1 Exterior Walls Brick & Alum Growl Space NA _ 'y° Finishe J 30 Ceiling ^ Type (Def./Att.} Detached- Roof Surface Asph.Shingle Basement Full _, ~;eiiing Sus.Tile/Unfi Walls ^ Design (Style) Ranch Gutters & Dwnspts. AlumlAlum _ Sump Pump Floor Drain - 'Nails Panel/Block Floor Existing/Proposed Existing-- Window Type Wood DH Dampness See Comments- f=loor Vin I/Cemnt None ^ Age (Yrs.) 40 Storm/Screens Thermo/Yes ~ Settlement Due To Abe ! O.rtside E rtry No Uuknawn Effective A e rs. 30 No Manufactured House Infestation None noted ROOMS • Baseme Fo er Living- Dinin Kitchen Den _ -- _ _ Famil Rm. Rec. Rm. Bedrooms _#_ Baths _ Laund Other -Area Sg Ft. 1 _ ~ - x __ __ __ 1,288 ~ ' Level t x 1 eat-in _ i '> 1,288 • Level 2 - ----i----- -- -~-._ • ---L- ----- ~-- - Finished area above rode contains: 5 Rooms 3 Bedroom s ~ 2 Bath 1,288 S s : care Feet of Gross t ivin Area INTERIOR Materials/Condition HEATING KITCHEN EQUIP. ATTIC __ AMENfIIES CAR STORAGE: • Floors Cpt~Wd,Vinyl/Avg Type Radiant Refrigerator ^ None ^ Firep:aceis} #_ [_] None ^ Walls PlasterlAvg Fuel Electric Range/Oven ^ Stairs ^ Patio ____ __ ^ Garage # of cars Trim/Finish Wood/Avg Condition Avera a Disposal ^ Drop Stair ^ Deck ^ Attached 1 Bath Floor Vinyl/Avg COOLING Yes Dishwasher ^ Scuttle ;~ ___ _._ Porch Rear ____ ^ Detached Bath Wainscot CeramiclAvg_ Central Yes Fan/Hood ^] Floor ^ Fence ____ _____ ^ Built-In Doors Wood/Avg Other No Microwave ^ Heated (] Pool _-__.___ ^ Carport Condition Av Washer D er _ Finished Shed 8x12 ~ Drivewa 1 Additional features (special energy efficient items, etc.): Former carport enclosed as garage; Garag _ e has door opener and storage; rear covered patio to rear of garage_Lower level rec room with vinyl floor, panel walls, and suspended file ce iling- Portable dishwasher plumbed in. Condition of the improvements, depreciation (physical, functional, and external}, repairs needed, quality of canstmction, rpmodelirnJ/additions, etc. The home has been maintained and is in average condition. There were no apparent functional inade~c uacies. The construction quality is typical for the area. The estimated effective age is below the actual age due to maintenance condition, and_:omparison to competing neighborhoods. Physical depreciation is attributed to_age and deferred maintenance. Unless othernrise stated, rbo iterr+s See AddendumZ Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the immediate vicinity of the subject property.: The property is of an age where lead based paint may be_present. The market does not. penalize the _ ro ert ,but the client should be advised of its possible existence. It is assumed that it is not present If the client See Addendum tretldie Mac Form 70 6/93 PAGE 1 OF 2 Fannie Mae Form 1004 6/93 Form IJA2 - "TOTAL far Windows" appraisal software by a la moc:;e, ins. - t-800 ALAI~~ODE Divelbiss Estate ~~u~rnRM 1tF!~InFN71l11_ gRPRt-ISAL HEPOR~' File No. 07-119KD ESTIMATED SITE VALUE .... . ......... . .. .. _ $ ESTIMATED REPRODUCTION COST-NEW-OF IMPR(VEP4ENT3; Dwelling 1,288 Sq. Ft. @$ _._. _ $_ ___._-- 1,288 _ ____T Sq. Ft. @$ Comments on Cost Approach (such as, source of cost estimate, site value, square foot calculation and for HUG, VA and FmHA, the estimated remaining economic life of the property): The Cost Approach will enerall result in an excellent estimate of value if the but-ding is new or _.__ _ _ ___,_ _ - reasonably new, and the improvements reflect the highest and _ Garage/Carport 336 Sq. Ft. @$ best use of the Iand;However, when items of physical __ _ ___.____ ______ Total Estimated Cost New.__________._..___ ._ $ depreciation must be estimated, an area of judgement is . _ Less Physical Functional Extern~d involved which is subject to error. The Cosi A roach was not _$ Depreciation ~ utilized due to the subject's age• __________ . _ _ .. _. _. _. _$ Depreciated Value of Improvements _.. . _ _ . _ _ _ .. _ _ _ _ _ ... _ $ "As-is" Value of Site Improvements - --- __ _ _ _ _ . _ ... _ INDICATED VALUE BY COST APPROACH ........ _ ITEM Sl1BJECT _ COMPARABLE N0. i ~ COMPARABLE N0.2 _ _ COMPARABLE NO.3 1112 Cocklin Street Address Mechanicsbur PA _ _ _ 700 Robert Street !Uiechanicsbur~, PA 3 Juniper Drive Mechanicsburg PA 103 E. Elmwood Avenue Mechanicsburg, PA Proximity to Subject Sales Price ~__ NA _ 4).54 mi;es_ _ ~ 174,900_ 1.15 miles ~ 172,000 - 0.99 miles _ ~ 187,5D0 Price Grass Living Area $ ~~_' ;i,__ __ 145.75 ~~ $ 127.98 _ ~ 140.03_r~ Data andlor Verification Source Inspection Executrix MLS, Agent, Ext. Inspect. and +~ourthouse Records MLS, Agent, Ext. Inspect. and Courthouse Records _ MLS, Agent, Ext. Inspect. and Courthouse Records _ VALUE AOJl1STMENTS _ DESCRIPTION _ _DESCRIPTIOPI + - $ Adjust. DESCRIPTION I +(-)$ Adjust. _ ) DESCRIPTION_ j +(-)$ Adjust. Sales or Financing Concessions +~onventional none Cash None Conventional None _ Date of Sale ime __ ! 1-15-06 6DOM ~ 4-13-07 9DOM _^ ~ __11_27-06 1.ODOM I T Location Avera a .averagt: ~ _T AverageT_ Average__ _ Leasehold Fee Sim le Fee Simple f=ee Simile __ ; Fee Simple __ _Fee Simple Site 0.3 acre 0.24 acre 0.3 acre _ 0.32_acre View _ Average Street ___ A_v_g Street _ Av .Street T Avg. Street Design and Appeal Ranch / Av Ranch t Avg• _ : _ Ranch / Avg. Ranch 1 Avg_ Quality of Construction Avera e _ ,averag_e __~~ Average Average Age 4~ears 2~ears __ 4~ears _ 49_years__ Condition Average ,averse ~_ I Average Average Above Grade Total i Bdrmsi Baths TotalyB~rmsy Baths Total ; Bdrms I Baths r Total Bdrms i Baths I Room Count 5 ~ 3 2 _ 4. 1__2 __ _2 6_j 3 1.5 +1,500 7_1__3 1.5 +1,500 _ Gross Living Area _ 1,288 Sg._Ft. ___I 200 Sg• Ft.l 0 1,344 Sq_Ft. Y_____ 0 1,339_S~c . Ft.T 0 • Basement & Finished. Rooms Below Grade Full basement Rec Room ±=ull basemenj: 13R,FR,'Nd.Siv. -1,500 Full basement Rec Rm Full basement Unfinished +1,000 FunctionalUtili Average- _ .aver; _ __~~ Average __ T Average ; Heatin Coolin Radiant/Cent.Air BBD/Cent. Air_ +2,000 FWAINone FWA/Cent.Air Ener Efficient Items Average Average __~ T Average T_ _ _Average Cara a Car ort Garage x1 ti;arage x1 __ Garage x1 `__ ~ Garage x1 Porch, Patio, Deck, Fire lace s~etc. Porch None i~ncl.Por,Porch -1,000 1Jone _____ -1,000 Scrn.Porch,Por Fire lap ce x1 2,00_0 Screen Porch -1,000 Fire lace x1 -2 000 Fence Pool etc. Shed ,ov. Patio -5D0 None/None None/None Net Adj. total) __ __,~± _ ~- :~ 3,000 + ~__ $ 500. 1~ +___ %, - :~ 500 Adjusted Sales Price of Com arable Net 1,7 9~ Gross 1.7 90 $ 171,900 Net 0.3 % Gross 3.8 90 172,500 Net 0.3 Gross 2.9 % 187,OD0 Comments on Sales Comparison (including the subject property's compatihility to the neighborhood, etc.): After a thorough search of all available data, the comparables chosen were considered tha best available.:Adjustments were made io reflect substantial differences between the com arable _ rp operties and the subject. The adjusim_ents that: were made reflect the typical actions of buyers and sellf:r in the marketplace. Sale #1 in good condition per agent. Home has wooed floors, rear enclosed porch plus covered~atio, and large rec room in baserrrent. Sale #2 was "well maintained", per agent. t-lome has a Syr old furnace, hardwood floors, screen porch, basemeni_rec room with fireplace, storage and worksho .Sale #3 showed well and has rievu windows, hardwood floors, screen porch, etc. All sales considered equally. ITEM Date, Price and Data Source, for prior sales within year of ap raisal SUBJECT NA NA Crthse Records _ COMPARABLE N0.1 COMPARABLE N0.2 __ !!JA NA NJA NA ..ourthouse Records Courthouse Records _ _ ____ COMPARABLE N0.3 NA NA Courthouse Records Analysis of any current agreement of sale, option, or ;fisting of :subject properly and analysis of any prior sales of subject and comparables within one year of the date of appraisal: Prior sales of the comparable properties occurred more than one year ago. The subject is not currently under contract or listed in the o en market. Subject has not transferred within the past threesears. ___ _____ _ _ _ -- ---- INDICATEDVALUEBYSALESCOMPARISONAPPROACH __. _._._____.__ _. _ _______________.. ___.__ $ 172,000 - - ....-. INDICATED VALUE BY INCOME APPROACH (if Applicable) Estimated Market Rent $ ___.______ (Mo. x Gross Rent Multi Mier ____.__ _ __ _ __ _ This appraisal is made ~ "as is" ^ subject to the repairs, alterations, inspections or conditions listed below ^ subject to completion per plans & specifications Conditions of Appraisal: No warranty of this appraisal is~iven or implied. No liability is assumed for the structural and/or mechanical elements of ^ the subject property. (See Addendum anti Statement of Limiting Conditions _ _ _ Final Reconciliation: Due to the lack of rental data, tf-ie Inrome Approach was considered inap ro riate and not utilized. Greatest weight is~iven to the Sales Com ap rison Approach since_it reflects the typical actions of buyers and sellers in th_e marketplace_`_ T^ *** Retrospective Market Value as of the date of death _ _ _ _ _ The purpose of this appraisal is to estimate the markEt value of the real property that is the subject of this report, based on the above conditions and the certification, contingent and limiting conditions, and market value definition that are stated in the attached Freddie Mac Form 439/FNMA form 1004B (Revised June 1993. • I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL F°ROPERTY THAT IS THE SUBJECT OF THIS REPORT, AS OF May 31, 20_07**" (WHICH IS THE DATE F INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE $ 172_000_ APPRAISER: SUPERVISORYAPPRAISER(ONLYIFREQUINED): Signature ~ ~ ~ ,~ )`' ;~ •' _ Si nag tore __ _ _ ^ Did ^ Did Not ~ - Name Karen Darney, PA Certified Ge_n_era •ealEstate Appraiser Name ^, _ Inspect Property Date Report Signed July 9 2007_ Date Report Signed State Certification # GA001260L State PA State Certification # State __ ______ _ __ __ Or State License # State Or State License # State Freddie Mac Form 70 6/93 PAGE 2 OF 2 Fannie Mae Form 10D4 6-93 Form UA2 -- "IOTA L for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE Supplemental Addendum File No. 07-119KD Borrower/Client NA -_---------------------- Pro a Address 1112 Cocklin Street__ _ -______. __ __ .__-_-._-___-_ City 4Mechanicsburg__ _ County Cumberland State PA ____ ___ _.__ Zip Code 17055 Lender Richard C. Snelbaker, Esquire ~~_,_..~ - • URAR: Condition of the Improvements Cont'd: were observed that would require immediate repair. Interior i°~ dated, 13asESment has a damp smell and efflorescence noted along the bottom of the foundation walls. Executrix stated there is no known water infiltration. NOTE: Your appraiser is riot an expert in this area. Recommend a professional be contacted, if you have a concern. This appraisal is based on the assumption that there are no adverse conditions present. No functional or economic obsolescence was observed. • URAR: Adverse Environmental Conditions Cont'd: has a concern, then a qualified expert in this area should be contacted. There art:a no known or apparent adverse environmental conditions that would negatively impact on the sale of the property. Definition of Market Value: The definition of Market Value is from regulations published by fedaral regulatory agencies pursuant to Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989 between July 5, 1990, and August 24, 1990, by the Federal Reserve System (FRS), National Credit -Jnion .Administration (NCUA), Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision {OT,i,, anc~ the Office of Comptroller of the Currency (OCC). This definition is also referenced in regulations jointly published by the OCC, OTS, FRS, and FDIC on June 7, 1994, and in the Interagency Appraisal and Evaluarion Guidelines dated October 27, 1994. Scope of Work: Observation of the exterior and walk through observation of the interior of the property. Measuring the exterior of the dwelling.Walk through observation did not include inspection of the attic or c::raj,vl space areas. These areas are assumed in good condition with no adverse conditions present. I~ you have a oncern, contact an appropriate professional for an inspection. No mechanical systems were inspected and no appliances were tested. Review of the REDS courthouse data and Central Penn Multi-List, Inc. records. F:eviewing the county tax map online information, county tax map, zoning, and FEMA flood maps. Verifying, it possible, the comparable sales with broker, agent, seller or buyer. Special Limiting Conditions: This appraisal is not a home inspection and the appraiser is not avting as ~~ hon+e inspector when preparing the report. The borrower has the right to have the home inspected by a professional h+~me inspector. When performing the inspection of this property, the appraiser visually observed areas that were readily accessible. The appraiser is not required to disturb or move anything that obstructs access ~r visibi ity. The inspection is not technically exhaustive. The inspection does not offer warranties or guarantees cif any kind. The appraiser is not a horne or an environmental inspector. The appraiser prc vides an opinion of value. The appraisal does not guarantee that the property is free of defects or envirann+er7tal problems. The appraiser performs an inspection of visible and accessible areas only. Mold may be preset rt in areas the appraiser cannot see. A professional home inspection or environmental inspection is recomme:r7ded. If the property is sold, this appraisal is subject to satisfactory inspe~;tion report:a including, but not limited to: wood infestation, water test(s), septic inspection, radon, building inspections, etc. • URAR: Supplemental Certifications I certify that, This COMPLETE APPRAISAL- SUMMARY APPRAISAL REPORT was prepared for the exclusive use of Richard C. Snelbaker, Esquire (client). The Intended User of this appraisal report is the Client. The Intended Use is to evaluate the property that is the subject of this report for estate settlement purposE>s, and no other use is intended. Appraisal is subject to the stated Scope of Work, purpose of the appraisal, reporting requirements of this appraisal form, and Definition of Market Value. Estimated market value is the most arobsble price in terms of cash or in terms of financial arrangements equivalent to cash. The information and opinions contained in this appraisal set forth the appraiser's best judgment in light of the information available at thc: time of the preparation of this report. Any use of this appraisal by any other person or entity, or any reliance or df~cisiors based on this appraisal are at the sole responsibility and at the sole risk of the third party. I accept nc; resf+onsibiiity for damages suffered by any third party, as a result of reliance on or decisions made or actions taken basE:d c)n this report. 4 In~ my opinion, the reasonable exposure time linked to the value opir ion is up to 18) days. I further certify that, to the best of my knowledge and belief: -The statements of fact contained in this report are true and co-reca. -The reported analyses, opinions, and conclusions are limited only by tfre reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analy:~cs, o~ inions, and conclusions. - I have no present or prospective interest in the property that is the vuk~ject of this report or to the parties involved with this assignment. - My engagement in this assignment was not contingent upon developing or reporting predetermined results. - My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the Form TADD - "TOTAL far Windows" appraisal software by a la mode, inc. -1 800-ALA RODE Supplemental tAddendum File No, 07-119KD BorrowedClient NA _~~ __~ _ __ __T- _!_ Pro a Address 1112 Cocldin Street__ _ _ __~T~- ___.-_ _City Mechanicsbur _ ~ Caunfy Cumberland State PA_ _^Zip_Code 17055 Lender Richard C. Snelbaker, Esquire ~~~ s ~~ attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. - My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standard of Professional Appraisal Practice. - I have made a personal insper;tion of the property that is the subject of this report on July 5, 2007. - No one provided signifir.:ant professional assistance to the persons signing this report. -This appraisal has been, prepared in conformity with the requirements of the Code of Professional Ethics and the Standards of Professional Appraisal Practice of the Appraisal Institute. T ~ use of this report is subject to the requirements of the Appraisal InstitutE; relating to review by its duly aut o ~ed repr sentat~es. wren Darney, P Sfafe ertlFied t-;e:nera$ Real Estate Appraiser / GAOO126OL ~, Farm TADC. - "TOTAL for Windows" appraisal software by a la made, inc. -1-800-ALAMODE DEFINITION OP MARKET VALl1E: The most probable price which a property should bririg in a campetit ve and open market under alt conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer wider conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his cwn uest interest; (3} a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. * Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; the: a costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can he made to the comparable property by comparisons to financing terms offered by a third party insfiitutional lender that 's not already .involved in the property or transaction. Any adjustment should not he calculated on a mechanical dollar for dollar cast ~f the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing ~.:r concessions based on the appraiser's judgement. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S GERTIFiCAT1ON CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears irr the appraisal report is subject to the following conditions: t. The appraiser will not be responsible far matters of a legal nature that affect either the property tieing appraised or the title to it. The appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the title. The property is apl~ralsed orr the basis of it being under responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improv~merrts rno the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because 'he appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal o' the property in que•~tion, unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and this improvements at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, t~ ie presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of Bering the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidtler. or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic substances, ete;) that wouici make the properly more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that rriighi be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal eport must not be considered as an environmental assessment of the property. 7, The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal repot from :sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility fir tt~e accu~acy of ;~urh items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for n the Uniform Stanrards of Professional Appraisal Practice, 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject io satisfactory completion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. 10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally approved financia institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's vrritten consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through ad}!erfising, public rel;+tions, news, sales, or other media. Freddie Mac Form 439 6-93 Page 1 of 2 Fannie Mae Form 10046 6-93 L.G. Connor Real Estate Appraisers Form ACR - "TOTAL for Windows" appraisal software by a la mode, inn. -1-+300-ALAU~IUDE APPRAISER'S CERTIFICATION: The Appraiser certifier. and agrees that: 1. 1 have researched the subject market area acrd have :elected a minimum of three recent sales of properties most similar and proximate to the subject property for consideration in the sales comparison analysrs and h~rve made a dollar adjustment when appropriate to reflect the market reaction to those items of significant variatign. If a significant item in a comparable property s superior to, or more favorable than, the subject property, 1 have made a negative adjustment to reduce the adjusted sales price of the comparable and, ii a significant item in a comparable property is inferior to, or less favorable than the subject property, I have made a positive adjustment to increase the adjusted sales price of the comparable. 2. I have taken into consideration the factors that have an impact orr value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the appraisal report are true and correct. 3. I stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent and limiting conditions specified in this form, 4. I have no present or prospective interest in the property that. is the subject to this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I ofd nut base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the sr bject propery. 5. I have no present or contemplated future interest in the subject property, and neither my current or frrture employment nor my compensation for performing this appraisal is contingent on the appraised value of thr properly 6. I was not required to report a predetermined value or direction in ralue that favors the cause of the client or any related early, the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I did not base the appraisal report on a requested mirimurn valuation, a spFCific valuation, or the need to approve a specific mortgage loan. 7. I performed this appraisal in conformity with the Uniform Standards of Proiesslonal Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that wale in place as of the effective date of this appraisal, with the exception of the departure provision of chose Standards, which does not apply. I acknowledge that an a:;timate of a reasonable #ime for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent wits the marketing time; noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section. 8. I have personally inspected the interior and exterior .areas of the ;:object property and the exterior of alt properties listed as comparables in the appraisal report. I further certify that I have noted any apparent or known adverse corditons in the subject improvements, on the subject site, or on any site within the immediate vicinity of the subject property of which I am aware and trove made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also ;ommenterl about tha effect of the adverse conditions on the marketability of the subject property. 9. I personally prepared all conclusions and opinions about the raal estate that were set forth in the appraisal report. If I relied on significant professional assistance from any individual or individuals in the performance of `he appraisal or the preparation of the appraisal report, I have named such individual(s) and disclosed the specific tasks performed by them n the reconciliation 7ection of this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a ctianttE to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it. 10. See additional Appraiser Certifications and Limiting Conditions found in the addendum of this report. SUPERVISORY APPRAISER'S /CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or sha certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed ttre appraisal report, agree with the statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications r:umbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report. ADDRESS OF PRDPERTY APPRAISED: 111? Cercklin Street, Mechanicsburg PA 17055 APPRAISER: ~t Signature: __ ~,iz: ~l~ ~ `(;e -- Name: Karen Darner, PA Certified General Real tote A raiser Date Signed: July 9, 2007 _ _ ___ ___.i __ State Certification #: GA001260L __ ____ _____ or State License #: _ __ _ __ _ __ _ State: PA _ _ _ _ Expiration Date of Certification or License: June 30, 2009 ~_ Freddie Mac Form 439 6-93 Page 2 of 2 SUPERVISORY APPRAISER (only if required): Signatrrre: Name: Date Signed: State Certification #: or State License #: State: _ _ Expiration Date of Certification or License: ^ Did [] Did Not Inspect Property Fannie A4ae Form 10046 6-93 Form ACF! -- "TOTAL for UVindaws" appraisal software by a la mode, inc. -1-800-ALAMODE ~®~~#i~r~ M~~I :~ ~a, M, -' - 7 4iL r-a t ;LC. r; a :P '~ d t''e. 1-) i~~ , !.' . r3 tra l~ }n ~r_. 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'" ~ Y ~ 0 ,~ ~ f a h 9 y, 9~' r S~ ~ ot, ,~. ~ 9~, ~ n ~~;f~~_~xlr1~~ 1 i`JfB t~ ~ .~ ~5. ~j. -•f :~ p. ~1 ~ ~8~ j ~ ~ - ~ ~ ri . , ~ ~ ~ ,b ~ } ~ g .~~f~c ~. ~ q~X1~4 ' ~ r ~~ ~, ~+ g~~ ' ~ es~ - ~}r ~ 6 !~ t ,q; a ~ S 4 a S ~ ~'~" ti ~;~ ~C~~ ,gyp u `i' ' ' {~ ~ S~ ~ P ~ `~ T ~ -~k/ ~ i ~. ~ 'T ~>AJ 1•~ _.._ .,. ~B ~.eS~GIri\,.~Y0.~~V~ir,~~ "`F.\~T ~ 7du!w b rti ~0R ~,,_{{ /1 M 1 ~ \~ 1 f I y., ~'~~ ~ ,~ ~~~.. 4~~ ~ ~ ~~ ~ 1,~ ~ , 3 F rl ~, ~ ~` `~'` ~~ t `f9~ ~ ` "p~- ,' ~ ~ ", . ,` / h ~ t n~'t ZO X21 i~,f ~ r ~h ~*. 1 ,. - \ , can Y 511i. . ~ ~, ~ ~ ~ ~~ ~~ ~~rx, ~ ~V1 V~i s ~ p. ly5 ~ gj ~ ,~~ . ~ ,, a .~ ~ ~~yt~ ~ a, ~~ 0 1 ~ 1~ ~ 4. 1~~ ~.~ ~ ~~ ~~ > ~a ~ ~~ R ~' ~ MQ A~ R ` { '' ,t f ''~ ~ ~~ „, y. ~~~ a ~ "'~' J `~ ~~ `~ 1 WARRANTY DEED NO, 615 ~ ~~~ iYi ~~Y irE tlee year of oar L,ord~ orre tlrozcsa~n.d rt~rc h-tart-dyed artd severay~-r7ste 1;1979) f~etttt~~lt CARL J. ZYSK and SOPHIE A. ZYSK, }l.i.s vrife, of Mechanicsburg, Pennsylvania, GRAN'T'ORS AND RCIYNIOND E. DIVELBISS and JANE E. IaTVELBISS, his wife, of Mechanicsburg, Pennsylvania, GRANTEES ~1Hiiue~tipttl, Chat the said port ie~f fhc fiz•st pa_rf, for• ra~i~£ iii cons~ideraion of the sign of FIF'T'Y SIX Tf}OUSANll ~ 00/00----------------.... ----- -------------------------------- ---------------------------------------,-..._~.---~-----------------------($56;000.00) £)ollcrrs, larr.~frel ~rzorte~ oj' the Uaz~ited Staten u,~n~`o zc~ell and truly paid vy the scti~Cl lxrrt ies of the second part, the receipt z~h.ereo~' is h~cTr°eby aclc~r~oze;ledged, do hereby grant, i~argairr, sell. alrera errfeoff, relc°ase, rorri~e,r~ arrri ~~orrfi~m unto the said part iesof the secorrrl lmrC, their heirs a~ Lei ~ ~~gi.gais, X111 `I'ETAT CFTZfAIN lot or tract of land sittate in 'the Borough of Mechanicsburg, Cowity of Cumberland and State of Penns,rlvaria, more particularly bounded and d.escxibed as follows, to wit: BEGINNING at a point on the southern litre of Cocklin Street and the line of adjoiner between Lots Nos. 83 and 84 in the hereinafter mentioned Plan of Lots; thence South 23 degrees 17 minutes East by said line of adjoiner,. 177.11 feet to a point; thence South 67 degrees 3~~ mirAutes tiYest 75.01 feet to the southeastern corner of Lot No. 85; thence North 23 degrees 17 minutes West by the eastern line of Lot No. 85, 176.=)2 feet to -the southern line of Cocklin Street; thence North 6~ degrees 43 mintrtes :East. b;r the southern line of Cocklin Street, 75 feet to the point and place ~~f BIJGTNNIN+~. BEING Lot No. 84 of Section 104 of Orchard l~rest, [nc. Plan as recorded in then Cumberland County Recorder's Office in ''tart .Book: 18, Page 24. }LAVING thereon erected a ranchdwelling knal~~n as and ntnnbered 1112 Cocklin Street. BEING the same premises which Vance 0. 1~nde~°~on and Viola M. Anderson by Deed dated January 1b; 1968 and recorded in the ~C:umberland County Recorder's. Of£icd_ in Deed Book Q22, Page 235, granted and con~r»ved unto Carl J. Zysk and Sophie A. Zysk, the GRANTORS herein. The above described premises are conveyed tzr:~der and subject to the easements and restrictions of record applicable to aaad pert.a.irting to said premises... ,.p ~ m 4 ,/ .ter-P...~t~"c'y .. ~.. / y/~ i" rs.~-~"ter ld C7 m m c. t7 ni~rn ~ C-'" .- ____,_,--~ 5ehoo{ Dist. Cumb. Ga., Pa. z! ~ Borough el ..... .•;,/ Cumb. Cep., F'a. N ~ ~o+-~ ~ T rr, `~ T- i'J• Real Estate Transfer Tax ~9; meal Estate Transfer i.,r W N , r- C O -*i t ~c~ -~ ~ 7 ~~ ~~ `30.. /. Amt ~ ... } 5 ` D z 7 ~`C'' ~i7 ~ ~ ~~~ '7~ Am+ ~ _~rn n ~ ~ ~t ~ ... . e a ~;7 _ 7 -•~ . V Data ~/ ~ ~` / ' g ~ """1 ai --+ r^ Gsimb. Co. Dixt. Col. Agl.~'> ~ ~ -~-: vt-fi C;amb. Ca. Dist. Gol. Aat. ~ C~ uugetl~er zvitla all aaad singular the hercrlita~ne~P.is anr~', a.~rJpurtcnanccs tlacreunto belo~rag- i~ag oa• in anywise appertai-Wing and the reversio~as a.a~d rema~aadcrs, rents, issues clad profits thereof; a~ad all th:e estate, right, title, i~~aterest, ~:~ro~e~°t~, ~cla~~na and demand ~;hatsoe~~er of the said part of the first part;~in law, equity or~ ot7aea°r~ise of, in, and to the same, mad evergt part thereof . t ~ .tlg.~ ~ _: ~o Jiaup ttttl zn ~~inll the above described'. premises zr~itla tlae appurtenances unto the said part i.es of the secort,d part thei_~ he__:rs and Assig~as, forever. ~it~ the said. part ies~f tlae first part, do hereby covenant and agree to aatd ze;itli the said parties of tlae second part, thatthey the .paid pa~•ties of the first parttheir -~~~zecu- a tors acid Ad~ni~aistrators, Shall and T~'ill TVarre+nt a?~d Forever Defend the ]aerein above de- scribed premises with tlae hereditanae~ats and a~apurt~s~za~aces, u~atto tlae said parties of tlae, second part, heirs and Assigns, against tlae sa?:d, parties of the first part and, against every other person lazy f ull y claimiaag, or who <~Iaa~l 'ir~rea f ter china, the same or a~a y part thereof. Jtt ~i~iiitttp~r 31~Illrrr~~f, tlae said dart ~.es b f ~ the first part have hereuiato set thei~a~racl and seal the day a~n.d year first above ze~r~ittea~. ~tgitel, ~r~tlrl ~ttxl ~r~iuere~ itt ~I~e ~rie~ritce stf ..~ ~, ............ t~ Car ; J Zy~ p> ' ~--~ I ~ ~ ,~" SEAL s . ~.~' .............. •c r. .. ....... ....._ •s:.: . ~ ... Sophie i\, ~,;Tsk = -~ ................ SEAL ... . ~~ sr•.nL ~~ .._........._..._ 6EAL Fl~uod Mail Borrower Client NA ______ _ _ __ _ _ __ - PropertyAddress 1112 Cocklin Street _ _________ Giiy Mechanicsburg _ County Cumberland _.__~ta?e F'A Zip Code 17055 Lender Richard C. Snelbaker, Esquire _ _ _,. _ _ ~_ ~nterFlood ~;~~;: :h ~•wr.~,inLerfload.con~ • 1-£300-252-6633 Prepared far: dba L.r2=apt { . +: c+ r or, PrA.I 1 ~ 1t ~-0~~Ir ~!rVr, lulgrhat'Nr_ _ L~ iria ;. ,,, 17;1;x, 1' f" n~ ..: t. a a ;, J J 1 r~hta ,Y ~~ ~ h ~~ v 76 ~ ~' . o~ ~. ONE X -~_ - ,# ''_~~__ ~~ ~ FLOODSCAFE 1 Flom Hazards Map Map Number ~i203620005D Effective (late March 3, 1992 Far more information about flood zones and flood insarance, contact: 0' 5_ C~' ___ ._ __ S 000' 1 ~0'.__ .._. 2COCi Po~uered by FloodSovn:e 377.77.FLOOD aww.floodsovrce.com f3 199 Pins? andlur FluudSam:e Corporations. FJI rights reserved. Patent- f;.? ?1,`'%`~ an' E c f' n15. OthFr patents pending. For Into. mPo(~floodsouroe.com. Form MAP.FLOOD - "TOTAL for Wintlows" appraisal software by ~.I,3 r lode, inc. --1-800-ALAMODE ZONE X ~; Ruiidiug Skctch (Page - 1) Borrower/Client NA __ ----- -------- - Pro a Address 1112 Cocklin Street _ --.------- City Mechanicsburg-_~___ County Cumberland _ ,. ____itate Pig Zi Code 17055 Lender Richard C. Snelbaker, Es uire _ __ __ . _..~~. NOTE: Interior Sketch Not To Scale. 17.00' -- -- 'o Porch o 46.00' ~ 0O ] °o Shed ~ D,4 ~~T ~~ ~ 8.50' ---- BR _ ---- - i 1 ~{ 1 _ ~ ~ 1 - o o t 1- J 1.-_ ~ ~-, O' --- - _ _ l ° ao N N J~ Garage ---- -- --- -- !L.i~= B R g R __ 12.00' 46.00' ~ stood ~; SkN<h by l~pex N'• Comments: Code AREA CALCULATIONS SUMMARY Description Net Size Net Totals GLAl Firat Floor 1288.00 1288.00 P/P Porch 136.00 Stoop 30.00 166. D0 GAR Garage 336.00 336.00 0TH Shed 34.00 34.00 nded) Ro I t 1288 Net LIVABLE Area u ( LIVING AREA BREAKDOWN j Breakdown Subtptals ~; FirsY. Floor 28.00 x 46.00 1288.00 1 Item (Rounded)) 1288 Farm SKT.BIdSkI - "TOTAL for Windows" appraisal so lwars hd a to mode, inc. -1-S00-ALAMODE ~ubi~~t Ph~t~ F'~g~ ~Nbj~~t ~~®nt 1112 Cocklin Street Sales Price fUA Gross Living Area Total Rooms 5 Total Bedrooms 3 Total Bathrooms 2 Location Average Uew Average Street Site 0.3 acre Quality Average Age 40 years Subj~~t R~~w ~iubj~~t ~t~~~t ~_-+~ Form PICPIX.SR - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALANiODE ,:..~.. ,rte. - .~>a. Iw"` ~®r~p~~'~bl~ 1 ,~ ~ k ~, ', -~~~`. ~; 700 Robert Street Frox. to Subject 0.54 miles Sale Price 174,900 Gross Living Area 1,200 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 2 Location Average View Avg. Street Site 0.24 sere Quality Average Age 28 years ®t~p~~~IHIr~ ~ 3 Juniper Drive Prox. to Subject 1.15 miles Sale Price 172,000 Grass Living Area 1,344 Total Rooms 6 Total Bedrooms 3 Total Bathrooms 1.5 Location Average View Avg. Street Site 0.3 acre Quality Average Age 4'1 years ~~~rrp~~~~l~ ~ 103 E. Elmwood Avenue Prox. to Subject 0.99 miles Sale Price 187,500 Gross Living Area 1,339 Total Rooms 7 Total Bedrooms 3 Total Bathrooms 1.5 Location Average Viety Avg. Street Site 0.32 acre Quality Average Age 49 years Form PICPIX.CR - "TOTAL for Windows" appraisal software by a la mode, inc. -1-800-ALAMODE i~~~~~w~~l~ Ph®t® ~~~~ --~; ~~;: . REV-1508 EX + (8-98) SCHEDULE E COMMONWEALTH OF PENNSYLVANIA CASH, BANK DEPOSITS, & MISC. INHERITANCE TAX RETURN PERSONAL PROPERTY RESIDENT DECEDENT FILE NUMBER ESTATE OF 21 07 0580 Ra and E. Divelbiss Include the proceeds of litigation and the date the proceeds were received by the estate. All orooerty ioinUvowned with the right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION 1 2008 Economic Stimulus payment 2 Automobile 2001 Chevrolet Prizm valued using Kelly Blue Book (see attached appraisal) 3 Cash found in residence 4 Highmark Blue Shield refund unused medical premium 5 Household goods proceeds from sale of household goods sold at public auction 6 Household goods appraised value (see attached appraisal) 7 Jewelry appraised value (see attached appraisal) 8 Masland Industries,Inc. final pension payment 9 Social Security payment for May 2007 10 Sovereign Bank Checking, a/c #1681725088 TOTAL (Also enter on line 5, Recapil swasAO t.ooo (If more space is needed, insert additional sheets of the same size) VALUE AT DATE OF DEATH 300.00 4,685.00 123.97 221.40 4,674.75 135.00 185.00 140.51 829.00 319.50 11,614.13 - - - - ~_ '~:,~c - ~1 made-Jn Pricing Report -Chevrolet, Prizm ~~ r~ rr ~~l~~y ~I~~ ~~~~ tr{~ ra1,~sT~D a~sc~uRCe. `'~` _ kt~6.tbm Page 1 of 3 ,fig Quick Dealer Pa9ce quote Searcle Used Car Listings List Your Car far Sale ~~~~~~~~~ Home .• Us ~r C ars > 2r)01 ~ (_hevml?t ? P i m ~ ~ ~ ~ _ Sedan ~~D , Equipment Prink This Page 200]. Chevrolet Frixln Sedan 4!a Trade-In Value Private Party Value ~~_~~~ ~~}~ ~~tt~[~~-~;~ ~lALL~. Suggested Retail Value ;. Photo Gallery ;~. *.i_ . y; COlldtttOCl Va~lJe x Compare Vehicles 3~?rtrr I,.~rrF {7 r,~sj~y;*a ~wz ~N Specifications (,,pptj $4r685 °a~° ~'~ ~~+~ Shopping Tools Free CARE"AX Record Check Auto Loan Frorn 6.19°ib APR Compare Insurance Rates Payment: Calculator ~~tl ~`tll~iP iJ~,[1 on Blue Book ClassifiedsT°' Reach millions of shoppers on kbb.com, Cars.com, and other popular sites. Find out more, Click ~IJ9' ~ LSE? fl~h on Blue Boolc Classifieds"" Chevrolet Prizm 30 Miles or less ZIP Cale ! 17055 To View Ads, Click F~Fltl TfIE Rlt;~#i ~>~~ Compare Used vs. New Under $5,000 Both New and Used Sedan To View List, Cliclc More Photos NEXT A[PS: x M. Get Pricing on New Vehicles Sell Your Sedan Check Out Our 10 Most Researched Sedans 2007 Toyota Camry 2gg7 Honda Civic 2007 Nissan Altima 2007 Toyota Yaris 2gg7 Acura 'iL Vehicle Highlights 2007 Honda Accord 2808 Toyota Corolla 2007 Mazda MAZDA3 2007 Volkswagen Jetta 2007 Toyota Avalon Mileage: 16,033 Engine: 4-Cyl. 1.8 titer Transmission: Automatic Drivetrain: Fb'JD Selected Equiprent Change Equipment ttp://wwvv.kbb.cone/KBB/UsedCars/PricingEZeport.aspY?Manufacturerld=9&Yearld=2001 &VehicleClass... 7/3/2007 APPRAISAL Personal Property of ;.~ ~~ ,'/`z~r ~~ ~ ~ ;;~; ~~~~ ~ ~~ t` ~; ~~-' __ ennraicpri by Chuck E. BrICkeY AU094-L U~t~ % -~-~ - ~' "rr-- ITEM VALUE ITEM ~ 1, /" ,''7: ~1~ ~d~ t r, ~~ , ~~r , ~,,: ,~~;r ,air L;.,~~-t r ~, <... '> _ i' .~ c'~ 5 `~'~ is, iii`. _ ~// / A J } . UL. G'L ~.. ~- M'U M M ~ 5 6LVE (/L 1~/ C~ (. O'zE 34 WEST MAIN STREET MECHANICSBURG, PA 17055 APPRAISAL Phone: 717-766-9422 APPRAISAL - - _ --- Appraisal for: Estate of Raymond Divelbiss 11/28/2007 1.) Man's Bulova Accutron watch in a yellow gold-filled case. Estate value: $25.00 2.) Man's open-face pocket watch. The watch is an Elgin dating back to 1924, and the case is yellow gold-filled. Estate value: $25.00 3.) Man's closed-face Waltham pocket watch from the early 1900's. The watch was once lever set and is now stem set. The case is yellow gold, but not 14-karat gold. Estate value: $30.00 4.) Lady's diamond engage- ment ring in 14 karat white gold. The ring has three round diamonds, one .20 points and two .02 point stones. The styl- ing dates back to the 1940's. Estate value: $50.00 5.j Lady's five-stone diamond 14 karat white gold wedding band with three round dia- `. monds of approximately .03 _ points each and two dia- a ~' ` monds of .02 points each. `r Estate value: $20.00 6.) Lady's white gold ba- guette-shaped watch in a 14 karat case. The watch is a Hampden Dueber with a 15 jewel movement that no longer works. Estate value: $35.00 This appraisal constitutes our carefully studied opinion of ^ the retail replacement cost through our facilities ~ the distress sales nature value of the article(s) described above insofar as the mounting(s) have permitted observation. We assume no liability with respect to any action that may be taken on the basis of this appraisal. 4 j: ~ ~ 4,~_!.~~. ~ ~,~_~ ~, Appraiser REV-15'11 EX+(10-06) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN SCHEDULE H FUNERAL EXPENSES 13< ADMINISTRATIVE COSTS RESIDENT DECEDENT FILE NUMBER ESTATE OF 21 07 0580 Ra and E. Divelbiss Debts of decedent must be reported on Schedule I. ITEM DESCRIPTION AMOUNT NUMBER A. FUNERAL EXPENSES: ~ Myers Funeral Home funeral services Total from continuation schedules . g. ADMINISTRATIVE COSTS: ~. Personal Representative'sCommissions Name of Personal Representative(s) Susan Jane Rod ers Street Address 310 Lafa ette Drive City New Cumberland State PA Zip 17070 Year(s) Commission Paid: 2. Attorney Fees Snelbaker & Brenneman, P . C . 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) 4. 5. 6. 7. 1 2 ~wasAC i o00 City State Zip Relationship of Claimant to Decedent Probate Fees Accountant's Fees Tax Return Preparer's Fees Bricker's Auction commission and expenses paid to auctioneer Citizens Bank returned check fee Total from continuation schedules TOTAL (Also enter on line 9, Ri (If more space is needed, insert additional sheets of the same size) 3,209.50 81.45 8,800.00 4,500.00 311.00 1,240.00 20.00 3,205.12 g 21,367.07 Estate of: Raymond E. Divelbiss Schedule H Part 1 (Page 2) 376-14-7572 Item Amount No. Description 2 Funeral Luncheon 81.45 Total (Carry forward to main schedule) 61.45 Estate of: Raymond E. Divelbiss Schedule H Part 7 (Page 2) 3 Cumberland Law Journal Advertising Executrix' Notice 4 Greenawalt & Company, P.C. accountant fee for preparation of 2007 Final Individual Returns 5 Momma's Jewelry appraisal fee 6 Patriot News Advertising Executrix' Notice 7 PPL Electric electric service 8 Real Estate repairs required to place property on market 9 Register of Wills short certificates 10 Removal of trash from property 11 RSR Appraisers & Analysts appraisal fee 12 Reserve for filing fees, accountant fees and other miscellaneous costs associated with the administration of Decedent's estate Total (Carry forward to main schedule) 376-14-7572 75.00 235.00 50.00 147.90 435.47 832.75 4.00 75.00 350.00 1,000.00 3,205.12 REV-15'12 EX + (72-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN NT SCHEDULEI DEBTS OF DECEDENT, RESIDENT DECEDE MORTGAGE LIABILITIES, 8r LIENS FILE NUMBER ESTATE OF 21 07 0580 Ra and E. Divelbiss Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. VALUE AT DATE ITEM DESCRIPTION OF DEATH NUMBER 1. Barry Heckard, Sr. 1,690.78 real estate taxes 2 Borough of Mechanicsburg 76.82 sewer/refuse services 3 PPL Electric 301.88 electric service 4 Verizon 18.51 phone service TOTAL (Also enter on line 10 Recapitulation) $ I 2 , 087.99 3wasnH z.ooo (If more space is needed, insert additional sheets of the same size) REV-1513 EX+(9-00) COMMONWEALTH OF PENNSYLVANIA. INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF I 1 2 3 SCHEDULE J BENEFICIARIES NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY -AXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] Jennifer L. DiTonno 576 Beinhower Road Etters, PA 17319 $1,000.00 per item 2 of Will Joshua D. Lusk 1220 Bill Smith Boulevard King of Prussia, PA 19406 $1,000.00 per Item 3 of Will Patrice Ann Willey 105 Sherborne Drive Spartanburg, SC 29307 One Half of Residue: 79,079.54 FILE NUMBER 21 07 0580 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE Do Not List Trustee(s) OF ESTATE Granddaughter Grandson Daughter 1,000.00 1,000.00 79,079.54 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET I I NUN- I HJCHCLt uIJ i rciov i ivi..~. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAXIS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS See Attached 1 000.00 TOTAL OF PART II ENTER TOTAL NON TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ r (If more space Is needed, Insert addltlonal sheets of the same size) 3 W 46 AI 1 .000 Estate of: Raymond E. Divelbiss Schedule J Part 1 (Page 2) Item No. Description 4 Susan Jane Rodgers 310 Lafayette Drive New Cumberland, PA 17070 One Half of Residue: 79,079.54 Relation Daughter 376-14-7572 Amount 79,079.54 Estate of: Raymond E. Divelbiss Schedule J Part 2B (Page 1) Item No. Description 1 Grace United Methodist Church of Mechanicsburg $1,000.00 per Item 4 of Will 376-14-7572 Amount 1,000.00