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HomeMy WebLinkAbout03-02-09THE MATTER OF JANETTE NEELY IN THE COURT OF COMMON PLEAS AN ADJUDICATED CUMBERLAND COUNTY, PENNSYLVANIA INCAPACITATED INDIVIDUAL ORPHANS COURT DIVISION NO. 21-08-0032 PETITION TO SELL REAL ESTATE TO THE HONORABLE EDGAR B. BAYLEY: AND NOW, this 27th day of February, guardian, Constance E ~~ N _O ~ Z I ) a z~; r 7D c 7 cn ~ f V ~.,~ ~ _ -~ C>O© ~" ~. 2009 ~~ a ~'' ~ ~ ,-~ Stoneroad, of Keystone Guardiaifeship Services, of the above-captioned incapacitated individual, and petitions as follows: 1. Keystone Guardianship Services was appointed Guardian for Janette Neely, an alleged incapacitated person by the Cumberland Country Orphan's Court by Order dated March 5th 2008 (see copy of Order attached as Exhibit "1"). 2. Janette Neely is presently a resident of Country Meadows located at 951 Sandhill Road, Hershey, Dauphin County Pennsylvania 17033. 3. Keystone Guardianship Services has been working cn selling the real estate owned by Janette Neely in order to have funds readily available for her personal and medical care, as well as continual real estate maintenance. Page 1 of 3 Pages Estate Janette Neely An Incapacitated Person 4. Janette Neely is the sole owner of a piece of real estate known as 3090 Spring Road, Middlesex Township, Cumberland County, Pennsylvania (Parcel No 21-13-0966-018) (See copy of the Deed attached as Exhibit "2"). 5. Said Real Estate was appraised by Diversified Appraisal Services, 35 East High Street, Suite 101, Carlisle, Pa 17013 for Ninety Two Thousand ($92,000.00) Dollars. (See copy of the appraisal attached as Exhibit "3"). 6. Said Real Estate is assessed at $109,660.00 X 1.22 bringing the assessed value of the real estate r_o $133,785.20(see copy of the assessment information attached as Exhibit "4°). 7. Said house is in dire need of repairs and renovations. 8. This property was purchased by Janette Neely on or about August 1998 for the consideration of $71,500.00. There i.s presently a mortgage on the said real estate. A mortgage in the amount of $55,000 was taken out on this property. There is a current balance of $22,980.76, and a monthly payment of $464.13. (see copy of the current Mortgage Information attached as Exhibit "5°). Page 2 of 3 Pages Estate _ Janette Neely An Incapacitated Person 9. The Guardian's first attempt to sell the property will be through sealed bids "AS IS" for no less than 10% (t;en percent) of One Hundred Twelve Thousand Five Hundred ($112,500.00) Dollars (the average of the appraised value of $92,000.00 and current assessed value of $133,000.00) (see copy of the proposed advertisement of the bids attached as Exhibit "6") . The sealed bid process will be used to sell the property without the cost of auctioneer or real estate commissions. WHEREFORE, the aforementioned guardian respectfully requests this Honorable Court enter an Order directing the sale of 3090 Spring Road, Middlesex Township, Cumberland County, Pennsylvania (Parcel No 21-13-0966-018) owned by Janette Neely "AS IS" for no less than 10°s (ten percent) of One Hundred Twelve Thousand Five Hundred ($112,500.00) Dollars. Respectfully Submitted: Date : ~~ _!v a a 7 ~~ onstance E. Stoneroad f~ KEYSTONE GUARDIANSHIP SERVICES 512 Market Street Suite "2" Millersburg, PA 17061 Office (717) 692-5173 Cell (717) 265-4056 Page 3 of 3 Pages THE MATTER OF JANETTE NEELY IN THE COURT OF COMMON PLEAS AN ADJUDICATED CUMBERLAND COUNTY, PENNSYLVANIA INCAPACITATED INDIVIDUAL ORPHANS COURT DIVISION NO. 21-08-0032 VERIFICATION I verify that the averments in this Petition to Sell Real Estate are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. 4904, relating to unsworn falsification to authorities. KEYSTONE GUARDIANSHIP SERVICES Date : °~ ~ 7 O ~'LC-P~ ~ 0.~./J~IQ. Constance E. St~oneroad .,~. ~. IN RE: JANETTE NEELY : IN THE COURT OF COMMON PLEAS OF :CUMBERLAND COUNTY, PENNSYLVANIA 21-08-0032 ORPHANS' COURT ORDER OF COURT AND NOW, this ~ ay of March, 2008, this court having this data appointed Keystone Guardianship Servl~s NPC as plenary guaMian of th® person and plenary guardian of the estate of Janette Neely, the order ®ntered on January 10, 2008, appointed Cumberland County Aging and Community Sen+icea as emergency plenary guardian of the person and emergency plenary of the estate ofJanette Neely, IS VACATED A3 OF THlS DATE. Antflony L, DeLuca, Esquire ~ For the Area Agency on Aging Roger Morgenthal, Esquire For Janette Neely sal . ~3 `ate ., ~~,. p c~ ...:t^F ~,?2~ ' R TRUE COPY FROM RECORD • ' "' S aJ'~ In Testimony wlurof, I herounm, ' . "• ~, set my hand Md tlte,aeal of said Court el Carlisle, pA ..44. M ~~ i.r1 ~. ;; r'•i~'i sv r" ~..; cn !;+r w .. ;-~ a+ EXHIBIT "1" IN RE. JANETTE NEELY : IN THE COURT OF COMMON PLEAS OF :CUMBERLAND COUNTY, PENNSYLVANIA 21-08-0032 ORPWANS' COURT - ~ ,C~ ORDER OF COURT AND NOW, this S-Uw.-- day ofi March, 2008, following a hearing, 1T 13 ORDERED: (1) Jan®tte Neely is adjudicated an Incapacitated person In need of a plenary guardian of liar person and plenary guardian of her estate. (2) Keystone Guardianship Services NPC is appointed plenary guardian of the person of Janette Neely and plenary guardian of the estate of Janette Ne®ly. (3) Keystono Guardianship Services NPC shall be paid for its services in accordance with its regular fee schedule. (4) As guardian of the estate of Janette Neely, (1) Keystone Guardianship Services NPC, may, without prior court approval, invade principal as necessary for payment of exp®nses and debts, and (2) is authorized to enter into fisting contracts for the sale of real estate; however, courk approval shall be required prior to signing of any contract of sale. {5) No parry other than the guardian of the person shall have the right to r®move the incapadtated person from her residence at Arden Court, Warrlaburg, Pennsylvania, and no other party shall interfere with her care or otherwise disturb her l~ e anct~~ ;: •~ ~ tranquility. To ensure the security and well being of the incapacitated per~`a~ ~/ ~ _ t ~ ~ 77 representatives of Arden Court shall have the authority to Use their disc~e~nr :, , hich may"'`;•-; include restriction of visits or other contactwith the incapacitated per5or~}~-" '~ , •° -~ ca (6) Keystone Guardianship Services NPC shall comply with the reporting r®quirements.setforth In 20 Pa.C.S,A. Section 5521(c), By then ~ i , ~~ Edgar B. Bayley, J. ' Anthony L. DeLuca, Esquire For the Area Agency on Aping Roger Morgenthal, Esquire For Janette Neely :sal A TRUE COPY FROM RECORD In Testimony wherot, I hereunto set my hand and Ute seal i of saki Court at Carilesle, PA ;;,; ' ' .,~ ',(. .~ ,. .~. ,., , • • r • •• .. v. ~u vv ~~r. w v~ ~ .~. V 1 M\IL fJJ IN RE: JANETTE NEELY IN THE COURT OF COMMON PLEAS OF . :CUMBERLAND COUNTY, PENNSYLVANIA 21-08x0032 ORPHANS' COURT IN RE: PETITION FOR ADJUDICATION OF INCAPACITY AND APPOINTMENT OF GUARDIAN OF THE PERSON AND GUARDIAN OF THE ESTATE OF JANETTE NEELY MEMORANDUM OPINION AND ORDER OF COURT Bayley, J. March 5, 2008:- Janette Neely, age 84, Is currently a resident at Arden Court, Harrisbur®, Pennsylvania, a facility specializing in the care of Alzheimer patients. We find that duo to her Alzheimer di~eas®, her ability to receive and evaluate Information effectively and communicate decision are Impaired to such a significant extent that she is unable fo manage herfinanciai resources and unable to meet essential requirements for her phys(cai heath and safety. Her prognosis is for furthermental~ deterloratlon. We find that she is an incapacitated person in need of a plenary guardian of her persori and .plenary guardian of her estate for an Indefinite period. Neely, who is represented by private counsel, requests that iC®ystone Guardianship Services NPC be appointed pl®nary guardian of her person and plenary guardian of her estate. Based on the above findings, the following order is entered. ~ She suffers from hypertension, asthma and r®nal disease, ORDER OF COURT r AND NOW, this • "~ day of,March, 2008, following s hearing, IT IS ORDERED: (1) Janette Neely is adJudicated an (ncapacitated person In need of a plenary guardian of her person and plenary guardian of her estat®. (2) Keystone Guardianship Services NPC Is appointed plenary guardian of.the person of Jan,®tte Neely and plenary guardian of the estate of Janette Neely. (3) Keystone Guardianship Services NPC shah be paid for Its services in accordance with its regular fee schedule. (4) As_guardian of the estate of Janette Neely, (1) Keystone Guardianship Services NPC, may, without prior court approval, invade principal as necessary for payment of expenses and debts, and (2) is authorla®d to enter into fisting contracts for the sal® of real ®state; however, court approval shall be required prior to signing of any contract of sale. (5) No party other than the guardian of the person shall have the right to remove the incapacitated person from har residence at Arden Court, Harrisburg, Pennsylvania, and no other party shall intertei•e with her care or otherwise disturb her peace and tranquility. To ensure the security and well being ofithe Incapacitated person, representatives of Arden Court shall have the authority to use their discretion wh(ch may include restrfotion of visits or other contact with the incapacitated person. (6) Keystone Guardianship Services NPC shall comply with th® reporting requirements set forth In 20 Pa.C.SA. Section b52t (c). .. r .....a.... vv u.. vu r+va..~.r W . ...v V 1 IY\L V I Anthony l,. DeLuca, Esquire For tfie Area Agency bn Aging Roger Morgenthal, Esquire For Janett® Neely f :sal .009 305' ~7IUL~t:l1 Peny1 921-13 0 9 6 6-01 8 THlS INDENTURE MADE Shia ~ day ofi 9eatember .7996. BETWEEN EDWIN L KI9TLER and BETTY V. McNEW, Ca-Ekacutnn of tho fact WIII and 7estamant of Viela C. Klatler, late of Mlddleaex TewnahiD. Cumberland County, Panneylvenls; GRANTOR AND JANETTE L NEELY, elnela woman, of Carlisle Borough, Cumberland County, Pennsylvania; _ GRANTEE WHEREAS Vbls C. Kistler dkd February 9, 1998, testate eelzed of certain land situste in Mtddleeex Township, Cumwrlend County; end WHEREAS the Will of the geld Vlole C. Kisder dated Juno 28, 7980, waa duly Drobefed In the Offioe of the Rapkter of W61c In and for Cumbedarw County, Psnnsvlvanie, on March 2, 7 988, end Carters Teetementary were pran,[ad to Edwin L. Kistler and Betty V. McNaw, the above named Co~Exaeutore to rf11-9B-0793; end WHEREAS Section 3387 of rho Probate. Eatetee end Fiduciaries Coda (20 PS, 3361) eonfere open Executorla) the power to sell et publlo or prWetO sale. any reel earste not speciRCelly devked; and WHEREAS the heraineher described premkea were not epeclfleslly devked; and WHEREAS [he said Exaeutorlel were not required to file any bond to secure felMful performance of Metr duals. NOW THIS INDENTURE WITNESSETH that the seal Co-Executors of Me Estate of viola C. Kladx, deceased, for and In consideration of the sum of Sevsnty- 600[ 104 rme1104 EXHIBIT "2" zoia Fire aeaaaw one Thousand/and 00/1 DO Dollars Ie77,900.001 In lew/ul money of the United Sratas, to them In herW paid by the aakf GRANTEE at and before the seelln0 and delWery hereof, the reeelpt whereof la hereby acknowledgstl thou have granted, bargained, sold, aliened, released and confirmed, end by thna preasrr4 dose gram, bargain, acs, e8en, release and eonRrm unto the said GRANTEE, Aer heir and assigns: ALL THAT CERTAIN tract of IenA with Na Improvements eharaon erected ekuate In the TowneAlp of MiddlsssK, County of Cumberland end 6tato of Pennsylvania, founded and described ss follows: BEGINNING at a point, said polni Delnq located in tlu canter of Spring Roed, Penneylvenla Rauta 34 at the common property comer of Iha Eateta of George E. and Viola Kistler errs land of Edwin L end Phyllis A. Klatler, thenoa sloop land of Edwin L end Phya4 A. Kistler, North 34 degrees 68 mklutee 40 eoeonds Waet, s dlatsnea of x69.73 feet to o point at the common property o} the Ec[ete of George E. and Viola Kistler erd land of EdwM L and PMllk A. Kbtlar and also bsMq located on Ma property lira of Dennla R. Dekeh; thence along lard of DaNda R. Dakch and land of Nicholas Yanlch, Jr., Jebrme M. Yanlch end Recheel E. Merte, North 81 degroee 00 minutes 00 sxonda Feat, a distance of 270.00 /~st to • point loested on the property line of Nicholas Yenfch, Jr., Jalonns M. Yenleh and fiaehael E. Mona at the common property comer of the Esters of George E. end Vlok Kietlsr and lend of Jsmas R. and Cvol S. Herds; thence ebng knd of Jemea R. end Carol S. Kerrie and land of CathaHne W. Pennu, 6ovth 34 degrsea 42 mtnutse fit seconds East, e dlatenea of 282.5a feet to a point h the center of Sprlnq Rood, Pennsylvenla Route 34 et the common property comer of the Estate of George E. sled Viola Kistler and Cethartrw W. F'ennsr; thence in and through the macadam partway of Spring Road, Penneylvanla Route 3a, South 25 dsgroea 52 mfnutae O6 seconds West, a distance of 308.00 feet to Ne polo[ o} BEGINNING. CONTgINING 2.281 mree- BEING the aema tray which Wlleon P. Weary and Annie E. Weary,-nla wife, by then Deed dated March 6, 1992, and recorded In tM Cumbedand County Recorder of Daede Offkte in Deed Book 'H", Vol. tt, Page 783, granted and conveyed unto George E. Klatler and Viola Kistler, hie wife. The acid George E. Kistler died September 2a, 1871, thereby veedng full title In hla wke, Viols Klstlsr. TOGETHER wIN ell and singular ways, waters, wetercpureas, rights, liberties, privilogae, hereditament. end appurtanancea whatsoever thereunto belonging, or In anywise epp:rtalning, end the reversions and remainders, roots, OGfll( f,84 PACE~.~.OS x leaves end prolita thereof; end slao, all the eateL rlpht, title, Interest, ues vwt, property, poeeaeaion, skim and demand whatsoever, In Isw, aQUIN or otharwlsa howsoever, of, in, to or out of the same. TO NAVE AND To HOLD, the Bald heraditementa end premlese hereby granted and released, or mantkxtad and Intended so to ba, wIN tM eppurtensncea, unto the aakl GRANTEE and her Mira and a9elgne, fo end for the only proper use end hohoof of the avid GRANTEE her halre end aeeltlna, forevor. AND the saki Co-Ezeeutas of the Estate of Vbla C. Kistler, daceaaod. covenant, oromke, and eproe to end whh the sold GRANTEE her helm entl assigns, by thaw presents, that they, the said Co•Cxawtora hws not done, committed, knowingly or willingly aufferod to be done or eommittad, any set, matter er thing whatsoever whereby the prsrrfkes hereby grantW, or any pen thereof, k, era, shell or may ba hnpeechad, charged or snoumbsrsd, M title, chaps, estate, or oMonvlea heW90ever. WITNESS the duo essecutlon hereof the day, month end year flrot above written. Signed, Sealed end Dalhrored In the faeeance of: Eetste of Viols C. Kistler 3. ~~ 3. „ ~~ 77srLce-- Y ~~/ EDWIN L KISTLER, Executor eFii/1~__O_~7d~7ee~ l s r v. McNEW, Exacwlx m ~' ~ b ~ k s ~~ a ~_ ~ Rost 4f34 fllof]1D6 ~ ~ 78g7C~887S 7d et 3t 7S SS ~ u` ,~ C N f ~ .~, m ~'~ r, ;~; t. ~A'. e;,; :. a ~;. O O ~~ y ,^ r . v .'~'~ b v COMMONWEALTH OF PENNSYLVANIA 1 COUNTY Of CUMBERLAND • ss On tMs, the y~ day of _ Seorember 7888, before ma, tho undsrafpned officer, personally eDDearod EDWIN L. KISTLER and BETTY V. McNEW, the Co•Ezecutore for the Estate of Vkrla C. Klcnar, known [o ma for eatisfeotodty proven) to bs the perwn whoeo names are aubscNbed to the within jFa~ryfmsnt, end ecknawladpad that they executed ssme for the purposes Therein Een alnee`"eF WHEREOF, I hereunto eat my hand end offiolnl seal. ~f Aa~m~e'~Wa~~a 3' Try--a'ae~. U 1 do hereby cerilfy that the precise raidenee end complete cat offlca a of Me within named Grsntse Is: ~_,.r d'r,.s~I Ci ~ _ ~ r ~ ,sp. f 7o r ~ Date R 9i' ~~ Attar ay for ~ _~ _ ~ 1,p~ COMMONWEALTH OF PENNSYLVANIA f COUNTY OF CUMSERI,ANO i sa RECORDED on this ~dey of ~_ g88, In the Recorder's O/fkte~f+t ~ iQ•County, In Dsed Book Pepe ,in .ng2fe nd~y hand and seal of the sold offlca, the data abo_veus . :. '."~.'~y},~~.a% Nom, McKN/ONT $ HUGHES afmmeye #: nT ..~. INfi ~ , Gault IB4 PA~SO~ APPRAISAL OF REAL PROPERTY LOCATED AT: 3090 Spring Roatl Deed Book 186 Page 1104 Carlisle, PA 17013 FOR: Keystone GuaNianship Services 729 Market Street, Ste A, Millersburg, PA 17087 AS OF: May 7, 2008 DY: Krisla L. earrxk State Certifred Rasitlenlial Appraiser The intendetl user or the report is Keystone Guardianship Servicea The inlentlad use is to be for valuelion purposes only. Summary Appraisal Farmet corm GA1-'TOTAL far Windows' appraisal software by a la mode, inc. -1-800-AtAM00E EXHIBIT "3" r 1 ~'gririleMae Diversified Appraisal Services Desktop Underwriter Quantltatlve Analysis Appraisal Report w_ nsmrsau THIS SUMMARY APPRAISAL REPURT IS IMTENUEU FOR USE BY THE LENUER/CLIENT FOR A MURTSACE FINANCE TRANSACTION ONLY. Pro a Atltlress 3090 S ri Road Cil Carlisle SUk PA L Gotle 17013 Le al Dascd lion Deetl Book 184 Pa a 1104 Con Cumbenand A5 essor's Parcel No. 21-13-0966-018 Tax Year 2008 R.E. saxes 1 413.41 S i examen N/A BBrrgwer N/A Curtem Owner Janette L Neel OCCU am Owner Tenant Vacant Nel hhorhaotl or Pra'ecl Name Middlesex Townshi Pro eclT a PUD ColMOmimm HOA o. Sales Phce N/A Date of Sale N/A Descd Lion amount al loan cha concessions to ba aid b EeAer N/A Pra e n M5 a raised Fes Si k Leasehold Ma Relerence 13-0966 Census Tract 0122.00 e an h a t t Location ^Urban Suburoan ^Rurel PropeM values ®Increasing ^SUble ^DecliNlp sin lshmlryhouslny CoMmmlnlum houelny RICE G A E PRCE dapplip.) AGE BuiA up ^Over 75%®25-75% ^Under 25% ONMnysuDPlY ^ShBNae ®In balance^Ovm suppty g ~(~1 brs) S bDOf (yrs) I Growth re e Ra id SI bl Slow M 'n tlme Under 3 mos. 3 m s. Over fi mo . 40 Law Naw Low Neighborhood bauntlanes The sub'ecl roe is bcatetl in Middlesex Townshi . The sub'eU nei hborhood is 500 Hi h 225 Hi h bordered b Rte 944 North Middlesex Road Rte 34 antl Rte 465. Pretlaminam - PredomiMm ' 150 100 Dimensions Irregular Site area 2.28 acres Shape Irtegular SDecific zonng ckssifcatlon and tlescriptlon Residential Zoring compliance ®Legal ^ Legal nonconforming (GrantlfaNered use) ^Illegal, attach descdp0on ^ No zoning Highest and best use of sublecl ProDSM as improved (or as proposed per Dlans and specdicalkns): ®presmd eye ^ Omer use, atach description. Utilities Public ONer Public Omer OlFalte lmprovamama Type Public Private Electricity ® Water ^ well Slmel Macadam ® ^ Gas Pro one Snit er Se Bc All None Are there an a arem adverse silo cantlgions Msemems encrcachmenls s ecial assessmems slide areas etc.? Yes No If Yes attach tlasctl ion. Source(s) used for physical characledstics of properly: Imedor and mierivr inspedign Exterior inspection from sbeM Previous appraisal Tiles MLS Assessment antl tax records Prbrins Ilion Pro a owner ORer Deurihe: No. of $Idries 2.0 T Det. A0. Det Eataiar WaN Vin sidin RoBI SLNace Shi le ManNaduretl Heusi Yes No Do s the ra a eneral conlorm to t nei h orhood In terms of s la contltli n and consWCtian mat ri Is? Yes No If NB aNach tl scd ion. Are there any ap0arem physical deficiencies or condtipns that would a0ect the soundness Or slmcWrel inkgtlty of Ne improvements Br the livability of AR property? Yes No It Yes attach descri ' n. Are there any ap0arem adverse ernironmenUl conditions (hazardous wastes, talc substances, etc.) presets in IM Improvements, on the sAe, or in the immediate vicinhy of the subject property? ^ Yes ®No If Yes, attach descdptlon. I reseamhed the sublecl market area for compara ble IistilUS and sales that are the most similar antl proximate l0 the subject property. My research revealed a total of 5 Saks relying in sales puce from $ 65.000 to $ 103,500 My reseaah revealed a total of 3 IisOnps ranging in list price from $ 70.000 la $ 110.000 The anal sis of the com arable sales bebw refle cts market reaction to si nificant variations helwcen the sales antl g1e subject roe FEATURE SUBJECT SALE1 SALE2 SALE3 3090 Sprang Road 201 Chestnut Street 108 Longs Gap Road 1805 Suncrest Drive Adtlr s Carlisle Mount Holl S nn s Carlisle Carlisle Pmximi to uh'ect 9.90 miles 2.51 miles 2.39 miles Ptl 72 500 74 000 ~ 90 000 Pric Gross Livin Ara ~ 58.47 ~ 53.78 W 56.25 do DRaBVergitaADn SOUmea CourtMuse/MLS Courthouse/MLS Courthousa/MLS VALUE ADIUSTMEME OESCRIPBON DESCRIPTON +-EAd'uat DESCAIP-ON +-EA at DESCRIPTION +-EAd'usL Sales ar Rnancing Conventonal Conventional Cash Concessions None Known None Known None known I ime 6/7/07 12/3/07 7/23/07 ' Location Avara a Similar Similar Similar ' ite 2.28 acres .17 acre +70 600 .19 acre +10 500 .19 acre +10 500 View Avere a Avera a Avera a Avere e i n le 2 sto Similar Similar 1.5 sto AclualA a rs. 83 ears 717 ears 77 ors 53 ors DOmtllAOn Fair to POOr Similar ~ Similar Similar Above Gmde Takl '~Btlmul BNhs Total IBdrms'~ Balls - Total IBdmus'~ Baths " Tokl IBdrms~~ Baths Roam Caud 6 '~ 3~ 2 5 I 3~ 2 +1,000 6 I 3 '~ 1 ~ +1,000 5~ 3~ 1 ~ +2 000 Gross Livin Area 1 374 3 . R. 1 240 S . Fl. ~ +2 000 1 376 . Ft. ~' , 1 600 S . Fl. ~' -3400 8asemem 8 Flnishetl Part basement Fuli basement ~~, Full basement Crawl space ~~ +3,000 flsoms Bebw Grade Unfinished Unfinished ~ Unfinished Unfinished Gam Ca od 2-car are a None +6000 None +6000 2-car are e Porch Porch Porch Polio ' None None Central Air -2000 1 Fire lace -1000 Net Ad'. total + - 79600 ~ + - 75500 ~ + - 11100 ~ Adjusted Sales Price 'NN-.27.0:% Ne120A % NBF. 12.3% al Comparahles Gro65:. 27,0 % 92 100 Gross-26.4 % 89 500 . Gross 2211 % 101 100 P 3 a 9/4/98 3/23/07 9/17/07 8/37/90 Price of Prior Sale 71 500 1 7 65 000 Analysis of any curtenl agreemem of sale, option, or listing of me sublecl Property and Malysis Of the Odar sales Af sublecl and comparaMes'NO sale has taken Wte on the sub'ect ro art within the ast 3 rs. Sale 2 sold on 9/17/07. No atldaional sales have taken lace on the com erehles in the ast 12 mo. Summary al sales comparison antl value concksion: Tha Costa mach was rot considered since This is not new construction or the Income a roach due to the ract that this is an owner occu sari si re Tamil dwells .The Sales Com arson a roach is the best a roach for this a of ro art . TUS appaisal is made ®'as-is', ^ subject to camplelipn per plans and specifica0ons on UH basis of a hyPO1he11CRl contlilion Thal the improvemens have been cpmplded, or ^ sublecl b the IalbwinA repairs, Uleretians or carroitlOns BASEDONAN ^E%TENNRINSPECRON fiIONTHE STREEi0t1 AN ®INfENIORANDELTERNIAINSPECrgN,IEETIMATETXE MARI(ETVALUE, AS OERNE0. gF iNE REAL PROPERTY THAT ISTNEEUBJECTOF THIE REPOATTBBEE 92,000 ,ASOF Mav 7, 2008 PAGE 1 OF 3 Fannie Mae Farm 2055 9-96 Folm 205 -'TOTAL for Windows" appraisal software by a la made, inc.-1.8W-AlAM00E Desktop Unde-writer Ouantttattve Anatvsix Annratsal Rnnn.f V / V61V Project Inlormatlon for PUDS Qf applicable) - - Is the develaperNuiltler in comrol d the Home Owners' Association OIOA)? ^ Yes ^ No Provide th falbwinp InformaAOn for PDDS only if the tleveloper/builder is in camral d the HOA and the sublect Property is an agached dwellinA unit: Tofal number d phases Total number of unAS Tafal number d units sold Total iwmber of unAS remed Trial number of units tar sale Oala Source(s) Was the Protect creabd by Ne camxrsion of exlslinA buildings iota a PW? ^ Yes ^ No If yes, date Pf camersion: Dees the project comain any muei~dwetling units? ^ Yes ^ No Data Source: Are Ne common e:ements complmetl? ^ Yes ^ No If No, describe status of completion: Are any common elunents leased to ar by the Home Owners' Associatlon? ^Ves ^ No If yes, agach addendum describing rental terms and options. Describe common elemams alb recreagonal facilities: Purled blomution for Contlaminiuma ~t applicable) - - Is the developerNulltler in comml of the Horre Owners' Association (HOAj? ^ Yes ^ No Provide the folbwing Informalian far all Condominium Projects: Trial number of phases Total number of units Total number of units sold Total number of ands remed Total number d units for sale Data Source(s) Was the Protect created 6y the comarsion of existlng buildings iota a coMOminium7 ^ Yes ^ No II yes, date of comerslon: Protect iYDe: ^ Primary Pesitlence ^ Second Home or gecreatianal ^ paw ar Townhouse ^ Garden ^ Midrise ^ Nighrise ^ Condition of the project, quality of cansWCtian, unit mix, etc: Are the common elements completed? ^ Yes ^ No If No, descdbe staWS of completion: Are any common elements leased to or by the Hame Ownere' Association? ^ Yes ^ Na II yes, agach addendum describing remal terms and options. Describe common elements aM recreatlonal facilites: PURPOSE OF APPRAISAL: The purpose of Nis appraisal Is [o esdmata the market value of the real property that is the subject of this report based on a quangtagve sales comparison analysis for use in a mortgage finance transaction. DEFlNITION OF MARKET VALUE: Tne most probable price which a property should brinA in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acgng prudently, knowletlgeabty and assuming the Orice is not attectatl by undue stimulus. Implicit in this tleflnltlon is the cansummagon of a sale as of a specified date and the passing of title from seller to buyer antler cantlitlons whereby: (1) buyer and seller are ryplcalty motlvatetl; (2) both parfies are well informed or well advised, and each actlng in what he considers his own best interest; (S) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arronAements comparable thereto; and (5) iha price represents the normal cansitlerogon for The property sold unattec[ed by special or creative financing or sales concessions` granted by anyone associated wqh Ne sale. • Atllustrnenls to the comparables must be made tar special or creagve financing or sales concessions. No atllustmerds are necessary for those casts which are normally paid by sellers as a result of Irodifion or law in a market area; these costs are readily Itlerdigable since the seller pays these costs in viMally all sales irensacgons. Special or creagve financing adjusMenis can be made to the comparable property by comparisons to financing terms uttered by a thiN parry insMUtlonal lender that is not already Involved In the property or Ironsacdon. Any adjustment should not he calculated on a mechanical dollar for dollar cost of [he financing Dr concession but the dollar amount of any adjustment should approximate the market's reactlon to the financing or concessions based on the appraiser's judgment. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS; Tha appraiser's certlficatlon Thal appears In the appaisal report Is sublect la the following contlgions: 1. The appraiser will oat be responsible far matters of a legal naNre that affect either the property being appraised or the gtle to il The appraiser assumes . that the true is Aood and marketable and, therefore, will not render any opinions about the tltle. The property is appraised on the basis of it being antler responsible ownership. 2. The appraiser has provided any required sketch in the appraisal report to show aPPrmdmate dimensions of the Improvements and the sketch Is included only to assist the reader of the report In visualizing the propedy and understanding Ne aPPrelser's delerminatlon of its size. 3. The appraiser will not give tesdmony or appear In toad because he or she made an appraisal m the property in question, unless specific arrangements to do so have been made beforehand. 4. Tha appraiser nos noted in the appraisal report any adverse contlgions (such as, but not limited to, needed repairs, the presence of hazardous wastes, toxic substances, etc.) observed during the inspectlon of the subject properly or that he or she became aware of during the normal research involved in pertorming the appraisal. Unless otherwise stated in the appalsal report, the appraiser has no knowledge of any hidden or unapDaren[ contlitians of [he property or adverse environmental conditions (including the presence of hazardous i wastes, toxic substances, etc.) that would make the property more or less valuable, and has assumed that there are no such contlgions and makes no guarantees or warranties, expressed or implied, regartlinp the cantligon of the property. The aDProiser will not 6e responsible for any such condidons that tlo exist or far any angineertng or tesgng that might be required to discover whether such contlions exist. Because the appraiser is not an expect in the field d environmemal hazaros, the appraisal report must not be considered as an enviranmemal assessment o/the Dropedy. 5. The appraiser obtained the infarmatlon, esgmates, and opinions that were expressed In the appraisal report from sources loaf he or she considers to be regable and believes them to be true and correct The appraiser does not assume responStNlity for iha accuracy of such items That were famished by other parries. 6. The appraiser will not disclose the contents of the appraisal raDOrt except as proWded for in the Unlfonn Standards o/ Professional Appraisal Practice. 7. The appraiser must provide his or her prior written consent before the lender/client specified in Ne appraisal repod can tlisiribute the appraisal report (Including conclusions about the property value, the aDProlser's identity and professional designatlons, and re/erences tP any professional appraisal arganizagons or the firm with which the appraiser is associated) to anyone other than the bonower; the mortgagee or its successors and assigns; the mortgage insurer; consuaan[s: professional appraisal organizatlons; any state or fetlarelly approved fnancial insgMlon; or any depadmenl, agency, or InsWmentality of the Uni[etl States or any slate or the District of Columbia; except that the lender/client may distribute the repod to data collection or repoding service(s) without having to obtain the appraiser's prior written consem. The appraiser's wrten consent and approval must also be obtained before the appraisal can he conveyed by anyone to the Dublic inrough advedising, public relatlons, news, sales, or other media. 8. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to complatlan per plans and speciACations on on the basis of a hypothetical condition that the improvements have been completed. 9. The appraiser has based his or ner appraisal report and vabaAOn conclusion for an appraisal that Is sublect to completion, repairs, or alterodons on the assumption that campletlan of iha improvements will he pedormetl in a workmankke manner. PAGE 2 OF 3 Farnle Mae Form 2055 9-Afi Form 205-"TOTAL for Windows' appraisal software by a le mode, inc. -1~BOtfAIAMOOE uneerwn[er the Appraiser cardIles and agrees that: 1. I pertormed this appraisal by (1) personally inspectlng from the street Ne subject propaM and nelghborhocd and each of the comparable sales (unless I have otherwise indicated in [his report Nat I also inspected the interior of the sublect property); (2) collecting, confirming, and anallrzing data from reliable public and/or private sources; and (3) repoNnp Ne results of my inspection and anaysis in This summary appraisal report. I lurther certify theft have adequate intormafion about the physical chareclertstlcs of the sublect propaM and Ne comparable sales to develop this appraisal. 2. I have researched and analyzed the comparable sales and onedngs/Ilstings in the subject madcet area and have reported the comparable sales In Ihis report Nat are the bast available for the suhject propaM. I further ceriy that adequate comparable market daN exists in the general market area to develop a reliable sales comparison analysis far the sublect property. 3. I have taken into consitleradon the factors that have an impact on value in my development of the estlmate of market vaWa In the appraisal report. I further terrify that I have noted any apparent or known adverse conditions in the subject improvements, on the sublect site, or on any site within the immediate vicinity of the subject prepeM of which I am aware, have considered these atlvaae contllUOns In my analysis of Iha propaM value to Ne ezlent that I had market evidence to support Nem, and have commented about Ne edect of the adverse cand'Nans on the marketablliry of Ne sublect propaM. I have not knowingly withheld any significant iniomagon from the appraisal repon and I believe, to Ne hest of my knowledge, that all statements and inicrmatlon in the appaisal repon are hue and correct. 4. I staled in the aDPaisal repon only my own Oersonal, unbiased, and professional analysis, opinions, and conclusions, which are sublect only to the corlgnpent and limiting contlitlons specified in Nis torte. 5. I have no present or prospective irderest in the propaM that is the suhlect o/ Nis repon, and I have no present er prospective personal interest or hies wiN respect to the participants in the transaction. I did not base, either pargally ar cemplelely, my anaysis and/or the estimate of market value in the appaisal report on the ace, color, religion, sex, age, marital sNNS, handicap, familial status, or national origin of ether the Orospective owners or occupants oc the suhlect propaM or of the present owners or occupants oI the properties in the vicinity of the sublect propaM or on any other basis prohibited by law. 6. I have nc present or contemplated talus interest in the sublect property, and neither my current or lulure employment nor my compensation for perterming Ihis appraisal is contingent on the appraised value of the propaM. 7. I was noI required to repon a pretletenninetl value or direction in value that favors the cause of the client or any related party, iha amount of the value estlmate, the adainment of a speci/ic result, er Ne occurrence of a subsequent evem in order to receive my compensation and/or employment far pertorming the appraisal. I did not base Ne appaisal repon on a requested minimum valuallon, a specific valuation, or the need to approve a specific mortgage loan. 8. I estimated Ne market value of the real propaM that is Ne subject of Nis report based on the sales comparison approach to value. I further certlfy that I considered Ne cast and income approaches to value, but, inrough mutual agreement with the client, tlitl not develop them, unless I have noted etherwise in this report. 9. I performed Nis appraisal as a limited appaisal, suhject N Ne Departure Provision M the Uniform Standards of Processional Appaisal Practlce that ware adopted and promulgated by [he Appraisal Slantlartls Board of The Appraisal Foundation and that were in place as of the effective date of Na appraisal (unless I have otherwise indicated in this repon that the appraisal is a complete appraisal, in which case, the Deparure Provision does not appty). 10. I acknowledge that an estimate of a reasonable time for exposure in Ne open market is a condition In the definition of market value. The exposure time assxiated wIN the estlmate of market value for Ne sublect prepeM is consistent with Ne markegnA lime noted in Ne Neighherhootl section of Nis repon. The marketing period concluded for the subject propaM at the estlmaled market value is also consistent wiN the marketing time noted in the NeighboNaotl section. 11. I personally prepared all conclusions and opinions about the real estate that were set forth In Ne appraisal report. I tuMer certify that no one provided significant professional assistance to me in the development of this appraisal. SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed ins appraisal report he or she certifies and agrees that: I directly supervise the appaiser who prepared the appraisal report, have examined the appaisal report for compliance with the Uniform SNndartls of Professional Appraisal Practice, agree with the statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered S through 7 above, and am taking full responsibility for Ne appaisal and the appraisal repon. APPRAISER: SUPERVISORY APPRAISER (ONLY IF REQUIRED) Signature: raYiaGd~~+^"~` Name: Krista L. Garrick Signature: Name: Company Name: Diversified APaeisal Services Company Name: ' Company Address: 35 E. Riah Street. Suite 101 Company Address: Carlisle. PA 17013 Date of ReporVSignature: Mav a. zone Date of ReporVSignature: State Certificati00 #: RL-003233-L State CertificagOn #: or State License #: or State License #: State: PA $Nte: Expiration Date of Certificatign or License: June 30. z00a Expiration Date of Certrficati0n or License: ADDRESS OF PROPERTY APPRAISED: 3090 Sonno Road SUPERVISORY APPRAISER: Cadisle, PA 17013 SUBJECT PROPERTY APPRAISEDVALUE OFSUBJECT PROPERTYE 92.000 ^ Did not Inspect sublect property EFFECTIVE DATE OF APPRAISAL/INSPECTION Mav 7.20oe ^ Ditl inspect exterior of subject property from street ^ Did inspect Interior and exterior df subject property LENDER/CLIENT: COMPARABLE SALES Name: Company Name: Keystone Guardianship Services Company Address: 129 Markel Strael. Ste A. Millersburg PA 17061 ^ Did not inspect exterior of comparable sales from street ^ Did Inspect exterior of comparable sales from street 91K5 4~9fi Form 205 -"TOTAL for Windows' appaisal software by a la mode, inc. -1-e0g-ALAMOOE Desktop Underwriter Quantitative Analysis alooraicai Raennrl FEANRE SUBJECT 3090 Spring Road Address Canisle Prwumi to Sub'ect SALE 4 633 W. Oltl York Rcatl Carlisle 9.31 miles SALE 5 SRLE 6 Sales Price Pdc Gross Livi Area ~ - 77.94 Ca 103 500 ~ ~ Gala BVeraicaWn SOUrees VALUE AOJUS7MENTS DESCRIPTION Courthouse/MLS OESCAIPNON + - S Ad'ust OESCAIP110N + - E A ' st OEECflIPPON + - $ Adust Sales ar Rnancing Conce ions Date of Sal ime - Conventional None Known 2/6/07 ~, ' Location Site Avere a 2.28 acres Su arior .99 acre -10400 +8 600 Ylew W51 n B le Avera a 2 slo Avera e Similar AolualA a re. oMNOn 63 ears Fair to Paor 107 ears Similar • Ts I ~Btl mx; BZhs TeQ I ~ Bdmis• Baths 'Bdrms~ Baths ` Tohl Tapl ~Bdrms~ Baths ` Room Court 3 2 1.5 +2,SOO ' G ivi Area 1 374 , FL 1 326 . FI. ~ ' S , Fl. ' . Ft. Basement 8 Rnished Rooms Bebw Grade Goa Ca od Pert Dasement Unfinished 2-car are a Part basement ~, Un(nishetl 2+wr ara a -1 000 ' ' Porch None Porch Nona Net Ad . total + - 2a00 + ~ + - ~~ Ad~usted Saks Price I COm arable Date of Pdor Sale 9/4/98 Net 23 % $rd5S~19.7% No ricr sale listed 101100 '.Net ' " % BN58 % ri: Net .::% .`Gross '-% Pdce of Pdpr Sale 71 500 $ Commead5: Com arable sale 4 was rovidetl for additional su ort within the sub'ect nei hbonc~otl. Diversified Appreisal Services Fannie Mae Fertn 2055 9-9fi Form 205.(AC) -'TOTAL for Windows' appaisal software by a b mode, inc. - tAW-ALAMODE Suoolemental Addendum Borcawer Client N/A Pm Atltlress 3090 S rin Road Ci Carlisle Csu Cumberland Stale PA Zi Cotle 17013 Lender Ke lane Guardianshi Services Scope of the Appraisal: The appraiser inspected the interior and exterior of the subject property. This appraisal is based on the information gathered by the appraiser from public records, other identified sources, inspection of the subject property and neighborhood and selection of compareble sales within the subject market area. The assignment inGuded an analysis of the subject's area, an estimation of the propertes highest and best uae, the consideration of all three approaches to value and the application of those relevant to the valuation of the subject property. Intendetl User: The Intended User of this appraisal report is the Lander/Client. The Intended Use is to evaluate the property that is the subject of this appreisal for valuation purposes, subject to the slated Scope of Work, purpose of the appraisal, reporting requirements of this appreisal reDOn form, and Definition of Market Value. No additional Intended Users are identified by the appraiser. Additional wmments: The subject is older than five (6) years old. All mechanical systems including the heating, electrical and plumbing systems were on and in working order at iha time of inspection. No warrenties are implied in this statement. One or more comparable sales are older than six (6) months old. Although there are wmparable properties in the subject's area, none have sold recently, therefore, sales in excess of sin (6) months okl have to be used. All four wmparebles used were the best available. One or more wmparebles used were in excess of one (1) mile from the subject property. Although there are comparable properties in the immediate area, none have sold recently. Therefore, it was necessary to use compaable sales outside of the immediate area. All wmparebles used are located in similar neighborhoods and within the same marketing area. All tour comparables used were the BEST AVAILABLE. A location adjustment was matle for wmparable number 4. Tha subject is located in an area with higher lantl prices. Individual line adjustments were required that exceed 10%. These adjustments were required due to lack c( more similar comparables on that individual rating. All four comparebles are the best available. Gross adjustments exceed 25 % and net adjustments exceed 16% for one or more of the compamble sales. Although there are other similar homes in the subject neighborhood, none have scld recently. The sales used are the best available. This report has been electronically prepared and transmitted in compliance with USPAP guidelines which include verification of the complete transfer and delivery, digitally protected signatures and adequate securiy measures in place to protect data transmitted by appraiser. Privacy Notice Pursuant to the Gramm-Leach-Billey Act of 1999, effective July i, 2001, appraisers, along with all providers of personal financial services are now required by federal law to inform their clients of the policies of the firm with regartl to the privacy of the clients nonpublic personal information. As professionals, we understand that your privacy is very Important to you and are pleased to provide you with this information. In the course of performing appraisals, we may collect what is known as "nonpublic personal information" about you. This information is used to fadlitete the services that we provide to you and may include [he information provided to us by you directly ar received by us from others with your authorization. We do net disclose any nonpublic personal information obtained in the course of our engagement with our clients to nonaffiliated third parties, except as necessary or as required by law. By way of example, a necessary disclosure would be to cur independent wnirectors, end in certain situations, to unrelated third party consultants who need to know that information to assist us in providing appreisal services to you. All independent contractors and any third party consultants we engage are informetl that any information they see as pan of an appraisal is to be maintained in sirkt wnfidence within the firm. A disclosure required by law would be a disclosure by us that is ordered by a court of competent jurisdiction with regard to a legal action to which you are party. We will retain records relating to professional services that we have provided to you for a reasonable time so that we are better able to assist you with your needs. In order to protect your nonpublic personal information From unauthorized access by third parties, we maintain physical, electronic antl procedural safeguards that comply with our professional standards insuring the security and integrity of your information. Farm TA00 -'TOTAL far Windows" appraisal software by a la mode, inc. -1-BW-AlAM00E Building Sketch (Page - 1) ~a.o• enn Leuney n s.o• 34.0• Dining Rree Bmn Kllcnen Betlmom b 1 LMOB Rwm pInY~9 ROOm Betlman BBtlICOm V• za o• ze.o• COmmen~ coa AREA CALCULATIONS SUMMARY o.6ongbR ss:e N6t roblx OLP1 Piiet Floor 150.00 p50. D0 OLA1 Bxmnd Floor 63L00 62L.00 TOTAL LIVABLE (rounded) 1374 LIVING AREA BREAKDOWN afeakdOwn SLMerals Yirxt Fleet 32.0 x 36.0 626.00 1.0 x 18.0 116.00 B~ceM F1DD2 36.0 z 26.0 63<.00 3 Calculations Total (rounded) 1374 Form SKi.BItlSItl -'TOTAL for Wlndows° appraisal software by a la mode, inc. -1-800-ALAMOOE Location Map .. •YI F ,. R q Y - ~~~.._ ~4 `,:\~ '~e~~ Yu ........ , .. - .... }~ ~ ... F .. .. ~ . y ...... I{L. ~ \ ~`N J Pin-»-srs:~` ~^<; !-a_ ' Ts' ~ ~ ~~' _ ..... i . i ~ N ~ z!n - ~ ~~ ~~ n nazi ~'g~ ~~'~;~ _- ; i ws r n R v. Fartn MAP.LOC - °TOTNL for Windows' appraisal sa8ware by a la mo0e, Inc. -1-800-ALgM00E Subject Photos borrower teem N/A Pro a Address 3090 5 rin Roatl Ci Carlisle Cou Cumberland Sfafe PA L Cade 17013 Lentler Ka stone Guardianshi Services Subject Front 3090 Spring Roatl Su6~ect Bear Subject Street Farm PICPIX.Tq-'TOTAL for Windows" appraisal sofhvare by a la mode, inc. -1-b00~ALAM00E Comparable Photo Page Comparable 201 Chestnut Street Proa. to Subject 9.90 miles Sale Price 72,500 Gross Lning Area 1,240 Total flaoms 5 Total Bedrooms 3 Total BaNroams 2 Location Similar Yew Average $de 17 acre Duality Age 117 years Comparablo 2 t08 Longs Gap Road Prox. to Subject 2.51 miles Sale Pdce 74,000 Gross Livirg Area 1,376 Total floorre 6 Total Bedrooms 3 Total Bathrooms 1 Location Similar Yew Average Site .79 acre Duality Age 77 years Comparable 1805 Suncrest Dmre Proa. to Subject 2.39 miles Sak Pdce 90,000 Grass Livlrg Area 1,600 Total flooms 5 Total Bedrooms 3 Tagl eaNrooms 7 Location Similar Mew Average Site .19 acre Duality Age 53 years Form PICPIX.Cfl -'TOTAL for Windows' aPPraisal soflwam by a la made, inc. -1~SOD~ALAMODE Comparahle Photo Page Comparable 633 W. Old Vor k Roatl Prca.la Subject 9.37 miles Sale Pdce 103,500 Gross Living Area 1,326 Total Booms 4 Total6edrooms 2 Total Bathrooms 1.5 Location Superior New Average SItO .99 acre OualAy AAe 707 years Comparable 5 Proa.lp Subject Sale Pdce Gass Living Area Total Booms Total Bedrooms Tptal6athrooms Location New Site Oualiry AAe Comparable 6 Prot to Subject Sale Pdce Gross Living Area Tclal flooms Total Bedrooms Total BaNrooms Localbn New sue Oualiry Age Form PICPIX.CB -'TOTAL far windows' appraisal software by a la moss, inc. -1-SOO~ALAMOOE 14uregm ar7 CbrhAkile' Goat~Md RsaltloMla7 ark.. a Itlt',tdM.LtlWN~Pdtl itlY IICaiLLIdiCM.iaeFa~n PA .~G.iIRL$UgM 75d~3 f ' - 'i ~` r -' I: ,r b ~"~ ~CavWle~7o¢ t~4aaRar !RLA~33L ~`~ . ~sas2e ~;~ CSICtlSiefc !-tsiu's gcNMe failY~l ['itgi.~iF111~49 09lY'm719ffT ffiaplr~gipp uaw tian5 "ry . Form SCA-'TOTAL far Windows' appraisal sallware 6y a la mode, inc. -1-800-ALAMODE f~ 013 Face tSQin 9Creen Print for reCfleeda, from "CAMA_Login" 3/7/2008 11:01:59 AM CUMBERLAND COUNTY ASSESSMENT OFFICE 2004 BASEYEAR NEIGHBORHOOD: 2100 CONTROL # 21001893 DISTRICT: 21 - MIDDLEBER TONNSHIP SD: Short Name ; LAST NAME FIRST HAMS C/O NAME ADDRESSI ADDRES32 POST OFFICE: STATE & ZIP: NEELY, JANETTE L NEELY JANETTE L 59 NORTR EAST STREET CARLISLB PA 17013 4 PARCEL: 21-13-0966-018. SPEC ID: LOT: -~ Tback: PROPERTY TYPE: R - ~ ~ ~ i ~ L- r-~--SALES--~~ DEED 8R/PG.....00184-01104 DATE OF SALE...09/04/1998 SELLING PRICE: 71500 JI"'---CRRRENT VALIIES----~ Assessed Fair Market PMV - 109660 L - 44900 C&G - H - 64760 approved2 -a T - 109660 Situe: 3090 SPRING ROAD Prop Descrip.: LAND DSSC: LAND APPR08 2 ACRES LAND USE TYPE: 101 DEEDED ACRES: 2.28 Screen 1 Enter Selection a Racord: 49207 Number -Switch Screeaa, % -Exit, J -Jump Mede, P -Forma, I -Image DOwn Arrow -Next Entry, Up Arrow -Previous Entry, ? -Screens, H -8rowee /O9lo~0 X /, 02~ :: /33y yAj, ao EXHIBIT "4" _- ~ -c ; ~ d W ~ ~ _ ~~ ~ W ~ d ~ ~ ~ N a ~ m T 0 3 z ~ 3 0 ~ ~. `G c ~ ~ 7 .~ O1 T ~ j O N C ~ ~ N .~. ~ Q d d N ~ `dG ~ .~. 0 y ~ c y ~ ~ 3 y M d 3 = ~ ~'~ ° mm ~ ~ ~ r d a i N g ? ~ ~ m m . O G O 0 ~ m 1 O c m~ '+ m a (p + ~ ~ c m O 7 O ' ~ y ~ 0 ~~' ~ .. p m a d W m 7 5 i mc y m o n d p m m m ~ y ~ a .~ ~ ' ., m o o m m m ~ ~ ~ ~ . m ~ ~ ~c 3 m '~ ~ ~ ~ a ~ m ~ ~ ~ O ~ N d ~ N ~ mm ' a ~ m ~- m~ o F c m ° a ~ w ? o ~ Fn N Obi EA EA . N ~' ~~ ~~yy A ~yy A ~ O ~ W N N U W ~ ~ a 7 ~ ~ ~ N N O ~ O N ~ ~ O O ~ ~ ~ ~ ~ W W t 0 t 0 l D W t0 Oo ~ W N O ~ ~ N O~ ~ ~ y ~ m ~ - 'C r ~ N C K N ~ N ry~ N N o ~ N m ~ ~ N ~ a a s o D a n o d o ~ ~ ~ N 3 w n d W . .. c ? ~ Q 7 w O ~ o ~ m ~ ~ O o a F ~ N ? N n .~. ~ C O o O y ~ o ~ F. ~ ~ ~yp d' d' o ~ N O o m J O ~ O C O $ O ~ ~ ~ ~ O S ~ o N o EXHIBIT "5" o f ~3 N ~! D z a d a N tll 0 d 7 z 3 m z A°m °o ~ C ~ '8i m r~ ~ mA ~ m DO N _ ;q r V ~ ~ O W V W a A 3 m ti C O O N m 'm O n c 7 0 al (Q ~D 3 Q l_ti 7. Q -+Q .. 0 s~ ro 0 N SEALED BID NOTICE Keystone Guardianship Services, Guardian of the Estate of Janette Neely, is accepting sealed bids for the real estate located at 3090 Spring Road, Middlesex Township, Cumberland County, Pennsylvania (Parcel No 21-13-0966-018) as described in Deed Book 184 Page 1104, 1105, 1106 and 1108 in the Recorder of Deeds Office of Cumberland County. Successful bidders must include in their bid price and any additional terms or conditions upon which their bid is dependant. Interested parties may contact Keystone Guardianship Services at 717-692-5173 between 8:30 AM and 4:30 PM Monday through Friday to arrange inspection of the property. Sealed bids must be submitted in writing to Keystone Guardianship Services, 512 Market Street, Suite "2", Millersburg, PA 17061 on or before XXXXXXX The bids will be opened on XXXXXX at 3090 Spring Road, Middlesex Township, Cumberland County, Pennsylvania. The successful bidder will be selected based on a combination of price and terms, and the successful bidder must be prepared to present a security deposit of ten percent (10s) within twenty four (24) hours of notification. Keystone Guardianship Services reserves the right to reject any and all bids. EXHIBIT "6"