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HomeMy WebLinkAbout09-1231257 IN THE COURT OF COMMON PLEAS OF CUMBERLAND LVNV FUNDING, LLC ASSIGNEE OF GE CAPITAL/WAL-MART 15 SOUTH MAIN STREET GREENVILLE SC 29601 Plaintiff VS. PATRICIA HOWARD 162 E LOUTHER ST CARLISLE PA 17013 Defendant (s) Civil Complaint Filed on behalf of: COUNTY, PENNSYLVANIA NO. lJ? " ?aJ 3 a lets%- : CIVIL ACTION - LAW Plaintiff, LVNV FUNDING, LLC Counsel of record for this party. Date: /Wo7 Davi . G loway 6/Philip C. Warholic #86341 Sarah E. Eh sz /Robert N. Polas, Jr. #201259 Amy F. Doyle #87062 Mann Bracken LLP / Counsel for Plaintiff The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, P. C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: (717) 303-6700 Fax: (717) 737-9051 Telephone: (717) 303-6700 Counsel for Plaintiff Cover - General PACVR/PACVR FILE # 182136734 258 IN THE COURT OF COMMON PLEAS OF CUMBERLAND LVNV FUNDING, LLC NO. COUNTY, PENNSYLVANIA ASSIGNEE OF GE CAPITAL/WAL-MART 15 SOUTH MAIN STREET GREENVILLE SC 29601 Plaintiff VS. CIVIL ACTION - LAW PATRICIA HOWARD 162 E LOUTHER ST CARLISLE PA 17013 Defendant (s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Assn. 32 S. Bedford St. Carlisle PA 17013 800-990-9108 CVRNOT/PACP7 FILE # 182136734 259 IN THE COURT OF COMMON PLEAS OF CUMBERLAND LVNV FUNDING, LLC NO. COUNTY, PENNSYLVANIA ASSIGNEE OF GE CAPITAL/WAL-MART 15 SOUTH MAIN STREET GREENVILLE SC 29601 Plaintiff VS. CIVIL ACTION - LAW PATRICIA HOWARD 162 E LOUTHER ST CARLISLE PA 17013 Defendant (s) NOTICIA Le han demandado a used en la corte. Si used quarere defensas de esas demandas expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir de la fecha de lademanda y la notifiation. Used debe presentar una apariencia escrita o en persona o por abogado y archivar en la corte en forma escrita sus defensas o sus objeciones a last demandas en corta de su persona. Sea avisado que si used no se defienda, la corte tomara medidas y psedido entrar una orden contra used sin previo aviso o notificacion y por cualquier queja o alivio que es pedido en la peticion de demanda. Used puede perder dinero o sus propledades o otros derechos importantes para used. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSITANCIA LEGAL. Lawyer Referral Service Cumberland County Bar Assn. 32 S. Bedford St. Carlisle PA 17013 800-990-9108 CVRNOS/PACP7 FILE # 182136734 260 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC ASSIGNEE OF GE CAPITAL/WAL-MART 15 SOUTH MAIN STREET GREENVILLE SC 29601 Plaintiff VS. CIVIL ACTION - LAW PATRICIA HOWARD 162 E LOUTHER ST CARLISLE PA 17013 Defendant (s) COMPLAINT AND NOW, comes the Plaintiff, by and through its attorneys and the law firm of Mann Bracken LLP, and files this Complaint and in support avers as follows: 1. Plaintiff, LVNV FUNDING, LLC ASSIGNEE OF GE CAPITAL/WAL-MART located at, 15 SOUTH MAIN STREET GREENVILLE SC 29601 2. Defendants, PATRICIA HOWARD ' is/are adult individual(s) with last known address(es) of 162 E LOUTHER ST CARLISLE PA 17013 COUNTY OF CUMBERLAND 3. It is averred that Defendant(s) was/were issued an open end credit card account (hereinafter - Account). 4. At all relevant times material hereto, Defendant(s) has/have been a regular user(s) of said Account for the purchase of products, goods, and/or for obtaining services. 5. Defendant(s) was/were provided with monthly statements showing all debits and credits for transactions on the Account to which there was no bona fide objection by Defendant(s). A Statement of Account summarizing the Account is attached hereto as Exhibit "A". 1 PAC101/PACP7 FILE # 182136734 2.61 6. Defendant(s) did not object to the above-mentioned statements submitted by Plaintiff and/or its assignors to Defendant(s). 7. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant(s) and/or any authorized users is the sum of $ 7991.02. 8, Interest has accrued on the aforementioned balance at that rate of 6.00% per annum. 9. As of the date of the filing of this Complaint, the amount of interest which has accrued is the sum of $ 1109.99. 10. Despite reasonable and repeated demands for payment, Defendant(s) has/have refused and continue to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 11. Plaintiff performed any and all conditions precedent to the bringing of the this action. 12. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgmen in favor of the Plaintiff and against Defendant(s) in the amount of $ 7991.02, plus interest in the amount of $ 1109.99 , plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully Submitted, '`J L . avid R. way X8732 ilip C. Warholic #86341 sz 6469 /Robert N. Polas, Jr. #201259 Amy F. Doyle #87062 MANN BRACKEN LLP / Counsel for Plaintiff The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, P. C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 / (717) 303-6700 2 PACl02/PACP7 FILE # 182136734 262 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdicition and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. David R. Ga hilip C. Warholic #86341 arah E. Ehas ?#8=469/Zobert N. Polas, Jr. #201259 Amy F. Doyle #87062 Mann Bracken LLP / Counsel for Plaintiff The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, P. C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: (717) 303-6700 Fax: (717) 737-9051 PAVERF/PACP7 FILE # 182136734 2513 EXHIBIT "All EXHA (IM9108) ro h7 r Y H x d m H n H H d r H cn H m 00 K n H H t1 p£o ? Iq 'ro o O? zy J r ff$1 H J :v lD N o ro m O * O s z M x r N H ["I H x r x * C y z o- r * , £ I? RS a? [A7 n y C yr o l7 r N t?l ? r I??/7 n w °J' J Ti l7 r [?fl n N o o b r H ,d r w w N l7 r O 'q l7 r C) H z o H N J ?' m z x ? o H ? r ro y ?* ? J w w r ?Y r N \ I A O H b ? J V1 3 H N o m "J IT1 H ? ? o Xt 0 I r 1 H 0 x r n o w H t* 1 yr? R1 A o r O * o r O ? O [f} r*' H W o Sb I b y to to yy t7 r 1I J 0 r w w O [n H I N H A y d y ro 0 t.l H O N J ro 11 b K r ?7 yr o W o r o r u to c n I ? r o N ? \ E N ? r ? \ I N n o I ?y d n H H d n H 0 o r o r n H K T 0 H ~ C7 O O * • 0 0 o t O C n o n I y 0 o t O 4 i o r + n 3 ? I C ? I j3C o * Y b p m r o ?O O Y b H •+ Hzz n H ? ?b1 p y o O '? o rz H A C 0o C C H ?a n z y O t7 r r ? n r J d n H ko ?i a o b1 I ko r o N Z 0 J H ? GZj H J y O ko W N ? ko r + N H z O * ? tl W ? d o r o 'roi qH p I ?We 0 N ? J yl IP h] ? tD \ ID r o >y C d re RAJ (~D G I H f+ W N r w rn a a G H 0 W ro N tl O O\ H 0 czi ? ?+ rt n ? to H `HJ * R1 * O h] ? ICE * C * 1 * N * H ? 0 ro !7 H lp 'p p l7 R(4 C'} nJ 3 V ?t? LVNV FUNDING, LLC, ASSIGNEE OF GE CAPITAL/WAL-MART, Plaintiff VS. PATRICIA .HOWARD, Defendant IN THE COURT OF COMMON :PLEAS, CUMBERLAND COUNTY PENNSYLVANIA : No: 09-1231 Civil Term CIVIL ACTION - LAW DEFENDANT'S PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT Pursuant to Pa.R.C.P. No's 1017(a),1019 and 1028, Defendant, Patricia A.Howard, by and through her attorneys, MidPenn Legal Services, preliminarily objects to Plaintiff's Complaint and moves for its dismissal as follows: 1. MOTION TO STRIKE/FAILURE OF PLEADING TO CONFORM TO LAW AND RULE OF COURT Plaintiff is LVNV Funding, assignee of GE Capital Wal-Mart, 15 South Main Street, Greenville, South Carolina 29601. 2. Plaintiff filed a Complaint demanding damages in the amount of $7,001.02 plus interest, fees and costs. 3. Defendant is Patricia Howard, residing at 162 E.Louther Street, Carlisle, PA 17013. v 4. Plaintiff alleges it is owed certain funds pursuant to an assignment, from the "original creditor," GE CAPITAL/WAL-MART, to itself. 5. This assignment would form the very core of Plaintiff's standing to pursue this claim, but such writing has not been appended to the Complaint, nor its absence explained, as required by Pa.R.C.P.No. 10 19(h) and (i). 6. Plaintiff has also failed to attach to the Complaint any signed written contract between Defendant and the original Plaintiff or any assignee. Although this/these contracts would form the core of Plaintiff's case, such writing(s) have not been appended to the Complaint, nor their absence explained, as required by Pa.R.C.P. No.1019(h) and (i) and No. 1028(a)(2) 7. Although Plaintiff avers that Defendant used the account for the purchase of products, goods, and services, no description of products, goods or services forming the basis for the Complaint were attached to the Complaint. 8. In addition, while Plaintiff claims in Paragraph 7 that Defendant has a balance due on the account, Plaintiff fails to attach any documentation of charges or payments which would evidence such a balance. 9. While Plaintiff claims that Defendant did not object to billing statements, neither did she agree to them, as is required if the Plaintiff is claiming liability on an "account stated" theory. WHEREFORE, Defendant Davis demands the Plaintiff's Complaint be stricken without prejudice to the filing of an Amended Complaint. II. MOTION TO STRIKEANSUFFICIENT SPECIFICITY OF PLEADING 10. Paragraph's 1-9 are incorporated herein by reference hereto. r' 11. As a whole, the Complaint is grossly vague and lacking in factual averments such that Defendant is without knowledge or information sufficient to form a meaningful response and prepare a defense. 12. The Complaint fails to provide any documentation or accounting of charges allegedly made by Defendant, other than an undecipherable Exhibit"A", which would support Plaintiff's claim of damages, such as a breakdown of charges, payments, and interest, so that Defendant can properly formulate a response and assert any counterclaims. 13. Given the generality of Plaintiff's allegations and failure to attach any documentation to support its claim, the Complaint fails to satisfy the Pennsylvania Rules of Civil Procedure, Pa.R.C.P.No.1028(a)(3) and (4). WHEREFORE, Defendant Davis demands that Plaintiff's Complaint be stricken without prejudice to the filing by Plaintiff of an Amended Complaint. Date: 3?d?•Z0 D f MIDPE LEGAL SERVICES By: Geoffrey M. Biringer, Esquire 401 E. Louther Street Carlisle, PA 17013 (717) 243-9400 Sup. Ct. ID #18040 CERTIFICATE OF SERVICE I, Geoffrey M. Biringer, being a member in good standing of the Bar of Pennsylvania, hereby certify that I served a true and correct copy of the foregoing Preliminary Objections to Plaintiff's Complaint on this 16th day of March, 2009, by placing same in the United States mail, first class, postage prepaid, addressed as follows: David R.Galloway, Esquire 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 By: Geoff . B 'nger Attorney for the Defendant 401 E. Louther Street Carlisle, PA 17013 (717)243-9400 Supreme Court ID#18040 ra d t3 ? • y 4 ? + . ? ry1 { v .e ? ? co a 1 i 3 LVNV FUNDING, LLC, ASSIGNEE OF GE CAPITAUWAL-MART, Plaintiff vs. PATRICIA.HOWARD, Defendant IN THE COURT OF COMMON :PLEAS, CUMBERLAND COUNTY PENNSYLVANIA No: 09-1231 Civil Term :CIVIL ACTION - LAW Please enter my appearance for the Defendant in the above. Ah. Date: /6 02 4 "Geoffrey M.Biringer 401 E.Louther Street Carlisle,PA 17013 (717)243-9400 Supreme Court ID#18040 ?,_ ? _ ? , ? .. ,?-. -.? ?,??; .; r? Sheriffs Office of Cumberland County R Thomas Kline a*Vtr (A eumbPr nuwaru i, awiv,pp Sheri Solicitor Ronny R Anderson" Jody S Smith Chief Deputy OFFICE CF THE SHERIFF Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 03/09/2009 03:21 PM - Amanda Cobaugh, Deputy Sheriff, who being duly sworn according to law, states that on March 9, 2009 at 1521 hours, she served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Patricia Howard, by making known unto Patricia Howard personally, at 162 East Louther Street, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $32.50 (PAID) SO ANSWERS, .? March 14, 2009 R THOMAS KLINE, SHERIFF De ty S iff Docket No. 2009-1231 LVNV Funding, LLC. v. Patricia Howard C'3 ?, -wrt --? C2 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC ASSIGNEE GE CAPITAL/WAL-MART, Plaintiff VS PATRICIA HOWARD, Defendants(s), No. 09-1231 CIVIL TERM CIVIL ACTION - LAW PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respectfully submitted, Date: 3 I / Philip C. Warholic #86341 / E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Mann Bracken, LLP The Successor by Merger to Wolpoff & Abramson, L.L.P. and Eskanos & Adler, P.C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: 866-253-0128 Counsel for Plaintiff l a;xt 3la x-34 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC No. 09-1231 CIVIL TERM ASSIGNEE GE CAPTTAL/WAL-MART, Plaintiff CIVIL ACTION - LAW VS PATRICIA HOWARD, Defendants(s), CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing Praecipe was served this date by Regular Mail, Postage Pre-Paid on this in day of ?QCJ J?C Y-'\ , 2(j?A. Geoffrey M. Biringer, Esquire 401 E. Louther St., Ste 103 Carlisle, Pa 17013 / Philip C. Warholic #86341 / David R. Mann Bracken, LLP The Successor by Merger to Wolpoff & Abramson, L.L.P. and Eskanos & Adler, P.C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: 866-253-0128 Counsel for Plaintiff " , i C r•a k n ? CY?