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HomeMy WebLinkAbout09-1248IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CARMEL FINANCIAL CORPORATION, NO. O4 - 10149 bv;tTem IN CIVIL ACTION Plaintiff, VS. JENNIFER M. WILEMAN a/k/a JENNIFER M. MCKIM, Defendant, COMPLAINT CODE- FILED ON BEHALF OF PLAINTIFF COUNSEL OF RECORD FOR THIS PARTY: ?arles F. Bennett, Esq. PA I.D. No. 30541 Joel E. Hausman, Esq. PA I.D. No. 42096 APPLE AND APPLE, P.C. Firm No. 719 4650 Baum Boulevard Pittsburgh, PA 15213 Telephone: 412-682-1466 Fax: 412-682-3138 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CARMEL FINANCIAL CORPORATION, NO. IN CIVIL ACTION Plaintiff, VS. JENNIFER M. WILEMAN a/k/a JENNIFER M. MCKIM, Defendant, NOTICE TO DEFEND YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice, for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 1800-990-9108 2 COMPLAINT 1. Plaintiff is a corporation having offices at 101 East Carmel Drive, Ste 205, Carmel, IN, 46032. 2. Defendant is an individual whose address is 9 Meadow Ridge Drive, Shippensburg, Cumberland County, Pennsylvania, 17257. 3. On or about March 1, 2004, the Defendant applied for and was granted a loan by Plaintiff at the terms and conditions agreed upon by the parties, as is more specifically shown by the Application and Agreement, a true and correct copy of which is attached hereto, marked Exhibit "A" and made a part hereof. 4. The Plaintiff avers that the agreement between the parties was based upon a written agreement which the Defendant accepted by using the loan to purchase a tanning bed. 5. Thereafter, in breach of obligations under the Agreement, the Defendant failed to make payments as they became due. 6. Plaintiff avers that the terms of the Agreement provide for acceleration of the entire balance due and owing upon Defendant's breach of the Agreement. 7. Plaintiff avers that the balance due amounts to $7,558.71, as of December 10, 2008. 8. Plaintiff avers that the interest has accrued at the rate of 19.90% per annum on the principal balance due of $4,502.50 from July 14, 2005 through December 10, 2008. 3 9. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and refused to pay the amount due to Plaintiff or any part thereof. WHEREFORE, Plaintiff demands Judgment against Defendant(s) in the amount of $7,558.71, with appropriate additional interest from December 10, 2008, and costs. APPLE AND APPLE, P.C. By: Attorneys for Plaintiff(s) 4 -'•• ••• [ranCldf L.orporation, Inc. - ('redit Application 101 E. Carmel Drive Carmel, Indiana 46032 Amount Requested ? 1-800-727-2987 Last Name Fiat Name W t? e f?'?G Initial Present Home Address (including route, box. ;ipl n) Cit y 12 d mcc..,J\n I/C How Long'! O Own Arc" Codc+Phnne Nn. e Yr Mos ? ft Rent o Other ( 71 ? ? ` 7? (v 79 9 O Previous Address (If leis than 1 yr. at present) City -- - - --? ............. y. ,now nrancn and Pay grade) rr c; I.? Cit/, C%. a^ nC 5 '-s ( pfv-?fJ social Security P UPON State Zip 3 y ?" Birthdutc I/ z. "7r Slate Lip Sh, pper s gbg„._t JrUO. OU ?MOnth fnan -Y. chid "Priors, or mai tertanee payments need on, he dacbred uniew relied on as a hinds for crtdh I Pmvitk an other tome n which endu can h s,vrili<yl. Previous Address (If less than I yr. at prcxcnt) --- . - . •••••••w• ...n,. ntunun ano pay grade) City Other Income Ilneurra• firm alimony, child support, or moirrrcNnce payments need not h Jiscbxd unkxa relied on Applicant(s) (")s,u-) request a rcw,lvo,g charge anrount. You give os Pemtission to request bG,rmation from you p ,t'I -- - -.`-•.. `.. re4ootting a eons""' Wynn fine aunwmcr 1?M M Why ?? I i ?•;' • r n7u,rting agencies) in clxtsiJerirg your applintiun and br the x f a m (igeluding 0 mount. You n agree that there i an agreemem between you and us until we approve your it wRo tes' {a wak or exlencnnsnof credit or review' .. ion m our offices in India= and Ihu the (° (? ?Id aceeer tlr an..aw R or IketinB your Agrsrnaaa has heat sk<Irad m have been made it lnfiam. You agree IhN IM '?"'•"?'?"' ?"O?'a CIMrRhgreeto (-Agmvffwm- ) mWenigrged) We read Ihu Application and the accompaoYbB AgrOcnim. have received a n,py of the Agramenr, and ' °P agree erp You (the application for "o'" You certify thin the inbrmuien provided it the Application is loge. eorreeg' and eotnpkta. b he hound by it ifand when Carmel Finrnvl (' pr•n,vah the NOT[CETOBUYER (t)DONOTSICNTIIISAPPUCATIONJAGREEMENTBEFOREYOUREADITORIFITCONTAINANVBLANK SPA YOUAREENTfrLEDTOACOMPLETEDCOPYOFTHERENOLVINGCHARGEACREEMENT. LI( ANTS SIGNATURE DATE JOINT APP r ou nereby agree to accept and pay for the products and/or services as specified herein: 'arming Bed Make: _ 2?(3 lode]: ?UNVIStOitil - LICAN S SI NAT RE DATE Shipping Sales Tar Total Cash Price Paid with order Amount Financed Monthly Minimum Payment First Payment Due On S S _ r 5, 15 EXHIBIT A -- m m Gt fo c7 C?`o ^O .?-] ;n b b ' 7 S ry G (IQ CD ?v?i .e n F 62 n O O cn 7 N w' N 'SS C 'O O< pt - co (A -? O O () 7C "? = 9 S A v as n w w O n O ^° o o On - . w O ."+• n 0 ° 6 co ca. = `' a ' o M o 0- as CO g ct, c o °; O c ° 0 a M co s a° . L?7 .d ID o y F 0 3 E r -+ v o $ " ?t o a s o ?? co n E? V, o a ?, a o 3 b 3 c o o co `° oo ° ~- ti c o v, ? °. y a f. o 0 0. cu n o O e ao $ +? m :V, g 0 3 M ca x Y ti Off f0 'd " 7 ^ cao '•G y O C [ o =r B N n O t, -n 0D a ' d q . b K = y' eo e »o A -? O• , i7 p y .7• O to O+ ? Q H 'v S: ? o• a ° w fD co ° a was PRJ M *x Z 00 O 00 O W O 00 N ?l 00 J b- ID N i I waH PWd lJ' Sales Rep. Name: ETS INC 6270 CORPORATE DR INDIANAPOUS IN 46278-2900 ?IMI ?r II,Isell goBIImIN?lllBeI aaH PP-A EX01011 ,is 11/12/08 17:23:21 Carmel Financial Corporation 1 Contract: 4535-16-0296 JENNIFER M MCKIM 120 CONODOGUINET MOBILE EST NEWVILLE, PA 17241 * * * Beginning Balance * * *: 4,477.44 Transaction TrTran Tran Tran Collection NSF Net Date TyCode Reference Amount Amount Flag Balance 11-APR-04 F 74.25 .00 4551.69 15-APR-04 P 004 041 -112.00 .00 4439.69 23-APR-04 M BK1 627 20.00 .00 4459.69 10-MAY-04 F 73.95 .00 4533.64 12-MAY-04 P 003 002 -115.00 .00 4418.64 10-JUN-04 F 71.42 .00 4490.06 10-JUN-04 P 005 014 -112.00 .00 4378.06 10-JUL-04 A SLE HIN-04 296.99 .00 N 4675.05 10-JUL-04 F 72.60 .00 4747.65 15-JUL-04 L 15.50 .00 4763.15 16-JUL-04 P 003 056 -110.00 .00 4653.15 10-AUG-04 A SLE WEBKEN 216.69 .00 N 4869.84 10-AUG-04 F 77.16 .00 4947.00 30-AUG-04 P 010 012 -125.00 .00 4822.00 10-SEP-04 F 81.23 .00 4903.23 10-OCT-04 F 81.31 .00 4984.54 15-OCT-04 L 15.50 .00 5000.04 10-NOV-04 F 82.88 .00 5082.92 15-NOV-04 L 15.50 .00 5098.42 03-DEC-04 P ACH -250.00 .00 4848.42 10-DEC-04 F 83.41 .00 4931.83 31-DEC-04 P ACH -260.00 .00 4671.83 31-DEC-04 Y 698.21 .00 4671.83 10-JAN-05 F 80.25 .00 4752.08 31-JAN-05 P ACH -115.00 .00 4637.08 10-FEB-05 F 78.13 ,00 4715.21 01-MAR-05 M ANN ANNFEE 20.00 .00 4735.21 04-MAR-05 P ACH -150.00 .00 4585.21 10-MAR-05 F 77.69 .00 4662.90 25-MAR-05 M BKA ADJ IN 3.50 .00 4666.40 25-MAR-05 P ACH -122.00 .00 4544.40 10-APR-05 F 76.25 .00 4620.65 10-MAY-05 F 76.62 .00 4697.27 15-MAY-05 L 15.50 .00 4712.77 10-JUN-05 F 78.12 .00 4790.89 15-JUN-05 L 15.50 .00 4806.39 10-JUL-05 F 79.67 .00 4886.06 14-JUL-05 P VISA -250.00 .00 4636.06 29-JUL-05 P ACH -210.00 .00 Y 4426.06 09-AUG-05 M NSF ACH 210.00 .00 4636.06 09-AUG-05 M BNK NSF 20.00 .00 4656.06 PDF created with pdfFactory trial version www.pdffactory.com 11/12/08 17:23:21 2 Contract: 4535-16-0296 JENNIFER M MCKIM 120 CONODOGUINET MOBILE EST NEWVILLE, PA 17241 Carmel Financial Corporation * * * Beginning Balance * * *: 4,477.44 Transaction TrTran Tran Tran NSF Collection Flag Net Balance Date TyCode Reference Amount Amount 07 76 .00 4732.13 10-AUG-05 F . 00 4747.63 15-AUG-05 L 15.50 00 4826.33 10-SEP-05 F 78.70 . 00 4841.83 15-SEP-05 L 15.50 00 4922.06 10-OCT-05 F 80.23 . 00 4880.16 12-OCT-05 M CAM 401 -41.90 00 4895.66 15-OCT-05 L 15.50 . 00 4976.81 10-NOV-05 F 81.15 00 4992.31 15-NOV-05 L 15.50 . 00 5075.06 10-DEC-05 F 82.75 00 5090.56 15-DEC-05 L 15.50 . 00 5165.56 28-DEC-05 M SKP ADJ IN 75.00 00 5165.56 31-DEC-05 Y 486.07 00 5250.50 10-JAN-06 F 84.94 . 00 5266.00 15-JAN-06 L 15.50 00 5266.00 31-JAN-06 C M MANCO .00 . Placement Amount: 5,266.00 End of Report PDF created with pdfFactory trial version www Ddffactorv.com -5 - ? ?V AFFIDAVIT Of & r m,-- nQ fl (1 ?? l '?9 r ya 'I r-?) , Plaintiff herein, verify that the statements of fact contained in the foregoing Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. § 4909, relating to unworn falsification to authorities. Date Account #n Y-k3 q ? -Z Affiant Title ID l ,tom 1q rM e ) _'b t7 5-16 e- ':I*55- Address (Me1-J ) _ &D-?2 City, State and Zip AA File # ??? ?? .bA^ r r-' 7 V 7 ,.7 N -." 7` 0 Sheriffs Office of Cumberland County R Thomas Kline §8 " of C+Embrr!" Y Edward L Schorpp Sheri Solicitor Ronny R Anderson Jody S Smith Chief Deputy OFF[CE of r"E SHERIFF Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 03/06/2009 03:41 PM - William Cline, Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within Complaint and Notice was served upon Jennifer W. Wileman the defendant, at 1541 hours on the 6th day of March, 2009 at 9 Meadow Ridge Drive Shippensburg, PA 17257 by handing to her personally a true and attested copy of the Complaint and Notice and at the same time directing her attention to the contents thereof. SHERIFF COST: $42.82 (PAID) Carmel Financial Corporation vc Jennifer M. Wileman 2009-1248 Civil SO ANSWERS R THOMAS KLINE, SHERIFF Deputy Sheriff ro ; Y? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CARMEL FINANCIAL CORPORATION, NO.2009-01248 IN CIVIL ACTION Plaintiff, VS. JENNIFER M. WILEMAN a/k/a JENNIFER M. MCKIM, Defendant, PRAECIPE FOR DEFAULT JUDGMENT CODE- FILED ON BEHALF OF PLAINTIFF COUNSEL OF RECORD FOR THIS PARTY: Charles F. Bennett, Esq. PA I.D. No 30541 Joel E. Hausman, Esq. PA I.D. No 42096 Apple and Apple, P.C. Firm No. 719 4650 Baum Boulevard Pittsburgh, PA 15213-1237 Telephone (412) 682-1466 v _. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CARMEL FINANCIAL CORPORATION, NO.2009-01248 IN CIVIL ACTION -vs- Plaintiff, JENNIFER M. WILEMAN a/k/a JENNIFER M. MCKIM, Defendant, PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Kindly enter Judgment against the above- named Defendant(s) in Default of an Answer, in the amount of $7,826.10, computed as follows: Amount named in Complaint $7,558.71 Interest from December 10, 2008 to April 2, 2009 on $4,502.50 $277.39 Less payment of -$ Attorney fees $ TOTAL $7,826.10 I certify that Notice of the intention to enter this Judgment was given pursuant to Pa. R.C.P. 237.1. A copy of said Notice is attached, and was mailed on March 27, 2009 by regular mail, postage prepaid and, addressed as follows: Defendant: Jennifer M. Wileman a/k/a Jennifer M. McKim 9 Measow Ridge Drive Shippensburg PA 17257 APPLE AND APPLE, P.C. Dated: Alid By: Attorneys for the Plaintiff(s) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CARMEL FINANCIAL CORPORATION, NO.2009-01248 IN CIVIL ACTION Plaintiff, VS. JENNIFER M. WILEMAN a/k/a JENNIFER M. MCKIM, Defendant, Jennifer M. Wileman a/k/a Jennifer M. McKim 9 Measow Ridge Drive Shippensburg, PA 17257 Date of Notice: March 27, 2009 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU, UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE. A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 1800-990-9108 f 4 / ?r ). r Rye Charles F. Bennett, Esq. Attorneys for Plaintiff(s) 4650 Baum Boulevard Pittsburgh, PA 15213-1237 Telephone (412) 682-1466 2099 APR 16 N 0: G 0 4I4.oo PO An`/ Cell I43 RT4- aab851 IJake? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CARMEL FINANCIAL CORPORATION, NO.2009-01248 IN CIVIL ACTION -vs- Plaintiff, JENNIFER M. WILEMAN a/k/a JENNIFER M. MCKIM, Defendant, NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (X) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on N ll0L09 (X) Assumpsit Judgment in the amount of $7,836.10, plus costs. ( ) Trespass Judgment in the amount of $ ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or ( ) Registration will be suspended by the Dept. of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (X) Entry of Judgment Jennifer M. McKim 9 Measow Ridge Drive Shippensburg, PA 17257 ( ) Court Order ( ) Non-Pros ( ) Confession (X) Default ( ) Verdict ( ) Arbitration Award ( ) Other PROTHONOTARY By: ! w IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CARMEL FINANCIAL CORPORATION, NO.2009-01248 IN CIVIL ACTION Plaintiff, VS. JENNIFER M. WILEMAN a/k/a JENNIFER M. MCKIM, Defendant, PRAECIPE FOR WRIT OF EXECUTION CODE- FILED OF BEHALF OF PLAINTIFF COUNSEL OF RECORD FOR THIS PARTY: Charles F. Bennett, Esq. PA I.D. No. 30541 Christopher Giles, Esq. PA I.D. No. 203198 APPLE AND APPLE, P.C. Firm No. 719 4650 Baum Boulevard Pittsburgh, PA 15213 Telephone: 412-682-1466 Fax: 412-682-3138 A' 16 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CARMEL FINANCIAL CORPORATION, NO.2009-01248 IN CIVIL ACTION -vs- Plaintiff, JENNIFER M. WILEMAN a/k/a JENNIFER M. MCKIM, q Meazow P tvc3e IJr Defendant Shi0e- sbu , PA (U57 , PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Kindly issue the Writ of Execution in the above-captioned matter... (1) directed to the Sheriff of Cumberland County; ?ail Plroper4m ?. arK (2) against Defendant(s) Jennifer M. McKim (3) against Garnishee(s) (4) Judgment: $7,826.10 Interest from April 3, 2009 to June 23, 2009 On $7,826.10 Amount of Interest $104.20 Payments $ SUBTOTAL $7,930.30 Costs (to be added by Prothonotary) Dated: 6 -23-07 APPLE AND APPLE, P.C. By:- i?? ALEf}-< i PGE OF THE P::? 2009 JUN 30 A `: 07 !TY Ii li, $a4•oo Po ATT`r qa. s a Car fl$• So t4. oo " a. 50 $ i cp l . S a - PD A-MY 4a•oo sec, . So j.L CK"` a.34of 12T* MI-377 l,vr?+ o.P F. 4mtud WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 09-1248 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CARMEL FINANCIAL CORPORATION, Plaintiff (s) From JENNIFER M. WILEMAN a/k/a JENNIFER M. MCKIM, 9 Meascw P-;dge- br, shippsnUor9. Pa 1'7a5'7 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $7,826.10 Interest from 4/3/09 to 6/23/09 -- $104.20 L.L. $.50 Atty's Comm % Atty Paid $161.82 Plaintiff Paid Date: 6/30/09 (Seal) Due Prothy $2.00 Other Costs C rtis R. Lon on taryBy: Deputy REQUESTING PARTY: Name CHRISTOPHER GILES, ESQUIRE Address: APPLE AND APPLE, PC 4650 BAUM BOULEVARD PITTSBURGH, PA 15213 Attorney for: PLAINTIFF Telephone: 412-682-1466 Supreme Court ID No. 203198