HomeMy WebLinkAbout09-1355MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
,/Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
15) /z59-'/ 155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
V.
RONALD L WOODS
508 Market St
New Cumberland, Pa 17070
TAMARA WOODS
508 Market St
New Cumberland, Pa 17070
Plaintiff,
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. Oq - 1-655 0'-)V6A-r*X-M
NOTICE
You have been sued in court. Ifyou wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
%-i v iL AU I JIVP1 UUMMAINF
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) digs de plazo all partir de la fecha de la demanda y la
noti6cacion. Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la corte en forma escrita sus
defenses o sus objeciones a las demandas en contra de su persona.
Sea avisado que A usted no se defiende, la corte tomara medidas y
puede continuar la demands en contra suya sin previo aviso o
notificacion. Adernas, la cone puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demanda.
Usted puede perder dine o sus propiedades u otros derechos
importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Xharlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
(215) 789-7155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 0 9 - 1355 0?vd 7--
Plaintiff,
v.
RONALD L WOODS
508 Market St
New Cumberland, Pa 17070
TAMARA WOODS
508 Market St
New Cumberland, Pa 17070
Defendant(s).
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Ronald L Woods, is an individual who resides at 508 Market St New
Cumberland, Pa 17070.
3. Defendant, Tamara Woods, is an individual who resides at 508 Market St New
Cumberland, Pa 17070.
4. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
W
5. On or about February 28, 2007, the Defendant(s) entered into a written Motor
Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $32370.32 at an annual percentage rate of 6.900%, in order
to purchase a certain motor vehicle, 2007 Ford F-150 more particularly described in the Contract
(hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as
ExhibitA.
6. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $446.81 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
7. Defendant(s) made monthly payments until February 15, 2008, but has failed to
make any further payments thereafter, and are therefore in default of the Contract.
8. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
9. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $11800.00, however a balance of
$13310.76 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
10. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
11. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $724.69 and which will continue to accrue.
12. The total amount due and owing at the time of the filing of this complaint is
$14035.45.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $14035.45, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and just.
Respectfully submitted,
MA XAVYLOR, AN, P.C.
CHESQUIRE
Attorney for Plaintiff
Date: February 27, 2009
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unworn falsification to authorities.
BY:
DATED: February 27, 2009
PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE 021
.t-N0 72Y+7300 alrx W Cc .&L Nrn..nY Mmrw I w.p Cw.v s e fELLFwCrNO11oR IfMlw Nrr
L LESLIE WOODS
TAMARA LYNN WOODS PICCAFFER FORD
SOB MARKET ST 320 CARLISLE PIKE
® NEW CUMBERLAND PA 17070 ECHAAICSBURG PA 17050
dc.r can ar wr+d. m a.aw uiviw n::o..?wwa m n. ?Yii.a e.e°ei Yr ?.d •'°"" "•ow.. -laY? sear rear- Yr.q.wa..arYe, led
Al P.rrnd D Alb
ITEMIZATION OF AMOUNT FINANCED NOURANCE
I- Caal1 P1a............ _....... M, 4 1 11 YOU ARE REOIIMIID TO NORM THE
(/) VEHICLE YOU MAY OBTAIN VEHICLE
1. Dwm Peywrd P4NNANOE FROM A PERSON OF
Third Parly RW.b Aadptd b1 Y/A YOUR CHOICE.
Crb Dawa _ s TD0. 00
T==I,=_s 5293.111 ?s [792.11 S 0-nn LUU LWY 94SURANCE COVERAGE
PROPERTFOR BODILY Y
rr.W Nit- -ow Alwrp -A,wa Cale- - - - - --- DAMAGE- CAUSED TO OTHERS a NOT
-._.__.7011.11n IR INCLUDED.
>. 1bgaM ara,a of Cub Prim 0 atat I) __..._-....... ....... s 24301-11
4. Aalaan w an roar blur (seer my t.1.INAbe. po con a ttr anounu CREDIT LIFE, CREDIT OWASOM AND OTHER To From, oaN111a NOT REQUIRED To OBTAIN al®
Q) for 1Caw O 46.00 )• w, Is 22.50 )• s AND WILL NOT w PROVN UNLESS
-po am ($ N/A )• f-s 68.50 YOU I" AND "WE TO PAY THE
M b lens ba s S. DD PRENNBA
fl brWard (nal h Call Fn* s 1193.99 f 1967.49 Credit
To basin Comprdn Hr: ? UWP
Crtll Lmt trlrare (br wan a mYreal..__._...__..-... i M/e msmance Copp"
?A YR DIUYNW fra.re. Iaor wm a mrw„q_...__-_. s MIA $
N/A (I-F/A Noar)_-._s e/A Pi
N/A arriun NAa°°dlal
To srreAP PWiutL Ab Wt)__...s Y/A Y. -m Crde Life Iromarce.
TeN/A brN/A i Y/A
TPMCCATEERTY FORD brDOC F f cc nn/nr j Inn.jt rs
Tom/A NrI/A f WA
ToN/A brI/A $ ¦/A
raN/A /rN/A f
5. Ame"Minimal (apbr --
a DNabNRyata_
FED
ERAL TWJTH464AMONG _?
ANNUAL FRfAMCE eaal Tar Solt Pm um
PERCB
ITAGE
FYlinw
CHARGE
Prlp
YW wnl Crad1 DheNMy elenlra
RATE no
-a
7
T
me 0 wymrra
i
yr, wtr - &W sign
aaeaa Pawwr
0 ?] OTHER OP7eNAL mW11M111C{
Corrtpa ad
n
YW
77 11 1. 7M] ga In
I®Imom Camrw Tr H rwr
l
a]A v. /A s ua
NA/A I/A
4b.,Y Aym swaprop wW. ru wa Mauwbry. pray.
rAp bbr,r Yr w dwe. rwty ilyd i tlr rmdr bde Pa..f,r4.
Pa/A11d: Yb matpalb vela hpWcwdmwf pAPAYYI,rd+d nwM10
Iw n.arp.rzoY.?w+a.p
..m pr
N{A f??
RNIA NJA
.r w r mead br pH1..d idrwWm m ..r.w w+br :..wr
m.PY pP a rod, KnPnMI a Trr bw b w. Ip wrdd.d1°?r""r"re
OVwrnA,rrr w Mibd aba,. Ar a+dr
Q Yau YIN Yta6rrY PMrwa uldr Yi amrad i Y b.tam PMr,Y1 ? Co&rp Sipe
F? IYEA4IME ARO o.4Y 1111 .n4 G,dl orFAr awawr w
R On b d" a&" is dm*K Y6 raabq Paragraph e, an PrapYpf C of ~ M 1Yb d Yr .aw,a 1r ware., ,.d
Yr -Irv "*IY, y- °aW N rb°rtr w rrrMa war by and upaa ar aanbar °°?° w draw M • ari. ?.P.rw4
fbr b yr
w wrwd - N 1a° brrdr Ye 4PYr b as Yap w1Nd, baq a Show waft
PrapgAa B. Ira awe Pp Yr sea sM/, Pr m1.Ir,arA m1a i - -
^N/+L- Tab. sewn an YIN drrw. DIM OnrYlYr Yaw A4daar pygmy
EATM ARUMaI OP71GI4 CRaaT
m IN. rpArd ma6Yt a baron payrnm (w ki oW *-,)• rd Ydu 1rro aY br Y arrltp ym fed p'dawa •611
cedar ,aitr. Frdiw d M 4uwaM 4
4wid r/ Y rp re1rP b 10M wb ?M
areWd I- OPYp b M1 ar rd,da b Ile e,mar aardrr Pagapf K am
. btYwmaWMdhbrs'wYYln wr
b
PwVroph 4"M b War orm t A Yr whodlbd rd of Yn co
* VPe ai
nri, • oadt tl fO N/A Pr Bard wra war media a used my1 w M
b M 1rdW ApaWYl.Atn Y
`-a roc 5
wdw Yds mead. Vac we nd rage, arty ma Y aw Wk* t dowoyd• t„
aW4..dy r ym at fl ddrA Vr I wdl m Yr rtll i.
Yin fl A0. -
on
71N REYPAeE tNDE OF 71115 CONTRACT.
7118 P ? leaYt ,Rao - a IM rosy by Iltaoaao%a 1pII100 Beer. Th. Satyr mey W1NI1 tllh Cdlltta tale ay laleln
Pa F' e1N1Pt
NOTICE TO BUYER
Do not tMe eontraa in blank You we entitled to an eKeet copy of ths Contract UMI N you efgp-
KNP it our legal 11". .
OW. MA
Buyer (and Co-Buyer) acknowledpa meN (1) S4F Pkd *M this contras BUw (wd Commyn)
received and reviewed a true and FYMeplesely oopy Of thils oonaact and pry 44 of
al ter (wd Co-Buyw) leoaved a true and completely filed in copy of aft
contTHIS FFFpTY [non b x 7,tr?cnw OPf1.`. T.. CO)(•r/'L/.?j?, 1
CONTRACT M NOT VALID INTa. YOU AND R.
adw-W Yww far awarlbatilr pr„a and 1- r Yr., r,, w Var. vd ow-r bd rasa
err r,rla. rrreaY..larorn anrna G°EBtT CMMIAMT 4Y r1A.fe brrw ar
T.
==:! Y6 mwrL mR=77-7000 1 A.> .tA YeY w1a1Y, r
SaIMCAFFER17 FpRD or
X Tab_G z/fit?
m r:?aa°, rm"w" eb •• "r... , WISE omen Yoe ran A00rIX*M AGREEMENTS
ORIGINAL
_ PLYI.ORMNI& PLY2-Kft aCOPT PLY3-CO4UVL%I011MANTOe COP'. FLV4-SELLWSC0? pW&TeAmWm Ana)
aA. Pey.wda aM Smkpwy Not": Ym mwl m M r MM
~19 In Y.S. A.da .Irn r.y aM du. Y. w/ Pm yow
W N
Ta.0 raeabbN PNhdy. TId N \ N.pi.rNr C . Mme PIbm.f,. The Yw b b W dsoad " an ya-
w
Wy11MN m.w. The I.eril kna..M dIN9. may awt.w M
dlft.d
iwtlw a w mm bw sal w s"? lwY?va?.
ftI wM MEa erNb M...nMP••MM
Flnwp Ck.lpe .w b M wrd A.w -PEldw Are W Po mm TM
Ii... br r«eabrA a WA1.0Wr W.0 0- to
unpW Aaerd Fl-a b a,lrm'sb. Y a. W Wa r n
a.w.0. yw W n.1 irb. r rob b r.irrrra a. c.draq w.w.
M gar aew.. ...
S. msr mP.lA.rd C.n.wb: ryawhNNNYw.pymmN
uwrah..n11.W r ¦ wrn F.~. owho w w r Yr
aw a res aYYw rwy b..P. r bN Npw..o P.Y
I.
fts Yea mp P.Y N MI you a...k.n M'km'W-* -v
PSY-0 to db and M" yw meb vddda.
imp.
d/.r?l uww eiYi aNYlaa r M d? ?iddneaa
kl,d
Aaq 'IW PM l.r ow sow b.m.
Predrpmd d Ylnrmw aap.erb Yr«MINa Mr wbadNPARM800 "rMbMNwa?fi •WWy1O YID
"I b
by you led M a? N l. w dM ImaP'wlama .6 0.
wNrnwn IY. pMI.Md a w. Teo Icon tl M I•Ah.Oi•p W
w b..w w r-moM Mere.,. M IM MEN V. -d
M.Mr NIB MIwsYM W 0 M EEO wrW
P .sow. " MIN AMA N M rW Oft w a YM E
oW •P1I.L sod to . r M
ee mwNdy p?wNld es EEEvlr
Nne.e P..dw to See 0 M rNYwd . EEI.ra . ldr r
wr. a M em dab d a r hd wNrPMd P.YI•Ne. p Y.
NIN. b.aNNb., yw bma aedM M aNrr r '•yE••S E.«pI r
di«uMw N iW I..Y.1. r •ad.. r..rN M acrd n. Nlr
Ik.n SDdq. pr br dr eels d M hdbmlla.l..l PaY.•.a.
2btL yw -W wY M Mesh b "Saw
r an wlwd dprN
MZirw wry
raw>YwrA.ee.r.e rPePm" Y" no
beee._N 0•e. w M yrW.Y Mallga. Yw Nm%WA l M b
F I. . -
'. AgNEEsoEd1T} _ _
dwwe M"o ww E-M of Y.wwrc. . YM Vwd*W is Imt
A.In.PJ w ea...y.A yw a PM M S~ Nlrl r rd
ME&
Yw apa. YIN h ear u.l nuM \ CbYn uMM M..urwl«
Prey. Vw ar.bolre,M Y.ualra -vErq b prmd. Sdiw
wfalpllPYn--arN prYy?\ b mra a d1im. Ym
rm.t
ploeWy
w.. r:.bw yr "wcw. urom M
bn.PabI.Ml bCf•Nlr b«. NM dwl.pa
ro V. MMa b eww Orw . bW m yenn.rft
b..w-
m pr.-.& r p\y sow ym ewa IM 9a.w. ¦ ymr r.ilM.i
m M MM:. dww.7 O.y r yen ewe, ym ralu pay YAra 4 NN
enact.
0, ea..-M b..wan.e P-*.u. red S-" Car..a.
OJIwp.: 11. np.wad mN{? eWAW d m.a r 4.urww.
.amba e•••aNt w r..,,L.. 'v" .ew Ml M 9.w
wP Nwa Mmoft r.dw rave ONWOM wd WNW PmNNbd
b y r w , rMdl... d.m babkbwk fawmmwd o1rlOwn
Mre., Am Yw awe Y M ar. S.m• mk dw NWmw,
?bml y- wWeeilb.est«eav.wawr.M wa. u d wwbradYam
OW. aw
ON 0- r amewr -W uwN YA. arw
...l
a.i0. ON M••i•ii•0 rebnd. W m PNd M Wu.
IL 0M..R Y. W r b doer II
3.1: Y. d. Mp". 0.4 amy eon a h du.: o.
.'Vm Paw lliw'a krl.wblp GdairlrNOl an yew eMw
iPdrw, MyYp b rb e.rdr.d: b
a. Yr Y.Ider ? wW by any sea, err, w rdar
.ud.My \.N h nd Pra•pW led unrowdw.sy r..wn.d
bYw:w
e. Yw eb a brwbp" peel, w ow is Ned.p "yw:w
L Yaw a? P.1 m.P wry ybw pam• title. CMMwi
r ,.w M con
,;:ran
trW aw adw nwN•a Srah pa rd
r w.
L A.pe•aa•awA M dNaA, r Srr wy r.elra yw r
paydesseft aArnpw Flan d, rwmW and rp"
Para M F-- Q-10 Nd of rw wnpwa• qd UMw on
wow. w "ab. .rrmdr«m?MI.bw W.?y nnppoa'.o 0
and kr a.b r Vw.
J. Y.w Iede To a"- w M .*J" i.
Irua ptl. S.Sw
EC= 7M rbYl. w ay na.am
gdalldw IwbIaYeYaFMval-
MYWd.pPbMsowMSd wwbSw
4w• 10 M & r YOU M nd MMISM M Mich, k r be ,le.
K Slop-YS-1-1 WE YdIW: b M y.lY.r r'ww bar
IMO bb Pit M &mm dr•d w mw«I. Aft-d
npu 1*lmR rbrlbrp- •dmd malldkrY.pbaddh
.dw
M I.pI1 L p•4w. Y r Nb, end dA Muy
b.yiYa I.w wd by awls p dwp4 ba 0 S Mb is h w .ry
M adi rnilp? k w N SW b Y- S r -.y ham
_ .-d%, per . 0 w-d. awee.lt yw Na
1?IIM.Mi.psy WE, r Sir .a d." PEW eishad
ties" NEW a*. 0 You PEE m drM? Vw baNaN d M
C. Sames. Alper: Y ya. mo b.rm...d peYNp uwr dso
b•Wrs•Yi.•IA end Yw M M wMda be* b L C.
Ih.l1-CoM E.0 w Wwrhi pwm.d by w, Q.
'
s
t.
M Bar TIIMf
llw =m.mpbwe r Pop" N F
q
my-mmona.wbWdb ftd, dswrwwl,
Ndud.p «rden wN..., wYPr•' 'wYw rar
I
E .Elo
Ne.n..s.br"WdlNrMMMeld llellad ...e
and uw. llar Ara ..j. r N ...1 Aral W. due .0 ..e. . ... .. ..: .,.
(y ease alp era n.ipwaa wrllYq Mdleurp
wPr Ab°YwduOl.Yn MAwdrlwd.l.dwM
addiwrYN bP1Y1 Nlw•w aI11C Aw•Yp wrl.
0001 mal..t dln /A rr drwuNbpbw:
(i) maw r Armid Ober: I+wrtld+wrr• QP.UI w.u.m) r Nn rw.w wd N
••M ew N wrar.elr raa W awb\d
1? I.PeY M mpllso w dMrw, .NNdme. yAkp•e. rare a . .
•
.
•+••••bl••aOWpMw6/.Idw.dWsordsormr•bt
r awme.a..l.kie.1dK Pld.e. dNhm w aeft Wb M. AMSdrbLar. WuapY.ip dlrmOw.W Wpew.a
hw.ll.wrdraWahl l?b?a
aw WE-aft r SNOW" .wlbs. Pled or k..em,de.t
rbl.yr..r.abrMAllntrY.MM d..111\er
i bk
alE
k TW
O
' a
r W.Ibr IF•.
New « WM
ftW" IWMSWEFdit .mgdb.b..n
3a.r .w ya nd.r.p b r me, NN brdlp N r AN
W
.wb M Nd
sows. ..ddi al.ww by
?4
ammommm. mamom how w r .h Y.Nd..YMYPwallirnYadhrYrd,rrrPw •I•i'
v." S 9.ar r..Nl WEEM Sr...
Ipr aYwt 0•t O.I.r
-
rYoullere•dl.m -WE w0aIa.P•I Ss dowsma wnwwrswwlrr.S.rwrwr.rasrw•rye
N a b.lA r.y.
som
u.lrr Pele/pll 0.wYYdly.? ad M MdNid wNi a Sea Nlm
M a..MIIIdU prl•Ywr.YIYNM-'
MIW?ibMdsm.
YYM Wlr p r wN bib
AdMP. IMN d dillss.d= mdpa6ellpgb1A? hl h \ drppn
-P.Il.ud•p.bdp edipoly
.
Ilea
mP•
"
er Nyr.prr Prrb AadrWv W.Wed N*wswry. lo W.i wo fat IN
arp.YrIA W..w
Arr
Sol
.p Wo of of to to
rdW
yawe.
b r So lm.
pw
pud.w and a.hawr Mich.
b. IM, -to kAMrdr ow. Mso. aI bdo di.
T AN m.. •r«Ma+mt?r«r dr wlApolc wN WM
1 Nbmwbw pwNrraw.w.h. amYwbwwsodr
yel..
Tm...a.M. Pasw.dA M r aw W I yw «ds I.dw dd. cp«raLL
A ImP MrAw yw rir •P•••I••b b ar omrea
L ll.. d Ydasb - Yw rwr W. ew d M
YINCh.ww.yww I.nYq LTM1m..i.lIppr werw1M
y.Ykpa. W pw rW mess re bpMdbl .-WAm. Yw
W W w wpm* rnr al Mydbb be.N.\IMMlk.bd
SbUt 4-1000 r y to x,r.Oaly c1mb cart w MMAe...dbN
rP\wYNeiP m ppdM dM.rllsbw.p1ydeee
nwsoelAr am Per pens ... e" Eb Er., or w. rrL
e•eY.dmwWmYwwY:ir WINE 01 a .r..ny r
III
rwMperr
IYA...r..I, Te•fdpylbdwmrrrr.wall
ek vwft-
e fAeplei
Aalra w a pa?Ilry elrsoa10 r Yew,.
Os.enb.,tr a"e?eiwdwwew M.IM1.
kuPll.d .weNWw, dewy • wai.eb. pw111.Y M w.
F. Y.aW k....•naM Ym mud 1m eb YNW Who law
«do me. A.I. wtlm. M «IbILL Yw.ar Ire arr n
M I- Peye. W4. M I..-- raw TM Srr mw
FTC NOTICES
,0710E -ANT HOLDER of Tm CCwIW61 CIIEON
OOWFFACT M PAJECT TO ALL CLAW AND
CB.BMlt WM01 TM DEBTOR COULD ASw11T
AgkSISY TI! S66N Or 01000{Ob aMMCES f
OSTRSSyD PUINIANT H EwTO OWN ISITM 771E
PIIODSro NOMM. RlCCA16IT IEI-EURIU II w I''.
Two omwm on" 1107 S%CESO AMOUNTS PAID
By TM OEgTOM 11E11EUNDER•
Used Now vw" Ellpwe quid.. p You p blOV e
used Ydletle IWN1 Oft a0l see" lesd"Mm Pby
.e4rd a IP MW M"m Buse b be employ" an M
..YWON of we WIN TMOMMOIWATIONYgMS@ON
THE IA NDW POIW FOR "M VIPINX I i PART OF
T11N ------ ACT. NaPOp WJM ON THE 7YNIDOa
FOMM OYBI1WLLt ANYPALE. CO mtou Y.MIwW . No
THE /bIflRACT OF
ESE
rat w•t Tel Meow Ilyd a Mmdrd.e. N
.e...wIAY.Mwr r. C.d.da.y.Yipi,r ?,., dwbPP«
ulAd.sea•wy.•aq.1...ra.Y.rwrn.rwwarn.rM Y.N.
WMAMW }
Teeb..M S.drbr r.rdW e.EE Mw M b"d Yw_*.doM
'limrm?O.Mwsor MPy.wddsb wwr llW 01.00 YwiM wqw w-ft a.dh pN.?dl who oibm bMa.'w\
.".pm•IP solerw re hald• rOW
Sw AIM a. aq nawydM rwr wdw ammo
a.e! S.eII•r M /Y A Mw some. Deb CurMw d4- YaIppaa? idpr Aaed.eww Yrl M W M Y4- r r
"w wMp m d al ft Yddp eM/ww Ose ow SEE a.wey. EMr7710IMdp.aM PM to be A" Awn a M
awONMMrw?+ (A?dew"wry... rmbbPer a4- =- Pdn..nr. v O) om• Meow r kdv
d W oPll.a.pad e" diMi gwMy d p?.ir W lidr..w •A' aasrp. EW Ilea".. rdn lw M M. r.wNAe a oa.Orra wpl'
O.w..w (w Ad".
ON.wv Ada-.
M" TM ffs
Ad*sdmha
w SIaM (YN' e'M•'I fiM 1 ~ E wM Awl • •' ') I.EIaA SEES • bPm C aM EO ym
aMYlsot d4- a r.rr h we. b =w t w4- waw b b4-
esoalo! s11a7WRsrd1 014-04- NMpegidbYr 1)CJdPmb mpArYwgdl.l'N.i:
See,
0 Ch1Iw? M ear1•e11eM5 wOPw 011• d w dMN. w
d Mp EmEw 31L'aym. m1Yw tw Md nt
Y01I•w •IM•t emewnA M'L v dlE.b•: A CYi•• ad d v M1.?p r Tw \psiw?iAl 1«
sob d• Iwid .l/i N.«eMW d? •p•niA..I_w? rd?anumdlAl. kMkrAS M aM r ? •ny Bak ..YfMW.P M.OrI peer
A wAJ1? PIE brW hlpibiAP dPldr ? ?,,(`?y1 .
• MA ? 0ON ACIAee P19lEA Se. AM CLAea CbIr TlU aTE
ASAfE AUa1MAr
WNW OTIWI IINT A1Rw NAB L• '
ME.. d.m W Ca.llba.. b mw r rb.iq drlpyk?y.Nraa ••II'•p
• aptE.w b dibt SI iWil b edaea M soaP1y YsPr 4- M
Mpmd Y.YieY.
iMM a Misou.rlk v ME: e. 4-NON b m. MEd - b wbMe M bMd.h d"YS: dni Q PINY m
hMpil.Ayaald d w M.Iw 000.4- M rgkNM wowd.d Ip wig0!
mq mOkYndkaimfbwsolda• 4W mw rNri else?,"1p T1ort NMPron ik. applpWe NbiM'fbye?
AIAM? 001 w.A••id1?iP1?M•1• *14W &7WX w w wader
Mel'mliarimae:bwaapNwhe°i°aMN'rrkmNd?••r.w?iw.?bd,.naM"N'Naw-_ ?? I ?
Nw.iaan rwWdetMplwM.prdwe.rr"emwdalrl AppMi.n"0a w• 04-4-4-/4- tl
r.inme. MdM Aw•b+gp.dddN Ima r eemwe. ,
t?c;wwga"I I.ywNa.sr«w. bP. «.wl SEE OTWR WE FOR AnornomA. AopgSSwMM
m.axc+..N.AW
"•PRN"'
Ford Motor Credit Company
P.O. Box 31111
TAMPA, FL 33631-3111
(877) 349-5260
1`014,171002000.90
TAMARA WOODS
508 MARKET ST
NEW CUMBERLAND PA 17070
Date of Repossession 04-02-2008
Date of Notice
04-04-2008 Date of Contract
02-28-2007
Account Number: 042090170
Buyer RONALD L. WOODS
Cobuyer TAMARA WOODS
DESCRIPTION OF PROPERTY
Year
2007 Make
FORD Q New
? Used
Vehicle Identification Number:
1FTRF12277NA245M
Model
F150 Body
(4X2)
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreernent.
_S
s
T
Z
0 PRIVATE SALE: We Will sell the property described ? PUBLIC SALE: We will ad the property described above at public
above at private sale sometime after 15 days from the sale to the highest bidder on the date below (or any adjournment
Dab of Notice shown above unless redeerned by you dab). The sale wig be held as follows:
prior to such sate.
Dale of sate Time of sale Place of Sale
You may atterd the sale and bring bidders d you ward.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you awe. If we get
less money than you owe, you will still awe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money unde
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
The property is presently stored at: Manheim Auto Auction 1190
l.arncaster Road Manheim?
HOW TO GET YOUR PROPERTY BACK
To get your property hack, pay us this anrnslt by oertffied check or
money order before the vehicle is sold.
Unpaid Balance $ 24,93681
Plus Costs: Repo Expenses $ 415.00
$
Plus Late Charges $ 34.83
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
TOTAL $ 25,386.64
(Plus expenses Incurred if default at the time, of repossession exceeded
16 days and less rebate received alter the date of this notice.)
Your property won't be sold urdN 15 days after the date of this; notice at
the EARLIEST. After that you can still get it back any time before irs
actually sold.
If you do, WWII have no further claim on it. But the longer you waft, the
more costs (including repairs) you may have to pay.
If you have any questions about this, please call us.
LJ The property has been (or will be) returned to:
Under our agreement with your dcakNoriginal creditor, the dealer/original creditor is to sell the ( kxeottor)
after the sale, you will pay it to the dealer/original creditor. property and pay you any money left over. If f you /ori you awe money
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclafined by you within the next 60 days or, in accordance with state law, by
conlacting this office. Thereafter, the personal property shag be disposed of accordingly.
? Creditor has assigned to its qualified intermediary (OI Exchange, LLC) its rights (but not its obligations) with respell to the sale of each vehicle listed above.
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the "Wage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to got your property back, call the insure company or the dealer/original creditor to make we that any insurance
has been cancelled. You have a right to get credit for all premium refunds.
CAROLYN L CASSK:K
FFNA 1199937 Jan 02 Previo editions may NOT be used.
PrMW in U.S.A. CUSTOMER/CUSTOMER FILE
-PRN••'
Ford Motor Credit Company
P.O. Box 31111
TAMPA, FL 33631-3111
(877)349.5260
MHJ71002OW27
RONALD L. WOODS
508 MARKET ST
NEWCUMBERLAND PA 17070
Date of Repossession 04-02.2008
Date of Notice
04--04-2W8 Date of Contract
02-28-2007
Account Number: 042090170
Buyer RONALD L. WOODS
Cobuyer TAMARA WOODS
DESCRIPTION OF PROPERTY
Year
2007 Make
FORD Q New
? Used
Vehicle Identification Number:
1FTRF12277NA245W
Model
F150 150 Body
NOTICE OF OUR PLAN TO SELL PROPERTY
Vie have yaw property described above because you broke promises In our agreemerK.
. s'
'T
s
a
Z
x? PRIVATE SALE: We will sell On property described ? PUBLIC SALE: We will ad the property described above at public
above at private sale sometime after 15 days from the sale to the higfrest bidder on the date bek w (or any adjournment
Date of Notice show above unless redeemed by you date). The sale will be held as fopows:
prior to such sale.
Date of Souk Time of Souk Place of Souk
You may attend the sa% and Mkig bidders 9 you want.
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Bads for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
NOTICE OF REPOSSESSION
The property is presently stored at. Manh einl Auto Auction 1190
Larlcestor Road Mannheim PA -
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount by certified check or
money order before the vehicle is sold.
Unpaid Balance $ 24,936.81
Pius Costs: Repo Expenses $ 415.00
Plus Late Charges $ 34.83
Less Finance Charge Rebate $
Less Insurance Premkim Rebate $
TOTAL $ 25,386.64
(Plus expsnees incurred it data & at the time of repossession exceeded
15 days and less rebate received after the date of this notice.)
Your property won't be sold until 15 days alter the date of thk notice at
the EARLIEST. After that you can s5fi gat it back any time, before ICs
actually sold.
If you do, we'll have no further claim on R. But the longer you waif, the
more colds (krdudin repeirs) you may have to pay.
If you have any questions about this, please call us.
U The property has been (or will be) mtumed to
(dealer/original creditor)
Under our agreement with your dealer/original creditor, the dealer/original creditor Is to sell the property and pay you any money left over. If you owe money
after the sale, you will pay it to the dealer/original creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by
Contacting this office. Thereafter, the persoral property shall be disposed of acoordingy.
? Creditor has assigned to is qualified intermediary (01 Exchange, LLC) its rights (tut not its obligations) with respect to the sale of each vehicle listed above
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to get your property back, call the Ii- tympany -do dealer/original creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premium refunds.
CAROLYN L. CASSICK
FFNA 11011-37 Jan 02 PraAws editions may NOT be uses.
PrkffOed in U.S.A CUSTOMER/CUSTOMER FILE
U.S.A.
Fad Motor Credit Company
P.O. Box 31111
TAMPA, FL33631-3111
(877) 349-5260
PC HJ7100200030
TAMARA WOODS
508 MARKET ST
NEW CUMBERLAND PA 17070
IIIIIII1111111„I,„IIIistill IIIlIIIIil11111[loll III
7140 OL40 51
MEE
s
S
Fad Motor Credit Company
P.O. Box 31111
TAMPA, FL33631-3111
(877) 3435260
POMJ7I00200027
RONALD L. WOODS
508 MARKET ST
NEWCUMBERLAND PA 17070
IIIIIIIIIpill IIII IIIIIIIIIII 11111111111111111111111111111„III
7140 0640 0010 0007 1284
0MJ7L 002 0=74000711612
$} ? ,a r[
?
o
M o
po°o,
N o
p°op
H
H Q
ZS
N c?
$
M
pp
N cq
pp
H
Mill M ?y
N N N M N N
$ Ci l
h Ci a
? t M
Ea p
N M p
N H p
W p
N o
N p
N
R
pp
1p d
p 1YAA1 c)
cr)
°
U, d
p? ;2
O1 a
1Nff o
o 4
ti
8
R n
§? a
IN
l'7
_ as <
a
;T aZ a
a
°O ?p
3? o
d o?Q
30
o s_0
?-o9 ?Q
>
aU g
&
_ N
z6f
40
10
$? j i
2
p101 m
$?g? N
?
J?W? n
g
X30
???W
W
4aW C9
g$
X
?a O
gr
?
?? _
a O
'3
o??
z
..osJ
N
????
3
?Q
lz Z o
?
?
r n
A
n
M
ORE
r z
u i 0 a
i ? M
.0
O .d
O flJ
rl fU
A S
A
A to
r-q rU
A
r
C3
o
C3
O
O
O
O 0
O 0
o C3
o 16
ro
0
»
E o
0
rag 0
0
A 0
0
A 0
0
A 0
0
A 0
0
A 0
0
A 0
o
A
x?
f
_E s o
o 0 0 0 o a o o
?g m m?
3¢ •'f
0 o a o a o 0 0
_
a g
S
o 0
S
0 0
S
0 0
S
0 0
S
0 0
S
0 o
S
o a
S
a
-/?
\
/'
09 c
M
'?
A
A
A
a \J
J
J
N
t`
t` r
N A
r` A
N A
r` ?
f k
N N N N N M .1 M 1 -
h
a
t
8
I
'b
hT90l00002a00h90064Z
.. _ . v .r EV3N?S.:
•?s -
_ .
_? r?
••
M p
O
N
O
N CS
O
6
N o
pO
N
Gdp
N p
pOp
H o
pco
H
NOW
N A
y CR
OR N O
H
N
N
N
N
M
N
M
ppCi C? looh Cpi pCi pp C
i
N
h
N
N
M
N p
N pp
N
N
C-A
r
2
= 10-
C3
^
coy
A
r
d
Q
d C-4 0
- 9
2
p
c
,
O Q
o
!
_
N
W
IEEDD
a sg
Q C?
a e3
z
a N
O O
-
N
^
U ~2
3 O
y ?OZLU
??
4 NtrU
-
Adi
^??C7 N?
0
o JQd
?O J C
4
o
Of?? 3 .
a.
345
f?Um? ?r'
WM
IL D
.?i
???
U
1?
i 0) ; -
G o'
gW
P *- ?Z l
O
C
lgg? C7
5; N Q O W
?
2 W °? ?_ V3
g to Z
.
u1
N of-?
z a0 X
S
rq
-a
O r?
ru
-0
0 ?r
co
ru
rl r4
a"
ru
rl r`
m
S
A rr
so
ti
rl .,a
ru
w
rl a-
m
ru
A
V- 0 O O O 0 0 0 O
yof 0 0 0 0 0 a 0 0
c C2
o
0 O
0
0 0
0 O
0 0
0 0
0 0
0 0 0
C
~
a? !? C3
s o
S 0
0
?. 0
0 0
0
s 0
0
7 0
0
S C3
0
-
eQ
c c
* o 0 0 a 0.0 0 00 0 ?/
V- o
cr
- Ott
A, a, a, a,
a
4 M1
_ 4 N N N c ?+f c ry ri r
PEA
hT900000T000h9006TL T
? sb
O
f
O
d
Ford Motor Credit Company
P O BOX 31111
TAMPA FL 33631-3111
877 3495260
DATE: 2008-05-14
PoNMWIOoosa RONALD L. WOODS
TAMARA WOODS 508 MARKET ST
508 MARKET ST NEW CUMBERLAND PA 17070
NEW CUMBERLAND PA 17070
STATEMENT OF SALE
Account Number: 042090170
The following property has been sold.
Year Make Model Vehicle Identification Number:
2007 FORD F150 1 FTRF12277NA24500
Balance owing on your contract (1) $ 24,971.64
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 24.971.64
Deduct: gross proceeds of the sale (4) $ 11,800.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 13.171.64
Add: Expenses of retaking and storing, and (6) $ 572.50
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate (7) $ 0.00
Other: (8) . $ 433.38
** (9) $ 13310.76
Deficiency
Surplus* (10) $ N/A
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expen ses 8 interest
added to your account (debits).
Surplus* or Deficiency"
* If the sale resulted in a surplus, a refund for the difference will be mailed to you.
If the sale resulted in a deficiency, you should imm ediately remit the amount shown on line 9 to the ad dress for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
FFNA11990 01/04 Previous editions may NOT be used.
Ford Motor Credit Company
POBOX31111
TAMPA FL 33631-3111
877 3495260
DATE: 2008-05-14
FawaootoOO57
RONALD L. WOODS
508 MARKET ST
NEW CUMBERLAND PA 17070
TAMARA WOODS
508 MARKET ST
NEW CUMBERLAND PA 17070
STATEMENT OF SALE
Account Number: 042090170
The following property has been sold.
Year Make Model
Vehicle Identification Number:
2007 FORD F150 1FTRF12277NA24500
Balance owing on your contract (1) $ 24,971.64
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 24.971.64
Deduct: gross proceeds of the sale (4) $ 11,800.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 13,171.64
Add: Expenses of retaking and storing, and (6) $ 572.50
any attomeys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate (7) $ 0.00
Other: (8) $ 433.38
Deficiency** (9) 13310.76
Surplus* (10) $ N/A
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus* or Deficiency'
* If the sale resulted in a surplus, a refund for the difference will be mailed to you.
** If the sale resulted in a deficiency, you should imm ediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficlency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000
(600) 732-2264 DETROIT MI 48255-1941
FFNA11990 01A4 Previous editions may NOT be used.
00
00 ? ? 1 X44.. ?
J .
Cry
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 85248
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff
V.
RONALD L WOODS
TAMARA WOODS
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 09-1355 Civil
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the verification of the Plaintiff, FORD MOTOR CREDIT COMPANY,
A Delaware Limited Liability Company, for that of the verification previously filed.
Respectfully submitted,
MAURICE & NEEDLEMAN, P.C.
Date: March 30, 2009
Attorney for Plaintiff
VERIFICATION
verify that I am the Authorized Representative for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability
Company, and are duly authorized to take this verification on its behalf; that statements made in
the foregoing Complaint are true and correct to the best of my knowledge, information and
belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
Representative of Plaintiff,
FORD MOTOR CREDIT COMPANYLLC,
A Delaware Limited Liability Company
DATE: 100g
FEB 2 7 2009
RONALD L WOODS
Our file no. 9454
48063000000042090170
FLED -Cf, CE
2009 MAY I I Prs 3: 00
'41\,")'r't.v, ,;'vir';
Sheriffs Office of Cumberland County
R Thomas Kline $u?tir ®t cumbrt Edward L Schorpp
Sheriff b'Solicitor
f
Ronny R AndersonF Jody S Smith
Chief Deputy OFM OF THE RIFF Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
04/02/2009 R. Thomas Kline, Sheriff who being duly sworn according to law states that he made a diligent search and
inquiry for the within named defendant to wit: Ronald L. Woods, 508 Market Street, New Cumberland,
Cumberland County, Pennsylvania, 17070 but was unable to locate him in his bailiwick he therefore
returns the within Complaint as not found as to the defendant, Ronald L. Woods. There are no additional
residents at given address. Neighbor advises that house was sold over a month ago and Post Office
advises that mail is delivered to this address.
04/02/2009 R. Thomas Kline, Sheriff who being duly sworn according to law states that he made a diligent search and
inquiry for the within named defendant to wit: Tamara Woods, 508 Market Street, New Cumberland,
Cumberland County, Pennsylvania, 17070 but was unable to locate her in his bailiwick he therefore
returns the within Complaint as not found as to the defendant, Tamara Woods. There are no additional
residents at given address. Neighbor advises that house was sold over a month ago and Post Office
advises that mail is delivered to this address.
SHERIFF COST: $118.80 SO ANSWERS
r
June 01, 2009 R THOMAS KLINE, SHERIFF
2009-1355
Ford Motor Credit Co.
VS
Ronald L. Woods :7
- '?