HomeMy WebLinkAbout09-1727ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
/Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
MICHAEL A EYSTER
35 Kost
Carlisle, Pa 17013
SARA J EYSTER
35 Kost
Carlisle, Pa 17013
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are wanted that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
Defendant(s).
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
(21*
Case No. o9 -1,y,7
C
UL
CIVIL ACTION COMPLAINT
AVISO
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
Le ban demandado a usted en la torte. Si usted quiere defenderse
de estas demanders expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de Is demands y la
notification Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a B torte en forma escrita sus
defenses o sus o*ciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, Is torte tomam medidas y
puede continuer Is demanda en contra suya sin previo aviso o
notification. Ademas, Is torte puede docidir a favor del demandante
y requiere que usted cumpla con todas las provisions de ester demands.
Usted puede perder dinero o sus propiodades u otros derechos
importantes pars usted.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AV ERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
(2n) -R59=/1JJ
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
MICHAEL A EYSTER
35 Kost
Carlisle, Pa 17013
SARA J EYSTER
35 Kost
Carlisle, Pa 17013
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. b q - /7 17
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Michael A Eyster, is an individual who resides at 35 Kost Carlisle, Pa
17013.
3. Defendant, Sara J Eyster, is an individual who resides at 35 Kost Carlisle, Pa
17013.
4. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
5. On or about July 10, 2006, the Defendant(s) entered into a written Motor Vehicle
Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $43805.30 at an annual percentage rate of 2.900%, in order
to purchase a certain motor vehicle, 2006 Ford Explorer more particularly described in the
Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
6. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $607.17 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
7. Defendant(s) made monthly payments until March 5, 2008, but has failed to make
any further payments thereafter, and are therefore in default of the Contract.
8. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
9. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $12400.00, however a balance of
$20944.65 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
10. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
11. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $376.09 and which will continue to accrue.
12. The total amount due and owing at the time of the filing of this complaint is
$21320.74.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $21320.74, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and just.
Respectfully submitted,
MAU E N ED EMAN, P.C.
CHAR YLOR, ESQUIRE
Attorney for Plaintiff
Date: March 6, 2009
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unworn falsification to authorities.
BY:
A. 'TAYLOR, ESQUIRE
DATED: March 6, 2009
-------- - - DEALN 111b9 - 07/10/06 - -
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'OBTAINED PURSUANT HERETO OR WITH THE
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BACKER (HEAD-TO-HEAD) & SCREENED 50`6.
"'PRN'-
Ford Motor Credit Company
P.O. Box 31111
TAMPA, FL33631-3111
(877)348.5280
POMNPY00200030
MICHAEL A. EYSTER
35 KOST
CARLISLE PA 17013
Date of Repossession 05-16-2008
Date of Notice
05.2x2008 Dde of Contract
D7-1x2006
Account Number: 04108083 2
Buyer MICHAEL A. EYSTER
Cobuyer SARA J. EYSTER
DESCRIPTION OF PROPERTY
Year
2006 Make
FORD New
? Used
Vehicle Identification Number:
IFMEU748WUB34521
Model
EXPLR Body
4DR
NOTICE OF OUR PLAN TO SELL PROPERTY
We bon your property deserbed above because you broke promkas In our SWOUV Wtt.
0 PwATE GALE: we wa sal tie property described ? KIaLx SALE: we ova ad the property described above at public
show st prMile ssle W106m after 16 days from the axle to the hVed odder on the dale below (or any s4o rmant
Date of Notice shown above unless redeemed by you dale). The sole ova be held as follows:
prior to such sale, pals or axle Time of Sate Place of Bak
You may atlend tie sale and brtng bidders If you want.
NOTICE OF REPO33E3SN7N
The money that we get from the sale (after paying our costs,
including reasonable attomey's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property bads at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), inckrdit our expenses. See How To Get Your
Property Bade for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/odginal creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
The property is presently stored at MANHEat AUTO AUCTION
ti'€rt ?t A?
MANHEIM PA
HOW TO GET YOUR PROPERTY BACK
To gd your property back, pay us this amount by urtilled check or
money order before the vehicle is sold.
Unpaid Balance $ 32,868.62
Plus Costs: Repo Expenses $ 200:00
$
Plus Late Charges $ 23.89
Less Finance Charge Rebate $
Lees Insurance Premium Rebele $
TOTAL $ 33,092.51
(Plus expenses Incurred If default at the time of repossession exceeded
16 days and less rebels rsceFred altar the date of this notice.)
Your property wont be sold urd 15 days alter the data of On notice at
the EARLIEST. Alter that you can still got If back any dme before its
actually sold.
If you do, well have no fuller claim on If But the lager you wait, the
more cads (woludeg repairs) you may have to pay.
If you have any questions about this, please call us.
? The property has been (or will be) returned to:
(dealer/orlgknd creditor)
Under our sgreement with you deelerkro al creditor, the dealer/ortpind creditor is to sell the properly and pay you any money left over. If you owe money
alter the sole, you will pay i to tia deolerlopinal creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the nwd 60 days or, in accordance with state law, by
contacting; ups office. Thereafter the personal property dal be disposed of erne"".
? Creditor has ssdgned to is qualified irpenrad dry (OI Excl-W, LLC) its rights (his not its obligations) with respect to the sale of each vehicle Rated above
PAYMENTS: Al papnenfs to us rant be by certified check or moray order.
MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, planes collect us 80 that we
can accurately report the vehiMs mileage.
INSURANCE RIGHTS: If you dont watt to got your property heck, teal the Wmnwoe company or the daler/odgiral creditor to make sure that any Insurance
has been canceled. You have a rW to gd onadk for all prenNum refunds.
FFNA 11985.37 Jan 02 Pa s editm may NOT be wed.
Pdrftd in U.S.A.
EDDIE BOLES
CUSTOMER/CUSTOMER FILE
...PRN"'
Ford Motor Credit Company
P.O. Box 31111
TAMPA, FL33631-3111
(877) 3495260
POINPY00200048
SARA J. EYSTER
35 KOST
CARLISLE PA 17013
Date of Repossession 05.16-2008
Date of Notice Date of Contract
05-2x2008 07-10-2006
Account Number: 041060832
Buyer MICHAEL A. EYSTER
Cobuyer SARA J. EYSTER
DESCRIPTION OF PROPERTY
Year
2006 Make
FORD New
? Used
Vehicle Identification Number-
I FMEU74856UB34521
Model
FJCPLR Body
4DR
NOTICE OF OUR PLAN TO SELL PROPERTY
Vile have yaw property described above bwmm you broke p?anises in ow agreement
F xi mwATE SALE: w. will sd the property dearxibw ? KMM SALE we willsat the property described abov e atpubic
dove at private safe sometime, alter 16 days from the ego to the hillit" bidder on the date below (or any adloanment
Date of Notice shown above undoes redeemed by you dale). The ads will be held as fellows:
prior to such sale. Dab of Sak Time of Safe Pkce of Sole
You may attend the sale and bring bidders if you went.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) wig reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the fug amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) if there are other
people, they are named on an attachment send with this notice.
The property is presently stored at MANHEIM AUTO AUCTION
MANHEIM PA
HOW TO GET YOUR PROPERTY BACK
To get your properly bads, pry us tiift amount by certified check or
money order before the vehicle Is sold.
Unpaid Balance $ 32,868.62
Plus Costs: Repo Expenses $ 200.00
$
Plus Late Charges $ 23.89
Less Finance Charge Rebels $
Leas Insurance Premium Rebate $
TOTAL $ 33,092.51
(Plus O MM incurred b default at the time of rep uesaiah moseled
16 days and less rebate received offer the date of this notice.)
Your properly wonl be sold uMi 16 days after the data of this notice at
the EARLIEST. After that you can aN get it back any time before We
actually acid.
If you do, we'll have no furtim claim on it. But the longer you wait, the
more costs (Including mp-) you may have to pay.
if you have any question about this, please call us.
? The property has been (or vat be) returned to:
(dealer/original creditor)
Under our agreement with your deal r/ ir" creditor, the dealt/arlgkhd creditor is to sell the property and pay you any money left over. If you owe money
alter the sale, you will pay It to the dealer/original creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the nehd 60 days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shat be deposed of accordingly.
? Creditor has assigned to its qualified intermediary (01 Exdarhge, LLC) its rights (but not its obligations) *0 respoc to the sale of aach vehicle toted above.
PAYMENTS: AN payments to us must be by certified deck or money order.
MILEAGE DISCLOSURE: If you are awes that the mlaW reflected an the vehicle's odometer is not accurate for any reason, pNaee contact is so that we
can accurately report the vehkde's mileage.
INSURANCE RIGHTS: If you don't want to gat your property balk cat the insurance company or tie deakdcriginal creditor to make sae that any Insurance
has been kano0W. You have a right to gat aedit for d premium refunds.
EDDE SOLES
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Ford Motor Credit Company
P O BOX 31111
TAMPA FL 33631-3111
877 3495260
DATE: 2008-07-22
PW70MO100217
SARA J. EYSTER
35 KOST
CARLISLE PA 17013
Account Number: 041060832
The following property has been sold.
Year Make Model
Vehicle Identification Number:
2006 FORD EXPLR 1FMEU74856UB34521
Balance owing on your contract (1) $ 32,892.51
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 32.892.51
Deduct: gross proceeds of the sale (4) $ 12,400.00
(5) $ 20,492.51
Balance less gross proceeds of the sale (3 - 4)
Add: Expenses of retaking and storing, and (6) $ 452.14
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
(7) $ 0.00
Deduct: Insurance Premium Rebate
(8) $ 0.00
Other:
(9) $ 20944.65
Deficiency**
(10) $ N/A
Surplus*
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus* or Deficiency"
* If the sale resulted in a surplus, a refund for the di fference will be mailed to you.
** If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
MICHAEL A. EYSTER
35 KOST
CARLISLE PA 17013
STATEMENT OF SALE
FFNA11990 01104 Previous editions may NOT be used.
• Ford Motor Credit Company
P O BOX 31111
TAMPA FL 33631-3111
877 3495260
DATE: 2008-07-22
POK7GMMW216
MICHAEL A. EYSTER
35 KOST
CARLISLE PA 17013
Account Number: 041060832
The following property has been soli.
Year Make Model
Vehicle Identification Number.
2006 FORD EXPLR 1FMEU74856UB34521
Balance owing on your contract (1) $ 32,892.51
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 32.892.51
Deduct: gross proceeds of the sale (4) $ 12.400.00
(5) $ 20,492.51
Balance less gross proceeds of the sale (3 - 4)
Add: Expenses of retaking and storing, and (6) $ 452.14
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
(7) $ 0.00
Deduct: Insurance Premium Rebate
(8) $ 0.00
Other:
(9) $ 20944.65
Deficiency"
(10) $ WA
Surplus"
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus* or Deficiency"
* If the sale resulted in a surplus, a refund for the difference will be mailed to you.
If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-e508 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941
FFNA11990 01A4 Previous editions may NOT be used.
SARA J. EYSTER
35 KOST
CARLISLE PA 17013
STATEMENT OF SALE
f
9=?
N
C=
C?a
%.o
a
771
OV)
Sheriffs Office of Cumberland County
R Thomas Kline 4"?i4p of 4?ur,,r Tr1? Edward L Schorpp
Sheriff Solicitor
Ronny R Anderson Jody S Smith
Chief Deputy
r ~~???r Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
03/25/2009 R. Thomas Kline, Sheriff who being duly sworn according to law states that he made a diligent search and
inquiry for the within named defendant to wit: Michael A. Eyster, 35 Kost Road, Carlisle, Cumberland
County, Pennsylvania, 17013, but was unable to locate him in his bailiwick he therefore returns the within
Complaint as not found as to the defendant, Michael A. Eyster. Current resident advises moved in July
2008 and believes the defendant resides in Gettysburg, Pennsylvania. Post Office advised mail is aeiivere4'
to this address.
03/25/2009 R. Thomas Kline, Sheriff who being duly sworn according to law states that he made a diligent search and
inquiry for the within named defendant to wit: Sara J. Eyster, 35 Kost Road, Carlisle, Cumberland County,
Pennsylvania, 17013, but was unable to locate her in his bailiwick he therefore returns the within Complair
as not found as to the defendant, Sara J. Eyster. Current resident advises moved in July 2008 and
believes the defendant resides in Gettysburg, Pennsylvania. Post Office advised mail is delivered to this
address.
SHERIFF COST: $58.50
April 02, 2009
SO ANSWERS,
R THOMAS KLINE, SHERIFF
Docket No. 2009-1727
Ford Motor Credit Co, v Michael & Sara -Fyster
e
?lp
. , d?
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
BY: Charlene Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7155
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff,
V.
MICHAEL A EYSTER AND SARA J
EYSTER
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 09-1727
PRAECIPE TO WITHDRAW COMPLAINT
TO THE PROTHONOTARY:
Kindly Withdraw the Complaint against originally filed with the Court on 03/19/2009.
MAUR.
BY:
, P.C.
Date: June 2, 2009
Attorney for Plaintiff
RLED-0FACE
OF THE PRO1140 NOTARY
2009 JUN -8 PM 2= 40
CUMB? -r
PENNSYLVANIA