Loading...
HomeMy WebLinkAbout09-1728ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 ?Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. RICHARD A WORLEY 822 Charlotte Way Enola, Pa 17025 CARROL WORLEY 822 Charlotte Way Enola, Pa 17025 NOTICE You have been sued in courL If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are wanted that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. Defendant(s). Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS ?j C-Te Case No. 0Q - l 't CIVIL ACTION COMPLAINT AVISO Le han demandado a usted en Is courte. Si usted quiere defenderse de estas demandas expuestas ea las paginas siguientes, usted tiene vemte (20) dies de plaao al partir de Is fecha de Is demands y Is notificacion. Hace falta asentar una comparoncia escrita o en persona o con un abogado y entregar a Is corte en forma escrita sus defenses o sus objeciones a [as dematdas en contra de su persona. Sea avisado que si usted no se defiende, Is cone tomara medidas y puede continuar Is demands en contra suya sin previo aviso o notificacion. Adernas, la cone puede docidir a favor del demandante y requiere que usted cumpla con todas lag provisiones de esta demands. Usted puede perder dinero o sus propiedades u otros derechos importantes pars usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. RICHARD A WORLEY 822 Charlotte Way Enola, Pa 17025 CARROL WORLEY 822 Charlotte Way Enola, Pa 17025 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Richard A Worley, is an individual who resides at 822 Charlotte Way Enola, Pa 17025. 3. Defendant, Carrol Worley, is an individual who resides at 822 Charlotte Way Enola, Pa 17025. 4. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 5. On or about September 14, 2005, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $23136.20 at an annual percentage rate of 14.900%, in order to purchase a certain motor vehicle, 2005 Ford Taurus more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 6. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $379.77 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 7. Defendant(s) made monthly payments until March 26, 2008, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 8. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 9. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $5500.00, however a balance of $7498.39 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 10. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 11. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $621.38 and which will continue to accrue. 12. The total amount due and owing at the time of the filing of this complaint is $8119.77. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $8119.77, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitt , MAURXE & NEEI1LEMAN, P.C. Attorney for Plaintiff ESQUIRE Date: March 13, 2009 VERIFICA'T'ION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: A. TAYLOR, ESQUIRE DATED: March 13, 2009 - ----------------- ------- PRI NEYLVANIA 8114PlE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE 09 / 1 412005 T•MFTlF700D farto ?H1d?f?b4E4eN Nor ad Ado-IErbdNq CaMy wd ML6YCNIMOA(Ara lrwa d Ad*.* rft" 1 A WRLEY nCCAFFERTY FORD OF MECHANICS BURG CARROL A WRLEY Inc 189 ASHFORD OR 1320 CARLISLE PIKE ® ENOLA PA 17025 SEP 15 2005 MECHANICSBURG PA 17050 . L n n/ f) r t-r-) OWmww O Aarrrr R®I ZATIp10F ARIMMIT t. CAAb Pike i 14074.OB11 i bNa PaYraa 7Aer PrIY albAb Aadrrad b ANw_._?_._--. f A C06 D. Papaaa?? 50.00 Th." f N/Aa NJ it Ywrd Ebr fMwa At- A-Oaiw Tar De Pay a unpAw Taro a caAM rrlM (I nww Zt ?____.__._._.f 4. AbwalY pall a Yw balaf (NW mW M ralalft f a softn a You ¦aewb) To PIMA 016W @ wwnNK 10.001.we B 22.501.& K??1.baef?. for ?Do (r1a. m Pw M cA.n PrMp i? f 989.58 To barrrA C.Mpmw ter. - C1AAItLreMlAlraroa (Iprwmd wrrO ?i N/A Gea• DIrAMr AlwrallM Oa rmi d aarAAl ?-?_?i N/A r/A rtar-jaLwrmN/A Te f.f Tb rrrAFFFRTY FORA OG OOC FfE ! 55.OD/OILS To MIA fer NIA f To _N/A w N/A f To NIA for NIA i Tobl--.?_ .._.??-_.._..._._-_ S. AANrd l --WW li PEA 4y___- PlIICETRAME I CMAR? 1 FRrRANA I PryARRA4 RATE 1N.ATr rra Nrrar Ywrar liw ooarYaw waNNr.a raw ayyaNan Tau oaNrayrryr aaYaa lea erllf liN?N?r paPwa PnsArNa! I M pb AN Ear dtk=IV. Imd not bN b pry¦ pan% fINNAa ola! YauNdrManaNrEr FtaMMfr varwi lrEV prlNMa. Ewa YW rArr plYN Yr prnra?? wParraarA Aapnlr rvAMw rw 4w in aba w 71, EN.llM rapafApawtaMMarwt t trout FleeN M Ne awwaa w mww MaNNYbn M "a,* Mwa? wp w, NtaA M dPn b "" rApaprrra d YNr as M M Errs ft rMaW ib, ale ? YwWWWAM tpapwn uma MearealMab~p"-t CNa Yla ad earl AIraAAT YrrMn w A N AoA AnaA= aANME4 ffe Wcft% PAra NNFA & and PrarMb C a rr fr w r r aararl Tea aaart err w-a w d? M • Mer a 4rarrr fa O N "appy. Ym MW he arfad w eraAAMA W b@W Wo ar ablrra 0- a ram tANA for marl eM N You waNlo ft *POM ball fa wade Wit b sww "W ParafrA k E. You N1W POW ra SOW p. ?/A- Pa RU for Sam Mill in aNUa d N/A ml0 MIpw1 al M a0paalf. Plr cNrr.a wow AabriN 4YpAaei N Ms Ea M rndN/ Ma iM MMaa a!Y EYIRN WAVE LT?TION CII®IT aarddr Nana. f dA d ft nWrapa M A *b aarad mtrr a b ft- paIraua I. YdnMd ab-L ad You Iwo altilrw ad M .0 rNAW a ow wa TM TearrdaarilndeaNraaalNNaaaNa aawrd Yea Opmn I. Nf to w"b Na saw undo PAnrapE N. m rr!era Mar away Aaaaaa VA M PW"Wb MAMA b Your MOM At fa ad"" and d Wa -kW% Yw ar 'Mra A MM Of f0. ¦IA pa oNrad rte w as rrnbw d wAwW aAm MmrwwAWaearrr TMPMaorwatl nrarNNMlwrMwlrlMfNarw MN baaaal IA aw A/A Wan IM wY amaAM Yap OmkW l of ANrwMW rrw NOW 4. aw urda fNa -ream. You W ml naM ow mart A tm w mw is dales- - ft mnbad Ma aady. m "u AN b ddrr. Yea wn nd rearm Any aea N fa m* M low am Kim st°N'a. arrun b M w1ft rt rard a Yr ra w A'ra. VW ACIDWWL;nOE THAT VW HAVE READ AND AOW TO W HOUND NM THIN ARNnNATON PNOVISM ON THE RlYEEE •GE OF TITS CONTRACT. TEN AWAM PefeflAeof RAY MW IwNAyfE 0d T/III an Now. TM New may ~ oft PAAllea WA clay YAbYe No rWH b nMaM • porlbn a No Ferfnn plbp. Do not sign OW conW Ct In bkmL YOU are entlW to an exact copy of dw corNM Dist ym sign. Koo N to pro(I??tec-t ya too dgML ((?? Buyer (trrd co eDrM aebawtedge tlat i 1 l me tlris o Bayer (and caCuyer) r4NTeff7d and reNleLVed • IN. end cow*wmy n Dopy U1 s toplw t Old (a) OR uw "o. sianYHO IRb oontraat. Buyer (end Co-Buyer) woolYed a bw end completely IMW In err SIC FERTY FORD OF MEC MI?,t ,DJI? Qu00nti? Npp LIILT? v THIS iRCOOMRACT N /HOT YALAD UNIT TOY ATO EON R. Arai ra Ear. aN aaaNl ??IEaAw.ARaI 1 COIO Afar rNlpaAa wMNrr ??+NP Nu?uA L MA`)?r rw r ANrr. dANN. praawa rw.Na NY aMNa bar. r I.A?M ? T mmioi r 1727- 7000 rr w. wbA. r ERTY FORS OF MEC! «[rf ?A?••? sr Tw nw awn.w+rr wuor«.w Aa onm al rc urr ww l Fm AODnx*mL AaiBatnf FOR 11MY THAW AND lMfY DAUA= CAUSED TO OTHERS b<NDT CFOAI DUIa N/A IF - Compry $ N/A PnmiuN ArlAeAlq You wam Clad? Lila AWNrrae. ow- S b C ma O HNaalMryJ/l S A/A ?ara?narnbwa ??a4oaa?nMr F;Fff u NnnsA(p Yw wwo Cnd< ONO" Truro. Olyar Nlpr 011BI OPTIONAL NEURANX 7frmhMAAdt A/A S N/A AY A/A A/A MIA i M N/A. UIL- Yw 0,4 fM aptlaw YINN -ww11M pmriaM ar Yaldad aboae B"W S pM Ce441Ar ORIGAYAL - eaaama ?• o + v ADDiTIr. '-A LA _ NTS, n ? n.m a n + N. !_ Isme: is i I j j rn..n . _ _ I-1 T ry 4, Y j ? Ds nn:r??r 1 - PY?. NG1i1C1?? ??r.. 3JREEN ? '.JTICE- ANY HOLDER OF THIS CONSUMER CREDIT :ONTRACT IS SUBJECT TO ALL CLAIMS AND! IEFENSES WHICH THE DEBTOR COULD ASSERT! AGAINST THE SELLER OF GOODS OR SERVICES! OBTAINED PURSUANT HERETO OR WITH THE - - - !e PROCEEDS HEREOF. RECOVERY HEREUNDER BY' w ! V- h me of t „ : THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID tt, he tftd- t i?IIQ BY THE DEBTOR HEREUNDER.` P .+n nl IV I -elu.If a Yahlcie is 1, a type Used 67,11, VChkl BYere Guide mally ueea for "u-1 ux and the Seller, w the Yehl- - - d- ruenutaaurer erteude a wUHen w mdy o. xervice - - ? i ontncf wvering the Yehkle within W III I,om the date of . ? e ; YE INFORMATION YOU SEE ON ? Hus -tract, you got Ill watnndee o1 m-lu laGimy THE VJIND_ FORM FOR THIS VEHICLE IS PART OF and f4mil for a Pmtkular PUIPW coyer!ng UIO vehicle THIS CONTRACT INFORMATION ON THE WINDOW j Dtn q rk I rM d gr th 1 IAa c h FORM OVERRIDES ANY CONTRARY PROVISIONS IN pl a 1 PI t P dea M 1 THE CONTRACT OF SALE. F Veh 1 1 ': - I J k -. fie. ryuy c r'1 _. 1 l I i tc, I n (,nY<v: + t !' +- rycryy may ?ar ?. '.., me xiM nu1..cWn, rerc.crc GUARA NTY f I h i M 1 h fit + 0111 F ?nL 1 f c 6 1'.t, Ca' Ih 'J „ 9 C t ..... n f tm !,r 13 I+,r At1.1+ !,+. I I 4N f ,eY [hoot,. - In(+ e -_I cont•BCt Oat OVeO hY nrM+. Incf.?'-0.. t c..Ta'. ar+:isa RIGHTS YOU ll '[ m,'1 dnp a rcu ;na w r,.r, tl.', rr.N{I;ign?he; crlnUnel NO WE AGREE GIVE UP e:!Y+EI Yntr of :ve Ch:.156 [o ar: Va.e a Uatnt Ih?+:. o:i ari^.;+e e.#'ea tc +.r:. ._v ricl • RIGHT 70 A TRIAL, WHETHER BY AJUUGE OR JURY • RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR A CLASS MEMBER IN ANY CLASS CLAIM YOU MAY HAVE AGAINST US WHETHER IN COURT OR IN ABERRATION • BROAD RIGHTS TO DISCOVERY AS ARE AVAILABLE IN A LAWSUIT • RIGHT TO APPEAL THE DECISION OF AN ARBITRATOR • OTHER RIGHTS THAT ARE AVAILABLE IN A LAWSUIT R?!r P a,a W. N. fr - w1 r .vn I :- .Ik by -III Wgt II R?hi TRgtt 11 i+ : Ilhr n .r, Ol P, u" i i.nsl maL, a taw wrmws wn fhm m• a•brtr,l,+,.vmdr , Flu., p,, n, t [ -d o! the iI_iahorn ++sletl Nim end the lthor Part7, Ic stall arh![rafron. - 4pr31c:!We rukG i- "Hulas- maY 08 MHeInM hom the 255au'ahcn "n A' tI A +xnalrau PTW' St i a? J& 8Y - .. y fl= Nu .1 4th +(I lbri b:Rk 1'hi [ III i ?' _t t ! II F_-. IAMI. ur, vh I! n p in plmrmg ?I A! U 9l S, i i fw Fmia ! R u I E N -I ll PARS of . r..? W ..::- 1 a [ ... Y f :. I hn Pf; M ! !+ra av fs rk,i hoi M eea'.• -t. An??om?n cf m.:arortraTC L:. ma!rF meni„rCEaMe h I•?be?,.,.+i he r APP ices _J,aii r .. r, .,:., ILL U BACKER (HEAD-TO-HEAD) & SCREENED 50,1. "'PRN"' Ford Motor Credit Company P.O. Boa 31111 TAMPA, FL 33631-3111 (877) 3495260 POJPSR00200031 RICHARD A. WORLEY 822 CHARLOTTE WAY ENOLA PA 17025 Date of Repossession 06.28.2008 Date of Notice 7 0701-2008 Date of Contract 9142005 Account Number: 039616771 Buyer RICHARD A. WORLEY Cobtiyer CARROL WORLEY DESCRIPTION OF PROPERTY Year 2005 Make FORD ? New Q Used VeNde identification Number: IFAFP53U85A280677 Model TAURS 7 4DR NOTICE OF OUR PLAN TO SELL PROPERTY We have your properly deskr0 above because you broke promises in our agreement x NWATE SALE: We will ad the properly deacrfbed EIPUBLIC SALE: We wa sail the property described above at public above at private ask soma6rna alter 15 days item the sale to the tiphnt bidder en the date below (orany adloum ment tats of Notice shmn above caress redeemed by you date). The aak will be held as follows: KW to such ask. Date of Sam Time of Sam Piece Of Sam You may attend the sale and tang bidders or you wart. NOTICE OF The money that we get from the sale (after paying our costs, including reason" attomey's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can got the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To leam the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money under your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below, 3) If there are other people, they are named on an attachment sent with this notice. The property is presently stored at: MANHEIM AUTO AUCTION 190 LANCASTER A MANHEIM PA HOW TO GET YOUR PROPERTY BACK To get your property back, pay us the; amount by certified check or money order before the vehicle is sold. Unpaid Balance $ 12,769.80 Plus Costs: Repo Expenses $ $ Plus Late charges $ 38.84 Leas Finance Charge Rebate $ Lem Insurance Premium Rebate $ TOTAL $ 12,806.64 (Plus wi epees incurred N default at the tiros of repossession exceeded 15 days and km rebate received after the date of tits notice.) Your property won't be sod until 16 days alter the date of this notice at the EARLIEST. After that you can ad gel it back any time before Ire actually aka. If you do, well have no further claim on it. But the longer you wait, the more costs (irxrkxlig repairs) you may have to pay. If you have arty questions about this, please call us. ? The property has been (or will be) rdumed to: (deMer/origlnel creditor) Under our agreement with your dada/original creditor, the dealer/original creditor is to ad the property and pay you arty money left over. If you owe money after the sale, you will pay it to the dealer/original creditor. ? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with elate law, by contacting this oftloe. Thereafter, the personal property shell be disposed of woordkgly. ? Creditor has assigned to its qualified intermediary (QI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above PAYMENTS: A0 payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you don't vvak to get your property back, call the insure oe company or the dealer/original creditor to make sure that any inwnncs has bean cancelled. You tam a rW to gat credit for all premium refunds. LINDA BAYNE FFNA 11e8e-37 Jan 02 Previous editions may NOT be used. Printed in U.S.A. CUSTOMERICUSTOMER FILE "PRN"' Ford Molar Credit Company P.O. Boar 31111 TAMPA, FL 336313111 (877)349-5280 P0.D200036 CARROL WORLEY 822 CHARLOTTE WAY ENOLA PA 17025 Date of Repossession 0628-2008 Date of Notice 07-01-2008 Date of Contract 09.142005 Account Number: 009616771 Buyer RICHARD A. WORLEY Cobuyer CARROL WORLEY DESCRIPTION OF PROPERTY Year 2005 Make FORD E] New Used Vehicle Identification Number: IFAFP53U85A280677 - Model 7 TAURS Body 4DR NOTICE OF OUR PLAN TO SELL PROPERTY We have yaw property described above because you broke promises in our agreement. i Mx PMVATE SALE: We we sal On property described ? MINIX SALE: We will ad the property described above at PAOC above at prfwMe sob severe. a liter 16 days from the ante b the Aiglnest WAllar on the dad below (or any adpirrornrd Deb of Notice shown above unless redeemed by you deb). The sale will be hold as follows: prior to such sob. Oats of Side Time of sob Pbcs Of sea You may albrid the ads and bring bidders gym wed. NOTICE OF REPOSSESSION The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if pemwed by law) wiN reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Bads far an itemization of amount awing. To leam the exact amount you must pay, call us at the telephone number above. If you need more Information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and guest a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money under your agreement: 1) The buyer and any cobuyer named above; 2) Any dealerforiginal creditor named below, 3) If there are other people, they are named on an attachment sent with this notice. The property is presently stored at: MANHEiM AUTO AUCTION 1190 a MANHEIM PA HOW TO GET YOUR PROPERTY BACK To get your property beck, pay us this amount by certMed check or money order before the vahide is sold. Unpaid Balance $ 12,769.80 Plus Costs: Repo Expenses $ Plus Lab Charges $ 36.84 Less Firnaruce Charge Rebate $ Leas Insurance Premium Rebate $ TOTAL $ 12,806.64 (Plus experaes incurred N do" at the time of repossession exceeded 16 days and Iees rcbde rowMed aver the date of this notice.) Your property won't be add aMit 16 drys after the date of this notice at the EARLIEST. Alter VW you can ad gd it back any Ilea before ti's actually sold. If you do, we'll have no Aaasr claim an it. But the larger you wait, the more costs (inakidrg repaint) you may have to pay. If you have any questions abort tlda, plemea cat us. ? The properly has been (or will be) returned to: (decor/original creditor) Under our agreement with your dedw/origirrd creditor, the dedwkirigind creditor is to awn the property and pay you any money left over. If you owe money after the sale, you will pay it to the dscler/original creditor. ? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the ned 60 days or, in accordance with sate law, by cordacling this office. Thereafter, the personal property dun be disposed of accordingly. ? Creditor has asaignad to its qualified intermediary (OI Exdgnge, LLC) its rights (bud not its obligations) with rasped to the sate of each vehicle listed above PAYMENTS: AM payments to us must be by certified check or many order. MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehide's odometer is not accurate for any reason, please contact us so that we can accurately report tin vehicles mileage. INSURANCE RIGHTS: M you don't wart to gat you properly beck, call the Insurance company or no daanorWnd auditor to manse sire that any insurance ills ban caunt"Am I. You have a rW to gat creme ford psmium refunds. FFNA 119W37 Jan 02 Pr&Ai ediams may NOT be used. Pith in U.S.A. LJNDA BAYNE CUSTOMER/CUSTOMER FILE w r _ - t h? v v+ _ I of H i SU! 15 N Y? M N N N M N O p p ?I! N M tl! N N M N A N r ? A w ?L r ?u IL a C a , $ ; < ?o 3 159- :31 04 I ? fill" ? 1611'1w11111w O N S ti A O O N S ul .A A A ul A N m m m Ln A m o 0 N I- N N N .A J ..0 so so 9 s0 so b ma so 0 0 o 0 o 0 0 o a o 0 0 0 0 0 o W A A A A A A A 0 G O O O Q O 00 o S a S o S O s 0 S 0 ? 0 ? 0, S V A A .A A .? A A -0 o O O O O 0 OO O pp i a n XA a b I i b? I t ff 4 -- --1 .®hEL42000'[000 h9006'[ Z %CE ? Y ?; ? ?$ ?I ? ?pS N ppi M 3 M 2ppS M p8 N 2pp5 M pS N p?p N 5 i _ i-• O • r r ?d - - - - Inc a it mail 5 foe cm a I If N r .a S A b L .0 A A O N 0 W " 09" V 40 W, ru .0 .0 .0 .0 .0 A .0 r W r N ° N 0 N N N N ° N ° fY ° o o V o o o o A A A A A A A A C C2 0 0 C3 O 0 C3 O O C O O O O ! O O a. O O Ar O O O O .0 .0 .0 A a .0 .0 A O O O O O O O O ®® i? t fll- N C%- r- r- It - -1.M ZO'['l4200©'[OOOh9006'[L , 1 a bJr foil I Ford Motor Credit Company P O BOX 31111 TAMPA Fl- 33631-3111 877 3495260 DATE: 2008-08-21 PM&NWIOWW CARROL WORLEY 822 CHARLOTTE WAY ENOLA PA 17025 RICHARD A. WORLEY 822 CHARLOTTE WAY ENOLA PA 17025 STATEMENT OF SALE Account Number. 039616771 The following property has been sold. Year Make Model Vehicle Identification Number: 2005 FORD TAURS 1FAFP53U85A280677 Balance owing on your contract (1) $ 12,806.64 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3) $ 12.806.64 Deduct: gross proceeds of the sale (4) $ 5,500.00 Balance less gross proceeds of the sale (3 - 4) (5) $ 7,306.64 Add: Expenses of retaking and storing, and (6) $ 517.50 any attorneys' fees allowed by law, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate (7) $ 0.00 (8) $ 348.25 Other: (9) $ 7475.89 Deficiency" (10) $ N/A Surplus* The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses iii interest added to your account (debits). Surplus' or Deficiency" * If the sale resulted in a surplus, a refund for the difference will be mailed to you. If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 FFNM 1990 011134 Previous editions may NOT be used. Ford Motor Credit Company P O BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2008-08-21 POLGJVOD100049 RICHARD A. WORLEY 822 CHARLOTTE WAY ENOLA PA 17025 CARROL WORLEY 822 CHARLOTTE WAY ENOLA PA 17025 STATEMENT OF SALE Account Number. 039616771 The following property has been sold. Year Make Model Vehicle Identification Number. 2005 FORD TAURS 1 FAFP53U85A280677 Balance owing on your contract (1) $ 12,806.64 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1. - 2) (3) $ 12.806.64 Deduct: gross proceeds of the sale (4) $ 5,500.00 Balance less gross proceeds of the sale (3 - 4) (5) $ 7,306.64 Add: Expenses of retaking and storing, and (6) $ 517.50 any attorneys' fees allowed by law, and expenses of reconditioning and selling. (7) $ 0.00 Deduct: Insurance Premium Rebate (8) $ 348.25 Other: (9) $ 7475.89 Deficiency"" (10) $ N/A Surplus" The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus' or Deficiency" If the sale resulted in a surplus, a refund for the difference will be mailed to you. If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 FFNA11990 01104 PreWous editions may NOT be used. -s4 W d S y4, ra 1.0 V "al ft_J _Y; ov) Sheriffs Office of Cumberland County R Thomas Kline 'ow of cu+fthr f. Edward L Schorpp Sheri b co ? t Solicitor ' Ronny R Anderson "-'-,V' Jody S Smith Chief Deputy OMCE OF THE $?IERIFF Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 03/26/2009 07:14 PM - Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on March 26, 2009 at 1914 hours, he served a true copy of the within Complaint and Notice upon the within named defendant, to wit: Richard A. Worley by making known unto Carrol Worley, wife of defendant, at 822 Charlotte Way, Enola, Cumberland County, Pennsylvania, 17025, its contents and at the same time handing to her personally the said true and correct copy of the same 03/26/2009 07:14 PM - Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on March 26, 2009 at 1914 hours, he served a true copy of the within Complaint and Notice upon the within named defendant, to wit: Carrol Worley, by making known unto Carrol Worley personally, at 822 Charlotte Way, Enola, Cumberland County, Pennsylvania, 17025, its contents and at the same time handing to her personally the said true and correct copy of the same SHERIFF COST: $57.50 March 30, 2009 SO ANSWERS, R THOMAS KLINE, SHERIFF puty Sheriff Docket No. 2009-1728 Ford Motor Credit v Richard Worley t AMP urr -MAPR-1 FA*27 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (11J) /6v-/133 FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMMON PLEAS COMPANY Plaintiff Case No. 09-1728 Civil Term V. RICHARD A WORLEY CARROL WORLEY Defendant(s). PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the verification of the Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, for that of the verification previously filed. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. CHARIS,EPdE A. ,OR, ESQ Attorney for Plai Date: March 30, 2009 I t VERIFICATION Grlcelda Hernandez I, , verify that I am the Authorized Representative for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, and are duly authorized to take this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY:?/? G?? ??tY?? n %Grlcelda Hernandez Representative of Plaintiff, FORD MOTOR CREDIT COMPANY LL C, A Delaware Limited Liability Company DATE: MAR 16 2009 RICHARD A WORLEY Our file no. 9700 48063000000039616771 ALED--O- 'C'E: OF THE P?f??H'?NOTARY 2009 MAY } ! PH 3: 08 ux ; ff, a 1=t ?; ,, V{?i) - ?1Y5\v 5 i , MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7151 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMI'~ED LIABILITY COMPANY Plaintiff v. RICHARD A WORLEY CARROL WORLEY Attorneys for Plaintiff ,~., c ~ ~~ ~ ~ -~ ~ -~, ~ ~, Enr" -o ~ -t~ r,-, r z ~~. CUMBERLAND COUNTY COU ~ F s ~ ~' r COMMON PLEAS y:~ c.~ ' ; '~' ---~ w x ~ ~ -< Case No. 09-1728 Civil Term ~' . Defendant(s). PRAECIPE TO DISCONTINUE TO THE PROTHOI*10TARY: Kindly discontinue the above action initially filed on Mazch 19, 2009 without prejudice: Respectfully submitted, MAURICE & NEEDLEMAN, P.C. Date: September 4 2012 Attorney for Plaintiff CERTIFICATE OF SERVICE I, Joann Needleman, Esq. hereby certify that on this date I have caused a true and correct'. copy of the foregoing Praecipe to Discontinue on behalf of FORD MOTOR CREDIT COMPANY, A Delawaze Limited Liability Company, to be served by regulaz, first class mail, postage pre-paid upon: RICHARD A WORLEY 822 Chazlotte Way Enola, Pa 17025 CARROL WORLEY 822 Chazlotte Way Enola, Pa 17025 Submitted, P.C. BY: Jo~i Needleman, Esquire Attornev for Plaintiff DATED: September 4, 2012