HomeMy WebLinkAbout09-1800IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
PO Box 2036 CIVIL ACTION
Warren, MI 48090
Plaintiff
VS. NO:
DARLENE R POINT
515 KEVIN CT
CAMP HILL PA 17011
Defendant
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice to
Defend are served, by entering a written appearance personally or by an attorney and filing in
writing with the court your defenses or objections to the claims set forth against you. You are
warned that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the court without further notice for any money claimed in the Complaint or for any
other claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE.
MIDPENN LEGAL SERVICES
401 EAST LOUTHER STREET
CARLISLE, PA 17013
717-243-9400
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
PO Box 2036 CIVIL ACTION
Warren, MI 48090
Plaintiff
VS.
DARLENE R POINT
515 KEVIN CT
CAMP HILL PA 17011
Defendant
NO: 09 - / ?lv c C., ?g??.y,
COMPLAINT
Plaintiff, ASSET ACCEPTANCE LLC, by and through its attorneys, Edwin A.
Abrahamsen & Associates, P.C., complains of the Defendant as follows:
1. Plaintiff, ASSET ACCEPTANCE LLC, (hereinafter "Plaintiff") is a Michigan
corporation with a principal place of business located at PO Box 2036 Warren, MI 48090.
2. The Defendant DARLENE R POINT (hereinafter "Defendant") is an adult
individual residing at 515 KEVIN CT CAMP HILL PA 17011.
3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase
and collection.
4. Defendant applied for and received a credit card issued by CHASE BANK with the
account number 5491042893420601.
5. The within account was sold by CHASE BANK to ASSET ACCEPTANCE, LLC
for valuable consideration and all rights under said accounts were assigned to ASSET
ACCEPTANCE, LLC.
6. Use of the CHASE BANK credit card was subject to the terms of the Cardmember
Agreement, a copy of which was sent to the Defendant along with the credit card. (See,
Cardmember Agreement attached hereto as Exhibit "A.")
7. Defendant used the CHASE BANK credit card account
number5491042893420601, for purchases, cash advances and/or balance transfers.
8. The Defendant was mailed account statements relative to the Defendant's use of the
subject credit card.
9. The Defendant defaulted under the terms of the Agreement by failing and refusing
to make monthly payments on the account as they became due.
10. The account became delinquent June 30, 2006.
11. The principal amount was $13,670.12 at the time it was received by Plaintiff.
12. Pursuant to the account agreement, any unpaid balance accrues interest at the rate
of 18.
13. The total amount due and owing the Plaintiff including interest, is $19,123.94.
14. Pursuant to the terms of the Agreement, Defendant is liable to Plaintiff for court
costs and reasonable attorney's fees.
WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the
amount of $19,123.94 plus costs of suit and any other relief as the Court deems just and
appropriate.
Respectfully submitted,
Edwin A. Abraham & Assoc.
Michael F. Ratchf , Esquire
Heather K. Woo ff, Esquire
Attorney I.D. N s.: 86285/207805
1729 Pittston Avenue
Scranton, PA 18505
mratchford@eaa-law.com
hwoodruff@eaa-law.com
VERIFICATION
I, Michael F. Ratchford, attorney for Plaintiff, ASSET ACCEPTANCE LLC, am fully
familiar with the facts set forth in the within Complaint and am authorized to make this
Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are
true and correct to the best of my knowledge, knowing that any false statements are punishable
by law pursuant to 18 C.S.A. 4904.
"
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Sheriffs Office of Cumberland County
R Thomas Kline 6 tp ®t " brr14 Edward L Schorpp
Sheri Solicitor
Ronny R Anderson Jody S Smith
Chief Deputy OMCE ='` Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
03/27/2009 07:20 PM - Michael Barrick, Deputy Sheriff, who being duly sworn according to law, states that on March
27, 2009 at 1920 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Darlene R. Point, by making known unto herself personally, defendant at 515 Kevin Court
Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to her
personally the said true and correct copy of the same.
SHERIFF COST: $41.50
March 30, 2009
2009-1800
ASSET ACCEPTANCE LLC
VS
DARLENE R. POINT
SO ANSWERS,
e00'4'QC-" "000n?
R THOMAS KLINE, HERIFF
9
B
Deputy Sheriff
4 -&
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
CIVIL DIVISION
Plaintiff
VS.
DARLENE R POINT
Defendant
PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT
TO PROTHONOTARY:
Kindly enter judgment by default for failure to respond to Plaintiff's Complaint in the
amount of $19,123.94. Notice of the intent to file a default judgment was served upon the
Defendant on April 22, 2009. A copy of the Notice of Intent to Take Default Judgment is
attached hereto and marked Exhibit "A."
NO: 09-1800
Edwin A. Abrahamsen & Associates, P.C.
Michael F. Ratchford, F
Attorney I.D. No.: 8628
Attorney for Plaintiff/
JUDGMENT
AND NOW, this S?' day of _, 200, Judgment is hereby entered in favor
of the Plaintiff and against the Defendant in the amount of $19,123.94 for failure to respond to
Plaintiff s Complaint.
ROTH ARY
J.
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ASSET ACCEPTANCE LLC
Plaintiff
vs.
DARLENE R POINT
Defendant
CIVIL DIVISION
NO: 09-1800
CERIFICATE OF SERVICE
I, Michael F. Ratchford, Esquire, hereby certify that on the date indicated below, I served
a copy of the Praecipe for Entry of Default Judgment in the above captioned matter by mailing
the same via First Class United States mail, postage prepaid addressed as follows:
DARLENE R POINT
515 KEVIN CT
CAMP HILL PA 17011
Date: May 4, 2009
Edwin A. Abrahamsen & Associates, P.C.
Michael F. Ratchf
Attorney I.D. No.:
1729 Pittston A
Scranton, PA 51
(570) 558-55 0?
90WIM A. ASPAMa MELw
MM64ALL r. wATC$W0*D
1+L4TMt$1 1<. WOODRUFF'
'ALRO -IEMMLR OF FL VAR
94
THE LAW OFFICE OF
EDWIN A. A®RAMAMaEN 6 ASSOCIATES, P.C.
www. EAA-LAW.C0M
April 22. 2009
515KH'V tCT
CAMP HILL PA 17011
C'W 1fl f."RL4j\'1.1 Co nrrl• (.: il•il .lcrrr„i ,10, ; 1-11'i??fl
Our file No„ AA9-0287
Dew UAI LENE It POINT:
Enclusw plcuse find dw Tell Dav-.Notice ill' Intent to Take De molt in mgard (v the alive-
noted matter. Please act accordingly.
1f•you hatiu ally questions or %\i41t W diWLISS your owmanding account. please conturt me
at (570) 558155111,
Edwin A. Ahn-diamsen 41Q. Ansociules.
j?? , Pichaeff.rord, E- fdre
Enclosure
This is a communicmion front 11 d6t colluctor in ail Littempt ,vollcct a debt. Any information
will be used for that purpose,
17 39 PITTSTON AVE. • SCRANTON. PA 18505 - (P) 5713,558.55 1 O - (F) 570.859.551 1
Iti 'i'IiE OF C()11'.%1()ti PLEAS 0F
CUMBERLAND
ASST I' A CL'P"1'ANc.1i LI.C
Vs.
: C;IVI1. ACTION
Plaintiff
DARI,E;tiI: R POINT tit): 09-)800
DC ILIILIdIIt
•1EN DAN' No -1'1CE O1•' INTENT •1'O'1'a KF 11?I:F?r1l I: r a`jtlr.ln:?''r
l'o: DARE.E)tC R IMIN'f'
515 KEVIN (:1'
CAAIP 1111.1, PA 17011
9
Tate oi'Notice: April 22. 200
Inal'ORTA T NQTI(:I, 11 URSlJANT *10 11A.It.Q.11. 237.1(a)(2
?
YOU ARE IN 1)EFAULT RE;CAUSE Y(AJ IIAVE FA11.1:1)•1O ENTER AN
APPEARANCE PERSONALLY 0K BY AN Al'V(lRNEY t1N[') I Ill's Itis VI'RI'I'1;V(i W[lil
'I'l I1: CoUR't' Yo Jlt I EJ-I. ti'SI:S OR t BJEC:'I'1ONS TO THI: CLAIMS 511' I-OR'I'I
AGAINST YOU. I)NI,I;SS YOU AC: !' L1'I'1'lily 'l'I:ti DAYS I'Rt?111 '1'I{1? DA'1'I: t.)1? "i'Idlti
N011 E, A JL.iDGAiI;IS''I' JA N' 1) E ENTERED AGAINST N'01J WITHOUT A III; \KItiG
ANT) YOU BIAS' 1.t:)ti1; YOUR PROPERTY 0R 014 IE:R 1\1PURl'A.N T R1GIITS'.
Y(AJ Sl 1001.1) TAKE'l l [IS PAPER •r'0 YOUR LAWYER AT ONCI.. I1` YOU ix)
NOT 1IAVI.- A 1.AWYIER. GO TO (1R TELEPI10NI TI II: OFFICE SI,T FORT1I lil"'I. fit.
THIS 01;RCE CAN PROVIDE. VOU WITH 1NFOR.MATION ABOUT HIRING A LAWYER.
II, N'OIJ CANNOT AFF(11t1)10 HIRE A 1.A\Vl' ;R.'I'lIIS 0VI-'ICF MAYBE ABLE.
'1'0PROVIDE. YOU WITH INI'()RN.I A'l'I()NAlecalJl'AGF..v(:ll?ti'I'IIA'i MAY()ITL'R
LEGAL SI;RVIC]?S 'l'(7 ELIGIBLE PlatSONS AT A RI.13DU :I:l) 1 1:1: R NO VEE
MIPTIENN LEcAI. Sl:R ICES
•101 LAST LOUTI It : R STREET
CARLISLE:, PA 1701
717-24,1-9404)
IN T1111" C'I)UKI' OF COMNION PLEAS OF
CUMBERLAND COUNTY, P1?.NNSYI,VAN1A
ASSET ACCFPTANCE 1.1.C:
C:I V I I, A(:T10
I'lail?tiflvs.
DARLENE R POINT NO: 09-1800
Detl ndunt
C:T•'[tIFIC:AU O SE14VTC:?
1, Michael F.,Ratchford, FsgUirc, 1101.01V Wlity tht« oo April 22.20091 serlmd a copy of
the Ten Day Notice of lhuent to Take Dtfitalt h) the ahcn e captioned matter by mailing the same
via First Class Unitcd Staters mail, postage prepaid m1dressed as ic?l1o?Y?:
DARLEN R POINT
515 KEVIN C:'1'
CAMP 11TT.I, PA 17011
Edwli>i A, Abrahamson &, Associatcs. P.G.
1--9ichael l'. Ratch1brd. 1's
Atturnev I.D. No.: 8628
1721) Pittston Avo?ulc
Seratitatn. T'A 1 K5U"
(570) 58-5510
Request for Military Status
Department of Defense Manpower Data Center
40 Military Status Report
Pursuant to the Servicemembers Civil Relief Act
Page 1 of 1
MAY-04-2009 11:37:57
< Last Name First/Middle Begin Date Active Duty Status Service/Agency
POINT DARLENE Based on the information you have furnished, the DMDC does not possess any
information indicating that the individual is currently on active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the
information that you provided, the above is the current status of the individual as to all branches of the
Military.
nit
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains
the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of
data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50
USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has
issued hundreds of thousands of "does not possess any information indicating that the individual is currently on
active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or
any family member, friend, or representative asserts in any manner that the individual is on active duty, or is
otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of
the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL
provided below. If you have evidence the person is on active-duty and you fail to obtain this additional
Military Service verification, provisions of the SCRA may be invoked against you.
If you obtain further information about the person (e.g., an SSN, improved accuracy of DOB, a middle name),
you can submit your request again at this Web site and we will provide a new certificate for that query.
This response reflects current active duty status only. For historical information, please contact the Military
Service SCRA points-of-contact.
See: http://www.defenselink.mil/f4q/pis/PC09SLDR.html
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the
requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID: PUVKLTTWER
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 5/4/2009
ASSET ACCEPTANCE LLC
In the Court of Common Pleas of
Plaintiff CUMBERLAND County, Pennsylvania
Civil Division
VS.
NO: 09-1800
DARLENE R POINT
AFFIDAVIT UNDER SOLDIERS AND SAILORS
Defendant RELIEF CIVIL RELIEF ACT OF 1940 AS
AMENDED
State of Pennsylvania
County of CUMBERLAND SS:
Michael F. Ratchford, Esquire being duly sworn according to law deposes and says that the
above named defendant(s): DARLENE R POINT is(are) not in the military service of the United
States of America as defined by the Soldiers' and Sailors' Civil Relief Act of 1940 as amended;
That the defendant(s): DARLENE R POINT is(are) older than eighteen years of age;
That the employment status of the defendant(s): DARLENE R POINT is(are) unknown.
FLED-Of
OF THE PROTHONOTARY
2009 MAY -5 PM 1 50
PENNI " LVANEA
4If-oo Pb AM
CO 3t7 &4q
0*'aa41uy
Tlokca. ?la,?l..?f
z
9
5 -
ASSET ACCEPTANCE LLC
VS.
DARLENE R POINT
In the Court of Common Pleas of
Plaintiff CUMBERLAND County, Pennsylvania
Civil Division
Defendant .
NO: 09-1800
NOTICE OF FILING JUDGMENT
Notice is herby given that a money judgment in the above-captioned matter hbeen entered
against you in the amount of $ ?qT) a 3.4 on
By:
If you have any questions regarding this notice, please contact the filing party:
Edwin A. Abrahamsen & Associates
1729 Pittston Avenue
Scranton, PA 18505
Telephone: (570)-558-5510
(Notice is given in accordance with PA Supreme Court Rule of Civil Procedure No. 236)