HomeMy WebLinkAbout09-1805ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
,Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215)789-7155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
DAVID W EMORY
3113 Yale Ave
Camp Hill, Pa 17011
ANGEL EMORY
3113 Yale Ave
Camp Hill, Pa 17011
Defendant(s).
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action widen twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without furtber
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
AVISO
Le ban demandado a usted on Is ante. Si usted quiere defenderse
de estas demandas expuestas en In pagmas sigmentes, usted tiene
veinte (20) dias de plazo at partir de Is fecba de Is demanda y Is
notificacion. Hace falta asentar una comparencia escrita o en
persona o can un abogsdo y entregar a Is torte en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, Is torte tomara medidas y
puede continuar Is demands en contra says sin previo aviso o
notification. Ademac, la cork puede decidir a favor del demandante
y requiere que usted cumple con todas las previsions de esta demands.
Usted puede perder dinero o sus propiedades u otros derechos
importantes pars usted.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
St NO TIENE ABOGADO O St NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
Attorneys for Plaintiff
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 6Q - /805
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
(213) 789-7155
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
DAVID W EMORY
3113 Yale Ave
Camp Hill, Pa 17011
ANGEL EMORY
3113 Yale Ave
Camp Hill, Pa 17011
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 4 F- ?aS OA?? -r"
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, David W Emory, is an individual who resides at 3113 Yale Ave
Camp Hill, Pa 17011.
3. Defendant, Angel Emory, is an individual who resides at 3113 Yale Ave Camp
Hill, Pa 17011.
4. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
5. On or about May 11, 2006, the Defendant(s) entered into a written Motor Vehicle
Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $29350.50 at an annual percentage rate of 14.900%, in
order to purchase a certain motor vehicle, 2003 Ford Explorer more particularly described in the
Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
6. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $489.17 for a period of 60 months until the loan was paid in full all as is more
fully set forth in the Contract.
7. Defendant(s) made monthly payments until March 17, 2008, but has failed to
make any further payments thereafter, and are therefore in default of the Contract.
8. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
9. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $6400.00, however a balance of
$12372.77 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
10. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
11. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $924.30 and which will continue to accrue.
12. The total amount due and owing at the time of the filing of this complaint is
$13297.07.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $13297.07, well as any additional interest and costs that may accrue and such
other and further relief as this Court may deem equitable and just.
Date: March 6, 2009
Respectfully submitted,
MA4UR & NEEDLEMAN, P.C.
CHYLOR, ESQUIRE
Attor Plaintiff
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unswom falsification to authorities.
BY:
A. TAYLOR, ESQUIRE
DATED: March 6, 2009
%ft M EMORY _.--' • MCC
ANGEL K ENNY Z
3113 YALE AVE 6INC
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- i ,I
Ford Credo - Tampa Businou Csnw
P.O.81)x.31111
Tampa, FL 99&41
8774404M
ANGEL EMORY
3113 YALE AVE
CARP HILL, PA 17011
rR •wewian MofD0
eof • worcaraw
71IMB Toollim
OEaI TIgN PIWKRTY
ar ? New
2003 FORD la us•d
WNW
1FMZU?'WM83O M3
Sady
EXPLORER 41311
NOTICE OF OUR PLAN TO BELL PROPERTY
wit MIe yea P CPO I dsear(bW ww" bw=e yea bale ponds= iA am aprsrwa t
® P11110"" SAM oft we sN fn pnprly dowrb•d dW o at
plrababswwa0agw1s*pthan1w0ehofNs9ee [3 PtMtrbMLS:•llipNrgis»prapsMydrorlMappusatpbtp
by YouptlortosucMsab 0abbeelt4ytaMbMdaraeawdtdabtdow
iI1wpm w
01, abate wdm Tserslnsd ddsh. The aft: Idf be had w Ibown
oft 41
b d lYwdaYa
You ntsy dbrd Ur anti ridMYtp bidden aYOY relate.
The nlerley that we pet frsfe the sale (after pwyhg our cops,
Wmkm ifp reasonable attouets fees and wpm net ,mm if
PeIaIRMd by 180 WE reduce the amount you owe. If we ow
Nee money than you owe, you TO 80 owe to the ciftrence. if
wet go nwre money tbau you owe, you will gM the oft money,
unless Rate must flay M to someone Of".
You can 90 the PAY book at 8" title before we so k by
payblp Ys foe no amoral you oft (act just the Pat due
PRY, tnt:AtlNup OW """M on Now To Get Your
PtOPsrty ft* fw an h errAzo fan of amount owkV. To learn "
4=0 amount you MW Pay. C81 us at Me %*Pftone number
If you need mops information about the sale c" to at the
lebpho w number above, or wMe us $IN addrom above.
If you want 1st to sxpbin to you to waiting how we have figured
the amount that you pests us, you may "a us at the wisphoae
numberabove, or wile us at the address above and request a
written womatfon.
We we sw lI g kbis nstico to the following people who have an
Interest In the poPsrty described above or who owe money under
your egnentenk 1) The buyer and any oobuyer named above;
2) Any 418MIN ortpinai 1 ed1lor named below, 3) It there we other
11801116, they an Refined 04 an anaoheefN seat with this notice.
The Pr"ty of Preaenay *wed at -h1AWMIStAUTOMMTJON
HOLM TO GET YOM PROPERTY BACK
many ' A on,wlide k geld M orated dnok r
WIMM Bow= s 11109731
Plusconlic fWPORMS s gin nn
s
s
Plus Lab 0hetprs $ 79.34
Lees Fbrttee Chsape Rabe N $
Lm Wour we P4wr&m Rebate $
TOTAL s tai.tae11
t dWo wd lleeesrebel•nosked aar9n dMeaor wwedM
w b O WO 1s dqs guaretedde of thb netMe et
you e.n air 9r f barn any taw balsa r:
fyae,tdc W51hewnofudl»raeb9*OIL e•tewknprYouwM,tlw
Ireton alsdttpIspalrgyeanWhe-lopry.
You y WAW* rn •bad sd% Please ad w.
Ths Ptgtrlr hoe bsrl (.,A b) nlutnad b:
UMr araeteaatatt dasYnb4rttal orstlbr ew dMbebtyital oted9M Is 10 see etc ptspaty and pay Yoe"MOW"oar. If You two Mney
Aw on tab, Asbbtd eradQ.
D PERt UAL PROPERTY: Any prwW ptepe4i Iwwd>n bl wd" may b• nebbe•d by you dude a» nest 110 drys or, in it0aetdrgewth aaab bar. by
oaeicrtptdsaflbe. Thwseft,9wpw•ordptoper*"bedkmWorscoetdhdyy.
Cwdla has aasptnd b Ns cNta/ad YMumodry {QE Eoei'rpe. LLLy Ira rtyMs (but not !e eb?s?iona) vah naPaat to do sxab d pot +?shfcN baNd eborR
PAYMEMS; Ae PePtmds bus mud be by cadglod ahedt or many wrbr.
ILEAOE Oab7LOSURE: f you awawa m *den ndWW w%cbd en der V*hWg odwair a not aoouab r= sty aoeon Please avid w ao Val
ore
WOO* apes sw wdtaWs Milow.
SIGURANCE RIMS; ayes dwA wrtb ed yttr Ply be* 00"m bnsaasnoe awnWY a On 4*SW WMI Cromer b Md10em PM sny blurts
hN been eenasbd. You Maw • V* b yet amA for 49 Pnwlum wawa. 1
FFM Iota-sT Jan aZRMaaW bsa Jry }? Y
Peaad d U.S.A maP t?T be wee. Fy,? v raou ,J
CUSTOMERbCUSTOMER FILE
2-d G1rS*L298 T 8 00 l IQ383 2101OW Qt103 WdOE t Z T 8002 *0 AOM
Ford Crock - TWM& Bu* we Om W
P.O. Box 31111
Teat, FL 93831
OAVIO W. EMORY
3113 YALE AVE
CAMP MILL, PA 17011
DaMdR. owawtalt 7noloe
vowel f4coft
TIMW6 06111106
Aaaast S
044W r
i>'ascalpRtort of PitoPamty
w p Mew
2003 FORD 13 Used
vd" 1FMZU73K7WS39293
MUM
EXPLORER 4DR
NOTICE OF QIM PLAN TO SELL PROPERTY
We Mw yw? pepmly described sbow bwom year broM prSrr . Now
gree01e0t.
PMYATa SAM v" Wa sotut 0apwty oirwaiw sMw r
PrNMteate eoetaaere w lster)e Ageate ?s1a a4lreeoe ? ?? eALa: YVb tra sea ors propwfir a6aibsi arrow al puhaa
Wool boy. ado". Wasels*Ab* las
Dow oredew s.r nwwaiw
You ntey a6mat Me say and 6" beddas a you %w t.
The mceey that wa pet from the We (aMr paying our coots,
g reaol0abte allornsya fees and legal axpww" it
Pa'rnNW by" WN raduee the amount you owe. K we gat
1006 money than you owe. you will still owe us tha ci forsnce. K
we oea more money than you ova. you VA pet the Odra money,
unless we must pay k to someone else.
You can oa the property beck at any 11me before we sell It by
Pig us the full antourit you owe (not W the poet rue
131110" 1:4, kK*Kt our sepwises. an Now To ed your
ttl" for en NanN10000 Of.motrrt VA4ng. To learn the
ebaet amount you must pay, call us at the telephone rntrrrber
above.
If you reed nom infortrl *m about the sate call us at the
telephone number above, or write us at the address abe".
If you want us to *WWn to you in w4ft how we have figured
the anouwt afar you owe us, you wry am us at the telephone
numl tr above, or wrM us at the address above aid r4QUM s
eeifton atep10nw".
We SIR s N*Q Ibis notice to the (oilowhq People who have an
interest in the P1QW y d"W1b0d above or who owe money under
yow awwwwrt 1) The buyer and any cobuyar aamatl above:
2) any daa aelorioinal MWMr named below, 3) It thero are otter
people. they are named on an at eoh nent sent wilh this putke.
The properly is presently stored at MUM AMAUCTKM
NOW TO OIET YOLIR PROPERTY BACK
Toopt1-F "pwIN back OWranteaeatadbyG0MWahp*ar
Wo" ordw bake M vewdo Y add
L4vw 801000 6 IM97.31
Ph* Coats: FEES j 2= On
s
Pte Leis Chwpaa 26.34
Leas Ftrmw Chow" Rebdr ;
Lela k+ uW" Prarrtkoe Rebels ;
TOTAL ; ta846.e6
tPw agleaaee krowred a detYtR et ohs awe o/ wpwarorraeetsreedw
is 4y; esd teesrabeb0rwelwd sa0r M4lredadalteeoe.)
Yow.Ropedywaet be sold Leta 1i de)saasa+aaat.erali.notro. r
eta ItARJM. Atlor std yew eon stw od a beak sryano bebre to
Irrq ddo, Me here n0 ftV w ds1m on e. aW ear ltrw yaw was. ate
?&W ? ?a?'
pbsw oes ue.
? The pn>MrA? ho bowl W.S be 0. .01 a:
Under ow @W-1t Wier VW d40kd Qhd uaaar, the doW to 10 aadeor k bs wo the PrQPWtf and pay you any nlahW WR over. a m
saw era Oahe, you w6 pay it bt to de -* 0, yirui Wftf. Ywowe?Y
PERt;011A1. PROPERTY: Any parawni pOopaAy f=W in on vardde mW be raelafalw by Youwlarbr On nsd e0 dsye or. in sooonkt w weh slab tow. by
11 . "skysaemice. TWW1ft W$QVWWWP+I hvhWhoaiopordsrwcun ".
Clwaer h- sesbr.d a rm 4ee116d hWnmma0ry (or Ew,wps, LLC) es dory #xA rat as QWp ftw) wet retpod ro"ere of ewh "I" Oaw above,
PAYMENTS: AN pspmrft q w new be by aoanrd check or mmW order.
IIeLEAae OMMOSURE: 1f yetr are tears ate the n*wp elMciw on the vdtc" odwidw Y nd emwn for ery lerreon, pow om6d e w tten we
Can sem0daiy reprt the 1MdeY'S OdYgo.
INSURANGE RK d. You hi you dent VW 1e ad ?m rrqmft book, am the bt wwwo aempary or the dw@br1W p M aedbor to 000100 ewe fid ?y Irtur«tce
rrpet b Od onde Ibr ell prertdtea MuMe.
FFNh11V"JW0RPr%W,W aqe I asy NOTatread (S 70I/ur
vnate n UA.A flan v o?ou
CUSTOWR/CUSTOMER FILE
E-d L*St.L29ET8 03 lIa383 21010W Qa03 Wd0E=2T 8002 40 ^oW
09813108
DAVID W. EMORY
3113 YALE AVE
CAMP HILL, PA 17011
/Account Maaber.
040733723
The fotbwing property has been sold.
xw make
2003 FORD
Gross balance owing on your contract
Deduct: Finance Charge Rebate
Balance owing prior to sale
Deduct: gross Proceeds of the sale
Balance less gross proceeds of the sale (3 - 4)
Add : Expetr W of retaki and storing, and
any atkwneys' fees allowed by law, and
exPenses of reconditioning and selling.
Deduct: Insurance Premium Rebate
Other.
818tement of Safe
EXPLR 1 FMZU73K73LM339293
(?) $18,346.65
(2) $0.00
{3) $18,346.65
(4) $6,400.00
(s) 611,946.65
(6) $426.12
(7) $0.00
(8) $0.00
DeftclerW- (9) $12,372.77
Surplus' (10) $0.00
The ??S r WDeftency will change based on monies received by us (credits) or additional allowed expenses & interest
your account (debits).
Surplus" or DeOdency *
If the We resulted in a sur??pp??s, a refund for the difference will be mailed to you.
If the sale resulted In a de deny, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional Wkwi adon cell or write.
Ford Credit National Recovery Center
P.O. BOX 6608
MESA, AZ 85216-8508
1 00-732-2254
FrM 11990 JUL 01 Prw ous ed Wons mw nd be teed
PrWed M USA
Mail deffclency payment to:
FORD MOTOR CREDIT COMPANY
P.O. BOX 66000
DEPT 194101
DETROIT, MI 48255-1941
O T ' d L4S*LZ9E I8 03 1 I a3a3 soiow amoi WdS* : Z 1 sooz vo deg
0"3/08
ANGEL EMORY
3113 YALE AVE
CAMP HILL, PA 17011
Account Number : 040733723
Statement of Sale
The following property has been sold.
Yl MINIM 31o1ilaii
2003 FORD EXPLR 1 FMZU73K73US39293
Grow balance owing on your contract (1) $18,346.65
Deduct: Finance Charge Rebate (2) $0.00
Balance owing prior to sale
Deduct: gross proceeds of the sale
Balance less gross proceeds of the sale (3 - 4)
Add : Expenses of retaking and storing. and
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate
Other.
(3) $18,346.65
(4) $6,400.00
(5) $11,946.65
(5) $426.12
(n $0.00
(8) $0.00
Deficiency" (9} $12,372.77
Surplus"
(10) $0.00
The SurpluslOeticiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your acopunt (debilo.
ourpim- OF UsTiclency-
---
" If the sate resulted In a surplus, a refund for Nne difference will be mailed to you.
If the sale resulted M a deficiency, you should immediately remit the amount shown on We 9 to the address for
payments shown below.
For additional h7formation call or wdibe: Mail deficiency payment to:
Ford Credit National Recovery Center FORD MOTOR CREDIT COMPANY
P.O. BOX 6508 P.O. BOX 55000
MESA. AZ 81521 "508 DEPT 194101
1-800-732-2264 DETROIT, MI 48255-1941
FFM I IM A& Oi Pmwima adO n. mw not to u and
Pdrftd In UM
E3-d L*S*LZ9ET8 00 1Ia383 N010W aSOA WdS*:2T BOOZ 40 des
?' ra
CrJ
-4-
O
n
i' rn
-?C
Sheriffs Office of Cumberland County
R Thomas Kline o?vtp of +CUR#bPt Edward L Schorpp
Sheriff' Solicitor
Ronny R Anderson a`z.. Jody S Smith
Chief Deputy OFFiCE OF TkE S+tERiFF Civil Process Sergeant
SHERIFF'S RETURN OF SERVICE
03/27/2009 12:55 PM - R; Thomas Kline, Sheriff, who being duly sworn according to law, states that on March 25, 20011'
at 1255 hours this Complaint and Notice upon defendant David A. Emory is returned not served per Notice
Bankruptcy case 1-09-01742 from attorney Charles E. Petrie.
03/27/2009 12:55 PM - R. Thomas Kline, Sheriff, who being duly sworn according to law, states that on March 25, 2009
at 1255 hours this Complaint and Notice upon defendant Angle Emory is returned not served per Notice of
Bankruptcy case 1-09-01742 from attorney Charles E. Petrie.
SHERIFF COST: $57.50
March 27, 2009
SO ANSWERS,
R THOMAS KLINE, SHERIFF
2009-1805
FORD MOTOR CREDIT
VS
DAVID W. EMORY
of n i?r
y,MlAPR-1 MI?26
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
BY: Charlene Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7155
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff,
V.
DAVID W EMORY AND ANGEL EMORY
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 09-1805 Civil
PRAECIPE TO WITHDRAW COMPLAINT
TO THE PROTHONOTARY:
Kindly Withdraw the Complaint against the Defendant.
MAURICE & NEEDLEMAN, P.C.
BY:
CtNTa r,Esq.
Attorney for Plaintiff
Date: April 1, 2009
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
BY: Charlene Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7155
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff,
V.
DAVID W EMORY AND ANGEL EMORY
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No.
CERTIFICATE OF SERVICE
I, CHARLENE TAYLOR, ESQ., do hereby certify that I have caused a true and correct
copy of Plaintiff's Praecipe to Withdraw Complaint to be served by United States 1 S` Class mail,
postage prepaid upon the following:
DAVID W EMORY
3113 YALE AVE
CAMP HILL, PA 17011
ANGEL EMORY
3113 YALE AVE
CAMP HILL, PA 17011
CHARLES PETRIE, ESQ.
LAW OFFICES OF CHARLES E. PETRIE
3528 BRISBAN STREET
HARRISBURG, PA 17111
MAURICE jTr, MAN, P.C.
BY:
Ch E Esquire
Date: April 1, 2009
I)n ,J,4'"y 094e_c
C?u-,n6. Oc., - -Pg-