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Home My WebLink About09-1812• IN THE COURT OF COMMON PLEA$,, OF CUMBERLAND COUNTY, PENNSVIEV ANIA CAPITAL ONE BANK (U.S.A.), N.A. ) Plaintiff V. HEATHER HOWARD Defendant(s) NO. Oq -/eIZ. COMPLAINT IN CIVIL ACTION (2wl:0?1 PF_PA_11 Cmplt Cvr Sht Filed on behalf of: CAPITAL ONE BANK (U.S.A.), N.A. Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No. 0840863 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK (U.S.A.), N.A. ti Plaintiff V. HEATHER HOWARD i Defendant(s) NO. You have been sued in Court. If you wish to defend against Usted ha sido demandado en corte. Si usted desea defenderse the claims set forth in the following pages, you must take de las demandas que se presentan mas adelante en las action within TWENTY (20) DAYS after this Complaint and siguientes pagmas, debe tomar accion dentro de los proximos notice are served, by entering a written appearance personally veinte (20) dias despues de la notificacion de esta Demanda y or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito are warned that if you fail to do so the case may proceed sus defensas de, y objecciones a, las demandas presentadas without you and a judgment may be entered against you by the aquien contra suya. Se le advierte de que si usted fall de court without further notice for any money claimed in the tomar accion como se describe anteriormente, el caso pude Complaint or for any other claim or relief requested by the ` prpEscler sin usted y un fallo por cualquier suma de dinero ts' Plaintiff. You may lose money or property or other righ reclamada en la demanda o cualquier reciamacion o remedio important to you. solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER USTED DEBE LLEVAR ESTE DOCUMENTO A SU AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR ABOGADO INMEDIATAMENTE. SI USTED NO TIENE TELEPHONE THE OFFICE SET FORTH BELOW. THIS UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFFICE CAN PROVIDE YOU WITH INFORMATION, OFICINA. ESTA OFICINA PUEDE PROVEERLE ABOUT HIRING A LAWYER J:NFORMACION A CERCA DE COMO CONSEGUIR UN 'ABOGADO IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE OFFICE MAY BE ABLE TO PROVIDE YO w ? UN *#OGADO, ES POSSIBLE QUE ESTA OFICINA LE INFORMATION ABOUT AGENCIES THAT MAY ?ER PU8DA PROVEER INFORMACION SOBRE AGENCIAS LEGAL SERVICES TO ELIGIBLE PERSONS AT A QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O REDUCED FEE OR NO FEE. BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR CUMBERLAND COUNTY BAR ASSOCIATION ASSOCIATION 32 SOUTH BEDFORD STREET 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 CARLISLE, PA 17013 717-249-3166 717-249-3166 th ton'i it a. ?v: 1Fas: pr:cµ.?c ' PA 21Notice to Defend '' P&F File No. 08-40863 IN THE COURT OF COMMON,, RfoBAS OF CUMBERLAND COUNTY, -Vf? LVANIA CAPITAL ONE BANK (U.S.A.), N.A. Plaintiff V. HEATHER HOWARD Defendant(s) NO. O l et, 4 t-- AND NOW, comes Plaintiff, CAPITTAt Nt BANK (U.S.A.), N.A., by and through its attorney, GREGG MORRIS, ESQUIRE and te,law offices of PATENAUDE &FELIX, A.P.C. b . and files the following Complaint in Civ-,on, and in support thereof aver as follows: 1. Plaintiff, CAPITAL ONE BANK (U.S.A.), N.A., is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is HEATHER HQVAI,Rf an adult individual, believed to currently reside at 4201 OLD GETTYSBURG RD LOT 16 CAMP HILL, PA 17011. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4862362318539049, for the purchase of.good and services. 4. The Defendant(s) has/have mace or authorized a number of purchases and as of June 20, 2006, Defendant(s) owes $827.5doAaia account plus interest at 27.90 %. 5. Plaintiff maintains accurate ;,66ks of account recording all credits and debits for this account. PA-05 Civil Cmplt Crdt Crd P&F File No. 0840863 • 6. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to` g"adcount stated, upon which Plaintiff has relied. rl -. 7. The Defendant(s) made paid, ' ` j bik have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $827.56, plus interest and costs. 8. By failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 9. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. { _E ?L ?:If ht t: ? n! I`, PA-05 Civil Cmplt Crdt Crd P&F File No. 0840863 WHEREFORE, Plaintiff demands'Jucl`gr??ent in its favor, and against Defendant(s), in the amount of $827.56, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by a Court. Respectfully b itted: Patenaude el x, A.P.C. Date: October 15, 2008 Greg M rris, Esquire 0 BI Ma' Street 2 egie A 15106 4 ) 4 -7675 ud? iz4rrt ?,: PA-05 Civil Cmph Crdt Crd ?&F File No. 0840863 The undersigned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in this action and verifies that the statements made in:* foregoing pleading are true and correct to the best of his knowledge, information and belief. ' Counsel has signed the verification at the request of Plaintiff as a matter of time and convenience. Plaintiff has represented to counsel that there is a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel to sign this verification. Plaintiff agrees Io provide a verification signed by Plaintiff upon request by Defendant. The statements are made subject to the penaltie f 18 Pa.C.S. Section 4904, relating to unworn falsification to authorities. Date: October 15, 2008 gg . Mo is, Esquire aten ude Felix, A.P.C. 13 . M 'n Street eg' , PA 15106 29-7675 ?v PA-01 Atty Verification P&F File No. 08-40863 n RAJ (AJ ? ? - -?G na ? m ?D .' rn 21 R) Sheriffs Office of Cumberland County R Thomas Kline 5.oov It tugthrrEdward L Schorpp Sheriff Solicitor Ronny R Anderson W, -Z?^ Jody S Smith Chief Deputy OFF" OFTK SHEFtIFF Civil Process Sergeant SHERIFF'S RETURN OF SERVICE 03/24/2009 R. Thomas Kline, Sheriff who being duly sworn according to law states that he made a diligent search and inquiry for the within named defendant to wit: Heather Howard, 4201 Old Gettysburg Road, Lot 16, Camp I Cumberland County, Pennsylvania but was unable to locate her in his bailiwick he therefore returns the within Complaint as not found as to the defendant, Heather Howard. Current resident advises the defends moved to Oregon in October or November of 2008. SHERIFF COST: $46.50 March 31, 2009 SO ANSWERS, R THOMAS KLINE, HERIFF Deputy Sheriff Docket NO. 2009-1812 Capital One v Heather Howard -t M027 AACIrrA