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HomeMy WebLinkAbout03-24-091505607121 REV-1500 EX (06-05) PA Department of Revenue Bureau of Individual Taxes County Code Year File Number Po aox 260601 INHERITANCE TAX RETURN Harrisbur PA 17128-0601 RESIDENT DECEDENT 2 1 0 8 0 0 8 1 3 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 0 6 2 5 2 0 0 8 0 8 1 7 1 9 2 0 Decedent's Last Name Suffix Decedent's First Name MI Z A C H E R L E B E T T Y J (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW 0 1. Original Return ~ 2. Supplemental Return ~ 3. Remainder Retum (date of death 4. Limited Estate 4a. Future Interest Compromise (date of prior to 12-13-82) ~ 5. Federal Estate Tax Retum Required OX 6 Dec d t Di death after 12-12-82) . e en ed Testate (Attach Copy of Will) ~ 7. Decedent Maintained a Living Trust (Attach Copy of Trust) 0 8. Total Number of Safe Deposit Boxes 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death b ~ 11. Election to tax under Sec 9113(A) etween 12-31-91 and 1-1-95) . (Attach Sch. O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRE N ame CTED T0: Daytime Telephone Number H U B E R T X G I L R O Y E S Q U I R E 7 1 7 2 4 3 3 4 1 Firm Name (If Applicable) C7 ~-;: ,__ M A R T S O N L A W O F F I C E S REGISTE _ F WILLS NLY -, __' First line of address r ~ , ~~ ° i ~~ ' ~~; 1 0 E A S T H I G H S T R E E T ,- ~- Second line of address `~c__ ' `--= ' ' --~ - _, 7 _ City or Post Office State ZIP Code -=~ .. c_~ 1DATE FILED C_J i C A R L I S L E P A 1 7 0 1 3 Correspondent's a-mail address: H G I L R O Y a~ M A R T S O N L A W. C O M Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative Is based on all information of which preparer has any knowledge. SIGNATURE OF PERSON RESPONSIBLE FOR F ING RE RN DATE ADDRESS 555 ANY CO"aRT',% WARRENTON VA 20186 SIGPJA~U P ER+ H ~AN REPRESENTATIVE r' '~*~. ~( DATE ./~' ADDRESS y 3Ia 3 /a ~ 10 EAST HIGH STREET CARLISLE PA 17013 PLEASE USE ORIGINAL FORM ONLY Side 1 L 1505607121 1505607121 1505607221 REV-1500 EX 1. Real estate (Schedule A) , , , , . . ............................... 1. 2 6 1 0 0 0. 0 0 2. Stocks and Bonds (Schedule B) , , , .. , ................. 2. 0. 0 0 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3, 4. Mortgages & Notes Receivable (Schedule D) ........................ 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) ....... 5. 3 0 2 1, 4 4 6. Jointly Owned Property (Schedule F ^ Separate Billing Requested ....... 6. 1 2 5 1 6, 8 0 7. Inter-Vivos Transfers 8 Miscellaneous Non-Probate Property (Schedule G) ~ Separate Billing Requested ....... 7, 8. Total Gross Assets (total Lines 1-7) ~'~~ s. 2 7 6 5 3 8, 9. Funeral Expenses 8 Administrative Costs (Schedule H) , , , , , . 2 4 .......... 9. 2 3 6 4 8, 7 1 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) . , •~~••.....10. 8 1 0 1 6, 0 9 11. Total Deductions (total Lines 9 & 10) ........................... 11. 1 0 4 6 6 4, 12. Net Value of Estate (Line 8 minus Line 11) 8 0 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which 12 1 7 1 8 7 3 ' 4 an election to tax has not been made (Schedule J) 4 .............:.... 13. ' 14. Net Value Subject to Tax (Line 12 minus Line 13) TAY r`A~~o~ rr.~..... .................. 14. 1 7 1 8 7 ~ tl V --•-•• -•~-~+~. - ice irvs (RUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) x.o 0 0 D 16. Amount of Line 14 taxable 15. at lineal rate X .045 1 7 1 8 7 3. 4 4 1s 17. Amount of Line 14 taxable at sibling rate X .12 0 ~ 0 0 18. Amount of Line 14 taxable 17. at collateral rate X .15 0 ~ 0 0 18. 19. Tax Due ................................................ 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT L 1505607221 Side 2 0. 0 0 7 7 3 4. 3 0 o. o 0 o. 0 0 7 REV-1500 EX Page 3 Decedent's Complete Address: DECEDENT'S NAME File Number 21 08 00813 BETTY J. ZACHERLE STREET ADDRESS 321 SHATTO DRIVE CITY CARLISLE Tax Payments and Credits: t• Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount 3. InteresL~Penalty if applicable D. Interest E. Penalty ' STATE PA Total Credits (A + B + C ) ZIP 17013 (1) 7 734.30 (2) 0.00 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.Total InteresbPenalty (D + E) (3) Fill in oval on Page 2, Line 20 to request a refund. 0.00 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (4) 0.00 A. Enter the interest on the tax due. (5) 7 734.30 B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5A) (5B) 7 734.30 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes a. retain the use or income of the property transferred; No ...................................................................... 0 D . retain the right to designate who shall use the property transferred or its income; ................. c. retain a reversionary interest; or ............................................... [] d. receive the promise for life of either payments, benefits or care? .. ~~~~~~~~~~~~~~~~~~"""" ~ 0 ................. X 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? y ~ ............ ~ x 3. Did decedent own an 'in trust for' or payable upon death bank account or securit at his or her death . 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which ^ contains a beneficiary designation? .................................. ................................................................ o a IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF TH E RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the survivin souse three (3) percent [72 P.S. §9116 (a) (1.11(i)], 9P For dates of death on or after January 1, 1995, the fax rate imposed on the net value of transfers to or for the use of the surv~~ing spouse is zero IO) percent ;'2 P.S. ;9116 (a) (1.1) f ii1, The statue dces ^ot exem~r t a transfer to a surv;ving spouse from tax, and the statutory requirements for dsc.osure of assets and "ng a ;ax return are still apprcable even if ;he surv,v;rg spouse is the only beneficiary. For dates of death on or after July 1, 2000: The fax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of ;he chr;d a zero ~Ol percent72 P.S. §9116(a)(1.2)). The tax rate imposed on the ref value of transfers to or for the use of the decedent's I;real beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) [; 2 P.S. §9116(a)(1)1. T`~e tax race imposed on ;fie ret value of transfers to or br the use of the decedent's siblings is twelve (12) percent X72 P.S. §9116(a)(1.3)). A sibling is def;ned and Section 9102, as an ~rdividuai ~,vho has at .east ore parent .n common svifh the decedent, whether by blood or adoption. er REV-1502 EX + (6-98) SCHEDULE A COMMONWEALTH OF PENNSYLVANIA REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF BETTY J. ZACHERLE FILE NUMBER - -- All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as t e price 08wh ch property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real roe which is oint -owned with ri ht of survivorshi must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE ~ Residence at 321 Shatto Drive, Carlisle, North Middleton Township, Cumberland County, Pp OF DEATH being Parcel No. 29-07-0471-046, by Deed recorded in Cumberland County, PA, Deed Book "P", 261,000.00 Volume 32, Page 636. Valuation per appraisal, copy attached. TOTAL jAlso enter on I~ne 1, Recapitulation} $ {If more space is needed, insert additional sheets of the same size) 261,000.OU REV-1508 EX + (6-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY BETTY J. ZACHERLE FILE NUMBER ITEM NUMBER 1. 2 3 4 5 21 08 00813 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with right of survivorship must be disclosed on Schedule F. DESCRIPTION U.S. Treasury, 2007 stimulus payment PA Treasury, prorated benefit for June Various refunds Wayne Myers Auction Service, proceeds of public auction Household goods and furnishings retained by heir VALUE AT DATE OF DEATH 600.00 234.93 751.59 1,284.92 150.00 TOTAL (Also enter on ;ire 5, Recapituiationj ~ if more space is needed, insert additional sheets of the same size) 3.021'44 REV-1509 EX + (6-98) SCHEDULEF COMMONWEALTH OF PENNSYLVANIA JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER BETTY J. ZACHERLE 21 08 00813 If an asset was made Joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A. Bonnie D. Zacherle 555 Tiffany Court Warrenton VA 20186 B C Daughter JOINTLY-OWNED PROPERTY: LETTER DATE DESCRIPTION OF ITEM NUMBER FOR JOINT TENANT MADE JOINT PROPERTY INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST DATE OF DEATH VALUE OF DECEDENTS INTEREST 1. A. rior to /25/0 2841.038 sh Blackrock Sr Float Rate Fd-I (092527102) @ 8.16 23,182.87 50. 11,591.44 2 A 6/28/82 M&T Bank, Checking Account No. 92563066 ~ 681.40 50 . 340:70 3 A 8/17/95 Members 1st Checking Account No. 48844-11 1,001.58 50. 500.79 4 A 8/17/95 Members 1st Savings Account No. 48844-00 167.26 50. 83.63 5 A rior to /25/0 Merrill Lynch Acct 500-28H28, cash 0.48 50. 0.24 0.00 TOTAL (Also enter on line 6, Recapitulation) I $ 12 516 (If more space is needed, insert additional sheets of the same size) REV-1511 EX + (10-06) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN ESTATE OF BETTY J. SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS Debts of decedent must be reported on Schedule t. ITEM NUMBER DESCRIPTION A. FUNERAL EXPENSES: 1• Ewing Brothers Funeral Home, Carlisle, PA FILE NUMBER 21 08 00813 AMOUNT 2,663.42 B. ADMINISTRATIVE COSTS: ~ • Personal Representative's Commissions Name of Personal Representative (s) Street Address City State Zlp Year(s) Commission Paid: 2. .Attorney Fees MARTSON LAW OFFICES (Estimated) 3• Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4• Probate Fees Register of Wills of Cumberland County 5• Accountant's Fees 6• Tax Return Preparer's Fees 2008 Individual Income Tax Returns ~ Register of Wills, filing fee, hiheritance Tax Return Certified Mail Diversified ,appraisal Service, real estate appraisal fee Cumberland Law Journal, advertising Letters Testamentary I~he Sentinel, advertising Letters Testamentary Stock Valuation Report Recording tee, Deed Bank fees Care and disposition of decedent's pets Labor to remove trash and debris and general clean-up of property Trash pickup Homeowner's insurance pending disposition of real estate TOTAL (Also enter on line 9. Recanlr~~hr~,,., (if more space is needed, insert additional sheets of the same size) 12,000.00 356.00 200.00 15.00 5.3 2 3 25.00 "S.Ot) 158.h2 L55 1.50 _' 15.00 ',004.'9 1,06?.00 581.31 -168.00 )IS 23,b~+s.~1 Continuation of REV-1500 Inheritance Tax Return Resident Decedent BETTY J. ZACHERLE Decedent's Name 21 08 00813 Page 8 File Number Schedule H -Funeral Expenses & Administrative Costs - 67. ITEM NUMBER DESCRIPTION Electric service pending disposition of real estate Lawncare pending disposition of real estate Travel expense for Executrix Telephone expense for Executrix Postage Reserved for additional probate, filing fees and miscellaneous expenses SUBTOTAL SCHEDULE H-B7 AMOUNT 800.00 180.00 900.00 700.00 25.20 500.00 3.1 U~.20 REV-1512 EX + (12-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF BETTY J.ZACHERLE SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS FILE NUMBER 71 nQ nnoi~ Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. ITEM NUMBER DESCRIPTION VALUE AT DATE ~• IVi&T Bank, Home Equity Line of Credit Account No. 12044446012764998, principal $62,709.02 OF DEATH + accrued finance charge $80.91 62,789.93 USAA Federal Savings Bank, Credit Card Account No. 5420396123946801, account payable 13,812.54 Publishers Clearing House, account payable Robin K. Sollenberger, Tax Collector, 2008 school taxes, account payable Water treatment, account payable Medical bill, account payable TOTAL jAlso enter on line 10, Recapitulation) g ~,if mare space is needed, insert additional sheets of the same size) 518.25 3,015.09 33.28 847.00 31.016.09 REV-1513 EX + (g-00) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ~~~Hicvr BETTY J. ZACHERLE SCHEDULE J BENEFICIARIES NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY j TAXABLE DISTRIBUTIONS [include outri ht spousal distributions, and transfers under Sec. 9116 (a~ (1.2)j 1. Bonnie D. Zacherle 555 Tiffany Court Warrenton, VA 20186 FILE NUMBER 21 08 00813 RELATIONSHIP TO DECEDENT Do Not List Trusteelc- Lineal AMOUNT OR SHARE OF ESTATE 171,873.44 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 IHR Y I II. NON-TAXABLE DISTRIBUTIONS: OUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 1. B. CHARITABLE AND GOVERNh1ENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET g (If more space ~s needed, insert additional sheets of the same size) I ~ry~n~eery. ~~ao..a~a h ro.m. see a :soap r / P.,COROED-09FICE OF THE ~~ ~~ RL•COR9R Ci DEEDc ' PR 21 Ph \4~~~ MADE TXE 21st day o/ April :the n~7~\ .~ of oar Lord ons thousand nine haxdredeighty-seven (1987), tc> ~ /~Gvt~ i i7ETWEEN ALBEET C. HIIHN and SIDITH 8. EUHN, husband and wife, of West Pennsboro Townsh[p (ma!ling address: E.D. A4, Box 235-B, Carlisle, Pennsylvania 17013), Cumberland County, Pennsylvania, parties of the first pert, Cantors , and GEORGE H. ZACHERLE, JR., and B1L1R'Y J. ZAC9ERL$ husband and wife, of Hampden Township (mailing address: 214 Lamp Post Lane, Camp Hill, Pennsylvania 17011), Cumberland County, Pennsylvania, parties of the second part, Gr+antses WITNESSETH, that in eonsiderntion of TWENTY-F1VB THOUSAND 225,000.00}---Dollars, in hand paid, the receipt euhertoJ 4 hereby aeknowledyed, the acid prnntma do herel>u grant and convey to the said ymntes s. their heirs and ass)gns, es tenants by the entirety, ALL THAT CERTAIN tract of land situate In North Middleton Township, Cumberland County, Pennsylvania, bounded and described In accordance with final subdivision plan of Kendor Summit as last revised on January 23, 1987, a copy of which was recorded to the hereinafter named Recorder's office on Aprii 10, 1987 in Plan Book 52, Pege 111, which is incorporated herein by reference, as follows: BEGINNING at a point On the dedicated rtghtrof-way line of 60 feet wide Shatto Drive at the dividing line between Lots Nos. 3 and 4; thence from said point at the Place of Beginning along said eastern line of 60 feet wide Shatto Drive by a curve to the left having a radius of 530.OA feet, an arc distance of 25.23 feet to a concrete monument; thence still along said eastern line of 60 feet wide Shatto Drive, North 38 degrees 15 minutes 20 seconds East, a distance of 123.50 feet to a point at the dividing line between Lots Nos. 2 and 3; thence along said dividing line between said Lots Nos. 2 and 3, South 51 degrees 44 minutes 40 seconds East, a distance of 349.50 feet to s point at or near the Iow water mark of Conodoguinet Creek; thence up said Creek by the approximate low water mark thereof, South 27 degrees 33 minutes 57 seconds West, a distance of 168.43 feet to a point at the dividing line between Lots Nos. 3 and 4; thence along said dividing. line between said Lots Nos. 3 and 4, North 49 degrees 13 minutes 25 seconds West, a distance of 382.72 feet to a point on the eastern line of 60 Peet wide Shatto Drive the Place of BEGINNING. THE ABOVE-DESCRIBED tract of land contains an area of 57,245 square feet or approximately 1.3141 acres end is all of Lot No. 3 as shown on said final Subdivision Plan of Kendor Summit recorded as aforesaid. THE ABOVE-DESCRIBED tract of land is conveyed under and subject to a 40 feet wide storm drainage easement, the center line of which is the northern line of Lot No. 3 and to a second 40 feet wide storm drainage easement, the center line oP which is the southern line of Lot No. 3, es said storm drainage easements are shown on said final Subdivision Plan of Kendor Summit recorded as aforesaid, and is conveyed under and subject to upper and lower riparian rights in Conodoguinet Creek. THE ABOVE-DESCRIBED tract of land is a portion of the premises which Elsie B. Shatto, widow, by her deed dated August 2, 1962 and recorded in the Office of the .Recorder of Deeds in and for Cumberland County at Carlisle, Pennsylvania in Deed Book "P", Volume 20, Page 209, granted and conveyed to Albert C. Kuhn and Edith B. Kuhn„husband and wife, Grantors Rerein. THE ABOVE-DESCRIBED tract of land is conveyed under and subject, nevertheless, t0 the following building and use restrictions which shall be binding on the within-described ~DUif~ 32 PnfE 836 Exhibit to Schedule "A ", Item 1--Deed (1/3) • • r f1.0~11.111LL1 . ..-- -_ u: .u ~.: tract of land only end shall not be bihding on other land of the Grantors, with which building and use restrictions the within Grantees,their heirs and assigns, by the acceptance of this deed, agree to comply: 1. This tract of land shall be used for residential purposes only. No business, commerciei, or industrial uses whatspgyer shall be-permitted on this tract of land. __ -- _- - 2. Oniy one single family residence end accessory building- may be erected t on this tract of land. 3. No livestock of any kind, cattle, sheep, hogs, goats or horses, and no poultry of any kind shall be kept on this tract of land, except household pets which are housed in fife principal dwelling house located on the within described tract of land and which pets shell not be permitted to roam about out of doors unleased. t 4. No breeding or training kennels for dogs shall be kept or maintained upon this tract of ]and, excepting a dog which may be a household pet which is housed in the principal dwelling house erected on the within described tract of land and which dog shall not be permitted to roam about out of doors unleashed. 5. No building or any part or projection thereof shall be erected or maintained within fifteen (15) Peet of any side or property line or within thirty-five (35) feet of any rear property line as shown on final Subdivision Plan of Kendor Summit recorded in Plan Book 52, Page 111. A ; 6. No wail oP any building shell be erected nearer then thirty-five (35) feet to tha legal right-of-way line oP any public street or road abutting the within described tract of lend as shown on final Subdivision Pian oP Kendor Summit recorded in Plan Book 52, Pege 111. 7. No trailer, mobile home, or similar structure may be located on this tract of land temporarily or permanently, for any use whatsoever. 8. No basement, tent, shack, garage, barn or structure o6 a temporary character shall be erected on this tract of land and used as a residence either temporarily or permanently. 9. No cesspool shell be permitted on this tract of land. The disposal of sewage shall ~be accomplished by use oP a septic tank system or such other disposal system as shall comply with the requirements of Ioca1 and state Health authorities. No outside privy shall be permitted. 10. No advertising or display sign shall be erected or maintained on this tract of land other than the customary "For Rent" or "Por Sale" signs when the same pertain to the premises on which they ere located. 11. Nothing shall be done on this lot which may be or become an annoyance i or nuisance to the neighborhood. 12. No hedge or fence shall be erected within ten (10) feet o[ any property line at a height in excess of four (4) Peet. i 13. The within described tract of land shall not be subdivided. 14. Free standing television and radio towers are prohibited on this tract of land, and any such antennae which are desired shall be installed on or against the ' dwelling house. ~ l5. All plans end specifications Por any proposed building must be submitted to Albert C. Kuhn, or his nominee, for approval as to size, style of architecture and i moterials to be used, and no construction shall begin until approval has been given, which approval will not be unreasonably withheld and will be based in part on the conformity of any proposed building with the size and s;yle of existing buildings in the area, general character of the area, and commonly accepted building standards and practices. Approval or disapproval shalt be given in writing within thirty (30) days from the date of submission of plans. 16. After a dwelling house has been erected on the within described tract of land, the owner shall install an outdoor post lantern with electric light at ]east egos! to a 100 watt incandescent bulb, controlled by a photo-electric switch operating said light from dusk to dawn at the expense of the owner, located exactly fifteen (15) feet from the legal right-of-way line o~ the Abutting street, and at ]east seven (7) feet above the ground. SHOULD there by any conflict between the building and use restrictions imposed by applicable zoning ordinances of North Middleton Township or other governmental authorities and the above building and use restrictions, then the more restrictive provisions shall be applicable. C ~ri:sl~. SeMel Dht. CwwV. Cw, P. y{ t..l E.1.b Tnmla in 4~ 6--fa. ,,(k C., aa. cs6 Ar,/~ 6iia(,p 32 -.ac~ ~ ..,».... /V. -t~~.~1/, ~7 ~. 'w. CuTl,, ~ .......+i ,ix a..l 61.1. Tr~.lr T.. ~~ /~ •l~c~.~ dYrM, Ow Ott. c.1. ,~ ., „ I AND the raid ptrtntor s hereby covenant and apne that they 'tilt'oa'r''ent genereH the Y Property hereby conveyed. a r COMMONWEALTH Of PENNSYIVAlJIA = °' DEPARTMENT OF REVENUE _- ,,, '~ o REALTY r.. TRANSFER ARR21'tT ~~~ 2 5 O. O O _^ TAX !N W/TryVt£,yg {ggyt'R1COF, seed pmntor a ha ve Atreunto ref their hands and seat s the day and year feat above written, .. , ~. ~tSntO, $taltb Anb l~tlibcrt0 .........1•••••~•-~.fi.~,.._.•...• a:a,. in the ~rtstnte a( •. 1 rt .Kuhn ••••••• r~ , LL Edith B. Kuhn • •••~~• "' `t"•• es~L ..................... .... ss Ai I hereby certify that the precise residence end post office address of the within Grantee iss 214 Lamp Poat Lane, Camp Hill, PA 17011. ~,..- . x. state oI Pennsylvania County of Cumberland ~rs' On lkis, the 21st day of A ~ . 1s 87 . before net, - the r++~{+'rtpned ogieer, personalty appeared Albert C. Kuhn and Edith B, Kuhn, husbs~ and wife, known to me (or eRtiaJnelorily proven) to De eke periors whose names are subscribed to the within instrument, and aeknowledptd that t key eseeated the aamr /or eke purposes thertix contained. IN WITNESS WHEREOF, I hereunto set my hand and ollieial seat, /~- r- ~ :•: _ ..........` ~-+t~1...e a4v r AnrONengp~tWlp0llMnENIANDeT0lltt}r;hR`••-`.,....,T,;.`.~s~r:.,.~s.;; ..`i: ~ AST tlt, tis7 Tile tc4!'~rNcCS L~~',~~' ~ - eooxb 32 racE 638 , .....:; ,~...: ~ . ~ ... • • APPRAISAL REPORT 321 SHATTO DRIVE CARLISLE, PENNSYLVANIA PREPARED FOR THE ESTATE OF BETTY J. ZACHERLE BY LARRY E. FOOTE DIVERSIFIED APPRAISAL SERVICES 35 EAST HIGH STREET, SUITE 101 CARLISLE, PENNSYLVANIA 17013-3052 (717) 249-2758 Exhibit to Schedule "A ", Item 1 Appraisal SUMMARY OF IMPORTANT FACTS AND CONCLUSIONS LOCATION: 321 Shatto Drive Cazlisle, Pennsylvania TAX PARCEL NUMBER: 29-07-0471-046 IMPROVEMENTS: One-story detached single-family dwelling. PROPERTY RIGHTS: Fee simple interest. OWNERSHIP HISTORY: The subject property is owned by Betty J. Zacherle. The property was purchased on April 21, 1987 for a reported consideration of $25,000 and ownership transferred on Deed Book "P", Volume 32, Page 636. SCOPE OF THE ASSIGNMENT: The scope of the assignment included an analysis of the subject's area, an inspection of the subject property, an estimation of the property's highest and best use, consideration of all three approaches to value, and the application of those relevant to the valuation of the subject. OBJECTIVE: To estimate the mazket value of the subject property as unencumbered. EFFECTIVE DATE: June 25, 2008. HIGHEST AND BEST USE: Continued use as asingle-family residence. COST APPROACH: N.A. SALES APPROACH: $261,000 INCOME APPROACH: N.A. FINAL VALUE CONCLUSION: $261,000 Exhibit to Schedule "t~", Item 1 Appraisal APPRAISAL CERTIFICATION I hereby certify that upon application for valuation by: THE ESTATE OF BETTY J. ZACHERLE the undersigned personally inspected the following described property: All that certain piece or parcel of land, with the improvements thereon erected, situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point in the dedicated right-of--way line of 60 feet wide Shatto Drive at the dividing line between Lots Nos. 3 and 4; thence from said point at the place of beginning along said eastern line of Shatto Drive by a curve to the left having a radius of 530.00 feet, an arc distance of 25.23 feet to a concrete monument; thence still along said eastern line of Shatto Drive, North 36 degrees 15 minutes 20 seconds East a distance of 123.60 feet to a point at the dividing line between Lots Nos. 2 and 3; thence along said dividing line between said Lots Nos. 2 and 3, South 51 degrees 44 minutes 40 seconds East, a distance of 349.50 feet to a point at or near the low water mazk of Conodoguinet Creek; thence up said creek by the approximate low water mark thereof, South 27 degrees 33 minutes 57 seconds West, a distance of 166.43 feet to a point at the dividing line between Lots Nos. 3 and 4; thence along said dividing line between said Lots Nos. 3 and 4, North 49 degrees 13 minutes 25 seconds West, a distance of 381.72 feet to a point on the eastern line of 60 feet wide Shatto Drive, the place of beginning. Containing 1.3141 acres. To the best of my knowledge and belief the statements contained in this report aze true and correct, and that neither the employment to make this appraisal nor the compensation is contingent upon the value reported, and that in my opinion the Mazket Value as of June 25, 2008 is: TWO HUNDRED SIXTY-ONE THOUSAND DOLLARS $261,000 The property was appraised as a whole, subject to the contingent and limiting conditions outlined herein. ~~ L E. Foote Certified General Appraiser GA-000014-L _ "~ ", Item 1-Appraisal INTENDED USE OF THE APPRAISAL The intended use of this appraisal is to estimate the Mazket Value of the subject property as of June 25, 2008. Mazket Value is defined as the most probable price which a property should bring in a competitive and open mazket under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: a. Buyer and seller are typically motivated. b. Both parties aze well informed or well advised, and each acting in what he considers his own best interest. c. A reasonable time is allowed for exposure in the open market. d. Payment is made in terms of cash in U.S. dollars or in terms of financial arrangements compazable thereto. e. The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale. Source: Office of the Comptroller of the Currency, 12 CFI §34.42(f). HIGHEST AND BEST USE Highest and Best Use is defined by the Appraisal Terminology and Handbook, published by the Appraisal Institute, as "the most profitable likely use to which a property can be put". The opinion of such use may be based on the highest and most profitable continuous use to which the property is adapted and needed, or likely to be in demand, in the reasonable neaz future. However, elements affecting value that depend upon events or a combination of occurrences which, while within the realm of possibility, are not fairly shown to be reasonably probable, should be excluded from consideration. Also, if the intended use is dependent on an uncertain act of another person, the intention cannot be considered. Based on the above definition and after seeing the site, neighborhood, and area, it is my opinion that the present use of the subject is its Highest and Best Use. Exhibit to Schedule ' ~ ", Item 1-Appraisal SITE DATA ADDRESS: 321 Shatto Drive TOWNSHIP: North Middleton COUNTY: Cumberland STATE: Pennsylvania LOT SIZE: 1.3141 acres. SEWERS: On-site septic system. WATER: On-site well. ELECTRICITY: PP&L LANDSCAPING: Typical for the area, with a sodded lawn, trees and shrubs DETRIMENTAL INFLUENCES None. Pride ~of ownership is evident throughout the neighborhood. DESCRIPTION OF IMPROVEMENTS GENERAL DESCRIPTION: One-story detached single-family dwelling containing approxi- mately 2,400 square feet of gross living area above grade with an attached two-car garage. CONDITION: Exterior: Average Interior: Fair to average. ROOMS: First Floor: Living room, kitchen with dining area, three bedrooms, den, laundry room and three bathrooms. Basement: Crawlspace EXTERIOR: Foundation: Concrete block. Walls: Vinyl siding with brick accent on the front wall. Sash: Vinyl-clad thermopanes with screens. Gutters: Aluminum, painted. Roof: Gable, with shingles. E.~hibit to Schedule `~~ ", Item 1-,4pprnisal INTERIOR, PRINCIPAL ROOMS: Flooring: Hazdwood and carpet. Walls: Drywall Ceilings: Drywall Trim: Wood, painted. KITCHEN: Cabinets: Cherry, natural finish. Counters: Formica Walls: Drywall, painted. Flooring: Ceramic the blocks. Sink: Double-bowl, stainless steel. BATHROOMS: Flooring: Ceramic the blocks or vinyl. Walls: Painted and papered drywall. Bathtub: Built-in, with shower or shower stall. Lavatory: Vanity Water closet: Two-piece. Medicine cabinet: Wall-mounted. HEATING: Electric heat pump. COOLING: Central air conditioning. HOT WATER: Electric, 52-gallon. ELECTRIC: Circuit breaker system, 200-ampere. ' OTHER: There is a brick fireplace in the living room. Attached to the front of the dwelling is a covered porch and attached to the rear of the dwelling is a wood deck. There is also a brick patio located at the rear of the dwelling. GENERAL CONDITION: All improvements aze considered to be in average condition on the interior and on the exterior, with the exception of damaged walls in some of the rooms and pet- damaged carpet and sub-flooring in one of the bedrooms. E,rhibit to Sdtedc~le " A", Item 1 Appraisal THE APPRAISAL PROCESS Three approaches to value aze generally included in an appraisal report. These techniques include the cost approach, sales comparison approach, and income approach to value. The cost approach to value is based on the assumption that the reproduction cost of a building plus land value, tends to set the upper limit to value. A key assumption is that a newly constructed building would have advantages over the existing building, therefore an evaluation focuses upon disadvantages or deficiencies (depreciation) of the existing building compazed to anew facility. Due to the age of the subject improvements, the cost approach is considered to be inappropriate and has, therefore, not been included in the development of this appraisal report. The sales comparison approach to value assumes that under normal conditions, a given number of parties acting intelligently and voluntarily, tend to set a pattern from which value can be estimated. Application of this approach relies on a comparison of the subject with a sufficient number of recent transactions of comparable properties in the market, based on a common unit, such as price per squaze foot of building azea. The income approach concerns itself with present worth of the future potential benefits of a property. The initial estimate involves the net income, which a fully informed person is justified in assuming the property will produce'during its remaining useful life. This estimated net income is then capitalized into a value estimate, based upon the level of risk as compazed with that of a similaz type and class. Since homes similaz to the subject aze not typically utilized asincome-producing investment properties, the income approach to value is considered to be inappropriate and has, therefore, not been included in the development of this appraisal report. E,rhihit to Sclredule "1~ ", Item 1-flppraisnl SALES COMPARISON APPROACH In arriving at this conclusion of the value of the subject property, the appraiser made a survey of properties that have sold in the azea of the subject property. Consideration was given and adjustments were made on each comparable sale as to time of sale, size, location, as well as all other factors that might affect value. A resume of some of the sales considered by the appraiser is as follows: SALE NO. 1: Location: Date of Sale: Sale Price: Size: Unit Price: SALE NO. 2: Location: Date of Sale: Sale Price: Size: Unit Price: SALE NO. 3: Location: Date of Sale: Sale Price: Size: Unit Price: 301 Shatto Drive, Carlisle. September 6, 2007. $254,900 1,750 square feet. $145.66 per square foot. 290 Dorwood Drive, Carlisle. January 22, 2008. $299,900 2,204 square feet. $136.07 per square foot. 170 Shatto Drive, Carlisle. June 29, 2006. $159,900 1,128 squaze feet. $141.76 per square foot. The appraiser, in addition to the sales listed, also considered several additional sales in arriving at his final opinion of value. On the Sales Comparison Analysis form that follows this page are dollar adjustments reflecting mazket reaction to those items of significant variation between the subject and compazable properties. If a significant item in the comparable property is superior to, or more favorable than, the subject property, a minus (-) adjustment is made, thus reducing the indicated value of the subject; if a significant item in the comparable is inferior to, or less favorable than, the subject property, a plus (+) adjustment is made, thus increasing the indicated value of the subject. After making all of the necessary adjustments, it is the appraiser's considered opinion that the indicated value of the subject property by the Sales Comparison Approach is $261,000. E.rlribit to Schedule `~T"", Item 1 Appraisal SALES COMPARISON ANALYSIS ITEM SUBJE CT COMPARABLE #1 COMPARABLE #2 COMPARABLE # Address 321 Shatto Drive Carlisle 301 Shatto Drive Carlisle 290 Durwood Drive 170 Shatto Drive 3 Carlisle Carlisle Proximity to Subject Same street One block Sale Price N.A. $254 900 Same street Price / Sq. Ft. GLA N.A. , $ 145 66 $299,900 $159,900 Data Source Inspection . Courthouse and Central Penn MLS $136.07 Courthouse and Central Penn MLS $141.76 ADJUSTMENTS DESCRIPTION DESCRIPTION $ Adjust DESCRIPTION Courthouse and Ce ntral Penn MLS nctng . $ Adjust. DESCRIPTION S Adjust. Concess ons None $8,997 buyer's cl. $4,797 buyer's cl. costs pd. by seller. -9,000 costs pd. by seller. ~ g00 Date of Sale /Time As of 6-25-08 9.6.07 1.22-08 , Location Average Similar Similar 6-29-06 +8,000 Site /View 1.3 acres 1.48 acres 1 02 acres Similar Design and Appeal One-story detached Similar . Similar '41 acre +5,000 Construction Vinyl siding w/brick Aluminum siding +1 000 Brick Similar Abe 21 years 27 years , -5,000 Aluminum w/brick Condition Fair to average Superior -10,000 19 years Su rior Pe 36 years Above Gradc Tot. Bed. Bath Tot. Bed. Bath Tot Bed B th -10,000 Superior -10,000 Room Count . . a Tot. Bed. Ba th 5 3 3 6 3 2 +2 000 Gross Living Area 2,400 square feet 1,750 square feet , +32,500 6 2 204 s 3 quare fe 2 et +2,OOp +9 6 3 1 +6,000 Basement &Finished Full bsmt w/frn rm , ,800 1,128 square feet +63,600 Rooms Below Grade Crawlspace . . ., full bathroom. -14,000 Full bsmt. w/frn. rm., Bdrm. off. full bath -18 000 Function l Utili -~ ~- , , . , Full basement. -!0,000 a Ave Hearin / Conlin Heat um e / C rt Two-car e Porches, Patios Porch, wood deg Pools, etc. brick atio. Special Energy Typical for the Efficient Items re ion. Fi laces Firo lace Other (e.g. kitchen equip., remodeling) Built-ins. Net Ad'. total Indicated Value of Subject rorcn, patio. ~ +I 000 ~ Porch patio I +1 000 I Wood deck gazebo. I +5 Similar Similar Similar Two fire laces -1,000 None +1,000 None +I,O Similar Similar Similar 261,400 266,700 FINAL INDICATED VALUE OF SUBJECT PROPERTY: $261,000 Exhibit to Schedule "~3'; Item 1 ~Jppraisal CORRELATION Correlation may be defined as "the bringing together of parts in a proper relationship." The parts of this appraisal report are the following approaches to value your appraiser used: Value Indicated by Cost Approach N.A. Value Indicated by Sales Comparison Approach $261,000 Value Indicated by Income Approach N.A. These approaches are representative of the market value of the subject property. I have carefully reexamined each step in each method, and I believe the conclusions accurately reflect the attitude of typical purchasers of this type property in this neighborhood. It is my belief that this reexamination has confirmed the original conclusions. The Cost Approach will result in an excellent estimate if all elements are figured accurately, because no prudent person will pay more for a property than the cost to produce a substitute property with equal desirability and utility. Purchasers of the type of dwelling typical of the subject property are more concerned with amenities than with hypothetical replacement of the property. Due to the age of the subject improvements, the Cost Approach is considered to be inappropriate and has not been included in this appraisal report. The Sales Comparison Approach was based on several recent sales of properties similar to that of the subject, all of which are located in the same general area. The adjusted sales prices are most consistent under comparison. This approach is the most reliable because it reflects the reactions of typical buyers and sellers in the market. The Income Approach is most applicable to income producing properties or properties that are primarily utilized for income producing purposes. Purchasers of income producing properties are willing to pay no more for a particular property than the net operating income will support. Since the majority of properties similar to the subject are not utilized for income producing purposes, this approach to value has not been included in this appraisal report. Therefore, as a result of this appraisal and analysis, it is this appraiser's considered judgment and opinion that the Market Value of the subject property, as of June 25, 2008, is: TWO HUNDRED SIXTY-ONE THOUSAND DOLLARS $261,000 Exhibit to Schedule "A"', Item 1-Appraisal UNDERLYING ASSUMPTIONS AND LIMITING CONDITIONS SUBJECT TO THIS APPRAISAL 1. I assume no responsibility for matters legal in nature, nor do I render any opinion as to the title, which is assumed to be mazketable. The property is appraised as though under responsible ownership. 2. The legal description used herein is correct. 3. I have made no survey of the property, and the boundaries are taken from records believed to be reliable. 4. I assume that there are no hidden or unappazent conditions of the property, subsoil or structures which would render it more or less valuable. I assume no responsibility for such conditions or for engineering which might be required to discover such factors. 5. The information, estimates, and opinions furnished to me and contained in this report were obtained from sources considered reliable and believed to be true and correct. However, no responsibility for accuracy can be assumed by me. 6. This report is to be used in its entirety and only for the purpose for which it was rendered. 7. Neither all nor any part of the contents of this report (especially any conclusions as to value, the identity of the appraiser or the firm with which he is connected) shall be reproduced, published, or disseminated to the public through advertising media, public relations media, news media, sales media, or any other public means of communication, without the prior written consent and approval of the appraiser. 8. This appraisal was prepazed for the exclusive use of the client identified in this appraisal report. The information and opinions contained in this appraisal set forth the appraiser's best judgment in light of the information available at the time of the prepazation of this report. Any use of this appraisal by any other person or entity, or any reliance or decisions based on this appraisal are the sole responsibility and at the sole risk of the third party. The appraiser accepts no responsibility for damages suffered by any third party as a result of reliance on or decisions made or actions taken based on this report. Exhibit to Schedule "~Al", Item 1-~?ppraisal CERTIFICATE OF APPRAISAL Your appraiser hereby certifies that: I . The statements of fact contained in this report are true and correct. 2. The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. 3. I have no present of prospective interest in the property that is the subject of this report, and no personal interest with respect to the parties involved. 4. I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. 5. My engagement in this assignment was not contingent upon developing or reporting predetermined results. 6. My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or :the occurrence of a subsequent event directly related to the intended use of this appraisal. 7. To the best of my knowledge and belief, the statements of fact contained in this appraisal report, upon which the analyses, opinions, and conclusions expressed herein are based, are true and correct. 8. This appraisal report sets forth all of the limiting conditions (imposed by the terms of my assignment or by the undersigned) affecting the analyses, opinions, and conclusions contained in this report. 9. This appraisal report has been made in conformity with the Uniform Standards of Professional Appraisal Practice adopted by the Appraisal Standards Board of the Appraisal Foundation, and is subject to the requirements of the Code of Professional Ethics and Standards of Professional Conduct of the National Association of Realtors Appraisal Section. E.ihibit to Schedule "f1"', Item 1-Appraisal 10. No one other than the undersigned prepared the analyses, conclusions, and opinions concerning real estate that are set forth in this appraisal report. L E. Foote Certified General Appraiser GA-000014-L Exhibit to Schedule `~~', Item 1Appraisal PRIVACY NOTICE Pursuant to the Gramm-Leach-Billey Act of 1999, effective July 1, 2001, appraisers, along with all providers of personal financial services aze now required by federal law to inform their clients of the policies of the firm with regazd to the privacy of client nonpublic personal information. As professionals, we understand that your privacy is very important to you and aze pleased to provide you with this information. In the course of performing appraisals, we may collect what is known as "nonpublic personal information" about you. This information is used to facilitate the services that we provide to you and may include the information provided to us by you directly or received by us from others with your authorization. We do not disclose any nonpublic personal information obtained in the course of our engagement with our clients to nonaffiliated third parties, except as necessary or as required by law. By way of example, a necessary disclosure would be to our independent contractors, and in certain situations, to unrelated third party consultants who need to know that information to assist us in providing appraisal services to you. All of our independent contractors and any third party consultants we engage aze informed that any information they see as part of an appraisal assignment is to be maintained in strict confidence within the firm. A disclosure required by law would be a disclosure by us that is ordered by a court of competent jurisdiction with regazd to a legal action to which you are a party. We will retain records relating to professional services that we have provided to you for a reasonable time so that we are better able to assist you with your needs. In order to protect your nonpublic personal information from unauthorized access by third parties, we maintain physical, electronic and procedural safeguazds that comply with our professional standards to insure the security and integrity of your information. Exhibit to Schedule "~4', Item 1 Appraisal LARRY E. FOOTE REAL ESTATE APPRAISER EXPERIENCE: 1979-Present: Chief Appraiser, Diversified Appraisal Services, Carlisle, Pa. Principal Broker, LaRue Development Company, Carlisle, Pa. 1976-1979: Associate Broker, Colonial Realty, Carlisle, Pa. 1972-1976: Realtor Associate, Jack Gaughen Realtor, Carlisle, Pa. Appraisal experience included undeveloped land, farms, building lots, single-family dwellings, mobile home parks, medical centers, nursing homes, motels, apartment buildings and complexes, office buildings, service stations, veterinary clinics, rehabilitation centers, retail buildings, daycare centers, warehouses, and manufacturing facilities. EDUCATION: Bachelor of Business Administration, Pennsylvania State University, 1976. Associate Bachelor of Business Administration, Harrisburg Area Community College, 1974. Diploma, Carlisle Senior High School, 1965. Certificate, Pennsylvania Realtors Institute, GRI I, GRI II, GRI III. Certificate, Realtors National Marketing Institute, CI 101, CI 102, CI 103, CI 104, CI 105. Standards of Professional Practice, American Institute of Real Estate Appraisers. Real Estate Appraisal Principles, American Institute of Real Estate Appraisers. Residential Valuation, American Institute of Real Estate Appraisers. Appraisal Procedures, Appraisal Institute. Principles of Income Property Appraising, Appraisal Institute. Case Studies in Real Estate Valuation, Appraisal Institute. Report Writing and Valuation Analysis, Appraisal Institute. PROFESSIONAL LICENSES: General Appraiser #GA-000014-L, Commonwealth of Pennsylvania. Real Estate Broker #RB-029729-A, Commonwealth of Pennsylvania. PROFESSIONAL DESIGNATIONS: GRI: Graduate of the Pennsylvania Realtors Institute, awarded by the Pennsyl- vania Association of Realtors. CRS: Certified Residential Specialist, awarded by the Realtors National Market- ing Institute of the National Association of Realtors. CCIM: Certified Commercial Investment Member, awarded by the Realtors National Mazketing Institute of the National Association of Realtors. PROFESSIONAL ORGANIZATION AFFILIATIONS: National Association of Realtors Appraisal Section. Greater Harrisburg Association of Realtors. Pennsylvania Association of Realtors. National Association of Realtors. Realtors National Marketing Institute. E,rlribit to Schedarle "t1"', Item 1-Appraisal PAST CLIENTS: Borough of Carlisle Keystone Financial Mortgage Cornerstone Federal Credit Union Pennsylvania State Bank Commerce Bank Cumberland-Perry Association for Retarded Citizens Carlisle Suburban Authority Members 1~ Federal Credit Union Pennsylvania National Bank Evans Financial Corporation Greenawalt & Company, CPA Smith's Transfer Corporation Carlisle Department of Parks and Recreation Executive Relocation Services Carlisle Area School District Messiah Homes, Incorporated ERA Eastern Regional Services Pennsylvania Turnpike Commission Chase Home Mortgage Corporation Defense Activities Federal Credit Union Pennsylvania State Employees Credit Union PNC Mortgage Corporation F&M Trust Company National City Mortgage Corporation Washington Mutual Home Loans, Inc. Prudential Relocation Services Lender's Choice Market Intelligence, Incorporated United Telephone Employees Federal Credit Union Cumberland County Commissioners Allstate Enterprises Mortgage Corporation Dickinson College PPG Industries, Incorporated Gettysburg College Redevelopment Authority of Cumberland County Record Data Appraisal Services, Incorporated First United Federal Savings Association Fulton Bank United States Marshall Service GMAC Mortgage Corporation Orrstown Bank Letterkenny Federal Credit Union BancPlus Mortgage Corporation Coldwell Banker Relocation Services, Incorporated Central Pennsylvania Savings Bank Mellon Bank Provident Home Mortgage Corporation Drovers Bank American Home Bank Trans Union M&T Mortgage Corporation Cody Financial Mortgage Services Waypoint Bank Northwest Savings Bank Blue Ball National Bank Adams County National Bank Countrywide Home Loans Aarrow Mortgage Various law firms and individuals 16 Exhibit to Schedule "A ", Item 1-~ppraisnl E.rhibit to Schedule "A ", Item 1-Appraisal ~..,.~ t'HQTOGR~PHS ~~1: THE SL'13JECT ~ 1~IP12(~ti'E ~fEtiTS Exhibit to Sche~it~le A ", Rena 1 Appraisal COMPARABLE SALE NO. 1 CUMPARABLE SALE NO. 2 (:U1~1P;~RaBLE SALE ~i0. 3 z C O a c m 0 0 0 ~ a 3 a n a ~. o ~ ~ <~ m r a w r~~ i ~ -_I rn ~ Q03~m~c') x m ~~ a to ~ o c M w a~ O C a o~ 0 a 3 A ~ ~ O w D A ~ o c . ~ ~ fA ® o n ~ V1 ~ ~-rnZ N = rn o ~ Q $ ~v'= 3 D ~~_~ W ~ m rn 3 ~ N o ~v o 3 o z C cn v z w WW w o o 00 Qp OD y ~ ~ A A ~ W ~ ~ ~ V C ,3i 2 c 3 w w W w ~ ~ ~ A A a m tN0 ~ ~ cNp co ~ ~ -~- ~ oo p ONo A~t,~v, z 3~<~3mv Qm~ C~ ('~ '~Xi m v n ~ ~ a a e a m ~ > > ~ c n ° ~ ? ao ~ ~'~' w rnvu, ~' ~ ~a n ~~ ~ ~m ~ ~° t~ piq = zX=~ o ~ ~c\im ~ \m a '~>~ > a ~ Q zoo F+ 7 ~ ~ ~ U~ ~ A ~ ? /1C ~ ~ ~ Z 7 'p 0 p ~ e d\ ~ ~ a Q m N 0 7 7 8 '1° Q 3 3 a Qa ~ ~° IC u n ~ ~" f° ~ d ~' ~ $ j~ o ? r. ° ~ `~ ~ tp 0 ° ~ ~ ~ ~ V N O (~ ~'- ti s 3 ~ N q- .-~ ~ OD 0~ ~ p ~ o N ~ N N N yl~ ~ ~ =. 00 ~ v ~ ~ ~ ~ O~~ ~ r_ W ~ AAa ~ ~ ~ ~ ~ i ~ ~ 17 of pro ~ ° ~ O 1 ^ W ~ RR77 0~ ~ C I ~ -~I ~ !! •~- A ~ ~ O p ~ O ' ov ° ~ I N n a ~ w ~ s ~ uQDi ~ ! ~ iv ? j ~ r ~. w ~ ti ~ E,xhibit to Schedule "F", 1'd~s 1 .~(1/Z) ~ ~ f-~- ~ n.~ .... ~.. ; ~a m ' H a O 0 A N m 0 0 ti O 11 0 m c a y a c D m a 0 o d 3 r'i c e ~o ' z c~~ ~3Hm~ ~ o_~ o ac a ~ A O ~ooa ~ p4 m ~.° ~ aa~ ~ ~msn.~i ? 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DE 19966 Mail Code DE-!~iB-12 Phone (888) 502--13-19 Fax (302) 931-2955 :august 20, 2008 :Vlartson Law Offices Attorneys At Law 10 East High Street Carlisle, Pennsylvania 17013 Re: Estate v : Betty J Zucherle Social Security: 33-1-1,1-~~83 Date of Death • June ~~ 2008 Dear Sir or Madam: Per your inquiry dated August 14, 2008, please be advised that at the time of death, the above-named decedent had on deposit with this bank the following: 1. Ttipe ofAccozrnt Checking Account Account Number 9?563066 Ownership (Names ofJ Betty J Zacherle, Bonnie D Zacher/e Opening Date 06/28/82 Balance on Date of •Death, 5681. ~0 Accr-tred Interest 5 0.00 Total _ _. _.. _. _.. 5681 -l0 _.___ ?. Tape ofliccount Home Equity Loan . iccuunr ,~'tunber i?0 -1~-1 X601= '6 -1998 (hrnership /;Vcrmes ofJ BetfiJZacherle Upening Dale 0(i,~16,%0.5 B~rlunce r;n Date of Death S62, '90.06 ** T/ris «rnount is not to be used jor pgt•q fj purposes. For a pu}•ofjba/anee, please cu// 1-~40I~724-?440. 'ru•rwu B~r/uncc Sh?, 391. l3 ** T/rrs amount is nut a pal•off ba/rnrcr. Phase be ad~iscd, there ssas no safe deposit hox found tar the above decedent. * If upon reviewing the information above, you helieve there are additional accounts not referenced, please provide us with an account number and;or name of any possible joint account holder. For any additional information on the above accounts, including ownership and any changes, closures and,~or reimbursement of funds, etc., please contact our Spring Garden Office # 717-241}-a~2~. Sincercl~. Exhibit to Schedule "F", Item Z '~~anc~ Cla•~~rt Records ~tan:r_ement St MEMBERS ls~ FEDERAL CREDIT L'NION REGULAR SAVINGS ACCOUNT: Account Number/ Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner Date Joint Ownership Established CHECKING ACCOUNT: Account Number/Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest Name of Joint Owner Date Joint Ownership Established Estate of: BETTY ZACHERLE Date of Death: June 25, 2008 Social Security Number: 334-14-5283 48844-00 09/30/1985 $167.15 $.11 $167.26 Bonnie Zacherle 08/17/1995 48844-11 09/30/1985 $1,001.58 $.00 $1,001.58 Bonnie Zacherle 08/17/1995 ME BERS 1ST FED RAL CREDIT UNION nielle A. ' "~ ~~~ Kline Insurance Services Specialist August 21, 2008 E.rl:ibit to Schedtele "F", Items 3-4 -- _ __ ~~ ~~ ~~ 1 L~)Ul~~ I )ri~~c I'.C). 13~~z -~~ I .ti~(crhanic sbur~* I'cnns~~l~~.u~i:~ I ,~ );5 tii )~ )) ~ ' ~~ 5 3-?,;?~~ ~~ ~~ ~~.mrnlb ~r c~n I,t.ur~ LAST 6~JILL AND TESTAMENT CF BETTY J. ZACHERLE I, BETTY J. ZACHERLE, cf ^lcrth i-Iiddletcwn Township, Cumberland County, Pennsylvania, declare this to be my Last Will and Testament, revoking all prior Wills and Codicils. FIRST: (a) I give all tangible personal property owned by me at my death, and all insurance policies thereon, to my daughter, Bonnie D. Zacherle, if she survives me by thirty days; if not, to my grandchildren, John K. Zacherle, II.; Matthew E. Zacherle; and Emily W. Zacherle in as nearly equal shares as is practicable to such of my grandchildren as survi ~-e me by thirty days. (b) With respect to any item passing under s~~:bparagraph iai .c a minor, my Executer may 'gold ar d d li . e ver :fi ~o the r~,l~.~r at ~~~a, - - t J~rL y cr carl~~~ ~_ del ver t _ ~~ c ar.y person ~o h~~~~~ ~_~ _r~~ ,.~ncr; ~_ ~.~- ! may ~__~ __ `"~ d - r ~ - -: ~_ -~ -- _ ._ ... _ _ - ._ -__ _ - ~ - - ___ _ ''- :~t: ~~ - _ ~, ---! ic) T:rie receipt of ar.~y person who receives an item or payment .tinder subparagraph (b) shall be a complete discharge to rry executor. ~ECC:VD: I ~ve ".e res} i '~'~ ~-~ ~., rema r.der and residue cf my estate, including ar.y realty or personalty that I may own to my daughter, Bonnie D. Zacherle, if she survives me by thirty days; if not, to my grandchildren, John K. Zacherle, II.; Matthew E. Zacherle; and Emily W. Zacherle; ir. as nearly as equal shares as is practicable to such of my grandchildren as survive me by thirty days. THIRD: A11 death taxes (and interest and penalties thereon) imposed upon any property passing under my Wi11 and upon proceeds of insurance on my life, but not otherwise, shall be paid out of my residuary estate. ~CURTr.: My Executor shall have the fcllewing powers in additi;n tc those conferred by law u:,til all • property Ls ~istri~.ted: z -~ r~~~.x~., ~~i.~1 ~'c~3~ ~~ p°=?"SG:~:,3i pL~~~C~~t~l ~?i ~~ (c} To purchase all forms cf property without bung ccr.fined to so-called legal in-restments and without regard for the principle of diversification. (d) Tc exercise any option er rights arising from ownership of investments. (e) To compromise claims without order of court or consent of any legatee. (f) To distribute in cash or in kind. (g) To file any necessary income, state income cr gift tax return. Any income or gift taxes due on such returns ar.d any deficiencies, interest, penalties or refunds thereon shall' be paid by my estate. (h) To employ accountants, investment counsel, or any bank or trust company to perform the services of agent or c~:stodian at the expense of :r,y estate and to carry cr register inv~ast~;:en_s in t'~:e .name of the nominee cf such agent or ~~ustodian. -I ~Tr. ~ r.e ',verd "Exec'a' r" ~ - ~.c w..en used r~_r~~n sha~~ ~._~_ aae _~ ~ ~~.. ;.?rs znd _.._ ~_r_~~'-1a_ ar.d pi,~;r,3~ ~~~ t'-:e _._ _~_1t ...,~~. 1 7 :._ ~~.~ `~ - ~-____ _-~_____ ~ ~ u C ,. ~ ._ executor shall not be required to pest security in ar.y jurisdiction. I direct my executor to arrange for the care of my ar.imais after my death. I direct that in no e~aent shall my executor permit any .,} my animals to oe put to sleep ~~h~le the animal is still~n gcod health. The animals may be given to ar.y shelter that does not euthanize. Executed. ~/ ~~~` ; .'~~`.Z" ti 20!~ ~. ~ - ~ ,-~ 1 , ;~~) ~ ., SIGNED by Betty J. Zacherle as her Will, in our presence, ~aho at her request, in her presence and in the presence of each other ha~re signed as witnesses: _.~dr.~ s ti 5~~'cX Gt/;,Tl,~~l~I/~... `ice ~,~ ~~l/o{. 1 ,~ J, ~ < ~~ ~~+ j ~ 1 rCKNCWLEDGM~NT Commonwealth of Pennsylvania ) County cF Cumberland ~ I, Petty J. 7acherle, whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my last Will and Testament dated :^f~) ~ t ~''''1 ''~ ~-' 20 ~~ 7 that I signed it willingly; that I signed it as my free and voluntary act for the purposes therein expressed. -~ i %' ;. Sworn or afLfirmed to and a,~knowledged before me, by the f= S r , 3 t O r , t f'. ~ S' ',~ Sr `' d ,3 y C f /!~-Z ~.'1--s :r c .-L ~~G.~" ~ !~ r ~- ~~ ,~ -, 1 ~ ;/{~ y~ ~ ~'d~C z ;c:v~r~rtt=. ^'-xsrxt. ~~:_.:dry;'~,;Nic +~~al~~ ; ~u., c~z;,.,,,~ Cz~;rrty "fY Ctxrrttissxx~ E.r. yr?-.:, ~,,ra_ 1, `~'emrer ate. -. --• `). 2i}OS c~ '!` "lofartes AFFIDA`JIT Co>r,mor.wealth of Pennsylvania } County of Cumberland ) f ,, ~~ and ~ i C ~~ ~ ~~J 1 i ~--P,9 / the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw Betty J. Zacherle sign /and execu`t^e the instrument as her last Will and Testament dated fV~~`~ ~~",~~r~ 2 ~~ ~> l , and that she signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing ar.d sight of Betty J. Zacherle signed the said last 6~1i11 ar.d Testament as witnesses; and that to the best of cur kr_cwledge Betty J. Zacherle was at that ti.~,e 1~ or more years of age, o;, sound mind and under no constraint cr undue in`,u:nce . ~, J ~ ~ '~ _,__ _ _ -~~ ~_. ' ~~ ~~1 ~t C ~ ~~ ' ! P ~~~ G~~~ > ,. ~ ~ ( L_. o _.E __ ~ , ,, , , . c ~ ~ --~ `~ ~ `~' •: Tri G ~°_+(:11 ...:i~1t]r ,~i. ~t.1~C 3 \i L ~ ~ ~_ _ i _ .,